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31
Cy^^^e^-nZe^ ..
4/' O)/
THE
INSURANCE
YEAR BOOK.
1889-90.
{SEVENTEENTH ANNUAL ISSUE.)
Carefully Corrected to June 15, 1889.
Price, #5.€M> per Copy.
NEW YORK: CHICAGO:
THE SPECTATOR COMPANY,
1889.
according to Act of Congress, in the year 1889, by The Spectator Company, in the Ofiice of the
Librarian of Congress, at WashiDfiion, D. C.
DETROIT, MICH.
CASH CAPITAL, $200,000.00.
THE STANDARD'S policy
IS WORLD-WIDE and free from
ALL LTJKhCESSARY RESTRICTIONS.
THE STANDARD'S Policy GIVES
f:ft\-t%V' weeks indemnity.
r^lHE STANDARD MAKES no de-
t ijilTl N [ -^OM DEATH CLAIMS FOR IN-
DEMNITY CLAIMS PREVIOUSLY PAID.
D. M. FERRY President.
STEWART MARKS Secretary.
E. A. LEONARD Assistant Secretary.
F. F. PARKINS Superintendent.
C. W. HITCHCOCK, M. D Adjusting Surgeon.
AGENTS WANTED FOR UNOCCUPIED TERRITORY.
(limited),
Of Lrondoiif En8:land.
raid-Up Capital^
JDeposited in U. N.,
$500,000.00
261,000.00
T2U8TII3 rOB TBI UlTITSS 8TAT1S:
OLIVER W. PEABODY, Esq., Kidder, Pcabody & Co.. Boston.
CHAUNCEY M. DEPEW, Esq Pres. N. V. C. & H. R. R. Co., New York.
SAMUEL SLOAN, Esq. Pres. Del,, Lacka. & West. R. R. Co., New York.
WM. A. FRENCH, Esq, Pres. Mass. Nat'l Bank, Abram French 4 Co , Boston.
Hon. JOHN LOWELL,.. Boston.
CBII7 omoi nr tei mnTis statss:
Bio. 71 Kiltoy St., BcMtou Mass.,
ENDICOTT & MACOMBER, Managers and Attorneys for U. ::
(i.) General Accident Policies giving larger benefits at less cost than other Companies.
(2.) Policies indemnifying Employers against liability for accidents to work-people.
(3.) Policies indemnifying owners of buildings against loss arising from injuries caused to
persons in an ^'levator owned by the Insured.
(4.) Other accident policies of a special nature suited to the requirements of all classes.
Tnc Piokq of LnciAL Accioor iNSuuKt ii tme Uhtid States, An the Leadim Aocioent Co. ii Euiopl
The Innvranoe Year fionk.
Table of Contents.
L:'e Companies for Ten Years,
^'". 'rii* of
:.i-;jt*^--.neci:5 Companies, Stock..
*. •j^.i.'tl Coi»»pariies
• of Columbia.
■ i\\
''.-nifjshire.
-s vaiJia . .-
' ', arolma.
'; ^-'oc'-. C'^i mnnnieE
.• f/ C' iV a'.:on .,
' f A .'f - of Life Companies
—ri'e Protection and Water Supply,
Fir^ insiirance in '. .
n«ur*iice Agents ,
? : e Proiect;on— Appendix
fire Insurance in
- . Ki re Frotection— Appendix
iiiiurance Agents
'Jfe Insurance in
^Tatulory Requirements of
R:.. Lvnan. on I-ifc Assurance 148
••.::• irjfs m Amtiica. Mutual 297
'.on<^:)ar:es in ATierica, Stock 292
'2 .'Miice ^nr. Or-nsequential Liability 147
!r^r inc*; D^^crs;- -nj- 140
' ^r .;.. .ies of ^'/fcat P.rif'^in 156
, b^- '-ty o; Ldinburgh, Officers of 157
L,''. AssiiT-ar.«7« 211
. L-'te Insur?nce 86
' : iiSC<>Uiner.us Companies 350
, .T-f ts in r.'le Assurance 314
-Arnua; Losses m the United Slates
jneuj Yea-^a . - - aao
'ci 'j» Lil> lL'»urance Companies for
?'.'s 292
. / "t; In -/jrance in 226
. \\:t ProLection — Appendix 3
'i^uracce Agt^nta 593
, i .fe I. sura nee in 310 ]
w.ufory Requirements of 25 |
-. -kinprtnies. Business and Stardir^ of 172 I
■ r.r» Insurance Company of New
540 '
278 1
292 '
451 I
451 I
451 I
453 I
453 '
■^5^ I
454
454 1
457 j
457
458 I
458 I
459
450 I
462 ,
471 j
471 I
472
474
474
476
478
482
487
491
491
492
492
370
291
30?
I
227
594
5
226
6
594
316
26
PA'JE
Assessment Companies Permitted to do Busi-
ness in Canada 194
Assets of Life Companies. Analysis of 302
Assets, Policies and Ciamvs of Canadian
Branches 01 Foreign Companieb 178
Assets. Policies and Claims of Canadian
Branches of United States Companies. . 182
Assets, Policies and Claims of Canadun Life
Companies 1 7<5
Assure Your Life at Once 2(x-
Austria, F"ire Insurance Companies of Ki
Austria, Life Assurance Coin])auirs of. 158
Belgium, Fire Insurance Companies of i^>o
Book Value Fire Insurance Companies' Stock. 210
British and American Miscellaneous Ccnipanip'*
Doing Accident, etc., Business in Canatla. rS8
Bri ish Companies. Business and Standing ot. . lo;
British Companies Ceased to Exist 154
British Insurance Companies, Dirf*otor> .if.... 149
Business and Standing of American Companies 17a
Business and Standing of British Companies. . . 107
Business and Standing of Canadian Lite Com-
panies 173
Calendar, Arranged for the Present C*'ii'ary.. . 315
California, Fire Insurance in a;:;^
c:alifornia, Fire Protection — .Appendix 7
California Insurance Agents 5^5
California, Life Insurance m 317
California, Statutory Requirements 27
Canada, Fire and Marine Insurance Compa-
nies in i^
Canada, Fire Insurance in 227
Canada, Fire Protection — Appendix 2c8
Canada, Insurance in 105
Candida Life Assurance Company of Hamihou,
Ont 540
Canada, Life Insurance in 310
Canada. Statutory Requirements of 3^3
Canadian Brancnes of Foreign Companies,
Assets, Policies and Claims of. 178
Canadian Brancl.fs of United States Compa-
nies, A.ssets, Policies and CUiinis ol 182
Canadian Fire Insurance Business in Twenty
Y'ears i8q
Canadian Insuran- e Officials 225
Canadian Life Companies, Assets, Policies and
Claims of 176
Canadian Life Companies, Business and Stand-
ing of. 173
Ceasrd to Exist, British Companies 154
Ceased to Transact New Business in Canada.
Life Insurance Companies 103
Cities and Towns of the United States, Popula-
tion of 590
Classification of Outstand'np Riiks icyj
Colorado, Fire Insurance in > 49
Colorado Insurance Agents 508
Colorado, Fire Protection — Appendix T4
Colorado, Life insurance in. . . . 316
Colorado, Statutory Rrquirements of '31
Companies Doing Business in the Dominion,
What is Required of 165
Companies, loreign, Doing Business in the
United States 442
^
Tlie Insurance Year Book.
Compa'^ies in the Hands of Rcjceivers
Comp^ni'-s Licensed to do Bu'iiness in Caiiaua
C,'oi»i*anie«» of Unccrtairi Addresf or ol Doubt-
ful Kxisteiice
Comparative Exhibit of Fire Insurance Premi-
ums in New York City
Connecticut, Fire I nburance in
ConnectiriU, Fire Protection- -Appendix
Conncciic;it Insurance Agents
Connecticut, Lite Insurance in
Connecucut, Statutory Requirements o!
Dakota. Fire Insurance in
Dakota Insurance Agents
Dakota, Life Insurance in
Dakota. North and South, Fire Protection —
Appendix
Dakota. Statutory Requirements of
Decisions m Accident Cases
Accidrnt Company not Liable for Suicide
or Murder
Contributory Negligence Not a Valid De-
fense
Death from Somnambulism or Dnmkcn-
nff ss
Delinquent Nfcmber Must Submit to Re-
examination
Di5>ability Must be Total to Entitle to In-
dt mnitV
Intentional Injuries Void the Policy
Lack of Diligence in Paying Premiums....
Limitation oT Accident Assurance
Limitation of Right to Bring Action
Policy Void Through Non-r*ayment of
Premiums
Flailroad Employees and Relief A?socia-
tions
Release of Railroad from Liability
Total and Permanent Disability
Voluntary Exposure to Unnecessary Dan-
ger
What Constitutes Intentional Injury
What Constitutes Total Disability
What Constitutes "Total Inability to
Labor"
Decisions Relating to Fire Insurance
Acceptance of Payment on Note Not a
Waiver
Acceptance of Proof of Loss a Waiver
Action of Agent Binding on Company
Acs of Supervising Officers Subject to
Judicial Revision
Additional Notice and Proofs Not Required
Agent Bound by Tn-.tructions of Company.
Agents for Unauthorized Company
Agent's Knowledge of Overvaluation
A Judgment is an Incumbrance that Voids
Policy ,
Alleged Lack of Consideration
Answers in Application Relative to Incum-
bi ance
Apportionment of Loss Between Compa-
nies
Appraisement a Condition to Right of
Action
A Question a^9 to Ownership
A Question of Practice and Burden ol Proof
Assessment for Loss in a Mutual Company
Assifjnmcnt for Benefit of Creditors
" Binding " an Expired Policy
Rinding Receipt Good for Reasonable
Time
'cl^ssness and Negligence do Not Void
Policy
Genera.v fiound by the Errors of its Agent
Policies n?^ *° Commencement of Suit . . .
_ , / ^r Arbitration
Polici-> Mui Arbitration Dees Not Bar
(I.)
(2.)
iy)
3<^7
190
155
2T2
2 70
17
599
316
231
601
317
22
34
T40
144
Z40
144
140
147
140
145
142
141
143
141
140
141
146
141
146
141
108
108
134
123
128
118
"3
114
132
120
117
113
130 I
I
13a i
126
iia
132
"3
124
I IS
129
Z08
123
118
pt-Tsons in an Kle\ ator
(4.) Other accident "idebtedness Not a Trans-
Tm Pioim Of L«ral aP^^^^*^'^ ^"^^^"•
131
127
Decisions Relating to F-'re Insura^'c^' — Eflcc' c:
Suit to Recover Premium Note . .
Enforcement of Condin'on Relative to Ciiif;
Insurance
Engine Room Part of Mill
I'ailureof Consideration fo*- Premium X-:.
Failure to Notify of Other Insurance
Forf. iture Under Additional InbUM:."
Clause
Fraudulent Assignment to Agent of C crc
^p^iny
Goods Laden or to be Laden on Ship. ...
Increase of Risk Vv''aiver of Policy Contii-
tions
Insurance for Benefit of Transporter.. . ik.
Insurrection Among Convicts
J\!r\' Should Determine Agency of Broker.
Knowledge and Consent of Agent
Liability ot Agent for Commissions
Limitation as to Bringing Suit
Marine Insurance on Cotton
Misrepresentation as to Title
Misrepresentation as to Incumbrances... .
Misrepresentations as to Risk
Municipal Taxes and License Fees
New Trial Upon New Evidence
No Liability Where Application is Not
Approved
Notice to Broker is Not Notice to Insured.
Occupation Tax in Nebraska
Other Insurance Forfeits Policy
Overvaluation of Goods Voids Policy
Permit by Agent Binds Company . . .'
Policy Issued But Not Delivered
Prior Insurance Without Consent Voids
Policy
Proofs of Loss Alleged in Complaint
Question of Knowledge of Agent and Prcit's
of Ix>ss
Reiormation of Policy
Reforming Contract
Retaliatory Legislation Defined
Rights of Assignee and Subsequent Cred-
itors
Temporary Removal of Wearing Apparel.
The Iron Safe Clause
The Missouri Valued Policy Law Construed
The Watchman was on the Premises
Time in Which Suit May be Commenced.
Underground Companies Not Liable in
Penalties
Unoccupied or Vacant Premises
Unspecified Incumbrance Voids Policy....
Vacancy in Tenement House
Vacancy With Knowledge of Company no
Defense
Vacancy Without Ccmsent
Vacant or Unoccupied
Validity of an Assignment...
Validity of Parol Contract
Violation of Other Insurance Condition. . •
Void in Case of Other Insurance
Waiver of Condition*;
Waiver of Fcrfciture by an Adjuster
W^aiver of Forfeiture for Breach of War-
ranty
Waiver of Other Insurance Condition
Waiver of Payment of Premium
Warrantie.*. in AppHcaiion
What Constitutes a Binder
What Constitutes a Contract to Insure. . .
Where Agent Makes False Statements
Company Liable
Wholly or Partly Vacart
Decisions Relating to Life Ajsurancr
Agent of Company Made Agent of As-
sured
Agent's Knowledge Made to Operate as a
Waiver
Assignment by Wife Unknowingly Nji
Valid
Assignment for Benefit of Creditor
r. 1
' -J
i^J
I J
VI \
I -. :l
III
'« 1
i.-.l
2' he Insurance Year Book.
PACS
.'.ts RctPL:i-«i7 to Life A^sarance — ^Assign*
"Mci Vf-'.\\.'\- W: thout Assurable Interest . 99
XV'fi Maj N'ot Dispose of Her Right*. . . 97
• t^rs A3 Co'Cditi'-ns of AssuraDce 99
r.nc.-rE LI Xpert Opiniors 100
.tr-ior- ' ^nnot'' 4ke Assuraace Money
: -om V> i'.o\\ a anvi Orphans 87
' »-in-joQ Brt'vkeea Widow and Adroinis-
105
^ :a*-.e cf Misrepresentation in AppHca-
:• -" -n <"sinnol Compromise Claim of
' . \vc..i5
V ^rr o! \ on tine Pol.cy Not Entitled to
IT. A cc : ^ ru u : «
'- tn;.:non to .^ury Relative to Suicide....
, -et.iion of Agent's Contract
.'. 'r»rccaiioa of the Reserve Dividend
1 I - iryof Life CorcpanieiJ to Policyhold-
f'S
I . Mion i-» Cases of Usury
.\ j^-f'-uvn^n^ol lutereston Premium Note
Y r*r^:«^ Policy
N -i:* o ire Assured Necessary Before
pj.rc*.l ic- B-r Made to Legal Guardian..
J .' Lt'j'i of A«:^urable Interest
/.. :^u >i Mortgagee
> . 7,1-nls tD ;be Best of Knowledge and
i.'.V'-l
1 .- Word " State" Applies to District of
r-\ I'.ib'a
% -trfi k-.fcihts Acquired by Children
. ..fr ol Pro^ffs Dy Supenotendent
. *T :>! Ri t;ht of Forleiiure
V. . Q Corp 'ranon Passes to Receiver,
'^ jirs are Kxcmguished
'.. m Ma:etiai, Exact Time of Death
' 'jii b-r Proven
*r.'-j, Fire Ins'oraDce In
T .,rt Fr*' Protection — ^Appendix
-urc I nsi-raoce Agents
•-TZ, iL-i'e I nsumnce in
i * ^. ; Statutory Requirements of
c;f Insurance Decisions
- :.: atjd 'i mstees of Life Companies
. i . -li Companies
' '. E ::' Fire and Marine Companies
. .0.^ •-• i>riii3h Insurance Compames
>- '■''jy cl Insaraace Agents
V.-jaT-a
99
104
98
99
WS
103
103
104
95
100
99
103
98
97
lOI
lOI
108
106
• '.rado
c -. r.ecticut
Liko»a
1 yiaware
'. .-. re: of Columbia.
a^.c i'drritory.
ir.-jis..
.'i-an-i
r-Mucky..
*.-»^iisi^*na.
.\a;:oba
irysaad
'a^sachusctts..
'.cfcigan
ry-\c^Cl3.
■ . ici$si;/pi . . . .
rbraika.
»vada-
•^w Hrunswlck. .
.' Hampshire.
Directory of Insurance Agents- Nes* Jersey.. . 'j^,:)
New Mexico f>5^
New York '^'a
North Carolina fj^9
Nova Scotia '54
Ohio '" T
Ontario ^^-
Oregon f'C.^
Pennsylvania (jc6
Prince Edwards Island ^*i^
Quebec '>3 j
Rhode L land 671
South Carolina , t>7*
Tennessee ^73
Texjs ^^74
Utah 677
Vermont ,,..... <'j77
Virginia • ^8
Washington ^79
We^ Virginia ^<J^
Wisconsin f>8i
Wyoming * ^3
Definitive Analysis of Life Assurance Ret'irni.. 541
Introductory 51>
Table A— Business Exhibit, with Perccn^, r
ages •^'^
Tabl« B— Financial Exhibit. R-sour ^c,
Reserves. General Condition \r>-^sC'i
Table C— Economic Exhibit. Syryyi.^*, of
Income and Outgo, Natural C, f ot
.\ssurancp, etc n 5->2
Table D— Exhibit of Interest and A ily^is
of Karned Surplus. *^''** ^^^.^nr^^ — u^
232
24
60a
318
35
87
34a
33^
331
149
593
593
594
594
595
598
601
602
60a
603
603
60s
60s
614
6x9
Si
627
630
631
684
632
633
637
^'
642
643
646
646
^
649
Net Econoh^: Re-
sults 5"^
Table E— Business Summary. Grand
Totals 5^^
Table F— Financial Summciry. Grand
Totals 537
Table G— Income and Outgo. (irand
Totals. 5'3^
Table H— Interest and Earned Surplus.
Grand Tot^«ls S°9
District of Columbia, Fire Insurance in i.32
District of Columbia, Fire Protection— Ap-
pend! v 25
District of Columbia Insurance Agents 602
District ol Columbia, Life Insurance in . . 318
District of Columbia, Statutory Requirements
of 36
Dividends of American Fire Insurance Compa-
nies for Twenty-five Years ^ 202
Dufiield, Rev. Howard, on Life Assurance 187
Entrants in Life Assurance .- 314
Exhibit of Transactions of American Life Com-
panies for Ten Years 3o8
Faculty of Actuaries in Scotland, Officers of . . . 157
Failed or Retired, Fire Insurance Comp\nies.. 302
Failed or Retired, Life Insurance Companies. . 300
Fidelity Companies in America 2^4
Field Men, The 34^
Financial and Business Condition of Life
Companies for Thirty Years 299
Financial Standing and Business of Forty Life
Companies 3^^
Fire and Fire Reinsurance Companies of Italy. 162
Fire and Marine Companies. l>irtfCtors of 331
Fire and Marine Insurance Companies, Com-
parative Eihibit for Ten Years 370
Alabama 370
Arka nsas - 37 1
California 37^
Colorado .t74
Connecticut 374
Dakota 37'J
District ot Columbia 377
Georgia 3/3
Illinois 57p
Indiana - 3^^
Iowa 381
Kentucky.... 383
llic Insurance Year Book.
Fire und Marine Ins. Co*. — Louisiana.
Maine
Maryland
Massachusetts ,
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oregon
Per:n>ylvania
Rhode Island
:^()uth Carohna
Tennessee *
Texas
Utah
, -Vermont
"^ /irjjinia
^ "^O^ishington
Dicst V^irginia
^Ldeconsm
FWP^rno Marine Insurance Companies in
Ca¥i4a .
Firean'-il-lA
]»fr>.oi
(4.)
Urine Insurance Companies in the
Ha.'H-^o* Receivers
Fire ana" larine Insurance Companies, Re-
capit! 'ion of, 'I ransactions of
Fjrc A-s"^»'ialions
Fire ?.n«ir-^nce by States
Aiai>ama
Arkansas
Arizona
C anada
California
Colorada
Connecticut •
Dakota
District of Columbia
Delaware
Florida
Geor^i^
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiania
Maine
Maryland
Massachusetts
Michi gan
Minnesota
Mississippi
M issoun
Moti tana
Nehraf ka
Nevada
New Jersey
New Mexico ,...•
New Hampshire
New York
North Carolina
Ohio
Oregon
Pennsylvania
Rhode Island
Sontta Carolina
Tennessee
Texas
Utah
Vermont
Virginia
y ashin gton
''est Virginia
consin
9^6
389
393
397
397
3g8
39Q
399
399
400
403
416
416
423
423
433
434
435
437
438
438
438
439
439
441
166
367
493
328
226
226
226
227
227
228
229
230
231
232
232
234
234
235
234
236
238
239
241
241
24a
243
244
247
248
250
250
2c;a
253
254
254
256
256
258
2r;8
260
260
262
2f»2
263
264
264
266
267
267
207
I Fire Insurance Companies, Failed or Retired. . }>
I Fire Insurance Companies of Austria ' .
' I ire Insurance Companies of B Igium ' •
i Fire Insurance C'omjianies of France i".
I Fire Insurance Companies of Grrmany
Fire Insurance r'onipaiiiffs of Holland •
Fi^e Insurance Companies of Koumania i'
Fire Insurance Companies of Russia ^
Fire Insurance Companies of Scandinavia '.'
Fire Insurance Companies of Switzerland
Fire Insurance Companies' Stock, Book Value. ..
Fire Insurance Decisions ^"
Fire Insurance Premiums in New York City., ii-
Fire Insurance Stocks and Dividends '
Fire Ix>sses in the United States ^'*
Fire Premiums and Losses by States -7
Fire Protection and Water Supply — Appendix.
Addenda ...'''
Alabama •
Arizona
Arkansas
CaJitornia
Colorado i»
Conrecticut '
Dakota '
Delaware "^
District of Columbia ^'
Dominion of Canada '■^-
Florida -
Georgia
Idaho
Illinois /
Indiana
Iow.1 , 5 •
Kansas ' "'
Kentucky ',
Louisiana ^'^'
Maine ''
Manitoba ^j
Maryland /'
M assachusetts '
Michigan -
Minnesota ''
Mississippi ^'
Missouri ' '
Montana '
Nebraska ** •
Nevada ^ '
New Hampshire ' "
New Jersey *
New Mexico ' '
New Brunswick ^ '
New York 1'
North Carolina ' •'
Nova Scoiia '
Ohio I '
Ontario -
Oregon '
Pennsylvania ^'
Prince Edwards Island .**^
Quebec , *^'
Rhode Island ^^}
South Carolina.... « ^ '
Tennessee ^^'
Texas ' "
Utah »^^
Vermont i' '
Virginia ^'v
Washington ^' '^
West Virtjinia 20. »|
Wisconsin ^]
Wyomiojr * ' '
Florida, Fire Insurance In 2 ^
Florida, Fire Protection— Appendix - ^
Florida Insurance Agpn's '
Florida. Life Insurance in .^•
Florida. Statutory Requirements of
Fluctua ions in Surplu*
Foreign Companies Doing Business in th
United States
Foreign Companies, General and Spr<
Agents of
The Insurance Year Book.
'.. . -^npiri'j^ ir C/rea* Bntain 154 j
-. C'n'paii*«, Trustees ia the Umied * 1
" « 345 !
'J- .iinne Comj-aji'Va Doirg Husmess in |
- '. 2.',?.i S'ates 450
. 'i^r.jt <^cmpaji!e& Doing Business on
- - -i*'^ 4SO
■ .- tfu panics, Financial Standing of. . 301
• - r'rr *:.-u .iTicc Connpinics of loi
. ^ i ift A=5urari4« Companies of 158
' •■ . jpd Special Agents of Fire Insurance
-' :^Lx% 346
- Acd Sf/tfcial Agents of Foreign Com-
" " 357
J * tr-ir IniLrance in 234
•^1' r.re Pr* JecuoD — Appendix 27
. i n-v.:r.nre Agienta 603
...:- I^*^a^anct in 319
■« ^ -.i.r^^-y Kr^jmrrments 38
-:.y r ire Insurance Companies of. ...... 163
•' life \<si!r«nce Companies 159
• -\ *:•:«' Arout Life Insurance 155
.. -.--i.n, ActoariA' SocTeties of 156
<i ^... i.n and Ireland, New Assurance
. *- V as of 156
. \ ...ce. OQ Why Lives Should be
•sirw: 390
- •' /^ ire Insurance Companies of 160
-:. -CSV. Di, Heaven's Messenger. . . 164
• -:re Insurance in 235
r .••» Pro«*c^ion — Appendix 39
' ur^n-e Agents 605
-^:'f In sural c*; m 319
' '•' I -Tc Iniiaaccc in 234
\ 'e i ro eotion — ^Appendix 30
••- '-.N'.iranre Ap^ents 605
' *'n li6':r'T:-e in 319
^ luiorv RtCit.irementsof 39
. 7:rt iHsurance in 336
•- i r re >*rof ection — Append! x 44
; nnj ranee Agents 614
.^. Life »n«'jrftnce in 318
:".£ Srarutcrv Requirrments of 41
-hd\cniscments 10
'•' wf Actuaries, Officers of 156
: -c« Agcais 593
•ir :- ax. i Aanarial Society of Glasgow. . . 157
•'-« b> Srates, Fire 236
• :r e by States, Life 316
. -oe in Canada. 165
t'ce Ifisnrure of Birmingham, Officers of. 157
■ z.t i'.s»ifure of Ireland, Officers of 157
• ce L iV-Tutc of Manchester, Officers of. . 157
- ' -t: Ir.sr.Tute ot Yorkshire, Officers of. . . . 157
^ .-r, I crn I95
y.'^*- and Fire Reinsurance Companies of 163
• r "e losuraDce in 338
' . 'f Protection — Appendix 51
-' -'urance Agents 619
- i-> insurance in..... ^^ ^.. 319
t .^*.' ni.or;' kequiremjpr^ 43
r '3<43rance Institute
. '^'J
.ancbester, Offi-
157
'«. '-:T*t Insurance in 239
= > ire Protection — Appendix 60
3 ncirancc Agents 624
>, I iit Insurance m 319
i. -7 tu'.orv Requirements of 44
■''' .' .re Insurance in 241
. r ire Protection— Appendix 05
L. Insormnce Agents 637
">y. Ufe Insurance in..... 320
'. <; Statutory Requiremeots of..... ... . 45
• ires State and Tenritoritl 377
-^nrance Companies of Anatna 158
:. nrance Companies 0I France 158
Life Assurance Companies of f >rraanv 1-9
Life Assurance Companies ol RonniaDia i^H
Life Assurance Companies of Russia vx>
Life /Vssiirance Companies of Scand'navm 159
LilV Assurance Cornpanie*^ ol Sw;:: criai-d i^:
Life A.s5urancc, Kndrants in 314
Life Corop'ir.ies, Directors and frubtet** 01 ... 3;2
Life Insurance Raiu»s foi
Introduction 503
Exhibit I— List of Companies 503
Kxhibit II — Gross Admitted Assets 504
Exhibit III— Real Rrtate ^/xj
Exhibit IV— Mortgage Loans 5^7
Exhibit V— United States Secirities 5<>8
Exhibit VI — Stocks and Bonds 509
Exhibit VII— Collateral Loans 510
Exhibit VIII — Preraiumt and i^ans 10
Policyholders 51X
Exhibit IX— Cash on Hand 513
Exhibit X— Deferred and Cnpaid Premi-
ums 5T3
Exhibit XI— Total Liabilitie^i «;i4
Exhibit XII— Admitted Surplus 515
Exhibit XIII — Ordinary and Special Sur-
plus 51^
Exhibit XIV— Net Assets to Reserve 317
Exhibit XV— Assets to Liabilities 518
Exhibit XVI— Total Income 5^9
Exhibit XVII— Premium Income 520
Exhibit XVI 11— Income Savcl 521
Exhibit X L-v— Total Expenditures 52a
Exhibit X.\— Rate ol Interest Realized 524
Exhibit XXI — .Assurance in P'orce ^2=;
Exhibit XXII— Whole i>ife Policies 5/-^6
Exhibit XXIII— Endowment I'olicies f-'?
Exhibit XXIV— New Business S»8
Exhibit XXV— Insurance Gained 529
Exhibit XXVI— Lapsed and Surrendered
Policies 530
Exhibit XXVII— Death Rate 531
Exhibit XXVIII— Expenses of Manage-
ment 532
Exhibit XXIX— Percentage of Gross Ex-
penses 533
Exhibit XXX— Expenses Less Taxes and
Dividends 534
Exhibit XXXI— Dividends to Policyholders 535
Exhibit XXXII— Gross Assets and Surplus 53^)
Exhibit XXXH I— Premium Receipts, etc.,
Since Organization 537
Exhibit XXX IV— Industrial Business S38
Exhibit XXXV— Aggregates 5 ^9
Life Insurance Companies Ceased to Transact
New Business in Canada 103
Life Insurance Companies Failed or Retired... 3'jo
Life Insurance Companies in the Hands ot Re-
ceivers 367
Life Insurance Decisions P7
Life Insurance for Ten Years, Aggregates 2«y2
Life Insurance for Thirty Years, Statistics of. . 299
Life Insurance for Twentv-one Years 303
Life Insurance Statistics ior Ten Years
Alabama 278
California 278
Connecticut 278
District of Columbia 280
Iowa 280
Kentucky 281
Maine 281
Maryland 28 1
Massachusetts 282
Michigan 283
M innesota 284
Missouri 284
Nebraska 285
New Jersey 285
New York 2S5
Ohio 2S8
Pennsylvania 289
Vermont 290
Virginia 291
Wisconsin 291
The Insuranre Year Book.
L
I.ife Insurance. — A Cora fort and Support.
Howard Uuffield
A Duty
A Fact in Life Insurance
Ah Agent of Civilization
As a Duty
Assure Your Life at Once
Good Ad'.ice
Heaven's Messenger, Hunter
Letter by Whiltier
Life Insurance as a Duty
No Need of Life Lnsarance
Perplexing Quest ions
Rev. Lyman Abbott on Life Assurance
The Life Agenr's Plea
The New Armor
Troublesome Delays
Was He Insured ?
Why Lives Should be Insured, Horace
Greeley
Life Insurance by States
Alabama
Arkiinsas
Canada
Calitornia
Colorado.
Connecticut
Dakota
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
^'-'^'4^......,..^ ^
♦.,i^.au-*., ,,....♦
' ;rsef . * , , . ,
esrieo. ^ . , - »
Ne* ^ork...
North Carolma -
Ohio,... ,
Oregon. . . f ,,...,,* , ,
Prnn.4y] v»a ta ... - - -
fthode islartd..- ,---.*.
Sottlh Carolina . ..*„.....,, h *
Ten!i«see. ..,.,.* »..,.***,..*,*♦*
Tcjra»., *"*
Utah.,., "^
VfnBontH **.,.*- -..*..,,,
Vir^DiA. ..*.„„,...,...*.*..,«--
W^sni^ton.... -*.,..... >... *.*...
Wesi Virginia -
Wi^onsJn. .»...*,,-
Wyoming. . . ,
ore 0 fjdeTwnt*rs Associations
L»t e»t Assessment Companifs in Canada
iJit of liisuTaDcc Companies Licensed in
Canada.... ,**.**
Liv«» Lost by Fire in the United States
Utc Stock Companies in America . ,
lx)uitlaaa, Fire Iniur^nceia*
Louisiana. Fire Protectron— Append! jc
Loni ssaiiH In surnTicc Agents
^OltHiiinii, Life Injurancein
^ ljOui>tana. Staiuiory Requirements of
Rev.
187
211
^6
291
330
269
104
185
330
276
3"
148
277
298
t;40
215
220
316
316
316
316
317
316
316
318
319
319
319
319
318
319
319
320
321
321
321
320
321
322
322
323
323
322
322
323
323
324
324
325
325
324
324
325
326
326
327
327
326
326
326
327
327
329
194
190
218
298
241
68
630
321
46
Maine, Fire I nturaficem.,,, f.^^... . 242
Mame F*ire iVot^fction — Appendix 69
Maine Insurance A ^^ents '^
Maine, Life Insurance in ;>.
Maine, Statutory Requirements of
I Manitoba, Fire Froieciion — Appendix 2':
1 Man, VV^eight and Statue of 19:
Marine Companies, Foreign, on Pacin^
Coast •• liyj
Marine Companies, Foreign, in the Unired
I States •>■
Maryland, Fire Insurance in 2^-,
Maryland. F:re Protection — Appendix 75
Maryland Insurance Agents '
Maryland, Life Insurance in.,,--...;. ^
Maryland. Statutory Requirements of w
Massachusetts^ Fire Insurance in -;^
Massachusetts, Fire Protection— Appendix ;:
Massachusetts Insurance Agents '^. >
Massachusetts, Life Insurance in 330
Massachusetts, Statutory Requirements of -'
Michigan, Fire Insurance in .4*
Michigan, Fire Protection — Appendix ,,
Michigan Insurance Agents .7
Michigan, Life Insurance in 3-'
Michigan, Statutory Requirements of 5;
Minnesota, Fire Insurance in -i
Minnesota, Fire Protection — Appendix i ^
Minnesota Insurance Agents '-i'
Minnesota, Life Insurance in , S-'
Minnesota, Statutory Requirements of 5
Miscellaneous Canadian Companies i
Miscellaneous Companies, Agents of 3; •
Mibcellaoeous Companies, Tnistees of .i-'
Miscellaneous Insurance Companies, Mutual.. '*•
Miscellaneous Insurance Companies in Amcr
ica, Stock - '
Mississippi, Fire Insurance in ■'■
Mississippi, Fire Protection — Appendix i 7
Mississippi Insurance Agents ---^
Mississippi, Life Insurance in 3^-
Mississippi, Staiuiory Requirements of l'-.'
Missouri, Fire Insurance m *
Missouri, Fire Protection — Appendix \'"
Missouri Insurance Agents ^^^
Missouri, Life Insurance in •?;^
Missouri, Statutor>- Requirements of. 'y
Montana, Fire Insurance in ^'
Montana, Fire Protection — Appendix ^'
Montana Insurance Ajjents '^ ,
Montana. Life Insurance in 3^;
Montana, Statutory Requirements of "'
Monthly Losses by Fire in the United States .. i^'
Mutual Companies, American ^'-'
Nebraska, Fire Insurance in -
Nebraska, Fire Protection — Appendix ^ •
Nebrajika Insurance Agents '^'
Nebraska, Life Insurance in ^^^
Nebraska, Statutory Requirenwents of.
Nevada, Fire Insurance in '"
Nevada, Fire Protection — Appendix -
Nevada Insurance Agents ^~^
Nevada, Life Insurance in -^
Nevada, Statutory Requirements of. .••:*" /
New Assurance Associations of Great Britain. . i^
New Bmnswick, Fire Protection — Appendix... *
New Hampshire, Fire Insurance in : • • • "^ \
New Hampshire, Fire Protection — Appendix., ^i"
New Hampshire Insurance Agents '^1,
New Hampshire, Life Insurance in • • • • ^l\
New Hampshire, Statutory Requirements of. . . '"•
New Jersey, Fire Insurance in '^l''
New Jersey, Fire Protection — Appendix ^:
New Jersey Insurance Agents. . . . •
New Jersey, Life Insurance in ^f.
New Jersey, Statutory Requirements of
New Mexico, Fire Insurance io. J\
New Mexico, Fire Protection— Appendix ^ "
New Mexico Insurance Agents ]\'
New Mexico, Life Insurance in \V
New Mexico, Statutory Requirements of ^
New York, Fire Insurance in * ,
New York, Fire Protection— Appendix '
The Insuranve Yi^ar Book.
■ ifi lasuriooe A§^»-oi5 652
* ■».'»:, I. if,? Iniur ir.cc in 324
* Yj-<, >.i,a? ifors Re.^uire" en's of 67
'"Jr VTieriein Ljfe >5>Uiai uC Company of
Tcrfo^to. t* in^J.i 500
-il- C -."jjM- i. > ire Insurance in 258
', C-rolina Fir*- Pron-cton — Appendix.... 149
• n C^'Jroa Ir»s A. mce Agrn'i 659
T 1' C:iro'ina I-ife Insurance .x\ 325
:'n -ir /iui, i«tat\ifory Require a-ents of. ... 70
fth I »oin:a F' re Protectioa— Appendix 22
•• 'NTia r tre r^rotection — Appendix 210
yr ot r.r-s Each Month for Thineen
^c-rs 219
'" i '"^'...^rT-i? Societies of Great Bn tain.. . 156
- s 1. i> Underwriters Associations 329
"^Mte, Having .Vutboniy in In&urance
• '^cf^ 225
' re --." r-ince in 258
■- ' 't P-otecaon — .Appendix tqi
-■ I .- n -.rcc Ai»ents 660
. '--^ ' .s'lr "ue in 325
. "t- ".:•«> Requ'.remcnts of 70
■•i'-n, *.''- J.-tsuL-r. 'c in a'lw
VT " , '-• IT* r-o«et.t . .'H — Appendix ih^
■ - '< [ r. -ur J J e A g^nts 666
". . te Irsuranct» in 324
-. : -•«.r,.T:c. ry KequirenienTsol 72
-ir 1 .v; iJtis.ness .it ^le End of Each Year 198
i . ' .:ng j«'isks. Classifies' ion of 195
-" -^i- to I^'fe Pohc> holders in Twenty-one
^' -^
;--i 5 to rolicyliOlders for Twenty-one
31a
304
f ?n>a F're Insurance in 260
*. . -I - :a Fire Protection — Appendix 166
var.ia in<;urance A rents 666
Ivjna, ;- f«* insurance in 324
varsjp, Z'-'.trtory Requirements of 74
■. U" <i .L-.-'rf>o5 311
» rs? < ,o^ paries in America, Mutual 297
, .ji- C'. r-- panics in America, Stock 294
:: ' ' .J- ^ 'ors — >\ddenda 22a
i'.-n <■• Cities and Towns of the U. S.. . 590
;era 1^ /'jl^ce..." 15
^ 'ate Companies in America 296
•^ •'lia?!'. 'I of tire Premiums and Losses by
^■'^'5.^ 270
' .u'a-.ca of Fire and Marine Insurance
^;r.i\cs 493
' • . "c - , C - icanies in the Hands of 367
* • ' D*c.s .jns, Summary of 87
- AmTic^n Companies 360
- Iswi'.'. : 'ff Insurance in 262
t Ki -id, Fire Pro"-'* ' — —Appendix 183
' - Isi.'id i.T«uraark. .-ipents 671
. •; I'iir^d Lite insurance in 325
If- i? ;nd. Stati-iory Requirements of. 76
.1 j-i'j, Fire Insurance Companies of 163
. " -3 i' la. Life Assurance Companies of 158
1 :M=.'fotiv"ai Society, Officers of 157
-i« p; III- urmce Companies of i6a
• 1 Lif'- .•» sjuir nee Companies of 160
»;»'^ sina, Fire Insurance Companies of. . , . 162
-i . iia>!a. Life Assurance Companies of, .. . 159
•:'h Cir» 'na, Fire Insurance in 262
> ' Cftrolini, Fire Protection— Appendix. . . 184
:r Carouaa Insurance Agents 672
.'arolina. Life Insurance in 326
flarobna, StatUTOfv Requirements of 77
' Dakc fa. Fire Protection — Appendix 22
- »n<? 1 •jrritonal Legislatures 277
-J . ')t¥'.c<a]5 Havm^ Authority in Insurance
' f a'ters 225
.:cs of Foreign Companies 149
v-\i.i of Life IriSUTHxice 278
. .;i'*s of Life Insurance for Thirty Years 299
. !i<sr>fNrLS3eilaneous Canadian Companies 186
Sta .utory Requirj^ments 25
Alabama • 25
Arkansas so
California 27
Canada. 30
Colorado "31
Connecticut 33
Dakota ^4
Delaware 35
Oismct of Columbia 30
'londa 37
Georgia. 38
Illinois ifi
Indiana -. 41
irswa 42
Kmsas 44
Kentucky 45
Louisiana. 46
Maine 4S
Maryland 4f;
Massachusetts 50
Mxh.gan c;^
M.nnesota 57
; Mississippi 5
1 Missouri 60
I Montana 'i
Nebraska ^2
Nev?da (14
i New Hampshire 64
New Jersey 65
New V. exico 66
New York 67
North Carolina 70
Ohio 70
Oregon 72
Pennsyl v.inia 74
Rhode Is and 76
Soutli Ci rolina '^7
Tennessee yi
Texas 79
Utah 8i
Vermont 81
Virginia 82
WashingtDn ».., 83
W'-st Vi rginia 03
Wisconsin 34
Wyoming B6
Steam Boiler Companies in America, Mutual.. 2^7
Steam Boiler ( 'ompanies in America, Stock... ai^s
Stock Companirs, American 370
Stocks and Dividends, Fire Insurance 202
Summary ot Recent Decisions 87
Surplus, Fluctuations in 221
Switzerland, Fire Insurance Companies of 1^3
Switzerland, Life Assurance Companies of ito
Synopsis of Lite Insurance for Twenty one
Years 313
S ',"-.•. ;^sis of Payments to Life F^olicyhoiders. ... 312
Tennessee, Fire Insurance in 263
Tennessee, Fire Protection — Appendix 186
Tennessee, Life Insurance in
Tennessee, Statutory Requirements of
Term Insurance
Texas, Fire Insurance in .'.
TexsiS, Fire Protection — Append.x
Texas, Life Insurance in
Texas, Statutory Requirements of ,,
The Commerce Insiu-ance Company of Albany
The Life Agents Plea '
TTie New Armor
Title Gtiarantv Companies ! .*. '
Transactions of Fire and Marine Insurance
Companies, Recapitulation ot
Troublesome Delays
Tnistees in the United States of Foreign Com-
panies
Trustees of Miscellaneous Companies
73
19?
254
320
7'i
500
277
296
493
54^
345
345
Underwriters* Organizations 323
United States, Fire Lossf^s in 218
United States. Lives Lost by Fire in 218
lO
The Insurance Year Book.
PAOK
United States, Monthly Losses by Fire in 219
Universal Calendar 315
Utah, Fire Insurance in 264
Utah , Fire Protection — Appendix 193
Utah, Life It&surance in , 337
Utali. Statatory Requirements ot -81
Vermont, Fire Insurance in 265
Vermont, Fire Protection— Appendix 194
Vermont, Life Insurance in 337
Vermont, Statutory Requirements ot 81
Virginia, Fire Insurance in 266
Vi rgi ma. Fire Protection— Appendix 196
Virginia, Life Insurance in 326
Virginia, Statutory Requirements of. 82
Was He Insured? 215
Washington, Fire Insurance in 267
Washington, Fire Protection— Appendix 199
Washington, Life Insurance in 'x^
Washington. Statutorv Requirements of 8.
Weight and Stature of Man 19
Western Assurance Company of Toronto, Can. 50
West Virginia, Fire Insurance in 26
West Virginia, Fire Protection— Append'x joi
West Virginia. Life lostirance in ;2J
West Virginia, Statutory Requirements of 3;
Why Lives Should be Insured ^A
Wisconsin, Fire Insurance in , .^
Wisconsin, Fire Protection — Appendix ^1
Wisconsin, Life Insurance in 527
Wisconsin, Statutory Requirements of. Sj
Wyoming, Fire Insurance in 2'y\
Wyoming, Fire Protection — Appendix 208
Wyoming, Life Insurance in 327
Wyoming, Statutory Repuirements of J6
Yearly and Term Risks 1.8
Index to Advertisers.
PAGE
A B C of Life Insurance Iviii
i£tna Life Insurance Company, Hartford. . . c
Agricultural Ins. Co., Watertown, N. Y.... xxxix
Allied Mutuals of Wisconsin, Milwaukee. . . . xxix
Amazon Insurance Company, Cincinnati.... xxxii
American Fire Insurance Co., New York. . . 32
American Fire Insurance Co., Philadelphia. . xi
American Life Insurance Co., PhiladeIJ3hia.. xi
American Insurance Company, Wheeling. . . xliii
American Steam Boiler Ins. Co., New York. E
American Surety Company, New York liii
American Mut. Fire Ins. Co., South Bend,Ind xxxiv
Armenia Insurance Company, Pittsburgh... xliii
Armstrone Insurance Co.. New York cover
Atlanta 1-iome Insurance Co., Atlanta 16
Automatic Fire Alarm and Extinguisher Co.. 16b
Baird. C. T., Louisville, Ky 629
Baldwin, Henry W., New York 656
Berkshire Life Ins. Co.. Pittsfield, Mass xxxviii
Boatman.s F. and M. Ins. Co., Pittsburgh... xlii
Boylston Insurance Company, Boston xiii
Bristol, J. I. D., New York 656
British America Assurance Co., Toronto. . . . xlviii
Bruadway Insurance Company, New York. . Ix
Brooklyn Life Insurance Co., New York.... Ix
Browne. W. W., Chicago 606
Brown, T.Y.. New York 656
Bruehl, R. A. W, & Son, Cincinnati 661
Canada Life Assurance Co. , Hamilton xlix
ChalaroB, J. A.. New Orleans 630
Cincinnati Insurance Co., Cincinnati xxxiii
Citizens Insurance Company, Cincinnati.... xxxiv
Citizens Insurance Company, Pittsburgh xlii
Citizens Mutual Ins. Co., Waterloo, Iowa. .. xxv
City of London Fire Ins. Co., Ld., London., xxxvi
Commercial F. Ins. Co., Montgomery, Ala., xxiii
Commercial Union Insurance Co., London.. li
Commercial Union L. Ins. Co., Nrw York.. b
Connecticut Fire Insurance Co.. Hartford. . . vi
Connecticut General Life Ins. Co., Hartford, viii
Connecticut Mutual Life Ins. Co , Hartford. v
Covenant Mutual Life Ins. Co., St. Louis. . . xviii
Crescent Insurance Company, New Orleans, xxxi
Dayton Insurance Co. , Dayton, O x>-i >
De Roode, Holger, Chicago 6c 7
Dickerson, Wafter P. & Co., Newport. Ky. . 03c
Downing, J. M., Philadelphia 6c> •
Dunlap, ft Co., New York 16.
Dwelling House Insurance Co., Boston x
Bast Tennessee Insurance Co., Knoxville. ... xx
Employers Liability Ins. Corp. of London.. . -2
Enterprise Fire and Marine Ins. Co.. Cin. . . xxxiv
Equitable Accident Ins. Co., Cincinnati 17
Equitable Life Assurance Society, New York xv \
Eureka Fire and Marine Ins. Co., Cm xxxii
Farmers Insurance Company, Cincinnati xxxiii
Fanagut Fire Insurance Company, N. Y.. . . xiii
Fidelity and Casualty Company. New York.. i.
Fire and Water, New York Iviii
Fire Insurance Association of New York.. . . . cover
Firemens Insurance Company, Cincinnati.. . xxxii
Firemens Insurance Company, New Orleans xxx
Forrest Bros.. Chicago 607
Franklin Fire Insurance Co., Philadelphia.. v
FrankHn In.«iurance Company, Wheeling. ... xlvi
Freygang, Richard, Montreal 639
Georgia Home Ins. Co., Columbus, Ga xlviii
Germania Fire Ins. Co., New York Ii
German Fire Insurance Co., Whec'ing xlv
German Insurance Co., Freeport, 111 xxxviii
German Fire Ins. Co., Peoria, 111 xxn
Gilbert. H. M.. Chicago 607
Globe Insurance Company, Cincinnati xxx^v
Grange, James, New York it^f
Guarantee Co. of N. A., Montreal, Can xli
Hand-Book of Assessment Insurance, The
Spectator Company Ivi
Hardenburgh, John P. , New York ". . . . 656
H artford Fire I osurance Co. , Hartford 1 v
Hariford Lite and Annuity Ins. Co , Hartford xl
Haitford Strcjn Boiler Ins. Co., Hartford... a
Hayt s, Clarence H., Boston 6^3
Heathe, Chas. £., Philadelphia 6(^
Hernando Insurance Company, Memphis. . . xx.'l
rv:
i f
^.•^iri-^:'*G*•:•''I:cw^-'"
.3^t>'-^>* Hv*--^"^" ..-■
*' ■'^ f >!• . • • i-> *--c^ r o
\-
'-• -\o--^^^^^^^^^ -
%V.:^ ^ U^V^Voi Ox\^-''^^\'- -
>J»,
^^.
. Ci--
-^aivi^-
•V,.%ct-- CO -•
t»r^
/i:V."
63-1 I pr"v^"*-;,s»v'"e"^^ '\
Insut*^^*^
»che' '^^'.w NOT*- ,• v,.n»Ot''^* ; '
^.^ & ^^^ • V Vt»s- Co.. y,^ ^oc\\e;s.ier
r,lSS>ce Co-p; A^W^pool. . . . - -_
ill*--- D \ P-"^',dsoO. '^*^' ,„^ C•,T^ti'''>^'> -
or
Spo^'^^anv • Co- . ^^' ' '*'= '"^ T " . - - " '
....;•• 3* \ ^ ^ . ,e An» vV San Y^tauci ^ ^^ * , 'Nl c ,
ni
670
xliv
XV
xhi
XV ii
.- \ V^-^^ ,eVn5J-^::.?.!Vv^.•-
S \ ^r.:%>^^^^ :
Xl
x'.x
XIJ
> _J.
^^ The Imurance Tear Book.
TIE PIOITEER OF lEDUSTBIAL nSTIBAKCE.
THIRTEENTH ANNUAL STATEMENT
OF
THE PRUDENTIAL
INSURANCE COMPANY
OK AMERICA.
HOME OFFICE, - - NEWARK, N.
JOHN F. DRYDEN, President. EDGAR B. WARD, Counsel.
LESLIE D. WARD, Vice-President. • EDWARD S. JOHNSON, Secretary
CASH ASSETS, - - $a,874,i6:«.5^«
BALANCE SHEET, JANUARY 1st, 1889.
Reserve, computed at 4 per cent $2,097,044
Surplus to Policyholders 776, 2r'^. 5-
schedule: ok ^3SaT8.
Bonds and Mortgages f .,382,732 '•"
U. S. Government Bonds (Market Value) 127,00' ^>
Lake Shore and Michigan Southern R. R, Bonds " I4,igc^^ '
Morris and Essex R. R. Bonds ** 44,^^^-^'
Michigan Central R. R. Bonds *• ti.05<^ ■'
Rome. Watertown and Ogdensburg R. R. Bonds ** 16,125..^
Chicago, Burlington & Quincy R. R. Bonds ' 33.5 -^•'"''
Chicago, Rock Island and Pacific R. R. Bonds. , ** 29,ioc\."
Real Estate 46,ocvj « <
Cash in Banks and Office 87 21 7 ^ '
Interest and Rents, due and accrued * 2i ,2t>*^•-. J
Unreported Premiums, and Premiums in course of collection, (Net) 61,87 j- 2'
|2.874.i<^* -'
The increase in Surplus during the year is $289, 140.4;^
Increase in Cash Assets -^ 906,793.43
THE RECORO SHOWN IN PERIODS OF THREE YEARS.
1876 ^
l8?2
IS85
1888
New Policies.
Income.
• 7,9051 $14,543.10
. 35.8791 123,646.00
I44.234I 584,593.45
,286,1521 1,509,663.08
524.915 3.737.084.15
Claims Paid.
23.012.''
157.705.5'
418,622. J
1,096,234.1-
Total Death Claims Paid, - - - - $3,874,477.17
The Insurance Year Book. /j
The Prudential Insurance Co.
OK AXIKRICA
^AS die piooeer in industrial insurance on this side of the water. That it set in opera-
tioa forces of no mean power may be inferred from the fact that within thirteen
jous of its organization indnstrial insurance has attained such proportions that the two
a<^ng CBfuaies follow immediately after the three largest ordinary life insurance companies in
le United Slates in amoant of business written. That the system introduced in 1876 met a
eed of (be people is shown from the fact that there are» to-day, nearly 3,000,000 industrial
>hdeni force in this country. Of these, the Prudential issued, in 1888, 524,915.
Tint plan of the Prudential is precisely similar to that of ordinary life insurance companies,
ise^ npon correct principles. It is founded upon a system which has been demonstrated by science
^ proved by the experience of nearly two centuries to be the only satisfactory method of furnishing
•iemnxty for death. It differs from ordinary companies only in matters of detail, in its adaptation tc
e wants of its patrons. Its principal peculiarities are : That, while the ordinary companies do nor
sue a policy for less than a thousand dollars, except in rare cases, the Prudential will issue one
T ten doflais. Most companies require the "premiums to be paid at infrequent intervals, and ii<
TmpantTfdy large sums, while the Prudential receives them weekly, each of small amount, thn.^
:tievio{ its policy from becoming a burden. The object of an ordinary policy is to provide ai.
state, that of the Prudential is to provide a burial fund to the family of the laboring man at the
BK when a little ready money is most needed and most appreciated. Ordinary life insuranc*
iscriminates against women— either they do not receive them or charge a higher premium for such
isaiaaoe. The Prudential insures women in its industrial branch upon the same basis as it take.-
lale risks. No ordinary company will insure children. The Prudential has over a quarter of /-
lillioo poKcies in force npon children's lives.
The extent to which the Prudential has won the confidence of the people is shown from the
vct that 'it has insorance in force aggr^ating over a hundred millions of dollan, its policies bein^
mod ia all sections of fifteen different States. Its policyholden, if gathered together into a singl.
xonuunty, would form a dty larger, as regards population, than any city in the country, excepting*
'cw Yoik and Philadelphia, while the male dtizens of such a town would exceed in number thf
.nstcr roOs of the majority of the standing armies of the world. The amount of money for whic^
le PRDDDmAL is liable, under its existing contracts, is nearly equal to the total value of the go!
id silver pcodaccd in Idaho and Colorado since the first discovery of the precious metals in thos •
Jtricts. It exceeds the value of the annual export from the United States of gold and silvt
alHon, by about twenty-five million dollars, and would suffice to pay the funded debts of the Stat<
: Ma»adiD9etti, New York, Pennsylvania and Virginia. It would purchase the entire cottc
oaubctaring interests of Massachusetts and Rhode Island, and the lumber men of Michiga
cnasyhaBta and Wisconsin would dispose of the entire product of their industry for that sum.
The death daims paid by the Prudential to the present time have included in their benefit ^
n fes than 300,000 persons, a number exceeded by the population of but eight or nine of the prir-
pil dtics of the oonntry; while the sum of four million dollan, the amount of death claims pai 1
cqpd to the som expended in ten yean by any one of those States for the relief of the indigc*.
i^txteed within their borden.
The PkUadelpkia Times ^ in an editorial on the '* Science of Life Insurance," says :
"laterial insurance, based on the legitimate sdence that is the foundation of all legitima •
fe insnaace, has been in successful operation in the United States for some yean, and a conspicuo
lustntioBof iu soccesB is exhibited by the Prudential Insurance Company, located at Newar
• J- It began in 1875, when it issued 7905 polides and paid #1,957.50 in death claims. In 18
ieoed 524,915 polides and paid $1,096,234.15 in death claims. It has a cash reserve, comput '
^ fomi per cent, of $2,097,944, as required by the laws which govern insurance, and a surplus :
^icyhoMen of #776,218.56. Showing by the Ust annual report that after twelve yean of busine^
obndqg immense numben of small holden and paying #3.874,477.17 in death claims, it grows
rength eadi year. The fact that it has written 90,484 policies in Newark out of a population
'O.OQO, where its managen are personally known, and that it has now 152,884 in Philadelphia,
ariy one-cbEth of our entire population, clearly shows how much industrial people of small mee
-sie protection to their memben by insurance that is within their reach."
14 The Insurance Year Book.
ACCIDENT INSURANCE AX ACTUAI^ COST.
provident Fund Society
280 Broadway, New York City.
A. N. LOCKWOOD, President
r. E. DODGE, Vice-President, JOSEPH PERIAM, Treasurer,
Of Dodge & Okott, N. Y. Formerly with Nat'l P&rk Bauil
W. W. DODGE, Secretary.
Equitable Arrangement of Classes. Non-Forfeitable Policies. ' Ampl
Financial Responsibility.
:« 5,000.00 Life Indemnity. $2,500.00 Loss of Hand or Foot. |5,ooo.oo Loss of Hand an
Foot, or Both Hands or Both Feet. $1,250.09 Loss of Eyes. $25.00 Weekly
Indemnity. Total cost to Member about $12.00 per year,
in payments of $2.00 each.
Unusual Terms to Relleible Agents.
NORTH BRITISH ^MERCANTILE INSURANCE GO
OF LONDON AND EDINBURGH.
United States Branch, 54 William Street, New York.
NEW TOBS BOABS OF XANAOEICBNT.
SOLON HUMPHREYS, Esq., Chainnan (E. D. Moigaa A Co.)
DAVID DOWS, Jr., Esq. (David Dows, Jr. & Cc
JACOB WENDELL. Ekj. Qwib WendeU & Cc
CHAS. EZRA WHITE, Esq.
J. J. ASTOR, Esq.
H.W, BARNES, Esq.
C f{ AS. H. COSTER, Elq. (Drexel, Morgan & Co.)
SAM. P. BLAGDEN Manager.
WM. A. FRANCIS Assistant Manager.
RDBERT H. WASS General Agent. | WM. R. ECKER t ^Asst. General Ager
H. M. JACKSON Secretary.
Mf. W. DuDLBY, Superintendent Western Department,
}- Chicago, lU.
h.H, GuDDBK, Assistant Sup't Western Department, )
Tom C. Gkant, General Agent Pacific Department, )
Geo. F. Gkant, Assistant General Agent Pacific Department, f
The InKiiranee Year Bi>ok. ^s
Publishers' Preface.
In presenting to the insurance fraternity the Seventeenth Annual Edition of Thi
brsuRAMCB YxAR Book it is scarcely necessary for the Publishers to indulge in ar.
extended introductioTL The work has become so well known, and is so generall}
relied upon for reference by persons identified with the business of insiurance, that il
may be saul to be as familiar as household words to them. We shall content ourselves
with wa^ calling attention to such new features as have been incorporated in the
present edition.
It will be observed that the work has been increased in size by something over
one hundred pages. This became necessary, owing to the addition of one additional
^•esr's figures to each of the companies included in the statistical portion of the work,
tinis giving ten years' comparative figures for all companies. These statistics are ot
me greatest importance to underwriters, enabling them to compare the business ol
companies year by year, showing their progress, or the reverse, as may be the case.
The principal features of the work may be briefly mentioned :
I. Under the heading of *' Statutory Requirements" we have embraced a synopsis
li the conditioDS under which companies are permitted to do business in the several
States and Territories. During the past winter some thirty legislatures were in ses<
don, and mudi insurance legislation was accomplished or attempted, but very Httle
ff^as done as affecting what may be termed " requirements." In compiling this portion
'A the work we commimicated with the insurance officials of the different States and
Teiritoriesi, and from them we received such corrections as were deemed necessary.
We arc;, therefore, confident that the compilation of Statutory Requirements as pre-
sented embraces all material points.
3. In the department entitled '^ Digest of Insurance Decisions" we have grouped
ogether in a brief manner a large number of decisions rendered during the past year
yf the courts in insurance cases— life, fire and acadent. While stating the points
iedded as briefly as possible, we have at the same time preserved the reference, so
:hat the full text of any decision mentioned may be obtained by persons desiring it.
3. Under the heading of "Statistics of Foreign Companies" we give various
natters of information relative to foreign companies in different countries. These
igures ^ow the amount of their business according to their latest reports.
4. The statistics of the '* Canadian Companies " as presented are very complete,
bowing the bosiness of all companies doing business in the Dominion — ^liie, fire, acci-
icnt, etc
5. The department of "Statistics of American Fire Companies" embraces the
lompaiative statistics of ten years. Numerous other tables are given, showing special
eatures in connection with the business.
6. The department of " Fire Insurance by States " shows the amount of business
ransacted in the several States and Territories by the companies doin^ business
nerdn. The figures given show tb«* *' . . ^ums received " and " losses paid," with a
ado oC losses to premiums." 1 . : ^ tepartment is considered of great value as show-
ig the bcahries from which tiic insurance business is derived. These tables are
allowed by a recapitulation showing premiums and losses in the aggregate.
7. The ^^Liie Insurance Statistics" presented are by companies for ten years'
-ansactiotts. Following these are numerous tables relating to life insurance, which
re of special value, including a series of tables showing ''Life Insurance by States/'
idicatmg where the companies obtain the bulk of their business.
8. The department embracing the names of the directors of companies, trustees
f foreign companies and the field men has been very considerably extended, the
iports being corrected from information furnished by the home offices.
9. The list of "Retired American Companies" is very complete, and has be-'
Tou^t down to date.
lamrance Year Book.
xo, 'fhe "List of Prominent Agents" has been carefully revised^, and embraces
tnany additional names, as well as many places not previously included in the list.
1 1. In the Appendix the statistics relating to " Fire Protection and Water Sup-
ply " have been compiled with more than usuid care and thoroughness, and a large
lumber of places have been added to the list Special attention has been given to
securing additional and correct information regarding the water supply of the different
places, as well as to the fire departments, so that the information presented this year
s much more complete than ever before. The additions to this department include
ibout fifty pages more than were embraced in the department last year.
Special attention is called to two series of tables relating to life insurance. Those
entitled "Definitive Analysis of Life Assurance Returns," by Benj. F. Brown, consti-
Lute the most complete analysis of the business and financial standing of life compa-
nies that has ever been printed. They contain many important improvements over
similar tables printed in The Year Book last year. The second series of tables,
entitled *' Life Assurance Ratios," are new, and give a great number of ratios that
are exceedingly valuable. They also indicate the rank of companies regarding certain
material features of their business.
In every department of the work great care has been exercised in securing cor-
rect information fi-om trustworthy sources, and it is believed that The Year Book foi
1889 contains more information of value to underwriters than was ever before printed
in one volume. The Year Book in this respect is unique, there being no similai
publication issued in any part of the world It is the aim of the publisher^ to embrace
within its covers all material information relating to the standing and status of the
companies and ev^day knowledge that underwriters desire, thus making it a trust
worthy and convenient hand-book for ready reference.
Thanking our many patrons most heartily for the kindly manner in which the)
have heretofore received this volume, we commend the present issue to their attention
The Spectator Company.
Atlanta Home Ins. Co.,
ATLANTA, GA.
Capital, .... $200,000
Reinsurance Reserve, - - B ,667
Total Assets, ... 284,831
DIRECTORS.
S. M. INMAN. GEORGE WINSHIP. T. L. LANGSTON.
R. J. LOWRY. T. G. HEALEY. J. H. PORTER.
M. C. KISER. HENRY JACKSON. JOEL HURT
OFFICERS.
ROBERT J. LOWRY, - - - President
JOEL HURT, . - - . . Secretary
JOHN T. HALL, Jr., - - - ^ Cashier
The Insurance Year Book.
^^*^
l)rtM:AiVx{^(
Fashionable :: Hatter.
V
GENTLEMEN'S HATS,
LADIES ROUND HA TS.
178 & 180 FIFTH AVE., 181 BROAD Wa
Bet. 22d and 33d Streets. Near Cortland! St.
New :: York.
Palmer House, Chicago. ^14 Chestmit Street, Philadelp
N, B. — In all portions of the Country, Gcjitlemen who would %
orrect styles of Hats must see to it that the above Trade Mark is si ah t
nside the crown.
Agencies in all the Prmcipal Cities.
6b The Insurance Year Book.
THE GRINNELL
Sensitive Automatic SprinlderJ
BOTH WET AND DRY SYSTEMS.
A. er seven years' extensive use the Grinnf.ll is known and acknowledged to be [he only absoluLelj
water-tight and reliable sprinkler.
i| OVEE 7,000 BirilDIIf&S
Equipped with them
From May i, i882, to July i, 1889.
Within that time the Sprinkler has \
worked successfully in
'^ More than 450 Fires, With No Failures. ^_^
LI.OSKT).
For Information and Proposals, Apply to
PROVIDENCE STEAM AND GAS PIPE COMPANY,
F*rovlcience, R. I.
BOSTON OEflCE. 173 BEYONSHIRE STREET, CHICAGO OFEICE, 115 MONROE STREET,
AND TO THE
AUTOMATIC FIRE ALARM & EXTINGDISHER CO.
(LIMITED).
NEW TORt. 294 BROADWAY, BOSTON, III MIU STRKT, PHIUDELPHIA, 48 S. FOURTH STREET.
riic lalter Company also equips Buildings with the well-known ''Watkins' Automatic Fire
'. i*nn " — now used in New York, Boston and Philadelphia, for the detection of fires. This system
•h i-ly protccu about Eight Hundred Millions of Mercantile Property and is approved ^by the
t"- *:.l of Fire Undcnvriters in these cities, who allow large rebates in the cost of insurance to those
» use this pri>teciioti.
TJie Insurance Year Book. i6c
' JAMES GRANGE,
N^.R^. : Book Binder
Insurance • Printers i ^^ ^o ^ ^^ ^
JL 1 - I 66-68 Duape Str^^t,
/6 [)EY gT.. fv|EW yoRK , NEW YORK.
printers; op
7H£ SPECTATOR
THE INSURANCE VEAR BOOK
'AyD-BOOK OF ASSESSMENT INSURANCE
Cloth Binding Qnly.
We have every improvement to facilitate this
class of bindmg with dispatch.
BINDER OF
The Znsoranoe Tear Book and other puhli-
oaUotu of The Speotator Ooxnpany.
[ESSTJI & lOORE PAPEE CO.
MANUFACTURERS OF
zpinsTE i»-a.:pee,s
BOOKS AND NEWSPAPERS.
BENNETT BUILDING,
97 and 99 ITassan Street, - lew York.
The Insurance Year Book.
THE MERCANTILE
;afe deposit co
Equitable Building,
Broadviray, F^lne, Cedar and Nassau Streets.
e Largest, Strongest and Best Equipped Vaults in tlie World
Iverware, Jewelry, Deeds, Bonds and Mortgages, Life Insur
ance Policies, Etc, Etc., received on Deposit.
President :
LYMAN RHOADES.
Vice-Presidents :
ENRY B. HYDE. HENRY A. HURLBUT
Auditor :
GEORGE W. PHILLIPS.
Trustees :
ENRY B. HYDE. HENRY S. TERBELL.
HENRY A. HURLBUT. GEORGE W. PHILLIPS.
LYMAN RHOADES. B. F. RANDOLPH.
LOUIS FITZGERALD.
Secretary: Treasurer:
LMER M. BILLINGS. GEORGE BOSCAWEN
The Insurance Year Book. if
TH E
Equitable Accident
Insurance Concipany
-OF-
CINCINNATI, OHIO.
A Strictly Accident Business Only.
PUD-UP CASH CAPITAL, - $100,000.
Special Indemnity for Loss of Sight or Liml
i\h.
GEORGE FISHER, President.
f. K. MURDOCH, Vice-Prwdent CLARENCE PUMPHREY, Asst S
uEVI C GOODALE, Secretary. J. F. HESSER, Manager R R. Dept
H. N. RENO, Superintendent Agencies.
The Insurance Year Book.
n
'* The Closer life insurance is held to its Essential Object, which has won for it the univer-
. esteem of the thoughtful and humane, and apart from mercenary speculation of whatever
.ure, the better for its safety and dignity."— John K. Tarbox, LaU Ins. ConCr of Mass.
Natural Premium Life Society
Ok Louisiana,
OFFICE, NE^V ORLEANS, LA.
':'nUr its adjusted Natural Premium Rates ^ offers Pure Life Insurance divested
of Investments or Speculative features.
JUIS BUSH, President. WARD B. SHERMAN, Vice-President
CHARLES JANVIER, Secretary.
0. P. ▼XLZZlTSOir, X. S., (PvMUest Statt Bond of BMitkp) Xedioal Sireotor.
BOJ\.Rr> OK r>IRSOTOR8.
CtIS BUSH, of LottU Bush 9l Sons.
V kTTS KEARNY, Paints and Oik.
J RIS SCHWABACHER, of J. 9l M. Schwabacher.
'. TLLIS, of Gillis, Leverich 9l Co.
JDLEY COLEMAN, Manufactuzer of Machinery.
■ HART, jRy of E. J. Hart ft Co.
kKER, Jr., of Jno. M. Pa
M. PAS
. Parker 9l Co.
L. M. FINLEY. Vice-Piesident Sun Muttial Ins. Co. of
New Oiieans.
W. B. REDMOND, Manager Bradstreet*s Mercantile
Agency, New Orleans.
G. A. LANAUX, Conuniadon Merchant.
HENRY M. PRESTON, of Flash, Pnston ft Co.
-THE-
; ii'E Ins. Co. of Yirginia,
I
RICHMOND, VA.,
ISSUES EVERY APPROVED FORM OF
I T?E AND Endowment Policies.
Tn :he eighteen years of its operations it has
' '\ (osses amounting to many thousand dollars
.oat once being forced to do so by litigation.
Policies are Non-Forfeitahle after three
years^ and indisputable from date of
issue ^ except for actual fraud.
WALKER. President.
TALKER Vice-President.
. ^. PEGRAM Secretary.
v.. SMITH Consulting Actuary.
C )BELL TABB Medical Director.
FIRE INSURANCE.
NEW YORK
UNDERWRITERS AGEf(CY
A. STODDART, Gen'l Agt
AGENCIES THROUGHOUT THE WEST-
ERN AND SOUTHERN STATES.
The new Dwelling House Policy of this organi-
zation is the shortest and most liberal fire
insurance policy ever issued.
A
• I f *,
The Insurance Fear Book. /p
THE
Imperial Life Ins. Co.
Dqxisited with the State Treasurer of Mich., in trust for the Policyholders,
$100,000,
The Most Economical Life Insurance in the World.
Both forms of Life Insurance are offered:
UTDBiL PlSinni iBsvance for PROTECTIOI.
LEYEL PREUUI iDsuance for PROTECTIOI and nYESTIEllT.
The Imperial is the first Life Insurance Company to offer both the Natural
and Level Premium forms, with the addition of Survivor s Pure En-
dowment. No restrictions on travel or residence, and all poli-
cies are incontestable while in force, except for fra%d.
OPF=ICERS..
C A. NEWC0M6 Presid-nt.
A.a BACON Vice-President. W. D. HARRAH Actua. .
AKSON WARING Secretary. J. B. BOOK, M. D Medical Diiertnr.
A. E. ?. WHITE Treasurer. HOYT POST Attor- ev .
BOARD OF DIRECTORS.
^ C. BACON of A. C. Bacon & Co.
'iM(W J. MURPHY C»pitaH»t.
1. A. KXWCOMB of Newcomb, Endiootcft Co.
J80. S. DAVIS of Parke, DavU ft Co.
"• & ANDERSON. Sute Savings Bank of Detroit.
• B. BOOK. Pliysician and Professor of Suijery.
^HN S. GRAY of Giay, Toynton ft fox.
-*. F.WHITE of D. M. FestyftCo.
C. A. GOWER Supt. State Reform Sch.>v»
S. R. MUMFORD Michigan Savings Pa;. k
THOS. BERRY of Berry • rrs
RANSOM GILLIS of Edson, Moore < r, .
ANSON WARING Insuru.
N. G.WILLIAMS of Williams Malt C .
H. P. CRISTY Capit*J
The Jrmirance Year Book.
Michigan F, & M, Insurance Co,
OF= peTROIT.
ORO^I^IZSD - - . . 1881,
LOSSES DP-A.IID, - - $508,254-
:ash capital $400,000.00
Nei Surplus, over 133,880.00
O'-V'SS Assets 715,451.00
D. WHITNEY, Jr., President. EUGENE HARBECK, Secretary.
is Company insures the better class of hazards in Cities having Water-
Works and Fire Departments.
T, Y. BROWN, - 34 Pine Street, Ne^v York.
Agent Metropqlitan District.
<: . H. BiNNEY Special Agent, Boston.
I. i . Lewis District Agent, Chicago.
' f . O'KiLL & Co General Agents, San Fzancisco.
; A«" card, Wilson & Piper General Agents, Denver, Col.
Rome Fire Insurance Company
OK THE SXATa OF* OSOROIA.. RONIED, GA
THIRD ANNUAL STATEMENT, JAN. 1, 1889.
\P!TAL STOCK $103,900.00
-."£RVE FOR REINSURANCE 42.Sa30S
{JLegal Standard.')
CASH INCOME RECEIVED.
• From January x, z888, to January x, X889.
> ' ^lemium Receipts |84,68x.ax
r: ..! at. Discounts, &c - 8,157.93
•99,839. «3
DISBURSEMENTS.
.1*.- Paid fx,670.x6
vi'iends Paid Stockholders 6,234.00
i'j^ies, TraYeltng, Agency and general Office
• xpenses 7»457.88
(.,i .lissions and Brokerages X7t790«a5
•*-5 Paid 44,104.14
ASSETS.
Real Estate $14,500.00
(Company's principal Office, 921^92$ Broad St.)
Loans on Bonds and Mortgages ......... 42,500.00
(First liens on fee — market value 9x54,100 .00.)
Loans on Bonds and Stocks . 3X9743.75
(Market value, $99,8x8.75.)
Bonds and Stocks owned by the Company.... 36,060.00
Interests accrued and uncollected 1,548.40
Cash on Deposit 8«556.go
Premium Notes 3,5X5j05
Premiums ixi hand of Agenu and in oouse of
Transmission 9%i79.»>
Office Furniture, Home Office Accounts in
course of Collection 4*7x3.35
Bills Receivable and Accrued Interest a4,696.74
$X76,oo5T4S
LIABILITIES.
Reserve for Losses under adjust-
ment, and all other claims $X5,397<83
Surplus to Policyholders x6o,6o7.65
$»y6,oe>5.»S
Net Surplus to Stockholders ..Sx4,S74.oo
$77»35fi-43
JOHN H. REYNOLDS, PrMldent. HAMILTON YANCEY, Seoretary.
.^ H. REYNOLDS Prea. First NaUonal Bank. E. T. McGHEE, of McGhee ft Ca. Wholesale Grt>c£»
.. <. CLARK, of R.G.C]ark ft Co.j|Wholesale Dry Goods. A. S. HAMILTON of Hamilton ft do., " ^^'^J^ere
I I ROUNSAVILLE... Of RounsavUlc ft Bio.,
'*»■•-'- . .* - -rr V' o. I A h 1. . 4e i ,.'i'>ds.
O. H. McWILLIAMS , Caoitalisj
bODD.
^CWAVES,
ORONTOT
CANADA.
IA4WM>U«ATBD IMI
Tom issns i unites stitb, - ■
' uttiuTus IN uNiTiD iuns, -
SUNPIUS IN OiTtO STinS,
SUI45.S8S7
t4S(l.ll4fi.S4
IICQHE IN UNITED STITQ FM 1UR 1888. ■ tf77inM
TQTIL LOSSQ PUD III UNITHI STITES FROM
1874 TO 1888. INCLUSIffi. - - . . S7.e?.737.7B
Ihe Insurarice lear Book.
ORGANIZED 18S7.
AMERICAN
Fire Insurance Company
OF NEW YORK.
No. 146 Broadway, ""S'Sing, New York-
Lish Capital $400,00G
U nearned Premiums and otiier Liabilities 311 ,034
Vet Surplus, January 1, 1889 548,338
Total Assets $1,308,5M
DAVID ADEE, President.
•■LAS P. WOOD, Manager of Agencies. W. H. CROLIUS. Secretary
C. P. PEIRCE, Assistant Secretary.
THE
Mount Vernon Fire Ins. Co.
OF ALEXANDRIA, VA.
*'tock Company Chartered by the Legislature of the State ofVirgmu
• DIRBCTORS •
AMUEL H. BACON, ANTHONY W, ARMSTRONG, JOHN PERRY,
HOMAS D. BOND, HENRY STRAUSS, GEO. W. FISHER
• OFBfaiCBRS •
.'RANK E. CORBETT, President. A. A. WARFIELD, Secretar
;- SAMUEL H. LUNT, Treasurer.
Tfr ^.
The Insurance Year Book. 23
MUTUAL LIFE
OK NK\Sr YORK.
RICHARD A. McCURDY, - - - President.
ASSETS, - $126,082,153.56.
The Largest and Best Life Insurance Company in tlie World.
*he New Business of tlie Mutual Life Insurance Company In 1 888
Exceeded $ 1 03,000,000.
fU Business shows the Greatest Comparative Gain made by any Company
during the past year ^ including
^ gain in assets of $7,275,301.68
i ga/u in income of 3,096,010.06
' gain in new premiums of 2,333,406.00
^ gain in surplus of . . • 1,645,622.11
- gain in new business of 33»756,792.85
. gain of risks in force 54,496,251.85
THE MUTUAL LIFE INSURANCE COMPANY
AS PAID TO POLICYHOLDERS SINCE ORGANIZATIO:
^ ^272,481,839.82. ^
Tlie wooderfol growth of the Company is due in a larg^ degree to the freedom from restrictic n
^ irksome conditions in the oontiract, and to the opportunities for investment which are offered *>•
<i:tioQ to indemmty in case of death.
The Matoal L.ife was the first to practically undertake the simplification of the insurance con
^-txad strip it of a verbiage m the mazes of which could be found innumerable refuges again .
^% of pol^ybolders who had, however, unwittingly, departed from the strict letter of the agre-—
'>*>. likMt 1i}:as appealed powerfully to the popular Uste is evident from the fact that in 1888 tl
lipcsj wrote cfv^^^ $103,000,000 of new insurance.
Tke Distribution Policv of the Mutual Life Insurance Company is the most liberal contract
f^ by any oompu^y and produces the best results for the policyholders.
^^ The Insurance Year Book.
RENEWABLE TERM INSURANCE
AS OFFERED BY
The Provident Saving
Life Assurance Society
OF NEW YORK
c
n. E. STEYESS, Secretaiy. SHEFPiBD HOmS, President aid Mm
Equitable Building, I2D Broadway.
Extracts from the Official Report of the Insurance Department of the State o
New York, for the Year ending December 31, 1888.
Pkoviobnt All othril
Savings. Compakibs.
I'remium Receipts in 1888 $1,145,153.00 $ii3,3i4,377.c
1 Hvidends paid Policyholders 376,681.00 I3>948, 146.C
. ercentage of Dividends to Premiums 32.9 12.3
xQsunmce in force December 31, x888 51,012,286.00 2, 7x0, 5(^,842.0
Premiums charged to each $1,000 insurance in force 22.45 41."
Which were thus appropriated :
; or Dividends 7.38 5.1
Tor Death Claims and Expenses 12.36 37.2
Kor other purposes 2.71 9_
Total Premiums as above 22.45 41. •
. ret Cost of Insurance less Dividends 15.07 36.^
oooD aqe;nvs wanxed.
The Insuranee Year Book. 25
Statutory Requirements.
What the Various States Require of Companies
Doing Business Therein.
Revisbd and Corrected Especially for The Insurance Year Book.
In the following chapter we present a summary of the laws of the different States
imposing conditions upon foreign companies and companies of other States doing
biimess within their borders. The insurance officials of these several States have very
kindly revised these S3mopses and made such corrections as were necessary to make
them conform to the latest enactments of their several legislatures. There were some
thirty l^slatures in session during the past winter, and much legislation relative to
insurance was considered. The conditions of entry into the various States, however,
were changed in but few instances, and these are noted in the following pages. It is
bdieved that this compilation covers all the material points of the legal requirements
of the various States and Territories.
Alabama.
SunavisiNG Officer— CYRUS D. HOGUE, Auditor of State, Montgomery.
GENERAL REQUIREMENTS.
Each company must, before admission, file a copy of its charter, dnly certified, together
with a statement sworn to by the president and secretary, showing the subscribed and paid-up
capital of the company and its financial condition ; also an instrument, under seal of the com-
pany, aathorizing all agents to accept service of legal process, and admitting such service as il
served upon the company. Companies must have known place of business in the State and
anthorised agent thereat. The reciprocal features of the State law have been declared uncon-
stitntiooal by the Supreme Court ol the State.
AGENTS.
Before transacting any business each agent must obtain from the Auditor a certificate of
aadiority, which certificate, together with a copy of the financial statement and of the instru-
ment relating to the service of process, must be filed in the office of the Judge of Probate for
the coiinty wherein such agent is located ; certificates to be renewed annually in January, and
26 The Insurance Year Book.
to be filed with copy of the annual statement with the Judge of Probate. Each indWidual
soliciting insurance must have license, and all persons taking applications are agents of
company.
LIFE COMPANIES.
Each company must be possessed of at least $100,000, and must file with the Auditor in
July of each year a statement, certified by the president, secretary or actuary, showing the
financial condition of the company on the first day of April preceding ; such statement must
show the gross amount of premiums received, in cash or otherwise, in the State during the
year, the amount of funds invested in the State, and the amount paid for taxes and license in
each county. If a life company invests in the State the net reserve upon policies on the lives
of citizens, it will be entitled to all the privileges of a home company. The Treasurer may
require additional deposits.
FI&B AND MARINE COMPANIES.
Each company must have a cash capital of at least $100,000, invested in accordance with
the laws of the State from which it derives the charter. Sworn statements of the condition of
the company must be filed by the loth of January of each year or within thirty days thereafter,
showing all transactions to December 31 preceding. Fifty per cent of the premiums received
must be retained as a reinsurance fund. The certificate issued by the Auditor to the company
expire January 15 each year, aiid must be renewed during the month. When the Auditor dis-
covers an impairment of capital equal to twenty-five per cent after providing for all liabilities,
he may revoke his certificate. Companies required to make annual report of business trans-
acted in the State.
FOREIGN COMPANIES.
Every foreign company must file with the Auditor a certificate, signed by the proper State
ofilcer, setting forth that the company has on deposit in some State at least $200,000 in lawfully-
invested securities, for the benefit of all the policyholders in the United States. Annual state-
ments required the same as of other State companies. Taxes and fees the same.
'Taxes, — A tax of one per cent is imposed on gross amount of premiums (expenditures and
losses paid, and return premiums deducted). Agents of insurance companies must make a
•worn sutement in January of each year, and file with the assessor of the county in which
they are located, showing the amount of premiums received, less expenditures and losses paid
and returned premiums, for the year ending on the first day of that month. Agents in incor-
porated cities where there are fire departments must pay the sum of $200 annually for the sup-
port of such fire departments.
/>«^.— Each company must pay to the State Treasurer, in the month of January, an annual
license fee of $100. For filing statement with Auditor, $5 ; with Judge of Probate, $5.
Penalties, — Agents doing business in violation of the law are subject to a fine not exceed-
ing $500 for each offense. Company doing business without license shall forfeit $1000.
Arkansas.
Supervising Officer— A. W. FILES, Auditor of State, Little Rock.
GENERAL REQUIREMENTS.
Every company, before engaging in business, must file with the Auditor of State a certified
copy of its charter, a certificate showing the date of organization, location and principal office
of the company ; also a written stipulation that legal process served on the Auditor, or the
person designated by the company, will be accepted as served on the company. On complyinff
with the law, the Auditor will issue a cenificate of authority to the company. Every company^
must have a capiul of not less than $100,000, fifty per cent of which must be paid up.
EXAMINATIONS.
The Auditor is empowered to examine any company at its home ofllce, and, if Impairment
in capital is ascertained, may revoke his certificate. Refusal to permit examinations warrants,
him in withdrawing his certificate.
The Insurance Year Book. 2y
Companies must furnish the Auditor with lists of agents, when he will issue a certificate
to each, granting him authority to transact business for the company. Certificates renewable
iDDually. One certificate suffices for a firm, proTided the name of each member is inserted
therein.
LIFE OOMPANIBS.
Each company must file an annual statement with the Auditor by the ist of March of
each year, showing the financial condition of the company on the 3zst of December preceding.
The statement must be accompanied by a certificate, signed by the proper officer of the State
wherein the company was orgranized. showing the net value of all policies in force, and certify-
xng that the company has assets equal thereto, and is authorized to do business in such State.
In the absence of such certificate, the Auditor is authorized to value the policies of the com-
pmy on the basis of the American Experience Table of Mortality and four and one-half per
cent interest.
FIRE AND MARINE COMPANIES.
Must have a subscribed capital 6i not less than $150,000, of which $50,000 must be paid
op. A sworn statement, signed by the president, vice-president or secretary of the company,
QDst be filed with the Auditor before the ist of March each year, showing the financial condi-
tion of the company and its transactions up to December 31st of the previous year. The rein-
sarance fund to be computed at fifty pef cent of the premium on all risks having less than
one year to run, pro rain on all risks having more than one year to run ; when the reinsurance
fand is reduced to less than forty per cent of the premiums received during the year, the whole
amount of premiums received on unexpired risks shall be set aside as a reinsurance fund.
Companies required to make annual reports of business transacted in the State.
FOREIGN COMPANIES.
In addition to making the annual statement, as required of other State companies, foreign
companies mast furnish, prior to July z of each year, a statement showing the business trans-
actions outside of the United States and its financial condition outside of the United States
branch.
Taxes. — ^A tax of two and one-half per cent is imposed on premiums QitM losses and com-
oissions). Every company must submit a sworn statement, signed by the president, secretary or
agent, at the time of filing the annual statement, showing the premiums received in the State,
npon which statement the tax is computed. No municipal taxes or licenses are permitted.
Fees. — For filing charter, $15; filing statement, |io; issuing certificate, $2; copies of
papers, twenty cents per folio ; certifying such copies and affixing seal. |i ; valuing life
policies, a charge not exceeding three cents per $1000 of insurance may be exacted ; examina-
tions, actual expenses incurred.
PenaiHes. — Neglect to furnish statement as required, a penalty is imposed of $100 for
each day's delay ; transacting business without complying with the law subjects the offender
to a fine of $500 for each month or fraction thereof during which the business is unlawfully
coodacted. Misdemeanor for agents to solicit business for companies that have not complied
widi the law.
California.
ScpERVisiKG Officer — J. C. L. WADSWORTH,* Insurance Commissioner, San Francisco.
GENERAL REQUIREMENTS.
Any company, stock or mutual, of another State, desiring to do business in California
most file with the Insurance Commissioner a certified copy of its charter, and a certificate
•igned by the proper officer of the State wherein such company was organized, setting forth
that it has available assets in excess of all liabilities equal to not less than $200,000 ; also a
* J. N. E. Wibon has heca appointed ai tuoceaaor to Committaoner Wadsworth, aad will enter on his duties
Aptil, X890.
28 The Insurance Year Book.
statement of its fiaaocial aad business condition on the 31st of December preceding, sworn to
by the principal officer of the company ; the company must also designate some agent to accept
legal service, and such agent shall be deemed the general agent of the company within the
State, and service made upon him shall be deemed as having been made upon the company.
In case the company shall at any time be without such agent, the Insurance Commissioner
shall be empowered to accept service. Should a company transfer from a State to a United
States Court any suit brought against it by a citizen of California, the Commissioner isrcqnired
to revolce its license to do business in the State. The general agent must also eie with the
Commissioner a bond with two sureties in $1000 each, conditioned that he will pay quarterly
In advance all taxes, licenses or fees that are or may be imposed bylaw, and that the company
will comply with the law in all respects. All payments must be in United States gold coin.
On compliance with these requirements, a certificate bf authority to do business will be issued
to the company by the Commissioner. An anti-compact law was passed February. 1889.
EXAMINATIONS.
The Commissioner is empowered to examine any company doing business in the State
whenever he shall deem it necessary, and if a company is lound to be insolvent, he shall
revoke its authority to do business. A company is regarded as insolvent when, after provid-
ing for all liabilities, its capiul is reduced below $200,000, or below seventy-five per cent of its
paid-up capital ; if it be a mutual company, when its cash assets over liabilities are less than
$200,000. Commissioner must publish notice of insolvency four weeks.
AGENTS.
Every company must file with the Commissioner a certified copy of the authority given bj
it to each agent in the State, and. in case of a change of agents, the Commissioner must be noti-
fied. Every general agent appointed by the company must obtain from the Commissioner a
certificate of authority to do business, which continues in force without renewal until revoked.
One certificate suffices for all members of a firm. Other agents do not require certificates. If
a solicitor for a life assurance company has been employed by any other company within ayear
previous, he shall produce written evidence that all moneys received by him for such company
have been paid to it. Solicitors for life companies must obtain a license annually.
Companies not doing business in the State may have a special agent for the purpose of
collecting renewal premiums, who shall receive a certificate of authority from the Commis-
sioner on filing notice of appointment. No other papers required of such companies.
LIFE COMPANIES.
Sworn statements, verified by the principal executive officer of the company residing in the
State, must be filed with the Commissioner on or before March loth of each year, showing the
financial condition of the company and its business transactions up to December 31 of the pre-
ceding year. Such statement must also be printed one week in a daily paper published in the
city where the principal office of the company in the State is located. A statement must be
filed by representative in the State on or before January 15. showing the business effected and
renewals of previous year. When requested by the Commissioner to do so, companies must
furnish him with the requisite data for valuing its outstanding policies. If his valuation be not
accepted by the assurance officer of any other State, then the companies of such State doing
business in California shall submit their policies for valuation by the Insurance Commissioner
of that State. Valuations made upon the basis of the American Experience Mortality Tables
and four and one-half per cent interest. All policies issued within the State, unless otherwise
specifically contracted between the assurer and the assured, for tontine or other term or paid-
up assurance, must contain a stipulation that when, after three full annual premiums shall
have been paid on such policy, it shall not cease or become void solely by the non-payment of
any premium when due; its entire net reserve, by the American Experience Mortality Table
and interest at four and one-half per cent yearly, less any indebtedness to the company on such
policy, shall be applied by such company as a single premium, at such company's published
rates in force at date of original policy ; but at the age of assured at the time of lapse, either to
the purchase of non-participating term assurance for the full amount assured by such policy, or
upon the written application by the owner of such policy, and the surrender thereof to such
company within three months from such non-payment of premium, to the purchase of the non-
The Insurance Year Book. 2g
partidpating paid-up policy, payable at the time the original policy would be payable if con-
tinued in force ; both kinds of assurance to be subject to the same conditions, except as to
payment of premiums, as those of the original policy. It may be provided, however, in such
stipulation, that no part of such term assurance shall be due or payable, unless satisfactory
proofs of death be furnished to the assurance company within one year after death, and that, if
death shall occur within three jrears after such non-payment of premium, and during such term
of assurance, there shall be deducted from the amount payable the sum of all the premiums
that would have become due on the original policy if it had continued in force. If the reserve
on endowment policies be more than enough to purchase temporary assurance as aforesaid to
the end of the endowment term, the excess shall be applied to the purchase of pure endowment
assurance, pajrable at the end of the term, if the assured be living. If any company shall evade
this provision of law, its certificate of authority shall be immediately revoked. Any acts in
conflict with above were repealed by the passage of this "Specific Contract " bill in April,
x88a
The following law was enacted in March 1889:
Section i. Section 447 of the Civil Code of the State of California is hereby amended so
u to read as follows :
Section 447. Every life assurance corporation organized under the laws of this State must,
on or before the first day of February of each year, furnish the Insurance Commissioner the
necessary data for determining the i^uation of all its policies outstanding on the thirty-first
day of December then next preceding. And every life assurance company organized under
the laws of any other State or country, and doing business in this State, must, upon the writ-
ten requisition of the Commissioner, furnish him, at such time as he may designate, the
requisite data for determining the valuation of all its policies [then] outstanding. Such val-
oations must be based upon the rate of mortality established by the American Experience
liit Table, and interest at four and one-half per cent per annum ; provided^ that from and after
the thirty-first day of December, A. D. one thousand eight hundred and ninety-one, such vaU
nations must be based upon the rate of morulity, established by the Combined Experience or
Actuaries' Table of Mortality, with interest at the rate of four per cent per annum. When the
laws of any other State or territory require of a life assurance company, organized under the
laws of this State, a valuation of its outstanding policies by any standard of valuation difierent
from that named in this section, the Insurance Commissioner is hereby authorized to make
nich valuation for use in such other State or territory, and to issue his certificate in accord-
ance therewith. For the purpose of making the valuations, the Insurance Commissioner is
anthorized to employ a competent actuary, whose compensation for sach valuation shall be
three cents for each thousand dollars of assurance, to be paid by the respective companies
whose policies are thus valued.
Section 2. All acts and parU of acts in conflict with the provisions of this act are hereby
xepealed.
FIRE AND MARINE COMPANISS.
Sworn statements, verified by the principal executive ofllcer residing In the State, must be
filed with the Commissioner as follows: By the isih day of January, showing business 'done
in the Slate daring the preceding year ; companies of other States must file, by March loth,
statement showing transactions and financial standing December 31 preceding ; companies of
other countries have till May i to file such statement. Such statement must also be printed
for one week in a daily newspaper published in the city where the principal oflice in the State
of the company is located. The reinsurance fund must be computed at fifty per cent of the
premium on unexpired risks. Statements of State companies must be filed on or before Feb-
mary i of each year.
FOREIGN COMPANIES.
Every foreign company doing business in the State must file a sworn statement, on or
before the ist of May of each year, showing its financial and business condition on the thirty-
fint day of December preceding. Such statement must be printed for one week in a daily
newspaper pnblished in the city where the principal office of the company in the State is
located.
30 TJie Insurance Year Book.
Tknv.^Taxes are imposed in accordance with the reciprocal provisions of the laws. A
law passed in 1885 levies a tax of one per cent on gross premiums collected by foreign com-
panies, for the benefit of disabled firemen, but the courts declared it to be unconstitutional and
it is now inoperative.
Fees.'-Fot filing charter, $30; for filing annual statement, $20; for filing other papers re-
quired, $5 each ; certificate to aflrents, |i ; for copies of papers on file, twenty cents per folio ;
for certifying such copies, $1 each ; certificate of special agent of life company, fao ; for valuing
life policies, three cents for each $1000 of assurance. All fees to be paid in gold. Should the
expenditure in the oflSce of the Commissioner exceed the receipts, the Commissioner is empow-
ered to assess the companies doing business in the State, on the basis of premiums received,
sufficient to make up the deficiency. Other fees subject to reciprocal legislation.
Licenses* — The city of San Francisco is authorized to collect a license from each agent, and
the city ordinance provides as follows : Every agent shall pay for each company represented
by him, according to premiums received. Those doing a business of $50,000 per quarter or
over, $100 per quarter ; $25,000 per quarter or less than $50,000, $75 per quarter ; $10,000 per
quarter or less than $25,000, $50 per quarter; less than $10,000 per quaner, $25. Other license
fees charged in accordance with reciprocal legislation.
Penalties, — For neglecting to file the statements required, or the stipulation relative to
serving legal process, a fine of $100 for the first month, and $200 for each succeeding month,
is imposed for the time the company does business in default. For failing to answer truthfully^
in writing, the written inquiries of the Commissioner, a fine of $500 is imposed. A fine of
$100 for issuing a life policy to a resident of the State that does not contain written evidence
that it was issued in the State.
Canada.
Supervising Officer— W. FITZGERALD, Superintendent of Insurance, Ottawa.
GENERAL REQUIREMENTS.
Each company must file with the Minister of Finance a certified copy of its charter and a
properly authenticated statement of its condition on the 31st of December preceding ; also a
power of attorney, signed by the proper company officer under seal of the company, appointing
an agent or head officer in Canada ; such officer or agent must be empowered to accept legal
service for the company ; this power of attorney must be verified under oath by such officer or
agent. Copies of the documents named must be filed with the Superior Court of Law or
Equity, in the Province wherein the head office in Canada of the company is located ; if the
head office is in Quebec, the duplicate must be filed in the office of the Prothonotary of the
Superior Court of the district wherein such head office is located. Each company must obtain
from the Minister of Finance a license to do business, which license must be printed in The
Canadian Gazette and in one paper in the city and county wherein the head office is located.
License renewable on the ist of April in each year. When the liabilities in Canada of a com-
pany exceed its assets, deficiencies must be made good or its license will be revoked.
life COMPANIES.
Every life assurance company must deposit in the hands of the Receiver-General $50,000
for the protection of Canadian policyholders ; this deposit in the case of foreign companies to
be increased as required to make it equal to the reinsurance reserve upon all policies held in
Canada, or such increase may be placed in the hands of trustees for such purpose. Annual
statements to be filed on or before the ist of March in each year, duly verified by the proper
officer of the company. If a company fails to pay its losses for thiny days after they are due,
or after judgment has been entered, its license will be revoked.
fire AND marine COMPANIES.
Every foreign company doing a fire and inland marine business, either or both, must
deposit with the Receiver-General $100,000 for the protection of Canadian policyholders, and
every native company $50,000. The deposit in the case of foreign companies to be increased
The Inmiranoe Year Book. 31
from time to time as the company's liabilities in Canada increase. United Slates companies
mnst deposit United States securities, or others that may be approved by the Treasury Board*
Annual statements showing the condition of the company must be filed before the istof March
of each year with the Minister of Finance ; also a statement of its geoeral business. Fire
policies cannot be written for a longer term than three years. If an undisputed claim or judg-
ment on a disputed claim remains unpaid for sixty days after it is due, the license of the
defaulting company will be revoked, but may be reissued if the claim is satisfied within sixty
days thereafter. Failure to pay such claims shall be deemed an act of insolvency.
Taxes. — In accordance with a law passed by the Quebec legislature — ^but this law is being
contested before the courts as unconstitutional — a direct tax is imposed upon all insurance
companies doing business in that Province, to be paid into the public treasury. Every life
company is required to pay I500, and $250 additional if doing an accident business. Fire and
marine companies pay $500. Agencies in Montreal and Quebec are taxed $100 each, and all
other agencies in the Province $5 each.
Fees. — The Superintendent is empowered to assess companies toward the expenses of his
office/^ rata upon gross premiums received on Canadian business, during each year ending
December 31 ; such assessments to be paid on or before March 31 ; not to exceed $8000 upon
fire and inland companies.
Penalties. — Neglect to comply with the requirements of the law as to the filing of annual
sutements subjects the company so neglecting to a penalty of $500 for each violation, and an
additional penalty of $100 for each month during which any such company neglects to file such
statements, and if such penalties are not paid the company's license may be withdrawn or sus-
pended.
Any person who delivers any policy or interim receipt, or who collects any premium or
carries on any business of insurance in Canada on behalf of an unlicensed company, is liable
to a penalty of not less than |ao nor more than $50 for a first offense, and for a second offent«
imprisonment without the option of a fine.
Colorado.
Supervising Officer— LOUIS B. SCHWANBECK. State Auditor and Superintendent
OF Insurance. Denver.
GENERAL REQUIREMENTS.
Every company doing business in the State is required to file a copy of its charter with
the Superintendent, and also a sworn sutement of the chief officer of the company, showing
the condition of its affairs on the 31st of December preceding. Also a written instrument
constituting the Superintendent an attorney of the company to accept service of legal process.
Annual sutements to be filed on or before the first day of March of each year. A synopsis of
the annual statement filed must be printed at least four times, together with a copy of the
Superintendent's certificate, in a newspaper published at the State Capital. '* No joint stock
fire or life insurance company shall be permitted to do any business in this State unless it is
possessed of an actual paid-up cash capital of not less than faoo.ooo. No joint stock insur-
aoce company organized for any purpose other than fire and life insurance shall be permitted
to do any business in this State unless possessed of an actual paid-up cash capital of not less
than $100,000.
EXAMINATIONS.
"The Superintendent of Insurance shall have power to examine and inquire into all
violations of the insurance law, and may at any time examine the financial condition, affairs
and management of any insurance company incorporated by, or doing business in the State,
and inquire into and investigate the business of insurance transacted, and may require any
company, its officers, agents, employees, or attorneys or other persons, to produce, and may
examine all its asseu, contracts, books and papers ; may compel the attendance before him
and may examine under oath its directors, officers, agents, employees, solicitors, attorneys, or
32 The Insurance Tear Book.
any other persons, in reference to its condition, affairs, management or business, or any matter
relating thereto ; may administer oaths or affirmations, and shall have power to summon and
compel attendance of witnesses, and to require and compel the production of records, books*
papers, contracts or other documents, by attachments if necessary ; and shall have the right to
punish for contempt by fine or imprisonment, or both, any person failing or refusing to obey
such summons or order of said Superintendent." The Superintendent is authorized to appoint
competent persons to make the examinations in his name.
AGENTS.
All companies must obtain annually certificates from the Superintendent for each agent or
solicitor, authorizing them to do business.
UFB COMPANIES.
Annual statement to be filed on or before March i. The Superintendent is authorized to
▼alue outstanding policies when he deems it necessary. Valuations to be made in accordance
with the American Experience Tables and four and one-half per cent interest. "After three or
more annual premiums have been paid upon a policy of life insurance, and default is made io
payment of any such subsequent premiums when due, then, notwithstanding such default, the
company shall convert the same into a paid-up policy for as many dollars as the value of such
policy will purchase, to be determined by the table of surrender values in use by such com-
pany at the time of issue of policy, which shall not be less than the full net value of the policy
per American Experience Table of Mortality, four and one-half percent interest, provided that
application be made In writing for such paid-up policy by the assured within six months after
default in the payment of premiums shall first have been made.'*
FIRE AND MARINE COMPANIES.
Each company must have a paid-up capital of not less than $200,000. Annual statements
to be filed on or before March t of each year, showing the condition of the company on the
thirty-first day of December preceding. Such statement to be printed at least four times in a
daily paper published at the Capital of the State. Any company, other than fire or life, most
be possessed of a paid-up capital of |ioo,ooo.
Companies required to make annual statements of business transacted in this State.
FOREIGN COMPANIES.
Same requirements as for fire and marine companies.
Taxes. — ^AU insurance companies, partnerships or associations engaged in the transaction
of the business of insurance in this State, shall annually, on or before the ist of March in each
year, pay to the Superintendent of Insurance two per cent on the excess of premiums received
over losses and ordinary expenses incurred within the State during the year ending the
previous thirty-first day of December. In case the expenses of the department shall exceed
the amount collected under the provisions of this act, the Superintendent shall assess upon
the insurance companies doing business in this State, in proportion to the receipts in this
State, a sum equal to such excess. In case of neglect or refusal of any company to pay such
tax assessment, the Superintendent of Insurance shall revoke the authority or license granted
to such insurance company. Insurance companies shall not be subject to any further taxa-
tion, except on real estate and the fees provided in this act.
Fees, — For filing the certified copy of articles of incorporation required by this act on the
organization of each company, $50 ; for filing power of attorney and statement preliminary to
admission, I50 ; for filing copy of its charter or deed of settlement and examination thereof, $25,
unless capital exceeds $250,000 ; ten cents additional for each $1000 above that amount ; for
filing annual statement, $50 ; for certificate of authority to transact business in this State, $5 ;
for each copy of certificate of authority for use of agent, $2 ; for each copy of any paper filed in
his office, per folio, twenty cents ; for affixing seal of his office and certifying any paper, $1.
PenaMfj,— For business transacted by or for an unauthorized company, a penalty of $500 is
imposed for each offense ; for refusing to give truthful information regarding a company or
The Inmrance Year Book. 33
tesHfjriog faliely, the delioquent is liable for contempt or perjury, and a fine not exceeding
tsoo ; for making a false certificate, entry or memorandam in papers offered for filing, a fine of
not less than |iooo and imprisonment not less than two months. Reciprocal legislation.
Connecticut.
Supervising Officxr— O. R. FYLER, Insurancs Commissionxr, Hartford.
general requirements.
Evezy company must, before receiving authority to do business in the State, file with the
Commissioner a certified copy of its charter ; also a statement, sworn to by the president, vice-
president or secretary of the company, showing the financial and business condition of the
company. It must also execute a written instrument appointing the Commissioner its attorney
to accept service of legal process. All advertisements must correspond with last statement
filed.
EXAMINATION.
The Commissioner is empowered to examine into the condition of any company doing
bnsiness in the State, and if he finds it impaired, to revoke its authority to do business, and to
publish the result of such examination If he thinks proper. Fire and marine companies are
deemed unsound when their assets over liabilities are less than three-fourths of their paid-up
capital. Life companies are unsound when their assets are not equal to their liabilities and
legal reserve.
AGENTS.
All agents must obtain a certificate from the Commissioner authorizing them to transact
bosiness. Certificates expire March 31 in each year, and must be renewed. Certificates are
iMued in firm name except for companies of such States as require individual certificates from
sgeots of Connecticut companies. No person permitted to act as agent, under penalty of not
less than |ioo, nor more than $500, without obtaining [from the Commissioner of Insurance a
certificate of authority, which certificate must be renewed on the ist of April each year. Any
ageot soliciting business for an unauthorized company, or in any way aiding in the transaction
of business with such company, shall be fined not more than $1000 ; but any person, on pay-
ment of a fee of $20 to the Insurance Commissioner, may obtain a license to transact business
with unauthorized companies, subject to the approval of the Commissioner. Such licenses
must be renewed on the xst of April each year.
LIFE COMPANIES.
Each company must furnish a certificate from the proper ofilcial of the State wherein such
company was organized, setting forth the valuation of all outstanding policies of such company,
calculated according to the Actuaries' Table of Mortality and four per cent interest. Such cer-
tificate will be accepted by the Commissioner, provided his certificate of a similar nature
regarding Connecticut companies is accepted by the insurance officer of such State. Other-
wise the Commissioner is empowered to value outstanding policies himself. Annual statements
Bust be filed on or before March i of each year, showing the condition of the company on the
thirty-first day of December preceding.
FIRS AND MARINE COMPANIES.
Each stock company is required to have a cash capital of at least |i50,ooo. Mutual com-
panies most have available assets equal to |i5o,ooo. The reinsurance fund is required to be
fifty per cent of the gross premium (return premiums and reinsurance deducted) on all fire
risks except those that are perpetual ; on perpetual risks ninety-five per cent must be reserved
for reinsurance ; on ocean marine risks the full amount of premiums must be reserved. In
fire insurance all the conditions of the insurance must be stated on the policy, and five days'
notice of cancellation is required. The amount that may be written by a company upon a single
risk is limited to ten per cent of its paid-up capital. No company is permitted to advertise or
zepreseat ittelf as having a capital greater than the amount actually paid up, or to represent
34 The Inmranee Year Book.
itself as possessed of assets not actually owned by it. Companiei are required to make annual
reports of business transacted in the State.
FOREIGN COMPANIES.
Every foreign company is required to have a cash capital of not less than (aoo.ooo, and
must have on deposit with the Treasurer of some one of the United States at least $200,000 in
United States bonds or the bonds of Connecticut, New York or Massachusetts, for the protec-
tion of all its policyholders in the United States. A certificate signed by the officer holding
such deposit must be filed with the Commissioner. The aggregate deposits made by such
company in the different States, together with the securities held by approved trustees for the
benefit of all policyholders in the United States, after deducting all liabilities and the lawful
reinsurance fund, shall be regarded as its capital. A copy of the trust deed and of the instru-
ment appointing the trustees must be filed with the Commissioner. Annual statements, veri-
fied by the agent or attorney for the company in the United States, showing the condition of
its affairs in this country, must be filed in January of each year, when the Commissioner will
issue a certificate setting forth the amount of its capital as determined by such statement.
Taxes,^T9Xt% regulated by reciprocal legislation must be paid on or before the twentieth
day of January of each year to the State Treasurer. Every agent must make return under oath
on or before the loth of January of each year to the Insurance Commissioner of the gross
amount of premiums received by him. Agents of foreign companies must make returns, and
pay thereon before the 20th of January a tax of two per cent.
Fees.^To companies of other States, filing copy of statement, $10 ; license of company,
$10 ; issuing certificates to agents, $2 each ; provided no greater fees are charged Connecticut
companies in the State where the applying company was organized.
Penalties, — For making false statements, |iooo ; any agent of a fire or marine company
transacting business in violation of the law is liable to a fine of $100 for each offense ; agents
of foreign companies violating the law may be fined $500 for each offense ; agents of life com-
panies violating the law may be fined not less than $100 nor more than $500 for each ofiense ;
for violating the provision relative to advertising capital and assets, a fine of $500 is provided
for the first offense and $1000 for each subsequent offense.
Dakota.
Supervising Officer— J. C. McMANIMA. Territorial Auditor, Bismarck.
GENERAL REQUIREMENTS.
Each company must file with the Auditor a copy of its charter and a statement showing its
financial condition. Must also appoint in each iudictal district an attorney to accept service of
legal process. "Every insurance company doing business in this Territory must transmit to
Che Territorial Auditor a statement of its condition and business for the year ending on the
preceding 31st of December, which shall be rendered on the first day of January in each year,
or within one month thereafter, except that foreign insurance companies shall transmit their
statement of business, other than that done in the United States, prior to the following first
day of March. Such statement must be published at least three times in some newspaper of
general circulation, printed and published in each judicial district of this Territory in which
such insurance company shall have an agency; and a duplicate thereof, upon which shall be
indorsed the names of the attorneys on whom process of law can be served, as required by sec-
tion 23 of this act, shall be filed in the office of the Register of Deeds of the county wherein an
agency may be established. Statements for publication shall be made out on blanks furnished
by the Territorial Auditor, and the Territorial Auditor's certificate of authority for the company
to do business in this Territory shall be published in connection with the said statement of each
company doing business in this Territory. The following law passed March, 1887, makes the
cost of publication a serious matter :
" In all cases where publications ot legal notices of any kind are required or allowed by
law, the person or officer desiring such publication shall be required to pay seventy-five cents
The Insurance Year Book. 35
per square of twelve lines of nonpareil type, or its equivalent, for the first insertion, and fiftj
cents per square for each subsequent insertion.
*' That in all lej^ advertisements fractioaal parts of twelve lines shall be paid for at the
rate of ten cents per line of nonpareil type or its equivalent.
" That the affidavit of publication of all notices required bylaw to be published, shall con-
tain a statement that the full amount of the fee charged for publishing same inures to the ben-
efit of the publisher or publishers thereof ; that no agreement or understanding for a division
thereof has been made with any other persons, and that no part thereof has been agreed to be
paid to any person whomsoever, and that every affidavit of publication shall sute in plain terms
the fees charged thereon.
"That there shall be in case of all affidavits of publication of notices required by law, an
affidavit subscribed and sworn to by the party, or one of the parties, or his or their authorised
ageots or attorneys, that they directed the publication of the annexed notice ; that no agreement
or undersunding for any division of the fees therefor has been made with any person whomso-
ever ; and that no part thereof has been refunded or rebated by the party or parties publishing
such notice ; that no affidavit or publication shall in any case be filed or recorded until such
additional affidavits shall be annexed thereto."
Agents.
Each agent roust obtain from the Auditor a certificate entitling him to do business. Cer-
tificates renewable annually.
Taxes. — ** Every insurance company doing business in this Territory, except in joint stock
and mutual companies, organized under the laws of this Territory, shall, at the time of making
the annaal statement, as required by law, pay into the State Territorial treasury, as taxes, two
and one-half per cent of the gross amount of premiums received in this Territory during the
preceding jrear, taking duplicate receipts therefor, one of which shall be filed with the Auditor;
and upon filing of said receipts — not until then — ^the said Auditor shall issue the annual cer-
tificates as provided by law ; and the said sum of two and one-half per cent shall be in full of
ail taxes. Territorial and local."
Fees, — *' There shall be paid by every company, association, person or persons, or agent
doing business in this Territory, to whom this act shall apply, the following fees : Upon filing
declaration, or certified charter, $25 ; upon filing annual statement, $10 ; upon each certificate
of authority and certified copy thereof, $2 ; for every copy of any paper filed in the department,
the sum of twenty cents per folio ; and for affixing officiad seal to such copy and certifying the
same, the sum of %i ; for official examinations of companies under this act, the actual expense
incurred, not to exceed $10 per diem."
Penalties^" Kuy violation of any of the provisions of this act shall subject the party vio-
lating the same to a penalty of $500 for each violation, and of the additional sum of |ioo for
each month during which any such agent shall neglect to file such affidavits and statements as
are herein required."
Delaware.
Supervising Officbr—ISAAC N. FOOKS, Insurance Commissioner, Milford.
general requirements.
Every company must possess assets overall liabilities and claims of not less than |i 50,000.
A certified copy of the charter must be filed with the Insurance Commissioner ; also a sworn
statement of the president, vice-president or secretary, showing the condition of the company.
An instrument must be executed and filed designating some resident of the State upon whom
Iq^al process may be served. Each company must obtain from the Commissioner a certificate
anthorizing it to transact business in the State. With the annual statement each company must
file a printed copy of the last annual report made in accordance with the laws of the State
wherein such company f^as incorporated, certified to by the officers of the company ; also a
printed copy of the statement made of the condition of such company by the proper officer of
soch State.
EXAMINATIONS.
The Commissioner is authorized to examine any company doing business in the State, and
if be finds it impaired to revoke its authority to do business.
jd The Insurance Year Book.
AGENTS.
Every agent must file with the Commissioner a duplicate tax receipt from the Clerk of
the Peace of the county in which the office of such agent is located, showing that all taxes
due in such county have been paid ; he must also file a license to do business issued by such
Clerk of the Peace ; thereupon the Commissioner will issue to him a certificate of authority.
Certificates and licenses renewable annually.
LIFE COMPANIES.
Each company must file with the Commissioner, on or before the first day of February, a
statement, attested by the proper officer of the company, showing its condition on the thirty-
first day of December preceding. If a company fails to have on hand at any time a sum equal
to the net value of all its policies, the Commissioner must revoke its authority to do business.
A certificate of policy valuation, signed by the Insurance Commissioner of New York, Massa-
chttsetts or Pennsylvania, or of the State wherein the company was incorporated, must be
filed with the Commissioner; in the absence of such certificate, its policies will be valued
according to the New York standard.
FIRS AND MARINE COMPANIES.
Annual statements, duly attested by the proper officer of the company, must be filed on or
before February i of each year, together with the other statements above set forth. Companies
are required to make annual reports of business transacted in the State.
FOREIGN COMPANIES.
In the absence of special requirements for foreign companies, it is presumed they will be
expected to conform to the requirements of other State companies.
Taxes, — A tax of two and one-half per cent is imposed on gross premiums. Every agent
is required to furnish to the Clerk of the Peace of the county where he does business a sworn
statement each year at the time of taking out his license, showing the gross amount of pre-
miums collected by him, and must receive a receipt for taxes on same before receiving his cer-
tificate from the Commissioner.
Licenses. — Every agent must pay to the Clerk of the Peace of the county in which he does
business a yearly license fee of $50.
Fees.—Th^ Insurance Commissioner is entitled to fees as follows : For filing charter, f 10 ;
for filing annual statement or printed reports, f 10 each ; for issuing certificates to agents, $a
each ; for copies of papers on file, twenty cents per folio ; for certifying copies and affixing
seal to same, ti each ; for examinations of companies, actual expenses incurred. In addition.
Clerks of the Peace are entitled to fifty cents for each license issued to agents.
Penalties, — Any person violating the law is liable to a fine not exceeding tiooo, or impris-
onment not exceeding one year, or both fine and imprisonment. Any agent neglecting for
thirty days to pay the taxes due shall forfeit $200.
District of Columbia.
Has no Insurance Department. Address Commissioners of the District of Columbia.
The following is the full text of the law of Congress relating to insurance companies doing
business in the District :
An Act to Regulate Insurance in the District of Columbia.
That no company hereafter organized or incorporated within the District of Columbia
shall transact the business of insurance in any of its branches unless the whole capital of sucb
company be not less than $100,000, actually and in good faith paid up in full in cash, excepting
life assurance companies which issue to their members policies or certificates agreeing to pay
benefits or sums of money which aie to be realised by assessments levied upon the members %
no other capital than such assessments shall be required of them. The Commissioners of said
District, or any two of them, shall ascertain and determine such facts, upon evidence satistac-
The Insurance Year Book. 37
tory to them, to be filed in their office, and thereupon shall issue to such companies authority
to tnosact business.
^ Every insurance company doing business in said District must transmit to the Commis-
lioners of the District a statement of its condition and business for the year ending on the
preceding thirty-first day of December, which statement shall be rendered on the first day of
January following or within sixty days thereafter, except that foreign companies shall trans*
mit their statements of business, other than that done in the United States, prior to the fol-
lowing first day of July, which statement must be in form and state the particulars required
by the blanks prescribed by the Commissioners ; and the Commissioners, or any two of them,
may require at any time statements from any company doing business within the District, or
from any of its officers or agents, on such points as they may deem necessary and proper to
elicit a full exhibit of its business and standing, all of which statements herein required must
be verified by the signatures and oaths of the president or vice-president, or the secretary or
actuary. No company having neglected to file a statement required of it within the time and
maaner prescribed, shall do any business, after notification by the Commissioners, or any two
of them, while such neglect continues ; and any company or association neglecting to make
and transmit any statement required shall forfeit tioo for each day's neglect.
Every fire insurance company, to entitle itself to the written authority by this act required
to transact business in the District shall have assets equal to its liabilities, including a rein-
sorance reserve liability equal to fifty per centum of premiums received upon one-year risk,
and an amount proportioned to the unexpired time upon all other fire risks. Every company
doing an inland or marine business shall have assets equal to its liabilities, including a rein-
inrance reserre liability equal to the total premiums charged upon all unexpired inland or
marine risks. Every life assurance company, excepting those organized upon the plan of
assessments on their members, shall have assets equal to its liabilities, including a reserve lia*
biliiy computed upon the basis of the American Experience Table of Mortality, at four and
one-half per centum interest. Before issuing any written authority to any company to transact
bniiness in the District, the Commissioners, or a majority of them, shall satisfy themselves
that such company has complied with the law ; and at any time thereafter they shall revoke
such authority when satisfied that such company has fallen below such requirements.
No insurance company organized or incorporated under the laws of any of the United
States of America, or of any foreign State or country, shall transact the business of insurance
in any of its branches within the District of Columbia until such company shall have duly con-
ititntcd some proper person domiciled in the District, their agent and attorney-in-fact for the
purpose of receiving for them summonses, writs and processes issuing out of any court having
uy jorisdiction in said District, and until the evidence of such appointment of such agent and
attorney-in-fact, authenticated in a manner satisfactory to the Commissioners of the District, or
any two of them, shall be filed in the office of such Commissioners.
Any insurance conapany, or any officer or agent of any insurance company, effecting any
contract of insurance in behalf of such company, when the written authority required by this
act shall not have been given by said Commissioners, or after such authority has been revoked,
ihall be subject to a penalty of $ioo for every offense, to be recovered by doe process in the
conns of the District.
Each insurance company doing business in the District of Columbia shall attich to each
policy issued by such company a copy of the application made by the insured, so that the whole
contract may appear in said application and policy.
Florida.
StjpsRVisiNO Ofpickr— F. J. PONS, State Treasurer, Tailahabsbe.
GENERAL REQUIREMENTS.
Every company must, before admission, furnish to the State Treasurer a certified copy of
its charter ; also a statement, attested by the president or vice-president and secretary, showing
the'name, location and financial condition of the company ; also a written agreement signed by
j8 The Insurance Year Book.
the president and secretary, under seal of the company, agreeing that service of legal process
npon any agent of the company shall be accepted as valid. Every company must obtain from
the Treasurer a certificate of authority to do business, which certificate must be renewed
annually in January. Any company neglecting to satisfy any execution obtained against it
within the State shall have its certificate of authority revoked, and also all licenses to agents*
and the Treasurer must print a notice of such revocation for at least one week in a newspaper
published at the State Capital, or at Jacksonville, and such company shall be prohibited from
transacting business in the State until such execution is satisfied and all fees and expenses
paid. Annual statements must be filed on or before the first day of February in each year, a
gjmopsis of which must be published by the Treasurer within thiny days.
EXAMINATIONS.
It is made the duty of the Board of Insurance Commissioners to examine every company
applying for admission or doing business in the State, and the Treasurer may publish the
results of such examinations whenever he deems it in the interest of the public to do so. When
a company is found to be in an unsound condition the Board of Commissioners must revoke
its authority. The Board consists of the Treasurer, Comptroller and Attorney-General.
AGENTS.
Each agent must obtain from the State Treasurer a certificate authorizing him to do busi-
ness. Certificates renewable annually, on the ist of October.
LIFE COMPANIES.
Each company must possess at least $100,000 invested in United States or State bonds, or
in other interest-bearing United States stocks, or In mortgages on unincumbered real estate
worth at least double the amount loaned thereon. Sworn statements must be filed, in January
of each year, showing the condition of the company on the 31st of December preceding.
FIRE AND MARINE COMPANIES.
Each company must possess at least $150,000 invested in United States or State bonds, or
other interest-bearing stocks of the United States. Sworn statements must be filed, in Jan-
tiaryof each year, showing the condition of the company on the 31st of December preceding.
Companies are required to make annual reports of business transacted in the State.
Taxes. — A State tax of $200 to be paid annually to the State Treasurer, expiring Septem-
ber 30, is imposed upon each company ; pro rata of same when business is commenced after
October, computing from the first day of any month to date of expiration, September 30.
licerues, — Agents must pay |io a year in each county. Incorporated towns and cities may
also impose a license not exceeding in each county fifty per cent of the State license.
Fees. — For filing statements with Treasurer, ts for each company. •
Penalties. — For making false returns, a company becomes liable to a fine of not less than
$500 nor more than $5000 for each violation of the law ; a fine of not more than fiooo may be
imposed, or imprisonment not exceeding six months, or both fine and imprisonment.
Georgia.
Supervising Officer— W. A. WRIGHT, Comptroller-General of State awd Insusancb
Commissioner, Atlanta.
general requirements.
Each company must file with the ComptroUer-General a certified copy of its charter ; also
a statement, attested by the proper officers of the company, showing its name and location and
its condition on the 31st of December preceding. Each stock company must possess not less
than tioo,ooo, invested in stocks or bonds estimated at their market value, or in mortgages on
unincumbered real estate worth at least double the amount loaned thereon. Statements must
be filed with the Governor on or before the first days of July and January, or within sixty days
The Insurance Year Book. 39
thereafter, of each year, showing the condition of the company on the 30th of June and 31st of
December preceding, which statements mast be printed in a newspaper of general circulation
pablished in the city or town where the agent making them resides. Annual statements must
be made to the Insurance Commissioner on or before the first day of March of each year»
Semi-annual statements must be made to the Governor, January i and July x, or within sixty
days thereafter, showing the condition of the company on December 31 and June 30, and the
receipts and expenditures for the same time. Companies must obtain from the Insurance
Commissioner certificates authorizing them to do business in the State, Companies and agents
mast file with the Insurance Commissioner, on or before the first day of May in each year,
swora statements showing the gross amounts of premiums collected by them within the States^
AGKNTS.
Agents must obtain certificates from the Insurance Commissioner, which certificates are
reoewable annually. One cenificate authorizes each member of a firm to transact business-
individually. Must report to Insurance Commissioner, on or before the first day of May each
year, the amount of premiums received during the yean
LIPS COMPANIES.
Each company must file a certificate, signed by the proper officer of some State, showing
that they have on deposit with him not less than f 100,000 lawfully invested for the protection
of policyholders in the United States. Life companies of other States must file annually cer-
tificate of Insurance Commissioner of home State of the net value of all outstanding policies-
according to Actuaries' Table and four per cent.
PIRX AND MARINE COMPANIBS.
£acfa company must deposit with the State Treasurer $25,000 in United States or State
bonds for the protection of policyholders within the State before receiving a certificate of
aotbority to do business. Companies are required to report annually losses paid and premiuitt
receipts to the ist of May of each year.
PORXIGN COMPANIES.
The requirements are the same as for companies of other Slates.
Taxa. — A State tax of one per cent on net premiums collected must be paid by every
company on or before the first day of July in each year. Every agent must pay a tax of tio for
each county in which he does business. Special travelling or general agents of life companies-
pay I50 tax for the whole State. Other taxes based on reciprocal legislation.
Fees, — The fees of the Insurance Commissioner are as follows : For filing certified copy of
dorter, $ao ; examination of annual statement, $20 ; certificates to agents, I3 each.
PemiUUs. — For any violation of law, a fine of not more than I500 nor less than |ioo may
be imposed ; neglect to pay taxes, a fine of $500 is imposed, and imprisonment not exceeding-
lix months. Agents doing business for unauthorised company guilty of misdemeanor, and on
conviction must pay all sums for which such unauthorized company would be liable ; also
liable to holder of policy for damages.
Illinois.
SvpsavisiMG Opficee— CHARLES W. PAVEY, Auditor op Pubuc Accounts, Springpield* -
GENERAL REQUIREMENTS.
Eveiy company must obtain from the Auditor a license to do business in this State. As a
eondition precedent, each company must file an application, with signature of proper officer,
ander company seal, setting forth its desire to do business in the State, and stipulating that
aaid 'Micense shall cease and terminate in case and whenever it shall remove, or make appli-
eatioa to remove, into any United States Court any action or proceeding commenced in any
Off the State courts of this State, upon any claim or cause of action arising out of any business
traasKtion, in fact« done in this State ; any permission, consent, agreement, condition or pr«~
40 The Insurance Year Book.
vision incorporated in any contract, mortgage, note, bond, obligation or policy of insarance
authorizing or consenting to such removal to the contrary notwithstanding.*' It must also file
a copy of its charter, and a statement sworn to by the proper company officer showing its loca-
tion, amount of capital, and its liabilities and assets in detail ; also a copy of its last aonaal
statement made in conformity with the laws of the State wherein such company was organized ; *
also a written instrument, under seal of the company, designating some resident of the State
Co accept service of legal process. All companies permitted to insure against cyclones and
wind storms.
EXAMINATIONS.
The Auditor is authorized to make examinations of companies, and to publish the result
when he deems it necessary. Certificate to be revoked when an impairment is discovered.
AGENTS.
Agents must procure certificates from the Auditor authorizing them to do business in the
State. Agents of fire and marine companies must, in all advertisements, give the name and
location of the company and the name of the State or government under which it is organized.
Agents of life companies must have such information conspicuously displayed upon their
business signs, and upon all policies issued must print in large letters the name of the State
in which the company was organized, and also upon all circulars, pamphlets and placards
issued by them in relation to the business of such company. Certificates to be renewed
annually. One certificate embraces all members of a firm.
LIFE COMPANIES.
Every life company must possess available assets properly invested of not less than
^100,000. Annual statements to be filed with the Auditor on or before the ist of March each
year, showing the condition of the company on the thirty-first day of December preceding, and
the Auditor shall cause such statements to be published not less than one month in one daily
paper in Springfield and one in Chicago. The Auditor is authorized to value policies when
they have not been valued by the proper officer of some other State, such valuation to be upon
the basis of the Actuaries' or Combined Experience Table of Mortality and four per cent
interest.
FIRE AND MARINE COMPANIES.
Every company doing business in the city of Chicago must have a paid-up capital of not
less than $150,000; in other parts of the State, excluding Chicago, $100,000 ; they are prohib-
ited from writiog upon one risk an amount exceeding ten per cent of their paid-up capital.
The reinsurance fund must be maintained to the full amount of the unearned premiums on
unexpired risks. Annual statements must be filed on or before the first day of February of
each year, showing the condition of the company on the thirty-first day of December preceding.
Statement to be printed by the Auditor for not less than fifteen days in one paper published in
Springfield and one in Chicago. No other advertisement required. Every announcement*
publication of any kind, or business sign, purporting to state the financial condition of the
-company must conform to the statement immediately preceding filed with the Auditor, as
allowed by him, and must not claim any assets not actually in possession of the company.
Companies are required to report annually the business transacted in the State.
FOREIGN COMPANIES.
Each company must have on deposit with the insurance department of some State not less
Chan $200,000, which shall be known as the capital of such company for the United States.
* Each company must appoint an agent, on whom legal process can be served, and file with the
Auditor of Public Accounts a certificate of such appointment. Such statements as to location
of company, etc., and a copy of charter must be filed, as is required of companies of other
States. Annual statements to be made by the resident manager in January of each year,
showing the condition of the company, its investments and business transactions for the pre-
ceding year ending December 31. Every agent must, in all advertisements of such agency,
publish its location, giving the name of the city, town or village where its principal or home
office is located, and the government under the laws of which it is organized or does bnsiness.
The term "agent" or " agents" used in this section, shall include any acknowledged agent*
The Insurance Year Book. 41
I inrveyor, broker or any other person or persons who shall in any manner aid in transacting
the business of any insurance company not incorporated by the laws of one of the United
States. The provisions of this section shall apply to all foreign companies, partnerships, asso«
datlons and indiyiduals, whether incorporated or not.
MISCKLLANEOUS COMPANIES.
Plate-glass, accident and steamboiler companies must have on deposit with the proper
officer of some State not less than $100,000 for the protection of all their policyholders in the
United States. Mast have a paid-up capital of not less than $100,000. In all other respects
mast comply with the conditions imposed upon fire and marine companies.
7<Lr^j.— Agents of fire and marine companies in different localities must pay such tazes-^
State, couDty, town and municipal— as are imposed upon personal property in such localities.
For the purpose of assessing such taxes, every agent is required to report, in the month of May
of each year, the amount of his receipts for the preceding year to the proper officer in the
locality where his agency is situated. This tax is in lieu of all licenses. Where there are
regalariy organized fire departments, the municipal authorities may levy a tax not exceeding
two per cent upon gross receipts for the support of such fire departments. Other taxes may be
imposed in accordance with reciprocal legislation.
Fets.^Yot filing copy of charter, $30 ; filing annual statem^pt, $10 ; issuing certificates to
agents, $a each ; copies of papers on file, twenty cents per folio ; certifying copies and affixing
official seal, $1 ; for examinations, actual expenses incurred ; valuing life policies, three cents
per tiooo of insurance. Other fees based on reciprocal legislation.
Penalties.^ Any fire or marine company neglecting to comply with the requirements of
law, or failing to answer inquiries made by the Auditor, incurs a penalty of $500, and $500 for
each month it continues in default. Any violation of the law subjects the offender to a penalty
of (soa Life companies neglecting to file statements incur a penalty of $100 for each day they
continue in default.
Indiana.
Supervising Officer— BRUCE CARR, Auditor of State, Indianapolis.
GENERAL REQUIREMENTS.
Each company must possess an actual cash capital of not less than $200,000 invested fv
rmted States or State securities, or in mortgages on unincumbered real estate worth twice the
uaooDt loaned thereon. Each company must file with the Auditor a certified copy of its
charter and a statement verified by the proper officer of the company, showing the name, loca^
lion, amount of capital and financial condition of the company ; also a written instrument
signed by the president and secretary, under seal of the company, designating an agent to*
accept service of legal process. " If any company shall sustain any loss upon policies issued
in this State, it is the duty of the agent by whom the insurance was made to retain in hishandv
ail moneys belonging to such company which may then be or hereafter come into his possess*
(ion, until sach loss is adjusted and paid. The insured who has suffered a loss may also notify
uy other agent of such company thereof, who shall in like manner retain all monejrs belong-
ing to such company which are then in or shall thereafter come into his hands. If suit be com-
menced by the party insured against the company, the agent may deposit in court double the
amount mentioned in the policy, to abide the event of the suit ; or if the party insured shall
not commence suit within ninety days after the agent shall have given written notice to him
that such loss will not be paid, the agent may thereafter pay over the moneys in his hands to
the company." Semi-annual sutements must be filed with the Auditor in January and July
of each year, and the Auditor will cause such statements to be printed in the two papers of the
Sute having the largest circulation.
AGENTS.
Each agent must obtain from the Auditor a certificate entitling him to do business, which
certificate, together with a copy of the financial statement on which it was obtained, must be
42 The Insurance Year Book.
filed with the Clerk of the Circuit Court of the county in which such agent does business. A
certificate must be obtained for and filed in each county in which the agent does business.
One certificate suffices for all members of a firm.
FOREIGN COMPANIES.
Each company must have on deposit in the United States, in the hands of some proper
State officer, or with trustees, not less than $200,000 for the protection of all policyholders in
the United States.
Taxes, — A tax of $3 upon every $100 of premiums collected within the State, less losses
actually paid within the Slate, is imposed. For the purpose of determining the amount of such
tax each company is required to report to the Auditor, under oath of the president and secre-
tary, in January and July of each year, the gross amount of premiums collected in the State,
for each of the six months ending December 31 and June 30 preceding. Other taxes dependent
upon reciprocal legislation.
Fees, — For examination of statement, I5 ; for accepting service as attorney, $3 ; for each
certificate of authority, %i ; for filing certificate and statement, fifty cents. Reciprocal legisla-
tion.
Penalties, — A company neglecting to make its semi-annual report of premiums collected
and to pay taxes thereon for tlurty days, incurs a penalty of $100 for each day's delay there-
after. Any person violating the insurance laws is liable to a fine not exceeding $1000 or im-
prisonment for thirty days, or both fine and imprisonment.
Iowa.
Supervising Officer— JAMES A. LYONS, Auditor, Des Moines.
GENERAL REQUIREMENTS.
Each company must file with the Auditor a certified copy of its charter and a sworn state-
ment, signed by the proper officers of the company, showing its name, location and financial
standing. It must also file a general power of attorney, empowering some agent to accept
service of legal process, and receive certificate from Auditor. Annual statement of fire and
casualty companies must be filed before February i ; those of life companies before April i.
examinations.
The Auditor is empowered to make examinations of companies, and to publish the results
if he deems proper, in one or more papers. If a fire and marine company is found to be in an
unsound condition, the Auditor must revoke its license and publish such revocation. If a life
company is impaired, the Auditor must certify the facts to the Attorney-General, who is directed
to apply to the Supreme or District Court for an injunction to restrain it from doing business
in the State. When the assets of a life company are not equal to all its liabilities, including
the premium reserve, it shall be deemed insolvent. When the capital of a fire and marine
company is impaired to the extent of twenty per cent, it will be prohibited from doing business
in the State.
agents.
Every agent must obtain a certificate to do business, annually, from the Auditor. Where a
firm of agents represents a company, each member must obtain a certificate. Life agents are
required to file a copy of such certificate in the office of the County Recorder of the county
wherein his office is located, and the general agent of the company must procure from the
Auditor a certified copy of the certificate issued to the company, and furnish each local and
traveling agent a copy of the same. Every advertisement issued by an agent must set forth the
name and location of the company he represents, and the State or Government under whose
laws it was incorporated.
LIFE companies.
Each company must have at least $100,000 invested in United States or State securities, or
in mortgages on unincumbered real estate, situated in the State where the company was organ-
The Insurance Year Book. 43
ized, worth at least double the amouDt loaned thereon ; such securities must be deposited with
ibe proper officer of some State for the benefit of all its policyholders in the United States, and
the fact that the company has such a sum on deposit must be certified to the Auditor by the
officer holding such deposit in trust. Annual statements must be filed on or before the first
day of April in each year, showing the condition of the company on the thirty- first day of
December preceding. The Auditor is authorized to value policies upon the basis of the
American Experience Table of Mortality and four per cent interest, but may accept the valua-
tions as made by the proper officer of any other State. In any suit against the company for a
daim under its policy, which is defended on the ground that the insured was of intemperate
habits, it shall be sufficient for the plaintifiT to show that the habits of the person insured were
well known in the community in which the agent of the company lived or did business, pro-
vided the company continued to receive premiums from him after such knowledge. A com-
pany is estopped from setting up as a defense to a suit under a policy a statement that the
insnred was not in the required state of health when the policy was issued, providing the
medical officer of the company had certified to the condition of the applicant at the time, unless
such certificate was obtained by fraud.
FIRE AND MA&INE COMPANIES.
Every stock company must possess an actual paid-up capital of f2oo,ooo, exclusive of
special deposit in other States for the special benefit of policj'bolders In such States. Mutual
companies must possess assets equal to |3oo,ooo in excess of all liabilities, including tho rein-
surance fund. The reinsurance reserve is computed at forty per cent of the premium on all
unexpired risks. No company may assume a risk on one hazard in excess of ten per cent of
its paid-up capital unless the excess is reinsured in some trustworthy company. False state-
ments in advertisements, etc., are prohibited. Annual statements must be filed on or before
the first day of February in each year, showing the condition of the company on the thirty-first
daj of December preceding. All policies issued by a company must contain, by indorsement
or otherwise, a true copy of any condition in the application that is made a part of the contract
or which may in any way affect the validity of the policy. The omission to comply with this
requirement shall not render the policy void, but shall preclude the company from taking
advantage of any such condition in the application, and the plaintiff shall not be required to
prove any condition in the application not contained in the policv, but may do so at his option.
The amount named in a policy is to be accepted as prima facU evidence of the value of the
property at the time the policy was written, but the company may show its actual value and
uy depreciation thereof up to the time of the loss ; the company to be held liable for the
aanal value at the time of the loss ; "in order to maintain his action on the policy, it sbal
o&iy be necessary for the assured to prove the loss of the building insured, and that he has
given the company or association notice in writing of such loss, accompanied by an affidavit
iuting the facts as to how the loss occurred, so far as they are within his knowledge, and the
extent of his loss ; which notice shall be given within sixty days from the time the loss oc-
cnned ; Provided further, that no action shall be begun within ninety days after notice of such
has been given. All of the provisions of this chapter shall apply to and govern all contracts
ud policies of insurance contemplated in the chapter, anything in the policy or contract to the
contrary notwithstanding." There are special provisions of the law afiectiog companies doing
hosinesB on the part-note plan. Companies are required to make annual reports of business
done in the State.
Taxes.^A tax of two and one-half per cent upon gross premiums collected in the State is
imposed, which tax must be paid at the time of filing the annual statement on the preceding
year's business. This is in full of all State and local taxes.
Ffg^, — For filing certified copy of charter. $25 ; filing annual statement, $20 ; for certificates
uid copies thereof, $2 each ; copies of papers, twenty cents a folio ; affixing seal to same, $1 ;
for examinations of companies, actual expenses incurred ; for valuing life policies, $10 per
$1,000,000 of insurance and each fraction thereof. Other fees dependent upon reciprocal
legislation.
PenaUUi, — Any life company neglecting to file its annual statement shall forfeit f zoo for
each day's delay ; any agent soliciting for such company while it is in default shall forfeit $300 ;
44 The Insurance Year Book.
any person acting for a company without having procured a certificate from the Auditor shall
forfeit $25 a day ; any person acting for a fire or marine company, without having complied
with the law, is liable to a fine not exceeding |iooo, and imprisonment not less than thirty days
nor more than six months.
Kansas.
Supervising Officer— D. W. WILDER, Superintendent of Insurance, Topeka.
GENERAL REQUIREMENTS.
Each company must file with the Superintendent a certified copy of its charter, a statement,
under oath by the president or vice-president and secretary, showing the name, location and
financial condition of the company. Life companies must show their condition on the preced-
ing ist of January. A copy of the last annual report, made to the State or government from
which the company obtained its charter must also be filed. '* Every company doing business
in this State, whether life or fire, shall, by itself or authorized agent, publish a synopsis of its
last preceding annual statement made to the Insurance Superintendent of this State, in some
newspaper of general circulation in the county where the said agent is doing business. A
written instrument, sworn to by the president and secretary of the company, and under its seal
made irrevocable, constituting the Superintendent an attorney to accept service of legal pro-
cess in behalf of the company, must also be filed. A certificate of authority to do business in
the State must be obtained from the Superintendent."
EXAMINATIONS.
The Superintendent is empowered to make examinations of companies and to publish the
same when he deems it advisable. If any company is found to be in an unsound condition,
its certificate to do business must be revoked. A life company is considered to be impaired
when its assets are not equal to its liabilities, including the premium reserve. A fire and
marine company is regarded as unsound when its capital is impaired twenty per cent
AGENTS.
Each company must furnish the Superintendent a list of its agents, who must obtain
licenses from him. A general agent may be appointed for a company with power to appoint
other agents. All certificates and licenses expire on the last day of February of each year.
One license includes all members of firm.
UFE COMPANIES.
Each company must possess at least tioo,ooo invested in United States bonds, in Kansas
State bonds, or the bonds of the State in which it was organized, or in mortgages on unincum-
bered real estate worth at least double the amount loaned thereon. It must have on deposit
with the proper officer of the State from which it obtained its charter at least $100,000 in avail-
able securities for the protection of its policyholders. A certificate signed by such officer, set-
ting forth the character of the securities held by him, must be filed with the Superintendent .
Annual statements must be filed on or before the ist of March in each year, showing the con-
dition of the company on the 31st of December preceding, and a synopsis of such statement
must be published by each agent in the county wherein he does business, within sixty days
after it shall have been filed. The Superintendent is required to value the policies of each
company once in three years, unless such valuation is made and certified to him by the proper
officer of some other State. Valuations based upon the American Experience Table of Mor-
tality, and with interest computed at four and one-half per cent.
FIRE AND MARINE COMPANIES.
Each company must have a paid-up capital of not less than $100,000. Annual statements
must be filed on or before the first day of March of each year, showing the condition of the
company on the thiny-first day of March preceding. The unearned premium fund must be
The Insurance Year Book. 45
maiotained at forty per cent of the preminm on expired risks. Companies are required to
report annually the business done in the State.
FOREIGN COMPANIBS.
Each fire and marine company must have at least $100,000 in available securities, deposited
in trust with citizens of the United States, for the protection of policyholders in the United
States. Life companies must have at least $100,000 similarly deposited. Annual statements
mast be filed on or before the first day of March, showing the condition of the United States
bruich of the company on the thirty-first day of December preceding. A synopsis of such
aoQual statements must be published in each county of the State where the company has an
agent, within sixty days after filing with the Superintendent.
Taxts, — Other State companies are taxed in accoidance with reciprocal legislation. For-
eign companies must pay, on or before the ist of March in each year, two per cent on gross
premiums collected in the State during the year ending on the thirty-first day of December
immediately preceding. In addition, each company must pay $so a year for the benefit of the
school fund.
Feet.—Tox filing charter, $55 ; for filing annual statement, $50 ; for licenses to agents, $3
each ; for copies of papers, twenty cents per folio ; for certifying copies of papers and affixing
sea], $1 ; for examinations, actual expenses incurred. If there is a deficiency in the expenses
of the office of the Superintendent, he may assess the companies /fv rata to make good the
deficiency. Other fees regulated by reciprocal legislation.
Penaltus. — Any company or agent doing business without a license incurs a penalty of
I500 ; for each violation of law the offender is liable to a fine of not less than $100 nor more
than I500.
Kentucky.
Supervising Officer— L. C. NORMAN, Insurance Commissioner, Frankfort.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter, a statement,
signed and sworn to by the president or vice-president and secretary, showing the financial
condition of the company, and a copy of the last annual report made in compliance of the law
of the State whence it derives its charter. A written instrument must also be executed, duly
signed and sealed, authorizing any agent of the company to accept service of legal process on
behalf of the company. Any company removing a suit from a State to a Federal Court, or
beginning suit in a Federal Court against i citizen of the State, shall have its authority to do
business revoked. The Commissioner certifies to the Auditor when a company has complied
with the law, and the Auditor then issues licenses to agents. Advertisements issued by agents
must give name and location of the company and the State or government under which it was
organized.
EXAMINATION.
The Commissioner is empowered to examine all companies doing business in the State,
and if any be found in an unsound condition, to revoke their authority to do business, and to
pablish such revocation. A fire and marine company is regarded as unsound when, after pro-
viding for all liabilities, including the reinsurance fund, its capital is impaired twenty per cent.
A life company is regarded as impaired when its cash assets do not equal its liabilities and the
preminm reserve required by law.
LIFE COMPANIES.
Each company must possess available assets valued at not leas than $100,000, and must
have $xoo,ooo on deposit with the proper officer of some State for the benefit of all its policy-
holders, which fact must be certified by such officer to the Commissioner. Annual statements
mnst be filed on or before the tenth day of March of each year, showing the financial condition
of the company on the thirty-first day of December preceding. The Commissioner is empow-
ered to value the policies of any company, but may accept the valuation made by the proper
officer of any other State. The basis of valuation is the American Experience Table of Mor-
46 The Insurance Year Book.
talitj and four and one-half per cent interest. A descriptiye list of all policies in force and a
list of those terminated, showing why terminated and the amount paid ia each case, must be
filed annually. The State agent or manager, or a special agent designated for that purpose,
must report on the ist of July and January of each year, or within thirty days thereafter, the
amount of premiums collected in the State during the preceding six month^, and shall pay a
tax of two and one-half per cent on the net cash premiums shown by said report.
FIRB AND MA&INB COMPANIES.
Each company must have a capital paid up in cash of not less than $150,000. Annual
statements must be filed on or before the tenth day of February in each year, showing the con-
dition of the company on the thirty-first day of December preceding. The time for filing this
statement may be extended by the Commissioner for cause. The reinsurance fund is computed
at fifty per cent of the gross premiums on fire risks running que year or less, pro rata on risks
running more than one year, 100 per cent on marine risks, fifty per cent on inland navigation
risks, on all unexpired risks. Each company must report to the Auditor, on the first days of
July and January of each year, the gross amount of premiums received in the State during^ the
six months preceding. Companies are required to make annual reports of business done in
the State.
FOREIGN COMPANIES.
Each company must have on deposit with the proper officer of this or some other State of
the United States not less than $200,000 for the benefit of all its policyholders in the United
States, and the certificate of the officer, if other State than Kentucky, holding such deposit
must be filed with the Commissioner. Statements, charters, power of attorney, etc., to be filed
as by other State fire and marine companies.
Taxes.— A tax of $2.50 per $100 of premiums received in the State must be paid by fire and
marine and all other companies into the State treasury on the thirtieth day of June and the
thirty-first day of December of each year, deducting only return premiums ^nd reinsurance in
companies authorized to do business in Kentucky.
Fees,— To Commissioner, for deposit of securities, $10 ; for filing copy of charter, $40 ; for
filing annual statement, $40 ; for filing supplemental statement, $25 ; for copies of papers,
twenty cents per folio ; for certificate with seal, $1 ; for examinations, actual expenses incurred ;
for valuing policies, not to exceed three cents per $1000 of insurance. To State treasury, for
use of Bureau of Insurance, for licenses to agents of fire and marine companies, $5 each ; for
licenses to agents of life companies, $10 each. Other fees in accordance with reciprocal legris-
lation.
Penalties, — For doing business without a license, agents of fire and marine companies are
guilty of a misdemeanor, and are liable to a fine with imprisonment until paid or replevied of
not exceeding $100 ; life agents for a similar offense may be fined $100 with same penalty
unless paid or replevied. Any agent doing business for a company after its certificate has
been revoked is liable to a fine not exceeding $100, with same penalty. Life companies fail-
ing to make returns of premiums collected, and to pay taxes thereon as required, shall forfeit
$10 for each day such neglect continues. Any agent of a life company whose duty it is to
make such returns and pay taxes, neglecting to do so, shall forfeit $25 ; if such neglect con.
tinues ten days after notice from the Commissioner, the agent shall forfeit $500.
Louisiana.
Supervising Officer— SIMEON TOBEY, Assistant Secretary of State.
New Orleans.
general requirements.
An assurance company, of whatsoever kind, must file with the Secretary of State, as a pre-
requisite of doing business, a copy of its last annual statement, duly sworn to under oath of
the president and secretary of the company or authorized manager, if a foreign company, show-
The Insurance Tear Book. 4'/
ing the condition of its business at the close of the preceding year. It must also execute a
power ol attorney authorising some resident of the State to accept service of legal process on
behalf of the company.
LIFB COMPANIES.
The statutes regarding life companies reier specially to companies incorporated under the
laws of the State, but provide that any company not so incorporated may avail itself of the pro-
visions of the act if it shall see fit to do so by complying with its requirements. " Provided
that nothing herein shall be construed to prevent any foreign corporation from doing business
in this Sute by reason of not availing itself of this privilege. But, if any company not incor
porated under the laws of this State shall accept the provisions of this act, they shall thereafter
be subject to all fines and penalties imposed by the same." Companies are required to make
annual statements on or before the first day of March of each year. Reports are to be made
to the Secretary of State, in lieu of Auditor, as formerly.
FOREIGN COMPANIES.
In addition to the requirements for other State companies, a foreign company is required
to deposit with the State treasurer $25,000 for the benefit of the policyholders of such company
citizens or residents of the Sute of Louisiana. Bonds or scrip of the United States, or of the
Sute of Louisiana, must constitute the deposit. If. however, the company has made a deposit
in any other State "to secure equally all policyholders of such company, who are citizens or
residents of the State of Louisiana," then no special deposit will be required. A foreign com-
pany is also required to file a copy of its charter and a certified copy of the resolution by which
its agents were appointed in the United States and in Louisiana, together with a certified copy
of the trust deed defining its powers and under which it is to act.
PUBLICATIONS.
Interstate and foreign companies are required to publish their annual statements ot the
business done in Louisiana only, such statements to be published by agents within the parish
where they are domiciled within s>xty days after the 51st day of December of each preceding
jear, statements of foreign companies to show only the assets held by or for them in the
United States. It is unlawful for any company to make any other publication of assets and
business than as prescribed. Agents must also publish within sixty days after the 31st day of
December a certificate from the Secretary of State that such company has in all respects com-
plied with the laws in relation to assurance.
AGENTS.
Any person, firm or company having more than one place of business of any kind shall
pay a separate license for each. Under this general provision the Attorney-General holds that
separate assurance agencies reporting independently to the same foreign company or its gen-
eral agent oatside of the State are liable for separate licenses, each according to the business
done by it.
REBATES TO THE ASSURED.
It is unlawful for any assurance company to allow any rebate on any policy effected, but
it is required to make the net premium, and such net premium must appear in the body and be
embraced in said policy. No rebate can be allowed by indorsement on the policy or other-
vise, nor in money, scrip or anything else. Any company violating this section will have its
charter or license revoked, and is liable to a penalty equal to double the amount of the rebate
and all damages and costs caused in prosecution of suit.
Licenus and Taxes, — The license fee for interstate and foreign companies is based on the
gross premiums received for business done in Louisiana. Foreign companies are required to
pay a State tax of six mills on their determined capital, if the same has not been paid in any
other State of the United States ; if it has been so paid, then taxation is levied upon the gross
receipts in Louisiana. But one State license is required. The basis of license for companies
entering the State between January and July is computed upon the premiums received during
the first two months multiplied by six ; all companies entering after the first day of July pay
lialf Yearly license. Every municipal corporation in the State where an agent is domiciled has
48 The Insurance Year Book.
the right to demand the same amount of license as the State. New Orleans is the only city
that demands it. The license fees are as foUows : For first class, where premiums exceed
$300,000, the fee is $1750 ; second class, premiums exceeding $350,000, the fee is $1250 ; third
class, where premiums exceed ^00,000, the fee is $1250; fourth class, where the premiums
exceed $150,000, the fee is $1000 ; fifth class, where the premiums exceed $100,000, the fee is
$750 ; sixth class, where the premiums exceed $80,000, the fee is $700 ; seventh class, where
the premiums exceed $70,000, the fee is $650; eighth class, where the premiums exceed $60,000,
the fee is $600 ; ninth class, where the premiums exceed $50,000, the fee is $550 ; tenth class,
where the premiums exceed $40,000, the fee is $500 ; eleventh class, where the premiuais
exceed $30,000, the fee is $450 ; twelfth class, where the premiums exceed $30,000, the fee is
$400 ; thirteenth class where the premiums exceed $10,000, $350 ; where the premiums are
$10,000 or less, $300. These fees are paid to the Tax Collectors, who begin collecting on the
2d of January o( each year.
Maine.
Supervising Officer— JOSEPH O. SMITH, Insurance Commissioner, Augusta.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter and by-laws,
also the sworn statement of its president or secretary showing its financial condition ; must
have $300,000 capital, and life companies assets equal to $100,000. Legal process against the
company may be served upon any one of its agents, and shall be deemed service upon the com-
pany. If no agent is found, the Commissioner may accept service. The conns of the State
have jurisdiction of all actions brought against any company notwithstanding stipulations to
the contrary. If a judgment against a company is not paid within thirty days, the Coitamis-
sioner may revoke its authority to do business in the State. Each company must obtain a
certificate from the Commissioner entitling it to. do business until the ist of July following ;
certificates must be renewed annually thereafter. An agent's knowledge of a risk, or of errors
or omissions in its description, is held to be the knowledge of the company, and is waived if
not mentioned in the policy.
EXAMINATIONS.
The Commissioner is empowered to make examinations of companies and to revoke his
certificate to do business when impairment is discovered. Fire and marine companies are
deemed to be impaired when the assets, after providing for all liabilities and the reinsurance
reserve, are not equal to three-fourths of its capital stock ; when the cash assets of a life com-
pany fall below its liabilities and legal premium reserve, the Commissioner must notify the
company and its agents to cease doing business in the State. The Commissioner is empow*
•red to value policies, but may accept the certificate of valuation made by the proper officer
of any other State.
AGENTS.
Each agent must file with the Commissioner a certificate of his appointment as agent by the
company, or general agent, president or secretary, and must obtain a license from the Com-
missioner, which empowers him to act as agent within the State to the ist of July following.
Licenses renewable annually thereafter. Brokers may be licensed to do business with author-
ized companies on payment of $10.
LIFE AND ACaDBNT COMPANIES.
Each company must possess available assets amounting to not less than $100,000. Aiinual
statements must be filed, on or before the thirty- first day of January of each year, showing the
condition of the company on the thirty-first day of December preceding. An act, passed at the
session of 1887, provides that life companies of that State shall not forfeit policies while there
is anything to their credit.
FIRE AND MARINE COMPANIES.
Each stock company must possess a paid-up capital of not less than $300,000, and each
mutual company must have assets to an equal amount. Annual statements must be filed on
The Insurance Year Book. 4g
or before the thirty-first day of January in each year, showing the condition of the company on
the thirty-first day of December preceding. A condensed form of this statement most be puh*
iished in some newspaper three weeks in succession in each county where the company has an
agent. The reicsurance fund is compuced at fifty per cent of the premium on ail outstanding
fire and inland risks, and at the full amount of the premium on marine risks.
Taxes, — A tax of two per cent is imposed upon premiums collected in the State after
deducting losses and claims paid in the State, balances on notes unpaid on open policies
and returned premiums. This tax is based on the annual statement, and must be paid on or
before the first day of May following. It applies to all classes of insurance. Reciprocal leg-
islation also.
Fees. — For license to company, $30 ; license to agents, %i each ; license to brokers, ts ;
examinations of companies, actual expenses.
PenalHes.'^K company transacting business after notice from the Commissioner to sus-
pend, shall forfeit a sum not exceeding $200; an agent doing business without a license is
subject to a penalty not to exceed $50 for each ofiense.
Maryland.
SupsKvisiNG Officer^JESSE K. HINES, Insurance Commissioner, Annapous.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a copy of its charter ; a certificate from
the proper officer of the State or Nation under whose laws the company was chartered, to the
effect that it is qualified to assume risks and issue policies ; a statement verified by the presi-
dent or yice-president and secretary or actuary, setting forth its financial condition ; also a
dalj authenticated written instrument designating an agent to accept service of legal process
uid stipulating that senrice of process upon the Commissioner shall be binding upon the
company, such instrument to be irrevocable. A copy of the appointment of a general agent
for State and a list of all agents appointed in this State must also be filed with the Com mis-
noner. Conapanies will receive certificates to do business, which expire December 31st of
each year.
EXAMINATIONS.
The Commissioner is authorized to examine companies after communicating with the
proper officer of the State wherein the company is located. A fire and marine company is re-
garded as unsound when its capital is impaired to the extent of twenty-five per cent after pro-
tiding for all its liabilities and the reinsurance fund. A life company is regarded as impaired
wlien its assets fall below its liabilities, exclusive of capital, and the net value of all its policies
in force. When a company is impaired, the Commissioner is required to revoke his certificate
ofaothority and to publish the fact of such revocation.
AGENTS.
Each agent must obuin a certificate from the Commissioner, entitling him to do business.
All cenificates expire on the thirty-first day of December in each year. One certificate suffices
for all members of a firm.
LIFE COMPANIES.
Each company must possess assets to the value of fioo.ooo properly invested. Annual
•utements must be filed on or before the first day of March in each year, showing its financial
condidon on the thirty*first day of December preceding. An abstract of this report will be
printed by the Commissioner in a daily newspaper published in Baltimore, once a week, for
three successive weeks, and the company must publish a similar statement, in some other
paper, three timet before the ist of April. A certificate signed by the proper officer of the
Sute wherein the company was originated, setting forth that the company has on deposit with
tach office at least $100,000 for the benefit of ail its policyholders, must be filed annually.
The Commissioner is authorised to make valuations of the policies on the basis of the Ameri-
50 The Insurance Year Book.
can Experience Table of Mortality and four and one-half per cent interest, but is required to
accept the valuation made by the proper officer of the State wherein the company was organized
if made on a basis equal to that required in this State. Companies are required to report the
amount of dividends used in payment of premiums, and this amount is deducted from gross
receipts in estimating the amount of taxes to be paid by each company. A law prohibiting
rebates or discrimination between individuals was passed in 1889.
FIRE AND MARINE COMPANIES.
Each company must possess a capital* of not less than tioo.ooo. Annual statements must
be filed on or before the first day of March of each year, showing the condition of the company
on the thirty-first day of December preceding. Abstracts of such statements must be pub-
lished, as required of life companies, once before the zst of March of each year. The reinsur-
ance fund is computed at fifty per cent of all premiums received on all fire risks having one
year to run and pro tata on those having a longer period to run ; on marine risks the full
premium on unexpired marine risks must be maintained. Companies are required to report
annually the business done in the State.
FOREIGN COMPANIES.
Annual statements, showing the United States business of the company for the preceding
year, must be filed on or before March ist of each year. A supplementary statement, showing
the business of the company other than that done in the United States, must be filed on or
before July ist of each year. The reinsurance fund is calculated on the United States business,
for which its entire assets in this country are held liable.
Taxes,^K tax of one and one-half per cent is imposed upon gross premiums after deduct-
ing losses. Life companies cannot consider endowments paid as losses. For the purpose of
computing this tax the company must report the amount of premiums received and losses in-
curred during each license year. Each company must pay into the State treasury the sum of
$200 annually.
Fees, —For filing copy of charter, $25 ; for filing annual statement, $25 ; certificates to
agents, |io each ; sub-agents or solicitors appointed by general agent, for life companies, $2;
for fire companies, |io ; for abstract of annual statement for publication, $2 and cost of pub-
lication ; copies of papers, twenty cents per folio ; certifying and affixing seal to same, ti ;
for examinations, actual expenses incurred ; valuing life policies, $30 for each |i ,000,000 of
insurance or fraction thereof.
Penalties, — For any infraction of the insurance laws a fine may be imposed of not less than
$100 or more than $500.
Massachusetts.
Supervising Officsr— GEORGE S. MERRILL, Commissioner of Insurance, Boston.
The following is the text of the Massachusetts law as it relates to foreign com-
panies and companies of other States :
life assurance and life assurance companies.
All corporations, associations, partnerships or individuals doing business in this Com-
monwealth under any charter, compact, agreement or statute of this or any other State, involv-
ing an insurance, guaranty, contract or pledge for the payment of endowments or annuities, or
for the payment of money or other thing of value to families or representatives of policy and
certificateholders or members, conditioned upon the continuance or cessation of human life,
save as otherwise provided, shall be deemed 10 be life assurance companies, and shall not
make any sucfi insurance, guaranty, contract or pledge in this Commonwealth, or to or with
any citizen or resident thereof, which does not distinctly state the amount of benefits payable,
the manner of payment and the consideration therefor, nor the performance of which is con-
tingent upon the payment of assessments made upon survivors. No life assurance company,
The Insurance Year Book. 51
after notice as proWded, shall issue aew policies under its authority to do business In the
Commonwealth until its funds have become equal to its liabilities and it has complied with
the laws, and has obtained a certificate to that effect, with license to resume business, from the
Insurance Commissioner.
MUST HAVE f 1 .000,000 INSURANCE AND $200,000.
A company organized under the laws of any other of the United States for the transaction
of life assurance, may be admitted to do business in this Commonwealth, provided it has the
requisite funds of a life assurance company and in the opinion of the Commissioner is in
sound financial condition, and has policies in force upon not less than looo lives for an aggre-
gate amount of not less than $1,000,000. Any such company organized under the laws of a
State or government other than one of the United States, in addition to the above require-
meots, must have and keep on deposit, or in the hands of trustees, as provided, in exclusive
trust for the security of its contracts with policyholders in the United States, funds of an
amount equal to the net value of all its policies in the United States, and not less than
|20O,O0O.
REBATES TO ASSURED PROHIBITED.
No life assurance company doing business in Massachusetts shall make or permit any
distinction or discrimination in favor of individuals between insurants of the same class and
equal expectation of life in the amount or payment of premiums or rates charged for policies
of life or endowment assurance, or in the dividends or other benefits payable thereon, or in
anj other of the terms and conditions of the contracts it makes ; nor shall any such company
urany agent thereof make any contract of assurance, or agreement as to such contract, other
than as plainly expressed in the policy issued thereon ; nor shall any such company or agent
pay or allow, or offer to pay or allow, as inducement to assurance, any rebate of premium
payable on the policy, or any special favor or advantage in the dividends or other benefit to
accrue thereon, or any valuable consideration or inducement whatever not specified in the
policy contract of assurance.
MO DISCRIMINATION AGAINST COLORED PERSONS.
No life assurance company shall make any distinction or discrimination between white
persons and colored persons, wholly or partially of African descent, as to the premiums or
rates charged for policies upon the lives of such persons ; nor shall any such company demand
or require greater premiums from such colored persons than are at that time required by such
company from white persons of the same age, sex, general condition of health and prospect of
longevity ; nor shall any such company make or require any rebate, diminution or discount
npoQ the amount to be paid on such policy in case of the death of such colored person
assured, nor insert in the policy any condition, nor make any stipulation whereby such person
assured shall bind himself or his heirs, executors, administrators and assigns to accept any
sum less than the full value or amount of such policy, in case of a claim accruing thereon by
reason of the death of such person insured, other than such as are imposed upon white per-
sons in similar cases ; and any such stipulation or condition so made or Inserted shall be void.
Any such company which shall refuse the application of any such colored person for assurance
Dpon such person's life, shall furnish such person, on his request therefor, with the certificate
of some regular examining physician of such company who made the examination, stating
tbat sndi refusal was not because such applicant is a person of color, but solely upon such
grounds of the general health and prospect of longevity of such persons as would be applica-
ble to white persons of the same age and sex.
REGARDING LAPSED POLICIES.
Every life assurance company doing business In Massachusetts shall report in its annual
statement the amount of forfeitures and undivided surplus on lapsed or terminated policies
which it holds for, or which is to accrue to, the benefit of any class of its policyholders,
whether or not dividends thereof have been declared or allotment made, and whether or not
liable for obligations of the company until distribution thereof is made ; also the amount of
surplus, not ordered to be distributed and not included in the annual statement as dividends
due 10 policyholders, and not appropriated to the permanent safety fund, accrued from and
^2 The Insurance Year Book.
contriboted by its policies in force. Every life assurance company doing business in this
Commonwealth hadl annually pay into the treasury of the same, by the way of compensation
for the Taluation of its policies, five mills on every $1000 insured by it on lives. When a
policy of insurance is effected by any person on his own life, or on another life, in favor of
some person other than himself having an insurable interest therein, the lawful beneficiary
thereof, other than himself or his legal represenutives, shall be entitled to its proceeds,
against the creditors and representative of the person effecting the same ; provided, that, sub-
ject to the statute of limitation, the amount of any premiums for said assurance paid in fraud
of creditors, with interest thereon, shall inure to their benefit from the proceeds of the policy ;
but the company issuing the policy shall be discharged of all liability thereon by payment of
its proceeds in accordance with its terms, unless, before such payment, the company shall have
written notice by or in behalf of some creditor, with specification of the amount claimed,
claiming to recover for certain premiums paid in fraud of creditors.
VALUATION OP ASSETS OF UFE COMPANIES.
One section of *the law, which goes into effect on the 31st of December, 1889, provides as
follows :
"In valuing the assets which compose the legal reserve of a life assurance company, the
real estate, bonds and stocks shall be taken at such a value that the average annual income
thereof shall be not less than four per cent of the valuation ; and if any asset or investment
is conditioned upon a rate of interest of less than four per cent annually, such asset or invest-
ment shall be rated at its value, considering the actual income and time it has to run, as the
equivalent of a four per cent investment ; loans and credits shall not be allowed for more
than their face value, nor shall any asset or investment be appraised for more than its market
value. This clause shall take effect on the thirty-first day of December, in the year ene
thousand eight hundred and eighty-nine."
CONDITIONS OF ADMISSION OF FOREIGN FIRE COMPANIES.
No foreign insurance company shall be so admitted and authorized to do business until,
First — It shall deposit with the Insurance Commissioner a certified copy of its charter or
deed of settlement and a statement of its financial condition and business, in such form and
detail as he may require, signed and sworn to by its president and secretary or other proper
officer, and shall pay for the filing of such copy the sum of $30, and for the filing of such
statement the sum of fso.
Second — It shall satisfy the Insurance Commissioner that it is fully and legally organized
under the laws of its State or government to do the business it proposes to transact ; that it
has, if a stock company, a fully paid-up and unimpaired capital, exclusive of stockholders'
obligations of any description, of an amount not less than is required of similar companies
formed under the provisions of this act ; and, if a mutual company, other than life, that it has
net assets equal to the capital required of like companies on the stock plan ; that such capital
or net assets are well invested and immediately available for the payment of losses in this
Commonwealth ; and that it insures on any single hazard a sum no larger than one-tenth of its
net assets.
Third — It shall constitute and appoint the Insurance Commissioner or his successor its
true and lawful attorney upon whom all lawful processes in any action or legal proceeding
against it may be served.
Fourth^It shall appoint as its agent or agents in the Commonwealth some resident or
residents thereof.
Fifth — It shall obtain from the Insurance Commissioner a certificate that it has complied
with the laws of the Commonwealth and is authorized to make contracts of insurance.
Such foreign company, if incorporated or associated under the laws of any government or
State other than the United States, or one of the United States, shall not be admitted until,
besides complying with the above conditions, it has made a deposit with the Treasurer of the
Commonwealth or with the financial officer of some other State of the United States of a sum
not less than the capital required of like companies under this act. Such deposit must be in
The Insurance Year Book. ss
exclDsive tmsc for the benefit and security of all the company's policyholders and creditors in
the United States, and may be made in the securities, but subject to the limitations specified
in this act, and such deposit shall be deemed for all purposes of the insurance laws the capital
of the company making it.
No foreign insurance company hereafter admitted to do business in the Commonwealth
shall be authorized to transact more than one class or kind of insurance therein.
Any admitted company of a foreign country may appoint trustees who are citizens of the
United States and approved by the Insurance Commissioner, to hold funds in trust for the
benefit of its policyholders and creditors in the United States, named by the directors ol
the company, and a cenified copy of the record of the appointment of such trustees and of the
deed of trust shall be filed in the office of the Insurance Commissioner, who may examine such
trustees and the assets in trust and all books and papers relating thereto, in the same manner
that he may examine the officers, agents, assets and afiEairs of insurance companies. The funds
so held by such trustees, so far as the same are in securities, money or credits admissible as
sooDd assets in the financial accounts of insurance companies, shall, together with its deposits,
constitute the assets of such company as regards its policyholders and creditors in the United
States.
The authority of a foreign insurance company may be revoked if it shall violate or neglect
10 comply with any provision of law obligatory upon it, and whenever in the opinion of thb
Insurance Commissioner its condition is unsound, and whenever its assets above its liabili-
ties, exclusive of capital and inclusive of unearned premiums estimated, as provided in sec*
tion II. are less than the amount of its original capital or required unimpaired funds.
FIKB INSU&ANCS BY UNAUTHORIZED COMPAMXS.
The Insurance Commissioner, upon the annual payment of a fee of $30, may issue licenses
to citizens of the Commonwealth, subject to revocation at any time, permitting the person
named therein to procure policies of fire insurance on property in this Commonwealth, in
foreign insurance companies not authorized to transact business in this Commonwealth.
Before the person named in such a license shall procure any insurance in such companies on
anj property in this Commonwealth, he shall in every case execute and file with the Insurance'
Commissioner an affidavit that he is unable to procure, in companies admitted to do business
in the Commonwealth, the amount of insurance necessary to protect said property, and shall
onlj procure insurAUce under such license after he has procured insurance in companies
admitted to do business in this Commonwealth, to the full amount which said companies are
willing to write on said property. Each person so licensed shall keep a separate account of
the business done under the license, a certified copy of which account he shall forthwith file
wiib the Insurance Commissioner, showing the exact amount of such insurance placed for any
person, firm or corporation, the gross premium charged thereon, the companies in which the
same is placed, the date of the policies and the term thereof, and also a report in the same
detail of all such policies canceled, and the gross return premiums thereon, and before receiv-
ing tndi license shall execute and deliver to the Treasurer and Receiver-General of the Com-
monwealth a bond in the penal sum of $3ooo, with such sureties as the Treasurer and Receiver-
General shall approve, with a condition that the licensee will faithfully comply with all the
requirements of this section, and will file with the Treasurer and Receiver-General, in January
of each year, a sworn statement of the gross premiums charged for insurance procured or
placed, and the gross returned premiums on such insurance canceled under such license dur-
ing the year ending on the thirty-first day of December next preceding, and at the time of filing
such tutement will pay into the treasury of the Commonwealth a sum equal to four per cent
of sQch gross premiums, less such returned premiums so reported.
Foreign companies admitted to do business m the Commonwealth shall make contracts
of insurance upon lives or property therein only by lawfully constituted and licensed resident
agents.
KBCIPROCAL OBUGATIONS.
When by the laws of any other State any taxes, fines, penalties, licenses, fees, deposits or
other obligations or prohibitions, additional to, or in excess of, those imposed by the laws of
this Commonwealth upon foreign insurance companies and their agents, are imposed on insf^
aoce companies of this Commonwealth and their agents doing business in such Stater
54 The Insurance Year Book.
same taxes, fines, etc., shall be imposed upon all insurance companies of such State and their
agents doing business in this Commonwealth, so long as such laws remain in force.
AGENTS AND BROKERS.
Any person not a duly licensed insurance broker, who solicits insurance on behalf of any
insurance company, or transmits for a person other than himself an application for or a policy
of insurance to or from such company, or offers or assumes to act in the negotiation of such
insurance, shall be deemed an insurance agent within the intent of these statutes, and shall
thereby become liable to all the duties, requisitions, liabilities and penalties to which an agent
of such company is subject. An insurance agent shall be personally liable on all contracts of
insurance unlawfully made by or through him, directly or indirectly, for or in behalf of any
company not authorized to do business in this Commonwealth. An insurance agent or broker
who acts for a person other than himself in negotiating a contract of insurance by an insurance
company shall, for the purpose of receiving the premium therefor, be held to be the company's
agent, whatever conditions or stipulations may be contained in the policy or contract ; and
such agent or broker, knowingly procuring by fraudulent representations payment or an obliga-
tion for the payment of a premium of insurance, shall be punished by fine of not less than
f 100 nor more than $1000, or by imprisonment for not more than one year. No officer or agent
of a foreign insurance company shall make or procure to be made, or act or aid in any manner
in the negotiation of any insurance with such company until he shall procure from the Insur-
ance Commissioner a certificate of authority so to do, and the payment of a fee of $2. S^ch
certificate shall continue in force until the first day of April next after its issue, and by renewal
thereof, on the annual payment for such renewal of a fee of $2 before the first day of April 0/
each year until revoked by the Commissioner, or until the appointment ol the agent is revoked
by written notice from the company to that effect. While such certificate remains in force, the
company shall be bound by the acts of the person named therein within his apparent authority
as its acknowledged agent. Every person acting for a foreign insurance company shall exhibit
in conspicuous letters, on the sign designating his place of business, the name of the State or
country under whose authority the company he represents has been incorporated or formed.
And said company and agent shall also have printed in large type the name of such State or
country and the kind of office, whether chartered or formed as a mutual or stock company,
upon all policies issued to citizens of this Commonwealth, on all cards, placards and
pamphlets, and in all advertisements published, issued or circulated in this Commonwealth by
them or him, relating to the business of such company.
Whoever for compensation acts or aids in any manner in negotiating contracts of insurance
or reinsurance, or placing risks or effecting insurance or reinsurance for a person other than
himself, and not being the appointed agent or officer of the company in which such insurance
or reinsurance is effected, shall be deemed an insurance broker, and no person shall act as
such broker save as provided in this section. The Insurance Commissioner may, upon the
payment of a fee of f 10, issue to any person a certificate of authority to act as an insurance
broker to negotiate contracts of insurance or reinsurance, or place risks or effect insurance or
reinsurance with any qualified domestic insurance company or its agents, and with the author-
ized agents in the Commonwealth of any foreign insurance company duly admitted to do busi-
ness in the Commonwealth. Such certificate shall remain in force for one year unless revoked
by the Commissioner for cause.
DEPOSITS WITH THE STATE TREASURER.
The Treasurer of the Commonwealth in his official capacity shall take and hold in trust
deposits made by any domestic insurance company for the purpose of complying with the laws
of any other State to enable such company to do business in such State, and shall also in like
manner take and hold any deposit made by a foreign insurance company under any law of the
Commonwealth.
ANNUAL STATEMENTS.
Every insurance company shall annually, on or before the fifteenth day of January, file in
the office of the Insurance Commissioner a statement which shall exhibit its financial condition
on the thirty-first day of December of the previous year and its business of that year. For
good cause shown the Commissioner may extend the time within which any such statement
The Insuraruie Year Book. 55
may be filed, bat not to a date later than the fifteenth day of February. Every such annual
statement shall be in the form, and of the specifications the Insurance Commissioner may
require. Such statement shall be subscribed and sworn to by the president and secretary, or,
in their absence, by two of its principal officers. The annual statement of a company of a
foreign country shall embrace only its business and condition in the United States, and shall
be subscribed and sworn to by its resident manager or. principal representative in charge of its
American business. For filing each annual statement, each foreign company shall pay to the
Commonwealth the sum of $20. The transaction of any new business by any company or its
agents after neglect to file a statement in the manner herein provided shall be unlawful.
PENALTIES, FORFEITURES, ETC.
The person, if other than the Insurance Commissioner or his deputy, upon whose com-
plaint a conviction is had for violation of the law prohibiting insurance in or by foreign com-
panies not authorized to do business in the Commonwealth, shall be entitled to one-half of the
fine recovered upon sentence therefor. Any person who shall assume to act as an insurance
ageot or insurance broker, without license therefor as herein provided, or who shall act in any
manner in the negotiation or transaction of unlawful insurance with a foreign insurance com-
pany not admitted to do business in this Commonwealth, or who as principal or agent shall
violate any provision of this act in regard to the negotiation or effecting of contracts of insur-
ance, shall be punished by fine of not less than $100 nor more than $500 for each offense.
Any person licensed as provided who shall procure or act in any manner in the procure-
ment or negotiation of insurance in any unauthorized foreign company and shall neglect to
make and file the affidavit and statements as such section provides, or shall willfully make a
false affidavit or statement, shall forfeit bis license and be punished by a 6ne of $500 or by im-
prisonment for not more than one year, or by both. Any company or any agent thereof issuing
or circulatin|r advertisements in violation of section 18 shall be punished by fine of not less
than $50 nor more than (500. Any company that neglects to make and file its annual state-
ment in the form and within the time provided by section 96 shall forfeit $100 for each day's
neglect, and upon notice by the Insurance Commissioner to that effect, its authority to do new
business shall cease while such default continues. For willfully making a false annual or
other statement it is required by law to make, an insurance company and the persons making
oath to or subscribing the same shall severally be punished by fine of not less than (500 nor
more than $5000. Any person making oath to such false statement shall be deemed guilty of
the crime of perjury. For making any reinsurance in violation of law, an insurance company
and the agent effecting or acting in the negotiation of such reinsurance, shall severally be
punished by fine of $500. Any insurance company that shall insure upon a single risk a
larger amount than the law permits, shall be punished by fine of $500, and any fire' insurance
company shall forfeit $50 for each policy it shall issue in violation of section 56. Any officer
or agent of a life insurance company who shall issue a new policy, after notice by the Com-
missioner, in violation of law, shall for each offense forfeit a sum not exceeding $1000.
Any insurance company or agent who shall make, issue or deliver a policy of fire insur-
ance in willful violation of law, shall forfeit for each offense not less than $50 nor more than
laoo; but such policy shall nevertheless be binding upon the company issuing the same. For
violation of any provision of this act, the penalty whereof is not specifically provided for
berein, the offender shall be punished by fine of not more than $500.
Michigan.
Supervising Officer— HENRY S. RAYMOND, Commissioner of Insurance, Lansing.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter, a stateicent,
nnder oath, signed by the principal officer of the company and the secretary, setting forth the
name, location, capital and condition of the company, and a copy of the last annual report made
ia compliance with the laws of the State under which the company was organized. A written
instrument, duly authenticated, must be filed designating a resident of the State to accept ser-
56 The Insurance Year Book.
vice of legal process, and also stipulating that such service upon the Commissioner or his
deputy shall be binding upon the company. Every company must obtain a certificate of
authority from the Commissioner. All advertisements issued by the company, or any of its
agents, mast set forth the location of the company and give the name of the State or government
from which it derives its charter. An act passed June, 1887, prohibits companies entering
" into any contract, agreement, arrangement or undertaking of any nature or kind whatever
with any other company, companies, association or associations, the object or effect of which is
to prevent open and free competition between it and said company, companies, association or
associations, or the agents of their respective companies or associations in the business trans-
acted in this State, or in any part thereof."
EXAMINATIONS.
The Commissioner is empowered to examine all companies doing business in the State,
and if any one be found in an unsound condition, he is required to revoke all certificates or
licenses issued on its account, and to publish notice of such revocation. Fire and marine
companies will be prohibited from doing business when their capital is impaired fifteen per
cent after providing for all liabilities and the legal reinsurance reserve. Life companies w^ill
be prohibited if in the opinion of the Commissioner the condition of the company is such as to
render it improper that it should continue to issue policies in the State. Other companies will
be prohibited when their capital is impaired fifteen per cent.
AGENTS.
Each agent of a fire or marine company must obtain from the Commissioner a certificate of
the authority of his company, and a copy of the same must be filed with the Clerk of each
county in which the company does business, together with a copy of the statement of the com-
pany, which must also publish the same in a paper of general circulation in the State, and fur-
nish the Commissioner proofs of such publication. Certificates renewable annually, but pub-
lication required only of first issue. One certificate suffices for all members of a firm. Life
agents do not require certificate. It is unlawful for any person to act as agent or otherwise in
receiving or procurmg applications, or in any manner, directly or indirectly, to aid in transact-
ing the business of insurance, without procuring from the Commissioner a certificate of author-
ity. Such authority shall designate the name of the person authorized and the name of the
company or association for which he is to act as agent, and the special kind of insurance to be
solicited.
UFB COMPANIES.
Each company must possess at least $100,000 of available assets, and have on deposit with
the proper, officer of some State at least f 100,000 for the benefit of all its policyholders, and a
certificate signed by such officer to this effect must be filed with the Commissioner. Not less
than $50,000 of such assets must be invested in United States bonds. Annual statements must
be filed in January of each year showing the condition of the company on the sist of December
preceding. The Commissioner is authorised to value life policies on the basis of the American
Experience Table of Mortality and four and one-half per cent interest, but may accept a cer-
tificate of valuation from the proper officer of any other State.
FIRE AND MARINE COMPANIES.
Every stock company is required to have a paid-up capital of at least $100,000. Annual state-
ments must be filed, on or before the first day of February, showing the condition of the com-
pany on the 31st of December preceding. The reinsurance fund is computed as follows : Fifty
per cent of the premium on all fire risks having less than one year to run ; prp rata on all fire
risks having more than one year to run ; the entire premium upon perpetual fire risks ; and the
entire premium on unexpired marine and inland risks. If reinsurance reserve so computed be
less than forty per cent of all premiums received during the year, then the reinsurance reserve
shall be the whole of the premiums received on all unexpired risks. Companies are required
to make annual reports of business transacted in the State.
FOREIGN COMPANIES.
Each company must have on deposit with the proper officer of some State at least $300,000
for the benefit of all its policyholders in the United Sutes, and must file with the Commissioner
The Inmranoe Year Book. 57
a ttatement of the character of the secarfties so deposited, which certificate must be attested by
tfas trusteee, who mnst be residents of the United States. It mast also stipulate that the resi-
dent manager, directors* secretary or general agents shall be deemed lawful officers of the com-
pany. Annual statements mnst be filed, on or before the first day of June in each year, or
within sixty days after the annual meeting as provided for in the charter, showing the condition
of the company. Supplement statements of United States branches must be filed, on or before
the first day of Febmary in each year, showing the condition of the business of the company in
the United States for the year ending December 31 preceding.
MISCELLANEOUS COMPANIES.
Accident, plate-glass, steam boiler and live stock insurance companies must have a paid-up
capital of not less than $roo,ooo, and must have f 100.000 on deposit with the proper officer of
some State for the benefit of all its policyholders, and a certificate signed by such officer that he
has snch sum deposited with him must be filed with the Commissioner. Companies must com-
ply with the conditions exacted of life companies as far as practicable. The reinsurance fund
must be maintained at fifty per cent of all premiums on unexpired risks. Annual statements
reqoired in January of each year.
Taxes, — Fire and marine companies and foreign companies must pay a tax of three per
cent on gross premiums collected within the State. Life and miscellaneous companies must
pay a tax of two per cent on gross premiums collected in cash or otherwise. For the purpose
of computing this tax a statement showing the premiums received must be filed with the annual
sutement This is in lieu of all other taxes.
Fut, — For examining company, actual expenses incurred and per diem of $5 ; for valuing
policies, one cent for each $1000 of insurance. No other fees or charges are made. Reciprocal
legislation recognized.
PinalHis.^YUt and marine companies doing business without complying with the law
incur a penalty of $250 and specific tax on premiums received. Agents doing business without
die required certificate are liable to a fine of not less than fso, nor more than fsoo. Life com-
pioies or agents doing business in violation of law are liable to a penalty of $100 for each
policy issued. A fine not exceeding f 100 is provided for violations of the compact law, and a
similar fine for agents soliciting for unauthorized companies or for those whose licenses have
been revoked.
Minnesota.
SupsEVisiNO OFncER— C. p. BAILEY, Insurance Commissioner, St. Paul.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter and a sworn
itatement, signed by the president or vice-president and secretary or actuary, showing its
fiaancial condition. A written agreement, designating certain persons to accept service cf
legal process, mnst be filed by all companies, and must stipulate that service of legal process
served upon the Commissioner will be accepted as service upon the company. A certificate of
authority must be obtained from the Commissioner, certificates renewable annually on or
before the ist of March. All advertisements issued by the company or its agents must give
the location of the company, and where the assets are named in such advertisements the lia-
bilities must also be stated. Removal of suits from State to United States courts prohibited
under penalty not less than $100 nor more than fio.ooo ; also to forfeit its right to do business
in the State under penalty of forfeiture not less than |iooo nor more than fio.ooo for each day
it does business after such forfeiture. Reciprocal legislation recognized.
EXAMINATIONS.
The Commissioner is empowered to examine any company doing business in the State,
and to publish the results. In case an impairment is discovered he is required to notify the
iniorance officials of other States to revoke his certificate, and to publish such revocation. A
5<? The Insurance Year Book.
fire and marine company whose capital stock is impaired ten per cent, after providing for all
liabilities and the reinsurance reserve, will be prohibited from continuing business in the State.
Life companies will be prohibited if their assets are not equal to all liabilities, all claims against
it and the premium reserve required by law. A company of any other class will be deprived
of its authority to do business in the State when its capital is impaired.
AGENTS.
Each agent or firm of agents must procure a certificate of authority from the Commis-
sioner, which is renewable on or before the ist of March of each year. All advertisements by
agents must give the exact location of the company.
LIFE COMPANIES.
Each company must possess assets available in cash of not less than $100,000. Must also
have on deposit with the proper officer of some State not less than f 100,000 for the benefit of
all policyholders, and the fact that it has such sum must be certified to by such officers. Annual
statements must be filed on or before the tenth day of February in each year, showing the
condition of the company on the thirty-first day of December preceding, and such statement
must be printed in some newspaper published at St. Paul or Minneapolis at least three times.
The Commissioner is authorized to value policies on the basis of the American Experience
Table of Mortality and four and one-half per cent interest, but may accept the certificate of
valuation made by the proper officer of some other State.
FIRE AND MARINE COMPANIES.
Each company must have a paid-up capital of at least $soo.ooo. Annual statements mnst
be filed on or before the first day of February of each year, showing the condition of the com-
pany on the thirty-first day of December preceding, and such statement must be printed three
times in some paper of general circulation of 2000 copies published at St. Paul or Minneapolis.
No company can assume a greater risk on a single hazard than will 'equal five per cent of its
paid-up capital. The reinsurance fund is computed at fifty per cent on all unexpired fire risks
that have less than one year to run, ^ndpro rata on all fire risks having a longer time to run ; on
marine and inland risks the full premium must be reserved ; when the fire reserve is less than
forty per cent of all premiums received on fire risks, the entire premiums must be reserved.
Companies are required to make annual reports of business done in the State.
FOREIGN COMPANIES.
Each company must furnish to the Commissioner a certificate, signed by the proper officer
of some State, showing that the company has on deposit with such officer for the benefit of all
policyholders not less than $200,000 in approved certificates. The aggregate value of all assets
held by citizens of the United States for the benefit of all policyholders, together with the sums
deposited in the several States, less unpaid losses and claims, shall be regarded as the capital
of the company. Foreign companies not permitted to assume any one risk in excess of five
per cent of its capital, as computed on the basis above given.
MISCELLANEOUS COMPANIES.
Every company other than life, fir6 and marine must have a capital of not less than
$100,000, and must furnish a certificate from the proper officer of some State to the effect that
such officer holds on deposit, for the benefit of all its policyholders, not less than $100,000 of
the assets of such company. Annual statements must be filed on or before February i of each
year. Companies must comply with the conditions imposed on life companies, as far as
practicable. The reinsurance reserve is computed at fifty per cent of the premium on all uaex-
pired risks. Co-operative, assessment and mutual aid societies must file annual statements,
on or before February i of each year, showing their condition on December 31 previous ; must
pay $10 for filing certified copy of charter, $10 for filing annual statement, and stipulate for
appointment of attorney to accept service, etc.
Taxfs, — ^A tax of two per cent on gross premiums collected in the State is imposed on all
companies except co-operatives and township mutnals. This mnst be paid to the Treasurer
The Insurance Year Book. 5p
at the time of renewing certificate of authority on the business of the year ending December 31
precediog.
Fees.—FoT filing certified copy of^charter, $25 ; for filing annual statecnents, $30 each ; for
each certificate of authority, $1 ; for copies of same, $x each ; for copies of papers on file,
twenty cents per folio ; for certifying same and affixing seal, $1 ; for examination of companies,
actual expenses incurred ; for valuing life policies, $10 per $1,000,000 of insurance. If the
expenses of the office of the Commissioner exceed the receipts, he may assess the companies
pro rata to make np the deficiency. Reciprocal laws.
PettaliUs. — For any violation of the law the offender may be punished by a fine not exceed-
ing $1000, or imprisonment not exceeding six months, or both fine and imprisonment. A
company willfully neglecting to file any required statement shall forfeit f too for each day's
neglect.
Mississippi.
Supervising Officer— W. W. STONE, Auditor of Public Accounts. Jackson.
GENERAL REQUIREMENTS.
Each company must have an actual capital of not less than $150,000, and must deposit
$35,000 in United States bonds with the State Treasurer for the benefit of policyholders within
the State. Accident companies are not required to malce the deposit, but are required to com-
ply with the laws in all other respects. A copy of charter mnst be filed with the Auditor, and
also t statement, under oath of the president or secretary, giving the name, location, capital,
assets and liabilities of the company. A written instrument must also be executed designating
an agent to accept service of legal process, and stipulating that if for any cause such agent
cannot be fonnd, such service may be made on the State Treasurer. Annual statements must
be filed on or before the first day of March of each year, showing the condition of the company
OD the 31st of December preceding. Companies are required to make annual reports of the
business done in the State.
AGENTS.
Each agent must procure from the Auditor a certificate of authority, and shall file a copy
of the same in the office of the Chancery Conrt in the county wherein he desires to establish
bis agency, together with a copy of the company's statement. Any agent or firm representing
two or more authorized companies may, on payment of a special privilege tax of $25 and $2
fee to the Auditor, obtain a license permitting him to place insurance in unauthorized compa-
nies. Agents thus licensed must file bonds in $500, conditioned that they will, "on the first
days of January, April, July and October of each year, report to the Auditor of Public
Accounts, giving a full statement of the insurance procured under the provisions of this act,
and pay to the Auditor at the time of making such report a tax of one-tenth of one per cent on
(he insurance thus procured, less the amount of special privilege tax paid under this act, for
which the Auditor shall allow credit only on the business of the year for which such license
was issned. The agent or agents shall make oath to the correctness of such statement, and
also to the fact that the insurance could not be procured in companies that have made the
deposit and complied with the laws of the State. Losses occurring under policies obtained
under the provisions of this act, and upon which the tax was paid at the time required, may be
adjusted as other losses, upon the payment by the adjusting agent of a special privilege tax of
ISO annually, but he shall not be authorized by virtue of such privilege to adjust a loss under
any policy when the provisions of the law have not been complied with. No city or town shall
assess or collect any additional sum on the taxes provided for in this act." This act was
approved March 19, 1886.
FOREIGN COMPANIES.
Each company must have on deposit with the proper officer of some State not less than
$150,000 for the benefit of all its policyholders in the United States, and must furnish to the
Auditor a certificate from such officer to the effect that he holds such deposit
6o The Insurance Year Book.
Tastes, — Each fire and marine company mast pay a specific tax of $1000 ; each life com-
pany, $750 ; «>cb accident company, $250 ; each agent, from $15 to I40. The city of Vicks-
burg is authorized to collect an additional annual specific {ax from each fire insurance com-
pany doing business in that city of $125 ; but any company may secure exemption from such
tax by paying $100 to the Firemen's Charitable Association ; after one such payment to the
association the company will not be required to pay again in any year wherein its losses in the
city exceed its premium receipts. Other cities having organized fire departments may levy a
specific tax proportioned to the premium receipts of the company as compared with those
collected in Vicksburs^.
Fees. — For receiving statement and issuing license, $5 ; for filing statement in Chancery
Court, I5.
Penalties, — For any violation ol law the offender incurs a penalty of $500 or imprisonment
not to exceed one year.
Missouri-
Supervising Officer— C. P. ELLERBEE, Superintendent of Insurance, St. Louis.
GENERAL REQUIREMENTS.
Each company must file with the Superintendent a certified copy of its charter, and a
9wom statement of its president and secretary, showing the condition of the company on the
ist of January preceding, and a copy of the last annual report made in compliance with the
laws of the State under which it was organized. Also a written instrument under seal of the
company designating some resident of the State to accept service of legal process ; in case
such person, for any reason, cannot be found, the Superintendent is authorized to appoint an
attorney in his place to accept such service, of which appointment he must immediately notify
the company. No advertisements of statements required, but advertisements when made must
sute liabilities as well as assets.
EXAMINATIONS.
The Superintendent is empowered to examine companies, and in case one is found to be
nnsonnd, to revoke its authority to do business, and to publish the Cact of such revocation.
AGENTS.
Each agent or firm of agents must obtain from the Superintendent a copy of the certificate
issued to the company, which copy must also show his or their appointment as agents, and
publish the same once in two newspapers published at the capital of the State. Life agents
must file copy of certificate with clerk of the county. Certificates renewable annually.
life companies.
Each stock company must have a capital of not less than (100,000, actually paid up, and
mutual companies must possess available assets of an equal amount Each company must
also have on deposit with the proper officer of the State wherein it was incorporated, or with
the insurance department of Missouri, in lawful securities, not less than $100,000, and must
furnish the Superintendent the cenificate of such officer that he holds such deposit for the
benefit of all policyholders of the company. Annual statements must be filed, on or before
the first day of February of each year, showing the condition of the company on the 31st of
December preceding. The Superintendent is required to value policies on the basis of the
American Experience Table of Mortality and four and one-half per cent interest. All policies
are made non-forf citable for non-payment of premiums after two payments have been made.
In case of failure to pay subsequent premiums, the policyholder becomes entitled to paid-up
insurance of the whole policy as long as three-fourths of the net value of the policy, com-
puted at four and one-half per cent, will pay for as a single net premium. It is no defense to
a claim under a policy that the insured committed suicide, unless it can be shown that be
contemplated doing so at the time of taking out the policy. Misrepresentations in an applica-
tion shall not render the policy void unless it can be shown that they were material to the
contingency that made the policy payable. In suits defended on the basis of misrepresenta-
TTbe Imuranoe Year Book. 6i
tion, the company must deposit in court, for the benefit of the plaintiff, the full amoont of
premiums paid on such policy.
nut AND MARINE COMPANIES.
Each stock company must possess a paid-up capital of not less than (300,000. Annual
statements must be filed, on or before the first day of February in each year, showing the con-
dition of the company on the 31st of December preceding. Companies are required to make
annual reports of business done in the State.
FOREIGN COMPANIES.
Each life company must have on deposit with the proper officer of some State, in approved
fecurities, not less than (xoo.ooo. and each fire company must have such deposit of not less
than |ioo,ooo, and must furnish the certificate of such officer that he holds such deposit for
the benefit of all the policyholders of such companies in the United Sutes. The deposit made
by a foreign company in accordance with the requirements of the Missouri law is deemed the
capital of such branch company, and treated as is the capital of a company organized in Mis-
souri. Foreign companies must furnish annually during January statements of condition and
sffurs in the United Sutes for the year ending December 31 preceding. These are regarded
aa annual statements. Home office statements are not required, unless specially demanded
by the Superintendent
MISCELLANEOUS COMPANIES.
Accident and plate-glass companies must have a paid-up capital of not less than $ioo,ooo»
Surety companies may be formed in the State with paid-up capital of (50,000.
Taxes, — ^A tax of one per cent is expected on gross premiums, net losses paid and pre-
miums returned. For the purpose of computing this tax a sworn return must be made to the
Soperiotendent on or before the 31st of January, showing the premiums received, losses paid
and premiunas returned. The net premfums are also subject to city and county taxes the same
as other property, and each agent must make a return of the same to the Assessor of his
county, city or town, on or before the first day of February of each year. Any agent in a city
liaving a population exceeding 100,000 shall pay to the Tax Collector $100 each year in lieu of
all taxes to which he is subject. Other taxation governed by retaliatory legislation.
Fees. — For filing copy of charter and statement, $50 ; for filing annual statement, $50
each ; for filing supplementary annual statement, $25 each ; for filing other papers, $10 each ;
for copies of documents on file, twenty cents per folio; for certifying same and affixing seal,
$x ; for valuing policies, f 10 for each $1,000,000 of insurance ; if the expenses of the depart-
ment exceed the amount of fees collected, the Superintendent shall assess the cou^ anies pro
rata to make up the deficiency. Other fees in accordance with retaliatory legislatio.
PenalHeSn^^K company neglecting to pay the fees or taxes sanctioned by law for ten days
after demand shall be liable in double the amount of the same. An agent neglecting to pay
the fees or taxes due from his company incurs a penalty of $300 ; an agent doing business
without authority is liable to a fine of not less than $10 nor more than foo, and to imprison-
ment not less than ten days nor more than six months, or to both fine and imprisonment. Any
violation of law subjects the offender to a fine of not less than $50 nor more than $500.
Montana.
SuPEB VISING Officee— JAS. SULLIVAN, Auditor, Helena.
GENERAL REQUIREMENTS.
Each company must possess not less than $200,000 capital, and must file with the Auditor
s cenified copy of its charter, a statement verified by the principal officers of the company,
showing its condition, and a copy of its last annual report. Also a written instrument desig-
nating some person in each county where it does business to accept service of legal process.
62 The Insurance Year Book.
Annual statements must be filed before April i of eacb year, showing the condition of the
company on the sxst of December preceding.
AGENTS.
Each agent must obtain from the Auditor a certificate entitling him to do bnsinets. Every
agent must in all advertisements publish the location of the company, giving the name of city,
town or village in which the company is located, and the State or government nnder the laws
of which it is organized, and shall in no case advertise any merely authorised capitad, but shall
in all advertisements be limited to actual, paid-up capital and cash Assets liable for fire losses
only.
FIRE AND MARINE OOMPANISS.
Each company must possess a paid-up capital of not less than $200,000, exclusive of any
deposits in any other States or Territories for the exclusive benefit of the policyholders therein.
Auditor to make examination when he deems necessary.
FOREIGN COMPANIES.
Foreign companies must furnish the Auditor a certificate from the proper officer of some
State or Territory that it has not less than |ioo,ooo deposited with such officer for the benefit
of its policyholders in the United Sutes. In other respects must comply with the laws relat-
ing to companies of other States.
Taxes, — Each and every insurance company transacting business in the Territory shall be
taxed upon the excess of premiums received over losses and ordinary expenses incurred within
the Territory during the year previous to the year of listing in the county where the agent con-
ducts the business, properly proportioned by the company at the same rate that all other
personal property is taxed, and the agent shall render the list and be personally liable for the
tax ; and if he refuses to render the list or make affidavit that the same is correct to the best of
his knowledge and belief, the amount may be assessed according to the best knowledge and
discretion of the Assessor, and the county board of equalization may, at their discretion, add
fifty per cent to the amount returned by the Assessor. Insurance companies shall be subject
to no other taxation, except taxes on real estate and the fees imposed by law. All money
derived from taxation of insurance companies to be applied to the maintenance of fire depart-
ments in the town or city where it is collected, if there be a fire department ; if not, the money
Is paid into the general county fund.
^^/j.— There shall be paid to the Auditor for filing and examination of the first application
of any company and issuing the certificate of license thereon, $50 ; for filing each annual state-
ment, $25 ; for each certificate of authority, $2 for every copy of paper filed, ten cents per
folio, and fifty cents for certifying the same and affixing the seal of office thereto.
Nebraska.
Supervising Officer— T. H. BENTON, Auditor of Public Accounts, Lincoln.
GENERAL REQUIREMENTS.
Each company must file with the Auditor a cenified copy of its charter, a certified state-
ment, signed by the president, vice-president, or other responsible officer, and the secretary,
showing the name, location, capiul, assets and liabilities of the company. Every company,
except life companies, must procure from the Auditor a certificate setting forth that it has com-
plied with all the legal requirements and is entitled to do business in the State, which certifi-
cate must be published at least once in two newspapers, one of which shall be published at
Lincoln.
EXAMINATIONS.
The Auditor is authoriaed to examine companies, and to publish the result. If any com-
pany is found to be in an unsound condition its certificate of authority shall be revoked. A
The Insurance Year Book. 63
fire and marine company will be prohibited from doing bnsiness when its capital is Impaired
twenty per cent after providing for all liabilities, including the reinsarance reserre.
AGBNTS.
Each agent must obuin a certificate entitling him to do business from the Auditor, a copy
of which, together with a copy of the company's statement furnished the Auditor, must be
filed in the office of the clerk of the county in which he desires to do business. The certificate
and sutement must be printed one week in one daily paper and four times in one weekly
paper published in the county wherein such agent is located ; and if there be no daily paper*
the weekly publication will be accepted ; and if there be no weekly paper, then the publication
must be made in some State paper of general circulation. Certificates to be renewed and pub-
lished as abore annually. All adTertisements issued by a company or any of its agents must
give the location of the company and the name of the State under whose laws it was organised.
Each agent must report to the assessor of the county in which he does business the amount of
business done by him, for purposes of taxation. Agent is personally liable for the tax in case
of failure to report.
LIFE COMPANIES.
Each company must possess assets, lawfully invested, of the value of at least tioo,ooo.
If a company maintains a deposit in any other State for the exclusive benefit of the policy-
holders of such State, then such company shall deposit with the Auditor of this State five per
cent of all premiums collected in the State for the benefit of resident policyholders until the
sum of $40,000 is reached. A sworn return of premiums so collected must be made on the
first day of January of each year. Annual statements must be filed on or before the first day
of February of each year, showing the condition of the company on the thirty-first day of
December preceding. Each company must execute and file with the Auditor a written instru-
ment authorizing an agent to accept service of legal process on behalf of the company. The
following was passed by the legislature at the session of 1885, and is now the law : " Any
company or corporation transacting the business of fire, or fire, wind, storm and tornado in-
loiance in this State, shall cancel any policy of insurance hereafter issued or renewed, at any
time, by request of the party insured, or his legal representative, and shall return to the said
party, or his representative, as aforesaid, the net amount of premiums received by the com-
pany, deducting the actual compensation of the agent or solicitor for securing the issue of said
policy, and also deducting the customary short-rate premium for the expired term of the full
term for which said policy was issued or renewed, anything in the policy to the contrary not-
withstanding."
FIKB AND MARINE COMPANIES.
Each company must possess a paid-up capital of not less than $300,000, exclusive of any
deposits it may have in other States or Territories for the benefit of policyholders therein. In
addition, each company must have not less than $35,000 deposited for the protection of policy-
holders within the State. Annual statements must be filed, on or before the ist of February
of each year, showing the condition of the company on the 31st of December preceding. The
reinsurance fund is computed at forty per cent of the premiums on all unexpired risks. Each
company must file with the Auditor a written instrument, duly executed, designating some
person resident at the county seat of each county wherein it has an agent to accept service of
legal process in behalf of the company. Companies are required to make annual reports of
bnsiness done in the State. Valued policy law enacted March, 1889 ; also the anti-combina-
tion bill.
FOREIGN COMPANIES.
Each life company must furnish satisfactory evidence that it has at least $100,000, in law-
ful securities, on deposit with citizens of the United States for the benefit of policyholders in
the United States.
SURETY COMPANIES.
Surety companies must have $350,000 capital, and appoint agent to accept legal service.
Agents represent the company and not the assured. Agents must make annual report in
Jannary of business and condition of company, same to be published by Auditor.
TdjT//.— Companies are required to pay the same as for personal property on the excess
64 The Insurance Tear Book.
of premiums over losses and expenses, such tax to be regularly assessed by county assessors,
from reports furnished them by company agents.
^^/f.— For examination and filing of the first application of any company, and issuing of
the certificate of license thereon, $50, which shall go to the Auditor ; for filing each annual
statement therein required, fao ; for each certificate of authority, $3 ; for every copy of paper
filed as herein provided, the sum of ten cents per folio, and fifty cents for certifying the same
and afilxing the seal of ofllce thereto ; all of which fees shall be paid to ofllcer required to per-
form the duties.
PenaitUsr^Tot non-compliance with requirements of the law, a penalty of fiooo may be
imposed, and Imprisonment not less than thirty days nor more than six months.
Nevada.
Supervising Officer— J. F. H ALLOC K, Controller, Carson City.
GENERAL REQUIREMENTS.
Each company must have a capital of not less than $200,000 fully paid up, and it may at
any time be required to file with the Controller a certified copy of its charter and a certificate
showing it to be possessed of the amount of capital required. A power of attorney must also
be filed, which shall set forth that the company is lawfully incorporated, giving its location,
and also the location of its principal office on the Pacific Coast, and designating some resident
of the State to accept service of legal process. Must obtain certificate of Controller, renew-
able annually in January.
examinations.
Upon the statement of three citizens in writing that a company is impaired the Controller
may, if he thinks proper, make an examination or require the company to produce satisfactory
evidence that its capital is unimpaired. A certificate from the proper officer of any State
wherein the company does business to the effect that its capital is unimpaired, shall be accepted
as satisfactory evidence of that fact.
UFE COMPANIES.
Each mutual life assurance company is required to have assets of the value of at least
f 1,000,000 in lieu of paid-up capital. Companies not entering the State, but having outstand-
ing policies therein, may appoint agents to collect premiums, provided it shall appoint some-
one as its attorney to accept service of legal process and file the same with the Controller.
FIRE AND MARINE COMPANIES.
Where a total loss by fire occurs, and the loss is less than the amount named in the policy,
the company must return to the insured the unearned premium on the amount of insurance in
excess of the loss. No annual reports required of business done in the State.
FOREIGN COMPANIES.
Each company must have on deposit within the United Sutes at least |2oo,ooo for the
benefit of all its policyholders therein in excess of its liabilities in the United States.
Taxes, — Each company mnst pay for license $100 per annum.
Fees, — For filing power of attorney and issuing certificate, $5.
New Hampshire.
Supervising Officer— HENRY H. HUSE. Insurance Commissioner, Concord.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter and by-laws,
and a sworn statement of the president and secretary, showing the condition of the company.
Also a written instrument stipulating that legal process served on the Commissioner shall be
The Insurance Year Book. 65
accepted as lerTioe npoo the company. If a final judgment ahalt be obtained against a com*
panf, and it is not paid within thirty days, the Commissioner shall roToke its authority to do
business. Certificates expire on the first day of April of each year, and must be renewed on
that day.
EXAMINATIONS.
The Commissioner is authorized to examine any company doing business in the State, and
if he finds one in an impaired condition he shall revoke its authority to do business, and pub-
lish the fact of such revocation in one paper published at Concord and another at Manchester.
A stock company whose capital is impaired twenty per cent after providing for all liabilities,
inclading the reinsurance fund, shall be prohibited from doing business.
AGBNTS. '
Agents are required to hold license from the Commissioner for each company for which
they solicit business. These licenses are issued upon written request of some officer of the
company, or general agent or manager, authorised by the company to appoint agents. License
/or a firm is good for each member, but will be duplicated, when desired, for convenience.
All licenses expire April i, and are renewable only on request, as above stated.
LIFE COMPANIES.
Each company must possess available assets valued at not less than $aoo,ooo. The Com-
missioner is authorized to value policies on the basis of the Actuaries' Table of Mortality and
four per cent interest. Annual statements must be filed' on or befor^ the first day of March in
each year, showing the condition of the company on the thirty-first day of December preceding.
PIRE AND MARINE COMPANIES.
Each stock company must have a paid-up cash capital of not less than $200,000, and a
mntoal company must have available assets to an equal amount. Annual statements must be
tiled, on or before the first day of March, showing the condition of the company on the 31st of
December preceding. The reinsurance fund is computed at fifty per cent of the premiums on
noezpired risks, and the full amount of the premiums on unexpired marine risks. Fire losses
must be adjusted within fifteen days after notice thereof. If a company elects to reconstruct
premises destroyed or injured by fire, it shall commence the work within twenty days of the
adjustment of the loss, and prosecute it with reasonable diligence until it is completed. If the
company neglects to do so, the person sustaining the loss may rebuild at the expense of the
company, but at a cost not exceeding the amount insured. Companies are required to make
ananal statements of business done in the State.
Taxes. — A tax of one per cent is imposed on gross premiums collected in the State, to be
paid to the State Treasurer within one month after notice to the company of the amount thereof.
For the purpose of computing the tax each company is required to make to the Commissioner,
on or before the xst of March each year, a return of the amount of premiums collected during
the preceding year ending on the 31st of December.
Fees. — For filing statement, $5 ; for license to company, $5 ; for license to agents, $z each.
Penalties, — For any violation of the laws, the offender is subject to a penalty not exceeding
$3000 for each offense.
New Jersey.
SirpERVisiNG Officer— HENRY C. KELSEY, Secretary of State, Trenton.
GENERAL REQUIREMENTS.
Each company must have a paid-up capital of not less than $150,000 in excess of all liabiU
ities and claims, and must file with the Secretary of State a statement, sworn to by the president
and aecretary of the company, showing the condition of the company and giving the name and
residence of each agent. Annual statements must be filed in January, showing the amount of
premiums collected by each agent. Each company must obtain a certificate of authority from
66 The Insurance Year Book.
tho Secretary of State, which certificate is renewable in January of each year. Companies re-
quired to report business transacted in the State. When a company advertises its assets it
must also state its liabilities, and statements of capiul only to include paid-up capital.
EXAMINATIONS.
The Secretary of State is authorized to make examinations of companies, and if any be
found impaired to revoke their authority to do business, and publish such revocation in one
newspaper published at Trenton and one published at Newark, at least six times in each paper.
If the capital of a fire and marine company is impaired twenty-five per cent after providing for
all liabilities and reinsurance reserve, it shall not be permitted to do business. If the assets of
a life company are insufficient to reinsure its outstanding risks and pay all its liabilities, it
shall be prohibited from doing business. Life policies may be valued by any recognized
standard.
AGENTS.
Every agent must obtain a certificate from the Secretary of ^Si^te. But one agency certifi-
cate is requisite for a firm, but only the firm name can be used under such certificate. Certifi-
cates renewable annually in January.
Taxes, — A tax of two per cent is imposed on gross premiums, based upon the annual
statement ; a tax of two per cent for the benefit of firemen's relief associations whenever such
exist. Each agent, wh#e there is such a firemen's relief association, must make returns of
premiums collected to the treasurer of such fund on the ist of January and the ist of July of
each year, and pay the tax within one month after the time of making said returns. The
amount thus paid is deducted from the State tax for which the company is liable. Life com-
panies must pay $20 annually for each agent employed, in lieu of the tax on premiums. In-
dustrial companies are exempt from this tax on agents. Other taxes in accordance with
reciprocal legislation.
Fees. — For filing copy of charter, |20 ; for filing annual statement, $20 ; issuing certificates
to agents, $3 ; other fees governed by reciprocal legislation.
Penalties,'^ \Tiy company neglecting to file its annual statement for thirty days after the
time provided is subject to a penalty of I500, and $500 for each month the company continues
doing business while in default. Every violation of the insurance laws subjects the offender
to a penalty of $500 for each offense.
New Mexico.
Supervising Officer— TRINIDAD ALARID, Territorial Auditor.
GENERAL REQUIREMENTS.
Each company must file with the Auditor a copy of its charter and a statement, verified by
the president, or vice*p resident and secretary, showing its financial condition. Also an instru*
ment in writing designating some person resident at the county seat in each county where the
company has an agency to accept service of legal process.
examinations.
The Auditor is empowered to make examinations, or he may appoint deputies to do so,
When a company is found to be impaired, he is required to revoke its authority to do business,
and publish notice of such revocation.
AGENTS. I
Every agent must obtain from the Auditor a certificate entitling him to do business, which
certificates must be renewed annually after the filing of annual statements.
LIFE COMPANIES.
The law relating to insurance which was approved February, 1882, makes no distinction i
between life and fire, fire and marine, accident or fidelity companies organized in other States
The Insurance Year Book. 6j
or countries. Its various provisions use the t«nn "any insurance company/' from which it
appears that life companies are treated the same as fire and marine companies.
FIRK AND MAUNB COMPANIXS.
Each company must possess a paid-up capital of not less than $300,000, exclusiTe of any
deposits made in other States or Territories for the benefit of policyholders in such States or
Territories. Annual statements to be ipade to the Auditor, but the time for filing them is not
specified. All advertisements must give the location of the company, and statements of assets
must be limited to the actual amount of paid-up capital and cash assets available for the pay-
ment of fire losses. No company permitted to do business if impaired to the extent of twenty
per cent of its capital. Companies are required to make annual reports of business done in
the State.
FOREIGN COMPANIES.
Companies of other countries must have not less than |ioo,ooo deposited with the proper
officer of some State or Territory for the protection of all its policyholders in the United
States, and must conform to the conditions required of other Sute companies.
Taxes, — ** Each and every insurance company transacting business in this Territory shall
be taxed upon the excess of premiums received over losses and ordinary expenses incurred
vithin the Territory during the year previous to the year of listing in the county where the
agent conducts the business, properly proportioned by the company at the same rate that all
other personal property is taxed, and the agent shall render the list and be personally liable for
the tax ; and if he refuses to render the list, or to make affidavit that the same is correct, to
the best of his knowledge and belief, the amount may be assessed according to the best
knowledge and discretion of the Assessor, and the county board of equalization may at their
discretion add fifty per cent to the amount returned by the Assessor." Other taxes in accord-
ance with reciprocal legislation.
Feet, — For filing and examination of the first application of any company and issuing the
certificate of license thereon, $25 ; for filing such annual statement herein required, $5 ; for
each certificate of authority, %\ ; for every copy of paper filed, ten cents per folio, and twenty-
five cents for certifying the same and affixing the seal of office thereto.
New York.
ScFKRvisiNG Officer— ROBERT A. MAXWELL, Superintendent of Insurance, Albany.
GENERAL REQUIREMENTS.
Each company must file with the Superintendent a certified copy of its charter, a state-
ment, verified by its president, vice-president or other chief officer and secretary, giving the
name, location, capital, assets and liabilities of the company in detail ; also a copy of its last
annual report, made in conformity to the laws of the State in which it was organized ; also a
written instrument designating some person to accept service of legal process on behalf of the
company. Each company must obtain from the Superintendent a certificate entitling it to do
business In the State. All advertisements issued by the company or its agents must set forth
the location of the company, giving the city, town or village and State.
EXAMINATIONS.
The Superintendent is authorized to examine into the affairs of any company doing busi-
ness in the State, and if one be found in an unsound condition he shall revoke its authority to
do business. The result of any examination may be published at his discretion. A fire insur-
ance company whose capital is impaired twenty per cent shall be prohibited from doing busi-
ness ; a stock life company shall be prohibited when its capital is impaired fifty per cent ; a
mutual life company shall be prohibited when its assets are not equal to its liabilities, includ-
ing the premium reserve,
AGENTS.
Each agent must procure from the Superintendent a certificate setting forth that the com-
pany he represents has complied with the requirements of the laws of the State, and stating
68 The Insurance Year Book.
the oame of the attorney appointed to accept service of legal proceaa. A copy of such certifl
cate, duly certified, most be filed in the office of the clerk of the county in which such agec
does business. Agents of fire companies must also file with the clerk of the county a certifiet
copy of the statement of the company filed with the Superintendent. He must also print th
certificate of authority issued to him at least four times in the paper in which the State notice
are required to be inserted, and within thirty days furnish to the Superintendent satisfacto^
evidence of such publication. Each agent of a marine company shall file in the office of th
clerk of the county in which he resides a copy of the company's statement, and shall cans
the same to be printed in a newspaper published in such county, at least six successive week
after filing certificates, to be renewed annually and published as above.
LIFB COMPANIES.
Each life company must possess at least $100,000 invested in United States securities, a
in securities of the State in which it is located, or of New York Sute, or of any county d
incorporated city of this State authorized to be issued by the legislature, such stocks or bond
not to be received by said Superintendent at a rate above their par value or above their curreo
market value ; or bonds and mortgages on improved unincumbered real estate in the State d
New York, worth fifty per cent more than amount loaned thereon, or in mortffages on im
proved unincumbered real estate in the State where it is located, worth seventy-five per ceo
more than the amount loaned thereon. Such securities, of the value of at least $100,000, shal
be deposited with the chief financial officer of the State from which the company derived iti
charter, held for the benefit of all its policyholders ; and a certificate under the hand and se^
of such officer, that it is so held, must be filed with the Superintendent. Annual statementi
must be filed, on or before the first day of March, showing the condition of the company ol
the thirty-first day of December preceding. The Superintendent is required to make a valua
tion of all policies issued by each company, once in five years, and annually if he deems i
necessary, on the basis of the American Experience Table of Mortality and four per ced
interest. The Superintendent may accept the valuation made by any State insurance officii*
who is authorized to accept the valuation made by the New York Department. No poliq
shall be lapsed for non-payment of premiums unless the company shall have given the holde
of said policy at least thirty days' notice that such premium is due. Policies issued upon thi
lives of husbands for the benefit of wives may be assigned by them, with the consent of th
husband, or by her legal representative, in case of her death, with like consent.
FIRE AND MARINE COMPANIES.
Each company must possess a capital of at least $200,000 fully paid up, and must fiU
an agreement that it will not transact any business that a fire insurance company is by la^
prohibited from doing. Annual statements must be filed, in January of each year, showing thi
condition of the company on the thirty-first day of December preceding. No company il
allowed to write on a single risk to an amount exceeding ten per cent of its paid-up capital an^
net surplus, nor may it reinsure any risk located in this State in any company not authorized
to do business in the State. Policies must be canceled at the request of the insured, and thi
premium returned, less the short rate, for the time it has run. Advertisements purporting M\
show the financial condition of a company shall include the paid-up capital and surplus, an^
shall sbow the liabilities, including the reinsurance reserve, and such assets shall only b<
shown as are held for the benefit of holders of fire policies. All such advertisements mns
agree with the annual statement filed with the Superintendent. Each agent of a fire compaaj
in an incorporated city or village must execute a bond in the sum of $500 (|iooo in New Yor^
city), satisfactory as to sureties, to the treasurer of the fire department, conditioned that b^
will make a correct return of all premiums collected by him and pay the tax thereon impose<{
by law. Every agent of a marine company must execute a similar bond, satisfactory to th^
Comptroller, conditioned that he will make returns and pay taxes as required by law. Nfl
marine company is permitted to pay more than fitteen per cent commission for premiums od
property in transitu on the State canals, nor shall any person in behalf of the company pay ao|
commission in excess of fifteen per cent. Companies must make annual reports of business
d«ne in the State.
The Inmirance Year Book. dp
FOKBIGN COMPANUS.
nj muft hMW9 a paid-np capital of at least $50o,ooo» invested in securities of
character as those in which the companies of this Sute are permitted to inyest,
h the Saperiotendent an agreement that it will not transact any boslness which
is State are prohibited from doing. Every company shall deposit with the
ip proved secnrities, the valne of which shall not be less than faoo.ooo, for the
cyholders in the United States. The recognized capital of such company shall
of the varioi^ sums held on deposit in different States, and such assets as
ust by citizens of the United States for the benefit of all policyholders in the
ss its liabilities, and a proper reinsurance reserve. The Superintendent ihatl
0 the amount of capital of each company, computed on the basis above given.
lall deposit with the Superintendent secnrities of the value of at least $100,000.
sanies must file statements, in January of each year, showing the assets of the
:ouniry constituting its recognized capital, and the condition of its United
Q the thirty-first day of December preceding. Foreign companies are pro-
:rtising any assets except those held in this country for the benefit of policy-
lited Sutes.
Qts of marine companies must pay into the treasury, on the ist of January of
r cent on all premiums received in the State during the preceding year ending
^cember, but the Superintendent shall deduct from the amount so paid ar^y
yj such companies within the State. Agents of fire companies in incorporated
s must make returns on the ist of February each year to the treasurer of the
f all premiums collected during the year ending August 31, and pay taxes
reasorer at the rate of two per cent. Every fire or marine insurance company,
rganized under the laws of any foreign country, shall, annually, on or before
ugust, pay to the Treasurer of the State, as a tax on its corporate franchise or
State, a sum equal to one-half of one per centum upon the gross amount of
!d by such company during the year ending tlie preceding thirtieth day of
1 done In this Sute by such company, whether the said premiums were io
>rm of notes, credit or any other substitute for money. Every such insurance
noaily, on or before the first day of August, make a return to the Comptroller
ed and sworn to by its president and secretary or manager, giving the total
ims received by such company during the year ending the preceding thirtieth
usiness done in this State by such company, whether the said premiums were
le form of notes, credits or any other substitute for money. The lands and
ti insorance companies shall continne to be assessed and taxed where situated
iwo, county, village, school or other local purposes. Foreign life assurance
annually pay to the Superintendent, on or before the first day of March, a lax
pon all premiums received in this State for the jrear ending on the preceding
December. Reciprocal provision.
nartne and life companies for filing charter, $30 ; filing annual statement, $20 ;
e of authority to agent and certified copy thereof, such sum, not exceeding
ed from time to time by the Superintendent ; for copies of papers filed in the
ents per folio ; for certifying the same and affixing seal. |i ; for examinations,
ncuried. For co-operaiive companies filing declaration of incorporation, |io ;
ement, $i for each hundred members or fraction thereof, not exceeding the
1 any corporation or society, for each certificate of authority and certified copy
opies of papers on file, ten cents per folio; for certifying same and affixing
noination, actual expenses only, not to exceed $50 for any organization in any
Loy company neglecting to file annual statements as required, incurs a penally
» additional for each month it continues to do business while in default. Anv
the insurance laws incurs a penalty of $500^
JO The Insurance Year Book.
North Carolina.
Supervising Officer— W. L. SAUNDERS. Secretary of State, Raleigh.
GENERAL REQUIREMENTS.
Each company must file with the Secretary of State a certified copy of its charter and a
statement, verified by the principal officer of the company or by its general agent in the State,
showing its condition. It must also appoint a general agent, a resident of the Sute, to accepi
service of legal process on behalf of the company. Annual statements must be made, on oi
before the first day of March in each year, showing the condition of the company on the 31st ol
December preceding. The Secretary of State will cause an abstract of each statement to be
certified to the clerk of the Superior Court in each county. He will also certify to such clerk,
on the first of each month, a list of companies licensed, giving the names of all whose certifi-
cates have been revoked. Certification of statements and agents to be paid for by the com-
pany. Abstracts of annual statements to be published in one newspaper, to be designated b}
the general agent.
AGENTS.
Every general agent must file with the Secretary of State, before the first day of March, a
statement showing the condition of the company on the 31st of December preceding, wbicl;
statement must be sworn to by the principal officer of the company. An act passed in 1887
authorizes agents and brokers to place business in unauthorized companies on payment of twc
per cent of the gross premiums. SheriflTs are authorized to prosecute persons doing business
with unauthorized companies, and to collect $50 for each offense, such money to be retadned
by the sheriff. Business may be placed in unauthorized companies on payment of two pe
cent on gross premiums.
TaxtSn-^K tax of two per cent Is imposed on gross premiums collected in the State, but
if a company invests in real estate In the State, or loans to citizens of the State, a sum equal to
one-half such receipts, the tax shall be but one per cent on the gross premiums. The general
agent must make returns, on or before the thirtieth day of January and July in each year, oi
the premiums collected in the State during each preceding six months, and shall pay tax
thereon within fifteen days thereafter. A special license tax of $50 per annum is imposed
upon all companies. Licenses to be renewed on or before the first day of April of each year
/>//.— A fee of I50 must be paid for each license issued to a company.
Ptnalties, — Any person doing business without complying with the law is liable to a
penalty of $50 for each offense. Any agent refusing to perform any act required of him by
law shall forfeit $50 for each refusal. Any agent who shall unlawfully withhold or expend the
funds of his company shall be deemed guilty of a felony, and punished accordingly.
Ohio.
Supervising Officer— SAMUEL E. KEMP, Superintendent of Insurance, Columbus.
GENERAL REQUIREMENTS.
Each company must file with the Superintendent a certified copy of its charter, a statement
showing its condition, verified by the president, vice-president, or other chief officer, and the
secretary. A written instrument, signed and sealed, must be executed stipulating that aD>
agent of the company may accept service of legal process, and consenting that service of pro*
cess upon any such agent shall be held valid, and that in case suit shall be brought against an/
company after it has retired from the State, and it has no agent in the county in which suit is
brought upon whom service of process can be had, service of process may be made therein by
the sheriff mailing a copy of the summons or other process to the principal office of the com-
pany at least thirty days prior to the date of taking judgment. No company is permitted to
advertise any assets not admitted by the Superintendent, and in all advertisement! atating the
aiaets, the liabilities, inclnding the reinsurance reserve, must be stated. If any company sp*
The Insurance Year Book. 7/
plies for the removal of any suit from a State court to a Uaited States court its certificate of
authority shall be revoked, and it will not be permitted to transact business in the State for
three years. Every company must obtain from the Superintendent a certificate that it has
complied in all respects with the laws of the Sute relating to insurance and containing a state-
ment as furnished under the oath of the president or secretary, of the amount of paid-up capi-
til, the aggregate amount of available assets and liabilities, income and expenditures for the
jear preceding the date thereof, which certificate must be published at least once every year in
a newspaper of general circulation in every county wherein the company has an agent, and a
copy of the certificate must be filed in the oflice of the recorder of each county. Certificates
must be renewed and published annually.
EXAMINATIONS.
The Superintendent, when he has reason to suspect the correctness Of any statement of
aor company, or that its affairs are in an unsound condition, is empowered to examine com-
panies and may publish the result in his discretion. When a company shall be found to be
onsoand, its certificate of authority must be revoked, and notice of such revocation must be
printed in a newspaper published in Columbus and in the county where the general agency of
the company is located. When the capital of a fire and marine company, located in Ohio, is
impaired forty per cent, after providing for all its liabilities and the reinsurance fund, it shall
not be permitted to do business until the impairment is made good. A life company located
in Ohio will be similarly prohibited if its assets are not sufficient to reinsure its outstanding
risks.
LIPS COMPANIBS.
Each stock company must have at least $100,000 actual capital paid up and invested as
required by the laws of the State under which it is organized, and each mutual company, avail-
able assets of equal value. Every company must have a deposit of bonds of the United
States or of Ohio, or some other State, of the par and actual value of tzoo,ooo, with the Super-
iateadent, or with the proper officer of the State wherein it was organized, for the benefit of all
its policyholders. Where such deposit is held by an oflScer of another State, a certificate to
that efi^ect must be filed with the Superintendent, giving the items thereof, setting forth that
he believes such securities are of the value of |ioo,ooo. The Superintendent is authorized to
^ne policies on the basis of th^ American Experience Table of Mortality and interest at four
percent, but may accept the valuation of the proper officer of any other State, provided such
itaadard of valuation does not make the valuation of such policies less than by the Ohio
standard. Annual statements must be filed on or before the first day of March, showing the
condition of the company on the 31st of December preceding.
FIRS AND MARINS COMPANISS.
Each company must possess a fully paid-up ca!t>ital of not less than |ioo,ooo. Annual
Matemeots of fire companies must be filed on or before the first day of February, showing the
condition of the company on the thirty-first day of December preceding. The reinsurance
^nod is computed at fifty per cent of the premiums on unexpired risks. Annual reports re-
quired of business transacted in the State. Remova. of suits from State courts prohibited ;
also, all organizations for fixing or controlling rates.
FOREIGN COMPANIES.
Each foreign fire company must deposit with the Superintendent |ioo,ooo in United States
or Ohio bonds for the benefit of policyholders in the State, and life companies a similar amount
for the benefit of policyholders in the United States. The aggregate value of all assets held
in the United States, for the benefit of policyholders in this country, shall be recognized as the
capital of the company. Annual statements showing the condition of the company must be
filed, and supplemental statements showing the condition of its business in the United States
on the thirty-first day of December preceding. Such supplemental statements must be veri-
fied by the chief managers in the United States.
Taxes, — Every agency of an insurance company located in any other State or country is
required to return to the Auditor of the county in which the agency is located, or from which
it collects premiums, in February annualy lh9 amount of gross premium Receipts for the pre-
72 The Insurance Year Book.
Tiottf calendar year, which are entered upon the tax list, subject to the tame rate of taxation
that personal property is subject to, for the year in which such premiums are received. Such
tax is payable on the twentieth day of December next ensuing. County auditors, in the month
of March, certify to the Superintendent of Insurance the amounts of the returns and the rates
levied tbereoo, and the Superintendent collects from all such companies such a sum as, added
to the sum payable to the county treasurer's, will produce an amount equal to two and one-
half per cent on the gross premium receipts in the State ; if by the laws of any other State, ter-
ritory or nation a larger tax than two and one-half per cent is charged Ohio companies, then
the Superintendent charges a lilce tax upon companies from such State, territory or nation do-
ing business in Ohio. If any company refuses to pay said tax, or makes any false statement
of its gross premium receipts, it is the duty of the Superintendent to revoke its license. If
the Superintendent has reason to suspect the correctness of the return of gross premium
receipts, he may, at the expense of the State, verify the return by an examination of the books
of the company and of its agents.
Fees. — For filing charter, %2S ; for filing annual statements, t^o each ; for issuing license to
company, $i ; issuing certificates to agents, $2 each ; for each certificate of compliance for
publication, |i ; a company paying $250 for agent's certificates may appoint as many as it de-
sires, without additional charge ; for copies of papers on file, twenty cents per folio ; for cer-
tifying same and affixing seal, $1 ; for examining companies, actual expense incurred ; for
valuing policies, one cent for each |iooo of insurance. Other fees regulated by reciprocal
legislation.
Penalties, — Any company violating the law relative to advertising shall, after a second
notice from the Superintendent, be subject to a fine of $1000 ; any agent doing business for a
company that neglects or refuses to submit annual sutements incurs a penalty of $500, and
$500 for each month he continues to do business while the company is in default. For every
violation of the insurance laws the offender is subject to a penalty not exceeding $1000, nor
less than $100, or imprisonment not more than six months, or both.
Oregon.
SuPBRVisiNG Ofpic£R— GEORGE W. McBRIDE, Sbcrbtary op State ard £x-Opficio
Insurance Commissioner, Salem.
general requirements.
Each company must have a paid-up capital of not less than $300,000, and must deposit
$50,000 with the State Treasurer in United States or State securities. Must also file with the
Commissioner "a power of attorney which shall set forth that such company is a corporation,
or duly organized insurer (naming the principal place of business of the company, and the
principal place of business for the Pacific coast), which power of attorney shall authorize a
citizen and resident of this State to make and accept service in any proceeding in any of the
courts of justice of this State or any of the United States courts herein.*' Each company must
obtain from the Commissioner a license to do business, which license is renewable in January
of each year, upon the Commissioner being satisfied that the company is a proper one to do
business in this Slate.
The following was passed at the last session of the legislature, and was approved by the
Governor February 25, 1889.
Section i. That section 3567 be amended so as to read as follows :
Section 3567. Corporations may be formed under the general laws of this State for the
transaction of insurance business, but no such corporation hereafter organized shall be per-
mitted to assume any risk unless the same shall have at least five directors who shall be resi-
dents and propertyowners in this State, and stockholders in the corporation, nor until such
corporation shall have a paid-up, unimpaired cash capital equal to one hundred thousand dol-
lars in United States gold coin, which shall be invested in this State in State or United States
bonds ; bonds or notes secured by first mortgages upon first-class otherwise unincumbered
real estate, the market value of which shall be at least double the amount invested in or loaned
The Inmrance Year Book. 73
thereon ; bonds of any city, county or school district io this State, the issuance of which has
been duly authorized by law, provided that such bonds or securities shall at no time be esti-
mated as assets of such corporation at more than their actual cash value and nothing in this
act shall be constructed to permit any investment in mining stock.
Skc. 2. That section 3^68 of chapter 50 of the miscellaneous laws of Oregon, as compiled
by W. Lair Hill, be amended so as to read as follows :
Seciion 3s68. No loan shall be made to any stockholder by any insurance corporatioo
formed under the laws of this State, nor shall any stockholder be interested in any way in sny
loan, pledge, security or property of any insurance company organized nnder the laws of the
Sute, except as stockholder in said company, and any property claf med as belonging to such
company staodiog in the name of any person or persons, shall not be admitted as an asset
of SDch company. And every foreign corporation or company, before engaging in the business
of express, or the business of fire or marine insurance, or directly or indirectly assuming any
sach insnrance risk within this State, shall deposit with the Treasurer of this State the sum of
fifty thousand dollars ($50,000), as hereinafter provided. Such deposit shall be made in inter-
est-bearing bonds of the United States, or the bonds of the State of Oregon, or any municipal^
school district or county bonds, issued by authority of law in the State of Oregon, the market
▼alue of which is at or above par, or bonds or notes secured by first mortgage upon unencum-
bered real estate within the Sute of Oregon, of double the amount loaned thereon, or money
of the United States, and shall be safely kept for the benefit and security of persons transacting-
business with such corporations or associations in this State for claims and demands arising-
oat of said business, and shall be held and considered specially pledged for such security-
for such claims and demands^provided that any such corporation may change the character
of its deposit at any time by depositing other securities of the kinds and descriptions>
io this section authorized to be deposited. All interest accruing from the United States, or
otherwise, 00 such securities, shall be paid as the same may accrue to the corporation or asso-
ciation to whom they belong, and the State of Oregon shall be held responsible for the safety-
ot all deposits made under the provisions of this act. It is provided, however, that in lieu of
the deposit hereinbefore required, any such foreign corporation or company may make an
iovestment in real estate within the State of Oregon of the value of not less than sixty-five thou-
uod dollars (165,000), provided such investment shall be approved by the Insurance Commls-
itooer. The title to such real esute shall be vested in the Sute Treasurer of this State as trus-
tee for the corporation making such investment, and shall be held for the benefit and security
of persons transacting business with such corporation in this Sute for claims and demands
arising out of said business. The corporation shall pay taxes upon such real estate in the
coomy where the same is sittuted, in the same manner and to the same extent as an individual,
and the real esute shall be held liable therefor. The rents or receipts from said Investment
io real esute shall be paid as the same may accrue to the corporation or association owning
such investment. The Sute Treasurer shall receive the same fees for his services as trustee
of real esute as he would receive if the company investing in such real estate had made a de-
posit in bonds under this act. When any corporation or association having made such deposit
or investment in real estate shall desire to cease business in this State and withdraw Its capi-
tal, it may do so by first giving six months' public notice of such intention by continuous pub-
lication in three (3) weekly newspapers published in and of general circulation in the State,
and if no claim shall be filed against such corporation or association within said six months
the deposit may be withdrawn and the real property may be sold, provided the Insurance
Commissioner shall be satisfied that the claims of policyholders have been sufficiently protected
by reinsurance or otherwise. All or any part of any real estate held by the State Treasurer
under the provisions of this act may be sold at the request of the corporation owning the invest-
ment therein, and the proceeds of such sale paid to such corporation, provided it shall substi-
tute other real estate therefor of the value prescribed herein.
Sbc. 3. That section 3580 of chapter 50 of the miscellaneous laws of Oregon, as compiled
and annouted by W. Lair Hill, be amended to read as follows :
Section 35S0. The Commissioner shall collect for filing each power of attorney, or issuing
his certificate, u required by law, five dollars. For an annual license to each fire insurance
company to transact business throughout this State, fifty dollars. For ah annual license to
each life insurance company, co-operative insurance association, or mutual benefit society to
74 The Insurcmoe Year Book.
transact bnsiaess tbrougbont this State, one hundred dollars. For an annual license to each
life and accident or an accident insurance company to transact business throughout this State,
one hundred dollars — provided that all orders or secret societies, such as Masons, Odd Fel-
lows, Druids, Knights of Pythias, Ancient Order of United Workmen, Grangers, Firemen
and other benevolent, fraternal co-operative societies associated or .incorporated for the sole
purpose of mutual protection ind relief of its members only, and for the payment of stipulated
sums of money to the families of deceased members, or for property of its members only, de-
stroyed by fire, and not for profit, are hereby declared not to be fire or life insurance com-
panies in the sense and meaning of the insurance laws of the State, and they are exempt from
the provisions of all insurance laws of this State. For examining the financial condition of
any company or association organised in this State, the just and legitimate expense of such ex-
amination shall be paid by the said company, and the Commissioner shall revoke or refase
his certificate of authority to any company neglecting oi refusing to pay such expense, or to
furnish any information to said Commissioner authorised by this act. All fines and penalties
recovered and taxes paid on premiums under the provisions of this act shall be paid into the
State school fund, and sixty per cent of all licenses collected by the Commissioner shall be
paid into the general fund of the State, and the Commissioner shall be entitled to receive the
fees and forty per cent of the licenses prescribed by law, as compensation for his services.
Every foreign fire and marine insurance company doing business in this State shall have one
head or general office in the State of Oregon under the charge of an officer known as its gen-
eral agent, to whom all other agents of the company in the Sute shall make report, not less
frequent than once a week, of business transacted ; and said officer shall, on or before the first
day of March of each year, furnish the Insurance Commissioner of this State a sworn state-
ment of the total business transacted by such company within the State of Oregon during the
year ending December 31 prior thereto. Such statement shall show the total gross premiums
received during the year, from which shall be deducted returned premiums, reinsurance,
agents' commissions, office expenses and licenses and losses paid in the State ; and every such
foreign fire and marine insurance company shall, within thirty days from the date of such
annual statement, pay to the Insurance Commissioner a tax of one per cent upon the total
amount of net premiums received by it upon business done or risks assumed within this State,
as shown by its annual statement, and shall pay the Commissioner a fee of five dollars for
£ling such statement.
Sxc. 4. That said section 3564 be amended so as to read as follows :
Section 3564. The Insurance Commissioner may furnish copies of any certificate of license
issued by him under the provisions of law, and attach the seal of the State thereto, and may
perform other official services for insurance corporations or associations upon application
therefor, and may receive for such services the compensation provided in this act, or such as
is now provided by law for the Secretary of State for like services.
Pennsylvania.
Sttpxrvising Officer— J. M. FORSTER, Insurance Commissioner, Harrisbu&g.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter and a state-
ment of its financial condition, verified by the president, vice-president and secretary or
actuary. Also a written instrument designating an agent to accept service of legal process,
and stipulating that process served upon such agent or upon the Commissioner, or upon an
agent designated by him, shall be recognized as valid service upon the company. So long as
the company has any liability in the State, such stipulation cannot be revoked. Each company
must obtain from the Commissioner a cenificate of authority to do business, which certificate
must be renewed annually. Companies must also furnish the Commissioner from time to time
complete lists of agents appointed. Annual statements must be filed, on or before the first
day of March in each year, showing the condition of the company on the 31st of December
preceding.
The Insfurance Year Book. 75
XXAMINATIONS.
Tbe Comfoiisioner is authorized to examine any coaapanr doiny business in the State,
except such as are located in Sutes having insurance departments subject to laws substantially
the same as those governing the Pennsylvania department. Whenever he deems it necessary,
he may publish the results of such examination, and revoke or modify its authority to do busi-
nesi in the State. A fire and marine company will be prohibited from doing business when its
capiul stock is impaired twenty per cent after providing for all its liabilities and tbe reinsur-
ance resenre, unless the impairment is made good within sixty days after notice from the Com-
missioner. When the assets of a life company do not equal the net value of all policies in
force, exclusive of capital, after providing for all liabilities and claims, the Commissioner
nast publish the fact that it is below the legal sundard of safety, and require it to at once
cease doing business in the State.
A6KNTS.
Each agent must obuin from the Commissioner a certificate setting forth that the company
has complied with all legal requirements and that he is authorized to de business. All
certificates renewable annually. Anyone may obtain a license as an insurance broker by the
payment of |io. Commissioner is authorized to issue licenses to brokers permitting them to
insure surplus lines in authorized companies on payment of $5 and six per cent of premiums
received for such business.
LIF£ COMPANIES.
The Commissioner is empowered to value the policies of any company doing business in
the State on the basis of the American Experience Table of Mortality and not less than four
and one-half per cent interest, nor more than six per cent. Each company must furnish to the
Commissioner, on or before the first day of March in each year, a certificate signed by the
proper officer of the State wherein it was organized, showing the value of all policies in force
oa the 3i8t of December preceding, and declaring that the assets of the company are equal to
the net value of such policies. Failing in this, a detailed list of all policies and securities
mast be furnished for valuation by the Commissioner. Any policy that makes any part of an
>ppIication or the constitution, by-laws or rules of the company a material part of the contract,
masi have attached thereto a copy of such application, constitution, by-laws or rules, otherwise
tbe condition shall not be valid.
FI&B AND MARINE COMPANIES.
Each company must have a paid-up capital of not less than $200,000, or, if less than
Isoo.oooand more than $100,000, it must have a surplus over all liabilities sufilcient to make
op the difiierence between these sums. Where a policy refers to the application, constitution,
bj-laws or rules of the company for any material part of the contract, a copy of such applica-
tion, constitution, by-law or rule must be attached to the policy, or the condition shall not be
^id to be valid or be accepted in evidence. The reinsurance fund Is computed at fifty per
ctatpf the premium on ail unexpired fire risks having one year or less to run, veApro rata of
all premiums on unexpired risks having a longer period to run, and the entire premium on
QDezpired marine and inland risks. Companies are required to make annual reports of busi-
ness done in the State.
FOREIGN CX)MPANIES.
Annual sutements relating to the business of the company other than that done in the
United States must be filed, on or before the first day of July in each year, and annual state-
ments of the United States business on or before the ist of March in each year.
Taxes^-^K tax is imposed on gross premiums collected within the State of three per cent,
and companies are required to repon to the Commissioner in January of each year the amount
of soch premiums. Other uxes governed by reciprocal provisions of law.
Feet.^-FoT filing copy of charter, $25 ; for filing annual statement or certificate presented
in lien thereof, $20 ; for certificates to agents, $3 each ; for copies of papers on file, twenty
cents per folio; for certifying same and affixing seal, $1 ; for examinations of companies,
^tual expenses incurred ; for valuing policies, three cents for each fiooo of insurance. If the
expenses of the department exceed the amount of fees collected, the Commissioner may
7^ The Insurance Year Book.
assess the companies pro rata to make up the deficiency. Other fees based on reciprocal
legislation.
Penalties, — A company failing to make the statements required incurs a penalty of fioo for
each day such default continues. Any company doing business without having complied with
the requirements of law shall forfeit $500 for each month it continues to do such unauthorised
business. Any agent transacting business without having obtained a certificate of authority
incurs a penalty of $500. Placing business in unauthorized companies subjects the offender
to a fine not exceeding fiooo.
Rhode Island.
Supervising Officbrt-A. R. GOODWIN, Imsurancr Commissioner, Providknce.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter and a state-
ment of its afifairs, under oath of the president and secreury ; a written instrument must also
be executed appointing the Commissioner agent to accept service of legal process. In all pol-
icies and advertisements of whatever character, issued by the company or its agents, the name
of the State under whose laws the company w^s incorporated must be conspicuously set forth.
Co-operative and assessment insurance companies are not allowed to do business in the State.
examinations.
The Commissioner is authorized to make examinations of companies whenever he deems
t necessary.
AGENTS.
Each agent must obtain from the Commissioner a certificate authorizing him to do business.
An agent licensed to do business in one town is not permitted to establish a branch agency in
any other town. All advertisements issued by agents and all policies written must give the
ocation of the company and the name of the State from which it obtained its charter. A law
passed in 1889 prohibits foreign companies from doing business except through licensed resi-
dent agents.
LIFE COMPANIES.
Each company must have on deposit with the proper officer of the State in which it was
incorporated available securities worth nor less than $100,000, and certificates signed by such
ofilcer, showing that he holds such deposit for the benefit of all its policyholders, must be filed
with the Treasurer of the Sute. Annual statements must be filed, on or before the first day of
February of each year, showing the condition of the company on the thirty-first day of Decem-
ber preceding, and abstracts of such statements, to be approved by the Commissioner, naust
be published by the agent for three successive weeks in March, in some paper in the county
in which the agent has his o|ice ; the expense to be borne by the companies. ,
FIRE AND MARINE COMPANIES.
Each company must have a paid-up capital, invested securely, of not less than tioo.ooo.
Statements showing the condition and transactions of the company must be filed on or before
February i of each year. Agents in one town not allowed to establish branch agencies in
othe'rs. Companies must make annual reports of business done in the State.
Taxes. — A tax of two per cent is imposed on gross premiums. Every agent is required to
report to the Treasurer, in the month of January of each year, the amount of insurance written
by htm and the amount of premiums received thereon, and at the same time shall pay to the
Treasurer the tax of two per cent. Other taxes levied in accordance with reciprocal legislation.
Fees, — For filing copy of charter, %y> ; filing annual statement, $20 ; issuing agents' certifi-
cates, $2 each.
Penalties, — An agent acting for a company that has not complied with the requirements of
the law shall forfeit not less than $300 nor more than $1000. An agent doing business without
having obtained a certificate shall be fined |iooo. Any agent refusing for thirty days to furnish
information called for by the Commissioner shall be fined tiooo.
The Insuranne Year Book. 77
South Carolina.
Scps&visiMG Officer— JOHN S. VERNOR. Comptrollbr-Grnb&al, Columbia. *
The foUofring act was passed in December, 1887, and was amended December 34, 1888,
to read as follows :
It sball not be lawful for any insurance companj not incorporated under the laws of this
Sute, or any agent of such company, to take risks or transact any business of insurance in
ibisSute without first obtaining a license from the Comptroller-General, which license shall
serre throughout the Sute, and authorize such company, or agents thereof, to take risks or
transact any business of insurance in each and every county of this State, and the same shall
be so granted as to expire on the 31st of March of each year ; and (or every such license
the said company, or agents, shall pay to the Comptroller-General the sum of fifty dollars, to
be paid by him into the State treasury for the use and benefit of the State. That said license
shall give said company the power and authority to appoint any number of agents to take such
risks, or transact any business of insurance, in each and every county of the State : Provided
the Comptroller*General is notified of such appointment before the said agents take any risks
or transact any business as aforesaid, giving the post-oflSce address, residence and a certified
copy of the resolation appointing each agent, or agents, duly signed by the president and sec-
retary of such company.
Before the Comptroller-General shall license such insurance company not incorporated
in Sooth Carolina there shall be filed in his office a certificate copy of the charter of the
company from which the said general agent or attorney has received his appointment, and
also a certified copy of the vote or resolution of the trustees or directors of said company
appointing him such agent, accompanied by a warrant of appointment under the official seal
of the company and signed by the president and secretary. Such warrant of appointment
ihall continue valid and irrevocable until another agent or attorney has been substituted, so
that at all times while any liability remains outstanding there shall be within the State an agent
or attorney as aforesaid, and shall contain a consent expressed authorizing process of law to
be served either on the clerk of the court as aforesaid, or on said agent or attorney, for all
liabitities of every nature incurred in this State by said company, and that such service, made
OD such clerk of the court, or on such agent or attorney, in the manner required by the laws of
this State, shall be deemed legal and binding on the company or companies, in all cases what-
soever, and that every judgment so recovered shall be conclusive evidence of the indebtedness
of the company ; and, in addition to said warrant of appointment, there shall be filed and pub-
lished a sutement, made under oath of its president or secretary, showing its assets and lia-
bilities, and distinctly showing the amount of capital stock, and how the same has been paid,
aod of what the assets of the company consist, the amount otf losses due and unpaid, and all
other claims against the company, or other indebtedness whether due or not due at the time
of t^e filing of the statement above, and shall further show— ist. That said companies have ful-
filled the provisions of their respective charters, and of the extensions and amendments thereto
in every particular, and whether there has been any change of charters since last statement.
3d. The amount of policies outstanding as near as can be ascertained. 3d. The character of
the risks and the rules governing companies and their agents in taking the same both as to
locality and amount. 4th. The particular character of the assets, specifying the amount of
cash and public bank, manufacturing or other stocks and bonds, or other securities held by the
compaoies, with the evidence that they are held by them, the rule of investment in real estate
securities, and the general localities of real estate secured to companies. 5th. The amount
received from premiums, and whether sufficient to pay losses, etc. 6th. Whether there have
been any changes in agencies during the preceding years. 7th. An official list of all agents
authorised by them to solicit business in this State. Agents of foreign companies must make,
annually, between ist May and 20th June, returns for taxation the gross receipts of their
agencies (including notes, accounts, etc., received as compensation for insurance), and also
the valoe of personal property of the company situate at said agency. The home company
reinrns, in addition, its investments and assets of every kind.
Every company by its general agent or attorney obtaining such license shall also cause
such license to be published in some newspaper, to be designated by the Comptroller-General,
/(? The Insurance Year Book.
having circulation in the county in which he resides. The company shall also furnish to
Comptroller-General, through their agent, an annual statement of the affairs of the company,
as pr5vided for in section 2 ; and it shall be the duty of the general agent to pablish an abstract
of the same in one of the newspapers of the State.
If the Coroptroller-General shall become satisfied that any company is insolvent or unsafe,
or that any statements made by any person, under this act, shall be untrue, or in case a general
agent shall fail or refuse to obey the provisions of this act, the Comptroller-General shall have
power to revoke and cancel said license.
The fee for license as required by this act shall be $50 per annum, and the license shall
continue for the next ensuing twelve months after the 31st of March in each year. Provided,
the Comptroller-General may receive from applicants, after the first day of April, so much of
said license fee as may be due//v rata for the remainder of the year.
Every general agent who shall fail or refuse to perform any duty required of him by this
act shall forfeit and pay to the Comptroller-General $50 for every such refusal, to be recovered
before any justice of the peace at the suit of said Comptroller-General.
All life assurance companies that shall receive the premiums on any policy for the space
of two years, shall be deemed and taken to have waivod any right they may have had to dispute
the truth of the application for insurance, and the said application and representations shall be
deemed and taken to be true. Life assurance companies are authorized at any time within two
years from date of policy to institute proceedings to vacate the same on the ground of falsity
of representations contained in the application.
7<ii^/j.-:-Under the old law the gross receipts and personal property of each company is
subject to taxation on the same basis that applies to other property.
Fees, — For certificates issued to companies, $50.
Penalties, ^Y ox transacting business for unlicensed company, or violating provisions of
law a fine of $zoo for each ofiense and imprisonment not less than one nor more than twelve
months.
Tennessee.
Supervising Officer— M. F. HOUSE, Commissioner of Insurance, Nashvillk.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter and a sworn
statement, signed by the president or chief officer and secretary of the company, showing its
condition on the 31st of December preceding. Life companies must execute a written instru-
ment authorizing the Secretary of State to accept service of legal process in its behalf ; fire and
marine companies execute a similar paper authorizing the Commissioner of Insurance to accept
such service. Companies must obtain from the Commissioner a certificate authorizing them
to do business, and each company must certify to the Commissioner the names of all agents
appointed by it in the State. Certificates renewable annually in January.
EXAMINATION f.
The Commissioner is authorized to make examinations of companies doing business in the
State, and if any be found in an unsound condition he must revoke all certificates issued to it
or its agents, and cause a notice of such revocation to be printed at least three times in some
paper of general circulation. A fire and marine company will be prohibited from doing busi-
ness when its capital is impaired twenty per cent after providing for all liabilities and the re-
insurance fund. A life company will be prohibited when its assets do not equal its liabilities
and all outstanding claims, together with the lawful reinsurance reserve.
AGENTS.
Each agent roust procure a certificate from the Commissioner, entitling him to do business.
Certificates renewable in January of each year. All agents except those of life companies,
must file with the clerk of the county in which his agency is located a copy of his certificate of
The Insurance Year Book. 79
iDtboritj. CommiMioner may license agents to place basiness in unaathorised compsnies,
and must pay two and one*half per cent of premiam.
LIFB COMPANIES.
Each life company must have on deposit with the proper officer oC the Sute wherein it was
organized not less than |ioo,ooo, properly invested, for the benefit of all its policyholders, and
most furnish to the Commissioner the certificate of such officer, showing that he holds such
lecorities and that they are of the required value. The Commissioner is authorized to value
policies, but may accept the certified valuation of the proper officer of the State under whose
law it vas incorporated. The basis of valuation is the American Experience Table of Mortal-
ity and four and one-half per cent interest, except for non-participating policies, which may be
Talaed at six per cent interest. Annual statements must be filed on December 31 or within
thirty days thereafter, showing the condition of the company on the 31st day of December
preceding.
PIRB AND MARINB COMPANISS.
Each company must have a paid-up cash capital of at least $300,000, of which not less than
$100,000 must be invested in United States or State bonds, or other good securities, to be ap-
pro?ed as such by the Commissioner of the State where the company is located. The reinsur-
ance fund is computed at fifty per cent of the premiums received on all unexpired risks having
one year or less to run, and pro rata of all premiums having a greater period to run. Annual
satements must be filed on December 31 or within thirty days thereafter, showing the condi-
tion of the company on the thirty-first day of December preceding. Companies required to
report semi-annually the premiums collected on amount of business done in the State.
FOREIGN COMPANISS.
Each company must have on deposit with the proper officer of some State of the United
States at least taoo,ooo properly invested, and furnish the Commissioner a duly authenticated
cenificate of such officer that holds such deposit for the benefit of all the United States policy-
liolders of the company.
Taxes. — Life companies must pay two and one-half per cent tax on gross premiums re-
ceived in the State, and must make sworn returns in January and July of each year of the
amonnt of premiums so collected. Fire and marine companies must pay a tax of two and one-
lialf per cent on gross premiums collected in the State, and must make sworn returns of same
in ]one and December of each year. Other taxes based on reciprocal legislation.
/V«x.— Life companies are required to pay to the Commissioner for examining statements,
tsoeach ; for issuing certificates, |6 each. Fire and marine companies are required to pay for
filing copy of charter, $10; for filing annual statements, I25 ; for filing supplemental state-
ments, $10 each ; for issuing certificates, |6 each ; for copies of papers on file, twenty cents per
folio ; for certifying same and affixing seal, $x ; for making examinations, actual expenses In-
curred ; for valuing life policies, not exceeding three cents for each $1000 of insurance. Other
fees in accordance with reciprocal legislation.
PemaUUs, — Any company failing to make returns and pay taxes as required incurs a pen-
alty of $500. Any agent doing businesss without having obtained a certificate of authority is
liable to a fine of $100 for each offense. The penalty for doing business for an unauthorized
company is $500 for each offense.
Texas.
SupBRvisiNG Officer— L. L. FOSTER, Insurance Commissioner, Austin.
GENERAL REQUIREMENTS.
Each company must file with the Commissioner a certified copy of its charter and a state-
ment, sworn to by the president or vice-president and secretary, showing the condition of the
company. Life companies must file a written instrument stipulating that service of legal pro-
cess may be made upon any of its agents in the State ; fire and marine companies must desig-
nate some resident of the Sute to accept service of legal process. Every company must ob-
8o The Insurance Year Book.
tain from the Commissioner a certificate authorizing it to do business, and such certificate mast
be published for three successive weeks in a paper of general circulation, and the first publica-
tion must be made within thirty days from the issuing of the certificate. Certificates renewable
annually at the time of filing the annual statement. Certificate not to be renewed if the com-
pany has removed any suit from the State to the United States courts. Annual statements to
be filed, on or before the first day of March of each year, showing the condition of the com-
pany on the 31st of December preceding. Valued policy law in force.
EXAMINATIONS.
The Commissioner is authorized to examine any company doing business in the State
when he shall deem it expedient, and to revoke his certificate of authority to any that may be
found impaired, notice of such revocations to be published in one or two newspapers of gen-
eral circulation. Any fire and marine company whose capital is impaired twenty per cent after
• providing for all its liabilities, including reinsurance reserve, shall be prohibited from doing
business in the State. A life company shall be similarly prohibited when its assets are not
«qual to its liabilities and outstanding claims and the lawful premium reserve.
AGENTS.
Agents must procure a certificate of authority from the Commissioner before doing busi-
ness, and such certificate must be renewed on or before the ist of March of each year there-
after. Any person doing any act in reference to insurance is recognized as the agent of the
company.
LIFE COMPANIES.
Each company must have assets properly invested of not less than $100,000, and must
furnish the Commissioner satisfactory evidence that a som equal to fioo.ooo is held by the
proper officer of some State for the benefit of all its policyholders in the United States. If a
company fails to pay a claim under its policy within the time specified therein, it shall pay
interest not exceeding twelve per cent thereon, and a reasonable sum for the fees of the attorney
prosecuting the claim. If execution on final judgment remains unsatisfied for thirty days, the
company in default shall be prohibited from doing business in the State until such execution
is satisfied.
FIRE AND MARINE COMPANIES.
Each company must possess a paid-up cash capital of at least tioo^ooo, exclusive of any
sums it may have deposited in the different States and Territories for the special benefit of its
policyholders in such localities. Annual statements must be filed, on or before the first day of
March of each year, showing the condition of the company on the 31st of December preceding.
The reinsurance fund is computed at forty per cent of the premiums on unexpired fire risks
and the full amount on unexpired marine and inland risks. If a company neglects for thirty
days to pay an execution on final judgment obtained against it, the Commissioner will revoke
its authority to do business until such execution is paid. Companies required to report busi-
ness done in the State.
FOREIGN COMPANIES.
Any foreign life assurance company doing business in the State must have at least $100,000
deposited, in lawful securities, with the proper officer of some State for the benefit of all its
policyholders in the United States, and the certificate, duly authenticated, of such officer must
be filed with the Commissioner.
Taxes.— Ezch life assurance company is required to pay a State tax of $300, and |io in
each county in which it does business. Fire and marine companies are required to pay a State
tax of $200 per annum, and a county tax of |io for each county in which it does business.
Cities and towns are authorized to impose taxes on companies not exceeding fifty per cent of
the State tax.
Fees^-T-Yoi fire and marine companies for filing a copy of charter, $25 ; for filing annual
statements, $20 each ; for issuing certificates, |i each ; for copies of papers on file, twentj
cents per folio ; for certifying same and affixing seal, |i ; for examining company, actual ex-
The Inmranoe Tear Book. 8i
penses incnned, not exceeding fssa Other fees in accordance with reciprocal proTisions of
ihe sutntes.
PenaliUs. — For any violation of the insurance laws the offender Incurs a penalty of not less
than I500 nor more than $1000.
Utah.
Supervising Officbi— W. C. HALL, Sxcrbtary of thb Territory.
GENBRAL RRQUIRKMXNTS.
Each company must file with the Secretary of the Territory a certified copy of its charter
and all existing by-laws ; and within sixty days after commencing business a copy of the same
mast be filed in the office of the Probate Judge of the county wherein its principal office is
located. Each company must also designate, by a written instrument, duly authenticated,
some resident of the Territory to accept service of legal process. Companies must have
fsoo.ooo paid-up capital. Secretary of the Territory to issue certificates to the companies on
compliance with the law. Annual statements to be made on or before the 3,0th of April each
year, and published at least four times in some paper of general circulation. Statements of
companies of foreign countries to be filed in July.
LIFE COMPANIES.
Must file sutement with Secretary of the Territory setting forth : i. The name and local-
ity of the company. 2. The amount of capital stock. 3. The capital paid up. 4. The amount
of its assets and liabilities. 5. The net surplus over all liabilities. 6. The name of its attorney,
or agent for the Territory, upon whom service of process in any civil action against said com-
pany may be made. 7. The receipts and expenditures during the year. This statement to be
tied annually in the month of June and published four times in paper of general circulation.
AGENTS.
Agents must obtain certificates, renewable annually, from the Secretary of the Territory,
and are then authorized to do business with any company having paid-up capital equal to
laoo.ooo.
Fees, — For filing statement, $5 ; for Issuing certificate, $2 ; subsequent certificates, %i
each. A special license of %is is required for the privilege of doing business in Salt Lake
City
Vermont.
Supervising Officers— CHARLES W. PORTER, Sebcrbtary of State, Montpeubr,
. W. H. DUBOIS, Treasurer, West Randolph.
[The Secretary of State and the Treasurer of State are Insurance Commissioners by virtue
of their offices. Either may be addressed as Insurance Commissioner.]
GENERAL REQUIREMENTS.
Each company must file with the Secretary of State a certified copy of its charter and certi-
fied copy of its by-laws and a sworn statement, signed by the president and secretary, showing
the condition of the company. Also s written statement stipulating that service of legal pro-
cess may be made upon the Secretary of State, and will be recognized as service upon the
company. Each company must obtain from the Commissioners a certificate entitling it to do
basioess, which certificate is renewable on the ist of April in each year. Any companfy fail-
iog to pay a final judgment for thirty days may, after notice to the Commissioners, be prohib-
ited from doing business.
EXAMINATIONS.
The Commissioners are empowered to examine into the condition of any company doing
or proposing to do business in this State, and if in their judgment it is unsound, they are
nqoired to revoke its authority and to publish a notice of such revocation. Any fire and
mariQe company will be prohibited from doing business when its capital is impaired twenty
82 The Insurance Year Book.
per cent after proiriding for adl liabilities and the lawful reinsurance fund. A life company
will be similarly prohibited when its assets do not equal its liabilities and the lawful premium
reserve.
AGENTS.
Each agent must file with the Commissioners a certificate of his appointment by the com-
pany or its general agent, and must obtain a certificate from the Commissioners entitling him to
do business. Certificates renewable on the first day of April of each year. Resident agents only
can be licensed. Agent or broker placing business in an unauthorized company liable to a
fine of not less than $ioo nor more than $1000, one-half to go to informant.
UFB COMPANIES.
Each company must possess ayailable assets of not less than $100,000 properly invested
and held for the protection of all the policyholders in the United States. Annual statements
must be filed, sworn to and signed by the proper officers of the company, showing its condition
on the 31st of December preceding. The Commissioners are authorised to value policies on
the basis of the Actuaries Table of Mortality and interest at four per cent, but may accept the
▼aluacion made by the proper officer of any other State.
FIRE AND MARINE COMPANIES.
Each company must have a capital of not less than $100,000 fully paid up, not less than
one-half of which must be invested in lawful securities or mortgages. Companies are respoa-
sible for the acts of agents, and unless made so by the act of their incorporation the policy must
expressly make such stipulation. The reinsurance fund is computed at forty per cent of the
premiums on unexpired fire risks, and the full premium on marine risks. Annual statements
must be filed with the Commissioners, on or before the first day of March of each year, showing
the condition of the company on the 3i8t of December preceding. Companies must make
annual reports of business done in the State.
Laws enacted November, 1888, prohibit rebates to the insured, and provide for reciprocal
taxation, fees, penalties, etc.
Fees. — For filing annual statements, $20 each ; for issuing certificate to company, $5 ; for
certificates to agents, Si each.
Penalties. — Any violation of the insurance laws subjects the offender to a penalty not
exceeding $2000.
Virginia.
Supervising Officer^MORTON MARYE, Auditor of Pubuc Accounts, Richmond.
general requirements.
Each company, except those doing exclusively a marine or assessment business, must file
with the Auditor a certified copy of its charter and a statement showing its condition, certified
to by the proper officers of the company. Each company must also execute a power of attorney
appointing some resident of the State to accept service of legal process in its behalf, and such
agent on behalf of the company must file a bond with the Auditor, in a sum not less than
$1000 nor more than $5000, with two or more sureties, conditioned that the returns shall be
made and taxes paid as required by law. Each company is also required to deposit with the
Treasury securities to the amount of five per cent of its capital stock, but not less than $10,000
or exceeding $50,000, for the benefit of policyholders within the Sute. Such securities may
consist of United States bonds, bonds of the cities of Richmond, Petersburg, Lynchburg, Nor-
folk, Alexandria or Danville. The Treasurer will receipt for such deposit, and the Auditor
will then issue a certificate authorizing the company to do business in the State. Annual
statements, sworn to by the president and secretary, showing the condition of the company at
the close of its fiscal year preceding, must be filed on or before the first day of April each year,
and be published for six days in a Richmond paper. All conditions and restrictions con-
The Insurance Tear Book. Sj
Uined in any policy must be printed in long primer type or written therein with pen and ink.
Companies not required to report business done in the State.
AGENTS.
Every agent must obtain from the Auditor a certificate entitling him to do business.
UFB COMPANIBS.
The Auditor is authorized to value the policies of any life company doing business in the
State, upon the basis of the American Experience Table of Mortality and interest at four and
one-half per cent, but may accept the valuation made by the proper officer of any other State.
Taxes.^'A tax of one per cent on gross premiums collected in the Sute is imposed, and
each company must render sworn returns thereof to the Auditor on or before the fifteenth
day of January each year, and pay the uz immediately. A special license tax of fsoo is also
exacted annually ; for a live stock company, $ioa Other taxes may be imposed in accordance
with the provisions of reciprocal laws.
Penaitie^. — Any person acting as agent for a company that has not complied with the law
iDCurs a penalty of not less than $300 nor more than $1000 for each offense. For neglect to
pay taxes five per cent a month is added during the continuance of the default.
Washing'ton Territory.
StTPB&visiNG Officer— W. H. OWINGS, Territorial Secretary, Olybipia.
GENERAL REQUIREMENTS.
All regularly organized insurance companies doing business within the Territory are
required to have an authorized agent with an office in the Territory. Ample power is given
tliem to transact insurance business not inconsistent with the organic act of the Territory, and
the right to enjoy all rights and to maintain and defend the same in courts as fully as though
they were domestic corporations. Power to sue and givq suit, hold, purchase, acquire, sell
ud dispose of property, and to traosacc business in the same manner as though organized
nnder the laws of the Territory.
LUenses, — Every agent must obtain from the County Auditor of the county in which he
acts a license, which shall be for a period of not less than six nor more than twelve months,
and shall pay therefor a license fee of fiS for six months and $30 for twelve months.
Taxes. — Every company doing business in the Territory must pay an annual tax of two
percent on the gross amount of premiums collected in the Territory during the preceding year.
Statements ot premiums collected must be filed with the Territorial Auditor on or before the
first day of January following, and the tax levied paid on or before said first day of January.
PenaltUs. — Neglect to pay the two per cent tax after notification renders the company
liable to have its premiums due or to become due from any insured person garnisheed by any
prosecuting attorney selected by the Territorial Auditor. Any person presuming to act as
agent before paying tax for doing business shall be adjudged guilty of misdemeanor, and sub-
iected to a fine not exceeding tSQO, or imprisonment in the county jail not exceeding six
moDihs, or both fine and imprisonment, at the discretion of the court.
West Virginia.
Supervising Officer— PATRICK F. DUFFY, State Auditor, Charleston.
GENERAL REQUIREMENTS.
Each company must file with the Auditor a certified copy of its charter and a statement,
showing the condition of the company, sworn to by the president or secretary. It must also
execute a power of attorney appointing some resident of the State to accept service of legal
process in its behalf. Each company must have at least $100,000 in available cash assets, and
must obtain from the Auditor a certificate of authority to do business, and cause the same to be
84 The Inmnmce Year Booh.
printed in a newspaper of general circulation published in the State ; it must also file a copj of
such publication in the office of the Circuit Court in each county wherein the company does
business. Such certificates to be renewed, filed and published annually. Annual statements
must be filed on or before the ist of February each year, showing the condition of the company
on the 3T8t of December preceding. Companies not required to report business done in the
Sute.
EXAMINATIONS.
The Auditor is empowered to make examinations of companies and to publish the results
when he deems it expedient. If any company is found to be in an unsound condition, he is
required to revoke its authority to do business, and to publish a notice of such revocation in a
newspaper published at Charleston
AGBNTS.
All agents are required to obtain, file and publish certificates of authority issued by the
Auditor in the same manner company certificates are obtained, filed and published. Certifi-
cates to be renewed annually.
Taxes, — A tax of two per cent on gross premiums collected within the State is imposed, to
be paid to the Treasurer when the usual statement is filed. Life companies that invest in the
State the whole of their net premiums collected in the State, are required to pay but one-half
of the above-named tax. Agents in the city of Wheeling must obtain a certificate from the city
clerk entitling them to do business, and each must make returns, on or before the fifteenth day
of July and January of each year, of the premiums received, upon which the city is authorized
to levy a semi-annual tax of one and one-half per cent.
Fees, — For filing annual sutements, $io each ; for certificates to agents, $5 each. Other
fees charged in accordance with reciprocal legislation.
FenalHes.^Kuy company or agent failing to make returns as required, or to pay the speci-
fied taxes and fees, incurs a penalty of not less than %iqo nor more than $1000. Any person
transacting any business for a company that has not fully complied with the laws shall forfeit
$50 for each oflfense.
Wisconsin.
SuPBRvisiNG OmcKX— PHILIP CHEEK, Jr., Commissionbx of Insurance, Madison.
GXNSRAL RBQUIRXMKNTS.
Each company must file with the Commissioner a certified copy of its charter and a state-
ment, sworn to by the president, vice-president or other chief officer, showing its condition.
Each company must execute a written instrument appointing some resident of the State its
attorney to accept service of legal process. Such instrument must also stipulate in the case of
fire and marine companies that the company will not remove from a State to a United States
court any suit brought against it by a resident of the State. Service of legal process may also
be made upon any agent of the company. Each company must obtain from the Commissioner
a certificate of authority to do business, which certificate must be renewed annually.
EXAMINATIONS.
The Commissioner is authorized to examine all companies doing business in the State,
and if any one is found to be in an unsound condition to revoke its authority, and shall pub-
lish a notice of such revocation. He may publish the result of any examination if he deems
it for the interest of the public to do so. A fire and marine company whose capital is impaired
twenty per cent after providing for all its liabilities and the insurance reserve shall not be per-
mitted to do business in the State. A life coropanir will not be permitted to transact business
if its assets over all liabilities are not equal to the premium reserve.
AGENTS.
Each agent must obtain from the Commissioner a certificate entitling him to do business.
Certificates to agents of fire and marine companies are renewable on the ist of February of
The Insurance Year Book. 8^
each year, and those of life agents on the ist of March. Each member of a firm requires a
certificate.
LIFE COMPANIES.
Each company most possess assets of at least $100,000 invested in secnrities approved by
the Commissioner. The Commissioner is authorized to value all policies on the basis of the
American Experience Table of Mortality and four and one-half per cent Interest, unless such
policies sbatl have been valued by the proper officer of some other State. Annual statements
muse be filed, on or before the ist day of March in each year, showing the condition of the
company on the 31st of December preceding*
FIES AMD MARINE COMPANIES.
Each company doing business in the State must have a capital of not less than $200,000
actually paid up and properly invested. Where a total loss occurs of any insured property,
without any criminal fault on the pan of the insured, the amount named in the policy shall be
deemed to be the amount of loss sustained by the insured, and regarded as the measure of
damage. All companies are limited in their advertisements to ststing such assets as are held
for the sole protection of holders of fire policies, and any advertisement intended to show the
financial condition of the company may only state the actual capital paid in and the surplus
overall liabilities, including fuch capital and the reinsurance reserve, and such advertisements
must correspond with the snnual sutement filed with the Commissioner. The reinsurance
reserve is computed at fifty per cent of the premiums on all unexpired fire risks and the full
premiums on unexpired marine and inland risks. Annual statements must be filed, on or
before the xst of February in each year, showing the condition of the company on the 31 st of
December preceding, and shall be published for six successive days in the official State paper, *
and in one daily paper of general circulation published in the city of Milwaukee.
ACCIDENT COMPANIES.
Accident companies must possess a cash capital of not less than $100,000 and must have
$100,000 or more on deposit with the proper officer of the State wherein it was organised, for
the benefit of all its policyholders. Annual statements, uxes and fees required the same as of
fire and marine companies. The reinsurance reserve must be maintained at fifty per cent of
the premiams on all unexpired risks.
FOREIGN COMPANIES.
Each company must have at least $200,000 on deposit with the proper officer of some
Sute, or vested in trustees who are residents of the United States, for the benefit of all policy-
holders in the United States, and the fact that such deposit is so held must be properly certi-
fied to the Commissioner. In the absence of such certificate, the sum of $50,000 must be
deposited with the State Treasurer.
Taxes, — A tax of two per cent on gross premiums is imposed, and the amount of premiums
collected in the State must be certified to the Commissioner at the lime of filing the annual
sutement, and the tax paid thereon before its certificate of authority can be renewed. In all
iocorporated cities or villages having organised fire departments, a tax of two per cent on the
gross premiums collected in such city or village must be paid for the benefit of such fire
department. Every agent must give a satisfactory bond in the sum of $1000, with approved
sureties, to the treasurer of the fire department, conditioned that he will pay to such treasurer,
on or before the ist of February of eacb year, the taxes due on premiums collected during the
year ending December 31st preceding. Life companies must pay an aonual'tax of $300. Other
taxes in accordance with reciprocal provisions of the statutes. •
Fees, — For filing certified copy of charter, $25 ; for filing annual statements, $25 each ; for
issuing certificates to life agents, $1 each ; to fire and marine agents, $2 each ; for copies of
papers on file, fifteen cents per folio ; for certifying same and affixing seal, fifty cents ; for
examinations, 'actual expenses incurred ; for valuing life policies, one cent for each $1000 of
insurance. Other fees dependent upon reciprocal legislation.
Penalties,^ Kuy company or agent doing business without having obtained a certificate of
aothority is liable to a fine of not less than $50 nor more than $1000. Any person making a
false statement incurs a penalty of not less than $500 nor more than $1000.
86 The Insurance Tear Book.
Wyoming Territory.
Supervising Officbr^M. N. GRANT, Insurance Commissioner, Cheyenne.
I
GENERAL REQUIREMENTS.
Each company mast file with the Auditor a certified copy of its charter and a statement,
verified by the oath of the president, or vice-president and secretary, showing its condition. It
must also file a power of attorney designating one agent in each county wherein it does busi-
ness, resident at the county seat, to accept service of legal process. Each company must have
a capital of not less than $300,000 fully paid up and properly invested.
AGENTS.
Each agent must obtain from the Auditor a certificate authorising him to do business. In
all advertisements agents must state the location of the company, giving the name of the Sute
under whose laws it was organized.
FIRE AND MARINE COMPANIES.
Each company must obtain a certificate from the Auditor that it has complied with the
laws, and must publish the same in two newspapers of general circulation, one of which is
published at the Territorial Capital. The reinsurance fund is computed at fifty per cent of the
premiums on the unexpired rislcs having one year or less to run, and pro rata on all having a
greater period to run. Annual statements must be filed, on or before the first day of February
of each year, showing the condition of the company on the 31st of December preceding. Com-
panies not required to report business done in the Territory.
Taxes, — The excess of premiums collected in the State over losses and ordinary expenses
is liable to be taxed the same as other property, and each agent must make returns to the
proper officer in the county where he is located and pay taxes thereon. Agents are held per-
sonally liable for all taxes.
Fees, — For filing copy of charter, $25 ; for filing annual statement, $15 ; for certificate to
agents, %i each ; for copies of papers on file, ten cents per folio ; for certifying same and affix-
ing seal, fifty cents ; for examinations, actual expenses incurred.
A FACT IN LIFE INSURANCE.
How few people know that it costs nothing to collect life insurance money from the regu-
lar companies. The beneficiaries of a deceased policyholder frequently think it necessary to
employ a lawyer in order that the proofs of death may be prepared in due legal form and the
money promptly obtained. But this is really a worse than useless expense, for the company's
agent is always ready with blank proofs of de«Hh, which the person entitled to the insurance
money can easily fill out, and it is a part of the agents' business to see that the cash is at once
forthcoming. • Putting the matter into a lawyer's hands only entails needless cost and delay.
If there is an agent of the company in the place where the beneficiary lives, see him personally
and he will only be too glad to attend to the collection immediately and have it out of the way.
If there is no agent in the place, write to the nearest one, or to the company's office. A two-
cent postage stamp is all the outlay necessary to collect the full face value of any policy. If
you hire a lawyer all be can do is to consult with the agent and close the matter up with him,
just as you could do with no '* legal assistance" of any kind.
The Insurance Year Book. 87
Digest of Insurance Decisions,
Summary of Recent Decisions of United States
AND State Courts.
Compiled Expkxssly for The Insurance Year Book.
We present herewith a digest of a large number of decisions relating to life, fire
and accident insurance that were rendered during the past year. Most of them will
be found interesting and important, giving, as they do, judicial interpretations of
many phases of the contract of insurance. While briefing the decisions to a great
extent, we have endeavored to present the salient features of each case. The refer-
ences are retained, so that anyone desiring the full text of any decision can obtain it.
Decisions Relating to Life Assurance.
Creditors Cannot Take Assurance Money Away from Widows and Orphans.
The following decisioo of the Supreme Court of the United States, virtually declaring it
to be the duty of the head of a family to keep his life assured for the benefit of his family, is
of so mach importance that we place it on record in fall. The facts of the case are recited in
the opinion :
UNITED states SUPREME COURT.
October Term, 1888.
Appeals from the Supreme Court oj the District of Columbia,
Cintral National Bank of Washington City et al., Appellants, 1
vs.
Annie G. Hume et al. I
Annie G. Hume, Appellant,
vs.
Central National Bank of Washington City et al.
On April 23, 1872, in consideration of an annual premium of $230.89, the Life Insurance
Company of Virginia issued at Petersburg, in that Commonwealth, a policy of assurance
on the life of Thomas L. Hume of Washington, D. C, for the term of his natural life, in the
som of tio,ooo, for the sole ase and benefit of his wife, Annie Graham Hume, and his chil-
dren, payment to be made to them, their heirs, executors, or assigns, at Petersburg, Va.
The charter of the company provided as follows : *' Any policy of assurance issued by the
Life Insurance Company of Virginia on the life of any person, expressed to be for the benefit
of any married woman, whether the same be effected originally by herself or her husband, or
by any other person, or whether the premiums thereafter be paid by herself or her husband or
88 The Inmranee Year Book.
any other person as aforesaid, shall Inure for her sole and separate use and benefit and that of
her husband's children, if any, as may be expressed in said policy, and shall be held by her
free from the control or claim of her husband or his creditors, or of the person eflfecting the
same and his creditors." (Section 7.)
The application for this policy was made on behalf of the wife and children by Thomas L.
Hume, who signed the same for them.
The premium of $230.89 was reduced by annual diridends of $34.71 to $196.18, which sum
was regularly paid on April 33, 1872, and each year thereafter, up to and including April 23,
1881.
On March 28, 1S80, the Hartford Life and Annuity Company of Hartford, Conn., issued
five certificates of assurance upon the life of Thomas L. Hume, of $1000 each, payable at Hart-
ford to his wife, Annie G. Hume, if living, but otherwise to his legal representatives. Upon
each of these certificates a premium of $10 was paid upon their issuance, amounting in all to
$50, and thereafter certain other sums, amounting at the time of the death of Hume to $41.25.
On February 17, 1881, the Maryland Life Insurance Company of Baltimore issued, at
Baltimore, a policy of insurance upon the life of Thomas L. Hume, in the sum of $10,000, for
the term of his natural life, payable in the city of Baltimore to ** the said assured, Annie G.
Hume, for her sole use, her executors, administrators or assigns ;" the said policy being issued,
as it recites on its face, in consideration of the sum of $337.20 to them duly paid by said Annie
G. Hume, and of an annual premium of the same amount to be paid each year during the con-
tinuance of the policy. The application for this policy was signed ** Annie G. Hume, by Thomas
L. Hume," as is a recognized usage in such applications and in accordance with instructions
to that effect printed upon the policy.
The charter of the Maryland Life Insurance Company provides as follows : " Section 17.
That it shall be lawful for any married woman, by herself or in her name or in the name of any
third person, with his consent, as her trustee, to be caused to be assured in said company, for
her sole use, the life of her husband, for any definite period or for the term of his natural life,
and in case of her surviving her husband the sum or net amount of the assurance becoming due
and payable by the terms of the assurance shall be payable to her to and for her own use, free
from the claims of the representatives of her husband or any of his creditors. In case of
the death of the wife before the decease of the husband, the amount of the assurance may be
made payable, after the death of the husband, to her children, or, if under age, to their guardian,
for their use ; in the event of there being no children, she may have power to devise, and, if dying
intestate, then to go [to] the next of kin."
The directions printed on the margin of the policy called especial attention to the pro-
visions of the charter upon this subject, an extract from which was printed on the fourth page
of the application. The amount of premium paid on this policy was $243.36, a loan having
been deducted from the full premium of $337.30.
On June 13, 1881, the Connecticut Mutual Life Insurance Company of Hartford, in consid-
eration of an annual premium of $350.30, to be paid before the day of its date, issued a policy
of assurance upon the life of Thomas L. Hume, in the sum of $10,000, for the term of his
natural life, payable at Hartford to Annie G. Hume and her children by him, or their legal
representatives. The application for this policy was signed *' Annie G. Hume, by Thomas L.
Hume." It was expressly provided as part of the contract that the policy was issued and
delivered at Hartford, in the State of Connecticut, and was *'to be in all respects construed
and determined in accordance with the laws of that State."
The '* statute of Connecticut respecting policies of assurance issued for the benefit of mar-
ried women" was printed upon the policy under that heading, and is as follows : "Any policy
ot life assurance expressed to be for the benefit of a married woman, or assigned to her or in
trust for her, shall inure to her separate ose, or, in case of her decease before payment, to the
use of her children or of her husband's children, as may be provided in such policy : Provided^
That if the annual premium on such policy shall exceed $300, the amount of such excess, with
interest, shall inure to the benefit of the creditors of the person paying the premiums ; bat if she
shall die before the person assured, leaving no children of herself or husband, the policy shall
become the property of the person who has paid the premiums, unless otherwise provided in
such policy;" and this extract from the statute was printed upon the policy and attention
directed thereto. From the $350.30 premium the sum of $105 was deducted, to be charged
The Insurance Year Book. 8g
agiiQst the policy in accordance with its terma, with intereat, and I245.30 was therefore the
som paid.
The American Life Insarance and Trust Company of Philadelphia had also issued a policy
in the snm of $5000 on the life of Hume, payable to himself or his personal representatires,
and this was collected by his administrators.
Thomas L. Hume died at Washington on the 23d of October, 1881, insolvent, his widow
Annie G. Hume and six minor children surviving him.
November 2, 188 1, the Central National Bank of Washington, as the holder of certain
promissory notes of Thomas L. Hume, amounting to several thousand dollars, filed a bill in
the Supreme Court of the District of Columbia against Mrs. Hume and the Maryland Life In-
larance Company, the case being numbered 7906, alleging that the policy issued by the latter
was procured while Hume was insolvent ; that Hume paid the premium of $242.26 without
complainant's knowledge or consent, and for the purpose of hindering, delaying and defraud-
ing the complainant and his other creditors ; and praying for a vestraining order on the insur-
ance company from paying to, and Mrs. Hume from receiving, either for herself or children,
the amount due pending the suit, and " that the amount of the said assurance policy may be
decreed to be assets of said Thomas L. Hume applicable to the payment of debts owing by him
It his death," etc. The temporary injunction was granted.
On the i2th of November the assurance company filed its answer to the effect that Mrs.
Home obtained the assurance in her own name, and was entitled under the policy to the
tmonnt thereof, and setting up and relying upon the seventeenth section of its charter quoted
above. Mrs. Hume answered, November 16, declaring that she applied for and procured the
policy in question, and that it was not procured with fraudulent intent ; that the estate of her
father, A. H. Pickrell, who died in 1879, was the largest creditor of Hume's estate ; that she is
her father's residuary legatee ; that the amount of the policy was intended not only to provide
for her, bat also to secure her against loss ; that her mother had furnished Hume with about
a thooeaad dollars annually to be used for her best interests and that of his wife and children,
and that the premium paid on the policy in question, and those paid on other policies, was
and were paid out of money belonging to her father's estate, or out of the money of her mother
applied as directed and requested by the latter.
Benjamin U. Keyser, receiver, holding unpaid notes of Home, was allowed, by order of
cottrt, November x6, x38i, to intervene as co-complainant in the cause.
R. Ross Perry and Reginald Fendall were appointed, November 26, i88z, Hume's adminis-
trators.
On January 23, z882« the administrators filed three bills (and obtained injunctions) against
Mrs. Hume and each of the other assurance companies, being cases numbered 801 1, 8012 and
8013, attacking each of the policies (except the American) as a fraudulent transfer by an insol-
vent of assets belonging to his creditors.
The answers of Mrs. Hume were substantially the same mutatis mutandis as above given,
and so were the answers of the Connecticut Mutual and the Virginia Life, the former pleading
the statute of Connecticut as part of its policy, and the latter the seventh section of its charter.
The Hartford Life and Annuity Company did not answer, and the bill to which it was a
party defendant was taken /fv canftssc.
The administrators were, by order of court, January 2, 1883, admitted parties defendant to
said first case numbered 7906, and cases numbered 801 1, 8012 and 8013 were consolidated with
that case.
Jannaiy 4, 1883, the court entered a decretal order, dissolving the restraining order in
original cause numbered 8012, and directing the Virginia Insurance Company to pay the amount
due upon its policy into court, and the clerk q| the court to pay the same over to Mrs. Hume
for her own benefit and as guardian of her children (which was done accordingly), and continu--
ing the injunctions in original causes 801 z, 8013 and 7906. but ordering the other insurance
companies to pay the amounts due into the registry of the court.
By order of court, January 30, 1883. the Farmers and Mechanics National Bank of George-
town, which had proved up a large claim against Hume's estate, was allowed to intervene ia
origtaal cause No. 7906 as a co-complainant ; and March ig, 1883, George W. Cochran, a
creditor, was by like order allowed to intervene as co-complainant in the consolidated case?.
Replications were filed and testimony taken on both sides.
go The Insuramx Year Book.
The evidence tends to show that Hume's financial condition as early as 1874 was such that
if called upon to respond on the instant he could not have met his liabilities, and that this con-
dition g:rew gradually worse until it culminated in irretrievable ruin in the fall of i88r ; but it
also indicates that for several years, and up to October 21, 188 1, two days before bis death, he
was a partner in a going concern apparently of capital and credit ; that he had a considerable
amount of real estate, though most of it was heavily encumbered ; that he was an active busi-
ness man, not personally extravagant; and that he was, for two years prior to October, in
receipt of moneys from his wife's mother, who had an income from her separate property.
He seems to have received from Mrs. Pickrell, or the estate of Pickrell, his wife's father^
of which Mrs. Hume was the residuary legatee, over $6000 in 18^9, over I3000 in 1880, and over
$1700 in 1881.
Mrs. Pickrell's fixed income was |ioco a year from rents of her own property, which, after
the death of her husband in May, 1879, ^^^ regularly paid over to Mrs. Hume. She testifies
that she told Hume that " he could use all that I (she) had for his own and his family's benefit,
and that he could use it for anything he thought best ;" that she had out of it herself from $200
to I250 a year from the death of Pickrell, in May, 1879, ^^ ^^^^ ^^ Hume, in October, 1881,
and that before his death Mr. Hume informed his wife and herself that be had insured his life
for Mrs. Hume's benefit, but did not state where the premium money came from.
Blackford, agent for the Maryland company, testified, under objection, that Hume told
him in February, 1881, that certain means had been placed in his hands, to be invested for his
wife and children, and he had concluded to take fio.ooo in Blackford's agency, and should^
some months later, take |io,ooo in the Connecticut Mutual. He accordingly took the $10,000
in the Maryland, and subsequently, during the summer, informed Blackford that be had ob-
tained the insurance in the Connecticut Mutual.
Evidence was also adduced that Mr. Hume was largely indebted to Pickrell's estate, by
reason of indorsements of his paper by Pickrell, and the use by him in raising money of securi-
ties belonging to the latter, and that said estate is involved in litigation, and its ultimate value
problematical.
The causes were ordered to be heard in the first instance at a general term of the
Supreme Court of the District of Columbia, which court, after argument, on the 5th day of
January, 1885, decreed that the administrators should recover all sums paid by Thomas L.
Hume as premiums on all said policies, including those on the Virginia policy from 1874,
and that after deducting said premiums the residue of the money paid into court (being that
received from the Maryland and the Connecticut Mutual) be paid to Mrs. Hume individually
or as guardian for herself and children, and that the Hartford Life and Annuity Company pay
over to her the amount due on the certificates issued by it.
From this decree the said Central National Bank, Benjamin U. Keyser, the Farmers
and Mechanics National Bank of Georgetown, George W. Cochran, and the administrators.
as well as Mrs. Hume, appealed to this court, and the cause came on to be heard here upon
these cross-appeals.
Mr. Chief Justice Fuller, after stating the case, delivered the opinion of the court. No
appeal was prosecuted from the decree of January 4, 1883, directing the amount due upon
the policy issued by the Life Insurance Company of Virginia to be paid over to Mrs. Hume
for her own benefit and as guardian of her children, nor is any error now assigned to the
action of the court in that regard. Indeed, it is conceded by counsel for the complainants,
that this contract was perfectly valid as against the world, but it is insisted that, assuming the
proof to establish the insolvency of Hume in 1874 and thenceforward, the premiums paid in
that and the subsequent years on this policy belonged in equity to the creditors, and that they
were entitled to a decree therefor as well as for the amount of the Maryland and Connecticut
policies and the premiums paid thereon.
It is not denied that the contract of the Maryland Insurance Company was directly
between that company and Mrs. Hume, and this is, in our judgment, true of that of the Con-
necticut Mutual, while the Hartford Company's certificates were payable to her, if living.
Mr. Hume having been insolvent at the time the insurance was effected, and having paid
the premiums himself, it is argued that these policies were within the provisions of 13 Elisa-
beth, c. 5, and inure to the benefit of his creditors as equivalent to transfers of property
with intent to hinder, delay and defraud. The object of the statute of Elizabeth was to pre-
The Insurance Year Book. gr
rent debtors from dealing with their property in any way to the prejudice of their creditors ;
but dealing with that which creditors, irrespective of such dealing, could not have touched, is
within neither the letter nor the spirit of the statute. In the view of the law, credit is extended
io reliaoce upon the evidence of the ability of the debtor to pay, and in confidence that his pos-
sessions will not be diminished to the prejudice of those who trust him. This reliance is
disappointed and this confidence abused if be divests himself of his property by giving it away
after he has obtained credit. And where a person has taken out policies of assurance upon
)i\s life for the benefit of his estate, it has been frequently held that, as against creditors, his
assignment, when insolvent, of such policies, to or for the benefit of wife and children, or
either, constitutes a fraudulent transfer of assets within the statute, and this, even though the
debtor may have had no deliberate intention of depriring his creditors of a fund to which they
were entitled, because his act has in point of fact withdrawn such a fund from them, and
dealt with it by way of bounty. Freeman vs. Pope, L. R., 9 Eq. 206 ; S. C, L. R., 5 Ch., Ap.,
538' The rule stands upon precisely the same ground as any other disposition of his property
bj the debtor. The defect of the disposition is that it removes tlie property of the debtor
oat of the reach of his creditors. Cornish vs. Clark, L. R., 14 Eq., 189.
But the rule applies only to that which the debtor could have made available for payment
of his debts. For instance, the exercise of a general power of appointment might be fraudu-
lent and void under the statute, but not the exercise of a limited or exclusive power, because,
inihelatter case, the debtor never had any interest in the property himself which could have
beeD available to a creditor, or by which he could have obtained credit. May on Fraudulent
Conveyances, p. 33. It is true that creditors can obtain relief in respect to a fraudulent con-
veyance where the grantor cannot, but that relief only restores the subjection of the debtor's
property to the payment of his indebtedness as it existed prior to the conveyance.
A person has an assurable interest in his own life for the benefit of his estate. The con-
tract affords no compensation to him, but to his representatives. So the creditor has an assur-
able interest in the debtor's life, and can protect himself accordingly, if he so chooses. Marine
and fire insurance is considered as strictly an indemnity ; but while this is not so as to life
aisurance, which is simply a contract, so far as the company is concerned, to pay a certain
sum of money upon the occurrence of an event which is sure at some time to happen, in con-
sideration of the payment of the premiums as stipulated, nevertheless the contract is also a con-
tract of indemnity. If the creditor assures the life of his debtor, he is thereby indemnified
against the loss of his debt by the death of the debtor before pa3rment : yet, if the creditor keeps
ap the premiums, and his debt is paid before the debtor's death, he may still recover upon the
contract, which was valid when made, and which the assurance company is bound to pay
according to its terms ; but if the debtor obtains the assurance on the assurable interest of the
creditor, and pays the premiums himself, and the debt is extinguished before the assurance
falls in, then the proceeds would go to the estate of the debtor. Knox vs. Turner, L. R., 9 Eq., 155.
The wife and children have an assurable interest in the life of the husband and father, and
if assurance thereon be taken out by him and he pays the premiums and survives them, it might
be reasonably claimed, in the absence of a statutory provision to the contrary, that the policy
would inure to his estate.
In Continental Life Ins. Co. vs. Palmer, 42 Conn., 60, the wife assured the life of the bus.
baod, the amount assured to be payable to her if she survived him, if not, to her children. The
wife and one son died prior to the husband, the son leaving a son surviving. The court held
(hat under the provisions of the statute of that State, the policy being made payable to the wife
aod children, the children immediately took such a vested interest in the policy, that the grand-
son was entitled to his father's share, the wife having died before the husband, but that in the
absence of the statute '*it would have been a fund in the hands of his representatives for the
benefit of the creditors, provided the premiums had been paid by him." So in the case of
Anderson s Estate, Hay's and Kerr's Appeal, 85 Pa. St., 202, A. assured his life in favor of
bis wife, who died intestate in his lifetime, leaving an only child. A. died intestate and insol-
vent, the child surviving, and the court held that the proceeds of the policy belonged to the
wife's estate, and, under the intestate laws, was to be distributed share aud share alike between
her child and her husband's estate, notwithstanding, under a prior statute, life assurance taken
out for the wife vested in her free from the claims of the husband's creditors. But if the wife
had surrived she would have taken the entire proceeds.
g2 The Insurance Year Book.
We think it cannot be doubted that in the instance of contracts of assurance with a wife
or children, or both, upon their assurable interest in the life of the husband or father, the lat-
•ter, while they are living, can exercise no power of disposition over the same without tbeir con-
sent, nor has he any interest therein of which he can avail himself, nor upon his death have
his personal representatives or his creditors any interest in the proceeds of such contractSy
which belong to the beneficiaries to whom they are payable.
It is indeed the general rule that a policy, and the money to become due under it, belong,
the moment it is issued, to the person or persons named in it as the beneficiary or benefi-
ciaries, and that there is no power in the person procuring the assurance, by any act of his, by
deed or by will, to transfer to any other person, the interest of the person named. Bliss on
Life Insurance, 2d Ed., p. 517 ; Glanz vs, Gloecicler, 10 Appellate Court, 111., 486, per Mc-
Allister, J.; S. C, 104 111., 573; Wilbum vs. Wilburn, 83 Ind.. 55 ; Ricker vs. Charier Oak
Ins. Co., 27 Minn., 193 ; Charter Oak Life Ins. Co. vs. Brent, 47 Mo., 419; Gould vs. Emer-
son, 99 Mass., 154 ; Knickerbocker Life Ins. Co. vs. Weitz, Id., 157.
This must ordinarily be so where the contract is directly with the beneficiary ; in respect
to policies running to the person insured, but payable to another having a direct pecuniary
interest in the life assured ; and where the proceeds are made to inure by positive statutory
provisions.
Mrs. Hume was confessedly a contracting party to the Maryland policy ; and as to the
Connecticut contracts, the statute of the State where tbey were made and to be performed,
explicitly provided that a policy for the benefit of a married woman shall inure to her sepa-
rate use or that of her children, but if the annual premium exceed three hundred dollars^
the amount of such excess shall inure to the creditors of the person paying the premiums.
The rights and benefits given by the laws of Connecticut in this regard are as much part
of these contracts as if incorporated therein, not only because they are to be uken as if entered
into there, but because there was the place of performance, and the stipulation of the parties
was made with reference to the laws of that place.
And if this be so as between Hume and the Connecticut companies, then he could not
have at any time disposed of these policies without the consent of the beneficiary. Nor is there
anything to the contrary in the statutes or general public policy of the District of Columbia.
It may very well be that a transfer by an insolvent of a Connecticut policy, payable to him-
self or his personal representatives, would be held invalid in the district, even though valid
under the laws of Connecticut, if the laws of the district were opposed to the latter, because
the positive laws of the domicil and the forum must prevail ; but there is no such conflict of
laws in this case in respect to the power of disposition by a person procuring assurance paya-
ble to another.
The obvious distinction between the transfer of a policy taken out by a person upon his-
assurable interest in his own life, and payable to himself or his legal representatives, and the
obtaining of a policy by a person upon the assurable interest of his wife and children, and
payable to them, has been repeatedly recognized by the courts.
Thus in Elliott's Appeal, 50 Pa. State R., 75, where the policies were issued in the name
of the husband, and payable to himself or his personal representative, and while he was insoU
▼ent were by him transferred to trustees for his wife's benefit, the Supreme Court of Pennsyl--
vania, while holding such transfers void as against creditors, say : '* We are to be understood
in thus deciding this case that we do not mean to extend it to policies effected without fraud
directly and on their face for the benefit of the wife, and payable to her ; such policies are not
fraudulent as to creditors, and are not touched by this decision."
In the use of the words ** without fraud," the court evidently means actual fraud partici-
pated in by all parties, and not fraud inferred from the mere fact of iasolvency ; and, at all
events, in McCutchin's Appeal, 99 Pa. State R., p. 137, the court say, referring to Elliott's
appeal :
*' The policies in that case were effected in the name of the husband, and by him transferred
to a trustee for his wife at a time when he was totally insolvent. Tbey were held to be valu-
able choses in action, the property of the assured, liable to the payment tof his debts, and
hence their voluntary assignment operated in fraud of creditors, and was void as against them
under the statute of 13th Elizabeth. Here, however, the policy was efiected in the name of
ihe wife, and in point of fact was given under an agreement for the surrender of a previous.
The Insurance Year Book. 93
policy for the same amount also iisued in the wife's name." • • • •« The question of good
faith or fraud onlj arises in the latter case ; that is, when the title of the beneficiary arises hf
assignment. When it exists by force of an original issue in the name, or for the benefit of the
beneficiary, the title is good, notwithstanding the claims of creditors. • * * There is no
anomaly in this, nor any conflict with the letter or spirit of the statute of Elizabeth, because ia
6uch cases the policy would be at no time the property of the assured, and hence no question
of fraud in its transfer could arise as to his creditors. It Is only in the case of an assignment
of a policy that once belonged xo the assured that the question of fraud can arise under this act,**
And see iEtna National Bank vs, U. S. Life Ins. Co., 84 Fed. Rep., 770 ; Pence vs. Make-
peace, 65 Ind., 374 ; Succession of Hearing, 36 La. Ann. R., 326 ; Stigler's Ex'r vj. Stigler, 77
Va., 163; Thompson vs. Cundiff. 11 Bush, 567.
CoQceding, then, in the case in hand, that Hume paid the premiums out of his own money,
when insolvent, yet, as Mrs. Hume and the children survived him, and the contracts covered
their assnrable interest, it is difficult to see upon what ground the creditors, or the adminis-
tntors as representing them, can take away from these dependent ones that which was expressly
secured to them in the event of the death of their natural supporter. The interest assured
was neither the debtor's nor his creditors'. The contracts were not payable to the debtor,
or his representatives, or his creditors. No fraud on the part of the wife, or the children,
or the assurance company, is pretended. In no sense was there any gift or transfer of the
debtor's property, unless the amounts paid as premiums are to be held to constitute such gift
or transfer. This seems to have been the view of the court below, for the decree awarded
to the complainants the premiums paid to the VirRinia company from 1874 to 1881, inclusive,
aod to the other companies from the date of the respective policies, amounting, with interest
to januaTy 4, 1883, to the sum of (2,696.10, which sum was directed to be paid to Hume's ad-
mioistrators out of the money which had been paid into court by the Maryland and Connect-
CQt Mutual companies.
Bat, even though Hume paid this money out of his own funds when insolvent, and if
foch payment were within the statute of Elizabeth, this would not give the creditors any
interest in the proceeds of the policies, which belonged to the beneficiaries for the reasons
already stated.
Were the creditors, then, entitled to recover the premiums?
These premiums were paid by Hume to the assurance companies, and to recover from
them would require proof that the latter participated in the alleged fraudulent Intent, which is
oot claimed. Cases might be imagined of the payment of large premiums, out of all rea.
soQable proportion to the known or reputed financial condition of the person paying, and under
circumstances of grave suspicion, which might justify the inferet^ce of fraud on creditors
in the withdrawal of such an amount from the debtor's resources ; but no element of that
sort exists here.
The premiums form no part of the proceeds of the policies, and cannot be deducted
therefrom on that ground.
Mrs. Hume is not shown to have known of her husband's insolvency, and if the payments
were made at her instance, or with her knowledge and assent, or if, without her knowledge,
she afterwards ratified the act, and claimed the benefit, as she might rightfully do (Thompson
t"/. Amer. Ins. Co., 46 N. Y., 675), and as she does (and the same remarks apply-to the chil-
dreo), then has she thereby received money which ex aquo ei bono she ought to return to her
hushand's creditors, and can the decree against her be sustained on that ground ?
If in some cases payments of premiums might be treated as gifts inhibited by the statute
of Elizabeth, can they be so treated here? Ic is assumed by complainants that the money paid
was derived from Hume himself, and it is therefore argued that to that extent his means for
payment of debts were impaired. That the payments contributed in any appreciable way to
Hume's insolvency is not contended. So far as premiums were paid in 1880 and 1881 (the
paymeots prior to those years having been the annual sum of $196.18 on the Virginia policy)*
we are satisfied from the evidence that Hume received from Mrs. Pickrell, his wife's mother,
for the benefit of Mrs. Hume and her family, an amount of money largely in excess of these
P^ments, after deducting what was returned to Mrs. Pickrell, and that in paying the premiums
opon procuring the policies in the Maryland and the Connecticut Mutual, Hume was appro*
pTiatiog to that purpose a part of the money which he considered be thus held in trust, and
g4 TTie Insurance Year Book.
we think that, as between Hume's creditors and Mrs. Hume, the money placed in Hume's
hands for his wife's benefit is, under the evidence, equitably as much to be accounted for to
her by Hume, and so by them, as is the money paid on her account to be accounted for by her
to him or them.
We do not, however, dwell particularly upon thjs, nor pause to discuss the bearing of the |
laws of the States of the assurance companies upon this matter of the payment of premiums by i
the debtor himself, so far as they may differ from the rule which may prevail in the District
of Columbia, in the absence of specific statutory enactment upon that subject, because we I
prefer to place our decision upon broader grounds. |
In all purely voluntary conveyances it is the fraudulent intent of the donor which vitiates.
If actually insolvent, he is held to knowledge of his condition ; and if the necessary coose* '
quence of his act is to hinder, delay or defraud his creditors, within the statute, the presamp« |
tion of the fraudulent intent is irrebuttable and conclusive, and inquiry into his motives is _
inadmissible.
But the circumstances of each particular case should be considered, as in Partridge vf» |
Gopp, I Eden, 163 ; S. C. Ambl., 596, where the Lord Keeper, while holding that debts must _
be paid before gifts are made, and debtors must be just before they are generous, admitted
that " the fraudulent intent might be collected from the magnitude and value of the gift." !
Where fraud is to be imputed, or the imputation of fraud repelled, by an examination into ^
the circumsunces under which a gift is made to those towards whom the donor is under
natural obligation, the test is said, in Kiff vs, Hanna, a Bland., 33, to be the pecuniarv ability
of the donor at that time to withdraw the amount of the donation from his estate without the
least hazard to his creditors, or in any material degree lessening their then prospects of pay-
ment ; and in considering the sufficiency of the debtor's property for the payment of debts, the
probable, immediate, unavoidable and reasonable demands for the support of the family of
the donor should be taken into the account and deducted, having in mind also the nature of
his business and his necessary expenses. Emerson vs. Bemis, 69 111., 541.
This argument in the interest of creditors concedes that the debtor may rightfully preserve
his family from suffering and want. It seems to us that the same public policy which justifies
this, and recognizes the support of wife and children as a positive obligation in law as well as
morals, should be extended to protect them from destitution after the debtor's death, by per-
mitting him, not to accumulate a fund as a permanent provision, but to devote a moderate
portion of his earnings to keep on foot a security for support already, or which could thereby
be, lawfully obtained, at least to the extent of requiring that, under such circumstances, the
fraudulent intent of both parties to the transaction should be made out.
And inasmuch as there is no evidence from which such intent on the part of Mrs. Hume
or the assurance companies could be inferred, in our judgment none of these premiums can
be recovered.
The decree is affirmed, except so far as it directs the payment to the administrators of the
premiums in question and interest, and, as to that, is reversed, and the cause remanded to
the court below, with directions to proceed in conformity with this opinion.
Ordered accordingly.
Supreme Court of the United States.— i4if»^ G, Hume, appellant, vs. The Central NaHonai
Bank of Washington City et al.
Agbnt of Company Made Agent of Assured.
In December, 1870, the Northwestern Mutual Life Insurance Company issued a policy 01
assurance on the life of John Roth for the sum of $3000. A year later there was written oc
the back of the policy an assignment to John Spieler by John Roth of all his rights in tb(
policy. The assignment further stated that in case of the death of the assignee before tb(
policy became due it should be paid to the heirs or assigns of John Spieler. Roth dying ii
Z871, the assignee furnished proofs of death within the time prescribed and the company pai(
the full amount of the policy to the assignee, accepting a receipt in full from him, adjusted bj
the local agent of the company at Pittsburgh, Adam Becket. The policy was surrendered u
the company and remained in its possession until the trial, when it was produced on notice b;
The Insurance Year Book. 95
the plaintiff. Meantime, the widow of John Roth had taken out letters of administration on
his estate and in 1874 brought suit against the company as administratrix, claiming the pro-
ceeds of the policy and alleging that no part of the same had ever been received by her or
paid to John Spieler, the assignee ; that in fact the money to pay the policy was committed to
Adam Becker, the agent of the company at Pittsburgh, and by him fraudulently appropriated
to his own use ; and, further, that the company bad been noti&ed not to pay the money to
Spieler, as it rightfully belonged to the administratrix. In answer the company alleged that
the assignment to Spieler was valid and genuine ; that the receipt by him so far as the com-
pany could know was genuine and valid, and that he furthermore ordered the company to pay
the money to Adam Becker, thus constituting Becker his agent to receive the proceeds of the
policy ; and that, upon such payment being made to Becker, the company was released from
farther liability. At the trial verdict was rendered for the plaintifl for $4,034.47, and judg-
meat entered thereon. A writ of error was taken to the Supreme Court in 1879, judgment
was reversed, and a venire facias de novo awarded. The case was again tried in 1887, when
verdict for the plaintiff for $5,513.48 was given. On a motion for a new trial the court ordered
that if within twenty days the defendant should tender to plaintiff (2,605.26 and plaintiff
shoald refuse to accept same, a new trial would be granted ; and that if defendant should
neglect to make such tender, new trial would be refused and judgment entered for the whole
amount of the verdict. Defendant refused to make such tender and judgment was entered
accordingly. The defendant brings the case here on writ of error, the writ containing twelve
speci&cations of error.
HxLD^Ttae assignment and receipt endorsed on the policy given in evidence by plaintiff,
the genuineness of which is not questioned, were evidence of payment in full by the com-
pany to the proper party. The burden was on plaintiff to rebut the prima facia defense thus
presented by proving not only that the assignment was fraudulently procured from the assured
aod therefore bis personal representative was entitled to demand the insurance money, but
also that the company before paying the money on the faith of the assignment had notice of
the fact. It naay be conceded that the jury would have been warranted in finding the alleged
frand ; but we fail to discover any evidence to justify a finding that the company had any
notice or knowledge of such facts as should have put it on inquiry. In fact, there is no com-
petent evidenee to warrant the submission of that question to the jury. The court should
therefore have ended the controversy by affirming the defendant's first point, namely : '* that
DQderthe pleadings in evidence the verdict should be for the defendant."
Pennsylvania Supreme Co^xn^^Northvfestem Mutual Life Insurance Company vs. Roth,
Notice to the Assured Necessary Before Forfeiture.
The defendant issued its policy for $5000 upon the life ot plaintiff. Notice was printed
upon the policy to the effect that premiums must be paid before a given date at the office of the
company in New York, but as a matter of convenience might be paid to agents in other parts
of the country. It also contained the following notice : *' In all cases notices will be sent as
re^larly as possible, but solely as a matter of courtesy ; as these often miscarry from a
variety of causes, it is absolutely necessary that the policyholder should Inake particular note
of the dates when his premiums become due, for the company will not be responsible for any
omission or miscarriage of notice. Premiums were paid regularly by the assured from the
<laieof policy, 1870, to October, 1883, when, upon non-receipt of premium on that date the
policy was declared forfeited, and the company assumed to cancel the same upon its books.
The defendant did not give the plaintiff either prior or subsequent notice of the time when
Bnch premium became due or the place where payable, as provided by the laws of 1876, and
the amendment thereto of 1877. Previous to 1878 the defendant, at the request of the plain-
tiff, had been in the habit of sending receipts in anticipation of the date of payment to a
baakiag house at Albany, Georgia, for collection. The plaintiff had regularly paid such
premlams and taken up the receipt therefor. In September, T876, after the passage of the law
of that Tear, the defendant sent the plaintiff a copy of such law, with a notice thereon to the
effect that notices would be sent, as required by statute, and that *' all premiums are due and
payable at the office in New York." These notices were repeated upon all subsequent
piemiam receipts sent to the plaintiff, and the plaintiff in accordance therewith was in the
g6 The Insurance Year Book.
Irabit of remitdag the premiums directly to the company ia New York. In 1878 aiKl 1879 ^^
defendant sent notices direct to the plaintiff at Albany. Georgia. In 1880, howeTor, without
authorization from him the notices were sent to him care of the banking house at Albany.
These notices were delivered to him by the banking company for three years, and he remitted
to the home office of the company in accordance therewith. The notice for the year 1883,
however, was not delivered to him. Upon this statement of facts several questions arose 00
the trial, among which the material ones were : First— Whether the law of 1876 requiring
notices to be sent to policyholders applied to this policy. Second — ^Whether the assarance
expressed by the defendant upon the notices thereafter sent to the plaintiff that it did so apply
authorized him to act in reliance thereon, and estopped the defendant from claiming that It did
not apply to such policy. Third — Whether the notice sent to the plaintiff in 1883 conformed
in respect to the manner of its transmission to the requirements of such law.
HELD'It is contended by the appellant that the act applies only to policies "issued or
renewed " after its passage, and that a policy cannot be said to have been renewed unless it
has become forfeited by lapse and has been afterward restored or reinstated by the company.
The act should be construed according to the popular signification of the language used and
with a view to securing to the policyholders in life assurance companies the benefits contem-
plated by the legislation. That the defendant supposed the law applied to the policy held by
the plaintiff plainly appears from the notices addressed by it upon each receipt thereafter
issued and sent to him. The company assumed that these notices instead of being an act of
courtesy were required by statute. The defendant must have referred to this statute, as there
was no other way of requiring service of notice, and the plaintiff had a right to rely upon the
assurance that the defendant thus gave him of annual notices of the payments of premiums.
We are also of the opinion that the payment of each annual premium constituted a renewal
of the policy within the meaning of the term " renewal " as used in the act. The plaintiff
had never changed his post-offlce address or notified the defendant that he intended to do so.
It sent the notices to the banking house without authority from him and thereby made chat
company its agent to deliver it. It took the risk of its delivery and assumed the consequences
of a failure upon the part of its agent to perform the duty intrusted to it. The statute im-
posed the duty upon the defendant of sending the notices required to the plaintiff in a par*
ticular manner, and when it did so it acquired the right to declare the policy forfeited for non-
payment of stipulated premiums. It was therefore incumbent upon the defendant to show
that it had complied with the terms of the sutute, and it did not do this by showing the
delivery of the notice to another person than the plaintiff. Such notice gave the defendant no
light to declare the policy forfeited, and in that way it acted irregularly. For the reasons
stated we think the judgment of the courts below should be affirmed.
New York Court of Appeals — Thos, M, Carter, resp<mdent, vs. Brooklyn Life Insurance
Company, appellant.
Holder op Tontinb Policy not Entitlbd to Demand an Accounting.
In this case the plaintiff sought to obtain an order of the court directing the defendant to
make an accounting under a policy known as*' the ten year dividend system policy.'* The
complaint set forth that the plaintiff was a holder of a policy Issued by the defendant ; that all
the premiums had been paid during the ten years intervening between 1871 and 1881, and was
in force at the time the action was commenced. The complaint further alleged, upon infor-
mation and belief, that the defendant had wrongfully appropriated the surplus and profits
belonging to the plaintiff under the policy, and had diverted the same to other purposes than
defined in the policy, and that it had not kept the fund and its accumulation separate. Fur-
ther, that the defendant refused to furnish the plaintiff with an account as requested. The
plaiotif! prayed that the defendant be compelled to render a just and true account of the names
of all parties assured by it under the system in which the plaintiff was assured, the amount of
each policy thus issued, and a detailed account of premiums received on account of.such poli-
cies, the amount of surplus and profits which each had earned, and many other details relative
to the accumulation and disposition of the tontine fund. Plaintiff demanded judgment to
compel the company to make good all sums received, requiring it to issue an annuity bond for
the sum to which be was entitled, or to pay cash surrender value for his policy, at his option.
The Insurance Year Book. gj
and that a receiTer of the fand and eteiything connected therewith be appointed pending this
aaton, as well as after jadgment, if he deemed it adrisable and proper.
Hkld — ^We are conrinced, after a carefol examination of the character of the relations
existing between these parties, that it cannot be said that the defendant is in any sense a trus-
tee of anj particular fund for the plaintiff, or that it acts as to him and in any relation to any
such fund in a fiduciary capacity. It has been held that a holder of a policy of assurance even
in a mutual company was in no sense a partner of the corporation which issued the policy, and
that the relation between the policyholder and the company was one of contract measured by
the terms of the policy. Under such a policy as this there Is no obligation on the pan of the
corporation to keep the premiums paid on such policies separate and apart from its other funds,
Dor is there any obligation on its part to invest such funds in any particular way or at any par-
ticillar time. The contract contemplates the fact that the funds will be invested ; but the char-
acter of such inyestment is left absolutely to the discretion of the defendant, except as it may
be limited by the laws of the State. A second ground upon which an accounting was
claimed was that the account was complicated. There are undoubted many expressions in the
books stating that where accounts are so difficult and complicated that it would be impracii-
cable to examine them upon the trial at nisiprius, equity takes jurisdiction of an action even
00 that ground alone ; and upon the theory of the plaintiff every one of the policyholders of
his class has a right of action such as this against the defendant to call it to an account and to
caase it to give on trial a detailed account of every transaction which took place from the com-
mencement to the termination of the tontine period. In regard to those matters material to be
Icnown upon the question of an equitable apportionment of the fund, according to the theory of
plaintiff, there would be no necessity for an allegation, much less the slightest even/nm^iytf^
proof of wrong doing, or that there had been any mistake made by the company in the appor-
tionment made by it. But the mere fact that an individual was the owner of one of those poli-
cies in force at the termination of the tontine period would give him a right of action and a
right to demand this proof from the defendant. Tne mere statement of such a fact, it seems
to us, is conclusive against the existence of such right. Of course it is not to be supposed
that each individual policyholder would avail himself of this right, but the fact that each one
might would place the company in the power of unscrupulous parties who might take advan-
tage of it for the purpose of endeavoring to levy contribution from it which it might pay in
order to secure freedom to itself from troublesome, expensive, unnecessary and wholly disin-
genuous investigations into the affairs of the company and its accounts through many years.
That this should be permitted without an allegation of fraud, mistalce or impropriety would
seem to be intolerable. Having examined the two grounds upon which the plaintiff bases his
tight to maiataio this action, and coming to the conclusion that neither is tenable, it follows
that the General Term of the Common Pleas correctly granted a new trial, and that its order
to that effect should be affirmed and judgment absolutely be given against the plaintiff.
New York Court of Appeals. — Frederick Uhlman vs. New York Life Insurance Company,
The Word " State" in the Statute Applies to the District of Columbia.
Suit was brought against an insurance agent for non-compliance with the laws of the State
regarding agency.
Held— Under Rec. 340, Rev. Siat. of 1881, the word "State," as applied to one of the
United States, includes the District of Columbia, and hence a prosecution will lie for viola-
tion of the laws requiring the agent of an assurance company ** incorporated by any other
Sute" to procure from the Auditor of State, and file with the County Clerk certificate and
statement provided for by statute, even when the assurance company considered is incorpo-
rated in the District of Columbia.
Indiana Supreme Court. — SUiU of Indiana vs. Briggt.
A Wife May Not Dispose of Her Rights.
A life policy was issued to the assured in 1873, and was by him assigned to his wife. In
id79t with her consent and agreement, the assured disposed of the policy for the joint benefit
of the wife and their child. After death of the assured the widow permitted certain of his
9^ The Insurance Year Book.
debts to bo paid out of the proceeds of the policy in accordance with the agreement of 1879.
and also accepted a statement of accounts made by the trustee of the fund under the terms of
said agreement. The trustee had paid some of the premiums to keep the policy aliye and
claimed that he should be refunded from the proceeds of the policy.
HKLD^The agreement of 1879 ^^^^ not a bar to her recovery of the amount of the policy.
This should be awarded her, less expenses, under the original assignment to her. The trustee
of the funds realized upon a policy of assurance upon which he had paid certain premiums
cannot retain from the proceeds of such policy the amount so paid by him as premium. He
is simply a creditor of the estate, and his only claim is against the estate.
Pennsylvania Supreme Court. — Love vs. Lave,
Instruction to Jury Relative to Suicide.
The assured died by his own hand, the evidence showing that he was found dead near his
dwelling with a wound near the right ear, and a pistol from which one bullet had been fired
lying near him. The defense was that the assured had made a misstatement in his application t
representing that he had never suffered from vertigo, but that he told the agent that he occa-
sionally had swimming in the head, and was told by the agent that this was immaterial* and
that he could truthfully answer the question *' No." It was shown by the testimony of the
family physician that the assured had been afflicted with vertigo at one time, that he had been
treated for the same and bad gone away for a period, and when he returned was fully restored
to health.
Held — As the attack of vertiffo was merely temporary and the condition of the assured
fully restored, as shown by the testimony, the misrepresentation in the application cannot be
considered as material. As the agent informed him that he could truthfully answer the ques-
tion in the negative, the company is estopped to set this up as a defense in the absence of
evidence of fraud and bad faith on the pan of the assured. It was error on the part of the
court below to instruct the jury that the deceased did not die by his own hand and that he did
not kill himself, there being no legal presumption in such case. The question whether the
assured had mind enough to know whether if he fired the pistol ball through his head death
would ensue, and that be discharged the weapon with the intention of killing himself, should
be left to the jury. The burden of proof showing the condition of mind of the assured was
with the defense. It must establish not only the fact that he was insane, but that he fired the
pistol with deliberate intent to take his life.
Kentucky Court of Appeals.~il/»/i«a/ Benefit Life Insurance Company vs. Davies* Executor.
Assignment for Benefit of Creditor.
The assured held two endowment policies on his life, payable to himself if alive at their
maturity, or at his death preceding it to his executors, administrators or assigns. He assigned
the policies to a bank as security for future premiums to be paid by the bank. He subse-
quently made an assignment to C. of ail his property " except so much thereof other than debts
secured by bills of exchange or notes as is by law exempt from attachment for the equal benefit
of all his creditors." The assured dying, the bank collected the money due under the policy
and satisfied its own claim out of the proceeds. The balance was claimed by the assignee and
also by M. as executor of the estate of the assured.
Held— The balance of the fund derived from tKe assurance policy should pass to the
assignee, in accordance with the assignment, and not to the executor of the estate.
Rhode Island Supreme Court. — Rhode Island National Bank vs. Chase et al.
Statements to the Best of Knowledge and Belief.
The application contained the usual proviso, that the answers given to the questions
therein " are true to the best of my knowledge and belief." It further contained the stipula-
tion that " any misstatement or suppression of facts made in the answers to the questions
aforesaid shall render null and void the policy."
HELD^This is not a warranty of the absolute truth of the answers. The declaration was
The Insurance Year Book. gg
qoalified hj the words " to the best of my kaowledge and belief." While some of the answers
were in fact untrue, this did not void the policy unless they were willfully untrue.
Canada Supreme Court. — Miller vs. ConJtderaHon Lift Association,
Intk&pkxtation of Agent's Contract.
The contract with the agent provided that he should " carry out in good faith all contracts
then in force " with the sitid sub-agents of the company previously appointed by it in his terri-
tory ; and, also, that for the purpose of developing the business in his territory the agent should
be allowed an additional commission of fifteen per cent ** on premiums of all new policies placed
by himself or his agents in the said field " during a certain period.
HxLD— The district agent was entitled to the fifteen per cent commission on premiums
paid to the company by the sub-agents in his territory during the said period.
New York Court of Appeals. — N^rtkwesteru Mutual Life Insurance Company vs. Moonty.
Assignment of Policy Without Assurablb Interest.
The assured secured policies of assurance upon her life for the benefit of her sons, who»
with her full knowledge and consent, assigned them to aithird person, who had no interest in
the life of the assured.
Held^ While the policies as to the assignee are mere wagers and invalid, they are not
wagers as to the sons, and they only, and not the administrator of the assured, can sue the
usignee for the proceeds of the policies.
Pennsjlvania Supreme Contu-^JIoffman vs. ffoMe*
By-Laws as Conditions of Assurance.
A policy of life assurance contained a provision that the assurance was subject to the con-
ttitntion and by-laws of the company, and to the policy was annexed a series of by-laws en-
tided " Conditions of Insurance."
Held— The assured was entitled to have the policy reformed to conform to the conditions.
New Jersey Court of Errors. — Miackel'vs* Hilshoro,
Question of Assurable Interest.
The plaintiff having made application for assurance, he was asked by letter subsequently
u to his assurable interest in the life of the assured. He replied by a postal card stating that
he was a creditor, and that the latter was dependent upon him. In a suit under the policy the
company defended upon the ground that the plaintiff had not an assurable interest, and that
the statement that assured was dependent upon him was false.
Held— The statement made by postal card does not vitiate the assurance from the fact
that it is untrue for the reason that a pos(al card is not part of the contract, and the statement
it cunuined is immaterial upon the point of assurable interest. The postal card formed no part
of the application or contract.
North Carolina Supreme Court. — Mace vs. Provident Life Insurance Company.
Evidence of Misrepresentation in Application.
This was an action brought by the widow of the assured to recover under a policy upon
his life. A verdict was rendered for the plaintiff, but an appeal was taken under ruling to
show cause why it should not be set aside. The application contained the usual form declar-
ing that the answers to the questions were true. The applicant stated that he had never been
tick of any disease of the lungs or spitting of blood. On trial several physicians testified to
having treated him for pleurisy, and one testified to having given him a remedy to check bleed-
ing of the lungs.
Held— Where a policy of assurance declares that the representations made in the applica-
tion touching the subject of the assurance are warranted to be true, and that the policy shall
ioo The IiMuranoe Year Book.
be void if the): are untrae, the falsitr of those representations will void the assurance and the
verdict shall be set aside.
New Jersey Sapreme Court. — GluHng ts. MetropoHtan Life Insurance Companff.
When Material the Exact Time of Death Must be Established by Evidence.
The assured disappeared January i6, 1874 ; the premium on his policy became due April
3, 1874. This suit was commenced eleven years after his disappearance. The court charged
the jur7, in effect, that such unexplained absence of the assured, without being heard of for
more than seven years, raised a presumption that he was dead, but that it raised no presump-
tion that he died at any particular time during the seven years, nor helped to fix the exact time
of his death within that seven years ; that the plaintiff must prove by a preponderance of the
evidence that he died before April 3, 1874 ; that such fact need not necessarily be established
by direct evidence, but might be esublished by circumstantial evidence — ^by inferences from
facts and circumstances surrounding his disappearance.
Held— Such instruction is erroneous, as there is no presumption that death, in such cases,
does not occur until the end of the period ; but the exact time of the death, when material, is
a fact to be established by the evidence.
Wisconsin Supreme Court. — Whitely vs. Equitable Life Assurance Society.
Payment to be Made to Legal Guardian of Minoe Children.
The policy provided that in case of the death of the mother of the plaintiffs before the
death of Frederick Wuesthoff, the amount due thereunder " shall be payable to her children
for their use, or to their guardian if under age, payment to be made in sixty days after due
notice and proof of the death of Frederick Wuesthoff." Wuesthofi was a resident of Newark,
N. J., and died in 1877. His first wife, the mother of the plaintiffs, died in 1870, six years
subsequent to the issue of the policy. He remarried, and by will devised all his real and per-
sonal property to Eliza F. Wuesthoff, his wife, appointed her sole executrix of his will and
guardian of his three infant children, the plaintiffs in this suit, the eldest being then sixteen
years of age. Eliza F. Wuesthoff served notice on the defendant that she, «s guardian of the
children, was the legal owner of the policy. The company paid her I5000, the full amount of
the policy, taking her receipt as guardian. She had qualified as executrix of the will of her
husband, but had never formally signified her acceptance of the office of guardian or gave a
guardian's bond. The plaintiffs brought suit to recover the amount of the policy, claiming
that Eliza F. Wuesthoff was not lawfully their guardian and not entitled to receive the money.
On trial judgment was given for the defendant company, from which appeal was taken.
Held— Payment could only be lawfully made to a legal guardian in compliance with the
etatute, and the law of the State of residence must govern, not that where the company was
domiciled. The company must be supposed to know the law of the State of residence regard-
ing guardians. It was competent for the testamentary guardian to give the required notice of
death without having qualified, and the guardian adHiem is the guardian within the meaning of
the policy. We are constrained for reasons stated to reverse the judgment below. It seems a
hard case. The defendant on a new trial might be able to show that the money paid to the
guardian has been applied in whole or in part to the benefit and support of the infants under
circumstances which entitle the defendant to an equitable counter claim. The judgment
should be reversed and a new trial granted.
New York Court of Appeals.— ^3M^j/A?^ei al vs. Germama Life Insurance Company,
CoNFUCTiNG Expert Opinions.
A policy of assurance upon the life of Christian Young was issued by the Continental
Life Insurance Company. In his application for assurance the assured had stated that he had
no disease of the kidneys, whereas evidence was Introduced to show that he died of Bright's
disease and was afflicted at the time of making the application. The evidence upon the point
given by phjrsicians was as opposed as could reasonably be expected, even from physicians.
Certain hypothetical questions were submitted to the jury, which they reported they \
The Inauranoe Year Book. joi
unable to answer, and theraupoa the court witlidrew them, notwithstanding the defendsnt'e-
objection* The Terdict was rendered for the pleintiflf, and appeal was uken.
Hkld— Where the evidence as to the existence of disease was conflicting the verdict of the-
jury must stand, unless the evidence in support of the finding is of such a character that to-
helieve it would involve an absurdity or an impossibility. The court had discretion to excuse-
the jury from answering a purely hypothetical question demanding scientific skill in order to
answer it. Judgment is aflirmed.
Indiana Supreme Coxkiu-^Omtin^ntal Life Inturance Company vs. Nettie Young,
Waiver of Proofs by Sufkrintendent.
This was an action upon a policy of industrial assurance. The evidence of the plain tiff*
showed that after furnishing the proofs of death the superintendent of the company for that
district, whose certificate accompanied the proofs and through whom the company was to make
payment, stated to plaintifif that the case was all right, and if he would wait a little longer they
would send the money. There was no direct evidence of the superintendent's authority except
it was shown that he solicited assurance, forwarded applications and proofs of death, and wa»
authorized to pay when the claim was adjusted.
HsLD—It was suflScient to warrant a finding that the company waived the proofs of loss,,
and that it waived a funher provision of the policy requiring suit to be brought within a cer-
tain time. If the superintendent had such authority it was a question for the jury whether he
was authorised to make the representations he was shown to have made. Any waiver made
by the superintendent to the beneficiary in the policy is a waiver by the company, and inures-
to the benefit of the personal representatives of the assured who bring the suit
Maaaacbnseits Supreme Judicial Court.— y^iMWM// vs. MetfopoUtan Life Insummu Com^
/«!r-
Agbnts Knowledge Made to Operate as a Waiver.
This action was brought by the beneficiary under a policy issued by the defendant com>-
pany upon the life of William McGhirk, who kept a grocery store with a bar«room in the rear.
It is not the policy of the company to assure liquor dealers, and the assured stated in his appli-
cation in the usual form that he was not connected in any capacity with the ale, wine or Mquor
business and would not be so connected without receiving permission signed by the president
of the company. The evidence showed that the assistant superintendent of agents in the dis-
trict wherein McGurk lived took his application while he was at work in his saloon, and that
die subsequent payments of premiums to the agent of the company were made in the saloon.
It was claimed on the part of the plaintiff that this knowledge on the part of the agents of the
company as to the business of the assured operated as a waiver by the company of the condi-
tion mentioned. Judgment was entered for plaintiff and appeal taken.
Hkld— The presumption was a vtry strong one that the assistant superintendent of the
district who took and filled out the application of McGurk and who afterwards delivered to
kirn the policy of assurance, collected all premiums thereon, whose duty it was to see that the
agents of the defendant soliciting applications for assurance and collecting premiums of the
assured within his district periormed their duty, informed the defendant company of all facts
respecting the occupation of McGurk so recently within his knowledge and which it was his
bounden duty to do when he took McGurk's application for assurance. If one having the
entire management can properly be called a general agent,, it is difficult to see why one having
the same management over a certain territory might not \tt like manner be properly so
called. It is customary to hold that information which comes to an agent concerning the bnsi-
ness he is transacting for his principals within the limits of his agency is information to the
principals. Judgment is affirmed.
Connecticut Supreme Court of ^tton.— McGurk vs. Metropolitan Life Insurance Company^
Vested Rights Acquired By Children.
A contract of assurance was made with John Lindemaou as trustee for his ehildren*
Johanna, Emilie and Anna. It was expressly stipulated that the premium was to«be paid by
J02 The Insurance Year Book.
bim " in trust for bis childreo " and the policy covenanted to pay tbe sum assured to the chil-
dren or to their guardians upon tbe death of their father. Lindemann paid premiums for fif-
teen years and then surrendered the policy and took out a new one calling for the same annual
premium, but payable to his second wife as his sole beneficiary. Lindemann dying, there
was a contest between the children and the second wife, for tbe proceeds of the policy. The
lower court giving judgment against the children, appeal was taken.
Hbld— The contract by its express terms was with John Lindemann as trustee for his
children who were specifically named. It was a contract, therefore, with the children through
John Lindemann, as their trustee. His was the life assured, but the contract was not with
him except as trustee for the children as their representative. He took upon himself this office
and duty with the full knowledge and assent of the company on the one hand and the bene-
ficiaries on the other. Every premium paid by him continued to be an act as trustee and
agent for the children, and he could not shake off that character and its duties without their
assent, except in one way. He might omit or refuse to pay a maturing premium and so suffer
the policy to lapse : but the children were at liberty to pay it, though he should refuse, and if
they did the contract would remain valid as at first and suffer no injury or destruction from his
refusal to pay up or to further act as his children's trustee. These children thus had a vested
interest in the policy increasing in value yearly with every payment of additional premium.
That interest was measured and represented by its surrender value, which was never the prop-
erty of John Lindemann in any other sense than as the trust property of the children created
by his act as trustee. That he kept the policy in his own possession is immaterial, for that
possession was consistent with his trust and in entire accordance with its terms. On the face
of the contract he dealt and acted as trustee for the children and had no personal or individual
interest in the policy, and no control over it except in his trust character and capacity. These
views of the case differ from those taken by the Geaeral Term and require that the judgment
should be reversed and a new trial granted, costs to abide the event.
New York Court of Appeals. — Anna Gamer vs. Germania Life Insurance Company.
Assignment by Wife Unknowingly Not Valid.
A policy of assurance upon the life of George £. Curtis was issued by the defendant com-
pany payable to his wife if she survived him ; if not, then to her children or their guardian. A
second policy for $5000 was issued two years later upon the life of Mr. Curtis, payable to him-
self, his executors, administrators or assigns, and some years later was assigned by bim to his
wife. The bank claimed the value of these policies by virtue of holding them as collateral for
a promissory note for the sum of $7936.20 executed by George E. Curtis and his wife. Mr.
Curtis died shortly after obtaining this money from the bank. His widow denied having exe-
cuted the assignment of the policies to the bank, and claimed that the noteivas void as against
her. Both the bank and Mrs. Curtis claimed the amount of the policies. The assurance com-
pany made do contest against the claim of the pany legally entitled to the money and the
amount was deposited in court to be awarded by it. It appeared from the testimony that
George E. Curtis was in tbe habit of speculating considerably and the bank had at various
times loaned him large sums of money. He was also in the habit of obtaining his wife's sig-
nature to certain papers of the contents of which she had no knowledge. She maintained that
she had no knowledge of the note having been given to the bank, nor did she have use of any
portion of the money. She asked a decree declaring the notes and assignment void, and
requiring the bank to surrender to her the policies of assurance. A decree was entered in the
Circuit Court directing the register of the court to pay to the bank the money deposited and
that said bank recovers its costs in the suit. From this decree Mrs. Curtis appealed.
Held— Under the testimony in this case I think it clearly appears that Mrs. Curtis never
knew that she had put her name to the assignment of these policies to the bank, and never
assented to the same or intended so to do, for she never received any consideration therefor ;
and that the obtaining of her signatures to tbe assignments in the manner in which it was done
was a fraud upon her equitable rights in the premises. The assignments as to her were void.
Rud tbe bank, as against her, obtained no rights therein. I think the decree should be
reversed and a decree entered in this court in favor of Mrs. Curtis for the amount of the poli-
cies, with interest, less the amount paid by the bank to redeem the policies of assurance ; also,
The Insurance Year Book. 103
amount of premium paid on such policies, or either of them, with interest, from the time of
pa?ment to commencement of this suit should be paid to the bank, and that Mrs. Curtis should
recover the amount of costs in both courts from the bank, and that the register of the court
below be directed to make parment accordingly in accordance with the terms of this decree.
Michigan Supreme Court. — Mutual Benefit Life Insurance Company vs. Wayne Savings
Bank ct al.
Rights op Mortgagee.
In 1868 Sydney B. King procured a policy of assurance upon his life for |2ooo from the
Connecticut Life Insurance Company. In 1879 he mortgaged this policy to the defendant to
secure the payment of $500 and interest in one year from the date of mortgage. King died in
i362, leaving a will by which he bequeathed to the plaintiff, his wife, and to his mother each a
one-fonrth interest in the life policy, and the other half of the policy he bequeathed to one
Kent, whom he named as executor of his will. The policy was in force at the time of his death,
and the $500, for which the defendant held the policy as security, had not been paid. The
company gave its draft for the sum due on the policy as follows : $1,939 43 payable to the order
of Kent, as executor, and the defendant as assignee. That draft was indorsed by the devisees
named therein, and the amount thereof was paid to the defendant. The executor and the
mother of King assigned their interest in the policy and the money paid thereon to the plaintiff.
Sbe then demanded the money, or some portion thereof, of the defendant, and he declined to
pay her any. She then commenced this action, in which she alleged that the indebtedness of
her husband to the defendant, which had been secured by the assignment of the policy, was
paid within the lifetime of her husband, and she claimed from the defendant the sum of $3000,
alleged to have been received from the insurance company, and demanded judgment for that
son with interest and costs. The defendant admitted receiving the policy as collateral security
for the payment of $500 ; also, that he had received from the company the sum of $1,939.43.
He alleged, however, that before the death of King, in consideration of the sum of $45 paid by
him. King assigned all his right, title and interest in the policy, and to all sums that might be
realiied thereon, and that thereby he, the defendant, became the absolute owner of the policy.
He also alleged that he had paid $74.41 in premiums and $250 in expenses. Upon the trial
no evidence was given showing that King had assigned his interest in the policy to the defend*
aot for the sum of $45. The jury rendered a verdict in favor of the plaintiff for $1,370.10, thus
allowing the defendant the indebtedness of $500 with interest thereon, and nearly $900 beside.
Appeal was taken.
HBLD^Upon the undisputed facts it is obvious that the plaintiff was entitled to recover.
The money received from the insurance company fully paid the debt of King, and thereafter
the defendant had no right whatever to retain any of the balance, except what he had paid for
premiums and expenses. By the default of King to make payment of his indebtedness, the title
of the defendant to the policy of assurance did not become absolute. While in a technical
sense the title to the policy became vested in the defendant, it was subject to the right of re-
demption on the part of King, and that right of redemption could be cut off only by adequate
proceedings at law. No such proceedings were taken by the mortgagee. According to the
evidence, the jury, by their verdict, seemed to have done precise justice to the parties, and the
judgment thereon should not be disturbed. Judgment should be affirmed with costs.
New York Court of Appeals. — Agnes King vs. George H, Van Vleek,
Limitation in Cases of Usury.
This was an action to recover on a plea of usury. A note for $1000 and interest having
been made, the payee counted out $1000 in money, and then, in accordance with the agree-
ment, took therefrom $100, being the sum agreed upon.
Held — The statute of limitation does not begin to run against an action to recover in
asary until the note is fully paid ; but the statute of limitation begins to run against an action
to recover the amount over-paid at the time the transaction occurred.
Vermont Supreme Coxxxi.^ffarvey vs. The National Life Insurance Ompany,
Liability of Life Companies to Policyholders.
The Board of Equalisation held that the property of a life company was subject to taxa-
tion. The defendant and other companies maintained that their liability to their policyholders
I04 The Insurance Year Book.
was an indebtedness to be taken from their assets and their assets thereafter subject to taxa-
tion. A decision adverse to the companies was entered, but upon a rehearing it was
Held— An assurance company holds its property as a trustee for its stockholders ; that
the legal title is in the former, and the beneficial interest in the latter. When shares are paid
in the legal title is parted with, and a claim upon the profits and right to a return of his capital
upon the close of the business is received. This right is a property right, and, where the
stockholders are personally assessed upon the value of their stock, the principle of equal taxa-
tion prohibits a second assessment upon the corporation itself. Each policyholder has a claim
upon the company to the extent of his policy value, and the aggregate of these values are also
a debt due from the company to be deducted.
Iowa Supreme Court. — The Equitable Life Insurance Company of Des Moines y^. Board of
Equalization, ^_^.
Non-Payment of Interest on Premium Notes Forfeits Poucy.
Obediah Ashbrook was assured in defendant company for the sum of $5,000, premiums
payable annually. The policy contained this stipulation, "And the said company will further
promise and agree that if after having received not less than three annual premiums this policy
shall be surrendered while in force, a new policy shall be issued for the whole amount of even
dollars premiums received by the said company (subject to any indebtedness on account of
premiums) without subjecting the assured to any subsequent charge, except the interest an-
nually in advance on all indebtedness on this policy." The premiums were paid for more than
three years. The assured had given the company three notes, each due in one year, with six
per cent interest, for one-half of the premiums for the years 1868, 1869 and 1870. The annual
interest on these notes became due in July, 1877, and neither the interest then due nor the
premiums for that or any subsequent year were ever paid. Ashbrook, the assured, died Jan-
uary, i88x. The petition suted that while the policy was in full force plaintifif offered to sur-
render it, and at the same time she demanded a paid-up policy ; but the defendant during tiie
life of the assured failed and refused to accept the surrender and refitsed to issue a paid-up
policy, as it had agreed to. The answer puts in issue these allegations and sets up the failure
of the assured to pay the premiums and interest due in 1887, and that by reason of this H theie-
fore cancelled the policy. To this the plaintiff replied that defendant had waived prompt pay-
ment of premium and gave her further time to pay the same or to surrender the policy for a
paid-up one,^and that the policy was thus kept alive to the death of the aasored. The court
found for the plaintiff in the full amount of the policy, less unpaid premiums and the three
notes, and defendant appealed.
Helx>— The waiver of prompt payment of the premium could net be claimed for a longer
time than that which it had been customary to allow, which was in this instance thirty days.
Even a wrongful refusal to issue a paid-up policy would not entitle the assured to a continua-
tion of the policy after the expiration of the time within which the premiums should be paid»
and the failure to make such pa]rment was an abandonment of the claim for the continuation
of the contract. A declaration of forfeiture on the books of the company was not necessary to
produce such forfeiture ; but such declaration may be evidence of the declaration of an alleged
waiver. Judgment reversed and cause remanded.
Missouri Supreme Court. — Ashbrook vs. Phoenix Mutual Life Innuranee Company^
Guardian Cannot Compromise Claim of His Wards.
In defining the powers of guardians over the personal estate of their wards,, the statute of
Illinois provides that '* the guardian shall settle all accounts of his ward, and demand and sue
for, and receive in his own name as guardian, all personal property of and demands due the
ward ; or, with the approbation of the court, compound for the same, and give a discharge to
the debtor upon receiving a fair and just dividend of his estate and effects. It was claimed by
the company that the assured had made false representations in that he used intoxicating
liquors to excess. The beneficiaries were minors, and their guardian entered into an agree-
ment with the company to compromise the amount of the insurance, which was $12,000, for 50
per cent. By the terms of the agreement, the poliey was surrendered, and a release given to
the company of the balance due. The beneficiaries subsequently repudiated the action of the
guardian and brought an action of trover for the wrongful conversion of the policy..
The Inmrance Year Book. 105
Held— That the compromise having been made without the approbation of the court was
oDautborized, and the company was affected with notice of its illegality and was liable in dam-
ages for the conversion. The case would have been the same bad the beneficiaries been of law-
ful age and themselves consented to compromise, since such a release is void in the absence
of a consideration. The measure of damages is the balance due with interest.
Illinois Supreme Court. — Hayes et al. vs. MassachusetU Mutual Lift Insurauct Company.
Distinction Bbtwbkn Widow and Administratrix.
The wife of deceased, as administratrix, commenced an action against defendant com-
pany, upon a policy of life assurance issued to her husband, one of the conditions being that 11
the assured should die within three years by self-destruction, either voluntarily or involuntar-
ily, the policy should become void. The defendant offered the record of the evidence given by
the wife at the coroner's inquest, whereby it appeared that for some weeks previous to his
death, the deceased had shown evidence of Insanity, had declared that he would take his own
life, and informed his child that the kiss given in the morning would be the last it would ever
receive from its father. Shortly afterward a pistol shot was heard, and the body found under
circnmstances which satisfied the wife that deceased had committed suicide. Defendant also
offered the verdict of the coroner's jury, finding that deceased came to his death by suicide.
The trial court excluded said evidence, on the ground that the testimony of the wife before the
coroner was inadmissible to establish the manner of the death in an action to recover the insur-
ance by the wife as administratrix. On appeal, it was urged by the company that the record of
(he coroner is prima facU evidence of the facts therein stated, and that it is competent to show
the manner of death by means of said record.
HxLD— That where the record of the coroner was furnished the company by the plaintiff
in compliance with a printed stipulation, requiring that in the event of an inquest, a certified
copf of said record and verdict shall be furnished by the representatives of the deceased to the
iDsurance company ; the act was a simple admission on the part of the plaintiff of the existence
of sach a record, but not of the truth of the matter therein contained. The record evidence
was correctly excluded, and could not be properly admitted to impeach the evidence of an
administratrix of an estate, who was formerly before the coroner as the widow of the deceased
policyholder. Judgment affirmed.
Illinois Appellate Court. — United States Life Insurance Company y9, JCeiigast, Administrator,
Intkrprbtation of the Rbservb Dividend Plan.
This was a bill for discovering and accounting, the complainant seeking to ascertain the
amount due under a policy issued on the " reserve dividend plan."
HELD—The ipain question arises upon the interpretation to be placed upon the policy of
assurance. On the second day of March, 1874, the defendant, the Metropolitan Life Insurance
Company, issned its policy of assurance for $10,000 upon the life of Austin B. Fuller, for the
benefit of Harriet A. Fuller, for the term of ten years. The policy contains this provision ;
'* At the request of the assured, this policy is issued upon the reserve dividend plan, and the
said company agree that, ^ould the premiums be paid as herein stipulated for ten full years,
from date hereof, and that, should the life insured survive said period of ten full years, that
taid company will pay to the designee of this policy, at the expiration of said period of ten
Tears, its equitable proportion of the reserve dividend fund in cash, the same to be receipted
for to said company." The words " reserve dividend plan," Standing by themselves, are mean-
iagless. In order to construe them, it is necessary to have recourse to contemporaneous
insoiance literature. Without such explanation it will be impossible to render judgment upon
the contract« The only reserve dividend plan of which the public had knowledge prior to the
date of the policy was that devised and copyrighted by W. P. Stewart, and explained by him
in the little Tolume entitled Key to Reserve Dividend Plan. Stewart maintained that he and
he alone, under his copyright of January x, 1871, had the right to use this plan, and confer
that right upon others. In August, 187a, the defendant, the assurance company, entered into
a contract with Stewart, by which it purchased the right to use the ** reserve dividend or
reserve endowment plans," and agreed to employ him as its actuary. His plan was the reserve
dividend plan. There was no other. Having left the policy in this lax and uncertain form,
when they had the power to make it definite and certain, they should not be surprised that
io6 The Insurance Year Book.
Fuller gave the words used their general, open, and public meaning, and not a secret and
unusual one. Fuller testifies that the plan was carefully explained to him by the company's
general agent in great detail from the " key " above referred to. But even were the defend,
ants in a position to show that the words In the policy referred to their own particular plan —
the plan under which they have computed the dividend at $387— and not the plan as it was
generally and publicly understood, it is thought that the proof fails to establish the adoption of
such a plan by them at and prior to the date of the policy. If the book intended for the exclu-
sive use of their agents can be said to contain a plan, it is not, when taken in its entirety,
inconsistent, but rather in line with, Stewart's plan. The reserve dividend, which they there
assert will, upon a *' conservative assumption," amount to sixty per cent and upwards, could
hardly be arrived at by a plan which yields a dividend of about thirteen and one-half per cent.
I am convinced that the panies to this contract stipulated for a reserve dividend upon the
Stewart plan. Id accordance with the terms of this contract the complainants are entitled to
an account. There should be a decree in favor of the complainants for an accounting.
United States Circuit Court, S. D., New York.— Fuller vs. Metropolitan Life Insurance
Company.
When a Corporation Passes to a Receiver Suits Against it are Extinguished,
The following is the full text of the opinion of the Connecticut Supreme Court of Errors
in the case of Myrtle S. Wilcox vs. The Continental Life Insurance Company : The court
Held— This is an action by complaint, dated the 22d day of August, 1887, to recover a
sum due upon a policy of life insurance issued by the defendant company.
The suit was commenced by attachment of the defendant's property. John R. Buck and
Lorrin A. Cooke, Esquires, receivers of the defendant company, appeared and pleaded in
abatement of the suit in substance as follows : That upon the petition of the Insurance Com-
missioner of the State, dated November 30, 1887. praying for the appointment of a receiver of
the defendant company and that its charter might be annulled, they were, on the 23d day of
December. 1887, appointed receivers of the company, and that on the same day its charter was
annulled, and praying that the suit might be dismissed and the lien created by the attachment
declared vacated and set aside.
The plaintifi demurred to the plea upon the following grounds :
ist. The attachment made in this suit of the property of the defendant was made more
than sixty days prior to the appointment of said receivers, or before the commencement of the
proceedings under which they were appointed, and said attachment is therefore a valid and
subsisting lien against the receivers upon said attached property, and to enforce said lien it
may be necessary for the plaintiff to proceed to a judgment and execution in this action.
2d. To dismiss this action for the reasons suggested by the receivers would deprive the
plaintiff of the benefit of the lien which she has upon the property attached herein.
3d. The plaintiff has the right, notwithstanding the appointment of said receivers, to pro-
ceed to a judgment in this suit against the defendant, and to take out and levy an execution
to satisfy said judgment on the property herein attached.
4th. If the lien created by the attachment in this suit is still a subsisting lien upon said
property as against the receivers, the plaintiff has the right to keep said lien alive and to
enforce it by proceeding to a judgment and execution in this action, or by having the same con-
tinued until such time as the receivers shall remove said lien by satisfying the plaintiff's claim.
The statute under which the proceedings referred to was instituted, provides in substance
that if it shall appear to the Insurance Commissioner that the assets of any life assurance com-
pany are less than three-fourths of its liabilities, he shall bring his petition to the Supreme
Court, if in session, and if not, to any judge of the Superior Court, praying for the appointment
of a receiver and that the charter of the company may be annulled, and if it shall be found
upon the hearing of such petition that the assets of the company are less than its liabilities, the
court or judge may, and if it shall be found that the assets are less than three-fourths of its lia-
bilities shall, appoint a receiver or receivers of the company and annul the charter and decree
the dissolution of the company. (Gen. Statutes, sec. 2869.)
In the present case, a decree annulling the charter of the company was made by a judg^
of the Supreme Court of Errors. It will hardly be questioned that at common law, " the abso-
lute and unqualified dissolution of a corporation by a decree of forfeiture or legislative repeal.
The Insurance Year Book. loy
extlDguishes all debts to or from it, and pots ao end to all its rights of action and property,
and it can no longer sue or be sued or do any lawful act."
Sach is the language of this court in the case of Pahquioque Bank vs. Bethel, 36 Coon.
Rep., page 334. But the plaintiff claims that the case is rescued from the operation of this
rule, and survives the dissolution of the defendant corporation, by force of the following stat-
ote : " Receivers of corporations appointed by judicial authority shall have * * * power
in their own names or in its name to commence and prosecute suits for and on behalf of said
corporation, to defend all suits brought against it or them, • * • and to do and execute in
its name or in their names as such receivers all other acts or things which shall be necessary
or proper in the execution of their trust, and shall have all the powers for any such purposes
possessed by the corporation." (Gen. Stat., Sec. 1322.) The plaintiflTs argument is that this
staiate is a legislative recognition of the capacity of the corporation to sue and to be sued,
QotwitbstandtDg the decree of its dissolution, and therefore to that extent it limits and modi-
fies that decree.
We do not think that this statute affords any foundation for the plaintiff's claim. The
act ander which the proceedings against this corporation were instituted was passed in 1875.
Prior to that time, and while the statute which we have just quoted was in force, the only pro-
vision for the dissolution of corporations by judicial decree related solely to banks and insur-
ance companies. That provision was that the Superior Court or a judge of the Supreme Court
of Errors in vacation, should for certain specified causes appoint a receiver or receivers of such
companies and might at a subsequent term of the court, upon a full hearing of all the parties^
anaul the charter of the company. (Revised Stat. 1875, page 288.)
By the act of 1875, which is applicable to life assurance companies only, aod under which
the defendant company was proceeded against, the appointment of receivers and the dissolution
of the corporation may be simultaneous, and was so in the present case, but the construction
to be given to the statute in question was not thereby varied. There is no legal connection
between the appointment of receivers and the dissolution of the corporation. The appoint-
ment of receivers does not affect the life of the company, nor the status of suits pending against
it, or liens acquired by attachment of its property, except that it is provided that in a certain
event, attachment liens upon the property of banks shall be dissolved upon the appointment
of receivers. (Gen. Stat., Sec. 1831.)
While a corporation exists and is in the hands of a receiver It is liable to be sued, and the
receiver is liable to be sued, both before and after its dissolution, upon claims made upon the
assets in his hands or for violation of his duty. The authority given by the statute to the
receiver to appear and answer in such cases, fully satisfies its language and apparent intent,
leaving no occasion for an inference that it contemplated suits to be brought against a cor-
poration after its dissolution.
The provision in the same statute giving the receiver an election to sue and do other acts
in his own name, or the name of the corporation, does not, so far as the right to sue in the
name of the corporation is concerned, apply to those which have gone out of existence, and
hence does not apply to this case.
Doubtless the legislature might arbitrarily provide that a suit might be brought in the
name of a defunct corporation or a deceased individual, but it is improbable that it would do
so, especially in a case when no reason existed for such a provision. If it should do so the
corporation would not thereby be necessarily revived.
But the object of the statute is apparent. Its language as before quoted is, the receiver
"shall have all the powers for any of said purposes possessed by said corporation." A
receiver of a corporation is not by virtue of his appointment invested with the legal title to its
assets, and at common law must sue in its name during its existence.
The whole intent of the statute manifestly is to enable the receiver to act in his own name
in cases where but for it he must have acted in the name of the corporation.
If the legislature had intended to provide for the survival of actions pending against cor-
porations at the time of their dissolution, they would undoubtedly have done so in positive
and distinct terms.
The fact stated as one of the grounds of the demurrer to the plea, that the attachment lien
was created more than sixty days before the commencement of the • proceedings by the Insur-
ance Commissioner, is immaterial. Judgment is advised for the defendant. In this opinion
the other judges concurred.
io8 The Insurance Year Book.
Waiver of Right of Forfeiture.
The policy cootaioed the usual condition as to prompt payment of premium, but it was
shown that the company made a practice of receiving delayed premiums. In such cases it
gave a receipt bearing the following condition : ** It being understood that the receipt by this
company of pa3rment after the date due is only on condition that the member is alive and in
good health at the date of such receipt."
Held — Whether there had been a waiver of condition as to pa3rment of premiums was a
question of fact for the jury. The practice by a company of receiving overdue premiums
operates as a waiver of its right to forfeit. The condition embraced in the receipt does not
tend to show a waiver by the company of its right of forfeiture for non-payment of dues after
maturity except in the event that the assured is alive and in good health when payment is ten-
dered.
New York Supreme Court. — Barker vs. New York State Mutual Benefit Association,
Decisions Relating to Fire Insurance.
Acceptance of Payment on Premium Note not a Waiver of Conditions.
This was an action of assumpsit brought by Julia C. Shimp to recover under a policy cov-
ering her dwelling, furniture, etc., to the amount of $1500. The premiums amounted to ^21.50,
of which $10 was paid in cash, and a note of $11.50 was given for the balance. The note con-
tained the following condition : **This note is good for insurance and in case of loss under
policy for which it is given becomes due and payable on the date of such loss/' The property
covered was destroyed by fire February 18, 1883. Suit was commenced on the 12th of April,
and the note was paid through the bank on May 28, 1883, six weeks after the suit was com-
menced. There was a trial to a jury, and verdict for the company. Appeal was taken.
Held — Appellee relied for defense at the trial upon certain breaches of the conditions of
the policy. Counsel for appellant admits the fact stated in the defense, but insists that the
company is not in a position to a^vail itself of any defense because of having accepted pay-
ment of the premium note after having obtained full knowledge of all the facts and circum-
stances constituting the defense made to the action. That the company had a complete defense
to the action at the time suit was commenced is admitted ; but this, like most other rights, is
one that might be abandoned, released or waived. There is no pretense that it has been
released, intentionally abandoned or expressly waived ; but if there has been a waiver at all it
is what is known to the law as an implied waiver. The policy being a valid obligation and
binding contract between the parties, the risk attached and commenced running and would
have continued to run until the loss occurred but for the breach of conditions by the insured,
which rendered it void at the election of the company, and it is not claimed that there was any
waiver of such breach until after the commencement of the present suit. The insurer is not
required in such cases to formally declare a forfeiture. It is sufficient to set it up by way of
defense when sued for the loss, as was done in this case. The waiver or estoppel relied upon
cannot prevail ; it is destitute of that element which is most essential to either. The grounds
of recovery now urged are in legal effect an admission that there was no right of recovery
when suit was commenced. Upon the delivery of the policy and commencement of the risk
the appellee acquired the present vested right in the premium as an entirety. The payment of
a part was merely postponed and the company had a right to receive the money. We are
clearly of the opinion that the receiving of it did not operate as a waiver of the breaches of the
conditions of the policy. Judgment affirmed.
Illinois Supreme Court. — Skimp vs. Cedar Rapids Insurance Company,
Company Bound by the Errors of its Agent.
The plaintiff owned a dwelling having a barn thereon. There was a mortgage upon the
property for (900, of which sum |6o8 was still due at the time the application for the policy
was made. The policy insured the house for $1200 and the barn for $300. The house was
The Insurance Year Book. ^og
toullj destroyed and the barn injured to a slight extent. The company refused to pay on the
ground of misrepresentation in application. Policy contained the usual clause relative to in-
cumbrance and prohibition of agents waiving conditions of the policy. It appears that the
local agent of the company solicited the insurance and was informed of the existence of a
mortgage upon the premises. He looked over the premises himself and concluded to take the
insurance. He received the premium and told the plaintiff that her property was insured from
13 o'clock noon that day. Nothing was said about any written application. The agent, without
any further authority from Mrs. Baker, and without her knowledge, filled out the application in
her name and signed her name to it. It does not appear whether the policy was delivered to
the plaintiff before the application reached the company ; but the application was dated and
countersigned upon the day the insurance was taken. The agent swears that he delivered the
policy on the following day, while the plaintiff swears she did not receive it for ten or twelve
days. In the Circuit Court the jury rendered judgment for plaintiff for the full amount of her
loss and interest Appeal was taken.
Hkld— It is plain that Mrs. Baker was not bound by the application, nor do I think she
was chargeable with notice of it. Nothing was said about the application being a written one,
although the word is used three or four times in the policy, until in the very last where this
danse is fonnd : " It is expressly agreed that this company shall not be bound by any act or
statement made to or by the agent or other person which is not contained in or indorsed on
the policy." This clause is the one mainly relied on for the defeat of plaintifTs claim. Testi-
mony showing that the agent was informed and knew of the existence of this mortgage at the
time this policy was issued was objected to on the ground that under this clause such testi-
mony was not admissible, as the fact of the incumbrance was not indorsed on the policy, nor
expressed in the application. As before shown, there was no written application in the case,
merely an oral application, and in that application testimony shows that the company was
apprised of the incumbrance, and the company is bound by such application and must be
deemed to have waived the incumbrance. The fraud of the agent was not the fraud of the
insured, nor was she in any respect negligent. The company was negligent for taking and
acting upon an application wholly, signature and all, in the handwriting of an agent whom it
declined, in the express provisions of its policy, to trust. The judgment of the court below
must be affirmed, with costs.
Michigan Supreme Court — Baker vs. Ohio Farmers Insurance Company,
Unspecified Incumbrance Voids Policy.
The policy provided that it should become null and void in case the property insured
should be incumbered by mortgage, judgment or otherwise, without company's assent. It was
shown in evidence that a judgment had been entered up against the property on a judgment
note given by the insured, although the creditor had agreed not to enter the judgment, and the
insured did not know of such entry until after the loss.
Held— The entry of the judgment, notwithstanding the circumstances attending it, was in
contravention of that condition of the policy which provided that the property should remain
ttnincnmt>ered.
Pennsylvania Supreme Court. — Hench vs. The Agricultural Insurance Company,
What Constitutes a Binder.
The insured made application to the defendant, an insurance agent, for a policy on cer-
tain property owned by him. The defendant agreed to place the desired amount, the risk to
be binding from noon of that day. The property having been destroyed suit was brought to
recover.
Held— This contract was not made by the defendant as agent to secure the insurance if
responsible companies could be found to take the risk ; but it was a personal contract of in-
surance ; as such it was void under the statutes of the State.
Pennsylvania Supreme Court. — Amott v«>. Walker,
Notice to Broker is not Notice to Insured.
The policy provided that notice of cancellation by the company should be given the
insured, and aiso that if policy was procured by broker be should be regarded as the agent of
no The Insurance Year Book.
the insured in all transactions relating to the insurance. The company canceled the policy
and so notified the broker. There being a loss, action was brought against the company and
the answer set forth that it was the custom in that locality to give notice to the broker instead
of the insured.
Held— The broker was agent of insured only in the procurement of the policy, and notice
of cancellation sent to him was not such notice as the contract stipulated for, and therefore did
not release the defendant. Custom in regard to such matters cannot prevail against the express
stipulation of the contract requiring that notice should be given to the insured.
Virginia Supreme Court of Appeals. — Mutual Assurance Society rs. The Scottish Union and
National Insurance Company,
Failure of Consideration for Premium Note.
The insured made a contract with defendant company for the insurance upon his property
for five years, paid the premium for the first year in cash, and gave notes for subsequent
premiums. Before the expiration of the first year the company became insolvent, suspended
business, and suit was brought to recover upon the notes.
Held — The company having become insolvent and suspended business, the consideration
for which the notes had been given had failed, and consequently the plaintiff could not
recover.
Indiana Supreme Court. — Home Insurance Company vs. Daubenspeck,
Rights of Assignee and Subsequent Creditors.
This was an action brought by the assignee of an insurance policy against a subsequent
attaching creditor of the assignor. The policy had been assigned to a mortgagee as additional
security, and this action was brought to determine the respective rights of the assignee and the
creditor.
Held — It was unnecessary in this case to prove the policy. The creditor cannot resist the
assignee's right to the proceeds of the policy, the insurance company having recognized the
assignment and its liability thereunder. The insurance policy having been assigned to a
mortgagee, as required by the mortgage, a subsequent attaching creditor of the mortgagor
cannot take advantage of defects in the mortgage to defeat the claim of the mortgagee to the
insurance fund.
New York Court of Appeals. — Lienkauf vs. Caiman,
Enforcement of the Condition Relative to Other Insurance.
This was an action brought to recover upon a policy covering a stock of goods. The
answer to the complaint was that the plaintiff had obtained additional insurance without the
consent of the company in contravention of the provision of the policy to that effect. The
plaintiff replied that it was agreed as part of the contract of insurance that she might and
would upon making additions to her stock of goods take out additional insurance upon such
stock in some other company.
Held — As there is neither allegation nor proof that any additions were ever made to the
stock of goods, the condition upon which the right to take additional insurance was reserved
was never performed, and the taking of additional insurance forfeited the policy.
Kentucky Supreme Court. — Powell vs. Phcenix Insurance Company,
Where Agent Makes False Statements in Appucation Company Cannot Deny
Liability.
This was an action to recover on a policy of fire insurance upon a dwelling-house, 'its con-
tents and barn, alleging that they were accidenuUy destroyed by fire. The answer alleged
fraudulent statements in the application. There was a trial, and judgment for plaintiff. At
the trial it was shown that the agent of the company filled up the application with misrepre-
sentations and false statements, which the insured signed without reading, relying upon the
agent to write down his statements correctly. On appeal it was
Held— Parol evidence is admissible to show that the statements given by the insured to
the agent were different from those he transcribed in the application sent to the company.
Statements written by the agent on the blank application in answer to certain printed inter-
The Insurance Year Booh. ^^^
rogatories are admissible ia eTidence to show what personal knowledge he had of the property
at the time the application was taken. The agent, having filled the application with misrepre-
sentations and false statements, the company is estopped from denying its liability under the
policy. The agent having falsely described the property while soliciting the insurance, filling
the blanks himself, he was essentially the agent of the company and not of the insured, not-
withstanding the stipulation on the fiice of the application that the description of the property
is made by the owner or by his authority. A condition of the policy providing that the state-
ments in the application are warranted, and if any of them are false the policy shall be void,
does not forfeit the policy when the agent of the company makes all the false statements con-
tained in the application, and there was no fraud or attempt to deceive on the part of the
insured.
Kansas Supreme Court. — QmHnental Fire Insurance Company vs. Pierce,
RXFO&MATION OF POUCY.
Defendants are manufacturers of crackers in Cedar Rapids, Ia« On the 6th of October,
1886, they procured from plaintiff a policy of insurance for $3500. Of that amount $535 was
placed on the building used as a manufactory, I935 on the machinery and fixtures, and the
residue on stock and materials used in the business and manufactured goods in the building
At that time there was a wooden shed attached to the building which was used as a store-room
and for other purposes connected with the business, and the policy covered the goods stored
in it. Subsequently defendants removed the property stored in the shed, a portion of it being
placed in the main building, and the balance in a wooden building known as the ''flour
house," which was situated about siz.teen feet from the main building, but detached from it,
and the shed was torn down. They also purchased another building seventy feet distant from
the new factory, which they designed to use as a place of storage. These changes rendered
some changes in the insurance carried by them necessary. They accordingly applied to F. M.
Giberson, an insurance agent in the city, who had procured the policy above referred to. He
was the agent of several companies, some of which had policies on the property, but be did
not represent the plaintiffs. He had procured the policy mentioned above from J. S. Ander-
son & Son, who were agents for plaintiff, under an existing arrangement between them, by
which each, when he had an application for insurance which he was not able to place with any
of his companies, would give the application to the other, who would place it in some company
for which he was agent. It was arranged between Giberson and the defendants that the policy
for $3500 should be canceled and a new policy for the same amount issued. He accordingly
took the policy to Anderson & Son, who issued another in lieu of it, they having authority to
issue policies. The portions of the new policy descriptive of the property covered, and
amount of insurance on, read as follows : ** Nothing on their two-story and basement brick,
composition-roofed building; and one-story brick, composition-roofed boiler room in rear,
occupied by the assured as a cracker factory, and situated on lot 5, f r. bl. 5, Cedar Rapids, la. ;
|i30o on stock of crackers, flour, lard, butter, molasses, sugar, sacks, packages, boxes and
barrels, and all materials used in the manufacture of crackers, contained in the building above
described, and in the one-story frame, shingled-roofed building adjoining on the southwest,
and known as the * flour hcuse ;* $1300 on stock of crackers, flour, lard, butter, sugar, etc.,
* * • • contained in the iwo^tory brick, metaUroofed building known as No, 77 and 79
South First street. Cedar Rapids, la,** These provisions were contained in three slips, which
were pasted on the face of the policy, the body of which was in print. Portions of the printed
matter were struck out, and the words italicised were inserted in writing. Subsequently the
stock of goods stored in the factory building was damaged by fire. Plaintiff thereupon
brought this action for a reformation of the policy, alleging that the real contract between the
parties was that the provision contained in the second slip was to cover only the property
stored in the *' flour house," and that by the mistake of the agent who wrote the policy the
words which made it cover that contained in.the factory building were not struck out before the
policy was delivered. In their answer defendants denied that there was any mutual mistake,
and in a counterclaim demanded judgment for the amount of the loss. It was uncontradicted
that, when Giberson applied to Anderson & Son for the policy, it was understood between
them that the second clause should cover only the stock in the "flour house." After Aader-
«>n & Son delivered the policy to Giberson they discovered the mistake, and requested him to
112 The Insurance Year Book.
strike the clause from the polic7 before delivering, but this he neglected to do. On plaintiflft '
appeal, the court
Held— As between plaintiff and Giberson there was a mutual mistake. It is important,
therefore, to determine whether Giberson is the agent of defendants in the transaction, for. if
he bore that relation to them, the case would probably occupy the same position as though i
they, with the same object in view, had transacted the business in person, and the same mis-
take had occurred. We conclude, however, t^at Giberson was the agent of plaintiff, within
our statute. Defendants then were not parties to the mistake. Anderson & Son, the record-
ing agents of the defendant, notified Giberson of the mistake, and requested him to make the
correction before delivering the policy, but he neglected to do so ; as he was not the agent of
defendants, however, they were in no manner affected by the notice to him. Judgment
affirmed.
Iowa Supreme Court. — SU Paul Fire and Marine Insurance Company vs. Shaver.
A QlTBSTION OF PRACnCB AMD BURDBN OF PkOOF.
The policy provided that " if the building or any part thereof falls except as a result of
fire, all insurance under this policy shall cease and terminate." The description of the goods
insured and amount of loss were admitted, but the company alleged that the building had
fallen as a wreck before the contents took fire.
Hbld— Under the Civil Code, which provides that *' the burden of proof in the whole
action lies on the party who would be defeated if no evidence were given on either side," and
which also provides that " in the argument the party having the burden of proof shall have
the conclusion and the adverse party the opening " and the defendant holding the affirmative
of an issue is entitled to conclude the argument, and a denial of such right on the part of the
trial court is sufficient to warrant a reversal. Judgment reversed.
Kentucky Court of K^^t^\%,'-Jioyal Insurance Company vs. Schwing.
Fraudulbnt Assignment to Agent of the Company.
A policy of insurance was issued by the defendant to one Scott upon a warehouse, and the
evidence showed that the owner, to defraud his creditors, subsequently transferred the prop-
erty to Hargrave, agent of the insurance company. The property having been destroyed,
creditors served process of garnishment upon the company. The company, however, bad
notified the claimants that they did not hold themselves liable under the policy for the reason
that the transfer of interest had been made without their consent.
Held— The principal question in the case is : Was the appellant liable on the policy to the
creditors of Scott ? The company was induced to give its consent to the transfer of the policy
upon the false representation that Hargrave had become the owner of the property insured,
while the proofs showed that the understanding was that the transfer from Scott to Hargrave
was a mere cover to enable Scott to effect a favorable compromise with bis creditors. No con-
sideration having passed, the transfer was fraudulent and void as to his creditors. It is pro-
Tided in the policy that all fraud or attempt at fraud by false swearing or otherwise shall be a
complete bar to recovery from loss under it. It is contended that while the fraud would ordi-
narily void the obligation of the policy, yet, Hargrave being the agent of the company and
having knowledge of the fraud by reason of his own participation in it, the appellant is
chargeable with his knowledge ; but Hargrave in procuring a transfer of the policy from Scott
to himself was not representing the company, nor was the act for its benefit, and the transfer
being at the request and for the accommodation of Scott no valid reason is perceived why
appellant should be estopped from insisting on the conditions of its policy. The creditors of
the insured have no better right to compel- the payment of the policy under a process of gar-
nishment against the company than the insured himself would have had. We are of the
opinion that the judgment should be reversed and here rendered for appellant.
Supreme Court of Texas. — Phenix Insurance Company of Brooklyn vs. Willis et al.
Peioe Insurance Without Consent Voids Policy,
This was an action brought by George Horridge and Thomas Wright against the Dwelling
House Insurance Company to recover upon a policy of insurance. Trial was had and verdict
The Insurance Year Book. 113
rendered for plaintiff for (499, the defendant appealing. By the terms of the policy the
defendant insured the plaintiff's mule and horses owned and kept upon certain premises
against loss by fire, lightning, tornadoes, etc., in the sura of $500. A barn was burned and
the mnle and four houses destroyed by the fire. There was no dispute as to the loss of the
property or failure to pay premiums. The answer to the complaint contained the formal
denials, and set up a defense to the effect that, at the time the policy was issued and afterwards,
there was a policy of insurance upon the bam« in another company, and upon its contents, and
that said mnle and horses were part of the contents of the barn at the time it was destroyed,
aod that the policy of the defendant was therefore void in accordance with its provisions. The
bam was the property of the plaintiff, Horridge, and he and the co-plaintiff, Wright, owned the
horses and mole jointly. The prior insurance was in the name of Horridge alone.
Held— There can be no question that the policy held by Horridge indiTidually was such
prior insurance as would void the policy. It is true the prior policy was not in the name of
both the plaintiffs as persons insured ; but it was evidently upon the same property, and as the
claose was intended as a protection against double insurance there can be no doubt that it was
within the provision against prior insurance. The material question of fact in this case was
whether the defendant, by reason of the alleged knowledge of its agent, waived the provision
against prior insurance. Upon this question the evidence is not very clear. We think, how-
ever, the jury could fairly find that the agent knew of the prior policy, and that it covered the
H7e stock. We do not have much doubt that he knew its contents, at least in a general way.
The judgment is affirmed.
Iowa Supreme Court. — Horru^e et al vs. DweUing H<mse Insurance Company.
Agent Bound by Instructions of the Company.
This action was brought by the companies to recover from their local agent. E. B. Ames
was the agent in Minneapolis for the plaintiffs, who had instructed him not to write upon cer-
tain property designated. It was shown that a general agent of the companies had notified a
subordinate clerk in the office not to take any risks in or upon a certain business block in
Minneapolis. The clerk neglected to notify the defendant personally, but in the usual course
of business entered the direction in the block book of the defendant, which contained the
record of the lots and blocks of the city and the buildings located thereon. But in making
the entry he omitted a reference to the building, making it general, notifying the defendant to
take no risks in block No. 62. The managing agent of the defendant disregarded the notice
because of its general nature and took a risk for plaintiff therein. From an adverse judgment
in the lower court the defendant took appeal.
Held— The notice as entered upon the books of the defendant was sufficient to put him
upon inquiry and bound him. Judgment affirmed.
Minnesota Supreme Court. — Hantyver and Cititens Fire Insurance Companies vs. Ames,
Assignment for. Benefit of Creditors.
The insured made an assiirnmeat of all his property under the insolvent laws of the State
for the benefit of his creditors. Ten days subsequent to the assignment the insured property
was destroyed by fire.
Held — ^That by that assignment his property became vested in the judge of probate and
in snch assignee as the judge might appoint ; and, however made or expressed, the assign^
meat must be construed to pass all the plaintiff's property not by law exempt from such
attachment. The policy of insurance is a contract which gave him a valuable right and was a
part of his property not within the exception exempting it from the attachment, and was in-
cluded within the assignment The assignment being without the consent of the insured, by
the terms of the policy, rendered the policy void, and the plaintiff can not recover.
New Hampshire Supreme Court.— Z>ii^/ vs. Macomber Mutual Fire Insurance Company.
Answers in Application Relative to Incumbrance.
In an application for insurance it was asked : " Is there any incumbrance on the prop-
erty?" to which the answer was " Yes." The policy provided that it should be void if the
property should " be incumbered by any lien, whether by deed of trust, mortgage or other-
1^4 The Insurance Year Book.
wise Qoless so represented." There was at the time of procuring the insurance a mortgage on
the premises upon which was due $3000 in interest and delinquent taxes to the amount of
$329. Suit was brought to recover loss under policy.
Held— The general question as to the existence of incumbrance was answered truly. As
the insurers asked him no questions as to the nature and amount of incumbrance other than
mortgages, they could not object on the ground that information relative to other incumbrance
was not given. The insured stated that no smoking or drinking of liquor was allowed oft the
premises, and it was shown that the plaintiff himself smoked at times during the life of the .
policy. But the question and answer referred simply to the general rule on the subject at the
time the application was made, and not to the question whether the rule might be kept or
broken in the future.
United States Circuit Court. — Hosford vs. Germania Fire Insurance Company^
RBTilLIATORY LEGISLATION DEFINED.
Action was brought against the defendants under the following section of the statutes ',
*' When by the laws of any other State any taxes, fines, penalties, license fees, deposits of
money or securities, or other obligations or prohibitions are imposed upon the insurance com-
panies of this or other States or their agents greater than are required by the laws of this
State, then the same obligations and prohibitions of whatever kind shall in like manner for
like purposes be imposed upon all insurance companies of such States and their agents.*'
The complaint alleged that the laws of the State of New York required agents of fire insnx-
ance companies to pay to the treasurer of cities and villages the sum of $3 upon each $100 of
premiums received ; that such sum was claimed from fire companies of Indiana and other
States'; that such tax of two per cent was greater by that amount than was imposed upon
insurance companies of other States doing business in Indiana ; and, it was claimed that the
defendant companies were indebted to the plaintiff for the use of the fire department of the
city of Lafayette in the sum of $200. Defendants demurred to the complaint and were sus-
tained. Plaintiff appealed.
Held— That the statute regulating foreign insurance companies doing business in that
State is constitutional and valid. Said section does not, however, authorize the collection
from a foreign insurance company for the use of the fire departments in cities and villages, a
certain per cent upon the premiums received by such companies within such cities and towns,
as provided by a statute of the State, where such company has its principal agency ; but on
the contrary the collection of all taxes which may be assessed against such companies, both
under section 3 and section 8 of the act mentioned, is committed to the State officers exclu-
sively ; hence, plaintiff's action is unauthorized, and defendant's demurrer sustained.
Indiana Supreme Court. — Blaekmer^ Treasurer of City of Lafayette, vs. Royal Insurance
Company and the Home Insurance Company.
Agents for Unauthorized Company.
The defendants in this case were soliciting insurance in companies not authorized to do
business in the State. Evidence was introduced to prove the acts of such agents in procuring
insurance.
Held— The various acts of such agents in procuring the insurance are proper matters for
the consideration of the jury, in connection with the power of attorney, in determining
whether he was acting in good faith as agent of the insured, solely under the power of attor-
ney, or whether its execution was procured as a cover to conceal the true relation in which the
agent was acting. The people are not required to show that the defendant was the agent of
the foreign insurance company in procuring policies, in the ordinary sense of that word.
Further, that the word agent, under that section, includes any person who, in any manner,
aids in the transaction of insurance business of any company not incorporated by the laws of
the State. Any evidence which tends to show that the defendant, in procuring insurance,
acted as an agent of the foreign insurance company, either directly or indirectly, or, if not
such agent, aided in any manner in transacting the insurance business of unauthorized foreign
TTie Insurance Year Book. J 15
companies, is proper to be submitted to the jury, and it is error to withdraw the same and
direct a verdict for the defendant. Judgment reversed.
Illinois Supreme Court.— 7^ PtopU of State of Illinois ▼«. The Peoples iMSMmnee Ex-
ckoHge.
Wholly or Partly Vacant.
Suit was brought under a policy insuring a dwelling^iouse described as being occupied by
a tenant, and containing the stipulation that it should become void if the propeny insured be
came wholly or partly vacant or unoccupied, or occupied for purposes not indicated in the
policy. The evidence showed that the tenant had removed from the premises a few days before
the fire, and that the owner, who lived near by, went to the building the next day and spen
some cime in it, and continued to spend some time each day until the fire, which occurred five
days later. Plaintiff's father kept some tools in the building at night, but otherwise it was
nooccupied.
Held— The premises were vacant within the meaning of the policy, and the policy was
therefore void.
Iowa Supreme Court. — Fehse vs. Council Bluffs Insurance Company,
Knowledge and Consent of Agent.
This was an action brought to recover under a policy of insurance issued in accordance
with an application made for the insured by the company's agent. The agent bad knowledge
of the property, knew the title and situation, anch filled up the application from his own
koowledge. Suit having been brought to recover, company defended on the ground that the
property destroyed was on leased ground, and that the policy was therefore void, in accordance
with the terms of the contract.
Held— >The agent having full knowledge of the property in question, its location and the
title thereto, the company is estopped from saying that the policy is void because the property
stood on leased ground.
Illinois Supreme Court. — Germania Fire Insurance Company vs. Hick.
Misrepresentations as to Title.
This was an action for the recovery of amount claimed on two policies of insurance, total
loss of the insured property being alleged. Company defended on the ground that the
plaintiff, through his agent, misrepresented the true status of the property. The warranty
entered into with the company being broken, no liability attached. Verdict for defendant ;
plaintiff brings error.
Held— Where the agent of the insured makes correct representations to the agent of the
company, but the agent makes errors in transcribing his answers, the company cannot take
advantage of the misconduct or mistake of its agent and avoid payment under the policy. The
company pleaded that the answers to certain questions as to the ownership of the property
were untrue, and the plaintiff undertook to rebut this by showing that the agent of the company
had been correctly informed, but had written answers contrary to the representation of the
plaintiff's agent. The court charged that ^'the fact that the questions were asked and
answered by plaintiff's agent is a proper matter to look to in deciding whether the plaintiff's
agent was correctly informed as to the ownership." Such charge was erroneous in ordering
00 the consideration of the jury evidence tending to show that the insured made a truthful
sutement, which was not put in the answers written by the defendant's agent. Where the
defense sets up that the answers to cenain questions were untrue, the burden of proof is upon
the plaintiff to show that he made a full and true statement of the conditions of his title. The
defense of a breach of warranty is not technical, and should receive the same consideration as
any other meritorious defense. Judgment reversed and the costs remanded.
Alabama Supreme Court. — Williamson vs. New Orleans Insurance Company,
Binding Receipt Good for Reasonable Time.
The plaintiff' applied for insurance, and the agent, being unable to determine the premium,
gave a binding receipt certifying that the company would hold good for a specified amount of
ij(> The Insurance Year Book.
insarance until the policy conld be delivered. No premium was ever paid, and nothing
further was done about the policy until the fire occurred.
Held — The binder was a mere preliminary contract until the policy could be made out,
and it could only continue for a reasonable time. It was the duty of the party insured to see
that the policy was issued. Ten months is not a reasonable tiose in case of a contract for a
year, and the company was not liable.
New Jersey Supreme Court.— (^ vs. W€Lshingtam Insurance Company.
Unoccupibd or Vacant Prbmisbs.
This suit was brought under a policy which contained certain conditions and prohibitions
under which the policy became null and void. The property was destroyed, and the company
defended on the ground that the conditions had been violated. The evidence showed that the
employees of the mill were discharged temporarily ; that the insured during that time was
busily engaged in collecting coal and otber necessary material preparatory to the resumption
of business ; that the mill was cared for by a night watchman at the time the property was
burned in July. The plaintiff got judgment and defendant appealed.
Held — A temporary suspension of the principal work of a cotton mill, the watchman and
others being still employed, does not void the policy of insurance thereon, conditioned that
the policy shall be forfeited if the property becomes vacant or unoccupied or ceased to be
operating, whether said suspension was to set up new machinery and make repairs or not.
Judgment was affirmed.
Illinois Supreme Court.— ^mm^-an Fin Insurame Company vs. Brighton Cotton Jfamu*
faeturing Company,
Policy Issued But Not Delivered.
For several years previous to the issuing of the policy in suit, the insured had transacted
his business through Marsh, who was agent for several insurance companies. Marsh was
instructed to keep the property insured in companies he might select. The insured made
special application for insurance on his dwelling, leaving the selection of the company with
Marsh. He placed the insurance in the Sun company, entered it on his books, and sent the
policy to the insured. It contained the usual conditions of cancellation. The Sun notified
Marsh to cancel the policy, which be did in the usual way, mailing the notice to the insured,
and informing him that he had placed his insurance in another company. The agent having
canceled the Sun policy placed insurance in the defendant's company, issued the policy, and
placed it in his safe for the plaintiff. He entered it regularly in his register of company busi-
ness, reported it to the defendant company, accompanied by the premium. The insured rati-
fied all these acts. The policy was issued on Saturday, and the fire which injured the building
occurred on Sunday, the policy at that time not having been delivered to the insured. There
was a trial, and the verdict was rendered for the plaintiff, and defendant brings error.
Held— We have no doubt that the facts shown on the trial were sufficient to establish the
delivery claimed by the plaintiff of the policy in question. While Marsh could not act as
agent for both parties In making the contract of insurance or other matters requiring concur-
rence of both parties, he could act as the custodian of the policy which was issued for the
insured until he should call for it. This was a matter in which the company had no interest
and over which it had no control whatever, and when the agent received it for the insured it
was clearly a delivery by the company. The judgment must be affirmed.
Michigan Supreme Court. — DibbUv%, Northern Assurance Company of London.
Temporary Removal of Wearing Apparel.
This was an action to recover under a policy of fire insurance covering personal property
destroyed at the residence of the insured at Ottawa, but which bad been insured in her resi-
dence in Chicago. It was claimed that the temporary removal of wearing apparel from its
ordinary place of deposit for purposes reasonably incident to its use does not suspend the risk.
Held — In this case the temporary removal was not such as might be reasonably said to
have been contemplated ; nor was the place of ordinary deposit designated contiguous. Ordi-
nary use does not include long journeys or protracted visits during which the goods may be
The Insurance Year Book. ///
^
exposed to risks not contemplated when the policy was issued. There being no circumstances
at the time of taking the risk to show that there would be unusual hazards, time or distance of
remoTal was not designated, nor journeys, nor protracted visits contemplated ; hence, there
can be no recovery.
Illinois Appellate Court. — TVvii/ vs. Fitt Association of Philadilphia.
Allbgbd Lack of Considbration.
This case came up on an appeal from an order overruling defendant's demurrer to the com*
plaint in an action under its policy. The defendant alleged that the complaint failed to show
that any premiums were ever paid or agreed to be paid for the policy and, hence, that there
was DO sufficient consideration alleged to support the contract.
Held— That a complaint alleging that defendant, for a valuable consideration, entered
into a contract of insurance is sufficient, on demurrer, without any allegation that any premium
was ever paid or agreed to be paid. It is sufficient to allege the destruction by fire of the
property insured, without alleging that the fire resulted from accident or misfortune, and not
throDgh any fault or evil practice on the part of the assured. A complaint reciting the stipu-
latioDin the policy for the receipt of proof of loss by the company, and alleging that the in-
sured performed all the conditions of the contract, and rendered to the company a particular
acconnt and proof of the loss as required by the contract, sufficiently alleges the receipt of the
proof of loss by the company. The allegation that the claim accruing by virtue of a contract
of insurance was dnly sold, assigned and transferred to plaintiff, who ever since has been the
owner of it, is an allegation that on the day named the contract and the right to the amount
due on it, was delivered to plaintiff as buyer, and accepted by him as required bj statute of
fraods. An allegation that the claim for insurance was assigned to plaintiff will, on demurrer,
be held to imply that an assignment valid under the statutes was made. Order affirmed.
Wisconsin Supreme Court. — Bank of River Falls vs. Girman-Amef icon Insurance Company^
MiSRSP&KSBNTATIONS AS TO RiSK.
The insured in his application stated the condition and value of the property to be insured
and subscribed to the following conditions : *' The foregoing is a full, just and true exposition
of all (he lacts and circumstances in regard to the condition, situation and value of the prop-
eny to be insured, so far as the same are known to the applicant, and the same is hereby made
a condition of the insurance and a warranty on the part of the insured."
HELD--In the absence of fraud or gross negligence the insurance company is not released
from the contract of insurance by incorrect representation. An express warranty by one in-
sored as to the circumstances of the insured property binds him whether he be mistaken in fact
or willfully misrepresents, while representations not amounting to a warranty will protect
insnrers onl7 if willfully erroneous or grossly negligent in character.
United States Circuit Court.— /m4^ vs. Crescent Insurance Company,
Waivsr of Payment of PaxMiUM.
This was an action brought to recover under a policy of insurance, and was defended on
tlie ground of non-payment of premium. It was shown to have been the custom of the com-
pany to demand premiums when due, and in this case such demand had not been made.
HxLD^Wbere an Insurance company, by its habits of business, creates a belief in the
mind of a policyholder that payment of premium may be delayed until demanded, or otherwise
waives its right to claim forfeiture, such practice is binding on the company, notwithstanding
the fact that the policy expressly provides for a forfeiture for non-payment of the premium
I due.
Alabama Supreme Court. — Home Protection of North Alabama vs. Avery.
Waiver of Conditions.
Suit was brought under a policy containing the usual condition relative to waiver and
proofs of loss. Loss having occurred, an agent of the defendant company secured an estimate
from a mechanic of the cost of a new building to replace the one destroyed.* He showed the
ii8 The Insurance Year Booh.
estimate to the insured and then offered to pay a sum less than the face of the policy, which
offer was refused. Other propositions of settlement were also refused, and the agent wrote
several letters making offers of settlement ; but no compromise was effected. On trial a ver-
diet was rendered for the plaintiff, from which appeal was taken.
Held— The condition in a policy that its terms and conditions cannot be waived " unless
such waiver shall be endorsed hereon in writing " applies only to those conditions and provis-
ions which relate to the formation and continuation of the contract, and are essential to its
binding force while running, but does not apply to those conditions which are to be performed
after loss. When it is shown to the court below that there has been a waiver of conditions the
question should not be submitted to a jury ; but when the court is of opinion that such ques-
tion should be submitted to a jury, the verdict will not be disturbed. Judgment affirmed.
Mississippi Supreme Court.— AVtv Orleans Insurance Association vs. Matthews,
Additional Notice and Proofs Not Required.
In an action to recover under a policy of insurance issued by the defendant company the
court
Held— It is sufficient to aver generally in a complaint upon a contract that the plaintiff
has performed all the conditions on his part. After an insurance company has taken cogni-
zance of the letters and prepared such proof as it deems essential to an adjustment the insured
may assume, unless otherwise notified, that additional notice and proofs are not required. The
amount of the debt being ascertained and controverted an agreement that the debtor may dis-
charge his obligation by the payment of a sum less than the amount due will not be enforced
unless it is supported by some new or independent consideration. Further, in order that an
executory contract growing out of a compromise may be enforced there must have been an
actual dispute founded on tolerable right.
• Indiana Supreme Co^ti,-^ American Central Insurance Company v^. SweetzereX al.
Other Insurance Forfeits Policy.
The policy contained the usual proviso that it should be void in case the insured obtained
other insurance without written consent of the company. The company endorsed thereon its
consent "for other insurance, total amount, including this policy, not to exceed $15,320."
Held — Insurance in excess of the stipulated limit, without the consent of the company,
voided the policy.
New York Supreme Court. — Allen et al. vs. German- American Insurance Company,
Condition for Arbitration.
Policy contained a condition stipulating that in the event of damage to personal property
the insured should place the same in order, assorting and making an inventory of it, and that
the amount of damage should be determined by mutual agreement, if possible, which, failing,
should be determined by arbitration.
Held — Where the goods were totally destroyed the arbitration condition of the policy does
not apply ; nor does it apply where no difference exists ,as to the value of the property de-
stroyed ; but relates wholly as to whether defendant is liable for the market value or only the
cost of the goods.
New York Supreme Court. — Rosenwald tx al. vs. Phoenix Insurance Company,
Question of Knowledge of Agent and Proofs of Loss. •
Upon the trial of the case two agents testified that before the policy was issued they had a
general knowledge that the building stood upon leased ground, though they had no particular
knowledge thereof. Property being destroyed, proofs of loss were prepared by the agents of
the company, who retained them until called for by the plaintiff at the trial. It was also shown
that the agents of the defendant resided near the buildings, and were fully informed of their
destruction.
Held— The question as to the knowledge of the agents regarding the property being on
leased ground should have been submitted to the jury, there being no allegation of intentional
The Insurance Year Book. 119
misrepreseotatioa. The omission to serve notice of loss upon the defendant was not, under
the circumstances, sufficient, in view of the agents' knowledge, to defeat the plaintiff's right to
recover.
New York Supreme Court. — Brothers vs. California Insurance ffompany,
Insurancs for the Benefit op Transportation Company.
Plaintiff consigned certain cotton to defendant lor transportation, and while in transit it
was destroyed by fire. Plaintiff brought suit in the United States Circuit Court for the Dis-
trict of South Carolina for the value of the cotton destroyed. The defendant for its chief
defense plead in bar a clause of the bill of lading which provided that in case of loss or dam-
age " the company incurring such liability shall have the benefit of any insurance which may
have been effected upon or on account of said cotton," and set forth that the same was fully
insured, and that the plaintiff had not given or tendered te defendant the benefit of such insur-
ance. The policy contained the following clause : ** It is also agreed and understood that in
case of loss or damage under this policy the insured in accepting payment therefor, hereby, and
by that act assigns and transfers to the said insurance company all his or their right to claim
for loss or damage as against the carrier, or other person or persons, to inure to their benefit,
however, to the extent only of the amount of loss or damage and attendant expenses of recov-
ery paid or incurred by the said insurance company." There was a judgment for the defendant
and plaintiff brings error.
Held — ^To secure care, diligence and fidelity in the discharge of his important functions
the common law charged the common carrier as an insurer ; but the rigor of the rule has been
relaxed so as to allow reasonable limitations upon the responsibility at all events to be imposed
by contract. This cause went to judgment in favor of defendant upon its second defense.
That defense set up the clause in the bills of lading providing that "the company incurring
such liability will have the benefit of any insurance which may have been effected upon or on
account of said cotton." If this bill of lading had contained a provision that the railroad com-
pany would not be liable unless the owners should insure for its benefit, such a provision
conld not be sustained, for that would be to allow the carrier to decline the discharge of his
duties and obligations as such unless furnished with indemnity against the consequences of
failure in such discharge. Refusal by the owners to enter into a contract so worded would
famish no defense to an action to compel the company to carry, and submission to such a
requisition, it bemg presumed to be the result of duress or circumstances and not binding.
Bat the clause in question bears no such consideration, and obviously cannot be relied upon
IS in itself absolving the company from liability. By its terms the plaintiffs were not com-
pelled to insure for the benefit of the railroad company ; but if they had insurance at the time
of the loss which they could make available to the railway, or which, before bringing suit
against the company, they had collected without condition, then if they had wrongfully refused
to allow the carrier the benefit of insurance such a counterclaim might be sustained, but other-
wise not. The policies were all taken out some weeks before the shipments were made, and
recovery upon neither of them could have been had. They could not therefore be made avail-
able for the benefit of the carrier. In our judgment the second defense, in any aspect in which
it may be considered upon this record, cannot be maintained, and it follows that the action of
the Circuit Court was erroneous. Judgment is reversed and the cause remanded.
United States Supreme Court. — Inman et al. vs. South Carolina Railway,
Waiver of Forfeiture by an Adjuster.
Property insured was a stock of merchandise. Policy was issued on a written application
which was endorsed on the policy when it was issued, and which contained the following
agreement : '* Applicant further agrees to keep a set of books showing all purchases and
sales for cash and credit separately, and to keep a copy of the last inventory, and that such
books and inventory shall be kept in a fireproof safe, or in such manner as to avoid danger of
being destroyed with the property hereby insured." Defendant alleged a breach of this under-
taking, and plaintiff in reply a waiver of such breach. Evidence showed that plaintiff did not
keep such books and inventory in fireproof safe and were destroyed by the fire that destroyed
the property. The claim that forfeiture for this breach had been waived consisted of the fact
120 The Insurance Year Book.
that the company had knowledge of the manner in which the hooks had been kept, that they
had been destroyed by fire and required him to procure and produce copies of all inToices and
bills of goods purchased by him for a number of years before the fire, which he obtained at
great expense and trouble. When the proofs of loss were furnished, they were placed in the
hands of one of the company's adjusters, who examined the plaintiff relative to loss, and after
such examination served him with a written notice to produce certified copies of the original
bills of purchase. The adjuster again visited him, and after presentation of the certified copies
payment of the loss was refused.
Held — In this case it is shown that the company placed the matter in the hands of its
adjuster for adjustment. He was the agent of the company then for the transaction of that
particular business, and it will be presumed that he was authorized to do whatever was
required to be done in adjusting the loss. He having required the plaintiff to incur the labor
and expense of procuring the bills and invoices, and the company having obtained whatever
advantage accrued from their production, it would be manifestly unjust to permit it now to go
back and take advantage of the forfeiture. Judgment of the District Court will be afiirmed.
Iowa Supreme Court.— ^ri^ti^ vs. State Insurance Company,
Limitation as to Bringing Suit.
In this case the policy stipulated that suit must be brought within twelve months. The
fire occurred March i6, 1884 ; suit was instituted March 16, 1885, the previous day beinflr
Sunday.
Held— Where the right to bring suit on the last day of the limitation is obstructed by law,
by reason of its being Sunday or a holiday, suit may be brought on the day following.
Kentucky Court of Appeals. — Owen vs. Howard Insurance Company,
Vaudity of an Assignment.
After the destruction of the insured property by fire the insured assigned the policy to a
creditor, but without endorsement or delivery of the policy, and the company was notified.
Subsequently the insured placed the policy, with others, in the hands of an attorney, with
instructions to collect and apply the proceeds to the payment of a debt to another person.
Held— The delivery of the policy to the attorney was not an assignment to the person des-
ignated. The assignment to the first creditor, although without delivery, entitled him to
receive the money, and was valid against a subsequent garnishment by other creditors, though
the assignment did not need to be recorded in Iowa.
United Sutes Circuit Court, Southern District of lowsu^Auttmann vs. McConnell,
Void in Case of Other Insurance.
The policy in this case contained the usual proviso that it should be void in case other
insurance were placed upon the property without consent of insurer. It was shown that the
agent who received application waived this condition by giving verbal consent for other insur-
ance. Company contended that such waiver was not within the scope of the agent's authority.
On appeal it was
Held— The agent of a company intrusted with policy blanks duly signed, which he iras
authorized to fill up, countersign and deliver to applicant, who was authorized to fix premium
rates, issue renewals, and endorse consent to other insurance, could waive the required
endorsement by verbal consent to other insurance.
New York Court of Appeals. — Coldwater vs. Liverpool and London and Globe Insurance Co.
A Judgment is an Incumbrance That Voids Policy.
The policy contained the usual conditions relative to incumbrance upon the property^
While the policy was in force a judgment of $500 was obtained against the insured and remained
a lien upon the premises until they ivere destroyed by fire. The company refused to pay, and
suit was brought, in which the plaintiff was allowed to* prove that he did not know of the entry
of the judgment, that it was given upon an agreement that it should not be entered up, and
The Inmrance Year Book. 121
thit the entry was a breach of that agreemenL There was a iudgment against the companj,
tod appeal taken.
HiLD^The entry of the jadgment against the plaintiff, whether he knew of the entry of it
or not) was a breach of the conditions of the policy, and he was not entitled to recover. The
fact that he was permitted to prove that he did not know of the entry of the judgment was an
error. Judgment of the lower cenrt is reversed.
Pennsylvania Supreme Court. — Pennsyivama Mutual Fire Insurance Company vs. Schmidt,
Overvaluation of Goods Voids Poucy.
This was an action on one of several policies on a stock of goods. Upon the trial the jury
found for the plaintiff in the sum of I5000, which was one-half of the amount of the policy
issnedhy defendant. To reach this conclusion the jury must have found the whole loss to bo
fsooo. The plaintiff, in bis proofs of loss, stated the value of the property was $33,343, and
claimed total loss. Proofs of loss consisted of an inventory made a year previous, from which
was deducted the value of certain goods delivered to creditors, and to which had been added
I expenditures for purchase and manufacture. Deducting the amount received from sale, a net
loss of I19.833 was left.
Held — In the absence of any mistake or misapprehension the old statement of the loss
was so great as to warrant the inference that the proofs were made with the intention to defraud
the company. The policy was therefore forfeited under that clause providing for forfeiture for
ffiisrepresenutions in proofs of loss.
New York Supreme Court. — Stewnfeld vs. Park Insurance Company,
New Trial Upon New Evidence.
In this case one of the items forming the basis of a calculation upon the goods destroyed
as stated in the proofs of loss, was the amount of goods returned by the insured to a certain
person. No evidence was presented as to this beyond the general statement. A verdict was
STwcn for the full amount of tbe policy. After the trial the invoice of the goods was discov-
ered, in ^vhich the price was stated to be about one-half less than was claimed in tbe proofs of
loss. In another action on another policy the invoice was offered in evidence and the jury
found the value of the goods destroyed to be less than three-fifths of the amount claimed in
the proofs of loss.
HELJ>^The newly discovered evidence entitled the defendant to a new trial, and it should
have heen granted.
New York Supreme Court. — Stem/eld vs. Western Insurance Company et al.
Condition of Arbitration Dobs Not Deprive of the Right of Action.
In this case there was insurance in different companies, the policy stipulating that the
question of damages should be submitted to arbitration. The proofs of loss were tendered
and held by the company, which made no objections to them, after which the insured refused
to arhitrate.
Hkli>— That as the proofs were given to the company and the agents and oflBcers showed
an nnwiliingness to afford the insured reasonable facilities to supply any defects in them^
although frequently requested so to do, the company waived any claim to additional or more
complete proof. A condition stipulating for arbitration cannot deprive the insured of his
right of action unless it is clearly made a condition precedent to the exercise of that right.
Illinois Supreme Coxxn.'^Birminjfham Fire Insurance Company vs. Pulver,
Marine Insurance On Cotton.
This suit was brought under policies taken out upon a large quantity of cotton to protect
the fsierests of the railroad, which had issued bills of lading for the shipping of the cotton, as
well as to insure plaintiff against loss. The policies contained a condition that they should
not apply to or cover any cotton which might, at tbe time of loss, be covered in whole or in
part hy a marine policy, and that only actual payment by bank check or otherwise for cotton
122 The Insurance Year Book.
purchased should constitute delivery from the seller to the buyer, and that tickets, checks or
receipts deliTered to bearer shall not be considered as evidence of ownership. The coDsignees
had secured marine insurance on all the cotton except lis bales, but not by the complaioant,
and the defendant companies would not recognize the validity of the marine policies, alleging,
xst. That insurance to a bailee inures solely to the benefit of the real owners, and as the
owners had been paid by the marine companies the plaintiff had suffered no loss and there
could not be two satisfactions. 2d. That the cotton had been sold to £astern parties, bills of
lading had issued, and therefore it was not in possession of the insured ; the trust had ceased
and the plaintiff* had no interest then beyond the charges. 3d. That the policies did not cover
any marine insurance, and the fact that such insurance was effected avoided the policies. In
answer the plaintiff contended that it was under contract to the railroad to keep the cottoa
insured for their benefit and that the *' in trust" clause did not protect the railroad as bene-
ficiaries.
This was a test case in which a number of companies were interested, the total amount of
insurance being $142,762. The marine clause was ruled out by the court and a verdict for the
full amount of the policies was rendered.
United States Circuit Court of Arkansas. — Uttion Compress Company vs. Liverpool and
London and Globe Insurance Company,
Vacant or Unoccufibd.
It was a condition of the policy that *' if the premises shall become vacant or unoccupied.
or if the mill or manufactory shall cease to be operated " without notice to and consent of the
company the policy shall be void. Work was suspended because of a failure in the supply of
logs, and the loss occurred during a stage of low water when logs could not be obtained for a
period of forty-two days. The company having been notified of the loss and of the suspension
of operations, and others connected with the company having stated that it was not their inten-
tion to stand on technicalities, it was claimed that this was a waiver of condition of policy.
HsLD — ^That the temporary suspension caused by a failure of logs in consequence of low
water was not such a cessation of operations as would void the conditions of the policy. The
president of the company, and others connected therewith, having been notified of the sus-
pension and of the loss, and having manifested no intention of resistinpf payment for a period
of six months, the jury was justified in finding a waiver of the forfeiture. It was proper lo
admit evidence of the facts of the temporary suspension of other mills for the same reason,
showing that such stoppages were incident to the locality.
Michigan Supreme Court.— CV/v Planing and Shingle Mill Company vs. Merchants^ Maw
ufactnrers and Citinens Mutual Fire Insurance Company »
Waivkr op " Oth£& Insurance " Condition.
In this case it was shown that the company had knowledge of prior insurance, and a losi
occurring, did not disclaim liability until after suit was brought and an assessment for thi
payment of the loss had been ordered.
Held— This constitutes a waiver of the condition prohibiting other insurance without cod
sent of the company, the company already having knowledge of such prior insurance.
Michigan Supreme Court.~^<^ vs. The Merchants^ Manufacturers and Citizens Muim
Fire Insurance Company,
What Constitutes a Contract to Insure.
This was an action for a breach of contract to insure. The plaintiff testified that he mad
an agreement with the agent of the defendant to write a policy for $500 for six months, to tak
effect at a certain time, at a certain premium. The agent of the defendant testified to the wt
facts, except as to the time the policy was to take effect, insisting that he had suggested to tl
plaintiff that the company might be unwilling to take the risk after he bad reported it. Tl
agent did not write the policy, nor did the company refuse to carry the risk until after the loJ
occurred and the plaintiff demanded the policy.
Held— Notwithstanding the premium had never been paid there was a valid contract
insure. The measure of damages for the breach of the contract to insure is the sum which tl
The Insurance Year Book. 123
pollqr was to insure, it the property to be insured, and which was destroyed during the lifetime
of the policy as it was agreed to be issued, was of that Talne. The objection that plaintifiTs
proof of loss was not made in the manner required by the policies issued by the defendant, and
as would hare been required by the policy if one had been issued according to agreement, is
no defense to the action for breach of contract to insure, where defendant denied all liability
on the ground that it had never insured or agreed to insure p1aintiff*s property.
Wisconsin Supreme Court. — Campbell "7^. American Insurance Company*
Condition as to Commsncement of Suit.
The policy contained the usual condition that no claim against the insurer should be sus-
tained unless commenced within twelve months next after loss, and that the lapse of this
period should be conclusive evidence against the validity of any claim asserted in any subse-
quent action.
Hkld— This condition is a bar to any suit commenced twelve months after the loss when
it does not appear that it was waived by the insurer.
Mississippi Supreme Court. — Ohio vs. Western Assurance Company,
Vacancy, With Knowlbdgb of Company, no Dbfbnsb.
In this case the policy provided that in case the premises should become vacant for more
than ten days without consent of the company the policy should be void. The house was unoc-
copied at the time the policy was issued, which fact was known to the agent of the company.
HxLD — Under the circumstances the vacancy shown constitutes no defense, and for the
company to insist on such a defense is an attempt at fraud.
Illinois Appellate Court. — German Fire Insurance Company vs. JClewen.
Effect of Suit to Recover on Premium Note.
This was an action to recover under a policy issued by the appellant company. The an-
swer to the complaint was that the policy was not in force at the time the loss occurred. The
evidence showed that the premium was paid—fyga in cash, and by a note for $1632 payable in
the following January. The policy contained the condition making null and void the insur-
ance upon failure to pay premium note when due, and that no legal action upon the part of the
company to enforce payment shall be construed as reviving the policy. Plaintiff averred per-
formance of all the conditions of the contract except as to default in payment of premium note.
The evidence showed that upon default to pay the note when due the defendant company sued
and recovered judgment on the cote ; but that a stay was entered under the provisions of the
sutnte. After the loss occurred, and before the stay had expired, the amount of the judgment
was paid into court and subsequently paid to and accepted by defendant company. When
proofs of loss were submitted, the company denied any liability on the ground that it had a
right to declare the policy forfeited under condition of non-payment. There was a trial, and
verdict for plaintiff, from which appeal was taken.
Held — ^The action of the company in recovering judgment on premium note, and subse-
quently accepting amount of such judgment, constituted a waiver of default and rendered the
policy operative for the balance of its term.
Marion County Supreme Court of Indiana. — Phenix Insurance Company of Brooklyn vs.
TomHnsou et al.
Action of Agent Binding on Company.
This was an action brought by the insurance company to compel payment of a premium
note. It was shown in evidence that the appellants and the agent of the company agreed in
writing that the appellants should apply to the company for insurance, execute their note for
the premium, and the policy should be sent them by mail ; that after examination, if it did not
suit them, they might decline to accept it and notify the company accordingly ; and that there-
upon the note should be returned and the policy canceled. All this was carried out ; the
policy examined and disapproved ; the company notified, and the appellants demanded the
xetum of their note, which the company refused, alleging that the agent had no authority to
124 The Insurance Year Book.
make the contract referred to, and that if he did so it was void. There was a trial, and judg-
ment for the company, from which appeal was taken.
HsLD^The note, application and agreement formed one contract, which bound the com-
pany, unless the agent can be shown to have acted in excess of his apparent authority. The
company tould not recover on the note while repudiating the power of the agent to contract.
Judgment reversed.
Arkansas Supreme Cfyaxt.'^Jacoway 6* Bro, vs. German Imurance Compimy,
'•Binding** an Expirbd Policy.
This action was brought to recover on an alleged policy of insurance. The plaintiflf held
two policies in the defendant company, but they had expired before the loss occurred and had
not been formally renewed. The plaintiff alleged that the company agreed to continue the
policies by what is termed "binding" them. He testified to having requested the policies
bound or continued ; but on his re-examination he admitted that the officers made him no reply,
but he supposed they had gone to their books and complied with his request. The trial court
gave judgment for plaintiff, and the company appealed
HsLD'-Silence in certain cases gives assent, and thus creates a contract. This is true only
where some assertion is made by the other party, to which no answer is given under circum-
stances which would properly warrant the inference that compliance was intended. But when
a question is asked, the fact that no reply is made has no such effect. It is evident either thai
the question was not heard, or that the person addressed did not intend to comply with the
request. Especially is this so when, if a compliance were intended, the request would have
been followed by an actual doing of the thing requested. One who asks another to enter into
a certain contract and receives no answer should repeat his request until he obtains an answer
or becomes satisfied that he cannot do so. He has no right to assume that silence means that
the request is granted. Silence is a much stronger proof of dissent than of assent. Judgment
reversed.
Pennsylvania Supreme Court. — Jioyiil Insurance Company vs. Beatty,
Violation of Other Insurance Condition.
Action was brought to recover under a policy which contained the condition prohibiting
other insurance without consent of the company being endorsed thereon. The company an-
swered that after its policy was issued the insured had obtained other insurance, without con-
sent of the defendant. The plaintiff replied that the subsequent policy contained the same
stipulation, and hence it never attached, or became a valid contract of insurance, the company
issuing the latter policy having no knowledge of the existence of the prior policy. There was
a judgment for plaintiff, and defendant appealed.
Held— The answer of plaintiff is bad. The plaintiff having purposely entered into a sec-
ond contract of insurance, valid on its face, thereby violated the condition of the first policy
relative to other insurance, whether the second contract may or may not be avoided for extrin*
sic matter cannot be considered in determining the validity of the policy first issued. It is
only where the subsequent policy is invalid on its face, or where, taking it all together, there
arises from the whole instrument a presumption of invalidity for want of power to issue the
policy in the first instance, that it will not constitute other insurance within the meaning of
the stipulation against other insurance.
Indiana Supreme Court. — American Insurance Company et al. vs. Replogle,
The Iron Safe Clause. .
This was an action to recover upon a policy of insurance issued upon a stock of goods,
store and fixture. Judgment was had for $1500, which was affirmed in the Appellate Court.
On the trial it was shown that the policy was signed by the president and secretary of the com-
pany, and countersigned by a duly authorized agent of the company, Who received the pre-
mium and delivered the policy. Attached to the policy by a pin, and signed by the agent
only, was the following condition : **It is a part of the consideration of this insurance, and is
expressly warranted, that the insured shall take an inventory of the stock above described at
The Insurance Year Book. ^^5
least once a year, and shall also keep correct books of accounts in detail, showing purchases
and sales, and shall keep all inventories and books in a fireproof safe or other place secure
from fire in such store during the hours said store is closed from business, or this policy shall
be void." The agent was a frequent visitor to the store, was on familiar terms with the in-
sored, and knew that he had no safe of any kind in his store, and that the books and inven-
tories were kept in the desk. It was conceded that the property destroyed was worth $2500.
The defense relied upon by the defendant was a breach of warranty, and insisted that the agent
had no power to waive the requirements contained in the printed slip attached to the policy.
HsLD— The proof showing that the agent was clothed with the right to either attach or
leave off a printed condition and to make or not to make it a part of the policy, he was cer-
tainly clothed with power to waive the condition. The waiver of such printed slip, signed by
the agent alone, by him is binding upon the company. Judgment affirmed.
Illinois Supreme Court.— A^M^fsra Fire Insurance Company vs. Brown.
Reforming Contract.
The plaintiff employed an insurance agent to secure his policies, the agent being free to
selea the companies, and the policies were to allow additional insurance. The agent secured
a policy in a company where additional insurance was forbidden. Plaintiff accepted policy
without reading it. There was a trial, and judgment for defendant. On appeal being taken*
it was
Held— Plaintiff was entitled to a decree reforming policy.
Iowa Supreme Court. — Barnes vs. Hekla Fire Insurance Company,
Warranties in Appucation.
This was an action to recover under a policy issued by the defendant company. The
answer to the complaint alleged breach of warranties in the application. There was a judg*
ment for the plaintiff, from which the defendant appealed.
Held — The insured must have an insurable interest in the property both at the time the
hisurance is effected and at the time of the loss. This being one of the essential facts upon
which his right of recovery depends, such interest must be alleged in the complaint. Where
the policy was assigned to one who had succeeded to the interest of the person to whom it was
issued, the company consenting and agreeing that the loss if any should be made payable to
the mortgac^ee as his interest might appear, the complainant, in order to susuin an action in
his name, naust show his interest. The application by its terms being made a basis of the con-
tract and stipulating that the representations contained therein should be warranties, both
application and policy are to be construed together as one entire contract. Where the appli-
cation contains various warranties and is supplemented by the statement that any false or
uotrue answer or statement material to the hazard of the risk shall render the policy void, such
additional atateroent does not defeat, qualify or limit the express warranties contained in the
policy. The distinction between a warranty and a representation is that a warranty must be
trae, while a representation must be true only so far as it is material to the risk. And it is
material when a knowledge of the truth would have induced the insurers to refuse the risk or
to have charged a higher rate of premium. In construing a written contract it is the duty of
die court to so construe it, if possible, that every word shall have its proper and appropriate
force and effect, and in such manner that no part of it shall be ineffectual. Judgment
reversed, cause remanded.
Oregon Supreme Court. — Chrisman vs. State In^rance Company,
Failure to Notify of Other Insurancf.
The plaintiff applied to the local agent of the company in the presence of its general
adjusting agent for insurance of |8oo upon a certain house. The policy issued contained the
usual covenant to notify the company of any other insurance on the property or to be placed
on the property, whether valid or not, and the stipulation that a failure or neglect to comply
with such condition should render the policy void. The plaintiff had 00 the day previous
applied for $700 other insurance upon the same house. The policy was issued in accordance
126 The Insurance Year Book.
with said application, but not delivered until several days after receiving the policy of the
defendant company. The evidence at the trial was conflicting, the plaintiff testifying that he
notified the agent that he had applied for the other policy and intended to keep the boose
insured in two companies, the agent denying that such statement was made. This evidence
was taken from the jury, and a verdict was rendered for the defendant. The plaintiff claims
error, and appeals from this ruling.
Held— It was an error by the trial court to refuse to submit to the jury the evidence in
question as to whether there was a waiver of the clause in the policy which provides that it
should be void upon failure to notify the company of other insurance. Judgment is reversed
and the cause remanded.
Kentucky Court of Appeals. — Brutnfield vs. Union Fire Insurance Qmpany,
I
A Question as to Ownership.
This was an action to recover under a policy issued by the defendant company. The evi-
dence showed that the agent of the company applied to the plaintiff, who is a German and
unfamiliar with business matters or the English language, for insurance on a billiard hall. The
agent was referred to the tenant, who signed the application, and the policy was issued on the
hall and contents. The policy contained the usual condition that if anyone other than the
insured had an interest in the property it must be represented in the policy. Plaintiff owned
the hall and the billiard tables ; but the other furniture and articles were owned by the tenant,
of which fact the agent had knowledge. The policy contained no statement of the tenant's
interest. The property having been destroyed by fire, suit was brought to recover.
Held— Although the agent was only authorized to solicit and prepare applications, and not
authorized to complete the contract of insurance, there are, I think, enough other matters to
justify me in holding the company liable. The plaintiff relied wholly on the agent of the com*
pany, and under the circumstances had a right to rely upon him for the preparation of the
application. The agent knew all the circumstances and did not consult the plaintiff about the
application. To the question as to whether he owned the property in fee an answer of ''No"
was returned by the tenant. With this information presented in the application, and with the
knowledge on the part of its agent, and without further Inquiry, the company issued this policy,
containing no statement of the title or interest of plaintiff. After loss, and after full informa-
tion of the facts, the company made no offer to return the premium it received. While I am
aware that this is a doubtful question and would not willingly throw down any of the bars
which the company has put up to protect itself against imposition and fraud, the gross injus-
tice which would be done the plaintiff leads me to hold that he would be entitled to recover
for the loss of his own property. Judgment will therefore be entered in his favor for the insur-
ance on the hall and billiard tables, and interest at seven per cent for two years and two
months.
United States Circuit Court of Kansas. — DUhold'vs. Phenix Insurance Company of Brooklyn*
No LiABiUTY Where Appucation is not Approved. |
It was provided in the application for insurance that no liability should attach until thi
application had been approved by the home office and the premium paid to the agent. BefoM
the application had been approved the property insured was destroyed by fire. Suit wtf
brought to recover.
H Ad— The application not having been approved by the company, as provided for, tb^
company incurred no liability for loss. j
Kansas Supreme Court. — Pickett vs. German Insurance Company,
Liabiuty of Agent for Commissions on Canceled Policies.
The plaintiff was agent for the defendant. He effected a certain insurance whereby thl
insured paid $5471 premiums for a policy, and paid plaintiff $547 as commission for procol
ing said insurance as broker and agent for the insured. Within eight days after the poli
went into effect the defendant company canceled it, returned to the insured the amount
premium, less the amount of earned premium and commission paid to plaintiff, and demandi
The Inmrance Year Bock. 127
thai the plaintiff should return to the insured the amount of commission he had received, lees
the commission on the earned premium. The plaintiff complied with this request under pro-
test, and now sues defendant for the equivalent. Judgment was rendered in favor of the com-
pany and plaiotiff appealed.
Hkld— The plaintiff had no cause of action, as there was no mistake as to his agreement
to do as he did, and the return to the insured of the commission he had received was his vol-
untary act /
North Carolina Supreme Court.— ^^tvr^Kar vs. The Rochester German Fire Insurance Com*
pony.
Vacancy Without Consemt.
The policy provided for its avoidance if the premises should become vacant, or if the pol-
icy should be assigned, or if the property should be incumbered, or if the title of the insured
to the property should be less than the fee simple unless written consent of the company
should be endorsed on the policy. In an action to recover it was
Held — A condition of the policy against vacancy was broken and the policy voided, as
the evidence shows that the premises were unoccupied, except that some fodder was stored in
an outer building, and the premises occasionally visited by one who had the key. The trans-
fer of the insurance on the furniture on its removal to other premises did not operate as a
consent to the premises being vacated.
Virginia Court of Appeals. — Watertown Fire Insurance Company vs. Cherry,
Distribution of Loss Bbtwxkn Insurers.
The policy provided that the loss, if any, should be distributed/^ rata among insurance
policies regardless of the solvency or liability of other insurers. In an action to recover it was
Held — ^A prior policy which is forfeited by the acceptance of a new policy reduces the
proportion to be paid on the loss by the new policy*
Mississippi Supreme Court. — Cassity vs. New Orleans Insurance Association,
Proofs of Loss Alleged in Complaint.
This was a suit to recover under a policy issued by the defendant companies. The defend-
antt separately demurred upon the grounds, ist. Becausp there was a misjoinder, no joint
liability being shown, ad. Because the complaint did not state facts sufficient to constitute
cause of action. The court sustained the demurrers, holding that there was a misjoinder, and
also that the complaint did not sute sufficient facts, because it failed to allege that the loss did
not occur from any of the excepted causes specified in the policy. The action was dismissed
and plaintiff appealed.
HELD—It was sufficient that the plaintiff alleged the destruction by fire of the insured
property without denying that it was caused in any of the excepted ways. The complaint
alleging that due proof of loss was furnished the company, and that ali the conditions of said
policy were performed was sufficient allegation and notice of loss. Judgment reversed and
remanded.
California Supreme Coxkn,^Blasingame vs. The Home Insurance Company and the Phanix
Insurance Company,
Time in Which Suit May be Commenced.
Policy was issued insuring a building which was partially destroyed by fire February,
18S7, and damages were promptly paid. Same property was totally destroyed a few months
later, and the company refused to pay the loss. The agent who wrote the insurance informed
the insured that the company would pay. But an adjuster, after examining the conditions of
the policy, repudiated the acts of the agent and denied liability of the company. On the trial
judgment was given for the defendant and appeal taken.
Held-— It was shown conclusively that the conditions in policy as to proofs of loss were
not complied with by the insured. Further, that the complaint fails to contain facts to show
that the soliciting agent had the authonty to waive such notice of loss and bind the company.
128 The Inmranoe Year Book.
Hence, the failure of the insared to furnish them was at his own peril. The adjuster did not
walre these conditions ; but, on the contrary, on examination of the policy refused to pay the
loss. A demurrer filed before the lapse of ninety days, regarding the time of the commence-
ment of the suit, should be sustained. The judgment for defendant is affirmed.
Iowa Supreme Court. — Von GenechHn vs. CUiMms Insurance Company,
Insukancs for Bknbfit of T&amspo&tation Companibs.
It was provided in the policy that in case of loss during transportation, whereby any legal
liability should be incurred by the terms of the bill of lading, the company incurring such lia^
bility " shall have the benefit of any insurance effected upon or on account of said cotton.''
The cotton was insured, and having been destroyed by fire on the defendant's wharf, insurance
company paid the loss to the owners, and took an assignment of the claim against the
defendant.
HxLD— The insurance company took nothing by its assignment, and by the payment of the
insored the defendant was, under the terms of the bill of lading, relieved from any liability.
New York Court of Appeals.— /'Ai// vs. Richmond ti al.
Acts of State Supervising Officers Subject to Judicial Revision.
The respondent, a corporation of the State of New York, doing business in Minnesota
under a license from the Insurance Commissioner, was subjected to a proceeding in qno war^
ra$Uo to try its right to that license.
HrIoD^Quo warranto is a proper proceeding to try the right of a foreign corporation to
carry on its corporate business in this State. The legal propriety and effect of the acts of the
officers of the executive department of a State may be determined by the courts when the same
are brought in question in causes requiring judicial action. The Insurance Commissioner, in
issuing certificates allowing foreign corporations to do business in this State, acts in a minis-
terial capacity ; his determination is not judicial and final. In accordance with the policy of
onr State, and with the interstate law of comity, foreign insurance corporations are allowed to
carry on business in this State. A foreign insurance corporation which has complied with oar
laws should not, as a measure of retaliation, by force of our retaliatory statute, be excluded
from doing business here on the ground that the laws of the State where such foreign corpo-
ration was created would exclude corporations of this State from doing business there, unless
it is clearly apparent that such is the effect of the foreign law. The proper effect of the stat-
utes of New York in this particular being doubtful, and the manner of their practical admin-
istration being undisclosed, a judgment of ouster against the respondent is refused.
Minnesota Supreme Court. — State of Minnesota ex rel. Attorney-General vs. The Fidelity and
Casualty Insurance Company,
Misrepresentation as to Incumbrances.
The application for insurance was in writing, properly signed, and contained the state-
ment that there was no incumbrance upon the property insured. In its answer to the com-
plaint the defendant alleged that the plaintiffs were not entided to recover upon the following
grounds : Because the property was incumbered by a mortgage to secure a note, and that
neither the note nor the mortgage had been discharged ; that the plaintiffs had no reason to
suppose that the mortgage was not valid at the time the application for insurance was made,
and, further, because of a defective statement of loss, which was a condition precedent to the
plaintiffs' right to recover. There was a trial to a jury and verdict for plaintiffs, from which
defendant appealed.
HELD^Tbe payment of a mortgage note is not presumed until fifteen years have elapsed
after the note has matured ; but an undischarged mortgage which has been paid is not an
incumbrance on the insured properly. Where the statements in the application are warranties,
the failure by the applicant to state they believed the property was mortgaged was an omission
of statement material to the risk, or at least it was evidence from which that fact might have
been found. A general agent cannot waive the statement of loss in manner other than that
The Insurance Year Book. i2g
proTided for in the policy. For instance, he cannot fHTe an oral consent to wairer when, by
the tcnns of the contract, the waiver must be endorsed on the policy. Judgment reversed.
Vermont Supreme Coun.— ^mt'M and wife vs. Niagara Insurance Ccmpany.
Carelsssness and Negligsncb Do Not Void the Poucy.
Suit was brought to recover for a loss upon a dwelling house insured by the appellant.
There had been a trial whereat the answer to the complaint set up culpable negligence and
carelessness of the assured. There was a verdict for the plaintiff, and defendant appealed.
Held— Culpable negligence and carelessness on the part of the insured is no defense
where do facts are set forth tending to show that such negligence or carelessness was wiilfut
•r fraudulent. One of the objects of insurance is' the recompense of one's negligence, there>
fore, if the negltgenceof the insured is not will/nl or of such a degree as amounts to fraud, the
insurers will be responsible.
Kansas Supreme Court.— -i'A^iwjr Insurance Company vs. SulHvan^
Vacancy in Tenevent House.
This was an action to recover for a loss sustained upon a tenement house, wherein the
iawircrs denied any liability by reason of a breach in the contract whereby the insured per-
mitted the house to become and remain vacant.
Held— A tenement house insured as such is not vacant within the meaning of the fire pol-
icy between the time of one tenant going out and another coming in, provided the delay is not
ttoieaionab^.
Kentucky Supreme CovitX.^Dwelling House Insurance Company vs. IValsk.
FOEFEITU&E UnDBE ADDITIONAL INSURANCE CLAUSE.
Plaintiff held a mortgage on ceruin real estate of the firm of M. A. Yorlc & Co., the firm
being composed of Mrs. M. A. York and her husband, Solomon. The mortgage contained
the asual covenant relative to other insurance and providing for its forfeiture in case other
intonnce were secured without the consent of defendant. The policy was issued to M. A.
York & Co., the loss, if any, made payable to plaintiff as his interest might appear, and per-
mitted faooo toul concurrent insurance, the policy of the defendant being for |iooo. Mrs.
York subsequently and without the knowledge of the plaintiff secured insurance upon the
property covered by defendant's policy in the sum of I4000. Upon this breach of the condi-
tion of policy th« defendant rested, and the court below directed a verdict for defendant and
entered judgment, from which appeal was taken.
Held— There was a clear breach of the conditions of the policy, and judgment is affirmed.
Wisconsin Supreme Court.— 6i/2f/ vs. Liverpool and Lon^m and Globe Insurance Company,
Increase of Risk and Waiver of Poucy Conditions.
Acdon was brought upon a policy of insurance on a hominy mill, which contained the
wnal condition that, if the hazard was increased without consent of the insurer, the policy
•bonld become void. It also contained the usual stipulation as to other insurance. There
was a trial and a verdict for plaintiff, from which defendant appealed.
Held— Whether or not the substitution of a fire-dryer for a steam-dryer with which to dry
inin increases the risk, was a question of fact upon which the decision of the lower court was
final. Instruction to the jury that, if the defendant's agent knew of the substitution of the
iire^iyer for the steam-dryer before the loss, and the defendant failed to cancel the policy, it
waived the right to pay on that ground, was not misleading because failing to point out that
defendant must have had knowledge that the fire-dryer increased the risk, as well as that it was
in use, in order that failure to cancel the policy should constitute a waiver. The jury was
properly cautioned in an instruction that there could be no waiver unless defendant knew of
tt increase of risk, and the only claim of increase of risk was on account of the fire-drjrer.
'^sgeot of the defendant, before delivering the policy, in answer to his own question regard-
ing the other insnrance, was told by the plaintiff where to secure such information, easy of
130 The Insurance Year Book.
access, and where the exact amount of snch other insarance could be obtained. This proof
tends to show a waiver of the condition relative to other insurance, and the sufficiency of the
proof was a question of fact for the jury to determine.
Illinois Supreme Court. — North British and Mercantile Insurance Company vs. Steiger.
Occupation Tax in Nebraska.
Action was brought by the city of Columbus to compel payment by defendant of the occa-
pation tax. The defendant entered a general demurrer, which was sustained, and plaintiff
appealed. In reversing the case, the court
Held— The provisions of the statute at amended were not intended to exempt insuraoce
companies from the payment of a license tax on their occupation or business within the limits
of cities of the second class and villages when imposed by ordinance ; the purposes of exemp-
tion in the latter clause of the section being only to relieve such companies from taxes, fees
and licenses under the laws of the State which might be imposed by general laws under the
provision of Sec. i. Art. 9 of the Constitution.
Nebraska Supreme Court. — City of Columbus vs. Hartford Insurance Company.
Apportionment of Loss Between Companies.
This was an action against several insurance companies to recover under fire and marine
policies insuring a certain steamer to ascertain and apportion the loss. There was a hearing
before the Master, and report adverse to the companies, from which appeal was taken.
Held — Where there is a claim against several insurance companies for the s^e loss upon
different policies, a court of equity has jurisdiction to apportion the loss among the respective
companies, and require from each the amount for which it is liable. In such a case it is not
necessary for the claimants to apportion or attempt to apportion the loss under the different
insurers in their preliminary proofs, although the policy requires that the insured shall, in case
of loss, furnish to the insurer a full and detailed statement of the loss and the amount claimed.
United States Circuit Court of Illinois. — Fuller et al. vs. Detroit Fire and Marine Insur-
ance Company,
Engine Room Part of the Mill.
Action was brought under a policy insuring a planing-mill, its machinery, shafting, belt-
ing, gearing, tools, saws, force-pumps, etc« The planing-mill was destroyed by fire, involving
a loss of I925. The evidence showed that the fire originated in the engine room conuining the
machinery burned, which was distant from the main building twenty-two feet, connected
therewith with an iron shaft furnishing motive power, and a shaft for conveying shavingrs to
the engines. The company denied liability, on the ground that the engine room was not in-
sured or described in the policy. There was a trial, and defended requested court to direct a
verdict in its favor, but the court refused and directed the jury to find for the plaintiff and to
assess for $1,022.11, which they accordingly did. From this judgment the company appeals.
Held— What little evidence was admitted in the case is undisputed. It shows that as a
matter of security the engine room was twenty-two feet south of the planing-mill, and contained
the engine and machinery that was burned ; that the other buildings or planing-mill proper
contained machinery described in the policy valued at about $6000. The damage was confined
to the engine room, with the exception of the injury to the shafting and shavings chute con-
necting the two buildings. Parol evidence was certainly admissible as to the character,
nature and situation of the property insured, in order to place the court in the position of the
parties at the time of making the contract of insurance. The question recurs whether there is
any ambiguity in the language of the policy when applied to the undisputed facts stated. The
policy was issued for a certain amount on the one-story planing-mill building and additions
situated contiguous, and for a certain amount on machinery, shafting, gearing, belting, saws
tools, etc. It conclusively appears that the engine in the engine room was the only motive
power for propelling any of the machinery, and was used for no other purpose. Therefore it
was an essential part of the mill. Without it there would have been no complete mill. It is
claimed that the engine room cannot be construed to mean an addition to the planing..mUl
The Inmrance Year Book. 131
buildioif, because it does not join directly apon the same. But they were both essential to the
completion of the mill. Stress is laid npon the fact that the engine, which was the principal
machine, was not specifically mentioned in the policy. We are inclined to think it was
covered by the word ** machinery/' and that the other things were specifically enumerated for
fear they might not otherwise be included. We are forced to the conclusion that the direction
of tbe verdict by the trial court is proper. Judgment of Circuit Court affirmed.
Wisconsin Supreme Conn,'^ffame Mutual Insurance Company of CaHfonUa vs. Roe,
Validity of Parol Contract.
This was an action brought upon an alleged parol contract of insurance, wherein the com-
pany denied its validity by refusing proofs of loss, etc.
HsLD— Tbe proofs of loss having been delivered to the agent of the company, and he
denying the validity of the contract by asserting that the policy had been canceled, there is a
waiver of objection to the proofs furnished. The rule that private instructions do not bind a
party dealing with an agent, unless he has notice of them, applies to contracts of insurance as
well as to other contracu. A duly appointed agent of a foreign company, having authority to
make contracts of insurance, may make parol as welt as written contracts, and where such
agent has made a contract of insurance the risk begins at the time stipulated, although the
policy maj not be delivered to the insured. If the company does not notify the insured that
it repudiates and cancels such contract, it becomes liable in case of loss. Notice to its own
agent avails nothing.
Indiana Supreme C^MXX.^Comm€rcial Union Assurance Company^, State tx rel. Smith etal.
Dbxd Givxn to Sbcurs Indbbtbdnsss Dobs Not Constitutb Transfbr op Propbrty.
The facts in this case are set forth in the decision of the court which
Held— It was assumed upon the trial that the property described in the insurance policy
upon which this action was brought had been destroyed by fire and the policy had become
payable to the plaintiff except for an alleged breach of condition in the policy set up as an
affirmative defense by the answer. The condition was that ** if the property shall be sold or
transferred or any change take place in the title or possession, whether by legal process,
judicial decree, or volunury transfer " it shall be voided. The property consisted of real
estate and it was admitted at the trial that no change of possession thereof had taken place
within the meaning of the above condition. It was alleged, however, that the property had
been sold or transferred and that a change of title had taken place which, it was maintained,
avoided the policy. The defendant gave in answer two deeds both absolute in terms, each
parporting to convey the property— one from Maria Sleight, the owner, to one MacLoughney,
Jr., and another from MacLoughney to John H. Corwin— each of which was executed subse-
qnent to tbe date of the policy and were recorded in the office of the clerk of the county.
The evidence established a prima facie case for the defendant. To defeat the effect of this
evidence the plaintiff offered proof that the deed to MacLoughney was given under parol
agreement to secure an existing indebtedness from Mrs. Sleight to MacLoughney, whereby he
relinquished his security and conveyed the property to Corwin to secure an indebtedness
owing by Mrs. Sleight to the latter. The defendant's counsel, for the purpose of the motion,
admitted the truth of the facts stated in the plaintiff's offer, and thereupon moved that the
court nonsuit the plaintiff, and the court granted the motion, to which ruling tbe plaintiff
excepted. The General Term sustained the motion, and the plaintiff appeals to this court.
For the purpose of our decision It must be assumed that the deeds in question were given
in security. We are of the opinion that the courts below erred in their views of this case, and
that the question presented by the exception has been repeatedly adjudged in favor of the
plaintiff by the courts of this Sute. There is no ambiguity in the terms of the conditions of
the policy, and no question of construction has arisen as to the true meaning and intent of
that provision. If the property has in fact been sold or transferred or any change taken place
in tbe title or possession then the policy by its terms becomes void. The only question in the
case is, what effect does the law give to a deed absolute on its face, but which in fact is given
as security for a debt ? Is it a conveyance of title, or simply a chattel interest capable of
J3^ The Insurance Year Book.
•ffBCtiog the title through legal proceediogs to enforce collection of the debt. The legal pos-
session of Mrs. Sleight as owner of the property was not changed by the deeds referred to,
and snch instraments did not bring the transaction within either the letter or the spirit of the
contract. The interest of Mrs. Sleight in the property remained the same after as before the
delivery. We think the judgment of the court should be reversed and new trial ordered*
costs to abide the event.
New York Court of Appeals.— Afrr^f vs. Hamburg^Bremen Fire Insurance Company.
APPRAISBlffKNT A CONDITION PRXCBDBNT TO RiGHT OP ACTION.
The policy provided that in case of loss, upon demand of either party, the damage should
be appraised by arbitrators, and that report of such appraisement should be made np of
proofs of loss. There was a loss and an inspection and partial adjustment, with offer to pay
certain sum in satisfaction, the company accepting kit inventory of lost and damaged goods
without objection.
Hkld— The condition relative to arbitration in the policy is a condition precedent to the
right of the insured to sue for recovery. The inspection and partial adjustment of the loss,
and the acceptance of the inventory does not constitute a waiver of the stipulation requiring
proof of loss to be furnished and appraisement to be made when the insured has been notified
that such proof and appraisement would be required.
Texas Supreme Court. — SeotHsh Union and National Insurance Company vs. Clancy.
Undsrground Companies Not Liable in Penalties.
This action was brought to recover from the defendant company the penalty of $500 pro-
vided by statute for failure to file with the Insurance Commissioner the annual statement
required of companies doing business in that State, and an additional $500 for every month of
neglect. The defendant did not appear, and judgment was rendered in default for $16,500.
From this judgment the company appealed.
Held— The provisions of the revised statute imposing a penalty on insurance companies
for a failure to file this annual statement with the Insurance Commissioner does not apply to
ft non-resident company that has not been licensed, and a complaint in an action to recover
such penalties that does not allege that the defendant has been licensed to do business in
Wisconsin is fatally defective. Judgment is reversed.
Wisconsin Supreme Court. — State vs. Citizens Insurance Company,
Assessment for Loss in a Mutual Company.
This was an action brought to recover by the insurance company an assessment for losses
incurred while the defendant was a member of the plaintiff company. The answer alleged that
defendant was assessed for more than his due proportion of the loss. There was a trial and
judgment for the company, and appeal taken.
Held — A by-law of a mutual insurance company [which provides that interest-bearing
notes to the amount of annual interest and deposit notes upon which the interest has been paid
in advance shall not be assessed until all other notes held by the company liable to assessment
shall have first paid in assessments an amount equal to the interest to be paid and paid within
six months next succeeding date of assessment] must be construed to mean not that all insured
in the company are not assessable in the first instance, but that the assessment shall not be
collected upon the interest-bearing notes until the other assessments collectable have been paid
in equal to the interest mentioned.
Pennsylvania Supreme Court. — Crawford vs. Susquehanna Mutual Fire Insurance Company.
Agent's Knowledge of Overvaluation.
This was an action on a policy which made the application a warranty and part thereof
containing the condition relative to false representation, and recited that " any overvaluation
or any misrepresentation whatever, either in a written application or otherwise, this policy shall
become void." It was shown in evidence that the insured informed the agent that the value of
The Inmnrance Year Book. 133
the property was about $1500. The agent filled up the application, stating the value to bo
I1800. when the true value was $1302. It was shown that the insured did not read the applica-
tioD or have knowledge of the statements of valuation.
Held— Neither the oral nor the written application debarred the plaintiff from recovering,
Qnless sach representations were intentionally or fraudulently made, or so negligently made at
to iodnce overvaluation. The agent having seen the property and inserted a value in theappli-
cition not given by the insured, and the latter having signed the application without having his
attention called to the valuation, the company is estopped from denying the correctness of
nch valnatlon. The charge by the judge to the jury to this effect was as favorable to the
company as it could require.
California Supreme Court. — Wheaton vs. North British a$ut MereanHU Insurance Company,
Insurrkction Among Convicts.
Suit was brought to recover under a policy covering certain personal property and machin-
eiy located in the State Penitentiary of Missouri, at Jefferson City, which property was
destroyed by fire February, 1883. The plaintiffs recovered judgment in the Circuit Court,
which was reversed In the Court of Appeals, and appeal taken to the Supreme Court. The
defenses to the action were based upon the following stipulation in the policy : *' Provided
aivajs, and it is hereby declared and agreed that these respective companies shall not be
liable to make good any loss or damage by fire which shall happen or arise by any person or
penoos engaged or concerned in any riot or in notorious resistance to the authority of ward*
COS, or to any lawful authority." The evidence showed that the penitentiary buildings were
torronnded by a high stone wall, that it was operated on the contract system, and that the
plaintiffs used one of the buildings for manufacturing purposes by the employment of hired
prison labor. Some ninety-five men were employed in the second story in the making of har-
otts; the first story was used as a collar factory, divided into two rooms, some sixty-five men
hdng employed in the front room and twenty-six in the rear rodm. The guard or timekeeper
for each of these rooms was furnished by the State, whose duty it was to keep the time of the
Ben, maintain order, and report to the deputy warden all violations of prison rules. They
*ere not permitted to carry arms. At the time of the fire there were fourteen hundred con-
^cuin the prison. On a certain day in February, the convicts returned from the dining hall
to the shops, under the direction of the guards. It was the duty of the convicts to take their
respective places at their work benches ; but chey were not required to resume work until i
o'clock. Several of the convicts, under the leadership of Johnson, secured the knives in use
at the benches, and by threats overawed the contractor's foremen and the guard, compelling
^^to surrender their clothing, which they put on over their convict suits, and attempted to
c*cape by scaling the wall ; being prevented by the guard, Johnson returned to the harness
shop, and in the presence of the guard, foremen and convicts set fire to a quantity of straw,
^^heathe engineer attempted to connect the hose to the fire plug to extinguish the fire, John-
>Go struck him and he and his associates cut the hose so as to render it useless. Tfie mutin-
eers then proceeded to the factory, attempting to incite them to mutiny, but they were arrested
ud pm in close confinement. Exaggerated reports were circulated outside the prison walls,
2nd the adjutant-general caused a company of men to be armed. The deputy warden, how-
e^r, testified that he knew nothing of this outside excitement, and that at no time did the
convicts refuse to obey his orders. No complaint is made of the rulings of the court in respect
to the riot clause ; but defendant complains of the instructions given by the court on the other
branch of the defense. The material part of that instruction is as follows : '* The court
iastracts you that the phrase, 'notorious resistance to lawful authority,' as used in this
inftmction and the policy of insurance, means, as applied to the circumstances of the present
case, a resistance of such magnitude and accompanied with such show of force as operated for
the time being to disrupt prison discipline and free the inmates of said penitentiary or large
aombers of them from the restraints of the law or from the restraints of prison regulation. It
does not mean a resistance of authority on the part of one person or a few persons which was
readUj and speedily overcome by the prison officials without losing their control over the
"ttjoritj of the inmates of said prison."
Held— It must be conceded that this instruction in the light of the evidence amounted
practically to a direction to the jury to find for the plaintiffs on a clause of the policy therein
134 The Insurance Year Book.
defined. The real question in the case is, whether the evidence tends to establish a defense
based on that ground. The sum and substance of the evidence is that three or four or fiv<
convicts secretly combined to free themselves from prison restraint. They put two unarme<
guards and as many foremen under practical arrest. These guards or timekeepers had n<
authority to make arrests or to inflict a punishment for disobedience of prison rules ; but the]
were required to report to their superior. The other prisoners were at all times obedient. Th<
moment these refractory convicts came in contact with an officer authorized to arrest, thej
yielded immediate submission. Our conclusion is that the evidence does not tend to mak<
out a case within the condition of the policy in question, and the court might well have s<
directed the jury. That being so, the judgment of the Circuit Court ought to be affirmed. Th<
judgment of the Court of Appeals is therefore reversed, and the cause remanded to that court,
with directions to it to affirm the judgment of the Circuit Court.
Missouri Supreme Court. — Straus et al vs. Imperial Fire Insurance Company,
Waiver of Forfeiture for Breach of Warranty.
The policy with others covered planing mill to the sum of |8ooo divided among four com*
panies, among them the defendant in this suit. The insurance was based on a written applica<
tion not made specially to any one company, but was a general application filed with the agenti
and used in common for all companies. Subsequent to the filing of the application one oi
the partners sold a half interest in the business, and a new firm was formed. This change was
known to all the members of the firm of agents who placed the insurance. In answer to an
inquiry by one of the new members of the firm as to whether any change in insurance waa
necessary by reason of such change, he was informed by one of the agents that so long as tb«
firm name remained the same the insurance would not be affected. Fire occurred, and all th«
companies sent their adjusters to investigate the loss, when two members of the firm mada
statements which were sworn to and taken away by the adjusters. Suit was brought to recover,
when the defense alleged nine distinct breaches of warranty contained in the application, all oi
which had been discovered on the examination made by the adjusters. In one of the case3
judgment was rendered for the plaintiff, which judgment was affirmed by this court on tha
ground that the company, through the examination of the adjusters, had been made aware of
the breaches of warranty and did not then claim forfeiture, but allowed successive proofs ol
loss to be made to which it objected on various grounds of form merely, thus inducing the
insured to go to further expense of procuring further proofs of loss. In affirming the judgment
the court held that the company had waived any forfeiture of its policy and is estopped from
setting it up.
Held— The same defense is interposed in this case as in the one referred to, and the testis
mony tends more strongly to prove a waiver of forfeiture than appeared in the record of the
other case. A waiver may be proved indirectly by circumstances as well as by direct testimony,
and whether the waiver is made out or not is a question for the jury. The question of waiver
was properly submitted to the jury under the testimony, and the jury have found in favor of the
plaintiffs, and the judgment is affirmed.
Michigan Supreme Court.— G^^x et al. vs. Fire Association of Philadelphia,
Acceptance of Proof of Loss Waiver of Condition Regarding Other Insurance.
The policy issued in this case contained the usual condition relative to other insurance.
The insured added other tobacco to his stock and secured other insurance amounting to $8oo.
It was destroyed by fire, being worth at the time $3000, the insurance on which was $3000. The
company never consented to the additional insurance by endorsing it upon the policy. An
adjusting agent of the company investigated the loss and notified the insured in writing that
the company regarded the policy as void by reason of the additional insurance without its con-
sent, and distinctly refused to pay on this ground alone. There was a trial and verdict for the
plaintiff, from which the company appealed,
HELD'— The notification to the insured that the company did not regard itself liable for the
loss was equivalent to saying that it would be useless to furnish any preliminary proofs. Such
conduct waives the necessity for such production before suit, although required by the policy*
In this case there was a myriad of questions submitted to the jury. It is not surprising, there
The Insurance Year Book. 135
fore, that some of the findings are inconsistent with each other, while others are directly in the
teeth of the tescimonj. It is unnecessary to further review the findings, but sufficient to say
tliat they are too insufficient and conflicting to support the judgment. Judgment reversed and
new trial ordered in conformity with this opinion.
Kentucky Coun of Appeals.— i'^onffjr Insuranee Company vs. Spiers et al.
Goods Laden or To Bb Ladbn on Board Ship.
This was an action to recover a loss from fire under a policy of insurance. It appears
libat the plaintiffs had taken out what was known as an open marine policy where the goods
were referred to as "goods laden or to be laden on board the good ship • • • beginnings
the adventure of such goods and merchandise from and immediately following the lading
thereof on board said ship." The goods were delivered at the wharf of the steamboat com-
pany, and were destroyed by fire occurring upon the wharf. There was an exception of no
cause of action filed and sustained, and there was a judgment dismissing the suit, from which
the plaintiff appeals.
Held — The controversy turns on the construction of the policy. The contention of the
plaintiffs is that the words '* laden or to be laden" embraces not only the goods actually on
board the vessel, but likewise the goods in custody of the carrier, though not on board the
steamer. Did the clause stand alone the matter would seem too clear for disputation. But
there follows the clause '* beginning the adventure of the said goods and merchandise from
and immediately following the lading thereof on board the said vessel at — ." It is this last
clause that makes room for controversy. The two clauses at first sight would appear to con-
flict. The last clause was evidently intended to be used to define at the precise time at which
the risk began. The sole vital question in the case in the determination of the courts is
"wiien did this policy become operative?" '*When did the risk begin?" We think the
policy answers that question explicitly, free from all ambiguity, in the words *' following the
lading of the goods on board the vessel," t. ^., after the goods were on board the ship. For
diese reasons we do not feel authorized to disturb the conclusion reached by the judge in the
first insunce. Judgment affirmed.
Louisiana Supreme Conxx,^ Cotton et al. vs. Mechanics and Traders Insurance Company,
Pbrmtt of Agknt for Othrr Insurance Binds Company.
The policy contained the usual condition that it should be void if the insured should pro-
care other insurance without the consent of the company being indorsed on the policy. Also,
dut it should be void should the property be mortgaged, and unless the insured was the un>
conditional owner of the property. There was a trial and verdict for defendant, from which
appeal was taken.
Held-— There was additional insurance in another company, and therefore it is insisted
the plaintiff cannot recover. But there was evidence tending to show that an agent of the
defendant was notified of such additional insurance, and that he signed a paper authorizing
or permitting it. It is said such consent was not indorsed in writing on the policy, but this
we do not think was material. The permission was in writing, and the material object of the
condition is that the permission shall be in writing, and therefore definite and certain, and so
disputes as to its contents could not arise. It is further said there was no evidence the agent
was authorized to execute the permit, but we think there was sufficient evidence to warrant the
court in finding that such agent had the requisite authority. Another condition of the policy
provides that it shall be void if the property insured was mortgaged or otherwise incumbered.
The evidence shows there were four mortgages on the property, as shown by the records, but
it shows that there was but one which was in force. There was evidence tending to show that
notice ol such mortgage was given to the agent who insured or wrote the policy, and that he
gave the written consent of the company that the policy should continue in force notwith-
standing the mortgage. The court was warranted in so finding, under the evidence. Another
condition of the policy provides that it shall be void unless the insured was the unconditional
owner of the property. There was evidence tending to show that the property was owned by
one Williams, and he conveyed it to the plaintiff in 1883, and the deed was left with one
Cleland to deliver to her, but she did not receive it until after the fire. We think this suffi-
13^ The Irimrance Year Book.
cientlj shows the plaintiff was the owner of the property. The deliveiy to Cleland was for
her use and benefit, and vested the title in her ; at least, the court was warranted in so find-
ing. Another condition of the policy provides that fraud or false swearing, misrepresenta-
tion, or concealment of a material fact renders it void. In our opinion there is not a particle
of evidence tending to show that this condition was violated. Affirmed.
Iowa Supreme Court. — Mattocks vs. Des Moines Insurance Company,
Jury Should Dbtbrmins Whosb Agent the Broker Is.
Suit having been brought to recover under a policy issued by appellant. It appeared thai
the plaintiff applied to a broker for insurance, who signed plaintiflTs name to the application
which was alleged to contain false statements. A policy was issued thereon conditioned to be
void if the insured made any false statements regarding the property. There was a verdict
for plaintiff and defendant appealed.
Held — ^The plaintiff was bound by the application if the broker acted as his agent, bat
otherwise if he acted as the companjr's agent, unless plaintiff made false representations to the
broker and thus became responsible for their appearance in the application. The question
whether the broker acted in the matter as the agent of the insured or of the company is one
of fact for the jury. Where property was alleged to be incumbered parol evidence was ad-
missible to prove that the alleged incumbrance had been lifted before making application,
although the record did not show the fact.
Pennsylvania Supreme Court. — Commercial Union Assurance Company vs. EiHott.
The Watchbcan was on the Premises.
The policy required a watchman to be in and upon the premises insured day and night,
and that a supply of water should be kept constantly on top of the mill. The jury found that
there was **a supply of water" on top, though below the apex thereof. The watchman waa
sixty- five feet from the mill when the fire occurred, upon " the premises," in front of an unin-
sured building, but upon higher ground than the mill.
Held— When a watchman of a proper kind is employed under the '* watchman danse,"
the insured cannot be held responsible for his not being, at the time of the fire, actually in the
mill, or beside it or other insured property. The watchman, posted where he was, was as
much in and in charge of the mill as if he had been in the mill. Here it is clear that the
watchman was employed to do what the policy required, and that at the time of the fire he was
at the premises, being in front of the blacksmith shop that belonged to and was substantially
a part of the premises including the mill and tramway, which two last were insured, on doty
as a sentinel, and in a more favorable situation to keep guard and watch over the premises
Insured than if he had been in the mill or on or near the tramway. We do not see, under the
defendant's contention, how being in the mill would have satisfied the conditions of the policy
any more than being a hundred feet off on the tramway which was insured, or close up to the
mill, where he would have been less likely to have seen the fire at its inception, than where he
was, sixty-five feet off. in front of the blacksmith shop, and on higher ground than the mill
itself. We think that upon this state of facts, the warranty is shown to have been fully
complied with.
California Supreme Court. — Sierra MiUing^ Smelting and Mining Company vs, Hart/ord
Fire Insurance Company.
Municipal Taxes and License Fees.
This was an action for debt brought by the city of Chicago to recover a license fee from
the defendant company. The trial court rendered judgment for the defendant, and plaintiff
appealed to the Appellate Court, wherein said judgment was affirmed and plaintiff appealed.
Held— The laws of Illinois provide that the agents of foreign insurance companies shall
annually return to the municipal authorities the net receipts of their agencies, which shall be
taxed at the same rate as other personal property, and that this tax shall be in lieu of all town
and municipal license, with a proviso that the act shall not be construed to prohibit cities hav-
ing an organized fire department from levying a license fee to be applied to the support of that
The Insurance Year Book. 137
department. This proviso does not confer upon a city the power to require a license of foreign
insurance companies. The act providing that the tax thereby created shall be in lieu of all
town and municipal licenses, and that all laws and parts of laws inconsistent therewith were
thereby repealed, repealed any power to exact a license conferred by the general city and viU
lage incorporation. An ordinance requiring a license fee of foreign insurance companies is
not authorized by the statute conferring upon cities power to "pass and enforce all necessary
police ordinances."
Illinois Supreme (Court. — City of Chicago vs. Phttnix Insurance Company,
The Missouri Valued Poucy Law Construed.
The following is the full tex^ of the decision rendered by the St. Louis Court of Appeals
construing the term " wholly destroyed " as it occurs in the Missouri valued policy law :
This Is an action upon two fire insurance policies concerning a building and some fixtures
owned by the plaintiff. Touching the fixtures, there is no controversy. The premises were
insured in two companies and there was judgment in favor of plaintiff* in the trial court, as for
a total destruction for the proportionate amount of the insurance effected in the defendant
company. The defendant appealing, assigns for error that there is no evidence to support the
verdict and that the court erred in its instruction to the jury.
The premises insured consisted of a two-story brick building with additions. The answer
admits a loss by fire, but states that the policy provided, among other things, that if differences
should arise between the company and the assured touching the amount of damage, the loss
should be estimated by appraisers elected by the parties, whose award should be final, binding
and cooclusive upon both the company and assured as to the amount of the loss. The answer
claims that after the fire the defendant and assured did select the appraisers thus provided for,
who examined into the facts and reported the total damage to the building at f3,xi9. The
defendant at the date of filing its answer, paid into court the amount for which it was liable,
provided the appraisement was valid and binding. The plaintiff by reply denied that any such
arbitration was had, and further averred that the alleged agreement was without consideration,
void and of no binding force.
Upon the trial of the cause the plaintiff* gave evidence tending to show that the fire sub-
stantially destroyed the building as a structure, that the woodwork, with the exception of one
comer of the building, had been consumed so as to render it worthless, and that the brick walls
had been materially injured and were not fit to be used in the reconstruction of the buitdiug,
this being the second fire to the action of which they had been subjected. The plaintiff's evi-
dence conceded that part of the building remained standing, and that one portion thereof was
continned to be used for saloon purposes by his tenant after the fire, such portion being first
repaired by the tenant. The plaintiff's testimony also conceded that he agreed to the appraise-
ment, and that the appraisers made the award as stated in the defendant's answer, but plain-
tiff* claimed that as the building was totally destroyed, and the defendant liable under the stat-
ute for the amount of the insurance written in the policy, the submission to arbitration was
withoQt consideration and void.
The defendant gave evidence tending to show that two of the main walls of the building
were injured by the fire to such an extent that they would have to be taken down and replaced
by new walls if the building was to be reconstructed, but that the two remaining walls were
snbsuntially uninjured, and could be utilized in rebuilding the structure without taking them
down ; that part of the building was continued to be used by plaintiff's tenant as a saloon after
an expenditure of I25 or $30 for repairs ; that the entire insurance on the building was $3750,
to wit, $2350 in the defendant company and $1500 in the North British and Mercantile ; that
the boDdlng could have been restored to its condition before the fire, by utilizing the remain-
ing walls fit for use and material, at a cost of less than $2200 ; that the plaintiff signed the
agreement to arbitrate the loss, and did not claim that there was a total destruction until after
the appraisers made their report.
The defendant thereupon requested the court to instruct the jury that upon the case made
the plaintiff was not entitled to recover, and also asked several instructions defining the term
wholly desuoyed as applicable to the buildtug and fire loss in question. The court refused all
these iostmctions, and upon its own motion instructed the jury as follows :
" It is ft question for you to decide under the evidence in this case whether or not the
/?<? The Insurance Year Book.
plaintiff's building mentioned in the policies in evidence was wholly destroyed by the fire in
question ; if the butlding was wholly destroyed then the agreement to arbitrate the amount of
the damage which has been read in evidence is not binding on the plaintiff and he is entitled
to recover the several amounts as demanded in the first and second counts of his petition ; if,
on the other hand, the building was not wholly destroyed then said agreement to arbitrate and
the decision of the two arbitrators or appraisers thereunder, Lynds and Dunlap, are valid and
binding On the plaintiff and he is entitled to recover only the several amounts tendered in the
defendant's answer. Whether or not the building was wholly destroyed is a question of fact
for you to decide under evidence in the case.
*' If you find from the evidence that the building was wholly destroyed you will find for the
plaintiff on the first count in the petition and assess his damages at $1500 and interest at six
per cent per annum from sixty days after February 3, 1888, and you will find for the plaintiff
on the second count and assess his damages at $750, and interest at six per cent per annum
from sixty days after February 3, 1888, you making the calculation of interest.
" But if, on the contrary, you find from the evidence that the building was not wholly de-
stroyed, then your verdict should be for the plaintiff on the first count for the sum of $850.15,
and on the second count for the sum of $430.10."
Two questions are presented for decision. First, whether there was any substantial evi-
dence in the case at bar, that the building insured was wholly destroyed within the meaning
of that term, as used in the statute hereinafter referred to, and next whether if there was such
evidence it was the duly of the court to define the meaning of the term *' wholly destroyed " to
the jury. The statute provides :
Sec. 6009. — Total Loss, — Whenever any policy of insurance shall be written to insure any
real property, including building or buildrags owned separate from the realty, as well as such
as are a part of the realty, and the property shall be wholly destroyed, and without criminal
fault on the part of the insured or his assigns, the amount of the insurance written in such
policy shall be taken conclusively to be the true value of the property when insured, and the
true amount of loss and measure of damages when destroyed, and the company may either pay
the amount written in such policy in cash, or rebuild and restore such building to its original
condition as to value, size, plan and general finish, such work of rebuilding to commence
within sixty days after the destruction of such building, and be completed with all possible
speed, and to clear and remove all debris from the premises.
Skc. t)Oio,-^FarHal loss, — ^Whenever there is a partial destruction or damage to the prop-
erty covered by insurance, it shall be the duty of the party writing the policies to pay the
assured a sum of money equal to the damage done to the property, or repair the same to the
extent of such fire, not exceeding the amount written in the policy, so that said property shall
he in as good condition as before the fire, at the option of the insured.
The statute, being in force at the date of the contract, forms not only part of the contract
between the parties, but as was said in Reilly vs, Ins. Co., 43 Wis., 456, of a statute similar in
ns terms, controls other provisions in the policy, so that such other provisions as far as they
are inconsistent with the statute are necessarily avoided. This seems to be conceded by both
parties, and it is further conceded that if premises insured were wholly destroyed, this law
being part of the contract fixed the liability of the defendant at the amount of the insurance
written in the policy, and the contract of arbitration, whereby such loss was to be determined
by appraisers at a less amount, was not supported by any sufficient consideration, and is
anavailable as a defense.
The defendant, however, contends that there was no substantial evidence offered by the
plaintiff tending to show that the building was wholly destroyed within the meaning of the
term as used in the. statute, and next, that in view of the entire context of the statute the words
** wholly destroyed " have necessarily a technical meaning, and it was the duty of the court in
instructing the jury to instruct them as to the meaning of such words.
The contract of insurance is essentially a contract of indemnity. The sections of the law
hereinabove quoted, do not pretend to change the nature of the contract. The first section
reserves to the insurance company the right to restore the building even in case it is wholly
destroyed, by commencing to rebuild within sixty days and completing it with all possible
speed ; the second, to repair it so that it shall be in as good condition as it was before the
fire, unless the insured prefers to take a sum of money equal to the damage done to the prop-
erty. Keeping the nature of the contract in Tiew, and it is not obvious how a building can be
considered to be wholly destroyed, as long as any parts thereof, which are subject to the action
The Insurance Year Book. ijg
of fire, remain standing and can without removal be effectively utilized in its reconrstruciiua so
that said property sball be in as good condition when rebuilt as it was before the fire.
The Uw certainly does not mean that a building is wholly destroyed when its integrity as
a structure is gone. Such integrity is equally gone in case of a partial destrnction contem-
plated in section 6010. The insurance is one against fire and its incidents. Walls standing
above gronnd may be so injured by the effects of heat, or the effects of heat and water com-
bined, as to render them substantially unfit for use as walls of the new structure.
If such was the case in the present instance, of which there was some slight evidence,
then, and then only, was the building wholly destroyed within the meaning of section 6009,
because then there was a total destruction of the standing building. The insurance covered
the building as a structure and not the materials composing it. Nave vs. Ins Co.. 37 Mo.,
433. It will be seen from the foregoing that in our opinion, the words *' wholly destroyed '* as
used in the law have necessarily a technical meaning, different from the ordinary meaning of
the words in common usage. In common usage they denote a change of form or substance.
We say wood is destroyed when transformed into ashes or cinders. We may say a structure
is destroyed when resolved into its component materials.
Under the section above quoted a building is partially destroyed when any part of it is
resolved into such component materials, but wholly destroyed only when no part of it above
gronnd remains intact and substantially uninjured and no such part of it can be utilized as a
remaining standing structure, in effectually restoring the structure to its entirety.
Only in thus construing these sections can we give effect to the great underlying principle
that a contract of insurance is essentially a contract of indemnity, and yet let the measure of
that indemnity be determined according to the rules established by the statute.
Under the evidence as above detailed, we are not prepared to say that the court erred in
refusing to withdraw plaintiff's case from the jury altogether, as there was some substantial
evidence that no part of the standing structure could be utilised in its restoration to its condi-
tion before the fire, but the court did err in refusing the defendant's second instruction, which
declared the law of the case applicable to the facts, substantially as hereinabove stated, and
furthermore did err by submitting to the jury the meaning of the words " wholly destroyed,"
as well as their application to the facts in evidence.
All the judges concurring, the judgment is reversed and the cause remanded.
St. Louts Court of Appeals.-»Ztf«i> P. AmpUman vs. Citizens Insurance Company of New
yarJL
A Similar Case.
This case is substantially the same in its facts with the case of the same plaintiff against
the Citizens Insurance Company (No. 4372). This insurance was on the same building, the
same proceedings were had in arbitrating the loss, and the same defenses were interposed in
the action upon the policy. The main difference between the two cases is, that in this case the
court did instruct the jury as to the meaning of the words ** wholly destroyed," which in the
former case it omitted to do, and the only additional question for our consideration is, whether
the Instruction thus given was correct, or whether the court should have given the instructions
as asked by the defendant.
The defendant asked the following instruction: "The court instructs the jury that if
they find from the evidence that after said fire there remained any portion of the walls of said
building that could be used for rebuilding it after said fire, and that such remaining walls were
sufficient to support that part of a building of the same value, wei)|ht and dimensions and con-
struction as the building burned, and that by using these walls said building could be built for
a less sum of money than if they were not to be used, then the building was not wholly
destroyed, and your verdict will be for the amount of tender and payment into court."
The court refused to give the instruction in that form, but gave it after inserting the words
*' substantial or considerable," so as to make the first part of said instruction read, *' the court
instructs the jury that if they find from the evidence that after said fire there remained any sub-
stantial or considerable portion pt the walls of said building that could be used for rebuilding
it after said fire, etc."
In conformity with the views expressed in Ampleman vs. the Citizens Insurance Company,
we flisst coaclvde that, under the evidence in this case, the refusal of defendant's instrnction.
J40 The Insurance Year Book.
and itB modificatioo by the court was prejudicial error. The great weight of the testimon;
tended to show that two of the four walls of the main building were but little injured by tb
fire, as walls protecting a tenant's occupancy. The question for the jury was not whether an;
substantial or considerable portion of the original walls remained standing and uninjured, ba
whether any portion thereof remained in that condition. The words **subsuntial and con
siderable ** permit a latitude of construction, which places the defendant wholly at the mere
of the jury, and fixes no standard by which their finding could be reviewed on the facts by th
trial court.
For this error, the judgment will be reversed and the cause remanded. So ordered. Al
concur.
St. Louis Court of Appeals. — AmpUman vs. North British and Mercantile Insurant
Company.
Decisions in Accident Cases.
Contributory Negligence not a Valid Defense.
This was an action to recover on a policy of accident assurance against Injury or death bj
accident, subject to the condition that the amount assured should not be payable unless thi
assored used " all due diligence for personal safety and protection." The defense was con
tributory negligence.
HsLD^The burden of proof was on the defendant company to show that the assured hac
not '* used all due diligence for personal safety and protection." Contributory negligence oi
the part of the assured is not a defense, and by the use of the word " accidental " injuries,
to which the negligence of the assured contributed, are not excluded from the protectioa oi
the policy. The defendant should have alleged imprudence ; a want of compliance with ib(
particular proviso or condition on which it relies to relieve it from liability.
Massachusetts Supreme Court. ^-/armaif vs. Travelers Insurance Company,
Release of Railroad From Liabiuty.
The by-laws of the association provided that upon the payment of the benefits specifie(
in the life certificate, the person receiving the same should release the railroad company froo
all liability. An employee of the B. and O. R. R. was killed, and the widow, in order to secur
the benefits from the relief association, released the railroad company from liability. In sut
sequent proceedings it was
Held— The release executed by the widow in favor of the railroad company was not agaioi
public policy.
U. S. Circuit Court.— 5/^/!^, to the use of Black vs. B, and O, R, R. Company.
Intentional Injuries Void the Policy.
This was an action brought by the widow of the assured on the policy of accident asai
ance. The company demurred to the complaint, and from the ruling of the lower col
sustaining the demuner the plaintiff appealed. The evidence showed that the assured, wli
following his usual avocation, that of a butcher, was shot down by another and died in a I
hoars. The policy contained the stipulation that the company would not be liable if the del
or injury was caused by Intentional injuries inflicted by the assured or any other person.
Held— The demurrer was properly sustained, and no recovery can be had. Judgmj
iffinned.
California Supreme Court. — Fisher vs. Travelers Insurance Company,
Delinquent Member Must StTBMiT to Re-examination.
A salt was brought to recover on a policy in favor of the plaintiff, apon the \\it of 1
"tased husband. Payment was resisted on the ground that the member had bccoms
The Inauranr^ Year Book. 141
irrean and very iDfirnu Plaintiff replied, alleging^ that the arrears of dues had been tendered
to the treasurer, who refused to accept them. The evidence shows that when the arrears were
tendered the assured refused to submit to a re-examination and was accordingly refused
reinstatement. "^
Hkld— That the treasurer was justified in declining to accept the arrears in dues unless
member consented to a re-examination, as provided by the by-laws. And, further, that the
act of tendering the dues and demanding reinstatement while the member was infirm and
siclc, was equivalent to making application for new assurance.
Chicago Superior Court. — Fairman vs. Western Life and Accident Association^
Railroad Employxes and Relief Associations.
^ Sait was broHght to recover from the defendant for injuries received while in its employ
For answer it was set up that the plaintiff had been compensated for his injuries by a railroad
relief association, which required from its members a release of all liability on the part of 'the
railroad company in consideration of the payment of claims by the association.
HxLD^The by-laws of a railroad relief association requiring its members to release the
company from any claim to damages before applying to the association for relief, is not against
public policy; it simply requires the claimant to elect whether he will look for compensation
to the relief association or the company in whose service he was injured. A person is not
estopped from clainaing compensation from a railroad company for an injury by reason of his
having previously received a benefit from a relief association for the same injury, which he
then claimed was caused by malaria, jaundice, etc. When the claimant's injuries were aggra*
▼ated by his own indiscretions, he is entitled to recover to the extent of xhe damages sustained
without bis fault, but not for subsequent damages caused by his own acts.
United States Circuit Court. — Owens vs. Baltimore and Ohio Railroad,
What CoNsnTUTss " Total Inability to Labor."
The constitution and by-laws provided for relief to members during " total inability to
labor.** It was shown that the member was incapaciuted to earn his livelihood at the employ-
ment in which he was engaged at the time of the accident, yet was able to earn as much or more
money at some other employment.
HELD^The injury of the member did not constitute '* total inability to labor," as provided
m bis certificate, and consequently he canoot recover.
Pennsylvania Supreme Comix,— Baltimore and Ohio Employees Relief Association vs. Post,
Limitation of Right to Bring Action.
The policy provided that " no suit or proceeding at law or in equity shall be brought to
recover any sum hereby assured unless the same is commenced within one year from the
time the right of action accrues.**
Held— This limitation is valid and runs during the minority of the beneficiaries, there
being no exception in their favor.
Texas Supreme Court. — Sugg vs. Travelers Insurance Companv*
What Constitutes Intentional Injury.
It was a condition of the policy that it should not cover injuries resulting from the inten-
tional action of the assured or any other person. The evidence showed that the injury com*
plained of was inflicted upon the plaintifi by another who willfully assaulted him with a knife»
wonnding him and preventing him from attending to his business.
HsiD^Uoder the conditions of the policy the plaintiff was not entitled to recover.
St. Lawrence Circuit Court. ^Scherh vs. Travelers Insurance Company,
ToTAi. AND Permanent Disability.
The constitution of the association provided that a member " totally and permanently
disabled from following his usual or otheroccupation " was entitled to certain benefits. Another
14^ The Insuranee Year Book.
clause defines total disabilitiras one which should " permanently prevent the member from
following any occupation whereby he or she can obtain a livelihood." It was shown that the
claimant, while disabled from pursuing his regular occupation, was enabled to perform other
work and earn a livelihood thereby.
Held — The words "or other occupation" could not be held to mean "or other occupation
of the same kind," and one whp, disabled from following his own occupation, was still enabled
to make a livelihood at another, was not entitled to the benefit provided for total disability.
United States Circuit Covlxu-^ Albert vs. Order of Chosen Friends,
Limitation of Accident Assurance.
Hutchcraft held two tickets for I3000 each in the accident company, assuring generally
against "death by external, violent or accidental means," but not against "intentional injur- ^
ies " inflicted by self or "any other person." While the assurance was in force the assured was
waylaid and assassinated for the purpose of robbery. Two defenses to the action to recover
under the tickets were, first, the assured having been killed by intentional means, his death
was not accidental within the meaning of the terms of the policy which assured him against
death " through external, violent and accidental means ;" second, that the proviso in the policy
expressly exempted the company from liability in case the assured came to his death'througb
injuries intentionally inflicted by another person.
Held— Accidents are of two kidds : First, those which befall a person without any human
agency, as the killing of a person by lightning. Here the elemental properties of lightning and
Its flash are not caused or controlled by human agency ; but the fact that the person was struck
by unintentionally pl^^cing himself within its range is as to him an accident. Second, those
that are the result of human agency. The latter are divided as follows : First, that which
happens to a person by his own agency, as if he is walking or running, and accidentally falls
and hurts himself. Here he falls by reason of his agency in walking or running, but he did
not intend to fall. He did not foresee that he would fall in time to avoid it. The fall was
therefore accidental. Second, that which befalls a person by the agency of another person,
without the concurrence of the latter's will, as where one standing on a scaffold unintentionally
lets a brick fall from his hand and it strikes a person below. Here the dropping of the brick,
as it was not intended by the former, and was unforeseen by the latter, is in the broadest sense
an accident. Third, that which a person intentionally does, whereby another is unintentionally
Injured, as where one intentionally fires a gun in the air and accidentally shoots another per-
son. Here the act of firing the gun was intentional, but the shooting of the person was unin-
tentional. Therefore, on the part of the person firing the gun, the shooting of the other would
be accidental, though not in as broad a sense as in the former case, because some part of his
act was intentional ; but as to the person shot, it was by purely accidental means. Fourth,
•o also, as we think, if one person intentionally injures another, which was not the result of
a rencounter, or the misconduct of the latter, but was unforeseen by him, such injury as to the
latter, although intentionally inflicted by the former, would be accidental. When the injury is
not the result of the misconduct or the participation of the injured party, but is unforeseen. It
is as to him accidental, although inflicted intentionally by the other party. In other words, we
do not regard it as essential, in order to make out a case of injury by accidental means, so far
as the injured party is concerned, that the party injuring him should not h^ve meant to do so.
for if the injured party had no agency in bringing the injury on himself, and to him it was
unforeseen — a casualty — it seems clear that ihe fact that the deed was willfully directed against
him would not militate against the proposition that as to him the injury was brought on by
''accidental means." That part of, the proviso that is germane to the second ground of defense
Is as follows : " And no claim shall be made under this ticket when the death or injury may
have been caused by dueling, fighting, wrestling, lifting or over-exertion, or by suicide (felon-
ious or otherwise, sane or insane), or by intentional injuries inflicted by the assured or anj
other person." The fact that the assured engaged in a duel or fight, though forced upon him ;
the fact that he engaged in a wrestling match, however innocent ; the fact that he engaged
in lifting, though never so cautious ; the fact that he over-exerted himself, though never 50
innocent of an intention of doing so — whereby he received injuries— are expressly excluded
from the operation of the policy. Also the fact that the assured commits suicide, although
The Insurance Year Book. 143
insane, therefore in a legal sense accidental, excludes him from the benefit of the policy.
The remaining clause stipulates for a further exemption of the appellee's liability in the event
that intentional injuries are inflicted upon the assured by himself or any other person. The
clause when placed in juxuposition with its antecedents reads as follows : '* No claim shall
be made under this ticket when the death or injury may have been caused by intentional
injuries inflicted by the assured or any other person." The sentence, though awkwardly
expressed, is complete, and clearly expresses the idea that if the assured intentionally kills or
injures himself by the infliction of bodily wounds, he thereby breaks the condition of the pol-
icy ; or that if he is intentionally killed or injured by any other person, by the infliction of
bodily wounds, the condition of the policy is thereby broken. Therefore, to add the words
"with his consent or at his instance " would have the effect of torturing the meaning of the
langnage used beyond its legitimate import. By the terms of the contract the company under-
. takes to indemnify against^death or injury effected *' through external, violent and accidental
means." By virtue of this underukiog the company would be liable if the death or injury
should be effected by any external and violent means whatever that was as to the assured acci-
dental, except in so far as the company by the proviso limited its liability ; for it is a well-
known rale of construction that where the undertaking of a party is expressed in general terms,
as in this case, and specified things, as in this case, are excepted from the operation of the
general terms, such terms are to be construed as covering all things coming within their scope,
except those that are expressly excluded. As therefore the assassination of Hutchcraft was
as to him an unforeseen event — a casualty— his taking off was through external, violent and
accidental means. But we also think the clause of the proviso that excludes the appellee's
liability, in case deatb or injury is Jntentionally inflicted by any other person, applies to this
case. We think, however, that said clause was intended to apply to such injuries by other
persons as are intentionally directed against the assured, and not to such injuries as the
assured may receive at the hands of the third persons who are intending to do mischief gen-
erally, or who are attempting to injure any particular individual other than the assured, or
dass of individuals, or any kind of property for in such cases it cannot be said that the injury
was intentionally aimed directly and individually at the assured. Judgment of Circuit Court
affirmed.
Kentucky Court of Appeals.— /ri#/^^r<i//*j Executors vs. Travelers Insurance Company,
PoucY Void Through Non-payment of Premiums.
This action was brought to recover the balance of $300 on a policy issued by the defendant
company made payable, in case of deatb, to the mother of the assured. The whole amount
of assurance was $300, and from that, in case of death, was to be deducted any payments the
company might have made for accidents causing total disability, at the rate of $7.50 per
week daring its continuance. The assured was killed by an accident during the life of the
policy; the premiums to be paid aggregated $30, payable in installments of $7.50 each. At
the time of issuing the policy the assured was a brakeman in the employ of a railroad com-
pany, and he gave in payment of his premiums four orders upon the railroad company for
$7.50 each, to be paid in November and December, 1885, and January and February, 1886.
None of these orders were ever paid. The assured met with an accident for which he
claimed $30. An agent of the company gave him first, an order for $7.50 on account of such
disability, and subsequently another order for $22.50, making $30 paid. The theory of the
plaintiff in this case was that the company, by thus paying the claim of the assured, con-
ceded the receipt of the year's premium. It was in evidence that the $30 for disability was
paid by mistake.
HsLD^The case is one of fact and not of mere presumption. Did the assured pay all
the premiums, is the only question. This court is not frequently called upon to settle technical
causes of action. The learned counsel state in their brief : **The whole theory of this case
is that the premiums were paid in full by the acts of the insurance company." These acts
of the company, if at all, were that the company made a free and voluntary gift of $22.50 to
the assured when he was not entitled to any part of it, and gave orders and took a receipt as
Cfldence of it. But the theory would have been more correctly stated, that the premiums were
paid by the acts of the agent of the company in giving the assured orders for money when
144 The lasurance Year Book.
he was not entitled to it, and taking his receipt by sheer mistake or by fraud of the assured ;
or the premiums were never paid, and the policy for that reason was void during the life of
the assured. The plaintiff, therefore, is not entitled to recover.
Wisconsin Supreme Court. — Mellin vs. Accident Insurance Company of North Ametica,
AcciDKKT Company not Liable for Suicide or Murder*
This was a suit to recover under an accident policy. Judgment was given against the
company for $5600 and costs, and appeal taken to the United Sutes Supreme Court. la
the plaintiff's cause of action it was set forth that the assured " was accidentally shot tbroagb
the heart by a pistol or gun loaded with powder and ball by some person unknown to plain-
tiff, by reason of which accidental injury said George P. McConkey then and there instantly
died." The answer denied that death was caused by external, viofent and accidental means,
maintaining, first, that death was caused by suicide ; second, it was caused by intentional In-
juries inflicted by the assured or some other person. In charging the jury, the judge of the
trial court instructed them that '*the burden of proof is upon the plaintiff to establish by a
preponderance of creditable testimony that the deceased came to his death by injuries or by an
injury inflicted through external, violent and accidental means within the intent and meaning
oi the contract and conditions expressed in the policy." The judge explains in regard to
this charge "that it does not clearly appear from the evidence that the assured came to his
death from injuries as above set forth, and the presumption is that the means were uninten-
tional on the part of the assured, which the court holds satisfies the contract. It is presumed,
but is not conclusive, and may be overcome by evidence, if such there is in the case, that the
injuries were voluntary and intentional." Appeal from the verdict was taken, and exceptions
to the charge ol the trial judge made a ground therefor.
HxLD^There is no escape from the conclusion that under the issue presented by the
general denial in the answer, it was incumbent upon the plaintiff to show from all the evidence
that the death of the assured was the result not only of external and violent, but of accidentil
means. Such being the contract, the court must give effect to its provisions according to the
lair meaning of the words used, leaning, however, where the words do not clearly indicate the
intention of the parties, to that interpretation which is most favorable to the assured. The
evidence was direct and positive of the fact that death ensued from pistol shot through the
heart of the assured. Were the means by which he came to his death also accidental ? If he
committed suicide, then the law was for the company, because the policy by its terms did not
extend to or cover self-destruction, whether the assured was at the time sane or insane. While
it was not to be presumed as a matter of law that the deceased took his own life or that he
was murdered, the jury were at liberty to draw such inferences in respect to the canse of death
as, in the settled rules in evidence, the facts and circumstances justified. The instructions
to the jury were so worded as to convey the idea that if the assured was murdered the plaintiff
is entitled to recover. In other words, even if the death was wholly caused by intentional
injuries inflicted upon the assured by another person, the means used were accidental as to
him. and therefore the company was liable. This was an error. Judgment reversed.
United States Supreme Court. — Travelers Insurance Company vs. Sadie P, McConkey,
Death from Somnambulism or Drunkenness.
In an action upon a policy of accident insurance it was
Held— A stipulation in an accident policy that the assured shall claim no waiver by reason
of any act of the agent, unless the agent is so authorized by the president or secretary of the
company in writing, is confined to those provisions of the policy which make it a valid and
binding contract of insurance, and does not extend to stipulations which are to be performed
after the loss has occurred. Where there is a notice on the policy that notice of change of
occupation or death or accident are to be given to an agent who was empowered to write the
policy, and it appearing that the agent had power to adjust losses, and that the company fol-
lowed his recommendation about paying them, he must be taken to be a general agent of the
company and to have power to waive preliminary proof of loss. The company relied on the
judgment of its general agent, and paid or refused to pay its losses as he advised. He refused
TJ^ Insurance Year Book. 145
to pay on the ground that the deceased was dnink »t the time of the accident. After investi-
gating the accident he told the plaintiff that he had no case, and took away from the attending
physician the biaok notice and proof of death which he had given him to fill up. This consti-
tuted a waiver of the condition requiring proofs of loss to be furnished. The defense being
that the deceased fell from a window while drunk, testimony of a witness that shortly before
the accident the deceased did not appear to be drunk, that he saw him early the next morning
and there were no signs of his having been drunk, and similar evidence, was sufficient to
sustain the finding that the deceased was not drunk at the time of the accident. An instruction
to the jniy that if the deceased got up in his sleep, and while asleep fell from the window,
they should find for the defendant, was properly refused, as it would tend to mislead the jury
and cause them to think that if the deceased got up in his sleep, waked up and then fell asleep,
and fell out of a window, somnambulism was the proximate cause of his death. Judgment
of plaintiff for full amount of policy affirmed.
Virginia Court of Appeals. — Travelers Insurance Company vs. Harvey,
Lack of Diligsncb in Paying Prbmium.
The circumsunces of this case were peculiar. Mr. Cronkhite, the assured, fell into an
excavation and received a bruise, from which time his health began to fail. He was better
and worse at intervals. After the lapse of six weeks he was taken with pneumonia and died-
The plaintiff contended that while pneumonia may have been the proximate cause, yet the
bruise received by the fall was the primary cause of death ; in fact, the bruise created and pro-
duced the pneumonia which resulted in death. It was shown in evidence that the deceased
received his policy on October 3, but had paid no money to the general agent of the com-
pany, who had, however, agreed to give credit to the first of the month following the issuance
of the policy. It was alleged that the assured called to pay the sum due at the time stipulated,
but as the agent was not in he requested a solicitor to pay it for him, which the solicitor did
not do, and, the assured dying, suit was brought to recover.
Held — ^The question as to the death resulting from the bruise was a proper one to leave
to the jury. If pneumonia is a germ disease, the blow received by the assured could not
have developed or created the germs. Such injury, however, by weakening the system, may
tend to the development of disease. Doctors disagree, and the court will not pretend to deter-
mine the fact. As to the payment of dues to the company, it is shown that the agent who
extended the time of payment was authorized so to do, but suD-agents had no authority so
to do. The soliciting agent who obta|ned the application of the deceased and delivered to him
his policy had no authority to change the terms of the contract or to make new arrangements
regarding the payment. The fact stands patent and unconcealed that in this case the assurance
company, when it has never received a dollar of premium, is asked to pay $5000 to the bene-
ficiary of a man who never paid such premiums. Of course, when such a fact stands out con-
ceded, the natural inquiry of any fair and reasonable man is, why should it pay? It is the
duty of a judge to try and lift a case above any mere technicality and place it upon a broad
and absolutely just plane. A party should not be called upon to pay when it has in fact
received nothing, unless there is some plain, clear and positive reason upon which the man
can rest. It was shown in evidence that on the day when Mr. Cronkhite had agreed to pay
his premium, he went with the soliciting agent to the office of the general agents ostensibly
for that purpose. The agent not being in, Mr. Cronkhite went home, asking the solicitor to
pay the premium, and promising to settle with him at a later period. The solicitor did not
find the general agent, and consequently did not pay. The argument is that while payment
in fact was not made, the effort was made to pay and everything done that reasonable diligence
could demand in order to insure payment. Had the assured actually paid the money to the
soliciting agent, who was authorized to collect, the case would have been different. He was
an authorized agent of the company, and the company could enforce collection from him by
the strong process of the criminal law. The company had never consented to accept this
solicitor as its debtor, and never permitted him to say : *' I will be good for this premium and
will pay you the money, and the assured will settle with me.'* That is not payment. The
money must come out of the pocket of the assured and pass into the hands of some person
who has authority to receive it for the company, because aft^r it passes into the hands of sor
i4^ The Insurance Year Book.
parson authorized to receive it the money can be collected by the company; for if the a^ent
does not turn it over he is chargeable with embezslement. So it stands m this case that there
was 'a person present who was entitled to receive the money, and the assured did not give it to
him, and made no further effort to pay his dues than simply saying to the collector: *' Yoa
make the payment and I will settle with you." It is very clear that this cannot be held as the
exercise of reasonable diligence to accomplish the payment of the money. Verdict directed
for the defendant company.
United States Circuit Court, District of Columbia.— /'A^s^/ C, CronkhiU vs. Acadent Ihsmt-
ance Company of North Aimrica^
Voluntary Exposure to Unnecessary Danger.
The contract contained the stipulation exempting the company from liability from injuries
occasioned by " voluntarv exposure to unnecessary danger, hazard or perilous adventure."
The defense was that the injuries received by plaintiff were within the exceptions. It was
shown that the assured in walking home one night along a railroad track crossed a trestle
several feet in length, consisting of cross-ties elevated six or eight feet above the bottom of the
pool. The night was dark and rainy. He had in his arms or hands two packages, and while
endeavoring to pass he made a misstep, fell through and hurt himself seriously. It was
shown that this was his usual route home and that many others traveled the same way. but
that there were other plain and saf**. routes by means of which he could have reached his honae
without exposure to danger. Suit was tried in a justice's court and judgment given against
the plaintiff, and he appealed to the jury. The jury found against him, and he carried the
case to the Superior Court by certiorari. The court sustained the certiorari and ordered a new
trial.
Held — The verdict was amply justided by the evidence, and I scarcely see how the jury
could have rendered any other verdict. The charge of the justice to the jury was in error in so
far as it relates to matters that were irrelevant ; but such matter was not obligatory on the jury.
When the plaintiff in error has caused it to be given as pronounced obligatory, a reversal here
of a judgment granting a new trial is not to be expected, though the verdict is apparently cor-
rect. The party must take the consequences of a new trial, which, whatever may be the
substantial merits of the case, is justified by an illegal charge prompted by his own counsel.
Judgment affirmed.
Georgia Supreme Court. — Jones vs. Travelers Insurance Company^
What Constitutes Total Disabiuty.
Y had an accident policy and he was injured so that he could not conduct his basiness,
which was that of a billiard-saloon keeper. He could, however, do some acts necessary to be
done in such business, but he showed on the trial of the action brought to recover on the policy
that he was wholly disabled from doing many of the material acts necessary to be done in his
business. Plaintiff had judgment, and defendant appealed on two grounds : i. That under
the terms of the policy which provided that the indemnity should be paid if the injury shall
' immediately and wholly disable and prevent the assured from the prosecution of any and
every kind of business pertaining to the occupation under which he is insured.*' 2. That
immediate notice of the injury shall be given in writing to the secretary of the company at
Hautford, Conn. The policy was procured at Bangor, Me., by one Parks, who was the agent
of the company at that place, to whom Y gave immediate verbal notice of the accident and
injury to him, but did not give the exact date thereof. The case was carried to the Supreme
Judicial Court.
Held — A contract of assurance is to receive a reasonable construction so as to carry out
the purpose for which it was made. In cases of doubt it is to be liberally construed in favor
of the assured, that in all cases he may receive the indemnity contracted for. At the same
time effect must be given to all the language used to guard the company against imposition*
The object to be accomplished by this contract was the payment of an indemnity to the plaintiff
for loss of time from being wholly disabled from prosecuting his business by an injury received
as specified in the policy. He was not able to prosecute his business unless he was able to
The Insurance Year Book. 147
do all the substantial acts necessary to be done in its prosecution. If the prosecution of the
business required him to do several acts and perform several kinds of labor, and he was able
to do and perform one only, he was as effectually disabled from performing his business as if
be could do nothing required to be done, and while remaining in that condition he would
sofier loss of time in the business of his occupation. The notice to Parks was a sufficient
notice, as he was the agent of the company, and as the date of the accident and injury is not
required in the notice provided for in the policy, it is not essential to give it to bind the com-
pany. The company must pay this loss or indemnity.
Maine Supreme Judicial Court. — Young vn. Travelers Insurance Company,
Disability Must be Total to Entitle to Indemnity.
Plaintiff* was assured as a ** leather cutter and merchant," and by an accident was so dis-
abled as to prevent his following for a time the former occupation. He was to receive an
indemnity of $15 per week in case of total disability. Suit was brought for recovery of this
indemnity and judgment was rendered for plaintiff, defendant appealing.
Held — The plaintiff was assured as a ''leather cutter and a merchant ;'* he was described
as having a twofold occupation. The fact that leather cutting is more hazardous than the
mercantile ponion of the assured's business undoubtedly served to fix the classification and the
rate of indemnity, but cannot control the provision in respect to the disability, which shall
entitle him to have indemnity "beyond the money value of his time." On the whole, we are
of the opinion that to entitle the plaintiff to recover, he must show a disability both as a leather
cutter and as a merchant. Judgment reversed.
Massachusetts Supreme Judicial Court. — Ford vs. United States Mutual Accident Relief
Society,
Accident Insurance and Consequential Liability.
The case of " Isitt and others vs. The Railway Passengers Assurance Company," raised
two interesting points in the law of accident assurance. The first point was a somewhat pecu-
liar one with regard to the powers of an umpire appointed under an arbitration. The ques-
tion to be decided in the case was whether the company was liable under a policy of assur-
ance against accidents in which the crucial words were "die from the effects of such injury."
The private Act of Parliament of the company provided that any question or any contract of
assurance might, at the request either of the company or the assured, or the representatives
of the assured, be referred to arbitration. Now, in the present case, the arbitrators had disa-
greed. The umpire had found it difficult, if not impossible, to make up his mind, and he
had stated his award in what is called the form of **a special case," the practical result of
which was that he had found in favor of the company, subject to the opinion of the court.
The first question then to be decided was, whether this statement of a special case was within
the umpire's power. The court decided that it was, and accordingly the case proceeded. The
policy was in the form that if the assured should sustain any injury caused by accident, and
should die from the effects of such injury, the company would be liable. In the present
case, Mr. Isitt having dislocated his shoulder by a fall, he was afterward found to be suffering
from pneumonia, and died of the disease. Now the umpire, on this statement of facts, came to
the condnsion, but subject to the opinion of the court, that the company was not liable. The
court, however, thought that the natural intervening consequences roust be taken into
account. A man, they said, who lived some time after the accident must be exposed to some
external conditions. They, therefore, considered that death had resulted from the accident,
and was its natural consequence, and the company was liable. So much for the purely legal
aspect of the case.
Bnt the decision arrived at by the Divisional Court of Queen's Bench will prove of serious
imponance to accident insurance companies. The deceased is shown to have injured his
shoulder, and he thought it advisable to keep his bed, although it had been suggested by a
medical man that he should go about as usual. A slight cold was caught, and characteristic
wintry weather having set in, Mr. Isitt, the cold having become bronchitic, died, being, it is
stated, one of many victims of a London fog. The claim made by the executors was resisted
on the ground that the accident had not caused the death, and the medical evidence on this
14S The Insurance Year Book.
point was as strong as it could be — indeed, as a matter of common sense, the possibilitj of an
injury to a shoulder causing bronchitis would appear out of the question. The matter was
referred to arbitrators, who disagreed, and the umpire decided in favor of the company, bat
gave leave to the executors to appeal to the judges if disposed. As the parties had agreed
that the award of the arbitrators should be binding and decisive, the reason for this conrse
does not appear very strong, but it was allowed by the court. Of this permission the execu-
tors availed themselves, and the judges decided against the company.
If this doctrine of indirect results is once to be admitted, the consequences will be serious
for the companies. They may be called upon to pay, say, for a death from indigestion, if it
could be proved that the indigestion was the result of hurriedly rising from a dinner table,
to seek the bandages of a chemist owing to a cut finger. Again, a man may slightly sprain
his ankle, and instead of walking to his destination may take a cab which has carried a
smallpox sufierer. If death result from the disease, that death surely is even more nearly the
consequence of an accident than was Mr. Isitt's ; but it is obvious that if such cases are to be
held covered by an accident policy, there will be no end to the deaths which may be traced to
accident in the first place. From the report of the case, it appears that before the arbitrators
it was contended by the plaintiffs that death must have been the ^direct consequence of the
injury, as the deceased having stayed at home could not have caught cold. Before the judges
a different line was taken, and it was urged that it was owing to the injury that cold was
caught.
It would seem that any departure from the doctrine that accident insurance companies
should be liable only for the direct and immediate consequences of an accidental injury is
wholly contrary to the spirit of the contract, and opens a door to unfounded claims of all
kinds. — The Review (London).
REV. LYMAN ABBOTT ON LIFE ASSURANCE.
Mr. Abbott pictures the condition of men who have wives and children or others depend-
ent upon them, and who do not know what would become of their dependents if they them-
selves were taken away. He says he believes in life assurance for them for two reasons :
X. "It compels them to save money. A man may put money in a savings bank ; but
when he has assured his life he must put money in the life assurance company. It compels
thrift. It puts the assured under bonds to lay up a few dollars every year to provide for the
future. It is a great thing when a married man and his wife learn the value of puttin^^ by
every six months from ten to fifty dollars, not for enjoyment, either present or future, bat for
safety. The savings bank does something to teach this lesson. The life assurance company
teaches it still better.
2. "It provides at once for the contingency which most of us are all our life working to
provide for — the possibility of our own death. One could easily bear to be poor. One could
even bear to take his wife and children down with him into poverty, so long as he could be
with them to help them carry the load, and carry the heaviest part himself. But to go off to
his own eternal rest, and to leave them to go down into poverty, and to fight the wolf from the
door— what prospect more terrible than this to look forward to. Every man is bound by the
highest consideration of prudence and honor to guard those who have entrusted their destiny
in his hands against such a contingency. Every honorable and forecasting man does endeavor
so to do, by laying by a little every year against a rainy day. The assured saves fifty dollars a
year and puts it into a life assurance company. As soon as he has paid the first premium he has
laid up one, two, three, five thousand dollars, as the case may be. His family is secured from
the day the assurance is perfected. Protection is a thing accomplished, and requiring for its
perpetuity only a reasonable amount of thrift and economy for future years.
" For these two reasons I believe in life assurance : It educates thrift in the family; it
provides instant protection for the family." — Equitable Record,
The Inmranoe Year Book.
'49
Statistics of Foreign Companies.
The following pages of statistics, relative to foreign insurance companies, showing
their location, insurance transactions, financial standing and business managers, we
compile from that very valuable English publication, the Post-Magazine Almanack.
Persons desiring information regarding any English company more in detail than is
here given, more especially as to the personnel of the companies, are referred to that
publication :
Directory of British Insurance Companies.
[Compiled for The Ybar Book from the Post-Magaziae Almanack.]
The life asaurance offices marked F. S. in the list are constituted as friendly societies, and
therefore not under the operation of the life assurance companies' act, 1870 to 1872.
Date of
Oi^aDi-
1847
Z863
Nams and Locatxoh or Compaity.
Aberdeen & Northern F. S., Aberdeen..
Accident, London, E. C
Alliance, London
ADiaace, London, E. C
Amalgamated Engineers F. S., London
ADcient Benefit P. S., Cardifi
Alias, London, E. C
Bankers Guarantee, London, E. C. . . .
Bath and West of England, Bath
Berkshire F. S., Reading
Birmingham United League F. S.,
Birmmgham
Birmingham Workmans F. S., Bir-
mingham
Blackburn Philanth. Burial F. S.,
Blackburn
Blackburn Philanth. MuUial F. S.,
Blackburn
Blackburn Plate Glass, Blackburn. . .
Blue Ribbon, Birmingham
Boiler Insurance and Steam Power,
Manchester. ..."
Bolton Cotton Trade. Bolton
Bradford Plate Glass Mutual, Bradford .
Bridge Inn Friendly Society, Oldham..
Bri{|nton and Sussex Union, Brighton..
British and Foreign, Liverpool
British and Irish Plate Glass, Bristol..
British Empire Mutual, London, E. C
British Eqmfable, London, £. C
British Glass, Glasgow
British Law. London, E. C
British Legal, Glasgow
British Workmans. Birmingham
British Workmans F. S., Walsall
Briton Medical and General, London..
Builders Accident, London, W. C
Bute, Rothesav
Caledonian, Efdinburgh. . ;
Caledonian Plate Glass, Glasgow
Cambridge University ana Town,
Cambridge
Chanctex of Bvsiae
Industrial Life & End.
Ace's, Gen'l and Rail.
Life and Fire
Marine
Industrial Annuity...
lod. Life and Sickne8^
Fire and Life
Fidelity Guarantee. . .
PUte Glass
Ind. End. & Med. Aid
Industrial Life
Ind. Life and Sickness
Industrial Life
Industrial Uitt
Plate Glass
Life and Accident . . . .
Steam Boilers, Em-
ployers Liability.. . .
Fire
Plate and other Glass.
Fire
Marine
Plate Glass
Ufe
Life
Plate Glass
Fire
Life and Loans ....
Life and Endowments
Ind. Life and Sickness
Ufe
Employers Liability,
Fire ,
Fire and Life ,
Plate Glass ,
Fire.
Name of Maaager or Secretary.
Jas. Robertson, Sec.
C. Harding, Man.
Robert Lewis, Sec.
Douglas Owen, Sec
J. W. Bacon, Sec.
David Rowlands, Sec.
S. J. Pipkin. Sec
John A. Allan, Sec.
J. Steadman, Man.
Frederic Butler, Sec
Henry Feam, Sec
George Mackie, Sec
Abraham Culshaw, Sec
Richard McNeal, Sec
E. J. Bullougb, Sec.
W. H. Greening, Man.
Perdval Hartley, Sec
P. Kevan, Sec.
Thomas Middlebrook, Sec
George F^reeman, Man.
A. McNeill, Sec.
H. L. Riseley. Sec.
E. Bowley, Man.
W. S. Gover, Man.
William Affleck, Man.
H. Foster Cutier, Man.
H. Steel. Sec.
H. Port, Man.
Daniel Hopley, Sec
R. P. Hardy, Sec.
E. S. Henshaw, Sec.
D. Macbeth, See.
D. Dcuchar, Man.
W. M. McCuUoch, Man.
Arthur Rutter, Sec.
^50
The Inmranoe Tear Book.
DIRECTORY OF COMPANIES IN GREAT BRITAIN— Ow/iVm*///.
Date of
xation.
1834
1840
1838
1863
1881
1829
1804
1888
1878
1S74
1867
1887
1880
1861
1867
1807
1847
1825
1887
1888
1887
1807
1887
1823
1886
x886
1888
1823
1887
1880
l88z
X879
1839
X844
1873
X884
1835
Z702
X802
1887
187s
1880
z888
1832
1841
1837
1879
1843
x886
i8»6
x88z
1870
1870
1871
1848
X840
X82Z
1863
x88o
Z886
z86x
z888
1888
Nam H AMD Location of Company.
China Traders, London, E. C
Chorley Family Funeral F. S.. Chorley .
Church of Eogland. Lx>ndon
City of Glasgfow, Glasgow
City of Glasgow F. S., Glasgow
City of London Fire, London
Clergy Mutual, Westminster,
Clerical Med. and Gen., London
Colchester Mutual, Colchester
Colonial Mutual, London, £. C
Colonial Mutual, London. £. C
Combination F. S., Brentford
C'>mmercial Fire of Scodand, Edin-
burgh
Commercial Plate Glass, Sunderland..
Commercial Union, London, E. C. . .
Cotton Waste Dealers. Hey wood
Co-operative, Manchester
County, London
County, He rtlord
Crown, London, E. C
Crown Accident, Bristol
Cumberland ft Westmoreland. White-
haven ,
Cumberland Glass, Whitehaven ... <
Eaele. London, S. W
Ecclesiastical Buildin8[s, London, W. C
Economic, London, E. C
Economic, London, E. C
Economic Plate Glass, Plymouth
Economic Reinsurance, London, E. C.
Edinburgh, Edinburgh
Ekiinburgh Employ. Liab , Edinburgh
Empire Liability Assurance Corpora-
tion, London, E. C
Emp. Liab. ft Workshop, Birm'gham. .
Eng., B'ler ft Emp. Lia., Manchester. .
Eng. ft Scottish Law. London. S. W. . .
English Industrial F. S., Liverpool.. . .
Equity and Law, London, W. C
Equitable Fire, Manchester
Equitable Guar. & Ace, Manchester. . .
Equitable Reversionary. Lon., W. C
Equitable Society, I^ondon. E. C
Essex ft Sufifolk Eouitable, Colchester..
Federal, London, E. C
Federative. Oldham
Fire Insurance Ass'n, London, E. C. .
Free Chu'^ch of Scotland Fire, Edin
burgh
Friends Provident Insurance, Yorkshire
Gee Cross Funeral F. S., Cheshire
General, London, E. C
Gen. Aoc.. Guar, ft Indem., Dublin...
General Haibtorm, Norwich
General (of Perth), Perth
General Reversionary, London, S, W.
Glasgow and London, London, E. C.
Glasgow Plate Glass, Glasgow
Globe Marine, London. E. C
Glob^Sick Benefit F. S.. London, E. C.
Gresham, London, K. C
Guarantee Society, London, E. C
Guardian, London
Guardian, Manchester
Guar. Horse. Vehicle & Gen., London..
Guardian Indemnitv, London, E. C. . .
Guernsey Mutual, Guernsey
Halifax Roval F. S.. Halifax
Hand-in-Hand, Bath
Hand-in-Hand, London, E. C
Hard Waste Manufacturers, Bury
Health Insurance Cor., London, £. C.
Character of Businets.
Marine
Industrial Life
Life and Fire . . . . «
Life
Ind. Life and Sickness
Fire
Life, Endowm'ts, etc.
Life
Plate Glass
Marine
Life and Annuity. . . .
Sick, Life ft Endow.
Fire
Plate Glass
Fire, Life and Marine
Fire
Fire. Life and Fidelity
Fire
Hail
Life
Accident, Guarantee,
Fire
Plate Glass
Life
Fire
Life
Fire
Plate Glass
Fire Reinsurance
Life and Annuities.. . ,
Accidents of all kinds.
Emp. Liab., Acc't,
Fid. and Fire
Employers Liability..
Eng., Bl'r ft Emp. Lia
Life, Ann., End. ft Ln
Sickness & Med. Aid.
Life
Fire
Fire. Guar, and Ace. .
Reve., Life Int., An. .
Life and Survivorship
Fire
Fire
Fire and Fidelity...
Fire
Trust Property Only,.
Life, Ann., End., etc.
Industrial Life
Life and Fire
Accidents, Glass, Fid.
Hailstorm
Ace, Emp. Liability..
Purchase of Rever, etc
Fire
Plate Glass
Manne
Industrial, Sickness...
Life
Fidelity
Fire and Life
Plate Glass
Horse, Vehicle & Ind
Horse, Vehicle ft Ind,
Fire
Ind. Life ft Med. Aid
Plate Glass
Fire, Life and Annuity
Fire
Provide Inc. at Illness.
Name of Manager or Secretary.
W. Schmidt. Man.
James Sargent, Sec.
H. M. Baker, Sec.
F. F. Klderton, Man.
R. L. Gemmel. Sec.
L. C. Phillips, Gen. Man.
Matthew Hodgson, Sec.
W. J. H. Whittall, Asst. Act.
G. C. Alder, Man.
H. J. Symons, Under.
Samuel Proud. Sec.
R. Aiton Taylor, Man.
G. W. Bain, Man.
G. Lvon Bennett, Sec.
W. Booth, Sec.
James Odgers, Man.
G. Stevens. Sec.
J. W. Chesshyre, Man.
A. Mackay, Sec.
W. B. Thomson, Man.
J. Cant, Man.
H. T. Weld. Man.
G. Humphreys, Sec.
John Duncan, Sec.
J. R. Grimes, Sec.
J. Carswell, Man.
William Luxon, Sec.
J. Carswell, Man.
G. M. Low. Man.
J. M'Cankie, Man.
S. S. Brown, Man.
W. H. Greening, Man.
E. Mo«s. Sec.
A. Jackson, Man.
J. Cany, Sec.
G. W. Benidge. Act.
D. R. Paterson, Sec.
D. R. Paterson, Sec.
F. S. ft C. H. CUyton, Sees.
A. F. Burridge, Sec.
Robert Anderson, Sec.
D. Christie. Man.
J. Wain Wright. Man.
D. Lawrie, Man.
William Brown, Sec.
J. J. Dymond, Man.
William Sidebotham, Sec.
Henry Ward, Man.
Thomas Cleary, Man.
C. R. Oilman, Sec.
F. Norie Miller, Sec.
D. A. Bumsted.
D. M. Lang, Man.
T. Dick. Man.
B. Francis Cobb, Sec.
H. Hyslop. Sec.
T. G. Ackland, Man.
Augus'us Muzio, Sec.
T. G. C. Browne, Sec.
Thomas Harris, Sec.
Ernest H. Wilson. Sec.
E. H. Wilson. Man.
William Smith, Sec.
Frederick Shellard. Sec
H. Blenkinsop, Man.
Richard Honocks, Sec
F. H. E. Uvesay. Man.
The Insurance Year Book.
^5/
DIRECTORY OP COMPANIES IN GREAT BRITAIN -CWfik'nw^^.
Namb and Location op Company.
Hereford Financial Ass'n, Hereford. .
Home and Colonial, London, E. C...
Hong Kong, London, £. C
Horse, London, E. C
Huddersfield and District
Hull and Eastern Counties, Hull
Hyde Funeral F. S.. Cheshire
Imperial, London ,
Imperial, London
Imperial Live Stock, London, S. W. .
Imperial Union Ace, London. E. C.
Indemnity Mutual, London, K. C
Industrial Band of Hope, F. S., Lan
cashire
Industrial of Gieat Britain, Middlesbro
Insurance, Rochdale
International, Liverpool
Isle of Man, Douglas ,
Ipswich Mutual Plate Glass, Ipswich.
Itmerant Methodist Preachers, London
Jersey Mutual, Jersey
Kent, Maidstone
King, Liverpool
Lancashire and Yorkshire, Manchester
Lancashire, Manchester
Lancaster Benevolent F. S., Lancaster
Law Fire, London, W. C
Law Guar, and Trust, London, W. C
Iaw Life, London
Law Property, London, W. C
Law Reversionary, London, W. C. . . .
Law Union, London
Leeds and General F. S., Manchester.
Leeds and Nonh of England, Leeds. .
LeKal and General, London, E. C
Leicester Industrial, London, E. C...
Life Ass'n of Scotland, Edinburgh. . . .
Lion Fire, London, E. C
Liverpool and County F. S., Liverpool
Liverpool & Lond'^n ft Globe, L'pool.
Liverpool Plate Glass, Liverpool
Liverpool Protective F. S. Liverpool..
Liverpool Reversionary, Liverpool. . . .
Liverpool United Legal F. S.. L'pool.
L'pool Vict. Legal F. S., Lon., K. C. .
Local. London. £. C
London Amicable, London, S. W
London and County, London, E. C. .
London and County, London, E. C. .
London and General, London, W. C.
London and Lancashire, Lon., E. C. .
London and Lancashire, Liverpool. . .
London and Man. Ind., London, S. £.
London and Manchester Plate Glass,
London, E. C
London & North British, London, £. C
London and Provincial, London, E. C.
London and E^vincial. London, E. C.
London and Provincial Horse and
Carriage, London, E. C
London ft Univ. F. S., Hammersmith.
I.4>ndon Annuity Society, London
London Assurance Corp., London. . . .
London, Edinburgh and Glasgow,
London, E. C
London Guarantee and Accident, Lon
don, E C
London Life Ass'n, London, E. C
London Plate Glass, London, E. C. . .
Loyal Philanthropic F. S., Liverpool..
Manchester, London
Mandiester and London, Manchester.
Manchester Steam Users, Manchester.
Character of Butinen.
Loans ft Plate Glass.
Marine
Fire
Horses and Cattle.. .
Kmplov'-rs Llabihty. .
Plate Glass
Industrial Life
Fire
Life
Horses, Cattle, etc. ..
Accidents
Marine
Ind. Life and Sickness
Ind. Life and End
Plate GUss
Marine
Fire
Plate Glass
Annuities
Fire
Fire
Fire and Accident
Accident and Guar. . .
Life and Fire
Industrial Life
Fire
Fidelity, Trusts, etc. .
Ufe..:
Life and Titles
Rever, Life Inf. Ann .
Life, Fire ft Annuities
Industrial Life
Boiler, Emp. Liab.
Life and Annuity.. .
Industrial Life
Life and Annuities.
Fire
Sickness
Fixe. Lite ft Annuities
Plate Glass ,
Industrial Ufe
Purchase of Kever.,etc
Sickness
Life
Fire
Life and Accident
Fire and Fidelity
Plate Glass
Plate and other Glass.
Life
Fire
Life, Med. Aid ft En.
Plate Glass
Plate Glass
Fire
Marine
Horses and Vehicles
of all descriptions..
Ind. Life ft Med. Aid.
For Wid. of Members
Fire, Life ft Marine. ,
Lite, Industrial, Ace. .
G..A. ft Emy. Liab..
Life
Plate Glass
Industrial Life ,
Fire ,
Accidents
Engines and Boilers. ,
Name of Maatger or Seoetary.
T. Hutchinson, Sec.
T. Allen Clark, Sec.
C. G. Hay, Man.
A. Waters, Sec.
S. T. Nicholson, Sec.
William Moore. Sec.
E. Cosens-Smith, Man.
|. Chisholm, Man.
Benjamin S. Essex, Sec.
A. B. SheUey, Sec.
Lawrence D. Smith, Under.
Joseph A. Ash ton, Sec.
W. <V. Clay, Sec.
John Darlington, Man.
F. E. Horton, Man.
Walter L. Seyfang, Man.
Henry Cross, Man.
C. McBride, Man.
Gerrge Stewart, Man.
R. C. Harker. Sec.
George William Bell, Sec.
Thomas R. Ronald, Man.
Griffith Davies.
H. C. Wilson, Sec.
C. B. Clabon, Sec.
Frank McGedy, Sec. *
George Betto, Sec.
G. H. Forster, Man.
E. Colquhoun, Man.
C. C. Bainton, Man.
J. T. Smith, Man.
T. B. BeU, Man.
J. £. Owens, Sec.
John M. Dove, M8n«
J. Reid Moir, Man.
Daniel J. Thompson, Sec.
Cochran ft Walker, Sees.
James Currie, Sec.
John G. Clensy, Sec.
M. A. Serfaty. Man.
Walter Wieland, Sec.
William Jopson, Seo.
Henry Hare, Sec.
F. B. Williams, Sec.
W. P. Clirehugh, Man.
C. G. Fothergill, Man.
Woodward ft Grayling, Mans.
E. S. Jones, Man.
W. Swan Parker, Man.
H. Williams, Man.
J. Danieil, Sec.
A. Waters, Man.
B. Annereau, Sec.
Rev. R. Shepherd, Sec.
J. Clunes, Man.
W. A. Bowser, Man.
E. G. L. Anderson, Sec.
E. Docker, Sec.
Wm. R. Ockerby, Sec.
Richard Thompson, Sec.
C. R. Pilcher. Sec.
Henry Plummer, Sec.
Robert Tonge, Sec.
^52
The Insurance Year Book.
DIRECTORY OF COMPANIES IN GREAT BRITAIN— OwAnM^i/.
Date of
OriEani-
Nams AMD Location of Company.
Ciiaracterof Buiineu.
Name of Manager or Secretary.
z883
1836
1852
1864
Z885
1871
1867
1835
1851
1876
1870
1872
1886
z88z
Z870
Z884
Z847
X834
Z833
Z864
Z788
Z863
Z865
z830
z88a
z886
Z888
183s
1854
1837
Z809
Z883
z88a
z888
Z836
z868
Z863
Z888
z88z
z8s6
^T?L
z8o8
Z884
z886
1877
1859
Z87Z
z86a
Z884
z886
z8a4
Z864
1797
1859
z8g
Z8S3
Z870
Z865
z8o6
z886
Z876
Z865
Z840
z85a
Z848
1857
Manchester Underwriters, Manchester
Marine, Lrndon, E. C
Manne & General Mutual, Lon., E. C.
Maritime, Liverpool
Mercantile Accident and Guarantee,
Glasgow
Merchants' Marine, London. E. C. . . .
Methodist and General, London
Metropolitan Lift*, London, £. C
Middlesbrough, Middlesbrough
Midland Counties, Lincoln
Millers Mutual, London, E. C
Monthly, Manchester
Morley Mutual, Morley
Mortgage Insuiance, London
Mutual Accident, Manchester
Mutual Fire. Manchester
Mutual Pla'e Glass. Darlington
Mutual Provident Alliance. Lon., S. E.
Mutual, The, Loodon, £. C
Naiional Assurance of Ireland, DubUn
National Boiler. Manchester
National Debt Office, London, E. C. .
National Guarantee, Edinburgh
National Guardian, London, W. C...
National Life, London
National Marine, London. E. C
National Medical Aid, London
National Pension Fund, London, E. C.
National Provident, London. E. C. . . .
National Provincial, London
National Reversionary, London, E. C.
North British & Mercantile. Edinburgh
North China. London, E. C
Northern Accident, Glasgow
Northern Counties, Workington
Northern, London, E. C
Northern Marine, Dundee
Northern Maritime, N'castle-on-Tyne.
Northsm Plate Glass, Aberdeen
North of England Fire, Manchester. . .
Norwich and London, Norwich
Norwich Union, Norwich
Norwich Union. Norwich
Nottinghamshire ft Midland, Nottin. .
Nottingham Plate Glass and Boiler,
Nottingham
Ocean and Gen. Guar., London, E. C.
Ocean Marine, London, E. C
Ocean Railway and General Accident,
London. E. C
Oldham, Oldham
Oldtiam & District Tradesmen's, Old'm
Palatine Fire, Manchester
Patriotic, Dublin
Peari, Lcndon, E. C
Pelican, London
Peoples Family Liia F. S., Dudley
Peoples Universal F. S., Wolverh'pt'n.
Phoenix, London
Plate Glass Insurance. London, £. C.
Positive. London, E. C
Post Office, Loodon, E. C
Primiiive Methodist. York
Prominent Sick Benefit F., Soutbsea. .
Provident, London
Provident, Birmiogham
Provident Clerks, London. E. C
Provident Clerks, London, E. C
Provident Clerks, London, E. C
Provincial, Wrexham
Prudential, London, E. C
Queen, Liverpool
Marine
Marine
Life (also Marine).
Marine
Accidents. Fid. Guar.
and Emp. Liab
Marine
Industrial Life
Life
Plate Gass
Fire, Life, Hail & An
Mutual Fire Insurance
Industrial Lite
Fire ,
Mortg. & Debentures
Employers Liability. .
Fire
Plate Glass
Sick., Life, An., bnd.
Life
Fire, Life and Ann . . .
Boilers
Red. of Nat. Debt . . .
Fidelity
Life and Loans
Life
Marine
Medical Attendance. .
Pensions for Nuises. .
Life
Plate Glass
Reversions
Fire, Life and Aon . . .
Marine
Acc.,Emp.Lia.&P.G
Plate Gla«s
Fire and Life ,
Marine
Marin«»
Plate Glvs
.Fire
Acc.,£mp.Lia.&P.G
Fire
Life
Fire.....
Plate Glass and Boiler
Fidelity Guaraniee...
Marine
Railway and Gen. Ace
Fire
Fire
Fire, Ace. and Guar. .
Life and Fire
Life
Life
Industrial Life; & Sick
Industrial Life & End
Fire
Plate Glass
Life
Life Annuities, etc.
Fire (trust prop, only)
Industrial Life & Sick.
life
Plate Glass ^..
Accident 4
Guarantee
Life and Ben. Fund. .
Life
Life
Fire, Life, Annuities.
F. G. Freeman, Sec.
R. J. Lodge, Man.
C. G. Laing, Man.
R. S. Sandiord, Sec.
C. W. Milne, Man.
Alfred Dawson, Sec.
Daniel Marshall, Sec.
Arthur Pearson.
J. Gregory. Sec.
Benjamin Vickers, Sec.
J. H. Chatterton. Sec.
W. S. Parker, Sec,
William Smith, Sec.
T. Y. Strachan. Man.
O. B. Jeens, Man.
J. N. Lane, Man.
James Cooper, Sec.
G. W. Haidwidge, Sec.
H. G. Rowsell, Sec.
Harold Engelbach, Sec.
J. Thisrletbwaite. Sec.
Sir C. Rivers Wilson, Sec.
G. Todd Chiene, Man.
Thomas J. Bourne, Sec.
H. J. Puckle. Sec.
W. Gray. Sec.
A. Henri and J. Barry, Sees.
E. T. Clifford, Sec.
Arthur Smitber, Sec.
J. H. Brown, Sec
G. A. Randall, Sec.
A. G. Smith, Man.
S. H. Morris, Man.
A. C. Macintyre, Man.
W. R. Sanderson, Sec.
James Valentine, Man.
J. Logie, Sec.
J. Ferguson, Under.
John M. Dunn, Sec.
E. S. Heap. Sec.
C. R. Oilman, Sec.
C. E. Bifliold, Sec.
J. J. W. Deuchar, Sec
W. Rickman, Man.
W. Rickman, Man.
Richard J. Paull, Sec.
A. Price, Sec.
Richard J. Paull, Sec.
J. Clegg, Sec.
J. C. CTegg, Sec.
J. N. Lane, Man.
B. H. O'Reilly, Man.
P. J. Folev, Man.
R. C. Tucker, Sec
Benjamin Mason, Sec.
A. James George, Sec.
W. C. & F. B. Macdonald. Sees.
E. Brooks. Sec
A. G. Madcenrie, Sec.
A. Finlaison, Act.
Rev. Chas. Smith, Sec
John Ludwig, Sec.
S. A. Beaumont, Man.
W. B. Winckle, Sec.
H. B. Brain, Sec.
H. B. Brain, Sec.
John E. Gfryer, Sec
John Francis, Sec.
T. Dewey & W. Hughes, Mass.
J. K. Rumford, Man.
The Insuranee Tear Book.
'53
DIRECTORY OF COMPANIES IN GREAT WiU KX^^OmHnHtd,
Date of
Orgaai- Name asto Locatiom or Company.
Railway Passragerr, London, E. C
Refaxe, Manchester
Reliance. London
Reliance Marii e, Liverpool
Reversionary Interest, London, E. C.
Ro<^, London
Royal Counties F. S.. London. E. C.
Royal, Liverpool
Royal Eicbanffe Assnrance, London.
Royal Liver. F. S.. Liverpool
Royal London F. S., London. E. C. .
St. Albans, St. Albans
St. Colomb. District Mnt., Cornwall
Salop, Shrewsbury
Scarborough and District. Scarborough
Sceptre Liie, London. E. C
Scottish Accident, Edinburgh
Scottish AUiance, Glasgow
Scottish Amicable, Glasgow
Scottish Assurance, Edinburgh
Scottish Boiler and Engine, Glasgow.
Scottish Celtic F. S., Glasgow
Scottish Economic, Edinburgh
Scottish Emplovers, Aberdeen
Scottish Equitable, Edinburgh
Scottish Imperial, Glasgow
Scottish Legal Life Assur. F. S., Glas.
Scottish Life, Edinburgh
Scottuh Metropolitan, Sdinbursh
Scottish Plate Glass, Edinburgh
Scottish Provident, Edinburgh
Scottish Provincial, Aberdeen
Scottish Temperance, Glasgow
Scottish Union and National. Edinb'h
Scottish Widows Fund, Edinburgh
Sea, Liverpool
Shropshire and N. Wales, Shrewsb'y.
Sickness and Accident, Edinburgh. . . .
South British and Nat'l, London, E. C.
South Wales and Monmouth, Swansea
Southern (of Melbourne), Lon., E. C.
Sovereign, London, E. C
StafioK&hire Boiler, Birmingham.
Standard Accident, London, E. C
Standard Ufe, Edinburgh
Standard Marine, Liverpool
Standard Plate Glass of Scot., Glasgow
Star, London, E. C
St. Helens and District, St. Helens....
Stirlingshire F. S., Stirling
Stockton-on-Tees P. G. Mutual, Stock-
ton-on-Tees
San, London
Sun, London
Thames and Mersev, London, E. C...
Torquay Mutual, Torquay
Trus es, Ex'ors & Sec ties, Lon
Ulster Marine, Bel£ut
Ulster Plate Glass, Bel£ut
Union Marine, LiverpooL
Union, London ^
United Brothers, London, E. C
United Fire Agency » London, £. C
United Fire Reinsurance, Manchester.
Uaited Kent, Maidstone
United King. Ass. Cor., Lon., E. C...
United Kingdom Temp., etc., London
United Superannuation F. S., Ports-
mouth
Univeraal Insurance, Leeds
Universal Life Assurance, London. . . .
Universal Marine, London, E. C
University, London, S. W
, E. C
Character of Business.
Rai1,Gen.,A.&E. L.
Ordinary & Ind. Life.
Life
Marine
Rever., PoL and Ann.
Life and Survivorship
Industrial Life
Fire, Life and Ann .
Fire, Life, Ann., Ship
Industrial Life
Industrial Lile.....
Plate Glass
Fire
Fire
Plate Glass
Life and Endowments
Accident
Fire and Accident . .
Life
Acc.,Emp.Lia., ft L.S
Insurance and Inspec.
Industria' Life
Life, Ace. and Ann..
Emp. Lia., Ace. ft Fid
Ufe
Life
Life
Life, Ace. and Ann.
Life.,
Plate Glass
Lite and Annuities. . .
Fire, Life and Ann. . .
Life and Accident. .
Fire, Life and Ann.
Life and Survivorship
Marine
Fire
Sickness, Ace., Emp.
Fife and Marine
Boiler and Emp. Lia.
Marine
Life and Annuities. . .
Boiler and Engine. . .
Accident. ,
Life
Marine
Plate Gla.sa
Life, Ann., Endow. .
Plate Glass <
Industrial Life ,
Name of Manager or Secretary.
Plate Glass
Fire. ...•••■•■.......
Ufe
Marine
Plate Glass
Ins. of Secur. ft S. D.
Marine
PUte Glass
Marine
Fire and Life
Industrial Life
Industrial Fire
Reinsurance Fire
Life and Annuties...
Industrial Life.
Life
Pensions
Indus., UfeftAcc'dt.
Ufe
Marine
Life
William J. Vlan. Sec.
W. Proctor, Man.
E. Clifton GriffiUis, Sec.
T. W. Dixon, Sec.
George Pepys, Sec.
G. S. Crisford. Act.
J. Williams, Sec.
J. H. McLaren. Man.
E. R. Handcock. Sec.
Frank H. Taunton, Sec.
W. H. Hambridge, Sec.
L. J. Myers, Sec.
George G. Bullmore, Sec.
H. J. SaUsbury, Sec.
Charles Webb. Sec.
J. G. PhiUips, Sec.
M. L. Martin, Man.
Robert Muir, Man.
Thomas Marr. Man.
T. L. Miller. Man.
J. D. Young, Man.
John Campoell, Sec.
A. Scott. Sec.
J. Davidson, Man.
T. B. Sprague. Man.
T. W. Watson. Man.
William W. Bain. Sec.
David Paulin, Man.
W. G. Bloxsom, Man.
W. J. Walker. Sec.
J. Watson. Man.
T. YuUle Wardrop, Man.
Adam K. Rodger. Sec.
J. M. McCandiish, Man.
Aw. H. Tombull. Man.
William Bates. Sec.
Griffith Davies, Man.
J. Buyers Black, Man.
L. Beecher Corwin. Man.
A. J. Richards, Sec
G. F. Watt, Sec.
J. Rushton, Man.
W. S. Parker, Man.
J. H. W. Rolland, Sec.
J. Gick, Sec.
Carswell & Murray, Mans.
W. W. Baynes, Sec.
G. C. Whitfield. Sec.
John Ramsay, Sec.
John Wilson, Man.
E. H. Mannering, Sec.
J. G. Priestly. H. C. L. Saunders
H. Buckland, Sec.
J. A. Stirling. Man.
Sinclair ft Boyd, Mans.
Arthur Lucas, Man.
W. Gow, Sec.
W. G. WiUdns, Man.
G. Phillips, Sec.
J. Williams, Sec.
J. N. Lane, Man.
Walter L. Seyfang, Man,
H. Hyslop, Man.
Thomas Cash, Sec.
Charles Godden, Sec.
T. R. Watson, Man.
Frederick Hendriks, Sec.
W. Tozr, Sec.
Chas. McCabe, Sec.
f54
The Insuranoe Tear Book.
DIRECTORY OF COMPANIES IN GREAT BRITAIN.— awAVft^il
Date of
Nam* and Location of CoHrANT.
Chancier of BustneM.
Naaie of Msnager or Secretary.
z86o
x886
Victoria Mutual. London, E. C
Welsh CaWinistic, Liverpool
Life and Endowment.
Fire (Trust Pro. on'y).
Life, Ann. and Sick..
Fire (Trust Pro. only).
Fire and Boilers
Fire and Life
Fire
Arthur J. Cook, Sec.
W. J. Hughes, Sec.
R. A. Hunt, Man.
Henry Plummer, Sec.
E. H. Smithett. Man.
"22
1872
1887
1807
1886
Wesleran and General, Birmingham. .
Weslmn Meth'ist Trust, Manchester.
West Cumberland, Ravenglass
West of England. Exeter.
West of Scotland, Glasgow
Western Counties and Lon., Plymouth
Western Annuity, Exeter
G. McGregor, Sec.
W. J. White, Sec.
Thomas S. Mortimer, Sec.
x86x
1831
Z836
I7I7
Lifie, Ann. & Endow.
Annuities.
Westminster and General, Lon.,W. C.
Westminster, London. W. C
Whittington. London, E. C
Yangtsse (of Shanghai), London, £. C.
York and District. York
Life
Edwd. Cutbush, Act.
Fire
Charles Rouse Browne. Sec.
i|5
Life
Alfred T. Bowser, Man.
Marine
R. BlackweU. Sec.
Plate Glass
1824
1873
X870
Yorkshire, York
Fire and Life *.
Steam Bl'rs, E^g. etc.
Industrial Lift
J. A. Cunningfaame, Sec.
John Waugh, Man.
T D. McDougaU, Sec.
Yorkshire Boiler, Bradford
Yorkshire ProTidrnt, Leeds. ... ,
British Companies Ceased to Exist.
Name of Officb.
Argus Ltfe.^.
Ci^ of London Marine
East Lancashire Peoples
English and Scottish Boiler
Fidelity, Accident, Sickness and General. ..
Glasgow Annuity Sodety
Health Insurance Association
Leicestershire and Northamptonshire F. S. .
Midland Steam Boiler
National Fire
North Meols Rechabite Temperance F. S. ,
One Premium F. S
Rescue Sick Benefit F. S ,
Royal Farmers
Western
Bntineas Traosfeired to
Imperial Life
Ocean Marine
Industrial of Great Britain
Scottish Boiler
5 Accident to Sickness and Accident.
/ Plate Glass to Northern Plate Glass.
Scottish Amicable
Health Insurance Corporation
Scottish Boiler.
Royal
Alliance..
Winding Up.
Voluntarily.
Dissolved.
Voluntarily.
Dissolved.
Dissolved.
Under Court
Foreign Companies Transacting Business in
Great Britain.
Date of
Omni-
tatifOB.
x886
x8xo
Z883
1859
X875
Z853
X7
X844
1879
z86s
NaMS or COMPAMV.
Alliance Beige
American
Adenda
EquiUble Life (of United States)..
Hamburg-Magdeburg
Hanover
Insurance Co. of North America..
Le Phtfnix
L' Etemelle.
Magdeburg
Mutual (pfNew York)
Mutual Reserve Fund
NewYoA
Svea
Transadantic
Urbaine
Head Office at
Brussels...-.
Philadelphia.
Vienna
New York...
Hamburg . . .
New York...
Philadelphia.
Paris
Paris
Magdeburg. .
New York...
New York...
New York...
Go'henburg .
Hamburg....
ParU
Character of
Biuinesk
Fire
Fire
Fire
Life and Annuity.
Fire
Fire
Fire
Life
Fire
Fire
Life
Life
Life and Annuity.
Fire
Fire
Life
British Manager
or Agent.
Bruce Morisoa.
J. H. Middleton.
P. M. Hartuog.
A. Munkittridk, Jr.
T. E. Wirgman.
H. Sledge.
W. H. Spillcr.
R. Guiselin.
Bruce Morison.
T. E. Wirgman.
D. C. Haldeaan.
W. H. Hayward.
J. Fisher Smith.
W. H. SpiUer.
A. Abseil.
F. Mayer.
The Inmranoe Year Book.
^55
Companies of Uncertain Address or of Doubtful
Existence.
With respect t^the ooinp«nies mentioned in the following list the ntnal inquiries have been
made, bnt no further Mormation respecting them is forthcoming than that given below. The
particolars contained in the last two columns have, in most instances, been obtained by search
u the companiee' registratfoo office. The law requires that every company shall, once a year,
make a return to the Registrar of Joint Stoclc Companies of the shareholders, with a summary
of the capiul and shares. It will be observed that several of the companies in the list are con-
siderably in arrear in this respect, and they are, consequently, liable to penalties for non-com-
pliance with the law. It is well known that negligence to comply with legal requ iremen ts gener-
ally gjDes hand in hand with want of capital, reckless and fraudulent trading, and extravagance
in maaagement. It will be well, therefore, for persons invited to transact business with any of
the following offices, before paying a premium, to make inquiry, and to satisfy themselves that
such offices are wortby of confidence.— /'^//-^^attif/ Almanack,
Date of
Organi-
BUOD.
1884
1887
1885
1884
1586
1886
1884
X883
1876
1866
1868
1885
1883
1778
1888
X878
x888
X884
1887
1885
1887
1885
1869
1885
1880
1887
Namb op Company.
Anchor
City and Counties-
City Mercantile
City of London
Co-operatiTe Woodworkers. .
County Cooperative F. S..<
Crown Sheet
Enterprise Fire
Foresters Quiver F. S.
General Tiavders
Goardian
Guernsey Permanent F. S.
Hibernian Plate Glass
Lancashire Plate Glass
Liability Aoddent and General.
Liverpool, Manchester and Bir-
mingham ,
London and Birmingham. . . . ,
London and Brighton
London and Provincial
Newcasde-upon-T3me
Northwestern •
North Yorkshire
Notre Dame des Flammes
Oldham and District Insurance. .
Property. ..........••••.••.•••.
Rechabite Temperance F. S
i^IuuMse ••* .«■.>••.••..••■■...•
Railway Season Ticket and Acci-
dental
Scottish Mortgage
Tiaders and General.
Unkm F. S
United Kingdom
Character of Buaiacat.
Fire
Fire and all kinds.
Fire
Plate Glass.
Fire and Medical At-
tendance
Industrial Life and Sick-
ness
Plate Glass
Fire .'
Industrial Lite and En-
dowments
Accident
Accident
Industrial Life and Sick-
ness
Plate Glass
Plate Glass
Livestock
Acci
Industrial Life...
Fire
Plate Glass and
dent
Guarantee and Loans,
Boiler ,
Fire ,
Fire ,
Fire
Fire
Fire and Accident. ...
Unity Progressive F. S.
Wofkmans Tools
Ymkshire Industrial F. S.
Fire.
Insurance Principal and
Interest
Fire
Industrial Life
Fire and General Acci-
dent
IndustTial Life and Sick-
Fire.
Capital
Stated
to be
Paid up.
'Si
S98
1.780
nil
2,860
"si
7
MS
507
406
Remarks.
No return since Jan. 3, 1885.
Manager and a confederate
in jail.
Last return March «, x886.
J. M. Wilson, Director.
Chief promoters in jail.
'* Not known as addressed."
Last return June 30. x886.
No documents filed.
Last return April aa, 1887.
*' Gone, no address."
Last return Sept. z, z886.
No documents filed.
Last return Dec., x886.
No return filed.
Last return to Aug. 3. z886.
No return filed.
Return filed, April 97, z888.
No documents filed.
Last return Oct., Z884.
Manager in jail.
Last return Dec. 3Z, Z885.
No documents filed.
No dociunents filed.
Last return Jan. az, z886.
Insolvent at end of Z887.
No documents filed.
Wb give you good adrice when we say to you; *' Haring once assured in a sound company,
let no one induce you to drop your policy." Abide by this advice and you will hare no reason
10 regret it ; and we would further recommend you to view with marked suspicion any person
^0 seeks to induce you to act contrary to this injunction. Do not disregard or lightly esteem
ae vast interest 3rou acquire in a life assurance policy, the moment you have paid good money
tor it ; an interest that neither you nor your family can ignore ; an interest superior to any and
every form of surrender value. — IngUHde,
156
The Insurance Year Book.
New Assurance Associations of
AND Ireland.
Registered between January i and December 31 » 1888.
Great Britain
TnXB OP COMFAKV.
Ajar
Areus
British Law Fire
British Mutual Plate Glass
Brixham Steam Capstan, Engine,
Boiler and Iron Ballast
British Steamship Owners
Cardi£f Pilot Boat
Cooperative Woodworkers.
Crown Sheet and Plate Glass..
Crystal Glass
Cumberland Fire
Goole Mutual Marine
Great Grimsby Mut. Small Dam-
age and CoUision Club
Humber Steam Trawlers
Iron Sail. Ship Own's Underw'ng
Manchester and London Accident
Merchants Fire
Neptune S. S. Tot. Loss & Prem.
Northwestern Fire
Notre Dame des Flammes
North of England Freight, De-
murrage and Defense
Oriental Pension and Guar. Fund
Smeaton
Standard Accident
Trustee Debenture, Assets Pur-
chase, Mortgage Gusuvntre. . . .
U. K. Steam Tug and Trawlers..
United Shipowners Freight, De-
murrage and Protective
United Underwriting
Welsh Baptist
RtgisUrtd m Scotland,
Banfishve Mutual Freight
British Marine Salvage
F. C. of Scot. Fire Insur. Trust..
Imperial Plate Glass
Northern Plate Glass
Scottish AlUance
Scottish Assurance Corporation .
Scottish Mine Owners Defense. .
Olijccu.
An kinds (except life)
All kinds (except life)
All kinds (except life & mar.)
Plate glass
Marine
Marine
Marine. To take over Car-
difi Pilot Boat Mutual
AU kinds (except life). Tim-
ber mer. and saw millers,
loans, sickness and medical
attendance
Plate glass
Glass and similar articles. . . .
Fire
Marine
Marine
Marine
Marine
Accident, guarantee and all
kinds (except life)
Fire and parcels
Marine
Fire
Fire
Marine «
Pensions and fidelity
All kinds (except life)
All lands (except life & mar.).
To act as trustee & executors.
Marine
Marine..
Marine-
Fire....
Marine
Marine
Fire
Plate glass
Plate glass
Fire and accident
All kinds (except hfe).
Date.
April 30....
July ax
March 13...
NoTemt>er 9
October i..
February 8.
Aprils
March 38...
January z8.
Dec'mber 24
April 31 ... .
February 37.
May 31
February 4..
February 9. .
February 17.
April 10....
Maich 37...
March ao...
August 3Z..
February 14.
March 10...
May 13
Dec'mber 39
Mays
February 30
January 16.
February 6.
October aa.
December 6.
Dec'mber 10
October x..
January 37.
June 8
October 35.
March 14...
Nov'mber 13
Nominal Capiul.
£vx>.aoo in /i shares.
350,000 in 2io shares.
1,000,000 in ;^io shares.
10,000 in £s shares.
Guar, of £% each memb.
Unlimited.
Unlimited.
/3,ooo in ^i shares.
35,000 in £1 shares.
10,000 in A shares.
100.000 in ^lo shares.
Guarantee ot i per cent
on sums insured.
Guar, of £^ each resscl.
Guar, of jf 100 lor ea. yes.
Guar, ofjjs per memb.
£^,000 in £s shares.
1,000,000 in £s shares.
Unlimited.
;f ao,ooo in jf5 shares.
8,000 in ;£4 shares.
Unlimited.
Guar, of £t per memb.
;fz,ooo.ooom ;f 10 shares
300,000 in £s shares.
1,000,000 in £s shares.
Unhmited.
Guar, of /'zo per steaia-
>^^P> j^persaiL ship.
Unlimited.
£iOyOoo in £s shares.
Unlimited.
ifiS.ooo.
30, coo.
8,000.
350,000.
350,000 in £^ shares.
350,000 in £1 shares.
Guar, of £$ per memb.
Actuarial Societies of Great Britain.
INSTITUTE OF ACTUARIES.
Staple Inn Hall, Holborn, W. C.
President, William Sutton, M. A.; vice-presidents, Marcus Nathan Adler, M. A.; Alexander Jobi
Finlaiaon, C. B.; Benjimiin Newbatt, Thomas Emley Young, B. A.; treasurer, Georae Humphreys. M. A.
honorary secretaries, Thos Gillespie C. Browne, George S. Crisford ; auditors, Arthur Henry ^lidgmas,
Robert Cross and William Gordon Glennie; assistant secretary, J. Cliiibrd Hopkinson, B. A.; honorary
members, Professor Sylvester, M. A., F. R. S., and W. S. B. Woolhouse, F. R. A. S., F. S. S.
The Tnsnirance Year Book, 157
FACULTY OF ACTUARIES IN SCOTLAND.
Incorporated bt Rotal Chartbr.
PresideBt, J. M. McCandlish ; vice-president. Andrew H. Turnbull : counca, WiUiam Smith, Frad-
oidc F. Elderton, Thomas Wallace. N. &. Gunn, James Mdkle, T. B. ^pragae. D. J. Surenne, Spencer
C. Thomson. Hugh Blair, W. R. Macdonald, J. J. M'Laochlan, Ardbibald Hewat ; also ex-ofiao, the
president, Tice-president, honorary secretary and honorary treasurer; honorary secretary, Dayid Denchar ;
Dooorary treasurer, J. Turnbull Smith ; secretary, James Chatham, 96 St. Andrew Square, Edinburgh ;
h*brarian, George Cameron ; honorary Fellows. Edward Sang, LL.D., F. R. S. E.; John Mackensie,
Plot H. BladSnim. M. A.; Prot. F. FuUer. M. A.; Pro*. Wm. L, F. Fischer, M. A., F. R. S.; Daivid
Cbisholm; committee on examination, W. R. Macdonald, J. J. M'Lauchlaa, J. Meikle, T. Wallace, J.
Chatham (eiaminers), C. M. Cuaig, T. B. Sprague, S. C. Thomson, D. Deuchar and J. M. McCandlish;
GomiDittee on library, D. Deuchar, J. Meilde, T. B. Sprague, S. C. Thomson, A. H. Turnbull, J. M.
McCandlish.
ROYAL STATISTICAL SOCIETY.
9 Adclphi Tbrracb, Strand, London. W. C.
Honorary president. His Royal Highness the Prince of Wales, K. G. Council and officers. 1888-49 :
Honorary vice-presidents (having filledthe office of president), the Right Hon. the Earl of Derby. K. G.,
D. C. L., James Heywood, Esq.. M. A., F. R. S., D. L., J. P.. etc.; the Rieht Hon. George Shaw-
Lefevre. M. P.; the Ri^t Hon. Lord Brassey, K. C. B.; Sir James Caird, K. C. B., F. R. S.; Robert
GifiieD. Esq., LL.D.; Sir Kawson W. Rawson, K. C. M. G.. C. B.; the Right Hon. J. G. Goschen. M. P.;
presideat, T. Graham Balfour, Esq., M. D.. F. R. S., F. R. C. P.; vice-presidents, Frederick B. Gamett,
Esq.. C. B.; Rowland HamUton, Esqu, Robert Lawson, Esq., LL.D.; the Right Hon. the Earl of Rose-
bery: trustees. Jas. Heywood. Esq.,T. R. S.; Sir John Lubbock. Bart. M. P., F. R. S.; Sir Jas. Caird.
K. C. B.. F. R. S.; treasurer, Richard Biddulph Martin. Esq., M. A.; secretaries. John Biddulph Martin.
M. A.; Alfred Edmund Bateman. Major P. G. Craigie; foreign secretary. John Biddulph Martm, M. A.;
assstant secretary and librarian, Joseph Whittall.
ACTUARIAL SOCIETY OF EDINBURGH.
Honorary president, A. Gillies Smith, Nprtk BrUisJk a$td MntanHU ; vice-presidents, George Cam-
eroD. Standard; H. R. Cockburn. Caledomam ; treasurer, John NicoU, Lifs Association of Scotland; secre-
taiy. George C. Stenhouse, Scottish Widows,
INSURANCE AND ACTUARIAL SOCIETY OF GLASGOW.
President, T. Wilkinson Watson, manager Scottish Imperial; vice-presidents, P. F. Elderton, mana-
f^ City of Glasgow; Thomas Marr, manager Scottish AmicahU; W. W. W. Reed, Alliance; treasurer,
Thomas Watson, Scottish Widows Fund, Z14 West George street ; secretary, Wm. Coutts Fyfe, Wtstmsn-
iter Pin, 24 St. Vincent Place.
INSURANCE INSTITUTE OF BIRMINGHAM.
President, S. P. Colman, London and Lancashin Firt ; vice-presidents, George A. Panton. Scottish
FroviiaU; Thomas Sutton, Latuashire; treasurer, R. Dol|ddn Paoll, Octane Acddont and GnanuUtc;
bonoiary secretary. William Adcock, Scottish EgmtaiU.
INSURANCE INSTITUTE OF MANCHESTER.
100 Kino Strbbt, Manchbstbr.
President. G. J. Johnson; vice-presidents, R. A. Kennedy, Liverpool and London and Globe; J. B.
Nortbcott, Mamckoster Fin ; and W. P. Sharp, North British and AiercatUiU; honorary secretary and
treasnier, Thomas A. Bentley, London and Lancashire Fire,
JUNIOR INSURANCE INSTITUTE OF MANCHESTER.
98 King Strbbt, Manchbstbr.
Presklent, Svdney Jewsbury, West of Englattd; vice-presidents, T. A. Bentlev, London astd Lanca-
fUrt Fire; C. F. Brennan, National ofirtland; J. B. Northoott, Manchester Ftre; Henry Plummer,
Wesleyan Methodist Trust; C. Stevenson. Standard Life ; H. F. Warden. Yorkshire; honorary treasurer,
Tbooias Brown, London aatd Lancashire Fire; honorary secretary, John Lees, Manchester Fire.
INSURANCE INSTITUTE OF IRELAND.
Z7 St. Andrbw's Strbbt, Dublin.
President, James Stewart Kincald, Guardian; vice-presidents, William Bentham. J. P., Standard
lift: Harold Engelbech, F. I. A., National of Ireland; Bernard H. O'Reilly, Fatriotic of Ireland ; J. E.
Parser. J. P., Scottish Widows; T. Goodwillie, Liverpool and London and Globe ; A. D. Kennedy, Norwich
Uniom; Vimun Cooto, Northern ; honorary secretary and treasurer, W. M. Potterton, Scottish Widows
Fund.
INSURANCE INSTITUTE OF YORKSHIRE.
Lbbds.
President, J. A. Cunninghame, Yorkshire, York ; vice-presidents. J. Turner, Uverfool and London and
Globe; J. F. MacUIlop, Cotmty Fire and Frovident Life ; D. Macfarlane, Lancashin; nonorarv treasurer,
J. Watson, Norwich Union Fin and Standard Life; honorary secretary, D. R. Blair, City of London Fire,
158
The Insurance Tear Book.
Life Assurance Companies of Austria.
Sttab-
1864
X859
X83Z
x86o
z88a
1868
Z867
X879
i860
z^
1863
Namb AMD Location op Compahy.
I. AUg. Beamten V., Wien. . . ,
Anker, Wien ,
Assiciir. Geoeiali, Tries!
Austria, Wien
Asienda,Wien
Concordia, Reicbenberg ,
Donau, Wien
Fonciere, Pest
Janus, Wien
Krakauer, Krakau
Oester. Phoenix, Wdn
Praha, Prag
Riunione Adriatica, Triest . . . . ,
Slavia, Prag
Transsylyama, Hennannstfcdt
I. Ungar. AUg., Budapest.....
Ungar-Fhinsoes, Budapest. . .
Wiener, Wien
AMutaace
in Force.
Ftorint,
52.237,548
163,3^,602
io<.48a,652
18,302,622
36.628,579
18.090,971
40,076,000
17,241,205
7,715,172
45>555>o5z
22,770|O0O
a.^1.795
56,312,802
22,204,570
17,601.461
Premiums
Receiyed.
88,064
a,349.9TO
760,152
579.9x0
Claims
Paid.
yi&rins.
25,500
387.798
345.6«6
613,189
261,091
257,066
356.504
188,1
X.548.S0S
FuDds
Other ThJA
Share
Capital
FUrins,
9,024,546
32.0x1,267
30.870,177
2.463.292
7.495.696
4.I49.SII
a.800,000
3,200,002
;.3fi5.388
8.573."o
6.575.771
a20,947
12,617.652
4.815.X35
1,213.272
Life Assurance Companies of France.
Eiub-
1877
1873
1819
1858
1850
'25
1880
1880
1881
1864
1830
1880
1877
1877
^^
1872
1829
18^
Namb and Location op Compahy.
AbdUe. Paris
Aigle, Paris
Assurances Generales, Paris
Caisse Generale des luniUes, Paris.
Caisse Patemelle, Pans
Confianoe, Paris
Fondere, Paris
France, Paris
Metropole, Paris
Monde, Paris
Nationale. Paris
Nord, Paris
Quest, Paris
Patrimoine, Paris
Pheniz, Paris
Propidenoe, Paris
Soleil, Paris
Union, Paris
Urbaine, Paris
Atsuraace
in Force.
Fre^nce,
70,744.398
Jo,i85,l34
776,2^,795
162,526,519
851099,000
60,040,672
60.991,307
73,146,073
4.;^.355
70,W2,452
578,985.5^
19,105,208
20,000,000
f, 481,000
.928,872
,531.730
.878.304
239.428,490
201,221,927
Premium!
Received.
Franet,
2,665,012
2,235.851
30,077,888
6,020,706
3,962.513
a.P56.449
9.538.038
*»673»56o
19,180,402
712,470
800,000
1.567.000
19,421.700
2,088,086
2,831,840
8.913.684
8.941.492
Paid.
Framet,
11.351.536
1,203,162
856,560
351.560
800,552
117.445
a,i79.i8;
9.539.008
156,650
Fnnd<
Other Than
Share
Capital.
Frmnct.
11,100,000
10,016,357
350,^15.726
«3.8S7.439
22,700,990
10.348,47s
7,049,802
11,954.140
3*300.000
19.939.406
221.530,126
3.550.000
^,671.292
136.500.000
6,721,924
16.317.711
79.699.8a7
48.351.495
Life Assurance Companies
OF ROUMANIA.
Bstab-
lithed.
Namb amd Location op Compaiiy.
Atsuraace
in Force.
Premiums
Reoeived.
Chdmi
Paid.
Fand<
Other Thaa
Share
Capital.
1881
DariarRomania. Rukarest
Lei,
17,^.541
Lei.
370.936
55i.«4
Lei,
81.268
19.919
Lei.
3.393.999
1,808,153
1882
Nationala. Bukarest. ... r r ., r ............ .
The iMuranoe Tear Bock.
^59
Life Assurance Companies of Germany.
NaMB AMD LoCATKMf OF COMTAIIV.
ASgendiie Renten^Anstalt, Stuttgart
Almtia, Stnatbnrg
Alropot, Ldptig
BuHtfht Mintatt', Kazlsnihe
Bayerische Hypoth.aiid W. Bk., MoDcben
Bcrttoiaclie, Berlin
Brraucfawdgische. Brannacbwdg
Dvcmcr, Bffeiiidi«*>«« ••••••■•...•• ••■....
Concordia, Koeln
Dentadie, Lnbeck
Drutacbe, Potadaao
Deotscbe Militair diensl, HannoTcr
Frankftirter, Frankfait-oo-M
Fkiedrich-Wilhelin. BerUn
Gogaoaeitigkeit, Leipdg.
Gennania, Stettia
GfOMe V. Star. (Bvlal Society), GoerUti •
HaaaoTera (Enoowment Ins.), HaaDorar.
HaiiBOTencbe, HannoTert
Idma, Halle-on-S
Janva, Hamburg.
KaiMT WiUielai-SpeDde, Berlia
L. V. f. d., Armee and Mariae, Berlin
LebensT. Bk. f. D., Gotba
Lebensv. Ges., Leipsig.
LebensT. and £r^>. BL, Stuttgart
Magdcbnrger An?., Magdeburg
Magdeburger L. v. G., Magdeburg
Mecklenbnrslsdie Bk., Schwerin
Nocdatem, Berlin
Noidatem Arbeiter (Ind. and Acc.)» Berlin
Nuemberger Bank, Nuernberg
PieoMkbe, Berlin
Prenaddier Bcamten Verdn, HannoTer.
Pkooiedietts, BerUn •••• •..
Proridentia, Ftankfnrt-on-M
Ranten and L. V. A., Darmstadt
Saedis. Militaer, Dresden
Saecbs. Renten, Dresden •.
Scfalesidie, Bretlau
Scfauts and Truti (Sick ft Bunal), Dresden
Teutonia, Ldpslg.
Thufingiat Erfurt. •••••..•
Vaterlaendiscfae, Elberfeld.
Vesta, Posen. •••....... •.
Vfetoria, Berlin
Mmrk»,
1.065.390
1.450.360
4;.og,365
196,663, zao
4.0M.M9
37.558.430
x67,89X,iS5
X39.359.483
04.3a9.54
90.97a.350
47.904.569
0S.WS.I49
6,4x4.695
343.9»,7Sa
35.4«.S30
7.590.998
45.940.307
76.960.30x
68,^,4»5
t7.403.900
599,189.700
977.045.850
974,509.070
49,896,019
S, 007.898
,891,900
7S.9C4.9M
7.057.495
36.370,440
67,098,407
S3,X99,46o
4.099,779
47.583.a83
8.1x6,917
9.487,xx3
93,869,199
96.765.169
79.63x.xox
4X,463.896
10.599.495
xx9.95x.x09
RtetivM*
Mmrkt
g.500
^.935
1,596,904
4,933,XX5
»,oox
X,;
5(
«.o64!984
5,008,0x9
x.35x,094
9,X30,647
^939
X9,766.089
908.995
375.971
X.443.X34
0.79X.936
a.333.773
4^.57$
400,0x9
X9,o74.9ox
10,9x4,998
Xi5oo,390
9,999.^34
Paid.
Mmrks,
477.«I7
'tig
568.89X
9.089,056
97.6a8
990.9^
4.180.903
3,X90.097
X.094.39X
109,940
1,084. X08
x.x67,7S6
9X.488
5,506.054
350,065
'i»i".7SX
x.59a.998
x.599.097
aP5.30o
X23.900
xo,96o,83o
6|o66*,509
968.^
x,6a5,6o7
980,900
X.335.97S
X74.60S
70,999
609,849
^^.794
818,005
x63,895
•5.430
983.056
x.355.889
x.6S,Q49
359.405
X37.9X7
x,035.7X7
Funds
OtlMr Tkaa
Shara
CapiteL
Mmrkt,
4.469.179
"39o!790
9.934^747
38.550,9x1
1,746,891
4.79X,337
50,199.966
34.^.399
9.078440
4.X59.994
xx,737.03S
19.076.x5s
X, 998,9x7
84.079.834
3.X48,77S
6,057,690
x8.389,«o
0,799,490
8.X37,9io
x^,869.908
53.906.639
66,409.93z
7.589.505
17.653.4x9
6.479.530
x4.003.804
x.053.397
347.977
9.845.986
3^
6i493!3^
90X,3S4
i3.9x7.S01
3.168,694
^96.979
X4,86x,94a
X9.668,97i
5.883,8j5
X.0X3.488
94.X9X,36z
* As on March 31, x888. t As on May 31, 1887.
LiEE Assurance Companies of Scandinavia.
Namu AMD Location op Company.
Halnia. Kopenhagen. . . .
Hygea. Ber^
Idnn. Christiania
Kalera, Helsizigfors
Nordsljcman. Stockholm
Slomdia, Stockholm
Skane. Malmoe
Svea. Godienbnrg
Tbnle. Stockhohn
Victoria, Stockhohn
Assorance
in Force.
Krontn,
9.494.686
x6.993.ooo
x6.58x,797
57,7x9.397
39.566,793
7.571,790
X3.o6x,36o
Praniuflis
Received.
Psid.
Funds
Other 1 haa
Share
Capial.
5.580.J75
484.895
5,470.094
3.o8x,04J
9.323.848
x.596,990
559.401
9,135,37a
4.2P,S46
809.590
i6o
The Insurance Year Book:
Life Assurance Companies of Switzerland.
EflUb-
X864
Z873
1858
1858
Naub AMD Location op Company.
Easier, Basel
Genfer. Genf
Schweizer. Renten, Zurich
La Suisse, Lausanne
Assurance
in Force.
94,8a6,224
68,804.a55
19.346.974
Premiumt
Recetved.
Fmnet.
3.130.694
2,258,371
529.665
Claims
Paid.
Prmme*.
3,004,250
1,806,404
497.0H
Fuods
Other Than
Share
Capiul.
20,142,178
23.5^.513
5.5S3.SSO
Life Assurance Companies of Russia.
Estab-
lished.
187a
1868
1881
183s
Name and Location op Company.
Jakor, Moskau
St. Petersburger F. und L., St. Petersburg*
Rossila, St. Petersburg
Russlsche Cap. und Renten, St. Petersburg
Assurance
in Force.
RuMs,
a4V336",iaS
47.575,679
46,056,606
Premiums
Received.
RuheU,
166.516
614,981
1,607,604
1.553.328
Claims
Paid.
Ruhtl*.
58.927
273.392
170,249
929.307
Funds
Other Than
Share
Capital.
Ruh*ls.
1.163,343
4,618,985
.749.905
,872,946
I:
* Life business established x868.
Fire Insurance Companies of Belgium.
Esub-
lished.
Z886
z883
1830
X884
1855
Z83Z
Z884
Namb and Location op Company.
L' Alliance Beige Reinsurance Co., Brussels
Assurances Beiges, Brussels
Assurances Generales, Brussels
Comp. Beige de Reassurance, Brussels. .
La Belgique, Brussels
Les Brasaeurs Reunis, Brussels
L' Escaut, Antwerp
La Nationale Beige, Brussels. . . .'
Les Proprietaires Reunis, Brussels
Rojaume, Brussels
Premtnms
Received.
Franct,
Z,337.43X
3.i^z,S37
1.130,305
z,SZ3,a74
30,070
1.304.024
446,623
4,o7Z,894
Lowes
Paid.
Francs.
974.880
077, Zoo
936.IM
7z6
792,551
2Z7,6ox
2,Z39,477
Funds
Other Than
Share
Capital.
Fraitc*.
37.8x0
4.4:
»4«S
34».38S
z.5Z3,oS9
66,654
920, xz8
6.864,09a
Capital
Paid up.
Francs.
205,000
285.535
856,720
78.439
400.000
46,900
1,058.901
600,00a
846.561
79.06a
Fire Insurance Companies of Holland.
EsUb-
Z790
Z846
xp9
Z859
Namb and Location op Company.
Amsterdam Brand A. C, Amsterdam...
Assurantie Mij., Zutphen
Haarlemsche, Haarlem
Holland, Dordrecht
De Nederlanden, Zutphen and Amsterdam
De Nederlandsche, Tiel
Tflburgsche. Tilburg
Premiums
R^eived.
Fhrins,
350,000
141,994
86,233
234,382
400,214
6,500
Losses
Paid.
FUritU.
200,000
88.O3Z
39.298
'53'43o
X87.389
z,300
Funds
Other Than
Share
Capital.
Florins.
378.706
300,000
47.348
83.526
400,235
759.795
zz,ooo
Canttai
Paid up.
Florins.
300,0a
zoo.oot
100,00c
IOO,00C
200.00c
ioo,ood
39,950
*The Insurance Year Book.
i6t
Fire Insurance Companies of Austria.
tiab-
hed.
86i
'^
827
868
867
879
861
839
S60
;838
869
869
857
S79
:3a9
:Sn
:325
:S3i
[871
1872
:86i
L869
Name akd LocA-noM op CoitfAinr.
Asscc V. V. Zocker&br. Prag
Assiciir. Gcnenli, Trieit
Aiienda, Vnen
I Bohmiache, Ptag
CoDcofdia, Rescbenberg
Donau, Wien
FoDdere, Pest
Kralcaiier» Krakjiii. <
Mabr.-Schlesische, Bnmn
OesL Phoenix, Wien
RiiinJone Adriatica, Triest
SlaYia, Prai^ ,
Transsylvama, Hermannstadt. ,
I Ungar. Allg., Budapest
Ungar.-Fraoxoa
Wechsdsdtige. Orax
Wechielseitige, Ltnx
Wechselaeitige. Wienv
Wiener, Wien
FiRB RBIKSURANCK COMPANIBS.
AUianx, Wien
I Boehmische, Prag
Pannooia, Budapest
Secnritas, Wien
Wiener. Wien
Racciyd.
FUritu,
759.994
4»*>3»7w
3.899.S»
138.140
973*^^00
i.x8a,6ao
9.0x0,967
Z.986.Z06
S09.537
2.418.990
2.984.777
613,3x6
a.«37!sB3
a.489.795
451.866
178.389
S46.8IX
1.435,959
8x0,489
794.545
i.a»7.379
1.6x4.693
Paid.
PUrin$,
-77.964
166.000
688.395
x,499,5X7
947.839
378.716
1.744.018
9.131.540
357.^
x.878;587
1.798.586
909,910
138.908
991.478
1,056, X70
599.968
594.049
915.706
607.365
1.039.784
Fond*
Other Than
Share
Capital.
FUrims.
080.686
30.870, X77
x,939.98o
1.793.684
4.i;i9.5ii
990,000
830.984
2,957.930
4.936.309
9,808,904
6.575.771
14.978
4.538,739
9,098.940
6a8,376
9.S17.763
749.119
368,540
398,400
1.175.896
380.919
1.314.065
Capital
up.
FUrins,
MutuaL
1.575.000
aBo.ooo
Mntnal.
Mutual.
X, 000,000
3.000,000
Mutual.
Mutual.
600,000
X, 600,000
Mutual.
Mutual.
3.000,000
4.000,000
Mutual.
Mutual.
Mutual
4,000,000
400,000
VO,O0O
600.000
500,000
600,000
Fire Insurance Companies of France.
;«ab-
1857
1887
1843
I8I9
1863
l38i
1880
X844
1833
1877
1837
1879
1S64
1835
1826
1881
rSao
(840
1575
1*43
[819
1880
L838
t8;6
c88o
[899
[828
[867
[838
Namb akd Locatioh o9 Compahv.
Abdlle. Paris
Afiiqne Francaise, Algcrin
Aigle. Puis
Assunnoes Generales, Paris
Centrale, Paris.
Clementine. Paris
Commerciale, Paris
Confiance, Paris
Etemelle, Paris
Fonciere, Paris
France, Paris
Metropole, Paris
Monde, Paris
MumeUe d' Indre-et-Loire, Tours
Mutuelle de Valence, Valence. . .
Nation, Paris
Nationale, Paris
Nord, Paris
Quest, Paris
PatemeUe, Paris
Phenix, Pans
Presenratrioe. Paris.
Providence, Paris
Renaissance, Paris
Rouennaise, Paris
Soleil, Paris.
Union, Paris
Uni<m Gencrale du Nord, Lille. .
Urbnine. Paris
Piemivnit
Received.
Frmnrs,
4.543.798
9,059.009
447.097
7.899,559
435.495
4.010,044
5,966.093
4.X9S,X47
9.930.519
917,097
1.341.963
743.067
8,164.596
9,936.897
968,^74
A,789.6o8
0.863,912
3.199.086
989.897
583.649
7,779.X97
8,917,985
347.095
5,510.107
Paid.
F^mwcs,
9,xo3,970
9,38x.9XO
5.395.339
xo9,o8o
740.195
156.839
4.740.060
417.848
1.8x5,654
3.993,13*
9.590,916
x.605,886
89.896
871,406
991.530
4,963,154
1.194.531
179.688
1,807.844
5.736,46a
1.794.357
697.095
923.409
4.693.957
4.921.005
166,497
9.866,199
Fundi
Other Tbaa
Share
Capital.
I
3.365.756
xi,678,i^
188,745
390.000
94.786
4,360,000
998.578
1.591.797
S.667,151
697.500
1,990.105
376.167
3.743.340
395.179
7.900,000
1,439,981
95.767
3.833.051
6.400,000
4.990.000
25.000
752.993
10.680,000
6.oqo.ooo
80,000
10.372,251
Caoital
Paia up.
Franet.
3,000.000
950,000
500,000
9.000.000
5,000.000
4,500.000
1.500,000
4,000,000
1.287.500
zo.ooo.ooo
2,500,000
10,000,000
2.400.000
Mutual.
Mutual.
3.240.500
2.500.000
500,000
1.050.000
2,400,000
4.000,000
2,100,000
1,350,000
8,200,000
x.090,000
6,000,000
2.500,000
500,000
X,250,000
l62
The Insurance Year Bo<A.
Fire AND Fire Reinsurance Companies of Italy.
zto
z8a9
NaMB AMD LOCATIOH Or COMPANY.
Benefica, Torino
Companiia Anonima, Torino.
Comp. de Milano, Milano . . . .
Fondiaria, Florence
Italia Riassiairazionir Genoa..
Piemontese, Torino
Sociota Geocrale, Padua.
Sodeta Reale, Torino
RcosiTod.
Liru.
52,908
X.I94.6S7
x.413,668
1.963.984
564.847
3.066.746
Paid.
Liru,
X5.4"
z.oa4.664
67a.xi3
1.0x4.391
3»7.87a
a,oo3
X.J
Fondt
Other Thaa
Shaxe
CapitaL
x95.37a
5.4x5.634
Caikital
Paid up.
Lirts.
Mutual.
x.ia5.ooo
X,Q4O.000
8.000,000
800,000
Mutual.
Mutual.
Mutual.
Fire Insurance Companies of Russia.
z88x
Z870
X873
Z858
1875
X873
X858
x8lz
X897
Z835
x8^
'!*?
1870
z883
Namb and Location of Company.
Baltiscfae. Riga
Commcn. St Petersburg, . . .
Jakor. Motkow
Moicowiscfae. Motkow
Nadethda, SL Pteterdmrg •. .
Nordische. Moekow
St. Petertburger. St. Petersbi
Rossija. St Petersburg ,
I Rnssisdie. St Petersburg..
II Rusiische. St Petersburg.
III Rnati<cbc, St. Petersburg
Salamander. St Petersburg..,
Warscfaauer. WarMhau.
Wolga. N.Nowgorodt
ReoriTttd.
955.afio
370.9^9
x.a43.745
857.289
747.56a
687.9S
x.185,363
a.690,56x
7x1.360
1.089.437
%^
X^,OIX
Panda
LOIMI
Paid.
Other Than
ShaM
Capital.
Capical
Paid op.
MmUU.
RmMt
JtmSHs.
X06.766
X48.aQS
435.a»
176.435
77S.6I4
148.900
500,000
a,soo,ooo
37a.98a
9,000,000
437.g7
4M.887
^^
500,000
x.aoo.ooo
333.947
777.40;
9.400.000
723.353
6x3.108
4,000,000
"W^
3.g.8o3
4.000,000
1,500.000
664.799
4Do!6ao
J;l!i
500.000
9,000.000
X. 000,000
X60.997
4XS.69X
• Etublidied 1847.
t Estobhahed 1871.
Fire Insurance Companies of Scandinavia.
Eiub-
lished.
X866
1847
X889
X798
1778
X867
1857
1838
X864
I8|S
x866
X873
X863
1880
Namb and Location of Company.
Bergens. Bergen
Cbnstiania aimindelige. Christiania.
Fennla. HelsiogfoTS
Kgl. Octr. aknindelige. Copenhagen
KjobenhaYUske, Copenhagen
Nforden. Copenhagen
Norge. Drammen
Norske. Bergen
Nye Danske. Copenhagen
Skandia. Stockholm
Skene. Malmoe
StaTanger. Stavanger ,
SYea. Gothenburff
SYerige, Stockholm
Thrond^ems. Throndtijem
Vesta, Giergen
Premrama
Racaivad.
Paid.
76.539
ai7.89X
64,900
68.650
33.614
115.740
70.796
32.853
^.334
x.464.497
9x1.679
98.098
x.980.759
^:^
a4.54X
Foadt
Other Than
Shan
Capital.
Capital
up.
500,000
X.390,000
700,000
9,000,000
9,000.000
930,000
400.000
800,000
400,000
4.500.000
X,9OO,O0O
320,000
9.000,000
750.000
500,000
600,000
The Insurance Year Book.
163
Fire Insurance Companies of Switzerland.
NaMB AMD LoCxnON OP COMPAMT.
Basler, Basel
Helvetia. St. Qallen
Sdiweb-Mobmar, Bern
^Fits Rbihsusaitcb Comfanibs.
PiuJcBtia, Zurkdi » •••.
Schweiiefiache, Zuiieh •
Haonved.
ft,9a6.za9
ip44D,zao
2,^1^
Paid.
Frame:
a.Qe7,4S4
I.3UW
ito.688
956,002
Fnmb
Oih«r Tkaa
Sliar«
Frmmu,
9,967.5W
8(000,000
5.«95
J.413
Caaital
Palo iq>.
Firmme4,
a,ooo,ooo
a,ooo,ooo
Mutoal.
300,000
2,900,000
Fire Insurance Companies of Roumania.
NaMX AMD LOCATIOM OP COMPAHY.
Dadft-Ronania, Bakavcst.
Natiooala, Bukaiait.......
RmmtwL
Frame:
8,828,452
2,806,308
Paid.
Frames.
2,578,872
x.axs.95«
Fnodi
OtharThaa
Shan
3»39»»999
2.829,848
Capiul
Paid np.
Firamct.
4,000,000
3iOOO,000
Fire Insurance Companies of Germany.
NaMB AMD LOCATUM OP COMFANY.
Aadiener nod Mimdiener, Aacfaan.
Aaclieii-Lcipsifer, Aachen
Alsatia, Strassbiirff
Bayenadie Bank, Bluochen
BcrihiiMlie, Berifai.
Gokmia, Kolo-on-Rh..
Deotsdw, Berlin
Deatfcher Fbooiiiz, Fraakftiit«ii-Main.
Fener-Asaec-Comp. , Hambnrg
Fener-Anec-Vereio, AUona.
Gegenseitigkeit. Oldenburg..
Gladbacber, M. Qladbach
Gothaer, Gotha
Grdfiiwakier, Grei&wakl
Hambarg-Bremer, Hambtog. • •
Hambnrg-Magdebnrger, Hamburg.. . .
Hanieatucbe, Hamburg
Landwirttchaftlicfae, Dresden
Leipsiger, Leipsig
Lnbecker Qeaenschaft, LnbeA.
Lnbeeker Verdn, Lubeck
Magdeborger, Magd^urg
Meailenbiu>giscfae, Neo-Brandenburg .
Norddentiche, Hambnrg
OMenborger, Oldenburg
Preussische, Berlin
Prenssiacfae National, Stettin
Pftividentia, Frankfurt-on-Main
Rhejnland, Neuss
Rhein und Motel, Straasburg
Pianittn
Mark*.
5.076.562
565.014
745.893
8.380,296
2,327,332
256,108
3.308,369
2,065,233
385.6C«
58.433
2,339.038
22,420.^
338.SI9
8,022,963
288.873
x.316,523
4I3.J83
440*638
20,287,988
?a8.74S
1.787.3JP
645.683
2.707^313
3.286.243
2.627.924
332.683
1,^1,037
Paid.
Mark:
423.233
1.035,926
666.586
78,832
43.^
990,265
X.S09.4S5
273.009
330.672
6.332.489
913.795
2.PS0.862
349.659
578.246
2.230.872
793.996
239,908
530.487
Fimds
Other Than
Shaia
Capital
Mark:
10.354.849
"38isi264
8,663.639
2,803,846
12.321385
1.075.389
3.229.536
326.905
539.597
s.ii%*.77a
5.620,378
634.367
8.275.622
351,093
493.995
^ 519.797
6.913,852
373.000
195.538
9.764.055
2,468.926
953.771
595.959
3.033.997
985.070
1.996,578
Canital
Paid up.
Marks,
2,800,000
600,000
300,000
5,243,857
2,800,000
Mutual.
2,800,000
600.000
1.885,730
330,000
Mutual.
Mutual.
2,300,000
Mutual.
Mutual.
2,800,000
3,500,000
600,000
Mutual.
2,800,000
600,000
Mutual.
3,000,000
Mutual.
2,500,000
600,000
600,000
3,350,000
2,724.386
2,420,000
3,400,000
164
The Insurance Year Book.
FIRE INSURANCE COMPANIES OF GERMANY— Gwi^iffi^^.
Estab-
X848
X896
X857
1853
1872
1873
1823
i8a8
z866
m
1879
1873
1857
Z870
1877
1868
1852
1873
1863
1886
x88o
z88o
1880
Z876
1876
Namb and Location of Company.
Sclesische, Breslau
Schwedter, Schwedt-on-O
Suderdif hmarscher, Marne
Thurinfoa. Erfurt
Transatlantische, Hamburg
Union. Berlin
Vaterlandiscfae. Elberfeld
Vaterlandische, Rostock
Westdeutsche, Essen
Wurttemberg., Stuttgart
FiRB Rbinsurancb Coiipanibs.
Aachener, Aachen
Allgenaein, Hamburg
Colonia, Koln-OQ-Rh
Deutsche, Frankfurt-on-M
Frankfurter, Frankfurt-on-M
Frankfurter AUgemeine, Frankfurt-on-O.
Gladbacfaer, M. GUdbach
Hamburg-Bremen, Hamburg
Koelnische, Koln-on-Rh
Leipxiger, Leipcig
Magdebnrger, Magdeburg
Minerra, Koln-on-Rh
Munchener, Munchen
Norddeutsdie, Hamburg
ProTidentia, Frankfnrt-on-M
Rhein.-Westfael. M. Gladbach
Stettiner, Stettin
Transatlantische, Hamburg
Premiums
RocttTcd*
Mmrks.
''25 -754
1,666, lai
50,787
3,067,080
1,076,003
854.572
3,919,343
KM.399
1.O87.055
1,154,093
Paid.
618,534
584.X19
249.359
780,078
Fasdt
Other Than
Share
Ca^al.
Mark*.
3,375.804
3.147.874
2x3,378
3.595.855
2.565,834
6,47?!8a6
350.^
x.8xo,353
xx,o39,434
x.359.647
335.126
859.304
x.84i;763
706,463
7x3,40s
x,358,843
4,150,352
358.300
3,oix,9io
§28.757
3.606,319
260.533
358,970
941.073
415.255
894.010
Capital
Paid up.
X.800,000
Mutual.
Mutual.
x,8oo,aoo
X, 300,000
900,000
X. 300,000
MutuaL
X. 300,000
MutumL
730,000
350.000
600.000
300.000
x,ob8.590
480,000
600.000
X5o,ooo
x.800.000
340,000
x.qoo.ooo
000,000
X,300,OOO
300,000
400.000
340.000
450,000
300,000
HEAVEN'S MESSENGER.
" I have known some very good people," says the Rev. Dr. Hnnter, *' who object to the
whole system of life insurance, because they say it implies want of faith in God's providence*
Just so, I know people who object to the use of a lightning rod. They might as well object
to the employment of a physician or to take medicine under any circumstance. God requires
man in every department of life to do what he can for himself, and having done that honestly
and honorably he may reasonably expect the blessing of God upon his endeavors. The fact
is, I have known some veiy good persons who say that brushing the hair ofif the forehead is
fighting against God— that whereas God made the hair grow down, the man objects and brushes
it up. Such people may be sincere, but they are not overstocked with intelligence. Now,
there are a great many people in the world who look upon a life insurance agent as a perfect
nuisance ; but next to the man who stands in the pulpit and pleads with you in the interests of
your soul, the man who pleads with you in the interests of your family is really your friend,
and thit man is the life assurance agent."
The Insurance Year Book.
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i8g
Canadain Fire Insurance Business in 20 Years.
The following is a summary of premiums received and losses paid for iire insurance in
Canada by all companies, from January x, 1869, to January i, 1889 :
Namk of CoMPAinr.
PrMninnu Rcc«iy«d.
LotMt Piud.
Canadian Companies:
British America
Canada Agricultural
Canada Fire and Marine
Citisens
Donunioo
London Mntual Fire
National
Ottawa Agricultural
ProTincial
Quebec
Royal Canadian
Sorereign
Stadacona
Western
British Companies:
Atlas
Caledonian ,
City of London
Conmierdal Union ,
Employers Liability
Fire Insurance Assoaation
Glasgow and London
Guardian
Imperial ,
Lancashire
Liverpool and London and Globe.
London and Lancashire ,
London Assurance
Nadonal of Ireland
North British and Mercantile. . . . ,
Northern
Norwich Union
Phoenix of London
Queen
Royal
Scottish Commercial
Scottish Imperial ,
Scottish Union and National
United States Companies:
^tna \
Agricultural of Watertown
Andes
Connecticut
Hartford
Home
Pheniz
*3.3i9.5
881.333
.a37.9"
194.861
434.350
453.883
.000,175
.QSS.404
490.jg
.508,606
78.864
555.330
i,ioa.Q96
3.839.819
93.947
916.49a
1.119.549
1,501,185
3.000,317
3,736.3^1
4.044.283
743.063
1,959,600
351.364
5418,059
1.964.508
682,907
3.300,697
9,619,999
8.266.454
343.431
672.855
495.319
31.431
100,180
1.945.657
"448.813
$1,996,841
990,101
698.133
X.801,945
148,055
1.385.334
43.697
347.899
700.104
3.863,901
656,'^
794.756
1,311,619
3.353.98s
9,020,107
3.378.770
814,^
343,777
4.051.994
1.764.49a
361.403
x.977.42
9,988.167
5.607,554
177.339
483.408
183,993
1,966,969
I,9i8!675
60,691
314.754
Recapitulation.
nanftHian nnntn^nief, tOfalfl 90 TCarS
^.391.304
46,106,391
S.919.104
$16,338,319
33.340,188
4.068. <Q<
British comnanies. totals 90 Tears. •
American companies, totals ao years.
Grand totals ,.t,.,.
$74,416,799
$53.737.xo3
igo
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The Insurance Year Book.
Fire Insurance Sto
Dividends of American Fire Insurance
NAME AND LOCATION
OF COMPANY.
Atna, Hartford
Agricoltural, Watertown
Albany, Albany
Allegheny, Pittsburgh
Allemannia, Pittsburgh
Alliance, New York
Amazon, Cincinnati
Ameiican, Baltimore
American, Boston
American, New York
American, Newark
American, Philadelphia
American Central, St. Louis..
Anglo-Nevada, San Francisco,
Armenia, Pittsburgh
Ardsans, Pittsburgh
Associated Firemens, Balto. . .
Atlanta Home, Atlanta
Atlandc F. & M., Providence.
Aurora F. & M., Cincinnati...
Ben Franklin, Allegheny.
Boatmans F. & M., Pitts .
Boston Marine, Boston...
Boylston, Boston
Broadway, New York • . . ,
Bufialo German, Buffalo. .
Burlington, Burlington...
California, San Francisco.
Camden F. Ins. Ass*n,Camden
Capitol Fire Ass*n, Nashua,
Cash, Pittsbuxjrh
Central City, Sehna ,
Cindnnati, Cincinnati
Citizens, Cincinnati
Cidzens, New York
Cidzens, Pittsburgh
Cidzens, St. Louis
City, New York
City, Pittsburgh
City F. & M., Louisville....
Columbia, Dayton..
Commerce, Albany
Commercial, Cincmnad
Commercial, Montgomery..
Commercial, San Francisco.
Capital
Paid up.
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200,000
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203
CKs AND Dividends.
Companies for Twenty-five
Years.
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Net Book
Value of Stocli
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January 1. 1889
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204
The Insurance Year Book.
FIRE INSURANCE STOCKS
NAME AND LOCATION
OF COMPANY.
Capital
Paid up.
Anmual Dm
Z864.
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Commonwealth, New York. . .
Concordia, Milwaukee
Connecticut, Hartford
Continental, New Yoik
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Council Bluffs, CooBcil Bluffs.
Crescent, New Orieans
Dakota F. & M., Mitchell
Dayton* Dayton
DeUware Mut. Safety, Phila..
Des Moines, Des Moines
Detroit F. and M., Detroit . . .
Dwelling House, Boston
Easle. New York
10
10
f
3P
East Texas, Tyler
Eliot, Boston
5
Empire City. New York
Empire StaUe, Rochester t. . . .
Enterprise F. & M.,Cincinnati
Eauitable. Nashville
10
12
TO
Equitable F. & M., Prov
Eureka F. & M., CindnnaH..
Exchange, New York
Fact. &Tradcrs Mut, MobUe
Falls Citv. Louisville
10
10
13
Farmers, Cedar Rapids
Farragut, New York
S
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Fidelity, Huron
Fidelity F. & M., CindnnaH..
Fire Assodation, New York . .
^ire Assodation, Phila
Fire Ins. Co. County of Phila.
Fuw and Marine, Wheeling. . .
Firemans Fund, San Fzan ....
Firemens, Baltimore
1
31
23
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Firemens, Dayton
15
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Firemens, New York
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Franklin. Columbus
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Georgia Home, Columbus. . . .
Oerman. Baltimore..
German FreeDort
O^rniflfi I>ouisville. ..........
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The Inmranoe Year Book.
205
AND DIVIDENDS— CVfiA'»itf4^.
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206
The Inmranoe Year Book.
FIRE INSURANCE STOCKS
NAME AND LOCATION
OF COMPANY.
CapiUl
Paid up.
CO
Gennan-Americiui, Pittsb'gh..
German-American, Wash
Ger. Ins. & Sav. Inst.. Quincy
German National, Louisville.
German Security, Louisville.
Germania. New York
Germania F. & M., Cincinnati
Girard F. & M., Philadelphia
Glens Falls, Glens Falls
Globe, Cincinnati
Globe, New York
Grand Rapids, Grand Rapids..
Granite State, Portsmoutn.
Greenwich, New York
Guardian, New York
Hamilton, New York...
Hanover, New York . . . .
Hartford, Hartford
Hekla, Madison
Hibemia, New Orleans..
Home, Baltimore
Home, New York
Home Mutual, San Francisco
Hamboldt, Allegheny ,
Indiana, Indianapolis ,
Ins. Co. of N. America, Phila.
Ins. Co. of State of Pa., Phila.
Jefferson, New Yoric
Jefferson, Philadelphia
Jersey City, Jersey City
Kenton, Covington, Ky
Kings County, Brooldyn... .
Knickerbocker, New York.
Lafiayette, Brooklyn
Ubcrty. New York
Lon^ Island, Brooklyn ,
Louisville, Louisville
Louisville Germania, L'ville. . .
Louisville Under., Louisville..
Lumbermens, Philadelphia..
Manuf rers & Builders, N. Y.
Manuf'rers & Merchants, Pitt.
Marine, St. Louis
Maryland, Baltimore
Medianics, Philadelphia...
Mechanics ft Traders, N. O,
Mercantile, Cleveland
Mercantile F. & M., Boston...
The Merchants, Newark
Merchants, Providence
if*nJh^»** andMan., Cin.
i!^d£fr» Meriden
j&'«S/ V^Jley.Dayto
^h^'^Jrt F.'& m:, Detroit..
^*^ -e Mcch., MUwau''
bela, Pittsburgh..
Ajr;J*'^^i^ Mcch., MUwaukee
$100,000
100,000
233,800
200,000
100,000
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200,000
200,000
150,000
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300,000
400,000
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350,000
200,000
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400,000
400.000
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175.000
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Z864. Z865. z866. Z867.
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zoo
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98
100
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20
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The Insurance Year Book.
20y
AND DIVIDENDS-Om/^iMM^.
DiVXOBMD
i!4
dod—Pbb Csnt.
DSCLAKXD
DuMMO i8«9
ToDatb,
1873'
1876. 1877/ 1878.
1879.
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Date.
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So. CaUfonia, Los ^^* •.,.' - '/
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4 Stock DiYidend. A Capital incrcaMd
210
The Insurance Year Book.
FIRE INSURANCE STOCK!
NA&IE AND LOCATION
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ANifUAX.Dri
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SUte. Des Moines
State Ins, Co., NashviUc
Sute Invest. & Ins., San Fran .
Stonewall, Mobile
10
18
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Stnyvesant, New York
Sun, San Francisco
16
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Syndicate, Minneapolis
Teutooia, Allegheny
10
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Teutonia, New Orleans
Teutonia, Philadelphia
Traders, Chicago
Union, BuflaloT
Union, Louisville
Union, Philadelphia
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Union, San Francisco
United Firemens. Phila
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Washington, Cincinnati
Westchester, New York
Western, Cincinnati
Western, Louisville
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Western. Pittsburgh
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* Indodes stock dividcads applied to capital. t Stode dividend. S ICntoi
LIFE ASSURANCE A DUTY.
You neglect yout duty in the matter of life assurance because your experience has been
wholly with life. Every conscious hour strengthens your confidence in its duration. Yon see
death destroying others equally strong, but the only lesson it teaches you is to think all men
mortal but yourself. Furthermore, you are hoping not only for continued life, but for ph>s-
perity. Your hopes in the past have often failed of realization, but failure has not perceptibly
weakened your trust in hope for yourself and for those dependent upon you.
" Man never is, but always to be blest"
If you need assurance, yoo
No man knoweth the day of
Your duty is to avail yourself of the opportunities of to-day.
need it immediately. No man's life is secure ! Your life is not.
his departure !
Were your life to terminate without adequate assurance, would your wife, who confidingly
trusted herself to you for support, have to suppon herself in a cominantty where woman has
little opportunity to earn suppon ?
Would the children jrou love be deprived of the education jrou contemplate giving them ?
Are not the advantages of education far more important to the fatherless than to those who are
not?
Is there no stimulus to Action in the thought that those dependent upon you would need
to change at once their mode of living were your life to end ?
The Insuranoe Year Book.
211
ffD DIVIDENDS— Oit/tJttf/0.
Cash
DiVlDSNO
si4
*S?
B)-Pmi Cbnt.
DacLAUO
DuaiMG 1889
1^
To Date.
5.1876.
J 1
1
1877.
1878.
1879.
x88o.
x88x.
x88a.
X883.
X884.
1885.
x886.
1887.
X888.
Dau.
Pr.Ct
.'.o 1
10
xo
xo
xo
10
xo
xo
xo
xo
xo
xo
xo
Jan.
S
$149.44
I8S
' , II
10
xo
xo
xo
xo
xo
xo
xo
xo
zo
xo
zo
Jan.
S
191.39
141
%^^}A
12H
6%
X9»
X3K
xa
7
7
7
7
7
7
7
Jao.
3M
X65.13
xoS
'1 8 1
8
P
S
s
/
P
f
6
6
6
6
1
J
/
135.86
xoo
t , 10
xo
xo
xo
10
xo
xo
xo
xo
/
8
8
Jan.
S
XX0.08
xoo
1 , xo
X3
XX
XX
16
15
XX
8
xo
10
xo
xo
9
Jan.
s
106.77
114
) a8
30
%
34
15
I3l(
xa
xa
xa
xa
.*7
..
S
100.75
1 ■ *8
•10
•xo
•la
•xo
•8
•xo
•xo
•xo
•zo
•xo
xo
..
isa.43
xa5
) ao •
16
14
Z4
Z4
xo
xo
XX
xo
9
xo
8
6
Jan.
3
X36.59
xoL%
••
•-
• -
••
••
xo
7J«
S
xo
xo
J.. Apt.
S
xax.a9
loaK
1
10
10
10
xo
tio
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tio
txo
tio
tio
tio
tio
tio
i
J.. Apr
s
xso.aa
xox.8a
MS
IHI 18K
16
13
xa
*8?J
'\
7
'e
'6
*6
6
6
'janV
4
147.SS
...
'!'!
15
15
IS
IS
15
IS
ao
ao
ao
ao
ao
ao
S
Jan.
Jan.
xo
S
343.6s
139.41
W5
\ ' 6
6
6
Ik
6
6
6
6
6
A%
4
4
4
, ,
X14.X0
i 13
13
9
9
xo
xo
xo
xo
xo
xo
xo
xo
J*ApV.
s
18450
i6^K
) 10
1 10
10
10
xo
xo
3
xo
9
xo
8
zo
8
xo
6
xo
6
xo
6
xo
6
xo
6
zo
6
9
Jan.
3
X63.81
106.74
xxo
) • 8
14
8
8
8
8
8
8
4
••
/
4
/
••
144
3 8
4
6
6
6
6
6
3
6
i
6
6
6
Jan.
3
M
xoo
7 |2I
24
aa
IS
IS
za
9
xa
za
\
8
%
J., Apr.
4
"5
; 14
14
14
xa
xa
P
/
6
6
6
6
P
P
xaS.aA
acg s6
156.30
S 16
x6
xa
XX
xo
xo
xo
xo
10
xo
xo
xz
XX
Jan.
6
xos
5 16
x6
X3
xa
XX
XX
xo
xo
zo
xo
xo
1
8
Jan.
4
xai
a 1 10
xo
zo
xo
xo
xo
xo
xo
xo
10
6
6
••••••
"999
98
0 10
10
10
3K
4
8
8
8
8
8
8
xo
8
Jan.
a
143.77
...
I *M
10
zo
10
10
xo
xo
xo
xo
xo
xo
xo
xo
Feb.
s
ao4 95
Z40
16
za
xa
xa
xa
xa
xa
xa
xa
xa
xa
xa
13036
6 16
6
1
8
8
8
8
8
8
8
1
9
9
JmiV
4
171.37
X09.80
. . .
♦ 14
14
10
xa
XX
7
7
7
8
4
/
Jan.
3
106
0 20
30
ao
ao
ao
ao
ao
ao
ao
30
ao
ao
ao
Jan.
xo
344.40
•9«
til 1S71. c Capital decreaied lieo^ooo duriag the year. p No dtridead dedaied.
Were yon to exchange positions with those now relying upon you for support, would you
wish them to leave yon without the protection that life assurance gives ? The answers to these
questions are too obvious to be given.
\^o not circumsunces imperatively command most men to assure? The dutv is so great,
rbe need so immediate, that procrastination parulces of the nature of crime. This language
may seem to thoughtless men almost impertinent, but the possible consequences of neglect
fully justify the most emphatic earnestness.
It is frequently written in reviewing the lives of distinguished men who have risen from
poverty to affluence through their own exertions, that the greatest difficulty on the way was in
the accumulation of the first few hundred dollars that laid the foundations for their fortunes.
The common experience of men has never led them to question these declarations. If it was
«o difficult half a century ago to obtain this necessary start for a young man who aspired to be
iomething more than a commonplace drudge for others, how much harder are the lines drawn
io these days, when concentrated capital controls almost every department of business ? There
are hundreds of fathers who, through their own experience, recognise the startling fact in ques-
tion, yet stand listless before it when it is in their power to assist their sons over this perhaps
otherwise insurmountable barrier by an endowment life insurance policy that will mature at
majority. They may thus prevent, if not the wrecking of splendid natural capacities, at least
dwarfing them into mere commonplace human machines to be held st the selfish estimate and
beck ot others.— ^MrA'at^fm Hawhyt,
212
The Insurance Year Book.
Comparative Exhibit of Fire Insurance Premiumi
IN New York City.
Below we present a table showing the premiums collected in New York city for sevfl
years, as compiled from the semi-annual returns of the fire patrol to the New York Board {
Fire Underwriters:
NAME AND LOCATION
OF COMPANY.
New York State.
Agricultural, Watertown
Albany, Albany
Alliance, New York
American, New York
American Exchange, New York. . .
Broadway. New York
Broeklyn, Brooklyn
Buffalo, Buffiilo
Bufifolo German, BuffiUo
Citizens, New York
City, New York
Clinton, New York..
Columbia, New York
Commerce, Albany
Commercial, New York
Commercial Mutual, New York. . .
Commonwealth, New York
Continental, New York
Eagle, New York
Empire City. New Yoric
Exoiange, New York
Farragut, New York
Fire Association. New York
Firemens, New York
Firemens Trust, New York
Franklin & Emporium, New York.
German- American, New York
Germania, New York
Glens Falls, Glens Falls
Globe, New York
Greenwich, New York
Guardian, New York
Hamilton, New York
Hanover. New York
Home. New York
Howard, New York
Importers and Traders, New York.
Individual Underwriters, New York
Irving, New York
Jefferson, New York
Kings County, Brooklyn
Knickerbocker, New York
Lafayette, Brooklyn
Liber^, New York
Long Island, Brooklyn
Lorillard, New York
Manhattan, New Yoric
Manufrs and Builders, New York.
Mechanics and Traders, New York.
Mechanics, Brooklyn
Mercantile, New York
Merchants, New York
Montauk. Brooklyn
Mutual. New York
Nassau, Brooklyn
National, New York
New York Bowerv, New York
New York Eqmtable, New York. . .
New York Fire, New York
New York Mutual, New York
Niagara. New York
^orth 'Rx^tT, New York
pacific, New York., ^
f>0ik, New York ' ....
1888.
79.680
9a,4ox
a8.96S
zo6i78a
ao.344
5V483
24.856
111,687
47.7Sa
17,493
28,304
ao,2j4
65.964
16.477
380,588
88,131
18.769
57.399
aSi.34S
16.318
27.866
87,066
259.615
• 10.847
35.703
19,702
14,10a
19.944
14.891
70.824
20,239
47.927
• 6.11(5
107.590
12,561
34.962
107,514
20.434
26,351
150.543
4X.IX0
50.489
29,631
1887.
$
987
* 2,251
&
5.299
30.629
• 17.991
X3.498
79.651
18,755
S2,600
6,015
46,010
1:1
28,822
19.992
29.284
17.545
293.010
106,846
21,814
53.102
163.870
18.173
40.894
86,000
164.141
40.754
31.745
15,678
14.419
19,908
17.253
41.396
X7.408
45.136
29.727
10,645
^n
90,128
15.070
39.360
84,067
19,221
25.974
212,922
26,793
45.012
25.492
1888.
•252
8.035
84,277
8,869
23.458
33.334
17.572
82,186
22,143
30.097
9.689
* 18,256
115.916
54.31s
19.970
27.294
*^ 34.^1
23.103
323.064
109.295
21,286
56,377
191.48S
19,924
36.740
79.987
112,630
45.681
10.691
17,806
19.000
23.498
14.551
25.978
51.425
44.153
12,550
39.919
14.689
"4.475
i:JS
211,005
24,030
45.650
30.671
188ft.
9.482
75.074
7.824
25.548
32,596
20,246
79.742
26,000
29,823
11,410
117*217
54.908
22.916
30.133
26.543
27.099
3.526
l7,Vfc
20,567
18.874
26,963
54.743
167,090
17,724
33.616
1884.
10,723
73.947
7.936
27.654
19.222
88.100
26.720
29,716
13.038
35.445
26.795
32,017
28,167
•7,781
42,220
265.027
100,674
16,094
57.717
204,446
17,080
08.979
117.697
35.716
' 1^*509
20,181
20,315
34.151
20,796
71.182
^63,586
•22,541
14.649
14.549
34.825
19.544
91.987
15.243
m
31.074
53.015
Z00.081
16,448
50,006
34.705
1888.
$ I
9,282 •
74.515
8.423 I
29.246
33.9001
9.934 i
17,^1
84.570
27.530
25,713
12,463
43.907
101,275
26.689
31.940
28.605
28.691
26,1
12.943
126
39.965
229,8091
31.2
194-5
84.141 '
xoi.s
12.815 1
11,2
57'J3=
55.9
205,884 1
1731
16.336
154'
71.88? 1
29.aj
70.?
101,0
121.067
28.039 ,
31.^
1
26.8J
221967!
14.6
18,252 1
33.461
14.S
25.2
22.724
22.0
6<i.55*o
44.1
13.743
19.7
36,6
41.4
S5.014 '
35.107
3o.ii
11.890
12.9
14.894 1
14.9I
37.211
5M
18.866
17.5
60,0361
21.7
14,666!
i5.a
M;
q
32.590'
31.*,
48.518 ,
^47.a
.... 1
•lo.i
8J.72S
16.894 ,
50.1
17.1
54.601
494
34.558 t
33.3.
* Six months only.
The Inmrance Year Book.
^^3
COMPARATIVE EXHIBIT OF FIRE INSURANCE PREMIUMS— Ow»//>fi#<rf.
NAME AND LOCATION
OF COMPANY.
1H89.
1987.
18M.
IMS.
New York State— C«i/.
Peoples, New York
Peter Cooper, New York
Fbemx, Brooklyn
Frtdential, New York
Keassarance, New York
Mef, New York
Republic, New York
Hochester German, Rochester...
Entgers. New York
Standard. New York
Star.NewYork
SuTling, New York ;..
Stujresant, New York
Tradesmens, New York
United States, New York.
Watertown, Watertown
Westcbester, New Rocbelle
WiUiamsburgh City, Brooklyn..
California.
Aoglo-Nevada, San Frandsco. .
California, San Frandsco
Commerda], San Frandsco
Firemans Fond, San Frandsco.
Home Mutual. San Frandsco.. .
Son, San Frandsco
Unioo, San Francisco
Connecticut.
-fitaa, Hartford
Connecticut, Hardord ....
Hartford. Hartford
Meriden, Meriden
National. Hartford
Oiieni. Hartford
Pbottii, Hartford
Security, New Haven.. . . .
Illinois.
Packers & Prov. Dealers. Chicago.
Traders, Chicago
Kentucky.
falls City, Louisville
UuisYille Underwriters, Louisville.
Louisiana.
Factors and Traders, New Orleans.
Mecbs. & Traders, New Orleans.
«ew Orleans, New Orleans. . ....
Sim M ntoal. New Orleans
Teuionia, New Orleans
Maryland.
firemens, Baltimore....
National, Baltimore. . . . .
Massachusetts.
American, Boston
Bpyliton, Boston
giot, Boston
Firemens, Boston. . • • . . . .
Fttst National. Worcester.
nanklin, Boston
Manufacturers, Boston
Mercantile, Boston
Neptune, Boston
Nonh American, Boston
™cott, Boston
Shoe and Leather. Boston
Spnngfield F. and M., Springfidd.
ao,4SS
IS9.77S
37431
* 4.574
19.701
XI.936
33.a49
09.510
96,931
80.574
30.078
13,006
15.003
26,0x4
3,027
«.57S
54.674
S.304
.73a
13.517
29i270
24.188
".390
22,426
•8.001
•3.777
9.441
9.749
17.688
26.107
26.587
14.053
13.15a
".76s
ia,o84
$
27,8^
19.562
156,579
•5.4^
22,292
20.487
28,209
24,902
33.737
23,613
84,272
67.43a
28.065
28,222
22,308
22,232
•4.226
1.857
22,422
55.804
30,735
25.330
9.395
27,600
28,824
9.a22
5.946
19.964
•2,862
8.344
22,082
7,092
9.914
7.639
9.177
13.317
14.763
9<
22.
\%
9.543
20,558
XO.558
20,558
$
a8,855
29.078
210,773
* 20,026
15.567
33.404
20.596
23,526
89,720
71,640
•8,405
ao,75i
23.020
22,'988
2.368
35.390
24,317
2,278
23,9^
19.138
22,174
•3.577
20.267
5.778
8.638
8.023
6.305
6,369
8.964
15.453
22,2241
7.7X8
22,332
20.825
20,825
20.825
$
30,544
ao,32|
156.
16,973
22,336
22,777
22,475
45.938
24,270
40,76a
28.423
42.902
228.552
27.865
15.408
20,573
8,757
3,2X6
28,726
70.756
28,84a
26.470
24.076
22,26q
13.458
15.870
•1.375
20,067
20.724
7.7«i
23.782
7.782
7.782
7.782
22.459 18.509 i8,4S9 ao,366
40,805
22,298
227,656
•7.735
28,240
26.620
33,478
48.000
7^
24.735
39.093
222.256
20,040
27,228
22,265
6.634
6,223
76,757
32,072
27,61 X
22,260
22.822
11.54a
20,29a
24.242
11.399
22,666
20,248
103.458
4.765
20,248
20,248
20,248
• 13.539
29,220
32,8x0
ax,68i
104.747
43)088
23.20X
50.343
37.444
44.308
a4.&3
43.759
97.4S7
4,438
•6.504
22,322
•3.67^)
38,323
•3.414
22,204
22,204
20,848
32,959
20.964
29.042
14.847
30,737
33,953
82,420
' 13.357
38,362
77.769
35.398
30,292
22,27a
•5.163
20,780
9.906
9.335
36.034
8,242
* 10,349
23,018
22,469
6,i;i
•6,202
55.484
3,922
22.468
20.504
* Six months only.
^^4
The Insurance Tear Book.
COMPARATIVE EXHIBIT OF FIRE INSURANCE PREMIUMS— G?«//Vf«/^.
^AME AND LOCATION
OF COMPANY.
M A SS ACHUSBTT&— C<MI/.
Washm^on, Boston
Michigan.
Detroit F. and M., Detroit
Gmnd Rapids, Grand Rapids
Mjchigan , Detroit
Minnesota.
St. Paul F. and M., St Paul
Missouri.
American Central, St Louis.
Ciuzeos, St. Louis
Marine, St. Louis
New Hampshiss.
Granite State, Portsmouth
New Hampshire, Manchester
Peoples, Manchester
New Jbrsbt.
American, Newark
Firemens. Newark
Jerser City, Jersey City
Merchants, Newark
Newark, Newaik
Newark City. Newark
Peoplf^s, Newark
Ohio.
Atoizoti, Cincinnati
Citizens, Dayton
Fidelity F. and M., Cincinnati
Firemens, Dayton
Franklin, Columbus
Mercantile, Cleveland
Pennsylvania.
American, Philadelphia.
Armenia, Pittsburgh
Boatmens, Pittsburgh
CitUens, Pittsburgh
County, Philadelphia
Farmers Mutual, York
Fire Association, Philadelphia.
Fi^nklin , Philadelphia
German, Pittsburgh
Girard. Philadelphia
Ins. Co, County of Phila., PhOa....
Ins. Co. of North America, Phila..
Ins. Co. ofStateof Pa., Phila.
Manufacturers and Merchants. Pitts.
M ech an ics« Philadelphia. . *
Pennsylvania, Philadelphia
Pennsylvania, Pittsburgh
Peoples, Pittsburgh
Reading, Reading
Reliance, Philadelphia
Spring Garden, Philadelphia
Union, Ph/Jadelphia
Unfled Firemens, Philadelphia. ....
Western, Rittshurgb ;
1888.
6,617
9.376
za,5oa
ia,904
xoiiai
4,040
17,606
17.330
17.304
35.557
27,187
26,358
•6.451
5.054
S.4SI
ao,9a9
12,003
* 2,222
57.04a
12,546
•5.750
5.8a3
I3."5
87.097
26,630
XX. 87a
20,927
• 14,251
19.429
14 80s
^?
22.560
19.382
2,560
14.839
14.386
36,131
25.478
1887.
$
25.251
6.799
6426
6.691
12.552
12,581
9.453
5.176
7.751
14.467
9.177
13.524
15.160
4.775
24.494
17.609
10,102
18.471
34.279
13.865
14.251
43.186
10.433
13.025
7.718
16.354
73.207
17.526
18.891
26,720
11.989
12.533
17.887
18.466
17V365
15.104
3.645
ia.087
11.464
24,128
10,700
32,0^
5.066
io.4i»
16,886
16.876
7,020
6,002
6,520
19.549
9.000
XX.152
14.626
3.314
25.554
19.637
".84s
15,620
S.468
7.525
32.235
4.264
14.144
i6,'976
8,124
53.125
11.515
17.221
7.838
82.2x4
10.313
10,945
21,725
26,851
14.829
11,675
S.874
22,025
Z8.836
20,0Z0
13.646
6,686
11.075
10,204
18,642
X4.244
188ft.
37829
7.598
X4.6ois
17.861
19.390
9.158
S.659
20.519
15)628
^326
27.288
21,035
•9.795
11,882
9,020
30.808
15.707
19. 122
15.218
15.378
19.051
5.916
48.78'8
10,871
12.23s
28,856
15.475
13.854
10,020
15.585
19,050
19.459
13.915
7.396
11.398
11.372
14.039
12,213
1884.
$
34.784
8,679
14.349
".496
23,071
12,52(3
11,643
15.874
27.887
22.342
12.666
9V608
31.209
14.998
15.131
16,561
12.071
13.626
16.306
34.657
13.157
7.921
18.904
29.984
14.351
ii,o8s
9.125
16.549
16,105
*8.6a8
9.518
ii,3»i
10.956
51.835
9.426
188S.
$
28,102
8.576
9.182
10,851
12,972
xa.930
10,078
13.684
30.531
ao.497
12,270
• 2.956
31.236
8.382
17.474
9.880
46.443
13.931
13.980
38.698
14.637
15.^9
30,801
12.5*4
14.969
•5.760
13.499
11,069
11.133
10.941
56.952
* Six monthi only.
The Insurance Year Book.
^^5
COMPARATIVE EXHIBIT OF FIRE INSURANCE PREMIUMS-^tf«//>»»^i/.
NAME AND LOCATION
OF COMPANY.
Wisconsin— Cm/.
HcUa. Madison
MOwankee Mechanics, Milwankee.
Northwestern National, Milwankee.
Canada.
British America. Toronto
Western, Toronto
France.
Melropole, Paris
LaConfianoe, Paris
Gbkmant.
Hamborg-Bremen, Hamburg
Hambnrg-Maipdeburff, Hamburg*.
North-German, Hamburg
TnuBsatlantic, Hamburg
Great Britain.
City of London, London
Commerdnl Union, London
Fire Association, London
Guaidian, London
Imperial, London •
Lancashire, Mandiester
Uen, Lonclon
Ufeipool ft London & Globe, Liv.
Loodon Assnranoe Corp., London.
London and Lancashire, Liverpool.
London and Prorindal, London. . .
North Biitlah and Mercantile, Lon.
Northern, London
Norwidi Union, Norwidi
Phoenix, London
Qoeen, lirerpool
Rojral, Lirerpool
Soottish Union and National, Edin,
Standard, London
Sua, London
Total New York State Cos ....
Total Cos. of Other States. .
Total Foreign Companies*. .
Aggregate. ...••.•••..•..••<
188l».
15X
X4.0M
aS.78S
69,801
18,303
48.518
Z98.800
• xo,6i6
08.761
87»aSS
154.330
99.534
96V^*i
f7.6za
X.867
a48!Sx
54.MO
96.945
3.^30.057
I.354.3PS
3,101.503
1887.
*S.77I
2:^
53.837
17.537
ts
40.4^
137.037
5.810
•.536
77.837
xoo,o6z
31.793
333.750
54.708
69,107
60.846
60.704
88,311
165.8^
47.048
55/543
3.oxx,^SX
x,3i3.6o7
i,6a3,X27
xa,476
5.739
19.660
30.896
6599a
I5.»34
49.'^
154.940
w!x6o
78.X99
X04.358
35-25
384.633
55.035
75.747
53.463
55.109
Z3I.435
75.3^
. x69«Q95
43.391
3.096,495
1.198,038
I,85x,6x8
18W.
xx,368
6,355
X4.067
3X.967
63.733
17.900
50.118
156.347
^7,6a8
80,493
xM
36.939
369,373
49.699
^77.567
* 90.764
85.579
51.635
55.306
1x3.589
57.413
173, X63
43.74a
61,953
3.978,044
1.098,731
1,8x0.803
6,585,864 5.846,985 6.X46.X4* 5.W7.578 6,o89.6ax 5.874.008 S.S49.i86
1884.
8.089
7.583
X3.736
30,7x6
57.345
• 19,380
19,990
46.461
186,486
49.656
83.905
.^.034
95.050
33.355
383.336
36.833
89.831
5o,xo7
70.405
99.353
61,764
x85,6i7
33.933
45.076
3.053.566
1,163,673
X, 873,383
1883. I 1888.
$ I $
6.909]
I
XX.590'
37.3x8
47.454 j
31,737
X9.333
5.681
I
43,937
175.4x7
63.040
7X,6x3
65.804
74.867
39.551
345.85X
54.571
X35.377
46,831
75.914
97.53X
54.141
191.363
30,096
58.096
53.6x8
3,938,670
X, 001. 333
1,934. 106
43.795
i5x,5oa
tti
3.774,666
896,839
1.877.69X
* Six moDths only.
WAS HE INSURED?
This 18 a world of changes. One generation passes away and is forgotten, and another
geaeration takes its place, in due time to follow suit ; and thus are the ups and downs of life
passed over. Children are bom, grow to manhood's estate* marry and die— and there the
dnpter closet. But there is a sequel story, and too often it ia a sad one.
One by one our friends drop off and pass over to the "great majority ;'* and as sure aa
ever it is announced that poor Jones is dead, the question is put, " Was hs insured?" *' And
thereby hangs a tale."
How much is here involTed ? It may be a question of hardship and misery, or comfort
and happineas— the destiny of a widow and family. And when we are informed that poor
Jones was nOt insured, we are irresistibly led to tlie conclusipn that he was not very circum>
spect, wise, or unselfish; in fact, that there was a screw loose somewhere in his mortal
economy. No doubt he would see this readily enough if he could only be brought back again
to an animated existence; there would be no question then as to the expediency of life assur*
ance ; bat, "If men were to live twice, all would be wise," and so the confident wife and inno-
cent children pay the penalty of man's delinquencies.
Bat to the iforld wags ; each indiyidual regards himself as the exception which proves the
general rule — until samethiftg unfortsetn happens. Then the spell is broken, the chimera van-
ishes, and hard facts remain— with regret and remorse by way of a balm. It is this unforeseen
which is covered by insurance, — Insuranct Agent.
2l6
The Insurance Year Book.
Book Value Fire Insurance Companies' Stock.
The following comparative table shows the boolc value of stock for five years past of th<
T33 fire insurance companies reporting to the New York Insurance Department :
NAME AND LOCATION OF
.COMPANY.
Glens Falls. Glens Falls
Milwaukee Mechanics, Milwaukee.
Buf&lo German, Bu£Bdo
Pennsylvania, Philadelphia
Wllliamsbur^h City. Brooklyn
Franklin, Philadelphia
Eagle. New York
German-American. New York
Girard F. and M.. Philaddphia... ..
Greenwich, New York
Hartford, Hartford
Pacific, New York
Fire Association. Philadelplua
Firemens. Boston
American, Newark
Firemens, Newark
Peter Cooper. New York
New York Equitable, New Yoric .. .
American, New York
Newark, Newark
Detroit F. and M., Detroit
Continental. New York
Jefferson, New York
Kings County, Brooklyn
The Merchants, Newark.
Broadway, New York
United States, New York
Westchester, New Rochelle
Rochester German, Rochester
Reliance, Philadelphia.
Citizens, St. Louis
Citizens, New York
Home Mutual, San Francisco
St. Paul F. and M.. St. Paul
Metropolitan Plate Glass ^
Commerce, Albany
^tna, Hartford
Nassau, Brooklyn
Spring Garden, Philadelphia.
Ins. Co. of N. A.. Philadelphia
Traders, Chicago
Albany, Albany
Rutgers, New York
City, New York
Niagara, New York
American. Philadelphia
Germania, New York
Standard, New York
Mercantile, Cleveland
Agricultural, Watertown
Manuf. and Builders. New York ...
Phoenix. Hartford
Northwestern Nat'l, Milwaukee....
Lloyds Plate Glass ^
Mechanics, Philadelphia
Merchants, Providence
Ins. Co. of State of Pa., Phila
New Hampshire, Manchester
National, Hartford...
Exchange. New York
Sun Af utuai, New OrJeans. , ,
Reading. Reiding,
Home, New Yort
Globe, New York , ,
l^cmsviUe Uoderwrittrs, ^*^^vUl«-
Net Book Value op Stock ram $zoo.
January
i«i889.
$55558
498.60
4aa.77
34440
341.33
325.51
32439
308.23
307.87
278.7a
270.03
267.74
260.01
a59-37
aSa.57
341.54
241.37
237.^
229.76
223.26
222.67
221.69
2IX.^
209.99
209.4a
205.56
204.95
204.53
aoo.91
'99.12
197.88
195.84
191.29
190.39
19038
190.16
180.13
18880
187.96
178.45
176.09
'75-91
173-88
172.64
165.12
163.62
160.A4
JtS
157^
156.21
155.82
'54.68
151-68
•150.72
150.71
150.26
150.2a
150.21
15008
150.01
149.6a
Janoarf
$508.25
505.34
466.23
379.30
333.71
340.84
3x4.09
311.21
303-48
324.17
254.90
269.21
265.90
25x36
3S4 35
243.94
239.14
244.78
252.69
224.39
aoi.72
192.09
227.03
216.71
216.81
964.01
902.12
I94.a3
182.09
200.17
191.83
171 99
175.44
183.62
184.04
10267
180.14
182.58
178.05
177-21
176.41
167.19
182.31
167.21
170.09
135-79
lgo.63
18357
150.58
145.78
14*57
14926
160.75
175.02
152.94
155.17
152.08
145.85
153.71
13535
Jaaiuury
1,1887.
334.43
300.83
$470.79
455.82
415.X9
364.29
301.34
328.00
315.96
333.98
282.17
976.0a
21548
269.95
during the year. t Capital decreased during the year.
The Iwmranoe Year Book.
217
BOOK VALUE FIRE INSURANCE COMPANIES' ^TOQYi^OmHnued.
NAME AND LOCATION OF
COMPANY.
Spnngfifld F. and M., Springfield
Hamflton, New York "
Teatonia, New Orleans.
HanoYer, New York.
Connectknt, Hartford
Knickerbocker, New York ,
American, Boston
FiremaDS Fnnd, San Ftancisco... . .
Empire City. New York ,
German, Pittsburgh ,
Mecb. and Traders, New Orleans.
New York Bowery. New York
Farragnt, New York ,
Tire Ins. Co. of the Co. of Phila . .
CsUroniia, San Francisco
American Central, St. Louis
Meriden, Meriden
Mercantile F. and M., Boston ....
Natkmal. New York
UnioQ, Bufislo
Equitable F. and M., Providence..
Michigan F. and M., Detroit
FraslJin, Columbus
Security, New Haren.
Alliance, New York
Jersey City, Jersey City
Firemens, Baltimore
United Firemens, Philadelphia
Pirovidence-Wasbington, Provid...
New York, New York
Hiot, Boston
Stnyresant, New York
Boylston. Boston
Rre AssodatioD, New York
North American, Boston
Commercial, San Francisco ,
Neptune F. and M.. Boston
Concordia, Milwaukee
San, San Francisco
Manof. and Merch.. Pittsburgh. . .
Firemens, New York
Peoples, New York
Commonwealth, New York
Pbenix, Brooklyn
Grand Rapids, Grand Rapids
Union, San Francisco
Orient, Hartford ,
Hekla. Madison
Lafayette, Brooklyn
Uberty. New YoA
Peoples, Manchester
Pack, and Prov. Deal., Chicago. . ,
Marine, St. Louis
Armenia, Pittsburgh ,
Western, Pittsburgh
North River, New York
Long Island, Brooklyn
Union, Phikdelphia
Prodential, New York
Atlantic F. and M., Providence. . . ,
Anglo-Nerada, San Francisco
Cituens. Pittsburgh
Peoples, Pittsburgh
Fidelity F. and Ikf., Cincinnati
Empire Slate. Rochester
Paik. New York
Boatmans F. and M., Pittsburgh..
Guardian, New York ,
Nbt Book Valvs op Stock pxr $100.
January
I, X889.
149.44
149.06
147.56
146.26
14547
144-95
X44 3S
143.21
140.35
Z40.16
135-94
13489
.134-35
•13347
I3a-fe
153.06
129.33
139.01
138.37
128.34
138.15
138.11
136.79
136 59
136.56
•"5 34
135 19
134.36
134.33
133.25
121.29
i3z.aa
130.91
"959
119.4a
"939
116.18
115.19
114.73
t"4.43
IZ3.50
113.03
111.83
110.17
109.79
10975
tio6.74
106.59
10493
103.79
10a. 63
103.38
101.16
100.53
100.07
94.48
91.94
January
X, x888.
•137.9a
160.33
134.63
143.89
139-55
133-73
147.17
1367s
140.05
141.08
133.59
X63.95
144-75
130-58
135.39
130.06
138.15
130.39
131.03
131.67
137-64
121.60
126.31
•144-79
133.44
"133.03
130.56
119.15
134.73
126.21
135.37
136.75
123.13
121.71
130.38
133.40
122.03
126.21
115.66
112.85
120.31
137.09
•io3.8i
114.30
110.34
"3.31
114.31
101.81
ioa.8i
106.84
107.98
105.53
109. II
117.09
1 10. 81
103.75
99.18
103.21
97.91
97.69
109.29
100.75
(«)
105.33
94-79
9551
January
1. x«87.
167.98
179.66
13755
154-09
142.49
144.76
153.36
134.49
143.00
140.70
139.53
192.89
lfl!76
122.10
137.09
13554
12929
133.16
128.74
135-89
132.04
133.17
130.41
131.73
124. 1 1
128.43
145.34
140.55
153.84
139.79
"5-95
130.06
131.30
133.74
13143
1x3.71
110.67
133.33
133.31
107.07
155.71
103.G9
116.11
113.39
101.17
143.17
107.74
IXO.OI
113.87
109.34
I30 9JL
131.98
116.00
108.34
(')
I1O.03
•xoi.68
100.70
118.41
nr33
(«)
130.58
101.77
113.86
J.ri^
150.31
128.64
130.56
14399
131.19
141.69
116.77
130.40
129.19
131.62
Id)
171.43
97.17
115.69
11309
102, IQ
"4-45
111.58
135.05
133.67
111.91
ioa.48
(^)
108.15
100.50
101.13
113.84
"0.13
January
r, 1885.
12364
173.24
132.00
14594
124.16
146.54
147.01
141.0a
14533
184.20
133.48
131.00
115.63
138.43
136.54
143.15
138.05
118.06
116.86
130.5a
132.76
122.40
130.85
135.33
117.24
105.27
120.04
136.59
131.09
119.39
133.79
135.73
"6.13
145.49
115.33
136.37
123.06
164.09
94.33
115.09
103.35
109.22
121.69
\
118,44
111.03
124.21
124.88
134.50
101.35
(^)
105.53
Kc)
101.13
131.53
100.15
(«)
131.7s
II6.4Z
109.31
« Orgaaixed ta 088. b Deroted excluuTely to insuring plate glass against breakage. c Organised in 1885.
d Organized in 1886. e Organued in 1887.
* Capital iaarcaaed during the year. t Capital decreased during the year.
2l8
The Insurance Year Book.
Fire Losses in the United States.
The following tables relating to losses of property and human lives bj fire we copy, by
permission of the proprietors, from The Chronicle Fire Tables for 1889 :
Losses by Firk in Each State and Territory for Thirteen Years, 1876-1888.
[1875 Not Reported by States.1
Statu and Tkssitorixs.
Alabama
Arisona
Arlcaosas
California
Colorado
Connecticut
Dakota
Delaware
District of Columbia.
Florida
Georgia
Idaho
Illinois
Indiana
Indian Territoiy
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississip
Missou
Montana
Nebraska
NeTada
North Carolina. .
New Hampshire.
New Jersey
New Mexico <...
New York
Ohio
Oregon
Pennsylvania ....
Rhode Island....
South Carolina..
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia...
Wisconsin
Wyoming
Totals.
for Thirteen
Years,
1876-1888.
$9.8x5.497
3.501,942
11,137,613
So,8az,8i6
7.7^3.670
21,313.163
8,287,755
3.461.535
3,620.428
9.665,3x7
21,484,110
640,502
248,300
11,000,707
21,840,789
19,248, 128
19,504,661
x6.852,930
70.387.696
49*484.9^
29,865.416
9.663,48s
43.364.093
3,259,240
5.874.578
5,578,816
ix,3a7.i5S
12,039,6x2
32,897.701
1,877,700
189.641.989
68,iii,863
8,786079
X05 448.X4S
10,961,673
10,639,047
18,540,020
36,047,823
2,515,161
9,180,722
13.275,819
5.897,2M
§,710,828
38.465.739
1,082.386
$1,164,415,429
Lost to Iiisur<
aace Companies
for Thirteen
Years,
1876x888.
$4,878.^
1,260,324
4.783.579
22,793.420
3.639.7S5
x3.431.372
3,119.066
1.859.470
1,118.301
4.120.769
xo.5a4.4S7
171.882
39,862.831
17,131,871
113,400
11,362.279
.!»
XX, 657,586
11,001,953
xx,37S.9xa
49,090,160
24,317.889
x7.933.583
4.557.752
26,258.232
X.X7S.3X9
2,962,314
1,718,762
5,036,704
6.544.2x3
18,820,481
77X.440
ia8.8k5.527
36.860.435
3,778,429
56,731,49a
7,260.490
S.937,035
9.563.675
18.901,794
724.301
5.000,659
7,276,017
2,120.613
2,64.357
19.396.163
347.089
$655,907,018
Property Loss
mx888.
$572,690
554.800
1,224.800
6,856.829
S64.500
1.605,224
1,281,600
362,310
119.368
836.050
x,979.o79
119.150
6,044.212
4,116,186
30 000
1,126,800
1.867,260
1,271,I7A
1,014,926
2,352.17a
6,580,518
4.681.143
2,748.125
1,016,100
3.594.257
4x0,436
55X.OOO
196,711
867,405
612.184
2.478,095
214,800
X7,o87,570
7,161,168
1.069,845
10,5^,707
2.358.792
J33S
B.ooo
2,7x0,970
227,806
X, 456)466
1.773.222
4XX.650
4.058.X5S
126,600
$110,885,665
to Inrar-
« Corn-
in 1888.
$279,900
120.338
502.^5
3,280.412
212.800
1.083.730
600.571
H:^
80,070
404.750
X. 070,336
3.613.961
1.963.486
13.000
573.450
53X.825
1,043.910
799.805
584.S7X
1,791.402
2.162,636
x,7So.83CJ
482,912
x.916,678
i7X,8o3
334.200
s^m
326,347
x.379.992
89,000
12,454.147
4.o5x.3cg
^401.578
6,389.487
1.486,324
294.127
855.983
x.a47,70S
9X»293
350.000
868.585
33X,472
225.175
3,193.080
3.000
$63.9^.724
Kovber
Ri«ks
Burned
in x888.
149
133
235
a.704
40
390
366
80
132
190
643
27
3.066
771
8
276
393
409
1. 581
x.ia5
555
9P
58
39
613
3.6ot
1.637
335
2,227
274
210
X77
763
40
'?
282
295
5
26,528
Liy£S Lost by Firb in thb Unitkd Statbs.
Ykaks.
Human
Beinci.
Hoisei.
Cattle.
Otlier
Animals.
XntAls. tMS fiBf omnlete reIlorts^.
344
447
a»S04
4.733
2,241
1.973
2,114
2,171
3,281
1,161
x!x83
6.183
4.xia
8,14a
4.W
3.<^
5.981
Totals, 1887 " "
Totals 1886 •' "
Totab, 1885 *• *•
Totals, 1884 " "
Toffllft. T889 ** **
The Inmrance Year Book.
2ig
FIRE LOSSES IN THE UNITED STATES— OwAVttfr^/.
Total Monthly Lossbs by Firk in thx Unitbd States for Fourtbsn Years, 1875-1888.
Months.
Janoary...
'February .,
March....
JS?;:::;;
<Jtme
July
AngDst
<Sq>tember.
October . . .
November.
December.
Totals
Total Propeity
Loiifer
Fourteen Yean,
2875-1888.
$190,158,681
103.757.765
107. 183.899
Z06,4Oi,845
83.S35.790
102,249,477
98,036.665
9a.430.364
107.980.358
104.942,3^1
1x4,6x3,388
^x,242,5X7,7X4
Total Insur-
anee Lots
for Fourteen
Years,
1875-1888.
$74,784,590
60.0x9,2x7
^.798.5"
57,852,288
56.638,193
47.146.096
53.806,798
5X.76x,x^
48,385,602
55.506,351
$695,234,418
Total Property
Loia in z888.
$13,778,011
xo,8x8,422
9,7x7.648
xo.940.050
9.922,40^
7,922,206
8,627,735
6.S89.9<H
7.944.153
8.913,682
$xio.885,665
Total Inanr^
ance Lota
in 1888.
1.8^,642
563,965,734
Number
of Riaka
Burned
::5§
2,082
2.6x8
2,273
1.995
2,528
a,X90
3.X90
X.90X
1.9"
2,179
26.528
Number of Fires Each Month for Thirteen Years in the United States
AND Canada, 1876-1888.
[X875 Not Reported.]
YSAJtS.
j887»
1886*
I885»
%
1883
18&
1881
J880
277
1876
Totals.
x,6ox
X,52X
1.395
X.375
i.5>3
x,a3X
899
1
x,io6
956
X4,8X2 X2,(
February.
March.
X.335
1.440
X,222
X,I2X
89X
1,030
X,027
X,209
X.X88
83X
767
X4,66x
ApriL
X.437
1.088
X.194
x.a94
i
X.153
x,xo3
x,367
IS
070
788
May.
x!2i4
1.053
1,074
x,xxx
X.I3X
891
742
918
1.294
894
900
74a
14.540 X3,x89
Jane.
XI, 056
J»»y.
X.I09
1.039
x!4ol
9x6
1.423
I,28X
^
X.205
I.X97
743
861
610
863
^
r^
833
1,048
840
739
573
903
14,288
Ybau.
Aupist.
Septamber.
October.
NoTOBber.
December.
Total.
|888»
1.403
1.33;
I1I46
X.047
I.XIO
X,236
1,006
1.095
1.135
1.119
1.313
1.367
909
715
X.278
1.466
1.448
lisSx
X.159
'^
1,006
x,o78
1.375
902
940
1.363
1.743
x,o6o
1.394
1.433
1.099
870
853
X.47X
\\^
1.333
X.417
1.319
1.170
819
933
933
x,oo3
903
1.034
x6,oi9
X6.396
1887»
1886* ::;:::::::::::::::....:::;:;
X5,222
3B85»
X4.IX4
184..... :
xlissS
i%... :
X3,866
10,876
iS..;::: : ::::::;::
1881
XO.594
t88a
11.204
X2.7<Q
2879.
18%.. ;
X2.O7X
i8>7. : :
IO.4OX
1876 :::::::::;:::::;::::;:::;::
9.501
Totals
X3.949
13.3<^
14.794
15.067
15.353
167,903
^ For United Statea only.
220
The Insurance Year Book.
FIRE LOSSES IN THE UNITED STAT'ES^CmHnued.
Aggregate Annual Losses in the United States por Fourteen Years, 1875-1888.
Ybass.
Aggregate
Propctty I»n.
Aggregmte
Insunmoe Loss.
Aggregate
Property Loss.
Aggregate
lasurance
Urn.
187c
$78,103,385
64.315.900
77.703.700
74,643,400
81,380,900
84.505.oa4
$39,337,400
34*374.500
^.398.900
36.575.900
44.464,700
43,535,000
44.641.900
48.875.x3i
X884
$100,140,338
110.008,611
102,818,796
104,934.750
130,383,055
XIO.885,665
57.«o^7g
69:659.508
63.965.7a4
Ja^
1884
*'z/ •
1877
x88s
1878 ....
1886
1870...
1887
isS::;;::;.....:.;:
X888:.:...:::::::.:
1881
Totals
x883
$1,343.5x7.714
$695,334,418
Why Lives Should Be Insured.
Insnnnce, of whatever kind, is an effort to guard against the mischances and disasters!
whereof we are always in danger. The most capable, energetic, efficient merchant or mann*
factnrer has often been reduced in one hour from prosperity to bankruptcy by fire or flood ori
shipwreck. Insurance protects against the ever present peril of such calamity by devoting 2
share of each year's gains to guard against this possibility of ruin. One thousand men have,
this year, paid an average of $100 each for fire insurance, and have scarcely felt it ; but one of
their number has been burned out, and would have thereby been utterly ruined but for the!
$80,000 which he has received from an insurance company in satisfaction of his claim ; and
that has set him fully on his feet again. The premiums paid were scarcely missed ; the insur*
ance received made the difference between thVift and hopeless ruin.
Life is the most precarious of human possessions, the most indispensable element of 1
business career. The bankrupt of to-day may, next year, be on his feet again, busy and thrifty!
as ever ; but death strikes wherever he will, often sparing the decrepit and debiliuted to smite
the sturdy and vigorous in early manhood.
Our countrymen plunge into business early in life. Many a one, whose means are mod*
erate, is scarcely twenty-five, when a wife and child, with an extensive factory or warehouse. 1
are among the objects of his care. With a strong arm, an active brain and a resolute will, be
gives himself up to his calling, confident of his own ability to achieve a grand success. His
income is considerable ; in ten years, if nothing goes amiss, he will have made enough to place
him henceforth beyond the reach of want. But suppose he were suddenly stricken down by
disease, and cut off from life before this year shall have closed, his property would hardly pay
his liabilities, and his widow and infant must be thrown penniless upon the world with which
they are unfitted to struggle. The kindness of relatives may shield them from the almshouse;
but their prospect is bleak indeed.
Life insurance is exactly calculated to meet this exigency. While prosperous and healthy. |
be can spare the small annual payment required to insure that $10,000, or at least $5000, shall
be due to them directly after his death. The knowledge that they are thus shielded from utter
destitution is calculated to modify his anxieties and apprehensions during life, and to divest
death of its sharpest pang.
Beware of frauds, and shams, and specious false pretenses. Pay no money for policies
without knowing that you are insured in the fullest sense of the term. Make careful inquiry;
know the character of the men to whom your money is to be confided ; and be not deluded
Into accepting the plans of weak, worthless or irresponsible associations. Proceed with wise
and vigilant circumspection, and you will have reason to bless the forecast that induced you
to invest in life insurance. — Horace Greeley.
The Insurance Year Book.
221
Fluctuations in Surplus.
The following uble shows the surplus of the companies named on Januaiy i, 1888, com-
pared with their surplus on January i, 1889, with the increase or decrease in amount specified.
The figures have been carefully compared with official returns, and are believed to be correct :
COMPANIES.
iEtna, Hartford
Agricultaral, Watertown
Afbany, Albany
Allegheny. Pittsburgh
Allemama. Pittsburgh
Alliance, New Yorlc
Alta, Stockton t
Amazon, Cindxmati
American, Baltimore
American. Boston
American, Newark
American, New York
American, Philadelphia
American Central, St. Louis
Ansenia, Pittsburgh
Ani^to-Neyada, San Francisco
Artisans, Pittsburgh
Assodatf d Firemens, Baltimore
Atlantic Fire and Marine, Providence
Aurora Fire and Marine, Cincinnati
Baltimore, Baltimore
Ben FrukUin, Alleghenv
Btnningham, Pittsburgn
Btatmens Fire and Marine, Pittsburgh
Boflston, Boston '..
Bntish America, Toronto*
Broadway, New York
Bidblo German, Bof&do
Btirlington, Burlington
California, San Frandsoo
Camden Fixe Insurance Association, Camden
Capital, Concord
Capital, Des Moines
Cash. Pittsburgh
Cinciimati, Cincinnad
Citizens, Cincinnati
Cititeas, Kvaasville
Citizens, New York
Citizens, PitUburgh
Citizens, St Louis
City, New York.
City Fire and Marine, Louisville
Citv of London, London
Colombia, Dayton
Cdombia, Washington
Colnmbia Fire and Marine, Portland
Commerce, Albany ••••
Commerda], Cincinnad.
Commercial, Montgomery •
Commercial, San l^ancisco
Commercial Union, London
Commonwealth, New York
Concordia. Milwankee
Connecticut, Hartford
Continental, New Yoric
Cooper, Dayton
Dakota Tire and Marine, MitcheU.
Dajton, Dayton
Delaware Mutual Safety, Philadelphia.
Detroit Fire and Marine, Detroit
Dobnqne Fire and Marine, Dubuque
Dtttdiess County Mutual, Pougbkeepsie
Dwelling House. Boston
Total
Assets,
Jan. I,
$9.78o.7Sa
2,006,419
4J9.730
i66,soa
324.562
400,097
121,9x7
536,949
275.196
624,339
1.965.053
1.308.514
3.500,916
3,636.539
138.983
354.951
103,000
589.641
301,958
348,533
392.900
941.484
84M7S
448.112
1.332.377
375.41S
1.313.286
238.307
95.646
^,750
175.618
245.67*
299.536
2x9,409
x,X36,i98
693.107
443,7x0
403.647
133,743
754.274
360,130
x68,o79
139,1^
470,376
248.34s
158.074
450,087
2,007,874
7x3.534
581.385
3,360,9x7
5.038,344
134.785
1.S04.530
933,399
189.3x9
243.059
591.574
NaT StntPLUs Oysa
Capital and Axx
Oraaa Liabiuths.
$3,338,391
253.153
156, XIX
51.326
xa,8
19x3.393
350,030
30.422
27.425
90,1x3
JSII.1,
1889.
$3,606,5x5
3oa,X9a
161,394
58.459
3.592
73.924
74.140
000,234
744
13.495
$8,439
1.460
3.079
••••••
■•■•••
8^
30.138
»
57.603
11,640
1x7.708
4.932
3.691
3'444
851
•>...•
1.300
6.663
7.491
769
19.106
15.713
109.300
64.754
•
23.057
20,683
o!3io
13.448
4.479
10.294
1.P35
4.774
26,707
'ill
"k
19.599
6.356
3.787
6.477
a.300
18,939
1.908
8.333
77.8^
'7.931
'59.164
3P5,694
11,316
3.554
1.548
"24.484
75.379
2X.400
i'6.793
xo,xa7
Deaease
* United States branch. % Conawnced business in x888. t Indades outstanding scrip. — Impainaeat.
222
The Insurance Year Book.
FLUCTUATIONS IN SXJKPUJS—Contimmtd.
COMPANIES.
Eagle, New York
East Texas, Tyler
Eliot, Boston
Empire City, New York
Empire State, Rochester %
Enterprise Fire and Marine, Cincinnati
Equitable Fire and Marine, Providence
Eureka Fire and Marine. Cincinnad
Exchange, New York
Falls City. Louisville
Farmers, Cedar Rapids
Fanners, York.
Farragut. New York
Fidelity, Huron
Fkielity Fire and Marine. Cincinnati ,
Fire and Marine, Wheeling
Fire Association, New York ,
Fire Association. Philadelphia ,
Fire Insurance Co. County of Philadelphia
Firemans Fund, SanFtandsco
Fn-emens, Baltimore
Firemens, Boston
Firemens, Chicago a ,
Firemens, Cincinnati
Firemens. Dayton ,
Firemens, N ewark. ,
Firemens, New York ,
First National , Worcester ,
Forest City, Rockford
Franklin. Columbus
Franklin, Indianapolis
Franklin. Philadelphia
German. Baltimore
German, Freeport
German, Louisville
German, Peoria ,
German, Philadelphia
German, Pittsburgh ,
German, Wheeling
German-American, Baltimore
German-American, New York
German-American, Pittsburgh ,
German-American. Washington
Germanla, New Orleans
Germanla, New York
Germania Fire and Marine, Cincinnati
German Insurance and Savings Inst., Quincy
German Security, Louisville
Girard Fire and Marine. Philadelphia
Glens Falls. Glens Falls
Globe, Cincinnati
Globe, New York
Grand Rapids, Detroit
Granite State, Portsmouth
Greenwich. New York
Guardian, London*
Guardian, New York
Hamburg-Bremen, Hamburg *
Hamilton, New York.
Hanover, New York
Hartford, Hartford
Hawkeye, Des Moines
Hekla, Madison
Hibernia, New Orleans
Home, Baltimore
Home. New York
Home Mutual. San Francisco
Humboldt, Allegheny
Total
Aneti,
Jan. I,
1889.
$1,091,423
240.647
378.749
3x6.831
248,524
243.67s
568.643
360,083
480,149
I54.7a|
536!96x
400.53s
139.83s
244,696
133.766
543.869
4.528.529
2,314.776
587.416
9(^,049
308,811
165.054
482.366
1.754.354
279.975
295.176
402.787
381.47s
251.252
3,202.802
947.763
2.316,574
381.450
426,310
296.057
450.958
2871816
5.388.533
184,004
175,204
388,692
2,808,719
207,029
155.304
x.^1.558
1.675.671
125.909
355.003
300,227
402,004
1,405,8x1
x,493,2X4
266,669
X, 148, 658
283,3x7
2,503.382
5,750.080
7x2,428
461.199
586,932
202,653
8,961,657
843.164
131.113
Nrr SuxFLus Ovaa
Capital and All
OTMBa LiABiLrnas.
Jan. X,
x888.
$643,365
l6,X40
70.541
8o,xo7
769
1x2.935
X06.186
87.0x6
9.772
52,926
218,237
89.498
3.035
1.517
I3,36x
43.423
829.533
120,9^
359.253
109.556
454.109
100,547
K'^
47,000
863,654
41.432
&
52.637
;x,52o
^
344.766
54I876
3,XX3,I38
40.843
57.419
40.0x6
67s, X43
X3,330
7,397
44.760
610.444
8x6,503
3.30X
107,437
20.695
12,649
448,355
793.365
— 8,972
444.652
428.928
X. 936.360
295,879
X3,873
2,345
8X.577
1.375.691
275.493
2,417
1889.
80,857
80,366
g.152
,301
2,243.985
S.416
,913
IS.578
726,445
— 849
26,577
54.077
634.700
9xx,i68
6,303
X00,037
35.983
11,085
415.742
8x3.605
— 16,113
421.927
73.594
462.554
2,233.983
307.<«3
45.562
3.981
75.57X
1.502,463
287.53«
6,330
*676.|3S
$34,270
a8,6io
12,470
ill
390
x,o7x
4.484
3.715
103.054
103.323
100.543
23,609
13.52;
13.837
69.94X
237.86X
17.015
19.624
79.052
7.727
4.692
2.320
803
11.717
76,0x2
3«.'589
838.706
9.173
155.385
34.400
432.087
72,834
Increase. ,Decrai
31.933
22
13.006
51.779
1,241
1.940
79.172
8.457
4.421
10,433
5.425
131.847
1.573
9.493
54.303
19,180
9.317
14.265
94.665
3.00X
X5,288
18,240
33.626
297.723
H.174
1,636
126,772
12.038
3.913
* United States braack. X ComBenced botmett in x888. a Capital increased % 150,000 daring the ypr.
The Insurance Year Book.
223
FLUCTUATIONS IN SURPLUS— CiwAim^fl^.
COliPAMIES.
Imperial, London *
Indiana, Indianapolis
Insurance Co. of North America, Philadelphia.
Insurance Co. of State of Penna., Philadelphia.
Jefferson, New York •
Jeffisison, Philadelphia
Jersey City, Jersey City
Kenton, dovinFton
Kings County, New York.
KDickerticcker, New York
Lafayette, Brooklyn
Lancashire, Manchester *
Ubcrty, New York ^
Lion, Loodoo*
Liverpool and London and Globe, Liverpool *.
London and Lancashire, Liverpool *
London Assurance Corporation, London * .. . .
Long Island, Brooklyn
Louisnlle, LouisviUe
Loulsrille Underwriters Ins. Co., Louisville...
Lombennens, Philadelphia
Mannhcturers and Merchants. Pittsburgh
Manufiicturen and Builders, New York
Marine, St Louis
Maryland, Baltimore
Medianics, Philadelphia
Mechanics and Traders. New Orleans
Mercantile, Cleveland
Mercantile Fire and Marine, Boston
Merchants, Newark
Merchants, Providence
Merchants and Manufacturers, Cincinnati
Meiiden, Mcriden
Miami Valley, Davton.
Michigan Fire and Marine, Detroit
^filwaokee Mechanics, Milwaukee
Missis^ppi Home, Vicksburgh
Monongabda, Pittsburgh
Mutual. New York
Nashville Commercial, Nashville
Nassau, Brooklyn
National, Allegheny
National, Cinannati
National, Hartford
National, New York
National Fire and Marine, Elizabeth
Neptune Fire and Marine, Boston
Newark. Newaik.
New England, Rutland
New Hampshire, Manchester a
New Orleans Ins. Association, New Orleans . .
New Yorit, New York
New York Bowery. New York
New York Underwriters Agency, New York. . .
Niagara, New York
North American , Boston
North British and Mercantile, London *
Northern , London *
North River, New York
Northwestern National, Milwaukee
Norwich Unkm, Norwich
Oakland Home, Oakland
Ohio. Dayton
Ohio Fanners , Leroy
Oregon Fire and Marine, Portland
Orient, Hartford.
Pacific, New York
Packers and Provision Dealers, Chicago
Total
Asaeta,
Jan. I,
1889.
111,613.871
i72.2ao
8.696.957
674,04a
SW.483
349.255
410,360
369,345
371.633
344.098
243.694
2,706,413
1.379.956
899.350
6,963,811
3,019,691
1.593.044
467.833
871.551
811,41s
763.509
363,746
477.701
353.49a
"&
603.01A
686;o38
1,528.784
473,729
300,813
715.457
1.535.067
135.684
231.459
1,493.180
134,096
424.809
196,014
l83,3C4
2,326,581
411.837
151.223
493.^1
714.814
156.942
1,505.101
376.107
365.403
770.576
3.629.579
2.360,135
387.421
3,473.614
1.496.473
466.138
1,463,538
1,411,445
• 414.683
230.660
1,476,327
371.823
1.718.797
738,790
310,605
Nrr SuKPLUS Cvkr
Capital amd All
Othkx LiABiunss.
Jan. I,
1888.
$758,599
3,186,405
. 150.048
254.079
178.353
80,077
— 14.450
175.064
70.847
40.267
671,9x4
18,181
463.158
3,041.338
790.912
933.693
32.430
74.789
IOI.OI6
207,975
26.584
167,144
15.972
33.454
123.155
133,348
71.453
121,550
467.249
X2I.504
104.741
75.305
61,337
804,684
38.048
593.8ai
i68!c67
58.104
46.129
551.712
62.055
«
310.985
414
263,094
— 35.851
51.005
191.855
749.274
1,861.045
693,674
59.888
274.684
60^,340
35,963
38.611
401.339
98.57a
143.126
338.430
17,113
Jan. 1,
X889.
$759,936
2.638.907
103,368
243.408
184,972
73,616
— 11.567
167,451
94,397
33,087
680.955
515.261
3.000,537
828.727
906,609
2i.a6i
^J'i95
148,857
343.601
53.063
119.789
23,670
35.469
139.564
150.11 1
137,350
147.477
439.986
113.361
108,113
76.646
57.672
133.880
861.618
42.385
678.10a
178.361
65.090
50,079
507.126
71.88X
39.288
73,653
324."4
540
^n
56.213
119,070
756.193
379.540
50.397
1.857.34s
679,260
34.120
345.785
596.063
53.07a
34.495
435.110
103.007
161, 831
340.070
30.071
Increase. Decrease
''•HI
452.502
••••••
$46,680
••••••
10.671
6,619
7.461
a.883
7.613
23.550
••••••
i8,x8o
0,011
98.937
■•••••
52,103
40.811
37.815
16.083
....•>
11,169
16.406
47.841
34.636
26.479
47.355
7.698
2.015
i^:^
55.797
25,927
'27,^63
9.243
3.37a
1.341
3.66s
90.671
56.934
S:SI
1.233
"t^
3.950
44.586
9.826
6,037
'6.587
13.129
126
41258
29.242
3.784
72.785
6.919
43.603
10.319
3.700
13.414
25.708
71,101
9.177
24.109
4,116
23.771
.%n.
1,640
12.959
'Uaited States braach. • Capital iacrtaaed during year. 3 Capital d'ecreaaedduiing year. —Impairment.
224
The Insurance Year Book.
FLUCTUATIONS IN SURPLUS— C«f/»i»«^</.
COBiPANIES.
Park. New York
Peabodv. Wheeling
Pennsylvania, Philadelphia ,
Peoples, Manchester ,
Peoples, Middletown
Peoples, New York ,
Peoples. Pittsburgh ,
Peter Cooper, New York
Petersburg Sav. and Ins. Co., Petersburg.....
Phenix, Brooklyn ,
Phoenix, Hartford ,
Phoenix, London *
Pittsburgh, PitUburgh
Planters Fire and Marine, Memphis
Portsmouth, Portsmouth '. ,
Potomac. Baltimore ,
Providence- Washington, Providence
Prudential, New York
Queen, Liverpool*
Reading, Reading
Reliance, Philaddphia
Rhode Island Underwriters Ass'n, Providence
Rochester German, Rochester
Rockford, Rockford
Royal, Liverpool*
Rutgers, New York
St, Paul Fire and Marine, St. Paul
Scottish Union and National, Edinburgh *.,
Security, Cincinnati
Security, New Haven ,
Shreveport, Shreveport $.
Southern California, Los Angeles
Springfield Fire and Marine, Springfield.
Spring Garden, Philadelphia ,
Standard, New York
Standard. Trenton ]
State, Dcs Moines
State, Nashville
Stuyvesant, New York.
Sun, San Francisco
Sun Fire Office, London* \
Sun Mutual, New Orleans ,
Svndicate. Minneapolis
Teutonia, Allegheny ,
Teutonia, New Orleans ,
Teutonia, Philadelphia
Teutonia Fire and Marine, Dayton ,
Traders, Chicago
Transatlantic, Hamburg*
Union, Bangor ,
Union, Bufilalo i . ,
Union, Louisville \.\\ ,
Union, Philadelphia
Union, Pittsburgh ,
Union, San Francisco ,
United Firemens, Philadelphia \
United Fire Reinsurance, Manchester *
United States, New York ,
Virginia Fire and Marine. Richmond
Virginia Stote, Richmond ,
Washington, Cincinnati
Westchester, New York
Western. Cincinnati
Western, Louisville
Western, Pitteburgh
Western, Toronto •
Western Home. Sioux City
Williamsburgh City, Brooklyn
Total
Awets,
Jmn. X,
Z889.
Z49.8a6
3.106,553
565.175
353,036
343.739
318,077
378.536
943.710
4.534.597
5,061,847
1.858,874
377.005
180,1x4
68.395
i68,(m
1.174.148
283.873
3,133.801
X.Q38.473
712,820
724.897
5.333.693
Ai9,i40
1.684.655
I.53S.9"
216.349
646,941
204,109
313.595
3.200.142
1.397.925
380.798
162,090
534.348
353.096
300,452
550,856
1.996,903
984,062
309.317
210.798
433.837
266,009
407!i56
x,345.575
518,353
^-^.
t&^A
1^:18
143.356
1. 319.063
1,018,461
1.058.396
666,178
604,643
280.324
343.068
l,407,4S«
184,671
184.734
445.939
1.061,345
341.043
1.365.541
Nrr Surplus Ovxr
CxprrAL AND All
Otmxr Liabiltiss.
Jan. T,
x888.
$XO,676-
17. 163
1,261,780
7.041
151.565
54.194
17.930
908.710
38.027
143.687
1.007.370
487.091
156.626
2,287
22.274
57.073
133.387
— 1.697
756.817
130.016
300,512
334.439
16^,195
212.265
154.434
315.984
955.232
21,870
"1.999
13.2U
473.986
370.690
140. 196
27.606
7.67s
".347
856.622
148,879
13.681
52.810
86.554
20.289
297.310
412.947
347.303
83.984
31.673
59.793
13,378
17.415
93.348
57.440
410.339
355.397
%^^
74,418
282,705
64,270
64.144
37.343
437,028
101,485
584.370
Jan. z,
Z889.
$138
26.4S2
1. 291 .076
31.256
c 101,228
39.193
4.560
312,336
53t907
193.938
1,172,415
533.075
160,535
53.930
112.699
13.186
845.438
135.543
302.790
912.415
209.060
71.150
2.205.003
156.915
456,483
1.142.775
19,281
1:^
16.398
617,992
355.309
130.236
»3.5|o
63^873
891,670
251.130
4.500
59.445
^•543
38,905
343.647
433.494
365.674
90.647
34.J
63.816
16.856
84.734
343.336
363,902
140.754
39.975
05.664
314.859
30.360
71.376
39.391
450,046
59.607
6x1.004
Incxeaie.
$9,319
99.996
34.315
3.696
15.880
50.341
165.045
45.984
3.909
0.190
14813
88,691
9,908
44'.86S
13.953
993.758
9,481
140.499
187.543
^'%
144.
8.254
12.491
2.203
1*6,876
35.048
11.908
7,916
16.337
9.547
18.371
6.663
3.296
4.478
8,079
34.233
17.M4
'8,fe5
1.579
33.154
7.232
3.049
23.018
26.734
* United States branch. % Comnenced business in i888. c $50,000 sarpins capitalised during year. ^I aipairment.
The Insurance Year Book.
22$
State Officials
Having Authority
Matters.
(Corrected to May i, itSg.)
IN Insurance
STATm.
Alabama.
Arkansas.
California. . .
Colorado. . . .
Connecticat.
Dakota
Delaware
District of Columbia..
Florida..
Georgia.
Iowa....
Kansas .
Kentncky..
Louisiana.
Maine
Maryland
Massachusetts .
Michigan . .
Minnesota.
Mississippi*
Missoori..
Montana .
Nebraska.
Nevada ,
New Hampshire.
New Jersey ,
New Mexico....
New York
North Carolina.
Ohio
Oregon
Pennsylvania.
Rhode Island. . .
South Carolina.
Tennessee
Texas....
Utah....
Vermont.
Virginia
Washington Ter.
WestV&ginia....
Wisconsin .
Wyoming.
Omcaas.
Cyrus D. Hogue . .
W. S. Dunlop
J.N. E. Wilson...
L. B. Schwanbeck.
O. R. Fyler
J. C. McManima. .
Isaac N. Fooks....
F.J. Pons.... ,
W. A. Wright.
C. W. Pavey..,
Bruce Carr
Jas. A. Lyons
Daniel W. WUder.
L. C. Norman.,
L. F. Mason ...
Simeon Toby...
J. O.Smith
Jesse K. Hines..
Geo. S. Merrill . .
H. S. Raymond..
C.P.Bailey
W.W.Stone...
C. P.Ellerbe...
James Sullivan..
T. H. Benton . .
J. F. Hallock
Henry H. Huse.. . . ,
Henry C. Kdsey. . . ,
Trinidad Aland...
Robert A. MaxweU.
W. L. Saunders...
S. E. Kemp
Geo. W. McBride..
J. M.Forster
A. R. Goodwin.
John S. Vemor..
M.F. House. ..
L. L. Foster. . .
W.C.Hall
C.W. Porter..
W. H. Dubois.
Morton Marye. .
W. H. Owings.
P.F.Duffy
Philip Cheek, Jr..
M.N.Grant....
ADoasas.
Montgomery....
Little Rock
San Frandsco. .
Denver.
Hartford
Bismarck
MUford
Washington ...
Tallahassee
Atlanta
Springfield
Indianapolis....
Des Moines
Topeka
Frankfort
Baton Rouge. . .
New Orleans. •.
Augusta
Annapolis
Boston
ng
St. Paul
Jackson
St. Louis.
Helena
Lincoln
Carson City. . . .
Concord.
Trenton
SanteFe
Albany
Raleigh
Columbus
Salem
Harrisburg
Providence
Columbia
Nashville
Austin
Salt Lake City..
Montpelier. ....
West Randolph.
Richmond
Olympia
Charleston
Madison
Cheyenne City..
TiTtA
Auditor of State.
Auditor of State.
Insurance Commisstooer.
Auditor of State.
Insurance Commissioner.
Territorial Auditor.
Insurance Commissioner.
Commissioners of District
Treasurer.
Insurance Commissioiier.
Auditor of State.
Auditor of State.
Auditor of SUte.
Superintendent of Ins.
Insurance Commissioner.
Secretary of Sute.
Asst. Secretary of State.
Insurance Commissioner.
Insurance Commissioner.
Insurance Commissioner.
Commissioner of Ins.
Insurance Commissioner.
Auditor of Public Acoounti.
Superintendent of Ins.
Territorial Auditor.
Auditor of Public Accounts.
State Comptroller.
Insurance Commissioner.
Secretary of State.
Territorial Auditor.
Superintendent of Ins.
Secretary of State.
Superintendent of Ins.
Secretary of State.
Insurance Commissioner.
Insurance Commissioner.
Comptroller Gen. of State.
Commissioner of Ins.
Insurance Commissioner.
Secretary of Territory.
Secretary of State.
Treasurer.
Auditor of Public Accounts.
Territorial Secretary.
Auditor of State.
Insurance Commissioner.
Territorial Auditor.
Canada.
Dominion of Canada..
Province of Ontario...
Wm. Fitsgerald.....
Dr. J. H. Hunter...
Ottawa. ..
Toronto .
Superintendent of Ins.
Inspector of Insurance.
226
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The Insurance Tear Book.
^77
State and Territorial Legislatures.
llie next seMioni of the leciiUtiirM^ of the fereral Sutai and Territories and limit of
eeseion is shown in the following table :
STATES AND TSRRITORISS.
Statbs.
Calilbinua
Colondo
Coonectknt
Delaware
Florida.
Georgia.
Illinois
Indiana.
Iowa.
Kansas
Kentucky
Louisiana
Maine
Maijland
Massachusetts
Michigan
Minnesota.
y\\ tlBI SSI PfW ••.••••*•«••••••••■■■••
Missonn --
Nebraska
Nevada
New Hampshire
New Jcrser
New York.
NofdiCarobna
Ohto
Oregon .....•......>•.......•....
Pennsylvania
Rhode Island
Soatfa CaxoUna
Tennessee
Texas
Vermont
Virginia.
West\%ginia
Wisconsfai
Terkitories
Arisona
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
LaatLAToaas.
Next Samoa Begias.
Nov., 1890
Jan., 189Z
Jan., 1891
Jan., 189X
Jan., 1890
Jan., 1891
Apr., 1891
Nov., 1891
Jan., 1891
Jan., 1891
Jan., 1890
Jan., 189Z
Dec., 1891
May, 1891
Jan., 1890
Jan., 1891
Jan., 1890
Jan., 1891
Jan., 189Z
Jan., S890
Jan., Z890
Jan., X89Z
Jan., Z89Z
June, 1891
Jan., Z890
Jan., Z890
Jan., 1891
Jan., Z891
Jan., 1891
Jan., Z891
May, Z890
Nov., Z890
Jan., Z89Z
Jan., Z89Z
Oct., Z890
Dec., Z89Z
Jan., Z89Z
Jan., Z89Z
Jan., 189Z
Jan., Z89X
Dec., Z890
Jan., Z89Z
Dec, Z890
Jan., Z890
Dec., 189Z
Jan., Z890
Biennial
Biennial
Biennial
Biennial
Anaoal
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Annual
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Annual
Annual
Biennial
Biennial
Biennial
Biennial
Annual
Annual
Biennial
Biennial
Biennial
Biennial.
Biennial
Biennial
Biennkd
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Biennial
Limit of
50 days
60 days
60 days
Qodays
None
None
60 days
40 days
None
60 days
None
50 days
60 days
60 days
None
00 days
None
None
60 days
None
Todays
40 days
00 days
None
None
None
^days
None
40 days
None
None
None
75 days
Qodays
None
90 days
45 days
None
60 days
60 days
60 days
60 days
60 days
60 days
60 days
60 days
In several States where biennial sessions are held, the legislatures hold adjourned sessions^
by which means the law is evaded and annual sessions held. The Rhode Island legislature
meets annually at Newport on the last Tuesday in May, and an adjourned session is required
to be held at Providence each year. It is also permitted in several States to prolong the ses-
sions beyond the term named by law.
"The life agent's plea," says The New York Commercial Bulletin, " has sometimes been
met by the honestly stated belief that to insure their lives would be to distrust in Providence.
But Providence rarely attempts to help those that make no effort to help themselves, and it is
a peculiar fact that this trust in Providence rarely extends to their property, for that is usually
well insured against loss. It looks very much, then, as if consistency was lacking in such
individuals."
i78
The Inawmnce Year Book,
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281
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Payments to Policyholders for Twenty-one Years.
By Twenty-five Companies Reporting to the New York Department, Compared
WITH Increase of A$sets (1868 to 1889).
Namb of Company.
Year.
Paid for
Death LosMS,
Matured
Paid for
Purchaaed
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Payments
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Surrendered
PoUciet.
Policyholders.
Policy^ldeis.
^TNA
1868
$855,035
953.063
$434,570
^^
$1,698,225
2,437,018
$10,415,300
I4!8l6l782
18.946.579
20,429,864
21,822.202
Hartfoid.
1869
621,733
1870
I.183.379
1,186.714
1.598.489
746.307
3.528.175
1B71
1,906.189
704.128
3.797.031
1872
1.346.969
1.367.502
1,053,021
3,766.492
1873
1874
1.572.936
i,3M.62i
s!o87',889
621,336
393.872
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1875
1.538,479
1.315.545
1,106.433
121:^7^
3.453.594
1876
I,630,42A
1.739.558
3.353.636
3.418.891
23.194.555
1877
1,118.438
716.980
560,891
522,9^
24.030.55
25,006.896
J878
1.710,559
2.950.517
1879
2.I55.7I3
366.153
513.068
3.034.933
2,699,018
2s.SP3.138
iSSo
1.907.923
284,009
507.086
1881
I.955.74S
333.199
500.535
2.679.479
1883
1.730,439
334.367
506.344
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28.018.oa9
1883
1.954.422
3,117,637
305.177
313.086
522,329
29.017.935
1884
530,0x5
2,960,728
39.682.936
JUi
3,372,375
2.072.538
299.808
352,566
547.289
552.920
3,110,472
2,978.024
3O.-W9S08
3i.463.9g
'SSZ
2,141,132
2,287.998
30i!568
575.094
3.025.659
32.550.688
1888
591.553
4.044.052
33.743.0x0
Berkshire
1868
61.500
tJ;§S7
46,621
60.369
150,078
1,085.879
Pittsfield, Mass.
1869
?'746
196,994
197.879
1.344.005
1870
89.258
37'.537
71,084
1.S10.376
I87I
117.248
49.521
50.872
60,012
217.641
171.087
1,780.320
1873
74.650
36.425
2.18X.639
1873
125.893
63.972
250,349
34i;o8|
397.398
8.§I0.768
2,835.487
1874
"9.S09
86,585
77.345
Jl^l
2l6l^
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93.^
3.074.571
3.235.521
1877
300,651
232.885
164.137
229.443
321.496
97.663
100,708
IQ3!634
401,928
3.271.252
1878
102.785
436.378
3.296,961
1880
I88I
631685
139.244
80,615
82,246
86,186
332.997
3,424.056
3.511.178
3.577.06X
1883
429.977
133.071
88,588
649.636
548.500
3:676! 140
1883
305.635
150.638
^!88^
1884
381,940
2J''^
565.955
3.749.9»7
337,096
99.845
3.796.168
1886
450,502
I3i!86i
1»
3.850,055
1887
434.789
158,492
160,439
698:163
3.902.87a
1888
331,010
102,504
593.943
4.123.343
Brooklyn
1868
1869
60.358
89,000
48.684
00,391
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173.980
247.871
1,024,850
New York.
1.357.799
I.W5I7
1870
107.800
148.753
28,375
284.928
1871
1873
136.371
134.697
61.610
364.991
294.694
1.686.549
x.907.694
1873
151.260
io8!407
160.811
68.135
327.802
2.068.753
1874
163.340
38.194
362,245
2.244.312
1875
152,907
113,337
48! 187
304.643
2.450.060
1876
173.819
18?;^
63i!78a
523.^
2.462.699
^iTl
410.139
39.897
2,173.709
1878
357.125
134.109
85.572
32.554
1.920.2x9
1879
303,6jo
312.185
22,453
25.158
410,665
1.731.514
1880
58,350
295.602
x.t*3o,i36
188 1
215.967
55.218
x«
295.944
174.418
1.515.438
1883
105.523
52,078
1.531.980
1883
134.865
65,688
14.870
215.423
1.552,046
1.562. 160
1884
137,211
39,207
14.925
15.198
i6'.o68
181.343
307.018
164.861
26.959
39.872
1.551-396
1886
98.782
Jii:S?J
x.604.065
1887
136,726
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1888
123.895
".704
171.267
1.636. 180
The Insurance Year Book,
JOS
PAYMENTS TO POLICYHOLDERS FOR TWENTY-ONE YEARS^QmHnuid.
Year.
Paid for
Death Lowes,
Matnml
Paid for
PnrchaMd
and
Paid for
DiTidends
Total
Pajmentt
AsMtaat
End of Year
(New York
Report).
and Aoauities.
Policies.
PoUeyholden.
x868
$35,350
$1,113
$744
$37,106
$446.8oj
1561357
Hartford.
'IS
Z870
35.700
53.506
71.834
X.3I
1?:^
35,473
70.456
^
1871
19.173
15.487
106,^94
93.6Z3
Ii8,8z3
133.348
746.98a
1873
1873
67^849
3Z,367
30.976
4:^
i.044i3fi
1874
Ti.ora
39.905
3Z,33i
30,364
13.311
i,i44,z8z
z,358.997
z.273.399
\^
90.7«'9
09.399
I3|.38Z
95.694
1.946
l86i939
1,333.317
134,637
ZX6.3Z3
66,733
33.735
5.35^
191.794
155.304
1,333.3"
1,349.908
86.965
15.093
5.835
107,893
z,3Z3,537
i88z
96.735
13.418
5.47X
115.634
1.343.04s
1883
'S3
109.159
Z38,330
i!S
9.475
8.415
X3Q,ZZ3
148,459
1.377.453
1884
94.340
6.909
"3,515
^
100,379
Z9!o3Z
6,930
ZS6,330
z.535.090
z.635,33j
107.379
17.363
7.355
131.997
'^
90.333
98.307
zz.zzo
7,340
117.573
z,693.7p
13.564
7.896
119.767
Z.830.995
CoMMXCTicuT Mutual...
1868
1333.933
1.631.095
411.393
856.304
3,6oz,4a9
33.668.377
Hartford.
Z869
S^;^
T.6zo,659
3.515.0x3
37,566,479
1870
1.753.369
3.4a9.4ax
5.045.858
30,915.957
1871
z, 793,366
678.8ZO
4.933. 113
7.630,34Z
Z873
3.3ZZ,99Z
3,9o6.3Z3
5.797.OZ4
1873
3.379.056
3.000.304
784,409
3,zo7.ozo
6,370.475
37.638.731
1874
790.073
3.037.873
6.438.150
40,378,979
^
3,733.353
94' .005
3.543.557
6,3o6.9Z4
ISI
3.60Z.346
956.48a
3.40Z.030
6,018.758
i
3.306,734
1.305.783
3.511,776
7!3i3!768
3.407.593
1.S59.Q37
1798.655
z.s84.34a
48.zz9.743
3;7i8!647
'9391894
7.136.986
6.413.695
47.3i4.7a9
47.9i3.8a9
z88z
Z.08Z.335
901.486
779.178
663!^Iz
6.084.334
48.761.453
z88a
Z883
3.177.507
3.813.978
i.a30.50Z
Z.Z86.696
5!78i!853
51.578,4"
53.568.515
Z884
3.543,333
1.153.609
!:«
53,436.713
\^
3.9S9.37S
Z.303.Z56
54.374.075
3,SZ3.oa3
3.660.730
583.847
1.189,13a
5,385.ooz
55,703,494
56,6a7,i3Z
'^
576,310
1,177.361
5.414.301
3.695.753
539.338
z, 160,368
5.385.348
57.447.441
Equitable
z868
Z869
766.Z83
1,185.134
1,406.570
83.983
i33,o6iS
834,944
1,333.002
935.258
z,684.zzo
3.54Z.Z9a
7,73Z,077
New York.
10,510.884
Z870
719.617
3.051.445
13.336.oa5
Z87Z
z'.isa'.dsi
M
1.065.550
3.459.343
3,646,390
15.791.440
Z879
1.085,754
19.160,538
1874
3.Z16.338
z,96a,343
J:^:i^
z,8^,6z3
limOTo
Z.8Z3.077
5.076.539
4,8z6.40a
38,585,041
30,873.374
%
3,377.378
z,3Z3,964
5.335.0X3
3.335.567
3.099.896
1.133.783
1.389.374
5.Z70.427
1879
Z.74S.106
z,6^.o65
z.4io.|99
1,389.617
5.334.376
33.058.000
3,570.300
3,650,900
1.093,930
Z.003.X86
t^^
35.015.676
37,ooo.9Z7
z88o
978.741
4.793.938
40,706,401
z88z
z88a
3,937.030
3.156,769
1.505.63Z
z,84a,o3Z
5.336.355
S.977.541
6.46Z.07Z
44.078.oax
1883
3.659.453
4.358.413
4.531.8Z4
999.809
z.8oz,8o9
^•3%'S
57.548.716
65.547.594
'SS*
z, 086,339
i.85o,Z45
7,Z94,787
zo, 063.510
Z887
866.705
1.740.170
mm
z,033.oio
1.555.S15
1.859.359
3,3Z9.7a4
«^
z888
7,734,463
1.773.333
3,376,663
zz,884,457
93.313.339
GbBM a NIA •••
z868
Z869
$:fS
SItsS
118,344
130,574
493.460
3.459,015
New York
4.496.898
Z870
Z87Z
40Z.036
387.35
IIO,3A4
147.569
331,633
131.687
mfM
z87a
453.776
105.309
333.40a
780,387
S.as6.9aS
3o6
The Insurance Year Book.
PAYMENTS TO POLICYHOLDERS FOR TWENTY-ONE YlE.KKS^CQniinued,
Namx op Company.
Year.
Paid for
Death Lones,
Matured
Eodowments
and Annuities.
Paid for
Purckased
and
Surrendered
Polidea.
Paid for
DiTidendt
PoUcy^lden.
Total
Payments
to
AflseUnt
EndofYcar
(New York
Report).
Grkmania— -Gm/
1873
1874
$583.99;
SSI.818
$163,040
379.084
$159,943
101,175
$906,975
933,077
$5,990,675
6.640.004
^Jl mtmk^UlkmmA^ m*^ **irrp^ •«•••• ••• •
1875
534.760
353.479
119.330
7.304,^
1877
^5,116
650.850
357.934
346.931
M
i,?|J;5£
7.9^0. X09
8.oai.944
1878
638,397
157.597
X.o82,73X
8.368.6x3
1879
ii
X55,46i
x.ca3.5i3
988, X93
X,OOQ,63I
1.108,773
8.55a.877
1880
1881
193.077
171.507
lil;^
9,003,151
9.456.243
1882
809.657
I36,3l8
iTsiM
9,895.670
1883
839.653
137.875
206,253
1.173.780
xo.403,356
1884
931.919
X26,063
303.694
i,36x,675
xo.^7.5i9
949,940
^',612
145.7x5
X44.348
204.871
x.300,53o
1887
""^'•^
x!302!x6x
laiaioiS
X3.<^/3.347
z888
973.395
350I837
1,353,9x0
X3.96x,ac»
Home
x868
1869
146,944
192,047
84.600
166.397
198,157
397.84X
469,730
^
Brooklyn.
a.^.033
3,07P,op5
1870
194.547
193.371
495.186
1871
144,047
83.800
X99.175
473.775
3,003,163
1873
247.636
^•^2^
&^
3.346.153
1873
a40.5a7
77,978
176,184
3.799.679
1874
338.307
110,140
I58!637
147,753
503,331
4.1x3905
'^
336,775
263.713
Xl6,Z3Z
"^•463
5ii.Sg
64f!405
4.475.117
4.730.123
Jl^
379.417
348,984
xao,OQ4
4.778.X64
331.757
X54.3I7
110,077
«
4.803,770
'!?>
346,617
109,336
53.760
X06.X30
4.839.057
1880
281,333
99,677
S07.140
4.9ai.i37
1881
1882
44.043
48,0x1
,^;^
446.657
435.796
5.037.333
S.xg5.685
'ff3
301,354
56,893
xidjp69
XII540
470.3x5
S.403.543
1884
340.150
7i,8aj
517.33X
5.457.5^
4.646.478
S.855.843
6.1x0,909
6,355.799
'^
338.135
369.811
405.795
"4,936
X16.097
513.038
603.^
^m
4ii40
115.130
118,335
6x3! x6o
John Hancock Mutual.
x868
94.903
136.400
X5.336
68.857
179.086
1.2x3,487
Boston.
1869
55.489
13X.736
333.6^
1.583,891
1870
130.710
53.167
XI1.359
107.448
'•915.593
1871
70,380
364,643
3.x63,7X5
187a
75.698
108,979
393.500
3.449.907
1873
349,787
306.347
73.795
xox,433
434.0x4
^IJI:^
1874
337,073
a8,oio
»
%
331.153
381,687
438
a.730w89i
35oi486
135.306
34.347
390,007
3.794.844
1877
77.751
51.034
379.37X
3.806,462
1878
375.901
76,709
57.611-
4XO,33X
a,7^8.668
2,663, X2I
X879
395.196
63,600
60.034
418.830
1880
367.667
d3!85x
56.844
383.637
3.571,098
z88i
346.464
53.133
3^.438
a.511.605
1883
377.345
37.753
43.953
34B.949
3.513.58X
1883
W^
34.008
37.484
37,558
43.007
44.659
3891346
^§6:75
1885
1886
306.094
45.594
^^:^
373.331
34.181
51,733
449.134
JIM
s«
33.735
33.13X
^^
^m
3.070.227
3.3x6,802
Manhattan
z868
1869
481,835
447.^
X39.409
174.135
3ix,769
345.356
»
5.338,341
6.094^539
New York.
1870
1871
1872
5»
S73.0I3
679.187
210,499
163.336
X43.835
364.141
x,o84.567
x.080.988
6.924.1x6
7.S48.874
8,370.870
1873
161,443
145.438
333,639
1.173.359
x.056.4as
8.857^
9.50X.403
1874
594.334
3x6,753
11^
790.451
189.578
310.355
x.390,384
10,045,6x3
774413
333.639
391.063
X,398.XXj
x.3o8,X50
1877
679,018
338.699
390.439
9.855.645
The Inawranoe Year Book.
so?
PAYMENTS TO POLICYHOLDERS FOR TWENTY-ONE
^EKKS—ConHnuid,
Namb op Compamy.
Year.
Paid for
Death LoMes,
Matured
Paid for
Puichaied
and
Paid for
Divideoda
to
Total
Paymenta
to
AiMtsat
£ndofYear
(New York
Report).
Endofwncots
and Annuities
PoUciaa.
Policyhokien.
Manhattan— Cwi/.
X878
$700,934
?3S9,034
$373,364
$X. 332,333
$Xo.oxx,793
1879
8x7.681
350,557
x.353.6oa
xo,049.X57
xo.x5x.389
1880
876,863
i8l;^
303.347
1.360.966
x88i
x883
S^IH
153.589
183,909
190! X33
1.093.705
X, 033, 873
10.348.339
xo,663,477
1883
833013
i,x57,oox
xo,87X.x84
X884
660,385
790,828
800. X37
334.53X
x,o77.7X5
11,046,053
i88i
Jg:fiS
»3X.350
33X,888
i.X77,739
X.187.567
X,X55.887
ix,3xo,o58
x'iS
873.785
98o,73X
X84.538
307.537
^;x§8
X, 883.5x4
x,4d6.446
xx.433.196
xx.543.049
Massachusetts Mutual
x868
139,900
370,800
8a.348
39.637
351,885
3.446,35s
3.879,057
Springfield, Mass.
1869
»
315,759
594.951
X870
397,300
x8i,X49
637.3x3
3.4x9.304
4.075,8x8
1871
337.643
X79.69O
x53,ox7
559.389
1873
1873
387I510
x^,446
173I066
X86.SXO
X98,8xx
^.570
^iS
1874
IK
^^'lll
o!o6xio63
5l?i
X39,5xx
339.888
776,369
376.804
336.351
345,639
848.6^4
6,408.783
6,3x1,908
X877
449.8x3
338.^
230.890
1879
434.033
553.934
X74.616
X35.685
x6i!859
6,396,778
6,6i5.X4o
1880
x88x
533.886
97.6x6
83.645
X73.4a9
X9o,974
S?;5^
6.99X,753
7,X34.i34
7,3x0,8x6
1883
6X.IX9
S''258
304,655
X99.356
1883
533.533
7.577.399
'?^
503,934
87.801
307.34X
2:^:SI
1885
638!90a
xoo,7a4
3ax,929
1886
XX5.367
304,6ox
958.870
8,554,065
X887
670,137
X47.30S
X97.893
x.015.^
x,o6x,^
9,0x3,380
x?88
655.477
196,748
309.564
9.565,533
Metropolitan
x868
S.ooo
xxo
5. xxo
400,047
New York.
1869
3I,X30
33,37X
'5.93^
X36!428
594.505
833,9x4
X870
56,770
87,500
39.334
47.380
40.434
1871
g;^
X77.365
x,iO2,707
1873
165,000
78.430
304.070
x.'848;o89
1873
1874
X97.565
238,070
^.556
335.77X
3o6;827
71.3x7
83.659
p;S56
%
250,269
X59.XX8
95.5x4
87.574
»
X.9S4.376
3,XA5,xo3
3,087,583
1877
315553
365.93X
x6,xi7
597,59X
X878
367,984
306.360
x,7i8
476.06a
3.084.983
1879
317.599
170.175
xoi,496
2,060
389.834
3,033.483
x88o
385.369
493
387.357
x.947,833
x88i
379.XO4
84,X26
3.X63
X.075.3S9
X.33X.238
x,973.047
X883
t§:^
»
63,449
X43.45S
93.398
l^&
X884
976.909
1.287.765
'^X^
3.304,003
!il
53.934
i'.w!56i
3.784,954
1,583,842
M
30.656
3.705.97X
X887
3.XX3.393
43.353
3,X94,oo7
6,3871781
1888
3.553.364
37.773
33,933
3,633,059
Mutual
1868
X869
1,383.890
3,100.477
423,833
751.7x0
3.698!83o
4.903.849
6.55X.017
3x, 0x7,330
New York.
37.579.x68
1870
X87X
'itJIu^
X, 356. 1X3
X.347,850
3.548,595
3.365.495
6,X24.o8o
7.4S8.80X
44.465.93x
Sx,399.877
1873
3,740.357
X.55S.009
x.67g.i68
4!7i8;487
8.397.676
9.554.47X
58,4x0.879
65,346.40X
X873
3,401.300
x3.474.044
1874
3,499.033
4,4x6.743
4,490.189
3.993.41X
3.539.664
3.7ox,7oo
xi.^.709
X2,674,894
x4.5p5.S55
73.X9X,388
03,070,707
8a.749.8o8
86,833,341
X877
4.744.380
|;S^
3.568, X63
x3.949.xox
X878
o|oi9!o8x
3.555,463
X4,4D0,033
1879
3'898!777
3.437.479
X4.oi5,S56
X3,i6o,694
88.3xs,7oz
1880
5.963,x8g
3.399.734
3,947.390
9X.529,654
x88x
3.303.348
3.053.555
X3,640,XX3
94.506,499
1883
6;oS5;959
3.x69.3ai
X3,848,835
97.746.364
3o8
The Insurance Year Book.
PAYMENTS TO POLICYHOLDERS FOR TWENTY-ONE YEARS— Ciiff/i'i.«ft/.
Nam* of Company.
Year.
Paid for
Death Looes,
Matured
Paid for
Purchased
and
Paid for
Dividends
Total
PaymeotB
Assets at
End of Year
and Aanuitiet.
Surrtndered
PoUciea.
Policyh!>lden.
PoUcyholdeis.
(New York
Report).
Mutual — Cont
1883
$7,989,718
7,744,202
$2,831,151
3,037,696
$3,138,492
3.141.164
3.183.033
$13,959,361
13.923.063
$Xoo.9X3,245
103.583.301
108.431.779
'!!l
8,019,313
7,214,681
3.199 714
X4,402.o5o
1886
3,215,180
«:»
I3.x30.x04
X4, 128,434
113.679.96"
xx8,274,967
^^l
8.387.505
3.086.733
z888
9.476.458
3.099.252
2,151,840
14.727.SS0
125.494.719
Mutual Benefit
z868
1.073.335
356.684
1.906.313
1.S07.696
3.335.333
x6,547.i07
Newark, N. J.
1869
I.M3.393
1.417.788
314.631
i:^:S
i9.42a.aof
1870
341.634
X80.355
1,610,306
32.140.058
1871
1.580,758
;;^:^
3,900.003
24.151.75^
1873
1,954.2"
1.980.736
286,035
26.554.034
1873
484.043
600,739
1.798.767
x,589,40i
2.862,513
4.2^.546
4.166,548
38.631,625
1874
1,976,408
30,636,677
31.300,678
^i
2,094.958
1.104,746
5,536,990
3.111,393
1.585.794
4.673.883
4.956,191
4.53.957
4.787.387
33.336.417
^!77
3.038.762
1.540.37s
1.487.59s
34.299.045
1878
2,414,262
2.631,593
2.737.714
1.054.334
34.853.6*5
^^
«
X. 4x7.373
1.404.589
UK
z88z
2,716,232
484.879
1.394.260
4.S95.380
35.718.81a
Z883
2,630,494
568,440
z.307,338
4.406.373
36.300.971
ill?
2,417,722
2,383,210
2.653.404
678!3i8
98X.S4
I,o6x.5o7
1.X30.380
3.963.768
4.xx8,965
P:»
'^
X^Z
39.6a5.9«
2.937.454
2.910. x8o
571.197
x,x8o,X98
40.816,516
1887
592.199
1.223,797
4.736,X76
43.x10.668
1888
3.038,949
628,954
1,385,897
4.953.800
43.514.460
National
1868
35.861
M
31,080
il:S5
780.115
Montpelier, Vt.
1869
62,716
31.036
914,823
1870
M
41.058
122,2x2
x,oix,97>
X871
67)449
95.365
44.950
93.660
x.X94,645
1872
1873
xx,383
18.905
M
»
122,164
XJ8.938
184,647
X.372.177
1.535.59
1874
110,532
25.725
X.729.261
'5ZI
^ISlJtS
24.903
X8X.330
I.a45.79>
1876
43.977
64.191
49.215
179.232
3.074.807
1877
137,331
52.422
243.844
3.100.855
1878
94.372
53.066
49.706
197.144
2,191.613
1880
X04.566
1x3,670
34.065
281796
54.723
52,I3X
60,969
J»
i'^§
i88z
110,145
199.910
3,911.870
Z882
1883
«
30,662
37.271
65.117
59.173
236.628
282,027
1884
180. Z03
56.676
63.859
305.8x2
3,181,162
188S
169.368
299.115
3!897'7»
1886
187.057
77.500
7X.812
336.369
1887
225. X2I
113.936
xo6,i84
445.241
619.497
4.405,315
1888
323.919
X40.391
155.187
S.167.543
New England Mutual.
z868
499,000
331,989
772,38a
720,528
1.503.273
1.596.695
8.'6ao.a97
Boston.
1869
665.669
708,000
233.644
1870
^:l^
470.791
9.6BS,48«
1871
a
480,070
2,xos.707
10,401.791
1872
452.142
463.383
1.737.423
11.498.416
1873
1874
759.441
938.334
1,0X8.769
471449
571. "6
353.885
42.615
460.383
610,810
ii^!833
x,983.464
I3.S93.«^
x3.438.713
X4.3».^
1876
1,086.689
602,730
470.043
2.159.441
2.X28,474
14.489.647
1877
1,073,866
346.789
163,721
517.470
x4.835.5a9
1878
1879
J:^:l^
"^Z
1.904.334
2.034,633
X4.9a9.381
x5.11a.343
1880
x,249,736
515.22X
1,900.805
X5,9«.93«
1881
1.247.725
1.338.783
541.776
x.953,223
16,151.744
16,374.085
1882
j»
516,904
x,990,x88
Z883
1.379.823
x,292,558
1.316.597
1.403.857
533.587
2,956,563
16.841.S2
X7.oa6,9;»
1884
252.428
535.526
2.176.90X
'HI
231.129
481.333
3,092.385
i8!6a7lo8i
z886
1887
228,737
315.458
450.279
423.792
1.971.574
2.055.847
a.303.8aS
1888
304.992
594.979
19,656.679
The Insurance Year Book.
309
PAYMENTS TO POLICYHOLDERS FOR TWENTY-ONE YEARS— G?jiA«tt/^.
Name or Company.
New York.
NewYoik.
NOITHWBSTBRN MUTUAL.
Milwaukee.
Pknn Mutual
PhUaddphia.
PwEMix Mutual..,-... .
Haitfafd.
Year.
1868
Z869
1870
1871
187a
1873
1874
1875
1876
1877
1878
1879
1880
1881
i88a
1883
1884
1885
1886
1887
1888
1868
1869
1870
1871
187a
X873
1874
1875
Z876
1877
Z878
1879
1880
i88x
1883
1883
1884
1885
z886
Z887
z888
z868
X869
Z870
X87X
x87a
X873
Z874
x88x
x88a
1883
Z884
X885
z886
1887
z888
z868
X869
Z870
1871
187a
Paid for
Death
Matured
EndofwmeDts
and Annuities,
I743.634
761, X87
z.28a,967
z,330,6ii
1,426,701
x,484,078
1,532.8x6
z.649.440
z,736,x87
i.94S.9»»
2,5x8,919
2.779.870
3,569,029
2,086.488
3,89X,6o5
3.4x6.536
3.983.003
4.640.145
4.237.873
5.339,384
6.483.313
326.413
433>443
477.085
583,p7
703, zo8
654.163
703,387
964.806
x,i83,58z
z. 566,034
z.560^
i,35o,4z8
1.391.496
Z.365,Z76
'•^3.347
z.474.668
z, 530. 856
x,344,z8a
z,73Z,zo9
z,58x,84X
i4X,6oo
X2X,700
83z,aoo
z68,ooo
282,850
378,oZit
273.318
317.984
377.040
379.408
490,416
448,692
511.851
580,848
531.687
670,093
539.189
746,34s
699,563
898,56z
166.95Z
335.594
500.466
687.Z64
878.499
Paid for
Purchased
and
Surrendered
Policies.
$X33,aoz
241.807
53Z,6o4
1.Z05.855
z,48i.789
z. 508,669
1.539 975
z,ixx,742
X. 107,372
980,9x2
732,999
5x6,281
377.363
375.063
88x,8x8
869,840
96x,87X
x,35o,46o
x,3X5,xi8
1,881.704
2,x8o,269
88.631
154,966
297,077
477.958
434.343
539.515
550.678
547.716
631.739
839,360
603, X97
310,778
Z4Z,83o
zzo,9o8
191.279
^%
322,365
248,913
z69,o89
36x,095
29.572
30,936
80,428
41.563
53-i?8
87,867
157.459
195.578
203,378
335.363
i8a,oao
X38,926
84.309
94.726
"7,494
I35»I39
208.95g(
X73.547
2x6,460
203,003
20. 903
65.917
27.834
273.4"
306,084
Paid for
Dividends
to
Policy holden.
$Z,335.8^
1.535.399
z.058.939
849,679
78z,6o3
z. 486^630
1.369.955
z,409,309
z,440.936
1.555.675
1.525.340
1.553.499
1.730,369
3.436,887
3,4x3.0x4
i,790.o8z
x,6qx,369
2.074.239
2,324.223
2,309.488
214.750
497.072
449.372
560. x8x
694,0x6
754.487
825.459
879.726
919.563
-^%
768.6ZX
686.895
675.830
727.135
778.593
820,904
i,457,6xx
956,761
98050
xo8,66o
151,460
383.330
467.485
370.721
274.389
285.922
329.742
230,953
331, 3BZ
234.019
256.300
277.377
287.29s
3io,X44
363.193
386.703
406,015
437.947
519.533
Total
Payments
to
Polioirholders.
$3,103,700
2.538,393
3,863,500
3.386, X45
3.690.003
3,838.384
4.559.421
4.307.770
4.807.593
4,83X,A9i
4.499.891
5.09X,890
6,3x0,3x0
6.699.390
7,637,^0
9.535.2ZZ
10,973.070
639,784
909.639
790.834
1.582,384
X«466,iQ2
x,8ox,8o4
1,898,857
2.004,490
2,4x3,094
3,89X,667
3.088.793
2.663,746
3.X80.5XO
3,37X,OZ5
2,143.350
3,220.830
2.485.969
2.637.794
2,413.999
3.347,809
a.799.697
269,233
36z,s96
444.251
531.758
791.898
801.933
^.574
76Z.365
902.360
813.639
947.059
865 53Z
897,077
942.534
913.708
1.097.730
X.P37.521
1.345.552
1,379, Z25
1,030,096
586.Z84
i,o37,o5Z
z. 628,479
3,Z80,026
AsseUat
End of Year
(New York
Report).
$zz,ooo,823
13.424.925
i5.861.23x
18,595.8x7
21,533.062
24.342.452
27.179.395
30.505. X32
33.163.715
34.787.6X0
43.03X.x^
47.044.269
50.550,982
55.202,3x4
18.941.739
66,5x5.406
74.921927
82,506353
93,685.068
4.755.419
0.757.532
8,99X.766
10.535.472
i2.349,8xx
14.005,702
15.490,308
17.044,051
17.995.863
18.093.299
17.910,037
17.952,747
18.295,331
18,803,398
19,752.396
2x,o85,384
22,497.773
2A.238.046
26,648.074
28,836.356
32,650,860
2,541,680
3.067,283
l:p:J6l
3.835.067
4.ioi,Z33
4.63X,573
'mA
6,343,330
7,000,300
7.431.249
7.839,378
8,449,908
8,957.141
9,605.390
^0.338,554
zx,422.6x6
12.519.093
13.721,469
3,580,060
J'??2'314
0,006,562
7,323.367
7.980,895
3IO
The Insurance Year Book.
PAYMENTS TO POLICYHOLDERS FOR TWENTY-ONE YEARS— C«i*ii«/i.
Namb of Company.
Year.
Paid for
Death Losses.
Matured
Paid «or
Ptm:hased
and
Paid for
Dividends
to
Total
Paymentt
to
Assets at
End of Year
(New Ycrt
1873
Endowmeots
and Annuities.
Policies.
Policyholden.
Policyholden
Report).
Phcenix Mutual— C(«/..
$932535
872.813
$15,026
$z.070,456
$2,018,017
$8,901,586
1874
31.986
999.970
1,834.769
9,942.049
187s
886.X93
406.609
641.723
5ZI.208
1.934.525
10,133731
10.768.417
1876
765.193
482.930
1.759.331
1877
753.849
515.143
335.981
1.604.973
10,943.277
1878
65s.22i
635545
242.842
1,714.580
10.7^.338
1879
513.712
202,774
1,401.714
10.647.17S
z88o
743.313
401.526
179. 171
1.324.010
10,611 139
1881
750.039
317.534
w
1.231,592
1.169.550
10,588.560
1883
769.721
243.7"
10.616,769
1883
733.448
941,000
148,261
1,122.709
XO.615.756
1884
827.734
Z77.698
138,822
1.144.254
10.537.870
885.213
Z71,I42
Z26!476
1,187.529
10,430-51^
10,488.600
x886
765.050
132.242
1.023,774
Jl^
779.602
IZ5,426
Z2o,36i
1,015.389
10,489.688
739.185
101,781
116.927
957.893
10.573.597
Provident Life ft Teust
1868
23.366
6.335
29.701
528.284
Philadelphia.
1869
49.158
Z4,043
9.318
22,170
106.460
734.^
1870
45.573
51.569
1.141.49/
1871
79.788
14304
27.631
51.400
145.492
1.508 Sij
1872
ZZ8.498
60.330
206.459
1.777.521
1873
82.764
21,540
72.246
176.550
9,i27.ca
1874
Z28.2X3
38,841
81.696
209,925
2.586,08:
1875
130.452
38.427
101,046
3'°93ii
1876
Z27,50i
^^
115.708
293.369
3.569.63<
1877
z82,540
126, z6i
374.361
436.526
490.600
3.952.54
18^
319,266
82,4*8
134.8Z2
4.325.60
1879
284,446
60,942
145.212
4.773.21
1880
274.98Z
39.247
157.954
472,182
5.373.42J
1881
349.153
35,128
38.254
153.231
537.511
587,864
6.053.95
1882
405.100
144.510
7,233.89
1884
393.940
549.07s
35.353
§2.309
105.708
189.896
gf:SS
8.292,04
9,149.21
1885
422.589
550.879
60.724
220,155
703,468
10,500.24
1886
54.475
80,190
^:SS
852.894
11.904.57
1887
S47.0Z8
825. Z74
904.068
13.46670
1888
79.166
.309.664
1,214.004
i5.094.8a
State Mutual
1868
80,928
63,800
8.303
3.677
13.834
^»
909.63
Worcester, Mass.
1869
20,841
58.360
48.408
55.6?i
1.034."
1870
1871
69I248
Z3,i6o
'^m
I.I4I.5I
1.269.;^
1873
§9.500
80,100
124.059
^•S°'^
1873
18.337
S:^
160.903
1.624,38
1874
77.650
23,926
175.255
I.845.35
J?^
"8.357
2S."3
10.103
18.29s
^M
^^
1,926,55
2.081.39
1877
5,962
78,092
178.655
2.237.49
1878
135.565
13.474
227.131
2,338.&4
1879
zz4,oo5
If
79.430
87.794
208,350
2.533.35
1880
"7.87s
212,531
2.777.77
1881
z66,zoo
lf:f?i
268.469
2.971.51
1882
Z7o,98o
9^335
261.533
3.099.2J
1883
1884
190.509
a32,ooz
^:SS
87.353
102,187
Pi§S
3.301.78
z88i
981.776
328,920
40.332
46.272
73.983
121,361
125,917
141.624
161,400
443.469
494.624
^
333.079
384.07s
6191458
r.^:^
Union Mutual
Portland, Me.
Z868
Z869
207,769
90X.X90
364,860
"0,973
68.785
392.509
641.414
704.672
3.730.83
4.4".3«
Z870
968.900
149,940
394.57*
^'^f-S
Z87Z
3x8.950
347.800
297.4^
350.284
m
187a
251,518
295.744
895.062
1873
494,700
3io,7z8
"*1'®S
QS9.47I
lUit
Z874
466.631
434.164
567.525
698,Z25
218,488
1.119,283
'•'^•^
187s
596.132
227,333
1.390.990
1:^;^
Z876
563.747
291.225
1.553.097
The Insurance Year Book.
31^
PAYMENTS TO POLICYHOLDERS FOR TWENTY-ONE YEARS— a«/i»«^flr.
Nabu of Company.
Ukion Mutual— C«f/. .
Ukitkd States
New York.
Washington .
New York.
Year.
Paid for
Death Losses,
Matured
Endowments
and Annuities.
1877
1878
1879
1880
l88x
1882
1883
1884
1885
1886
1887
1888
1868
Z869
1870
1871
Z872
1873
1874
1875
1876
1877
1878
^^
1880
1881
Z882
X883
1884
1885
z886
Z887
1888
1868
1869
1870
1871
Z873
1873
Z874
Z87S
Z876
Z877
Z878
1879
z88o
z88z
z883
Z883
Z884
Z885
z886
Z887
x888
$824,863
z,277.z83
7^.135
83S.670
933,248
S89.471
6x7,649
520,652
7P3.560
^,667
591.835
337.057
253.268
222,562
Z99.633
246,856
248,069
354.916
375.698
272,731
334.0Z4
343.251
287,236
347.66Z
480.935
333.6Z5
3Z2,oo9
477.08A
388,526
4^.585
. 478,016
486,297
io9,47Z
z68,422
343.321
393.814
367,369
336, Z87
322,261
351.677
333.413
395.395
374.476
502,863
496,434
427.323
597.7"
469.970
001,314
587.265
^^
798,079
Paid for
Purchased
and
Surrendered
Policies.
$815,725
709.766
415,022
193.949
Z61.45X
123.639
ZX7,002
84,x88
55.857
79.215
57.517
47,461
77!88x
70.364
275.191
400,361
233.056
338.427
276.731
339.454
304.206
286,8x4
357.551
139,748
109, X05
78,946
"7.319
xoo,8io
xxx,98o
73.783
8X.831
16,977
38.609
33.215
?3,23X
1.455
8X,2I2
97.795
92,26X
92.430
297,178
313.986
374.576
234,622
239.664
241.790
374.169
313.458
260.102
286,527
252.767
355.747
Paid for
Diridends
to
Policyholders.
Total
Payments
to
Policyholders.
$182,006
64,038
60,259
58,154
54.450
50,856
41.531
94.553
312.347
214,949
299.329
148,731
X02,532
XOO,4I2
x87,703
39.960
39.902
30,037
44.5<^
47. "8
46.597
58,254
[a\
\a\
{a}
10.699
350,750
154.093
zo5,82X
xo9,o96
136.574
142,654
x65,i4X
174.743
X7o,246
169,144
197.007
300,409
208,217
32A.763
228.915
234.869
146,075
' 149.107
157.171
165,758
$1,822,593
2,022,934
x,2i4,039
1,067,157
1.153.359
785.555
810,329
668.878
8x9,676
681,666
743.634
690,152
394.391
331.149
387.479
787.171
862,166
780,454
743.074
654.961
702,597
815.933
670.025
584.689
507.746
634.543
459.679
475.925
636, X49
500,506
526.368
524.730
537.414
133.765
137,147
457,781
429,628
431.866
437.930
543.973
562,710
609,079
862.8x5
857.606
974.506
t 31.465
75.104
x,o64,264
973.054
z,Z49.64Z
993.443
z,zix.383
X, 088,600
z,2Z9,584
Assets at
End of Year
(New York
Report).
$7,836,890
6l86o!85^
6,620,833
6,247,225
6,260.443
6,229.684
6,3xx,402
6,109.619
6,X24,7i7
6,014.523
5.914,843
2,9x5,649
3.354.535
3,686,323
3.683,203
3.90o,46z
4.X79.902
4,38x.366
4.617.983
4.803,333
4.799.789
4.838.356
4.940,8xx
5.107.950
4.994.670
5.087,513
5,226,429
5.154.412
5.425,264
5.633.138
5.68X.494
5.914.843
1,017,643
1.503.152
2,xo9,7i8
2,477,348
2,869,837
3,AIX,203
3.886,453
4.379.425
4,8x2,7x0
5.353.251
5,487.809
5.591.889
S.8x5,28x
6,X9I,b87
6,534.465
6,978,607
7.373.650
7.771.775
8,269,614
8.807,479
8,4ox,336
a Changed to quinquennial method of distribution.
When a man dies unassured, and leaves no property, what questions perplex the widow
and children? Simply these: How shall we get food? How shall we get clothing? How
shall we get shelter? When a man dies, leaving to his family the proceeds of an ample life
assnranoe policy, the widow and children do not ask themselves such questions. In the first
iastasce, they are destitute of means to purchase these necessities ; in the second instance,
life assiisaaoe has promptly furnished the means to purchase whatever they need.
3^2
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3^5
Universal Calendar.
A&RANGBD TO ShOW ANY DaY OF ANY YkAR OF THE PUKSBNT CkNTTRY.
Ybass.
Jan
3«-
Feb
a8.
3«.
Apr
30.
My
31.
Jun
30.
J*»y
3«.
Aug
3».
Sep
30.
Oct
3».
Nov
30.
Dec
3*.
1801 2807 i8z8 1809 183s 1846
1809 1813 18x9 1830 1841 XA47
1803 1814 S895 1831 184a ....
1805 z8zx i8aa x^ 1819
/806 X817 x8a| Z834 X845
1809 181S x8ao Z837 1843
iSzo 3821 x8a7 1838 1849
4
\
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3
7
1
7
I
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3
4
7
I
1
\
3
4
7
i
7
3
4
1
a
z
a
1
7
4
S
7
6
a
3
4
7
1
2
4
2
a
3
7
z
7
1
3
1
3
4
a
3
4
7
z
1
1854 Z865 187Z i88a Z893 Z890
z85s z866 X877 1883 X894 1900
J*n.
Feb.
Mar.
April
May
June
July
Aug.
Sept.
Oct.
Nov.
Dec.
LbapYsaiu
3»-
39.
31.
•y^
3«.
30.
3«.
3«.
30.
3».
30.
3z.
S3 :: SH ::
3
4
.. z86e .. z888
X
8
:: ^ :: ;Jg
xBia .. Z840 ..
6
7
;li2 :: Jia ::
4
5
-. z87a —
a
3
.. 1876 ..
x8a4 - ..
7
z
4
.. xSsa .. z88o
1838 -. ..
S
6
4
2
.. X856 .. X884
2.
4.
5.
6.
7.
Monday..... x
Tuesday 9
Wediieaday.. 3
Thanday... 4
Saturday. — 6
SCWOAT...... 7
Moxiday 8
Tocsday 9
Wedixcsday..zo
Tlmxvlay...zi
Fzidar^ '^
SaCaraay • . . . 13
SuifXkAV Z4
Monday 15
Tuesday z6
WediMday.17
Thtcrsday ...z8
Friday ......19
Satiunaay....ao
SriCDAY az
Monday aa
Tuesday 33
Wedac9day..24
Thaxaday ...as
Friday a6
Saturday 97
SvwvAY 38
Moaday a9
Tuesday 30
Wedaeaday..3z
Tueaday. .. x
Wednesday, a
Thunday.. 3
Friday 4
Saturday... 3
Sunday .... 0
Monday.... 7
Tuesday ... 8
Wednesday. 9
Thursday., zo
FrUlay ....zx
Saturday... xa
St7NDAY....I3
Monday. ...X4
Tuesday ...Z5
Wednesday.i6
Tbmsday..x7
Friday t8
Satuiday...x9
Sui«DAY....ao
Monday.... ai
Tuesday ...aa
Wednesday 33
Thursday ..a4
Friday —.as
Saturday. ..ao
SONDAV ...a7
Monday.... a8
Tuesday ...a9
Wednesday 30
Thursday ..3Z
Wednesday z
Thursday., a
Friday 3
Saturday... 4
Sunday 5
Monday.... 6
Tuesday... 7
Wednesday 8
Thursday.. 9
Friday xo
Saturday... iz
SUHDAY ia
Monday.... 13
Tueaday... .Z4
Wednesday, x^
Thursday ..z6
Friday xt
Saturday...x8
Sunday.... zg
Monday.. ..20
Tuesday ...ax
Wednesday aa
Thursday ..93
Friday 94
Saturday... as
Sunday ...a6
Monday a7
Tuesday ...s8
Wednesday.a9
Thursday .30
Friday 3X
Thursday., x
Friday a
Saturaay... 3
Sunday ... 4
Monday ... 5
Tuesday... 6
Wednesday 7
Thursday.. 8
Friday 9
Saturday... xo
Sunday ix
Monday za
Tueaday ...13
Wednesiday 14
Thursday .,15
Friday 16
Saturday... X 7
Sunday... z8
Monday ...19
Tuesday... ao
Wednesday ai
Thursday., .aa
Friday 33
Saturaay... 24
Sunday ...as
Monday a6
Tuesday . . .a7
Wedneaday.aS
Thursday ..29
Friday 30
Saturday... 3x
Friday x
Saturday... a
Sunday 3
Monday.... 4
Tuesday... s
Wednesday. 6
Thursday.. 7
Friday 8
Saturday... 9
Sunday .xo
Monday.... IX
Tuesday ...za
Wednesday. X3
Thursday ..X4
Friday .....x<
Saturday... x6
Sunday xt
Monday... .zl
Tuesday.. .19
Wednesday so
Thursday.. ax
Friday aa
Saturday ..a3
Sunday 94
Monday... .ss
Tuesday ..ao
Wednesday a7
Thursday . a8
Friday 99
Saturaay ..30
Sunday 3Z
Saturday... x
Sunday ... a
Monday.... 3
Tuesday ... 4
Wednesday. 5
Thursday.. 6
Friday .... 7
Saturday... 8
Sunday 9
Monday.... zo
Tuesday ...iz
Wednesday xa
Thursday .13
Friday X4«
Saturaay ..zs
Sunday ...x6
Monday.. ..Z7
Tuesday ...x8
Wednesday 19
Thunday . so
Friday ax
Saturday... aa
Sunday a3
Mondjgr ...a4
Tueaday ...as
Wednesday a6
Thursday ..a7
Friday ....a8
Saturaay ..S9
Sunday .. .30
Monday ...3X
Sunday .. x
Monday... 9
Tuesday.. 3
Wednesday 4
Thuxsday. 5
Friday. 6
Sat»iday.. 7
Sunday... 8
Monday... 9
Tuesday ..xo
Wed'esdayix
Thunday la
Friday ....X3
Saturday.. X4
Sunday ..15
Monday... xo
Tuesday... X7
Wed'esdayxS
Thursday .19
Friday.... so
Saturday.. ax
Sunday . . aa
Monday... S3
Tuesday ..04
Wed'esdaya«
Thursday, ao
Friday ..-.37
Saturday. .a8
Sunday... 99
Monday.. 30
Tuesday.. 31
EXPLAKATION.— To ascertain any day, in any
^VMX of tha present century, fizst look in the Table of
Vears fisr the year you wish for, and opposite the
fines carried tluon^ under the Months are the figures
vhieli ie<er to the corresponding figures at the head of
Aie Cohzoixtt of Days, for the whole month.
EXAMPLE.— To asceruin upon what day of the week
the Z4th of February will fiiU in the year X879. In the
Table of ybaxs you will find the year 1879,* and undesr
February the figure 6,* which directs you to the cohiom
6, in which you wiU perceiYe February Z4th to be on a
Friday.
3i6
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The Insurance Year Book.
Underwriters' Organizations.
Fire Associations.
The following is a list of insurance organizations in the United States, together with the
names of officers and members of principal committees. It has been corrected to June i,
1889, especially for the The Yka& Book :
National Board of Fire Underwriters.
Presideat, D. A. Heald; Tioe-president, D. W.
C. Skilton; lecretary, Robert B. Beath; treasurer,
J. S. Parish.
ExecntiTe Committee— J. Goodnow, chairman;
H. H. Hall. TioeK:hairman; J. W. McAllister. H.
T. Drowne, J. N. Dunham, G. A. Van Allen, F.
W. Arnold and John C. Paige. Semi-annual meet-
ing in November.
Fire Underwriters Association op the
Northwest.
No jurisdiction over local boards; 390 members.
President, John Howlef, Chicago, lU.; Tice-presi-
dent, W. T. Clark, Des Moines, la.; secretazy and
treasurer, J. C. Griffiths, Milwaukee, Wis.
Board of Directors— Anthony Sweeney, Colorado;
John Howler, IlUnois; W. T. Clark, Iowa; H. H.
FViedley, ladiana; C. W. Fort, Kansas; George
H. Moore, Michigan; A. J. Trumbull, Minnesota;
H. T. Lamey, Missouri; F. W. Lee, Nebraska;
L. J. Bonar, Ohio; C. W. Potter, Wisconsin; J. C.
Griffiths, at large.
Southxastbrn Tariff Association.
Jnrisdiedon: North Carolina, South Carohna,
Georgia, Florida and Alabama; 51 companies mem-
bers; 9^ local boards, and 455 tarifis in force.
President, Livingston Mims, Atlanta, Qa.; vice-
president, J. B. £zeU, Columbia, S. C; secretary,
Chas. C. Fleming, Adanta, Ga.
Executive Committee— Atlanta: Thomas Egles-
ton, Wm. N. Hawks, Jos. S. Raine, Henry E.
Rees, John C. Whltner; associate: George W.
Dewev, North Carolina; S. Y. Tupper, Jr., South
Carolina; Wm. C. Coart, Georgia; Wm. A. Buck,
Alabama; John H. Norton, Florida.
Association of Insurance Superintendents
AND Commissioners.
President, O. S. Fyler, Connecticut; vice-presi-
dent, Samuel £. Kemp, Ohio; secretary, Geo. B.
Luper, Pennsylvania,
Executive committee — Charles Shandrew, Min-
nesota; Geo. S. Merrill. Massachusetts; Trinidad
Alarid, New Mezioo; J. A. Lyons, Iowa; H. H.
Huse, New Hampshire. The next meeting will be
held at Denver, Col., on October 3, 1889.
"The Union."
President, John H. Washburn; vice-president,
Robert J. Smith; secretary, E. A. Simonds,
Chicago.
Ilunois State Board of Underwriters.
Jurisdiction: Illinois; 33 companies in member-
ship, Z76 tariiE^ 191 places rated. S. D. Andius,
secretary.
Massachusetts Mittual Fire Insitrance
Union.
President, Thomas H. Johnson; vice-presidents,
George Heywood and R. F. Upham; secretary and
treasurer, Alfred L. Barbour.
Executive Committee— C. A. Howland, E. M.
Tucke, H. C. Bigelow, E. Hovre, Jr., and Thomss
F. Temple. Annual meeting occurs at Bostcm on
second Friday in September.
Minnesota and Dakota Firs Under-
writers Union.
Jurisdiction : Minnesota and Dakota; 50 compa-
nies in membership. 183 places rated, 5 compacts
in force. President, John H. Griffith; vice presi-
dent, D. F. Vail; secretary and treasurer, W. C.
Brendenhagen, St Paul.
Executive Committee— A. A. Crandall, G. G.
Williams, A. A. Cratsenberg, H. S. Hubbell. W.
D. Fargo.
Mississippi Underwriters Association.
Jurisdiction : Mississippi; 13 companies in mem-
bership, z tarift, 75 places rated. President, L. M.
Tucker; vice-prendent, W. M. Gillaspie; seoretary.
W. L. Reynolds; treasurer, A. C. Lee.
Executive Committee— L. M. Tudmr, W. M.
Gillaspie, R. V. Manston, E. W. McCerr«n,.H. M.
Street, J. A. Sullivan, £. S.Walton, MaxsfaaU Well-
bom, J. C. Lloyd.
Association of Fire Underwriters or
Missouri, Kansas and Nebraska.
Secretary, Edgar Ross, St. Johns, Mo.
New York State Association of Super-
vising AND Adjusting Agents.
President, J. M. Hodges; vice-president, A. M.
Burtis; seaetary and treasurer, John L. Kendig.
Executive Committee— Chas. L. Hedge, Geo. S.
A. Young, T. £. GaUagfaer, John Q. Straefier. C.
H. Waite, A. W. SeUdric, Sidney Scofield.
Colorado Compact.
Includes New Mexico, Wyoming and Colorado.
H. Clarkson, manager, Denver.
The Insurance Year Book.
329
Underwriters Association of New York
State,
Jurisdiction, New York State. Forty companies
in membership, six local boards, twenty-fwo tarifis,
thirty-eight places rated. President, George M.
Elwood; Tice-presidents, John L. Kendig and
Thomas E. Gallagher; treasurer, L. S. Morgan.
Executive Coromittee~J. M. Hodges, C. F.
Paige. T. W. Jenness, W. A. Holman. H. B.
Smith.
New England Insurance Exchange.
President. B. R. Stillman; vice-presidents, £. B.
Cowles and Frank A. CoUey; secretary, G. E. Ken-
dall; treasurer, Oliver P. Clarke.
Executive Committee— C. B. Fowler, W. Hinck-
ley. H. N. Baker, A. K. Simpson, J. H. Burger.
Pacific Underwriters Union.
Jurisdiction: Arizona, Cahfomia, Idaho, Mon-
tana, Nevada, Oregon and Washington. One
hundred and eight companies in membership; one
hundred and ninety-three local boards; six tari£&
in force.
Association of Fire Underwriters for
Texas.*
Jurisdiction: Texas. Fifty-nine companies in
membership; fifty-eight local boards; two hundred
places rated.
State Board of Underwriters of
Virginia.
President, T. G. Pe3rton; vice-president, M.
Lewin Hewes; secretary, P. H. Gibson.
Eiecuiive Committee— J. DeW. Churchill, R.
£. Richardson. £. W. Butcher, Geo. D. Pleasants.
Kentucky and Tennessee League, Louis-
ville, Ky.
President, A. G. Langham; vice-president, A.
W. Hart; treasurer, C. B. Rogers; secretary, A.
G. Dngan. Fifty-two local boards in Kentucky,
thirty-two in Tennessee.
Underwriters Association of the Mid-
dle Department, Philadei^uia.
President, Alfred Rowell; first vice-president, J.
B. Kremer; second vice-president, E. O. Weeks;
seaetary, £. R. Clemence. yA Walnut street.
Execntire Committee— w. N. C. Kremer. Wm.
M. Shoemaker, S. N. Stewart, WiUiam Muir, R.
H. Wilson, T. Kirk White. J. S. Catnach.
JnrisdictioD: Pennsylvania, New Jersey, Dela-
ware. Maryland and District of Columbia. Ninety
local boards.
New Hampshire Board of Underwriters.
Jurisdiction; New Hampshire. Twenty-two
companies in membership; ten local boards, and
ten tariffs in force.
Western Mutual Underwriters Asso-
ciation.
President. H. G. McPike, Alton. IlL; vice-presi-
dent, C. B. Shove, Minneapolis; secretary and
treasurer, W. B. Ferguson. Rock Island, 111.
Executive Committee— Wm. E. Smith, A. A.
Carpenter, St. Louis; E. W. Amdt.
New York Board of Fire Underwriters.
President, George M. Coit; vice-presklent, Sam.
P. Blagden; secretary. Wm. W. Henshaw; assist-
ant secretarv. David L. Kirby; treasurer, Wm. M.
St. John. E. R. Kennedy, Chairman; Wm. DeU
Boughton, vice-chairman.
ExecuUve Commitfee-^H. H. Hall, D. A. Heald,
H. A. Oakley, Peter Notman, £. A. Walton.
David Adee, S. £. Belcher. H. W. Eaton. J. F.
Halsted, W. B. Ogden, M. A. Stone. Daniel Under-
bill. H. E. Bowers. A. M. Kirby, Undley Murrav,
Jr., J. J. Nestell, Chas. M. Peck, James A. Silvey,
Samuel Townsend, James A. Alexander. J. M.
Hare. J. H. Kattenstroth, E. R. Kennedy, Peter
Notman, Chas. Sewall, Geo. P. Sheldon, F. O.
Afield, J. S. Hollinshead, A. D. Irving. F. C.
Moore, Edward Rowell, John H. Washburn. James
Yereance. Wm. DeL. Boughton, Chas. L. Gunn,
E. Utchfield, Alex. C. Milne. Walter K. Paye,
Hugo Schumann. W. W. UnderhiU.
Buffalo Association of Fire Under-
writers.
President, Jas. A. Campbell; vice-president.
Chas. J. North; treasurer, Eidward A. Hall; secre-
tary, Chas. T. Rothcrmel.
Executive Committee~W. M. Bloomer, C. G.
Worthington, C. H. Woodworth, G. H. Hofheins,
Nathaniel Hall, Jas. A. Menzies. Geo. P. Dorr. P.
S. Humphrey, Edward C. Roth, John Fullerton,
Thos. Kane. Jas. A. Campbell.
Portland (Me.) Board of Underwriters.
President, J. H. Coflin; vice-president, WiUiam
Allen; secretanr and treasurer, Thomas J. Little.
Executive Committee — E. J. Rolhns, Wanen
Sparrow. Augustus Champlin, Horace Anderson.
Harrisburg (Pa.) Board of Underwriters.
President, H. B. Buehler. vice-president, H. C.
Orth; secretary, Wm. B, Irwin; treasurer, W. B.
Hammond.
Life Underwriters Associations.
Philadelphu Life Underwriters Asso-
ciation.
President, Major William H. Lambert; vice-
presidents, H. C. Lippincott, I. Layton Register
and Walter H. Tilden; secretary. £. H. Plummer;
treasurer, Amos Wakelin. Executive committee —
Joseph Ashbrook, D. A. Keyes, Col. J. W. Woods.
W. L. More, Richard Fisher, F. A. Howard and
Hon. John J. Macfarlane.
Life Insurance Association of New York.
President. L. S. Spencer; first vice-president,
Alva W. Brown; second vice-president, Philip S.
Miller; third vice-president, J. L. Gerow; secre-
'Disbanded May, 1889, on account of adverse legislation.
3SO
The Insurance Year Book.
tary, Wm. Ratclifie, Jr.; treasurer, Ezra De Forest.
Executive Committee— H. A. Appelius, chairman;
John I. D. Bristol, Tilden Blodgett.
Life Underwriters Association of Boston.
President, D. W. Kilbom; vice-presidents, David
N. Hoi way, J. B. Niver; secretary. Franklin Bar-
nard; treasurer, Francis Marsh. Executive Com-
mittee—Ben. S. Calef. G. N. Carpenter, James P.
Phelps, W. W. Hodges. Darwin Barnard.
The Cleveland (O.) Life Underwriters
Association.
President, F. A. Kendall; first vice-president, J.
W. Lee; second vice-president, W. B. Hillman;
secretary, J. C. Trask; treasurer. O. N. Oliustead.
Executive Committee— S. E. Mulford, T. H. Geer,
R. U. Bowes, C. E. TUlinghast and W. M. Wood-
ruff.
Life Underwriters Association of
Western New York.
President, Edward P. Clark; first vice-president,
E. P. Spencer; second vice-president, E. H. Whit-
ney; secretary, William Manning; treasurer, M.
D. S. Hayes. Executive Committee— S. P. Greene,
chairman; J. W. Moore, D. J. Sadden, W. G.
Basset, B. A. Mead.
Life Underwriters Associ/ition of
Providence. R. L
President, James W. Day; first vice-president,
Robert P. Gifford; second vice-president, J. F.
Hartwell; secretary, Charles F. Hall; treasurer, H.
A. L. Potter, Jr.
Life Underwriters Association of
Kansas City, Mo.
Vice-president, A. J. Hamilton.
Life Underwriters Association of
Mains (Portland).
President— W. H. Anderson; vice-presidents, A
M. AusHn, J. W. Fltspatrick; secretarv. V. R.
Foss; treasiu^r, Aug. Ford. Executive Committee
—George P. Dewey. J. P. Stevens, James Sinkin-
son, A. L. Talbot, T. T. Merry. Committee on
Legislation— J. P. Stevens. W. H.Anderson A. M.
Austin, C. A. Woodbury, C. F. Dunlap.
Chicago Life Underwriters Association.
President, J. A. Janney; first vice-president,
Gen. A. L. Chetlain; second vice-president, W. T.
Turoiners; secretary, J. H. Nolan; treasurer, John
H. Dean. Executive Committee— O. P. Curren.
C. H. Ferguson, E. H. Kellogg, Ira J. Macon, R.
H. Eddy.
Baltimore Life Underwriters Asso-
ciation.
Secretary, L. H. Baldwin.
Michigan Life Insurance Agents As.<io-
CIATION.
President, J. W. Thompson; first vice-presklent,
John Lolde; second vice-president, Jay Bassett,
secreUry. Wm. H. Burr; treasurer. C. C. Kelso;
Executive Committee — M. Early, J. C.Thompson.
M. L Whitman, F. H. Leavenworth, H. F. Doan.
New Hampshire Life Underwriters Asso-
ciation.
J. J. Dillon, Manchester, president; vice-presi-
dents, A. H. Crowell, Concord; J. D. Chandler.
Nashua; secretary, C. E. Staniels, Concord; treas-
urer, C. S. Parker, Concord. Executive Commit-
tee—F. R. Cheney, J. L. Green, D. E. Dudley, A.
W. Baker.
LIFE INSURANCE AS A DUTY.
•
Were your life to terminate without adequate insurance, would your wife, who confidingly
trusted herself to you for support, have to support herself in a community where woman has
little opportunity to earn support ?
Would the children you love be deprived of the education you contemplate giving thcni ?
Are not the advantages of education far more important to the fatherless than those who are
not?
Were your strong arm to become pulseless, would the burdens of those who brought you
into being be heavier?
Would financial distress come in consequence of your death to any to whom you are
bound by the sacred bond of blood ?
Is there no sadness in the reflection that those whom you love may feel, when you are
gone, that you neglected to make all the provision for them that you had the ability and oppor-
tunity to make?
Were you to exchange positions with those now relying upon you for support, would you
wish them to leave you without the protection that life insurance gives? The answers to
these questions are too obvious to be given.
The* Insurance Year Book.
331
Directors of Companies.
Following are the names of tbe directors of prominent fire, life and miscellaneous insur-
ance companies.
Directors of Fire and Marine Companies.
iETNA, Hartford.— Roland Mather, Gustayns F.
Davis, Drayton HiUyer, Walter Keney, Chas. H.
Braioard, William ¥. TatUe, Francis B. Cooley,
William R. Cone, Henry £. Russell, Nathaniel
Shipman, Austin C. Dunham, James A. Smith,
Morgan G. Bullceley, J. Pierpoot Morgan, Thomas
O. Enders, Atwood Collins, J. Goodnow.
Agricultukal, Watertown.— W. iTes, A. E.
Dewey, J. R. Stebbios, H. M. Stevens, E. F. Car-
ter. H. A. House, F. H. Munson, A. H. Sawyer,
O. R. Earl, C. B. Fowler, S. Cooper, J. O.
Wheeler, R. S. Whitman, G. B. Phelps.
Albany, Albany, N. Y.— John H. Van Antwerp,
Charles B. Lansing, J. Howard King, Ernest J.
Miller, Jacob H. Ten Eyck, Theodore Townscnd,
John J. Olcott, William Kidd, Rufus H. King,
Erastus Coming, James B. Jermain, Grange Sard,
Jr., J. W. TilJinghast.
Alexandria, Alexandria, Va.— Benoni Wheat,
M. B. Harlow, Geo. S. French. Arthur Herbert,
£. S. Leadbeater, French Smoot, Geo. A. Mush-
bach.
Allegheny, Pittsburgh, Pa.— Charles Hays,
James S. McCord, C. G. Hussev. John Irwin, Jr.,
Geo. W. Cochran, J. B. Oliver, Jos. T. Speer. Jas.
W. Porter, J. H. Niemann, W. H. Everson, Thos.
H. Lane, Hon. J. F. Slagle.
Allemannia. Pittsburgh, Pa.^W. E. Schmerts,
Chas. F. WelU, Wm. J. Lewis, Christ. Siebert,
Peter Keil, John Daub, Wm. St^inmeyer, Jos.
Abel. M. Lappe, W. A. Heyl. P. W. Siebert,
Josiah Cohen.
Alliance. New York.— F. H. Parson, H. Mo-
seothal, Eliot McCormick, John H. Rieger, Albert
Willcox, James W. Barbour, Aaron Josephie,
James Yereance, Edward H. Betts, J. G. Alden,
Wm. C. Pate, W. E. Whitney, Charles R. Price,
Cornelius Du Bois, George H. Smith, Wallace F.
Peck, R. H. Gordon, John T. Baker, Robert P.
Leihbridge, R. Bleecker Rathbone, George H.
Leonard.
Alta Fire Insurance Company of Califor-
nia.. Stockton. — James M. Welsh, president; E.
R. Hedges, vice-president; G. C. Hyatt, L. B.
Holt, J. L. Beecher. Executive Committee— J. D.
McDougald, Joseph Fyfe, J. D. Peters, Sigmund
Schwabachar, Henry Fish, A. M. Noble.
Amazon, Cincinnati.— Sylvester W. Bard, Thos.
J. Emery, Lowe Emerson, W. A. Goodman, Gaz-
tam Gano, George Hafer, Louis Krohn, L. R.
Keck, H. A. Langhorst, Chas. Robson, Jebex M.
Waters, Geo. F. Otte, Jos. H. Rogers.
American, Baltimore.— J. J. Turner, William
Buehler, Chas. W. Slagle, Ernest Knabe, Fnmcis
Bums, Joseph A. Edmondson, William S. Young,
William Schloss, E. Levering, W. H. Baldwin. Jr.,
L. Sinsheimer. Joseph Fink, Bemhard Clark, Jas.
A. Gary, G. W. Hildebrand, Christian Devries,
John Q. A. Holloway, J. J. Rodgers, Woodward
Abrahams, D. D. Mallory, Nicholas M. Smith,
Henry C. Matthews, A. Roszel Cathcart, J. M.
Littig.
American. Boston— George B. Chase, Charles
J. Morrill. John F. Anderson, J. Murray Forbes,
Richard D. Rogers, William M. Whitney, Jacob
C. Rogers, George Z. Silsbee, Alfred Bowditch,
Francis Peabody, E. Rollins Morse.
American, Newark. — Frederick H. Harris,
Lewis C. Grover, David Campbell, Thomas B.
Peddie, Charles A. Lightipe, Jeremiah Baker,
Elias O. Doremus, Henry C. Howell, Wm. Clark.
Benjamin F. Crane, George W. Ketcham. John H.
Ballantine.
American, New York.— David Adee, Le Grand
B. Cannon, Robert W. Rodman, Thomas S. Yotmg,
James R. Taylor, Allan Hay, James H. Frothing-
ham, Heniy G. Marquand, Isaac H. Reed, Parker
Handy, John T. Terry. Henry Day, Frederick W.
Downer, J. Hugh Peters, John F. Praeger, Alex-
ander E. Orr, A. A. Low, Franklin Woodruflf,
Chas. A. Davidson. J. D.VermUye, Osgood Welsh,
John Sinclair.
American Fire Insurance Company, Phila-
delphia.— Thos. H. Montgomery, John T. Lewis,
Israel Morris, P. S. Hutchinson, Alexander Biddle,
Charles P. Perot, Joseph £. Gillingham, Samuel
Welsh, Jr., Chas. S. Whelen.
American, Wheeling, W. Va.— P. B. Dobbins,
J. F. Paull, A. J. Clarke, Alfred PauU, George
Wise. *
American Central, St. Louis.— Geo. T. Cram,
S. M. Dodd, W. H. Pulsifer, Geo. A. Madill,
Charles Christensen. G. W. Chadbourne. W. H.
Thompson, Geo. O. Carpenter, Wm. M. Senter,
Peter Nicholson, John Wahl, John Whittaker,
Chas. F. Gauss.
Anglo-Nevada, San Francisco.— J. W. Mac-
kay. Louis Sloss, J. B. Haggin, J. F. Bigelow, W.
F. Whittier. E. E. Evre, W. H. Dimond, M. H.
Hecht, C. S. Neal, Wm. McDonald, J. M. Don-
ahue.
Arlington, Washington, D. C— Walter S.
Cox, William King, Wm. R. Riley, Chas. Edmon-
ston, Wm. Gait, 5. Thos. Brown, Dr. J. W. H.
Lovejoy, Dr. W. W. Johnston, F. L. Moore.
Armenia, Pittsburgh. Pa.— Edward O'Neil,
Frank E. Heath, W. S. McKinney. I. N. Patter-
son, W. D. McGill, W. W. Speer. F. Gwinner, Jr.,
Henry Lcnz, Jos. P. Mclndre, John H. Stotz, P
33^
The Insurance Year Book.
H. Ittel. S. S. D. Thompson, John D. Scully, A.
S. M. Mori^an, J. G. Wainwrigbt. J. C. Lewis,
John Heath, Wm. T. Dunn, Jas. S. McCord, An-
draw Miller, M. G. Clark.
Artisans, Pittsburgh.— A. J. Barr, John Dun-
lap, A. Garrison, Jos. H. Borland, E. A. Myers,
Sullivan Johnson, J. B. D. Meeds. D. McKee, E.
Z. Smith, H. H. Smith. J. J. DonneU, A. L.
Bailey.
Associated Firembns, Baltimore.— Jas. C.
Wfaeeden. Jas. W. Flack. S. H. Caughy. Capt.
Alex. Jones, Edward Connelly, Frank Frick. Wm.
F. Bums, Clinton P. Paine, Michael Jenkins, John
Cushing, Beoj. F. Bennett, L. W. Gunther, James
Young, Isaac S. George, Wm. J. Hooper, G. H.
Williams, Jos. H. Rieman. Alonzo Lilly. Jr., Wm.
Baker, Jr., Sol. Grinsfelder.
Atlanta Homb, Atlanta, Ga.— S. M. Inman,
M. C. Kiser, R. J. Lowery, Geo. Winship, T. G.
Healey, Henry Jackson. T. L. Langston. J. H.
Porter.
Atlantic Fire and Marine, Providence.— F.
H. Richmond, J. S. Pbetteplace, B. W. Evans,
Wm. W. Hoppin, Geo. L. Clark, Henry Lippitt,
J. S. Parish, F. Mauran, J. J. Reynolds. Elislia S.
Aldrich. M. S. Daniels, J. C. Goff.
t
Aurora Fire and Marine. Cindonati.— C. J.
Krehbiel. Jacob Rothweiler, Charles Frank, R. A.
W. Bruebl. J. W. Lauterbacb. Henry Duis, G. A.
A. Voige, P. C. FUher, Werner Kolbe, P. F.
Schneider, Jacob Haeussler, Louis Schneck, John
Crable, Henry Dombusch, Henry Bushing.
Ben Franklin, Allegheny, Pa.— J. S. Slagle,
James McCutcheon. C. P. Ingraham. C. P. Camp-
bell.
Birmingham, Pittsburgh. Pa.— John P. Schnei-
der, Nic. Toerre. Jacob Roth, Joseph Ploeger.
Chas. Melling, Chas. Jutte, Adam Diehl, Barthel
Erbe, John d. Lutz, Leonhard Kaufman, Fred.
Schutte. Wm. Ruske.
BoATMENS Fire and Marine. Pittsburgh, Pa.
— O. P. Scaife, James Rees, Edward Gregg, R.
Monroe, J. G. Holmes, E. A. Myers, H. McK.
Lloyd. T. P. Day, H. L. Mason, J. A. Caughey,
A. D. Smith. D. Z. Brickell.
Boston Marine, Boston.— William H. Hill.
Ransom B. Fuller. H. J. Boardman. F. H. Odiome.
Frank B. Dole. M. F. Pickering. James Littlefield.
George Hinmao. Thomas H. Lord. Charles F.
Perry, Charles O. Foster, Wm. H. Lincoln. Enos
C. Soule, Wm. C. Haskins, John S. Emery. Wm.
H. Besse, Samuel Watts, Ods Hinman.
BOYLSTON. Boston.— Joseph W. Balch, Nathan
Crowell, Eben Bacon. Wm. T. Glidden. S. Endi-
oott Peabody. Otis E. Weld. Henry A. Whitney.
Augustus P. Perkins. Wm. G. Saltonstall. Israel
G. Whitney. Charles F. Atkinson, Francis Pea-
body. Jr.
British America. Toronto.— John Morison,
John Leys, deputy; Hon. W. Cayley. John Y.
Reid. A. Myers. G. M. Kinghom, Geo. H. Smith,
Thos. Long. Dr. H. Robertson.
Buffalo German. Buffalo.— L. P. Adolff, P.
Becker, C. Boiler, A. Comelms. J. P. Diehl, J.
Dold, J. Fuchs. F. A. Georger. G. Goetz. E. G.
Grey, J. Hauenstein, J. Hiemenz, M. Mesmer, H.
C. Persch. J. F. Schoelkopf. H. Breitwieser. W.
Hellriegel. P. Houck, A. Ziegele. Jr.
Burlington. Burlington, lowa.^-John G. Mil-
ler. Jacob Alter, N. Lease. M. H. Rogers. H. C.
Seymour.
California, San Francisco.— L. L. Bromwdl,
John Bermineham, Hy. Wadsworth, Samuel Mer-
riit. Daniel Mever, A. W. Scholle, S. C. Bigelow.
W. J. Bryan, E. J. Le Breton.
Camden Fire Insurance Association. Cam-
den, N. J. — Henry B. Wilson. Jonathan Burr,
Edmund E. Read. Sr.. Wiliiam P. Tatem. Chris-
topher J. Mines, William W. Bosarth, William S.
Scull. John Burr, Frank J. Burr. Rudolph W.
Birdsell, Edmund E. Read. Jr.. George W. Gilbert.
John Campbell. Jr.
Capital City, Montgomery. Ala.— S. C.
Marks. J. R. Warren. E. B. Joseph. Joseph Goet-
ter. M. Kahn. W. D. Brown. J. Greil. J. C. Haas.
J. G. Allen.
Capital. Concord. N. H.— A. B. Thompson.
J. E. Sargent. Henry McFarland. W. B. Durgin.
J. H. Chase, W. P. Fiske. James Minot. J. Frank
Hoit, J. E. Feroald. D. E. Willaid. Luther S. Mor-
rill. Ben. C. White. Lyman Jackman, J. B. Ten-
nant, E. J. Copp. Edson J. Hill. John F.
Jones, F. K. Jones, Frank Coffin, Thos. M. Lang.
H. J. Crippen, D. F. Brown, J. H. Cuder, Everett
Fletcher. Edward G. Leach, J. W. Pattetson. W.
L. Melcher. Plummer Fox. H. A. Tuttle. Alonso
Messer. E. A. Crawford, C. O. Eastman.
Capitol Fire Association, Nashua. N. H.—
S. D. Chandler. F. A. McKean, E. P. Brown, G.
A. Wav>n. J. C. Lund. A. H. Dunlap. A. H. Wil-
liams, J. H. Goodale. N. S. Whitman. M. R. Bris-
tow. A. N. Shepard. Frank Jones. C. H. Sawyer.
E. H. Rollins. Dexter Richards. W. D. Knapp. W.
M. Parker. Chas. Scott. F. H. Rollins. J. B. Smith.
K. Websfer. D. A. Gregg. E. H. Everett, E. P.
Howard. E. M. Temple.
Cash. Pfttsburffb. Pa.— Robert H. King, Alex-
ander King, E. McKnight, James M. Bailey, Adam
M. Brown. James H. Willack. Alex. Bradley. Jas.
R. Smith. James B. D. Meeds. Lewis Irwin. Wm.
D. King. Frank E. Moore.
Central City. Selma. Ala.— Daniel Partridge.
>Vm. E. Wailes. H. A. Haralson. E. W. Pettus,
R. M. Nelson. E. H. Jones. A. W. Cawihon.
Cincinnati, Cincinnati, O.— Mftthew Addy.
Geo. W. McAlpin, Jos. O. Rogers. Briggs Swift,
£. G. Webster, Peter R. Ne ff, Gardner JB. Phipps,
John F. Hazen, Wm. Resor. Jr.. J. Burnet. St..
R. B. Bowler. Frank EUis, Thos. A. Wren, J. W.
Biles. Wm. H. Harrison.
Citizens. Cincinnati. O.— F. X. Reno, J. G.
Isham. T. M. Simon, G. Wilshire. G. Fisher. D.
Gibson, C. F. Runck.
Citizens. Dover. N. H.— W. S. Stevens, Daniel
Hall. Chas. H. Sawyer. Chas. H. Trickey. Henxy
A. Rediield. B. Frank Neally, J. Frank Seavey, I.
F. Abbott, W. W. Cushman.
Citizens, Evansville, Ind.— Hon. Wm. Heil-
man, £. P. Huston, F. W. Cook, Hon. Stanton J.
Peelle. Hon. J. N. Huston. John F. Walhck. Hon.
Louis T. Michener, Chas. E. Dark, M. V. McGil-
liard.
Citizens, New York.— James M. McLean, Wil-
liam J. Valentine. Edward Schell, Amos F. Eno.
John D. Jones, Edward A. Walton. De Witt C.
Hays. Edward King. Geo. H. McLean. James W.
Smith. Benj. L. Swan. Jr., George F. Baker, Gar-
rett A. Hobart.
Citizens. Pittsburgh. Pa.— Wm. G. Johnson,
John Caldwell. Jr.. C^rge Wilson, Thos. Snow-
doD. James W. Brown. Charles Meyran, John H,
Wilson. Jehu Haworib, Isaac Dehaven. J. R. Dun-
lap. Geo. M. Laughlin, W. F. McCook, Lewis
Irwin. John J. Young.
The Insurance Year Book.
333
Citizens. St. Louis.^J. B. M. Kehlor. John
Jackson. W. C. Ellis. J. C. Edwards, G. M.
Stewart. John O'F. Delaney. D. M. Kehler. G. W.
Updike. W. P. Howard. H. C. Haartstick. John
P. Harrison, Geo. F. Tower, Jr.. W. D. Henry.
Geo. Beck.
City Fire and Marine, Louisville. Ky.— Geo.
Ganlbert, Wm. R. Johnson, Wm. S. Pkrker. Jas.
S. Pirtle, George G. Brown, J. F. Weller, Samuel
Castleman, Phil. B. Bate, Marvin R. Wheat, H.
W. Reese, H. J. Tilford. Gustave HaUenberg.
City, Pittsburgh.— Geo. W. Schmidt, Henry
Phipps, Jr., A. V. D. Watterson, J. C. ReUlv. C.
O'Donnell. Edward Bindley, Chas. Maeinn. Wm.
Barker, Jr., James Phelan, Edward Kelly, Jr.,
Capt. Chas. Jutte, James Gallery, M. Munhall.
Columbia, Dayton. O.— E. J. Barney. D. L.
Rike. A. Thresher, R. C. Schenck, Jr., S. W. Da-
vies. C. F. Gunckel, E. M. Thresher.
Columbia Fire Insurance Company of the
District of Columbia. Washington, D. C—
John A. Baker, T. M. Gale, Robert I. Flem-
ing, R. O. Holtzman, Charles C. Glover. Frederick
B. McGuire, Brainard H. Warner. George H. B.
White. Henry A. WiUard.
CoLUMBLA Fire and Marine. Portland, Ore.
— D. P. Thompson, John Doonerberg, A. H.
Breyman, Geo. H. Williams, Walter F. Burrdl,
John A. Child, Asahel Bush, W. T. Wright, I. W.
Case. Frank Dekum. Jacob Wortman, John B.
David, Samuel P. Sturges, James F. Watson, H.
Thidsen, R. L. Durham, E. S. Kearney, W. K.
Smith, R. M. Wade, W. B. Honeyman, T. L.
Charman, W. H. Walker, Geo. B. Markle, H. H.
Northup. J. E. Smith.
COMMSKCE, Albany, N. Y.— Chauncy P. Wil-
liams. Chas. B. Lansing, Jas. W. Eaton. Jesse C.
Potts, Isaac A. Chapman, Charles H. Adams. Gar-
rett A. Van Allen, E. Daiwin Jones, M. D., Brad-
ford R. Wood, Samuel Schuyler, Nathan B. Perry,
Orlando H. Davenport, Richard V. DeWitt.
Commercial, Cincinnati, O.— A. D. Bullock,
W. H. Harrison, Mardn Bare, R. Dymond, R.
Macready, John Mitchell, Aug. Darr, Samuel T.
Harris.
Commercial, Montgomery, Ala.— M. P. Le-
Grand, J. H. Clisby, P. J. Anderson, C. A. Lanier.
Frank Duncan. S. C. Marks. C. W. Buckley, H.
C. Tompkins. A. M. Kennedy.
Commercial, San Fhmdsco.— C. Main, H. B.
UnderhiU, C. Bogan, P. Dean. J. H. Wise, A. W.
Jee, A. Y. Traak, G. L. Bradley. W. L. Elliott, A.
Boooaeras, C. Turner, E. M. Root, D. H. Haskell,
L. Cunningham, J. Simpson, J. C. Coleman, N.
Ohlandt, B. L. Scfamitt, B. P. OUver, J. Barton.
Commonwealth, N. Y.— Robert Lenox Ken-
nedy, M. M. Belding, Jos. Larooque, John Claflin.
Henry Hentz, Richvd Arnold. Bryce Gray, Edw.
C. Rice, Samuel F. Engs, Frank Rees, Wm. M.
Halstead, Thos. T. Barr, Henry J. Davison. John
E. Leech, Geo. H. Macy, Francis B. Austin, Benj.
F. Romaine, Geo. F. Perkins, Jas. E. Vail. Jr.. H.
A. Rogers, Eberbard Faber. Robt. Funeer, Jno. J.
Riker. Chas. S. Bartow, Wm. W. Coffin, B. Ay-
mar Sands. H. Walter Webb, Wm. A. Nash.
Henry Lewis, Eugene Levering, John H. Dwight,
Chas. B. Simrall. Robt. B. Whittemore.
Concordia, Milwaukee, Wis.— J. H. Inbusch,
John Schroeder, H. A. Luedke, J. D. Inbusch,
GttsUv W^oUaeger, Geo. Trentlage, John C. Koch,
C. H. Starke, Jobst. H. Buening. Geo. Bnimder,
John J. Pritzlaff, J. P. Kissinger, Frans WoUaeger,
Julius Goll, Jul. Andrae.
Connecticut, Hartford, Conn. — Henry C.
Robinson. Alfred E. Burr, John R. Redfield, Rod-
ney Dennis, Julius Catlin, Franklin G. Whitmore,
Thomas W. Russell, John D. Browne. Daniel R.
Howe, Robert Aliyn. Henry P. Steams, John M.
Holoombe, John C. Parsons.
Continental. New York.— Samuel D. Bab-
cock. George Bliss, William H. Swan. Henry C.
Bowen. Aurelius B. Hull, Theo. F. Vail. Wm. M.
Richards. John ClafUn. Wm. G. Low. Henry F.
Spaulding, Wm. L. Andrews, E. W. Codies, James
Frawr, Hiram Barney. Lawrence Tumure, John
L. Riker, John H. Earle. Richard A. McCurdy,
A ex. E. Orr, Chas. H. Booth, Wm. H. Hurlbut.
Edward Martin, Bradish Johnson, J. D. Vermilye.
Jacob Wendell, Henry Evans. Alfred Ray, Cyrus
Peck. H. H. Lamport, F. C. Moore.
Cooper, Dayton, O.— D. E. Mead, W. P. Cal-
lahan. L. B. Gunckel, C. D. Mead. I. Van Ausdal,
M. Schaefer, Geo. Latin.
Corcoran Fire Insurance Co. of the Dis-
trict OF Columbia, Washington. D. C— John
T. Lenman. Edward Droop, Austin Herr. Chas.
A. James. William E. Edmonston, Geo. A. Mcll-
henny, James L. Barbour, John Joy Edson,
James W. Orme.
Council Bluffs, Council Bluffs. la.— W. F.
Sapp. E. L. Shugart. J. Q. Anderson, F. M. Gar-
net. John Reimers, E. Albertson, M. C. Brainerd.
Crescent, New Orleans.— Joseph Bowling>
George W. Sentell. U. Marinoni, R. F. W. Bach-
man, Joseph Kohn, James T. Rodd, Charles M>
Whitney, W. R. Lyman, Charles H. Dolsen, S. C
Coulon. M. Gillis, T. H. Watson, Charles E. Rioe,
D. R. Calder.
Dakota Fire and Marine, Mitchell, Dak.—
G. G. Clemmer. George Beed, Hon. A. G. Kellam.
Joseph Harker, Geo. A. Johnston, John T. Steams,
George A. Silsby. Alex. Inglis, C. H. Dillon, Amos
L. Claris N. w: Beebe.
Datton, Dayton, O.— Lewis B. Gunckel, J. H.
Winters, Esra Bimm. Geo. W. Shaw, J. T. Bar-
low, G. W. Rogers. C. J. Femeding.
Delaware Mutual Safett, Philadelphia.—
Wm. F. Reed, Thomas C. Hand, Spencer Mcll-
vain, William C. Ludwig, WiUiam C. Houston. H.
Frank Robinson. Henry P. Sloan, John H. Mich-
ener, John H. Catherwood, N. Parker Shortridge,
Andrew Wheeler, Henry Davis, Joel J. Baily,
James Bateman, Richard A. Lewis, Thomas C.
Hand, Jr., Daniel Donovan, James S. Moore, Ju.s-
tus C. Strawbridge, Francis B. Reeves. Robert
Shoemaker, Malcolm Lloyd. B. Frank Clyde, Eu-
gene Delano. Edward Longstreth, Wm. G. Boul-
ton, Samuel Castner, Jr.
Denver, Denver Col.— W. J. Barker, J. F.
Brown, M. J. McNamara, T. S. Hayden, H. B.
Chamberlin, Chas. F. Wilson, Chas. Hallack. C.
L. Mcintosh, F. A. Keener, W. G. Evans, J. A.
Perkins, John DeWitt PelU, Philip Feldhauser.
Detroit Fire and Marine. Detroit, Mich.—
J. S. Farrand, Wm. A. Moore, Jerome Croul,
Thos. D. Gilbert.Wm. A. Butler, Alex. Levris, Jas.
E. Pittmann, Samuel P. Williams, E. O. Groa-
venor. Merrill B. Mills, Thos. Ferguson, E. S.
Heineman, George Peck, Philip Bach, Stephen S.
Cobb, George McMillan, Philo Parsons, Oliver
Goldsmith, Jas. J. Clark, John Belknap.
Dubuque Fire and Marine, Dubuque, la. —
E.W. Albee, Frank Brede. Jacob Christman. Thos.
Connelly, J. J. Dunn. H. L. Dehner, Jacob Ker-
per, N. Hausen, P. J. Lee, B. E. Linehon, John
334
The Insurance Year Book.
Rnecamer, Wm; G. Stewart, James H. Shields, N.
^. Shrup, C. A. Voelker.
DuTCRBss County Mutual. Pougbkeepsie,
N. Y.— Lewis H. Vail. Milton A. Fowler, John
Hackett, Jacob LeFever. Wm. S. Ketcham. Wil-
lard H. Maae, David Biyan, C. P. Dorland. John
N. Lewis, Lawrence C. Rapelje, Eugene Ham,
Oliver J. Tilson, J. G. 5^hult«, Alexander W.
Sleight, Jacob B. Carpenter.
Dwelling House, Boston. Mass.—Angustns
Flagg, A. S. Wheeler, John D. W. Joy, Charles
Meniun, Otis Norcross, Thomas P. Beal, Edward
A. Strong, Augustus H. Ellis, James D. K. Willis,
Charles K. Nichols.
Eagle, New York.— James A. Roosevelt, Henry
Meyer, Josiah B. Blossom, Frederic W. Stevens,
A. J. Clinton, Augustus F. Holly, Joseph H.
Choate, John D. Skidmore. G. G. Williams. M.
Bayard Brown, Charles De Rham, Jr., Wilson G.
Hunt, Geo. G. De Witt, Jr.
East Tennessee Insurance Co., Knoxville.
Tenn.— C. E. Luckey, F. L. Fisher, Dr. R. M.
Rhea, S. T. Powers, A. N. Strong, B. L. Smith,
J. C. Luttrell.
East Texas, Tyler, Tex.— J. H. Brown, E. C.
Williams, J. H. Bonner, C. T. Bonner, W. S.
Hemdon, W. H. Cousins, T. R. Bonner.
Eliot Insurance Co., Boston, Mass.— Robert
Codman, Joseph B. Moors, Charles A. Cummings,
Henry A. Church, Greenleai C. George, Augustus
Lowell.
Empire City, New York.— Francis F. Marbury.
Thomas Scott, John M. Burke. Francis F. Mar-
bury, Jr.. Mahlon Apgar, Charles H. Kemer, Wil-
liam H. Montayne, Nehemiah Tunis, Henry Coit
Mortimer, John W. Condit, Lindley Murray, Jr.,
Charles H. Lowerre, Rosewell G. Rolston, Henry
W. Curtiss, Charles H. Leland, Walter R. Woocf,
H. G. Eilshemius. David J. Burtis.
Empire State, Rochester, N. Y.— Henry Mi-
chaels, James £. Booth, D. W. Powers, Henry
' Brinker, Gilbert Brady, A. M. Lindsay. Rufus K.
Dryer, James C. Hart, Michael Filon. Levi Adler,
George Engert. H. B. Hathaway, George H. New-
ell, E. Ocumpaugh. Granger A. HoUister, R. Frank
Brewster, J. Breck Perkins. B. Rothschild, C. £.
Furman. Charles P. Ford, A. G. Yates, Charles F.
Pond, Henry C. Brewster, James Johnston.
Enterprise Fire and Marine, Cincinnati.—
Thomas Sherlock. John W. Hartwell, L. A. Harris,
Geo. T. Stedman, R. M. Bishop, Jas. M. Glenn.
P. Poland, Adolph Wood, L. H. Brooks. Lowe
Emerson. L. C. Goodale, J. W. McCord, W. D.
Dickinson, Chas. Jacob.
Equitable, Nashville, Tenn.— A. G. Adams, H.
B. Buckner, John M. Bass, Samuel J. Keith, G.
M. Jackson, H. H. McAlister, Samuel Cowan, W.
W. Berry. J. E. Gilbert, T. S. Weaver, B. S. Rhea,
J. B. Richardson.
Equitable Fire and Marine, Providence, R.
I.— Henry C. Cranston, Thomas J. Hill, Parley M.
Matthewson, Fred. W. Arnold, John A. Adams,
John S. Palmer, Henry J. Steere, Josiah W.
Crooker, O. J. Rathbun. C. B. Arnold, Jr.; Robert
E. Northam, Nelson W. Aldrich, Andrew G.
Weeks, John Waterman, Orlando H. Davenport,
Julius Palmer, Hammond Vinton, Herbert F.
Hinckley, Henry Pearce.
Eureka Fire and Marine, Cincinnati, O.—
Thos. Sherlock. Andrew Pfirnsann, Michael Ryan,
John J. Rupe, Jas. D. Parker, Chas. M. Hollo-
way, John E. Bell, George Slimer.
Exchange, New York.— R. Carman Combes,
Rufiis L. Todd, J. B. Brown, Silas Davis, Sigour-
ney W. Fay. L. G. Woodhouse. Edward L. Kalb-
fleisch. James M. Shaw. Adon Smith. Edward F.
Brown, James Galway, Charles G. Emery, W. K.
Thorn. Jr.; Franklin Chandler. Benjamin Barr,
Gustavus Swan, George W. Montgomery ^^aa^
Factors, Memphis. Tenn.— Napoleon Hill. A.
D. Gwynne. Noland Fontaine, A. B. Treadwell.
Thos. H. Allen, John K. Speed. Z. N. Estes. J. T.
Fargason, J. D. Montedonico, E. Lowenstein, W.
T. Bowdre. R. E. Semmes, J. W. Fulmer. C.
Greene, W. D. Bethell. W. B. Mallory. W. H.
CarroU, J. N. FaUs, W. A. Gage, W. P. Taylor.
J. N. Snowden. J. W. Dillard.
Factors and Traders Mutual, Mobile. Ala.
— Wm. H. Ross, J. PoUock, M. P. Levy. J. Curtis
Bush, Lyman C. Dorgan, Thos. S. Fry, Ferd.
Forcheimer.
Falls City, Louisville, Ky.— John T. Moore,
Dennis Long, H. C. Warren, W. S. Wynond. W.
H. Dillingham. E. A. Goddard. C. M. Garth. J.
M. Robinson, P. Meguiar, J. W. Gaulbert. A. P.
Humphrey, R. B. Rankins, Davis Brown, Richard
M. Lewis, William Tillman, Levi Bloom. C. H.
Wedekind, J. G. McCuUoch, R. A. Robinson. A.
S. Willis, J. L. Dunlap.
Farmers, Cedar Rapids, la.— John W. Hendei^
son. J. H. Smith. John B. Henderson, Adam Perry,
Stephen T. Beny, William P. Henderson, Frank
C. Hormel.
Farmers and Merchants, Lincoln. Neb.—
D. E. Thompson. W. W. Holmes, J. H. Harlev.
Joseph Wittman, N. O. Dufl. H. J. Walsh. R. E.
Moore. R. O. Phillips, H. Wittman, C. W. Mosher.
S. J. Alexander, C. O. Whedon. J. W. MaxweQ.
A. P. S. Stuart, G. W. Burton, R. C. Ontcalt,
Lee Love.
Farmers, York, Pa.— William Wallace, Eli
Kindig. Charles F. Winter, James KelUur. D. H.
Detwiler. William H. MiUer, G. Edward Hersh. D.
Strickler, John Stoner.
Farmers National. Plankioton. Dak.— C. S.
Deering, R. B. Hart. T. C. Kennelly, Jose^
Frendenield. W. M. Smith. C. F. Hatten. J. F.
Bartow, W. R. Green. M. D. Alexander.
Farragut Fire Insurance Company. Nev
York.-Wm. H. Beers. N. D. Morgan, Eckfotd
Webb. Charles A. Denny. W. F. Shirley. £. E.
Eames, Stewart L. Woodford, Everett Clapp.
David L. Hildreth, George L. Fox, Thomas J.
Atkins, M. P. Robbins, Henry Tuck, John C. Fur-
man, Robert McCaflerty, Martin V. Wood, Wash-
ington BuUard, Edwin J. Hanks, Douglass R. Sat-
(enee, John E. Leffingwell, Samuel Darbee.
Fidelity F. and M., Cincinnati, O. — Chas. H.
KUgour. M. Werk, W. F. Thome, L. M. Davton.
John Kilgour, Edward Sargent. Peter Andrew,
Nathan Sax. Geo. N. Stone, Jos. Rawson. Jr.; J.
H. Ratterman, A. Hickenlooper, Joshua H. Bates,
Harry T. Ambrose, E. V. Brookfield.
Fidelity Fire, Huron, Dak.— H. E. Gates.
Kimball, Dak.; F. H. Hagerty, Aberdeen; WiUiam
Fisher, Volga. Dak.; Ledie Durley. Utile Rock.
Ark.; A. Wanlall, Huron, Dak.; Geo. C. Croae.
Aberdeen; H. L. Loucks, Clear Lake.
Fire Association, Philadelphia.— J. Lightfoot,
E. C. Irvin, Alfred Bamber, Robert Porter, Tfaeo.
H. Conderman, Samuel H. Reed, James Butte^
worth, Jas. Whitaker, John D. Ruoff, Lewis S.
Heins, William L. BosweU, C. W. Pickering, and
Howard A. Stevenson.
The Insurance Year Book.
335
Fir* Insukance Company County of Phila-
DBLPHIA. Philadelphia.— James N. Stone, Andrew
H. Mttler. Edwin L. Reakirt. Robert V. Mas3ey.
Jr., Philip H. Horn, Jacob Naylor, Alexander M.
Fox, Jacob Grim. Alfred F. Moore, Joseph
Moore, Jr.
Fi«B AND Marine. Wheeling, W. Va.— Wm.
M. Use, Alfred CaldweU. W. A. Wilson. S. J.
Boyd, Giis A. Benter, C. J. Rawling, Frank Booth.
M. Jefiers.
Ftrbmans Fund. San Frandsco.— John O.
Earl. John Barton, Alpheus Bull. John H. Gar-
diner. John T. Wright. W. W. Stow, Thos. S.
Chard, W. H. Brown. F. W. Lougee, A. A. Smith,
D. J. Staples.
F1REMEN8, Baltimore.~^obn G. Reaney, Jas.
M. Anderson, J. Alex. Shriver, Jos. J. Taylor, Geo.
Franck, Thos. J. Wilson, Wm. H. Brown. G. A.
Dorgan, D. E. Woodbum, H. W. Bolton, W. H.
VxJcery. Wm. Whitelock. A. J. Meyers, W. A.
Boyd. J. R. Clark. Jas. Shuter, Geo. R. Berry,
Wm. Renshaw. Geo. A. Blake, A. J. Albert.
F1RBMEN8, Cincinnati. —Briggs Swiit, A. D.
Bullock, Jacob Traber. C. C. Murdock. Geo. Mo-
Langbtin. Peter A. White, John L. Whetstone,
Joshua H. Bates, Saro'l J. Hale, Frank EUU, G.
W. Worthington. Julius Dex'er, Thornton M.
Hinkle, A. H. Hinkle, James Hicks, W. S. Samp-
son.
FiREMENS, Dayton, O.— S. Craighead, T. S.
Babbit. V. Winters. J. R. Reynolds. Ezra Bimm,
Ross MitcheU. Walter W. Smith, Henry C. Mar-
sbaU, I. L. Baker.
FiRBMENS, NewailE, N. J.— Benjamin C. Miller,
John P. Jube, Algernon S. Hubbell, Aaron Ward,
Daniel J. Colton, Henry J. Yates, James R. Sayre.
Jr., Chas. L. Jones. John H. Kase, Theodore
Macknet, Wm. Jackson, Fredlc S. Douglas. Ed-
ward H. Wright, Albert Baldwin. Edmund H.
Davey, Lemuel Thomas. Edgar E. Bond, Thomas
W. Langstrotb. James Peckwell. Thomas Oakes,
J. Ward Woodru£f. Daniel H. Dunham, Charies
Colyer. Geo. A. Halsey, Fred'k Frelinghuysen,
Thos. T. Kinney. Howard W. Hayes, Matthias
Plum, Edgar B. Ward, Riley W. Bond.
F1REMBN8, New Orleans.— H. H. Bierhorst,
Peter Blaise, Geo. Zetsmann, P. Doerr. H. EUer-
man, John ETerett. John Fitxpatrick, P. Egan. C.
Taylor Gauche. A. H. Isaacson, Jacob Schoen. I.
N. Marks, W. Marks. A. A. Maginnu. T. Piud-
bomme. A. H. Steward, Otto Thoman, I. H.
Schierman.
F1RBMSN8. New York.-John H. Waydell, Wm.
G. Read, Abraham R. Van Nest, Wilson G. Hunt.
John P. Halsted, S. D. Lererich, Samuel Raynor,
Geo. F. Gantx. Joseph H. Gray, William H. Wal-
lace. Alonso Slote, Lucius H. Biglow, Charles Cur-
tis, Arthur T. SulllYan, Edward A. Low.
Fire Underwriters A8SOC1ation, Concord,
N. H.— A. B. Thompson, John KimbaU, B. A.
Kimball, Frank K. Jones, Lyman Jackman, David
F. Brown, John E. Dearborn, Caleb Richardson,
C. M. de Rochemont, Luther S. Momll, James
Mittot, Edson J. Hill, John F. Jones, Josiah E.
Femald, Thomas M. Lang. Frank P. Andrews, C.
F. Sherburne, C. G. Remick, Edward G. Leach,
Ira A. Chase, C. M. Edgerly. £. A. Crawford. A.
R. Evans, W. M. Knowlton, Chester Abbott, R. S.
Perkins. T. E. Prescott, T. F. Johnson, Dexter
Chase, Geo. A. Femald.
First National, Worcester.— Hon. C. B.
Pratt, R. C. Taylor, W. H. Dexter, J. D. Lovell.
H. Fobes. H. B. Fay, C. S. Turner. J. A Nor-
R. F. Taytor. W. C. King, E. J. Whitte-
more. F. P. Gonlding. R. James Tatman. W. H.
Lincoln.
Forest City. Rockford, lU.—Hon. G. Wood-
ruff, Harris Barnum, Horace Brown, Henry
Knowles, A. Haines, A. P. Wells, T. G. Lawler,
John H. Sherratt, A. H. Sherratt.
Franklin, Columbus, O.— P. W. Huntington,
Wm. G. Deshler, Allen G. Thurman, Won. Money-
penny, J. H. Godman, Isaac Eberly. H. C. Ban-
croft, E. L. Hinman, E. Barcus, F. Feiser. R. H.
Piatt
Franklin. PbiladeIphia.~J. W. McAllister, Al-
fred G. Baker. Alfred Fitler, Francis P. Steel. Geo.
A. Heyl. Geo. Fales Baker, M.D.; John Wright,
Charles M. Swain, Charles W. Potts, John Safler.
Georgia Home. Columbus. Ga.— J. Rhodes
Browne. N. N. Curtis, J. S. Garrett, S. A. Carter,
Geo. W. DilUngham. G. M. WiUiams, Charles
Wise.
German, Baltimore.— A. H. Schulz, Frederick
Wehr. W. G. Atkinson. Chr. Lippe. J. G. Hulshoff,
Jacob Beck, H. R. Hoenemann, Wm. Heise. Wm.
Schnaufier, F. Decker, C. H. Koppelmann, Aug.
Pfcil.
German, Freeport, 111.— Henry Baier, M. Bar-
gasser, Aug. Bergman, C. O. CoDmann, John Er-
tert, L. Fosha, Damian FVanx, F. Gund. M. Het-
tinger. E. Heller. B. Huenkemeier. Jacob Klein,
Daniel Kunx, D. B. Schulte, August Voelkers.
German. Louisville, Ky.— F. Reidhar, J. J.
Fischer. Jos. Haxthausen, H. Wellenvoss, W. H.
Edinger. Chas. Winkler, Nich. Finser.
German, Peoria, lU.— B. Cremer. M. Pfeifer»
Wm. Oberhauser, F. Welte, E. Kramm. Jos. Mil-
ler, H. £. Siebems, Chas. Cremer.
German, Philadelphia, Pa.— Christian Gross,
John F. Bets, Edwarcf Walden. L. Bamberger, W.
Frederick Snyder, Jacob Rech, J. Christian Miller,
Chas. G. Berlinger, Christian Schmidt, Frederick
Leibfreid. F. Guteknnst. Peter Stang. Frank Bower,
Alfred Ogden, Anton Winters. A. M. Langfeld,.
Frederick Maver, Samuel A. Werts, H.W. Cather-
wood, Aug. ¥. Brecht.
German, Pittsburgh. Pa.— Chas. Barchfeld, A.
Groetxinger. H. £. Weith.Sr., J. F. Havekotte, H.
Dallmeyer, J. W. Tim. H. Herr. G. Wettengell.
Simon Brahm, P. Haberman, F. Linke, Jos. Vogel.
German, Wheeling, W. Va.— Wm. F. Stitel,
Casper Heil, A. C. Egerter, Aug. Rolf. Anton
Reymann, Henry Bieberson, Fred. Schenk. Louis
F. Siifel, Augustus Pollock.
German-American, Baltimore.— Ernest Hoen,
Martin KesmodH, Philip Sinsx. J. F. Nelker. Peter
F. Peters. D. Stalfort. John M. Maier. Conrad
Hild, John M. Getx. Charles Spilman, Martin
Meyerdirck, John Marr.
German- American. New York.— E. Oelber-
man. president; John W. Murray, vice-president;
C. F. Ackerman. F. J. Allen. Austin P. Baldwin,
Joseph H. Choate. E. W. Corlies. Louis F. Dom-
merich, Herman Funke. Gustav H. Gossler, Otto
Heinze, Charles A. Hoyt, C. P. A. Hinrichs, Chas.
G. Landon, Lowell Lincoln, Woodbury Langdon,
Charles Mali, Christopher Meyer. Charles Pfixer.
Charies S. Sirlth. Adolph A. Strohn. Louis Schrei-
ber, Geo. W. Smith, James A. Silvcy. W. A.
Wiechers, Louis Windmuller. Henry C. Ward. F.
Winkhaus, William Wood, A. R. Whitney. Hugo
Wesendonck, Chas. Haight. Chas. H. Isham. Geo.
T. Patterson. Jr., Thos. E. Proctor, Fcrd. W.
Roebling.
33^
The Insurance Year Book.
German-American, Pittsburgh, Pa.~G. H.
Mever. presidcDt; H. H. Niemann, vice-president;
J. A. Kaercher, treasurer; W. J. Patterson, secre-
tanr; Edwia Bindley, H. R. Geilfuss. Otto Helm-
old. P. C. Schoeneck, W. J. Ruch, John Aufder-
heide, Henry Gerwig. J. G. Klauss, James Mc-
Ginnis.
German-American, Washington. D. C— Geo.
F. Schafer, F. J. Heiberger, C. G. Lederer, Her-
man Gaibh, W. E, Edmonston. C. B. Pearson,
Conrad Schaefer, Philip May. H. Kottman.
German Insurance and Savings Institu-
tion, Quincy, 111.— Martin Heiderich, H. F. J.
Ricker, F. W. Heckenkamp. Edw. Sobm. Henry
Durholt. H. C. Bastert. Wm. Kolker, Herman
Heidbreder. Anton H. Heind.
German National, Louisville, Ky.— Adolph
Reutlinger, president; Gottlieb Laver, treasurer;
H. W. Bohmer, secretary; Adam Schuster, Joseph
Gottbrath, C. Henry Dom. H. H. Rademaker, M.
Schwartz, H. Darlinghaus.
German Security, Louisville. Ky.— John H.
Ditchcn, W. F. Rubel^ C. Tafel, J. B. Stoll. Wm.
Ehrman.
Germania. Cincinnati, O.— Frederick Rauh.
James Lowman, P. Poland, A. J. Friedlander,
Henry Stix. William McAlpin. Julius Freiburg,
L. Pappenheimer, J. N. Kinney, B. F. Davis. Max
J. Mack. A. J. Seasongood, Christian Boss. Briggs
S. Cunningham, D. B. Gamble.
Germania Insurance Co. of New Orleans.
— H. Zuberbier, J. J. Weckerling, J. Hassinger.
P. W. Dielmann, Louis Gruoewald. Frank Vatter.
Herm. Curtius, J. J. Langle^. J. E. Merilh, John
Thorn, J. B. Meyers, A. G. Ricks. Theo. Fischer,
Geo. Liedelich, John G. Moll, Frank J. Levis.
Germania. Memphis.— G. H. Herbers, P. Mo-
Cadden, C. C. Hein, John Reid. John W. Schorr,
Charles Eberharc, Louis Rrb, A. B. Vaccaro, Sam-
uel Slager, W. I. Cole. Jo. W. Allison. Charles
Kney, John T. Frost. Sol. Coleman, R. M. Mans-
foid.
Germania. New York.— Rudolph Garrigue, Fr.
Von Bernuth. Francis Boelting, F. A. Boker. Thos.
Chatterton. Steffen Dieckmann, H. G. Eilsbemius.
Ernest H^il. F. J. Kaldenbere, Henry Kloppen-
berg. P. H. Leonard. Michael Lieneau, John Mol-
ler, Oswald Ottendorfer. G. Ramsperger. E. Scheit-
lin, Hugo Schumann. A. Sondem, Carl Victor.
Marcus L. Ward, C. A. Zoebisch.
GiRARD. Philadelphia. Pa.— Alfred S. GiUett, Jas.
B. Alvord. Furman Sheppard, Henry F. Kenney.
John Supplee, Silas Yerkes. Jr., Chas. M. Sloan,
Thos. MacKellar, Chas. P. Turner, M.D., John
C. Lowry, Simon Gratz. Anthony M. Zane.
Glens Falls, Glens Falls, N. Y.— Daniel H.
Cowles. Frederick A. Johnson, Jerome Lapham,
Wm. McEchron, Fred. O. Burhans. Russell M.
Little. Stephen Brown, Melville A. Sbeldon. Thos.
S. Coolidge, Harvey Brown. Meredith B. Little.
Joseph Fowler, Joseph £. King, William A. Wj>it,
Alson B. Abbott. Orange Ferris, J. L. Cunning-
ham, G. W. Wyatt. R. A. LitUe.
Globe. Cincinnati.— S. F. Covington. Sam. J.
Hale. Louis S. Levi. James Cullen. H. L. Stiles,
Henry Siix. H. Mergenthan, Milton Glenn, John
V. Maescher, D. B. Gamble, Christian Boss, Jacob
Ottenheimer.
Globe, New York.— Alfred A. Reeves. John
Castree. Wilson G. Hunt, T. G. Mathews, John
J. Morris. Jas. C. Gulick. Thos. Reed, Samuel T.
Knapp. John Romer. Edwin R. Livermore. John
% Keyser, Francis Jenkins, Aaron Claflin. C. H.
Ludin|^on. L. A. Jacobus, Washington L. Cooper.
Valentine Kirby.
Grand Rapids. Grand Rapids, Mich.— Julius
Houseman, A. B. Watson. Geo. W. Gay. Martin
L. Sweet. I. M. Weston, H. Widdicomb. J. W.
Champlin, D. A. Blongett, Joseph Heald. James
Blair. T. Stewart White. A. J. Bowne. C. T. Hills.
Thos. M. Peck. F. Letellier. Dwight Cutler, F. B.
Stockbridge, O. M. Barnes. W. R. Burt, R. A. Al-
ger. S. F. Aspinwall.
Granite State. Portsmouth, N. H.— Frank
Jones, John W. Sanborn, Esra H. Winchester,
Edwin Wallace. John Hatch. Alva W. Sullowaj.
Dexter Richards, C. J. Amidon, Frank A. McLean,
George A. Stowell. Charles B. Gafoev, Thomas G.
Jameson, Joseph C. Moore, J. Albert Walker,
Edwaixi H. Oilman. Henry O. Kent, Wallace
Hackett. WilUam Ward, Charles A. Sinclair, Jobo
S. Collins, Charles H. Amsden, Justin V. Hans-
oom.
Greenwich, New York.— Clinton Gilbert. Jobs
G. Davis, William H. S. Elting. Samuel C Har-
riot, William J. Haddock. Qnentin McAdam. Solo-
mon W. Albro, James A. Roosevelt, George Gor-
don. Mason A. Stone, Allen S. Apgar, Abiel A.
Low. Augustus C. Brown. William P. DaaeUs,
Samuel W. Harriot, Jas. M. Brookfield. Wiliiam
Brookfield.
Hamilton. New York.— D. D. Whitnev, J. M.
Whitney, A. Wakeroan. H. David, W. MUes. C.
Jenkins, J. Windmulier, W. H. Montange. J. Ro-
mer. J. B. Blydenburgh. H. J. ftiaringer, N. Sea-
grist. D. Mahany.
Hanover, New York.— Benjamin S. Wafcott.
James P. Wallace. William H. Lee. Henry Adams.
Paul Worth. WiUiam A. Brown. Addison F. Rob-
erts. E. L. Coming, Arthur B. Graves, Salem H.
Wales, Isaac T. Smith. Samuel E. Howard. R. H.
Hoadley. Chas. G. Landon. William D. Walcoct,
John L. Riker. I. Remren Lane, Aretas Blood, Al-
bert Mathews, C. F. Moulton, David S. EglestoD,
Samuel Thome, George A. Crocker, David B.
Flint. Wm. D. Sloane. Samuel Shethar. Chas. K.
WaUace, Henry E. Hawley. William L. Stroot.
Joseph Haslehurst, William B. Leonard, Joseph
T. Ix>w. A. D. Jnilliard.
Hartford, Hartford. C(»in.— Henry Keney.
Geo. L. Chase. Jonathan B. Bunce. James J.
Goodwin. Jacob L. Greene. Theodore Lvidab,
George Roberts. John C. Day. WiUiam C. Skinner.
Hawkbye. Des Moines.— E. J. IngersoO, James
Callahan. A. Howell. A. Swift. J. B. Tiffin, W. D.
Skinner. W. D. Cole.
Hekla, Madison. — Mons Anderson. F. G.
Brown. J. H. Carpent^, O. B. Dahle, W. R. Fw^
man. O. P. Gaarder. J. W. Hudson. J. A. Jobo-
son. John Mogenson, Fkank F. Proudfit. Halk
Steensland. Osuld Torrison. Gunnufl ToUe£fson, S.
A. Qvale, Moses S. Klauber.
Hernando. Memphis. Tenn.— S. H. Dunscomb.
R. L. Cochran, L. Hanauer. J. H. McDavitt, W.
B. Mallory. F. M. Nelson. John T. Willins. X.
Fontaine. A. Vaccaro, Joseph Bruce. J. R. Pepper.
Home Fire Insurance Company, Baltimore.
—Hiram Woods. James Boyce, James L. Barbour,
Charles Markell. G. Harlan WilUams. WUtiam H.
Perkins, Ferdinand Meyer. Jackson C. Gott.
Thomas Shields, Simon I. Kemp, Moses Kaho.
John Brown.
Home Insurance Company, New York.-
Isaac H. Frothingham, Levi P. Morton, Hear? A.
Hurlbut, WiUiam Sturgis, John R. Ford, Wm. R-
Fosdick. Wm. H. Townsend, OUver S. Carter.
Henry M. Taber, D. A. Heald. D. H. McAlpm.
The Insiuranoe Year Book.
337
Andrew C. ArDstrooe, Cornelias N. Bliss, Edmund
F. Holbrook, John Ii. Washburn, Jc^n H. Inman,
Walter H. Lewis. Francis H. Leggett. Benjamin
Perkins, Henry E. Beguelin, Geori^e W. Smith,
Frederick P. Ofcott. J. Harsen Rhoades, George C.
White, Jr.. E. G. Snow. Jr.
Home Mijtual, San Frandsco.— L. L. Baker,
H. L. Dodge. J. L. N. Sbepaid. C. Waterhouse.
Isaac L. Requa, Channcr Taylor, John Carrey, J.
F. Houghton. S. Huff. A. K. P. Harmon. C. T.
Ryland.
Home, Nashville, Tenn.— A. G. Turner, B. J.
McCanby, Jas. H. Collins, W. J. Wallace, J. H.
Bruce, W. H. McLean. L. Rosenheim. Max Sax,
L. B. Fite, Dr. R. R. Freeman, W. A. Wray. P.
G. Breen. W. D. Mayo. James Comfert, A.
Howcl!.
Home Fiss, Omaha. N-^b.— S. H. H. Clark. C.
W. Hamilton. Frederick Krug. Charles J. Barber,
Jas. L. Lovett. Ralph E. Gaylord, A. J. Harmon.
Alvin Saunders, Alien Root. O. M. Carter. Samuel
Rees. J. T. Paulsen, G. A. Lindquest, G. W. D.
Reynolds. W. A. McAllister, J. P. Latta; D. Mar-
tin. Thos. Wilkinson. B. F. Madsen, Alex. Mc-
GaToct
Home Firs Insurance Compant. Salt Lake
City, U. T.— Henry Dinwoodey. John Henry
Smith, George Romney. John C. Cutler. Thos. G.
Webber, David Eccles. P. T. Famsworth, George
W. Thatcher. William H. Rowe. Frank W. Jen-
nmgs. Charles S. Barton.
Humboldt, AUegheny City, Pa.— P. J. Uriing,
Henry Landgraff. C. Steff.-n. Jr., Simon Brahm,
John Berger. John Selling. Fred. Gvrinner. Sr.,
Edward Fried, £. Hoeveler, Henry Temme. John
A Vemer. James P. McKmney.
Indiana, Indianapofis, Ind.— Vinson Carter, R.
H. McCrea, M. D. Butler. A. A. Heifer. Chas. E.
Dark, M. V. McGilUard. N. S. Byram.
Insurance Company of North America.
Philadelphia.— Charles PUtt, Francis R. Cope,
Edward S. Qarke, T. Charlton Henry. Clement A.
Griscom. WiUiam Brockie. Henry Winsor, William
H. Trotter, Samuel Field, Thomas McKean, John
A. Brown. Edward S. Buckley. Robert M. Lewis.
Edward H. Coates. John S. Jenks, Chas. C. Har-
nson, Joseph S. Harris, Edward Hopkinson,
Emanuel Strauss, George H. McFadden.
Insurancb Company of State of Pennsyl-
vania. Philadelphia.— Geo. G. Crowell, George H.
Stuart, Thos. B. Wattsoa. George H. Colkett, Ed-
ward P. Borden. Benj. S. Janney. Jr.. William
Massey, Edward H. Rowley. Lmcoln Godfrey,
Caleb J. Milne. James C. Brooks, Chas. Piatt. Jr..
John B. Morgan.
Island Home Insurance Co., Knoxville.
Tenn.— Hon. J. G. Rose, P. J. Brisco. C. E.
Luckey, E. E. McMiUen, W. O. White, J. Allen
Smith, S. T. Powers.
J&FFBRSON, Philadelphia.— William McDaniel,
John F. Belsterling. William D. Gardoer, Jonas
Bowman. H. Crawford Coates. Fred. W. Troem-
ner, George W. Spiese. Eugene I. Santee, Cbaries
Santee, Jacob Scbandein. Phiilp E. Coleman, B.
MitcheU Simpson. Edward A. LandeU. WiUiam
McClary, FrankA. Shute.
Jefferson, Wheeling. W. Va.— Earl W. Ogle-
bay. John D. Culbcrtson, Dr. R. W. Hazlett, S. S.
Bloch, J. J. Jones.
Jersey City Insurance Co.— Nathaniel Foote.
A. A. Lutkins. M. D., Morillo H. Gillett. Joseph D.
Bedle. E. F. C. Young. Geo. F. Perkins. 1 homas
H. Wilhams. Lyman B. Brainerd. WiUiam Hus-
tace, John E. Cronham, Edward R. Wilbur, Jacob
R. ShotweU, WiUiam R. Drayton, J. D. CarscaUen,
Garrett M. Patterson.
Kenton, Covington, Ky.— John F. Fisk, Amos
Shinkle, W. M. Fehley. John P. Ernst, W. Craig.
Jr., J. D. Shutt. Geo. W. HoweU, C. G. Wallace.
H. R. Deglow.
Kings County, New York.— Wm. E. HorwiU,
G. W. Griffith; John N. Hayward, Samuel S. Free.
Daniel Smith. Lewis Hurst. Edward North. Chas.
F. Pope. A. M. Suydam. Robert Irwin, Samuel
Longman. William H. Male, Charles Longman,
James M. Brookfield, Martin Joost, Ezra B. Tuttle.
Wm. Brookfield.
Knoxsyille, KnoxsviUe. Tenn.— D. A. Car-
penter. Jno. E. Chapman. W. W. Woodruff. S. B.
Lttttrell. M. L. Ross. J. M. Meek. R. C. Jackson,
C. M. McGhee, J. T. McTeer. W. P. Washburn,
C. M. McClung.
Lafayette. New York.— Samuel Van Wvcki
Harkort Napier. Isaac Carhart, Wm. H. Nlalei
Wm. Taylor. Jos. F. Sanzay. John J. Vanderbiltt
Fred. L. Du Bois. David F. Manning. James M.
I^avitt. Albert P. Wells. James Raymond.
Liberty. New York.— George A. Morrison,
Horace J. Fairchild. E. R. Kennedy. Samuel R.
Weed, JuUen T. Davies, John Clailin. James Mc-
Creery, John W. Aitken. George F. Victor, Otto
K. Krause. John Hemman. O. G. Walbridge. S.
R. Lesher. John Sloane. Eugene HIggins, Edward
D. Adams. Louis B'lUgerald. T. W. Erans, Hoiu
John A. McCaU, Joseph F. Knapp. John H.
Inman. Marcellus Hartley. Edward M. Field, Ed-
ward Holbrook, Robert B. Brown, H. L. Judd.
Gustave A. Jahn. Charles W. Gould. Eduardo
Gjgorza, Thomas Birldn. Hon. Oliver Ames, Jas.
Stores.
Long Island, Brooklyn. N. Y.— Abraham Lott,
William S. Packer, Jonathan Ogden, John S. Van
Cleef. John Lefferts. F. V. Dare, E. G. Burgess.
F. E. Pinto, Stephen R. Post, Henry L. WardweU.
Frederick F. Lockwood, Henry Blatchford. G. H.
Hope.
LouiSYiLLS Germania, LouisviUe.- P. Vig-
lini. J. L. Ueppen. H. Bishop. L. C. WoUolk.
John Frantsman. J . B. Speed. George Wolf.
LoinsviLLE, Louisville. Kv.— W. H. DiUing.
ham. Theodore Harris. H. Verhoeff. George Woa,
R. A. Newhouse. George A. Owen. James E.
Hardy. L. W. F. Hart, C. P. Moorman, S. J.
Gran man, Julius Bamberger. Chas. T. Dearing.
R. O. Hewitt, J. G. Roach.
LuMBERMENS, Philadelphia. — Lewis Davis,
Thomas Williams. Jr., Benjamin H. Brown; Jas.
R. Gates, Edward Hoopes, William S. Taylor,
Georee Watson, J. Gibson Mcllvaio, William C.
Smyth, Edmund Webster, John S. Stevens, Aaron
Fries.
Manufacturers and Builders, New York.—
Edward V. Loew. John Englis, G. L. Schuyler, M.
Coleman, H. Schumacher, A. G. Nason. Thomas
Goadby, F. W. Loew. J. Jay NesteU, R. Wyman.
Wm. Bums, W. L. Loew, P, Mager, George W.
Quintard, Jacob Lorillard.
Manufacturers and Merchants, Pitts-
burgh, Pa.— C. W. Batchelor, president; John W.
Chaliant, vice-president; A. E. W. Painter, Robert
Lea, M. W. Watson, John Wilson, Joseph Wal-
ton. WiUiam G. Park. A. M. Byers, G. £. Painter,
Jas. J. Donnell, John Thompson.
Marine, St. Louis.- C. S. Greeley, R. P. Han-
enkamp, John T. Davis, H. W. Hough, James A.
Bartlett, W. H. Chick. Hugh Rogers, Conrad Fath
338
The Insuranx^ Year Book.
E. C. Meacham. Geo. S. Edgdl, Joseph W. God-
dan), Samuel G. Kennedy, Amedee B. Cole.
Maryland. Baltimore.— Richard J. Baker, Sol-
omon King, Wm. H. Millikin, E. W. Robinson.
Samuel Snowden, Washington Booth, Henry Wil-
cox, James E. Tyson, Pierre C. Dusan. John H.
Brinkley, A. L. Gorter, R. Tynes Smitb.
Mechanics, Philadelphia.— Edw'd T. Maguire,
James F. SulUvan, William Foley. Chas. T. Quin,
Robert I^ughlin, Peter Carrigan, M. P. Heraty,
Francis J. Crilly, Alex. L. Crawford, Chas. A. Mc-
Manus, Francis Falls, Patrick McHuRh, James
Wood. Chas. G. Hookey, Edward H. Flood. John
Mirkil, B. F. McFillin, Peter S. Dooner. Chas. J.
Gallagher, John P. McGrath.
Mechanics and Traders Insurance Com-
pany, New Orleans, La.— Robert Maxwell, Geo.
W. Sentell, 1. L. Lyons. Col. T. L. Macon, N.
Landry, Chas. HoUoway, F. J. Odendahl, W. A.
Phelps. W. G. Wheeler. J. M. Frankenbush, Si-
moo E. Marx. P. J. Cockbum, H. T. Cottam, J.
A. Braselman. W. B. Thompson, Walter C.
Flower, Jos. Vignea. A. Xiques, J. M. Walsh, T.
S. Waterman, Frederick Wing, P. Wcrleln, A. M.
Silbemagel, A. G. Lobdell, Lloyd R. Coleman, C.
Hernandez, O. Elmer. J. A. C. wadsworth, A. M.
Ddarallade.
Mercantile. Boston.— Geo. R. Rogers. T. M.
Devens. L G. Whitney, B. F. Field. W. G. Weld.
R. C. Nichols, Geo. S. Cushing. T. K. Cummings,
Gorham Rogers, Geo. R. Minot, James G. Free-
man.
Mercantile, Cleveland.— Wm. J. Gordon,
Solon Burgess, Amos Townsend, E. B. Hale, W.
J. McKinnie. W. H. Hayword, Chas. O. Scott,
Lester A. Cobb, J. C. Lockwood. Ralph Worth-
ington. Geo. A. Tisdale, O. M. Burke, Samuel E.
WilUamson.
Merchants, Newark.— Henry Powles, Jerome
Taylor. David C. Dodd. Jr., G. Lee Stout, Mat-
thias M. Dodd. Samuel Atwater, Fhos. W. Adams,
L. Spencer Goble, William H. Baldwin. William
H. Curtis. Silas C. Halsey, John D. Harrison,
Lewis J. Lyons, Robert Drake. Aaron P. Mitchell.
Merchants, Providence.-rEdward A. Greene,
Christopher Lippitt, William T. Barton, John S.
Palmer, Robert h. Northam, James S. Phetteplace,
John Waterman, William P. Goodwin, Edwin A.
Burgess. Isaac M. Potter.
Merchants and Manufacturers, Cincin-
nati, O.— Robert Hosea, Wm. Henry Davis,
Richard Dymond, B. B. Whiteman, A. D. Bullock.
Martin Bare, W. H. Calvert, H. Muhlhauser,
Gardner E. Phipps, Robert Allison, Charles C.
Murdock, Henry W. Andrews, Stephen R. Burton,
James B. Wilson. H. P. Lloyd.
Meridbn, Meriden, Conn. — A. Chamberlain,
H. C. Wilcox, I. C. Lewis, R. A. Neal, E. J. Doo-
little, N. L. Bradley, J. L. Billard, E. B. Cowler,
Chas. Parker, G. W. Lyon, John Tait. D. B.
Hamilton. Geo. R. Curtis, C. N. Winslow, J. C.
Byxbee.
Miami Valley, Dayton.— Alexander Gebhart,
Jos. R. Gebhart, John K. Mclntyre, W. R. S.
Aycrs, D. K. Boyer. Henry Neff. Wm. Craighead,
Emand Shultz. F. C. Tiebein.
Michigan Fire and Marine, Detroit— D.
Whitney, Jr., D. M. Ferry, R. A. Alger. M. W.
O'Brien. M. S. Smitb, Christian Mack. Allan Shel-
den, Wm. C. Colbum. Simon J. Murphy, Wm.
L. Smith, A. H. Wilkinson, Waldo M. Johnson.
H. Kirke White. H. P. Baldwin ad, Traugott
Schmidt. Wilhelm Boeing, Geo. H. Minchener.
F. E. Driggs, C. H. Buhl, Wm. S. Willcox. Hiram
Walker, Collins B. Hubbard, James D. Standish,
H. W. Sage, M. B. Mills, John Belknap. A. W.
Wright. Geo. H. Barbour. S. G. Caskey. Chas.
Stinchfield, Francis F. Palms, Wm. C. Yawkey.
Hervey C. Parke, Samuel R. Mumfiord, James
McMillan.
Milwaukee Mechanics, Milwaukee.— Seb.
Brand. Fred. Vogel. John C. Dick, Henry Stem,
G. Pfistcr, A. J. Cramer. Chr. Prewsser, Geo. J.
Obermann, R. Nunnemacher. Ferd. Kuehn, J. P.
Kissinger, D. Schultz, Fred. Pabst, A. Meinecke,
R. Puchner.
Mississippi Home, Vicksburg.— John B. Mat-
tingly, T. M. Smcdes. G. W. Hutcheson. M.
Darney, Vmcent Bazza. F. M. Andrews. H. H.
Biedenham. E. C. Carrol, Samuel Feld. George S.
Irving, J. J. Mulligan, James P. Roach. A. War-
ner. C. G. Wright. W. H. Bruacr. N. Piazza, W.
M. Vosburg. W. H. Fiizhueh. H. C. McCabe. R.
F. Beck, P. P. Williams. .TuUus Hoemer. W. O.
Worrell, W. L. Trowbridge.
Monongahbla, Pittsburgh, Pa.— Wm. A. Cald-
well, George A. Berry, Geo. W. Dilworih. Charles
AtweU, Henry Hays, James A. M'Devitt, Chas. L.
CaldweU. Charles H. Spang. J. W. Dalxell. Jno.
G. Stephenson, William Thaw, Jr., Charies H.
Shinkle, A. D. Smith. Nathaniel Holmes, H. L.
MkSOU.
Mutual Fire Insurance Co. of Ken-
tucky, Newport, Ky.— G. Wcavdr Loper. E. E,
Miller. Wm. R. Lowe. Chas. J. Helm. Walter P.
Dicldnson.
Mutual. N. Y.— P. B. Armstrong, O. R. Meyer.
Joseph Fox. John Dickson, A. F. Troescher. Otto
Von Hein. Aaron Carter, Emil Caiman, W. E.
Lowe, R. A. Loewenthal. C. S. Braisted, J. W.
Mack, J. H. Loewenstine, WiUiam Eegert. W. W.
Bostwick, James Jourdan, F. A. Von Bemuth.
David Caiman. Samson Lachman, Nathan D. Bill.
J. Spencer Turner.
Nashville Fire and Marine, Nashville,
Tenn.— J. M. Dickinson, Thos. D. Fite, Robt. B.
Lea. Wm. Litterer. Jos. H. Thompson. Wm. A.
GMdwyn. R. H. Dudley. W. Leickhardi. Jas. H.
Yarbrough, J. W. Maoier, H. B. Stubblefield.
Nassau, Brooklyn.— A. A. Low, John T. Mar^
tin, L. M. Sheldon, James A. H. B'di, H. Zabriskie.
John J. Vanderbilt, H. D. Polhemus. John W.
Hunter, Rufus Litchfield, Foster Peitit. John
French, Silas Ludlam, Elias I^wis, Jr.. Thomas
Stratton, Alex. McCue. Daniel Underbill. Wm. T.
Lane.
National, Allegheny, Pa.— H. M. Boyle. John
Thompson, John A. Myler, Jas. Richey, Jr.. John
Porterfield, W. S. Husefton, M. O., H. Handel, E.
Groetzing^r, G. Eisenbris, Jos. McNangher. Chas.
F. Stifel. Chas. P. Lockhart.
National, Cincinnati.— J. H. Rogers. Bcnj. F.
Evans, John L. Stertinius. James M. Glenn, S. W^.
Smith, Joseph Rawson, T. J. Duncan, W. P. An-
derson, Henry Stix, David B. Gamble. H. C.
Umer, Perin Langdon.
National, Hartford.— James Nichols. Homer
Blanchard, James Bolter. Ebenezer Robens. Wm.
B. FrankUn, Wm. H. Lee, Frank W. Cheney. Ben-
jemin Bliss, Henry A. Whitman, John R. Bock.
John F. Morris, John L. Houston, Henry C. Judd.
Geo. Maxwell.
National, New York.— Chas. F. Sonthmayd.
Henry T. Drowne. Chas. Watrous. Wm. G Ward,
Henry E. Nesmitb, Warren Ackerman. James M.
Thorburn, Joseph Park. John Watson, John A.
The Insurance Year Book.
339
Stewart. Jr., George A. Birker, Robert S. Holt,
Thomas W. Thoin.
National Fire and Marine, Elizabeth. N. J.
—Amos Clark, Jr., William P. Thompson, Jacob
Davis, Moses F. Corv, William H. Luster, John P.
Norton . Moses O. Winans. John Kean, Joseph
Cory, James H. Cory, J. F. Spinning, J. Williams
Crane, S. S. Thompson. Joseph Cross, A. S. Den-
man. Henry R. Cannon, E. N. Marsh, WHliam
McKinlay, Joseph E. Dunham, Ed. J. Cleveland.
Robert S. Williams.
National Metropolitan Fire Ins. Co. op
DisT. of Columbia, Washington, D. C— Ed-
ward Clark. John T. Lenman. Wm. H. Hoeke.
John P. Franklin. Edward F. Drook, John Bailey,
F. B. Metzewfi. Wm. A. Gordon, Jas. M. Green.
National Union Fire. Washington, D. C—
H. 0. Towles. James H. Watmouth, I. L. John-
son, Thomas Francis, Francis Miller, J. H. Scbae-
fer, Charles Mades, C. B. Bailey, Wm. B. Gnrley.
Nebbaska and Iowa, Omaha. Neb.^S. R.
Johnson. L. B. Williams. Hon. Eli Clayton. Hon.
C. Duras, F. B. Johnson, Thos. A. Creifph. Matt.
Goodwin. F. O. Gleason, Hon. Geo. F. Wright.
Neptune Fire and Marine, Boston.— George
F. Osbom, Charles J. Morrill, Caleb A. Curtis,
Edward Page, Caleb Wm. Loring, Wm. Endicott,
Jr., George A. Meyer, Aaron Hobart, George
Thatcher.
New England, RuUand. Vt.— Hon. L. W.
Redington. Hon. Cyrus Jennings. Hon. Joel C.
Baker. Jndge Thos. C. Robbins. Dr. John A.
Mead. Dr. Chas. A. Gale. Col. John A. Sheldon.
Henry O. Edson. F. N. Butler, M. Quinn, Albert
H. Tntde. J. R. Hoadley, George H. Verder, Dr.
J. B. Rand.
New Hampshire. Manchester, N. H.— James
A. Weston, Samuel N. Brll. George B. Chandler,
Moody Carrier. Alfred Cuimby, Bushrod W. Hill,
W. H. Berry. N. P. Hunt. Benjamin C. Dean,
George W. Kiddle, Herman F. Straw, Dexter
Richards. John M. Hopkins, John D. Chandler,
W. D. Cadwell. Frank A. McKean, H. K. French.
F. A. Faulkner, A. G. Folsom, W. D. Knapp,
Frank Jones, John B. Varick, Andrew Bunton.
New Orleans Insurance Company, New
Orleans.— W. G. Vincent. E. J. Bobet. Charles
T. Dugaxon. D. Fatjo, H. Gaily, Pierre Poults, A.
Scfareiber. Chas. E. Schmidt, J. Tuyes. H. La-
roDssini. Jr.; J. W. Hincks, Gus. Pitoc.
New Orleans Insurance Association.— P.
Lanaux, Hy. Tremoult, E. W. Huntin^on, A. D.
Ljuiaux. A. Lambert, Daniel Wendling, J. B.
Vmet, Felix Laplante, J. P. Zatarain, T. Gene-
reHy. Chas. T. Carter, F. E. Bernard.
New York. New York.— Dan'l UnderhiU. presi-
dent; Samuel C. Harriot, John £. Andrew, Wm.
Hazmn. Jos. A. Dreyfous. Jas. C. Gulick. Jas T.
Wright. Jas. C. Holden, A. H. Cardoso, Claiborne
Ferris, John N. Quirk, Hewlett Scudder, Augustus
Colson, secretary.
New York Bowery, New York.— Charles C.
nnckney, Thompson Pinckney, John B. Cotte,
William P. Woodcock, and; John C. Chamberlain,
Heor? Silberhom. William P. Woodcock. John G.
Wendel, John A. Delanoy. Jr.; John Wilkin, Gur-
don G. Brinckerhofl, F. Frederick Guother, Hel-
mnth Ktanich. Chas. A. Blauvelt, Henry B. Pye.
Newark, Newark.— John J. Henry, president;
Charles S. Haines, Jos. Ward, Jr.; George F.
Reere. Jabex Cook, Isaac A. Ailing. Henry N.
Parkhurst, Theodore Coe, Albert P. Condit, Geo.
W. Thompkins, A. C. Denman, J. S. Higbie,
Richard Hall, O. O. Brewer, secretary.
Niagara, New York.— Darid Stewart. late ot
Paton ft Stewart; J. Taylor Johnson, president
Metropolitan Museum of Art; Wm. H. Wisner,
firm of Wm. H. Wisner & Co.; Edward L. Hed-
den, late of Wetmore, Cryder ft Co.; James R.
Taylor, late of Taylor, Olmstead & Co.; Hender-
son Moore, late of H. Moore ft Co.; Peter Not-
man, 135 Broadway; James W. Elwell, firm of
James W. Elwell ft Co.; Thomas G. Ritch, Stam-
ford. Conn.; firm of Amoux, Ritch ft Woodford;
Thomas P. Goodrich, 135 Broadway; William E.
Tefft, firm of Tefit. Weller ft Co.; J. Kerberl John-
ston; Austin Corbin, railway president, banker,
etc.; George A. Halsey, Newark, N. J., capitalist;
Chas. B. Farwell, of Chicago, III.
North American. Boston.— Chas. Henry Par-
ker, Silas Peirce. John C. Howe, Albert !>. S. Bell,
Jacob Sleeper, Josiah G. Abbott. J. Hamilton Far-
rar, Wm. G. Peck, Eugene E. Patridge.
North River, New York.— John J. Lagrave,
Peter R. Warner. John C. Tucker, Jay L. Adams,
Waldo Hutchins. Edward H. Van Winkle, John B.
Hall, William Darrow. Lawrence M. Van Wart,
John M. Knox. Albert Bogert, Jr.. James M.
Thorbum, Hampton A. Coursen, William J. Had-
dock. William P. Douglas. John Crolius, Theo-
philus A. Brouwer.Samudf William Johnson, Wm. R.
Bowne, John M. Knox, Jr., William W. Seymour,
William E. Hutchins, DaridM. Morrison. William
M. V. Hoffman. George N. Conklin. Frederick H.
Crum, Henry Spratley, James Galway.
Northwestern National, Milwaukee.— P.
D. Armour. John Plankloton. Fred. Layton, Daniel
Wells. Jr., George W. Allen, G. Pfister. John L.
Mitchell. Thos. A. Green, H. H. Camp. W. G.
Fitch. John Black. Elias Fnend, F. J. Blair. Chas.
Ray. Alfred James, B. B. Hopkins, Jas. G. Jen-
kins.
Oakland Home, Oakland, Cal.— William P.
Jones, F. K. Sbattuck, V. D. Moody. C. O. Brig-
ham. J. S. Emery, C. L. Watson, John Crellln,
Frederick Delger, John Everding, M. H. East-
man. George 1. Crist.
Ohio. Dayton.— Dr. J. A. Walters. H. C.
Graves, H. C. Marshall, G. B. Harroan. S. M.
Sullivan. H. V. Lytle, WiUiam Huffman.
Ohio Farmers. Le Roy. O.— Jas. C. Johnson,
J. H. Freeman. Nelson Harris. S. H. Pomroy,
Frank Mills, F. M. Ashley, F. G. Loomis, G. H.
McDermott, G. M. Ganyard.
Old Town, Baltimore.— Henry Wilcox, James
Bond oi T.. J. H. Snyder of C, N« Ruliis Gill.
Jacob W. Hook, Solomon Colmus, Daniel Don-
nelly, Edward D. Onion. Rot>ert M'Laughlin,
Jesse F. Ely. W. H. B. Fusselbaugh, Henry J.
Horn.
Oregon Fire and Marine, Portland. Or.—
H»nry Failing. H. W. Corbett, W. S. Ladd. W.
M. Ladd, C. H. Lewis, S. G. Reed, L. White, J.
W. Cook, J. K. Gill.
Orient, Hartford.— Newton Case, Daniel Phil-
lips, Fred. R. Foster, Leverett Brainard. Chas. J.
Cole, Wm. H. Bulkeley, Geo. S. Lincoln, John
W. Brooks, John R. Hills. John G. Root. Arthur
W. AUyn, Charles B. Whiting, Stephen Good-
rich, J. M. Allen, P. H. Woodward. Byron W.
French.
Pacific, New York.— Frank T. Stinson, Geo.
H. Moller, Leonard Jacob. Jacob Campbell, Eben-
zer Beadleston, Harman Blauvelt. A. W. White,
James Carr, John B. Snook, Allan Hay. John
Morton, William H. 'Beadleston, Henry Silber-
340
The Insurance Tear Book.
horn, Loring P. Hawes, Henry J. Robinson.
Robert Buck, William W. Wickes. Hart B. Brund-
rett, Albert Crane.
Pacific, Portland, On.-
A. Strowbridge,
Wm. Dunbar, W. W. Spaulding, G. A. Mooney,
Wm. McFall, G. G. Gammans. E. Hughes, A. B.
Stdnbach, F. E. Beach, C. M. Idleman. O. £.
Heinti. I. F. Powers, S. H. Friendly, Henry An-
son. T. R. Sheridan. Gc^o. P. Hughes, Milton
Hale, R. Alexander, John Kenworthy, J. Nunan.
Park, New York.— William Jaffray, President;
Edward Schell, Vice-President; J. F. Sanxay,
Mahlon Apgar, Arthur L. LevYi John Romer,
Francis F. Fumald. Everett P. Wheeler. H. H.
Haight, James H. Heroy, Mordaunt Bodine,
Aaron Adams, Alex. Dalrymple, Robert Mardn,
Wm. Valentine, Secretary.
Peabody Fire. Wheeling, W. Va.— Alonxo
" .Mil]
Lorinff, A. J. Clarke, J. A
John M. Brown,
filler, A. D. Seamon,
Pelican, New Orleans.— Joseph Kantc, D
McCarthy, John S. Hodfiins, M. Hackett, Fred.
Peters, F. Quereos, Jr.. Geo. Wiedemann. F. W.
Young, James O'Rourke, A. Hoflfmann. Charles
Kuebel, C. Doyle, John Blank, John Hynes,
Hugh McManus, Thomas J. Morao, Robert Ross,
M. J. Schwarm, Jerry Lyons, Thos. G. Rapier,
John Walle.
Pennsylvania, Philadelphia.— John Devereux,
Isaac Hazlehurst, Daniel Haddock, Jr., Edwin N.
Benson, R. Dale Benson, John R. Fell, B. Andrews
Knight. Joseph W. Lewis. J. Tatnall Lea.
Peoples, Manchester.— Joseph C. Moore, David
Cross, George W. Weeks. S. B. Putnam, Charles
Williams, Alonzo Elliott, H. K. Slayton, Frank
Dowst. C. H. Bartlett, A. P. Olsendam, Alpheus
Gay. Luther Pattee, C. D. McDuffie, H. O. Kent,
Frank Jones, L«^is Simons, P. A. Divine, Walter
Aiken, Seth M. Richards, Hiram A. Tuttle, M. A.
Haynes. George H. Stearns, Hiram Hill, John
Kennard, W. G Hoyt, D. F. Straw, John B.
Smith, C. D. Welch. John Dowst, D. H. Young.
Charles H. Robie.
Peoples, Middletown, Conn.— Seth H. Buder,
Geo. S. Hubbard, George N. Ward, Arthur B. Ca-
lef, Alfred Cornwall, Edward Pavne, Benjamin
Douglas, Henry G. Hubbard, John M. Douglas.
Charles A. Boardman, Edward Douglas, W. H.
Sherman, Isaac C. Lewis, George M. Smith, F. J.
Chaffee, John J. Hubbard, Abbott G. Butler,
Benj. Douglas, Jr.
Peoples. New York.— William Mour. Cornelius
Stephens. Matthias Bloodgood. Albert Mann.
Frederick V. Price, John A. C. Gray, Henry
David, James E. Hedges. Joseph H. Wood, Scott
Foster, Albert T. Stephens, Henry Demarest, Alex.
C. Milne.
Peter Cooper, New York.— Amos R. Eno,
John J. Cape, Moses Chamberlaio, William H.
Riblet, Ebenezer Willson, Dudley P. Ely, Nathan
L. Ely. Perry E. Irish, Albert Riblet, William H.
Albro, Henry Watson, Andrew A. Bremner, Ed-
ward W. Chamberlain, Francis W. Drake.
Petersburg Savings and Insurance, Peters-
burg, Va.— Alex. Dorman, R. W. Collier, John P.
Branch, H. C. Haidv. Alex. Hamilton, D. W.
Lassiter, John Mann, W. Gordon McCabe, R. G.
Pegrum, Fortescue Whittle, Wm. L. Zuinner.
Phenix. Brooklvn.- George P. Sheldon, Arthur
B. Graves. Austin Corbin, Edward F. Knowlton,
William B. Kendall. Albion K. Bolan. Henry W.
Maxwell, Stephen Crowell, John M. Hicks, Geo.
W. Bergen, Augustus Stud well, Edwin T. Rice,
William M. Thomas, William P. Beale, William
H. Wallace. William J. Logan, Charles Phelpa,
John H. Latham, David B. Powell, Felix Camp-
bell, William H. Male, Samuel E. Howard. John
Cartledge, George M. Hard, George Ineraham,
Charles W. Brega, Henry E. Southwell, William
A. Hammond.
Phcenix, Hartford, Conn.— Joseph Merrinaan,
Charles M. Beach, George W. Moore, Henry Kel-
logg, Henry K. Morgan, Chas. H. Smith. Stephen
A. Hubbard, Lyman B. Jewell. G. Wells Root.
Henry C. Dwight, Ward W. Jacobs, Lorios !•
Hawes, New York; George Ripley. Bostoo; Frank-
lin Chamberlin, Milo Hunt, Pliny Jewell, Henry
A. Redtield, D. W. C. Skilton. J. H. MitcheO.
Pierre Fire and Marine. Pierre, Dak.— John
J. Kleiner, B. J. Templeton, T. W. Pratt. W. S.
Wells, W. I. Wellman, J. C. Eager, George W.
Pierce.
Pittsburgh Insurance Co., Pittsburgh.—
Charles Arbuthnut, James Gordon, Alexander
Bradl^'y. James S. McCord. James Collord. Mas.
K. Moorhead. John Fullerton, James McCntrheon.
John Daub. John Scott. R. J. Wilson. Henry
Lloyd, Allen Kirkpatrick. Hillis McKown.
Planters and Merchants, Mobile, Ala.—
T. G. Bush, president; L. Brewer, A. P. Bosh, S. A.
Bamett, T. S. Fry, J. H. Fitzpatrick, D. T. Parker.
Portsmouth Fire Association. Portsmouth.
N. H.— Frank Jones, J. W. Sanborn. Esrsi H.
Winchester, Edwin Wallace, Charles A. Sinclair.
Charles B. Gafhey. Wallace Hackett.
Portsmouth, Portsmouth, Va.— O. V. Smith.
J. F. Crocker, J. H. Hume, G. L. Neville, W. S.
Langhome.
Potomac, Baltimore.— James M. Ginrin, Thos.
Whelan. £. G. Hipsley, Isaac W. Jewett, John
Moore, Joseph C. Townsend, Isaac Aibertsoo.
John Jewett, James T. Mitchell. Chas. R. Dififen- ;
derfler. Henry Page, Thomas R. Coward.
Providence- Washington, Providence. — Row-
land Hazard, J. H. DeWoIf. Wm. Grosvenor. Jr..
Wm. Ames, H«»nry J. S eere, F. W. Carpenter.
R. I. Gammell. E. Philip Mason, Royal C. Tafi.
Eugene W. Mason, John S. Palmer.
Reading, Reading, Pa. — Geo. F. Baer, Geo. B.
Eckert. Isaac Hiester, Charles Breneisrr. K. W.
Gilbert, Jere. G. Mohn, Philip R. Ball, John Hen-
del, Henrv A. Muhlenberg, WilUam R. Mcltvain,
James Nolan.
Reliance, Philadelphia.— James T. Yonng,
Thomas C. Hill. T. Wister Brown. Thomas Hock-
ley, John Glading, Thomas Mackellar, Francis F.
Milne, Charles S. Wurts, John S. Bispham, Craw- ;
ford Arnold, Charles £. Claghom, J. Sergent
Price, William Trimble, Jr.
Rochester German, Rochester, N. Y.— J. J.
Bausch, Louis Bauer, FYederick Cook, Nicholas
Brayer, Louis Fien, Samuel Dubelbeis, Loms
Ernst, Fred. Gostzmann, Mathias Kondolf, George
C. Maurer. John Rauber, Charles Ran. William
Vicinus, Albrecht Vogt, John Wdss, John G.
Wagner, Louis Wehn, Caspar Wehle, Peter Pic>
kin, Christin Yaky.
RocKFORD, Rockford, III.— John Lake. G. A.
Sanford, Wait Talcott, R. P. Lane, H. W. Price,
E. L. Woodruff, W. A. Dickerman. Geo. E. King,
Geo. W. Maguire, Geo. S. HaskeU. Charles £.
Sheldon.
Rome, Rome, Ga.— John H. Reynolds. John
Montgomery, J. A. Rounsaville, E. H. Coldoaeh, ,
E. T. McGhee, R. G. Clark, O. H. McWiUiams. |
A. S. Hamilton, Hamilton Yancey.
The Insurance Year Book.
34t
Rutgers. New York.— Edward B. FeUows. Will-
iam Peet, Oliver W. Woodford. John B. Simpson.
David H. McAlpin. Jacob Miller. John Ash, James
L. Stewart, Edgar M. Crawford, David Mahany,
Setb P. Squire, William R. Foster. Thomfis H.
Brown, Stephen C. Bamum, John Eadie, William
C. Dewev, George Williamson, Thomas H. Dolan,
Henry Silberbom, Joseph Haight.
Salbm Marine. Salrm. Mass.— Geo. H. Allen,
James B. Curwen, Francis Cox, Henry Gardner,
Benjamin H. Fabius, Wm. Nonhey.
Security, Cincinnati.— Thos. Morrison. Mat-
thew Ryan, Andrew Pfirrman, John Hauck, Warren
Rawson. Chas. Hofer, Jas. D. Parker. C. M. Hoi-
loway.
Security, Davenport. la. — S. F. Gilman, Jens
Lorenzen, F. H. OriRgs, Robert Sickels, E. J. Bab-
oock. Geo. P. McClelland. J. B. Phelps, M. L.
Marks. J. S. Wylle.
Security, New Haven.— Chas. S. Leete, A. C.
Wilcox. Cornelias Pierpont. Daniel Trowbridge,
James D. Dewell. James M. Mason, J. A. Bishop,
Wm. R. Tyler, S. E. Merwin, Joel A. Speny, H.
Mason.
Southern California, Los Angeles, Cal.—
E. F. Spence, J. R. Tobermann, D. E. Miles, F. C.
Howes. J. B. Hunt, John G. Downey. W. H. Perry,
Isaac Felk>ws, N. VanderUp. L. W. Dennis, J. W.
Davis.
Southern, New Orleans.— H. Gaily, John T.
Mode. Jr., D. Faijo, M. Schwabacber, R. MilU-
ken. Adolph Meyer, Joseph David. D. A. S.
Vaaght. T. J. Woodward. WilUam Mehle, Louis
Bosh, G. P. Harrison, F. G. Ernst, J. H. Menge,
Leon Jonbert, Geo. H. Dunbar, I. Hemsbeim, R.
Beliran, E. K. Converse, J. J. Gragard, Frank
i^er, Ernest Miltenberger, Fjrank Barker.
Springfield Firb and Marine, Springfield,
Mass.— Jarvis N. Dunham, Wm. Bimie, Marvin
Chapin, Mase S. Southworth, F. H. Harris, A. B.
Hanis. W. H. Haile, N. A. Leonard, aU of Sprinff-
field; James L. Pease, Chicopee, Mass.; H. £.
RTuseU,NewYoik; Marshall Field, Chicago, 111.
Spring Garden, Philadelphia.— George W.
Hall, WilUam G. Warden, Jesse Lee, Herman S.
Hofliman, George D. Krumbhaar, John K. Valen-
une, John E. Oraeff, Charles B. McMichael, James
H. Harper, Samuel B. Huey. Nelson F. Evans.
St. Paul Fire and Marine. St. Paul.— C. H.
Bigelow, Russel Blakely, H. C. Burbank, John S.
Prmce, H. M. Smyih, A. H. Wilder, J. L. Mer-
ham. H. E. Thompson. E. F. Drake. Peter Berkey,
M. Aoerbach, C. B. Gilbert, Alex. Ramsey.
St. Paul German, St. Paul.— Albert Schefier,
J. Quincf Haas. W. G. Hecdrickson, Bemhard
Kuh}, James H. Drake, Wm. Hamm, W. C. Bred-
enhagen, Henry Poefaler, W. G. Ward, J. Fred.
Vitt, C. H. Uenan.
Standard, Kansas City, Mo.— O. V. Wilson.
H. C. Arnold, J. C. Egelhoff, Wm. Askew. Hugh
Ward. C. J. White, Ed. M. Smiih, Jos. Cahn, W.
S. Woods, E. L. Martin, J. K. Davidson, Web.
Withers, Wm. A. Wilson.
Standard, New York.— Frederic Cromwell,
Edward E. Eames. James C. Gulick, Benjamin W.
How, Samuel McLean, James McLean, Stephen
Pritcb«rd. John L. Riker, Henry Sheldon, Wiliam
M. St. John, Robert W. Stuart, James M. Thor-
bura. Charies A. Townsend. John T. Walker,
Wfl!iam Whitewright, Franklin Woodruff.
Standard, Trenton, N. J. — Wm. Dolton,
F. W. Roebling. W. A. Roebling. John Taylor,
A. V. Manninff. John Moses. R. H. Moorr, N. R.
Ivins, Lewis Parker. W. L. Dayton, Samuel K.
Wilson, J. H. Blackwell, A. G. Richey. P. W.
Crozer. E. H. Stokes. I. F. Rfchcy, Henry S. Lt-
Ue. A. C. Yard, Chas. Swan, O. D. Wilkinson, W.
H. Brokaw.
Standard. Wheeling.- Wm. Ellin gham, Wm.
G. Wilkinson, Morris Horkheimer, F. J. Park, J.
H. Pipes, Wm. Georing, James P. Rogers, £. W.
Welb, Henry Baer.
State, Des Moines. la.— Harry A. Elliott. £.
R. Clapp, Wesley Redhead, R. T. Wellslager, a
B. Aycrs. John Voorhees, Fayette Meek, H. K.
Love, A. B. Cummins.
State. Nashville, Tenn.— G. P. Thruston, James
Burns. Philip Olwill, James McLaughlin, John
Whorley, W. M. Duncan, W. H. Morgan. B. P.
Wilson. D. F. Wilkin.
Stonewall. Mobile, Ala.— W. J. Hearin, Dun-
can Dew, E. S. Ferryman, John E. Michael, Wins-
ton Jones, H. Young, Leroy Brewer, Samuel
Brown, L. Lowenstein, J. Curtis Bush, L. E.
Brooks, D. R. Burges?, S. A. Bamett, Wm. P.
McDonnell, J. H. Fitzpatrick.
Stoyvesant. New York.— Samuel P. Patterson.
Adam W. Spies, A. Stewart Black, Dennis Hen-
nessy, Samuel Weeks, Jr., Nathan A. Chedsey,
Robert WlUetts, Augustus T. Gillender, WUUam
Ottman, Robert R. Stuyvesant, Michael Coleman,
Geo. B. Rhoads. Benjamin Wright, Nelson G.
Ajrrvs, Andrew Mills.
Sun, San Francisco— R. D. Chandler, J. B.
Stecson. James D. Phelan, E. B. Pond, C. L.
Dingley, J. N. Knowles, Alfred Barstow, I. Stein-
hart, C. L. Taylor, J. J. McKinnon, G. H. Collins,
Sun Mutual, New Orleans.— E. J. Hart,
Charles Macreadv, A. Baldwin, J. C. Morris, T. L.
Airey, R. E. Craig, H. Newman. Jas. L Day, J. A.
Blanc, D. A Challhdx, A. Meyer, Julius Wei9, R«
S. Day, H. Tx>chte, G. R. Finlay. B. M. King. L
G. Flower. J. D. Hawkins, Chas. Mandeville,
Blaine Jami<on, H. M. Preston. L. M. Finley, W.
A. Gordon. S. P. Wa!msley.
Syndicate, Minneapolis, Minn.— E. B. Ames,
H. W. Brown, John DeLaittre, W. W. Eastman.
W. H. Hinkle, J. W. Jahnson, Anthony Kelly, R«
B. Langdon, A. H. Linton, C. M. Loring, Doiilos
Morrison, Clinton Morrison, Geo. R. Newell. F. G.
Winston.
Teutonia, Allegheny City, Pa.— Henry Gerwig,
G. Faas, N. H. Voegtly, F\ H. Egwrs, John H.
Lots. J. Mutsiff, Henry Blumhage, ^ivm. Riemen-
snyder. J. H. Hespenheide, Gregor Meyer. Augus-
tus Beckert. S. G. Mollinger, >^. Guckert, Chas.
Kellner, J. G. Walther.
Teuton lA, New Orleans.— H. Buddfff. Theo.
Berckson. Anton Braun, J. B. Camors, M. Frank,
R. Frotscher, C. B. Fisher, H. R. Gogreve, S.
Hyman, Julius Keiffer, J. H. Keller, Isaac Levy,
C. H. Miller, John Nelson, Frank Roder, J. B.
Rengstorff, F. Rickert, Louis Ruch, F. Rlckert, Jr.,
Wm. B. Schmidt, H. Schulse, J. G. Spor, Jas. J.
Schmidt, Henry Wellmann.
Teutonia. Philadelphia.— E. Franssen, A. M.
Moore, Hy. C. Gibson, Lemuel Coffin, J. P. Brin-
ton, Theodore C. Engel, Louis Bersdoli, John F.
Bels, J. W. Wright, P. Dcerr, C. F. Rumpp, C.
W. Bergner.
Teutonia Fire and Marine, Dayton, O.—
Jacob Decker, J. B. Finke. Conrad Schenck, F.
Euchenhofer, Ed. Pape, Celestine Schwind, J. P.
Weckesser.
34^
The Insurance Tear Book.
Traders, Chicago.— E. Buckinf^ham, T. J.
Lefens. J. F. Gillette. C. L. Hutchinson. A. J.
Marble, J. J. Mitchell. W. G. Hibbard. A. N.
Young, Abram Poole.
Underwriters, Wheeling.~Geo. Hook, Alonzo
Loring. Joseph F. Paull. A. J. Clarke. Alfred
PauU.
Union, Buffalo.— William Cochrane. Jacob P.
Fisher, Henry Garono, Jos. L. Haberstro. Edward
Heron, Franas Handel, Alexander Martin, Pascal
P. Pratt, Frederick Persch, George Sandrodc, pres-
ident; Thomas P. Sears, E. G. Spaulding, WiUiam
Scheu, Henry M. Watson, Arnold Weppner. G.
Fred. Zeller.
Union, Louisville.— B. F. Guthrie, Fred. Lcib.
W. W. Hite. Arthur Peter, P. Meguiar.
Union. Philadelphia.— Chas. S. Hollinshead.
Atwood Smith. Lemuel Coffin, W. S. Hassall, M.
Hall Stanton, Geo. Rudolph, Samuel Lee, Charles
Tete, Carroll Neide, Morris Ebert, Colson Hies-
kell, Solomon Smucker, Geo. W. Kreamer.
Union, Pittsburgh, Pa.— A. W. Mellon, A. G.
Cubbage. J. T. Colvin, Geter C. Shidle, John B.
Dunlevy, H. C. Frick, George Ogden, Charles B.
McLean, Chas. Lockhart, Thos. Walker. Chas. R.
Fenderich, J. C. Lappe.
Union, San Francisco— Joseph Brandenstein,
J. H. Fre<>man. W. M. Hoag. N. T. James. N.
Luning, James Moffitt, D. E. Martin, J. Lawrence
Pool. E. Ransom.
United Firbmens. Philadelphia.— Joseph L.
Caven, Richard J Dobbins, Henry Bumm, Wm.
M. Sing-rly, Chas. M. Lukens. Alfred Moore, Hol-
stein De Haven, Henry B. Tener, Geo. B. Bonnell,
R. B. Beath.
Virginia Fire and Marine. Richmond. Va.—
£. O. Nolting, E. B. Addison, Geo. W. AUen,
Thos. Pott?, D. O. Davis, W. L. Cowardin, Fran-
cis WilUs. M. D.
Virginia State. Richmond. Va.— T. W. Mc-
Cance, James Alfred Jones, E. T. D. Meyers. W.
Josiah Leakp, Thos. Atkinson, N. W. Bowe. Thos.
W. McCance, president ; N. W. Bowe, vice-presi-
dent; Ro. E. Richardson, secretary; Chas. K.
Mills, assistant secretary; Wm. G. Maury, solicitor.
Washington. Cincinnati.— W. W. Scarbor-
ough. John Kilgour, H. F. West, Edward Sargent.
T. H. C. Allen. A. Hickenlooper. C. H. Kilgour,
L. M. Dayton, P. Andrew, W. H. Doane, A. D.
Bullock. J. H. Bates. C. G. Gove. B. Bettman. E.
V. Brookheld.
West Baltimorb. Baltimore.— Levi Z. Coo-
don. John Q. Adams, H. Webster Crowl. Cbaiies
Adler, David M. Newbold, Jos. M. Cone. Philip
Knatz. Sam'l Rosenthal. J. D. Wheeler, Chas. E.
Spalding. Andrew J. Conlon. Edwd. G. Parker.
Westchester. New York. — George R. Craw-
ford. Silas D. Gifford. WiUiam H. Robertson,
Henry Clement. William H. Van Every. John E.
Marshall, Edward E. Floyd, Samuel M. Purdy,
David W. Smith. George K. Cowles, Nicholas A.
Colbum, John W. Lounsbuiy, Richard M. Bowne.
Joseph B. Brewster, Elwood Burdsall, Daniel D.
Demarest. Gerd. Martens, Geo. W. L. Underfaill.
M. O. Brown, Thomas W. Thome, John Q. Uo-
derhill. E. M. Teall, Thos. H. Loweire. Jr.. Fred-
erick £. Willets. John Lyon.
Western. Cincinnati.— F. X. Reno, L M. Simoo,
J. G. Isham. Jos. H. Rhodes. George Wilsbiic.
Geo. Wust. D. B. Gamble. David Gibson. Geo.
Fisher. C. C. Carpenter, C. B. Russel.
Western, Louisville, Ky.— A. F. Coldewey. W.
Krippenstapel, J. Dolfinger, W. Springer, Fred
W. Keisker, C. Stege. H. Dunekake, C. J. Raible.
C. Jenne.
Western, Pittsburgh.— Alexander Niraick, Reu-
ben Miller, Jr.. Charles J. Clarke, William S.
Evans. Philip Reymer. H. Sellers McKee, John B.
Jackson, Edwin H. Stowe, las. S. Atterbory. Jas.
A. McDevitt, Wm. N. Frew, Chris. L. Magee, Jno.
H. Dalsell.
Western Assurance Co.. Toronto.— A. M.
Smith, Wm. Gooderham, Hon. S. C. Wood, Roht.
Beatty, A. T. Fulton, Geo. A. Cox, Geo. McMor-
rich. H. N. Baird.
Western Homb, Sioux City, la.— Wm. L Joy.
L. Wynn, F. T. Evans. L. C. Sanborn, C. L.
Wright. J. P. Allison. G. W. Kingsnorth. En
Richardson, James T. Hart. G. WT Wakefield.
Geo. F. Wright.
WiLLiAMSBURGH CiTT. Brooklyn.— Edmnnd
Driggs. Wm. Marshall, Samuel M. Meeker. Jobs
C. Debevoise, John Broach. M. S. Driggs. Jas.
Rodwell, G. £. Kitching, H. W. Slocnm, Moses
May, Martin Joost, A. M. Suydam, Peter Wvckoff.
John G. Jenkins, Chauncey Marshall, Stephen B.
Sturges, Silas W. Driggs, Hy. W. Slocum, Jr..
Geo. A. Evans. Jos. J. O'Donohue.
Wythevillb, Wytheville, Va.— L J. Leftwich,
W. A. Stewart, Dr. S. R. Sawyer. D. S. Pierce,
H. G. Wadley, James Aumann.
Directors and Trustees of Life Companies.
iETNA, Hartford.— M. G. Bulkeley, T. O. En-
ders, G. W. Russell, M. D.. W. H. Bulkeley, L.
Brainard. A. R. Hillyer. S. G. Dunham.
American, Philadelphia.— Trustees: John J.
MacFariane, Louis £. Pfeiffer. Isaac Hazlehurst.
Geo. H. Stuart, Jr., Chas. Carver, Geo. W. Hall,
Chas. T. Evans, Alex. G. Cattell, Walter E. Rex,
Chas. G. Robeson, James S. Dungan, John C.
McNaughton, Charles W MacFariane.
Berkshire. Pittsfield, Mass.-^John V. Barker,
Thomas G. Carson, William R. Plunkett, Jabes L.
Peck. J. N. Dunham, George T. Plunkett. James
M. Barker. James W. Hull. J. F. A. Adams.
Byron Weston. Henry W. Taft. Justin Dewey.
WelUneton Smith. Henry W. Bishop, S. W. Bray-
ton, W. B. Plunkett, George H. Tucker, A. G.
Houghton.
Brooklyn, New York.— William M. Cole, pres-
ident. William H. Wallace, vice-president; Gen.
Wm. H. Lyon, Michael Chauncey, Augustus Ford.
Arnold A. Lewis, Jacob K. Olwine. Isaac Caihart,
Hon. Felix Campbell. H. B. Brundrett. Briton Rich- i
ardson, Alonzo Slote, Charies T. Barney, E. W.
Masoord. Alex. Forman. Daniel Birdsall, William
H. Ford; William Dutcher. secretary.
Connecticut General. Hartford.— Thomas
W. RusseU, Robert E. Day. F. V. Hudson, Cbas. ,
J. Cole. William H. Post. Leverett Braioard. I
Melancthon Storrs, Ftanklin Charobeilin. P. H.
Woodward. J. B. Taloott. Charles Smidi.
Connecticut Mutual Life. Hartford.— ,
Henry C. Robinson, Thomas Sisson, Jacob L
Greene, Frank W. Cheney, W. B. Franklin. Jas. I
J. Goodwin, Charles M. Beach. E. M. Bonce.
The Insurance Year Book.
343
John M. Taylor. Charles J. Bishop, James A.
Smith. W. C. Skinner.
Covenant Mutual, St. Loius.->TTustees : A.
F. Shapleigh. Win. H. Woodward, Given Camp-
beU. Wm. Brown. George H. Shields. E. Wilker-
son, Hon. Nathan Cole. Chas. A. McNair. Marcus
A. Wolfi, Herman Eisenbart, Joseph N. Evans.
Frank Carter. Nelson O. Nelson, J. C. Moore.
Equitable. Des Moines, Iowa.— Trustees :
Hoyt Sherman. Fred. C. Hubbell, Robert Fullerton.
F. M. HubbeD. R. T. Wellslager, I. T. Martin.
Cyrus Kirk, B. F. Kanflman, Conrad Youngerman.
Equitable, New York.— Henry B. Hyde, Jas.
W. Alexander. Louis Fitzgerald. Henry A. Hurl-
bat, Henry G. Marquand, William A. Wheelock.
Henry Day, M. Hartley. H. M. Alexander. Chaun-
cff M. Depew, Charles G. Landon, Cornelius N.
Bliss, A*anson Trask, £. Boudinot Colt. Eugene
Kelly, John D. Jones. John Sloane. S. Borrowe.
Williamson, G. W. Carleton. E. W. Lambert. B.
H. S. Terbell, Thomas S. Young. John J. Mc-
Cook, B. F. Randolph. John A. Stewart. George
C. Magoun. Wm. B. Kendall. Daniel D. Lord, H.
J. Fairchild, Wm. Alexander, Horace Porter. C.
6. Alexander. George De F. L Day. J. F. De
Navarro. Edward W. Scott. Charl'-s S. Smith. Levi
P Morton. George H. Stuart. A. Van Bergen,
William M. Bliss. Joseph T. Low, T. De Witt
Cuyler, Oliver Ames. Eustace C. Fits, S. H. Phil-
bps, Henry R. Wolcott. Gustav G. Pohl, John A.
McCall, James H. Dunham, Daniel R. Noyes.
German Mutual. St Louis.- Trustees : Louis
J. Behrens, F. W. Biebineer, Isidor Bush, Julius
Conrad, George Gehrke. Louis Gottschalk, Phil.
Graner, Dr. Hugo Kinner. Aug. Krieckhaus. Hugo
Muench, Arthur Olshausen, 'ilieo. Plate, F. w.
Sennewald, Chils. A. Stifel, Caspar StoUe, C. Tb.
German'ia, New York.— L. E. Amsinck. H. R.
Baitzer. Isaac Bemheimer. Francis Bolung, Ernst
Bredt. Hamilton Easter. Henry G. Eiisbemius.
Albrecht Pagenstecher. Alfred Roeiker, Carl Rose.
Hermann Rose, Fred'k Schwendler, Chas. F. Tag,
J. H. Hardt, Otto Heinz. Hermann Marcuse. Rich-
ard Mnser. Emil Oelt>ermann. F. von Bemuth,
Edottaid von der Heydt. Otto Wesendonck. Hugo
Wesendonck.
GiRARD Life Insurance, Annuity and
Tki'sT. Philad^hia.— Managers : Effingham B.
Moms, George Tabcr, H. N. Burroughs, John A.
Brown. Jr.. WlUiam Massey, Benjamin W. Rich-
ards. John B. Garrett. William H. Jenks, George
Tucker Bispham, William H. Gaw. B. Andrews
Knight, Samuel B. Brown, Francis 1. Gowen, Geo.
H. McFadden.
Hartfobd Life and Annuity, Hartford.— F.
R Foster, H. A. Whitman, Geo. M. Ives, A. P.
Hyde, Jnlius Converse. Niles P. Hough. John G.
Root. WiUiam C. Jillson.
Home Life. New York.— A. A. Lowe, Isaac H.
Frothingham, J. S. T. Stranahan, George C.
Ripley. John T. Martin, Geo. A. Jarvis. S. E.
Howard. Charles A. .Townsend, John W. Froth-
inghao), £. Lewis, Jr.. Wm. G. Low, Thomas H.
Messenger, J. Warren Greene, John Claflm, John
P. Atkinson, Henry E. Pierrepont.
Imperial Life. Detroit.— A. C. Bacon. Simon
J- Murphy, C. A. Newcomb. George S. Davis. T.
^. Anderson. J. B. Book. A. E. F. White, C. A.
Gower, S. R. Mumford. Ransom GilHs, A. Waring,
V G. Williams. H. P. Cristy. John S. Gray, Thos.
Berry.
John Hancock Mutual. Boston.— Samuel
Aihe:ton. Geo. C. Lord. Jos. W. Balch. Liverus
Hull, Jas. F. C. Hyde. Samuel Wells. Thomas F.
Temple, Daniel Need ham, Franklin Haven. Jr.;
John Carr. Albert H. Higgins, Stephen H. Rhodes.
Life Indemnity and Investment Company.
Waterloo.— Matt. Parrott, J. H. Leavitt, D. W.
Crouse, L. Alford. E. Pickett. Amos Case, Abner
Smith, A. T. Parish, C. £. Mabie.
Life Insurance Company of Virginia.— G.
A. Walker. T. William Pemberton. Jas. Pleasants.
J. G. Walker. Everett Waddey. W. R. Quarles.
F. H. Cameron, George Johnston, John R. Cooke,
James W. Pegram.
Manhattan. New York.— James M. McLean.
Edward Schell, John T. Terry, Abram Du Bois.
Henry Van Schaick, Ambrose C. Kingsland, Jas.
Stokes. Clin G. Walbhdge, D. H. McAlpin. W.
J. Valentine, £. A. Walton, Geo. W. Quintard.
Leon Blum. C. Norwood. John W. Hunter. P.
Van Zandt Lane, Jacob Naylor. Edward King.
John H. Watson. J^imes £. Yeatman, N. K. Mas-
ten. Spencer H. Smith, Henry B. Stokes. Geo. H.
McLean, Philip Bisinger, Artemas H. Holmes.
James A. Garland, Frederick Billings. Henry B.
Peirce. Emil F. Del Bondio, Wm. H. Oakley. Robt.
S. Green, Jacob L. Halsey, Arthur Leary, Cornelius
D. Wood, De Witt C. Hays.
Massachusetts Mutual. Springfield.— E. W.
Bond, Homer Foot, Julius H. Appleton. Lewis J.
Powers, Henry S. Lee. Gideon Wells. N. C.
Newell. Henry S. Hyde. Henry M. PhiUips. Edwin
D. Metcalf. M. V. B. Edgerly. John A. Hall.
John R. Redfield, William A. Tower. Jame« R.
Kendrick, Chas. S. Mellen, J. Edwin Smith, P. C.
Cheney, Geo. B. Chandler. James M. Warner,
John K. Marshall, J. S. TUney.
Metropolitan, New York.— Joseph F. Knapp.
Hon. Thomas L. James, Hon. William Henry
Amoux, Hon. Silas B. Dutcher. Hon. Enodi L.
Fancher, D. C. Ripley. John M. Crane, James L.
Stewart. Emery M. Van Tassel. Eli Beard. H.
Toulmin. John R. Hegeman. Joseph P. Knapp.
Michigan Mutual, Detroit.— Jacob S. Far-
rand, Emorv Wendell. Wm. A. Moore. W. C Col-
bum. Robert W. King, Theodore H. Hinchman,
Jerome Croul, George W. Latimer, M. S. Smith,
Wm. A. Buder, Emil S. Heineman, Chas. A. Kent,
Herman Keifer, M. D.. W. J. Chittenden, A. H.
Wilkinson, Jas. McMillan, Grover S. Wormer, T.
D. Gilbert. John H. Wendell, D. M. Ferry,
Thomas W. Palmer. WUlUm S. Wilcox, S. R.
Mumford. Gen. Wm. F. Raynolds. James C. Wil-
son, M. D., B. J. Conrad, B. C. Farrand, M. J.
Mooney, C. T. Hills, Geo. Peck.
Mutual Benefit Life Insurance Company,
Newark, N. J.— Frederick M. Shepard. John L.
Blake, Edward H. Wright, Benjamin C. Miller,
Amsi Dodd, Ira M. Harrison, Horace N. Cougar,
George A. Palsey, James B. Pearson, Frederick H.
Teese, Eugene Vanderpool, Marcus L. Ward.
Mutual Life Insurance Company, Louis-
ville, Ky. — Thomas L. Barrett, John M. Robinson,
Henry W. Barrett. George W. Morris, William
Mix, Geo. W. Wicks, John D. Taggart, W. W.
HUe. M. Muldoon, H. M. Burford. W. H. Boiling,
M. D., Charles Goldsmith. John W. Green, Atlila
Cox, A. P. Humphrey, P. H. Tapp.
Mutual, New York.— Trustees : Samuel E.
Sproulls. Lucius Robinson, Samuel D. Babcock.
Geo. S. Coe, Richard A. McCurdy, Jas. C. Holden,
Hermann C. von Post. Alexander H. Rice, F.
Ratchford Starr, Lewis May, Oliver Harriman,
Henry W. Smith, Robert Olyphant, George F.
Baker, Jos. Thompson, Dudley Olcott. Frederic
Cromwell. Julien T. Davies, Robert Sewell, S.
Van Rensselaer Ciuger, Charles R. Henderson,
344
The Insurance Year Book.
George Bliss, Ruftxs W. Peckham, J. He ban Her-
rick, wm. P. Dixon, Robert A. GranDiss, Nicholas
C. Miller, Henry H. Roeers, John W. Auchincloss,
Theodore Morford, William Babcock, Preston B.
Plumb. Wm. D. Washburn. Stuyvesant Fish,
Augustus D. Juilliard, Charles E. Miller.
National. Montpelitr, Vt.— Paul Dillingham.
Charles Dewey. W. H. H. Bingham, George W.
Reed, Dudley C. Denison, Frederick BilHngfi
Edward Dewey. James C. Houghton, Fred. E.
Smith, Perley P. Pitkin. James T. Phelps, Whee-
lock G. Veajtey, George Briggs.
New England Mutual Life Insurance
Company.— George H. Folger, Percival L. Everett,
Charles U. Cottine. Jostph M. Gibbens. Wairen
Sawyer, William T. Hart. William C. Endicott,
Alfred D. Foster, Thomas Sheiwin, Benj. F.
Stevens.
New York Life. New York.— Trust^tes : Wil-
liam H. Appleton, William H. Beers, William A.
Booth. Hcory Bowers. John Claflio. Robert B.
Collins, Alex. Studwell, Elias S. Higfiins, Walter
H. Lewis, Edward Martin, Richard Muser, C. C.
Baldwin, John N. Stems, William L. Strong, W.
F. Buckley. Henry Tuck, A. H. Welch, L. L.
White, Edward N. Gibbs, Henry C. Mortimer.
Northwestern Mutual Life Insurance
Company, Milwaukee.— Trustees : John H. Roun-
tree, H. L. Palmer, Charles D. Nash, Jerome I.
Case, Anson P. Waterman, J. H. Van Dyke,
David Ferguson, John J. R. Pease, John Plank-
ington, Matthew Keenan, Edwin Hyde, D wight
Durkee, David J. Brewer, C. B. Skinner, Angus
Smith, Willard Merrill. H. H. Sibley, Geo. W.
Mitchell, John Lawler, Wm. P. McLaren, Albert
Conro, Sam'l C. Lawrence, C. J. L. Meyer, Wm.
C. Allison, B. K. MiUer, Jesse Spalding, W. G.
Fitch, Charles Ray, John L. Mitchell, Charles
E. Dyer, Jacob R. Telfair, Hubbard Cooke, H. K.
EUyson.
Pacific Mutual, San Francisco.— Robert Sher-
wood, Geo. W. Beaver, L. S. Adams, Columbus
Waterhonse, W. T. Ganait, W. R. Cluness,
Samuel Lavenson, Geo. A. Moore, J. F. Hough-
ton. Hugh M. Larue, D. W. Earl, Chas. N. Fox,
James Carolan, Henry T. Scott, L. P. Drexler.
Penn Mutual, Philadelphia.— Trustees : Wil-
liam H. Kern. James O. Pease, Thomas W. Davis.
Joseph M. P. Price, Charles Watson, Ellwood
Johnson. William C. Houston, Joseph B. Hodg-
son. Howard Hinchman, William H. Rhawn,
Atwood Smith. John H. Watt, N. Parker Shon-
ridge, Richard S. Brock. Benjamin Allen, John
Scott, Charles J. Field, Robert Doman, William
M. Runk, R. Allison Miller, Henry S. Ecken,
Noah A. Plympton, Becjamin S. Bentley. Frank
Markoe, Harry F. West, Lincoln K. Passmore.
Geo. K. Johnson, Jr.
Peoples Industrial, Newark, N. J.— Hugh
H. Osgood, Edward N. Gibbs, Sherman B. Bishop,
Andrew E. Caiey. William Fairbanks, A. L. Wil-
liston, John E. Warner, Henry H. Gallup, J.
Palmer Story.
Presbyterian Ministers Fund, Philadelphia,
Pa.— Robert Patterson, James T. Young, Samuel
Field, Frank Olcott Allen, James F. Magee.
Provident Savings, New York.— Edward C.
Homans, Abraham Avery, Stephen G. Clarke.
Alonzo B. Cornell, John O. Heald, Sheppard
Homans, J. B. Houston, Theo.' F. Miller, Joseph
H. Parsons, G. F. Plumley, James H. Saville,
Wm. Stanley, Wm. E. Stevens, Samuel Parsons,
Heywood C. Brown.
Prudential, Newark, N. J.— John F. Dryden,
Leslie D. Ward, Horace Allinr, Henry J. Yates,
Edward B. Ward, Edward S. Johnson, Theo. C.
£. Blanchard, Aaron Carter, Jr., Alfred A. Reeves,
James Peny, Charles G. Campbell, Elias S. Ward,
SethA. Keeney, F. C. Blanchard. Edward Ka-
nouse.
Royal Union Mutual Life Insurance Co..
Des Moines. la.— S. A. Robertson, president;
Frank D. Jackson, vice-president; G. B. Pia?.
treasurer; Sidney A. Foster, secretary; James T.
Priestley, medical director: N. M. Hubbard. Jr.,
James S. Morgan, John R. Prime, C. D. Board-
man.
State Mutual, Worcester, Mass.— A. G. Bol-
lock. P. L. Moen. Thomas H. Gage, £. B. Stod-
dard, T. W. Hammond, S. Salisbuiv. William £.
Starr, Aug. N. Currier, Charies A. Denny. W. H.
Jourdon, George F. Hoar, Albert Wood. Henry
M. Witter, Thomas L. Nelson. Josiah H. Clarke.
Frank A. Gaskill.
#
Travelers. Hartford.— James G. Batiersoo.
James L. Howard, George W. Moore. Gostavns
F. Davis, Ebenezer Roberts, Hugh Harbison.
George M. Pullman, Caleb M. Holbrook. Nathan-
iel Shipman, Rodney Dennis, Henry P. Stems,
William B. Clark, Austin C Dunham. Ezra H.
Baker, Pliny Jewell, Asa W. JiUson. George
Roberts.
Union Central. Cindnnati, O John Davis,
M. D.; R. S. Rust. LL. D.; WiUiam B. Davis. M.
D.; Prof. W. G. Williams, WiUiam M. Ramser.
John M. Pattison, J. R. Clark, Peter Mniphy. E.
P. Marshall, Ridiard Dymond.
Union Mutual, Portland, Me.— John E. De-
Witt. Henry C. Hutchins. Hon. Jo^iah H. Dntm-
mond, Hon. Percival Bonney. Hon. Marquis F.
King. Thomas A. Foster, M. D.; Hon. Fied. £.
Richards, George L. Deblois. Hon. Frederick
Robie, Edward A. Noyes, Frank E. Allen, James
Yereance.
United States Industrial, Newark. N. J.—
S. F. Blanchard, Lawrence T. Fell, R. L. Burrace,
S. P. Lacey, William T. Rae, Alex. CampfieU.
John L. Armitage, Edward N. Crane, Matthew T.
Gay, F. B. Mandeville, Flrederic W. Ward, E. C.
Holmes, Gottfried Knieger, F. M. Ticfaenor. C. A.
Lighthipe. J. C. Smith, James H. Hart, Henry S.
Dunn, Albert Baldwin, Wm. W. Blanchard.
United States, New York.— Clinton Gilbert,
Henry W. Ford, W. A. Ogden Hegeman. Nathan
F. Graves, H. K. Thurber. P. Van Volkenburgb,
Julius Catlin. Jr.. Henry C. Hulbert, James R.
Plum, George G. Williams. A. Wallach, Ohver P.
Buel, Henry L. Clapp, E. Van Volkenbnrgh. Cbas.
P. Fraleigb, John P. Munn, M. D.; George H.
Burford, Alfred S. Heidelbacb. Alfred Wheelwright.
Joseph M. DeVeao. Charles E. Bill. Jr.. Frands
L. Leland. E. H. Perkins. Jr.. A. S. Frissell. Jobn
Jay Knox, John J. Tucker. D. H. Hoa^taliog.
Vermont, Burhngton, Vt.— Torrey E. Wales,
Samuel Huntington, James A. Shcdd, Rus.«ell S.
Tait, Jo. D. Hatch, F. C. Kennedy, Daniel Rob>
erts, W. W. Henry, Wm. A. Crombie, Edward
Barlow, Joel H. Gates. J. C. Dunn. C. M. Spanld*
ing. Elihu B. Tatt. Edwin Wheelock. WiUian M.
Hart. C. W. Carter. D. W. Robinson, George H.
Morse, Robert Roberts, Walter Carpenter.
Washington, New York.— W. A. Brewer. Jr..
William Haxtun. Rolpnd G.*Mitchell, George N.
Lawrence, Levi P. Morton, Abiel A. Low, Merritt
Trimble, Gecrge A. Robbins, Thomas Hope. Jas.
Thomson, Wilson G. Hunt, Charles H.LudingtoD.
Robert Bowne, Frands Speir. Frederic R. Coodert.
George Newbold. Benjamin Haxtun, Edwin H.
Mead. Henry F. Hitch. Charles P. Britton, Fraacs
G. Adams, Benjamin W. McCready, M. D.; David
Thomson, Harold A. Sanderson.
Western and Southern, Cincinnati.— Frank
Caldwell, John R. Davey, Thomas H. C Allen.
William W. Innes, J. William Jc^son. P. T.
Swaine, S. M. McKenzie. William J. Williams
The Insurance Year Book.
345
Foreign Companies.
TRUSTEES IN THE UNITED STATES.
City of London Fiib Insusance Co. (lim-
ited). London.— Trustees in Boston: Charles F.
Choate, Oliver Ames, Reuben E. Demmoo.
COMMBKCIAL UNION ASSURANCE CO.— GeO. S.
Bowdoin, S. V. R. Croger, John T. Terry, David
A. Wens.
Guardian Assurance Co., London.— James
A. Roosevelt, James ManseU Constable, Alfred
Mfller Hoyt, Richard Irvin, Jr., Adrian Iselin, Jr.
Hamburg- Bremen Fire Insurance Co..
Hamburg.— Gustave H. Schwab, Henry R. Kun-
hardt. New York.
Imperial Fire Insurance Co., London.—
Edward King, Thomas Maitland, Cornelias D.
Wood.
Lancashire Insurance Co., Manchester,
£ng.— Donald McKay, Cornelius N. Blis/, Horace
J. Fairchild.
Lion Firb Insurance Co., London.— Julius
Catlia, Jr., Francis B. Cooley, Rodney Dennis.
Liverpoox« and London and Globe Insur-
ance Co.— Aleiander Hamilton, Robert B. Min-
turn, John A. Stewart.
London Assurance Corporation, London.
-Charles M. Fry, Howard Potter, Goold H. Red-
mond, Gustare Amswick.
NoRTHBRK Assurance Co., London.— Ed-
ward King, Cornelius D. Wood, Wm. Lane
Booker, H. B. M., consul general of board of refer-
ence.
Norwich Union, Norwich, Eng.— James A.
Hewlet, Anson W. Hard, E. W. Corlies.
Ph<snix Assurance Co., London.— Joseph A.
Dean, George C. Magoun, John Duer.
Prussian National, Stettin, Prussia.— Prin-
cipal representatives m the U. S., Herschield ft
Jaooby, San Francisco, Cal.
Queen, Liverpool.- Samuel Sloan, RosweU G.
RoLtoo, W. W. Astor.
Royal Insurance Co., Liverpool.- Jacob D.
Vermilye, chairman; Henry Parish, Osgood Welsh.
Scottish Union and National, Edinbur^.
—Alexander Taylor, Heniy C. Robinson, John K.
Redfield.
South British Fire and Marine of New
Zealand.— California Title Insurance and Trust
Co. hold $xz^,ooo actual value U. S. 4 per cent
bonds in trust for security of policyholders in United
States.
Sun Fire Office, London.— G. D. Morgan.
H. M. Alexander, J. J. McCook.
Transatlantic Fire Insurance Co.—
Chas. M. F^, Jas. Seligman. Paul Lichtenstdn.
United Fire Reinsurance Co.— Joseph
Stuart, Ashbel Green, Louis Fitsgerald.
Union Fire and Marine Insurance Co.
OF New Zealand.— Daniel Meyer, Henry Wads-
worth, Daniel Yost.
Miscellaneous Companies.
American Steam Boiler Insurance Co.,
New York.— Hon. Felix Campbell, Geo. P. Shel-
don. Hon. Wm. Brinckerhofi. John H. Flagler, E.
E. Gedney, Albion K. Bolan, Wm. H. Jackson,
E. H. Apgar, D. R. Satterlee. John M. Talbot,
Wm. K. Lothrop, Wm. £. Midfley, R. K. Sheldon,
Vincent R. Schenck, Thomas F. Powers.
American Surety Company.— Trustees: Wm.
A. Wheelock. F. W. Vanderbilt, Wm. B. Leonard,
John Jay Knox, C. N. Bliss, Henry H. Cook,
Wm. B. Kendan. John A. McCall. John H. In-
man, Henry B. Plant, Thos. C. Piatt, Geo. M.
Pullman, Wm. Dov^d, Henry D. Welsh, John C.
Bullitt, Chas. J. Harrah, Jesse Spalding, Daniel
M. Fox, John De Koven, Thos. S. Kirkwood, John
N. Hutchinson, Rot)ert Pitcaim, Geo. S. Drake,
Carlos S. Greeley. J. P. Spaulding, Geo. W.
Blabon, Chas. F. Berwind, D. W. CaldweU, W. G.
Deshler. Patrick Barry, G. P. Pomroy, Geo. B.
Sloan, J. D. Ripley, £. K. Sibley. E. F. Browning,
C. L. Ti£Euiy, J. W. Pinchot, Geo. F. Victor, L.
W. Winchester, W. S. Gumee, James A. Haydeo,
John J. McCook. M. W. Cooper, William L. Tren-
hohn. C. H. Ludington, Joel B. Erhardt, Walter S.
Johnston, George W. Reily, Edward N. Gibbs.
Henry D. Lyman.
EMFLOTBRt Liability Assurancb Corpora^
TiON (limited), London.— GUver W. Peabody,
Chauncev M. Depew, Samuel Sloan, William A.
French, Hon. John Lowell.
Equitable Accident, Cincinnati.— F. X. Reno,
David Gibson, J. R. Murdoch, Geo. Fisher, I. M.
Simon, W. W. Peabody, Joseph W. Wayne. Levi
C. Goodale. G. Y. Roots.
Fidelity and Casualty, New York.— George
S. Coe. J. S. T. Stranahan, A. E. Orr, G. G. Will-
iams, A. B. Hull, H. A. Hurlbut, J. D. Vermilye,
John L. Riker, Wm. H. Male, J. G. McCuUough,
T. S. Moore. J. Roger Maxwell, William M.
Richards, Geo. F. Seward.
Hartford Steam Boiler, Hartford, Conn.-*
J. M. Allen. Frank W. Cheney. Charles M. Beach,
Daniel PhiUips. Richard W. H. Jarvis, Thomas O.
Enders, Leverett Brainard, Gep. Wm. B. Franklin,
Newton Case, Nelson HoUister, Hon. Heniy C.
Robinson, Hon. Francis B. Cooley, A. W. JilJson»
Edmund A. Stedman, Clapp Spooner, George
Bumham.
Lloyds Plate Glass, New York.— James G.
Beemer. Dabiel B. Halstead, Thomas W. Strong,
James S. Oakley, Cbailes Jones, John H. Seedp
Edward B. Mead, George M. Oksott, Samuel A.
Warner, Henry Coifin, Wm. D. Chase, Benjamin
J. Sturges, Wm. A. Nash, Andrew G. Coffin^
34(>
The Insurance Tear Book.
Richard J. Dodge, Frederick A. Guild, John J.
Drake. H. B. Hall, Thos. S. Thorp.
Metropolitan Plate Glass, New York.—
Henry Harteau, Cyrus B. Davenport, George G.
Reynolds, Rufus Litchfield, Joseph S. Spinney,
Theodore E. Smith, Felix Campbell, Charles Kel-
lojg^g, Samuel H. Cornell, Alfred C. Barnes, James
mT Leavitt. Matthew P. Robbins, Daniel D. Whit-
ney, Charles T. Corwin, Calvin E. Pratt, Thomas
D. Carman, Robert Porterfield, Clement Lockitt,
Foster Pettit, Peter Wyckoif, James L. Bromley,
E. J. Knowlton.
Pacific Sukbty Co., San Frandsco.—Geo. C.
Perkins, John Birmingham, Alt>ert Miller, J. L.
Moody. H. S. Crocker, J. N. Knowles. J. J. Valea-
tine. Wm. Clift, H. L. Davis, Wallace Eveisoo. A.
P. Redding.
The Standard Life and Accident Insur-
ance Co., Detroit.— Simon J. Murphy. D. M.
Ferry, Jas. McMillan, W. C. Yawkey, F. W.
Hayes, C. C. Bowen. M. W. O'Brien. D. Whitnev.
Jr.. R. W. GiUett. Wm. A. Moore, Geo. H. Hop-
kins, E..W. Meddaugh, J. T. Keena, F. F. Palms,
E. A. Leonard, W. L. Smith. W. Boeing, J. F.
Eddy, Alex. Folsom, Wm. L. Webber, W. R. Burt.
Edwin F. Eddy. Ezra Rust, John Canfield. Chas.
H. Hackley. D. A. Blodgett, Geo. L. Malts. A. W.
Wright, Dwight Cutler.
The Field Men.
General and Special. Agents of Fire Insurance
Companies.
The following information regarding the field organization of general agency fire and fire-
marine insurance companies operating in the United States, embraces the names and addresses
of general and State agents, the territorial jurisdiction of each general agency, the special juris-
diction of the home or main office, the names of special agents, and lists of States and Terri-
tories in which the company operates. Companies having prominent local agencies in various
States are also included, the names of such agents being given. For names of officers or man-
agers of companies, see Statistics of Fire and Marine Insurance Companies in America.
-ffiTNA Insurance Co., Hartford.— F. C. Ben-
nett, general agent, and Wm. H. Wyman, assist-
ant general agent, of the Western Department, em-
braang the Western and Southwestern States, with
headquarters at Cincinnati ; George C. Boardman.
rieral agent of the Pacific Coast Department, T.
Pope, assistant general agent, San Francisco ;
Jas. S. Gadsden, general agent, and Louis O.
Kohtz, assistant eeneral agent, Chicago. Special
jurisdiction of the nome office extends over the New
Kngland, Middle and South Atlantic States. £. J.
Basaett, geseral agent at headquarters. Special
agents. J. C. HiUiard, Boston. Mass.; T. P.
Stowell. Rochester. N. Y.; E. O. Weeks, Philadel-
phia. Pa.; Chas. H. Hollister. Albany, N. Y.: I. H.
Coe, Hartford; F. H. Jenness. Comine. N. Y.;
Hennr E. Rees, Atlanta, Ga.; W. A. Warburton,
Brooklyn. The company oi>erates in all States ex-
cept where deposits are required ; also in Canada.
Agricultural Insurance Co., Watertown.
— C. Patterson & Son, 71 Wall street. New York,
general agents for Eastern New York. Eastern
Pennsylvania, Connecticut, New Jersey; D. A.
Clark. Baltimore. Md., general aj^nt for Southern
Pennsylvania, Maryland. West Virginia. Delaware,
and the District of Columbia ; Geo. D. PleasanU ft
Son, Richmond. Va., State agents for Virginia; A.
H. Darrow, Chicago, 111., general agent for Illinois,
Michigan, Indiana, Iowa, Kansas, Nebraska, Colo-
rado, Missouri, Wisconsin and Minnesota ; J. R.
Hawthorne, Cleveland, O.. general agent for Ohio
and Kentucky; Hutchinson ft Mann, San Fran-
cisco, Cal., general agents for California. Oregon,
Washington Territory, Utah and Montana; J.
Flynn. Toronto, chief agent for Western Canada;
Dewey ft Brockman, Biockville, general agents for
Eastern Canada. Special jurisdiction of home
office extends over New York (except Hudson river
counties) and Northern Pennsylvania. Special
agents, H. D. Cornell. New York; T. W. Kinney.
J. G. S. Best. Chicago; Georee K. Welch. Ro-
chester, N. Y.; H. Bamum. Bmgfaamton, N. Y.;
D. G. Torrence, Baltimore. Md.
Albany, New York.— Dwight O. Judd. special
agent for Massachusetts and Connecticut.
Allemannia. Pittsburgh. Pa.— Chas. P. Keller-
man, special agent, Pittsburgh. Pa.
Alta, Stockton. Cal.— Charies W. Dohnmann.
Stockton, Cal., general agent. Supervises entire
territory covered oy operations of company. C. D.
Hampton, Spokane Falls, Wash. Ter., agent for
Washington Territory.
Amazon Insurance Co., Cincinnati.— N. R.
Walker, State* agent for Ohio; John C. Whitncr
ft Co.. Atlanta. Ga., managers for Kentucky. Ten-
nesee. Georgia. Louisiana and Alabama. Henry
O. Morris, general agent, Pueblo. Col., for Cok^
rado and New Mexico. Gustav Wallaeger, Mil-
waukee, State agent for Wisconsin. Chas. J.
Barber, Omaha, State agent for Nebraska. The
company operates in Ohio. Illinois. Michinn, Wis-
conan, Minnesota. Iowa, Missouri, Nebraua, Colo-
rado, California, Kentucky, Tennesee. Alabama,
Georgia, Louisiania and Mew Mexico. Rolk> V.
Watt, general agent for California at Saa Fbm-
Cisco; Geo. W. Reynolds, Qnincy, HI., special
agent.
American Fire Insurance Co.. Baltimore.--
General amnt for District of Columbia, Washing-
ton Danennower.
American Insurance Co., Boston.— R. O.
Glover, general agent for New York dty ; CZbas.
Piatt. Jr., general affent for Pbiladalphk; J. S.
Maury ft Co., general agents for Baltimore; R. W.
The Inauranee Year Book.
347
Hosmer & Co., Chicago, general agents for West-
em States. Special agent for New England, out-
side of Boston, Henry N. Baher; spedaT agent for
New York State, outside of New Voile dty, T. C.
Alexander. Jurisdiction of home office, general.
The company operates in Massachusetts, New
York, PennsvlTania. Maryland, Missouri, Illinois,
Wisconsin. Ohio, Michigan, Kentucky, Minnesota,
Maine, Rhode Island, Connecticut, Iowa and Ne-
braska.
Amekican Insurance Co., Newark.— Balfour,
Guthrie & Co., San Francisco, Cal., general agents
for Pacific toast; Geo. W. Spencer, manager Geo.
E. Crater, Denver, State agent for Colorado.
Special agents. J. N. Tmkham, St. I>ouis, special
for Missouri, Kansas, Nebraska, Iowa and Illinois;
S. H. Southwick, Chicago, special for Wisconsin,
Minnesota, Michigan, Indiana and Ohio; Samuel
J. ^\^lyte, Boston, Mass., special for Maine, Mas-
sachusetts, Rhode Island, Connecticut and New
York; P. Lr. Hoadley, secretary agency depart-
ment. The company onerates m Maine, Massa-
chusetts, Connecticut, Rhode Island, New York,
New Jersey, Pennsylvania, Delaware, District of
Columbia, Maryland, Ohio, Kentucky, Indiana,
Michigan, Illinois, Wisconsin, Minnesota, Iowa,
Missouri, Kansas, Nebraska, Colorado, California
and Indian Territory.
American Fire Insurance Co., New York.—
Martin Collins, St. Ix>uis general agent for Mis-
souri, Kansas, Nebraska and Colorado. Home
office has jurisdiction of the remainder of the terri-
tory. The company operates in Massachusetts,
Rhode Island, Connecticut, New York, New Jersey,
Pennsylvania, Maryland, Ohio, Indiana, Illinois,
Michigan, Colorado, Minnesota, Wisconsin, South
Carolina, Missouri, Delaware, Kentucky. Iowa,
Kansas, Nebraska and California. E. S. Walker,
general agent Ohio. Indiana, Northern Illinois,
Kentucky, Tennessee, Michigan, Wisconsin, Min-
nesota and Ohio. Walter L. Wilcox, special
agent New England States; Charles F. Hawkins,
^>ecial agent Middle States. W. F. Shummel,
special agent for Minnesota, Wisconsin, Iowa and
Northern Illinois. Butler and Haldan, general
agents. Pacific States.
American, Philadelphia.— Charles P. ' Frame,
New York, general agent of Eastern Department;
Brown, Craig & Co., San Francisco, general
agents of Pacinc Coast; Chas. E. Bliven, Chicago,
Rneral manager of Western Department; D. C.
Campbell, special agent for the Southern Depart-
ment; Dargan & Trezevant, Dallas, Texas, gen-
eral agents of Southwestern Department; Wm. B.
Kelly, Philadelphia, general agent of Middle and
Southern Departments; J. Hugh Middleton, Lon-
don, manager of London Brancm. Special agents:
Wm. J. Dawson, Southern New Jersey; Wm. E.
Ash, Pennsylvaida; Daniel Prentice, Geo. P. Peck
and A. K. Slade, Jr., Eastern Department; M. R.
McGill and Guy Francis, Central Department; B.
Pribbenow, A. F. Miller, E. M. Hitchcock, Wm.
M. Wright, Anthony Sweeney, J. M. Wheelock,
N. B. Jones, C. N; Mfiler and W. F. Valette,
Western Department.
Amsrican Central Insurance Co., St.
Louis. — Geo. O. Carpenter ft Son, Boston, gen-
eral agents for Massachusetts and Maine. Special
jurisdiction of home office, Michigan, Wisconsin,
Minnesota, Dakota, Ohio, Indiana, Illinois, Iowa,
Kansas, Arkansas, Tescas, New Mexico, Kentucky,
Tennessee, Nebraska, Colorado, Wyoming, Utah,
California, Indian Territory, Montana and Mis-
souri; J. D. Van Valkenbur|;h, Jr., 71 Wall St.,
N. Y., Eastern Department, including New York,
Pennsylvania, New Jersey, Marylana, District of
Columbia and Connecticut. Special agents: J. C.
Ragsdale, St Louis; Erwin Ellis, Lebanon, Mo.;
Robert Gray, Flora, III.; John H. Adams, Mar-
shalltown, la.; J. T. Ashbrook, Indianapolis, Ind.
Eastern Department: C. W. Van Valkenburghand
R. A. Race.
Anglo-Nbvada Assurance Corporation,
San Francisco, Cal.--General agents: Mills ft
Ford, for New York, Pennsylvania, New Jersey,
Delaware, Maryland and District of Columbia,
North and South Carolina, and West Virginia. N.
Foster, Jr., ft Wise, Boston, for New England
States; S. T. Collins, manager Western Branch,
Chicago, for Ohio, Indiana, Illinois, Michigan,
Wisconsin, Iowa, Minnesota, Dakota, Missouri,
Kentucky and Tennessee; Adams ft Boyle, Little
Rock, for Arkansas; Frith ft Zollars, Denver, for
Colorado, Kansas, Nebraska, New Mexico and
Wyoming; A. A. Engart ft Co., Muskogee, for
Indian Territory. Special jurisdiction of home
office, California, Nevada, Utah, Arizona, Mon-
tana, Oregon, Washington Territory and Idaho
Territory. Special agento: V. C. Driffield, E. C.
Morrison ana W. B. Hopkins, for Pacific Coast;
Maj. H. B. Smith, special agent for Southwestern
territofy. The company operates in all States
and territories except Mississippi, Alabama,
Georgia and Florida.
Aurora Firs and Marinb Insurancb Co.,
Cincinnati. — C. A. Bainter, special agent, Mt.
Vernon, O. The company operates in Ohio and
Michigan.
BOATMANS FiRB AND MARINE INSURANCE CO,
Httsburgh.— Special jurisdiction of home office:
Eastern, Western and Middle States. Special
aeenU, E. C. Ulrich. Cincinnati, O., for Ohio,
Michigan, Illinois, Wisconsin, Missouri, Iowa,
Minnesota and Colorado; Frank X. Aull, for New
York, New Jersey, Pennsylvania, and Ohio. The
company operates in Pennsylvania, New Jersey,
Maryland, New York, Massachusetts, Maine,
Ohio, Michigan, Illinois, Iowa, Minnesota, Kan-
sas, Missouri, Nebraska, Kentucky, Rhode Island
and Colorado.
Boston Underwriters.— Agency combina-
tion composed of Eliot, Firemens and Neptune,
all of Boston; Wm. H. Markham ft Son, agents,
St. Louis, Mo.; combination composed of Eliot
and Firemens; Fred S. James ft Co., agents, Chi-
cago, 111.
B0YL8TON Mutual Insurance Co., Boston.—
Geo. C. Clark ft Co., agents at Chicago, III.; E. C.
Lewis, general agent tor Western Department at
Chicago, 111.; H. M. Newhall & Co., managers for
Pacific coast. Special jurisdiction of home office,
New England. Special agents at home office, C.
D. Palmer; J. F. Hastings for New York and
Middle Department; D. W. Redfield. Western De-
partment. The company operates in New York,
New England SUtes, Ohio, Kentucky, Utah,
Colorado, Wisconsin, Iowa, Nebraska. Kansas,
Missouri. Michi^n, lUinois, Maryland, Minne-
sota and California.
British America Assurance Co., Toronto.—
Manager of company, John Morison, Toronto;
territorial jurisdiction of the Toronto head office,
entire United States and Canada. Special agents :
L. B. Patridge, Philadelphia, lor Delaware, Dis-
trict of Columbia, Maryland, New Jersey, Penn-
sylvania, West Virginia and Virginia; W. F. Dear-
bom, Jr., Boston, for Connecticut, Massachusetts,
Maine and Rhode Island; G. P. Germain, for New
York State; H. T. Lamey, St. Louis, Mo., for
Colorado, Dakota, Iowa, Tennessee, Georsia, Kan-
sas, Missouri, Minnesota, Nebraska; I. W. Hol-
man, Chicago, general agent for Illinois, Indiana,
Kentucky, Michigan, Ohio and Wisconsin. The
company operates in all the United States with
exceptions of New Hampshire, Vermont, Missis-
sippi, North and South Carolina, Alabama, Arkan-
sas, Florida and Louisiana.
34S
The Insurance Year Book.
Buffalo German Insurance Co., Buffalo.—
Agents at hcadqaaiten: George A. RdBhardt,
ffeneral agent, and Cbas. A. Georger, special agent.
The oompanv operates in Connecticut, District of
Columbia, Indiana, Iowa, Illinois, Kentucky,
Michigan, Massachusetts, Maine, Minnesota, Mis-
souri, New Yorlc, Nebraska, Ohio, Pennsylrania
and Wisconsin.
BuKUNOTON, Buittngton, Ia.--Seth Eggleston,
Topeka, Kan.; H. F. Benedict, Lawrence, Kan.:
M. S. Moore, Peoria, lU.; W. H. Sheldon, Bur-
lington, la.
California Insurance Co., San Francisco.—
Bament & Burnet, Cxndnaati, O., supts. for Cen-
tral Department, including Ohio, Indiana, Illinois,
Wisconsin, Michigan, Minnesota, Missouri, Ken-
tucky, Iowa, Nebraska, Tennessee and Kansas.
George IN. £astman, special agent for Atlantic
Sutes; Wm. Bowen. Austin. Tex., State agent
Texas; Geo. C. Pratt, San Francisco, Cal.. gen-
eral agent. Special jurisdicdon of home office,
Pacific coast States and Territories, also Texas and
Atlantic coast Special agents : Mercer Otey; M.
V. B. Benson, for Colorado; M. Fitsgerald, S. I.
ADard. Company operates in Ohio, Indiana, Illi-
nois, Kentucky, Texas. Nebraska, New York, Penn-
sylvania, Maryland, Massachusetts, Oregon, Wyom-
ing, New Mexico, Washington, Arizona, California,
Montana, Nevada, Utah, Idaho, Colorado, Iowa,
Missouri, Minnesota, Michigan, Wisconsin, Ten-
nessee, Arkansas, Louisiana, District of Columbia,
Connecticut, Rhode Island, Maine and Kansas.
Capital Insurance Co., Des Mo'nes. la.—
W. W. Birdsall, New Hampton, la., special agent
for Northern Iowa; T. H. Knotts, Des Moines, la.,
for Southern Iowa.
Central City Insurancb Co.. Selma, Ala.—
Wm. F. Prioleau, Atlanu, Ga., special agent for
Alabama and Georgia.
Citizens Insurance Co., Cincinnati.— Hutch-
inson ft Mann, San Francisco. Cal., general agents
for Caiifomia; J. S. Moore. Buffalo, N. Y., een-
eral agent for New York; Ackerman, Deyo & Hii-
liard, New York city; Jordan, Lovett ft Co., Bos-
ton, Mass.: C. L. Crane. St. Louis, Mo.; A. D.
Kennedy, Chicago. 111. The company operates in
New York, Massachusetts, Pennsylvania, Illinois,
Missouri, Wisconsin, Ohio, Connecticut and Cali-
fornia.
Citizens Insurance Co., Evansville, Ind.—
McGilUard ft Dark, Indianapolis, Ind., general
agents. A. A. Holfer, special agent and adjuster,
Indianapolis. Company operates in Indiana only
at present Edwin Hill, special agent in Indiana.
Citizens Insurance Co., New York.— Hollis
ft Snow, Boston, State agents for Massachusetts;
W. E. Baker, Hartford. State agent for Connecti-
cut. (For all Southern and Western States and
Territories see N. Y. Underwriters Aeency, New
YorkO Special jurisdiction of home omce. Middle
and Efastem States. H. J. Sheafer, agent Central
Pennsylvania. J. R. Wemple. special agent New
York, New Jersey, Connecticut and Pennsylvania.
Citizens Insurance Co., Pittsburfh.-^. H.
Herman, special agent New York and New Eng-
land field. E. V. Goodchild, special agent New
Jersey and Pennsylvania. J. W. Little, special
agent Iowa, Wisconsin. Illinois, Nebraska, Minne-
sota and Missouri. J. T. McAnninch, Cleveland,
O., special agent Ohio, Michigan and Kentucky.
Citizens Insurance Co., St. Louis.— Geo. O.
Carpenter ft Son, Boston, Mass.. State agents for
Massachusetts. Hutchinson ft Mann, San Firvn-
Cisco, general agents for Caiifomia. Special Juris-
diction of home office, all territory other than above.
The company operates in Massachuse*ts, New
York, Ohio, Indiana, Illinois. Missouri, Arkansas,
Colorado and California.
Columbia Insurance Co., Dayton.— W. H.
Fuller, Columbus, O.. and P. E. Nonis. Cam-
bridge, special agents. The company operates in
Ohio only.
Columbia Fire and Marine, Portland, Ore.—
John Andrew, Oregon and Washington Territory.
Commerce Insurance Co.. Albany.— No gen-
eral or State agents. Addison J. Hinman, speoal
affent, Albany, N. Y. The company operates in
Maine, Massachusetts, Connecticut, Rhoda Island,
New York, Pennqrlvaaia, New Jersey, Maryland,
Ohio, Indiana, Wisconsin, Michigan, Kentnckj.
Missouri and Minnesota.
COMMERQAL, Montgomery, Ala.— W. H. Mc-
Bride, general agent tor Texas and Arkansas,
Tyler, Texas; Chas. A. Janvier ft Co.. State
agents, Louisiana, New Orleans, La. The com-
pany transacts agency business in the States of
North and South Carolina, supervised firom home
office.
Commercial Insurance Co., San Frmndsco.
— Mills ft Ford, general agents for New York,
Massachusetts, Connecticut, New Jersey. Mary-
land and Pennsvlvania; R. J. Smith, general agent
for Chicago, Ilhnois, Wisconsin, Minnesota. Michl-
ean, Iowa, Ohio and Dakota; Martin Collins. St
Louis, general agent for Missouri, Nebraska and
Kansas; Porter, Raymond ft Co., Denver, CoL,
general agents for Colorado; William Bowen, Aus-
n, Tex., special aeent for Texas, Arkansas and
Louisiana; Fuller ft Young, Salt Lake City, gen-
eral agents for Utah; Henry Hewett ft Co., Port-
land. Ore., general agents for Oregon and Wash-
ington Territory. Special jurisdiQtion ot home
omce: Caiifomia, Nevada, Arisoiia. Utah and
portions of Oregon, Montana, Idaho and Wash-
ington. The company operates in California,
Nevada, Oregon, Utah, Nebraska, Kansas. Mis-
souri, Colorado, Texas, Louisiana, Illinois. Penn-
sylvania, Maryland, New York, Massachusetts.
Connecticut, New Jersey, Minnesota, Wisconsin.
Arkansas. Michigan, Iowa, Ohio, Washington
Territory, Idaho, Montana, Arizona and Hawaiian
Islands.
Concordia Fire Insurance Co.. Milwaukee.
—Jacobs ft Easton, San Francisco, general agents
for Caiifomia; E. Patchin, Chardon, C. State
agent for Ohio. Indiana and Pennsylvania; C. E.
Morbeck, Lacrosse, Wis., State agent for Iowa,
Minnesota and Wisconsin; Madison Nelson, Kan-
sas City, Mo., State agent for Missouri and Kan-
sas; Charles A. Hilton, Grand Rapids. Mich.. State
aeentfjr Illinois and Michigan; Knowlesft Russell
Albany. N. Y.. general agents for New York.
Company operates in Wisconsin, New York, Ohio,
Michigan, Indiana, Illinois, Missouri, Kansas,
Iowa, Minnesota, Colorado, Caliiomia and Pacific
coast.
Connecticut Fire Insurance Co , Hartford.
—A. Williams, manager, W. J. LitUejohn, assist-
ant manager. Western department, 155 La Salle
street, Chicago, 111.; Robert Dickson, muiager,
Pacific department. San Francisco. Cal. Special
iurisdiction of home office extends over New Eng-
land. Middle and Southern States and Canada.
Special agents: J. H. Van Buren, Dunkirk. N. Y.;
Henry E. Hess, Boston, Mass.; W. T. Howe,
Glen Ridge. N. J.; W. J. Dallas, St. Joseph. Mo.;
R. L. Raynolds, Lincoln, Neb.; H. F. Webber,
Cincinnati, O.; C. L. Whittemore, Chicago. 111.;
M. H. N. Raymond, Grand Rapids, Mich.; How-
ard de Mott, Minneapolis, Minn.; B. J. Smith,
San Francisco, Cal.; C. A. Stuart, San Francisco,
Cal.
The Inmtranoe Year Book.
349
CONTINBNTAL INSURANCE CO.. New Yoik.~
BmUej ft Taylor, Chicago, 111., general agents lor
Western and Northwestern StsUes. State agents:
Ohio, J. A. Wdnland. Westenille; Michigan. F.J.
Murray, Detroit; Indiana, E. N. Lessey, Indian-
SoHs; Wisconsin, E. V. Mnnn, Beloit, Wis.;
innesota and Dakota, T. J. Utty and A. Harri-
son. St. Paul, Minn.; Iowa, Henry Paine, Decorah;
Mlsaoun, J. D. Flemfaag. Kansas City; Kansas,
J. J. McDonald. Nebraska; Colorado, George E.
Crater, Denver; Hutchinson & Mann, San Fran-
cisco, Cal.. ffcneral agents for Padfic coast. Spe-
cial jurisdictioa of home ofiSce extends over the
Eastern, Middle. Southern and Southwestern States
and the Pacific coast. Special agents, J. W.
Grover, New Haven, Conn., for Massachusetts,
Connecticut and Rhode Island; New York, John
T. McCnrdy, Dansville; Pennsylvania, A. S. Dong-
lass. Mlddletown. N. Y., J. E. Gal]agher,DansviUe,
N. v.; G. B. Armitage, Philadelphia; Maryland.
G. J. McCaffrey, Baltimore; Southern States, W.
G. Whilden. Greenville. South Carolina; Kentucky
and Tennessee. A. W. Hart. Columbia. Tenn.,
Arkansas and Texas. C. W. Gainard. Galveston.
The company operates in all States except New
Hampshire. Virginia and Mississippi.
Cooper Fikb Insukancb Co.. Dayton, O.— J.
A. Moore, Plymouth. O.. general agent; O. F.
Kemmer. Lima. O., special agent Company
operates in Ohio and Michigan.
Council Blupps Insusance Co., Council Bluflb.
la.— W. Gerald Nason, SUte agent; special agenu:
M. G. Webb. A. J. Wright. S. S. Rose. A. L.
Tullis.
Crescent Insurance Co., New Orleans, La.
->E. S. Walton, Sardia. Miss., for Mississippi; L.
B. Leigh, Little Rock, for Arkansas. Special juris-
diction of home office, Louisiana. Company
operates in Louisiana, Mississippi. Arkansas.
Dajcota F. and M., Mitchell. Dak.~G. L.
Crandall. general agent for Arkansas, Looisiana,
Alabama and South Carolina; W. H. Cobban,
special agent for Dakota; Alex. Inglis, special
agent and adjuster for Southern States.
Dayton. Dayton. O.— Captain Geo. T. Brown,
John W. Wddner. Ohio.
Detroit Fire and Marine Insurance Co..
Detroit.— Special agents : C. L. Andrews, Detroit.
Mich., for Michigan, Ohio and Kentucky: John
Molville, Detroit. Mich., for lUinois. Minnesoto.
Wisconsin, Iowa and Missouri. The company
operates in Michigan. Minnesota. Wisconsin. Ohio,
Indiana. Kentucky, New York. Iowa. Missouri and
Illinois.
Dubuque Fire and Marine. Dubuque. la.—
H. D. Crawford. Southern Iowa; James A. Hayes.
Northwestern Iowa; P. F. McCuUough. Northeast-
em Iowa.
Dutchess County Mutual Insurance Co.,
Poughkeepsie. N. Y.— Sidney Scofield, general
agent, Fishkill-on-Hndson. N. Y.; Walter Selvage,
special asent. Brooklyn, N. Y. Company operates
m New York and New Jersey.
East Texas Fire Insurance Co.. Tyler. Tex.
— Dargan & Trezevant, Dallas, Tex., general
agents for North Texas and Arkansas. Special
jurisdiction of home office, all ot Texas, except
North Texas. The company operates in Texas
and Arkansas; also writes reinsurance in other
States upon application, but is admitted only in
Texas and Arkansas.
Eliot Insurance Co.. Boston.— Charles H.
Post, manaesr for Middle Department, embracing
New York, (Connecticut. New Jersey and Pennsy^
vania. Special jurisdictton of home office, the New
England States. The company operates in Maine,
Massachosetts, Rhode IsUnd, New Yoric, Pennsyl-
vania, lUlBois, Connecticnt and California.
Empire State, Rochester. N. Y.— George E.
Robins, 185 La Salle street, Chicago. Western gen-
eral agent for Ohio, Michigan. Wisconsin. Min-
nesota. Uhnois. Iowa, Nebraska, Kansas, Missouri,
Keatucky and Indiana.
Equitable Fire and Marine Insurance Co.*
Providence.— R. M. Buckman, 160 La Salle street,
Chicago, general agent, and J. J. Hayes, special
a^ent. tor western States, in connection with the
Rhode Island Underwriters Association. Special
Jurisdiction of home office. New England and Mid-
dle States. Special agents at headquarters, S. P.
Fisk. W. H. BonteU and S. G. Howe. Providence.
The company operates in New England, New
York. Pennsvlvania. Maryland. District of Colum-
bia, Ohio. Illinois. Michigan. Minnesota. Wiscon-
sin. Iowa. Kentucky, Missouri. Coforado and Ne-
braska.
Farmers. Cedar Rapids. la.— Special agents at
headquarters, J. K. Powers, J. W. Stabl, J. J.
Clementt; adjusters, S. T. Berry and W. P. Hen-
derson. Company operates in Iowa only.
Farmers Fire Insurance Co., York, Pa.— T.
Derr ft Bro., Wilkesbarre. Pa., general agents for
Lttxeme. Susquehanna. Wyoming, Lacktiwanna,
Carbon, Montour. Columbia, Northumt>erIand,
Union and Snyder counties in Pennsylvania.
Spedal jurisdicdon of home office, entire field.
Special agenu : John T. Williams and George W.
Brilhnger, York, Pa., Pennqrlvania, Maryland,
New Jersey and New York; Edw. F. De Forest.
Chicago, ill., for Indiana. Dlinois. Missouri and
Wisconsin; H. L. Richardson, Oskaloosa. Iowa,
for Iowa and Minnesota. Company operates in
Maryland. Pennsylvaoia. New Jersey. New York.
Minnesota, Wisconsin, Indiana, Illinois, Missouri
and Iowa.
Farmers National, Piankinton, Dak.— F. H.
Frrat, general agent and adjuster for the Territory
of Dakota. G. L. Crandall, general agent for Ar-
kansas, Louisiana and South Carolina.
Fidelity, Huron, Dak.— H. P. Packard. Red-
field. Dak., general agent for Dakota; Leslie Dur-
ley. Little Rock. Ark., general agent for Arkansas.
Fire Association, Philadelphia.— William H.
Cunningham. Chicago. 111., general agent tor Illi-
nois. Iowa, Wisconsm, Minnesota. Michigan and
Dakota; Martin Collins. St. Louis. Mo., general
agent for Missouri. Kansas. Colorado. Uttm. Ne-
braska and Wyoming Territory ; Dargan & Trese-
vant. Dallas, general agents ior Texas, Arkansas.
New Mexico and Louisiana ; Chas. A. Laton. San
Francisco, general a^rent for Pacific coast States
and Montana. Special jurisdiction of home office.
New England. New York, Middle and Southern
States (except above-mentioned), Ohio, Indiana,
Kentucky and Tennessee. Special agents : S. G.
Parsons. Boston, for New England; J. H. Linds-
ley, Syracuse, for New York State; William Muir.
Philadelphia, for Pennsylvania. Maryland and Vir-
ffinia; Lloyd Bally. Trenton. N. J., for States of
New Jersey and Delaware ; Jacob Peetrey, Lon-
don, O.. for Ohio and Indiana; John D. Bradford.
Atlanta, Ga.. for Southern States. The company
operates in all States except Mississippi. Idaho.
Oregon. Florida. New Hampshire and Arisona.
FiRBMENS Insurance Co.. Baltimore.— Alli-
ance Insurance Associaiion, New York, for the
Metropolitan District of New York; Tyler ft
Rutherford, vaprj F street, Washington, D. C, ior
District of Columbia ; R. A. Waller & Co., 164 La
Salle street, Chicago, III., for city of Chicago and
Cook countv ; Freeman & Vinton, Boston. Mass.;
L. C. Maddra & Sons, Philadelphia, Pa.; Bauer ft
350
The Insurance Year Book.
Hemnann, Bradford, Pa.; Frank R. Leib, Harris-
bnrff, Pa.; M. Benas, Kansas City, Mo.; Pengnet
& Hemenway, St. Louis, Mo.; Hutchinson &
Mann, Sansome and California streets, San Fran-
cisco, Cal., for city of San Francisco, Oakland, Los
Angeles, Sacramento, San Jose and Stockton.
Company operates in Maryland, New York, Illinois,
California and Missouri.
FiREMRNS INSURANCB Co., Dayton.— Ellison,
Coolidge & Co., general agents, Boston, for Massa-
chusetts. Special agents : Wm. H. Clemons and
Ira W. Can&eld. The company operates in Ohio,
Indiana, Kentucky, Missouri, Illinois, Michigan,
Massachusetts, Pennsylvania, Minnesota, Wiscon-
sin, Nebraska and Kansas.
FiRBMENS iNSURANCB Co., New York.—
Local agents at the following places: M. W. Han>
chett, Syracuse, N. Y.; Steams Bros., Boston.
Forest City Fixe Insurance Co., Rockford.
— General agent, J. J. Marshal, Rockford, lU.; J.
A. Parsons, Jacksonville, lU., adjuster. The com-
pany operates in Illinois alone.
Franklin Fire Insurance Co., Columbus,
O.— Special agents: D. E. Julian, Northern Ohio ;
R. S. Brock, Southern Ohio.
Franklin Firs Insurance Co., Philadelphia.
— George F. Reger, Philadelphia, Pa., manager of
the agency department ; Thompson Derr & Bro.,
Wilkesbarre, Pa., Pennsylvania State agents.
Special agenU: O. W. Palmer, Elmira, N. Y., for
New York and New Jersey ; A. W. Damon, super-
vising agent, Boston, Mass., for New England
States; L. D. Moody, W. T. Clarke, Isaac C.
Hayes and £. P. Foreman special agents, depart-
ment of the West; Wm. M. Shoemaker, Pennsyl-
vania. Special jurisdiction of home office, Philadel-
phia and Norristown, all of Pennsylvania. The
company operates in California, Colorado, Con-
necticut, UUnois, Indiana, Iowa, Kansas, Kentucky,
Maine, Maryland, Massachusetts, Michigan, Min-
nesota, Missouri, Nebraska, New Jersey, New
York, Ohio, Pennsylvania, Rhode Island, Vermont,
West Virginia and Wisconsin.
Georgia Home, Columbus.— J. B. Kimbell,
Alabama, Georgia (part), Mississippi, Tennessee.
R. P. Spencer, Geor^a (part), North CaroUna,
South Carolina, Virginia.
German Insurance Co., Freeport, III.— Gen-
eral and State agents: S. Schupp, Chicago, III.,
Illinois and Wisconsin; A. H. Kuhlemeier, Bur-
lington, la., Iowa and Nebraska; R. R. Briggs,
Sioux Falls, Dak., MinnesoU and DakoU Ter.; F.
E. Hofiman, Sedalia, Mo., Colorado, Kansas and
Missouri ; W. W. Calhoun, Carthage, Mo., Mis-
souri; E. C. Johnson, Lexington, Ky., Kentucky;
£. C. Johnson & Co., Tennessee; L. S. Smothers,
Little Rock. Ark., Arkansas; Jacobs ft Easton, San
Francisco. Cal., Pacific coast ; D. A. Rudy, Hagers-
town, Ind., Indiana; H. F. Cornell, Kalamazoo,
Mich., Michigan. Home office has jurisdiction over
all. Special agents at headquarters and of each
general agency: John F. Gunrher, Freeport, 111.;
George C. Ross, Sedalia, Mo.; U. H. Sikkema,
Belleville, III.; J. D. Flintzer, Topeka, Kan.; Wm.
E. Wiehe, Lansing, la.; Jas. Weinman, Lincoln,
Neb.; Jas. R. Wash, State agent, Lincohi, Neb.
Company operates in lUinoIs, Iowa, Kansas, Ne-
braska, Missouri, Wisconsin, Minnesota, Dakota,
Colorado, Kentucky, Tennessee, Arkansas, Cali-
fornia, Ohio, Indiana, Michigan and West Vir-
ginia. -I
%bmaX ^'^^ Insurance Co., Peoria, III.
H(rry Robi:?J$on, State agent, BelleviUe, Kan.; R.
KrUvn^y, SUte agent, Chicago, lU.; Harry Rob-
/^Dson. Kansas amd Nebraska; K. D. Harvey, Indi-
ana, Wisconsin, yhio, Michigan and Minnesota;
J. A. Raines, State agent for Iowa, headanarten at
Fairfield, la.; John virchow. Chica^D. 111., general
agent for Illinois and Missouri. The company
operates in Illinois, Indiana, Wisconsin, Minnesota,
Iowa, Missouri, Kansas, Nebraska, Ohio, Michi-
gan and Colorado.
German Fire Insurance Co., Pittsburgh, Pa.
— General agent for Middle Pennsylvania, H.J.
Sheafer. Hanisburg, Pa. Special jurisdlctiott of
home office, Allegheny county, Pa.; A. H. Eckert,
special agent at nttsburgh. The company operates
in New York, Massachusetts, Pennsylvania, Ohio.
Indiana, Illinois, Missouri, Colorado, Minnesota,
Wisconsin and Michigan.
German-American Insurance Co.. Nev
York.—Eugene Cary, manager of Western Depart-
ment, Chicago, 111.; Tom C. Grant, San Frandsco,
Cal., general agent ; Geo. F. Grant, San Frandsco,
Cal., assistant general agent for Pacific Depart-
ment. Territorial jurisdiction of each general
agency : Western Department, ColOTado, fllinots.
Indiana, Iowa, Kansas, Michigan, Minnesota, Mis-
souri, Nebraska, Ohio, Wisconsin, Montana, Wyc-
min/ir. Indian Territory, New Mexico, Dakota;
Pacific Department, California, Oregon, Wash-
ington Territory, Nevada, Utah, Idaho. Arizona,
Montana. Special jurisdiction of home office.
New York, Massachusetts, Connecticut, Vermont,
Maine, Rhode Island, Pennsylvania, Virginia, West
Virginia, District of Columbia, Georgia, Kentucky,
Tennessee, South Carolina, Louisiana, Maryland,
Texas, Alabama, Florida, Arkansas and DeUware.
Special agents at headquarters and of each general
agency: W. S. Newell, Middle States; J. B. Rich-
mond, E. May and C. V. C. Murphy, New Jeiser;
James M. Forbush, Natick, Mass.. New England
States; W. N. Kremer, Philadelphia, Pennf^lvania,
Maryland, Delaware, West Virginia and District of
Columbia; L. L. Barney, Ehnira, State of Nev
York; J. J. Games, Dallas, Texas; Jas. A. Thomas.
Nashville, Tenn.. Southern States; J. C. Hanter.
Atlanta, Ga., for South Carolina, Alabama and
Florida; D.N. Walker, Richmond, Va. Special
agents of Western Department, J. M. Newberger.
Roger Porter, A. A. Cratsenberg, H. W. Lyman,
A. H. Main, P. H. Knighton, F. L. Force. G. M.
Lovejoy, George Crater, E. T. Campbell, F. Dana.
W. W. Eastman, W. C. Fowler. Charies Hall. B.
F. Hecker, Special agent of Pacific Department.
C. B. McHenry. The company operates in all
States except New Hampshire and North Caro-
lina.
Germania Insurance Co., New Orleans.-
Roeselin & Robyn, St. Louis, Mo., general agents;
Davis & Requa, Chicago, general agents, Chicago,
111.; J. C. Jennings & Co., San Frandsco, peneial
agents. Jurisdiction of home office, New Orleans
and State of Louisiana, at St. Joseph, Mo.;R-
Calkins, St. Joseph, Mo., local agent. Com-
pany operates in Louisiana, Missouri, lUinois. Cali-
Germania Fire Insurance Co.. New York.
— Eastern Department, Eastern and Middle States,
Delaware, Maryland and District of Columbia: .A.
J. Woodworth, 177 and 179 Broadway, New Voik.
general agent. Western Department, E. G.
[alle, manager; R. H. Gamgue, assistant mana-
ger, 163 La Salle street, Chicago, 111. Soutfaern
Department, Clarence Knowles, manager, AtlanU,
Ga. Pacific Coast Department, Gutte ft Frank,
managers, 303 California street, San Francisco,
Cal. Field force: Eastern and Middle States.
George B. Edwards, L. F. Goule and H. L. Kreo-
der, New York. Western States, J. H. Caswell.
Chicago, 111., general adjuster; H. W. Clayton,
Dayton, O., State agent for Ohio, Kentucky and
West Virginia; Frank W. Armstrong. Indianapolis.
Ind., State agent for Indiana; H. W. Lyman, Os-
kaloosa, la., State agent for Illinois, Iowa and
Missouri; C. H. Lord, Minneapolis, Minn.. State
The ItiMtranoe Year Book.
35'
agent for Minnesota, ^Hsoonsin, Dakota and Mon-
taoa; Edward E. Foster, Kalamazoo, Mich., State
asent for Michigan; John R. Williams, Omaha,
Neb.. State agent for Colorado, Kansas, Nebraska,
New Mexico and Wyoming. Soathern States, W.
E. Chapin, Richmond, Va. Pacific Coast States,
Peter Outcanlt, San Francisco, Cal., special agent,
for Caliiomia, Oregon and Washington Tcmtory.
Company operates in all States and Territories
except Arisona, Florida, Idaho, New Hampshire,
Utah, Vermont
GlRAJlD FiKE AND MARINE INSURANCE CO.,
Philadelphia.— William E. RoUo & Son, managers
for Western SUtes. Chicago. 111.; Chas. M. Sloan,
Monnt HoDy, N. J., general agent for New Jersey;
Huichinson & Mann, San Frandsoo, Cal., general
agents for Pacific States; A. a Gillettft Co., Hart-
ford, Conn., ceneral agents for New England
States. SpMial jurisdiction of home office, Penn-
svlvania, Ddaware, Maryland and New York.
Special agents: Henry M. Gratz, Philadelphia, Pa.;
J. B. Hall, Chicago. 111. The company operates
io California, Connecticut, Delaware, Illinois,
Iowa, Indiana, Kansas. Maine, Massachusetts,
Michigan, Minnesota, Missouri, Nebraska, New
Jersey, Ohio, Pennsylvania, Rhode Island, Wis-
consin, Maryland, New York and Colorado.
Glens Falls Insurance Co., Glens Falls.—
J. L. Whitlock, manager Western Department, 208
La Salle street, Chicago. West of Ohio and East of
Rocky Mountains; Jacobs & Easton, general
agents for California, 423 California street, San
Frandsoo. Special jurisdiction of home office, the
whole field. Special agents at headouarters and
of each general agency: Home office, G. B.
Greenslet, E. W. West. N. R. Gourley, special
agent, G. W. Wyatt, Syracuse, N. Y. Western
Department; D. D. Devin, special agent, Chicago,
lU.. and F. W. Little, Pleasant Hill. Mo. Com-
pany operates in New York. New Jersey, Pennsyl-
^oia, Massachusetts, Connecticut, Rhode Island,
Delaware, Maryland, Ohio. Virginia, South Caro-
lina, Michigan, Indiana, Illinois, Wisconsin, Iowa,
Kentucky. Kansas. Nebraska. Minnesota, Colorado
and Caluomia.
Grand Rapids Firb Insurance Co., Grand
Rapids, Mich.— Company operates in Michigan,
Illinois, Minnesota, Missouri, Pennsylvania, Mas-
sachusetts and New York.
Granite State Fire Insurance Co.. Ports-
month, N. H.— Chas. A. Lauton, general agent for
Pacific coast Special agents, C. H. Wilkins, Ports-
mouth, N. H., Massachusetts, Rhode Island and
Connecticut ; Geo. £. Macomber. Maine and Ver-
mont: J. O. Lee, 179 La SalJe street, Chicago, 111..
an Western States.
Hanover Fire Insurance Co., New York
dty.—General and State agents : Alex. Stoddart,
No. x\ Nassau street. New York city, general agent
lor Western, Southern and Pacific States. Thomas
James, No. 40 Nassau street, New York dty, gen-
end a^ent for Eastern and Middle States. Special
jnrisdiction of home office. New York and vicinity.
Special agents, Chas. H. Hibbs, R. H. Wilson,
Jas. S. White, No. 49 Nassau street. New York
aty, tor home office; Geo. M. Elwood, Rochester,
N. Y.; Charles B. Fowler, Salem, Mass.; W. M.
Shoemaker, Wllkesbarre, Pa., for Eastern and
Middle Sutes. H. P. Gray, St Louis. Mo.; John
W. Maginn, St. Louis, Mo.; W. M. Monroe, Cin-
cinnati. C; C. £. Babcock, Lincoln, Neb.; Frank
Ritchie, Indianapolis, Ind.; W. E. Page and E. R.
Mulford. Minneapolis, Minn.; Wm. R. Foster,
Grand Rapids, Mich.; J. O. Wright, Chicago. 111.,
ior the Western States. Wm. A. Cooke, Atlanta,
Ga.; R. V. Manston, Memphis, Tenn., for the
South. Cesar Bertheau and M. Raschen for the
Pacific States. Company operates in all of the
United States except New Hampshire, Vermont,
Oregon, Florida and Nevada.
Hartford Fire Insurance Co.. Hartford.—
G. F. Bissell, Chicago, 111., manager of Western
Department; Belden & Cofran, San Frandsoo, Cal.,
managers of Pacific Department, general agents
and adjusters; Eastern and Middle States, J. H.
Leighton, A. Newtun Locke, J. S. Catanach,
Frederic Samson, W. S. Dewey, Geo. S. A. Young;
Southern States. J. W. Covington, Dallas. Tex.;
Thos. Egglcston. Atlanta, Ga.; Canada, Wm.
Henderson, Toronto. The company operates
throughout the United States and Canada.
Hbkla Firb Insurance Co., Madison.— Rob-
ert McCurdy, Madison, Wis., and Walter C.
Leach, Minneapolis, special agents. The com-
pany operates in Wisconsin, Minnesota, Iowa, Illi-
nois, Michieaa, New York, Massachusetts, Ne-
bradca and Missouri.
Hibernia Insurance Co. of New Orleans,
Louisiana.— John Naghten & Co., Chicago, gen-
eral agents for Western Department, including Ne-
braska, Illinois, Michigan, Minnesota, Iowa and In-
diana; Adams & Boyle. Little Rock, general agents
tor Arkansas; Angefl & Rice, Galveston, general
agents for Texas; Wm. Bull. St. Louis, for Mis-
souri; J. C. Whitner & Co.. Atlanta. Ga., for
Georgia. Alabama, Florida, South Carolina, Ken-
tucky and Tennessee; J. Wilder Atkinson, Wil-
mington, N. C, for North Carolina.
Home Insurance Co., New York, N. Y.— Du-
cat ft Lyon. Chicago. 111., managers for Western
Department, embracine Western States (except
Ohio) and Territories of New Mexico and Wyo-
ming; H. H. Walker, secretary Western Farm
Department, Chicago. 111.; Livingston Mims, At-
lanta, Ga.. manager for Southern Department, em-
bracing South Carolina, Georgia, Alabama. Miss-
issippi and Louisiana; A. E. Magill, San Francisco,
CaL, general agent Pacific Department, embracing
California. Nevada and Territories of Oregon,
Washington, Utah, Idaho, Montana and Arizona;
Wilmartb & Emerson. Boston. Mass.. general
agents for New England States; C. K. Francis,
Philadelphia, Pa., general agent for New Jersey,
Pennsylvania, Delaware. Maryland and District of
Columbia; Louis S. Morgan, Syracuse, N. Y.,
State agent for New York: Henry B. Smith, spe-
cial agent for Eastern New York; Sayres & Mo-
Donald. Urbana, O., State agents for Ohio and
West Virginia: J. L. Wood, Dallas, Tex., State
agent for Texas; W. B. Glasby. for Virginia and
hforth Carolina. Company operates in all States
and Territories except New Hampshire. Florida
and Dakota.
Home Mutual Insurance Co., San Francisco.
—General and State agents: R. H. Magill, general
agent at home office; D. B. Bush, manager Oregon
branch, Portland; F. R. Wallace, Helena, Mon.;
Cobb, Winne & Wilson, Denver; T. Y. Biown,
New York. Territorial jurisdiction of each gen-
eral agency: D. B. Bush. Oregon, Washington
Territory and Southern Idaho; Cobb, Winne &
Co.. Colorado. Wyomine and New Mexico; F. R.
Wallace. Montana; T. Y. Brown. New York city;
J. H. Knauss. Ogden, Utah; L. B. Rogers. Salt
Lake City, Utah. Special iurisdiction of home
office, California. J. F. Houehton, president;
Charles R. Story, secretary: R. H. Maeill, general
agent. The company operates in California, New
York, Washington Territory, Oregon, Colorado,
Utah, Wyoming, Idaho and Montana.
Home, Omaha, Neb.— S H. Robb, Omaha; T.
F. Allen, Grand Island; A. C. Hull, HasUngs; N.
G. Leroy, St. Paul.
Indiana Insurance Co., Indianapolis, Ind.-^
McGilUard & Dark, general agents. Indianapolis,
35^
The Insurance Year Book.
Ind.; A. A. Heifer, adjuster and special agent; Ed-
win Hill and C. S. Crary, special agents tor Indi-
ana only. Company operates in Indiana and writes
anrplos lines in other States.
INSUBANCB Co. OP NoRTH AMERICA, Philadel-
phia.—J. F. Downing, Erie, Pa., general agent fi>r
Che Western States; C. C. Kimball, Hartford, man-
ager for the New England States: C. R. Knowles.
Albany, manager for New Yorlc Sute; Edward S.
Gay, Atlanta, Ga., manager for theSoutfaem States;
T. A. Mitchell, San Francisco, manager for the Pa-
cific coast. Special jurisdiction of home office,
Pennsylvania, Delaware, Maryland. New Jersey.
New York City, Long Island and Boston. The
company operates in ail the States and Tenitones
except the States of Virginia, Mississippi. Florida
and Oregon.
Insurance Co. op the State op Pennsyl-
vania, Philadelphia.— C. C. Kimball, manager,
and W. B. McCray, assistant manager, Hartford,
Conn., for the New England States; R. S. Critdi-
ell, Chicago, manager for Western Department,
embracing Illinois. Missouri. Ohio, Kentudcy.
Minnesota, Wisconsin, Michigan, Nebraska. Iowa
and ColGdnido; B. Lockwood, New York, manager
for New York city and Ticinity. Special jurisdic-
tion of home office, Pennsylvania, New York, Mary-
land and California. The eompany operates in
New England States, New York, Pennsylvania.
Maryland. Ohio, Illinois, Michigan. Wisconsin,
Missouri. Kentucky, California, Minnesota, Ne-
braska, Iowa and CTolorado.
Jersey City Insurance Co.— R. C. Albright,
general agent; H. C. L^ng. special agent; Minne-
soU, Col. W. B. McCord, Minneapolis: New Yorii
and Pennsylvania. Col. C. L. Stowell. Rochester,
N. Y.; Wisconsin. Ohio, Illinois, Iowa and Ne-
braska, Messrs. Pellett & Hunter. Chicago. III.;
Rhode Island. George A. Millay. Taunton. Mass.;
Thomas L. O'Brien. Boston (Mass.) district.
Knoxville. Fire Ins. Co.. Knozville. Tenn.
J. D. Bodman, Knoxville, Tenn., special agent for
Tennessee, Alabama and South Carolina.
Liberty, New York.— W. T. Blackwell, special
agent for New Jersey, Pennsylvania, District of
Columbia, Maryland and Delaware; Henry F.
Blackwell, New cngland; Georse N. Betts, metro-
golitan district; William A. Holmao, New York
tate; C. T. Balrd. Kentucky and Tennessee; C.
M. Guinard, Texas; Rolla V. Watt. g«*neral agent
Pacific coast; Chas. E. Van Voorhis, Western gen-
eral agent. George P. Edgar, superintendent of
agencies.
Mechanics and Traders, New Orleans.— F.
A. McCarroU. Alabama and Tennessee; N. D.
Coleman, California; L. B. Leigh, Arkansas.
Company operates in above named States and in
Illinois, Missouri, Arkansas and Louisiana, which
are under the jurisdiction of the home office.
Mercantile Fire and Marine Insurance
Co., Boston.— R. W. Hosmer & Co., Chicago.
general ageats for Western Stales; H. W. Brown,
hiladelphia. for Southeastern States; C. L. Stowell.
Rochester, N. Y.. manager New York State. Com-
pany operates in Massachusetts, New Yoik. Penn-
sylvania, Maryland, District of Columbia. Illinois.
Michigan, Wisconsin. Kentucky. Minnesota. Iowa,
Nebraska, Ohio and Missouri.
"The Merchants" Insurance Co., Newark.
—Thomas C. Parsons, Cleveland, O.. general
agent for Ohio and Michigan; Frank D. Rogers,
Chicago, in charge of Western Department, includ-
ing Ilhnois, Indiana, Iowa, Wisconsin, Minnesota,
Missouri, Kansas, Nebraska; J. C. Whitner & Co.,
AtlanU. general agents for Soutb Carolina, Georgia,
Tennessee, Alabama, North Carolina and New Or-
leans. La.; Jacobs & Easton. San Francisco, gen-
eral agents for the Pacific coast. Special jurisdic-
tion of home office, Maine, Massachusetts, Rhode
Island, ConnecUcut. New York, New Jersey, Penn-
sylvania, Maryland. Delaware. District of Colom-
bia, Kentucky, Colorado. Wyoming and New
Mexico. Special agents: Edward C. North, New
England States. Boston. Mass.; H. Freeman Nee-
ftis. New York. Delaware and District of Columbia;
Fred. Theis. Jr.. Pennsylvania; Joseph O. Nich-
ols, New Jersey; O. A. Forbes. Ohio and Michi-
gan, Parson's Department; W. H. Crandall, West-
em Department The company operates in Maine.
Massachusetts, Rhode Island. Connecticut. New
York. New Jersey, Pennsylvania. Maryland, Dela-
ware. District of Columbia. Ohio. Indiana, Midii-
gan, Illinois, Iowa, Wisconsin. Minnesota, Mis-
souri. Kansas, Nebraska, Colorado, Kentucky,
South and North Carolina. Georgia. Alabama,
Tennessee, Louisiana, Cahlbmia, Wyoming. New
Mexico and Pacific coast.
Merchants Insurance Co. in Providence.
Providence.— Wagner & Taylor, 138 South Fourth
streets. Philadelphia. Pa.. State agents for Pennsyl-
vania: R. M. Buckman. Ctucago. 111., general
agent for Central and Western States. Social ju-
risdiction of home office. New England. Middle
States (except Pennsylvania), Maryland and District
of Columbia. Arthur S. Burrington. spcdai agent
at home office. The company operates in ikU of
New England (except New Hampshire) and New
York. Pennsylvania. Maxyland. Distrkt of Colum-
bia. Kentucky, Ohio, Illinois. Mkhigan, Vnaoon-
sin. Minnesota. Iowa, Missouri and Nebraska.
Michigan Fire and Marine. Detroit, Mich.—
W. J. Weir, L. C. Fletcher; Ohio. Indiana. Ken-
tucky and Pennsylvania. T. M. Luce; Illinois,
Minnesota, Wisconsin, lovra, Missouri. N. A.
Bloom; Colorado, New Mexico and Wyoming,
Packard, Wilson & Piper, general agents; Califor-
nia. Okell & Wooley. general agents; Massadm-
setts, Geo. H. Binney, special agent; Indiana,
Illinois, Wisconsin, Minnesota, Missouri. Kentucky.
Iowa. Colorado. Massachusetts, Kansas, Nebraska,
and California, same as last year; Wyon^g and
New Mexico added. John Hall, Missouri, Arkan-
sas and Texas.
Milwaukee Mechanics Insurance Co..
Milwaukee.— T. Y. Brown, 34 Pine street. New
York, N. Y., general agent for New York. Connec-
ticut. Massacnusetts, Rhode Island New Jersey
and Maryland; H. A. Morgan. Upper Alton, ni..
State agent for Illinois, Kentudcy. Indiana; Lucius
E. Parsons, Chardon, O.. State agent for Ohio and
Michigan; F. H. Tower. Milwaukee. Wis.. State
agent for Iowa and Minnesota; S. L. Long, Rich
Hill, Mo., State ag<;nt for Missouri. Kansas, Ne-
braska. Special jurisdiction of home office. Wis-
consin. Special agenrs. Theo. L. Spangenlxsg,
Bunker Hill. III., for Illinois; J. M. Adams, Sigour-
ney. la., for Iowa; Geo. B. Walton for Eastern
Department. Company operates in Wisconsin,
Illinois, Michigan, Indiana, Ohio, Kentu^y. Mis-
souri. Kansas, Colorado, Nebraska, Iowa, Minne-
sota, New York, Connecticut. Massachusetts.
Maryland. Rhode Island. New Jersey. E. S. Rich.
Denver, Col., special agent tor Colorado.
Mississippi Home. Vicksburg.— Maxvhall J.
WelIl>om, for Mississippi.
Mutual Fire Insurance Co. op Rbntuckt.
Newport. Covington and Louisville, Ky. — ^W. C.
Brewer, Western Kentucky; W. E. GoMen, East-
em Kentucky.
National Fire Insurance Co.. Hartford.
Conn. — Fred. S. James. Chicago, general agent
Western Department; Geo. W. Blossom, assistant
general agent, office 174 La Salle street, Chicago,
lU. Special agents: J. M. Wallace. Ohio.
The Inmranee Year Book,
353
Tennesiee And Kentucky; W. A. Ljon, Indiana
and Illinois; Samuel H. Row, Micblgan: R. E.
Daniel. Minneaoca; W. H. Snider, lowra. Nebraska
and Missouri; H. E. Whitney, Nebraska and Iowa;
Theo. Gflidner, Kansas; George D. Domin, San
Francisco, manager Pacific deoaxtment; William
Sexton, assistant manaeer, office 2x4 Sansome
street, San Francisco, Cal.
Nkbhaska and Iowa, Omaha.— D. B. Welp-
ton, adjuster. Special agents for Nebraska: G. C.
Campbell. S. S. Welpton and J. W. ElUson.
NCPTVNS F^SE AND MAKINB InSVSAKCE CO.,
Boston. — No general or special agents. The com-
pany operates by local agencies. New York city,
N. Y.. Weed & Kennedy: Chicago, in., Geo. C.
Oarke & Co., St. Louis. Mo., Wm. H. Markham
& Son; PhiUr<e1phia. Pa., Charles Piatt, Jr.; Port-
land, Me., Warren Sparrow; Rose M. Wickham,
Newark, N. J., State agent for New Jersey.
Nbw Hampshire Fire Insurance Co., Man-
chester.— Special agent for home office, emtoacing
New England States, Frank A. Colley; for New
Hampshire, Frank W. Sargeant; for Middle States,
embradng New York, New Jersey, Maryland,
Pennsylvania and Maryland, Henir Norden, Ro-
c>*ester. N. Y.; for Ohio, Wisconsin, Illinois, Indiana, >
Kentucky and Michigan, H. M. Russell, Chicago,
111.; for Iowa, Mmnesota, Nebraska. Missouri,
Kansas and Colorado, Frederick N. Lee, Omaha,
Neb.; ior Cook county. III., E. D. Kinney, Chi-
cago; for California and Pacific coast, Jacobs &
Easton, San Francisco. Cal. The company oper-
ates in Maine, New Hampshire, Rhode Island,
Connecticut, Massachusetts. New York. Pennsyl-
vania. Maryland New Jersey, Ohio, Michigan,
Illinois. Indiana, Kentucky, Missouri, Kansas,
Iowa, Minnesota. Wisconsin. Nebraska, Colorado,
California, Vermont, Ddaware and District of
Cohtnbia.
New Orleans Insurance Association, New
Orleans.— W. M. Gillaspie. Jackson, general
agent for Mississippi; Beers, Kenison & Co.. Gal-
veston, general agents for Texas; Adams & Bovle,
Little Rock, general agents for Arkansas. Special
jurisdiction of home office, Louisiana and all parts
not induded in above agencv fields. Tbe company
operates in Arkansas, Mississippi, Texas and
Louisiana.
New Orleans Insurance Co.. New Orleans.
— ^No State agents except Marburge & Tabor of
Shreveport, La., agents tor North Louisiana. The
company operates only in Louisiana.
New York Bowert Fire Insurance Co.,
New Yoiic.— R. H. Kerr, special agent for Illinois,
Minnrsota and Wisconsin; B. B. Law, special
agent for Ohio, Indiana, Kentucky and Michigan;
A. P. Espenchers, special agent for Missouri, Kan-
sas and Iowa; H. Gtlbert Hart and Everett J. Car-
lisle, special agents for New York State; George
W. Goodsell, special agent for New England; Ed-
ward Van Houton, special agent for liew Jtxscj
and Pennsylvania; J. Frank Patterson, supenn-
tendent of agencies.
New York Underwriters Agency, New
York.— Alexander Stoddart, general agent; Edward
Swain, John H. Stnddart, assistant general agents.
Special agenU: W. M. Monroe, H. P. Gray, W.
E. Page, E. R. MuUbrd, Wm. R. Foster, Frank
Ritchie. C. E. Babcock, John W. Maginn. J. O.
Wright, for the Western Department; W. A.
Cooke, R. V. Manston, for the Southern Depart-
ment. [Tbe New York Underwriters Agency is an
agency combination of the Hanover and Citisens
companies.]
Newark Fire Insurance Co., Newark.— T.
C. Parsons, Cleveland, O., general agent for Ohio
and Midiiflan. Tbe company operates in Massa-
chusetts, Connocdcut, New York, New Jersey,
Pennsylvania, Maryland. Ohio, Indiana, Illinois,
Missouri, Iowa, Wisconsin, Minnesota and Michi-
gan.
Niagara Fire Insurance Co., New York.— I.
S. Blackwdder. Chican). 111., manaeer of Western
Department; Geo. A. Holloway. assistant manager
of Western Department, embracing Colorado, Da-
kota, Illinois, Indiana, Iowa. Kansas. Kentucky.
Michigan, Minnesota. Missouri, M6ntana, Ne-
braska, Ohio, Tennessee, Utah, West Virginia,
Wisconsin and Wyoming; John Tenney, general
agent for Pennsylvania. Delaware. Maryland and
Dutrict of Columbia; George W. Dewey, special
agent for North Carolina. South Carolina. Georgia,
Florida. Alabama and Virginia; J. George Stauffn-,
Dallas. Texas, special agent for Texas, I^uisiana
and Arkansas; N. A. McNeil. State agent for Con-
necticut; Speyer & Herold. San Francisco. Cal.,
managers of Pacific Department, including Cali-
fornia, Nevada, Oregon, Arizona, Idaho andWash-
ington; Henrjr R. Turner, Boston, Mass., general
agent for New England States; A. P. Howes,
Utica. N. Y., general agent for New York State.
Special jurisdiction of home office. Middle. South-
em and Eastern States. Special agents: Charles
Selvage, Richard C. Christopher, Jas. T. Howell,
lor New York and New Jersey; C. A. Van Anden,
S. J. Wilson, P. R. Goodrich, W. O. Chamberlin,
W. C. Phipps. L. S. McMillan. B. G. Stark. J.
B. Singleton, for Western Department
North American Insurance Co., Boston.—
Ed. E. Potter, San Francisco, Cal., general agent
for Pacific coast. Special jurisdiction of home office,
the whole field except Pacific coast. The company
operates in Maseachusetts, New Yoric, Pennsyl-
vania, Maryland. Ohio, Rhode Island, Missouri,
Minnesota, Michigan, Wisconsin. California,
Washington Territory, Colorado, Nebraska, Maine
and Vermont
Northwestern National Insurance Co.,
Milwaukee. — Special agents at home office: Geo.
W. Russel, for Michigan, Ohio. Indiana, Kentucky
and Tennessee; Jos. Hainsworth, for Iowa and
Illinois; J. D. McCune, for Missouri, Kansas and
Nebraska; Cornelius Wheeler, for Wisconsin,
Minnesota and Dakota. Company operates in
Wisconsin. Illinois, Michigan, Minnesota. Iowa,
Ohio, Indiana, New York, Missouri, Kentucky,
Massachusetts, Pennsvlvania, Connecticut, Mary-
land, Kansas, Nebraska, Maine, California, Ten-
nessee, Colorado, Dakota, Rhode Island and Dis-
trict of Columbia.
Oakland Home, Oakland. Cal.^T. E. Griffith,
Kansas City, Mo., Kansas and Missouri; W. L.
Fairbrother. Lincoln, Neb., Nebraska and Iowa;
D. A. Spencer. Oakland^ Cal.. California, Oregon,
Idaho and Montana ; H. W. Cole, superintendent
of Agencies, Oakland, Cal.
Ohio Insurance Co., Davton, O.— John
Hoover, special agent at home office. Company
operates in Ohio and Michigan.
Ohio Farmers Insurance Co., Le Roy, O.—
John H. Beecher. Cleveland. O, g(*neral agent for
Northern Ohio; Jas. A. McCoy, Leroy, O., gen-
eral agent for Southern Ohio ; £. A. lipugh. Jack-
son, Mich., Manager for Michigan ; O. S. Wells,
general agent for Indiana; M. L. Benham, special
agent at home office ; E. M. Condit, Chlcage., 111.,
No. 908 La Salle street, manager for Iowa, Illinois,
Wisconsin and Minnesota. Special jurisdiction of
home office, Ohio. Company operates in Ohio,
Indiana, Michigan, Iowa, Ilhnois, Wisconsin and
Minnesota.
Oregon Fire and Marine Insurance Com-
pany.—Elliott Habersham for Oregon, Washington
and Idaho.
354
The Insurance Year Book.
Orient Insurance Co., Hartford.— Byron W.
French, Chicago, 111., general aeent; Charles B.
French, assistant general agent Western Depart-
ment; Geor|[e F. Domin, San Francisco, Cal.,
manager Pacific Department: Dargan & Trese-
vant, Dallas, Tex., general agents Southwestern
Department. Home office and Eastern Depart-
ment cover Eastern States, Middle States, Mary-
land, District of Columbia, South Carolina, Georgia,
Florida and Alabama; Western Department covers
Western States and Territories, Kentucky and Ten-
nessee; Pacific Department covers Pacific slope west
of Rocky Mountains and Sandwich Islands; South-
western Department covers Texas, Arkansas and
Northern Louisiana. Special agents ; Alfred Kemp,
Hartford, Conn.; S. E. Lx>cke, Syracuse, N. Y,;
Sullivan S. Child, Harrisburg, Pa.; Horace B.
Clapp, Boston. Mass.; Western Department, J. H.
Stevison. F. J. McEntee, Ralph Crable, C. L.
Kingsley. A. M, Hinsdale, J. F. McSween; Pacific
Department, William Sexton, assistant man-
ager. The company operates in Maine. New
Hampshire, Vermont, Massachusetts, Rhode
Island, Connecticut. New York, New Jersey, Dela-
ware, Maryland, District of Columbia, Pennsyl-
vania, Ohio. Indiana, Illinois, Michigan, Wiscon-
sin, Kentucky, Minnesota, Iowa, Missouri, Kansas,
Dakota, Nebraska, Colorado, Montana, Wyoming.
California, Utah, Washington Territory. New
Mexico, Arisona, Idaho, Nevada and Sandwich
Islands.
PACIFIC INSORANCB Co.. New Yoit— G. W«
Goodsell, special agent at Bridgeport, Conn. Com'
Kiny operates in California, Eastern, Westemi
iddle States and South Carolina.
Pennsylvania Fire, Philadelphia, Pa— .J. F.
Downing, manager of the Western Department;
GeorgeTalcott, assistant manager. Erie, Pa.; L. J.
Bonar, State agent, Mansfield, O., Alexander L.
Metsel, special aeent, Mansfield, O.; J. A. Kelsey,
State agent, Indianapolis, Ind.; D. W. Burrows,
State aeent, Chicago, 111.; J. H. Leneban, special
agent. Chicago, 111.; Cbas. H. Barry, State agent,
Detroit, U\ttk.\ J. H. Warner, State agent. Mil-
waukee, Wis.; J. C. Johnston, State agent, Louis-
ville, Ky., for Kentucky and Tennessee; H. C.
Alverson, State agent, Des Moines, la.; J. N.
Coudrav, State agent, St. Louis, Mo.; J. M.
Richards, State agent for Kansas, Nebraska and
Southern Dakota, Omaha, Neb.; J. C. Meyers,
State agent for Minnesota and Northern Dakota,
Minneapolis, Minn.; M. V. B. Benson, State agent
for Colorado. Wyoming and New Mexico, Pueblo,
Col.; Scull & Bradley. Boston, Mass., managers
for New England States; George P. Field, general
arent, Boston, Mass.; Stephen E. Barton, Boston,
Mass., special agent for Maine, Vermont, Massa-
chusetu and Rhode Island, and Howard S. Whee-
lock, Boston, Mass.. special agent for Connecticut;
J. J. Downey. Boston, Mass., special agent foi
Maine, Vermont, Massachusetts and Rhode Island;
Charles R. Knowles, Albany, N. Y., manager of
New York State agency; F. W. Jenness, general
agent, Albany; John E. Scotland, Albany, special
agent for Eastern New Yoric; M. O. Dennis, Bat-
avia. N. Y., special agent for Western New York;
Frame & Shade, New York agents tor Metropolitan
District; Charles P. Frame. New York, general
agent for Northern New Jersey; Richard R. Miller,
Camden, N. J., general agent for New Jersey;
Thompson, Derr & Bro., Wilkesbane, Pa., State
agents for Pennsylvania; W. M. Shoemaker,
Wilkesbarre, Pa., specia' agent; William L. Jones,
agent. Pittsburgh, Pa.; E. J. Richardson & Sons,
aj^ents, Baltimore. Md.; Brown, Craig & Co.. San
Francisco. Cal.. managers Pacific coast; Frank C.
Case, St. Louis, Mo., manager for States of Texas
and Arkansas; F. H. McElhone, special agent, St.
Louis, Mo.
Peoples Fire Insurance Co., Manchester,
N. H.— H. F. Whitney, special agent for Massa-
chusetts, Rhode Island, Connecticut and New Yoric:
Holland & Pratt, St. Louis, Mo., general agents for
Western Department, includin|^ Colorado, Missouri,
Kansas, Southern Illinois, Ohio, Indiana, Kentucky
and Wisconsin; H. J. Straight & Co., Cbica^. IlL,
general agents for Northwestern Department, includ-
ing Dakota, Northern Illinois, Minnesota, Michigan.
Iowa and Nebraska. Special jurisdiction of home
office. New Hampshire, Vermont, New Jersey, Maiv-
land. Maine and Pennsylvania. Special agents: F.
H. Rollins. Northwestern Department; W. Heniy
Holland, Western Department. Companv operates
in Maine, New Hampshire, Vermont, Massachu-
setts, Rhode Island, Connecticut, New York, New
Jersey. Pennsylvania, Marvland, Kentucky, Ulinois,
Indiana, Iowa, Kansas, Michigan, Minnesota, Mis-
souri, Nebraska: Ohio, Wisconsin, California, Col-
orado and Dakota.
Petersburg Savings and Insurance Co.,
Petersburg, Va.--State agents: Edward W. Butcher,
W. H. Scott and W. A.^itherspoon.
Pbknix, Brooklyn.— T. R. Burdi, Chicago, 111.,
general agent for the Western States and Terri-
tories, and Tennessee, Louisiana, Texas, Missis-
sippi and Arkansas ; Jonathan W. Barley, general
agent. Eastern and Middle States, at New Yoik
office ; H. C. Stockdell, general agent of South-
eastern Department, Atlanta, Ga. Special jurisdic-
tion of home office. Metropolitan District D.
Ostrander, general adjuster. Special agents: Judge
W. H. England, Kansas City, Mo.; C. H. Colby,
Denver, Col.; J. W. O'Brien, Grand Haves.
Mich.; George Bailey, Topeka, Kan.; R. B.
Moore, Cambridge, O.; J. Irving Riddle, Terre
Haute, Ind.; H. M. Street, Meridian, Miss.; J. T.
Murphy, Dallas, Tex.; George Banta, Menasha,
Wis.; Otto E. Greeley, Minneapolis, Minn.; A. A.
Clark, Des Moines, la.; Samuel J. Johnson, Min-
neapolii, Minn.; L. S. Haxen, Huron, Mic^.; H.
B. Coryell. Omaha, Neb. N. C. Crosby and J. B.
Cornish, special agenta for New England ; J. M.
Hodges, New York State; J.W.Stephens. New
Jersey and Long Island ; A. N. Stewart and J. T.
Ryan for Pennsylvania, Delaware, Maryland and
District of Columbia; L. C. Camp for Ontario;
S. Y. Tupper. Charleston, S. C, for West Virginia,
Virginia, North and South Carolina; Charies E.
Dox, Atlanta, Ga., for Georgia, Alabama and
Florida.
Phcbnix Insurance Co., Hartford. Conn.— H.
M. Magill, Cincinnati, O., general agent for West-
em Department, embracing Western, Nortfawest-
em and Southwestern States and Territories; Theo.
F. Spear, Cincinnati, O., assistant general agent
for Western Department; A. E. Magill, San Fran-
cisco, Cal., general agent Pacific Department.
Special jurisdiction of home office. New England,
Middle and Southern States. General agent:
W. C. Goodrich. Philadelphia, Pa. Special
agents: Wm. P. Lamb, Rodiester. N. Y.; Geo.
W. Hinkley, Boston, Mass.; J. M. Carothers.
Syracuse, N. Y.; John B. Knox, Hartford, Conn.;
J. S. Raine, Atlanta, Ga.; Edward Milligan, Phila-
delphia, Pa. Company operates in all States ex-
cept Virginia.
Pierre F. & M., Pierre, Dak.— J. M. King.
South Dakota; George W. Brong, North Dakota;
Geo. W. Pierce, Central Dakota.
Planters and Merchants, Mobile, Ala.—
Henry Goldthwaite, Mobile, Ala., special agent in
Alabama; began work May x, 1888.
Providence- Washington Insurance Co.,
Providence, R. I.— Holger de Roode, Chicago, in .
manager for Ohio. Ilhnois, Kentucky, Missoori,
Iowa, Minnesota, Wisconsin, Michigan and West
Virginia. Packard, Wilson & Piper, Denver, Uol.,
general agents for Colorado, Kansas, Nebraska,
New lAexico and Wyoming; J. H, Norton, Jack-
The IriBUTanoe Year Book.
355
sonviUe, Fla., genera] agent for Florida, Tennessee,
North Carolina. South Carolina and Alabama.
Special jurisdiction of home office* Maine, Massa-
chusetts, Rhode Island, Connecticut, New York,
New Jersey, Pennsylvania, Maryland, District of
Columbia, Delaware, Louisiana. Special agents:
£. L. Watson. Provideoce, R. I., for New England;
Harold E. Gillinsham. Philadelphia, and C. M.
Slocun, NewtouTille. Mass., for NewJersey. Penn-
sylvania, Delaware and Maryland; F. £. Norton,
Syracuse, N. Y., for New York State; Samuel
Gillespie, J. G. Milligan, £, W. Dreher, Chicago,
IlL, for Western Department; F. W. Williams for
Southern Department. Company operates in West
Wginia, Kansas, Nebraska, Maine, Massachu-
setts, Rhode Island, Connecticut, New York, New
Jersey, Pennsylvania, Maryland, Delaware. Dis-
trict of Columbia, North Carolina, Tennessee,
South Carolina, Florida, Alabama, Louisiana,
Ohio, Michigan, Wisconsin, Minnesota, Iowa, Mis-
souri, Illinois, Kentucky, Colorado, New Mexico,
Wyoming. California, Oregon, Idaho, Arizona,
Montana, Utah and Washington.
Rhode Island Undkswkitbrs AssoaATioN,
Providence. — Fred. W. Arnold, manager, PtotI-
dence. R. I.; R. M. Buckman, x6o La Salle street,
Chicago, in. general agent; J. J. Hayes, special
a^ent, 169 La Salle street. Chicago, 111. The asso-
aation is an agency combination of the Equitable
and Merchants Insurance Comi>anie8 of Provi-
dence, for transaction of business in Western States.
The association operates in Ohio, Illinois, Michi-
ean. Iowa, Minnesota, Wisconsin, Missouri and
Kentucky.
R0CHB8TBK Gbsman Insubamcb Co., Roches-
ter, N. Y.->r. T. Hay, Raleigh, general agent for
Souihem Department, inclucunff North Carolina,
South Carolina and Georgia; (5. C. Kemp, Chi-
cago, general agent for western Department, in-
cluding Illinois, Iowa, Indiana, Michigan, Minne-
sou, Wisconsin, Ohio, Missouri, Nebraska, Ken-
tucky and Kansas. Special jurisdiction of home
office. New York, Pennsylvania, Connecticut, Mas-
sachusetts, Maine, Virginia and Maryland. Spedal
agents at home office: J. F. Camp, L. E. Loewen-
gutb and Cbas. G. MOler. The company operates
in New York, Pennsylvania, Connecticut, Massa-
chusetts. Maine, Illinois, Iowa, Indiana, Michigan,
Minnesota, Wisconsin, Ohio, Missouri, Nebraska,
Maryland, Kansas,, Kentudcy, North Carolina,
South Carolina, Georgia and Virginia.
Rockfokd, Rockford, III.— Special agents:
Richard Jackson, James Dolan, W. r. Brown, John
D. Turner and F. T. M. Wenie. The company oper-
ates in Illinois, Wisconsin, Iowa, Kansas, Ne-
braska, Missouri and Minnesota.
Security Insurance Co., New Haven.— Gen-
eral agents: Thompson, Derr & Bro., Wilkesbarre,
Pa., State agents for Pennsylvania; Packard, Wil-
son & Piper, Denver, general agents for Colorado,
Kansas and Nebraska; Thomas C. Parsons, Cleve-
^nd. general agent for Ohio and Michigan; Charles
E. Sheldon, Rockford. 111., general agent for lUi-
Dois, Iowa and Wisconsin; U. B. Wilson, San
Francisco, general agent for Pacific Coast. Special
aeents: A. Martin, Kansas and Nebraska; W. M.
Shoemaker, Wilkesbarre, Pa. Company operates
in Maine, Nebraska, Tennessee, Massachusetts,
Rhode Island, Connecticut, New York. Pennsyl-
vania, Ohio, Kentucky, Illinois, Missouri, Kansas,
Michigan, Wisconsin, Minnesota, Colorado, Cali-
fornia, District of Columbia, Montana, Utah, Wash-
ington Territory, Iowa and Louisiana.
Southern California Insurance Co., Los
Aogeles. Cal.— H. M. D. Spencer for Southera
Caaiornia, A. B. Vogel for Central and Northern
California.
Spring Garden Insuranck Co., Philadelphia.
—Thompson Derr & Bro., Wilkesbarre, Pa., dis-
trict asents for Northern and Northeastern Penn-
sylvania; Chas. E. MacuUar, Boston, Mass , for a
portion of New En eland; H. P. Hitchcock, Akron,
O., for Ohio. Indiana and Michigan. Company
operates in Pennsylvania, New York, Delaware,
Maryland, Massacnusetts, Rhode Island, Connec-
ticut, Ohio, Indiana, Michigan, Illinois, Wisconsin,
Minnesota, Missouri, Kansas, Nebraska and Dis-
trict of Columbia.
Springfield Fire and Marine Insurance
Co., Springfield.— 'A. J. Harding, manager, and
A. F. Dean, assistant manager, of Western Depart-
ment, Chicago, III.; Benj. Veraor, Detroit, Mich.,
general agent; John J. Babcock, Binghamton, N.
Y., general agent. Special agents: w. J. Mao-
kay. Niagara Falls, N. Y.; Geo. W. Adams, Mead-
ville. Pa.; Prentiss Loring, Portland, Me.; J. B.
Exell, Columbia, S. C; B. R. Stillman. Spring-
field, Mass., general agent. Other special agents:
J. H. Hellekson, Indiana; E. G. Cariisle, IlBnois;
H. P. Hubbell, Minnesota; W. L. King. Dakota;
C. W. Fracker, Iowa; N. S. Harding. Nebraska; W.
Fulton, general adjuster; Wm. Dramhiller, Kansas;
T. W. Collins, Missoun; W. A. Chiklurs, Texas
and Arkansas; W. H. Lininger, Kansas; H. E.
Pitkin, Wisconsin; C. L. French, Illinois; Charles
G. Wade, Colorado. Company operates in all
States.
Standard Fire Insurance Co., Kansas City,
Mo.— B. F. Hecker and H. F. Woodward special
agents.
St. Paul Fire and Marine Insurance Co.,
St. Paul, Minn.— General agents: Benj. Marot,
Dayton, O., for Ohio, Kenturky, Michinn, West
Virginia, Pennsylvania and New York; Texas, S.
O. Cotton & Bro., Houston, Tex.; Colorado and
New Mexico. Cobb, Winne & Wilson, Denver,
Col.; Hutchinson & Mann, San Francisco, for Cali-
fornia; A. Dumont, Mobile, Ala., for Alabama and
Florida; Thos. H. Houghton, Charlotte, N. C, for
North Carolina; Geo. O. Carpenter & Son, Boston,
for Massachusetts; John M. Whiten, New York
dty, for New York city and vicinity and New Jer-
sey. Special jurisdiction of home office: Minne-
sota, Dakota, Wisconsin. Illinois, Iowa, Kansas,
Missouri, Nebraska, Montana. Wyoming, Wash-
ington Territory, Utah, Louisiana and. Arkansas.
Special agents: A. W. Perry, for Minnesota; W.
C. Bredenhagen, for Minnesota; George C. Mott,
for Dakota; John McClure, Wisconsin, at St. Paul;
Thos. L. Maitland, Chicago, for Illinois and Iowa;
C. R. Virgin, York, Neb., for Nebraska, Kansas
and Missouri. Company operates in Alabama.
Arkansas, California, Colorado, Dakota, Florida,
Illinois, Indiana, Iowa, Kentucky, Kansas, Louisi-
ana, Michigan, Massachusetts, Minnesota, Mis-
souri, Montana Territory, Maryland, Nebrasica,
New York, New Jersey. New Mexico, North Caro-
lina, Ohio, Pennsylvania, South Carolina, Tennes-
see, Texas, West Virgioia. Utah, Wisconsin,
Wyoming and Washington Territory.
State Insurance Co., Des Moines, Iowa.—
Special agents, Joel P. Davis, Des Moines, la.; J.
A. Smith, Des Moines, la.; J. N. Corbet, Des
Moines, la.; L. H. Waterbury, Charles City, la.
State agents, W. W. Maish. Denver, Col : J. W.
Going, Salina. Kan.; C. R. Tebbetts. Fremont,
Neb.; E. L. Mantor, Anoka, Minn.; C. F. Hardy
Sioux City, Dakota. Adjusters, W. M. Black,
Fairfirid. la.; W. A. Williams and A. M. Walker,
Des Moines, la. Company operates in Iowa. Min-
nesota, Missouri, Kansas, Nebraska, Colorado and
Dakota.
St. Paul German Insurance Co., St. Paul,
Minn.— W. C. Bredenhagen, General Manager.
Company operates in Minnesota and Dakota.
Sun Insurance Co., San Francisco.— Special
agent, B. C. Dick« The company operates in New
35^
The Insurance Year Book.
York, PennsYlYania, Ohio, Michigan, Indiaaa,
Kentucky, Illinois, Wisconsin, Iowa, Minnesota,
Missouri, Nebraska, Colorado, Texas, Montana
Territonr, Wyoming, Idaho, Utah, Nevada, Wash*
ington Territory, Oregon and California.
Syndicatb Insurance Co., Minneapolis.—
N. S. Head, special agent. The companT operates
in Minnesota, Illinois, Dakota, Nebraska. Iowa.
Colorado, Utah, California, Montana and Wiscon-
sin.
Teutonia Fire and Marine Insurance Co.,
Dayton, O. — Special agents, George Neibert and
J. w. Reams. Special jurisdiction of home office,
Ohio. Indiana, Michigan and West Virginia. The
company operates in Ohio, Indiana, Michigan and
West Virginia.
Traders Insurance Co., Chicago.— Judd ft
Parsons, Holyoke, Mass., general agents for New
England; Cobb, Winne ft Co., Denver, Col.,
ceneral agents for Colorado, Wyoming, New Mex-
ico, Utah, Montana, Idaho, Western Nebraska and
Dakota west of Missouri River. W. P. Blood, Oak-
land, Cal., general agent for California. Special
jurisdiction of home office, all temtory not covered
by above, Wyomins and Colorado. Special
agents: C. C. Judd, Holyoke, Mass., for New York
State, except Metropolitan District; Chas. E.
Lemon, Richmond, Ind., for Indiana and Ken-
tucky; J. C. Diets, Chicago, lU., for Iowa and
Minnesota; H. S. Seage, Lansing, Mich., for
Michigan; W. M. Gregory, Topeka, Kan., for
Kansas and Eastern Nebraska; E. S. McBride,
Madison, Wis., for Wisconsin; J. M. Swager,
Warren, O.. for Ohio; J.J. Berne, general adjuster
at large, Chicago. Company operates in Cali-
fornia, Connecticut, Colorado, Dakota, Illinois,
Indiana, Iowa, Kansas, Kentucky, Maine, Massa-
chusetts. Michigan, Minnesota. Missouri, Montana,
Maryland, Nebraska, New York, Ohio, Rhode
Island, Wisconsin, Wyoming, Utah and New
Mexico.
Union Insurance Co., Philadelphia.— General
agents. Jacobs ft Easton, San Francisco, Cal., for
California; Frank A. CoUey, Boston, Mass., for
New England Department, including Massachu-
sets, Connecticut, Rhode Island ancT Maine; W.
D. Bradshaw, Chicago, for Western Department,
including Illinois, Iowa, Missouri, Minnesota and
Wisconsin; J. P. Vance, Cincinnati, O., for Cen-
tral Department; embracing Ohio, Kentucky and
Michigan; C. N. Grover, Philadelphia. Pa., for
Home Department, comprising Pennsylvania, New
Jersey, Delaware; Maryland and District of Colum-
bia. Sjiecial jurisdiction of home office, Maine to
California; all business reported direct to home
office. Company operates in all the above-mentioned
States, and does a marine business in Louisiana,
Texas, New York and Tennesee.
Union Insurance Co., San Francisco.— Roose-
velt & Boughton. general agents Eastern Depart-
ment, 44 Pine street. New Yoric, embracing Slates
of New York. Pennsylvania, Maryland, Connecti-
cut. Massachusetts. New Jersey. Rhode Island,
Delaware, District of Columbia and West Virginia;
Thomas & W. A. Goodman, general agents West-
em Department, 14a La Salle street, Cnicago, em-
bracing Iowa, Minnesote, Missouri, Wisconsin,
Ohio. Indiana, Illinois, Kentucky, Tennessee,
Michigan and Dakou Territory. Frith & Zollars,
general agents for Kansas, Nebraska, Colorado,
Wyoming Territorr and New Mexico; J. S. Reed,
general agent for Oregon and Washington Terri-
tory; H. Anderson, Salt Lake City, general agent
for Utah; Trezevant ft Cochran, Dallas, Texas,
general agents for Texas and Arkansas. Special
jurisdiction of home office, California, Nevada, Ari-
zona, British Columbia, Mexico, Hawaiian Islands,
Alaska, Montana, China, Japan and Australia.
Special agents at headqaarters, V^taey Palache.
E. Niles, Geo. F. Ashton, S. A. Ekiridge, Wm.
Henderson, Geo. T. Boehn, J. Adler. The com-
pany ooerates in all Sutes except Virginia. North
Carolina, South Carolina, Georgia, Mia^ppi,
Alabama, Florida and Louisiana.
United Firemens Insurance Co.. Philadel-
phia.—Special jurisdiction of home office, all agen-
cies. Special agents, Harry A. Knabe, Philadelphia;
Cecil A. Hall, Chicago. The company operates in
Maine, Rhode Island, MassachusetU, Connectkut,
New York, New Jersey, Pennsylvania. Delaware,
Maryland. Iowa, Ohio. Indiana. Illinois. Michigan.
Minnesota. Missouri. Kentucky and the District of
Columbia.
Virginia Fire and Marine Insurance Co..
Richmond, Va.— General and State agents: T. T.
Hay, Raleigh, N. C, general agent for the Sute of
North Carolina; J. R. Triplett, St. Louis, Mo.,
general agent for Missouri; O. W. Barrett. Chi-
cago, 111., general agent for Chicago and Illinois;
Charles K. Youngman. Pbiladdphla, Pa., general
agent for Pennsylvania; A. S. Pratt ft Sons, Wash-
ington, D. C, general agents for Washington. D.
C. Special jurisdiction ofhome offic*-. State of Vir-
ginia. The oompanv operates in Virginia. North
Carolina, Missouri, Illinois. Pennsylvania and Dis-
trict of Colombia.
WB3TCHESTBR FiRE INSURANCE CO., Nev
York.— Wm. H. Van Every, Troy, N. Y., general
asent; M. O. Brown, Chicago, lU., general agent
Western Department, embracing all the Western
States; A. C. Donnell, San Francisco. Cal.. general
amt for Pacific coast; special jurisdiction Jt hoaie
office, all the territory except that embraced ia
Western Department. Special agents. Westen
Department: J. N. Reynolds, Chicago, IIL; H. C.
Keller, Leavenworth, Kan.; S. M. MiUer, Lansing.
Mich.; H. B. Hobbins. Madison, Wis. The com-
pany operates in Maine, Vermont, Masncfausetts,
Rhode Island, Connecticut, New York, New Jersey.
Pennsylvania, Delaware, Maryland, Virginia, South
Carolina, Georgia. Ohio, Indiana, Illinois, Michi-
gan, Kentucky, Tennessee, Wisoonsin, Minnesota,
Missouri, Nebraska. Kansas, Colorado and Calikv-
nia.
Western Assurance Co., Toitmto.— J. J.
Kenny, Toronto. Manager; Geo. O. Carpenter ft
Son, Boston, Mass., general managers for New
England States; E. J. Knowles, Albany. N. Y.,
general agent for New Yoric State, except Nev
York city and Buffalo; Jas. A. Joqes, Dettoit,
Mich., general agent for Michigan; Geo. W. Hayes,
Milwaiucee, Wis., general agent for Wisoonsin.
Minnesota. Iowa, Northern Imnois, Nebraska and
Dakota; L. M. Tucker & Co., Columbus, Miss..
general agents for Mississippi, Alabama, Louisiana.
South Carolina, Georgia and Florida; Cobb, Winne
& Wilson, general agents for Colorado, New Mexico
and Wyoming Temtcrv; Swett & Jones, managen
for Pacific slope. Onio, Kentucky, Tennessee.
West Virginia, Indiana, Southern Illinois, Missouri.
Kansas, Pennsylvania, New Jersey, Delaware.
Maryland, Virsinia, North Carolina, Texas, Dis-
trict of Columbia and Arkansas report direct to
home office. A. W. Dodd, Toronto, superintend-
ent of agencies; J. D. Moore, Baltimore, special
agent for Maryland, Virginia, North Carohna, Kee-
tucky, Tennessee and West Virginia; J. M. Big-
gert, Pittsburgh, Pa., special agent for Pennsyl-
vania and Ohio; I. M. Jones, Indianapolis, special
aeent, for Indiana, Southern Illinois, Kansas and
Missouri; George J. Dexter, special agent Texas
and Arkansas, Dallas. Tex. Company operates io
all States and Territories except New Hampshire,
Mexico and Oregon.
Western Insurance Co., Pittsburgh.— Speda!
direction of secretary of company over whole field.
The Insurance Year Book.
357
Company operates only io large d iet, Cbas. P.
Frame of New York being spedal agent for New
York and Maatachoaetts, with ezoepoon of Bufialo
and Boaton; also operates in Baltimore, Washing-
ton dty, Philadelphia, Scranton. Detroit, CleYeland.
Colombas, Dayton, Cindnnati, Chicago, St. Louis,
Minneapolis and St. Paul.
Western Home Insurance Co., Sionx City,
la. — J. H. If eKowan, Topeka, Kan., specaal agent
for Sonthem Nebraska and Missouri; Geo. L.
White, Oskaloosa, la., spedal agent for Sonthem
Iowa; A. Anthony, Sionx City, special agent for
Northern Nebraska, Northern Iowa and Sonthem
MinnesoU; T. C. Griffith, Mitchell, D. T., spedal
agent for Dakota and Northern Minnesota; Cuflord
£. Angdl* Galveston, Tex., special agent for
Texas; Perkint, Hart & Co., Denver, Col., special
agent for Colorado.
WlLLIAMSBURGH CiTT FiRB INSURANCE CO.,
Brooklyn, N. Y.— Jesse Watson, general agent,
250 Broadway, N. Y.; general agency has junsdic-
tion of all agency business of the company; one
State agency covering Pacific slope; home office
has juiisdictfon of all States and Territories. Com-
pany operates in Alabama, California. Colorado,
Connecticut, Georgia, lUinob, Indiana, Iowa. Kan-
sas, Keotocky. Louisiaoa, Maine, Maryland,
Massachusetts, Michigan, Minnesota, Missouri,
Nebraska, New Jersey, New York. Ohio, Pennsyl-
vania, Rhode Island, South Carolina, Tennessee,
Texas. Utah, Vii:ginia, West Virginia, Wisooodn
and District of Colambia.
Foreign Companies.
City of London Fire Insubance Co. (lim-
ited), London.— John C. Page, ao Kilby street,
Boaton, Mass., resident manager in Unitea States.
Territorial jurisdiction of United States head office,
the United States, excepting Texas and the Pacific
coast. Edwin A. Simonds, Chicago, 111., general
^ent for Western States; W. J. Callingham, San
Francisoo, Cal., eeneral agent for Pacific coast;
Beers, Kenison ft Co., Gahreston, Tex., State
agents lor Texas. Special agents: Wm. R. Gray,
Boston; G. R. Kearley, Boaton; John M. Nelson,
Philadelphia, Pa.; M. J. Burns, Ottumwa, Iowa;
H. C. Stewart, Kansas City, Mo.
COMUEECIAL Union Assueance Co., Lon-
don.—Alfred Pell and Chas. Sewall, managers; W.
T. KAufman, secretary in United States. Jurisdic-
tion embraces all the United Stares except Califor-
nia, Oregon and Montana. H. C. Eddy, Chicago,
111., resident secretary, and S. S. Frowe, assistant
resident secretary Western Department; C. J. Hol-
man, Cincinnati, O., resident secretary Central
Department. Special agents: R. B. Carson, Illi-
nois; W. F. Hawshurst, Michigan; T. D. Griffin,
Kansas; J. J. Underwood, Nebraska, Dakota,
Iowa and Missouri; G. G. Williams, Wisconsin
and Minnesota; £. W. Allabacb, Iowa; C. D.
Dunlop, Colorado, Wyoming, New Mexico and
Missouri; P. B. Martin, Ohio; E. C. McCauley,
Indiana, Kentucky and Tennessee; C. W. Du Bois,
New York; A. W. Selkirk, New York; A. H. Wray
and C. B. Burgess, New England SUtes; C. E.
Been, Pennsylvania; P. C. Martino, New Jersey
and Connecticut; E. C. Brush, Southern States; J.
R. Polak, Tex«is; E. P. Hopwood, at large; W. J.
Swan, general adjuster, with headquarters at New
York.
Guardian Assurance Co., London. All busi-
ness reported direct to head office. H. E. Bowers.
50 Pine street. New York, Manager in United States;
assistant manager, N. W. Meserole; James S.
Swan, deputy manager. General agents: W.J.
Landers, San Franasoo, for Pacific department;
George E. Kendall, Worcester, Mass., for Mass-
achusetts, Connecticut, Rhode Island, Vermont and
Maine. Spedal agents: John L. Kendig. Water-
loo. N. Y., for New York; W. P. Lucas, Oil City.
Pa., for Pennsylvania; Theodore D. Foljambe,
Chicago, 111., tor lUinois and Wisconsin; J. T.
FoUette, Cindnnati, O., for Ohio, Indiana, West
Virginia and Kentucky; S. E. Cate, Des Moines,
la., for Iowa, Missouri, Minnesota, Nebraska and
Kansas; Ben Vemor, Detroit, Mich., for Michigan;
Henry T. Botts. Savannah, Ga., for Georgia, South
Carolina and Louisiana. Company operates in
Maine, Vermont, Massachusetts, Rhode Island,
Connecticut, New York, New Jersey, Pennsylvania,
Delaware, District of Columbia, Maryland, Ken-
tucky, South Carolina, Tennessee, West Virginia,
Georgia, lUinois, Indiana, Iowa. Mfchisan, Mis-
souri, Ohio, Wisconsin, Minnesota. California,
Nevada, Oregon, Utah, Washington Territory and
Louisiana.
Hambusg-Bebmbn Firb Insusancb Co.,
Hamburg.— F. O. Affeld, 6a and 64 Cedar street.
New York, manager in United States: H. C.
Buchenberger, assodate manager in United States.
Territorial lunsdiction of United States head office,
entire United States. Speyer & Herold, San
Frandsco, general agents for the Padfic Coast;
Witkowsl^ & Afield, Chicago, general agents for
the Western States; Nath. Foster, Jr., & Wise,
Boston, general ajgents for Massachusetts; J. P.
Vance, Cindnnati, general agent for Ohio and
West Virginia; John W. Gordon, Richmond, gen-
eral agent for Virginia and North Carolina; W. P.
& W. F. PatiUo. Atlanta, general agents for the
South; Starkweather & Shepley, Providence, gen-
eral agents for Rhode Island, R. L. Hill, special
agent. New York dty; H. B. Washington, spedal
agent, Chicago; CarlMuller, special agent, Omaha,
Neb.; T. J. Munn, special agent, Austin, Tex.
Imperial Fikb Insusancb Co., London, Eng.
—For goveremental and statistical purposes, ad-
dress John C. Paige, ao Kilby street, Boston. Res-
Kilby street.
Pine street,
ident managen : John C. Paige, 90 Kilby street,
Boston, Mass.; Chas. M. Peck, 33 Hne street,
New York dty, N. Y.; Daniel C. Osmun, 240 La
Salle street, Chicago, 111.; Geo. O. Dornin, 2x5
Sansome street, San Francisco, Cal. Secretary,
J. J. Courtney, 33 Pine street. New York city,
N. Y. Spedal temtorial jurisdiction of each resi-
dent manager : John C. Paige, Maine, New Hamp-
shire, Vermont, Massachusetts, Rhode Island, Con-
necticut, Nfw York, New Jersey. PennsvWania,
Delaware, Maryland, Virginia, West Virginia,
North Carolina, South Carolina, District of Colum-
bia; Daniel C. Osmun, Illinois, Michigan, Ohio,
Indiana, Kentucky, Tennessee, Arluinsas, Missouri,
Iowa, Minnesota, Wisconsin, Nebraska, Kansas,
Alabama, Florida, Georgia, Louisiana, Texas, Da-
kota Territory, Indian Territory; Charles M. Peck
Metropolitan District— dty of New York, Kings
county. Queens county, Suffolk county, Richmond
countv, Westchester county, and Hudson county
and Bersen county, N. J.; Geo. D. Dornin, Cali-
fornia, Oregon, Colorado, Nevada, Washineton
Territory, Idaho, Montana, Wyoming, Utah, New
Mexico, Arizona. Special agents at headquarters
and at each general agency: Clinton F. Paige,
Binshamton, N. Y.; Willard Welch. Albany.
N. Y.; Alfred Rowell, Philadelphia, Pa.; Thomas
Ogden Harris, Philadelphia, Pa.; S. B. Clarke,
Boston; J. Mabbett Brown, Chicago; James M.
Whitehead, Chicago; Geo. W. Mansfield, Chicago;
O. H. P. Stem, Chicago. The company operates
in all Use States.
358
The Insurance Year Book.
Lancashire Insubance Co., Manchester,
Eng.— £. Litchfield, 40 Pine street, New York
city, manager in United States; George Pritchard,
sab-manager in United States. Territorial juris-
diction of United States head office, generally the
United States and particularly New York Stale.
Middle States and New England States. General
agents in United States : W. G. Ferguson, Chicago,
lu., for Illinois, Wisconsin, Michigan, Iowa. Min-
nesota, Nebraska, Missouri, Kansas, Colorada,
Arkansas. Dakota, Montana and Wyoming Terri-
tories; H. K. Lindsey, Cincinnati, O., for Ohio,
Kentucky, Indiana, Tennessee and West Virginia;
S. O. Cotton & Bro., Houston, Tex., for Texas,
Hutson Lee, Charleston, S. C, for North Carolina,
South Carolina. Georgia, Alabama, Louisiana; E.
W. Carpenter, San Francisco, Cal., for California,
Nevada. Oregon, Washington, Utah, Idaho, Ari-
zona, Alaska and New Mexico. Special agents:
J. H. Willard, Syracuse, N. Y.; J. D. Kinsman.
Albany, N. Y., for New York State; J. C. Corbet,
Boston. Mass., New England States; A. E. Moore;
New York city, Middle States; J. C. Clirehugh,
Elisabeth, N. J.. Metropolitan District. The com-
pany operates in all the States and Territories, with
the exception of New Hampshire, Florida, Missis-
sippi and Virginia.
Lion Fire Insurance Co., London.— M. Ben-
nett, Jr., manager m the United States; J. H.
Brewster, assistant manager. Territorial jurisdic-
tion of United States head ofiice, all United States
east of Rocky Mountains; George D. Domin, San
Francisco. Cal., manager Pacific department; Wm.
Sexton, assistant manager; John Howley. Chicago,
111., general agent for Western States. Special
agents: Gen. G. A. Washburn, Aiken. S. C,
Southern States; Col. T. G. Peyton. Richmond,
Va.. for Maryland, Virginia and North Carolina;
W. F. Rice, Hartford, Conn., for New England
and Middle States.
Liverpool and London and Globe Insur-
ance Co., LiverpooL—Henry W. Eaton, resident
manager; G. W. Hoyt, deputy manager. Head
office m the United States, No. 45 William street,
New York, embraces New York, New England,
Pennsylvania, New Jersey, Delaware, Maryland,
District of Columbia, Ohio, Indiana, Kentucky,
Tennessee, Arkansas, Virginia, West Virffinia,
North CaroUna and South Carolina; J. M. De-
Camp, Cin^nnati, O.. general agent for Ohio, In-
diana, Kentucky, Tennessee, Arkansas and West
Virginia; Davenport & Co., Richmond, Va., ij^en-
eral agents for Virginia and North Carohna.
Special agents in territory of head office, A. C.
Adams, JT D. W. Churchill. J. B. Kremer, D. J.
DeCamp, G. A. Fumess. C. D. Thompson, J. C.
Insrabam and W. O. Robb; William Warren,
Chicaffo, 111., resident secretary for Colorado, Illi-
nois, Iowa, Kansas, Michigan, Minnesota, Mis-
souri, Nebraska; Chas. D. Haven, San Frandsoo,
Cal., resident secretary for California, Nevada,
Oregon, Id^ho, Arizona and Washington Terri-
tory; Henry V. Odgen, New Orleans, La., resident
secretary for Alabama, Fk>rida, Georgia, Louisiana,
Mississippi and Texas.
London Assurance Corporation.— George
H. Marks. 69 WaU street. New York. United States
manager. Eastern Department, territorial jurisdic-
tion east of Ohio; J. J. Rdd. special agent for New
England and New Jersey; M. A. Steams, special
agent for New York State; E. Cluff, special agent
for Pennsylvania, Maryland. Delaware and District
oi Columbia. S. H. Walsh, special agent for Vir-
ginia, North Carolina, South Carolina, Georgia and
Louisiana. Western Department, Charles Lyman
Case, manager, 208 La Salle street, Chicago, 111.
Territorial jurisdiction, west of Pennsylvania and
east of Rocky Mountains; Brooks & Manning,
general agents for Ohio and West Virginia. Spe-
cial agents: George M. Fisher, J. B. T. Hall and
Kpes J. Calley. Company operates in Colorado.
Connecticut, Dakota, Delaware, District of Colum-
bia. Georgia, Illinois, Indiana, Iowa, Kansas, Ken-
tucky, Louisiana. Maine, Maryland. Massachusetts,
Michigan, Minnesota, Missouri, Nebraska, New
Jersey, New York, North Carolina. Ohio, Penn&vl-
vania. Rhode Island, South CaroUna. Tennessee.
Virginia. West Virginia and Wisconsin.
LONDON AND LANCASHIRE INSURANCE CO.-J.
Beavan, manager in United States. Special agents:
George W. Taylor, for New England States; A. G.
Mcllwaine, Jr., for Southern States; J. C. Hinds,
for Pennsylvania and West Virginia; Robert Whit-
aker, for New Jersey; Frank S. Crenelle, for New
York.
New Zealand Insurance Co., Auckland.-
No trustees in the United States. Hugh Craig,
manager for Pacific coast; Frank M. Gilerest,
Norihem California; George Bradbeer, Southern
Calitomla; Wm. F. Brownton, Oregon and Wash-
ington Territory.
Northern Assurance Co., London.— Nev
York Department, Henry H. HaU, manager. 25 Pine
street. Territorial jurisdiction of New York De-
{>artment. Middle and Southern States. New Eng-
and Department, George W. Babb, Jr.. manager;
territorial jurisdiction of New England Department,
the New England States; Northwestern Department.
Wm. D. Crooke, Chicago, manager; territory em-
braces Michigan, Illinois, Wisconsin, Missouri,
Minnesota, Colorado, New Mexico and Dakota.
Central Department, W. F. Goodwin. Cinctnnati.
O., manager; territory embraces Ohio. Indians,
Kentucky, Tennessee, west Virginia and Arkansas.
Pacific Coast Department, Rob^ Dickson, mana-
ager, William McDonald, assistant manager, San
Frandsco; territorial jurisdicdon of San Francisco
office, California, Oregon, Nevada. Idaho, W^ash-
ington, Arizona and Utah. Company operates in
all States and Territories.
Norwich Union Fire Insurance Society,
Norwich, Ens. — Manager in United States. J.
Montgomery Hare. ^ Wall street. New York;
Branch secretary, A. F. Losee; superintendeot of
Sj^endes, George W. Wensley. Territorial juiis-
ction of United States head office, east of Rodcy
Mountains. Spedal agents: J. H. Burger, Boston,
Mass.. for Maine, Massachusetts, Rhode Island
and Connecticut; Thomas B. Tuttle, Carthage.
Mo., for Nebraska, Kansas and Missouri; F. C
Sturtevant. Udca. N. Y.. for New York; H. B.
Anthony, New Yoric City, for New Jersey. Penn-
sylvania, District of Columbia, Delaware and Mary-
land; Jas. S. Middleton, Charieston, S. C. for
North and South Carolina, Georgia, Louisiana.
Alabama and Virginia; S. D. Andrus, Chicago, for
Indiana and Illinois; George W. Reynolds. Cin-
dnnati, O., for Ohio, Kentucky, Tennessee and
West Virginia; J. S. Fletcher, Detroit, Mich., for
Michigan and Wisconsin; M. E. Lease, Minne-
apolis, Minn., for Iowa, Minnesota and Dakota;
Cobb. Winne ft Wilson, Denver, CoL, for Col-
orado, W}roming, New Mexico and Montana;
Beers, Kenison ft Co., Galveston, Tex., for Texas.
Company operates through New York office in
New Yorlc, Pennsylvania, Massadiusetts, Morrland,
New Jersey, District of Columbia, Rhode Island,
Tennessee, Missouri. Illinois, Connecticut. Georgia.
South Carolina, Louisiana. Colorado, Nebraska,
Maine. Iowa, Wisconsin, Midugan. Minnesota.
Texas, Ohio, Kentucky, Indiana, Virginia, West
Virginia. Kansas, Wyoming, New Menco. North
Carolina, Montana, Alabama, Delaware and
Dakota.
Phcbnix Assurance Co.. London.— Manager
in United States, A. D. Irving; assistant manager
in United States, E. B. Claric; Louis P. Bayard,
second assistant manager. Territorial jurisdiction
.of United States head office. United States.
The Insurance Year Book.
359
General assents in United States: D. B. Warner,
Chicago, 111., for Western Department; Butler &
Haldan, San Francisco, Cal., for Pacific coast;
M. F. Driscol at New York office for Eastern
Department. Special agents at New York office:
John Marr. W. B. Bartlett. W. Irving, T. Kirk
White and L. R. Warren; at Chicago office: H.
N. Williams, D. R. Davenport. Company oper-
ates in all States except Arkansas, Florida, Missis-
sippi and West Virgima.
Queen, Liverpool.— F. S. Tyler. New York
State; C. G. Smi b. New England; Ross M. Wick-
bam, Northern New Jersey; J. W. Sbion, South-
em New Jersey; Benj. Bevier, Pennsylvania, Delar
ware, Maryland and District of Columbia; £. B.
Boyd. Jesse Woodruff, A. C. Goddin, Kentucky,
Tennessee, Mississippi and Louisiana; H. C. Dunn,
Texas and Arkansas; W. F. Prioleau, J. D. Ficklen,
Georgia, North Carolina, South Carolina, Ala-
bama and Florida; D. N. Wrlker, Virginia; Frank
A. Vemor, Michigan; Joseph Stahl, Indiana;
Henry C. Welch, lUinois; W, C. Burleigh, Wis-
consin. Minnesota, Dakota and Montana; John A.
Kelley, Ohio and West Virginia; C. F. Barnard,
Kansas, Nebraska, Wyoming, Colorado and New
Mexico; F. S. Brooks, Missouri and Iowa.
Royal Insurance Co., Livexpool.— E. F. Bed-
dell, 50 Wall street, New York, manager in United
States; Wm. W. Henshaw, 50 Wall street, New
York, assistant manager. Special jurisdiction of
United States head office. Metropolitan District,
New York, E. F. Beddall, manager. Scull & Brad-
ley, 53 Devonshire street, Boston, Mass., managers
for Massachusetts, Maine, Connecticut, Rhode
Island, Vermont aud New Hampshire; Barbee &
Casdeman, Louisville, Ky., managers for Kentucky,
Texas, Florida, Alabama, Georgia, South Carolina,
Tennessee and Louisiana; George Wood, 306 Wal-
nm street, Philadelphia, Pa., manager for Pennsyl-
vania, New Jersey and Delaware; New York State,
£. V. Hoyt, Fredenck W. Day; R. Emory War-
field. 15 South street, Baltimore, manager for Mary-
land, District of Columbia, Virginia and North Car-
olina; Charles H. Case, 169 Jackson street, Chicago,
manager tor Illinois, Minnesota, Missouri, Michi-
gan, Nebraska, Iowa, Wisconsin, Kansas and
Colorado; John H. Law & Bro., Cincinnati, O.,
managers for Ohio, Indiana and West Virginia.
Scottish Union and National Insukancb
Co., Edinburgh.— Manager in the United States,
M. Bennett, Jr.; assistant manager in United
States. J. H. Brewster. Territorial jurisdiction of
United States head office, all of the United States
and the Dominion of Canada. W. J. Callingham,
San Francisco, general Agent Pacific Department;
John Howley, Chicago, lU., general agent icx
Western SUtes. Special agents: Gen. G. A. Wash-
born, Aiken, S. C, for Southern States; Col. T. G.
Peyton, Richmcmd, Va., for Maryland, Virginia and
North Carolina; W. F. Rice. Hartford, Conn., for
New England and Middle States. Company oper-
ates in all states.
South British Firs and Marine, New Zea-
land.—A. A. Andre and O. N. Hall, San Francisco,
special agents.
Sun Firb Insurance Co., London.— Manager
for United States, J. J. Guile, New York; secretary
agency department, Morris Franklin, New York;
secretary local department, J. J. Purcell, New York.
General agents for Pacific coast, Mann & Wilson,
San Francisco; general agents for Colorado, New
Mexico and Wyoming, Packard, Wilson & Piper,
Denver, Col.; general agents for Texas, Beers,
Kenison & Co., Galveston; general agents for
Louisiana, M. J. Smith & Co., New Orleans; gen-
eral agent for New York State, C. H. Waite, Albany.
Special agents: New England, Col. Amos Sherman,
Boston; New Jersev, Maryland and District of
Columbia, G. E. Brewer, New York; Southern
States, A. Q. Andrews, Atlanta. Ga. State agents:
Pennsylvania, A. D. Lundy, Williamsport; Ohio,
Indiana and West Virginia, Edmund Gardner,
Columbus, O.; Michigan, L. F. Margah, Detroit;
Illinois and Iowa, H. H. Hershey, Chicago; Mis-
souri, Kansas and Nebraska, F. M. Benedict, Law-
rence, Kan.; Wisconsin, Minnesota and Dakota,
W. D. Fargo, Merriam Park, Minn.
Transatlantic Fire Insurance Co., Ham-
burg.—E. Harbers, 6a Liberty street. New York,
manager in United States; Harro Ihnen, assistant
manager. Territorial jurisdiction of United States
head office, all east of Rocky Mountains. State
agents in United States: S. Y. Tupper & Son,
Charleston, for South Carolina; J. M. Menard &
Co., Galveston, for Texas. Special agent at head-
quarters, E. A. Curtis. The company operates in
New York, New Jerscry, Pennsylvania, Illinois,
Missouri, Nebraska, Texas, South Carolina,
Florida, Michigan, Minnesota, Kentucky, Ten-
nessee, Wisconsin, Connecticut, Massachusetts,
Maryland; District of Columbia and Rhode Island.
United Fire Reinsurance Co., Manchester,
Eng.— Manager in United States, Wm. Wood.
Territorial jurisdiction of United States head office.
United States, Canada, British Columbia and
Sandwich Islands, G. T. Belding, superintendent
Western Department, including iDakota, Minne-
sota, Wisconsin, Michigan. Nebraska, Iowa, Illi-
nois, Indiana, Ohio, Colorado, Kansas, Missouri,
Kentucky, Tennessee, Wyoming. Wm. M. Bal-
lard, special agent, secretary to the manager at
head office. New York. The company operates in
all States.
Union Fire and Marine, New Zealand.—
Mercer Ot^, Southern California^ D. S. Freeman,
Northwest Pacific coast; M. V. B. Benson, Colo-
rado, Wyoming and New Mexico.
Miscellaneous Companies.
American Surety Co.— Geo. W. Manning,
St Unis, Mo.; Z. L. Tidball, Chicago. lU.; Chas.
W. Weston, Toronto, Can.; P. K. Sharretts, New
Yofk, N. Y.; Abel S. Dongan. Chicago, 111.; C.
A. Pfingsten. New York, N. Y.; John B. Furay,
Omaha, Neb.; Tbos. P. Shallcross, WheeUng, W.
Va.; Chas. E. Henry, Dallas, Tex.; G. J. Lund,
Marietta, O.; AUen T. Lawrence, DenTer, Col.;
Geo. L. Seybolt, San Jose, Cal.; L. M. Terrell,
Atlanta, Ga.; S. P. ChiM. Blue Earth City, Minn.;
W. T. Henderson, Baltimore, Md.; H. A. Cham-
hen, Loudon, Tenn.; E. F. McQueen, Loudon,
Tenn.; W. B. Green, PocateOo, Idaho; George A.
Steel. Portland, Ore.; George A. Dice, Riverside,
Cal.; Charles Adams, Maniton, Col.; Wm. Abels,
Camden, N. J.; H. B. Jenks. LouisviUe, Ky.
Employers Liability Assurance Corpora-
tion (Limited), London.— Endicott & Macomber,
U. S. managers, Boston; Samuel Appleton, Boston,
agent for Massachusetts, New Hampshire, Ver-
mont and Rhode Island; W. A. R. Boothby, Water-
Tille, agent for Maine; Kirby & Dwight, New York,
agents for State of New York; Col. Tatnall Pauld-
ing and J. G. Hooven, Philadelphia, managers for
Middle Department, comprising Pennsylvania, New
Jersey and Delaware; G. W. S. Hall, Balthnore,
agent for Maryland; Chase & Co., Sanford, agents
for Florida; C. J. McCarey & Co., Birmingham,
agents for Alabama; Peter F. Pescud, New Oneans,
agent for Louisiana; Geo. A. Gilbert, Chicago,
manager for Illinois, Iowa and Nebraska; Robt.
Zener & Co., Indianapolis, agents for Indiana; Col.
360
The Insurance Year Book.
J. McBell. Milwaukee, agent for Wisconsin;
Hushes & Stowe. Galveston, agents for Texas;
F. D. Hirschberg ft Bro., St. LouiSp agents for
Missouri; A. A. £ngart & Co., Muskogee, agents
for Indian Territory; J. H. Harrison, Denver, agent
for Colorado; Walter Matheson, Helena, Mon.,
agent for MonUna; C. J. Okell, San Francisco,
agent for California; F. V. Andrews ft Co.. Port-
land, agents for Oregon, Washington Territory and
Idaho; H. C. Mead, Detroit, agent for Michigan.
EQUITABLB ACCIDBNt INSURANCE CO., Cin-
dnnati.^ohn Coons, Indianapolis, manager for
Indiana; D. W. Moon, agent. Chicago; J. P. Lane.
Elisabethtown, Ky., State agent for Kentucky; J.
J. Ordiard, Atlanta, Ga.. State agent for Georgia;
John H. Cookson, St. Louis, State agent for
Missouri; H. N. Reno, superintendent of agencies;
Chas. P. Hesser. general railroad manager.
Fidelity and Casualty Company, New
York.— B. B. Tidd, Cleveland, general agent for
Ohio, Indiana, Michigan, Kentuckv and West
Virginia; Geo. W. Mont^mery ft Co., Chicago,
seneral agents for Illinois, Wisconsin. Minnesota.
fowa and Nebraska; T. L. Drake. Denver, general
agent for Colorado. New Mexico and Wyoming
Territory; James R. Garniss, San Francisco, gen-
eral agent for California, Oregon and Utah; W.
G4Bent]ey ft Co.. St. Louis, general agents for Mis-
souri; Blake, Barrows ft Brown. Bangor, general
agents for Maine; A. P. Childs, SpringfieM. gen-
eral aeent for Vermont and Massachusetts; W. T.
Crenshaw, Atlanta, general agent for Georgia,
Alabama and Florida; J. B. Moore, Richmond,
general agent for Virginia; James Robertson.
Charleston, general agent for South Carolina.
Mbtsopolitan Plate Glass Co.. New York.
— Wm. G. Whitney. Boston. Mass.; SOas Chap-
man. Jr., Hartford. Conn.; Addson H. White ft
Co., Providence. R. I.; Wm. T. Plume. Newark.
N. J.; Wm. C. O. Neill. PhiladeMiia. Pa.; AH.
mund ft Gallaeher. Baltimore. Md.; E. J. Richard-
son ft Sons. Saldmore. Md.; Law & Ansel. Cin-
cinnati. O.; Coe & Olmstead. Cle^and. O.; F. J.
Machlin. Columbus, O.; Francis O. Davenport,
Detroit, Mich.; John P. Campbell. Chicago. IH;
S. S. Eaton, St. Paul. Minn.; D. S. Harriman.
Kansas City. Mo.; Mann & Wilson, San Fran-
cisco, Cal.; Payne ft Berrv. Frankfort, Ky.; Henry
Schachte, Charleston, S. C; Peter F. Pescud, New
Orleans; Alexander Metsger, Indianapolis. Ind.
Retired American Companies.
Life Insurance Companies that have Failed or
Retired.
iu2lr?d. N^" °' Company.
Alabama Gold Life, Mobile; A. P. Bush, Mo-
bile, receiver.
1877— Alliance Mutual, Leavenworth; capital. $zoo,-
000; retired.
1873— American Mutual. New Haven; i^einsured in
American Life and Trust.
z868~American Mutual, Selma, Ala.; foiled.
Z875— American National Life and Trust, New
Haven; capital, $100,000; Talcott H.
Russell, receiver; balance on hand Jan. z,
z888, $3481.
Z877— American Popular, New York; capital, $384,-
500; E. Z. Lawrence, New York, receiver.
Z87Z— American Tontine, New York; reinsured in
Empire Mutual; Nathaniel Jarvis, New
York, receiver.
187a— Amicable. New York; capital, $150,000; re-
insured in Guardian Mutual.
Z873— Anchor. Jersey City; capital $Z3o,ooo; fidled.
1873— Asburv. New York; capital. ^z8o.ooo; Andrew
V. Stout, New York, receiver.
Z877— Atlantic Mutual. Albany; capital, $izo,ooo;
Edward Newcomb, Albany, receiver.
187a — ^Atlas, St. Louis; reinsured in St. Louis
Mutual; Edwaxtl Newcomb. Albany, re-
ceiver.
1877— Baltimore, Maryland; reinsured in Equitable.
Z870— Ben Franklin. New York; reinsured in United
States.
Z872— California Mutual. San Ftancisco; reinsured
in Republic.
Z873— Carolina, Memphb; reinsured in Southern
Life, Memphis.
z86o— Central Life and Accident. Newark; reinsured
in New York Life.
z886— Charter Oak. Hartford; capital, $aoo.ooo;
Isaac W. Brooks, Edmund A. Stevens,
Hartford, receivers.
When
Retired.
Namb or Company.
z877'-Chicago, Chicago; failed.
Z864— Chicago Mutual, Chicago; reinsured in Union
Mutual.
Z87Z— Cincinnati Mutual. Cincinnati; reinsured in
Union Central.
Z876— Columbia, St Louis; in hands of Superin-
tendent of Insurance; balance on hand Jan.
r, z888, $9,635.
Z873— Commonwealth. New York; capital, $z86,soo;
Thomas S. Moore. New York, receiver.
Z887— Continental. Hartford; in hands of receiver;
capital, $300,000.
z886— Continental, New York; capital, $zoo,ooo;
receiver discharged,
Cotton States. Macon, Ga.; retired.
Z873 — Craftsmens, St. Louis; reinsured in Hope
Mutual; Frauds W. Worth. New York,
appointed receiver at suit of judgment cred-
itors; capital. $900,000.
Z850— Crescent Mutual. New Orleans; failed.
Z873— Delaware Mutual, Wilmington; reinsured in
National Life of the U.S.
Z87Z— De Soto, St. Louis; reinsured in Repubiku
1868— Diamond State Mutual, Wilmin^on; dis-
solved by mutual consent of policyholders.
Z869— Eagle, Chicago; reinsured in Great Western
of Chicago.
1853— Eagle Life and Health. Jersey City; reinsured
in Knickerbocker.
Z873— Eclectic.New York; capita].$z5o,ooo; receiver
discharged.
z 873— Economical. Providence; reinsured in Re-
public; capital, $zoo,ooo.
Z869— Empire Mutual, Chicago; rehisured in Into^
national.
z87»— Empire Mutual, New York; capital, $100,000;
reinsured in Condnental, New York; A. R.
Hepburn, receiver.
The Insurance Year Bo(A»
361
NAMm or COMPAMY.
Wbea
Retired.
i87»— Enpfre State, Watertown; capital, $100,000;
rdasared in Li£e Association.
Eqoafihr, Richmond.
1S52— Equitable Life and Tnist, Philadelphia; rein-
sured in ^tna.
1873— Eicelslor, New York; capital. $za5,ooo; rein-
sured In National Life of the U. S.
x87i~Farmen and Mechanics, New Yofk; capital.
$100,000; James H. Coleman, New York,
reeeiTer.
i88a-Franklia, Indianapolis; retired.
i87(>--Gcorgia Mutoal, Maoon; rdnsnredin Cotton
Stales.
1874— Goremment Security, New York; capital,
$100,000; Henry EL Pienon, Albany, re-
ceiTcr.
1879-Globe Mutual. New York; capital, $zoo,ooo;
Alden S. Swan, Brooklyn, reeeiTer.
1870— Great Western, Chicago; reinsured in Re-
public.
1870— Great Western, New York; capital, $100,000;
reeeiTer disdiarged.
1865— Greeolmrough Mutual.Greenboronth; failed.
1873— Guardian Mutual, New York; capital, $100,-
000; Henry R. Pierson, Albany, reeeiTer.
187a— Hahneman, CleTcland; capital, $900,000;
reinsured in Republic.
187s— Hand-in-Hand, raiadelphia; wound up.
1873— Hercules, Philadelphia; capiul, $150,500;
&iled; John H. Kitchen, reeeiTer.
1880-HoBcstead Bank and Life, Pittsburgh;
failed.
Homestead, CinciBnati; capital, $100,000.
1887— HorocBopathic Mutual, New York; capital
impaired; ceased doing business.
1873-Hope Mutual, New York; capital, $9x5,500;
reinsured in New Jersey Mutual; James
W. Husted, PeekskUl, referee.
iSsa—Hope Mutual, Stamford; fidled.
xSs^Howard, New Yoric; reinsured in United
i88^Indiistrial, Mobile; retired.
1887-Industiial Life and Accident. Baltimore;
retired.
1873— IntematioDal, Chicago; reinsured in UniTcr-
sal.
i87»-Intematiovial, Jersey City; capital, $166,235;
reinsured in United States.
1878— Iron City, Pittsburgh.
i8s6-Jefierson. Cindnnati; reinsured in Ohio Life
and TrusL
1856— KentudEy Mutual, CoTiogton; tailed.
1^0— Keystone Mutual, Harrisburg; felled.
1883— Knickerbocker, New York; capital, $100,000;
Charles H. Russell, New York, reeeiTer.
1870-Laboringmans. Kewanee; felled.
i878*Life Assodadon of America, St. Louis; in
bands of Superintendent of Insurance; bal-
ance on hand Jan. z, z888, $79,540.
i883-Lion. London, retired from United States;
rdnsving in Equitable, N. Y.
z88i^Louisbma, New Orleans; wound up.
i86^Masonie Orphans Home, NashTille; reinsured
in NashTiUe Ufe.
z87B-Massadrasetts Hospital, Boston; retired.
x854~Mercfaants and Planters, New Orleans; felled.
1875— Merehaats, New York; refosuied in Globe;
Edwin L. Alesander, New York, reodTcr.
1875— Minnesota Mutual, St. Paul; reinsured in
Northwestern Mutual
i87»-.Mississippi VaUey, Louisrille; reinsured in
St Loms Mnmal.
i874~Mi8Souri Mutual, St. Louis; reinsured In
Monad City.
XS79— Missouri y alley. LeaTenworth; capital, $xoo,-
000; retired.
"75— Mound City, St. Loiuls; changed name to St.
i857-.Mutual, Baltlmoffe; reinsured in Union Mut.
1^6— Mutual, Chicago; felled.
i87S-Mntoal, Pittsburgh; failed.
NaMB op COMrAMT.
When
Retired.
:9S3— Mutual Benefit, NewOrieans; felled.
;87a~Mutual Protection, New York; capital, $100,-
000; rdnsured in Resenre. Henry R. Pier-
son, Albany, reodrer.
:876— NashTille, NashTiUe; reinsured in Globe
Mutual.
:855— NashTiUe Mutual Protection, NashTiUe;
feUed.
874— National, Chicago; faUed.
:873~National, New York; capital, $150,000; James
W. Husted, Peekskill. recdrer.
1873— Natkwal Capital, Washington; capital, $XS0,*
000; rdnsured in Penn Mutual.
866— National Life and Health. Kalamasoo; fefled.
853— National Safety and Trust, Philaddphia;
failed.
iSyy— New Jersey Mutual. Newark; capital, $xoo.-
000; feiled.
:87a— New York State, Syracuse; capital, $190,000;
rdnsured in Guardian Mutual; Henry R.
Pienon, Albany, recdTer.
:874--North America, New York; Henry R. Pier-
son, Albanr, recetrer.
:875— North America, Philadelphia; rdnsured in
Penn Mutual Life.
1853 — North American Mutual Life and Health,
Philaddphia; reinsured in iEtna.
^869— North Carolina, Raleigh; failed.
:88a*North CaroUna State; rdnsured in Life In-
surance Company oif Virginfe.
857-Ohk> Life and Trust, Cincinnati, Ohio;
feiled.
:873— Peabody, New York; rdnsured in Farmers
and Mechanics.
:879— Philadelphia, PhUaddphia; retired.
[86x~PhGenix, St. Louis; rdnsured in New York
Life.
880— Piedmont and Arlington, Richmond; capital.
$900,000; fei
:873— Poliqrholders ^^^ <u><^ Tontine, Charleston;
rdnsured in Life Assodation.
X877— Protection, Chicago; feiled.
867— ProTident, Chicago; reinsured in Kagle.
868— ProTident Fund Life and Trust, New Yoric;
capital, $300,000; dissolTcd.
:87s— RaOway Passengers, Hartford; bushiess as-
sumra by TraTelers, Hartford.
STS^Republic, Chicago; capital, $047,400; failed.
:87a— Reserve, New York; capital, $1315,960; Henry
R. Pierson, Albany, recdTcr.
:873— Safe^Deposit, Chicago; rdnsnredin Mutoal
of Chicago.
z87^-4Security Life and Annuity, New York; capital,
$zzo,ooo; William H. A^ckham, reeeiTer.
:856— Southern Mutual, Athens; rdnsured in
Southern Mutual of Columbus, S. C.
Z876— Southern, Memphis; faUed.*
:86ft— Southern Mutual, Columbia; feiled.
853— Southern Mutual, New Orleans; reinsured in
U. S. Ufe and Trust of Philadelphia.
:869— Southern Mutual Life and Ttnst. MobUe; re-
insured in New York Life.
:853— Spring Garden, Philadelphia; refauuredfin
New York Life.
dyz— Standard, New York; cubital, $195,000; rdn-
sured in GoTomment Securi^.
875— St. Louis Life, St. Louis; rdnsured in Co-
lumbia; aflairs in hands of Superintendent
of Insurance. Balance on hand January z,
z888, $Z389.
:873— St. Louis Mutual, St. Louis; ciqiital. $Z00b-
000; rdnsured in Mound City.
:856— Susquehanna Mutual, Harrisburg; rdnsured
in American of Philadelphia.
:876— Teutonia, Chicaao; capital, $aoo,ooo; failed.
:875— Texas Mutual, (^Tcston; rdnsured in|Ala-
bama GoM Life.
:884— Toledo Mut., Toledo; capital, $Z9o,ooo; re-
tired.
:859— Trenton Mutual, Trenton; failed.
840— Union Assurance, New York; feiled.
S62
The Insurance Year Book.
Namb op Company.
When
Retired.
z87Z~United Security. Philadelphia; capital* $roo,-
ooo; rdosured in Penn Mutual.
z86&— Upiied States, Lafayette; failed.
Z851— United States Annuity and Life, Hartford;
faUed.
z86»— United States Life and Trust, Philadelphia;
failed.
2877— Universal, New York; capital, $aoo.ooo;
Harry M. Wendell, AltMuiy, receiver.
1869— Western, Cincinnati; reinsured in Cincinnati
Mutual.
1869— Western Mutual. St. Louis; reinsured in
Commonwealth.
Namb op Company.
When
Retired.
i88z— Western New York, Batavia; capital, $125.-
000: D. W. Tomlinson, O. C. Parker,
Batavia, receivers.
z868— Widows and Orphans, St. Louis; reinsured in
Life Association.
Z876— Widows and Orphans Fund, NashviUe; iaSmA.
z87a— Widows and Orphans Benefit, New York;
capital, $aoo,ooo; Henry R. Piersoo,
Albany, receiver.
Z873 — Wilmington, Wilmington; reinsured in life
Insurance Company of Virginia.
1873— World, New York; Simon Rosendale, Albany
Fire Insurance Companies that have Failed or
Retired.
The following is a list of joint-stock fire and marine insurance companies and mutual com-
panies of the United States that have failed or reinsnred :
Namb op Company.
When
Retired.
Z885— Acme, Des Moines; reinsured in State, Des
Moines.
Adams Fire and Marine, West Virginia; re-
tired.
x879^Adriatic, New York; reinsured in London
and Lancashire.
[874— Advance, Philadelphia; reinsured.
874— iEtna, Chicago; failed.
_88a— iEtna, Denver; retired.
z87Q— iCtna, New York; reinsured in Home, New
York.
:87Z— ^tna, New Yoric; failed by Chicago fire.
888— ^tna Fire and Marine, Wheeling, W. Va.;
reinsured in Providence, Washington.
;887— Alabama, Mobile; failed.
:87i"- Albany City, Albany; failed by Chicago fire.
:877— Albemarle, Charlottesville; reinsured in
Granite of Virginia.
:874— -Allemannia, Cleveland; felled.
881— Alliance, Boston; reinsured in Reassurances
Generales.
X874— Alliance, New York; failed by Chicago fire.
:874— Alps. ^^^7 failed.
'^ I— American, Chicago; reinsured in Home.
New Yoik.
878— American. Cincinnati; failed.
:87Z— American, Providence; foiled by Chicago fire.
;887— American Ezchanee. New York; reinsured
in German-Afiiencan.
874— American Mutual. New Orleans; failed.
888— American Mutual. St Louis; reinsured.
876— American Underwriters, Philadelphia; failed.
[879— Amity, New York; reinsured in Star, New
York.
1879— Anchor, St. Louis; failed.
Z873— Andes. Cincinnati: felled by Chicago fire.
z886— Anglo-American. Washington, D. C.; felled.
878~Anthracite, Philadelphia; reinsured in Sun,
Philadelphia.
877— Arctic, New York; reinsured in Imperial.
883— Argendne, Denver and Indianapolis; failed.
864— Arkansas Home, Little Rock; retired.
860— Artisans, New York; reinsured in Common-
wealth of New York.
Syz— Aster, New York; felled by Chicago fire.
88z— Atlas, Hartford; wound up.
886— Anglo-American. Washington; felled.
*^^— AlJbama, Mobile; failed.
...Atlas, Missouri; retired.
875— Atlas, New Orleans; failed.
...Adas, New York.
. . .Atlas Marine. New Yoric.
876— Atlantic, Atlantic; retired.
871— Atlantte, Balthnore; reinsured In Home of
Maryland.
Namb or Company.
When
Retired.
87^— Atlantic, Brooklyn; reinsured in Home, Nev
Yoric.
:870— Atlantic New Orleans; reinsured in Facton
and Traders.
87Z— Atlantic, Brooklyn; felled by Chicago fire.
874— Atlantic and Pacific. Chicago; feilcd.
871 — Aurora, Aurora. (Company of same name
now in active existence.)
870— Aurora, Covington; reinsured in Aurora of
Cincinnati.
869— Baltic, New York; feiled.
Baltimore and Ohio, West Vhrginia; retired
877— Bangor. Bangor; felled. (Mutual company
of same name now in active existence.)
879— Bay State, Worcester; failed hy Boston fire.
87Z— Beekman, New York; failed by Cbicsfo fire.
Bcride?, West Virginia; retired.
:885— Beverly (name changed to Merchants); ran-
sured in Boston Nuuine.
887— Birmingham, Birmingham, Ala.; reinsured
in Macon, Macon, Ga.
87Z— Bloomington, Bloomington; reinsured.
877— Boatmens. St. Louis; reinsured in AmeiicaB
Central.
87a— Boston, Boston; failed by Boston fire.
879— Boylston, Boston; failed by Boston fire.
865— Brevoort. New York; ransuzed in Hooie,
New York.
877— Brewers, Milwaukee; reinsured in Home,
New York.
877— Brewers and Malsters. New York; rebsared
in Merchants, N. J.
887— Brooklyn, New York; refaisured in AmetiesB
of Newaric, N. J.
...Brunswk^. West Virginia; retired.
870— Buckeye State, Cincinnati; retired.
884— Bufblo, Buffelo; reinsured in Phenix, Brook-
lyn.
:87z— Bufialo City, Buflalo; flailed by Chicago fife.
:87Z— Buffalo Fire and Marine, Bnnak>; fefled by
Chicago fire.
Builders, West Virginia; r^ired.
873^Burnet, Cincinnati; retired.
878— Capital City, Albany; reinsured in Lanca-
shire.
873— Capital City. Columbus; reinsured in Frank-
hn of Ohio.
:878-<:apital City, Washington; retired.
887— Caroiina, Wilmington. N. C; organintioB
not completed.
:87a*-CarToIlton, CarroUton; retired.
885— Cedar^ Rapids, Cedar Rapids; reinsured is
Continental. New York.
Z873— Central, Altoona; reinsured in Natk>nal of
Philadelphia.
The Insurance Year Book.
363
Name of Company.
When
Retired.
187a— Centnd, Cdnmbiis; reinsured in Franklin of
Ohio.
187a— Central, Dayton; reinsured in Fanners and
Merchants of Dayton.
1874— Central, Philadelphia; failed.
i866~Ceatral Park, New York; reinsured in Knick-
erbocker.
X878 — Chaplain Mutual, Burlington; iiuled.
1871— Charter Oak, Hartford; failed by Chicago
fire.
Chelsea, New York.
1887— Chesapeake, Washington, D. C; ftite un-
known.
1871 — Chicago, Chicago; foiled by Chicago fire.
187X— Chouteau, St. Louis; failea by Chicago fire.
1874— Citixens. Bacon Rouge; reinsured in Cres-
cent of New Orleans.
1883— Citizens, E^ansville. Ind.; reinsured in Ni-
agara. (Company of same name now in
acdTC existence.)
X887— Citizens. Mobile; failed.
1877— Citizens, Newark; reinsured in Peoples of
New Jersey.
x88a— Citizens, Washington; reinsured in Flre-
mens, Washington.
1877— Citizens, Wheeling; failed.
x873~City, Boston; foiled by Boston fire.
X872— City, Hartford; fisiled by Chicago fire.
City, Philadelphia; retired.
1880— City, Providence; reinsured in Imperial and
Northern.
x883— City, Richmond: reinsured in Underwriters
Agency, New York.
1878— City Mutual, St. Louis; reinsured in the
Queen.
Z876— Clayton, Wilmincton; fisiled.
1879— Clay Fire and Marine, Newport, Ky.; rdn-
stared in Bu&lo German.
187Z— develand. Cleveland; foiled by Chicago fire.
1887— pHttton, New York; reinsured in Gorman-
American.
z88z— Colorado, Denver; failed.
18813— Columbia, NewYock; reinsured in Merchants,
Newark.
1883— Columbus Ins. and Banking Co., Columbus,
Miss.; reinsured in Phoenix of London.
1878 — Commerce, New York; reinsured in Star of
New York.
1888— Commercial, Baltimore; reinsured in German
of Baltimore.
187X— Commercial, Chicago; foiled by Chicago
fire.
Z871— Commercial, Cleveland: foiled by Chicago
fire.
1676— Commerdal, New Orleans; reinsured in Sun
of New Orleans.
1884— Commercial. New York; reinsured in Ex-
change, New York.
z877-~Commmial, St. Louis; failed.
Commercial, West Virginia.
1883— Commercial Mutual, litm York; retired ftom
fire insurance field.
zSSa^Commonwealth, Boston; reixisured in Com-
mercial Union.
1871 — Commonwealth, New York; fisiled.
Commonwealth, Philadelphia; retired.
Commonwealth Insurance Company, West
Virginia; retired.
Z871— Connecticut, Hartford; foiled by Chicago
fire.
X878— Connecticut Mutual, Meriden, Conn.; rein-
sured in Continental, New York.
Z887— Conservative, Bismarck, Dakou; failed.
x873~Continenta1, Baltimore; reinsured in German
of Maryland.
• Continental, Philadelphia; retired.
Continental, West Virginia; retired.
l87»~Com Exchange, New York; failed by Bofton
fire.
Com Exchange, Philadelphia: retired.
s870~Cresoent, Cincinnati; retired.
Mamb op Company.
Retired*
:866--Croton, New York; faUed.
:888— Dakota Mutual; reinsured in Fidelity Mutual
of Huron, Dakota.
875— Davenport, Davenport; retired.
876— Defiance, Defiance; retired.
:884 — Delaware Fire, Wilmington; reinsured in
American, Philadelphia.
88z— Delaware State, Wilmington; licence re-
voked; reinsuied in Queen.
;874— Delta, New Orleans; failed.
;889— Denver, Denver; failed.
De Soto, Missouri; retired.
:888— Dover Mutual, Dover, N. H.; reinsured ia
Citizens of Dover, N. H.
:87a~Eastem, Bangor; failed.
Easton, Philadelphia; retired.
864— East River. New York; retired.
:87Z— Eclipse, Cincinnati; reinsured in Miami Val-
ley.
:87»^Emot, Boston; failed by Boston Fire. (Com-
pany of same name now in active exist-
ence.)
, Emmet. New York; retired.
878— Empire, Chicago; rethred.
87Z— Enterprise, Phuadeiphia; foiled by Chicago
fire.
880— Enterprise, Pittsburgh; retired.
87Z— Eottitable, Wheaton, lU.; foiled by Chicago
nre.
875— Eureka, Pittsburgh; foiled.
860— Everett. New York; fisiled.
871— Excelsior. New York; foiled by Chicago fire.
;87Z — Excelsior, St. Louis; reinsured in Merchants,
N.J.
:87a~Exchange, Boston; foiled by Boston fire.
888 — Factors and Traders of New Orleans; rein-
sured in German-American of New York.
880— Fairfield, SouUi Norwalk; reinsured in Ni-
agara.
878 — Fame, Philadelphia; reinsured in Liverpool
and London and Globe.
:88o— Faneuil Hall, Boston; reinsured in under^
writers Agency, N, Y.
:887~Fargo. Fargo, Dak.; failed; W. E. Baker,,
receiver.
5 — Farm Buildings, Herkimer; fisiled.
iz— Farmers, Howard, O.; wound up.
870— Farmers and Mechanics, Clndnnatf; retired.
Farmers and Mechanics, Washington, D. C;
foiled.
:879~Farmers and Merchants, Dayton; reinsured
in Firemens of Dayton.
874— Farmers and Merchanta, Mahoney City;
foiled.
885— Fanners Home, Jellovray, O.; reinsured in
Queen, Liverpool.
877— Fanners Joint Stock, Meridian, O.; foiled.
870— Fanners, Merchants and Manufacturers,
Hamilton; reinsured in Firemens of Day-
ton.
878 — Farmville, Farmville, Va.; reinsured.
879— Federal, Allegheny; reinsured.
Federal, Washington, D. C; retired.
i88o— Fidelity. Cindnnad; reinsured in Washing-
ton, Conn.
878— Fidelity, Delphos, O.; reinsured in Firemans
Fund, San Francisco.
:888— Fire Insurance Association, London: retired
fit)m United States; rdnsured in New
Hampshire of Manchester, Liberty of New
York, Norwich Union of England, and Mer-
chants of Newark, N. J.
1873— Firemans, Altoona; failed.
Z87Z— Firemans. Chicago; fuled by Chicago fire.
(Company of same name now in active ex-
istence.)
Z879— firemans Fund, New York; reinsured in
Peoples, Newark.
Z884—- Firemans Trust, Brooklyn; reinsured in
American of Newark, and Phenix of Brook-
lyn and Boston Marine.
3^4
The Insurance Year Book.
When
Retired.
NaMB or COMFAMV.
87a— Firemans, Boston; failed by Boston fiire.
(Company of same name now in active ex-
istenoe.)
870— Forest City. Cleireland; failed.
Franklin, Tennessee; retired.
[879~FrankUn, Boston; failed by Boston fire.
SSa^Ftanklin, Boston; reinsured in Scottish Union
and National.
874— Franklin, Camden; failed.
871— Franklin, Cincinnati; rdnsuied in Triumph
and Fidelity.
;878>-Franklin, Baltimore; retired.
;874— Franklin, New Orleans; failed.
:867~Ftanklin, New York; failed.
:878— Franklin, St. Louis; reinsured in Home, New
York.
:885— Franklin and Emporium, New Yorii; rein-
sured in Exchange.
J871— Fulton. New York; failed by Chicago fire.
Z868— Galladn. New York; foiled.
877— Galveston, Galveston; reinsured in Union.
:87i— Garden City, Chicago.
:878--Gebhard, New York; merged with the Star,
New York.
;887— Geiman-American, New Orleans; fisiled.
1871 — German, Cleveland; failed.
:87»--German, Dayton; reinsured in Teutonia.
Z874— German, £ne; failed.
:875 — German, St. Louis; reinsured in German-
American and German Mutual.
z87X-'Gennania, Chicago; failed by Chicago fire.
Z873— Germania, Cleveland; reinsured in Sun.
1879 — Germania, Elizabeth; reinsured in La Caisse
Generale.
885 — Germania. Newark; reinsured in German-
American, New Yorx.
,. .Germania, Toledo; retired.
..Girard, New Yoric; redred.
:877— Globe, Boston; reinsured in Shawmut.
z876-Globe, Chicago; failed.
Z885— Globe, Des Moines; reinsured in Des Moines.
884- Gloucester, Gloucester, Mass.; reinsured in
Westchester, New York.
...Good Hope, New York; retired.
:86s — Goodhue, New York; reinsured in Metro-
politan.
;88o— Granite, Richmond; reinsured in Connecti-
cut Fire.
Z871— Great Western, Chicago; foiled by Chicago
fire.
;875— Great Western. New Orleans; failed.
Great Western, Philadelphia; redred.
886— Great Western Marine, New York; retired.
870— Grocers, New York; reinsured in Greenwich.
Z877— Guaran^, New York; reinsured in Royal.
Guardian, Philadelphia; retired.
[874— Gulf City, Mobile; reinsured in Stonewall.
;88»— Hamburg-Madgeburg, Hamburg; retired
from United States, except Pacific coast,
reinsuring risks in the Fire Insurance As-
sociation.
Z873— Hamilton, Hamilton; reinsured in Miami
Valley.
Hamilton Marine, New York; retired.
Hampden, Springfidd; retired.
Hana-in-Hand, Philadelphia; retired.
z866-Harmony, New York; failed.
Z87Z — Hartford. Baltimore; reinsured in Royal.
x86o— Hendrick Hudson, New York; rethpea.
Z878 — ^Hibemla, Cleveland; retired.
i88o'Hibemia, Newark; reinsured in German-
American, New York,
z 87Z— Hide and Leather, Boston; foiled by Chi-
cago fire.
1879— Hoboken, Hoboken; reinsured in London
and Lancashire.
z88z— Hoffman, New York; reinsured in Niagara.
Z877— Holland Purchase, Batavia; retired.
z88o— Home, Charleston, S. C; reinsured in Phoe-
nix, London.
1871— Home, Chicago; failed by Chicago fire.
Naub op CoMPAinr.
When
ReUr«d.
z88a— Home, Columbus, O.; fisiled.
z877<^Home, Galveston; reinsured in East Teias
Insurance Company.
Z879— Home, Newark; relosnred in Queen*
Z87Z— Home, New Haven; fisiled.
z87a— Home. Savannah; retired.
z88i— Home, Shenandoah; merged with Cedar
Rapids.
z873^Home, St Joseph; reinsured in National of
Missouri.
Z873— Home, Toledo; reinsured in Phenix of
Brooklyn.
Z874— Home, Topeka; reinsured in Brewers.
z87!a— Home, Washipgton; retired.
Z879— Home Mutual, Boston; fisiled.
Z87Z— Home Mutual, Cincinnati; reinsured in Uoioa
Central.
z88o— Home Mutual, St Louis; reinsured in Amer-
ican Central.
z86o— Homestead, New York; foiled.
Z878 — ^Homestead, Wateriown; retired.
z888 — Hope, New Orleans; fisiled.
z88z— Hope, New York; merged in Steriing, N. Y.
Z874— Hope, Philadelphia; foiled.
Z879 — Hope, Providence: failed by Chicago fire.
Z875— Householders, Pittsburgh; failed.
z87a— Howard, Boston; fniled by Boston fire.
z888— Howard, N. Y.; reinstired in London ssd
Lancashire.
Z885— Houston, Houston; reinsured in City ol
London.
Z884-— Hudson, Jersey City; reinsured in Gennso-
American, New York.
Z882— Humboldt, Newark; reinsured in WilliaiDS-
burgh City and Metropole.
z87a— Humboldt, New York; failed by Boston fire.
z88z — Ilhnois, Beardstown; failed.
Z87Z— Illinois Mutual, Springfield; failed.
z88a— Importers and Traders, New York; reinsured
in American, New York.
z866— Indemnihr. New York; faUed.
1870 — Independence, Independence; failed.
Z87Z— Independent, Boston; failed by Chicago fire.
Independent Philadelphia; retired.
z888— Insurance Co. of Dakota. Sioux FsIK
Dak.; failed.
zSts— International, N. Y.; fisiled by Chicago fire.
Iron City, West Virginia; retired.
Z887— Iron and Oak, Birmingham, Ala; reinsured
in Macon, Macon. Ga.
Z871— Irving, New York; failed by Chicago fire.
Z884— Irving, New York; reinsured in United F^
Reinsurance.
Jackson Marine, New York.
z879-Jefrerson, St Louis; rdnsincd in Tradef-
mens, New York.
z88z— Jefferson, Steubenville, O.; reinsured in Nor*
wich Union.
Z876— Kansas, Leavenworth; failed.
Z87Z— Kansas City, Kansas City; failed.
Kensington. Philadelphia; retired.
Z876— Keystone, Reading; /ailed.
zSyz— Knickerbocker, Chicago; foiled by Chicago
fire.
La Belle, West Virginia; retired.
1880— La Caisse Generale, Paris; retired from ibe
United States, reinsuring American risls
in Imperial and Northern. Howard m
Fire Association.
Z883— La Confiance. Paris; retired from United,
States, reinsuring American risks in Ho^|
ard, N. Y., and Manufocturers. Boston. '
Z883— La Metropole, Paris; retired from United
States, reinsuring in Niagara, New Yodu
Z870— Lafayette, Ciocinnati; retired. i
z88o— Lafoyette, Lexington, Mo.; retired. I
Z87Z— Lamar, New York; foiled by Chicago fire.
z88»— Lamar. New York; reinsured in Pbenix 01;
Brooklyn.
Z878— Lancaster, Lancaster, Pa.; retired.
i87a-*Lawrrnce, Boston; foiled by Boston fire.
The Inmrance Year Book.
36s
When
Retired.
NaMS of COMfAMY.
Lehigh VaHer. West Virginia; rttired.
1883— Lenox, New Yoik; reinsured in Citisens of
NewYoric
1887-Lincolo, Lincoln. Neb.; fidled.
1885— London nnd PioTindnl, London; redied from
"^ U. S.
]87i-Loril1ard, Fire, New Yoit; failed.
1883— LoriOard, New Yorlc; reinsnred in Ooardlan,
rp London.
1887— Louisiana, New Orleans; failed.
i87i--Lmnbennans, Chicago; reinsnred in Flra-
mens of Chicago.
1877— Lnrobermans vi<l Mecfaanics, St. Loois; to-
insured in National of New York.
1889— Ljnchlmrg Banldog and Insonnoe Com-
pany, Lrncfabnrg, Va.; retired from in-
i88a~Madison, Madison, Wis.; reinsured in West-
diester. New York.
i879~Mana7unk. Philadelphia; retired.
1871— Manhattan, New York; fUIed \rg Chicago
fire.
ie8e~MaBhattan Fire. New York; reinsured fai
Pheaiz, BrookWn.
1872— Manufacturers, Boston; fdlecl by Chicago
fire.
1885— Manufactvers F. & M., Boston; reinsured in
Fhosnix. London; ProTkSoiofr-Washington.
and British & Foreign Marine.
i88a— MaanfactuTers, Newark; reimmred in Ger^
mania. New York.
Mannfaeturers, Philadelphia; retired.
1888-Manufactarers, Wheeling. W. Va.; retired.
1871— Market Fire, New York; fidled by Chicago
i87»-Mariwt, New York; failed by Boston fire.
i887~Marylaad Plate Glass; retired.
Massasoit. Springfield; retired.
i88i-.Mcchanlcs of Boston; reinsured in Scottish
Union and National.
i887~Mech«nics. Brooklyn; reinsured in the Alli-
ance, New York.
itto-Medianlcs, Newark; reinsured in German*
Americnn of New Yorlc
1884— Mechanica and Traders, N. Y.; reinsured in
Citisens, Pittsburgh.
Mechanics, Owensburg, Va. ; retired.
t88x~Mediaaics Mutual. Boston; reinsured in
Scottish Union and National.
1887— Memphis City. Memphis; reinsured in
North British and MercaniHe.
1875-Mercantile. Chicago; reinsured in Home of
GalTeston.
t888-Mercantile. Mobile; retired.
i888~Mercantile, N. Y.; reinsured in German*
American.
i879~Mercantile Mutual (Marine). New York; re-
tired.
i888^Metcbaats, N. Y.; reinsured in Westchester
N.Y.
i873~Merchants. Boston; failed by Boston fire.
x887~Mercbants. Mutual, Baltimore; reinsured in
Washington Fire and Marine, Boston.
(See Washmgton Fire and Marine.)
1885— Merchants (formerly Beverly). Boston; re-
insured in Boston Marine.
i87x~Merchants, Chicago; failed by Chicago fire.
X871 -Merchants, Hartford; failed (^Chicago fire.
X877— Merchants, Louiaville; reinsnred In Royal.
(Companv of same name now in arave
existence.)
x886->Merchants Marine, Bangor. Me.; reinsured
in Insurance Company of North America.
1887— Merchants Mutual (Marine), Baltimore; re-
tired.
1888— Merchants. Decatur. Ala.; fUled.
IMS— Merchants, Memphis; reinsured in Phoenix
of Memphis.
x875-Merchanu, New Orleans; fidled.
Merchants. Philadelphia; retired.
xSS^Merchaats, St Joseph. Mo.; rdnsored In
Conneetlcntt Hattfofd.
When
Rctirad.
Namb or CoMrANv.
Z871— Merchants and Mechanics, Balthnore; failad
by Chicago fire.
Z875— Merchants and Mechanics, Petersburg;
fidled.
Merchants and Mechanics, Philadelphia;
retired.
i88a^Merchants and Mechanics, Richmond, Va.;
rdosured in Underwriters Agency. New
Yoik.
1871— Merchants and Traders. Louisville; rein-
sured.
z888— Merchants. New York; reinsnred in West*
Chester and the Alliance.
1883— Metropole. Paris; retired fhmi United States,
reinsuring in Niagara.
Metropolis. New York; retired.
Z877— MetropoUtaa. New York; relnsored in Coo-
tinental.
z87o*Michlgan State, Adrian; reinsured In Home.
N. Y.
1879-Mississippi Valley, Memphis; radrod.
1889— Mobile. Mobile; reinsured in Gennan Amar-
ican. N. Y.
Z879— Mobile Fire Department Insmice Com-
pany, Mobile; retired.
Z887— Monarch, Des Moines; fisfled.
z887^Montauk, Brooklyn; reinsured in Niagara,
New York.
Z870— Monumental, Baltimore; reinsured in Royal.
Z865— Morris, New York; fiUled.
Z889— Mountain City, Chattanooga; retired.
Z873— Mutual Benefit, Boston; tailed by B
fire.
Z87Z— Mutual Security, Chicago; failed by Chicago
fire.
Nail City. West Virginia; rotived.
Z874— Narragansett, Providenoe; reinsured in Com-
mercial Union.
Z889— NashTiUe Commercial. NashTiUe. Tenn.; r»>
insured in German American. N. Y.
Z873— Nationa]. Bangor; friled by Boston fire.
Z879— National, Boston; failed by Boston fire.
z874~National, Hannibal; flailed.
National. Philadelphia; retired.
z869>-National. San Frandsoo; reinsured.
Z870— National. Toledo; retired.
Naudlns, New York.
z873~Neptune, Boston; fiiHed by Boston fire.
(CompauT of same name now In active «s»
istence.)
Neptune. Philadelphia; retired.
Z863— Neptune. Manne; New York.
Z87Z— New Amsterdam, New York; failed.
z88a— Newark City, Newark; reinsured in Citisens*
New York.
Z887— New England Mutual. Worcester, Mass.;
New England, Hartford.
z88o— New England Mutual. Boston; reinsured In
the ^neral Reinsurance Company of
Paris.
z883— New Jersey, Newark; reinsured in German*
American. New York.
Z875— Newport, Providence; reinsured in Provi-
dence-Washington .
zS^—New World. New York; reinsured in North
American of New York.
z88z— New York and Boston, New York; rein-
sured in Scottish Union and National and
Lion.
Z879— New York Central, Union Springs; retired.
z88z— New York City, New York; reinsured in
Standard of iJondon.
Z889— New York Equitable. New York; reinsured
in Royal Ins. Co.
Z87&— New York Produce Exchange. New York;
reinsured in Safeguard.
Z879— North American. Boston; failed by Boston
fire. (Company of same name now in
active existence.)
Z87Z— North American. Hartford; failed.
Z87Z— North American, New Yotk^ failed.
3f>6
The Insurance Year Book.
:88»^Northem, Watertown; retired.
:884— North GermaD, Hamburg; rdnsozed United
States risks in Peoples, New York.
873— North Missouri, Macon; fidled.
^875— North Penn, North Wales; &iled.
887— Northwestern, Doluth; reinsured in Com-
merdal Union.
:868— Northwestern, Oswego; ftdled.
888— Northwestern Mutual, Wahpeton, Dak.;
retired.
:87Z— Norwich, Norwich; failed.
871— Occidental, SanFYancisoo; iailed by Chicago
fire.
889— Ocean, Portland Marine; reinsured.
879— Ohio, Chillioothe; reinsured in North Ger-
:87i— Ohio Valley, Cincinnati; reinsured in Farm-
ers, Merdiants and Manufscturers.
887-Ohio VaUey, Wheeling, W. Va.; retired.
877— Old Dominion, Richmond; reinsured in
Liverpool and London and Globe.
:88i*01d North State, Warrenton; wound up.
886— Orient Mutual Marine, New Yoric; retired.
874— Orient, Jersey City; tailed.
870— Oriental. San Francisco; failed.
884— Oscaloosa Fire, Oscaloosa, la.; reinsured in
Cedar Rapids.
877 — Oswego ana Onondago, Phoenix; reinsured
in Commercial Union.
:876— Oswego Fanners, Sandy Creek; reinsured in
Homestead of Watertown.
;87Z— Pacific San Francisco; fislled by Chicago
fire.
880— Padfie, St. Louis; reinsured in American
Central, St Louis.
;88z— Pacific (Mutual Marine), New York; retired.
Palladium. New York.
:875— Palisade, Jersey City; ftdled.
:877— Parerson, Paterson; £idled.
Peabody, Philadelphia; retired.
Z887— Pennsyfrania, Pittsburgh; reinsured in Ger-
man American, New York.
876— Penn. Philadelphia; fiuled.
87a— Peoples, Baltimore; reinsured in Hanover.
879— Peoples, Cincinnati; reinsured in Clay of
Newport.
875— Peoples, Littie Rock; reinsured m Conti-
nental.
888 — Peoples, Memphis; reinsured in Northwestern
National.
883— Peoples, Newark; reinsured in Niagara, New
York.
887— Peoples, New Orleans; liquidated.
:876— Peoples, PhUadelphia; fidled.
871— Peoples, San Francisco; failed by Chicago
fire.
:88z— Peoples, Trenton; reinsured in German-
American, New York.
;87d— Peoples, Worcester; failed by Boston fire.
153— Philadelphia, Philadelphia; reinsured in New
1873— Phoenix, Baltimore; reinsured in Hamburg-
Bremen.
:88i— Phoenix, Memphis, reinsured. (Company of
same name now in active existence.)
878— Phoenix, Newark; retired.
877— Phoenix, St. Louis; reinsured in Queen.
Planters, Jackson, Miss.; retired.
886— Pottsville Mutual, Pottsvilte. Pa.: retired.
886— Puget Sound, Tacoma, W. T.; ftuled.
:87a— Presoott, Boston; failed by Boston fire.
888— Presoott, Boston; reinsured in North British
and Mercantile.
888— Protection, Knoxville. Tenn.; consolidated
with Knoxville of Knoxville.
883— Pueblo, Pueblo, Col.; retired.
87Z— Putnam. Hartford; failed by Chicago fire.
. . . Quaker City, Philadelphia.
. >— Queen City, Cincinnati; retired.
871— Reapers City, Rockford; failed.
886— Reassurance, New York; reinsured In United
Fire Reinsurance, Manchester.
Name er CoMrANv.
When
Retired.
883— Reassurances Generales, Parir, retired from
U. S., reinsuring in Crescent, N. 0.
882— Relief, New York; reinsured in Niagirs, Nev
York.
Syi— Republic, Chicago; fisiled by Chicago fire.
:88a— Republic, New York; reinsured in North
British and Mercantile.
Z877— Residence, Cleveland: reinsured hi Scottisli
CommerdaL
87Z— Resolute, Baltimore; reinsured in Imperial
878— Resolute, New York; amalgamated irith Ne«
Yorit aty.
881— Revere, Boston; reinsured in Fire Insmsoe
Association, London.
889— Richmond Banking and Ins. Co., Rkhmosd;
reinsured in Royal.
878— Richmond Fire Association, Richmond; rds-
sured.
876— Ridgewood. New York; reinsured mCoBBCc-
ticut Fire.
Robert Morris, Philaddphia; retired.
j88z— Rochester, Rochester, Fa.; failed.
Z879— Roger Williams, Providence; reinsured in
Home, New York.
Z887— Royal, Birmingham, Ala.; faOed.
879— Royal Canadian, Montreal; retired from U.S.
879— Safeguard, New York; rrinsnred in Loodot
and Lancaster.
876— Safeguaid, Philadelphia; fiiiled.
875— Salamander, New Orieans; reinsured in Teo-
tonia of New Orleans.
:87Z— Sangamo, Springfield; reinsured in Merchsnts
orChicago.
;87i— Schenectady, Schenectady; failed.
:88o— Scottish Commercial, Glasgow; retired froo
the U. S.; reinsured in the Lancashire.
880-Seaboard, Norfolk. Va.; retirad.
Sea Marine, New York.
1887— Security, Mobile; retired.
871— Security. New York; failed by Chicago fiR.
..Security, Philadelphia; rettted.
Seventh Ward, New York.
880— Shawmut. Boston; reinsured in the Reasv-
anoe Generales Company of Paris.
[884— Shoe and Leather, Boston; reinsured is
Niagara, N. Y., Phenix. Bitioklyn. and
Insurance Company of North Americt.
;879— Shoe and Leather Dealers, Boston; fiuled b;
Boston fire.
870— Southern, Bloomfield; £iiled.
874— Southern, Savannah; reinsured.
Southern Underwriters, N . C. ; retired.
877— Southern Undeiwriters Association, Rsletgo;
failed.
874— Soutiiside, PitUburgh; fidled.
878— South St. Louis Mutual, St Louis; receiver
appointed.
870— Springfield. Springfield; ^led. (CompuiT
of same name now in active existence.)
879— St. Joseph. St. Joseph; reinsured in GenDsn*
American.
:877^-St. Louis, St. Louis; reinsured in Queen.
870— St. Louis Floating Dodc and Ins. Co.. St
Louis; rdnsuredin American Centrsl.
868— St. Marks. New York; faUed.
:88o-St. Nicholas, New Yoric; reinsoied in Gfr-
man-American.
:885— Standard, Cincinnati; reinsured in CoBne^
cial. CindnnaH.
883— Standard Fire Office; London; retired froo
U. S.; reinsuring in Phenbt, Brooklvn.
886-Star, New York; reinsuring in Westdiester.
New York.
87Z— SUte, Chicago; failed by Chicago fire.
:870— State. Cleveland; failed.
873— State, Hannibal; fisiled.
:879— State. Jersey City; reinsured in Westchester.
876— State. Lansing; rdnsuredin Home of N. x«
:877— State, Laporte; foiled.
:86i— State, New Haven; failed.
Z874— State, Parkersburg; failed.
State, Philadelphm; retired*
The Inauranee Year Book.
3(>7
Namk of Compamy.
Retired.
Wbea
1875— State, Rutland; reinsured in ^tna.
1887— Sterlin£» New York; reinsured in Ezcfaaoge.
1873— Suffolk. Boston; £died by Boiston fire.
1886— Sun Mutual Marine. New York; retired.
1876 — Snn, Cleveland; reinsured in Continental.
X884 — Son, Pfailaddpbia; reinsured in Spring Gar-
den and United Fire Reinsurance.
Z876— Sunbunr. Snnbury; failed.
z88»— Tabor, jDenver; retired.
1876— Tennesee. Nashville; reinsured in Connec-
ticut.
. . • .Tennesee Fire Marine, Tennesee; retired.
i87Z^Teutonia, Cleveland; failed.
Z878 — ^Tczas BankiQK and Insurance Co.. Galves-
ton; retired nom insurance field.
Thames, Norwich. *
1871— Tobacco, Cincinnati; reinsured.
1885— Toledo P. and M., Toledo; reinsured.
1886 — ^Trade, Camden; reinsured in Gtfman-Ameri-
can. New York.
i875~Tnulesmens, New Orleans; failed.
1883— Tradesmens, New York; reinsured in Stand-
ard Fire Ofllce.
1887 — Transcontinental, Mandan, Dak.; discon-
tinued business.
z87»— Tremont, Boston: iafled by Boston fire.
Triton. New York.
1872 ^Triumph, Cfaidnnati; reinsured in Amason.
1873— Underwriters, Altoona; fislled.
1874 — Union, Baltimore; reinsured in Home of
New York.
1883 — Union, Cincinnati; reinsured in Westchester,
N. Y.
1874— Union, Jersey City; fidled.
Union, New Orleans; retired.
1873— Union, ^* Louis; reinsured in Merchants of
New Jersey.
United Fire. Marine and Life, New York.
187D— United States; Baltimoie; fisiled.
Z877— United States. St. Louis; reinsured in Scot-
tish Commercial.
1884— Vnnnnia Home, Richmond; reinsured in
I%eniz. London.
z86o-.Wall Street, New York; foiled.
X870 — Washington, Baltimore; reinsured in the
Queen.
When
Redf«d.
Namb or Company.
1873— Wasbinffton, Boston; failed by Boston fire.'
1888— Washington F. and M., Boston; reinsured
in Niagara of New York. National of Hart-
ford, and Union and CallfomiaJ of Cali-
fomia.
1876— Washington, Memphis; reinsured in^^Mer-
chants of Memphis.
Z87Z— Washington, New York; foiled by Chicago
fire.
z888— Washington F. and M., Mobile; reinsured in
American of Philadelphia and German of
Freeport
Z867— Washington Marine, New York.
Washington, Philadelphia; retired.
Z879— Washington Fire, New York; foiled by Bos-
ton fire.
Z879— Washington. Plainfield. N. J.; reinsured in
German-American .
Washington, Washington; retired.
z88»— Watertown, Watertown, N. Y.; reinsured in
Sun Fire Office.
z889~ Watertown, Watertown. Dak.; foiled.
Z87Z— Western, Buftalo; foiled by Chlcaico fire.
..... .Western. Chicago; reinsured in Fire Asiocia-
tioQ. Philadelphia.
z888-^We8tem F. and M., Sioux Falls, Dak.; con-
solidated with Insurance Company of
Dakota, Sioux Falls. (See Insurance Com-
pany of Dakota.)
Western, Massachusetts; Pittrfidd.
z886— Western, Philadelphia; retired.
z886— Western, San Frandsoo; reinsured in State
Investment and Ins. Co.
Z875— Western Texas, San Antonio; retired.
z874-West Virginia. Wheeling: foiled.
z873--WiIliamsport, Williamsport; reinsured.
z888— \^lningron Mutual. Wihnington, N. C;
foiled.
Z87Z— Winnesheik, Freeport; foiled.
Z875— Workingmans, New Orleans; failed.
z86Q'-World's Safe. Troy; foiled.
1875— Wyoming, Wilkesbarre; reinsured in Com-
merdal Union.
Z87Z— Yonkers and New York, New York; faUedby
Chicago fire.
Companies in the Hands of Receivers.
The following is a list of life, fire and fire-marine insarance companies in the United
States in process of winding up, with name of receivers or other persons in charge :
Alabama.
Alabama. Mobile; F. G. Bronberg, Assignee.
Citizens. Mobile; F. G. Bronberg. Assignee.
Alabama Gold Life. Mobile; A. F. Bush, Recei?er.
Royal, Birmingham; Geo. Eustis, Receirer.
CONNBCTICtTT.
American Mutual Life, New Haven; Talcott H.
Russell, ReceiTer.
Connecticut Life, Hartford; L. H. Cook and J. R.
Bock, ReceiTers.
Charter Oak Life, Hartford; £. A. Stedman and
I. W. Brooks, Receivers.
National Life and Trust, New Haven; Talcott H.
Russell, Receiver.
Dakota.
Fargo Fire, Fargo; W. E. Barker. Receiver,
lasmrance Col c7 Dakota, Sioux Falls; J. S. Lewis,
Receiver.
Gboroia.
Cotton States Life, Macon; John Peabody, Colum-
bus. Receiver.
Illinois.
Alton Mutual Insurance and Savings, Alton.
Aurora, Aurora; L. D. Brady, Assignee.
Chicago, Chicago; J. K. Murphy, Assignee.
Chicaro Firemens, Chicago; O. H. Horton, As*
signee.
Chicago Life, Chicago; George M. Bogue, R^
cover.
Commercial Fire, Chicago; R. E. Jenkins, As-
signee.
Empire, Chicago; William O. Cole, Assignee.
Equitable, Chicago; James Long. Assignee.
Germania, Chicago; William Vorke, Assignee.
Globe, Chicago; Robert E. Jenkins. Assignee.
Great Western, Chicago C. W. Upton, Assignee.
Home Fire, Chicago; Thomas Buiuey, Assignee,
Knickerbocker, Chicago.
Lamar, Chicago; George Chandler, Assignee.
Lumbermans, Chicago; T. C. Hoag, Assignee.
Merchants, Chicago; Wm. E. Rollo, Assignee.
Mutual Security, Chicago; Mark Kimball, As-
signee.
National Life, Chicago; Kirk Hawes, Assignee.
Protection Life, Chicago; E. D. Cook. Assignee.
Republic, Chicago; J. R. Payson, Assignee.
368
The In&urance Year Book.
ItxiNOU— CmMiiMi^
RepahUc Life, Chicago: Sunnd D. Wurd, R»>
State, Chicago; Nonnan C. PerUiu. Assignee.
Winnesheik, rreeport.
Iowa.
Monarch Fire, Des Moines; B. F. Allen, Recdrer.
Kansas.
Missouri Valley Ufe, Leayenworth; E. B. AUen,
President
National Mntnal, SedaUa; C. Selleis, Rsoeiver.
Kentucky.
Clay Fire and Marine, Newport; H. W. Lape,
Secretary.
Farmers and Drovers, Louisville; R. S. Veech,
President
Louisiana.
Factors and Traders, New Orleans; R. M. Walms-
k^, Jules A. Bfamc, Ed. A. Palfrey, Liqui-
dators.
Louisiana, New Orleans; L. Pladd Canoy, Liqui-
Peoples, New Orleans; David Hughes, M. Abascal,
A. Wals, Uquidators.
Mains.
Eastpoi) Mutual, Eastport; L. Q. Downs, R^
cdver, Calais.
Penobscot Mutual, Bangor; Charles P. Wiggins,
Secretary.
Somerset Mutual, Skowhegan; T. H. Dinsmore,
Secretary.
Massachusbtts.
Alliance, Boston; in hands of old management
Atlantic Fire and Marine, Provincetown; in hands
of old management
Boot Maaufiicturers Mutual, Boston; C. A. Qrin-
neU, President; in hands of old management
City Mutual, Boston; R. O. Molineaux, Receiver.
Commonwealth, Boston; in hands of old manage-
Conway Mutual, Conway; H. W. Billings, Re-
Faneoil Hall, Boston; in hands of old manage-
ment
Franklin, Boston, and Granby Mutual of Gtanby,
are voluntarily closing; in hands of old man-
agement.
Gloucester, Gloucester; reinsured and closing.
Manufecturers Fire and Marine, Boston; reinsured
and dosing; Samuel Appleton, President.
Mechaoics Mutual, Boston; in hands of old man-
agement.
Merchants (formerly Beverly), Boston; rdnsnred
and dosing.
Neptune, Boston; George F. Osborne, Reodver.
New England Mutud, Boston; in hands of old
manasiement.
New Enaumd Mutud Marine, Boston; George C.
Lord, Recdver.
Revere, Boston; in hands oi old management.
Shawmut, Boston; in hands of old management.
Shoe and Leather, Boston; rdnsured and closing;
J. C. Abbotr. President.
Westfidd Mutud. WestfieUL; in hands of old man-
agement.
Weymouth and Brdntree Mutud, Worcester; in
hands of old management
Michigan.
Home Mutud of Ionia, Clinton and Montcalm
couDties, Ionia; Clarence B. Wardle, Re-
ceiver.
yLiCBiQtM—Comtmiud,
Mercantile Mutud of Sdinac. Huron and Tuscola
counties. Sand Beach; Elbridge F. Bacon, Re-
ceiver.
Merchants, Manufacturers and Citixens Matnd
Fire Insurance Company of Kent, Allegan sad
Ottawa counties, Gfrand Rapids; dodng vp
business.
Merchants Mutud, Detroit; Frank G. Riissdl, Re-
Michigan Mutud, Grand Rapids; D. L. Skinner.
Recdver. '
Mutud Fire oi Sdinac, Huron and Tuscola cooo- i
ties. Sand Beach; Elbridge F. Baoon. Re- |
Mutud Fh« of Port Huron; John F. Porter, Re- |
. cdver.
Union Mutud Fire Insurance Company of Kent,
Barnr and Ionia counties. Grand Kapids; Wm. I
D. Tolford, Recdver.
Missouri. '
Columbia Life, St Louis; C. P. EUeibe, Superin-
tendent of Insurance Department, tx ofda \
Kansas Cicy Fire aad Marine, Kansas City; C. P.
Ellerbe, Superintendent Insurance Departmeot,
€x ofido Recdver.
Lafayette, Ledngton; William Morrison* Presi-
dent.
Life Association of America. St Louis; C. P.
Ellerbe, Superintendent Insurance Depaitme&t,
€x oMcio Receiver.
Phoenix, St Louis; Webb M. Samud. Preddent
St Joseph Fire and Marine, St Joseph; A. P.
Gofi, President.
St Louis, St. Lods; Addphus Meyer, Preddent
St Louis Mutud Life, St Lods; C. P. EUerbe,
Superintendent Insurance DepMrtment. Re-
cdver.
United States, St Lods; W. H. Scndder, Presi-
dent.
Union Mutud LIfie, St Louis; C. P. EUerbe, Supe^
intendent of Insurance, ex ffieh Reodver.
New Jersey.
Firt.
Haidwick Mutud. Johnsonburg; Isaac \^ldrick,
Preddent
Hunterdon County Mutud, Lambertville; Jere-
miah Hayhurst, Preddent.
MiUviUe Mutual Fire and Marine, Mfflville; Tbos.
Whitaker, Receiver.
Phdnfidd Mutual, Plainfidd; Alfred Betiy. Presi>
dent
Somerville Mutud, SomerviUe; E. S. Doughty,
President,
Trade, Camden; Edmund May, Preddent
New Jersey Mutud Life, Newark: Robert F.
Stockton, Recdver.
New Yokk.
Asbury Life, New York; A. V. Stout, Receiver, 371
Broadway.
Atlantic Mutud Life, Albany; E. Newcomb, Re-
cdver (appointed August 6, 1677).
Continental Life, New York; A. B. Hepburn,
Recdver (appointed February 98, 1883), so
Nassau street.
Electric Ufe, New York; PhUo T. Rugi^ Re-
ceiver, 99 Wall street
Empire Mutud Ufe. New York; A. B. Hepburn,
Recdver, ao Nassau street
Globe Mutud Life. New York; Aklen S. Swan,
Recdver (appointed May lo^ 1884), 80 Wafl
street.
The Insurance Year Book.
369
New Yo£k— CMiMnMf.
Gnazdian Mutual Life. New York; H. R. Plerton,
Reoehrer (appointed March 8, 1877), Albany.
Knickerbocker Life, New York; Chas. H. Rusiell
^pointed December 99, zSSa). ReodTer, 5a
New York Sute Life, New York; H. R. PierBoo.
ReceiYer (appointed March 8. 1877), Albany.
North American Ufe. New York; H. R. Pierton,
Receirer (appointed March 8. 1877), Albany.
Reserre MntiaaTiiEe. New York; H. R. Piemo.
ReodTer (appointed March 8, 2877). Albany.
Security Ufe, New York; W. H. Wickham. Re-
o^er (appointed December 13, 1876), 31 Pine
street
UniTersal LUe, New Yoik; Hairy M. WendeU,
ReceiTer, Albany.
Western New York. BaUTia; D. W. Tomlinson
and O. C. Parker, Recdvers.
Widows and Orphans Benefit Life; H. R. Pierson,
Recdyer (appointed March 8, 2877), Albany.
Worid Mntnal Life, New York; S. W. Rosendale,
Receiver (appointed March 33, 2879), Albany.
Adriatic, New York dty; Metropolitan Tmst Com-
pany, Recd?er. ^ Wall street
Amity, New York; £dward Merritt. Reodver, ao
Ccmrt Street* Brooklyn, N. Y.
Arctic, New York dty; Vmoent Tilyon, Recdver,
71 Liberty street
Atlantic, New York dty; Charies A. Townsend,
ReodTer, Brooklyn, N. Y.
Baltic New York dty; Wm. H. Kipp, Recdrer,
331 Broadwav.
Beekman. New Vc
oeirer.
Brewers and Malsters, New Yorit dty; Newton
Ammerman, Recdver, 93 Hudson street
Boffiao, Bufido; Townsend Davis, Recdver, 900
Main street.
Columbia, New York dty; E. H. Hobbs, Recdver.
Cohunlrian Marine, New Yorkdiy; J. P. PauUson,
Reodver, 3 Nassau street.
Commerce Rre, New York dty; Samud D. Bab-
cock, Reodver.
Commercial Fire, New York; John Castree, Pred-
dent; Wdter Lawrence, Secretary.
Ftremens Fund, New York dty; Chas. E. Appleby,
Recdver* 55 Liberty street
Firemens Trust, Brooklvn; William Burrell, Re-
odver, 333 Greenwich street
FrsnkHn andjSmporium Fire, New York; Horace
F. Hutchinson, Pieddent; Franklin A. Verga-
s<Ni, Secretary.
Hoflman Fire, New York; WiUiam O. Hoffman,
President; John D. Mclntyre, Secretary.
Holland Purdiase, Batavia; H. Chaddock, Re-
work dty; Frands M. Bizby, Re-
Homestead, Watertown; Samuel T. Woolworth,
Reodver.
Irving, New York; George C. Owens, Secretary.
Irving Fire, New York Citr, Martin L. Crowell,
Reodver, 257 Broadway.
Importers and Traders, New York; Joseph Brokaw,
Preddent; Dadd A. Smith, Secretaiy.
Lamar, New York dty; W. R. Macdiarmid, Re-
cdver, 5 and 7 Dey street.
Lenox ^re. New York dty; Arthur H. Walton,
Secretaiy, 69 Liberty street
Lorillaid. New York; C. Norwood, Preddent; E.
B. Magnus, Secretary.
Manhattan, Ntftw York city; Edward Mitchell, Re-
cdver, 41 WaU street
Medumics and Traders. New York; William R.
Foster, Presklent; John M. Tompkins, Secre-
Mereaatile Mutual, New York dty; C. T. Haibeck,
Reodver, 3< Wdl street.
Metropolitan, New York city; Charles £. Appleby,
Recdver, 55 Uberty street.
Nbw Yokk-
New Yoik and Boston, New York dty; A. G. Ste-
vens, Presklent; R. L. Livingston, Secretary,
73 WUIam street
New York Centiml, Unkm Springs; W. £. Hui^tt
President.
New York Oty, New York; Cyrus H. Lootid,
Presklent; John D. Kinsman, Secretary.
Northern, Watertown; George B. Phdps, Re-
Oswego and Onondago, Phoenix; E. Kirby West,
Recdver, Baktwinsville. N. Y.
Padfic Mutual. New York dty; Jacob R. Tdfeir,
Recdver, 56 Wall street
Reassurance, New York; John W. Munrny, Pres-
ident/rv Urn,; P. E. Rason. Secretary.
Relief Fire, New York; Henry Demarest Pnd-
dent; G. W. Damon, Secretary.
Republic Fire, New Yoric; Robert S. Hone, Presi-
dent; Edward Rowell, Secretary.
Safeguard, New York dty; James Ycannce, Ra-
oeiver, 46 Pine street
Security, New Yori[ dty; E. H. Wootoa, Reodver,
37 Broadway.
St Nicholas. New York; Jacob Dubois, Secretary.
Star, New York; N. C. Miller, Preddent; George
S. Middlebiook, Secretary.
Son Mutual (Mdne), New York; J. J. Paulison.
Reodver, 32 Nassau street
F&e, N
Tradesmens]
New York; D. R. Keder, Pred-
dent; T. Y. Brown, Secretarr.
'• " rk dty; Wi
m. K. Lothrop.
Washington, New York
Recdver, 45 V^lUam st.
Watertown, Watertown; Sidney Cooper. Reodver.
Great Western, New York; Ferdinand Mott, Pied-
dent; W. T. Lockwood. Secretary.
Orient Mutual Maihie; Eugene Dulith, Preddent;
Charies Ewing, Secretery.
Padfic Mutual Marine, New York; Jacob R. Tel-
fair, Recdver.
Sun Mutual Marine, John V. Paulison, Presklent;
John P. Nidiols, Secretary.
Unk>n Mutual Marine, New YoriK; Ferdinand
Stagg, Vfce-Presklent
North Carolina.
North CaioUna State Ufe. Raldgh; A. W. Hay-
wood, Recdver.
Ohio.
Com City Mutual, Toledo; M. J. Enwright Re-
cdver.
Home, Columbus; J. W. King, Asdgnee.
Pbknstlvania.
Centrd, Pblladdphia; A. W. Norris, Reodver.
German, Erie; W. Vamum, Recdver.
Lycoming Fire, Muncy; J. A. Beeber, Reodver,
WlUiamsport.
Newton, Newton; A. W. Norris, Reodver, Pblla-
ddphia.
Penn Fire, Philaddphia; W. McMichad, Recdver.
Rochester, Beaver Co.; J. J. Wtekham, Reodver.
Sunbury, Sunbury: Haas ft Kase, Recdvers.
WlUiamsport, Wllliamsport; W. D. Crocker, Re-
odver.
TBNNBS8BB.
Missisdppi Valley, KnoxviUe; L. B. Eaton, Pres.
Nashville Lite, NashviUe; W. C. Ndsoo, Seero-
tary.
Canada.
Globe Mutual Life, New York; W. C. Wdls, Mon-
treal, Asdffnee.
The Canada Agriculturd Insurance Company of
Montreal; P. S. Ross, J. P. Fish,
Dumesoil, Montreal, Assignees.
G. H.
370
The Insurance Year Book.
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lilll
mil
5^^ The Inmrance Year Book.
THE COMMERCE INSURANCE COMPANY.'
The Commerce losarance Company of Albany, N. Y., was chartered in 1859, for thirty
years, so that its charter expired Jane i, 1889. This has been duly renewed for thirty years
more. Since its organization, the company has done a carefal and successfnl business under
the direction of G. A. Van Allen, president, who was one of its founders, having obtained the
original subscriptions to the capital stock. He entered its service as secretary, and in 1867
became vice-president, and president of the company in 1884. His thorough knowledge of
the insurance business and his executive ability have contributed greatly to the sncceae of the
company. The Commerce has a capital of (200.000 ; assets amounting to $470,275, and a net
surplus of $180,762. It has paid in losses since its organization about $2,800,000. It has
shown a steady gain in assets and surplas, and is counted among the substantial conservative
companies. In February last it declared a fifty per cent dividend, and since its organisation it
has divided $764,000 among its stockholders. These facts are particularly interesting to the
forty-five original stockholders and six directors, who have been with the company so many
years. The company was interested in the great conflagrations of Troy, Portland, Chicago
and Boston, paid all its losses promptly, and added greatly to its credit with its policyliol'ders.
Not being subjected to the disastrous competition that prevails in the great cities, die Com-
merce has been enabled to control a select business, and to fully carry out the ideas of its
managers. R. V. DeWitt, secretary of the company, is a very, able underwriter and an es-
teemed and trusted associate of President Van Allen. The renewal of the charter of the com-
pany at this time means another thirty years of success for the Commerce in the business of
fire underwriting.
THE WESTERN ASSURANCE COMPANY OF TORONTO, CANADA.
The above named company, of which the Hon. A. M. Smidi is president and J. J. Kenney
managing director, occupies a leading position among insurance companies doing business in
Canada. It has a paid-up capital of $500,000 and an authorized capital of $1,000,000, The
total asseu at the beginning of the year amounted to $1,473,608, with a surplus of $92,002. Its
total income last year was $1,659.349 ; it paid for losses $1,082,654, $50,000 dividends to
stockholders, and still had a profit of some $30,000 over and above all expenditures. The
company is a progressive one, showing continuous gains in its premium income, which last
year amounted to $1,617,678, and a very marked gain in its surplus which, in 1885, was only
$7643, but on the first of the year stood at $92,002. The company does business in the United
States, and the last report of the officers to the shareholders represented the business in this
CQuntry to be in a most satisfactory condition. The company prides itself especially npon itt
conservative methods, which have placed it in matter of income and low loss ratio in the from
rank of fire insurance companies. The assets of the company consist of the very best secur-
ities, which could be easily converted if necessary and wonld realize the full amount at which
they stand on the books of the company. The report to the shareholders was regarded as en-
tirely satisfactory by them, and the management was re-elected by unanimous vote.
THE NORTH AMERICAN LIFE ASSURANCE COMPANY OF TORONTO, CAN,
The North American Life is probably the best known of the Canadian life companies. Iti
president is the Hon. Alexander Mackenzie, M. P., formerly Prime Minister, who is recog-
nized as one of the ablest financiers and administrative officers in that country. The company
has established a reputation for dealing liberally with its patrons, paying death claims imme-
diately upon the presentation of the requisite proofs, and prides itself upon the small number
of contested claims that it has been required to report. The managing director of the com-
pany, William McCabe, is an expert in the life assurance business, is a Fellow of the Institute
of Actuaries of Great Britain, and a gentieman possessing executive abilities of the highest
order. The company is in excellent condition financially, having a subscribed cspitSl of
$300,000, of which $60,000 has been paid in. Its total assets on the first of January last were
$666,9x9, and its net surplus $51,069. It took in premiums last year $232,568, and paid to
policyholders $58,759. The company has shown continued progress from vear to year in its
business and in its accumulations. In 188 1 its premium receipts were only $34,353, which
has been increased by gradual stages year by year until last year, as stated above, its premium
income was $232,568. The company has the confidence of the Canadian people, as is indicated
by its steady growth.
LIFE ASSURANCE RATIOS.
BEING A SERIES OF
. COIVIPARATIVE EXHIBITS
FOR
LIFE POLICYHOLDKR3
Showing the Business and Financial Standing
OF Tax
Life Assurance Companies
OF THE UNITED STATES.
COMPILED FROM OFFICIAL REPORTS.
50^ The Insuranoe Year Book,
Introduction.
Holders of life assurance policies seldom have access to the reports of insnr*
ance departments^ and hence are unfamiliar with the statements of the life assurance
companies as made to such departments annually. In the mass of literature circulated
by the companies and their agents, between whom competition is exceedingly actiye,
the official statistics become confused, and are not unfrequently purposely distorted in
the interests of one company or another.
It is the purpose of the following series of Exhibits to place in the hands of
policyholders the material points of the sworn reports of the life companies to the
insurance departments, deducing therefrom certain ratios, and indicating the rank of
each company relative to each of the several features illustrated The reports used
are those of the New York Insurance Department, except in cases of companies that
do not do business in New York State, and in those few instances the reports of that
State which is the home of the company are used. In every instance the figures are
official, the ratios, however, being worked by us especially for this publication. No
invidious distinctions are made between companies, but this series of Exhibits places
each company upon its merits as shown by their sworn statements.
There has often been an expressed desire for a compilation of this kind, coming
from an entirely impartial source, and it is believed that policyholders will be glad to
avail themselves of this opportunity to obtain a dear and unbiased analysis of die
standing of the life assurance companies in which they are or may be interested.
The Exhibits are self-explanatory, being merely a synoptical reproduction in oqd-
venient form of the official reports of the companies, with deductions therefrom.
These deductions, in the form of ratios, are such as anyone who will take the time
may work out for himself, but as few persons will do this, we present them ready to
their hand.
The work involved in compiling these Exhibits and working about four thousand
ratios, has been one of magnitude, involving the expenditure of much time and money,
and we trust they will be appreciated by Life Assurahce Policyholders and intending
Assurers, for whom they are specially designed.
Copyright by THE SPECTATOR COMPANY, 1889.
The Inmranee Year Book.
50s
Exhibit I —List of Companies.
Giving the names of mil United States life insarmnce companies, together with the location
>f the head office, the names of the president and secretaiy, the capital stock, the year
rben business was commenced ; also showing the rank of the Tariotts companies at January x,
889. as to age :
u NaMB or COMPANT AMD HBAD
^^' Offics.
L
i£tna, Hartford, Conn
American, Philaddphia, Pa. . . .
Bankers. Lincoln , Neb
Berkshire, Pittsficld, Mass
Brooklyn, New York, N. Y. . . .
Com. Union. New York, N. Y. a
Conn. Genera], Hartford, Coon.
Conn. Mutna], Hartford, Conn.
Covenant Mut., St. Louis. Mo. .
Equitable, Des Moines. la
Equitable. New York, N. Y....
German Mutual, St. Louis, Mo.
Germania, New York. N. Y. . . .
Girard L. A. and T.. Phila., Pa^
Home. Brooklyn, N. Y
Imperial. Detroit, Mich
Iowa Mutual, Cedar Rapids. la.
John Hancock, Boston. Mass. .
Life, Ind. & InTcs.. Waterloo, la
Life Ins. Co. of Va.. Rfehmond.
Manhattan, New York. N. Y....
Maryland. Baldmore, Md.
Massachusetts, Sp'glleld, Ma.«s.
Metropolitan, NewYork, N. Y..
Michigan Mutual. Detroit, Mich
Mutual, Baltimore, Md
Mutual, Louisville. Ky
Mutual, New York. N. Y
Mutual Benefit. Newark, N. J.
Mational. Montpelier, Vt
Natl U. S. A.. ^.\irash.. D. C. <f .
Nat'ral Prem.. N. O., La. a
New England, Boston, Mass. . .
NewYork, NewYork. N. Y.-..
Northwestern, Milwaukee, Wis.
Pacific Mut.. San Francisco, Cal
Penn Mutual, Philadelphia, Pa.
Peoples Indus., Norwich, Conn
PbGenix Mutual. Hartford, Conn
fleshy terian Min. F., Phila. c. .
Provident L. & T., Phila., Pa. .
Prov. Savings, NewYork, N. Y
Prudential, Newark, N. J
Royal Union, Des Moines, la. .
Sute Mutual. Worcester, Mass.
Travelers, Hartford, Conn
Union Central, Cindnnad. O. .
Union Mutoal, Portland. Me. . .
United States, New York. N. Y.
U. S. Industrial, Newark, N. J.tf
Vermont, Burlington, Vt ,
Washington, New York, N. Y
West'n & Sonth'n. Cindnnati.O
:8So
846
I
:836
860
886
886
:86a
881
871
•so
865
m
867
1870
866
843
:84s
889
843
86d
851
n
867
Capitsl
Stock.
$1,250,000
500,000
100,000
25.500
125,000
125,000
150,000
Mutual
Mutual
100.000
100,000
Mutual
200,000
125,000
1x8,000
Mutual
Mutual
Mutual
100,000
100.000
100.000
Mutual
500.000
250,000
^lutual
100,000
Mutual
Mutual
Mutual
e 1,000,000
Mutual
Mutual
Mutual
zoo.ooo
Mutual
zoo,ooo
100,000
Mutual
/'z,ooo.ooo
100,000
tf 909.900
Mutual
Mutoal
4 600,000
Z00,000
NaoM of Presidtat.
[849
Mutual
[Sg
440.000
100,000
[869
X00.000
[860
125.000
[888
100,000
M.G.BnlUey...
J. J. MacFarlane..
A. A. Lindlcr
Wm. R. Plunke't..
Wm. M. Cole
John L. Holly....
Thos. W. RusseU.
JacohL. Greene..
Edward Wilkerson
F. M. Hubbell..
Henrj B. H^de..
A. Ofshausen....
H. Wesendonck.
E. B. Morris....
Geo.C. Hipley--
C. A. Newcbmb.
J. H.Smith
Stephen H. Rhodes
Matt. Parrott
G. A. Walker....
Jas. M. McLean.
Wm. H. Blaekford
M. V. B. Edgerly.
Joseph F. Knapp..
J. S. Farrand
B. G. Harris
Chas.D. Jacob....
R. A. McCurdy...
Amsi Dodd
Chas. Dewey
Van H. Higgins..
Louis Bush
Benj. F. Stevens..
Wm.H. Beers....
H. L. Palmer.......
Geo. A. Moore....
Edwd..M. Needles.
Hugh H. Osgood.
Aaron C. Goodman
Rev. W. P. Breed
S.R. Shipley
Sheppard Horoans
John F» Dryden..
S. A. Robertson...
A. G. Bullock
J. G. Batterson...
John Davis
John E. DeWltt. .
Geo. H. Burford..
J. L. Armitage....
Wm. H.Hart
W. A. Brewer, Jr
Frank Caldwell...
! of Secretary.
J. L. English
George C. Wilson.
J. R. Richards
James W. HuU....
William Dutcher..
C. H. Bogert. Jr..
Fred. V. Hudson..
Wniiam G. Abbot.
Chas. E. PilUng...
CvrusKirk
Wm. Alexander...
Louis J. Behrens. .
C. Doremus
George H. Ripley,
Anson Waring....
A. G. Plumb
Geo. B. Woodward,
C. E. Mabie
J.W. Pegram
Henry Y. wemple.
John A. Hall
Jno. R. Hegeman.
O. R. Looker
Henry Roth
Wm.W. Morris...
Wm. J. Easton....
Edw. L. Dobbins..
George W. Reed-
J.H.Nitchie
Charles Janvier. . .
S. F. Trull
RuliisW. Weeks..
J.W. Skinner
J.N. Patton
Henry C. Brown.
S. B. Bishop
Jno. M. Holoombe
Rev. N. L. Upham
Joseph Ashbrook. .
W. E. Stevens
Edw. S. Johnson. .
Sydney A. Foster. .
Henry M. Witter..
Rodney Dennis. . . .
E. P. Marshall....
Arthur L. Bates...
C. P.Fralcigh
Edw. N.Crane....
C.R. Turrill
William Haxtun...
W. J.WiUiams....
Rank
as to
Aga.
19
il
26
8
«9
34
»3
29
26
9
as
45
44
27
43
40
'3
30
39
31
3
6
35
4
5
2Z
37
9
z6
z
39
4a
41
46
7
3»
34
zo
zz
38
aComraeaoed husaati fai iMMq \ hmacm is eadudad from remaining cxhihits. S Company not making any eflbrt
w lew htttineis. c BotiBeas raetrictcd to Freebyieiiaa miaietert. i^Ali coamtuaicaiMns ehoald be addreticd to
^cago, lU. # Compaay b purely stock, pays no dividends to poUcyhoUers. /* Interest received oa capital
Btdited to trast depaitmeat, and dividends on capital paid from same sooroe. /■An the companies having capital
itock, except thOM mailBed #, share the pralits with the policyhoklets.
504
The Insurance Year Book.
Exhibit II —Gross
Being a SQmmaxy analjrsis tnd classification of tho varioiis items comprising the Grots
1889 ; also the total assets at January i, 1888, together with the position of the companies
Raak
in
1889.
zo
ZZ
Z2
X3
15
z6
X7
z8
19
90
az
23
a4
as
96
a?
a9
30
3X
33
34
35
36
37
39
40
42
4a
43
44
45
46
Namb of Company.
Mutual of New York
Equitable of New York,.
New York Ufe
Connecticut Mutual.
Mutual Benefit
iEtnaLife
Northwestern •
New England
Provident Life and Trust .
Germania....
Penn Mutual.
Manhattan...
Phoenix
Massachusetts..
Washington....
Travelers ,
Home
Metropolitan...
Umon Mutual..
United States
National of Vermont.
State
Union Central.
Berkshire
John Hancock..,
Prudential
Michigan Mutual..
American of Philadelphia.
Connecticut General...*..
Pacific of California. . . .
Brooklyn of New York.
Mutual of Kentucky. • • .
Maryland
Equitable of Iowa.
Provident Savings.
Life Insurance Company of Virginia.
German of Missouri ,
Covenant Mutual
Presbyterian Ministers Fund..
Vermont
Imperial
Mutual of Baltimore.
Life, Indemnity and Investment.
Peoples Industrial
Bankers of Nebraska.
Western and Southern
Royal Union
Iowa Mutual
Aggregates.
RmI
Etutd.
$xi,7S3.iaS
M.69S.389
9.308.15a
9.045,870
z. 085.436
588.505
z,a43,468
1.757.'
1.040.:
I.;
1.757.4*9
>,7a6
316
090.494
3aa,3S9
X.31S.465
!'.o64
Wi"'
795.aS9
X75.a70
^3.3a5
c.a88,977
xzo,7So
X86,47Z
86,000
az7.343
443.699
a64,756
46,000
143.937
X57.545
"4.5^
333.750
17,246
33.557
37.505
54.18X
30.036
33.8x5
$68,az4.990
Bonds and
Mortgages.
$49.6z7,874
35.660,787
x6.966,93a
31,630,4^
ao.S53.7oo
xS.7a3.59x
37.353.737
3,931,660
7.XZ7.879
7,068,427
4.044,730
3.032,07a
6.456.077
a.754.266
7.35X.555
3,435,476
x.Z58,Z50
3.SS4.90O
x,X56,679
3,zao,z5o
3.aS3.99a
8x3.484
3.033.059
3,389.871
x.505.340
3.383,732
z,o87,842
x.Z7a.99X
x,o65,X30
464.609
Z37.400
363,700
348,46a
IOO.S73
3.000
$36o,9^.i
U.S. Stocks.
$3,870,500 .
648.588 I
942,912
X35,000 ,
Z08.500 I
X.X03.900
X40.a94
306,490
378,875
869.530
64.000
635,000
X44.4X0
zo8,5oo
X58.125
x,538.5oo
358.637
^.aso
56, zoo
165.385
337.500
X3.8a5
3x6,250
xa7,ooo
108,750
zo8,5oo
$ix.599.3" $*i8.*34.74»
a Also cash deposited at interest with trust companies. ^ No tefott
The Inmrance Year Book.
505
Admitted Assets.
Admitted AtMts of the ftctire life astunnce companiee of the United States on January i,
in the aame:
Collateral
$io,093iOoo
835.000
1,676,350
I9X.183
3,603.346
540.768
1,015,8x3
350(000
874,100
4,200,563
577,600
396,396
339.415
770,100
38z,66z
35.7M
48,000
138,300
3Z 1.635
18,300
IO,C
X9.*»
X.713
3.000
3,000
Notes and
8,000
45.«»
3,5ff>
19,196
6. 119
*»5.973.S88
$378,874
1.747.978
789.80B
9x0,935
3x0.279
187,638
937.406
906.383
968,659
8x0,042
X64.355
619,097
X3;.939
496.350
XS4.036
340,669
340.395
751.938
243,730
X74.95X
264,066
85.739
77.744
147,823
88,909
45.696
3.S00
x,8oo
63,603
3.359
30,Z06
Cadi in
Office and
Bank.
$28,804,810
$3,823,378
xo.7i5.S99
3.695.837
3.568,773
797.1^
3.737.603
Z.066,253
693.^
30,906
X8S.943
467.540
X94.409
638,373
300.489
334.473
^.4x9
220,323
45.73X
x83,oo
54.828
358.593
209,986
X7S.X39
X71.133
X36.276
87.328
69.849
99,0x0
97,xo8
xo8,50S
35,662
3,632
80.000
Defemd
and
Unpaid
6.844
8.374
22.656
38»5a7
77.023
7.X83
$30,565,866
1.984.659
«05.43X
36X.495
323.162
633.003
X33,577
495.419
337.8X1
330.378
338.033
4X,968
393.995
356,042
323,058
X33.827
40,844
xo8,534
X48.323
206,713
355.957
76.846
58.839
62,879
X33.48d
35.640
38.519
3X.473
23.232
31.934
Another
X.073
4.499
X7.470
X7.85X
X4.643
486
*S:5f5
45X,6o5
X,oX3.7S7
596.553
S3X.607
449.583
908.008
242.396
X36.508
89.049
216.043
258.930
35X.704
90.853
73.360
33.508
63,034
67.864
66.507
86.342
53.000
74.747
43.068
78.055
32.368
^.137
""3x'.6S4
63.437
X3.470
65^438
X4.764
3.783
9.694
13.927
7.006
3.030
a.095
835
$20,479,313
Total Grou
AMets.
$235,494,729
93.3j3.339
92,685.06a
57.447.44x
43.524.462
33.743.0x0
32.650.860
X9,656,673
x5.094.834
x3.962.300
x3.7ax.469
xx,543.049
xo.S73.597
9.565.533
9.40X.336
8.455.8x5
6.355.799
6,387,782
6,003,194
5.9x4.843
5.X67.543
5.066,985
4.530.998
4.222,343
3.3x6,803
3.874.263
3,2^.205
2,077.269
1,830,994
rf 1.955.448
2,636,280
1.473.983
X.37X.097
664,665
553.979
475.467
4X3.XI6
39X.94S
360,430
356.567
262.062
X54.09X
239,630
222.624
209.484
IQ.938
Aucu
Jan. t, k888.
$6,968,845
$657,044,288
$228,274,967
83,975,683
83.506.354
S5.54X,475
43.220.663
33,550,688
38.836,356
29.056.940
X3.466,769
X3.073.347
23,582.029
xx.433.196
20,489,688
9,022.380
8.807.479
7.734.389
6,110,909
A.907,034
0,023.523
5,682,494
4.543.387
4,608,270
3.768,585
3,903,873
3.070,649
x.967.369
x,953.xx5
3,133,826
2,693,738
2,667,359
2,607,^4
x.376,498
X.315.795
628,808
37X.933
438.408
409.503
397.739
333.386
330.800
X34.089
X43.993
223,300
Rank
$608,083,756
xo
XX
X3
X3
X4
XS
x6
X7
20
x8
«9
32
34
?3
35
2
96
39
30
3X
33
33
37
39
40
43
4X
43
1^
w
44
45
Coaunenced bunneH in z8S8. d Includes accident department.
So6
The Insurance Year Book.
Exhibit III —Real Estate.
Giving the rank of the varions companies in value of real estate abaolately owned, Jaaiaij
X, X889, and the rank in percentage of real estate to gross assets, also showing the hoc
percentage for 1888.
Rank.
zo
zz
IS
13
14
IS
z6
;i
9Q
33
a4
a8
39
3P
3X
3«
S3
34
Namb or Company.
EquiUble. .
Mutual....
New York.
Connecticut Mutual.
New England
Grennenia
Phcenix
Union Mutual .
Mutual Benefit.
Northwestern
Provident Life and Trust.
Travelers
Penn Mutual...
iEtna
Massachusetts.
Berkshire
Washington...,
Metropolitan...
Brooklyn
Manhattan . . . . ,
John Hancock .
Union Central
National of Vermont.
Home
Connecticut General..
Michigan Mutual . . . . .
Pacific of Cidifomia. . ,
United States
State Mutual
Covenant Mutual .
Prudential
Vermont
German Mutual..
Mutual of Baltimore.
Equitable of Iowa
Mutual of Kentucky.
Provident Savings.
Imperial
Peoples Industrial.
American of Pennsylvania
Maryland
Life Insurance Company of Virginia. .
Presbyterian Ministers..
Life Indemnity <
Bankers of Nebraska. . .
Western and Southern.
Royal Union
Iowa Mutual ,
Aggregates.
GnMiAtMCt,
Jan. I, SBS9.
$93.3ia.3«9
ia5.494.719
99,085,060
57.447.441
Z9.o56,67a
Z3,96z.aoo
10.573.597
6,OQa,Z94
43.5z4.461
32,650.860
8.455.8Z5
Z3.72Z,469
33.743.ozo
9.5S.SS3
z,636,z8o
".543.049
3.3z6,8oa
4.530.998
5.167.543
0.355.799
z.8ao.994
9.3^.905
x.954.448
f:«l
391.94s
a.874,z63
350,567
4Z3,zz6
1.479.983
559,979
z6z,o6z
zzz,6a4
2,077.969
X.371.097
475.467
Real Estate
AUolutely
Owned.
$99,695,389
ZZ.7S3.I95
9.3W.Z52
Z,243,468
z,Q40,796
795.959
^p.494
589.S05
47S.9ZS
373.335
393.750
399.359
964,756
917.343
z86,47Z
X7S.970
X57.545
149.M7
"4.505
izo,7So
86,000
54.t8z
46,000
30,036
97.505
^.8z5
93.557
17,946
None.
None.
None.
Not known.
Not known.
Not kno¥ni.
Not known.
Not known.
Not known.
Not known.
Not known.
Not known.
^652.409,664 $68,914,990
Peiw
94.32
9.36
Z0.04
XS.75
8.94
Z0.09
".44
21.48
9.95
9.40
503
X.73
4-97
Z0.76
4.93
5.94
19-78
7.P
3.61
9.76
8.65
%
1.87
Z.7O
Z3.89
Z.6O
15-46
3-54
Z.Z7
ZO.46
I
Z2
9
4
13
zo
7
9
39
96
17
33
33
8
95
90
3
z6
34
97
31
14
X9
9Z
35
^1
95.95
9.50
92.03
3.59
t£
9.07
6.94
10.53
6^5
7.40
X9-55
4.81
5.86
6.15
4.47
3-13
zaz2
6.8z
8.67
Z.80
1.87
X5.64
9.8a
6w48
ZO.96
9.Z9
9.88
a The particulars of the auets of theee compaaiet could oot be obtained, hence they ate
inf tablet of aiaeu. I This total does include the last nine companiet named in the table.
eadnded fron
The Inmrance Year Book.
507
Exhibit IV —Mortgage Loans.
Giring the rank of the yarioat companies In amoant of mongage loans held by them
Duary i, 1889 ; also the peiceotage of each mortgage loans to gross assets, together with a
nilar percentage and rank at January i, i888.
Nams of Compaky.
Mutual of New Yoik.
Connecticut Mutual..
Northwestern
Equitable of New YorlE.
Mutual Benefit
New York
iEtna
Washington
Provident Life and Trust.
Germania
Pbceniz
Pena Mutual.
Manhattan....
Metropolitan .
Travelers
United States.
Union Central.
NewEngUuid..
Massachusetts. •
Prudential
Berkshire
National of Vermont.
Mfebinn Mutual.
John Hancock...
Pacific of CaUfomia..
Connecticut General.
Home
Union Mutual .
Mutual of Kentucky.
State Mutual
Brooklvn
Equitable of Iowa.
German of Missouri.
Covenant Mutual . .
Vermont
Provident Savings.
Imperial
Mutual of Baltimore.
Peoples Industrial.
(«)
GroM AiMtt,
Jaa. s, 1889.
$za5»494.7X9
57,447.441
32,650.860
93.3ia»3a9
90,685,063
33.743.010
9.401,336
15,094.834
Z3,96z,aoo
xo,573.S97
x3.7a1.469
xi.543.049
6,287.781
8.455.8x5
5.9x4.843
19.^6,672
9.5^.533
3.874.163
4.122,343
5.167.543
2.265,205
3,3x6.802
X.9S4 448
1,820,994
6.355.799
6.000.194
•1.479.983
5.066,98s
1,636.180
664,665
4x3.1x6
39X.945
356.567
553.979
Z61.061
154.091
ZZI.624
Moitgaga
Aggregates.
$49,617,874
31,630,449
37.2
35.<
».737
^787
30,555,760
16,966,932
x5.7a3.59x
7.351.SSS
7.XX7,879
7.068,427
6,456.077
4.044.730
3,628,072
3.554.900
3,4S«,476
3,120,150
3.033.059
2,931,660
2,754,266
3,383,732
2,289,871
3,353,992
1,687.842
I.S05.310
1.43X.366
1,172,991
1,158.150
1.156.679
'8i3!484
538.886
464.609
363.700
248462
214,602
127,400
100,573
3,000
None.
Per-
centage.
$652,409,664 $260965,200
39-54
55.06
83.77
37.50
4733
18.31
46.60
78.20
47x5
50.63
6Z.06
3a 15
3138
56.54
40.53
53.75
67.09
14.93
28.80
82.90
55 54
4369
74.50
45.38
^335
64.41
Z8.22
19.27
79.31
16.05
3994
69.90
88.04
63.39
60.19
3304
62.44
1.95
(«)
^.QO
26
17
a
31
20
34
2Z
X9
39
X5
9
37
30
3
16
34
5
33
6
zo
35
33
i
1
1
zz
14
39
(^)
Per-
ceaug
inx88«
4x95
59x3
S:P
47.40
X9.36
48.76
77x3
SZ.30
55.36
tin
3Z.02
4733
46.85
48. zz
Z4.86
36.03
80.86
55 7X
39.06
75.13
47.6a
6354
6Z.55
X5.X4
X7.79
71.64
Z7.02
35-39
7374
85.78
62.46
61.54
31.16
l-2i
{")
I!!
35
X5
3
3X
33
X9
4
z8
X7
zo
30
39
33
9
37
39
3
z6
26
5
2Z
ZZ
13
36
34
8
35
%
1
Z2
(-)
a For remaiiung co Jipaniet m« footnote a. Exhibit III.
5oS
The Inmrance Year Book.
Exhibit V,— United States Securities.
Showing the rank of the companies at to amount of United States bonds and secarities
held January i, 1889, likewise the rank and percentage of United States bonds to groa
assets, in comparison with the percentage held at January i, x88S :
z
3
3
4
I
I
9
10
II
za
13
14
x1
19
ao
90
90
23
NaMB or COMPAJfT.
Mutual of New York..
Home
iEtna
New York
Qermania ,
Equitable of New York
Manhattan.. •■..•••••.
ProridentUandT...
Metropolitan
Beriuhlre
State
New Bns^nd
Natienal of Vermont . .
Washington
Phoenix
Northwestern ....••>>•
Prudential
Connecticut Mutual ...
BrooUfU
Mutual Benefit
Massachusetts
Provident Savings
Union Mutual ,
Penn Mutual
United States ,
Union Central
Travelers
John Hancock
Michigan Mutual
Pacific of California. . .
Connecticut General . . .
Mutual of Kentucky. . . ,
Equitable of Iowa
German of Missouri —
Covenant Mutual
Vermont
Imperial
Mutual of Baltimore.. .
Peoples Industrial
(«)
Aggregates
GraiAMeU,
Jan. 1, 18S9.
$xa5*494.7X9
6.3SS.799
99iOo5iOoa
13*961,900
93.3xa.3a9
xi.543.049
15,094.824
6,987.781
4.IM.343
19.^.678
S.i«7.S43
9.40X.33S
39,050,000
9,874,163
57,447,441
1.636.180
43.Si4.461
9.S65.Sa3
552.979
6,009,194
13,721,469
5.9x4.843
4.5«,998
8.4SS.815
3.316,809
9.965,'90<
1.954.448
1.890,994
x.47a.983
664.665
413.116
391*945
356,567
161,061
• X54.09X
111,624
^59,409,664
U.S.
^.870,500
1.538.500
1,103,900
94».9M
1:^
,000
'.87s
358,^
316,950
237.500
906.490
165.385
158.195
144.4x0
X40ba94
Z97.000
195,000
108,750
Z08.500
108.500
108.500
65.950
64.000
56,100
ia,895
None.
None.
None.
None.
None.
None.
None.
None.
None.
None.
None.
None.
None.
$ix.599»3ii
Pei^
oenugo.
9.99
94.91
3a7
1.09
6.93
•69
550
9.51
7.67
4.69
I.Q5
3.90
1.68
1-37
^3
6.64
.a5
19.69
(«)
1.78
'i
13
I
10
X9
5
91
7
19
6
3
8
18
II
X4
X5
23
4
as
16
9
17
90
a4
(«)
milH.
-25
SSXS
3.3B
I.I2
6.6b
.77
SSI
9.00
6.67
7.80
1.07
7.61
X.7S
9.33
-47
6.38
.a3
fZ
I.9I
99.IS
1.06
•49
.98
34
w
(a)— Sec footoote to Exhibit III.
The iMurance Tear Boole.
509
Exhibit VI — Stocks and Bonds.
Giving the rank of the Tuious companies in the amount of stocks and bonds held (United
States bonds not included) January i, 1889, together with the percentage of such amounts to
he gross assets ; and also the pereenuge at January i, 1888 :
NaMB of CeMPAHY.
GraiAiMtt,
Jaa. X, 1889.
Stocks
(U. S.
Esdnded.)
Per-
Paw
oenun
is i8n.
$
New York Life
Mutual of New York.
Equitable of New York.
New England
Miitnal Benefit
Coniiectxcat Mutual.
iEtna
Penn Mutual.
Provident Life and Trust .
Germania.
State
Travelers
Union Mutual .
United States.
National
Hone
Metropolitan.
Manhattan
John Hancock.
Northwestern .
Phoenix
Washington .
Berkshire....
Brooklyn
Connecticut General . .
Matnal of Kentucky.
Provident Savings. . .
Prudential
Peoples Industrial.
Equitable of Iowa.
Vermont.
Pacific of CaHfomki.
Mutual of Baltimore.
MieUnn Mutual .
Imperial
Union Central
German of Missouri.
Covenant Mutual .
w
Aggregates.
$93,685,069
M5.494.7x9
93.3M.399
19.056,673
43.514.461
S7.447.44x
33,743,010
X3,7ai,469
15.094,834
9.5^.523
13.961,900
5.066.985
8.455.815
6.00a, 194
5.9x4.843
5.X67.543
xi.543.049
3,3x0,808
33,650.860
xo,573.597
9,401,336
4.xa3.343
1,636,180
1,890.994
X.47a.983
553.979
9,874.163
1x1,694
^^
350,567
1.954.448
X54.09X
a.a65,9p5
i6i,o6x
4.5».9^
4X3.X16
^V
.945
$57.a79.839
45,746.904
30,938,893
11,8x0,193
11.993,489
10,613,477
9.56X.898
6,333.873
5.589.445
4.093*7x3
3.537.037
3.988.390
a.894.555
a.353.976
9.i68<5^
x,8ai.4B9
X, 819,035
1,718.381
1,408.199
x.080.395
975.83X
860.495
686,000
4a7.X30
363.477
989,995
X77.ia5
159,869
148.0^
103,190
93.a88
54.3»
0,300
lioSo
None.
None.
None.
$^9,409,664
1^x8,834,743
61.80
36.45
95.80
18.48
98.3A
45-30
37.03
43.80
95.33
64.90
96.66
39-M
36.66
35.25
96.69
97.33
19.30
33-57
2-99
8.14
7.30
ZO.36
93.31
Z5.88
Z9.09
37.^
93-38
14.03
X5.33
1.9Z
4-09
.08
.67
(«)
33-54
3
10
X3
4
x8
91
X5
5
8
6
X9
9
9
7
9
11
X4
X7
35
19
3X
97
98
96
90
99
%
39
1
34
33
33
30
34
33
(«)
69.99
34.33
56.78
93.0a
17.93
97.06
44.38
33.10
43.50
^t
31.98
41.09
3897
36.0a
30.49
99-55
19.9a
34-33
7.63
90.04
90.48
16.00
Z9.8o
xa99
1080
X5.9X
6.30
434
".80
1.68
z
9
zz
3
Z7
90
15
4
z6
9
Z9
6
X3
X4
9
39
97
98
X9
z8
91
99
30
33
S
U)— 5m foot not* a to Exhibit lY.
510
The iMurance Year Book.
Exhibit VII.— Collateral Loans.
Giving the rank of the companiee in amount of collateral loaa« held January i. 1889; also
the rank of the companiee in percentage of collateial loane to gro^ aaeete. compared wiibi
similar percenuge at January r, z888 :
RMk.
3
4
I
I
9
10
IX
la
«3
X9
as
"4
fl9
N AMB or COMVAMT.
Mutual of New York...
Manhattan, New York.
Mutual Benefit, New Jency..
New York Life
New England .
Penn Mutual..
Equitable of New York.
Home .'
Masiacfaustttf.
Atna
Connecdcut MutoaL.
Union Mutual
Germania.
Travelers..
Washington.
Berkshire
State
National .
FroTident Savings .
United States
Connecticut General.
Vermont
Johu Hancock
Michigan Mutual....
Equitable of Iowa. . . .
Mutual of Baltimort.
Brooklyn
German of Missouri. .
Mutual of Kentucky .
Pacific of California..
Northwestern ,
ProTklent Life and Trust..
Phoenix.
Metropolitan
Union Central. ,
Prudential
Covenant Mutual.
Imperial
Peoples Industrial...
Aggregates.
GroM Anets
Jan. 1, 1889.
$ias,494,7i9
".543.049
43»S4.4f«
92,685,060
19.^56.^
13,791,469
93.3M,3a9
0,355.799
9.5^.5a3
33.743.010
57,447.441
6,000,194
19,961,900
8.455.815
9,401,336
4.XM.343
5.066.985
5.X67.543
552.979
5,914.843
1,890,994
356.567
3,3x6,809
9,965,905
664.665
IS4.09X
1,636. z8o
4i3.«i6
1.479.983
1.954.448
39.650,860
15,094,894
io.573.S97
6,987,781
4.590,908
9.874,163
391.945
i6i,o6z
"1.694
$10,033,000
4,100.569
3.603.946
t;670,95o
1,0x5.813
874.100
895,000
770,100
577.600
540,768
$^.409,664
Celkttnl
lx,66i
.950,000.
939.415
996,996
911,695
1^,300
48,000
45.000
35.>tt
19.900
• 19,196
18,300
10,000
8,000
6,119
3.000
9,500
9,000
1.719
None
None
None
None
None
None
None
None
None
{a)
$95,973,588
7.99
35-59
8.98
1.89
6.37
.88
19.19
6x>4
1.60
.68
4.69
.X.79
9.83
9.41
5.13
9.73
. -93
l^
.55
.44
1.90
3-97
.18
.61
.09
(«)
4.00
5
1
xi
»3
11
X7
13
15
10
14
91
4
95
90
8
96
97
X9
19
98
94
99
30
(-)
i
8.04 ,
30.83
9.^
9.96
8.30
1041
.6z
"44
8.15
3-99
n
3«
1.98
3.70
9.9B
4.70
6.94
4.6a
8.41
9.11
5^
9.3a
4.95
.39
.14
.10
1^
a.11
'{') "'
a See root.not« to Exhibit III.
The Insuranoe Tear Book.
5^^
Exhibit VIII — Premium Notes and Loans
TO Policyholders.
Girisg rank of the Tarious compaDies in amoant of premiom notes and loans to policy-
lolders at January i. 1889 ; also the percentage of such notes and loans to gross assets, and a
»mparison with a similar percentage at January i. x888 :
Nams of CoMTAinr.
Mutual Benefit. New Jersey. .
Connecticnt Mutual • .
iEtna of Hartford..
Pbcenix
Pcnn
New England..
Manhattan
Masnchusetts..
Northwestern ..
Union Central. .
Home
Union Mutual.
New York.
State
Provident Life and Trust.
National of Vermont
Germania
John Hancock. .
Travelers.
Michigan
United States..
Brooklyn
Berkshire
Metropolitan
Mutual of Kentucky.
Connecticut General.
PBd6c of California.
Covenant Mutual. . . .
Equitable of Iowa...
Mutual of Baltimore.
Provident Savings.
Vermont
German of Missouri..
Mutual of New York..
Equitable of New York..
Washington
Prudendal. ,
Imperial...
Peoples Industfia]. . .
(-)
Aggregates
GroM AsmU
Jan. 1, 1889.
$43,514,461
57.447.44x
33.743.010
XO.S73.S97
X3.7ar,469
19.656,67a
".543.049
9.5^.533
32.650.860
4.5».998
$.355,799
6,009,194
99,685,063
S.066,985
15,094.824
5.167,543
13,961,900
3,3x6, 80a
8.4S5.i
9.905,:
apS
61987.701
1,479.983
1,890,994
1,954.448
39i>945
664.665
XS4.091
559.979
356,577
413.116
x95.494.719
93.319.399
9.40X.336
9. 874. 163
x6x,o6z
xix,624
^53,409,664
Piemium
Notes and
Louu. A
**4.984.84X
X.953.SOX
"•K
<'937.4o6
tf 9x0,995
^906.383
/8xo,04X
7t9.8oa
4^751.938
A6x9r097
496,950
.378.874
y 340.395
*3Xo,?79
7340,669
^187,638
m 174.95X
X54.036
0 X47,893
X49,790
/ 139.939
f 88.909
r 85,799
/ 77.744
/ 63,608
•^45.696
90,X06
J'S.Soo
9,959
^1,800
None
None
None
None
None
None
jri8,8o4,8xo
9.16
6.83
4.63
7.85
8.47
9.4fl
16.^
9-74
8.97
6.73
3.06
4.66
X.34
5.97
X.94
7.94
9.60
903
3.46
a.xx
6.04
4'7X
X6.33
6.88
X3*Q3
%
•44
(«)
3.88
4
99
'2
X3
90
ZO
8
94
z
5
9
39
X4
36
X9
36
x6
97
XX
93
7
25
91
a
xa
3
30
30
(-»)
X0.08
3-79
xo.x6
4.67
5x9
IS
3.98
X5-37
XO.56
8.96
.47
9.15
%
346
7.6X
9.50
9.16
3.69
7.38
440
1^
XO.18
7.04
13.55
%
.36
(«)
6
X9
X7
5
x6
X4
9
X3
39
3
38
95
30
95
X9
94
7
99
93
XI
z8
X5
X
xa
3
3«
97
ia)
aSaa foot-aoM to Exhibit III.
'$408,190. <'|364t957. #^5400.
r Ad kMJMd to policyholden.
• I43.510.
Jf|3*t36,8o8.
A The omounu loaoed to policyholders ere •■ indicated. h |73»«397*
/laS*,/?©. /'|i9(*340. *l9«85. y$«5»840. i$97««356. /$i95»M«.
^$8000. flsV^v »• •'4,973. «$«5»»67. /•eo,359. « |4«.3n-
jxAicyl
Loans to policyholdeis ana 1x5,368,009 in premium notes.
5'^
The Inmirance Year Book.
Exhibit IX —Cash on Hand.
Giving the rmnk of the yarioat compftnies in the UBoiint of cash held in olBoes and bub
on January i, 1889, alio the percentage of soch amonnt to grois aaaete and a oompariaon villi
similar percentage at January i, 1888.
lUak.
Nams op Company.
GroMAMcti,
Jan. 1,1889.
Ouhta
Ofioesaad
Banks, i
oencage.
4
II
Pa*
a ittL
9
zo
xz
za
X3
14
19
90
az
99
33
H
%
a9
30
31
3*
33
34
Equitable.
£ina
New York.
Mutual....
Connecticut Mutual.
Northwestera ,
Mutual Benefit..
New England...
Travelers
Phceniz
Penn Mutual.
National
Washington . . .
Massachusetts..
Manhattan.,
Germania..
Union Mutual..
Union Central..
Berkshire ,
John Hancock.. ,
Home..
State..
Brooklyn .
Pacific....
Pradential
Provident Savings.
Mutual of Baltimore.
Michigan Mutual. . . .
United States.
Metropolitan. .
Imperial
Connecticut (jenoral .
Mutual of Kentucky
Provident Life and Trust.
Vermont
Covenant Mutual
Peoples Industrial. . .
German of Missouri.
Equitable of Iowa.
(«)
Aggregates..
$93 3W.3a9
33.743.oK>
93.685,060
M5.494.719
57.447.441
39,^,860
43.514.461
19.056,673
8.4S5.S1S
xo,S73.S97
x3.7ax.469
5.167.543
9.401.336
9.565.533
".543.049
13,961,900
6,009.194
4.520,998
4.i».j43
3,316,802
1.636,180
x.954.448
3,874,163
553.979
154.091
3,365.305
6,387.781
z6i,o6i
1,830,994
x,47a.983
15.094.8a4
356.567
391.945
iit.624
4x3.1x0
664.665
$xo,7iS.S99
3,737.60a
3'$55.«37
3,8x3.378
3.568.773
x,o66,X53
698.503
653.4x9
638,373
467.540
a58.59«
234.473
X94.409
M5,943
x83,oo3
X75.ia9
X71.133
X36,X76
XXO,3X3
Z09,986
X08,S05
97.X08
87,3x8
80,000
77.0x3
69.849
54.838
45.73X
38.537
39,010
95,661
30,906
11,656
8.374
7.X83
6.844
3,69X
ZX.48
XX.08
3.99
9.94
447
387
X.83
3.53
7.7X
5.94
34*
5^
3.49
3.X0
X.68
X.33
3.05
387
4.15
4.X1
x-74
3.17
6.63
4.97
303
X4.47
ao.q8
3.08
•93
.73
33.93
X.S9
X.74
•14
3-«7
3.XX
^:8
(-)
4
5
xs
34
X3
19
38
X7
6
9
x8
xo
23
27
30
33
3X
x6
13
X4
29
35
7
XX
38
3
X
30
34
35
9
3a
29
37
8
31
a
$659,409,664
$30.5<%.866
4.68
9«
956
368
9.91
X43
3.91
X.88
345
178
•93
4-M
X.8I
3.8X
3.69
3.38
1.35
9.93
\n
8.93
X8.XX
69. 13
3;^
9045
9.XI
•9«
X.8X
4-35
X.31
1.86
X.18
« S«c footnote a to Exhibit III. h thb item abo includes money depedted at intemt in trait compnues, etc.
The Inmranee Year Book.
5^3
Exhibit X.— Deferred and Unpaid Premiums.
Giving the amonnt of net deferred and unpaid premium! of the several companies at Jan-
7 I, 1889, also percentage of the same to gross assets, and a comparison with a similar
centage at Jannary i, x888.
Namx op Company.
New York.
Mutual
Equitable
Northwestern .
Provident Life and Trust.
Mutual Benefit
XI
13
^
"9
30
31
3a
33
34
Germania.
Peon MutnaL..<
Massachusetts .
. Washington.....
Union Central.
Manhattan
-«tna
Travelers.
United States
Pacific of CaUfornia..
Home
New England
Michigan Mutual..
Union MutnaL....
National of Vermont.
Connecticut Mutual..
Berkshire..,
Prudential..
John Hancock.
Pbcenix
Metropolitan
Connecticut General. .
Provident Savings....
Motual ol Kentiu^ky. .
Brooklyn ..••«..•••,•
Imperial
Vennont. ■..«
Mutual of Baltimoie..
Equitable of Iowa.
Covenant Mutual..
Gennanof Missouri.
Peoples Industrial...
State.
W
Aggregates.
Gross Aaets,
Jan. I, 1889.
$93,685,063
125,494.719
33,050.860
15.094,834
43.514.461
Z3,96z.9oo
13,731.469
9.5^.533
9*401.336
4,530,998
".543.049
33,743.010
8,455.815
5.914.843
1.954.448
6.355.799
19,^.673
3.365.305
6,003,194
5.167.543
57,447,441
4.133.3^3
3,874.1^
3.316,803
10,573.597
6,387,781
1,830.994
553.979
1.473.983
1,696.180
101,061
356.567
154.091
664,665
391.945
413.116
111,624
5.066,985
$653,409,664
Net
and Unpaid
$1.98^659
1.738,397
1.660,138
633,003
495.4x9
361,495
337.811
330.378
393.995
356.041
355.957
338,033
313,161
313,058
139.837
ra3,577
534
106,713
105431
61,879
»
40.844
35.640
31.934
31.473
38.519
17.851
17.470
14.643
13.131
4.499
None.
510.479.313
Pegw
?:5J
X.78
1-94
3.38
.«3
aw|3
3.41
3.07
3.73
3.06
8.51
8.56
7.4X
3.09
.63
5-45
1.81
3.06
.18
Z.86
3.15
1.77
*39
r%
577
a.14
11.08
4.90
9.50
1.83
1.15
.36
•44
(«)
1.61
If
X6
37
8
39
13
14
9
xo
xl
30
13
XI
3
X7
33
6
33
18
36
31
15
35
34
31
19
xJ
36
z
7
3
33
38
35
33
(-)
Paw
oeotan
IB c888.
1.95
X.33
Z.80
X.98
%
8.06
3.06
3.70
5.65
X.73
.53
3.75
a.36
5-35
a.i8
.69
':?6
x.73
43
1.71
•34
3.66
3.09
8.30
3.38
3.85
4.0Z
ZO.Z3
X.98
1X7
(«)
X9
37
80
X7
7
zo
a
34
30
9
18
3
XS
39
86
34
34
3X
35
iz
z6
13
X4
3Z
8
5
z
z8
33
(«)
a See footnote a to Exhibit III.
5^4
The I'Murwaoe Tear Book.
Exhibit XI —Total Liabilities.
Giving tho position of the various companies in amount of liabilities at Janoaiy i, i88g,
together with the various items of liabilities ; also a column showing the rank of the com-
panies in liabilities Jannarf i, 1888 :
Rank.
Namb of Company.
Reinturaace
Keserre
Four Per Cent.
Claims
Adjtuted
and
Unadjus'd.
and
Jlaia
Resisted.
Unmid
Divi-
All Other
Clai'Pf.
Total
Liabilities.
Ratk
in
; 18S'.
z
a
3
4
\
\
9
zo
zz
la
X3
X4
Jl
19
as
%
98
«9
y>
SX
3a
33
34
P
%
39
40
4X
4a
43
47
%
Mutual of New York..
New York Life
Equitable of N.Y....
Connecticut Mutual...
Mutual Benefit.
Northwestern . .
iEtna
New England..
Provident L. and T..
Gennania
Pcnn
Manhattan
Phoenix
Washington. . .
Massachusetts.
Travelers
Union Mutual.
Metropohtan..
United States .
Home
National
State
Union Centzal. .
Berkshire
John Hancock....
Prudential
Michigan Mutual .
Pacific Mutual a..
American of Pa. . .
Brooklyn ,
Connecticut General. ,
Mutual of Kentucky.. .
Maryland ,
Equitable of Iowa . •
Covenant Mutual. . .
Life Ins. Co. of Va.
German Mutual
Vermont
Presbyterian Ministers,
Provident Savings.. . .
Mutual of Baltimore.
Imperial
Life Indemnity.. • • • . . ,
Royal Union ,
Bankers of Nebraska..
Western and Southern
Peoples Industrial . . . . ,
Iowa Mutual
$zz7.oa7.37a
78,147.561
73,600,873
50,980,765
39,7ia.9o8
a7.S91.541
a7.545.440
Z7,o53.4a8
Z3,66o.850
19.535.9^
xz,503,ao3
9.983.78a
8,885.oz8
8,934.331
8.737.840
7.435.405
5.f57.i36
4.835.100
S,a6i,Z79
4.930.547
4,022,637
4.a62.735
4,004.423
3.576.109
3.00Z.S43
2,097.732
ai003.734
h z,797,66i
1,4x0,799
1,440,273
. 1.328,733
h z, 287,346
x.o9i.a95
476.71a
,37a,93a
^32Z,522
3x8,800
•74.151
•44.407
Z76.682
Z23,83Z
36,305
* 17.931
I4.4ax
X.346
Z.995
z,6oo
Notk
^404.583
939.398
384.191
331.95a
axz.613
z86,65o
225.529
"3.537
a,5oo
600
2.686
ao,ooo
2.488
7,000
$9,500
3S.OOO
17.000
24,000
96,500
5,000
3.axz
1,000
a,Soo
6.000
13.500
5.000
15.000
Z.500
?97.43X
ai4.370
ax3.359
75.000
150,765
Z90,994
a7.399
52.946
45.537
65.033
263
a7.68s
4.968
zV.406
31.334
Z.Z71
3.157
i6,za9
9,557
311
3a
9.94Z
$i75.ia4
336,
t.
3.901
zzo,i83
6,223
315.407
• 18.500
265,679
Z0.36I
1,764
5,000
4.319
501,336
9.135
5.840
954.686
169.319
14.314
14.718
4*7
8.014
701
6.618
9.500
$1x7.607,079 i I
79.135.963 1 2
74,243,927 3
SX,888.78z ' 4
40,Z58.78z
a7.987.374
37.954,456
Z7.387,a59
Z2,890,2Z4
Z2,73Z,209
11,933-707
ZO,2^,344
I:;
,255.060
960,838
8.8oz,838
7.468.084
S.733.ai5
5.360,759
5.391.754
4.979.975
4.337.647
4.360.935
4,308,837
3.630. Z49
3.058,766
z.806.848
1.536.342
1.409.195
1.353.931
x,3<«.oi4
z,izB.65i
476.71a
375.464
3^.091
^^
370,800
256,546
3ZI,683
135.809
34.805
19.358
17.690
3.241
1.600
Aggregates...
$566,778,050
3.685,539
$i57»7il
1,185,456 9,577.833
.i 45
$574,573,515 1
a Inclttd«i aoddent department. h Resenre odcalated st 4K ptr cent.
The Inmrance Year Book.
5^5
Exhibit XII.— Admitted Surplus.
GiTiDg the rank of the various companies in the amount of admitted surplus held bjr them
over all liabilities, including reserves, January i, 1889 ; also showing the assets and liabilities,
together with a comparison of the surplus held Jannsiy i> x888, and rank in the same.
NaMB or COMPAMY.
Equitable of New York.
New York Life
Mutual of New York...
iEtna
Conaecticttt Mutual.
Northwestern
Mutual Benefit.
New England
Provident L. aodT..
Penn Mutual
Home
Pbceniz
Manhattan....,
Germania
Travelers
Metropolitan...
National
State
Prudential
Massachusetts.
United States
American h
Berkshire
Connecticut General.
Washington
Provident Savings.
Union Central....
Union Mutual.
John Hancock.
Maryland
E<}uitableofIa..
Michigan
MutiuiofKy. ^.
Brooklyn
Pacific Mutaal c
Uiielns. Co.ofVa.^.
Imperial
Peoples Industrial..
Bankers of Neb
Presbyterian Min ^. . . .
Western and Southern.
Lite Indemnity
German Mutual
Vermont
Mutual of Baldmore h.
Covenant Mutual.
Royal Union ,
Iowa Mutual ,
Aggregate.
Admitted
AM«tS.
Jaa. 1, 1889.
92,685,063
WS.494.719
33.743.010
S7.447.44X
32,650,860
43.SX4.461
19,656,67a
15.094.8a4
13,791.469
6.35S.799
xo,573.S97
Xi.S43>
049
iSOO
elaSyiySz
S.X67.S43
S.066.985
2,874.163
9.565.533
5.9x4.843
3.077,209
4,123,343
x,8ao,994
9.40X.336
559.979
4.530.998
6,003,194
3,316.80a
x.37X,097
664,66s
2,265.205
x.479,983
1,636,180
1.954.448
475.467
161, o6z
111,624
109,484
360,420
104.307
130,630
4x3.x 16
356,567
XS4.09X
391'945
X8.938
$657,044,228
Liftbilitiet.
4 per cent.
Reac:
^4,243,927
79.x3S.963
Xi7.607.079
97.954.456
51.888,781
97.987.374
40,158,781
17,287,259
13.820,314
XX.933.707
4.979.97S
9,355,060
xo.336,344
13.721,309
7.468,084
5.360,759
4.397.647
4.969.935
9,097,733
8,801,838
5,391.754
1,536,349
3.^,149
X.353.93X
8,960,838
311,683
4.908,837
S.733.9IS
3.058.766
1,118.651
476.713
3,086,181
x,303.ox4
34«.09X
34.805
1,600
3,341
356,546
X.995
X9.358
370,000
X3S.809
37S.
175.464
17,690
21^574.573.5x5
SuriUu
$19,068,408
X3.S49.099
7.887.640
5.788,5S4
5.558,660
9.369.4x3
3,374.610
1,787.76a
x,37S.834
x.3x8,537
x.306,705
x,^,99X
907.73X
997,033
839.896
797.750
776.441
762.695
633,089
54X.oa7
499.X94
467,063
440.508
34X.997
3x9,161
968.979
358,036
959.446
X87.953
179,024
X69.969
x66,985
147,600
X97.376
126.256
110,034
xo7,243
xo3,874
102,312
101,278
9X.475
i8i28a
16.481
1,348
$83,470,773
Assets
Jaa. 1, 18SI
$83,975,683
83.506,354
118,374.967
39.550,688
3iB!836!356
42.1x0,662
19,056,940
13.466,769
12,582,029
6,110,909
10,489,688
xx.433.x96
x3.073.947
7.734.389
4,907,024
4.S49.387
4.608.170
x.967.369
9.012,380
5,681,494
3,133.816
3,908,872
1,693,738
8,807,479
6,013.533
3,070,649
x,3X5.795
618.808
x,953.xi5
x.376,498
1.607,984
1.667.359
438.408
X34.089
332,386
II2,30O
409.509
330,890
X43.993
397.739
xi,353
10.968
$608,083,756
Surplus
Jan. I, i88<.
$16,689,328
11.846,793
6,326.616
5,649,498
5.486.731
4,017,296
3.376,597
9,S37.x64
3,180,774
x,77S.x89
X.34S.740
1,208,118
1,602,031
x.3Si,5X9
954.547
863.398
594.778
610,^
479.624
417.799
509,874
X73.367
283.453
995.877
234.74X
353.X46
176. 171
X3i,645
168.888
XS8,655
89.XS4
131,940
190,311
103,936
"88,653
111,517*
80,919
16,365
48,3933
X.556
X.909
$74,997,387
Rank
in
x888.
Z
3
3
4
I
\
9
10
19
X4
iz
X3
Jl
18
X7
33
X9
34
35
3X
97
30
35
33
33
39
34
38
40
37
41
43
43
45
h Retenre calculated at 4H per cent, c Includes accident department.
5i6
The Insurance Year Book.
Exhibit XIII —Ordinary and Special Surplus.
Giving the lurplui held bj the companiei for special policyholders, and the suplailKiJ
for ordinary policyholders, January x, 1889, compared with similar items at January i,i88S. i
151
9
10
XX
la
13
14
90
ax
aa
33
34
29
30
31
32
33
34
P
%
39
40
41
43
43
47
NaMB op COMrANY.
EquiUbleofN. Y
NcwYorkLife
Mutual of New York...
MinA
Connecticut Mutual....
Northwestern
Mutual Benefit
New England
ProTidentL. andT
Penn Mutual ,
Home
Phoenix ,
Manhattan
Germania ,
Travelers ,
Metropolitan ,
National ,
State
Prudential
Massachusetts ,
United States ,
American
Berkshire
Connecticut General..,
Washington ,
Provident Savings ,
Union Central ,
Union Mutual ,
John Hancock
Maryland
Eouitable of Iowa. . . . . ,
Michigan
Mutual of Kentucky. . .
Brooklyn
Pacific Mutual
Life Ins. Co. ofVa....,
Imperial
Peoples Industrial . . . . .
Bankers
Presbyterian Mmisters
Western and Southern,
Life Indemnity ,
German Mutual
Vermont
Mutual of Baltimore. . . ,
Covenant Mutual ,
Royal Union ,
Iowa Mutual
Aggregates ,
Ordinary
Surplus.
$5,255*419
y.ias,^
7,887,640
5.i48,a34
5.558.«5
3.924.206
3.355.680
2.369.413
3,a7A,6xo
1.740,038
i.37S.te4
1.3x8,537
1.299.736
1.190.693
987.73X
927.02a
839.896
797.750
776,441
762.695
633,089
*S4X,oa7
492.194
257.093
440.508
341.297
311.539
233.449
258,036
252.446
"7.953
179.024
^x69.969
166.985
£X47.6oo
* 137.376
136.356
X 10.034
107.343
b X03.874
103.3X3
xoi.sTs
91.475
79.223
3x8.383
X6.48X
1,348
$60,510,733
Special
Surfilos.
$13.8x3,983
6,423.777
640,330
739.280
40.884
6.960
49.298
209,970
35.530
478
$3X, 960,051
Total
SorpluB,
^Percent,
Jan. 1, 1889.
$19,068,403
13.549.099
7.887.640
5.788.554
5.558.660
4.S3.486
3.355.680
2.369.413
3.374.6x0
1.787,763
1.375.834
1.318,537
1.306,705
1.239.991
W.731
937.033
839.896
797.7SO
703,09s
633,089
541.027
407.003
440.508
341.297
3x3, x6x
268.979
258.036
252,446
X87.953
179.024
166.985
X47.600
127,376
136.356
xio.oa4
107,243
103.874
103.3X3
XOI.373
91.475
79.701
18383
16.48X
1.248
$82,470,773
Ordiaafy
Surplus.
Jan. z, 1888.
$A.503,4XO
0,531 07a
6.336,616
5.XOX.953
5.486.TO
3,64^,698
3.276.597
2.537,164
a.x8o.774
X.755.3X6
1.345.740
x.ao8.xx8
1.590,734
x.ao6.a5X
273.043
234.741
253.146
X76.X7X
131.645
X68.888
158.655
89.154
131.940
X30,3XX
103.936
88.^
b 11X.S17
80,723
16.365
3 48.333
1.556
1.909
$56,333,733
Spcdal
SoiplBi,
Jas. 1. 108.
$X:i.x86.9l8 I
5.315.791 »
547.546
372,538
19.973
45.aa
X81.000
197
$18,704.^
Many companies transact part of their business on the Tontine tyttem, though they do not all ^j^^^
,. Under that system iturplus is accumulated in the hands of the company undl the eninaioB of "^TT^
_ — , , ^ ^, *««pi»«*»''*'i.fcS.
Toutme periods, and is reported by some of them as special surplus, while others do not dinde their »ip»"^
i Reserve on 4^ per cent basu. # Includes accident department.
The Insurance Year Book.
5^7
Exhibit XIV— Net Assets to Reserve.
Giving the retenres and net aiteti of the companiei on Jannary i, 1889, together with
le percentage of such net aaaeta to reserve ; alio, a compariaon with a aimilar ratio at Janaary
1888. (The net aaaeta are obuined by deducting from the gross assets ail indebtedness
itside the amount set apart as the reinsurance reserve.)
Name op CoMrxKY.
Banlcers of Nebraska. .
Peoples Indostiial
Western and Southern.
Life Indemnity
Imperial .
Pnnridett t Savings
Presbyterian Ministers h, . .
Life Ins. Co. of Virginia h..
Equitable of Iowa
American of Philaddpliia.
Pmdential
Connecticnt General
Vermont ,
German of Missouri....
Home of New York. ....
Bquitable of New York.
Maryland
iEimi
National of Vermont . . .
Metropolitan
Sta^e Mutual
Prorident Life and Trust.
New York Ufe
Northwestern
Penn Mutual
Phceoix
Mntoal of Baltimore .
New England.
Berkshire
Travelers
31 Mutual of Kentucky.
33 Manhattan
33 UnitedStatea
Brooklyn
Connecticut Mutual. ,
Germania
Majaachusetts ....
Michigan Mutual.
Royal Unkm
John Hancock...
Mutual Benefit..
Pacific Mutual r..
43 Union Central
44 Mutual of New York.
45 Waihington..
46
47
Unk>n Mutual....,
Coyenant Mmual. .
Iowa Mutual ,
Aggregates..
RcMrres
at
4 Per Cent.
1,000
1.995
17.931
Z76!i83
344.467
aax.Saa
476.71a
1.410,799
a,097.7aa
1.328.733
a74.iSi
318,800
4.930.547
73.600,873
1.091.99s
a7.S45.440
4.oaa.637
4.835.100
4.a6a.735
13,660,850
78,X47.56i
97.591.541
17,053.438
3.578.109
7.435.40s
1.987,3^6
9.983.7M
5,a6x,Z79
1,440.373
50,980.765
13,535.966
8,737.840
9,063.734
14.491
3,001.542
39.713.908
1,797.661
4,004,433
117,037.373
8.934.331
5.657.136
379.939
$566,778,050
Net
$108,589
111,634
104.307
119,903
159.561
517.979
1.343.741
33.333.994
4.863.533
5,768.133
5.060,^5
91.696.660
33,355,038
13.990,965
10,303.555
143,103
19.433,841
4.070.303
8.433,136
1.457.315
11,390,487
5.884.968
1.607.357
56.539.494
13.705.957
9.501,535
3.959.579
43,068.587
1.945.961
4.316.583
134.9x5,013
9.374.839
S.996.114
389.413
Not
$649,348,833
Percent-
age of
Aiaets to
kesetTe.
8.0^.53
6,976.50
S.938.49
664.34
579-97
99317
14a- 49
139.60
i39-4«
138.35
137.03
135.15
139.08
138.68
113.89
113.76
113.98
Z13.91
1x309
IIX.84
111.59
XX0.90
109.90
108.74
108.68
108.64
Z08.60
10845
108.33
107.80
106.74
104.93
104.75
104.41
known.
114.55
Percent-
'£8.
1.565.81
97314
935-79
148.03
149.59
13993
14311
139.77
13337
^137.67
198.47
195.36
194-34
131.36
13084
133.33
130.86
119.47
116.94
116.39
117.05
113.57
113.73
115.57
113.98
114.99
110.60
XXX.73
IXI.15
1x0.90
XI0.77
107.97
X07.30
XI5.88
108.45
108.55
105.99
X08.60
10567
X06.08
105.36
*113.95
131.07
Rank.
a
3
S
4
I
11
10
13
13
Jt
19
IS
la
30
31
3a
31
36
99
97
3S
93
33
34
40
41
95
43
37
44
49
45
30
17
A Baicd on ooIuab 5. h Reaerre oonputed at \% per cent, e Includes accident department.
SrS
The Insurance Year Book.
Exhibit XV —Assets to Liabilities.
Giving the percentage of aateti to liabilities of the varioua companies, at Jaouaiy i.
1889 ; also, a comparison with a similar ratio, at January x. x888.
X
2
3
4
S
I
9
xo
XI
xa
13
X4
17
x8
X9
90
ax
aa
83
89
30
31
3«
33
94
39
40
4X
4a
43
47
Name op Company.
Peoples Industrial
Bankers of Nebrasica
Western and Southern...
Life Indemnity
Imperial
Provident Savings
Presbyterian Ministers a..
Equitable of Iowa
Prudential
Life Ins. Co. of Virginia a
Americana
Connecticut General
Vermont
German of Missouri
Home
Equitable of New York. .
Maryland
iGtna
Nadonal of Vermont
State Mutual
Provident Life and Trust..
Metropolitan
New York
Northwestern
Penn Mutual
Phoenix
New England
Berkshire
Mutual of Baldmore a. . . .
Travelers
Mutual of Kentucky a. . . .
Manhattan
United States
Brooklyn
Connecticut Mutual
Germania
Massachusetts
Michigan Mutual
John Hancock
Mutual Benefit
Pacific Mutual i
Union Central
Royal Union
Mutual of New York
Washington
Union Mutual
Covenant Mutual
Iowa Mutual
Aggregates
Anets,
Jan. 1, 1889.
a,874.x63
47S.4$7
a»077iao9
x,8ao,994
356.567
4x3.1x6
6.355.799
93.3M.3a9
X.37X.097
33,7A3,oxo
5'!27.543
5.066.985
6!387,78x
93,685.06a
3a 650,860
X37ax.469
10.573.597
19,656.67a
4.iaa.343
8.455.815
1.473.983
ix,543.049
x!636!t8o
57.4^7 4*1
X3,96i,aoo
9.565.5a3
a.a65.ao5
3,3x6,80a
43.5i4»46x
1.954*448
4.530,998
x8,938
xaS.494.719
9.401.336
6.008,194
^1.945
no^Ti.
Not
?6S7.0H.a88
$x,6oo
a.a4X
X.995
19.358
an. 68a
256.546
476.7xa
a.097,7aa
348.091
1,536.349
1.353.931
376,866
3ax.64X
4.979.975
74.a43.9a7
x.xx8.^x
a7.954.4S6
4,337,647
4.369.335
xa,89o,ax4
5.360.759
79. 135.963
a7.W.374
11.933.707
9.355,060
x7.aB7.359
3.630.X49
7,468',o84
X,303,oi4
10,336,344
8.8ox.8a8
3,086, x8i
3.058,766
40,X58.78x
x.806,848
4.308,837
17,690
XX7,607,079
8,960,8^8
S.733.ax5
375.464
fc74iS73.5i5
1
hi
I"
6,^.50
5.785.50
5,338.43
623.15
463.76
361.33
X40.49
139-43
137.01
136.59
13533
X34-SO
X38.78
138.44
X37.63
X3S.67
xa3,57
X30.7E
XI8.69
XX7.74
117.39
XX7.X3
XI6.66
114-98
1x4-35
113-71
113.56
113.46
xx3.a3
XX3.0A
XX3.70
XXX.77
XIX.37
ixa7x
X09.7S
X08.67
X08.58
X08.4:
X08.
^
X08.X7
X07.43
X07.05
X06.7X
X0493
104-69
10431
114.35
a Reserve computed at 4% per cent. S Includes Accident Depastment.
The Inmranoe Year Book.
5^9
Exhibit XVL— Total Income.
viving the sonrcei of income and the rank of the Tariom companiea in total income in the
ir 1888, also a comparison with the total income in 1887.
Namb ofCompahv.
Preailuau.
latereat
Dtridenda.
RtMhred
for
ReceiTed
from
Other
SouicM.
Toul
Income
in i88t.
Total
Income
in 1887.
8
.S
Equitable of N.Y.
Mutual of N.Y....
New York
Northwestern
Connecticut Mut..
Mutual Benefit....
MetropoUtan
ifitna
Prudential
New England..,
Penn Mutual....
Prorident L. and T
Gcrmania
Washington . . .
Massachusetts .
Manhattan
Union Central.
Trarelcrs
National
John Hancock.
Phcenix
State
Provident Savings.
Home
United States. .
Berkshire
Union MutuaL.
Michigan
Pacific otCal.a..
MutualofKj....
American
Connecticnt Gen.
Brooklyn
Life Ins. Co. of Va
Maryland
Equiuble of Iowa
Life Indemnity. . .
Imperial
Vermont
Presbyterian ....
Mutual of Baltim'e
Covenant Mutual.
German
Western & South'n
Royal Union. . . .
Bankers
Peoples Industrial.
Iowa Mutual....:.
9aa.o47.8x^
19.444»308
aoisoo.ozo
6»a99.4a4
4.436.385
S.«»3.389
6,810. IZO
3.^,965
3.PS9.495
2,030,991
9,548,468
1.965.80S
183X.527
1.639.370
1.454.830
X.473.93J
1.9x0,958
1.981,173
1.317.374
678,948
i.033.5a3
'8x6!847
819.549
8ix,<56
711,888
619,550
343,534
180,630
ai9.509
187,707
I97.c^
!x54
Ig.X«,
69,669
4X.098
53.445
99,079
9.107
4.359
10,559
X1.708
5.436
$4,181,780
5.676.938
4,144.059
1,691,698
9.609.080
9,960,443
345.339
1.73X.313
95.576
W9.435
66^,137
59^.544
537.753
439.761
446,108
S09.138
333.138
436.419
959,607
156.009
576.619
393.959
x8,473
974.996
365,033
168,071
394,311
"3.476
XX5.917
94.619
69.094
45.891
6,915
X7.355
X.615
*739.3|4
384.580
93.773
79.581
378.111
37.430
39,389
8,153
3.013
X9.I68
17.097
9.996
10,933
36,443
7.701
6,787
45.460
909
8.043
3.693
i8!3S8
1.709
300
18.730
Not
710. X06
73.733
8.397
45.438
39,541
45.451
93,736
5.409
34.475
56
8,963
37
""80
471
3.173
1.331
known.
$36,958,977
96.915.939
94.871.x74
8.000,633
7.493.470
7.371,252
7,086.918
5.133.730
3.757.084
3.486,9x6
3.353.755
3,904,631
3,577.030
9,983.005
9,109.575
1.973.964
1,718,009
1,688.988
1.541.537
1,480, 163
x,30o,330
x,957.684
x,t63,695
X.099.186
1,087, 198
994.68X
963.530
733.053
699.454
435.783
350,37^
314.593
330.997
998,446
137.573
1X6.4X9
? 3.731
1.248
60.341
58.398
53.08X
34.970
35.223
90,973
17.787
7.041
$33,340,849
33,XI9,099
3X.59o,845
6,86o.xx9
7.4^.369
7,064.666
5.899,715
4.830,713
3.0x3.351
3.379.913
3.000,271
3.786.986
2.429,937
3,o75.03x
1.851.944
1.8^,185
1,304.953
1.509.503
X,x87,448
1.197.979
1.309,538
X,X0X,940
1.009,314
1.053.648
1.023,^50
939.038
984.875
700.593
579.
384.
956,
nss
380.435
110,889
119.195
53.865
70,554
50,001
57.947
50.919
33.593
17.635
11.958
Aggregates . . . $190,435,791
$30,059,751
$9,110,368
$973,366
$154,051,971
$136,494,663
9
XX
Z9
13
14
15
x6
x8
17
91
90
19
35
33
34
%
98
39
33
31
33
34
35
37
36
40
43
39
41
43
45
a Indttdet accident department.
S20
The Insurance Year Book.
Exhibit XVII —Premium Income.
Showing the amounti of premittm income received by the aeTenl companies in i388. uA
the items which make up the same, together with the preminmi of 1887.
lUak.
X
3
3
4
I
9
zo
zz
19
X3
14
IS
z6
^;
ao
3Z
23
27
a8
39
30
3X
3a
33
39
¥>
4X
4a
43
44
45
46
47
Name of Compamy.
EquitaUe of New York.
New York
Mutual of New York....
Metropolitan
Northwestern
Mutual Benefit
Connecticut Mutual..
Prudential
iEtna
Penn Mutual
Provident Life and Trust..
New England
Germania
Washington. . .
Massachusetts.
Union Central.
Manhattan
John Hancock.
National
Travelers
Provident Savings.
State
United States
Home
Berkshire
Union Mutual.
Phcenix
Michigan
Pacific of California x.
Mutual of Kentucky...
Connecticut General .
Brooklyn
American
Maryland '.
Life Ins. Co. of Virginia..
Life Indemnity
Imperial
Equitable of Iowa.
Vennont
Mutual of Baltimore.
Presbyterian
Covenant Mutual. . . .
Royal Union
Western and Southern.
Bankers
German Mutual....
Peoples Industrial..
Iowa Mutual
Aggregates.
Nev
Premiuflu.
A
a$5.854«8oa
* 6,464.370
6.435»iS3
I,j9i.6a6
873, aoa
^r
4B0.000
3oa.999
994,008
505.819
£ 998,639
483.652
409.5ao
/i9a.o63
/'Z89.809
A 178.8x6
i 9x7,951
/ 159.189
« 50,724
H X59.X60
^ 257,058
Not
P 41.545
g 39.291
104,100
46.027
10438
i 15.404
Not
„ 4.796
Not
Not
4.359
Z.985
Not
5.43^
$28,091,137
RenewaU.
$X5.7«07.49I
12,586,596
X2,7o8.074
sepa-
4'737.798
4.184,81^
3.842,558
sepa-
a.926.901
i.999.a50
9,072.894
9. 169,81 X
1.647.800
1,993,708
1.340.731
990,979
1.095.233
sepa-
871.653
1.013,705
962,351
854.707
654.127
645.467
559^706
697.5a4
467.388
324.770
sepa-
X77.964
X48,4XO
76,530
CfMMMei^
for
$485,520
X.509,644
30X,o8x
rated.
35.373
ratedV
i.ooo
15,574
23.968
32,000
rated.
"5.100
3.000
rated.
8X,022
98,958
34.371
62,525
47.25W
sepa-
25,720
sepa-
sepa-
' 433
sepa-
"■ Not
$77,632,997
rated.
io.ca
rated.
rated.
rated,
known.
Tocai
Premiu
$22,047,813
90,560^6x0
x9.444.308
6,810, xxo
6,999,494
5.083.389
$2,412,849
3.659.495
3,^,965
2,636,991
9.548,468
9,479,8x0
I.9%.8PS
X.831.S27
X.639.370
3t.473.931
1.454.830
X.317.374
Z.98Z,X7^
X,9X0.9^
X.X45.X53
1.033,523
8i6!8^
811,556
7ZZ.888
678,248
342.534
9x9.509
X87.707
180,630
X31.X89
X27.049
X09.396
86,8x6
81.XS4
69,669
53.445
4X,o^
99.072
X6.559
X4.3S9
xx,7o8
9.107
5.436
$X9Q,435.79X
PitBUUBS
IB 1887.
$19,115.25, J
X7,826,893 :
17.110.9cB ;
5.618.767' ;
4.808,237' >
4.42a.465 7
2,94S,a57 *
3.»i.345 '
2,341.496! 3
3,931,181 3
a.337.007; s
1,780.77s ^
1,654,211^ ^
1.4344581 5
1.169.399 K
l.964.»6i »
1.031.845' ^
954.?
I.01
898.IJ6' »
756^8171 n
691.(91 «
591.^' J
4S9.M6 ;
305.809 ?
201,006 ?
187.895 J
8s,aii, f
"5.540, 0
99.556 f
X13.114 ^
48.8191 f
70^1 ?
5*.537| ?
52.178 5
3».85i ^
13,7861 C
""is^\ '^
9-099 ^
$105,569,078
The following ftmouats paid for reinsunuice hare been deducted from the new preautuns ct the (
« $1x30, ^$99*653. c|699, <f $4870. t $a8,i74, ,
iadicaUd. a $1x30, '^l99«653i f $699, <'$4«70. # $a8,i74, /IM99. f V^*^*V73h/'P^ * >'^/<iS
m f i3X5« n $49^0, # $3>3S«> IM9« ^ $t507. r $154, x $779. / ladudes faasopud bf divwUidt. x lBdii(Kt>cc»
department.
-•T^
Th^ Inauranee Year Book.
521
Exhibit XVIII —Income Saved.
Showing tfae rank of the seyeral companies in amount of income laid by in 1888,
Iso the percentage of such income sayed, together with a comparison with the income
aved in 1887.
Unk.
COMPAMUS.
10
II
12
13
H
IS
16
17
18
19
20
II
25
a6
a?
29
30
31
32
33
34
35
36
38
39
Equitable of N.Y..
New York
Mutual of N. v....
Northwestern
Provident L. and T.
Mutual Benefit
Metropolitan .
Penn Mutual,
ifitna
Travelers. .
Pnidentia].
Get mania..
Connecticut Mutual.
Union Central
New England
National
Mass. Mutual
Washington
State
Michigan.
Home....
23 John Haacock.
23 Pacific
24 I Berkshire
UeitedSUfes ,
Provident Savings.
Connecticut Gen. . .
Phoenix Mutual ......
Mutual of Kentucky.
Maryland
Equitable of Iowa. . . .
Manhattan
Liielns. Co. ofVa..
Presbyterian Min....
Brooklyn
Vermont
Imperial
Mutual of Baltimore. .
German of Missouri. .
40 RoYal Union
41 ; Bankers
42 ; Life Indemnity. . . .
43 : Western and Southern.
I
44
45
46
47
48
Covenant Mutual..
People's Industrial.
Union Mutual
American
Iowa .Mutual
Total
Income.
Totol
Ezpendituret.
$36,958,977
24.871.174
a6.ais,933
8,000,^
3,904.631
7.086,218
3.353.755
5.133.730
1.688,288
3.757.084
a.577.030
7.423.476
1,718.000
3,486.916
1.541.537
2,108,575
2.283,005
1.257.684
733.053
1,099,186
1.^80,163
699.454
994.681
1,087.198
1,163.625
314.592
127.573
1.973.964
230,997
278,^
81,247
93731
58.398
34.970
20,273
17.787
X 16.412
25,223
53.081
7.041
963.520
350,379
Aggregates.
$16,8^9.906
15,389.610
19.699.658
4,279.090
1 685.348
5.883,507
5,600.444
2,229,389
4.044.053
846,281
2,oi5,4a9
1.833.304
6,690,145
x,oo8,i90
2,821,109
942.051
1.550.194
1.746.413
836,098
450.753
853.156
1.243.543
489.752
785.153
903.888
1,011.921
198.573
1,192.632
336,474
142.648
86.144
1.932.671
193.939
30.251
251.541
80.639
49.517
27.440
13.542
11.762
111,127
24.187
57.592
22,649
991.639
417.477
$154,051,971
Excess of
Income over
Expenditures
Percent.
of
Income
Saved.
$10, 129.071
9.481.564
6,516.275
3.721.543
1,5x9,283
1.487.745
1,485,774
1.124,366
1,089,677
842,007
841.655
743.726
724.331
709,812
665,807
599.486
552,381
536.592
421.586
282,300
246,030
236,690
209.702
209,528
183.310
151.704
116.0x9
X07.688
851798
41.429
41.293
37.058
30.090
27,092
14.254
7.530
6.731
6;025
5.285
1,036
a X4.511
a 15,608
a 28,Ilq
067,098
Not
$108,816,822
37.57
38.12
24.85
46.52
4741
90 18
20.97
33-53
21.23
49 87
22.40
28.86
9.76
4132
19.09
3889
26.27
23.50
3352
38.51
22 38
x6 00
2998
21.06
X6.86
13.04
88
t.
8 28
90.98
37.56
32 47
2.09
16.04
49.87
9.72
17.54
1397
15.21
21-53
33.20
3387
4 54
4. IT
Loss.
Loss.
Loss.
Loss,
known
Rank.
8
7
19
3
2
12
24
I
21
17
37
4
29
18
20
1
fi
25
10
H
9
15
42
32
I
30
35
34
23
14
II
40
41
Income
Saved in
1887.
$9,101,695
7,765,390
5,341.984
2,088,419
1.464.477
1,349,160
1,168,369
'9481848
783,226
480.856
721,419
1.0S7.379
570,053
874.168
516,968
401,956
573.729
416.786
226, live
256.162
186.044
168.507
62,421
^53.905
85.028
91.648
1237
53.685
25.518
26,776
102,535
7090
16,536
28.316
13.460
a— 3.297
12.614
tf— 3.527
5.910
"7.552
Rsnk.
$145,234,1491 29.36
tf-696
a— 46,110
«—53.6i2
4.79^
I
2
3
4
I
7
8
xo
12
17
13
9
15
XI
16
19
14
18
21
20
24
27
96
40
29
32
31
25
37
33
30
34
42
35
43
36
41
45
39
$38,201,877
a Expenditures exceeded income.
^«
Exhibit XIX-
Showing the total expenditures of the companies in iS88, with a classi&cai^
Rank.
3
4
5
6
I
9
lO
II
la
IJ
14
'5
I?
«o
ai
^4
38
^9
30
31
3a
33
34
P
39
40
41
43
43
44
45
46
%
CoUfAHIBS.
Mutual of New York
b quitable of New York
New York...
Connecticut Mutual
Mutual Benefir
Metropolitan
Northwestern
Min^ .,,,..,...
Prudentia]
New England..,
Pent!
Manfaattau _.........
Germania -...
Wa^hini^ton.
Provident Life &nd Trust
Ma«sachu5etU. ,
John Hancock.
Phoenii
Provident Saving
UmoQ Centra]..
Unioti Mutual
NatLonaL of VcrmODt
United States....
Home
Travelers
State
Berkshire
Pacific /
Michigan Mutual
Amencan
Mutual of Kentucky
Brooklyn
Connecticut General
Life Insurance Company of Va.
Maryland.
Life Indemnity
Equitable of Iowa
Imperial
Verm on t
Covenant Mutual
Mutual of Baltimore
Presbyterian Ministers
German of Missouri
Western and Southern
Peoples Industrial
Royal Union
Bankers
Iowa Mutual
Aggregates
Death
CUimt
faid.
$7,331,665
6,341.274
4.413.050
3.197.983
3,893.334
3,550,105
1,346.898
1.509.837
1,096,334
1,301.654
833.334
917.989
744.6aS
609.945
S97.860
5x1,818
473.84a
577.989
401,333
181,018
449.003
391,309
404.466
339.480
445.580
339.075
306.469
193,881
110.865
146.541
131.8x9
104.473
77.870
64.550
21.343
36,000
15.883
39.688
15394
11.044
13.83
1. 107
637
x.ooo
$4X,iss.66o
Matured Ea-
dowments aod
Annuities. A
b $3,344.70^
^X.393,x88
^3,071.363
497.769
« 146,624
3,359
778,108
75.^37
/63.743
^328,769
A 188. X34
1337,3x4
143.659
x6x,X96
ilioo
/ 37,913
«X42,833
33,7x0
M 81.831
066,3X4
/ 56.555
55.000
134.541
J 30,563
57.707
xx,98o
5,000
19,433
30,437
3,603
6,931
X.O35
''5.376
xx8
$9,494,198
LapMd,
Surrendered
and
Porchaaed
Policieft.
$3,099,353
1.773.333
3.x8o,369
539.339
638,955
44.513
650
304.993
302,002
307.537
138.678
79.166
196.748
33.131
101,781
4.639
331.795
47.461
140.391
41.117
89.140
78.408
73.983
160.439
55.714
i.673
35.738
i8,r
60.635
35.668
13.5^
31.918
7.334
10,083
8,900
5.874
X.948
4.199
3,500
34
$11,458,660
Diridends I Total K
to Policy- I Poiy
holden. hoidn
$3.I5X.8iO 114,727."
3,376.605 Ii.88i4-
3,309488 10.9^. c^
1.X60.368 s.^^.y.
1.385.897 4 9$^^
36,181 I iMy-:'
956761 a.7^i|
591.553 3.153- 1
1,096^
S94.979 I 2.?.^*:
519.5^ ! iM-^
3X8. X^ { l^Ji'
350,837 i.i;
165.758 1.21
309.664 ; 1.21
H:^ 1
X 16.907 I 95
376.68X I 7S
37.2x5 45
50,856 I 69
155, X87 61
?
1x8.335 6:
x6!3i8
159
9.460
X3.070
3.330
^14.737
5.641
X6X.4OO
XOa.504
36.338 i
36940
IX.704 I
7.896;
$14,499,345 i^'^
A The following amounts ware paid to annuitants by the seretml companies designated : ^, $49«7os : '* ^'^' '
i«<* #, $750 ; /, $400; *. $3,376. f Paid to pdicyholden t» j
m%iy
departn^-.
i
The Insurance Year Book.
5^3
OTAL Expenditures.
the disbarsements ; also, comparison wUh the total diiburiements of 1887.
6,000
Comoussioiu.
$3,170,579
a.a94^588
2,654.530
367,318
539.760
1.146.067
903.889
40X.885
897.a3a
179.370
380,361
384,781
351 -Tao
Z61.170
346.048
165.894
331.391
SS.636
107.888
308.138
61,951
305.881
130.339
1x6,317
Z13.343
139.603
9».9Si
108.535
96.094
51.044
14.803
8,026
10.433
15.067
Salaries, Medi- al
Fees and Other
Chacvetof
Employees.
$706,055
739.630
647.173
144.283
163.558
925590
337.157
163,75a
733.13a
115.526
199,063
iia.493
150.845
148.733
123.133
304.333
193.605
93.969
53.^
t.783
>.997
353.783
160,9
59.198
77.947
60.176
56,103
37.496
55.408
33.799
39.938
46.647
17.536
15.502
8.584
3.987
All Other
Expeaditurea.
$1,095,474
1.904.331
1.114.847
903.195
336,389
870.739
338.347
173.396
167.251
333,585
139.870
96.950
3o8;364
103.174
118,378
67.791
63.134
68357
79.329
78,539
57.475
111.8x1
36,973
40,373
38,236
33.333
333.646
13,377
26.795
12.133
130.971
49,601
46,418
10.369
11,671
8.543
32.035
16.409
9.033
6,347
33046
3.958
ia.543
5.76a
Total
Expaaditurts.
$19,699,659
16,839.906
15.589,610
6,099.14s
S.883.507
5,600,444
4.379.090
4.044.053
3.915.439
3.821,109
3.339,589
1.933.671
1.833.303
1.746,415
1.685,348
1.550,194
1.343.543
1,193.632
1,011.921
1,008,190
991.639
943.0|i
903.888
853.156
846.283
856.098
78S.153
489.753
450,753
417.477
336,474
351541
198.573
193.939
143,648
111. 127
86.144
80,639
66.993
57.592
49.517
30.251
37.440
34.187
32.649
13.543
11,762
Toul
Expenditures
in 1887.
$17,777,939
14.139.154
i3.8a5.535
6,407.984
5.715.507
4.66X.345
4,771.700
3.881,865
3.533.495
1.735.650
1,700,818
1,501.302
1.333,509
1.449.988
1,011.934
1.308,345
917.385
794.900
1.030.985
670,480
797.486
736.277
684.454
877.317
410.640
474.481
310,152
331.143
252,130
201,178
197.874
150.347
III 573
8d,i05
50,16a
57.094
50.838
45.333
33.465
39.119
11.735
"7,166
Rank
m
Z887.
3
4
5
7
6
8
9
10
11
12
13
15
19
^1
30
37
33
33
%
21
%
31
30
33
33
34
P
37
II
40
41
43
45
397.296
$15,719,480
$6,956,463
$9,135,833
$108,816 822
$98,294,838
l» .057,386 ;#, $a3,i32 ; /,f 3167; g^%^l<ilo\ A, $4966; tMsa^azg ; y, #345 : A,fxoo; AI840; f^. $e3i ;
^efit. r Aaauirict. / Includes scc*dent department.
«. is6 :
?''7f«»w?^»':5^'?"
5^4
Tlie Insurance Year Book.
1
Exhibit XX.— Rate of Interest Realized
Showing the rate of interest realized bj the companies on the mean admitted assal
x888, compared with a similar rate realized in 1887 :
Rank.
xo
II
la
19
13
Ji
18
18
19
ao
ao
31
23
24
as
36
27
38
29
3°
31
3a
33
34
i
39
40
41
42
43
COMPANIIS.
Roval Union
Life Insurance Co. of Virginia.
Western and Soathem
American of Philadelphia
Maryland
Equitable of Iowa
Pacific Mutual
German of Mi8M>uri
CoTcnant Mutual
Life Indemnity
Phoenix
Mutual of Kentucky
TraTelers
Union Central ,
Northwestern
Brooklyn
Equitable of New York
Presbyterian Ministers
Mutual of New York
Bankers of Nebraska
Penn Mutual
Connecticut General
Vermont
Michigan Mutual
National of Vermont «. . . .
Mutual Benefit
Connecticut Mutual
New England
iGtna ,
John Hancock
Massachusetts
Washington
Metropolitan
New York
Imperial
State Mutual
United SUtes
Provident Life and Trust
Berkshire ,
Home
Germania
Manhattan
Union Mutual
Prudential
Provident Savings
Mutual of Baltimore
Peoples Industrial
A ingftu«os
Meaa
Admitted
AneU.
$15,145
456,937
104.307
2,105,043
1.343.446
641.736
1.810,853
411.309
394.84a
I16,AI5
10,531,643
1.424,740
8.095.102
4.144.791
30.743.608
1.622.082
88,14^,005
346.403
131,884,843
109.484
13.151.749
1.756.866
343.728
a. 109. 160
4.854.965
42,813.561
56.494.458
19.356.806
33.146,849
3.193.725
9,288.951
9.104,407
5.597.402
87.595.708
147.575
t»
14.280,796
4.013,607
6,233,354
13,517,223
11.488,122
6.007.858
3,430,766
462.455
149,042
111,624
$633,721,234
Interest,
Rent
sad Other
Receipu. a
Rjite
oflnteren
Kealued.
169.749
97.257
46.419
117,626
25.863
24.009
7,016
622.072
83.249
477.330
244.071
x,77i,209
90.926
4.911.164
19.243
6,771,634
6,079
717*464
^^
113.503
960,364
3,387,863
3,987,191
X.OX4.X06
1.739,464
168.789
463.205
451.478
276,109
4,3x0.564
6.915
234,161
367.656
656,163
183,135
283,339
6x1,335
519.134
251,632
97.589
18,472
4.953
1.615
$33.6x8, x8o
2452
2275
10.4a
8.06
7.24
7.23
6.50
6.39
6.08
6.03
591
591
'I
576
5.6X
5-57
5.56
555
5.55
5-45
541
5.38
S.36
534
529
S.24
5.23
5-10
4.99
496
4.93
492
4-70
4.6a
459
4.56
4-53
4.52
4.52
4.X9
403
3-99
332
i.-f5
531
a All income except premiums.
'wrr
^ :?»v-:
The Insurance Year Book.
525
Exhibit XXI— Assurance in Force/
SbowiDg the rank of the companies in the amount of asaurance in force ; also, the
mber of policies and the average amount of each policy, January i, 1889, compared
th the assurance in force on January i, 1888.
COMPAMIBS.
Equitable of New York...
Mutual of New York
NcwYoric
North westers
Mutual Benefit
CoonecticQt Mutual
iCfna
New England
Penn Mutual....
Provident Life and Trust.
Provident Savings
Massachusetts Niutual. . . . ,
Germania
Manhattan
Washington
Tratelers
Union Central
Nadonal of Vermont ,
State Mutual
Union Mutual
United Sutes
Phoenix ,
Home
Berkshire ,
Michigan Mutual ,
Mutual of Kentucky
Pacific ,
John Hancock ,
Connecticut General
ImperiaL ,
Brooklyn
Life Indemnity
Maryland
Metropolitan ,
Equitable of Iowa ,
Vermont
Covenant Mutual
Prudential
Bankers ,
Mutual of Baltimore
Presbyterian Ministers....
German of Missouri
Royal Union ,
Iowa Mutual
Aggregates.
Industrial Bwsituss,
Metropolitan
• Prudential
I John Hancock
1 American
, Life Insurance Co. of Vhrginia..
i Germania
I Western and Southern
• Peoples Industrial
Mutual of Baltimore
Aggregates.
8
-.S3
i 9
i ^
<
$549,3x6.126
483,050.579
419.886.505
173,518,891
153,498,623
151.361.913
102,904.303
;^.59i.a^i
68,373,882
64,003,604
51,013.286
49.ii80.584
48.874.a33
43.504.413
43.768,034
41. 138.301
33,870,922
26,395.600
a5.7sa.a67
34.873.395
33,748,350
31,901.388
19.099380
9,657,680
9.64^.417
9.368,044
7.669.740
6.050.600
5.730,140
5,476,350
4.794.313
4.067,777
3,530,416
1.996,358
x.434,530
1,343.939
1,051,500
1,049,063
929,143
740.874
54a. loo
357.444
3,833,013,513
176.533.14a
9a.4i8.854
a9.943.05a
1 6,085,358
1 4.064.733
z,o67i070
889.073
$311,691,561
148.405
158,190
139,911
73.130
67,749
35.305
37.714
30,736
38.341
15.567
19.373
31,117
30. no
16,850
9.836
14.738
13.566
17.468
11.513
9.375
10,412
5.460
3.655
5.437
S.690
1.859
4.358
3.376
3.063
3.379
1.877
3,678
968
91s
555
485
433
1,047,076
1,632. 642
850.064
356,574
1984X
16,828
9.531
5.366
1.174
2.798.347
f
3.693
108
109
1x7
307
342
X12
14a
X30
40
IXO
if.
$483,039,762
4a7.583.359
358.93S.536
X47.6is,323
X47. 189,403
150.992,498
97.37a.334
69,7541. X24
6x ,0X8. 805
45.351.769
43.%. 805
39.01S.61x
39.506,537
37.739.893
37.734.533
24.922,324
33.387.840
35.794.195
23,47X,8a9
25.267,687
31.756,596
19.657.333
18,080,150
9.145.717
8.443.394
9.133.703
7.391,778
3,Ax8,ooo
5.673,760
5.778.500
4.360.338
4.373,790
3.305,593
1.591.656
1.397.095
945.000
* X, 093.636
863.995
76x,503
410,500
38X.000
3,539,88x.407
33,803,^02
t 3.830.735
t 3.937.397
t x,274,098
$363,396,997
I
3.731
3.<^
3.167
3,392
3,650
3,378
1.487
3.9a9
a.450
3,116
4,053
3.S64
1.683
3.783
3.334
1,903
1,668
1.737
3,659
1.783
3,000
1.439
1.965
3,338
X.84Z
l:m
x,68i
1.369
3,574
I,x68
3.371
3.303
X,3X3
1,369
1,013
1.457
1.176
IXO
XXI
X,63X
269
XXX
3
5
3
17
8
13
^6
13
4
X
IZ
37
7
x8
31
39
1
34
19
33
30
IS
33
33
34
xo
39
\t
%
39
33
35
* Includes iadostml basinets.
t Includes regular bnsineas.
Sz6
The Inmranoe Tear Book.
Exhibit XXII —Whole Life Policies.
Sbowtng tho amount of whole life policies in force ta the Tidous companies J^oin
idS^, with the percentage of the ume on the toul imoaQt atauted ; atao, a comparlKyo ▼ <
a similar percentage for i3S8,
3
4
5
6
7
> B
9
to
II
tJ
"3
H
IS
I6
17
XS
ig
B3
as
aS
3<»
Com r Amis.
Equitable of New York.,,
Mutual or New York-,..
New YoTk -
Comiecticut Mutual,
North western . . . * ,
Mutual BeaehL
^toa..,
Penn Mutual . . . ^ , ,
Massachusetts >
Manhattan ,
New England. , . ».>.«..,>.
Union Central
Travelers .**>>■
Washington,,,,, ,
G«rmania ..,,,,,,....
National i
UDie«d States.
Home ,*.,.,,
Phosnlst
BerkAhire, .....,.*.
State Mutual
UniOQ MutuaL...........
Provident Life and Trust.
John Hancock....
Connecticat General......
Brooklyn,.,,,.,
Metropolitan
Vennont
Provident Savings
Imperial
{a)
Aggregates
of !niumic« ia
Kofcc
Januiry i^
1^.
$549»ai6,i36
419.8S6.S0S
151,361,913
173,518,391
153.498,623
1^,904-303
68,378,88^
49»4Bo.SB4
43,504,413
73.591,541
33,870.922
41,138,361
43,768.034
48-S74.a33
33.313,303
35,753,367
34,873,295
3l,goi,s68
26,665,185
26.395,600
64,003,694
9,368.044
7,669,740
5.730,140
4,ofi7,777
i.996p3S&
51,01^,386
6,050,600
{a)
$2,763,573,486
Whole yr*
Polida.
$478,678,569
39Sh93^SI7
a9a.33<.4S3
141,653,309
135.753.151
118.351,760
50,9C39,B39
48.9^5^333
37-593. iBl
34,601,500
^.084,686
30,042,343
37.747,048
23,444^819
31.754*471
ai,449,i34
20,050,913
17,604,414
16,965,440
14,782.145
9-^33,754
8.913,688
6,869,503
5,808,045
S,033,aL|fi
4,989,678
3^9^.3&5
814.^1
53.886
£,000
(a)
Tout
Anioijat
Ifuured,
$2,004,630,396
■A
11
87,16
82.14
69.63
93-52
7S.69
77-10
4947
7154
7S93
79 54
43'6o
&S'70
67'4S
53.48
44-5J
66.38
778fi
77-39
68.21
67.49
34*59
33*77
10.73
63,00
65.&1
74.99
9fi'S5
40. 88
.10
.OS
72.54
4
5
H
3
7
10
32 I
i
^3 ,
II
6
3
17
at
33
iS
8
9
15
16
a?
2S
90
^9
13
I
25
39
30
{^)
87.96
B0.5+
93-*7
77'«
7836
74-3= I
7»-S5 I
4S34 ■
85-37
70JIS ;
SO.M
60.SS ,
83.47 j
76^ I
7040
63^?2
38.51
3^77
".74
fia.,71 I
69.17 i
S0.76 '
97-^ t
s^-sa I
.09 1
.13
a The classification of the policies of the remaining companies it not given in the lepoits-
- l*\
The Insurance Year Book.
527
Exhibit XXIII— Endowment Policies.
Showing the amoant of endowment policies held by the yarions companies January i,
I89, with the percentage of the same on the total amount assured and a comparison with a
milar percentage for 1888.
IDk.
Naub op Company.
3
4
5
6
7
8
9
10
iz
13
13
M
15
16
17
18
X9
30
ax
29
H
as
36
38
29
3P
New York.
MQtoal of New York
Equitable of New York. . .
Provident Life and Trust.
New England
iEtna
Northwestern
Nfutual Benefit
Gf rmania
Washington......
Pern Mutual
State Mutual
Union Mutual
National
Travelers
Massachusetts
Connecticut Mutual
Manhattan
Phoenix
Berkshire
Home
John Hancock
United States
Union Central
Connecticut General
Vermont
Brooklyn
Provident Savings
Metropolitan
Imperial
Aggregates
Amount of
Inturanoe in
Force
Jan. I, 1889.
Endowment
Policies.
$419,886,505
483,050.579
549,3X6, ia6^
64.003.694
73.591.a41
103,904,303
173,5x8.891
153.498.6a3
48,874.333
43.768,034
68.373,883
36.6^.185
36,395.600
33.313,303
4X. 138,361
49.480,584
151.36x.913
43.504.413
34.873.395
31 .901. 388
33,748,399
9,368,044
35.753.367
33.870.932
7,669,740
1.996.358
5,720. X40
51,0X3,286
4.067.777
6.050,600
$3,763,573,486
$X36,489.353
86.053.959
67.751.931
56.593.894
38.565.319
34,447,856
33.133,451
37.635.395
35.6SS.901
30,333,315
17,730,430
17.345,139
13.740.763
10,780,737
10,3x0,338
10,301,984
9,709,604
8.847.533
7.873.90s
6.649.193 '
5.143.885 I
3.043,499 I
3,906.0x8
3.897.131
3.535.785
1.137.677
940,417
xox,75o
86.063
54.500
all'?
30.X3
1785
13.33
88.43
53.40
33-47
X9.30
18.00
53.49
47.53
3593
6467
53.06
3336
35.06
30.63
6.41
30.34
31.66
3036
33.6X
3348
XX.38
8.55
33.93
56.99
1644
.30
3.X3
.90
$648,563,382. 33.47
I
ft
34
X
5
8
30
3X
4
7
IS
3
6
9
x6
x8
37
19
17
13
17
XX
35
36
xo
3
33
30
38
39
30.36
19.4s
X3.2X
87.43
47.13
31.71
X9.66
x6.8x
46.6s
44-73
33.63
60.73
48 8x
39-14
3499
31.50
6.33
31.48
3940
33.39
33.73
30.41
11.94
7.80
39.03
59.63
X5.63
.33
X.36
•04
•?f
13
31
M
I
5
xo
30
23*
6
7
17
3
4
8
x8
37
19
13
9
16
XX
35
36
14
3
33
39
38
30
(«)
^ Sec foot note to Exhibit XXIII.
mm
528
Tim Insurance Yedr Book.
Exhibit XXIV.—New Business.
Showmg the inBorance written, the amount *'not tftketi '^ atid the inst^raQce actualfr
for, of the various compinie!! in the year tSSS, compared with the insurance paid lor lO il4:^
Rjuik.
3
4
I
7
S
9
xo
It
X3
13
14
15
16
17
iS
19
30
aa
33
a6
27
as
a?
3&
31
33
33
34
ZS
36
37
3B
39
40
41
4a
CoUt^AKlEV
Eqmiable of New York.
New V'ork . . **..-__
Muiual of New York.^,
North western.., ♦ .
Mutual Benefit. ....,•«.
i^Ltna... ^
Union Central
Massachusetts
Providtnt Savings
National ,..*
Provideat L. and !
Manhattan.
Washington
Genns^niA. ...».,,.,-
New Enj^iand. ,,
Connect icut Mutual.
Travelers.-.- ...* .^
Uniied Stares.,,.,.*
Utiiob Mutual..,., ,
Berkshire.. .,„
State Mumaln..,
Home
Michigan ,..
Imperial, ,.,,,..
Mutual of Ky. . .
Pacftc
Phcenix Mutual.
Cotinecticut General .
John Hancock ..«<*•.
Bankers. ,.,,.,, .....
Vermont
Brooklyn. ......... ...
Maryland. , .,,
Equitable of la.
Life Indemnity
Royal Union,..,*,
Metropolitan
Covenant Mutual.
Presbvtcrian Min-
lowa Mutual.
German of Mo.,,.
Aggregates.
IndusirLii Btt iokss^
Met ropoljtan ....... , . . ,
Prudential p....
John Hancock. . ^
American » »
Life ins. Co. of Va......
Western and Southern.,
Peoples Todustda] ......
Ii«iied ic
)«8&
$IS3933^S35
jas ,019,731
103 346 034
43 577-3^
16,333553
15,052,349
Penn Muiuat , , . . 14,786,090
Aggregates.
13,055,146
13,00^.300
II. 97*^3^8
II. 675.44'
11,079.486
9.551.&11
9,4S3.7SS
9,391.981
9,063.990
7.657,158
6pS75.176
5 ►553.407
5.421.753
5,153,303
4>94a.999
4,180,109
3.BT3.IOO
2,408.452
3,234 **5o
1,743,928
1^373-483
1,349.008
989500
881,106
871.358
807,045
645.543
547.500
344,100
i»8 574
110,335
69,000
33.118
Itiiuraace
Not Takva.
$30,118,350
33.379-^*9=
14-041 973
4.5'^5."4
1,61 3.283
3^731 944
3-413368
1,734.610
3,860,000
872,000
i.5j6,Soo
183,000
3.771-977
1.9=5-898
1.^33.538
863,000
507.500
783-79=
1.149,000
1.463,400
1,046,500
393,000
1,113.250
31 r, 000
367,000
3' =-734
174,480
388,738
3*9-5^
^5i5So
Not known.
M6,550
39.6aS
Not kniiiwn.
I7r500
Not known.
Not known.
18,500
31,500
Not known.
Not known.
1,000
$645,080,933 $102,441,156
9i,349»946
'^58-847.394
15-953-^*3
«7. 765. 470
^3, 1 19,376
1,698,748
854. 0T4
$179,480,971
letunmcc
Aciufllly Paid
for La iMW.
$133,815,385
101,740.439
89,304,061
39,013,346
17.307-958
I3,<;oi,6o9
11,638,881
13,061,480
9.195-146
II 130,300
10,459.58a
11.493,441
8,307,509
7-&35713
8,239,330
8,438.981
8.561,490
6-873-366
5,435,176
4.090,007
4.375-^53
4,760,303
3,839,749
3.869,109
3,446,100
3,095.718
3.060,370 ^
1,455,300 I
1,053,983
1,103.458
9B9.SOO
734.556
831-633
807.04s
638.043
547-5™
£44,100
316-935
187,074
1^0,335
69,000
33,118
$543,639,776
Raak
Injur"
Paul
for.
I
a
3
4
S
6
8
7
13
iO
II
9
is
17
16
14
13
18
19
33
31
34
23
=5
36
37
38
30
39
31
34
3=
33
35
3*
38
39
40
4'
43
F&Jd tot iA
$ii4a93.7« i
85.184.659 i
6r. 636.145 ;
31. 796.143 (
14 811,641 ;
13 ,008,9^1^ ' 7
9,683,214 K
".317.377 -
8,151.693 IJ
14.811,300 r
7.338.779 i:
9-9^3 T^i t
6 000,718 it
6,899374 I*
4.579.00a J)
7.136633 li
8,736.374 n
6,903,034 H
4,8ot,6ao 1:
4,165,535 =
4 -056,8711 'j:
3.938,067 u
4.655.697 ^
4.743,^3 t;
a,o9S 500 r
3-354533 ^i
i,256,oci9 ^
1.43S-SSS ^
1,145.851 ^
989.347, f
3930^ jl
657064 31
63=695 33
35*' 91= 3S
€40.500
361,000
138.951
139, hao
109,046
145'™
9,111
^450,3639^'
■■84,04^.118
*6o.8qr,i&*
*i3*33l-3?»
»At48.S^S
•».4S3.34E
*i6o,73fl,a4S
* luu ranee i£tu«d«
A Includn rtgalar buiin«f . ^ Kesulat builasw. f Th«M ftgun
regular com paaiei.
K ' 'I A-
» ^ >.-. .
The Insurance Year Book.
529
Exhibit XXV.— Insurance Gained.
Showing the gain of insurance by the seyeral companiei in 1888, together with the percent-
of insurance terminated to insurance written, and a comparison with a similar percentage
1887.
COMPAKIBS.
Equitable of New York. .
New York
1 Mutual of New York.
?IS3.933.535
135,019,731
103.346.034
43.577.360
11,976.388
14.786,090
Providcn t Life and Trast. . 1 1 ,675,441
Mutual BrDefit 18,911,241
Union Cenf ral 15.052,949
Northwestern
National of Vermont.
Penn Mutual
InsuniDce
Issued
in 1888.
t i Geraian>a . .
2 I Manhattan.
Provident Savings.
Massachusetts
New England
Travelers---.
State
Washington .
) Imperial
) United States,
r Berkshire
PaciBc
Bankers ,
Michigan
Home
Union Mutual
Mutual of Kentucky. .
Maryland
Vermont
Connecticut Gen ....
Connecticut Mutual..
Eouitableof Iowa....
John Hancock
Royal Union
Presbyterian Ministers.
Brooklyn
Covenant Mutual.
Metropolitan
German
Iowa Mutual. . . .
Life Indemnity..
Phoenix
Aggregates.
16.a33.S53
9.482,758
11,079 486
I2,OO3,a0O
12,055,146
9,291,981
7.657.158
5,152,202
9.551.611
3,813,100
6,575.176
5.421.753
2.234,850
989.SOO
4.180,109
4.943,999
5.552.407
2.408,452
807,045
881,106
1.373.483
9,068,990
645.54a
1,349,008
244,100
I10.33S
871,258
ao8,574
235.435
23,118
69,000
547,500
1,743.928
Insurance
Terminated
in 1888.
$645,080,932
$87,746,971
64,068.76a
48,878,814
18.673.792
4.586,409
7.432.013
4.809,400
X3,6o2,oai
8,905,860
10,701.584
4.243.330
6.593.684
7,861.600
7.926,331
5.454.864
4,258.690
1,874.857
6,290,104
1.180,500
4.294.738
3.177.788
1,020,227
ti39 0oo
3.158.885
3,951,296
4.051,00a
1,896,489
373.060
476.404
995.521
8,699-575
327.718
1,114,666
112,500
8231878
171,149
240.448
43.747
92.556
849.750
2,139,320
Gain of
Insurance
in 1888.
$66,186,564
60,950.969
54.467,220
24.903.568
7.389.979
7.354.077
6,866,041
6,309,220
6,146,389
4,140,600
4,128,8x5
3.837.117
3.398.468
3.277.345
3.261,507
2,632,600
2,280,438
2.243.905
1,214.623
1950,500
1,021,224
991.703
601,405
511.963
433.985
404,702
377,962
369.415
317.824
234.342
131,600
70.348
47,380
37.425
*20,629
^*23.S56
•302,250
*395.392
$353,179,290 $291,901,642
I'
& is
Is
46.09
36 2A
9450
82.05
102.13
189.23
13414
155.21
122.67
54-75
18
IS
12
7
5
13
6
28
21
27
24
25
90
17
4
26
2
23
19
9
1
30
32
35
31
II
16
29
37
14
34
42
48*89
51.46
43.87
40.89
44.55
38.51
75-11
63.03
6403
30.94
53.30
13-33
2944
58.12
65.41
72.88
7051
5818
60.07
62.46
60.57
^6^
86.53
34.81
38.35
113.52
90.08
345-42
398.72
40 43.64
41 327,02
39 121.89
1^
8 .
.S.S
II
12
13
%
5
31
22
25
27
23
a
18
28
14
7
24
I
x6
26
30
29*
-^s
34
17
19
21
90
36
32
33
3
4
37
35
40
41
* Insurance lost. t Estimated.
530
The Insurance Tear Book,
Exhibit XXVI,— Lapsed and Surrendered Polich
Showing the amount of poUct^a trrniiriated
p«rcentaige to (he mean amouni of assuriDce in
bf \A.pK And surrender during iflSS, wid
force^ wXso a comparisoQ witb a ilmiki
ft^k.
I
9
S
4
I
7
S
9
to
It
la
*3
IS
16
17
iS
19
ao
at
sa
^3
04
3S
36
a6
97
aa
ag
30
3^
3a
3J
34
35
Nam A or Com r am v.
Provident SAdags ,
tmpenai '■*...*
German of MisiouH.
Connrcticut Mutual.
State MmuaJ.
Phoenix. . . .. ,
Germania. . . _.
New £f) gland..
Mutual Benefit,
John Hancctck. .
j^tiia
MatuAJ of N«w Yoik......
Provident Life and l^nist .
Manhattan --.....«. ......
NorthwesicTti * ^ . . .
'Hiavelers - ,
Connecticut General,.. .
Penn Mutual. ..........
Union Mtitaal
Metropolitan ...........
Pactfic ..,
Covenaitl Mutual. ...*..
Massachusetts.
National of Verniont . . .
Berkshire........
New York.. . . .
Washin jf ton ...*-**
United States..........
Equitable of New York .
Equitable of Iowa. . , . ..
Home .....>,....
Brooklyn
Mutual of Kentucky. . . .
Michigan Mutual. .,..,.
Union Central..,......,
Vermont....
A^ure^ateg...
Mcnn
Anuraace
ia FoTce
in t8S£,
$43,^1,986
4*734300
751,186
151,177,205
35.096,513
5*5069.991
4^.354-519
71,673,663
150,344,013
9,250,873
100,138,333
454,816.969
60,57^,673
41,361,51a
160,067, 107
39-439.127
7,4So.7S9
64,695,843
36,094,897
4,170,383
1,415,807
47,416^176
=8*617,313
^.779*305
339,41 1,Q30
41,137,380
24 ,6x3,04 8
Si6fiaa,944
a. 363 ,004
33,353.447
5,696,450
9,401.698
11,589,768
30.797.737
1,794,007
Lap4ed and
Su' rcDciered
Folictei.
Percent- I
Mean
Auui"
anofi-
J«i.i7<4.
$35,350
$,000
6,OOD
3.S73.S0S
857.749
86l,6a6
Ih76i,o68
3,783,136
6.459.9=5
433.961
S.068,635
34.539.056
3*303.3^1
2,450,40s
9-565.695
3,363,966
46a. <37
4i066.i43
1,806,373
106,938
3,598,033
3,353.350
1,657,553
34,359,354
3,631,439
3,aaB,3xS
48,984.059
226,055
3.373.448
636,336
1,162,560
3,488,504
4,661,229
313.871
3,661,409,630
$180,337,633
.07
17
.So
3-43
344
3.83
430
4-58
5.06
5^39
545
59*
59a
599
6.18
6.29
6.93
7.0s
735
7-55
759
7.S7
7.^
8.B0
e.8o
9.03
949
957
10.67
11,17
1x37
1339
1530
17,50
6.77
The Insurance Year Book
53^
Exhibit XXVII —Death Rate,
Showing the death rate of the feveral companies in 1888, compared with the death
te in 1887.
[Industrial companies not included.]
i&k.
COMPAKISS.
I RoyalUnion.
3 Imperial ,
3 Union Central <
4 Michigan Mutual
Provideat SaTings .,
Northwestern ,
Vermont ,
Equitable of Iowa
9 Provident Life and Trust
9 Berlcshire
10 National of Vennont . . • . ,
11 Connecticut General
12 Massachusetts
13 NewYork
13 TrsTders ,
14 ; Life Indemnity ^. .
15 Equitable of New York.
16 Pacific Mutual
17 Penn Mutual
18 Presbyterian
19 Sute Mutual
ao Mutual of Kentucky
Washington
iEtna
n Home
H Mutual of New York
35 Maryland
26 Gennania
a? United States
as NewEngland
39 German of Missouri
30 Union Mutual
31 Brooklyn
33 Mutual Benefit
33 Covenant Mutual
34 Connecticut Mutual
35 Manhattan
3« Phoenix
Aggregates
MMa
Aararanoe
in Force in
1888.
$475,850
4.734.300
^.9^1.986
1.704.007
a.363.004
^.570.673
ao.779.3Q5
28.617,313
7.480,759
47.416,176
389,4ZX,oao
39.439.x«7
5.027.37s
5i6,iaa.944
9.043.85s
64.695.843
896.518
35,006,513
9.401,698
41.137,380
100.138,333
33,353.447
454.816.969
4.577,3ao
46.354.519
34.6x3,048
71,673,683
751.188
36,094,897
5.696.450
150.344.013
1.415.807
X5i,i77.305
4X,a6i.5i3
25.069,991
3.659.565.527
Death Pud
in 1888.
$1,000
a6,ooo
x8z,ox8
X 10,865
x>346!898
1S.883
31,343
597.860
206,469
29r,ao9
77.870
5X1.8x8
4,4x3,050
445.580
64.550
6,341,374
114.370
823.324
XI.644
329.075
129,965
609.945
1.509.837
339.480
7.331,665
66,893
744.635
404,466
x,3ox,654
12.834
449.C03
104,473
3.893.335
38,738
3.197.983
917.989
577.989
$36,751,187
n
3.
3.
3.33
2.31
by
Death Paid
in 1887.
$3,000
30,350
138,107
143.803
1
321.407
1.416.303
15.107
35.001
389.973
185.573
3X3,171
64,103
525.3"
3.916,997
337.412
73.810
5.I29.5IS
118,152
594.485 i
13.659 1
321.687 I
132.244 1
510.595 I
1.514.676 !
388,447
7,107.260
77.681
913468
367.731 ,
1,016,323 I
20,620 I
458.952
97.994 I
3,678.056 I
I
28,466 ;
3.058.734
779,261 ;
I
569.369 i
.81
.78
.78
1.03
.95
i.6x
.72
•99
.94
•91
1.21
X.18
.94
1.13
1.15
1.43
X.03
1.65
I.OO
1.54
1.40
1.73
1.83
3.14
^H
1.48
3.66
1.80
1.71
1.84
3.05
3.03
3.07
3.34
$33,484,799
Rank.
4
3
z
5
3
XI
a
9
\
15
14
7
13
zi
23
xo
ao
z6
3X
17
25
27
32
33
24
28
30
29
31
33
"-.'if* .^
57^
The Insurance Year Book.
Exhibit XXVIII —Expenses of Management.
Showing the ratio of gross expenses of management to mean assurance in force Do
31, r888, compared with a similar ratio for 1887 :
[Industrial companies not induded.}
lUnk.
7
8
8
9
10
II
II
12
12
13
14
15
16
17
18
18
18
19
20
21
32
23
23
24
25
26
«7
28
29
30
Companies.
Provident Savings.
Mutual Benefit
Travelers
New England
Provident Life and Trust.,
Life Indemnity
German of Missouri. ,
iEtna ,
State
Connecticut Mutual ,
Imperial . .
Berlcsbire .
Northwestern .
Penn Mutual..
Phoenix
Equitable of New York.
Presbyterian .
Germania ....
Massachusetts
Connecticut General.
Mutual of New York.
Home
Maryland
Michigan Mutual. . . .
NewYork
National of Vermont.
Union Mutual
Mutual of Kentucky .
Manhattan
Washington
Equitable of Iowa. . . .
Brooklyn
United States
Covenant Mutual. . . .
Union Central
Vermont
Royal Union
Aggregates
Mean
Assurance as
in Force
in 1888.
Gnm
Expenses of
lianage-
ment.«
til
185
Per.
ceotagt
tor
1887.
Eak
$48,941,986
150,344.013
$229,279
929.707
:g
% ;
r^:S2
26s,7»
517,281
.67
■7a
M ; 5
60.570,672
5.627.375
471.345
46418
.78
•83
3 \
751.188
100,138.333
862.933
:ll
•5 ^
.69 c
25,026.512
151,177.205
216.640
1.313.796
.86
.87
.87 r.
.53 '
4.734.300
20,779.305
42.569
191,210
.90
•92
1.27 2*
•9* ; ^5
160,067.107
64.695.843
x,479.393
^ 609.292
•92
•94
.83 1 n
.94 'S
25.069.991
516.122,944
234.738
4.945.449
•94
.95
•*3 I
.91 13
896.518
46,254.519
9.032
470,056
1. 01
1.02
.83 t
.88 ; n
47,416,176
7.480,759
«
103
105
.87 1 B
.92 u
454.816.969
22,252,447
4.972.107
239.997
I.G^
Z.O8
L06 19
4.577.320
49,601
1.08
.96
16
18,589.768
202,234
1.09
I.I6
21
389,411,020
4,416,540
I-I3
1.39
25
28,617,313
322.554
1.13
i.oo 1 17
)
26.094.897
301,487
1.16
I.I3
*
9.401,698
112,277
I90
1.29
25
41,261,512
526,224
1.28
LPS
il
41,137.280
526,828
1.28
I.GS i ^
2.363.004
32.338
1-37
1.23 ' ^
5.696.450
80,274
1.41
1.36/
24.612,048
376,474
1.53
141 ^
1.415.807
22.035
1.56
I.I8 ' «
30.797.727
550.249
1.78
1.93 ; ^
1,794.007
39.990
2.23
1.68 , s8
475.850
12,542
2.63
3.66 <
3^
2,650,521,672
26,192,187
■99
;pt payments t
0 poUcyhokl
BTg,
-•i-a
.-:.;.. J
The Insurance Year Book,
533
Exhibit XXIX.— Percentage of Gross Expenses.
ShowiDg the percentage of total income used in the gross expenses in 1888, also a similar
rceotage for 1887.
COMPANIKS.
Mutual Benefit
Provident Life and Trust.
NewEDgUmd
Presbyterian
Travekn
Atna
PeonMotiial..
State Mutual.
ConoecticQt Mutnal.
New York
PhoBoii
German of Missonri. . . . .
Germain
Equitable ot New York.
Northwestern
Mnmal of New York.
Berkshire
Provident Savings .
National ,
Maryland.
Home
Washington...
Massachusetts.
Connecticut General.
Equitable of Iowa....
Mutual of Kentucky.
Manhattan
chigan
itual ol
Mutual of Baltimore .
Brooklyn
Union Mutual
Union Central.
United States. .
Life Indemnity . . .
Covenant Mutual.
Imperial.
Vermont .
Life Insurance Company of Virginia.
Royal Union
Bankers...
American.
Aggregates.
Total
Income.
^.371.252
3.a(u.63i
3.486.916
60,341
1.688.S88
5.133.739
3.353.75s
1,257,684
7,433,476
24,871.174
i.3co,3ao
34.970
2.577.030
26.958,977
8,000,633
26,3x5,932
994.^1
x,i63,685
I.54I.S37
228,446
1,099,186
2,283,005
a, 109,575
314.592
127.573
425.783
1.973.964
278.633
963.520
1,7x8,002
1,087.198
116.4x2
53.081
93.730
81.247
230,997
20,273
17.787
350.379
140,996,785
«l
$929,707
471.345
SI7.28X
9.032
265,739 '
862.933 I
609.292
3x6,640 I
1.313-796 I
4,416.540 I
234.738 t
6.348
470,056
4.945.449
1.479.393
4.972.107
191. 210
229.379
322,554
49.601
239.997
526,828
488,405
78,806
32.338
112.277 J
526,234 ,
I
203,334 I
16,409 ;
80,374
301,487
550.249
376,474
46,4x8
23,035
42,569
39.990
130.971
12,542
XI, 762
233.646
$26,584,975
13 61
14.78
14.83
14.97
1574
1689
17.12
17.22
17.70
17.84
X8.05
18. xs
18.24
1835
18.49
1896
19.32
19.70
2092
31.71
21.83
33.08
23.33
2505
2535
^;i
2759
38.10
38.8X
31-29
32.03
3463
3987
41.51
45.42
49.22
56.70
61.87
66.1^
66.68
1885
L^
14.00
15.01
13 31
13.46
18.40
X772
17.96
17.57
1331
19.87
32.37
1754
30.76
15.78
1906
32.33
18.91
36.60
33.60
19.89
33.42
28.55
24.19
30.43
24.71
31.13
27.45
30 77
29.18
3636
3369
31.66
3951
66.22
48.33
S413
49.48
40.03
Rank
in
1887.
3
4
I
a
XX
9
xo
8
X
Jt
33
6
7
x6
5
13
17
xa
24
19
IS
30
36
3X
23
30
25
29
27
33
32
31
34
%
3»
37
35
a Including all expenditures except payments to policyholders.
534
The Insurance Year Book.
Exhibit XXX.— Expenses less Taxes and
Dividends.
Showing the percentage of total income used in expenses (not incladiog taxes, di Tidal
to stockholders and profit and loss) during 1888 compared with a similar perceatage fox tf^
Sank
I
9
xo
XI
12
13
\%
18
19
do
21
32
«3
24
39
30
31
3a
33
34
P
P
39
40
41
COMrAMIBS.
CoDDtcticut Mutual.
German of Missouri . .
Mutual Benefit
Presbyteriin Ministers.
iEtoa
Provident Life and Trust.
New England.
Phoenix
Travelers
State Mutual.
Penn Mutual . .
Noribwestem.
Maryland .
Gernaania.
Berkshire
Equitable of New York.
New York
Mutual of New York.
Provident Savings.
National
Home
Washington .
Massachusetts....
Michigan Mutual .
Connecticut General.
Manhattan
Mutual of Kentucky.
Equitable of Iowa. . . ,
Brooklyn
Mutual of Baltimore.
United States..
Union Mutual.
Union Central
Bankers of Nebraska.
Covenant Mutual.
Life Indemnity....
Imperial..
Vermont .
Life Insurance Company of Virginia.
American
Royal Union
Aggregates..
Total
Income.
$7,433,476
34.970
7.371 »2Sa
60.341
5.133.739
3,204.631
3,486,916
1.300,320
2.668.288
1.257.684
3.3S3.75S
0,000.633
328.446
a.577.030
994.681
96,958.977
2^.871.174
26,215.932
1,163.625
I.S4I.537
1.009,186
2,983.005
2,102,575
733.053
314.59^
1.973.964
495.783
X27.573
^^
1,087,198
963.590
1.718,00a
17.787
53081
ZIO,4I3
? 3.730
1.947
930.997
350.379
90,273
140.996,785
Net
Ezpeuea.
$664,885
3145
766.037
7.acx>
646.953
436.907
479.709
183,259
252.217
302.913
547.578
1.359.801
38.89s
444918
174.858
4.766.364
4.913.131
4.666,834
917.594
999.081
917.305
493.116
464.581
173,476
74.157
477.782
103,445
31.083
67.967
15,222
995.901
987,353
531.739
5.649
19.61 1
43.570
37.573
35.951
Z18.440
187.803
19.549
24.063.030
8.96
8.99
1039
11.93
12 60
13.61
1376
I4.O8
1494
10.13
16.33
17.00
1703
17.36
17.58
17.68
17.76
17.80
18.70
19.40
19.76
31.60
28.09
33.53
93.57
34.30
9430
9437
94.39
3607
37.22
39.81
3037
3179
36.94
37.43
40.09
43 39
5197
61.87
17.07
R/?*- T;
'•: w
The Insurance Year Book.
535
Exhibit XXXI —Dividends to Policyholders.
Showing the percentage of dividends paid to policyholders to premium receipts in 1888 ;
) a similar percentage for 1887.
NaMX of COMrAMY.
German of Missouri.
Provident Savings. . .
Connecticat Mutual.
Mutual Benefit .
New England. .
Penn Mutual. . .
iEtna
Phoenix
State Mutual.,
Northwestern .
Manhattan...,
Home
Imperial
Massachusetts .
Germania
, Berkshire
Maryland
' Piovident Life and Trust.
National
> Equitable of Iowa.
New York
Mutual of New York
Equitable of United States-
Mutual of Kentucky
Washmgton
Michigan Mutual .
Pacific Mutual....
Union Mutual .
Brooklyn
John Hancock.
American
Connecticut General .
Vermont
Union Central : . . .
Ufe Insurance Coapany of Virginia.
Metropoliun
Life Indemnity.
Prudential
Travelers ,
United States
Mutual of Baltimore .
Presbyterian
Covenant
Royal Union
Western and Southern .
Bankers
Peoples Industrial
Premiums
in 1U8.
$9,107
1,145.153
4.436,285
5.083.389
a.473.810
a.036,99X
*«
i.o33.S«3
816,847
I.
Aggregates.
1,281,173
81.154
20,560,610
19.444.308
22.047,8x3
342.53*
1,831.527
sM
711.888
187.707
1.317.374
180.630
1.473.931
127.049
6,810,110
109.396
3.659495
1.310,958
819.54a
53.445
41.098
29,072
16.559
14.359
XI. 708
S.4g6
$130,435,791
Dividends to
Policy hold en.
$5,641
376.681
Z.Z60.368
1.285.897
594.979
519.533
591.553
116.927
161,400
956,761
218,188
118.225
12,070
309.564
250.837
102,50^
16,318
309.064
155.187
3.309.488
2,151,8^
2,376,603
36,940
165.758
50.856
11.704
56,888
7.896
2,220
27,215
26,181
Ki '59
None.
None.
None.
None.
None.
None.
None.
None.
None.
None.
$14,499,245
Per-
centage.
61.93
32.90
26.16
35-30
24.06
19.77
17.38
17.24
15-62
15.36
15.00
1447
1390
12.78
ia.76
12.63
12.44
12.15
12.11
11.66
11.23
11.07
10.78
1077
903
8.44
7.14
6.23
4.33
3S
3.60
3.54
::S
.38
.15
Per-
ceotaffe
in Z887.
50.68
!?:§
3545
18.13
18.70
17.96
18.15
15-77
3793
17.73
15-31
1.65
13.80
13-48
13.93
22.41
ia.41
1^.12
1320
1304
15.51
12.14
10.57
777
7.91
8.55
539
576
3.60
415
.75
.36
12.04
1
2
4
5
9
7
10
8
12
3
11
14
16
17
20
22
18
19
13
21
33
37
35
30
39'
33
31
33
38
37
53^
The Insurance Year Book.
Exhibit XXXII —Gross Assets and Surplus.
Showinsf the total gross assets, surplus and assets to liabilities of the several coaapaniai;
January i, 1889: a
Com PANICS.
Matual of New York. . . .
Equitable of New York .
New York Life
Connecticut Mutual.
Mutual Benefit
i£tna
Northwestern
New England
Provident Life and Trust.
Ger mania
Penn Mutual.
Manhattan . . .
Phoenix
Massacliusetts.
Washington...
Travelers
Home
Metropolita 1 . .
Union Mutual.
United States. .
Na'ional
SUte Mutual..
Union Central.
Berkshire
John HaDcock. . . .
Prudential
Michigan Mutual.
American
Pacific Mutual
Connecticut General.
Brooklvn
Mutual of Kentucky .
Maryland
Equitable of Iowa
Provident Savings
Life Insurance Co. of Virginia.,
German Mutual . .
Covenant Mutual.
Vermont
Presbyterian
Imperial
Mutual of Baltimore .
Peoples Industrial.
Life Indemoity . . . .
Bankers
Western and Southern.
Royal Union
Aggregates..
Total Gron
Aaaets.
Jan. z, 1889.
$126,083,154
95,042,933
93,480,187
57,487.007
43.60S.7a9
33.819.035
33.831.063
19.739.986
15.318,679
14.045.653
13.869,998
zi,6o3,554
10.587.353
9.639,031
9.519.377
8,679.806
6.396.779
6.301.396
6,033,700
5,994.776
5.330,8X0
5.066.98s
4.641,483
4.157.333
3,336,816
3.959,308
3,391.333
3,077,269
z.068.696
1.833,3x9
1,649.133
1.493.957
1.371.097
670,804
583.934
475.467
413. "6
391.94s
365.357
360,430
169.339
161.393
135.333
130,6^
109.484
104.307
938
$663,130,738
Rank.
Gross
Surplus,
Jan. I, Z889.
7
8
9
10
xz
Z3
13
14
15
z6
17
z8
19
30
3Z
33
34
37
38
39
30
31
33
33
34
P
%
39
40
41
43
43
44
45
46
47
$8,475,075
30.798,996
Z4,344,3a4
5.S98.226
3.446,948
5.864.579
4.843.688
3.453.727
3.398.465
x.334,444
1.936.391
z.366,3ZO
1.333.393
837.193
558.449
i.aiz.733
1.416.804
940.637
399.485
703*033
893.163
797.750
433.646
537.084
378.050
861.486
305.041
* 5^1.037
161.848
478,388
179,938
i 189,843
353,446
194.093
371.34a
^137.376
91.475
16.485
88,491
b 103.874
134.534
* 35.583
Rank.
3
I
3
5
7
4
6
8
9
14
10
12
13
19
15
IX
16
38
31
17
ao
36
34
31
33
35
35
34
33
30
%
44
40
36
45
il
133.733' 37
101,37a i 43
107.343! 39
I
103,313 • 41
1.348 I 47
$87,547.3131 .
I
GroM I
AsKUto'Kzi
LiabiHdci.1
107.21 u
128.01 t
118 07, r
110.75 1 31
108.^ |3
ISO.98, i3
1x7-31 '"5
114.19 «
1 18.71 21
110.41! 55
116.23 »
"3-35! .V
11440! 5
109.51 38
10623. 45
116.23 s
138.45 1 y
117.55' 2*
10522, a
113.29 F
130.64 14
1x8.69 2
1x0.38 p
1x4.52 ^
109.09! s I
141M : I
10983. r I
135.2a i\
10951 5» i
135-331 " !
1x2.25
11458
132 57
140-71
37538
13659
128.42: 15
104.31 ! 45
I3X.96J 13
140491 9
486.51 5
118.84 »
5.78550
6.13343
107.06
115.24
a The insarance departmenti do not include certain items of unrealised assets and also deduct
deferred premioms ; in this table these items are all inchidcd. b Calculated on ^% per c
per cent of ^
t^is.
The Insurance Year Book.
537
Exhibit XXXIII —Premium Receipts, etc., Since
Organization.
Showing premium receipts mod payments to policyholders since date of commencing busi-
18; also the present gross assets of the companies, and a column showing total benefits to
Jcjholders.
COMPAMIBS.
Mutualof New York....
Equitable of New York.
New York
CoDnecticut Mutual..
MatDal Benefit
iEtna
Northwestern....
New England...
Phceniz Mutual. ,
Metropolitan.
Manhattan...
Germania
Penn Mutual...
Union Mutual..
Massachusetts. .
Washington
Provident Life and Trust.
United States.
Home
American of Philadelphia.
Travelers
PrudentiaL
John Hancock. .
Berkshire
Union Central..
State Mutual...
National
Brooklyn
Pacific ot Calilomia.
Michigan Mutual. .. .
Connecticut General.
Mutual of Kentucky..
Provident Savings...
Covenant Mutual ....
j Equitable of Iowa.. . .
Mutual of Baltimore..
German Mutual..
Vermont
Imperial
Royal Union
Western and Southern .
Bankers
Peoples Industrial
Aggregates .
1843
1859
1845
Z846
X845
Z850
Z858
1843
Z85X
X867
1850
1847
Z849
1851
z86o
Z865
Z850
z86o
1850
Z866
1876
x86a
1851
1867
184s
1850
1868
1867
z86s
z866
187s
Z870
Z858
X869
z886
z886
z888
Z887
x888
Premium
Receipts.
$337,950,416
9O7,058,8zz
196,603,8x6
zs5.4a4.037
I3X.35Z 7Z9
86.507,067
55,894.753
36.ia9.393
35.437.963
33.914.443
33,080.780
3O.655.a96
30.055.365
96,056,903
35.678,3X7
32,071,889
19.967.063
z6.875,883
i6,oo6,54|3
14.384.3d3
13.591.543
13.540.73a
xa,S39.Sa4
zo,7a4,27a
9.584.896
9,234,448
6!^!670
6.099,015
"4.555.300
3.788,067
a.038,376
X.175.189
733.719
686.834
618,160
164.775
35.374
14.359
14.356
S.436
$x,68o.779,a8o
Payments to
Pol cyholden.
$373,481,339
xi8.494,75X
xx6.93D,6i4
134.163.^5
zo2.493,884
67,907,033
45.334.343
38!338]846
X5,86i.37a
37.544.733
3X,3X6,90Z
17.656,476
x6,63X,Z45
9.550.749
13.79x.555
xz,8c4,Q46
13,199*355
5.804,334
3.875.137
8.476,930
9,37X,333
A.47X.93I
6,335.354
5,045.417
6.396,531
3.937.75s
3.933.538
3.449.713
3.574.430
2,369,466
1.537.334
590.138
403,50a
568.387
347.600
59.337
4.059
1.141
3,000
637
$x,x87,897,849
Present Assets
frr Protec-
tion of
Policyholders.
$136,088, X54
95.043,933
93,48o,x87
57.487.007
43.605.739
33.819.035
33,83X,o63
19.739.986
10.587.353
6,301.396
xi,603,554
14.045.653
13.869,998
6,033,700
9.639.031
9.519.377
15.3x8.679
S.994.776
6.396,779
3.077.369
8,679,806
3,959,308
3.336.8x6
4.157.333
5,066.085
5,330,810
3,891,233
z.833.319
X.493.9S7
583,924
391.945
670,804
161,393
413.116
365.357
169.339
18,938
104.307
109.484
135.333
$659,793,114
Total Benefits
to Policy-
holders.^
$398,563,493
313.537.674
3x0.4x0,801
X9X,64o.^
X46,o98.6i3
xoi ,036,058
78,x^,404
65,358,439
38,836,199
83. 163.768
39.147.386
35.361,854
33.569.5X0
99,801.306
37.39S.497
36,1^,433
94.769.438
19.786,33Z
18,900,885
Z4,376,524
Z4,484,040
6,834.34s
zx, 8x3.746
Z3,438.465
9.113.414
11,393.339
10,366,327
7.945.654
5.896.451
5.333.760
4,282,032
4.067.377
3,953.390
z,9Z9,369
z, 360,94a
563.894
981,403
6z3,957
338,556
38,997
105.448
111,484
135.959
$z,847.690.963
7
8
xo
17
9
iz
Z3
13
14
z8
19
31
30
38
23
26
34
35
37
39
30
3X
33
33
34
P
36
37
39
43
43
4X
40
a Ananged according to premium recapts.
efits to polkyholdets.
b This column is the sum of the two preceding. e According to
53S
The Insurance Year Book.
Exhibit XXXIV.— Industrial Business.
Within the past ten years this branch of life assurance has made remarkable strides uDoa{
the poorer people of the United States, and there are now eight or nine companies sngag^ .:
this business almost exclusirely. Three new companies were organixed in 1888, viz.. ib:
Peoples Industrial of Norwich, Conn., the Western and Southern of Cincinnati* O.. tod va
United States Industrial of Newark, N. J. This latter company, however, is not iadcdK
in the following table, as it did business only for a few weeks in 1888. The accompanri:;
table gives the important points of the several companies' standing at January i, 1889.
Itbms.
Commenced business
Admitted assets
Reinsurance reserve, four per cent.
Total UabiliUes
Net admitted surplus
Premium income
Total income
Total paid policyholders
Total expenditures
Excess of income over expenditures.
New business
Business terminated
Business gained
Assurance in force
PercenUge of assets to liabilides. . . .
M«tropoUuB
of New York.
a Z867
$6,387,781
4.835. zoo
5.360,758
037,023
6,810,110
7,086,319
9.633.059
5,600.445
1.485.774
91,343,946
63,468,091
a8.774.8S5
176,533.14a
117.99
Prudential
ot Mewuk.
Z876
$9,874,163
3,097.799
9,097.799
776.441
3.659.495
3.757.084
z,096,884
9,§zs,499
84X.655
? 58.847.394
b 47,834,699
c zo,734.766
tf92,4z8,8S4
137.0X
John Haac'ck
of Boston.
a z86a
$3,3z6.8oa
3,058.766
958.036
X.317.374
x,48o,z63
^.857
1.943.544
336,6
>,6z9
x5.953.x93
9.919.573
6.Z40,55o
99.943.P59
X08.43
Items.
Commenced business.
Admitted assets
Reinsurance resenre, four per cent.
Total liabilities
Net admitted surplus.
Premium income .
Total income....,
Total paid to policyholders.
Total expenditures
Excess of income over expenditures.
New business written
Business terminated. ,
Business gained
Assurance in force
Percentage of assets to liabilities.
Life Ins. Co.
ofVii^inla,
Richmond.
^Z87I
$475,467
^331,533
348.09Z
197.376
197.049
930.997
63,968
193.939
* 37.558
b 3,zz9,376
b 3,991,850
b Z37,436
* 4.064^3
X36.59
Western and
Southern}
Cindnnnti.
$ZQ4,307
X.995
X.995
Z03,3Z3
X4.359
95,933
94!x87
x,o36
z,698,748
559.675
889,073
889,073
5,338.43
Peoples Indos-
trial of Norwich
Conn.
X888
$ziz.6a4
z,6oo
X.600
IZ0,034
5.496
7.04X
99,649
/-15.608
854.0x4
:^
^♦3.
0,970.50
a Commenced industrial business in 1879. b Includes re^plar business, c Does not include r^pilsr 1
d Commenced industrial business in 1888. # On 4)^ per cent basis. X Expenditures exceeded income Vf this
£■ Commenced industrial business in 1887. j
Besides the companies included in the above exhibit, the Germaaia of New Yoilc has $1,067,070 of indnstri*! bsfl
nets on its books, but is not writing any new business of this character. The Mutual of Baltimore also has $4^ '
The Insurance Year Book.
539
Exhibit XXXV.— Aggregates.
Being the aggregate of the Emuicial standing, etc., of the forty-eight companies em-
)raced in the preceding tables.
Capital stock
$6.9x7.800
Income.
*Icw premiums • •
$a8,03i,z37
90,001,8x3
a,4ia,84a
lenewnl premiums <«.. -.-■. t...
deceived Tor annuities
Total premium ineome.
*3o.o59'75i
a.iio,^
x.446,o6x
$xao,43S.79i
!)JvideDds. interest, etc
deceived for rents •
Ui other reodpU «
Total interest and other income
$41,155,660
8,135.958
X4.499,a45
33.6x6. x8o
Total income
$154,051,971
EZPENDITtrXBS.
Paid for death losses
Paid for matured endowments ••
Vnniiities paid
Dividends to policyholders
$397,396
xs.719.480
6,956,463
9.X35,8ax
$76,607,763
DiridendstostockholderB...^
^niDTnissions to agents. •
Salaries, medical fees and other charges of employees. . .
Ui other expenditures a.
Total expenses of management
32.309,059
Total expenditures
$108.8x6,823
Excess of income over exoenditures
45.334,140
Assets.
Real estate owned
$68.3x4.990
11.599.3"
3x8,834,74a
30.565.866
10,^79.3"
XX. 606.469
fk)ods and mortgage loans
United States bonds
bilateral loans
Premium nnt#« and loans
Cash in office and ban^s
Net deferred and unpaid premiums
MI other assets a *
Total admitted assets
$657,044,888
Liabilities.
(insurance raserre {a oer cent). ...................... x
$566,778,050
3.685.539
X57.7"
I,x85,456
B.766,759
L'ossj'9 and claims not paid
bairns resisted. ......1
f^i^dendi unpaid
Ul other UabiUdes 41
Total liabiliUes
$5^4573.515
Suroliis to Dolicvholders. ..........................
8a.470,773
PoLicr Account.
^ew bnsiness written in z888
$645,080,933
xoa,44X.x56
^ew business not taken
^ew business actuallv nald for
$548,639,776
iVhole lile policies in'foxce
168,819,735
Endowment policies in fbroe
Ml other policies in force a
Total »*«uance in force
$3,833.0x3,5x3
Industrial business written
$i79.48o,97X
3ii.69i,56x
industrial poUdes in force
Total assets (indudiag non-admitted items)
Total surplus (including non-admitted items)
Total premiums received since organisation by 43
companies
$663.X30.738
87.547.a13
Sx.680.770.380
Total payments to policyholders since organisation
bv A'K contoanies.
X.X87.8Q7.84Q
• Where the varkms itemi of a few
companies' itatementt have not been daaaiiied, the total amount has \
bclttded in this aggregate.
54^ The Insurance Tear Book.
THE AMERICAN FIRE INSURANCE COMPANY OF NEW YORK.
The American Fire Insurance Company of New York is recognized as one of the solid.
substantial, conservative underwriting companies of the city. It was organised in 1857, and
for thirty«two years has done a careful and successful business. It has a capital of $4OO,0(».
On the first of January its total assets were $1,308, 5 14, and its surplus $548,338- Its total income
last year was $539,743. In all material points the American has shown a steady and prosper-
ous growth. The management has evinced a happy faculty of securing able men in its service
and retaining them continuously. David Adee, the present president of the company, is as
underwriter of recognized ability, and commands the respect and confidence of the nndei-
writing fraternity in general. He entered the service of the American twenty-seven years afo
as a clerk, and has advanced through the various grades of service until he has reached the
top of the ladder. In 1866 he was elected assistant secretary, in 1880 secretary, and in iSS!,
on the death of President Halsted, Mr. Adee was unanimously chosen president of ibe
company. William H. Crolius, also a prominent and welUknown underwriter, has been ia
the service of the American all his business life. Twenty-five years ago he became a derk ia
the office ; in 1880 he was made assistant secretary, and in 1887 he was elected eecietaiy of
the company. Charles P. Pierce, elected assistant secretary two years ago, has been in the
service of the company for twenty-three years. Silas P. Wood, present manager of agencies,
who has bad an extended experience as a fire undenrriter, has also been connected with the
American for a number of years. The American is regarded as a conservative company, and
its managers are classed among those who, at all times and under all conditions, are seekiag
to secure the best interests of fire underwriting in general. A prosperous career, coveriog a
period of thirty-two years, has made it well known throughout the entire country, aod
established it in the confidence of its policyholders.
THE CANADA LIFE ASSURANCE COMPANY OF HAMILTON, ONTARIO.
The Canada Life Assurance Company was established in 1847 and now possesses assets
amounting to nearly $10,000,000. It has an annual income exceeding $1,690,000. It is the
largest of the Canadian companies financially, and is an institution of which all Canadians are
justly proud. The company has $135,000 of paid-up capital, with $8,954,064 of assets, and a
surplus of $933,345. It took in premiums last year $1,350,739. its total income being $i,69i,5Sa
It paid to policyholders during the year $695,840, and divided $35,000 among its stockholders.
Its business has been increasing steadily for a number of years. In 1880 the amount of insor-
ance it had in force was $31,547,759. while in z888 this amount had been increased to
$43,975,351. It has paid since its organization $4,13X1499 in settlement of claims. It is verf
liberal in dealing with its policyholders and divides its profits among them. It has nnmen>QS
policies on its books at the present time that have not only become self-sustaining, but yield a
profit to their owners. It issues various approved forms ot policies, so that one desiring to
assure his life may obtain a contract suitable to his condition and circumstances. A. 6. Ram-
say is the managing director of the company, Alex. Ramsay, superintendent of agencies, and
R. Hills is the secretary, while the board of directors is composed of some of the most proB-
inent men of the Dominion, among them being the Hon. Sir Alexander (>mpbell, K. C. M. G.
Thx instant a man dies the protecting hand of the law very justly covers all his wfailoa
possessions with a single exception, and not one cent of it can be made use of even by his
nearest and dearest heirs until probate justice sees that family and creditors, friend and foe
are to be evenly protected in their just claims. Thi^ is equiuble and right, but it often resalts
in great inconvenience and hardship to the family of the deceased, who find themselfes ia
need of immediate funds for current expenses or to meet pressing claims. The vast estate of
the rich man or the scanty belongings of his poorer brother are alike subject to this ofttimes
very troublesome delay. But where either of them has left life insurance in the reliable, legiti-
mate companies, the money is ready for the beneficiaries in a few days or weeks, and no bard-
ship can then possibly result from the slower movements of the law in settling the remainder
of the estate. -^^
DEFINITIVE ANALYSIS
LIFE jlSSUpCE RETUpS, 1882-88 II^ILDSIVE.
A Compendium and Digest of the Figures of 26 Companies.
COMPILED FROM THE OFFICIAL MASSACHUSETTS REPORTS.
BY BENJ. F. BROWN.
COPYIUGHT BY ThS SPECTATOR Co.
54^ The Insurance Year Book.
Introductory.
L
It has been well said that it is a much easier task to collect, tabulate and
analyze the official figures of the individual life assurance companies than to intelli-
gently discuss the questions involved, or so explain the true meaning of the analysis
that it may be clearly understood by the public at large. So far as the latter part d
the proposition is concerned it may be dismissed as foreign to the puipase of the
author in connection with the present work« Treating the subject solely from tbe
standpoint of the accountant and analyst he rests content with submitting to tbe
public an impartial record of the operations and condition of the several companies
based upon their swcmi returns to the Massachusetts Commissioner and covering i
term of years sufficient for obtaining the best average results, leaving it for those
who, from motives of interest, curiosity or instruction, may desire to investigate, to
draw their own inferences or form their own conclusions from the facts as they
stand revealed.
While the present exhibit is largely formulated upon the same plan as that of last
year, the author has subjected his initial work to careful and thc»t>ugh revision,
eliminating such portions as maturer observation and experience have shown to be in
any degree irrelevant or inconsequential, while, on the other hand, extending its scope
and instructiveness by the addition of new and interesting matter and the adoption of
original methods of treatment
To sum up briefly, the work as a whole consists of a series of exhibits so formu-
lated and arranged as to present a full and comprehensive recoid of what may be
termed the movement of the whole economy during the seven years ending with 188S,
with the result of affording an effective object-lesson of the theory and practice of life
assurance under nearly all conceivable conditions.
The general plan and scope of the work is pretty thoroughly defined by the title-
headings and column-captions of the several tables, which it has been an object of
especial study on the part d* the author to render as clear and graphically descriptive
as possible. Taking up the tables in regular course, a few remarks drawing attention
to their salient points will be in order.
TABLE A.
Deals with new and outstanding assurance, gain, etc
The first two ratios in order define the volume or " size " of each company's new
business (i) as to the proportion it bears to the old or existing business at the begin-
TTie Insurance Year Book. 543
ning of the year, and (2) to the grand total of new business, all companies, for the
year. (See Table.) The third ratio indicates the volume of outstanding assurance of
the mdividoal company in proportion to that of aU companies. So with the two suc-
ceeding ratios as regards the annual gain of assurance, while the last gives the percent-
age of total gain in seven years (see Table £).
The first ratio (relative volume) is otherwise relevant as indicating collaterally the
proportion of ''new blood" or fresh vitality infused into the existing membership
throngh the mtroduction of newly-elected healthy lives with its attendant benefit upon
the average mortality.*
TABLE B.
Presents an important and highly interesting showing of the financial growth and
standing of the several companies, as well as a mqre detailed classification of assets
than is usual with exhibits of this kind. In the first section is shown the amount of
ledger assets at ''book" value (cost or par) as against the reserve or net liability of
the company, the excess of the former representing interest-bearing surplus, of which
the full earnings accrue to the fund, and together with the income of the reserve in
excess of four per cent make up the net gain or surplus from interest (see Table D).
The final ratio in this section defines the average net liability per each 1000 of
assurance in force, in virtue of which it may also be accepted as giving an approxi-
mate indication of comparative age of membership as between the several companies.
Considered in connection with the volume of new business its fluctuations form an
interesting study.
The other features of the exhibit are sufficiently self-explanatory.
TABLE C.
Deals with the economical situation, showing aU receipts and disbursements in detail,
the latter including a carefully compiled and peculiarly interesting exhibit of the nat-
ural cost of insurance, immediately succeeding which is a combination of ratios spe-
cially arranged as a study of comparative economy in expenditure.! In this connec-
tion it may be pointed out that the ratio of expenses and taxes " per $rooo assured " is
*" The prosperity of a Ufe office can only be maintained by bringing into its ranks annually * * * a
cerUtmpnfortiom of new and weU-selected lives. This proportion should bear some relation— in fact, wa
^(!tasik,asamai€r0fprmc^,aw4U'dq/^ * * * it cer-
tainly should not be less than the number of lives passing out by the united cause of death, surrender and
effluxion of time» unless, indeed, it be intended that the office shaU ultimately die out. * * * Apart
irom the importance of obtaining this new business on the iiiture prospects of the office, it has this praemi
aulvantage. that t/U dirtci mortaUty resulimg from tits, fir a nmmber of years, mucM bekw tke aoerager Sa
Walfard's Insmnmu Cyclopadia, VoL III*, pp. 86-7. (The italics are the author's.)
\ In illustration of this principle— AU other things being equal, the larger the proportion of new bud-
sess to old, the higher must be the ratio of expense to premium income (the only sound gauge of ezpendi-
twe) and, on the other hand, the lower the loss ratio through the influence of fresh selection upon the
STerage mortality.
544 The Insurance Year Book.
misleading for purposes of comparison owing to the relatively laige amount of paid-ap |
assurance held by the older or less progressive companies, as well as, in some cases, a
difiference in the class of the business. The ratio in question, then, should only be
considered in connection with that of premium income *' per $1000 assured,'* to wMd
its relation is expressed by the ratio of expenses to premium receipts as given in the
last column but one.
CoMMxrrED Commissions. — While on the subject of expenses there is another
question deserving of more than passing notice, viz.: " How, as a matter of good book-
keeping, properly to deal with disbursements in commutation of renewal commissioDS.*
The query is suggested by the exclusion (for the first time) of the item in qaestion
from management expenses proper in the current Massachusetts report (Table D.)
Evidently such outlay should not be treated as an item of current expense. The
same principle is involved as if the company should pay in advance a series of anDoal
rentals for the consideration of a satisfiactory rebate. Clearly, such a transaction wooid
be in the nature of an investment and could properly only be so treated on its books.
In purchasing renewal commissions the company simply reverses its ordinary methods
of business and buys instead of selling annuities or what is strictly analogous theieta
In what other light can the transaction be viewed than as an investment?
On the other hand the outlay finds its way into current expenses in due seaso!i.
that is to say as the renewals run off, when expense account may properly be debited
with the full amount of the commission, while the commuted cost (or net value as
paid) may be credited to the investment, the balance, or profit, going to interest
So far as may be judged by the reports, but a single company adopts this^ or 1
similar, method of treatment Yet, speaking as an accountant of long experience, the
writer believes it to be not only the true course, but the only one based upon a carrect
principle and dealing equal justice to all companies. Moreover, were the facts knovo
it would doubtless appear that the companies hold no more valuable assets in point
of productiveness than those known as commuted commissions.*
TABLE D.
Though the several headings of this table are fully descriptive, a few wotdi
explanatory of the methods by which the results in the respective columns are anired
at will be in order.
Commencing with interest, the amounts given in the first column indude the
receipts plus the sum due and accrued at end of year ffiinus the same item for
preceding year, thus representing actual earnings as distinguished from the receipts
of the year, the ratio to mean ledger assets, or average rate earned, being given is
* The writer knows of a weU-authenticated instance where an agent of one of the larfe oonpanks sold
for $25,000 a renewal interest, of which the net value, as computed by two experts to whon the figures ««<
afterwards submitted, proved to be nearly $57,000.
The Insurance Tear Book, 545
adjoining column. By the foimnla given in the caption of the next column, the
amount called for by reserve is fixed with sufficiently approximate accuracy, the balance
remaining (less dividends on capital) representing the net gain from interest With
this latter item as a key, the aggregated gains from mortality, expense-loading and
lapses are easily determined by combining with it (surplus interest) the net result ot
appreciation of securities and profits on sales (or the reverse), as disclosed by the
reports. The difference between the gross surplus earnings of the year and the
aggregate so arrived at must necessarily represent the gains from the sources in
question.
It should be well understood that the various ratios of surplus, as given in the
tables, afford no basis for comparison as between the several companies, excepting to
such as are familiar with the conditions governing the business of the companies
under examination, more particularly as to the ige and class of the assurance in
force. They will be found, however, useful and instructive where just discrimination
can be exercised, particularly the last two defining the comparative annual results in
the individual company. Based as they are on the net value of the aggregation of
policies in force, they should hardly fail of showing, with minute accuracy, how the
results of any one year's business compare with those of another.
TABLES E, F, G AND H,
Being but the general tables in summary, require no particular conunent, excepting to
point out that many of the ratios given should be of special value in several ways
to those interested in the study of life assurance statistics.
546
The Inaurance Year Book.
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593
Insurance Agents.
Directory op Fire and Life Insurance Agents in the Principal
Cities and Towns in the United States and Canada.
COMPILBD P«OM AUTKUrriC SOURCBS BSPSaALLY FOR THB IKSUXANCB YEAS BOOK.
SXPLANATION.—In this Directory the letters followlnsr the names denote the
speolalty of the Agent, viz.: f— Pfre. 1— Life, m— Marine, a— Accident,
c— Casualty, p «— Plate Glass, s b— Steam Boiler, •— Surety.
ALEXANDER CITY.
)tirkstrosser, J. B.
»arker, R. N.
ANNI8TON.
Irewer, S* B., Real Estate
aod Insurance Agent,
lurke, Geo. T./
'uma & Co./
lammond. L. W. & Co./
agram & Co. /
leith & Henderson/
arker, O. H. &Co./«Mr/
i^cllbom & Goodwin/
ATHENS.
ilen, Ben Lee/ / Muf *
handler. W. P.//«wfa
aaders, Benton /
'arrentine, John Jas./
AUBURN.
urton, R. W./
BIRMINGHAM.
daras& Co./
larke ft Shephard/
angaix. W. J. ft Co./
oing, Jas. A. /
[cCary, C. J. ft Co., fond I '
leadc. J. T. ft Co./
nitb, Cheniwerth ft Co./
aith, J. G. ft Co./
erry, R. J. ft Bro./
barren & Slaton/
^ilson, Mardn ft Leedy/aiM/ /
BREWTON.
atihis, Henry M. fond I
inkin, C.F./
iwell, C. L./
CLAYTON.
Its. J. L./
ilomon S. H./
COLUMBIA,
sail, S./mndl
iTis, John T. ft Son/
alter. C.E./
COURTLAND.
laidaroyne. W. V./
ordan. John/
CULLMAN,
ito, Charles/
inz, G. A./
ALABAMA.
DADEVILLE.
Berkstresser, J. B. /
Berkstresser ft Salmon/
Wright. Z.J./
DECATUR.
Adams and Lovelace /«i^/
Banks. Wm. H. ft Son/
Bibbi Bond ft Co. /
Joseph ft Scovel/
Norrisft Pickens/
Scott, Crane ft Co./
Skeggs, Echols ft Co./
Wilson. Wiatt ft Co./
DEMOPOLI8.
Prout ft Robertson. /m^/
Sharpe. A.Y./ajM//
EUFAULA.
Foy, J. P. ftCo./«»//
Martin. J. G. L. fand I
Reeves. W. N. ft J. H./«wf /
Thomas, Jno. C. a
Young. E. B. ft Co./ and I
EVERGREEN.
Atkinson. W.D./«irf/
Hickojc. FrcdL./
GADSDEN.
McAcdrew ft Wilson/
Richards, I. B jf
Torrentine ft ThomM /and/
Wynne. W. B. ft Son/ amdi
GAINESVILLE.
McMahon. E. S./mtdl
McMahon. J. J./
Snow. H. P./tf»//
GREENSBORO.
Chadwick, S. V/,/aud I
Steinhart, J. D./
StoUenwerck, A. f
GREENVILLE.
Abrams. Jos. R. ft Co./. I and a
Drum ft Esekiel /
King, C. W^
Mctcalf,A.W./
Steiner. Jos. ft Sons/
.HUNTSVILLE.
Baldrldge ft Raymond/
Jones ft Rison/tf«//
Newman, Boyd ft Cmte/amdl
RisoD. John L. /tutd I
JACKSONVILLE.
Hurter, Lawrence P. /
Swan, Isaac L. /
LAFAYETTE.
Andrews, John G. /
Burnett. Geo. E./
McGehee ft Davis/
McGehee, Driver ft Co. /
LIVINGSTON.
Brown Bros. /
Scruggs, J. L./
Huey. B. M./
Lovelace. W. H./
Palmore, W. R. ft Son/
MOBILE.
Bamwall, Wm. /
Billapsy J. P. A Co.. In-
surance Agents and Brokers,
50 St. Michael St.
Da Moat, A. A Co.. General
Insurance and Real Estate
Agents.
Espella, I. ft Co./
Friend, H. M. ft Co./
Gleaaesy J. K. A Co.. Gen-
eral Insurance and Real Estate
Agents. 60 St. Francis.
Goldstucker ft Schdble/
Higley, J. H. Sl Co., Gen-
eral Insurance Ageufs, 4a St.
Francis St.
Hvnde, Jos. A./
Manly A Tarner, Agents.
Equiuible Life. Hartford Fire.
N. B. and Mercantile, Citisens.
Pheniz. Springfield. Orient and
General Agents Rome Fire.
McDermott. M. J. ft Co./
McNeil. Daniel/
Outlaw ft Co./
Thames, G. B. A Co*, In-
surance Agency. N. £. comer
Royal and St. Frandt Sts.
Wheeler, Murray/
MONTGOMERY.
Beaaley. S. H. ft Co. /
Chandler Bros. /
DaTldson A Joseph, Bank^
era and Insurance Agents.
594-
The Insurance Year Book.
AT.A , Kontgomery— ^^^.
Dexter, R- P. & Co., /and I
Elsberry, S. A. /
HiU & McMaster/
Hubbard. W. H. /
Janney, A. G. W. & Dexter/
Joseph, E. B./
Kohn. F. U,f'
Lehman, Durr & Co. fond I
Levin. S. M. /
Moses Bros. A Co. 9 Real
Estate and Insurance Agents.
Noble, B. F. & Son/
Roberts and McMaster f
Stnnfffellow, R. S. a
Trimble, J. B. & Co. fond I
UhfelderBros!/tf«//
Wilcox & Wimbisli, General
Agents, Mutual L. Ins. Co.
OPELIKA.
Glower, T. H./
Dean, J. L. /
OXFORD.
Dtaper, Son & Co./
Draper, T. M./
Kelly, J. S./tf«//
Pearoe, John T. /
PRATTVILLE.
Abney, Z./
Hard, W. G./
FLORENCE.
Benson, W. H.
Guild, W. E.
QLOBE.
Brookner, W. W. / I and a
ARQENTA.
Evarts, A.
street, Geo. M.
ARKADELPHIA.
Cross, W.J. /«irf/
ATKINS.
Joyner, J. E. /
BATE8VILLE.
Hinkle&Wolf,/tf»//
Padgett, T. %.fandl
BENTONVILLE.
Bruce, C. K./
Cotton* Craig,/
BRINKLEY.
Baxter, John B./
Olmstead & Tucker,/
CAMDEN.
Sithen & Rix/
CLARENDON.
Ewan, Parker C./
CLARK8VILLE.
Pennington, F. L./
DARDANELLE.
Collier, E. G./
Cunningham, G. S./
Halliburton & Catton /
EUREKA SPRINGS.
Fetty, R. H./
Lynn, G. W. /
Lynn& Co. fond a
FAYETTEVILLE.
VanHoose, J. H./ZflKkftf
Wall, E. B./tf«rf/
Loveless, Robt./
8COTTSBORO.
Gregory. J. H./
Ross, R. C. /
SELMA.
Bibb. B. S. & Co. /
Bowles, E. D. & Co./ and /
Cross. N. D./
Franklin ft Co./ om^/
Gerstman, Louis/ and I
Jones, E. H./
Kayser, A. /<!«//
Lewis & Cory/ and I
Nelson Insumnce Agency /and I
Sink, W. L./
WaUer&Co../
Woolsey's Sons /
SHEFFIELD.
Crow. J. R. ft Co. /
Ellis & Brown/
Higgins ft Watkins/
KeUer&Schlev/aiKf/
Moses. A. J./
Owen, J. H./ and i
TALLADEGA.
Haralswa,W. W./«wf/
McLane. J. A./
Moseley, R. A.,Jr./
Moseley ft Thorn ton /«rrf/
Stamps, R. E. ft Co./
Thornton, W. T.j
TUSCALOOSA.
Cribbs. H. H. /and I
Fitts.W. F./
Howcn, W. L. /
Jemison & Hogan /
Kennedy. John S. /
Seavey, G. A. /
Seed. C. C. /
TUSCUMBIA..
Abemathy. V/m./andl
Cloud. Robert /
Thornton, L. B./
UNION SPRINGS.
Butterfield. E. M. /
Hanson. G. U./andl
Sessions ft Eley/
Simmons, M. R./
Stakely, J. O./
UNIONTOWN.
Bush. J. W./
Ernst. M. L. ft C./
FarolerT.G./
White. J. H. a Co./
WETUMPKA.
Cain. E. M.f
Cain, J. J./
Hohenberg. M. ft Co. /
Lull. Cabot/
ARIZONA.
PHCENIX.
Bennett, E. J.
Kales. M. W.
Kinkaki, J. W. /
TOMBSTONE.
Vicken,J.y./ianda
TUCSON.
Drake, Chas. R.
Starr, Richard
Underwood. H. D.
ARKANSAS.
FOREST CITY.
Avery, J. H./
Gorman, H. P./
Hooper, L. A. /
Stewart ft Taylor/
FORT SMITH.
Boyd ft Bama/andl
Murphy & Kennedy f and I
Paterson ft Parker/
Smith, John P./
Tilles, Geo. /
HARRISON.
King Bros. /and I
HELENA.
Cage. H. H./«k//
Jackson, J. H. /
Nelson, W. L. & Co./ iandt
Nelson. W. P./
Stone, W.H./a«//
HOPE.
BrideweU, C.A./
Knighton, S. A. f
Lowry, Jas. /
HOT SPRINGS.
Baxter & Hunt, /and I
McUard, " "
Smith,
Sumpter,
Ware, J. D. & Co. /and I
JONESBORO.
Malone, A. t,./andl
LITTLE ROCK.
Adams & Bei\e,/andm
Gress & Leigh. / landm
Gritfith ft Brisbin/
er&Hunt,/ai«//
ard, J. P./
b, O. F./
pter, J. J. & Co./
Marshall. S.N^ /««/«•
Raleigh, P. ft Co. J
Smothers, L. F. S./
LONOKE.
Daniel. Dan./
Wright, Fla./
MALVERN.
Duffie. A. M. /
MARIANNA.
Daggett ft Nall/owf /
Johnson, S. D./
Weld, W. P./
MONTICELLO.
Ahrens, John /
BolUng, W. J. I
Finn,R.W./
MORRILTON.
Meyers. G.L./»»//
Moose. W. L./
NASHVILLE.
FeazeU ft Rodders,/**/'
VanDyck, LH.tf
Van Dyck. John H./(t»dl
NEWPORT.
Hhrsch Bros./, ianda
Jones ft Jones, /and m
OZARK.
B11.C. T./a«f/
Jennings, W. W./
PARAOOULD.
Cole, Thos. P./
Hagey, Ben: M./
PINE BLUFF.
Bell ft Tait./«JMf /
The Insurarioe Year Bock.
595
Mills. R. H./
Parker. W. H. ft Co./
POWHATAN.
Coffin.J. P. &C. H./
Mad% R. P./
PRE8COTT.
Gordon & Terry,/
Hamby. C. C./
Ross & Maddr n, fond I
Smoota. McRae & Arnold /
RICHMOND.
Cheerer, Ed. J./
RU88ELLVILLE.
Bollock. J. T.ftmdl
Btttterfield, Jaaaa E./
SEARCY.
Battle. J. M.
Cypert, Eugene
Henderson ft Walker
Rives ft Rives
8PRINQDALE.
Wagner. H. A./
TEXARKANA.
Manson, L. B./
0£Renhaiiser, F. W./ lamda
VAN BUREN.
Harvey. Chas. F./
Hynes ft Peraot,/
Johnston, M. K./
M. K./
Bn.D./
d. L. C./
LiUard, Ben.
Southmayd, ~
WALDRON.
Benson, J. D./
WALNUT RIDQE.
Dowell. S. C. /
krael. A. B. /
Israel, J. F./om//
Thomborgh, G90. fond I
WARREN.
Hugfaey.W. W./flwrfai
AUBURN.
Dunn ft Pray /
Hill, Geo. M./oiii/
HoUenbeck, O. W. /
Janes. A. M. /
. D. W. /
Morgan. G. J. /
Lubeck. ]
andl
Stevens, S. M. /
WiDs.J.H./«jR//
CA8TROVILLE.
Lang, F. H. /
Merntt. M. R. /
CHICO.
Bartlett, H. W. /
T.H.T./
Blood, A. F. faudl
Bacchelder,
Bowers. J. H. famd a
Campin ft Costar,/
Coggins, C./
Crew. Alex. H./
Crew. T. N. /
David, '\^ctor /
Diller, R. /
Faulkner, Chas. /
Gleeson, J. Rodney / loMda
Hobart. Cbas. V. /
Jackson. S. H. /
Kerr, W. S. /
Robinson, J. R. f
Roper, J. W. ft Co. fond I
Wayland, J. A. / I and a
'.'miams.W. R./
COLFAX.
Benjamin, Wm.
Bntler, John
Butler, W. L.
Hayford. W. B.
Kuengly, J.
Litner, M.
Stevens, Amos
TVilliams, O. E.
COLUSA.
Colusa Co. Bank /
Goad. J. W. fond I
Grover, Johnson /
Jones, E. W. ft Co. /
Mo£^, John C./
Peart, E. C. /
Pope. J. H. 7
Porter, Jas.|^. /oa^/
Pry or, B. A. /
Rich. J. F. /
DIXON.
Cotten, J. W. /
Cowden, John /
Barnes, N. /
UtUe, S. G. /
EUce. J. H. /
Story, A. R. /
DOWNIEVILLE.
Case. E. L. /
CALIFORNIA.
Davidson, S^B./
Luther, W. T.
Mecooz. A. J. /
Orear, J.W./»Mf/
Vaughn. J. A. /
F0L80M CITY.
Burnam, J. H. /
Cohn, P. C. /
Sortain, A. C. /
FOREST CITY.
Heintzen, C. /
Shepherd, Geo. N. /
FRESNO.
Colson. H. D.
Ferguson, J. W.
Griffith, S. N.
Hashes, T. E.
McKenzie, W. H.
Shepherd, W. A.
Short, John W.
Tadlock, F. E.. Jr.
Wickersham, F. P.
QILROY.
Donlap ft Zuck /
Loupe ft Donnelly /
Morey ft Rogers /
Neiswonder, Milton /
Smith, S. /
GRASS VALLEY.
Biggs, Elam/
Fletcher, George/
Hill. Geo. W. 7
Johnston, W. J. /
McDonough. M. famd I
Mulroy, John /
Nathan. Chas. /
Riley, P.T./iirf/
Sampson, E. fond I
Thomas, ¥Tta.f
Wdssbeim Bros. /
GREENVILLE.
Bransford. J. S. /
Murray, J. R. /
HAYWARD.
Armstrong, T. C./
Austin, J. D. '
Baxter, Geo.
Bloomer, A.
Bullock, A. M./tfurf/
Long. Chas./
Morehouse ft Bryant /
Pearce, Wm. /
Prowse. Chas./
Smalley, David /
Williams, Benj. F. /
lONE.
Isaacs, B. ft Bro. /
Marchant, J. /
Newman, J. /
1. \,.j
'L.
Stewart, Daniel /
Surlaoc, J. W.&J. P./
JACKSON.
Conlon, Thos. /
Fontenrose, L. J. / '
Freeman, E. A. /
Freeman, E. G. famd I
Meehan, James /
Meek. CM. /
Muldoon, 'E., famd I
Richtmeyer, B. F. /
LOMPOC.
Farmer Union Store /
Rudolph, H. S. /
Rudolph, J. F. /
Saunders, C. L. /
Schuyler. W. H. /
Tucker, B. F. /
Tutt. E. R. /
WeiU ft Co. /
LOS ANGELES.
Blckiord, F. B. /
Blanchard, E. S./
Bonynge, W. A./
Booty ft Holmes j'
BradtxMr,
: Holmes 7*
ir, GcoV^
.ck« W. J. 9
I ft Co./
Brodrick. W. J., Fire, Life
and Accident Insurance.
Bryan ft Kelsey /
Burk, W. R./
Chamberlain ft Bell famdpg
ChUds ft Silent/
Coleman ft Childres.^/
Dobinson, Geo. K, famd I
East Side Bank/
Fisher, W. J. ft Co.,/
Gaulke. M. G./
Hanna, H. R. ft Co./
Hdlman, Hass ft Co./
Henry ft Lvndall/
Hoffinan, A. P./
Krause, O. W./
Kremer, Campbell h
Laying, C. A. /
Lenz, Edmund/
Lunt, R. Q, famdpg
McCoy, Horace W./
McLeUan. Geo. F./
McNelly ft Camfield/
Mead, Wm./
Mimro ft Pattenonfamd i
Osbom ft Co./
Pauly ft Calkins /
Poindexter, R. W. /
Prattft Golsh /
Scott and Hicks/
Seamans, C. W. /
Seward. H. S./
Stolp, G. M. /
Summerland ft Phelps/, lamda
Sumner, C. A. ft Co./
Teele.A. L./
59^
The Insurance Year Book.
CAL., Lot Angeles— Ciw/.
TillottoB, Miles D.» 27 W.
First Street.
Todhunter, Alfred /
Ward. B. E./
Warren & McLean/
Welb. C. M. ft Co./
MARY8VILLE.
Eckertft Hamer/'aM//
FuUer.J. B./««//
MaryiviUe Land Association/
MENDOCINO.
Brownt £•/
Bunner, Fred/
Byrnes, M. Z. fond I
Hessen, Wm./
Murray, J. D./
Ogie. W. G./
Packard. C. h, fond I
Smith, G. C./
MERCED.
Blackburn, J. O. /
Buckley, L J. /
EDiott, J. G./
Gilon. E. T./
Gurr, H'y J. /
Huffman, M. S. /
Jones, J. R. /
McCloskey. H. H./
McKain, E. J. /
Mackensie ft Co. J. A./
McSwain ft Co./
Smith, J. W./
Soutbworth, E. C. /
Turner, J. H. /
Wood, Simonson ft Graoey/
Worden ft Knox/
Wright, J. L. /
MODESTO.
Alexander, J. S./
Bemis. E./
~ s, G. W. /
Boyd, A. P./
Broufffaton, J. R. /
Cunmngham ft Wood/
Grange Co. f
Grayes, G. R. /
Johnson & Jones/
McHenry, Robert/
Mase ft Abbott,/
Rice & Son/
Rush & Hardin/
Tucker ft Perley/
Walthall. L. B./
Ward, J. E. /
MOKELUMNE ILL.
Peek, F.N./
Peek, S. C./
Peters, Thos. /
Phiffer, Chas./
MONTEREY.
Duckworth, S. J./
Hannon, Vfm.fami I
Howard, Fred/ and/
HIlby, F. M./
Snively, J. B./
NAPA CITY.
Badddly, H. J./
Conkling & Wood/omf /
Evans ft Rust/
Francis ft Hayman /
Goodman, H. P. /
Gritman, C. R./
Knapp, H. Hj^^
Mount ft Boke/
Lamdin, Jos.
Owen, J. C./
SterUng.R. H./tfrnT/
Smith, W. C. S./
as ft Meese/
iih, G. S./
T. W. L./
b,C.J./
Towle. Geo. W./
Towle. Mrs. Mary /
OAKLAND.
Agnew, Thos./
Bigelow, E./
Davis. A. G./
Dingee. Wm.J./
Dunlap, Chas. H. /
Fish, T. J./
Fuller, Hinds f
Gordon, H. F./
Harmon ft Sears/
Laton, B. B./
Martens ft Me<
Naismith, G. S.j
Prather,
Raleigh,
Roff.H. L/
Russ, John/
Seaman, Geo. B./
Smith, H. T./
Stone, A. L./
Strong, T. P. fandl
Troy. J. H./
Tyrrel, Jerry/
Winton, N. W./
ORANGE.
Clayton, W. H. H./
Craddick, S. M./
Travis ft Smith/
Scott ft Chubb/
OROVILLE.
Bell, H. C./tf«//
Fogg ft Green /and/
Gray. F. H./
Gnidery, John/
I>onard, J. P./amdl
Ludlum, T. B./attdi
Marks, J. /on//
Smith. Chas. J./
Tucker, E./
PASO ROBLER.
Bennett, E. M./
Bryant, O. C./
CUfiord. John/
EarU. F. A./
Jewell, J. LV
->hn/
Lewis. W. S./
Kelshaw, Jon
Speyer, D./
Stowell, E. A./
Street. W. E. ft Co./
PETALUMA.
Codding. G./
Denman. Frank/
Dinwiddie, Brainard ft Co. /
Doyle, Fttmk/
Fairbanks. D. B./
Haskell, W. B, fond I
Hill, A. B./
Newburg, Morris/
WickershamF.A./
Young, G. C. /
PINOLE.
Dohrman, H. G. T./atidl
Fernandez, B./
PLEASANTON.
Chadbonm, J. C./
Detjeas, Herman/
Harris, T. W. /
Kolb, Philip,/
Palmer, J. R./
Schweer, W. C./
Vanderwort, A. C./
Wise, C. H./
RED BLUFF.
Coffman ft Brown /
Eby, T. M./
Hook, M. R. /
Kraft, Geo./
Lee, Bruce B./astf/
Manasse, Martin/
Mayhew. C. R. /
PhilUber ftLennon/
Ragiand. R. Eli /
REDWOOD CITY.
Adams Bros^
Cooper. B. F.f
Eikemkotter, E. W. /
Fox. G. ^'/fMd I
Glennan, J.
Hadler. C. /
Walch, A. D. /
Welch, R. C. /
RIVERSIDE.
Bakewell, T. ft Son/mi/
ColUer ft Abbott/ ca^/
Coombs. A. P. /
Hoyt ft Cox./
Langworthy. S. R./
Packard. C E./
Potter, Harvey/
Rosenthal. Jarvis ft Co./<z^i
Stewart. Chamblin & Cover/
Wallace. W. J. /«u//
WhiteftMiUer/Ab//
SACRAMENTO.
Alsip, E. K. ft Co./
Amsden, Ed. F. /
Berkey. T. H. famd I
Bowley, A. D. ft C. /
Bradley. Wm. H./
Brand. Campbell ft Co./
Chandler. L. O./andl
Coleman, W. P. /Mi/
Davis. K^/amdl
Denton. Chas. H./audi
Unw, W. L. /
Elkus. Louis/
Felch ft Cooley /
Flint ft Thompson /
Fox, Thomas /
Goethe. H.J./
Hartig, O. G. /
Hayford, Geo. O./W/
Hickman. Frank/
Kimbrough, Howard /<m^^
Lawton, W. D. /
Leonard, Albert ft Sod /asd>
Longton. F. /
Lyon, Wm. M.//fl«/tf
McCatio, William /
MiUiken ft Hoagland/«s^^
Mills, James E.V
Parsons, Chas. R./
Porter J. 'S./attdl
Pullman, W. P. y
Sacramento R. E. and Ins. Ass a
fond I
Schroth, Geo. ft Co. /
SeweU ft WUson/
Smith, C.L./
Steffens, Joseph /
Strobel, QvtXftmdl
Sweetser, A. C. /
Wiseman, Joseph /
SALINAS.
Birlun, F.
Connor, W. J.
Gibson, H. H.
Gorrigus. T. H.
Henry, A. J.
Harvey, G. J.
Parker, W. M. R.
Winham, W. P. U
SAN BERNARDINO.
Baden. R./
Bavon, L L. /
Boven, A. D. /
The Insurance Year Book.
597
i a Keea /
A.L./
Bro4./
g. J. C.. Jr./
irown. I. IL/amT/
Byone, Matthew/
jreer& Ingfaam,/
Tacobs, Lewis/
fclcDonald, Wm. /
^•ck. Jas. £. /
)'Conncr, C. fond I
laynor. R. O. /
$cott. 1. C. /
>mith, I. H. /
Waters. Jas. W., Jr. /
Vilson & Draper, /
Vozencnft, Henry/
SAN BUENAVENTURA.
^y, Emory,/
Usley & Reppy,/€uid I
iall. E. S./
larc.Ed.T./«rf/
licKeebv, L. C. ft Smith /
iherwood ftNeel/
SAN DIEQO.
Jailey, J. A. /
faUafh. J. H,/amdi
larlxmr. J. H./
imdick. F. H. /
)evon, H. H./
'ijh ft Weber,/
^tost,A. /
iamilton ft Stevent /
•^andrnm, R. W. /
jow ft Ugfatner /
ililler.Jas. A./
hrter, W. B. /
^Icrce ft Reed /
U>is.A.L. -
kott Bros..
kayncr, W. H./
Valx, £. A. /
Ventscher. A. /
ViUiami, Jeff. /<»»//
SAN FRANCISCO.
Ibbott. R. W. /
ialfomr, Guthrie ft Co. /
ielden ft Cofran /
)ertheau, C. /
kMrdman, G. C. ^
)romwe11, "
)ro«ii,
htlerftHJcfam/
:aUmgbam, W. J. ft Co. /
Carpenter. E. W. /
>>tcaD, BeUftCo./
Conrad ft Maxwell, /
2raig, Hugh /
)erciueD, B. /
Dickson, Robert/
3onneM. A. C. /
3omin, George D./
3unphT. W. H, /
?«eld, H. K. /
Fof g. J. L. /
F'orbes. A. B. /
3an iss, J. R. /
jfant, Tom C. /
3ray, J. H. /
Sotte ft Frank/
HaoDa. Howaid W. /
HaskeU, W. W. /
flaven, Chaa. D. /
Haves. Alex. G. /
HirshfeldftJacoby/
Hmcfainaon ft Mann /
Jacobs ft Easton /amd I
Jennings, Jos. C. ft Co. /
Landers, J<An /
Landers. Wm. J. /
Laton. C. A. /
McKinley, J. H. /
MagiU, Arthur E. /
MaSUard ft Dickson/
eau. u. /
Iman, G. C. /
well, L. L. /
D, Craig ft Co. /
Agenc
rftHerokl/
r. Walter/
IS, J. H. /
Marcus, Geo. C. ft Co. /
MitcheU, Thos. A. /
Muecke ft Co. /
MuUins, C. F. /
MunscU, James Jr. /
Murray, A. S. f
NewhaU, H. M. ft Co. /
North ft Snow /
Okell. C. J. ft Co. /
Potter, E. E. /
Redmon, Dr. 1L. /
Sevett ft Jones /
Snith. CUireBM M., Gen-
eral Agent
Speyerf
Speyer,
Stevens,
Stoli^h, G. Mm General
Agent
Syt, H. W. /
Watt. RoluV. /
Wilson. U. B. /
SAN JOSE.
BaUey. D. C. /
Balbach. Geo./
Bell. John /
Brandon, Baugh ft Co. /
Branbam, B. F. /
Caldwel ft Comar/amdl
Clayton J. A. /
Colahan.JohnT./
Cook. I.W./««f/
Fiekl. Walter M. /
Foas ft Morrison /amd I
Hamilton ft Caldwell/
Hawley. W. G. ft Co. /
Higginsftnsber/
Hu|^. W. F. ft Son/
Hunt.C.A./«N//
Hunt ft Co. 7
Malarin.J./
Montgomery, Rea ft Co. /
Mood^, A. £. /
Murpny, Mrs. J. M. /
Otter, Charles /
Newman, Miss Ray /
Parkhmt,W.A. /dmf/
Phelpa ft Smith /
Portal. J. B. J./
Porter, D. J. ft Son /*
PotU, Boring ft Walthan /
RuckerftSon/Mtf/
Rust, Frank N. /
Salsbury, Guy H. /, lamia
Spencer ft Corel /
Welch ft Rosenthal /
White, Woostcr ft Ensign fami I
Wri^t ft Field /ak//
SAN LUIS OBISPO.
Armstrong. W. M. /
Baker. E. /
Barrett. J. H. /
Blake. James /
DaUidet. P. K. Jr./
Harrington, John F.f
" * 'awdl
A./
Jack. R. E. /
Lasar. Mark/
Loomas, R. A. /
Maddox ft Robbins /
Haskin. C. A. find
Henderson. W. i
Ortego, J. C./
Parkhurst. A. L.
/
Pollard ft Watkms /
Steinheart, A. W. /
Stevens, G. W. /
SAN MATER.
BartleU, A. T.
Bartlett. G. A.
Husiag, E. A.
McDermott, Hugh
Mattingley. R. L.
Morae. C. M.
Price. W. A.
Wisnom. Robt.
SAN MIQUEL.
Barry. E. S. f
Curner. J. C. /
Harvey. O.T./«wf/
Sittenfeld, A. /
Whisman. C. J. a
Wihnar, W. A. /
Wright, C.L./
8AN RAFAEL.
Augustine, S. M. /
Barney, CS.fandl
Barstow. S. F./
Chapman, R. /
Grosjean, C. /
Miller. W.J./
Sale, Wm. >
Springer, R« /
Stoy.S. B./
8ANTA ANA.
Beard, C.W./Mtf/
Cummings, R. ft Co. fond I
Freeman ft SheaU /
Huntington, Ovxwbfandl
Marks.!. G./
West ft Sexton /ontf/
SANTA BARBARA.
Blake, F. A. /
Hardy. G. F. /
Heaoock. E. H.
Ivison. E./
fond I
8. C. /
,Fred.A././^
Perkinf , A. O. /
Mooie, Fred.
Perkins, Jos. J. /a«//
Smith, Wm./
Stoddard, Henry /
Whitney, F. M. /
Williaaa. N. W. /
SANTA CRUZ.
Baoon. E./
Coppellmann, C. /
Davenport, J. P. /
Drennan ft Chase fond I
Hinds. A. J. ftmdl
Hoftnan, Chr. /
Meyrick. Henry / *
MaUnney. H. E. /
WiUlams, E. L. /
SANTA MARIA.
Batty, John /
Harris, H. K. /
Hertz, L./MJ/
Kaiser, Joe/
Morse, Jas. /
Nuttall,R.W./tfiirf/
Orr. A. H. /
Thomburg, M. /
SANTA MONICA.
BojTce, M. B. /
I>wis ft Chamberlin /
Mc£Uresh,G. A./MM^/
Newby.Thos. J./«irf/
STOCKTON.
Arnold. A. C. /
Austin. F. E. ft Co. /
Austin. Wm. B. /
Baker. M. D. /
Belding. Chas. /
Clifford. H. K. /
Compton. Wm. T. /
Cutting. L. M. ft Son famdl
Dohrmann, C. W. fond I
Eaton. Jas. E. /
Keys, H. C. /
Lane. Frank/
59S
The Insuranee Year Book.
CAL, Stockton— c;^/.
Lane, R. B. /
LitUefaale. S. S. /
Lone. J. M./
McCarthy, Jas. /
McErlane & Worthing /
Potter, Fred'k £. lawda
Rhodes. W. A. ft Co. /
Screry, W. _/
Sperrv, A. B. /"
Starbird, W. B. /
Stowe & Homage /
Walsh ft Eaton /
Wilhoit. Geo./
WiUiamson, H. /
Wolf. Geo. /
Ashbrook.T.^^'^'^-
Dennis, Amos/
Ehrlich, John/ land a
EUi8,A. T./«w//
Gyle, S. A. ft Co. /
Hanington, John /
Simpson, G^. C. / I and a
Simpson, John /
Worthington, J. J./
TRAVER.
Brownstone, H. /
Earl, S. F. /
Haden ft Boone/
Hirschfeld ft Co. /
Jones. J. S./
Jurgens, F. C. foMd /
Rodcwell, L.A./iMu//
Shelton, R. C. /
Traver Warehouse and Business
Association /
West, H. D. /
VACAVILLE.
Blum. J. ft I.
Chittenden, H. H.
Com, D. K.
Fisher, Edward
HiU, Wm. H.
McLain, J. D.
Piatt, G. N.
VALLEJO.
Brownlie, John famd I
Bamy. Benas/
Connolly, John /
Demon, Geo. /
Enghsh, J. R. /
Frey, John /
Hathewar, A. L. /
Hubbs, Charles H./
Kennedy, J. E. /
McCool, D. /
McElroy, Pat. /
McPike.A.J./
Wilson, E. J. /
VI8ALIA.
Botstord, G. A. /
Chambers ft Keener /
Giddings, C. J. /
Gilroy ft Wilcox/
Grant, H. M. /
HarreU, A. J./
Jefferds ft Bell. /
Jordan ft Hammond/
Knapp ft Anderson /
Levy, Julius/
Lindsey ft Frazier /
Maiaid, W. H. /
MitcheU. S. /
WOODLAND.
BidweU. C. T. /
Clowe, E.T./a«ftf
Coward, W. M. /
Fiske. Geo. D. ft Co. / lmd&
Freeman, F. S./
Lawson ft Walker /
Moses, W. F. /
Ruggles, A. C. /
YUBA CITY.
Weeman, C.
Wilson ft McQuaid
AKRON.
Boss. G. M.
Irwin, D W.
Lewis. H. A.
Phillips, J. E.
Prindle ft Calder
State Bank of Akron
Stephenson, L. C.
ASPEN.
BransfoTd, J. D.
Davis, Wm.
Gill ft Revnolds
Knowlton, S. L
Roberts, A. B.
Williams, Anhur
BOULDER.
Caates, E. I,,/, I and a
Dabney ft Borden/
Day, John W./ landa
EUett, John A. /
Houck,L.V./
Mackey, Andrew J./
Nicholson, John H./
Rule, Wm./ani//
Snell ft Albertson/
BRIQHTOK.
Kidder, W.C./
MacKeon, Z^s./cmda
Thompson, W. H./
BUENA VISTA.
Jones ft Logan /oMf /
Sindlinger, D. C./
CANON CITY.
Bridwell ft Cassedy/ landa
McClure, W. H./
CENTRAL CITY.
Lake, K^rryfandl
Seymour, B. E./
Shuck, H.G./
COLORADO SPRINGS.
Curtis ft Irvine /
Dwinnell, L. E./
Foster, W. S.f
Greenough, JT/
Kennedy, Matthew/
Lawton, A. 'L.fandl
COLORADO.
McDaniels, J. W. ft Co./
Mclntyre. W. H. /
Potter, John/
Renwick, Ods /
Rowe, F. G./
Sprague, Ira G./
Wills, Henry L. B./
DEL NORTE.
Braxton, C. O.
Gorse, T. O. ft Co.
Luce, J. W. ft Co.
DENVER.
Anfenger. Louis ft Co. /
Bowen, S. A. ft Co. /
Brady ft Sonnebom /
Busby, F. E. /
Cobb. Winne ft Wilson/
Coe Bros, ft Co./
Coe ft Williams /
Coolidge ft Normell/
Crater. Geo. E. /
Frith ft Zollars /
Halrey, J. C. /
Harrison. J. C. /
King ft McDoweU/
Lesem, Samuel /
Newkirk. G. A. /
Nunn ft Gaylord/
Packard & WlIsoMt Fire Ins.
Perkins, J. A. A Co. Fii«
Insurance.
Rich, Edw.S. ftCo./
Riley, J. P./
Sweeney, Anthony / and I
Wadsworth, H. L./
Warren ft Williams/
Wiswell, T. L. /
Wilson, Ben. H. ft Bro./
DURANGO.
GaUotti, F^ landa
Prewitt ft ftrewiit/ landa
FORT COLLINS.
Avery ft Mlllington/
Boughton, J. K./andl
Bndrow ft "Wtiyne/and I
Emigh, H. B./
Golding, Dwyre/
Hall, -^ - ^ -"
Imng, Dwyre >
II, W. F./
Stolbrand, Gen'l/
QLENWOOD SPRINGS.
Clark ft Reed/
Hedden, Rob't M./
Hodges ft Wallingford/
Moseley ft Hopkins/ I and a
GLOBE.
Barnes, J. W.
Berthoud, E. L.
Townsend. Al.
GRANADA.
MerriU. J. C./
Swift, W. A./
GRAND JUNCTION.
Crawford. Thos. B.
DeLong. Horace T.
Layton, J. A.
NichoU. J. C.
GREELEY.
Adams ft Hotchkiss
Barrett, J. L.
Dille, Fred. M.
LvoDS ft Brooks
McCreery, S. F.
Morley, T. C.
Sanborn, J. W.
Sanborn, Phillips & Co.
Steele, Rob't
GUNNISON.
Mathews, A. B./
SilU, C. T./
HOLYOKE.
Brannon, E. R./
Johnson, W. E./
McPherrin, E. N./
Moore, B. F./
Painter ft ElHs/
Webb. A. E./
Webster, R. E./
Westover. P. C./
IDAHO SPRINGS.
Hall, Origin/
McClellend, Geo. E./
LA JUNTA.
Phillips, Rufos /
Phillips ft English/
The Imuranoe Year Book.
599
RusaeU. J. T./
Scelcy, C. L./
LEADVILLE.
Daly, F. ¥. 8i Co. f, I amd a
Keeler. Geo. O. /
Reardon, F. M. I and a
Mteel, Ned.9 The Pioneer
Agency
Stickier & ShKw/andl
Thompson, W. L./
Wilson. A. C./«»<//
LONQMONT.
Davis, F. B./
Day, C. E./
McFarland, O. A./
Sutpben, R. G. /
Terry. S./
White. Ebcn/
LOVELAND.
Aldrich, J. M.
AUen, E. S.
Smith. C. L.
Woolverton. J. R.
MANITOU SPRINGS.
Grafton, H.H./
Wortman. F. B. I and a
MONTE VISTA.
Cheney, L. H.
Coffin, S. D.
How, John L.
Kipper & Graves
Wafiace Bros. & Clark
MONTROSE.
Black, T. J.
Catland, F. D.
Diebl, R. C.
Selig, Hugo
Selig, Jos. & Co.
OURAY.
Abbott) Jap. W., General
Insaranoe Agent
Rowan, W. w!
Stoddard. W. W.
PUEBLO.
Benson, M.V.B./
Foote, A. C./tf«^ /
Holton, D. S./oMda
Martin, E.H.& Co./
Morris, H.O./<iiirf«
Scott, G. R./
Small. C. H. & Co./
Strait & Sons/ ^ ^ ,
WilUams & ^fallaby/tf»rf/
Young, J. G./
ROCKY FORD.
Dye, Jas. K. /
Fenton, J. W. /
Rudolph, W.M./
Smith, E. J./
SAGUACHE.
Bennett. W> J.
ANSONIA.
BarUett, Egbert/
Hull, Albert E./
Lindley. John L. /and i
Wales, Terren./«ft//
BERLIN.
North. A./
Sage. Geo. H./
BIRMINGHAM.
Atwater.Wm. C.Ala.p^andsd
Beardsley. Geo. L./
Birdseye. Thos. S./
DeForest & Pavey,/
Hurd, Samuel A. /and/
BRIDGEPORT.
Bartram & Piindle/and/
Catlin. L. S./
Disbrow. Wm. E./
Fairchild. A. B. /
FairchSld. E. WC/
Goodscdl. G. W,/
Goodadl. Z./
Higby & DeForrest/
Jobnson, J. W./
LineboTgh, W. G. & Son /
Lyon, L. H./andl
Marsh. Merwin & Lemon/
Mead, W. C./
Nichols, H. /
Noble, J. F./
Prcscott.A.N./
Scribner. H. H./
Smith. J. H. /
Staples, James & Co./
VVliipplc, W. C. /
SVhittlcsy, R. E. /
BRISTOL.
Mason. C.W,/anda
Peck, Miles Lewis/
Peck. M. L. & E. landa
rreadway & Stevens /flwrf/
BROOKLYN,
palnacr. Jas. C./
Sibley, P. B./
CONNECTICUT.
COLLINSVILLE.
O'SuUivan, H. C. /
Perry, Y. fond I
Thayer, A. 'L./andl
DANBVRY.
Bigelow & Stevens /aarf/
Buckley. N.T./
Croftit, H. /
Hoyt, T./«i^/
Jones, T./
Knapp, S. H./
Purdy, Horace & Son,/ and I
Rider, C./
Robinson, H. M./andi
Treadwell, L. P./
Tweedy, John /and I
Williams. H. /
DANIELSONVILLE.
Bill, Arthur G./ianda
Crofut, Sidney w./««/ a
Lloyd. George/
ENFIELD.
Allen, Geo. /
Brainard, Dayid/and I
Ely, F. E.
Pease. L. H./andl
Smith, Franldin/
GREENWICH.
Cameron. Chas./
Dayton, John/
RaUi. P. C./
Russell. B. A./, /. a andpg
Russell. Joseph E./
GROTON.
Packer. Geo. D./om//
Packer, Thos. E. & Co. /and I
Perkins, hssi/andl
HARTFORD.
AUen, B. R. /
Baker, W.E./
Bennett, M. Jr./
Bestor, Howard G. /
Bond. A. H. /
Hunt. L. W.
Kirkendall & Co.
Sflandrett, W. T.
SALIDA.
McKinnev & Creamer /«»/ /
RoUer. W. W./
Rudolph Bros./ and I
WestfiOl, W. G./
Wood. J. W./
SILVER CLIFF.
Currie. H. S.
Orange, WUL J.
TRINIDAD.
Brigham, E./andl
Holly, Jockman & Co./
Uttiefield. Wm./
Monash Bros./
Morath & Mansfield/
Noble, DanA./«itf/
Shanley, Thos./ , ^
Shryock & Holdsworth/
Stoddard. E.B./tf«^/
Trinidad Abstract Co./
WALSENBURGH.
Keams, John P./andi
Magill, G. M./
WaSsen & Wheeler/
WHITE PINE.
ArUne, O. H.
Kinney, Jas. K.
Brewster, J. H./
Burt, R. S./ , ^
Chapman, Silas Jr./
ConkUn, H.W./
Dickinson. L. A./
Dillingham, E. B./
Fisher, Geo. B./
Gilletf. Ralph/
Hall, James P. /
Harrington, H. E. /
Hart, J. C./ _ ^ ^ „.
Kimbally ۥ C. A Co., Fire
and Marine Insurance
Lamb, John W. /
Langdon, C. S./
O'Ncil, Cornelius /
Osborne & Price, /
Schwab, Joseph /
Shephercl, Chas. E./
Street, F.F./
Thompson, Frank A. /
Tvler. H.A./ ,, ^ ^ ^
Webster. Chas. M. & Co./
KILLINGLY.
Bill. Arthur G./. land a
CTofVLt,S.V/J'anda
Lloyd, Geo./
MANCHESTER.
Rich, G. F./iwirf/
MANSFIELD.
Crane, E. B.
Sumner. E. G.
MERIDEN.
Brooks. W. L. /
Brown, E. h.fandl
Churchill. A. H. /
Cowles, E. B./ ,
HaU, E.'D./andi
Johnson. C. G./
McWeeny. John/
MurphT, D. K./
Page, Benj./a«//
Simons. W. N. /• ^ , ,,
Squires. W. H. & Co. /and!
Stevens, A. L. f
6oo
The Insurance Tear Book.
Connecticut— c^M/.
MIDDLETOWN.
Baoon & Guy/
Broatch, John C. /*
Butler, Dale X>.J,laMdm
Breckenridffe, W. J. /
Camp, Fred. E./
Chase, Daniel W./
Pagan, N. V. /
Hubbard, E. U.f
Taintor, E.M./
MOODU8.
Day, Amaaa/
Lecrenier, G. P. /
NAUQATUCK.
Piatt, L. S.//<iiKfa
Sweeney, Jaa. E./
NEW BRITAIN.
Butler & Hatch. /a»K//
Fowler, H. G./
HiimDhrey, J. H, fond I
Morton, K./andl
Northend, Chas./
Walker ft Parwrns./
NEW HAVEN.
Bowers, Caleb B./
Bradley, J. &C./
Cannon & Burton /
Coan, C. R. /
CooUdgtt, E. C. /
Dadtey. A. E. ft Son/
FaoDiaber, G«>. J./
Gomey. A. L. /
Hinaan ft Morse,/
Horton. W. L. /
MeDarmott, J. Y. /
McNeU.V. F.ftCo./
Moody, L. W. /
Morse, Gardner/
Nichols, John W. /
North, J. G. ft J. C.famdl
Pdod, J. W./
Pood, PhiUpV
PM, J. H. /
Sloan, John T./
Sperry ft Kimberly/
Thompson, C. S.f
Warren, H. C./
WeldftSon/tfiKf/
Wilson, Chas. ft Co./
NEW LONDON.
Braddodc ft S^aA/amdl
Daboll, E.V./
Edgar. Geo. P. ft Thos./
Hartshorn. J. W./
Hm. James H./
Leaned, J. C. ft SooM/amdl
Pteters. Melvin M./
Starr, Chas. F. /
Weaver. H. C./amil
NEW MILFORD.
Bucher, S. G. ft Son
Fuller ft Hoyt
Pijdey, Mrs. A. E.
Soule ft Stout
Todd, C. A.
NORWALK.
Camp. A. H. /
Coolidge ft Loclcwood/
Cowles ft Merrill/
Crauford, R. B./
Lockwood. Wm./
Wilson, Oliver IS,, fond I
NORWICH.
Bishop. S. B. /
Carpenter. I. W. /
Colt. Geo. D./
FuUer ft Story /ow//
Lathrop. J. L. ft Son/
Learned. B. P./ Itmda
Parker. John F./
Royce, A. L/
Tarrant, Nic&olas/
Williams, J. F. ft Son/
ORANQE.
Gill, John T. /
Main. Walter A./
PORTLAND.
Cady. W. O. /
Sage, J. H./tffMf/
ROCKVILLE.
Andross. W. W.
BisseU, L. ft Son
Holt, Chas. H.
Laubseher, A. ft Son
Randall, G. W.
Stlckney. John N.
SEYMOUR.
Atwater, C. J.
Bradley. Henry
Culver, S. Hart
80UTHIN0T0N.
Barnes, C. D. /
Bradley, A./
Hemingway, J^/amdl
Martin. J. H./
SOUTH NORWALK.
Layton, Jacob yL.famdl
L'Hommedieo, S. S. /
Ldpnidc, J. /
Morrell ft L'Hommedieu,/
Pudee, M. C. /
Taykir ft Golden/dMf /
SOUTHPORT.
Pefry, H. H.
Sherwood, O.T
STAFFORD.
Chandler, J. W./a«//
Howard, K^amil
Harwood, Chas. Y, fond I
STAMFORD.
Benttt, L. S. fond I
BeU. Hairy /«n//
Ben. E.M.7
Brown. O. ^,famdl
Clark. D. H./
Dunn. M. L./
Hanrahan. Daniel/
Hoyt, Fhmk H. /
Hubbard, H. A. j'
Reed. J. B. "
Strowbridge^
TaHPiid. A./
White, Elbert/
White, W. N.y
STONINOTON.
Anderson. Jerome S./
Bentley. S. H./a«//
Bentley ft Pendleton/
Grant. O. B./
Packer. T. E. ft Co, f and i
TrumbuU. H. N./
SUFFIELD.
FuUer. C. S. /
Fuller, W.H./tfurf/
Reid. F. H. /
Spencer. A. Zt.fatidl
THOMASTON.
Blakeslee. A. E./
Stoughton. Geo. H./
Thomas. Edson/
[.A./
Jr./
. W. C. /
THOMPSONVILLL
Brainerd. Davul
Ely. Jas. ft F. E.
PCMse. Loren H.
Smith. Franklin
TORRINQTON.
AUen. Henry J. /
Brooks. Isaac W. frndl
UNIONVILLE.
Brooker. T. C.
Hitchcock ft Taft
WALLINOFORD.
Cook, Edward /
Hall ft Simons/
Han. Wm. M./
M<»se. Wm. J./ Itmda
Newton. W. nflmnds
Roach. Jas./
Vafl, H. E./
WATERBURY.
Abbott. Anson ft Son/
Bassett. Homer F. /
Bronson. C. H./, laai^L
Caimody, M. F./
Cook. F.F./
Granniss, Fred. A./
Hoadly. F.B^M^/
Jones. John G^andl
Jndd. George JL. f
Lamb. Charles £. /
Lawrence. Gordon B. /
Moses. Harrr/
Parsons. G. S. ft Ca/
Ryan, J6tknfamdi
Schlegel.W.J./tf«//
Segur. P. P./
Smltfa ft Root/
WUBams, S. P. /
WnUams ft LawrsBoe/
Weltoo, Nelson J. f ami I
Whipple, Ftadk. C. /
WEATHERSFIELD.
Smith, Geo.
Warner. Wm.
Wells, W. T.
Woodhoose. E. G.
WEST HARTFORD.
FItdi. Onin,
Jewell, Ftedk. A.
WESTPORT.
Hull, John H./
Hyatt. Josrah G./
Raymond, Joalah/
WILLIMANTIC.
Adams, A. B. ft Co./
Andrews, C. S./mmdi
Bowen, A. J. /
Brown ft Pecaham/
Loomer, S. F./
TUden. Chester/
Walden. James/
Walden,J6hni:./
WINDSOR.
Hakes. D. W. a
Hayden. N. W./
WINDSOR LOCKS.
Briscoe. Chas. /
Converse. Alfred W.y
Hayden. Jabes H./
WINSTED.
Carrmgton. G. M./Mi/
Griswold ft Pierre./tfw//
Hunt. C. K,/m^l
WOODBURY. ,
Martin. R. B.
Norton. O. £. I
The Insurance Year Book.
6oi
^I ABERDEEN.
«>, Jno./
- -Bros./
> vcr & Fisher /
i >. J. C. /
, C. E. /
'>or& Mflligan/
'^ ALEXANDRIA.
^;;'i.E. P./
*^ltcr. E. h. fond I
i:-n. M. I./
!- T. R./
: m, J. W. /
* -Hit, A. C. /
r 41. S. F. /
ARMOUR.
»',E.W./
: riing & Lmnley /
^^jenon, D. M. /
r ers, Peter /
Q ion. Frank H. /
: ton Bros. /
r w, W. E./
^^ A8HTON.
. ' ijBburst Bros, fond I
'- ing. Jno. J. fond I
<^mond. S.F,/iPtd/
iman, F. W./tf«//
2 T.W. P./«w//
Hru&SeUeek/oiM//
> BATHGATE.
nen, Ed. /mm//
PBty.T. W./ow//
:jiB0O, C. T.famdl
Vw.C. L./i«//
:>:k&H08kins,/aM//
..oholme, J. D. fond/
vinf,N.C./«w//
BISMARCK.
is,O.F./
.xhfld.G.lI./tf«//
it.O.H.& Co./
ifenworth ft Perxins, /tfw/ /
>,C.B./
)haiigfancssy, Th<»ia8 /
Isoo. E. H. /
. BRIDQEWATER.
■ d. E. L. /
>fse. W.A./
'■nis, Z. & Co. /
itritan, L./
BUTTON.
nton & GoUlaDdeiK /a$$d /
cDonoughft Abbott/
Jerin, A. /
horp, G. C. /
nracr & McCoy /
'dU & Parliman /
CA88ELTON.
lest,W.H./
Word. A. M. /
'isher. Walter \, fond I
»ttnkel, John L. /
^andquist. Victor /
^ CA8TLEWOOD.
•Jeerer ft Oax^fand I
Jonwin.H.P./W/
Ttft. Geo.Tf/W/
ranAnnan, C.K.f
^ CENTREVILLE
Briggi, W. E, /
DAKOTA.
Coulter, I. H./««//
Dirstine, F. H. fond I
CHAMBERLAIN.
Curtice ft Farrcl /
Davis, W. D. /
Dninr, E. L. /
GraybiU. W. C. /
Hayes, Scott /tfiu//
Henry Bros, feaid I
Lucas ft Spalding /
Morrow, C. C. /
Steams, J. T. /
COLUMBIA.
Atkins, C. W.
Hunsberger, I.
Lawin, J. D.
Loomis ft Corry
Lyon, G. M.
Sessions, H. C.
Taylor, P. £.
DEADWOOD.
Cnahaiaii, 8aai«el» Fire and
Life Insurance
Dague, B. P. /
Edmunds. J. F. /
Hamilton, F. W; /
Miller, L. C. /
Pope, R. K. /
DELL RAPIDS.
Bawermaa, G. E.
Johnson, G. H.
Keneack, M. R.
Robertson, Henry
Smith, O. H.
Thome, Albion
OE SMET.
Bnnn, R. N. /
CarroU, J. H. /
Seelye,W. L./tf«//
Schenian ft Dunlap /
Thomas, A. /
Waters ft Dawley /
DEVILS' LAKE.
Eaton ft Higbee/tfiK//
Fisher, CM./
ELKTON.
Alexander, J. P. /
Feig], Ferdinand /
Grattan, O. T. /
Hahn, A. G. /
Lees, DaTid 7
Maloney, P. H. /
Meyer, Theo. /
Murphy, H. S. /
Onstine, E. F. /
Watson, G. L. /
Wendelken, Geo. /
ELLENDALE.
Austin, Jas.
HaU. C. W.
Kincaid. J. R.
McLeod, D. A.
Seftonft Geer
Walker ft Kent
E8TELLINE.
Gould, C. P. f and I
Hayes, John /and I
Reeves. H.H. /am//
Shonnfelt, J. B, fond I
FAROO.
Baker, Thos. Jr., Fire and
Liie Insurance.
Beal, B. D. /
Bliss, C.H.J, ft Co. /«irf a
Davenport, F. L./
Eddy ft Amerland /
Foster, Geo. I. /
Gilman ft Terry/
Kinnear, E. C. /
McKinstry, W. P. /
Spalding. B. F. /
Winship, E. B. /
GRAND FORKS.
Birkholts, John/
Cole. John L. /
Lander, E. J. /
Rucker, H. P. /
Webster, O. A. /
Wilder. W. L. /
HERM08A.
Benedum ft Co. /
Churchill, Dr. /
Maxson, M. R./
Scanlon ft McMahon /
Wight, John F. /
HOWARD.
Farmer ft Farmer /
Holdridge. D. D. /
KendaD. F. A. /
Olson, C. L. /
Thayer, J. W. /
Winden, A. W. /
HURON.
Eastman, W.W./
Ferry, E. C. /
Hinckley. H. C. /
Klemme, J. C. /
Lyon, P. B. /
Merrill, N. H. /
Ohiwine, Jas. /
Turner, J. E. /
Wilson, C. M. /
JAMESTOWN.
KViuBL,k,K.fandl
Hamilton, L. T. /
Uoyd, Wm. M. Jr. /
Mills, Joe. D. /
Nickeus, Johnson /
Nfckeus ft Baldwin/
Steele, Alfred /
Trimble, W. B. S. /
Wade, I. C. /
KIMBALL.
Butler, D. W.
Craft, Frank
RoberU, A. E.
Ryan. Dennis
Savage, C. D.
Weeks, I. A.
Whitbeck. A. C.
MADISON.
Beardsley, Geo. /
Fitts, F. D. /
Kennedy, Chas. B. fond I
yiean*^,yf,¥.f(mdl
Law. J. A. /
MacKay, W. /
Rogers, F^
Scott, D. 1*. /
Smith, W. F. /
Trow, J. A. /
MAYVILLE.
Ames ft Stomner
Fladeland, J. E.
Hubbard, N. K. ft Co.
Huber, A. B.
Paulson B. M. ft Co.
MILNOR.
Bishop. J. E.
Enochson, E. A.
Jorgenson. O. B.
602
The Inmrance Tear Book.
Wolfe. W. S.
Wolfe ft Thorp
MITCHELL.
Crow. Jno./
Green, J. Hairy /
Hagar. A. B. /
HeRrig. W. H. /
Jacobs. W. B. /
McGoTern, P. T. /
Rogers, W. A. /
Scott, W. A. /
Scriven, J. (T. /
Warren. W. L. /
PIERRE.
McDonald Bros. /
Pratt & Wellman fond I
Steere. Eugene /
Stongh, Wm. /
YameU. S. C. /
RAPID CITY.
Bailey, Henry E. fandl
Cooper, O. L. /
Dilger, Chas. /
Falconer. W. /
Lake, J. D. /
ST. THOMAS.
Holmes, T. B. /
McBride, W. /
Nevers, E. A. hail
Roberts, A. F. /
Taylor, E. A. /
SALEM.
Biematski. A. C. /
Headlee, J. C. /
Mielke. Wm. /
Pendar. O. S. '
Todd. I. J
Wilson, E.
■^.f
Shepaid, W
SCOTLAND.
Duus, J,yA. f
Enos. R. C.fandt
Krause. Jno. /
Schatz, Henry Jr. /
SIOUX FALLS.
Allen, J. J. /
Briggs & Robinson f<md I
Clark.J. B./a«//
Dnnning, E. C. /
Haileton, F. H. /
Holt, Cloudas & Co. fond I
Lewis* John S 9 Fire Ins.
Mallaney. J. M. /
Mittelstaedt, Paul /
SPEAR FISH.
Bradley, W. W. /
Qarki Harlow/
Cook, Jos. E. /
Dwinnell, D. C. /
Lown, W. B. /
Summers, J. F. /
TYNDALL.
Bemdt, Theo. fandl
Eicher, Lee fond I
Krause, Adoiph /
Little. VJm.frmdl
Smith. L. I./
Smith.
VALLEY cm.
Andms. G. K./
Oaik, D. W. Jr.
/-
Scott, J. W. /
Winters ft AndenoQ./-'<:i
VERMILION.
Inman. D. M.&Ca/
Lewis. S.J./
Ruoyon, J. S. /
Sweezey, L. T. /
WAHPETOH.
Gray. Frank /
Orcutt, W. /
Seely, W. A. foMdl
Vandevecr. W.J./
WEBSTER.
Alley, J./ourf/ 1
Alley. Will. /
Blake, J. F. / !
Bones, T. A./ 1
Chalmers. Cnrds/
Gross. L. /
Hunungton. E./<2»i' 1
Lee. J. A. /ami I I
Smith. A. foMdl
Wolf ft Lund/ I
YANKTON. '
Bruce, E. A./ lindi
Gamble. H.S./ ., I
Pennington. J. L. /•»•' •
Roberts. G. W. /
White ft Jackson./ /j'-jj
DELAWARE CITY.
Money, Geo. B./ I and a
DOVER.
Burnett. P. /
Burnett ft Boggs /
Clark, Enoch/
Collins, J. S. /
Denney. Wm./and/
Morris, Walter/
Todd, Jas. H./
QEORQETOWN.
Rawlins & Robinson /<»m/ /
Wagaman, B. Frank /and i
DELAW^ARE.
LEWES.
Marshall, Chas. M./ •
Waples, Lemuel W./
MIDDLETOWN.
Cox. Alfred G./
Mifflin. Wm. P./
NEWARK.
Donnell. S. M./
Williams, O. W./
SMYRNA.
Cummins, R. L./
Hofferker. W. Qj/
Jerman, Joshua T./
Mifflin, J. B./«ft//
WILMINGTON.
Buck&Co..//tf«/«
Carpenter. H. C /
Gilpin ft Co.. /oMd I
HanloB, Thos. F. f
Life Insurance. 9 Easir-
Hawkins & Co-fanda
Knox. S. M. /
Marshall. G. C. / ,
Mather. Jos. M./^'
Smith, Arthur H./ ,
Van Trump. E. A./jf^
DISTRICT OF COLUMBIA.
WASHINGTON.
Abraham, Wallace /
Arms. J. l./andl
Balloch, G. Vf./amdl
Barstow, Wm. H./
Beall, Brown & Co. /and I
Bellinger, J. B. & Co. /
Bergmann, H. H. /
Birdft West/
Bond, Thomas D. /
Bowles & Hall /
Bradley & Casalear/
Brown & Bradley/
Bushnell & Carusi /
Casileas. Geo. W. /
Ceas, Samuel /
Callisher, Henry /
Chase & Smith/
Choate, Warren /
Conard, WiUiam /
Copenhaver, Henry E. /
Cowgill, John /
Cralle & Morgan /
Cross, Sam /^
Cullinane, John F, /
Cutter, E. C. ft Co.
Danenhower, Washington/
Dante. F. B. ft Co. /
Davidson ft Davidson /
Decble, W. Riley/
Dickinson, T. C. ft Co./
Dodson. J. McL. /
Dulany ft Whidng /
DuvallW. Clarence/
Easterday ft Haldeman /
Evans. R. E. L. /
Fague, G. M.
Fickling, Charles H.
Fletcher, Lawrence
Flint. Josiah D.
Gaddis, William L.
Gantz. George C.
Gadsby, J. Eakin
Gibbs, Archibald C.
Gresham, Edwin J.
Hanson, Thomas M.
Harding ft Waters/
Harding, T. A./
Hardy. WilHam B. /
Heizer, John H. /
Hensey, Thomas G. /
Hill, Geo. L /
Holderman. M. F. /
Hyde, Gmnville F. /,
Jackson. William H./
JeweU. Claudius B. /
Johnson, Jerome F.y
Johnson, John O. /
Jordon. James S./
Knight. Israel Y. /
Lamer, N. D./ , ,.
Leipold, R. H. T./^»-''
Lincoln, Hartwell /
Linkins. Geo. W. / ^
McCuUen, Bryan, Jr./
Mclntire. E. A. /
Marr. James H. /
Milliken, W. F./ , ,
Morgan. Thos. P., Jr- '
Myers, John W. P. & Sod.
Nyman, Howards.
Oberteufier. WilUsm G.
Percy, Henry C.
Phillips. R. A./ ^
Pitney ft Bradiord/
Pickrell. D. S. / „ ,. q
Pratt. A. S.4 8o««»^
eral Insurance Ageo«
TJie Ivxarance Year Book.
60s
V 7, Elmer E. /
-tson ft Blackford/
Talbott. W. M. /
Walker ft Taylor/
Thompson. Oliver T. /
Waugh, James E. /
WeUcr ft Rcpetti /
,28. John
Tniesdell George/
.r,M. M./
Tyler A KvtlierfOTd, Gen-
Wescott ft Wncox f
ner, Herman/
end Insurance and Real Estate
West. James G. /
Wfllson, Harry B. f
', F. H.&Soi/
Agents.
Underwood, C. H. /
.W. Scott/
Wimer. James B. /
"!r& Ueberman/
Unsworth, Thomas H. ft Co. /
Wolf, Simon&Co./«Mf/
Jt, H. C. ft Co. /
VanDoren, WiUlam T.V
Waggaman, John F. /
Wan, Andrew /
Woods. Thos. E. /
iBStedt A Bradleyy
Vanderpdel ft Dante/
* : Insurance
Young, Willam P. /
^tPPALACHICOLA.
.JohnG./
BARTOW.
, J. R./
OS. Geo. A. K./a«f/
BRAIOENTOWN.
ircll, S.T./, iamia
OAYTONA.
cley, Robt. B. /
DE LAND.
hell. Waiter /and i
ht. Silas B. /
FERNANDINA.
er, C. v./
GAINESVILLE.
pton ft Jordan /andi
EEN COVE SPRINGS.
sr&Bemis,/, /«*/ii
!r,P.C./,fanda
HAWTHORN.
re, W. S.
JACKSONVILLE.
rksoDy RobertaoD A
Uf Fire, Life and Accident
d Plate Glass
vkUiK A Towns, Fire,
fe and Accident
er, Geo. R. ft Co. /and I
ion, J. H./andl
JASPER.
^hA.B./andl
KEY WEST.
dleton, C. B./am//
FLORIDA.
KISSIMME CITY.
Cannon, "Wm./andl
Makinson, C. L. /
Taylor, Robert /
LAKE CITY.
Baya, Joseph F. /
Collins, Noyes S. /and I
LAKELAND.
Bristow, L. L. /
Drave, H.J./, I and a
LEESBURQ.
Lees, J. W./
Spiver, T. W. /
LIVE OAK.
Blackburn. M. M./
MADISON.
Jordan. Wm. S./andi
MARIANNA.
Carter, Francis B. / I and a
Guyton, Moses, /
MONTICELLO.
Clarke. T. L./andi
Harrison, A. B./andl
Tucker. J. H./
OCALA.
Davis, D. W./
Fox, Lewis /
Moody. S. W. & Son/, /tmda
ORLANDO.
Cnrtis, Fletcher A O'Neal^
Fire and Life Insurance
Jaycox. C. W./
White, Knox and Giles /amdi
PALATKA.
Bailey, G. Loper,/ /, a «ndpp
'Wthh,y^.J.,/J,manda
PENSACOLA.
Andenon, Walker, General
Insurance.
KMOWlea Bros., Fire, Life,
Marine and Accident
Qnlaa, Ed. Gale, Fire, Ufe,
Marine and Accident
QUINCY.
Wilson, W. W./
ST. AUGUSTINE.
Cooper. M. R./ %
Hamblen, Frank, General
Insurance Agent
Oliveros. B. F./
8ANPORD.
Chase ft Co./ and I
McRae. D. J./
STARKE.
Peek ft Frazee /
TALLAHASSEE.
Bernard, Son ft Co. /
Gamble, Jas. B. /
Greenhow. Geo. /and I
Perkins ft Randolph /
Shine, K.A.J and I
TAMPA.
Corruth. Thos. A. ft Son /and I
Macfarlane. Geo. R./ I and a
TARPON SPRINGS.
Snyder & Co. /. / and a
TAVARES.
Whitley. N. B./anda
ZELLWOOD.
Robinson. R. G./
ACWORTH.
Jhcll. R. M.
bfield, L. A.
ALBANY.
is. J. A.
►bs & Tucker
ntosh. H. M.
*«. Daniel
:ht, Ed. L. ft Co.
»n. T. M.
AMERICUS.
ns, J. E./
IK. T. /and I
away, M./
wporr. W. T. ft Son/
«siey. J. J./
rold, U. B.7
'kes, T. N./
rkins, W. E./
th.A.W./
atley. J. W. ft Co./
dsor ft Turiow/
ATHENS.
SthftMell/ifvrf/
« ft WiUcox/ /.«««/•
GEORGIA.
Scudder, A. M. /
Thomas, S./
ATLANTA.
Angler, Clarence I and a
Benedict, E. C. Gen'l Agent
Mutual 1 .ife of New York
Berkeley ft Amall /
Berry, C. M./
Bloodworth. 1'. P. H. /
Bowie. John A./ I and a
Castleman, H. /
Cobb, W. H. /
Crenshaw, W. T./ sand a
Cronbem, H./anii
Bawson, liarabdln, 31K
Peach Tree St.
De Graftenreid. M. /
De Saussure, Geo. R. ft Co. /
Douglass. P. H. / .
Gay, Edward S. Manager
Ins. Co. of North America
Hale.W. C./a«//
Harris, C. R. ft D. B./andl
Haskell, W. W. dc Co. Gen-
eral Ins. Agts., 27H Whitehall
St.
Howard, A. G. /
Hunter, J. C./
Hurt, Joel/
Jones. T. R. /
Ketner. John H./ / and a
CLARENCE KNOWLES,
Southern Department
GermaniaFirelDS. Co.
Of New York,
AND
Hntnal Fire Ins. Co.
Of New York.
McCandless. Mr./. /, aandpg.
Meador, J, i. I
6o4
The In9urance Xear Book.
0A«, Atlanta— Ciwi/.
Mims, Lifingston/
Moody, Joseph N. /
Morgan, Joseph H. /
Murphy, Otis A./
Orchard, J. J. lamda
PattiUo, W. K./
PattUlOy W. P. General In-
suranoe Agt.. 963^ Alabama St.
Perdoe A Eglettdhi, Gen'l
Ins. Agts., and Agts. JSquita-
ble Life ^
Peters. Thomas, Gen'l Agent
Washfncion Lite
Sanders. O. A. & Co. lamia
Skepardt P. B*. Mgr. So.
Dep'tU. S. Ufe
Sibley. R. E. /
Stoekdell» H. C. Manager
Phenix Ins. Co. of Brooklyn
Thompson, J. B./
Torbett, L./ I and a
Waldo, A. UfoMdl
Warren, S. F. /
White, W.Woods/
Whither. J. C. ft Co./
Whitner ft Thompson/
Wynn. J. O. / ^
AUGUSTA.
ADcn, J. V. H. ft Co./tfw//
Boykin, Walter C. /
BttideU. J. M./
Butt, J.D. ftSon/«kf/
Carr. Henry W. f
Cohen, John Jay/
Cranston Bros./
Cranston, John M. /
Doughty. A. S. ft L. G. /
Garner. W. S. ft Co,/ and I
Hickman, T. I. /
Jackson. Jas. U. /
Jordan, W.M./awrf/
Mulbum ft Aimstrong/a«//
Newberry.J. T. /
Phinisy, F. ft Co./
Smith ft Dawson/
Stafibrd. T. H.&Son/
Symms. Geo. ft Son/
Thomas, Turner /
Thornton, Willet ft Co, fond I
Wright, D.R. ft Son/
BAINBRIDQC.
Brown, J. M. /
GraTes, Jas. VL/andl
HarreU. J. D. ft Bro.famdl
BARNE8VILLE.
Elder. EdwBrd/oMdl
Murphy, OUs A./
Murphy. T. E. /
Woodward, S. N./
BRUNSWICK.
Burroughs, W. B./amdl
Dexter. J. U,/andl
O'Connor. T. ft Co. fond I
CAMILLA.
Turner. John C./
Twitty, W. Watson/
Underwood, John L /
CANTON.
Perry, Ben. Y, fond I
CARROLLTON.
Kramer. £. G./
Lanier, Heory /and I
MandeviUe, L. C. /
Reese, Oscar/
CARTERSVILLE.
Aubrey ft McEwah /«»<//
Griffin, G. /««<//
Leake, Bartow/amii
Norris. John T./«wf/
Owen. John T. /
CEOARTOWN.
Ledbetter. L. S./
Stubbs, J.S./
COCHRAN.
Harvard, Quinn L./andl
COLUMdUS.
Blackmar. John /
Brannon ft Blaclcmar/
Browne. Rhodes/
Cbappell. L. H./i lattda
Epping ft Lane/
Gnmes, C. B./
Jordan, G. Gunby/
Murdoch. R. B./atrdI
Redd. S. ft Co./
Slade. J. J.//amfa
Wilcox. D. F. a
CONYERS.
Daniell. J. S./Ar<//
COVINQTON.
Dearing. J. J./
Pace, J. M./
Scott, W./
Shepherd, T. J./
CUTHBERT.
Gunn. John D,/amii
McDonald, E./
McDonald. Geo./amd/
Pftrkerson. M. clf
FoweU, Mrs. T. S./
DALLAS.
Davis. E./41JK//
Foote. T. A./omf/
DALTON.
Jones ft Maddox/
Lyle ft Pniden/
DARIEN.
Kenan. Randolph S. /
Kenan, Spalding/
Wylty. Thot. S. ir.fandm
DAWSON.
Griggs ft Laing/
Loyless.S.A.r
Pairiu.J.G.ftCo./
DOUQLASVILLE.
LeVan,W. H./
EATONTON.
Adams, L H. ft Co, fond I
Adams. John W./
Rdd, D. H. ft Co. /
PLOVILLA.
Boynton. S. H. /
Lancaster, Dr. J. F./
Lindsay, M. K,famdl
FORSYTH.
Amos,W.B./
Bloodworth, 6. H. B./
Gibson, W. D./
FORT QAINES.
McLendoo. S. K,famdi
FORT VALLEY.
Brown. W. Y.,fcmil
Gray. C. G./
Harris. H. C, fond I
QAINESVILLE.
Brown. W. A./
Holleman, J. T. ft C. L./
Kimbrouch, E. "E. fond I
GREENSBORO.
Nortop. C. C. /
Park. J. B. Jr./
Weaver. W. M./
QRIFFIN.
Drake, RosweU H. ft Co V'
Johnson. C. H./
Mangham. S. W. ft Soos/Wi
Nichols. J. P. /
Rhea. J. G. /
HAMPTON.
Griffin. S. H.famdl
HARTWELL.
Alfoid. D. C./
HAWKINSVILLL
I. F. H,f
Leonard, L. ft Co.
Merritt, R. K, fond I
Stetson, J. l>,faiidl
White, Mrs. G. H./
JACKSON.
Crum, J. W./
Mallet, W.M./
JESUP.
Utaefield, O. F./
JONESBORO.
Heidt. W. T. landm
Stewart ft Heidt/
LA ORANQE.
Boyd, A. J>/
Evans. W.S./
Gresham, Y.k.f
Johnson. James T./
Reeves ft Pitts/
Speer, George A./
LAWRENCEVIUC
Bnnd. C. H./
Spenoe, James D./
MACON.
Barr. Geo. W. f ^^
General Insurance A^bb*
Comn8.W. W.ftR.S./
Connor, GranviOe C./
Cubbedge, R. W./
Duncan ft CmmtAfmidl
Hoft. W. A. /
Horne, Henxr/ immd^
Jem^Ht, Geo. B./aadi
IjOWI7,T.S. General A^
Union Central Ufe Ids. Cft
Plant ft Hurt/
Plant. R.H./
Tinsley, A. R./
Turptn, Fkank M. /
Turpin, Ogden ft Co,/»ii
MADISON.
Andrews, A. IBs, f ami a
Chiles, Jas. E. /
HoUingsworth. W.T./
MARIETTA.
CoryeU.H.G./««^/
Groves Bros./
Power, W. IL/
MARSHALLVIUE.
Rice, W. H Van' ^ ^ ^,
Speny, M. E. ft Bpo./W
MILLEDOEVILLE.
Andrews, C. H./
Bethune. B. T. /
Carr, A. J. / « « * r
CaiTington, Misses C. B. & t
S./
Compton, P.M./
Humber, R. C. /
Lamar Bros./
Windsor, T.T./
The Insurance Year Book.
60^
MONTEZUMA.
rison's, J. M. Sons/*
5. J. F & Son/
;hn,J. E. D./
NEWNAN.
ett, A. R./
lical. Geo. H./
ir.H. C. &Co,/««r/
OGLETHORPE.
rory, S. M. /
lams, Edwin /and I
PALMETTO.
I, F. H./
PERRY.
»cr,C. F./
x>n& Miller/
rt, C. E. /
in, J. D. f
QUITMAN.
nark. E. P. S./
r,W.A./
ROME.
ran, C. H. & Co. famdl
!ey, Hamilton /
jht, A. S. /
8ANDER8VILLE.
e,W. G./
iher, Wm. f
Jones. J. F. /
Waithen, G. D./
SAVANNAH.
Cohen, M. A. & Co./
Davant, R. Z, fond I
Dealing & Hull/
Footman. R. H. ft Co. J and I
Haines ft Daniel/aiuf /
Haydcn. T. H./
Hohenstdn, H. /
Johnson. I. N. ft Co./
Johnston & Douglas/ and I
Lamar, G. W. /
NeufWUe ft Co./ .
Y^\x^,C.A,fandl
Rowland ft Meyers/
Ste¥rart, J. T./
Sullivan. John ft Co. fond I
Wheaton, J. F. & Sion/andl
SPARTA.
Burnett, W. H./
Roberts, S.W./
TALBOTTON.
Carreker, N. P./aj«//
Smith. L. V/./andl
THOMASVILLE.
Evans, J. F./
Hansen & MerriU/ajf^/
Mitchell, W. H.
Smith. A. ft R.,
Smith, E. M.,
THOMSON.
Curtis. W. S./
TOCCOA.
Schorfer, E. /
Simpson, E. P./ land a
VALD08TA.
Lamar, J. S. /
Lane, M. B. ft E. W./
Peeples, R. A. ft Sons/
Vomdoe. J. O. /
WARRENTON.
FelU, R. L. /
Heath ft Bro./
Hundley, Thos. S. /
Walker, W. J. ft Son/
WASHINGTON.
Boyce ft Ficklen/
Hardeman. S. H./
Irvin. B. S. /
Terry, Mrs. S. J./
WAYCROSS.
Lott, Warren /d9u//
Stanton. V. L. /
WAYNESBORO.
Jones, W. E./
McCathem. McElmurry ft Banks
Mai
alone. R. H./
Mnnnerlyn. Jno. D. Sr. /
WEST POINT.
Jackson, W. S./
Lanier, W. C. ft L./
IDAHO TERRITORY.
BELLEVUE.
mon ft Boone / and I
J.H. F./
BOISE CITY.
ra, Jonas W./
}man. Mason/
ns, F. B./
b, John M.
dy. S. W
y
Stevenson. Chas. C. /
Tage. E. B./
HAILEY.
Lemmon ft Boone /and i
Malloy, B. M./«iKf/
KETCHUM.
GitteU. T. W./
Greenhow ft Rumsey/
Pinkham. A. J./
Snow, Geo. M./
LEWISTON.
Bink. John/
Brown. W. W./
Kettenbach. W. F.y
Vollmer. J. P./
PAYETTE.
Chase, D. C./
Moss, A. B./
ALBION.
ni, Alfred
iman, Geo.
, L. W.
cic, Wm.
irn. W. R.
ALTAMONT.
e, D, B. /
nes, W. S. fond I
thers, J. A. /
ALTON.
er, Fnjok/andl
tran, R./andJ
lass, Jas. /
Unoey, A. R. ft Son/and I
ike. H. G. ?
ershausen ft Sonntag/ofu/ /
netcr, C.A,/andi
ipple ft Smiktj,/andi
AMBOY.
nis. W. B. fond J
se, E. E. /
n, Michad/
sW.E. ftSon/
les, PealtgM,/andI
\t, JosJah/dMtf /
teison, Israel R. /
t. James F./
oster ft Haxat/andi
ILLINOIS.
ANNA.
Andrews, Hugh /
Coleman. J. W./ai«//
Kirkpatrick. C. E./
Otricli. C. L. /
Roland. R. H./
Tuthill, H. P./
Worthington. J. A. /and/
ARCOLA.
Basset. W. H./
Bradbury, W. J. /
Breeden. J. K./
Dimond. A. B. ft Co. /and I
Goudy, J. J. W. /
Jacoby, David/
ATLANTA.
Capps, F. L.
Randolph, A. J.
Summers, Joseph
Tomer, C.
AUGUSTA.
Babcock. J. Z./andl
Compton, James/
Ketchnm, Mrs. L. A./
McAfee, S. B./
Mead, W. H./
Skinner. A. W./«w//
AURORA.
Alichuler, J. ftG. W./
Bcaupre, W. S./
Currier, Charles /and I
Day,T.Hy
Hert2, H. Y./andl
Huntinffton, A./
Krahl ft ThayeT/andJ
McWethevBros./
Murphy, James /
Nobles, F. M./andi
Norris, N. F./
Thorwarth, J. F.f
Tyler, Warren^
AUSTIN.
Gilbert, Mrs. Emma/
Race, F. L./
Race, L. E. /
BATAVIA.
Cooley, O. E./
Geiss. John/
George. F. E./
Knapp. M. M. /
McdeUan.F.O./
Smith, E. S./andi
BEARDSTOWN.
Condit, T. K./andl
Dilley, D. C./
Fischer. Adam /*
Irwin, D. M./
Parsons, M. N./
Schaar, Theo.
y
6o6
The Insurance Year Book.
UJJSOlB—ConL
BELLEVILLE.
FletsazD & Tindalc/
GuenU. Henry/
Knfit. Theo. J. & Son /and I
Miller, A. F./a«f/ ^^
Pieper&Badgely/aiirf/
Rich. James P. /a«//
Sikkema. U. U./attdi
Sikkema & Weber/
Wangelin & BTOSiu8,/amal
BELVIDERE.
Balliet, J. R./
Jenner, A. E. /"
Lampert. P./
Marean. M. C./
Smiley. F. R. /I
Spackman. C. T./
VO^ood.W. W./«i«//
BLANDIN8VILLE.
Ballon, C. E.
ClemenU, W. R.
Grigsby, Jas.
BLOOMINQTON.
Bnnn, F. L./
Dagey, E. & C./
Fell & Perry/
Henderson, J. T./
Hcnnerke, Charles /
Jndd, E. T. /
McCoy, A. S. /
Mclntyre, R. S./
Seibll, H. P./
Shaw. O. A./ ^.
Stringfield & Brandican/
Thomas. L.B. //«»/«
BRAIDWOOD.
Frands, David/ loHda
Newell. Samuel /
Rickson. Samuel/
Stecn.W. H./
BRIGHTON.
Brown, Geo. A. /
Keas, Geo. A./
Patter, Asa/
Schoeberle, Frank/
BUNKER HILL.
Budd,W,S, /and I
Bumann, Adolf/
Cummings, J. F./
Huggins, F. E./
Sanford. S. N./
Smith, Rob't A^
Spangenberg, Th. L./
BU8HNELL.
Chambers, D./
Chain, W. H./
Cole, Geo. /
Hicks. O. C./
Pinckley, MackM./
Sparks, T. J./
Solon, Banfil L. /
WelU. Thomas/
CAIRO.
Burnett, E. A. /
Candee. H. H./Zanrfm
Fisher, George/
Wells & Kerm/ landm
Yocum & Co,/JaMdm
CAMBRIDQI.
Brown, Edw.
Hadley, B.
Klnsey, J. C.
Randall, S. B.
Riggi, E. R.
McFadden, J.
CANTON.
Abbott, Jacob/
Abbott & Shepley/aiw//
Armstrong. S. H./
Atwater, LT./oMdl
Bover, O. J.,
I, wm./
a, Isaac C.f
xJ, Jacob/
, Martin/
Coleman, C. T./andl
Haynes, A. R./
Henkle. C. ^./amdi
Jackson, Wm./
Johnson, * ^
Maynard.
Russell. M
Tyler. G. D./
CARBONDALE.
Able, O. H./
Burkeit, J. H./
Hawkins, M. C./
Hudson, W. H./
Lawrence ft Throgmorton/
Scurlock, J. M./
Smith. Sam. /
Williams, C.W.& Son/
Wykes. Wm./
CARLINVILLE
Behrens & Mounts /and J
David, A. G./
Heinxe, Peter/
HuUe& Burke /'MMf/
Westermeier. C. Jr./amdl
CARLYLE.
Brown, Porter "W./oHdJ
Keshner, Ed. P./
Maddux, J. W./
Menkhaus. J. M. /
Neibofif, B. H./
Norris, W. H./
Wuller, Nic./
CARMI.
Boyer. Z. T., Sr./
Bozeman. H. L./aMdl
Hay. Thos. W./andl
McClintock, Jas. h/atidi
Pearce, P. A./
Pomeroy, Frank E. fend I
Pomeroy, Hubert M,/andI
Spicknall, Richard Jr. /««//
CARROLLTON.
Armstrong, Wm. L. /
Corrington, Frank F./
Hussey, Harry D. /
Hodges, B. C.f
Johnson, Jas. S. /
Pierson, Oman/
Roberts & Lavery/
CASEY.
Adams, B. L.
Hitt, J. W.
Kelly, D. B.
Kelly, J. C.
Leamon, Wm.
Lowry, W. S.
Quinn, J. B.
CENTRALIA.
Bruniag. George/
Condit, Z. T./
Dickerson & Duncan/
Frasier. S. A./«irf/
Gray. A. S. /
Hobbs, Jos. S. /<!«//
Meyers, M. R. /
Stoker, E. L./
Wahmven, J. C./
Zick.J./
CERRO GORDO.
Barnwell. E. A.
Brown, E. H.
HufC B. F.
Sayler. D. C.
CHAMPAIGN.
Faulkner. L. W. /
Harwood. G. V/./aull
Price. Walter/
Raybum,W.S./a»rf/
Sherfy. C. U./mndl
Speny, H.T./«rf/
CHARLESTON.
Briggs,W. M./a»i/
HibKrd. G. J./mndl
Tooke, S. U./andl
CHESTER.
Gerlach, J. l>,/andl
Lehuher. R. F./
NUbet. H. B./amdl
Si>eckman, H./mdl
Staly.C. L./aiK//
CHICAGO.
Andrus S. D. /
Alexander, W. A., GenAit
Acadent Branch FidditTd
Casualty of N. Y.. Ho«b
Building, aos La SaUe st
Aldrich & Jenks a
Bates, Beiu- F., Gen. As^
Pmdendal Ins. Co.of Aixn
Insurance Exchange ^n^
Barnam, W. L., Firtlisr
ance, 905 La SaUe st
Barrett, O.W.& Co./
Beckwith & Massey m
Beldiag, Geo. T., Sf
Western Dcp't Unitedrii«»»
Ins. Co., 908 La SaBe St.
Belden, Joka S., Manf
Western Dep't Londoo d
Lancashire. aijRialtoBiBifll
BenUey & Taylor/
Bigelow. H. D. P. sk
BiSings, J. R. /
Biahop, caarles Hel^
City Manager, Northen A^
surance Co., LoDdoD.iS3H
SaUest. « r J
Biwell, Freak B.,FiR^
surance
BisseU, Geo. F. /
Blackwelder. *
Bliven, Chas.
Bradshaw, W. _.^ ^ ,^
Brown, H. H. & C»m J
surance Agents. 185 usw
Browm, H. O., GenenJAf
Westchester Fire, 701 RflP-**
surance Buildiog
W. W. BROWN,
OENSRAI. AGENT
Buek^ye Mutual R», ^^
Mutual lira and (Ssa^
Mutual,
ROOKBRY BUILDIN&
Browning, W.H./
Bueknum, B. M., Ge»J
Agent Rhode Islmd U*
writers Ass'n 169 U bsW*
BUTok, T. B., General AJ
Phenix of Brookhp, 1^
Building. Claikand J«^*
Barek, T. B. (0. C. G»l
Manager), Ins. Agent. 183^
BSSrFre*-P.*Co.,r«
Insurance. ITS L*SaBes«
. L S./
i.E.J
V. D./
The Insurance Year Book.
60^
laid well, W. W., Fire In-
f urance, 90b La Salle st
lameroiiy Jokn* Manager
Northwestern National Insur-
ance Co.
lampbelK Jokm P«« Metro-
politan Plate Glass, z6a La
Salle St.
larir, Eogenoy Manager Ger-
man-American Insurance Co.,
355 Rialto Building
;a8e9 Charles Lyman, Man-
ager London Assurance Cor-
poration, x6z Adams st.
:ase9 <^« H. dc Co., Man-
agers for lU., Wis., Neb.. Mo.,
Mich., Minn.. Kan., la.. Col..
Wy. and Dak., Royal (F.) Ids.
Co. of England. Royal Ins.
Building, 160 Jackson st.
^se, C« 0« dc Co*, Insure
ance Agents, x6q Jackson sL
;atlin. W. E. /
'hard, Thomaa 8«, Manager
Firemans Fund Ins. Co. of Cal.,
157 and 159 La Salle st.
nietlain, A. L. /
Clarke, George ۥ dc Co.,
Ins. Agents, i6z and 163 La
Salle St.
:)leTeland, C harles B*, Gen.
ARt. N. fi. Mutual Life, 233 La
SaUest.
i^leveland, E. J* dc Co., Fire
Insurance, ai8 La Salle st.
i^OAdit, £• M.« Manager,
Western Dep't Ohio Fanners
Ins. Co., 908 La Salle st.
Dralne, Carran dc Co.,
Managers, N. W. Dep't Equi-
table Life, 108 Dearborn mX,
Critchell, R. 8. db Co., Fire
Insurance, 143 La Salle STt
Dritckell, Rob't 8., Mana-
fer Ins. Co. of the State of
enn. 143 La Salle st.
Crocker. C. W., Manager
Illinois Mutual Ins. Co. of Al-
ton, 111., aos La Salle st.
Crooke. WiUiam D., Man-
ager N. W. Dep't Northern
of London, 226 La Salle st.
Crosby & McDonald a»
Cnnniag ham, Tkos. 8., Fire
Ins. Agent aao La Salle st.
Diianiafka|p,>¥in. H., Gen.
Agent Fire Ass'n of Phila., 175
La Salle St.
Cunningham, W. H. & Co. /
Darrow, A. H., Gen. Agent
Agricultural, Rookery Building
Danow, A. H., Insurance
Agent, Kookeiy Building
H0L6BR De ROODS,
festnn liuMWi
./ft*
tzm
200 Li SiLLE STREET.
Chicago.
I>e Roode, H. & Co.. Insur-
ance Agents, 903 La SaJle st.
DaTis dc Re Qaa, Insurance
Agents, 155 La Salle st
Dean & Payne /
Dc Forest, E. F. f
Drew. Ckaa. W. dc Co.,
Ins. Agts., i6a La Salle st
Daeat dc Lron, Managers
Western Dep t Home Fire of
N. Y.. 9th floor "Home Insur-
ance Building,'* 905 La Salle st.
Ducat, Lyon & Co./
Dadley^ Walter W., Sup't
No. British and Mercantile, In-
stuance Exchange Building.
Eaekeabvrg, Uilmar, Fire
Insurance, 104 Fifth avenue.
Eddy, H. C, Resident Sec'y
W. Dep't Commercial Union
of London, 905 La Salle st
Eddy, R. H., Supt Union
Central Life Ins. Co. of Cin-
cinnati. 4 Sherman st.
Edwards, A. R.. City Mana-
6er Queen Ins. Co., Rookery
luilding
Egan, W. M. m
Efohicke, C. W. & Co. m
Elwell, E. H., Manager
Northwestern Dep't of Mich.
Mutual Life, 169 La Salle st.
Ferffoson. Ghae. H., Gen.
Agt. for 111. of the Mutual Life
of N. Y., Taooma Building.
Fergrnson. W. O., Gen. Agt
Western Dep't Lancashire oi
En g.. 32 La Salle st
Fisher Bros., Ins. Agts., Z46
La Salle st. ^
Fleming, P. H. m
Forreet Bros.. Fhre Insunmee,
Home Ins. Building
Franklin, Ooo. W., Marine
Insivance, Royal Building
French, Byron W., General
Agent Orient Ins. Co. ol Hart-
ford, 3X8 La Salle st
Frisbie, A. /
Gadsden, J. S., Gen. Agt
iGtna Ins. Co. of Hartford,
X73 La Salle st
Goodman, Thomas A W.
A., Ins. Agts., Z43 and 144 La
SaUest * -^ -^
Gardner, P. G. /
Gerrish, G. G. a
S. IC. aiLBBBT,
Insvntaoe Agent and Broker,
No. 6 Sherman St.
Surplus Lines placed in reliable
companies at adequate rates.
Manufacturing Risks a Specialty.
Gilpin, T. E., Sec'y Metropoli-
tan Mutual, Aurora Mutual of
Aurora, 111., and Lumbermans
Mutual of Chicago
Gilbert, Geo. A. s
Glldden, H. H., Ass't Supt
No. British and Mercantfle,
Insurance Exchange Building.
Grant, James, Sec'y and Gen.
Agt. Guarantee Co. of North
America, Z75 La Salle st.
HaUe, E. G./
Hammond, Fry A Co., Fire
Insurance Agents, 177 La Salle
street
Hardlnjr, A. J., Gen. Act
Springfield F. and M. Ins. Co.
Harris, S. B. St Co., Insur-
ance Agents and Brokers, 270
La Salle st.
Harrey, Geo. M . A. Co.,
Ins. ATCnts, 179 La Salle st.
Harvey, K. D./
Hemstreet, W. J. A Co.,
Insurance Agents, 144 La Salle
street
FORREST BROTHERS,
General Insurance Agents and. Brokers
HOME INSURANCE BUILDING:
205 La Salle St.,
CHICAGO.
Insurance effected in any part of the United States and Canadas in
First-class Companies.
CORRESPONDENCE SOLICITED FROM INSURERS OR AGENTS.
6oS
The Insurance Year Book.
ILL., Chicago— G?»^.
Hewitt, A. D./
Hibbard. W. B. & Co. m
HtninAii.B. P., Gen. Agent
Penn Mutual Life Insurance
Co., Tacoma Building
Holmes, Frank F. St Oo.,
Ins. Agts., Z96 La Salle st.
Holman. I. W./
Hopkins & Haabrouck/
Hosmer, R. W. St Co., Ins.
Agents, 154 La Salle st.
Hosmer, R. W., General Agt.
Mercantile F. and M. and
American of Boston, 154 La
Salle St.
Howley, John /
Hubbard, B. V., Supt. West.
Agencies Provident Savings
Lffe of N. Y., ao8 La Salle st.
Hubbard, W. H,, Supt Wes-
tern Agts. Fideliiy Mutual Life
Assn. 115 Dearborn st.
Huncke. Qarl/
lott, Iiewis & Son, Ins.
Agents, Tacoma Building.
Janney & Hammer ^ _ ,
James, Fred. S. & Co., Ins.
Agents, Z74 La Salle st
James, Fred. 8., Gen. Agent
Western Dept. Nat. Ins. Co.
of Hartford, 174 La* Salle st.
Keith & Carr m
Kellogg, B. H., Supt. Home
Life Ins. Co., Adams Express
Building, 183-187 Dearborn st.
Kennedy, A. D., Ins. Agent,
900 La Salle st. , ^
Kohtz, liouis O., AsstGcn.
Agent Atna Fire of Hartford,
in La Salle st.
Ijewis, BSdwin C, Gen. Aet.
Boylston of Boston, xoi La
Sidle St. _ ^
IjewiA, Geo.R. St Co., Insur-
ance AgenU and Brokers, 33a
La Salle st.
Ijewifl, I. J., Ins. Agent, 164
La Salle st.
Lee,J. O.
Leonard, I^.x.* .^ ^ _,
Ijetton, Theo. W., Gwieral
Agent Union Insurance Co. of
California, Councilman Bid g.
Iieyenberfcer. C, Gen. Agent
Mutual Benefit life Ins. Co..
Tnbune Building.
liittlefleld, B. A Co., Agents
Prudential Fire of N. Y. and
Prudendal Fire of Chicago.
lioeb, Adolph St Son, Agents
Rochester German, Peoples of
N. Y., German of Pittsburg,
Royal of England, St. Paul P.
and M. and Uoyds Plate Glass,
Z70 La Salle St
J. H. Curtis,
Z. W. Clbvbiand,
HUUFACTORERS
nrsnuiros assooiatxoh
OF CHICAGO.
Suite Nos. 70 1 to 704.,
Insurance Ewhange Bld*g,
Capital, - - $50,000.00.
Incorporated x888.
Large lines of Insurwice placed with
none but stricdy firBt<]aM
companies.
Edlest.
d, F. P. / ^
Q, Theo. W.,
President.
Secretary.
liowell, J. A. St Co., Fire Ins.
Agts., Z87 La Salle st.
liyman, £L W. & Co., Agts.
N. Y. Bowery, Pacific, Fire-
mans Fund, Rutgers, M<'rcan-
tilc of N, Y., Firemens of Day-
ton, 153 La Salle st.
Marshall, E. T. St Co., Fire
Ins., 149 La Salle st.
Mason, Ira J. /
Maflrlll St Eastman, Insur-
ance Agents, La Salle and
Madison sts.
Miller, James A. St Co.,
Insurance agents, 169 and 171
La Salle St.
Mitchell, Watson St Co.,
Fire Insurance Brokers, 187
La Salle st.
Moore St Janes, Ins. Agts..
157 and 159 La Salle st.
Montgomery, P. A., Sec'y
Western Manufrs Mutual and
Gen. Agt. for Western Dep't of
Central Manufrs Mut. of Van
Wert, C; Manufrs and Mer-
chanU Mut. of Rockford, III.;
Millers and Manufrs Mut. of
Minn., 414 Rialto b'ld'g.
Montgomery, George W.
St Co., Agts. American, Fire-
mens of Newark, Fidelity and
Casualty and Standard of N.
Y., 177 La Salle St.
McCanley, T. N., Sec'y Union
Mutual Accident Assn. of Chi-
cago, Ins. Exchange Building.
lontjomery ft Fnokhoiser,
MANACEKS
WNtM nsU OltH B«rk. etihi
Fidelity & Casualty Co.
OF NEW YORK.
La Salle & Monroe Sts.
McCurdy, George m
Munger, D. S. k Co./
Murpliy, J. K./
Naghten, John St Co., Fire
Ins. Agts., z8i La Salle st.
Wettflrn Depsrtmsnt of the
HXBIBNZA FIBS INS. 00.
Of Nbw Orlbans.
John Naghtbn & Co., Gen'l Agts.,
x8x La Salle St.
Nichols, W. J., Gen'l Affent
Western Department Dwelling
House Ins. Co., 05 Fifth Aye.
Nolan, J. H. /««/«
Osborne, J. O. & Son/
Osmnn, Dan*l C, Resident
Manager Imperial Fire Ins.
Co., Councilman Building.
Parr, E. F. /
PeUet & Hunter, Fire Ins. Agts.
Pellet St Hnnter, General
Agts. Jersey City of J. C, U.
S. Fire of N. Y.. Merchants of
PStUbnrjsh, X47 La Salle st.
Penfield, H. D.» Gen'l Agt
Washington Life Ins. Co., 148
La Salle tX,
Pitman, F. N. /
Prindeville, John m
Richardson, W. m
Roberts St Smith. Genml
Agents Massachusetts Man^il
Life Ins. Co., 9a La Salle st.
Roicers, Jos. M., Masaje
Queen Ins. Co. of Liyeipoc
Rookery Buildhig.
Rogers, Frank D.. TheMc:-
chanls Ins. Co. of Nevark. N
J., Z55 La Salle st
Rogers, Charles M./
Rollo, C. B. St Co., FirelEi
Agts. and Brolcers, 183 USilJ
street
Rollo, Wm. E. & Son, Ins. Afis
3ZO La Salle st
Rollo, William E. « Sob,
Managers Western Depanisee
Girard Ins. Co., axo U Su
street
Ross, James Li. St Ca, F:!t
Ins. Agts., i8z La Salle st
Russell, H. M., Geo. Ar^
New Hampshire Ins. Co.
Scholbe. M. A. /
Schnpp, Simeon, Mao. Gr-
man of Freeport, III. and V ••
waukee Mechanics, 906 La S4>
street.
Skelton, J. li., Secretai? T&-
mens Ins. Co. of Chicago
Spicer, L. A. /
Sherwood, Geo. /
Simonds, Ekiwin A., Gc
Agt Greenwich of New Yort
Councilman Building
"Granger Smith St Mil-
ler J* Fire Ins. Agts., 156 »•
Z58 La Salle st
Smith, k. J./
Smith, Wm. EL Co., Fire 1>
suranoe, 3x8 La Salle st
Stearns, John K., Gcsn
Agent Conn. Mutual Ufeli^
Co.. z6 and 17 Honore Bkd
Steward, W. T., Fire Ins. Bs^
ker, Z96 La Salle st.
Straight, H. J. ft Co., ttt
Ins. Agts., 150 La Salle sl
Strong, J. £L, General Afs:
United States Ufe Ins. Co.
Swarts. Frank J. & Co. /
Swymmer, "W. 8., (kn,.^-
Phoenix M. Life Ins. Co.
Taylor St Co., Fire Issonitf
Brokers, Tradefs Bdlding^
Teall, Edward M. it Ca.
Ins. Agts., 160 La Salle sl
Thaoher, Voight * Hoi-
man. Mans. West Dff^
American Steam Boiler, v^^
Building ^
Van Voorhls, Chsrles ^
Gen. Agt. Uberty Ins. Co. ^
Y., aosLaSaUest
Vannxem, Waller & S»<^
cam. Gen. Agts. N. Y. Llc^
Co., Pheniz Building
Waller, R. A. A Co, I^
Agts., 164 and 166 USalkr
Warner, D. B./ ^ ._
Warren, William, Rf«^
Secretary Uwpool and u*
don and Globe, 134 U S^«f ;
Wheeler, F. C, to-A«»^
Pacific Mutual Life and /»
dentins. Co., 187 USafle«;,
Williams, Abrami MtfjT
Western Dep't Connccwui
Fire Ins. Co. „ ,^.
Whitlook, J. L., F»« '"^
Agt, aoBLaSaDesr.
The Insurance Year Book.
nrhitlock, J. L., Manager
Western Dept " Glens Falls,"
208 La i^alle st.
^'itkowsky A Affeid, Gen-
Agts. Hamburg-Bremen of Ger-
many, 174 La Salle St.
A'itkowsky A Alfeld, Ins-
Agts., 174 La Sal e st.
Vood. William G. & Son /
Nrorthin^ton, Charles B.
Secv Protection Mutual Fire,
Qoo Koyal Ins. Building
wrenn. Geo. li., Gen. Aet.
State Mm. Ufe
Vans, C. P., Commonwealth
of New York. 77 Commerce
Building
Vyman, W. D. /
.DJUSTKRS AT CHICAGO.
•'rench, Wm. B., 148 La
Salle St.
lotden, J. Ii„ 177 La Salle
street
Lellogrc. J. B. (Marine), zz
Parker Block
farflhall, J. F., aoo La Salle
street
f cLean, W. A., Z72 La Salle
street
*eck, A. S., 200 La Salle st.
Beckham, C. V., 234 La
Salle street
ledfleld, A. P., Z77 La
Salle street
tedfleld, Geo. E., Z77 La
Salle street
teed, Wm., 153 La Saire
street
>pencer, A. P., z8z La Salle
street
6og
Sherwood, H. A., Z75 La
Salle st
Western Adjustment and
Inspection Co. of Chicago,
Frank Van Voorhis, Manager.
177 Sa Salle street
Wilson, Geo. A. S., Z55 La
Salle St.
Wriffht, B. T., Z64 La Salle
St. (basement)
Woodward, W. H., 177 La
Salle St.
Firs Inf. Maps and Disgrami.
Tie Imou Map Piiaitiwi Co.,
16a La Salle St., Room 4a.
NewYcrk Office* 39 Nassau Street,
Koom 38.
CHILLICOTHE.
CarTX)ll, Ch^s./ and J
Kenna, J. L. /
Ridenour. M. /
Warren. B./andl
Westcott. C. C. /and J
CLINTON.
Carter, Bert /
Conklin ft Davidson/
Gambrel & Barclay /
Ingham & Fuller /
Lewis. Edward /
McArthur ft Son /
McGraw, L. S. /
Robinson, R.V/,/andl
Sweeny. E. J. /
COWDEN.
Akins, W. H.
Burrow, W. H.
Torrance, D. K.
Torrence & Sharrock
riffsby, F. M./
eiler. J. H./
cCoy, H. M. /
CRESCENT CITY.
Cassidy. R,Z,/and/
Egley.W.H./
CUBA.
Grig
McCoy,
Snifely, F. M. jT
Thomas, J. C. y
DANVILLE.
Bandy, B. E. /
Gurley, W. F. E./«ii//
Lee & Johnson /and I
Maxon, O. F. /
Palmer, Samuel /
Partlow, A. ft Son /
Patterson, H. C. /
Phillips, Jas. H. /
Wilber, P. /
Winter, Carl /
Wolford, M. J./tf»//
DECATUR.
Barnes & Watkins /
Bunn ft Park /
Condell, W. J. /
Handy, Geo. R./andl
Hoy. Simon P. /
Hunter Bros- /
Leforgee, J. ft Son /and I
Lewis ft Hankins /
McGorray. B. /
Montgomery & Shull /and I
Montgomery Bros. /
NichoU, W. S. /
Pritcbett, Thos. A. ft Son
Randolph ft Gehr /and I
Smick. Aaron /
Warren ft Durtee /and I
¥1. E. SUTH COIPAIT,
THCRNnOBRS
THE MUTUAL FIRE ASSOCIATION,
^o. 218 LA SALLE STREET,
CHICAGO, ILL.
General Insurance Agents and Brokers.
'apital Represented, over .' $3,000,000.00
^sscs Paid, over 1,500,000.00
Hvidcnds Paid to Policyholders, over 225,000.00
i^e write Policies in our own ofHce, have full authority to bind Risks, and write Policies on property
anywhere in the United States and Canada.
CORRESPONDENTS.
.S. WHEELER 177 Broadway, New York, N. Y. I WILLIAM A. HALL Cincinnati, Ohio.
. H.SPENCER Minneapolis, Minn. | A. P. COULTER Detroit, Mich.
COBMJBaPONnJBNCE 80LICITB1> WITH INSUBEBS AN1> AGJSXTS.
6io
The Insurance Year Book.
DE KALB.
Mosher, E. L. /
Pond. W. L. /
RusseU, J. S./
Vaughan, S. O. /
Wood, E. O. /
DELAVAN.
Ambrose, W. H. /
Gillmorc. H. M. /
HaU, J. N. /and I
Hoghton, R. /
Jones, H. P. /
Reed, Elliott /
Reed. I. S. /
Sanders, J. T. /
Williams, E. P./
DIXON.
Boswortb, A. /
Charters. J. B.
Dimick, A. S.
neck, J. G. J
Pinkney, E. /
Sanford, J. F./
Schick, C. /
Thomas, J. V. & J. E. famdl
Wright, F. E. /
DUNDEE.
Bauman, H. J. /*
Bethke, C. J. /
Borden, J. M. /
Hawley, Edgar A. /
Rigby. I. W. /
Smith, J. R. /
DUQUOIN.
Horn, Frank /
Housel. W. A. /
Untie. C. F. /
Melton, E. /
Melton, John /
Messmore, Jacob /
Pope, B. W. /
Pyles, Jos. /
SUkman, Wm. /
EAST 8T. LOUIS.
Ewing& McCreadv/
Fekete, Thos. L. /
Renshaw, John W. fond I
Sexton, H. D. /
Walrath, C. L. /
EDWARD8VILLE.
Evans, R. B./
Gaiser, GustavA./
HaU. Wm. H./
Krome.Wm. H./
Powell. Alex./
Tartt, James r. fond I
EFFINGHAM.
Cronk, Jas. E./
Dyke. Wm./ Itmda
Gwin.J.N./
Habing,' Henry G,f
"asper/
Partridge ft Noltej
Kagay, B. F. Jr
Nolte. Ca
Ite/
Van Allen, C. A./
ELGIN.
Bloomfield, N. J./am//
Chamberlain, D. A./
Cranston. F. H./
Famum. J. W^
Harvey, Geo. P./
Hewitt, S. Nellie/
Hubbard & Gilbcrt/a»//
Hunter & Givttifandl
Jencks, D. R./
Joslyn. Frank W./
Lewis, A. T./
Lovcll, E. C. ft V. S./
Padalford, R. W./
Rushton, Thos, J. /
Voigt, August /
Weld, W. S. /
ELMWOOD.
Frenrh, Wm,/ and!
Hardmg, E. E./
Jones, J. E./
Wilson. E. W./
EL PASO.
Bennett, Walter /aiwf/
Hoagland, W. H. /
Kerr, J. I./
Patterson, Thos./
ENQLEWOOD.
Adams, W. H./
Brink ft Prebel/
King ft Schmidlap/
McClum, E. H. /
Mick, F. F. ft Son/
Rcdfield. C. S./
Rice, W. H./
Warner, A. G./
Warner ft Redfield/
EUREKA.
Baird, A. V. S.
Baird, H. C.
Smith, R. D.
EVANSTON.
Boutelle. J. P./
Cleveland. Chas. B. /
Culver, John/
Grover, A. J./
Hill Bros./
Hoag.W. G./
lott ft Son/
Kearney, George/
KeUam. John H. /Oft//
Magill, W. C./
Prindle&Co./
Paul, E. R./
FAIRBURY.
Carrithers Bros./
Olney, S./
Van Doom. W.H./
Wilson. E.W./tf«//
FAIRFIELD.
Adams. R. D./
Bunch, P./
Ellis, C. O./
Hooper, Thomas/
Jessop, R. N./
John, G. W./
Kramer, E./
McCartney, T. /
Van De Water, W.H./
FARMER OlTY.
Harrison. Orrie/
Moreland ft Lowry/
Young, W.S. /«!«//
FARMINQTON.
Little, G.W./
Smith. Capt. J. !
Steenburi
Tenley, J —
Tyler, J. W./
Widener ft Wood/
FLORA.
Smith ft Richey/
Smith, G. W. /
FREEPORT,
Ahsendoi^. L./
Best. W. S./
Cronkriie, W. N./
Mayer, U. M./
Munn ft Buckman/
Capt. J. S./
►urg.A. C./
r, fas. M./
Rhodes, Benj./
Taylor, 0,/andl
FULTON.
Bastian ^to&.f
Hansen. A. M./
Snyder. W. C.&J.C./a«//
Terwilliger, George/
Wheeler. C. N./
WiUiams. Leslie/
GALENA.
Bamer. Christov/
Barry. J./
Baume ft Leckley/oW/
Dcitx, V,/
Fowler, Dr. B. F. /
Luning, A. /
Merrick. Chas./
Rowley, Louis A. /
Scbaefer, Theo. ft Son f anil
Spensly, M./
Stohl, Frederick/
Wagdin.W./
GALESBURQ.
Arnold, Seymour/
Bangs, E. D. /
Boggs, J. B./
Brainard, W. H. /
Carpenter. H. W. ft Son/
ClaA, Ella/
Clark, E. O./
Dieterich, I. G. /
Ellis, J. H. f
Granville. P. N./
Holmes, F. H. /
Kingsbenr ft Holmes/ff^'
Martin, T. B./andl
^Ua M,/
RoUnson. F. D.V
Martin, Ella I
Sanborn, L. V/./a»dl
Tilden, J. /
GALVA.
Countryman. Irving/
Edson. E. B./
Holmes. D. E./andi
Maddox, A. R./
Olsen. J. W./
Palmer. G. D./
Paity. W. D./
Pierce, H. famdl
Shunleft. C. A./
GARDNER.
AUison, W. S.//tf«/tf
Coles. J. H./
Frary. A. /
Luts, J.C./
GENESEO.
Blackiston. Wm. P./
Engdahl ft Aldun/
HosfordftSon/tfurf/
McArthur. F. H./
McBroom. W. J./
Mowry. Gca G./
Schnabele, P. S./
GENEVA.
Green, John H./
Hoyt, P. D./ ^ ^,
Kendall. Geo. J. /tf^'
West, A. P./
GIBSON CITY.
Buckman. C. F.
McClurc, H. C ft Sons
Mattinson, Wilson ft Co.
Oliver, C. C.
PhilUps, A. L.
Rady. S. P.
Worrell. M. D.
OILMAN.
Cassidy, Henry T./4»
The Insurance Tear Book.
6ii
iferritt, Ambier E./
^eycr, Charles/
/IilW. R. H./
«lorcy, O. R./
»arker&AUen./a«//
CIRARD.
Bowersox, Jacob /
lamilton ft Metcalf /
lamilton. Henry C. /
'hompson ft Burnett /
'ipton, Geo. L. /
COLCONDA.
iird. M. G. /
laDohan, H. /
lanohan ft Sheridan /
littler. J. H. P. /
/eil. G. /
CRAYVILLE,
oord, F. M. J. /
harles. Dan'l /
UDe.Geo.W. /•««//
ershaw, Edw. V
range, S. J. /aJ«//
irkcr, T. G. /
GREENFIELD.
Ben, L. P.
mchinson, J. W.
etcalf, Ralph
>Uins, A. D.
eidley, Jas.
GREENVILLE.
arkjon, J. J./
uttenden, M. B,/
swey, R. K./
rans. W. M./a«//
3use, M. M. /
id. Ward/
hite, Walter C./
QRICC8VILLE.
Ucb. I. A. ft Son
)yt, E. S.
nde, Henry
ilbrick. J. D.
HARVARD.
ilender, S. H. /
umb, H. D. /
Jgran, H. H. /
anders, P. E. f
ong, A. W. /
HENRY.
osway, E. T. /
les. J. H. /
saz, J. N. /
ler. F. S. /
iterfaU. R. H./aadl
HIGHLAND.
ager, John /
dE« Alexander/
laz, Timothy /oiuf/
Bk, Chas. /
Uiman, J. H. /
HILLSBOROUGH.
«ot. Wm. /
•wn, Chas. O. /
twn. J. A. /
u,A,A./amiJ
irards, P. J. /
e. Jacob/
Lean, John J. /
er, A. /
Trer, \xao%fandl
att, Chas. /
HOMER.
igan, M. M.
• B. E. T.
ft Butler
J*
Smith. F. M.
Tinkham. C. J.
Yates. G. W.
HYDE PARK.
Bonr. Geo. C. ft Co. /
Field. H. N. /
Garrell, W. F. /
KeUogg. E. H. /
Peiroe ft Norton /
JACKSONVILLE.
Bancroft, Joseph H. /
Brown ft OUver/ land a
Catlin. C.A. /
Doan ft Upham /
Duolap, PhU. /
Goheen, Lyeurgus/
Henderson, A. /
Johnson, R. C. /
Keating. Ed. /
Kimber ft Bogle /
Kirby ft Griersoa /
Lalhropft Ward/
Lusk. M. /
McAhan, J. R. /
McCullough. W. H. /
McDonald. Andrew N. fond I
Mayfield. G. /
Milbum. Nicholas/
Trabue. John /
Vanzant, Geo. /
JERSEYVILLE.
Bowman. S. H. /
Brockman. Henry/
Cutdng, L. M. ft Son / /mN^tf
Diemunsch, E. C. /
Spencer, Anna/
Stelle. Geo. B. /
Warren ft Stelle /
JOLIET.
Biscbman, L. C. fond I
Clement ft Oliver f
Cullom, H. C. ft Co. /
Egan, Jas./
Goodspeed. S. A. ft Co. famdl
Gfinton. Wm. /
MarshH. N. &Co./<»Mf/
Rowcll, Nat. J./«Mf/
Shaw. E. ^./andi
Soule. Lester /
Tyler. S. S. ft Co. /
Wood ft Howard /and I
ZuXey.V/.H./andl
JONESBORO.
Cook. Alvan
Soerffr-l, I. G.
Wat£ns. T. J.
KANKAKEE.
Durham. D. L. /and I
Goodnan. Louis fand I
Hanna. Isaac B. fand I
Ripley, Lorenzo /
Savoie, Chas. Q, fand I
Schneider. Chas./
Warriner, E. B. fand I
Wdnland. Chas. /
White. Harvey /
Zinkann. Adam /
KANSAS.
Hiscy. D. W./imrf/
Hurst, E.E./off^/
Mofftftt. M. B. fand I
Rose. E. G, fand I
S^let, J, R. fand/
Shaver, M. L. fand/
Vale. J. E./a«f/
KEWANEE.
Anthony. Greo. A. fand /
Litchfield, Geo. /
Long. H. H. /
McCullough. C. E.fand/
Maul, A. /
Potter. Ph. /
Remick, C. P. fand/
Remick. W. H.fand/
Sites, Wm./
Talcott. J. A. /
KIRKWOOD.
Cummings. J. K.fand/
Hess, J, F. fand/
Stockton. I. C.fand/
TvLbbs^W.C.fand/
KNOXVILLE.
Gault. Isaac B. /
Mcintosh, J. D./
Nisley, J. M./
HiUftSwitzer/
LACON.
Bane, Geo. M.fand/
Blackstone, Geo. F. /
McMurtrie. L. C./
LANARK.
GlotfeUy, Josiah M.fand/
Weary, MUIardS./^
Yeager, Joseph/
LA SALLE.
Cleary, Chas./
Hanly. P./
Mason. W.S./a«//
Murphey, G. M. /"
OSuUivan, M.fand/
Rosenhaupt. Solomon/
Siickeh. A. J. fand/
Walrad, B. F./
Zwick, F. B./
LEBANON.
Buscher ft Herding/
Hightower. David/
Si^nspuer, A./
Wagoner, E. B./
Zerwick. Louis/
LENA.
Bowkcr. W. E./
Brown. E. P./
Dodds. H. M;/
Dodds. S. J./«wfif/
Hinds, Andrew/
Krape. A. A. /
Wake. Chas. fand/
Wilsey. O. J./fl«//
Wingart. H./
LEWISTOWN.
Boyd, Wm.
Linton ft Phelps
Whicaker, Geo.
LEXINGTON.
Davidson, A. B.
Mohan, J. C.
Weakly, J. M.
Wells, k. A.
LINCOLN.
Beson. Wm. M. /
Cadwallader. A. D. /
Corwme. Geo. D./
Cox, Geo. D./
DanaftHaller./
Jenkins, Mrs. Minnie E./
MaxweU. R. C./
Parker, Geo. W,/
Pegram ft Bro./
Schwetferger. L. C./
Thomas. W. A. /
Wallace. Geo. S.fand/
LITCHFIELD.
Atterbury ft Shutt, /
Charles, Willis,/
ElUott. E. R./
6l2
The Inmranoe Tear Book.
^maker, J. M./
DLL., UVchMir-Omt'
Fahey, Wm./
Hood, H. H./
Rofe. Jdo. W. f
Ward, Chaa. W./
Wood,L. F./
LOCKPORT.
Butler, A, J.
Freeman, J. T.
Stowe, F. F.
Waller, M.
McHENRY.
Perry & Owen
Stevens, C V.
Stofiel, Wm.
Stoffel, Simon
McLEANSBORO.
Hall & Hofi
Jones, J. '^
Shoemaker,
Webb & Lane/
MACOMB.
Brewster, S. P./
Chrisinger, John W. /
Cummings, J. H./
Holly, T. R./
Innea, Chas. I./
McLean. Alex./
Piper, O. F./
Rucklf, W. H./
Vose & Sherman, fatia I
Wooten, D./
MARENGO.
Crcssey. S. A./
Fisher, W. H. /
Joslyn, W. W. /
Mead, F. U, fond I
Smith, S. A./
Woolaban. N. v./
MARION.
Benson, Arch. /
Binkley. T. J./
Goddard, L. A./
Kecler, J. W./
Warder, W. H./
MARSEILLES.
Blanchard. M. £. /
Harrington, R. T./
Morcy> Neflf/
Neff.F.T./
Stone, A. L./
MARSHALL.
Benallack, Phil./
Clark, Thos. W./
Cole, A. P./
Cole & Cole/
Duncan, Wm. D./
Emerson, Edward/
Greenough Bros./
McCann & Pierce /airrf/
Perdue, Chas. /
Rhoads, W. E./«M?/
MASCOUTAH.
Hebner, Philip D./
Henrich, George /
Lill, Peter W./ ^ ^^
Lischer, Christopher /««//
Scheve, Gust. S.fcuidl
MASON CITY.
Badger, S. M. /
Forsyth, N. S./ ^^ ^
Thompson, H. C. « Co./
MATTOON.
Cox, Frtink/ami/
Craig & Craig/
Cunningham, John/
Feagan & Minter/««f /
Jackson & Spitlcr/<»irf/
MENDOTA.
Bartlett, W. S./
Cranwdl. T. S./tf«f /
Crooker. L. B.,/
Fassett, E. V.famdl
Guy, GtorgeJ'
KieseHMch. Otto/
Lamberton, J. A./
Madden ft GoedtDm/amdl
Smith, Austin/
METROPOLIS CITY.
Brown. W. R./
Bruner, W. P./
Conner, J. Q. A./
Kerr, D. B./
Kerr, G. L./
Kerr, S. B./
Lukkens, J. R./
McBane. W. A./
Morris, J. H. /
Norris, P. H./
Sawyer, Geo./
Young, G. W^ /
MINONK.
Cutler, C. A./
Dunn, W.R. /Oft//
Pickard, Jos. /
Simpson, Helena B./
Simpson, Jas. A./
Tjardes, JohnE./
MOLINE.
Cleaveland, H. C./
Gleason, E. H.,/
Keller & Walker,/
Oakleaf, J. B^
Stevens. W. £./««//
Swenson, Gustaf/
Walker, Geo. W./oft//
MOMENCE.
Durham, W. M./
Hall, H. B./
Lane, W. D./andl
MONMOUTH. .
Bolon ft Shields /, I and a
Cotes, F. H./, fond a
Huey ft hoXou fond I
Johnson, J. land*
Roberts. Peyton fond I
Tumbull, Mr./««//
Whitcnack, W. W./
MONTICELLO.
JeweU, Chas. R./
Pittman, Yws^foMdl
Porter ft Jewell, /««/ /
Smith, W. P./
Stickel, D./
Ta-man Bros./
Woolington, A. J^/
MORRIS.
Bliss, S. Q. fond I
Goold, C. H fond I
Woodbury, A. G./
MOUNT CARMEL.
Gowenlock, David/
Henning, Henry J./
Hughfs, Wm. H.fJ,a tmdfg
Titus, Dan'I E./
Turner. G. C./
Utter, G. L. /
MOUNT PULASKI.
Danner, G. C./
Landis, C. S./
Lincoln. C. W./
Nicholson, F. V./
Scroggin, L. B./
I Scroggin, T. A./
.6./
MOUNT VERNON.
Baugh, J. W./
Burtoo. C« H. /
Casey. Sam./
Crowder. J. B.
Grees, W.
Johnson, A. ..
Pace. W. T./
Peery, R. A./
Petiit. O. O. /
Pollock. J. L./
Rutfaerfoid. G. L. /
Watson. Albert/
Webb. A. C./
MOWEAQUA.
Ayddott. J. P./
Combs, A. J.
Johnson, E. C
Snyder, V./
MURPHYSBOROUGH.
Cox, D. /
Decker, Phil./
Hm ft Martin/
Kennedy, Geo. Jr./
Keuhle, F. ft Son/«//
Roberts. A. H./
Thomas, D. B. /
Vandoosire, Joseph/
NAPERVILLE.
Cody, Arthur B. fond I
Freeman, Arthur R. /om/
Goodrich, H. H./
Kendall, F. A. /««//
Rassiweiler, H. H./
Scott, B.A./amll
Scott, W.Sr./
Strublcr, Phil./
NASHVILLE.
Forman Bros, ft Tones/
Lc Compte, T. S. /
Miller, L/ ^ ,
Washington Co. Abstract Co./
Weinman, Cbas./
NEWTON.
Arnold, J. F.
Bail, L. F.
Deames, D. N.
Hall, A. S.
Hisey, J. S.
Lemay, J. C.
Lothrop, W. H.
NOKOMIS.
Blue ft Plumner
Draper, A. H.
Hulbert ft WUd
Richards. Thos.
NORMAL.
Baird. W. W./4W//
Chap>lin, R. B./
Fleming, R. L. /
Garrett. H. /
Herriman, J. W./
Miller, J. B./
Park. C. R./
OLNEY.
Gunn, JohnH./
Heap, John P./
Hinman. C. A. /
Lingie. R. E./
Slanker, G. D./
Tennyson, A./
Von Almen, J. C./
Wharf, James E. /
Wharf, James W. /
OTTAWA.
Black. Roberto./
Cooke, J. E./
The Insurance Year Book.
(>^3
J'uchs, G. W./
jibson. Theodore C. /
lairis. J. O. & Son/ 1 ami a
^land, Sherman/
^fackinlay, Thoi. E./atuil
dcManus, James/
/lattes, Nic. f
Uirens, Geom \i,ftmdl
»tout, John/
rjrron. C. E.,/tmdl
PANA.
)obbs, Wm. T./
Jttle, O. W./owrf/
4cQiiigf, J. C/andi
Imith, FYeston W./
itockbridge, F. W./
Midler & Tribbett/om//
PARIS.
Bristol, R. A. & Son/. /<Mf a
Jreifi?, W.J./a«rf/
udson, W. H./
rfagner, J. H. r
Jelson, H. F./
loach, W. O.y
Ihephcrd, J. W.^-
ranner^/'aftftf
PAW PAW.
(fcMahan, Wm.
^f orris, C. A.
>arker. F. A.
*rcslon, C. F.
PEKIN.
Hanagao. M. J. /
iaines, Juntsfandl
icisel, L./
Cahl. C.k.famdl
Cuhl, J. G./
^ucas, J./
viooUfni«. 'L.fmnda
Uiodes, Erastus /
>chaefer. YitiA.f andl
/^elde, Henry Y. fond I
PEORIA.
Sills, Roswell & Co. f and I
:a] lender ft Co. /aiKf/
Cramer, J. C./
Zumminn & Hatfield/
Cunningham, F. O./
)eyo, J. H. /
>icfcndorf, J. W. /
:iy, T. S. /
'eger, I. N./owf /
•ry. R./
i4lcs, W. R./
tilliam. Geo. 1. fond I
iansel ft Brown/, I and a
lenry. A. ft Co. /, I and a.
acobs. Hero/
Leene, J. E. f
Leene, John G. /
Lempshall. R. W. /
lioney. S. N./
liles, B. F./ landpg
>berhauser. Wm. / and a
»affe. M. K. /
Ucbn
Ucbmond, Lizzie Vi.fanda
levin, Frank T./
initb, David /
niith & Cassell/
l^cir. L.T;/
PERU.
triel, J. C. ft Geo. /and I
inlfer, Auijust/
foon, Thos./
Learo, Henry/
truever, ChAs./ and I
tniever, Rudolph F./anda
Vcriing. F. X./
PETER8BURCH.
Fischer. J. H./
Oeltjen, E. R./
Ott. Jesse M./ojk//
Scott, P. S. /
Young, Arthur/
PINCKNEYVILLE.
Bischof, J. J./
Brcese, Wm. M. /
Craig, J. W./
Hawkins, E. M./
Wifliams, R. G./
PITT8FIELD.
Burt. E. A. /and I
Chamberlain ft Bros. /
Chapman, C. P./
Clare, M./
Dow, Aug. /
Fuhett, Albert /
Graves, A. D. y
Hirsheimer, I.y
Johnston, W.H./
Matthews. Ross/
Nleber, F. W./
Rider, J. A./
Scanland, R. C./
Steers, Wm. /
PLANO.
Bennett, I. E./
Henning, E. L./
Sears. A. H./
Smith. J. H./
Turpin, J. E./
PONTIAC.
Avery. O. F./
Ball, A. C./
Dye, Miss Estella/
Jenkins. Wm. H./
Kay. Jos. T. /
Lacey. Wm. S./
Sims, S. E. /
Tanquary ft Myers,/
PRINCETON.
Hungerford, John /and I
Johnson, F. A./
Loverin, M. G./
Meseokop, W. H./
Miller, Jacob /«im//
Romberger. L. D./
Streeter, L. H./
Ziegler, O. H./
PROPHET8TOWN.
Besse. H. C.
Greene, J. J.
Paddock, Geo. E.
Stewart, Henry
QUINCY.
Ahrends, G./
Berger, Sim./
Binkert & Cruttenden/
Bishop, James M./andl
Brown, Geo. V/./andl
Cleveland & Murphy/
Denson. Wm./
Dines ft McMasters/airi//
Eun,Wm./andl
Farrell & Hazsey^'
Glenn, John G.
Jansen, Richard
Karp, Wm./
Kemp, Henry/
King, Clinton /
Merriam, S. S. ft Co./
Parish, Mrs. B./
Parker. E. J. /
Poole. A. F. ft Co./
Priette. H. E. /
Ricker, Geo. E./
Rickcr, H.F.Jos. Jr./
nat
idy
Rigg. Frank M. /
Seeger, Chas. E./
Vasen, Beoj./
Waldhaas, Fred./
ROCKFORD.
Aageson. N. S./
Banks, H. O. /
Blake, E./
Briggs, C. C./
Eustace, Jno. V. /
Folsom, F. L. /
Gray, D.P./
Griffin. R. L. /
Marsh, E. H./
McInnis.Wm./
Penfield. L. S. ftG. F./
Porter, C H. /
Sheldon, C. W./
Weld, W. R./
Weybum, S. D. /
ROCK ISLAND.
Rahnsen. F,/andI
Buford, J. M./andJ
Cleland, J. H./
Ferguson. W. B. f
Harris, Geo. W. D./
Hellspenstell. Czxl/andl
Heyman. W. B. /
Hodgson. Chas. E. f
Huckstardt. G. O. /
Huesing. A. D./
Hunt, E. Vf./andi
Kerr. W. T. /and a
Knowlton ft Loosley /
Lieberknect, Zd.yandl
Meditl ft Whitehead/air<//
Quist. Gto.L. fond I
ROGER'S PARK.
Fouhy, P. L. ft Co.
Hoodless, G. L. Jr.
Kean, J. M.
Kin<rwil1, C. G.
Sharp, E. A.
RUSHVILLE.
Bogby, John S.
Glass, David H.
Jarman, L. A.
Little, John S.
Mete, John B.
Noble, A. L.
Warren, Aug.
' SALEM,
Farson, G. W. /
Feltman, H. C. f
Gresham. C. D./
Lear. I. D./
Marshall, T. S. /
WilUams, G. W./
Williams. J. P. /
SANDOVAL.
BellamT, Geo./
Main, Isaac/
Patterson, Chas. F. /
Reinhardt ft Pate/
Sherman. LB./
SANDWICH.
Cox, F. R./ J and a
Faxon, C. G./
Sedgwick. S. P. /
Sedgwick. W. W./
Schneider, Charles A./
Stinson, S. B./
SAYBROOK,
Adams, M.
McMurry, M. C.
Means, schureraan ft Co.
Nelson, Geo. M.
6i4
The Insurance Year Book.
nxnrois— cb»/.
8HABBONA.
Allen, M. V.
Archer, Samuel
HubbcU, C. W.
Loyering. Geo.
Ray, W. H.
SHAWNEETOWN.
Boyd. John k.
MiflspauRh, J. W.
Norton, D. F.
8HELBYVILLE.
Barbee, Milton/"
Baum, Wm./
Craig &Gatis/rf»rf/
Graybill & Amlin/
Johnson, J. W./
Lloyd &Kellerytf»//
Martin. H. L./
Miller, J. Y./andl
Miller. W. H./
Robertson, H. C. /
SPARTA.
Barker, D. P.
Dohert}r & Eiker
Mcllwain, J as. A.
SPRINQFIELD.
Brinkerhoff, D. C. /
Brown, Dwight/
Connolly & Co./
Culp, Troxell & Co, famdl
Garland & Garland /
Garland, J. M. /
Gehlman, S. H./oMdi
Grant, D. & F. L../andl
Hays, W. F. a
Herman ft Co, f and I
Kessberger, A. f and I
McConnell, John/
Muckols,J. M. /
Roseberry, T. C. /
Ruckel. J. H. /
Stevens, H. A. fond I
WA\kn,F.,S./andl
Wilson. E,A,/amil
Yeakle, Henry /
SPRING VALLEY.
Barton, M.
Berkstresser, L. D.
Buchan, R. D.
Davison, J. B.
Murphy, J. L.
STERLING.
Baum, E. G. /
Champion, R. /
Criswcll, JajT.ts/at$dl
Emroitt, J. V. /
Qoltmon, John L. /
Greenough, J. St. John /and I
McCune, James A., / and J
Miller, D. L. /
Oltmanns, L./ .
Teats, J. C. f
Underwood, E. C. fond I
STREATOR.
Baker & Williams/
Bawden, T. C. /
Chubbuck. O. /
Myers, Ed. C. /
Painter, U. S. /
Pirkey, J. C. /««//
Richards, G. L./
Ryon. O. B./
Wilson, J. G./
SULLIVAN.
Grider, John T./
Jenninfts, J. E./
Lane. C. M./
Lilly, John P./
Minor ft Spitler /
Peadro, R. M./
Scott, T.H./tfJKf/
SYCAMORE.
Alden, P. M.
Knights, Henry
Whalen, John B.
TAYLORVILLE.
Anderson, Hiram R. /
Barnes. A. G.,/
Kinney, A. T. /
Kirkwood, W. H. /
Shumway. J. N. C.
/
UPPER ALTON.
Collet. D. W. /
Hamilton, Frank /
Leverett. C. W./
Lowe, W. W. /
Morgan. H. A. /
URBANA.
Dunlop, Jas./
Hubbard, G.W./
Russell. C. M. a
Russell, H. M. / I and a
VANDALIA.
Capps. Beni. /
Coillns, J. Jy. /and I
C. L./
1. F./
I. F. 1. /
Dings. C^L.^
Emmel,
Fehren,
Gochenourft Dickman/
Higinbotom. C. W./
Lever, S. M. /
McCord. J. N. /
Miller. L. ^,Jand I
Smith, C, G. /
Wahl. E. L. /
Waterman, A. D. /
WARREN.
Bayne, James
Carr, E. R.
Clark, S. A.
Francisco, J. A.
Giles, C. L.
ALBION.
Clapp, W. F. /
Harrah, C. C./
Lash, Jas. J. fandl
Trump & Ward/
ANDERSON.
Beebe, Geo. T./"
Clifton, J. H. /
Creston, L. F. /
Duibin, W. T./
Fulton. Jos. ft Son/
Harriman. C. M. f
McCormack ft Cheney /
Owens ft Barton/
Shanklin, Wro. V. /
INDIANA.
ANGOLA.
Creel, L. D./
Dawson, Benj, F. /
Freeman, Clarence/
Gates, L./
Kinney John J. /
Macartney, Frank/
Mo5e, S. A. ft Sons/
Neutson, H. L./
Owen, Henry/
Powers, Frank M. /•
Rakestraw, Oscar ¥,/andl
Roby, Franks./
Wambaugh, U. U fandl
Work, Byron y
WARSAW.
Bellersheim, Mary G./, laxifg
Hunt, T. B. fond I
KllDgebiel, Geo. B./
Kruskopf, F./
WASHINGTON.
Barnard, L. A.
Brady. M. R.
Crane, James R. /
Danforth, Geo. C. fandl
Lonnecker ft Bayles,/ Imdt
WATERLOO.
Coerver, Kilian/
Hambuechen, F. W. /
Horine, Wm. H. Sr. /
Horine. Wm. H. Jr. /
O'NeUl, Oscar/
Zimmer, Philip/
WATSEKA.
Gilbert. C, C. fandl
Hanington, Geo. C./
Harroun, A. D. /
Martin, Frank P. /
Morgan. Decatur/
Staples, S. G. fandl
Watson ft Swinford /
WAUKECAN.
Backus. Chas. T. /
Dowst. H. W. /
Erskine, D. M. ft Son/
Heath. O.H.y
Heydecker. C. F. /
Hinckley, H. A. f
Jones. C.J./
Jones, D. L./
Lough, N. A./
Partridge, H. E. /
Wiard, C. F.y«w//
WENONA.
Allen. O. G./
Barrett. S. C./
Gallagher, Mile A./
Hodge. L. J./
LauCWm./
MoultoD. N. T. ft Son/
WHITEHALL.
Greer. J. F./
Pearcc. E. J./
Roberts. W. J. fandl
Starkey, H.W./
WYOMING.
Cooney, C. H.
Cox. J. M.
Hammond. A. G.
Jordan, John Jr.
Jordan, R. C.
Kerns, Frank
Payne, C. S.
Purviance, C. W.
Thomas, Fftiok
Thomas. J. M. Jr.
ATTICA,
Blont, M./
Martin. H. C./
Martin, James/
Onick, R. S. /
Reed,Wm. B./
Uliick, Charles/
Wilson. M.L./
AUBURN.
Casebeer, E. L. /
Culbertson. H. R. f
Emanuel. Chas. /
Mclntyre. W. H./
Meeac. W. L./
Moody. D.D. ft Son/
The Insurance Year Book.
6/5
lobins, B. C./
lose Bros./
axton, T.J./
herman & Blattner/
prott, T. H. /
V^alborn, Jacob /*
AURORA.
lBker» W. 8. Fire and Life
Insurance,
ostutter, D. Jr./
IcConnell, R. A. /
Icrkel, A. H. /
lullen & Denserlein/
less, John A. /
tedman & Vail /and m
^ooA,Gto.W.A land a
\^ymoDd, John E. f
BEDFORD.
oruff, Wm./a«//
iyers, G. L./ at$dl
seminger, G. O. /
lalott, A, A./
arkcT.D. W./
lobiosoD. K. J./andl
Vails, John/
BLOOMFIELD.
lerold, Otio/MMa I
«tsingcr, H. W./
►sborn, G. W./
BLOOMINOTON.
^tes, H. S. /
'dtman, Ira C. /
todds, C. F./
jast & East /
rrabam, John /" and i
lenley, H./
«uden, J. M./
X>gers« L. D. /
sogers ftWoollcr/
i^orrell. C. R./
BLUFFTON.
Ireek ft Clark/
acey, C. E./
«. M. W./
mith, D. T./
waim&Swaim/
odd, N. K. /
BOONVILLE.
larkcr,W. L./a«rf/
iechteU, E. W. /
lohrer, Chas./
ink, Jesse/, I and a
loore & Hammond/
neider. A./
B08WELL.
ailey, G. A. & Bro./
^er, C./
tradley, James S. /
BOURBON.
Jhaplin, J. D./
Letcham, O. F./
>'Bricn, S. E./
•otter, J. H./
liomas. J. D./
ynellH. H. ADaughtei/-
BRAZIL.
Lyer& Wilson /««//
arboe & Seiders/dMM//
tobinson & Frxmer/andl
BROOKVILLE.
larton, Tho»./andl
tntlcr, A. W./
'ederman, Lei»is Jr./
Jeis. F. A./
leeg. C. A./
Caiser, A. H./
IcClcary, W. M./
)Byme, G. F. /
Reynolds, W./
Shirk, J. C./
BUTLER.
Campbell, John A. /
Swaysftood, J. W./
Tomlinson, W. W./
CAMBRIDGE CITY.
Hoshour, Sam. H./
Jay. M. C./
Jcssup. T. R-/
Markle. W. T./
Mosbaogh, F. C./
Sahr, William P./
COLUMBIA CITY.
Davis. Wm. A./
Fulton. W. W./
Hollis, Chas. T./
McKinley. Wm./, I and a
McLallen Bros. /
Tullcy. C. B./
Wigent, J. C. /
COLUMBUS.
Donhoat, W. /
Jones & Mahoney/
Kenney & Hickcy /
Quick, W.J,l,aandis
Stobo, D. & Co./
CONNER8VILLE.
Andrea, D.W./
Bertsch. Wm. H./
Broaddus. L. L./
Fleming, G. V/./andl
Huston & Mitchner/a«^/
Leach, J./
McFarland. W. W./
Morrison, A. R./andi
Mount, Roots & Barrows/
Sanders, C. B./
COVINGTON.
De Bruler, M. /
Marlatt, A. J. /
Schwinft Bove,/
Yoont & Baker/
CRAWFORD8VILLE.
Braden, H. S./
Gnibb. Jos./
Harter, D./
Hufl, Geo./
JennisoD. A. C./
Miller. C.A./aii^/
Shultz & Ramsey/
Thomas, A. D./
Thomas. C. L./
Voris, Ed. / and i
Voris, Ezra/
Wilhite, J. Q. W./
CROWN POINT.
Clark. W. A. /
Fancher. R./
Fesseoden. F. E. /
Reading, W.L./
Sauerman. A. A. /
Seberger. F. /
Vanwinklc. S. P./
DANVILLE.
Bamett, L. A./
Cofer.T. J./
Downard, J. A./
Estep.J.W./
Harvey, Geo. C./
Parker, James O./
Van Note, John R. /
Wayland, G. W./
DECATUR.
Bailey. Ed. f
Blakeslee, John /
Bollman, A. McW./
Ellsworth, J. E./
Erwin, R. K./
France, Fred./
Gerard, Fred./
Grubb, A. K./
Hooper, PaulG./
Lutz, CUxkJ.fandl
Meibers, John/
Moses. W. W./
Neblick. W. H. /
Peterson & Mcses/
Spencer, W. G./
DELPHL
Beck, L. G./
Bradshaw, W./
Cartwright, J. A. /
Cory, N./««//
Fawcett, J. VJ.fandl
Higginbotham, R. L.
EDINBURGH.
Deroing. D. L./
Ducknorth, Matthew /<»«/ /
Dupree. W. E./
May field, Frank /
Mayficld, G. E. /
ELKHART.
Barney, Geo. T./
Chamberlain, O. T, fond I
Chester, H. S./
Dodge. Jss./amll
Hanenstein, y/m./ami I
Henderson, Charles S./
HubbeU & Coxdey /and I
Lieb. D. N./
State & Chamberlain /am//
Turner, Perry L./
Weaver, D.N./
Wood, Julius D./
EVAN8VILLE.
Bennett & OdeW/andi
Cook, S.W. &Co./tf«//
Danncttell. J. H. /
Decker, Chas. & F. G,/andl
Geissler, Phil. L. /
Grren, A. S. /
Greene & Greene /*
Hallock.KateA. /"
Heyer, Francis /
Lowenstein. S. \,/andi
Morton, J. J. fond I
Nexsen, J. W. & Co./
Pittmann, J. O. fond I
SwormsUdf. W. L./
Tileston, W. W. /
Weaver & Thompson /<wMf/
Welly Aaron M., General In-
surance.
FORT WAYNE.
Barrett ft Price/ <vm//
Carrier, A. H./andl
Dougal. A. H./and/
Fairbank, Clark /
Fisher. D.C./fliw//
Glutting & Bauer/
Graham ft Son/ and i
Harding, D. L./andl
Harding, J. & L./
Kane, P./
Kuhne & Co. /
Lumbard, Jos. /
Lumbard, S. C./andi
Miner, G.&W.E./
Mounmg, H./
Neireiter, Conrad/
Randall. F. P./
Schrader, H. C./a«
Scarlet, C. /
Schuler, C./
Sidel, Ed./
Swayne, S. M./
6i6
The Insurance Year Book.
FOWLER.
BrowD, Jos. D./
Browne. T. J./, Ictndpg
Dinwiddle, Lee/
Gray, Geo. H.y
Wadsworth, Geo./
FRANKFORT.
Black, I./
Cohee, W. H. /
Dimnington & Knapp,/a»i^/
Danningfon, H. X^./andi
Fennell, James/
Grafds & Mu'.egan/
Hmes & Young/
Hoover, E./
Huffman & Collins/
Page, E. M./
Palmer, R. T. /
FRANKLIN.
Brown. S. C./
Dill, J. M. /
Dill, Peter/
Lagrang*. Pet r/
McLaughlin & Younct/andl
Thompson, Wm. C./"
>\ilaon, S. A./
COODLAND.
Babcock, A. l>./andl
Burgess, H./
Gelbman, F. D./
McCurry. A. T. /
Oswald, J. W./
GOSHEN.
Irwin, J. W. /
Kantz & Gallentine/oM^/
Lowensteine, Fred./
Sherwin, C. V./andl
Stonex & Mummert/
Umbenhour, J. D./
Vcsey, Miller & Ritchie/«irf/
Wilson. H. C./
CREENCASTLE.
Allen,. Edw-ird/-
Anderson & Howers/ and I
Blake, G. E.fandi
Cox, W. S./
Fee, J as. F./
Gilmore. F. G./
Gilmore, John/
Grooms, T. C./
Hammond, C. S./andi
Keifer, Charles/
Marshall, George B. /
Miller, John R. /
Moore, Tnos. T./
Nutt, James S./
Richardson, J./
GREENFIELD.
Alexander, M, G./, tatid/s
Bragg. W. O./-
Branham, A. K. /
Corcoran, J./"
Curry, S. A./
Huebes, W. A./
JucUuns, E. J.//
Lewis, M. M./andt
Orr, A. S./,landt
On, 'S./amit
Smith. J. I.. /and I
Stoner. E E./
Thomas, J./
WiUiamson, Roht./
GREEN8BURG.
Bonner, Ja"^. F./
Booth, Johns./
De Armond & Wilson /<?»//
Donnell, Seth /and I
Lowe, C. C./"
Shane, Chris./
Smawley, Divan/
St. John. J. H./
HAGERSTOWN.
Keetb. Eli /
Rudy. \>,K./andl
Teetor & Hartley/
HARTFORD CITY.
Dowell, F. P./
Hutchinson, G. W./
Rhoades. J. H./
Sbinn, B, G./
Spence, W. H./
Wiley, H./
HUNTINGBURQ.
Miller, S.C./a«//
Reutepohler, Dan. /
Schwartz, C. W./
Tieman, J. F./
HUNTINGTON.
Alexander. J. 1,/
Cast, S. T./
Dungan. Z./
Hatfield, J. M./
Kocher. Wm. C./
Moore. M.W./
Price, J. G./andl
Schrey, J. Frank/
Strode!. John/
Willis. H.F./
INDIANAPOLIS.
Abromet & Munroe/on^/
Appel, D« F.y Lite Insurance
lo When Block
Bond, Pleasant /
Burdette, W. C./
Clapp, W. M./
Coe, Henry/
Coffin, Chas. E. & Co. /
Coons. J. W. a
Craft, W.H.I and a
Cummings. M. /
Dean, J. W. /
De Witt, C. L./
Dyer & Rassmann/
Fobom, E. S. /
Frankely Jacob, State Agent
Michigan Mutual Life
Funston. C. B./
Gilbert. E./
Greene, C. P. /
Greene, Jas. /
Greg ory A Appel, Insurance,
Loans and Real Estate
Gover. A. B./
Hadley, H. M./
Hoboii« W* H.y Insurance and
Real E^tare.
Hugg, Hugo M. I and a
Kahlo, Chas. D. /
Lanktrec, J. W. /
Leonard, J. R. /
Martindale&Co./
McGilliMfd 6l Dark, Gen-
eral Agents Citizens of Evans*
viile, and Indiana of Indian-
apolis
Mfrz, Fred./
Mes^ick. Thos. B. / and live stock
Metzger, Al* x. /
Morse, A. M./
Oakes, C. W./
Ohr, J. H./
Overman, C. W. & H. W. /
Overman & Moses/
Peck, B. b. /
Powejl & Rhodes,/
Praetbel & Hanckel/
Price, J. J. /
Ransford. W. P. /
Insurance Agents
and
Brokers.
Insurance e£Eected in any pait of t^
United States.
IT'Correspondence Soiicitefi.
Applications for the Genaat b
and Savings Institution of Qescy.
III., should be referred to this <act
Richardson ft McCrea/
Saylcs, C. F./-
SeidensUcker. A. /
Schideler. D. B. /
Sieboldt. H./
Spann, John S. ft Co./
Stout. D. E. a
Sudlow & Marsh /
Swain, D. F. /
Todd, Isaac Newton/
Waiburtoh, C. S. /
Wocher, John/"
Zener R. ft Co./"
JASPER.
Fnedman. J. F./"
Gossman, P. J./
Melchior, J. T. /
Sweeney, A. M./
Wilson, Geo. R./andl
JEFPERSONVtLLE
Fogg, W.H./
Frazcr, Eugene/"
Preefer, Hernian/a»//
Rader & Ve»zey/andi
Ware, John/-
KENDALLVILLE
Aicbele, Charles G./
Bower, H. C./
Conlonge. J. S.y
Graves, Thos. L./
Hall, W. B. /
Hall & Jones./
McConnell, E.J./
McMillan. C. H./
KENTLAND
Bishopp, David L./
CummiDgs, William/
Hall, Andrew/
Jones. Ezra B. /, /and a
Pfrimmer. W. W./andl
Saunderson. James T./a»dl
Saunderson & Coroparet/M^'
Skinner. Gira/"
KNIQHTSTOWN
Gray. 1 . V/./
Gray, W. h./andl
Harrison. R. L./
Morgan ft Wagner/
Ne*by ft Vestal/
Pedt-n. R./
KOKOMO.
Barkalow. Mis^ Jeane/
Chestnut, M. A./
Clark. C. B. F./
Duke Bros, ft Co./ and I
Georse. E./
Houghton, C. F./
The Insurance Year Book.
6ry
y, John/
hnson, J. D./
ine, S. G./
ch.L. P./
issell, Ithamer/
alJcer, A. B. /
LADOGA.
dge, 3ot\/an4 1
ibott, J. E./
LA FAYETTE.
ezander, J. B.yand /
ockenbrongh, J. C. & Son /
mdl
nessCT & Mitchell/'
icock, Geo. y and i
icock, Jos. /
•hQston, B. I. /
yssner Bros. /
!vering, Jno./dm//
!vering, Monimer/
>rcher. Jbhn/
tsebury. W. J./ourf/
mpson & Son yamii
alUrd&Co./
uockmorton & Son /cmdl
nderwood, Chas. R. & Son/
LA ORANGE.
ack, J. P. I and a
erbert. H. M./
ennedy, James M./
erritt, F. D./
eston, John M./
roup, C. S. /
illivan, J. F./
LA PORTE.
jcchcr, Conrad/
x)wn& Griffin/ flswf/
orland , Geo. C. / am/ /
rgan & Andrew/
iDorn, A. L. Jr. /
tymour, George S,/andl
all, A. J./
'ile. Jacob & Son/
illiams, S. E. /
LAWRENCEBURG.
irly & Daniels/
ossmei, Pl.J./
ibbfts, John C./
herwood & Son/
atheus, P. V.,/andl
cElfrcsb, Samuel/
core & Braun /
3berts, Geo. Ant. & Son/
LEBANON.
Qthony, J. \L./andl
amall. E. G. &Co./
illam. S. L /
ramer, H. F./
cdigo, J. O./
rhite.J. M./
LIBERTY.
aies, A. K./
awson. W./
ord, John/
ull, S./
lacy, J. B./
unyan, A./ and!
nith.J.S. W./
LIQONIER.
raden, J. E./
lemiag, Lon. D./
ates, Henry/
irecn & Both well/
loflfman, P. \./ andl
elsey, Isaac H./
eeve, Edwin /
tansbury, Mary E./
:ranss& Co./
LOQAN8PORT.
Closion» £. Ti,fanda
Closson, S,M./,landa
Fiak, C.W./tf«/tf
Kistler, Homer /
Leonard, H.Z./,ianda •
McGuire. Samuel/
Miller, J. S./
Richardson. S. B./
Ross,W. W./
Talbort, E. N./
MADISON.
Cravens, Vincent/
EitH, JohnT. Jr./
Hubbard, R. W./
Pepper, J. T. /
Senior, J. W./
Smith, Samuel J./
Strader, S. M./, /am/ a
Tibbetts, E. K./anda
Zuck, John K./andl
MARION.
Allen, J. H./
Baldwin, S.G./
Culbertson, Thos./
Hogan & Neal/
Jones, B. H./
Mather, C. Y,/andl
Norman, F./
Sanders, Z. R. /ayK/ /
Thatcher. W.H./
MARTINSVILLE.
Crary, C.S./andl
Dryden, W. H./a»rf/
McNair & Whitakcr/
Scott, Jefi R./
MICHIGAN CITY.
Breece. W. H./
Gallahcr, J. Y.fandl
Krueger. MartmT./
Snook, Jonathan /
Thornton & Otr/andl
Tulhili & Sch wager/
MI8HAWAKA.
Clark, Wm.M./
Cole, E. F./
Gaylor, A./
JudkiDS.Wm. H./
Mix. W. W./anda
Nilcs, H. G./
Prickctt, N./
Schindler, J. J./
Strunk, John C./
MITCHELL.
Burton, G. W./
Martin, S. Y.fandl
Moore, W.T./
Wood, J. B./
MONTICELLO.
Johnsonbaugh, S./
McBelh, James Ui./andl
SiU, M. M./
MT. VERNON.
Cartwri^ht & Hancock /««//
Hutchinson, A. & Co. /and I
Tate, J. B. & Co./, /a«/a
Wade, E. &Co /andl
MUNCIE.
Blount &Templer/
Breese, J. D. /
Eilcr, JohnC /
Elliott, Walter / and a
Griffith, R. A. /
Hickman, Wm. H /
Kiplinger, E. A. /
Little, John L. /
Little. W. L. /
McMahon & While/
Medsker C. L. /
Moore, C. W. /
Rose, T. F./
Sample. C. W.
Sanders, J. F. j
Shipley, C. "E./andl
Walterhouse, J. T./
Whippo & Tyler/
Winnmgham, Jesse /
Wright, A. L. /
NAPPANEE.
Best. D. M. /
Dansman, E. A. /
Long, George/
McEntoflfer, J. S. /and I
Mellenger, J. C. /
NEW ALBANY.
Bcntlcy. A. W./
Brewer, J. C./andl
Burke, R. £.7
Condiflf, M. D. /
Dodd, H. C. fond I
Harrison. J. G. /
Heimberger, C. /
Horn, John /
Knirihm, H./andl
Knoelel, C. D. /
McKay, W.H./a«//
Morris. N.D./«iirf/
Schwartzel, Chas. /
Scribner. H. A. /
NEW CARLISLE.
Lancaster. S. C./andl
ShurU, J. W. /
Warner, F. D. /
NEW CASTLE.
Bagot & Bagot /
Beach, Frank E. /
Buace, Geo. W. , '
Gary & Harvey ^
Jeffrey. W. E. /
Livezy, W. E. /
Mellette, J. L /
Millikan. Thos. /
Morris, J. M. /
Mowrer, J. K. /
Nixon. R. M. /
Phillips, E. B. /
Redding, T. B. /
Tracy, D. A. /and I
NEW HARMONY.
Johnson, E.V./a/K^/
Pellhatn. I., f andl
NEWPORT.
Cushman, T. /
Hartman, J. W. /
Stephens, R. £. /
NOBLESVILLE.
Lucas, R. G. / and I
McCole. C. J. /
McKenzie, U. B. /
Wainwright, W. A. /
NORTH MANCHEST-ER.
Arthur. J. W./a«^/
Clemens, B. F. /
Mills, A. C. /
Swiizer, Frank /
Watkms, Sno^/andl
NORTH VERNON.
Fable, John /
Fall, W. R. /
Hudson, J. D. /■
Little. F. E. /
McMillan. J. B. /
Reeder, W. S. /
7.F.,
^
Verbarg, W. F. /
6j8
TTie Insurance Tear Book.
IWliiSK—CoHt.
PENDLETON.
Campbell, G. W. /
Hardman, J. W./«ttf/
Manning. J. C./andl
Rogers, B./
PERU.
Armitage, J. T. /
Dcibcrt, S,K.fandl
Gibncy. W. A./a«dr/
HainM, W. W. /
Heuton, J. T./
Jackson, Z.lA.f
Myers, B. L.,faHdl
Gates. J. V>.,/andi
Parsons, C. A. fond I
Raymond, W. C./andl
SuDivaD, W. W./
PETERSBURG.
Alexander, h.Vl.f
Fields. Henry/ a«//
PIERCETON.
Barbonr, Virgil/
Connell,D. H./
Cummins, J. A./
Haye?, H. W. /
Ix>gan. J. F./
McAlpine, B. f
Miller, J. H./
PLYMOUTH.
Bender, John S. /
Buck & Toan/
Corbin & Corbio /
Hess, Wm. B./
Houghton, John W./
KendaD, W. M. /
McDuffy, David/
Packard, O. M./
Parks, John W./
Snyder & Stevens/ and I
Tibbetts, Chas. B /
Whitmore, Charles/
PORTLAND.
Adair, O. H./
n, C./
•, C. C,/
Headington, N. & Co./
Corwin,
Farber, C.'Cj
Jaqua, J. A./
Kinsey. D,S,/ and I
Lafollett.J. F./
McLaughlin, Geo. /
Marsh, E.J./
Ristim, C. W./
Thomas ft CoUms/
PRINCETON.
Creswell. Wm. K,/andi
Kolb, O. M./
Lathom, Josephm/and I
McDonald, W. B./
RENSSELAER.
Austin, W. B./
Dwiggins, R. S./
Jessen, John H. /
Nowels, C. D./
Peacock, E./
Rhoodes, E. D./
- iL/
C. B. /"
Watson,' W.W./«w//
Spitler. Marion 1
Steward, C. B.
WiUey. J. H. &Son/«»i//
RICHMOND.
Barber, J. O. /
Bradbury ft Son/
Crocker, A. E./
Doan. Isaac C./andl
Fulghum, O. B. /
Moore & Hutton/
Oatrander ft Co,/and I
Peelc, CYkwle%/and I
Vaughan, F. C./
RISING SUN.
Davis. R. L../
Perkins, J. N./
Stewart, S. H. /
Wilbur, D.S./
Withers, F./
ROCHESTER.
Baker, M. A./
Davis & Kendrick/
Dillon. A. J./
Smith, M. R. /
Smith, J. W./
ROCKPORT.
Hudson, Walter G./andl
Mansfield, G. VJ./andl
Sweeney, T, 3. /and I
Taylor, Jessie D./
ROCKVILLE.
Cord & Lambert/oni//
Harvey, W. H./
Sage, J. W. /
White, Wm. J./a«//
RUSHVILLE.
ArmstTonff, Jos. / / and a
EnRliah, J. A./
Griffin & Henfy/
Hilligoss, S.ls
Irvin, Arthur B./
Kelly Robt. I and a
Kennedy, C. F. I and a
Miller, B. F./
Osborne, John H. /
Poc, Thomas/
Smith. Benj. L./
Spurritr, Dr. J. H. /
Thomas, John Q./ I and a
SALEM.
Alspaugh. D. lA./andl
' " ' Tier/
r
Lanning, A./
Alspaugh & Lawfer /
Hardin. J. J. /and I
Morris, Haivey/
Ward, W. H,jr
SCOTTSBURGH.
Davis, J. B./
Ervin, J. F./
Gladden, A. L./
SEYMOUR.
Carter, P. L. /
KreweD, A. J./
Laugel, Philip/
McClellan, Joe F./mmdl
Miller, H. P./
Reynold, W. G. /
Thurston ft Leininger/tfiK^ /
Weaver, Jesse/
SHELBYVILLE.
Drake, Frank /
Fleming. T.W./«iMf/
Greish. M. H. /
Kirk, G. W. F./
Levinson, Jos./
Otte, Fred A. /and I
Showers, J. L./amdl
Whitcomb Hairy, /and I
Winterrow, Taylor/
Young, John A. /
SOUTH BEND.
Brick, A. L./
Brown, John M./
Burns, A. M. /
Clifford. A. B./
Creed & Home/
Evans. E. W. /
Fisher, John E. /
French, C. H. /
r. Elwood /
Isaac H./
, C. M./«Mf/
Greene, Daniel/
Gibson, A. M. /
Hagerty, John/
Henderson, J. D./
Howard, T. E./andl
Hibberd ft Arnold/
Kizer & Woolverton/o*//
Krueper. Paul/
Lederer, John/
Lewis, Jasper E. /
Listenburger. M. E./andl
Mueller. F. W. /
Myler, Robt. ft Co./
Stach, D./
Tong, Lucius G./
Witherill, O. S./
SPENCER.
Beaman, W. H. /
Boswell. T. H. /
Coffey, J. A./
Freeland, F. H. /
Lucas, I. S. / •
Matthews. Nlatt. /
Pickens, W. A. /
Spangler, T. G. /
Steele, E. C. /
Wolf, Michael /««//
SULLIVAN
Coulsow,
Kalley, Isaac
Stewart, C. N_ ., _
Wolfe, Sol. T. /and I
TELL CITY.
BoUinger. J. /
Hutbsteiner, G,/andl
Ludwig. Hi/ and I
Patrick, J. T. /
TERRE HAUTE,
AUen, KeUey & Co. /
Armstrong, Sam'l E. /
Biel, Wm. /
Bigelow, Jas. D. /
Conn. Chas. W. I
Day, Chas. A. /
Donaghoe. Wm. E.
Foulkes ft Dahlen
Havens, Benj. F.
Heyroth, Otto H. /
Henry ft Early /
Reichert, J. C./ , , .
Riddle. Hamilton ft Co./ /»<
Royae. I. H. C. /
Schmidt, Frank F. /
Slaufl^ter, Wm. M. /
Smith and Hager /
White. ChasTC. /
THORNTOWN.
Brown. W.S./««//
Johnson, C. W.
Moore, L. B. /t
Neal, H. C./wirf/
Potter. S. L. '
Potts. R. S.
Smiley, W.
TIPTON.
Gilbert, D. E./land*
Hancock ft Co. /
Jennings, H. L. /
Maxtindale ft Paiterson/
Robinson. J. W. /
Roulds, S. D. /
Scright ft Clark/
Wiight, R. W.y
UNION CITY.
Bell, S. R. /
Brown, J./
Buck. L. C. /
Gist. The. /
Gordon. C. /
Lefcvcr.H.H./
;. E./
ten/
I'/
./andl
and I
ndl
:/amdl
The Inmrance Year Book.
6ig
11. 1. G. /
?lor. P. A. /
er. B. E. /
KMJbuiy, Cyrus/
VALPAR/itSO.
tholomew, A. D. /
•tholoniew S. /
l,R.Jr./
Motte. Mark L. /
swilliams, John 7
wkJns, Jas. B. /
rquardt, P. /
Clclland, lVLL./,/«Kf<
ler.Thos. G. /
chner, Grant/
iding. W. L. /
yer. D. A. /
oner, J. H./
VERSAILLES.
ssmer. E. lA. ftmdl
wart. W. K. /
VEVAY.
four, A. P. fattd I
lay & Livines/ffiuf /
OT, J. P. /
asants, G. S. fond I
irks, Addiscn/
VINCENNES.
fard, J. L. & Co. /
tt^ery, Jerome fond I
Bnilerft Ktixh/andl
tt,}A.P.fandi
ACKLEY.
rg. 0. /
ke. R. ^. /
«k,S./
rton, J. A. /
Dovan, M. fc. /
tmer, Mary A. /
ALBIA.
rrier, Marcos j
ncan,
let, W.
»y, George 'M. /
ice, B. F. & Sons /
Ison, C. L./fl»//
non. M. L. /
msay, Ed. I. /
ele. H. K./diM//
mt, J. T. /
ALQONA.
rUett, J. W. /
irk, A. D. /
irk, M. L. /
ugly, Frank /
«see, C. M. /
►xieft Reaver/
»es, J. B. /
»d, C. L. /
Rions, H. A. /
Jsi' ns, S. S. /
»i«h, L. H. /
lylor, F. M. /
inkcl. J. B. /
AMES.
ffldit, A. P. /
wler. F. N. /
Jmstreet, M. /
layer, A, U. /audi
ANAMOSA.
OWD, C. M. /and I
A, W. B. /
ickox, B. E. /
»lcr, H. F. /
r, Marcus /
n. J. L. /
W. E./
Hall & Alsop /
Hopkins. A. R. /
McCoy. Geo. W./
Mason, Wm. C. /
Ramsdell, Geo. /
Robinson & Johnson /
Tyler. W. M. /
WABASH.
Amos, Jas. M. /
Atkinson. A. M. /
Barton. Mike /and I
Newhouse. M. & C. /and I
Parmenter, John/
Ross, J. P. fond I
WARSAW.
Ale. Alfred /
Bair, A. J. f
Biggs. H. S. /
Coleman Bros. /
Cook, H.S. /«!«//
Cook, Howard /
EnciUe, Wm. S. /
Lesh & Peddycord /
Maish. W. F. /
Milice. A. S. /
Morris B. Q. /
Muman. \I. W. /
Runyan, J. 24, /ami I
Stewart. T. C. /
Wood, Bowser & Moreland/
WASHINQTON.
Alford&Btck/tf«//
Backas, H. /
lOV/A.
Matson. B. L. /
Mclntyre. W. /
Needham.S. /a«^/
Shapley, T. W. /
Shean. J. L. /
Waircn. P. /
Yount, G. L.. & Co. /and/
ANGUS.
Griffin . Hiram / and I
Gibson, Rohtrt /and I
Morris, N. A. /
ANITA.
Bartlett, C. D. /
Bruce. J. E. /
Chrisman, M. W. /and I
ATLANTIC.
Bryant. S. B. J. /
Burke & Meighan/
Christy & Pressnall /
Dolan, J. J. /
Fletcher. C. S. / «k/ /
Gillispie. J. E. /
Hart. M. D. /
Hughes. A. B./
Morrison. W. A. /
Nipper, A. M. /
Penncll. Geo. E. /
Pine, A. D. /
Pugh. James/
StiSight.S.W.W./«»^/
Ullbnch, Wm. /
Wallace. T. R./andi
Wilkin, W. A./ ««//
AUDUBON.
Bagley, Charles/
Byrum & Hurd /
Freeman & Armstrong /and I
Funk, H. U./««^/
Honna. H. W. /
Nash, Phelps & Green j and J
AVOCA.
Crum.C.W. /««<//
Diedrick. G. /
Barber. A. C./andl
Kelley, J. D. /
McCrackcn, J. H. /
Marmaduke, W. W. /andi
Walters. Geo. S. /
WiDiams, J. E. /
WATERLOO.
Abbey, G. T. /
Leas. Wm. H. & H. K. /
Shirman & Blattner /
WINAMAC.
Freeman, N. R. /
Steis. H. H./
Thompson, J. S. /
WINCHESTER.
BoWz&Boliz /and I
Caltom. John w. /
Canada & Marsh /
DigRS. C. W. f
Engle & Enele/, land a
Fielder. Sam'l R /
Shults. P. M. /
WORTHINCTON.
Andrews. W. C. /
McKee. R. S. /
Schryer, G. /
Shaw, H. C. /
ZIONSVILLE.
Beamer, C. N. /
Davenport, M. S. /
Malin, Jam^s /
Smith, Caleb /
Fremont, Brnj. /
HetzH, J. C. /
Hipsley, J. J. /
BEDFORD.
Bamgrover Bros. /
Cass. E. E. /
Farlow, W. F. /
Fitsgerald, J. T. /
Fuller. M. C. /
Haddock. G. B. /
Head,W.T./tf«//
Hopson, J. £. /
Laramee. J. L. /
Leonard. B. V. /
Lyons, J. A. /
Randolph, W. F. /
BELLE PLAINE.
Baidwell. S. L./
Elliott, J. A./
Huston, Geo./
Kennedy, D. A,/, I and a
Meier, J. C./
Millner, TomH./
Robinson, W.F./
Sweet, S. S./
BELLEVUE.
Campbell, J. Q./andl
Cole, EUJT./andi
Dorchester, H. G./
Farrell. R. R./
BLAIRSTOWN.
Ehred. W. H./
Haight, G. P./
Hoebel, P./
Vail, Chas. L/
Yocum, NealH./
BLOOMFIELD.
Grider, S. Z. /
Hamilton, W.J./
Horn. M. B./
Law. Wm./
Lester, A. C./
PlsiJik, J. H./ and I
620
The Insurance Year Book.
IOWA, Koomdeld— Cm/.
Simon, Geo. /
Wallace. J. ft./
BOONE.
Crooks. W. H./
Dale. R. ¥./
Gay. F. D./
Hemuio, J. H./
Hiatt. Chas. W. /
Knight. C. H./
Mather, Inrine C. /
Miller. Jno. F./
Peterson. Gus. T./
Sutton. R. /
Ward, E. E. /
Young. Chas. O./andl
BROOKLYN.
Ballantyne. Jas. W./
Conger. James/
Dorrance, O. F\/
Holmes. W. T./
Sharrar. H. H./
BURLiNQTON.
Brenizer & Wesner/
Chamberlain. F. W./. /m^ «
Connor. E. W. /
Crapo. P. M. /
Frawley. M. A./
Green. John/ ami I
Green. R. yCfmndl
Greiner, John & SoTifaml I
Greiner. Jno. Jr./
GneUch & Blanke/ /<»M^a
Jagger. W. L. /
Lafiee, John/
McKitterick & Ifiibet/amdi
Mercer. John M./
MiUer. JohnG. /
NUbet. J. E.//imrfa
Phelps. E. S.famil
Washburn, R. M.
CARROLL.
Cobum, R. E. /
Drees. Jos. M./
GUlcT. I. M./
GriflSth. J. E./
Hilbert. J. A./
Macombcr. H. W./
Offenboch, John/
Paine. Geo. W./
Russell. H. E./W/
Wattles, G. WT /
CEDAR FALLS.
Aitken. W. T. ^. fond I
Chase. F. N./
Chase. Joseph/
Cropper, H. B./
Crosby, J. Q. A./
Hotchkiss. F. A./
Johnson, Henry/
Knapp, L./
Leavitt, Roger/
Morley, J./
Torry, A./
CEDAR RAPIDS.
Anderson, J. S. & Son/
Barcus, J. Q. /
Beechley, N. K./
Benedict, L./
Burton, C. VJ.fandl
Consigney Bros./
Dean. A.W./tf«^/
Foy, Chas./
Giberson & Storrs/
Graves. J. G, fond I
Le Cron, E. N. /
Meeser.J. P./
Miles. J. M. /
Moore. Jos./
lincfaell. Abe/
;torie. D. Q./
'aylor, E.M./
Mancer, H. A*. General Agt
nTw. Mur. L. Ins. Co.
Nile«. C. A. /
Nichols. A. N. /
Plumb. A. G. /
Pollins, Geo./
Renchin, Joseph y
Van Vechten. C. D. /
West. A. R. & Son/ /osu/a
West, Ckaa. T. Spedal Agt.
Pborniz of Hartford
Wisner. W. K./
CENTERVILLE.
Clark & Peatman/
Law. O. H./
Moore. W. 6./
Wright. Henry H. & Sons/
CHARITON.
Barden. Joseph/
Crocker. F. R./
Culbertson, Howard/
Davis, C. H./
Larimer, G. W./
Leech, L. A./
McCormick, A. U./ak//
Mincfaell. Abe ^
Stone,
Taylor^
Thorpe ft Sons/
Woodward ft Co. ftrndl
CHARLES CITY.
Cfowell, C. C. /
Famham, H. L. /
Fitsgerald. H. J. /
Godard. C./
Hand & Spiings/
Moreau, G. J. 7
Reiniger, R. G./
Spaulding. H. L./
CHEROKEE.
Boddy ft Blume/
Green. Joe S./omf/
Herrick. E. C./
Hoburt. A. E. /
McCuIla, Thos. /
Molyneaux, A. R./
Moore, C. E./
O'Donnell, J. Z
Scribner, R. H./
Smith. J. D. F. A
Wakefield. M./
» , «. CLARINDA.
Beal, E./
Good, J. R./
Iowa Security Co./
Lorans Bros./
Merrill, T.B. //«*/«
Morain, Ira A./
Orr, Wm./
CLINTON.
Crawford, J. B./
Ckureliery J« H*, Fire Insur-
ance
Fegan. J. D. /
Hall. T. W./
Haywood, G. ft Son/
Matzen. Peter/
McGoIre, Jokn F«, Fire.
Lightning and Plate Glass.
Miller, H. §./
Ryder & Lithgow/tf>«f /
Thorn bar g F«, Fire and
Lite Insurance
Walker, Walih ft Co, fond I
V/ilcox,F. P. /and I
Waldenberg ft Miller/
CORNING.
Bell. Jas. E./
Bixby. JohnW./
Chubb. W. C./
Cole. C.T./
Granger. H. T./
RariK^. Jacob/
Rtmyun ft Gray/
- H. M./
COUNCIL BLUFFS,
Bowman. E. B./
Clark. A. A./
Cook. Fruk/
Cooper, W.S./
Cory ft ConoTcr/
Day. F.J. /
HaitE. E./
Hendricks. A./
Innis, R. V./
Lange, J. C./
Lots. Reed ft Co./
OdeU Bros, ft Co./
Officer. R. P./
Otis. D. W J^
Patterson, Jas./
Rohrer. M. F. /
Ryan. E. H./
Smith. E. C. /
Smith. FonA/
Tipton. J. G./
Wadswortb. S.B.ftCo./
CRESCO.
Berg.C. K./
Doan. J. O./amdl
Johnson. C. V./
MUes. Fred. /
Webster, S. H./
Welsh ft Dnrgin/
WUbraham. vfm,/(mil
Young. H. W. /
CRESTON.
Bivens, A. J./
Brennan, Pat./
Bryan, J. F. /
Clark. Fred./
Degnan, M. /
Delmege. Geo. J. /
Devoe. Geo. ^./aadl
Emerson. R. W./
Fuller. C. H. y
HaTerick. J. L. /
Kirscb. J. B./
Patt.W. F./
Richards. £. A. /
Rogers. J. E. /
DAVENPORT.
Babcock. E. J. /
Bemis. WelUA./
Copeland. G. E. /
Connor. W. L. /
Crane, J. G. /
Eastman. W. H. /
Eldridge, J. M. /
FUnt. H. J. live stock
Hartwell, I>,H. /oMdi
Haasft Hassler/
Le Claire. J. A. /
Meier. C. H. / loMde
Montague. A. J. /
McKown. D. P. /
:/
Puis. W.E./
Rohlfs. Rudolp ft
Schaefenberg, C. C.
Snider ft Bro./aMftf
Warriner. W. C. /
Whitcomb. E. H. /
DECORAH.
Adams. F. P. /
Baker. W. T. /
Cutler. E./
Garland. J. C. /
Gibson. R. F. /
Larson. Ed. /
Co.//'^'
The Imurance Year Book.
621
iller, Albert/
line, Herbert /
)rtman, R. F. B. /
icb, A. W. /
eiser. Mre. H. S. /
'olfsburg, R. /
ickmeyer, Jacob, /
DENISON.
)nd, A. J. /
syntcn, D. L,/
irch. E. K. /
arrison, T. J. /
alick, E. fmnd I
>nes, M. %, fandl
iney Bros./
cHenry, W. A. /
alve& Walker /<»m//
'Connor, Morris /
law & Kuebnle /
DES MOINES.
kers, J. W. /
•mis, W. A. /
owman, M. T. V. /
radeen, A. R. /
aspar, H. H. /
beek, Jesse /
lark& Wingate/
00k, Ira /
ooper, E. J. & Son /
lUott. S. M. /
irfe John /and I
riffiih, R. A. /
ardinc^ B. L./
arris, T). H. /
SersoU, HowcU & Co. /
nson, 0,¥. fandl
eenhold. Geo. /
Bnefclter. A. N. /
acy. N. S. /
ee, James /
[asson. James R. /
[illcr. E. S. & H. A. /
IcAvoy. T. F. /
(cCully & Fife/
tis. J. M./a«rf/
▼erton, F. C. & Co./
enn. Jobs /
ercival & Hutton /
edmond, Alf. /
icbards & Babcock /
mith. D. W. /
Ditb, Gas. ft Co. /
mitb. M. H ft Co. /
pringer, C. F. /
bomson & Harwood/
/elliog A Wingate /
y^itmcr A Paige /
/itmer. J.W.ftCo./
DE WITT.
luUer. A. R.yaitt^/
bristianson, E. F. /
lotton. W. A. f anal
udgc, P. H. /
ferrcll. N. A. /
lyc.C.'^./aMdi
ascal 8l Armentrout /
•rice. K,V/./<mdi
mitb Bros. /
Vard. W. R. /
Vaters, J. T. /
DUBUQUE.
Irandt, ^-O./andl
Jrayton, C. J./«irf/
rhamberUin, I. C./
Duncan ft Waller/
Icming Bros. /
-rank. I*aul/
'rench, £• / ^ . „
leoderaoB, D. A. Secretary
Reliance Mutual Fire.
letberington, H. S. /
Hosford & Gruner /and I
Kiene, Peter & Son fond I
Lull ft Herancourt fundi
Plaister, James famd I
Quigley, J. P. /
ReiUey, Andrew /
Salot, Geo. / _
Schrap. If. J., Secretary Du-
buque F. and M. Ins. Co.
Torbert. Geo L. /and I
Traut, Paul /
Walker ft Rhomberg /
DUNLAP.
Amsden. L. S./amil
Glcason, KateB./
Patterson, S. J.^
Phillips, J. A.
rami
7
Squires,' W.H. /
Taylor, A. B. /
DYSART.
Bates, H. K. /
Browne, Fred. W. /
Hawks, S. G. /
Rice. N. C. /
Stewart, A. K. /
Stewart, T. H. /
ELDORA.
Albrook ft Hardin fond I
Burling C. /
Hardin, J. D. /
Ibach, Wm. /
Syverson, S. /
EMMET8BURQ.
Bliven, C. F. /
Brown, M.h./aMdl
Gaboon, C. E. /
Hartshorn. E. J. fond I
McCarty , Geo. B. /and I
McCarty ft Underman /and I
Ormsby, A. L. /
Ormsby, E. S. /
Peddie. Alex, /and I
Rutledge, Daniel /
Whitford, M. M. /aitdl
FAIRFIELD.
Black, M. F./
Black, W. M. ft Co. /
Brighton ft Jacques/oaa /
Dougherty, J. E. /
Eckert, John/
Galvin ft Ross f
Higlcy, T.F./tf«rf/
Hufstedler, John/ and I
Keltner, H. B./
Maxwell, T. B./
McCoid, M. A./
McKemy ft Simmons/
Mulcnix, J. P./
Noble, C. E./
Raines, J. A. /
Raney, H. C./
Slubbs,C. E./
Sullivan, Jas./
Wilson & Hinlde/
FORT DODQE.
Chantland, P. M./
Garmoe, Isaac/
Hamilton. CM./
Kendall, J. P. /
Paige, F. M./
Reese, Sam'l/
Sargent ft Merritt/
Story, P. C./ ^ ^
Thomas, Z. M. ft B.F./
Wright, T. H./
FORT MADISON.
Barr, Robt. J. ft Co. /and I
Beck, W.J. R./
Brown ft Schell/
Davis, Dodd ft Co. /and I
Kennedy, Geo. J./
Mitchell, W. M./
Tschoepe. Albright ft Co. /and I
Tschocpc, Edw. K./andl
Wdsing, H./
QLENWOOD.
Edward.*, M. G. /
KcUy, P. P. /
Tipton, Alex./
Tipton, S. A./
Tollas, H.A./
Tyron ft Wright /•«!<//
Vanhoen, G.B./
Wickham, J. E./
Williams, J. H./
Williams, L. E./
GREENFIELD.
Bacon, Wm. /
Brickford, E. H./
Brown. F. M. / I and a
Don Carlos. W.W./
Easton, John/
Gilbert, H. A./
McCallom, D./
Martin. W. B./
Strauser, Jared/
QRINNELL.
Beyer. C. W. H. /
Brainard ft Wilson /, I and a
Hamlin. Geo. H./
Little, Warren/
Norris ft Preston /and I
Wheelock, H. T./
HAMBURGH.
Aten, W. L./
Beach, J. P. /and I
Campbell, R.C./
Dalbey, J. W./
Hammond, J. M./
HAMPTON.
Clemmer. G. G./
Guilford. C.S./
Hays, Guy/
King, King ft Co./
Osborne, C.H./
Taylor, T. B.y
HARLAN.
Beems. I. W./
Blackstone. Wm. /
Buckman, A. N./
Hertert Bros./
McMollen, G. E./
Myerly, J. I./
Redfield, C,C./ and I
Sheller ft Phelps/
Whitney, J. B./
Wyland, O. P./4i«//
HUMBOLDT.
Combs. C.f
Coyle, D. F./
Dickty, John/
Dickey, P. M./
Garfield, G. S./
Prouty, J. N./
Strong, S. P. /and I
Wills, H.S./ and I
INDEPENDENCE.
Bartle, Ransom /
Brewer Bros. /
Jones & Hovey / and I
McGuire, Wm. P. f and I
Richardson, H. J. 7
INDIANOLA.
Berry. W.H./
Brown, O. C. /
Carruthers. W. B. /
Cheshire, Frank /
62^
The Insurance Year Book.
IOWA, Indianola— Gwi/.
Hall. Edward /
Hartman. E. W./
Hemcy, G. W. /
Litzenberg. Charles /
McCaity. W. P./
Moshier, L. L. /
Ogg, A. L. /
Specr. G. W. /
IOWA CITY.
Bradley, Stephen/
Bowls, John J. /
Carney, H. H. /
Deitz, Jacob /
Dodder. G. W. /
Ely. E. H. /
Hill. Janes G./
Mordoff. A. D./oivi//
Novack, J. J. & Co. /
Patterson, E. H. fond I
Rada. Joseph /
Shepherd, James /
Stoufifer, J. C. /
Swire. Roger/tiamla
Swisher, S. K, fond I
Welch, C. S. /
IOWA FALLS.
Knapp.T.B./
Jones, L. E. /
McCauliff, M. /
Miller, H.C./^ft''
Peel. F. D. /
Potter, Y.C.fandi
Smith, S. V./atuLl
Woods, W. H. /
JEFFERSON.
Anderson, S. B. /
Church ft Lovdoy /
FUck. S. /
Gallaher ft Henderson /
Head ft Smith f
Henderson. W. J. /
Howard ft Rose f
Lawrence ft Haag /
Strong, A. /
KEOKUK.
Blood, H.B./<"«'^
BueU. H./
Collins ft Heaslip/dMuf/
Dygraff. J. F. /
Fnlton, Wm./««''
Leedi. C. A. f
Morrison, W. H. /
Ptorot. J. C. /
Semple, F. H. f
Tucker, H. /
Van Papplrdam. J. B. f
WilUams, L. E. /
KNOXVILLE.
Aldrich. James S. /
French, J. T. /
Garretson. I. H. /
Gilson. T. G./fl«//
Hamrick ft Brobst /
Hart. G. K. /
Johnston. S. C. /
Kinkead.A. /<M^^
Spcrry. E. F. /4MMf/
Wright. O. P. /
Wetherall. W. E. f
Woodruft. E. B. f
LANSING.
Boeckle. Julius /
Burford, "W.U.fandl
Hazletoo. S. U.yattdi
Nelson ft Wiehe /
Nachtwey, Theo. /
Ruth. James/
LA PORTE CITY.
Hayxlett. P. L. /
PickereU. W. F./tf«//
Ravlin. C. W. /
Kolph. William /<»m//
Van Valkcnberg, A. /
LE MARS.
Adams, John /
Brown, A. P. /
Chapman ft Co. famii
Dent ft Moreton fond I
Dent, W. H./
Durley ft Sammis /
Daus, A. M. ft Co. / andl
Dunn, J. M. /
Farr«ll. P. /
Hilbcrt. U,/andl
McNamara. J. H. /
Smith ft Kamp./tfiM//
Smith. George M. famdl
Wernli ft Co. /
LEON.
Albaugh. W. H./
Arnold, T. S./
Beck. C. ^. fond I
Fry. M. B>
Gardner, C.E.f
Gaillord. C. L./
Lunbeck. J. B./
Stookey. M. F.A
Varga, F./
LUCAS.
Barger. W. B./
Gray, R. S, fond I
Morgan, Evan/
Sanders. W. H./
Vemer. John/
LYONS.
Edney, W. A./
Henningsen. B. H. A./
Manville, I. N./
Homer. D./ I and a
Root. C. L./
MANCHESTER.
Arnold. H. F./
Beefaler. Max/
Blair, A. S./
Bronson. Chas. E./
Carr, E. M./
Cary, F. Y./andl
Clemans. Hugh/
Dunham. Geo. W./
Granger. H. C./
Huene, O. E./
Jewell. W. B. /
Le Roy, M. F./
Mead. Henry f
Norris. W. H. /
Pierce. G. G,/
Richardson. Fred./
Sanborn. C./
Seeds. Ed. P./
TirriU. R.W./«»rf/
Yoran, C./
MANNING.
Carpenter, W. ¥.fat$dl
Dewin ft Umphrey/
Laflar, G. W. /
Liodsay, J. W./
Morrow, W.J./
Salinger ft Brigham/
MAQUOKETA.
Dunbar. C. M./
Ellis, G./
Farr, C./
Fletcher. D. A^
Gregory. W. C.J
Hubbrr
Lyman,
ry. W. C,f
11. H. B./
i. S. D./
Rdd, H./
Rightmire. G. H. /
Thomas, B. F./
WUbur. T./
MARENCO.
Bauserman. A. S./<tiulA
Branch. J. H./
Lewis, S. W./
Rowland, D.M./
Stover and Monisoa/
MARION
Daniels. A. L./
Ellsberry. Z.V./
Gray. J. M./
Goodhue. S. N./
HolUs. C. M./
Rathbun. N./
Steams, Geo. L./
MARSHALLTOWN.
Andrevrs, Wm./
Boardman, C. £./
Calhoun, G. W./
Esterbrook, R./
Gay, A. E./
Hatbert. H. S. /
Hamlin. L. L./
Hammond. W. H./
Haviland. M. H. /
Hibbin. £. H. /
Lacy, D. A./
Sears. A. G./
Statler. W. E./awf/
Stearns. Cbas.C. /on//
Van Orman, J. Q./cmil
Votaw ft Adams/ M^/
MASON CITY.
Babcock, R./aMdl
Cum mines, A. H./
Decker, F. H./
Dennison. O. T./
Holcomb. H. L/
Hughes. Pat./
Jackson. M. Y./
Kirk. L R./
Knackstedt, Wm./
McConologue. J. H./
McNider. C. H./aadl
Rule. James/
Schermerhofn, U,S./aii
Thomas L./aMdi
MECHANICSVIUE.
GouU. C. E./
James. E. S./
Kenady, L. L./
Lafley. W. A,/aMdI
MISSOURI VALLEY.
Berkley. S. U /
Brown, L./
Dance. F.M./
Davis, F. L./
Dewell ft McGavreD
Dorr ft Walbwin/
Fenner. J. K./
Park. J. Q. A./
MONTICELLO.
Bell. M./
Condon, G. W./
Davis. O. R./
Gardner. D. 1'./
Pond. D. K.f
Reuger. J. Cf./
Stillman, J. R./ ItndM
MT. PLEASANT.
Bartlett, G. Geo,/a9dl
Harbio, J. C.Jm»dl
Howard ft Wbiaog/
Keeler.W. E./
Leech. J. F./
McAdam, Thot./
The Insurance Year Book.
623
ood, O. S. /
Horn, T.J./
Qcer. H. X>,fandl
MUSCATINE.
fden, Geo. W. /
wn, Thos./"
Igman, Jos.y
omball, Allen/
ts.W. T./
>k. E. U./
•sman & Huff/
■an, J. M./
wmeyer & Co./ and I
herald. H.J./
fin, M. W./
vercamp, Martin/
anedy, Wro. /
nbcrt, D. M. /
nroe & Son, /and!
ilvie, Chas. 6. /
hman & Son/
bman. Miss Calla/<m^ /
tenberger, N. /
llant, Thos. B./
ppc, Chas. /
US& Jackson/*
Ison, John A. /
jodward & Carpenttr/ofuli
NASHUA.
sc, Amos/
lapp, P. M./
wrence, A. G./
ser, L. /
iMillan.W. A./
NEOLA.
aik. Riley /
irncr, T. G. /
atts, A. A./
NEVADA.
irroll, H. L./
tchpatrick, J. A. /
inson, H. M./
ifford,E. W./
artin, J. F./
lUKart, Z. /««/ /
nith& Son, /and I
^orsley, ArthnT/
NEWTON.
runner, J. G. /
anis, I. B./
lark, D. L.y
oiad. F. W. /
berhait.D. J./
rcrly. J. B./
age. Cyrus /
aud,J.A./
aird, S. E./
jjday. E. E./
augban. J. J./
^'ilsoB, Frank/
Vrigbt. A. J./
OQDEN.
ohnson, J^
Arenxen. F./
Sylvester, C. B,/amii
OSAQE.
bnis. F. W./
fcnnett, R. /
Jrowne, M. M./
£aton, W. L. /
5«llup, o.y
Lrindsley, Z. C. /
Warsb, G. E./
Morse, 1. H./andl
jawyei»& Woodard /ami /
Tupptr. A. C./
Tuitle, M. O. /
Whitney, A. E. A Co./
OSCEOLA.
Agnew. W. G./
BaU. J. M. /
Banta, Mrs. L. E./
Burgess, E. J./
Fowler &BaU/
Fowler, P. L. /
HaU, W. H./
Harper. W. E./
McNeill. D. T. /
Ridgcway. W. H./
Simons, L. L. /
Tallman, Henry A. /
Trent & Johnson /
OSKALOOSA.
Baughman. A. J.
Cowan ft Hambleton
Gentry, J. R.
Hawkins. S. P.
Lofland ft Himes
Longbridge, J. M.
O'Hara, S.
Phelps. Chas.
Scarl, C. P.
Sellers. J. C.
Thatcher, H. L.
ViUars. A. J.
White, B. F.
Wbite. G. K.
OTTUMWA.
Adlcr, P. E./
Christie. W. S./
Creswell, F. B./andl
Crilcy ft Leonard/
Daum. Geo. P./
Emery, D. A^/
Fenton, W. T./
FerrclftHolt/
Fetxer, W. H. /
Harmon ft Whtelock/ and I
Higdon, OtisP./
Hutchinson, M. B./
Murray ft Benson/
Smith, J. J. /
PELLA.
Gesmond ft Prouty/
Houck. Thos./
Jelsma. S. J./
Nollen. Henry/
Stubenrauch, J. H. /*
Thomassen, John G. /
Wright. F.M./«irf/
RED OAK.
Clements. A./
French, H.C/««//
Hardina, A. W./
Henrv ft Gibson/
Lee, T. H./
Shuey, J. A,/
Simons. B. E. A./
Wclpton, J. R./
Worsley. O. P./andi
SHENANDOAH.
Carter, J. B./
Ferguson. W. P,/andl
Ferris E. S./
Flicsback. C. E./
Lake, A. S J^
Morse. C. P. /
Wilcox, S. S./
SIQOURNEY.
Hamed. S./
Johnston. C. G./
Mohland ft Hamilton/
PoUard&Shafer,/
Raumaker, F. F./
Sampson, Lee/
Schulte ft Howard/
Smith ft Talley/
SIOUX CITY.
Ball, Miss Mary A. /
Buckson. N. B. /
Buxton ft Andrews/
Burd, T. L./
Chapman. H. G. /
Clark, R. J. /
Cowglll. T. G. /
Crum, F. A. /
Duns. C. M. /
Divis, S. T. /
Feller, Alex. /
Foley ft Bluitt /
Gordon. Wm. /
Hawkes, J. L. /
Hubbard. H. C. /
Jackson. Patterson ft Co. /
Kingsworthy G. W.y Secre-
tary.
Kinwe ft Yutzy /
McNeil ft Powell/
Murphy, GtOTgtJ' and I
Niblodk, H. C./
Page. R.F./
Powell. W. E. /
Sackect. Floumov ft Goss /
Selmser, E. E. /
Smith. E. C. /
Smith. G. A. /
Stockwell, F. J. /
Thompson. F. C. /
Tuthill ft Hodges/
Wheeler, J. S. /
Van Dyke and Milverstad /
SPENCER.
Adams, J. Q. J and I
Bemis, W.S./tf«//
Dunwell, A. C. /
Griffin. M. E. /
Lincoln. A. /
Noble. Tom. D. /
Parker, A. C. /
Smith. H. N. f
Snow. E. E. /
Steele, J. E. /
Ward. W. P. /
STORM LAKE.
Brown. R. H. /
Crowe.l. W. W./a»//
Dean, J. A. /
De Land, James /
Henrichs, C. A. /
Lemon. John R. /
Miles. Chas. f
Toy. James F. /
STUART.
Dosh, J. R. f-
Frits, F. C. /
Hartsell, E. /
Huntoon, W. P. /
TAMA CITY.
Bentley, Sam. /
Bracken, J. L. /
Carmichael, E. L. /
Goodell. G. O.fandl
Murray. F.fandl
MiUs. O. ri./
Starr ft Wilhamson/Mu//
Tifl^y. W. H. H. /
TIPTON.
Bardwell. Geo. /
Brink. E. M. /
Geigcr. W. G. W. /
Huber, H. L. /
Rowantree. J. H. /
Shaffer. Geo. W. /
Shaw. A B. /
r, W N. /
Treichler,
624
The Ifimranoe Year Book.
IOWA— Continued,
TOLEDO.
Bishop, J. B. M. /
Drahos, ViDcel /
Ferris & Erwin /
Harrigan, Mrs. E. H. /
Smith, A. G. /
Smith, F. E. /
Stiver, H.J./
TRAER.
Bowen, W. H./andl
Kah]er, Marcus /and I
Ladd, W. J. /
Pinkcrton, W. B. /
VILLI8CA.
Alger, W. S. /
Boise, J. S. /
Gibbs. E. C. /
Greenlee, F. P. /
Rowland, J. M. /
Jackson, Jas. S. /
Minick, P. D. /
Thurman, M. S. /
West. A. P. /
Woodward, W. A. /
VINTON.
Marietta, J. E. /
Newton, Geo. /, I and a
Ridge, Geo. W. /
Santmeyer. Chas. J. /
WilUams, J. G. /
WASHINGTON.
Anderson, J. T.y
Eicher, Henry y
Graves, Fxank H. /
Gray, Geo. B./
Gray, Jas. H. /
How. G. •" '
Kellogg,
Manath. C. V./
Mason, W. V./
Morton, Jno. W./
Pollard, Jos. Jr.,/
Scofield, William/
Sedwick, W. C./
ljco. e./
Jas. H. /
3. w.y
ber, G. S./
T, H. %,/
tlett. J. Y./
W. C.jT
Bfier, Henr
WATERLOO.
Coitill, J. E. /
Cutier, D. A. /
Goodrich. J. H./andl
Green, C. F. /
Harbin, G. W. /
Hitchcock, Nelson /, I and a
Keifcr, J. W./
Kuhns, J. H./
Miller, G. W./
Mosher, J./
Pickett & Logan f
Sherman, B. R./
StiUson. C. B /
Walker. E. P./ a*irf/
Weaver, D. R. /
WAVERLY.
Barber, G. S. j
Burr, ""
Hazletf.
Holt, W.
Kasemrier, flenry/
Morse. S.H./
Ruddick, Julian/
Smailry, E. L. /
Watkins, M. M./
Yokom. A. W. I
WEBSTER CITY.
Burgess, E. D./
Counts, A.H, /and I
Doane, L/
FcDton, B. B./
Hellen & Cadwell/
Humphrey, C. S,/andi
Kamror Ik. Boeye/
Kelly B./
Knowles, P./
Lee, H. S./
Martin & wambach/
Thoreson, C. L./
WEST LIBERTY-
Cheesebrough. Chas./
Chersebrougb, Geo. C/
Fulton. A./
Gregg. A« a/
Kent. C. A. W. /
King, Z. N./
Patterson, F.A./
Shipman, George C./
Warner. E. M./
WEST UNION.
Berkey, E. H./
Colby, Wm./
Finch. B. W./
Green, H. R./
Green, T. U/mndl
Herriman, J. B./
Loftus, Thos./
Wright, James S./
Riley, jAtnes/
Zeigler & Weed/
WHAT CHEER.
Bcem, J. C./
Brainard & Harbison /a«i/
Brown, C. M./
Davis. Reuben /
Jackson, Edmund/
Lawson, D. L./
Mackey & Stockman/
McDonald, W. P./
Osborn. J. A./
WILTON.
Bacon, F. /
GMzler. James L. /
Gise. G. H./andl
Mills, H. H. /
Pentzer, W. J./
Walker, J. D./
WINTER8ET.
Baldock, A. C./
Barton, Wm./
Campbell, F. D. /
Cornell. W. J.
Gilpin, T. C. /
Green, Mrs. f
Hale. C. W./
Henry, W. C /
Lankmstpr, H. /
Leech, S.B./
Leonard ft Thompson/
McCall, E. E./
Miller, Jos. /
Shannon, Joseph/
Stark. S. W./
Weeks. A. W. C./
Westfall. J. B. W./
, G. W. /
B.C./
W.T./
V. N
ABILENE.
Abilene Investment Co./
Augustine, J./
Birchmore, W. E./
Brady, J. H./
Carpenter, G. W.^
Cranston, B. "^
Coulson, A.
Davidson, W.T./
Hendricks. W. N. /
JoUey, M. P./
McCormic, R.
Rogers, J. C.
Royer, J. C.
Shipe, M. M.y
Smalley, F. A./
Smith, Robert N./andi
Southworth. H./
Van Doren, R. M. /
Wilson, F.B./a»f/
ANTHONY.
Bayne, J. W./aurf/
Gill. F. D./
Gogein, Anna/
Kurd, W. H./
Huston & McCoUoch;
Jamieson & Grafton j
Jennings, Lew.
Jennings, O./
Colloch/
irafton/
V. G./
KANSAS.
Lockwood Mtge. Co. /
Marsh, T. B./
Mock & Sargeant/ajidf /
Russell, Jno. M./
Tattershall, R. K.
Wilson, Levi/
ARKANSAS CITY.
Barron, E. A./
Brown, Geo./
Carey, W. D. /
Hess, R. V,/andi
Megs ft Nelson/
Oldbam, J. W. /
Snyder, N. T,/andl
Stoll, C. D./
ATCHISON.
Bcly, John/
Bostwickaikd Plat^/
Carr, M. H./andl
Fisher, John K./
Goodrich, C. F./
Meade & Collctt/
Ratcrman. W. J. & Co./
Styles, C. £. I and a
Tnieblood, A. C./
AUQUSTA.
Ayers, F. L./
Buder, J. P./
Brown, W. E./
Cary, G. C./
Kerr, J. W./«w//
Shannon, W. A. /
Vandevoort, B. M./
BELOIT.
Bailey, W. G./
Barnes. J. T. /
Brion. E. /
Brown, C. J. /*
McCracken, W. H./
Mead, A. G./
Middaugh. J. H./
Owen, Henry C./
Robinson, O. H./
Sturgis, W. J./
Woodard, F. T./
Young, L D./
Young. W. H. /
BURLINGTON.
Brown. C. O./
Fearl, Frank E. /
Frazier, T. D./
Hall, G. A./
Hall. Geo. G. /
Hinds, Anthony/ '
Holmes, J. C. W./
Kent & Hall/
Lambome, H. T./
The Insurance Year Book.
625
datick, 0. P./
»arker,J. W./
»easley, A./
learns, George/
Voodtord Bros./
CALDWELU
kittin & Allmon/
:eeltng&DiIl,/dfii//
.cwis, S. P. G./
'homas, J, M./
CAWKER CITY.
lawkins, Chas. H./
:elley, F. J. /
lathcws, G. W./
errine, R. M. ft Son/
[igley. CM./
Tioip, D. M./
ucker, Lewis S./a»;/
ucker, E. F./
CHANUTE.
lexandcr, C. M. fond I
Hen. R. N./
shcraft,A. W./
ailey, L. L./
wrelly, H. P./
urt, P./
>hnson, L. H. /
>hnston, J. O. /
)nes ft Heller/
apham, A. ^/f
orrison, H. T./
oy, Frank/
^ard, Jesse /
mdcr, G. P. /
CHEROKEE.
fown, Geo. W. /
iscnber, T. J./
Bcas. G. W. H./
ichoU. 0. J./
tny.E. A./awjr/
re,Gco.W./tf«f/
ough. Geo. M./
CHERRY VALE.
)urtney, J. M. ft Co. f<md I
astings, E. D./
bompson, C. C./
ilson, A. L.y
CHETOPA.
eidenthall, John W./
aik,E,W./amdl
rake, A. G. /
erman, S. T./
CLYDE.
)rton, Baker/
iffin. F. A./
osher.W.A./
indolph, J./
)binson, S. P./
mDeMark, C. W./
COFFEYVILLE.
lam, H. H./
fvan ft Sulliyan/
fkins, Luther/
UCT, Thomas Jr. /and I
COLUMBUS.
unpbell. C. B./
>iiitcr ft BeaU/
anison, A. S./
wgbt. O. F./
mderson, H. B./
icks, H.A./
oore. W. J. /
choU, C. D./
xkins, Joe. P. /
ackle, P. F. ft Co./
idmore, A. H./
Jdmore, James f
COUNCIL QROVE.
Brown, D. H./
Jacobs, J. T./
Maloy ft Kelly/
Mead, L./
Owens. J. K./
Phillips, C. G./
Plpovine. J. S./
Shaffer, C.H./
Stewart, H./
DODQE CITY.
FiUgerald ft Moffit/
McGarry. L. E. ft Co./
Pagar, W.T./
Todd, M. S/fandl
Winie ft Boyer/
EL DORADO.
Black. S. E./
Brenton ft McGinnis/
Garrison ft Turner/
Hinsdale, N. D./
Hiscr, J. W./
Jones, M. Asbton /
Robbins ft Hoyt/
Turner ft Fisher/
Williams, Robt./
Wingert, C. C./
ELLSWORTH.
Bruner, N. ft Co /«i^/
Carbartt ft Steinberg /^muf /
Clark, E.F./tfn^/
Clawson. G. W./«ftf/
Evans, C. i./andl
Gonne ft Robinson /osi^/
Harris ft Franks/a«rf /
McCoy ft Bninn/atidi
Powers ft RiddeU/oJu//
Seaver, L. H./<mdi
Wellington ft Brindage/oiMf /
EMPORIA.
Anderson. Wm. /
Atcheson, Fred. I./
Bancroft. A. R. /
BoUweg. Carl /
Burnett. J. C. /amii
Burton, J- T. /
Cunningham & McCarty /
Culver, Howard/
Davis, D. M. /
Dun lap, Howard /
Fletcher, Chas. /
Jones, W.J./
Perley. I. E. /
Rees Bros. /
Riggs, S. B. /
Sears, C. B. /
Siling, W. /
Sme&er, W. R« /
Wells Bros. /
EUREKA.
Avery, Chas. /
Barr, O. E. /
Cogswell, Franc f
Dennison, J. N. /
Drew, W. S. /
Foster. J. G. /and I
Fribcrger, L. /
Lane ft Thompson/
Little, M. W. /
McBride, Angus ^
Mason f - • ■
Moore,
Nye. Ira P./'
Reich. C. W. /
Stewart. Scott/
FORT SCOTT.
Cheney, O. A. /
Garrison, B. C. /
Leonard ft Hamilton /
, xu. w. ^
ide, Angus /
n ft Beird/
e, P. M. /
Marr, E. D.f
Martin. C. F\ /
Miller, S. M. /
MitcheU, Hill ft Co. /
Mosher, S. P. /
Myers, C. C. V
Ogden, Jas. G. /
Stanley. J. M. ft Co.
Warfield, L. A, fond I
FREDONIA.
BarUett ft Cantrall /
Clark, G. S. /
Jenner, H. A. /
McCracken, J. L. ft Co. /
Nadon, C. S. a
Roberts. W. R. /
Ross, W. E. /
Scott, Short /
Shinn. B. F. /
Stivers ft Kennedy /
Tuttle ft McCarthy /
QARNETT.
Carrey, Joe. /
Doll, John /
EverUne, Geo. M. /
Groll, Jos. /
Hiatt, J. G. ft Son/
Her, Geo. W./
Johnson, J. M. ft Co. /
Knight, W. O. /
Mellen. W. H. /
Sisson, Wm./
Statler, Jos./a«<//
Whitney, J. R. f
QIRARD.
Barrick, C. E. /
Brown, James /
Bussell, M. F. /
Crawford, W.B. ft Son/
GaitskJll, B. /
Grantham ft Satterthwaite /
Hawley, Austin /
Higgie ft Moore /
Howard. Geo. £. /
Perry. T. T. /
Smith, James A. /
Smith, Wm. h./amil
WeDs ft WelU /
Wood, A. W. /
HARPER.
Fox, E. C. /
Hirst, John W. /
Hawkes,
Herring, Ben,
W.J
Lowe, Fred. /
Quinby, C. F. /
Rothwell. J. S. /
Sisson, Sam. S. /
Trickett, J. A. /Atu//
Washburn, Jas. G. /
HIAWATHA.
Aten, H. J. /
Clark, S. iZ.fandl
Herbert. L. S. /
Holmes, A. A. /
Klmefelter, J. K.
/
Lester, W. H. /
Peckinpaugh, I. J./
Schillmg, A. J. /
Waste, C. P. /
Wellcome, Moon ft Davis /
HUMBOLDT.
Andrews. J./
Glover, W. B.
Littlewort, R. J. /
Thwaites, P. J. /
|lijTCHINSON.
Barry, S. J. /
Bowman, C. L. /
626
The Insurance Year Book.
Brown ft Bigger /
Bunch, Thns. J. /
Caffry. V. P. /
Ellsworth ft PanD(
lenter/
Ellsworih Bros. /
Higby. A. J. /
JeweU. A. M. /
Jordan. J. M. /
LawsoD, J. H. /
McElvain Bros. /
Moor«, D. A./
Morton. C. W. ft Co. /
Smith, John F. /
Taylor ft Hammel /
INDEPENDENCE.
Cribbs. J. E. /
Furguson, John/
Guernsey, Goo. T./
Nevins, J. M./
Remington, G. L./
Shulthfi. A. L.f
UnderhiU. J. B./
Watson, Stewart/
Wiltse, W. O. ft Co./
lOLA.
Bostwick ft Smeltzer/
Cdc, Geo. D./
Cummmgs ft Jones /*
Henderson. H. L./W/
McCann ft Montgomery/
Nortbrup, L. L./
Fbrasher. W. C./
Whitalcer, C. L./
JUNCTION CITY.
Batnes ft Gage/Mu//
Chase, Geo. W./
Clark. M.E./
Clough, A./«k/ /
Greene ft Thurston/
Hall, F. G. /
Kennedy ft Kennedy/
Little. G. F. /
Mead. H. H./
Orr, Samuel/
Pierce, A. C./
Pierce, S.W./«irf/
Winans,W. A./fl«//
KANSAS CITY.
Armstrong ft Scott/
Beattie. D.H./
Berry ft Moore/
Berry, B.F./
Berry.W. W. ftCo./
Bigger. W. H./
Carpenter, C. H. ft Co./
Cox ft Kerr/
Jenkins ft Parsons/
Marsham ft McPherson/
.Mead, W. T. /
Potter, Ell /
Wilson. Charles/
Wood, Luther H. ft Co./
LARNED.
Booth. Henry/
Edwards. W. C./
Forbes. P. H./
Hflts. W. C./
Morris ft Morris/
Peters. W. P. /
Rush. J. W./
Smith. W. B./
Vernon, W. H./
LAWRENCE.
Banks, George A./
Blair. Hugh ?
Cbadwick, Charles/
Charlton. John / and I
Cooper. A. A./
Edwards, C. L./
Gleason ft Whitman/
Obrum, John /and I
Perkins ft Perkins/
Piersoo.L. H./
Rankin. Htrrf
Selig, A. h.j; I and a
Wiseman, Tbeo. ft Son/
LEAVENWORTH.
Chaplin, W. H. /
Fletcher, W. h./
FUntJer. D.J./
Graham. James G./andl
Jansen, Henry/
KeUer, H. C./ •
Kelley. Eugene/
McGee. James/
Neeley, Geo. A. fond a
NeUes ft Weed/
Shepherd. Wm./
Smith. Martin/
Woodward, Geo. S./, / and a
LINCOLN.
Austin. W. A. /
Bower. E. S.f
Downey. F. C./
Dugan ft Garretson,/
Hoops, L. F,/
McFarland. E. A./
Marshall, A./
Nimmons, A. M,/ andl
Smith ft Moss/
Waterman Bros./
Weeks. G. M. ft Co./
LINDSBORQ.
Agrelius. A. E./
Henman, J. J. 7*
Ringwald,A./
Wilber. AUen/
LYONS.
Brisbon, John P./
Campbell ft Co./
Glark. G. W./
Everest Bros, f
Lasley. D. M./
Myers ft Bell/
Myers, D.S./
Perry ft Mumford /
Rawlings. C. M. ft Co./
Thompson, A. S./
Mcpherson.
AUison, Geo./
Barber, F. E. f
Bass. A^
Boggs, Thcodan fond i
Darrah, Jas. B./
Hartsoch,A. J./
Hill, J. F. /
Holt, Fred./
Jeff, Toumay/
Jeffers, D. B. /
Myers, Hulseft Co./
Regnell, J. A./
Sawyer ft Clarke/
Smipson, Bowker ft Tram/
Taylor, E. W. ft Co./
Welch ft Keyte/
Wright, Jno. R. /
AflANHATTAN.
Dow. M. W./
Fearon, J. B. /
Frank, L. Irish /
Hoedley, W. W./, ianda
Kelly, W.H./
Limbocker, J. N./
Ncal, J. C. ft Co./
Phillips. B. G. /
PhilUps, Wm. A. /
PurceU, E. B./
'/
MANKATO.
Angevine, C. /
Devoss, J. W./
Harrison, S. H. /
Reaft Hoskoaon/
Reid, J. D./andi
Smith. Dan G./
Smuu. D.C./
Stafiord,D. H./
MARYSVILLL
BnmgbtOD, John A./
Brown ft Redmond/
DavU. A. J.y
Farwell, J. D./
Fulton, E. R./
Glass ft Pollack y
Powell, Fred./
Schmidt ft Roester
Smith ft Shawfine.
MINNEAPOLIS.
Buell. L. A. & Co./
Fairfield. Frank/
Jarkman. A. C./
Powell ft Delaplane/
Scott, Walter /
saver. J. T. y
Smith. J. W. ft Co./
Wilson. Geo. W./
NEWTON.
Arkansas VaL Land ft Loiaa
Dexter, James
Dick. John
Gardiner, Doty ft Co.
Hohnes, Geo. W.
Holmes, J. H. ft Co.
Munger ft Witter
Newton Mortgage Co.
Patterson, J. W.
Scott ft Heidly
Williams ft White Land Co.
OLATHE.
Betts, W. H. /
Burgess. H. L./
Coress, £. L./
Hammond. Jas. A. /
Henry. W. B./
Herman. J. F./
Ochiltree ft Parker/
Ott. Albert/
Owens, E. C./
Parker. T. A./
Pettyjohn, J. L. ft Co./
Soott, S. D./
Stephenson ft AlUaoay
Typer. John/
OSAQE CITY.
Dodds. Mrs. A. M./
Drake, J. A./
Ellis. R. H./
Pearson. Gust. /
Shaw ft Son /«Mf/
Socman. Geo. S./
Sprague, L. F./sndi
OSWEGO.
Atchison, F. H./
Baker, A. H. /
Brockway, Jeaae/
Case, Nelson/
Deming Investment Co.
Dickerman, A. T./
Jennings, D. /
Laugfalin. Joseph /
Marley ft Mariey/
MdUs, E. S./
Moaher, Robert/
Wilkin, C. A./
WiUiams. M.E./
The Insurance Year Book.
621
OTTAWA.
eachy U. U,famdl
Uis & Ebberly/
isk. H. /
taoklin, A./
[iUer. FicA^amll
elsoD, £. K^
oooeller, J. D./
ichards ft Dumbansb/
tacher ft Wbarton/
inebaugh, Geo. ly./amdl
tucker and Morer/
homas ft Latcnem /
^addeU. R. J. ft Co./
^ilkiiuon, F. K.f«mdl
PAOLA.
erry, C. F. /
rowD, N. H./
erguson ft Proctor/
JDfTsley, Geo./
obrnson, G. L./
toner, J. A./
aylor. H. B./
/hite ft Branch/
/ilgus. F. M./
PEABODY.
amp ft Elletc/
irst National Bank /
Qnk. J. J. ft Co, fond I
less, J. F./
lansas State Bank/
Jose, G. G./mu//
ollock. F. H./
ntcheU. G. W. /
hupe. Tressler ft Lax^ifamdl
'tttde, Jas. /
PITTSBURGH.
larlton ft Casad / I and a
ord & Yarcho /
reorgin ft Wood/ I and a
chcider, H. H./
waa, W.A./
PLEA8ANTON.
.tkins, C. S./
i%bb. J. W./
:ent. A. M./
IcCnUoiigh. W. W./
nmer.J.W./
i^ay.A. P./
R08CDALE.
roUinger, W. C./
erviance, W. A. f
tine. B. L./
8ABETHA.
luild, Geo. A./
iesseltine, Leroy/
look, Geo./
Lnssell, C. 6./
losson, Sam./
liompson, J. F./
VhittenhaU, C. T./
So
8ALINA.
Anderson, J. E./
Bishop, E. L./
Boodi, August /
firanifi Bros, ft Cravens/
Braniff, John A. /
Daily ft Rash/
Davis ft MiUm/
Denton. D. G. ft Co./
Eberfaardt ft Wilson/
Fitxpatrick ft Going/
Hamilton ft Cnlp/
Hayden, S. S./
Hersberg, Jos. /
Kraft ft Keefer /
Martin. F.L./
Peck Bros./
Pickerd ft Anderson/
luincy ft Co. /
dapple, Geo. F. ft Co./
Weaver. J. ft F.L./
Wight ft Eberhardt/
YorV F. C./
8CRANTON.
Sheldon, J. U./andl
8ENECA.
Benedict ft Gleason/
Brooks. A. A. f
Funk. A. L./
ElUott. Milo/
Heiold ft Herold/
MUler. J. J./
Scoville, C. C. K./
Stilson, O. H./
Thompson, Howard/
Wells, Frank/
TOPEKA.
Abemathy, W. M./
Clark, M. C. ft Co./
Forbes ft Hawkins /
Gavitt. W. W./
Griffin. J. T. /
Higgins, L. L. /
Lockart ft Channey/
Matthews. L. T./
Myers, C. l>.f
Nellis ft McCune/
Norton, Milo/
Ormsbee, Talcott/
Owens, D. E. /
Paine. B.T. ftCo./
Paiamour, John W. ft Co./
Piety. A. H. /
Poindexter, E. D. /
Poindexter. E. W. /
Richafds. C. F./
Thomas, Frank S. /
Topham, J. S. ft Co. /
Van Valkeoburg, M. W./
Welsh. E. D. /
Wilson, L. W^/
WAMEQO.
Anderson. J. E./
Browne ft Embley/
Brown, J. L,./anal
Butts, J. A./
Chilcott, R.M./
Umerick, G. W./
Trout ft Leach/
WA8HINQTON.
AUibone, J. W. /
Denman, C. B./
Hole,J. F./
Langdon, J. W./
Maunder. S. H./
Parks. W. D. /
Powell, Omar/
Roney. T. P./
Ross, G. E. /
Willis. G. H./
WELLINGTON.
EUiottft Wood/*
Espy, D. A./
Ferguson, E. 0,f<mdl
Hopper, L/
King ft Davis/
May, E. ft Co./
Nelson, W. S./
Simpson, J. D./
Trowbridge. E. C./
Boyd, John L. /
CaldweU ft Fdlows/
Coulter and Shearman/
Crawford, Bullock ft Co. /, /
oMda
Dewey, H. H. /
Healcy, P. V. ft Co./
Knapp, J. M. /
McKee, A. H./
McKinnon, D. C. /
MiUer, W. L. W./
Neiderlander, N . F. /*
Ronss J. Burr /
Smithson ft Co./
Steinbuchel, H. ft Bro./
Taylor, BiockweMer ft Co. /
Viele ft Sheppard/
WINFIELD.
Clark ft Chenoweth /<»u//
Cums and Manser /am//
FuUer, H. G. ft Son/
Hodges, N. J./
Hott. O.A. ftCo./
Lorton, Jas. /
McMuUen, Ed. J. ft Co. /
Porter. W. L./
Pryor. John G./
Staflbid. J. M./
YATE8 CENTRE.
FoUetf. N. F.
Plummer, Thos. W.
Smith. M. C.
Yates, W. H.
ADAIRVILLE.
:opelaad, J. M./d»//
laleman. Geo. H. ft Co./
AMBR08E.
4urphy, J. H./
A8HLAN0.
inming. F. H./
lager. S. ^, fond I
^mpton, H. ft A./
iCorse, Ed. /
Poager. Wm./
AUBURN.
:iark, E. G. Jr./
KENTUCKY.
Davidson, G. W. /
McCormick. H. P./
AUQU8TA.
Armstrong, R. L./«jm//
Bonde, J. H./
KnoedJer, L. P./
McKibben. G. H./
Reese.J. P./oJK//
BARD8TOWN.
Barnes. C. R. /
Cotton, Jas. W. /
Gray, Mrs. Mary F./
Mattingly. A. J./
Weller ft Barnes/ .
Wilson, Eugene/
BEREA.
Pigg. S. W./
RawUngs, C. M. /
BEDFORD.
Gillum. J. V.J
Layem. W. R./
Morgan. W. C. /
BERRY.
Reucker. J. D./
Ware, N. B./
628
The Insurance Year Book.
BLOOMPIELD.
Durrett, J. R,/amdi
Money, Wm. R./
Terrell. John Alton/
Whiteside. P. S./
WiliOD, SftmlA./
BOWLING QREEN.
Co6k9 & Hill/
Galloway. Geo. H. /
HamiU.D. T./
Kirby, J. Briggs/
McGinnis. Thos. /
Pallaid & PUUburr/
BRANDENBURG.
Alexander, Wm./
Caiperge, George/
BURK8VILLE.
Baker, Geo. F./
CALHOUN.
Johnson. J. C./
Johnson ft Loudram/
Moseley. John W./
CAMPBELL8VILLE.
Bragg. John L. /
Martin, R.H./
Wright. C. W./
CARLISLE.
Damall ft Collins/
Fritts. W. W./
Hillock. Jas./
Kennedy, H. /
Ross. Ed. /
Ross. J.N./
CARROLLTON.
Flshback, W. A./tf^'^
Fisher, Jas. T./
Fisher. W. R. /
Lewis. John T./
Smith, E. C. /
Vallandingham, J. W./
CATLETT8BURQ.
Andrews. N. P./
Everett ft Mason /ami I
McGrxider. M./a*rf/
MonUgue. J. J./
Wellmann, Guff. /and I
CLINTON.
Sublette. Wm. W. ft Son /and I
COLUMBUS.
Gest, W. A./
Jackson, J. M. /
COVINGTON.
Adair. Fred. /
Adams, Ben./
Briiehl, R. A. W. 6c Son,
Gen. Agts. Home Life Ins. Co..
8a West 3d St.. Cincinnati
Coker. Geo./
Drexelius, X. B./
Mosher. W. W. /
Moss. U. F./
Scharringhouse, Edward /
Whitney, John ft Co./
Wiggins ft Law/
Wood, J. H. &Bn>./
CRAB ORCHARD.
EdmistOD, D. B. /
Hutchings. J. H./
CYNTHIANA.
Lacy. J.W. ftCo./««//
Land, C. G./
Le Bus, Oni/.
Long. J. S. /
Montgomery, John G. /
Oder. E. R. /
Withers ft Throckmorton/
DANVILLE.
Cheek ft Quisenberry/a«f /
Downton, w. S./
Englemaa. J. H./
Proctor, J. W. ft Son/
Rowland, S. V. ft Sons/
Samuel. H. E./
WeUh, G. W. Jr./oMdl
DAYTON.
Hartoa ft Zimmerman /am//
McKibben ft Pagan /<i»//
DIXON.
Bowland ft Gordon/
HiU, Jno. D./
DOVER.
Curran. A. F./
Eamshaw, J. A. /
Hanna. J. W./
Honaker, C. A. /
Moore, F. F. /
EARLINGTON.
Atkinson, Geo. Cf<mdm
Chattin. E. A./
Moore. Paul M./
EDDYSVILLE.
OHara, W. C./
Skinner, F. H./
ELIZABETHTOWN.
Bush, S. H./
Jenkins, J. D./, I and a
Lane. J. P. /, I ana a
ELKTON,
Christian, C. G./
Street. Geo. P./
Street. Jno. O./
EMINENCE.
Berry. J. M./
Caseldine ft Patterson/
Fible ft Crabb/
Haymaker. J. W./
King. G. /
Moody, E. R./
Patterson. Jas. H. /
FALMOUTH.
Dudly, R. H./
Wggle, X U./
, Wm. /
FLEMINGSBURG.
Andrews, Harry/
Andrews. Thos. S./
Andrews, W./
Heflm. Jno. W. /
Power ft West/oiM/ m
Power, J. S. ft J. H./
FRANKFORT.
Bull, S. C. /
Exum. C. F./
Hensley. E. ft Son/amdl
Lindsey. John B./
Payne s Berry/
Rodman. G. R. ft Co./
Snecd. W. H. /
Swigert, Jacob ft Co./
FRANKLIN.
Copeland. W. V./
HarwcU. A. W./
MacGill.T.W. /«»<//
MitcheU, H. K./
FULTON.
Freeman, B. H./
Randle, S. T. /
GEORGETOWN.
Chapman, John W./
Clayton. W./oHdl
Finnell. J. B. /
Knttner. J. H./m;/
Lemon. J. C. /
Rhoton, H. S./
Smith. M. B. /
Spears. N./
Thomson, W. Z./aidl
WelU, S. S./
Wolfe. Geo. C./
GLASGOW.
Dickey ft Revnolds/
Jones, John w. /
Pedigo, M. T. /
Rousseau, 1. L^/aadl
GRAYSON.
Powers, Frank /
Wilhoit. E. B.y
GREENUP.
Dicky ft Crawford, a
RartBn. W. J. A./
Trussell. F. B./
GREENVILLE.
Church. J. W. /
Hay, M. C./
Thomson, J. C. /
Tinsley, T. J. y
WickUfi. W. A. /
HARRODSBURQH.
BeU ft Moore/
Bohon, GeOj/
Boothe. S. Kif, I ami a
Coleman, L. 3./
Com. W. T. /
Curry ft Rue/
Daviess, Samuel f
Richenburgh, G. W. /
Riker. Lafon/*
Smith. W. P./
Stevenson. W. W./
HARTFORD.
Baird, A. B.y
Barrett, John P./
McHenry. H. D. ft Son/^'
Sanderfnr. J. P./
HAWESVILLE.
Freeman E./
Hancock Deposit Bank /a'*
Hennen Alfred/ «ii^ /
SterrettC. G./
HENDERSON.
Atkinson ft Lambert/^
Hart ft Eakins /
King P. H. /
Posey, Robert ft Co./
Pos^, Thos. /
Rankin J. Ed. /
Roark, N. S. /
Saunders, B. F. /
SighU, A. B. /
Sights ft Lyne/
Taylor, Stokes /
HIOKMAN.
Davis, Andrew A. faadl
HILLSBOROUGH.
Grain, J. R. /
Keevans. B. C. /
HODGENSVILLE.
Gaddis. G. G. faadl
Hubbard. M. R. /
Johnson, H. S. f
Twyman. I. W. /
HOPKINSVILLE.
Abemathy, H. H./ ,
BucknerftHays/**//
The Insurance Tear Book.
62g
illis& Wallace/
xjper & Hanbeny /
X)per. Gas /
rensbaw, M. F. f and I
xmctt & Co. /ami I
ester, John/
icks, A. D. /
>n}|r, Winfree & KeUj/andl
artin, M oilie /
cPheraon. J.W./
RttOB, W.F., General Agt.
Union Cen. Life of Cindnnad
lelps, John /
»Uard, Joseph /
HUSTONViLLE.
xker, J.W./
hnson, D. S. /
illiaras, W. L. /
KUTTAWA,
arshalJ, M. C. /
LA QRANQE.
Jlarf. A. C. /
nr, J. W. /
ark, J. R. /
icrson, W. K./4»*/
»d, P. S. /
sDowaU. W. A. /
sley, I. T. /
ner Bros, j
flson. J. T. /
LANCASTER.
»ny & Keiman
idson & West
nnaird Bros,
ndiler, J. P.
herritt, W. H.
LAWRENCEBURQ.
Bin. John H. Son ft Co.
^» land a
rmer, B. T. /
Ttwood. A. M. /
«sey, J. A. /
LEBANON.
adshaw, B. S. /
rk& Kelly /tfiu/tf
ibel & Rodman / / and a
LEXINGTON.
nspigcr, R. /
Tispiger & Royalty/
ckley.W. R./
ight&Gilmore/
ickley. C. /
»tin, L. /
>cbran, Nat
>hen. Geo. /
V, fond I
>urtney, R. H. /
Jdge&Slade/
lioM, R. C. /
tzgerald R. H. /
Bham, G. H. /
itincock, R. A. /
Bdges, J. O. ft Son /
hnson, E. C. /
mg.W.ft Son /<!«//
iBkcad, G. B./
nkead, H. P./
uir, G. W./
uUips. T. L. /
iffiirans, D. O. /
«arce, F. P. /
Mvel. S. L. /
oJth & Sharp /
'yder, G. C. /
)encer, W. El. /
oU. Geo. & Son
annerft
ownsend
0. ft Son /
kNeale/
d. C. W. /
White, HoUenkamp ft Co./
Woodruff, Rodes ft Campbdl
fandl
LITCHFIELD.
Gosnel), Jess T. / I and a
Stone, G.W./
LOUISA.
Fergnaon, L. B. fond a
Fisher. E. T. «
Kirkpatrick. N. R. f
Wallace. F. T. D, f
LOUISBURQ.
Glenn, R. £. /
LOUISVILLE.
Barbee A Castlemaiiy Mgri.
Southern Dept. Royal and
London and Lancashire
Barret, John J. /
Co T. BAIRD
Gtnenl Aifent
Liberty Ins. Co.
S. ff . cor. Idn ft 3d Sts.
Bayley, J. W. E. ft Co./
Beilsteta & Morris^ Fire In-
surance
Bresee, E. L. /
Bnmtt Bros. /
Caldwell, W. S. /
Carpenter, Jas. S. /
Clarke, Jos. /
Danlorthy J. I«. & Co.,
Special Agts. N. B. and Mer-
cantile
DavisH. B. ftW. P./
Fischer, Jos. J. y
Frese. B./
Grant, E. A., Jr. /
Gray, Henry W. ft Co. /
Gray. N. G. /
Haydon, T. D. /
Hofiman, Chas. O. /
Hoover ft Smythe /
Howe. R. S. /
Hunter. Howard W. fandl
Huston, M. A. r
Knoelel, H. ft Co. /
Lloyd. Jas. F. /
Lyman. James S. /
Mead. W. H. I and a
Nichols, S. S. ft Co. /
Qviiiy J. B., Gen. Agt State
Mutual Lite
Reutlinger. Adolph f
PallreT, Marrell & Co..
Managers Manufacturers and
Builders Insuraoce Co.
Pendergast ft Horn /
Pirde, Alfred r
Pbtle, J. B. /
Reinecke. W. /
Robinson, A. H./
Robinson. J. W. /
Roe & LyoB. General Mgrs.
Equitable Life for Kentucky
and Ternessee
Shallcross, J. Louis/
Slaughter, J. B. ft Co. /
Slaughter, W. H. ft Co. /
Slaughter. T. Grant ft Co. /
Smith, A. H. /
Smith, K.W. /
Theobald ft Yoone,/
Timber lake 9 Thos. C. &
Co. 9 Gen. Ins. Agts.
Tyler ft Milton /
Tyler. W.C. ft Sea/
Vaugfaan ft Ferguson /
Wanner. Engelboff ft Miller/
Webb, John C. /
Wilson, S. T. /
LUDLOW.
Barr, James H. /
Ritchie, Walter T. /
MAYFIELD.
Anderson ft Anderson /
Quinn, J. M. /
Summerville Z. /
MAYSVILLE.
Boulden, John W./
Brodrick, Jos. Y. f.landm
Browning, Lud. /
Dimmitt. Mrs. Laura /
Duly, John /
Fleming, Jotin T./
Frank ft Solser /
Galbraith, L. W. /
Hickey, W. Z.f
Hutchins, M. C./«ir//
Judd. G. S-V
Marsh. M. fC /
Martin. Geo. H. fond a
Newell. R. H. /
Pearoe, Mrs. Katie D. /
Rogers, Geo. W./
SalTee ft Sallee /
Stockton, J. M. /
Warder, W.R./«k/tf
MIDWAY.
Cogan, J. L. /
Fownan, T. S./
Paynter ft Steele /
Sanford, Thos.V./a»//
Skipp, W. M. /
Skipp, W. M. Jr. f
Stone, C. W. /
MILLERSBURQ.
Bassett, Hiram /
Best ft Allen /
Boulden. John W. /
Yager, S. L. /
MILTON.
Barclay, J. R. /
Caplmger, J. F. /
Strother, O. P. /
Strother, R. H./
MT. CARMEL.
Cook, T. A./
Gaebke, Louis T. /
MT. EDEN.
Sampson, J. T.
MT. STERLING.
Elliott ft De Haven /
Hoffman, K, fandl
Jones, H. Jr. /
Miller ft Wilson f I and a
MURRAY.
Bamett, A.J./
Coleman, J. H. /
Linn, L. C. f
Peterson, W. T. /
NEWCASTLE.
Capliuger, J. N. f
Matthews, John W. fond
Smith. W. S. /
Turner, W.W./
NEW HAVEN.
Rapier ft Bowling f
Rapier, Sylvester /
630
The Insurance Year Book.
ZXKTJiQVI-'Cont.
NEWPORT.
Alexander ft Crentz /tmd I
BucbaDan, F. A./
Buchanan, H. Jr. /
latter P. Dickerson ft Co.
Firo Inraxaaoe Xttiagen
and Broken
b "Su^u" ibA "IxcMi " UsN ef
nn aad Xailu XBiutaot.
Principal Orncs:
"The Siokenon Bniiaisg."
Follctte, John T. /
Harton ft Eyer /
Hugle, Wm. Morrison /
Schneider, J./
Schrader, H.T./
Thorbnm ft Unk/andl
NICHOLA8VILLE.
Amett, B. M. /
Drake, L. C. /
Hoover, E. B. /
Hoover, Dent/
Scars. W. A./
Smith, W. R. /
OWEN8BORO.
Berry, Austin /
Conway, R. M . /
Courtney, W. H. /, I and a
Gans ft Sanders /a$td I
Hays, C. J. /
Hays & Parrish /
Monarch. M. V. ft Co./
Rudd, J. C. ft Son /, I and a
Wandling, Backner ft Co /
Wandlineft Buckner /
Watkinsft Carter femda
OWINQSVILLE.
Brother, E. V. /
Daugherty, Wm. H. /
Daugherty, W. T. /
Gndgell. R. ft Son f
Nesbitt. A. J. /
Perry, Benj. F./
PADUCAH.
Askbrook & Powell fundi
Baker & Cope /
Floumoy, T. J. Jr./
Gardner, J. H. & Sons/
Grief, Miss Mary B. E. /
Grief, Wm. /
Hook, W. H. /
Mulholland ft Devning featd I
Quigley ft Boone /and I
Truehart ft Wilhehn /and I
Tully ft Jennings /
PARIS.
Croxton, J. Z. /and a
Doyle, John T. /
EUiott, Kelly /««//
Forman & Parish /
Jones, J. M. /
McClintock, J. D. /and I
Northcott ft McCarthy /a»rf/
Webb, Wm. H. /
PRINCETON.
Edmunds. Will. /
Guest ft Gardner /and I
Hawthorn, Jas. S. /and I
Jones, Wm. J. /and I
WyUe, JohnR./
PROVIDENCE.
Rudy. J. A. /
RICHMOND.
Buream & Hume /
Chenault & Frazee /
Greenleaf ft Crooke /
Parrish, S. D. /
Smith & Powell /, I and a
Turl-y, R. E./
RU8SELLVILLE.
Caldwell, H. B. /
Courts, C.Winn/
Hutchings, D. B. /
Hufchings, R, £. ft Bro. /
Jeffries, T.J. /
Unebaugh, S. W./
Morton, J. Cap. /
Walters, H. W. f
8HELBYVILLE.
Armstrong, G. A. Jr. /
Ballard, C. W. /
Ballard. J. T./
ALEXANDRIA.
Maiye, L. V. fandl
Sanford, N. L. /
White, H. H. /
BA8TROP.
Handy, J. S. /
BATON ROUQE.
Capdevielle ft Droz /
Hart, S. M. ft Son y
Lambert ft Landry /and I
CARROLLTON.
McCormack. Thos./
Stoulig, L. F. /
Tebbe, Henry /
Tresevant, O. A. /
Williams, Espy W. H. /
CLINTON.
Hawford, H./
Hines, W. O./
Kilboume, Charles /oik//
Shaw. M. B. /
LOUISIANA.
DONALD8ONVILLE.
Colomb, L.A./
FARMERVILLE.
Arcnt. Xy./andl
FRANKLIN.
Lyman. Jos. W. /
LAKE CHARLES.
Calkins. F. C. /l,manda
MANSFIELD.
Hewitt. J. E./
,MJNDEN.
Holmes, J. J. /
MONROE.
Kaliski, J. I.. /and I
Weaks. James C. /and I
Woodland. J. W. /and I
NATCHITOCHES.
Calves, R. S. /
Dupleix. V,./andl
Jones, C. K. /
Bailey ft Logan /
Middleton Bros. /
Scott. W. M. /
Smith. L. T. /
Van Natfa, Shelby /
Van Natta. J. S. /
Ware. L. M. /
SMITHLAND.
Hurley.J. J./«rf/
SPRINGFIELD,
Casey. Wm.R.Sr./
Hagan, John /
Mayer, F. S. /
McChord, C. C. /and I
McEhroy. C. R. /
Simms, Thos. W. Jr. /
Sweeney, W. H. /
STANFORD.
McRoberts. John M.
Neriens, M. G.
Philips, John M.
UNIONTOWN.
Hamilton, J. C. /
Hatfield, A. /and a
Jetikien,3.Vf./andl
VANCE BURG.
Parker ft Halbert /
Rugless S. /
Wani, W. C. /
Webster, E. B. /and I
VERSAILLES.
Dameal, Swift /
Harris ft Bohannon /attdl
Harris, John E. /
Smith ft Seller /oii^/
Wasson. D. E./
WHITE8VILLE.
Litsey. J. T.
WILLIAMSTOWN.
Nesbitt, C. C. & Cc/andl
WINCHESTER.
Bean ft Hodgkin /
Bloom, Isaac /
Bush, Mat. F. /
Jackson ft Jonett/ and I
Morton, J. V. /
Oden, S. H. /
Ogden. W. T. /iutdl
Parrish. H.S./«»i//
Poynter. James W. /aadl
Smith. W. D. /
Strotber, G. W. r _
NEW IBERIA.
Renoudet. P. L. /and I
Robertson. Geo. M. /
Robertson. Wm. ft Son /
NEW ORLEANS.
J. L CHAUBOI
Oenerftl Xssora&oe Agist,
REPRESENTING
Georgia Home, Maaheiin,
Union of Pkibdelphia tad
TnrOenlasanactOi,
aark, C. M. / ^__,
Insurance Agent and Browr.
9 Commercial place
Enery BroiM^sorance Ag»
and Brokers
The Insurance Year Book.
631
Craus, W* £•» Insurance Agt.
and Broker
Fdl ft Co. /
Isaacson ft Livingston /
E. A. Palfrey,
INSURANCE
Agent and Broken
JaBTier, C. A* A Co*, Gen-
eral Insurance Agents
Marks. Ferd. ft Son fond I
Monrose, L. /
Moritz, S. A. /
AGXNCY S8TABUSHBD 1865.
FSTSBF.PSSCVD,
SVCCaSSOR TO BARKBR * PSSCUD.
mi, 8I71S, MAsan avs isn
188 GRAVIER ST.
BEN. H. PRIN6
1 96 Gravier St.
Plcton, James /
PreTOStf James W«, Fire and
Marine Inuranoes
W. M. RAILET,
FIBE AKD HABZITE
AGENT AND BROKER.
Smith. Marshall J. A Co.,
Fire insurance
Terry. L. H./
Uhlom. C. L./ __^_
AUBURN.
Tordan, N. I. ft Co./
filler ft Latham/
>'Brion ft Hutchinson /
Ucfcer, M. F. /
AUQU8TA.
ilackington, O. N./tfmf /
>avis, Farr ft Co,/ and I
>owiiing, C. S. /
^wrence. Geo. W. I and a
dacomber. Geo. E. fond I
BANQOR.
(lake, Barrows ft Brown / /
attda
(raaford. Wm. H./, I and a
(rii^ht. Joseph M. I and a
airl>anks, H. N. land a
Tovrard. D. M./, /. m and a
[ubbard ft Boyd '
lelleber. VLfand _
Joiball, John S. and Son / /
awuia
IcChire, J. ^.fanda
earl, Chas. S./ landa
iclcer, John S. ft Son /and a
/i^gin, Chas- P. /, landa
BAR HARBOR.
orricT, Chas. C.
x-ant, Lyman ft Co.
BATH,
VsltY, Geo. H./ lamdm
x-osby, £. S,/anda
ux^cis, F. C. m
SLvenport, G. V,/andm
rSLke, J. h./andm
isber. Geo./
omphreys, J. H. ft D. M. /
c-r^, J. A. ft H. Q.jandm
i^s. Wm. B./l,m and a
r^ks, Francis W./
BELFAST.
^^ting ft TxtX^fand I
^tce, Jtjnes/andl
MAINE.
BIDDEFORD.
Garcy ft Randall /oiuf a
Garey. OtisT./
Gove. E. H./ land a
Nourse, John F. /
Stone, Edwin/
BOOTH BAY.
Boyd, Thos^
Kinniston, G. B,/andm
Marr.W.T. /,/««?«
BRIDQTON.
Bacon, M. C.
Brown, Thos.
Bumell. G. M.
Cash, Frank
Durgen, J. A.
Emery, Fred.
Gibbs, E. A.
Gibbs, F. C.
Ham, Frank
HiU. C. B.
Ingalls, A. W.
Knigbt, F. P.
Larrabee, H. G.
Quincey, Fred.
Shorey. F. W.
Stuart, Amos
Warren, W. W.
Woodbury, Chas.
BRUNSWICK.
Humphreys, C. C.f
Parks, George D./
Pennell, W.M./««//
Riley, Thos. H./
CALAIS.
Downes ft Currcn/
Lee. J. A. ft Son/
Nelson, F./andl
Wharf. Thos. E. ft Son, / /
andm
CAMDEN,
Perry ft Packard/, landa
Talbot. N. T. ft Son/and I
Wood.E. M./
SOUTSnV BlPAKTlCm
The LlTerpool ft&d
London and Globe
INSURANCE COMPANY,
Embrac4s the States 0/
Texas, Louitiaiift, MiMitisippi« Al»*
baiaa, Georgia and Florida.
Hbnkv v. Ogdbn, Resideot Sec.
CLAasMCs F. Low. Am'i Sec.
West, Douglass/
A. A. WOODS
General iDsmnce Agent,
184 Grayler St
ROBELINE.
Carter, Isaac F. /
HiU, J. H. /
SHREVEPORT,
Chase, Thos. li./andl
Currie, Andrew /
Johnson, C. B. /
Marburg ft Tibti/and m
Piesoott, J. H./andl
WATER PROOF.
Gorton, Jos, /and I
CHERRYFIELD.
Baker. Frank E. landa
Bartlett, A. H. landa
Campbell. Fred. I. landa
Milliken ft Campbell /andm
DEER ISLE.
Frink, E. A. /
Haskell, S. G./
SpoflFord. H. P.A./
EASTPORT.
Hume, C.W./««rf/
Leavitt, S. D. /, /. manda
Nutt.N. B./
ELLSWORTH.
Allen, Chas. A. ft Co., /and I
Burrill, Charles Cfandl
Fiske. George W. /and I
FAIRFIELD.
McFadden.E. W. ft F. TL^fandl
Weeks, Geo. G. /
FARMINQTON.
Currier, George l/i,fandl
Greenwood, Z. H./
Ormsby, D. V. B./
Voter, F.E./ai«f/
QARDINER.
Bailey, Augustus /«w/«»
Berry, Arthur L./, m, landa
Maxcy, Josiah ft Sons/and I
Morrell, H. K. ft Son /and I
Neal, W. B./ I manda
Stoddard, J. L./
HALLOWELL.
Davis, Farr ft Co, /and I
Perry. W. H./andl
LEWISTON.
Berchard ft Callahan/ <wirf/
Chamberlin ft Utt\e/andl
Conant, F. A. ft Co. /and I
Lydston, Wm./
Talbot, A. L. /
6s2
The Insurance Tear Book.
WLUSfE—Omiinued.
MACHIAS.
Lons^feHow, P. H./
Wilcfcr.M. H./
MECHANIC FALLS.
Bucknam, J. A. & Co./
Decoster, J. H. /
Gammon, E. A. /
Pttriogton, F. O./ amdi
NORTH BERWICK.
Austin. D. S./
Emery, V/m,/amiI
NORWAY.
Howe, Freclandy, I and a
Howe, Geo. R./ /and a
Rowe, A. J. a
OLD TOWN.
Alford. E. R./
Richardson, Willis/
Wilson.J. C./ai/a
PORTLAND.
AUen. Wm. Jr./tfM/M
Anderson, Wm. H. /
Aostin, Albert M. /
Boardman, J. M. /
Cannell. George C. iattda
Champlin, Augustas/
Coffin. J. H. & Co. /
Dewey, A. G. & Co. /
Dewey, George P. /
Donahue, B. C. /
Dow, John E. ft Co./
Dow, Sterling/
Dunlap, C. F. /
Fitsparrick, J. W. /
Ford, A. H. /
Ford, C. W. m
Foss, V. Richard /
Freeman, E. m
Harmon, H. A. ft Co./
LitUe. W. D ft Co. /and I
Loring. Prentiss /a»</M
McAlpine, S. H. /
Morse ft Pinkham/aiK/ m
Manger, J. W./7*i«fiii
Palmer & Anderson/
PhilUps, F. F. /
Rand, Nathaniel f
Rollins ft Adams/
Sinkinson, James /
Sparro<Mr, Warren & Co./
Stansfield. Chas. /
Stevens. J. P. /
Webster, Joseph H./
Woodbury, A. /
RICHMOND.
HaU, Wm. T./
Newell, C. D./
Southard, C. H. T. J./
Spaulding ft Stosat/andi
Whitney, Wm. H./
ROCKLAND.
Cochran, Baker ft Cron/andl
Erskine,A. J, /and I
Kallock, B.K./
Meservey, C. E./
Moffitt, C. G./andl
Smith. F. W. /
ANNAPOLIS.
Brady, J. R./
Brewer, Julian/ I and a
Brewer, N. ft Bro./
Gaaaaway, Louis G». Agent
New York Ufe
Goodwin. R. /
Ireland, John/
Jickling, Samuel/
Minnick, W. F. f
Moss, Robert/
Munroe, Jas. M. /
Munroe. J. E./
Porter, George /
Stockett, F. H. Jr./
Thompson, Guy f and I
WatheD, E./
Zimmerman Chas./
BALTIMORE.
Allmand A, GalUgJier,
Fire Insurance 391 Second St.
Birekbead Sl Son, Insurance
Agrs and Brokers 306 Second st
Baldwin, L. H. /
Bond, Thos. E./
Bowes ft Hall /
Bresee, O. F. ft Sons /
Brooks, G. W. /
Clark, D. A./
Coale, George B. ft Son/
Coale, James C. ft Cunningham
famdl
Cummines, O. M. /
Cunningham, Coale ft Co./
Dale, John T. /
DoFal E. B, A Co.. Gen'eral
Insurance Agents ft Brokers
Gantz, George C. /
Goddard, HenryP./
Greene, Benson M. y
HaD, G. W. S^aii/
Hatch, Alfred E. /
Harch, A. E. ft E. R./ iw aw/ «
MARYLAND.
Hughes, M. "Waxntr /and I
Holden ft Randall/
Hopper, S. W. T. ft Sons/
Jacoobs J. E. /
Keighler ft Kraft/
Landis, H. C. /
Iiawf ord A McKIm, Fire In-
surance
L'AlIemand, C. /
Luckett, R C. ft Son f
Markoe. Frank /
Marshall, T. W./
Mavry A Donaelly) General
Insurance Agents
Mclntyre, W. W. /
Miller, L. /
Miller, Robt. J./
Mitchell, R. H. /
MonUgue.W. I./
Mulliken B. F. ft Co./
Neale, A. M./amdl
Parker, E.G./
Polk. W. Stewart/
Poreell, W.H. 33 South Gay
St.
Reeves, Chas. H. /ami m
Richardson, George I. /
Bichardsoa, B. J. A SoMy
General Ins. Agts. and Brokers
Rippelmeyer, C. U./attdm
Saunders, J. S./oHdm
Schoolhaus. Daniel /
Selden M. 0./<mdm
Shackleford W. T./
Sirich, J. H. in
Smith W. A. /
Snell, Monroe /
Spice, Horace L./
Stewart, C. Morton ft Co. m
Telle, Henry/
Tamer. Jniol. Fire Insurance
Walker ft Taylo?/
War field, R. Emory/
Webb, W. P./«ii/
8ACO.
Carter, Geo. A. ft Co,/amdm
Dennett, A. A./
Kelly, M. H.f
Mcclain, S. /
Wiggin, F. B. /
SKOWHEQAN.
Dinsmore ft Bickford/ lamd^
Griffin ft Wentworth/ lamda
Jones, Chas. F./ Itmda
Merrill, U.l.loMda
Spring, M. H. /
Tuttle, Chandler/*
Webb, Geo. a
Wildes, W. H. /
THOMA8TON.
Carr, T, A. /I and a
Hanly. S. S. /
WALDOBOROUQH.
Creamer, W. B./ /. m and a
Farrington, E./
Howard. A. E. ft Son/; iamdm
WATERVILLE.
Boothby, W. A. R. «
Boothby, L. T. ft Smk/atdl
Bradbury. John B. /
Dayles,A. E./amT/
Mathews, Chas. YL/imdl
Ware, John/
WISCA88ET.
Patterson, Setb/
Taylor, R. H. T./amdl
Wenzing H. /
Wilkinson, W. S./ Itmda
Williams, J. Savage ft Co./
Wilson, F. W. ft Sons m
Wreaks ft Chubb m
Zimmerman, W. S. /
BEL AIR.
Alexander, J. J.
Ball, J. Harvey
Caimes, G. R.
Hofiman, Allen
CAMBRIDGE.
Bingley, C. V. /
Crdghton, C.N./
Dashiell, Edwin Jr./
CENTREVILLE.
Gibson, W. H./amdl
Keating, Frank/
CHE8TERTOWN.
Bolton, J. C. /
Boyd, H. L./
McFeely,W.H./«w//
Russell, L. B./midl
Urie.JohnD./
Westcott, N. O./
CRI8FIELD.
Hodson ft Hodson/
CUMBERLAND.
Hartsoch, H. H. /
Holzshu.J. H./a»//
Just, F. L.y
Lewis, A. K. /
Miller, D. P./amdi
Oftutt, F. M. /
Oliver. Jas. M. /
Pearce. Wm./
Shepherd, W. H. /
Zacharias, J. F. /
The Inmrance Year Book.
633
EA8T0N.
Sarle, M. T. G./«»rf/
^addawav, Geo. E. fond I
rliggins, M. yi,/andl
ELKTON.
::ieaser. P. H./
::row, Wm. C./a«rf/
Drennen, Manly/
ELLICOTT CITY,
Dorsey.J.W./
fierrmann, Chas. G./
IklcClellan. Thos. /
?etcr, Wm. B./
FREDERICK.
Birely. J. Wm. /
^laggett, Samuel/
[Cramer. Noah/
3oll & Albaurfi / •
?'reeman & thom^M/ and a
Hartsock. C. L./. ^«<Mftf
HAQERSTOWN.
Armstrong & Co./
Bitner, J. Irvin/gm//
ABINQTON.
::ook ft Coaehlan famdl
Rowland ft rauooe fond I
IValcs. George E. fcmd I
ADAMS. ^
Str«eter, H. S. /
Upton. Dan'l /
WeUington ft Btzby /
AME8BURY.
Briggs, Geo. H./tfurf/
[^hase & Johnson fond I
Rich, Robert/
AMHERST.
Srainard. J. C. /
Hunt. O. D. J
^cCloud, H. yi.Jmmdl
Parinenter. C. O. /
rhomas. Edward A. fond I
ARLINGTON.
FIflliard, ^^.f<mdl
Proctor, Abel R. /
Wellington, George Y. /
ASHBURNHAM.
EUchardson. W. H, J and I
Wing. F. \a, fandl
ATHOL.
:::oo1idge, AugusTus /
3oodspetd. 'ITjos. H. /
Flamilton, Andrew J. fond I
Wng, John L. /
ATTLEBORO.
;;:apronp Elijah fond I
llecd. E. R. /
;Ucbardson, O. P. Jr. fa$tdl
rorcyp F. A. ft Co. fandi
AYER.
\iinis, W. H. ftCo./
Bancroft, E. Dana /
tenner, Arthur /, Ian
rarbell, Peter /
BARRE.
DaaviSp J- F.
Wee, J. W.
BELCHERTOWN.
3ridgman, W. E. /
-onglcy, George W. /
flyman, R. W. /
5now, C. H. /
McComos, H. A. ft Co, /and I
Mitchell ft Edwards/, I and a
HAVRE DE GRACE.
Courtney. Holies/
Spencer, A. l>,/
Vanneman ft Cwnrcr/andl
LAUREL.
Bond, Thos. D. / / and m
Chew, R. ^.h.Zt.landm
Curley, James/
Herrman, Chaa. K. fond I
Warfield, Geo. 1, fond I
LONACONINQ.
Bowden, Chas. /
Porter, G. Eihs/andl
OAKLAND.
MitcheU, JohnT./
Thayer, F. A./
POCOMOKE CITY.
Dickinson, Wm. S. Sr./
Fontaine, Edgar/
Melvln. Chas, O./
Read. L. S. /
PORT DEPOSIT.
Hopkins, Robert C. fandi
Vanneman, Theo. J. fandi
SALISBURY.
Bell. L.S./4«irf/
Bell, W. S./
Cannon, Jas./
Nock. L. H. /
Rider. N.H./
Toadvine. A. G./
Truitt. R. K./
TOWSON.
Bowen, Henry L./
Mann. Wm./
WESTMINSTER.
Baumgartner, John J./
Manmng, Richard /
Mathews, G. W./
Shriyer, Francis/
Shriver. Jtaaes/andi
Smith. James E. /
MASSACHUSETTS.
BEVERLY.
Gordon, W. R. ft Co. /
Lee. Chas. F. fandi
Lefavour. Issachar /
Mumey, John M. /and i
Porter. Samuel /
Stone. Samuel H. /, ianda
BOSTON.
Andrews. Edw. R. /
Anthony, A. C /
Appleton. Sam'l /
Babby Creorge W. Jr., Man-
ager N. E. Dept. Northern
Assurance Co.. 27 Kilby st.
Baohe A, Smithy General
Agents N. W. Mutual Ufe, 8
Exchange place
Barker, E. S. /
Barnard Bros. /
Beattie, Wm. A., Fire and
Marine Ins.. 26 Exchange
Place
Binner, Geo. H-t Fire In-
surance Agent and Broker. 35
Congress street
Bolt, R. A«9 Fire Insurance
Brewer C. ft Co. /
Brewster* Wm. H. Jr.,
Ins. Agent and Broker. 17 Ex-
change Place
Brown, Snmael W., Fire
Insurance. 91 Water street
Bruerton, Jas. /
Buchanan ft Burr /
Bollard, Alfred M., Ins.
Agent, 50 Congress St.
Clarkncb H. Hatbs
LORBIZONRstHATESACOH
S'IRIG INSURA-NOIC,
Boob Vo. 8 Huoft BoUdlBi, Blby M.
A— nhiiSw FiRB Office.
Burke, Chas. S. /
Calef, B. Sm Manager N. Y.
Life Ins. Co.
Capron. G. /
Carpenter, G. N. /
Carpenter, George O. A
Son, Insurance Agency. 13
Central St.
Carter, C. W. /
Chester ft Hart /
Clark. C. /
Coffin, C. W. m
Coffin. H. P. c
Couthouy. W. A./andm
Crowell, Nathan /
Darling. H. E. /
Drouet, Chas. /
Dyer. W. H. /
Eddy* P. Em In«i«nce
Agency, 44 I^by st
EUison, CooUdge ft Co. /. m
BndieoU Sc Macombor,
Managers Employers Liabil-
ity
Foss. F. J. /
Foster. N. Jr. m
Foster. N. Jr. ft Wise /
Fowler. A. G. /
Freeman A Vinton, Ins.
Agents. 32 Kilby st.
Gardiner. Gerald A. /
Gooding, F. L. c
Goodman. J. ft Co. /
Gregerson, G. W./ mandc
Guild ft Eastman /
Hatch ft Woodman ianda
Hedges ft Hodges /
Holden, C. W./a»//
Holiis A Snow, Insurance
Agents, 35 Kilby st.
Holway. D. N. /
Hopkins, C. A. /
Hoveyft Fcnno/
Jacobs. R. G. /
JORDAN, LOVETT& GO.
AGENTS OF THB
Greenwich. Detroit Citixcns and
Fidelity F. ft M. Int. Cos.
DISTRICT AGBNT8 OF THB
Liverpool ft London ft Globe. Oueen,
Phenuc, Massachusetts Mutual, Ins.
Co. ofNorth America. Pennsylvania
and National Fire Ins. Cos.
Fadlities for placing larae lines and
Special Haxards with ReHable Com-
oanies that accept risks in the
51t1J^NTIC COXST STATES
only through this oflice.
Kellogf, C. W., Eastern
Mgr. Firemans F;and of CaL
634
The Inmtranoe Year Booh.
MASS., Boston— C^/.
Kilbanit D. W., Gen'l Agt.,
Conn. Mutual L. Ins. Co., 173
Devonshire st.
Marsh, F. /
Masters. F. W. /
Mercer & Whittemore /
Nivcr. J. B. /
OBrion, Thos. L. /
Osborne, E. H. /
Paige, Joho C, Resident
Manager, City of London Ins.
Co.^ ao Kilby st.
Patridgre & Macullar/
Pbelps, F. S./a«/#i
Phelps, J. T. /
Plympton & Bunting /
Pitman, JLnther G*. Man-
ager U. S. Life Ins. Co., 15
Sute St.
Porter, C. H. /
Porter, J. W. /
Reed & Bro. /
Reed, Wrn. Garrison, Fire
Ins. Agent and Broker, 35
Kilby St.
Roberts, C. £. i ^
Rothery, J. J. E. /
Sawyer & Blake/
Scull 4c Bradley, General
Ins. Managers, 85 Water st.
Smith, Amos D. 3d & Son /
STEARNS BROS.,
GENERAL
INSURANCE AGENTS.
12 Central Street.
SteTena. Frank H., General
Agent, N. B. ft Mercantile Ins.
Co.
Sweetaer, Fraak E,, Agent
Del. Mutual Safety, aa Broad
street
Tay ft Bennett./ aandm
Tmple, Th08. F., Secretary
Dorchester Mutual
Vinton. H./atidm
Warren, Nathan /
Washburn, Isaac f
Wheeler, W. A. /
Whitney, E, ft Co. *i
Whitney, W. G. c
Winne. J. F. /
BRAINTREE.
Belcher, C. A./;/«Mfa
Hollis, S. W.
Monk. H. A./
Simms, Andrew J. /
Thayer, E. F. E. / .
BRIDQEWATER.
Holmes, Lewis /
Leonard, Philander D./owif/
Lowe, Lewis G. ft Son /'attdl
Tooker, Joseph /
BROCKTON.
Broadbent. Geo. /
FuUerton, C. D. & Co. famd I
Hancock, P. B. ft Co. /
Kingman, R. P. /
Laws, Alfred, /-and/
MeUen & Leach /
Packard, R. E. & Co. /
Packard. S. F. ft Son>
Puffer, L. W./
Swift, Stephen /
^Tiompson, W. M./
BROOKFIELD.
Davis, Levi /
GoodellBros./
Tefts, Washington f
BROOKLINE.
Abbott. H.E. /,/««/ «
Carpenter, Geo. N. /
Joyce, Geo. F./
Lincoln. William ft Son/
Sears. W. B./
CAMBRIDGE.
Bird, H.ftCo./
Bumham, E. & Co./
Crosby ft Storer/
Fairbaim, J. R. /
Hancock, C. E. >
Hastings, W. B. ft Co. /
Hincks. Edw. W. /
Mahady, J. /
Osbom. H. fc./
Pennell. J. F./
Pcrrigo, L. J. yam//
Roy, Jas. McD. /
Sawyer, J. S./
Thurston, Chas. H./
CANTON.
Doody. Bartholomew/
Bird. Robert/
Capcn, S. W./amll
Honn. D. T. /
Hohnes. F. E. /
Saunders, G. W. f
CHELMSFORD,
Parkhurst. George A. /
Warren, E. H. /
CHELSEA.
Gould, Jesse ft Son/
Holden. C. W./tf«//
Loring, I. W. ft Son/
McCann, James A. /
Merriam, Charles A./
CHICOPEE.
Drisool. C. J./
Fcriy ft White/
McClench. W. W./
Patrick, J. ^,/andl
CLINTON,
Burditt, A. A./
I, J, W. /
Corcoran,
Dame, J. T. /
Dietzraan, VL.f
Dinsmore, C. M. fatid I
}Aemck,S.R./andl
Stevens, Chas. G. ft Son /ami I
Thissel, J./
COHASSET,
Beale, Herbert O. /
Lothrop, J. O. A. /
Pratt A./
Tower, Abraham H. /
CONCORD.
Barrett William /a«//
Brown, Samuel W./
Bush, W. M. /
DALTON.
Barton, Henry A. / cmd I
Brown, E. L./
Clark, Wm. B./
Kittredge, Jas. B./
DANVERS.
Pope, G. P./
Tapley, George /
DEDHAM.
Ames, William /
Hildreth ft McQuillen/
Morse, E. S./
DUXBURY.
Green, Alfred E. /
Swift, J. W. /
EAST BRIDQEWATER.
Keith, B.W./
Nutter, F. C. /
Nutter, I. N. /
Whitmarsh, E. S./
EAST DOUQLA8.
Hammond, J. C./amdl
Thayer. A. J./
EASTHAMPTON.
Baldwin, L. N. /
Barron, Miss E. E./
Hill ft Wainwright//«iNr a
Koenig, Emil C. /
fiASTON.
Hayward. E. B. /
Reed, Chas. H./
EVERETT.
Cannell Bros. /
Gleason. L. W. ft Son/
FAIRHAVEN.
Dean, Geo. E./
Jenney, Miss Addie /
Tobin, R. F. /
FALL RIVER.
Anthony, Arthur /am//
Borden. Isaac/
Cook, OiiA8. C, 451 ^^
Main st.
Dunham ft Traffi>rd /
Durfee ft ChBoc/oMdm
Greene. Wm. S./
Haifords, G. M. ft Co./tf/«
HaU, James L. /oik//
Hood. A. H./
Mason. Wm. H./ load*
Mills ft Harrisnn/
Shaw. Edwin/
Shepherd, J. M. Jr, /and I
Slade. John P. ft Son/ land*
Slinn, Jchn famdi
Vcatal, T. R,/amdI
FALMOUTH.
Burgess. C. S^
Clarke. Geo. E./
Clarke ft Robinson/
Swift, F.J. C./
Winslow. J. D. /
FITCHBURQ.
Baker, William/
Childs. S. A./tf«//
Currier, F. C. ft Saa/tmdl
Jones, Robert M.fatidl
Kirby ft Putney /««//
Lockey ft AlUson/
Mason, Chas. f
Plimpton, M. F./««//
Upham, N. C./am//
Upton ft Willis/
FOXBOROUQH.
Carpenter. John T.y
Carpenter. R. W./
Hodges. C. W./
FRAMINCHAM, SOUTH.
Adams, J. S./
Qark, W. E. ft Son/
Estv. Fred. M./
Judd, Burtis/
FRANKLIN.
Bullock, H. M./
Freeman, James M./
Morse. J. A./
Ruggles. H. E. /
Stewart. Charles W./
Whitney, S. B./
The IfiBuranee Year Book.
635
fi]
GARDNER.
Mack. R. W. /
)ann & Dunn/ I and a
WgeU, Charles N./
'iercc, Charles F./
GLOUCESTER.
)olliver, WilKam P./
^cars, Robt. R. /"
^oDansbec, H. t,f<mdl
laskell, H. C. L./
itacey, S. A. & Son/
iteele, George/
tory, Cyrus/
GRAFTON.
)odee, Jos. A. /
'aullner, Winthrop/
Iske. David L-/
icott, John B./
GREAT BARRINQTON.
oynor, H. Cf
Vbeeler, John C./
Vright, Frank H./ /<nuf a
GREENFIELD.
niapin & Williams/
ileason. Albert M. /
^yons, Samuel J. /
Caulback. G. H. fond I
ihepard, E. S. limda
pnng, John F. fand I
Inch, F. H. /
Vashbum. W. N. /
Villiams, Gorham u./andi
HARWICH.
U>gers. Sullivan W. /
»mall, Samuel /
Veekes, A. L./
HAVERHILL.
^ms, Edward F. /, I and a
Ldams, J. Fred, fmd I
^rankle, SoocB/andl
ioodell, Walter S. & Son /
Cerrigan, A. P. J. /
Umball. N. S. a
»age,W. H. fond I
hinby, T. W. latda
Imith. J. F. /and i
jpaulding. L. V. /
fittum, w. S./andi
Vild.John /
HINGHAM.
:orthell. J. K.
Pushing, Alonzo
>eymour, C. W.
Lincoln, F. H.
jonng, E. B.
HOLBROOK.
kdams, John /
Lincoln, Chas. W. /
Jnderbay, John/
HOLYOKE.
ieserer, L. T. /
)lake. J. R. /
:ampbeU, F. U. /
narke. E. C. /
>avis. A. M. /
)oyle, Jas. & Co. /
iarobine. B. /
Johnson, R. B. & Son /, iatida
Tudd, D wight O. /, I and a
^udd & Parsons / landpi
.vnch, J. T. /
liagna, A. 0,Janda
4una, John C. /
)Lcary. J. J. /
>artrid|:e. Fred. F./
fpaul --ing, C. C. /
rolman, C. T. /
Troope, Harvey M. a
Underwood. Porter/
Winkler, Henry/
Wolcott, C. B. /
HOPKINTON.
Bliss. E.D./tfKrf/
Hemingway, Geo. L./
Whlttemore, J. /
Woodbury, A. H. /
HUDSON.
Joslin, James T. /*
Stratton, Daniel W. /audi
Welsh, Josiah S. >
Wood, C.A. ftCTo./
HYANNI8.
Bacon, Mrs. C.
Hall. J. R.
Hall. J. T.
Hallelt, G. W.
Thacber, Frank
HYDE PARK.
Brown. L Z./md I
Bunton, H. S. /
Chapin. Chas. M./oiMf/
Faunce, Thos. E. /
Gilson, J. E. /
Keating, John F. /
KoUock.Wm. B./
Norris & CortheU foMd I
Terry, Henry B. /
IPSWICH.
Bell.W. K./
Coggswell. Theo. F./
Wait, N. R. /
LANCASTER.
Frost, Nicbolas/AKf /
Merrick, S.R./
LAWRENCE.
Bevington, Thomas famd I
¥tLy,A.Wi./andi
Kilbride, John J./ and I
Mack, A. E./
Murphy, J^mes/tPtdi
Norwood, John KL. / and I
OSullivan, J. T./oii^/
Parker, J. O./
Pippig & Mathes/
Rowe, Walter R./
Stannard. James H. /
LEE.
Chaffee. J. C./«ttf/
Pease. M.H./tfjw//
Sparks. A. C./
Wright. E./
LEXINGTON.
Taylor, George W. /
West, Charles T./
LOWELL.
AMott, Edward T«, Fire In-
surance
Beardsall. Wm. /
Bourbonniere, Avila /
Butler, C. C. /
Church, H. C. & Son,/ land a
Cobum, Charles/
Coburn, G. W. & Son/
Coleman, John B./
Cook, S. W. /
Dickey, Thomas L.
Dixon, James M. /
Dudley, D. E. /
Eaton. Chas. V/./andl
Kilgore, J. M. /
Lawrence. Geo. A, /and I
Lee. Thos. C. /
Marr. Herbert E. /
McGeever, Thos. W. /
Merrill. Frank M. /
Metcalf&Haxen/
Norcross, N. W. &Co./
Quin, Samuel /
Saitelle, Edward J. /
Sherman, F.W./aj»rf/
Swift. John B./
Trueworthy, J. B./
Tucke. E.M./
Wallace, Daniel R. /
Walker, Daniel /
LYNN.
Baker, Marshaman ft Baker /
andi
Boardman & Insalls/tfwtf /
Friuell, Frank H./
Hall&Newhall/aiM//
Knight, Thos. B./
Lewis & Newhall/
Mudge, Frank N./
Newhall, Howard Mudge/ omf/
Newhall, Israel A./
Pitman & Breed/
Pool. W. D./tf»//
Porter, Thomas F./
Silsbee&Geer/«Kf/
Silsbee. Jas. B./
Thompson. Waldo & Son /and I
Ward, Benjamin A./
MALDEN.
Allen,J.W./«Kf/
Badger, Chas. H. /
Barker, E. S. /
Crosby, C. W./
Dennett, Chas. E./andi
Holden, J. P./aw//
Howard, C.W./«w//
Sabine, E.D./
Sawyer. Moses/
Serrat.W. D./
WiUard, F. J./
WiUiams, W. G. /
MANSFIELD.
Copeland,W.A./
Perkins, Howard/
Reed. E. U./andl
Shepaid, S. C./
MARBLEHEAD.
Carroll, Lewis /
Hathawav. D. R. & Son/
Trefry. Wm. D. T./
MARLBORO.
Ballard, E.O./
Barnes, Wm. /
Fay, Heman S. /
Holyoke, Charles F./
Warren, W. M. /
MAYNARD.
Balcom, Asahel /
Fenner, Arthur /. I and a
Wood, C. A. & Co. /
MEDFORD.
Goodwin, J. O. /
Green, Darius A. /and I
Ober, Joseph E. /
Stetson, Geo. y/,/and I
MEDWAY.
Fisher, M. M. & Co. /
Messinger, C. H. /
MELROSE.
Famsworth, Geo. W. /
Hanaford, J. L. /
Leighton. Royal B. /
Lovejoy, S. A. /
Selee.N. P./
Stevens, Walter C./
Westgate & Johnson /
636
The Insurance Year Book.
METHUEN.
Lowdl, Fred A. /
Pftrker. Jas. O. /
WaU. J. T. /
MIDDLEBOROUQH.
Alden. J. F. /
Collins. T. C. /
Harlow. F. A. /
Robinson, £. /
Ryder. T. M. /
MILFORD.
Harward. Wm. A. /
HoUbrook. L. /
Hoyden. Lewis /
Pteker. G. G./
Putnam, Jas. H. /
WUkinsoo, A. T. /
MILLBURY.
Goddard, Ira N. /
Herrick, Leander F. /
Soathwick, W. C. /
Wakh. J. F. /
MILTON.
Bitpham, E. J. /
Brack, Charles /
Buck. Charles /
Pdpe. H. Arnold /
M0N80N.
Morris ft FarringtonyMMT/
MONTAGUE.
Chenery. Isaac/
NANTUCKET.
Barney. M. /and I
Brock. Albert C./<»u//
Folger, David/tfii^/
Macy, Geo. W. /
NATICK.
Blaney, Alexander /
Burleigh. O. H./amdl
Farwell. R. £. & Son / I and a
Forbnsh. Jas. M. & Co./
^ NEEDHAM.
Eaton. Geo. E./
Greenwood, C. C./
Tisdale, Geo. W.&Sm/mid I
NEW BEDFORD.
Brock, Jerhro C. /
Cook, Samuel H.f, landm
Cornish. I. S. ft Son/ and I
Ellis, Jonathan W./
Grinnell. L. k Co, f, I, m and
James. Thomas M. /
McKowen. E. F. /
O'Heam. Wm./"
Priestly, George /
Tillinjhast ft Alden /
Van Campea. Yi.fandl
Yoric, Geo. A. /
NEWBURYPORT.
Brewster, A. M. /
Brewster, Wm. H., Jr. /
Brockway, Chaa. J. /
Chase, Wm. E. fond I
Dame. Luther/
NEWTON.
Barnes, E. F./
Bennett, R./
Holman, E. /
Hyde, J. F. C./
Murdock.F./
Safford, Henry G. /
Young, Wm. B./
NEWTONVILLE.
Fuller. J. Cheever/
Rowe. Richard/
NORTH ADAM8.
Cesana, Cesar/, /, aandpg
French, George /
Hamer, George /
Lyoch, Thns. D. /Muf/
MUlcr. G. F. ft Co. /
Tyler, E. D. ft Co./
NORTHAMPTON.
Fuller. S. B./
KeUogg. J. M./
Nutting. A. F./
Pierce. C. H/fandi
Turner, J. M. /
Walker, OUver/«in//
NORTH ATTLEBORO.
Albro. J. C.J
Parker. A. T. ft. Co./mndl
Rice. H./
NORTH BROOKFIELD.
De Land. L. P. /
Smith, Frank A./ l^ptdm
NORWOOD.
Clary, Thomas E. / and I
Gay. George W./
ORANQE.
Bement. J. R. /
Chase. R. D./
Licoln. Wm./
Newton. l%me\fandl
Shattuck, A. L. /
Stone. D. ft Son/*
Whipple, Geo. A./"
OXFORD.
Barton. S. R./
Willis, S. dr./
PALMER.
Ely, Geo. W./, / and a
Taft, S. S./
PEABODY.
Chadwick, O. K&Co./anda
EWigott.M, J, /and i
Famham, Frank E./
Merrill. Alben H./andl
Stone, Chas. E./"
PEPPERELL.
Annis. W. H. ft Co,/ and i
Blood. L. P./
Boynton, J. L./
Hutchinson, C. D./"
PITTSFIELD.
Coombs, £. J. /
Flanagan, E. F./"
Hamer ft Stone /
Learned. T. H./
Parker, F. S./
Sloper, C. W./-
Steyenson, J. M. ft Co./
Tolman. Wm. /
Wilson ft Read f
PLYMOUTH.
Danforth. W. %,/andl
Davis ft Dyer/ I and a
Haith»w^y,B. A. /and/
Morrissey, Herbert/
StoddMtf. L N. ft Son /and I
PROVINCETOWN.
Giftord, James /
Giftord, M. N. /
Giflford, S. S./
Nickerson, Lewii / and m
Swift, R. W./
QUINCY.
Carter, Chat lesW./
Hardwick. John ft Co./
Howland. Charles A. f
Howland. Edward P./
Porter, Charies H./
RANDOLPH.
Belcher. J. White
Mann. Seth ad
Wales. Geo. W.
READING.
Bancroit. Lewis M./
Bosson, Harry P./
Coridns, Chas. R./
Wigfatman. Wm. H./aadl
REVERE.
BlackweU, C. F,/
Putnam. John H./
ROCKPORT.
Appleton. Zeno A./ Im^n
Parsons. Alfred/
Tarr, J. Truman ft Ca/
SALEM.
Batchdder. A. ^./nndl
Colby ft Jones/
Dalton. J. Fnnk/andi
Daniels. George P./
Fogg.J.A./««rf/
Formss, A. A./«jirf/
HUl, Wm. M./
Hyde. Wm. L./
Johnson. Thoinas H./
KendaU. W. H./
Nichols. Charies S. ft Ca/
Northey. William/
Odell. Charles ft Son/
RusseU. Beni. W./
Ticraey. P. F./
8ANDWIOH.
Chipman. Geo. N. /
Pope. Ftederic S. /amd I
Pratt, Ambrose E. /m^ «
SHEFFIELD.
Cowles. Mrs. M. E./
Roraback, Jas./
Wickewire, T. C. fand I
SOMERVILLE.
Booth. Job /
Crane ft Woods /
Davis ft Briggs/
Hatch, Arthur T, /and a
HUliard, R. W./iw//
Lapman, F. D./
Ubby H. ft Son/
Libby, S. H./
McCoy, Geo. M./
Morgan ft Coison/
Muxsey. Wm, A. /
Perry. O. H. ft Co. /
Porter. H. L. /
SOUTHBORO.
Newton, Dexter/
Whimey. D. S./andi
SOUTHS RIDGE.
Lltcfafiekl. J. F. B. / /oaia
PhUUps, E. M. ft Son/ iands
SPENCER.
Craig, Geo. A. ft Co./
Stone, Emerson /m^/
SPRINQRELD.
Casey. A. B./
Childs, A. P. /
Clark. J. G. /
Cowles, O. L,, I and a
Empfage. A. J. /
Fay. S. B. /
The Insurance Year Book,
637
^ler, W. A. & Co. /
lilmore, H. G. I and a
ohnson, J. L. /
udd.F.A.//<]iK/tf
Jug, J. B. /
add, Bros, ft Co./
yncbon ft Stickney /
laiisehausen, J. C. /
ennie, Z. C. ft Co. /
tmoods, H. K. /
utton. G. H. /
/aite. L. R. /
/aniner. S, C./
/ilcox, E. C. /
bung, F. R./
STOCKBRIDQE.
>unham, H. J. /
enn, D. B. /
lynn, M. /
8TONEHAM.
almore, Onslow/
WW, Atom f
jmb&li, James D.y
mith, Heory K. fond I
ircrtscr, Warren F. /
8TOUQHTON.
twood. N. D./a»»rf/
ritton. HearjW,/amli
lodges, Samuel w. /
aul, Abram C. /
albot, Jabex/
nckcr. Horace S./and/
8WAMP8COTT.
itmaD, Luther G. /
timpson, D. P. /
'hompson. Waldo & Saa/amii
TAUNTON.
nggs, Andrew S. / / ami m
[ammond, J. C. fcmdl
lodges. A. B. & Co. /
ackson. E. T. & Co. /, / <mdm
•eonard, M. B. f
iSnzj.G.A^/oHdi
proat, Alfred B. /
i^iltiams. S. A. ft Co. / /a»/M
TURNER'S FALLS.
lienery, I.
>ana, W. S.
(cIlYene, John
UXBRIDQE.
rreene, Chas. W. /
bbbs, Geo. T. /, ^amla
•ntnam, A. A. /
aft, Chas. A. /
WAKEFIELD.
:rocker, Wilbur C. iamla
lartsfaome, Charles F. /
Hayden. Frank W. /
Kimball, Samuel /
Mansfield, Joseph D. /
Southworth, P. S. /
WALPOLE.
Boyden, Warren Jatidl
Morey, Geo. P. /
WALTHAM.
Bergin. Michael/
French, Clarence F. /
Johnson, Wm. H. /
Lathrop, A. J. /
Tisdale, Fredk/
Viles, Daniel F. /
WilHams, D. W. /
Yettcr, Jos. H. /
WARE.
Madcalf. Wm./. /a«f«
Robinson ft Ijkwtonftmdl
WARREN.
Hitchcock. Chas. S. /
Lincoln. Wm. ft Co. famdi
WATERTOWN.
Farwcll. Wm. E. /
Gleason. Sam'lS./
Ingraham. W. H. /
KeUen. Wm. /
WEBSTER.
Barton, S. R. ft Co. /, Itmda
Fletcher, Wm. W. /
Johnson, Waldo /*, iamia
Lamb, Liberty /and /
WE8TBORO.
Fairbanks. John W. /
Howard, Chas. H. ioMda
Nonrse, B. A. /
Reed, W. A. /
WESTFIELD.
Foote, Wm. H./
Fuller, Henry/
Lyman, Herbert/
RobiDSoo, R. B./andl
Towle, O. C. /
Whitney. M. B./
WEST NEWTON,
Barbour ft Hatch / /and a
Bennett, Robert/
King, H. F. /
WEYMOUTH.
BickneU, Z. L./
Cook, Louts A. /
Crane, Chas./
Jordan, A. S. ft Co. /amdi
Sherman, Emma W./
Tirrell. Henry A. /and /
WHITMAN.
Allen, C. F.
Bates. H. A.
Brown, Everett
Howland ft Faunce
Sanle, Geo. D.
WILLIAMSTOWN.
Patdson, J. D. /
Smidi, CM./
Waterman, George B. /
WINCHENDON.
Bancroft, Chas. A. /
Barnes, D. H. /
Crain, R. D. /
Greenwood. S. A./
MerriU, E. S. ft Son /ami I
Whitney, A. H./
WINCHESTER.
Brewer, Wm. H. /
Kimball. Daniel W./
Nourae, F. H./
SpuiT, Qeo. W./
Stone, Jos. /
WOBURN.
Adams, Chas. D. /
Carter, John R. ft Co. /
Conn, Horace N. /
Goddard, S. B. /
Grammer, Wm. I.ftmdl
HiU, T. H. /
HiU, W. W. /
Horton, S./
Maguire, J. G. /
Porter, B. T. H./
Swain. W. H. /
WORCESTER.
Allen, Justus E. /
Barton, 8. R., Sec. Worcester
Manufacturers MuL Ins. Co.
Bowker, Chas. H. /
Chaffee, A. H. /
Crowell, J. F./
Currier, A. N. ft Son /
Eldred, E. ft Co. /
Grant. C. E. /
Harrington, N. A./
Harris. E. K, fond I
Hopkins, F. F. /
Ingraham. E. P./
King. S. E. /
Longley, E. E./
Monroe, A. C./
Pedgrew, D. L. /
Tatman, R. James j
Tucker. C. D. /
Wasbum, Willis ft Green /
Whipple, Franklin /
WRENTHAM.
Carpenter, J. E./
Coleman, A. W. f
ADRIAN.
Lyres, George W./
lennett, Alanson/
tennett, Geo. L./
:ole, H. M^
:ondit, H. X>,Jandl
Isber, Howard/
iilkcy. J. R. /
lelmc, J. W. Jr./
lough. F. J. /
wnapp. F. H./ I and a
x>offlis. Heman/
•leyer, Charles /
filler, C. R. /
»ayne. F. R./
lobbins. R. B./
rhompson, WilUam B. /
Vinnie. J. C./
MICHIGAN.
ALBION.
BidweU. Wellington /
Crittenden, H. M. /
Davis, O. L. /
Degring, H. M./
Eslow, J. C./
Gale, A. S./
McCutcheon, A. L. /
Peabody, O. H. P./
Sheldon ft Robertson/
Townsend, L. C.famdl
Weeks. M.D./
ALLEQAN.
Adams, Vl.famli
Marsh, H. F. /
Stanley, H. E./
ALPENA.
Kelley ft McDonald/ a, atidm
Luce. B. F. ft Son/, /, m ami a
WiUiams ft Uonc/ami I
ANN ARBOR.
Beal ft Pond/
Boch, James R. /
Frueauff. E. K./
Hamilton, A.V/,jamli
King, Zina P. /
Mack.C./
Millcn. C. H./
Oesterlin. E./
Pistonus, Fred./
Pond, E. B./
Sessions, J. Q. A./
Whedon,W. W./fl«?/
638
The Insurance Year Book.
, Fred. E. /
rt.A. L./
J. F, L./«irf/
AU SABLC.
Henry & Coniville/
Hill, Gnnfer/
Jahroiu, Ciias. A./*
McCutcheon ft Elliott /
Pierce ft Philbrick/
BATTLE CREEK.
AUen, L. J. /
Bartfett, C. E. /
Beach. M. G./
Eaves, £. E./
Hayward, J. L./
Hoag. W. C. ft Co, /and I
Hubbard. H. H./omf /
LyiooD, C. E./amdl
Palmer, C. A./
Simoos, D. C. /
WiMlow. H. C./
BAY CITY.
Bris^bam ft Ttakjerf
Corwin, James B./, iamia
Drake, John fofid I
Frank, E./
Goescbel.!./
Hood, George F./
Knaggs ft num /, lamda
Foktt Bros. /amd I
Shannon. D. ft Bro./
Spear. Fred.
Stewart, ' '
Wands.
BENTON HARBOR.
Hunter, Vi.C. /and/
Plummer, A. /
Hitchcock. W. M./atidi
Rounds, B. F./
Scrimger, J. D. /
ValenUne, G. M./
BIQ RAPIDS.
Burtcb, H. F./
Fulkr, C. C./
Mosher. Minnie/
Roben ft Bennett /
ThraU. C. H. /
BLI88FIELD.
Carpenter. J. /
Sheldon, O. F./
BUCHANAN.
Dick. John C./
Palmer. W, K, fond I
Rodgers. Robt. H./
CADILLAC.
Chittenden, C. C. /
RusseU. C. E. ft Co./
Sawyer ft Bishop/
CHARLOTTE.
Culbertson, B. J./
Dodge. M. C./
For. G./
Meade. Geo./
Parkhurst ft Rowley /omT a
Sherman. C. W. /
CHEBOYGAN.
Humphrey, Geo. P./
Lyons. Norman /omf/
Taylor. Sam'lH./
COLDWATER.
Dennis ft Starr/
Evans, John /
Fisk. L. D./
Jackson ft sannders/
Jackson ft Starr /
Legg, C. N. /
Nichols. Egbert /
Nichols. P. P./
Palmer, Liburn P./
Parkhorst. JohnG./
Soaulding. C. A./
Van Blarcum. w: S./
Warren, J. H. D./
DETROIT.
AberleftFox/
Amberg. Lee/
Amdt. A. F. R. /
Bailey ft Huntington /
Barry, C. H. /
Bayer, Martin/
Bierce, N. A. ft Son/
Biackman, F. H./
Bradley ft Merwin /
Bundark, Alfred/
Burton ft Sou/m^m
Chandler. Geo. W./
Clark, E. C. D./
Clark. J. J./
Clark.C. L. ftCo./
Coulter , A. P., Sec'y Detroit
Mfr. Mutual
Davenport. F. O./
Doan. Heoiy F. /
Duvemols. F. W./
Early. Michael /
Empey. Henry/
Erwin, John G./omTm
Ferguson ft Grant /
Fox ft Rally /
Gage, Wm. T. /
Goodrich Bros. /
Goodrich, M. H./
Guenther, Fttd,/
Harbeck, Eugene/
Hart. iMBMc/amdi
Hssbaugh. D. F. /
HaskeU. Homtio/
Hawkhurst. W. F./
Hodges Bros. /
Hohnfs. H. G./
Holmes. Hugh A./
Jones, J. A./
Kopp. Firmin/
Kreck, Florence^
I^kie. John /
laadMTy A. 6.. Ffare and Life
Insurance. (^3 Giiswold st.
Margab. Lewu/
Marx, Arthur/
Michigan Inspection Buieau /
Moore. C. WT /
Munaon ft Zimmerman /«iMf«i
Ohms. Henry /
Parker ft MiUen./<Mu/M
Parkinson ft Bonninghausen/
Partridge. Geo. W. /
Partridge ft Spencer/
Peltier ft Belanger/
Ralph. P. J. ft Co. /««/«•
Russell, Chas. P. /
Saenger. Alex./
Schmemann. Karl/
Scbulte. A. ft Son /
Sterhng. J. T./
StoU. Julius/
Thomas. J. H. ft Co./
Thomson. J. C. /
Thompson. J[. W. /
Vemor Bros./aMP /
Vemor. F. A./
Ward. EbtT/andm
Watkins. G. A. /
Whitaker. B. ft Saa/amlM
Whitman. M. L /
Worcester. Im f and m
Wunch. Henry /
DOWAQIAC.
Becraft. Julius O./
Lee. C. T. /
Lyle. Frank/
Michael, Henry/
Sweet, Chaxles E./, laaii
Wooster. John f
DUNDEE.
Cheever. Jamesy
Corbin. B. J,/
Hendricks. B. W./
Wilkerson. H. A./
EAST SAQINAW
Brown. J. F. ft Son/
Ferguson. Frank A/ laaim
Fey ft Gable/
Kiiby. BlakelT/-
McBain. Wm. ft Sob/
McCall, J. G./
Moffit. W. J./
Sdiupp. Augustus/
Strin^am. Joeeph Jr./
Zimmermann. F. C./
EATON RAPIDS.
Cobb. C. S. /
Corbin, John M. /
Dutton. A C. y
Hamilton, H. H. /
Harwood. L. y
Osborn. A./amdi
ReynoMs. T. l^.yamdl
Stirling, W. F. ft Bio. /ail
E8CANABA.
Northrup ft Northrap /
Sibson. W. T. /
Van Qcve ft ^Ierriam /
FENTON.
Barlier, Geo. W./
Gorton. F. /. /. a cmdpg
Latourette, H. B./
Millard. Walter /Mtf/
PhttUps. Chas. H. /
TinlEen. Clareoce/
Turner, Chas. H. fanda^
Wilmot. George famdl
Wood. AW./
FLINT.
Algoe, J. /
Chase, Z. /
Denham. G. L. famdl
Durmnt ft Whitehead fadl
Henderson, L. H. y
HicockftSon/oN^/
Mathews. W. C. /
Newall, Geo. E. fwitdl
Townsend. J. H. /
Turner, E. C. famdl
VanVleet.J.ftSon/
Warner, Lake f
WUlisoa, L. G. f
FORT QRATIOT.
Garbutt. Fred. K. fmmda,
GRAND HAVEN.
Danhof, J. J. Jr. /
P£aff, John A. /. Immd*
Watson, V. L. /./, «m/«
GRAND RAPI08,
Aspiowall. S. F./
Bunrmann, Henry M. ft Co./
Burtcb, H. F. /
Calkins. Chas. W. /
Crosby, J. S. ft Co- /
Fox. P. V. /
Gallup. James /
Gnuiger, A. M., Secy. Uc
u£Bcturers Mutual
Grinndl. Henry ft Son /
Grinnell ft Fowler /
Heath ft Bates/on/ /
Holden, E. G. D. ft Sons /
Hunt ft Davis/
Loettgert, F. famdl
The Insurance Year Book.
<>39
Jinii, R. B. /
Kee, J. A. ft Son /*
vsmith Bros. /
well. Geo. H. /
irsall & Doty /
rkins & Mason /om^ /
ivin, L. S. /
'iiitQS,J./imdi
rnkman, W. A. /
yk>r, Thomas /
omson, R. H. /
ttleBros./Mu//
ler, W. S. /
Ukins. CbasW. /amdi
nsor, E. E,/amdi
GREENVILLE.
IdweD, Geo. B./mi^/
Qer.J. M. ftSon /tfjura
icey, James / af§al
les, E. H. /•
mp. O. C. ft Co. / /, a OHdpg
HANCOCK.
koston ft Hancbelte /
:DonneU. Simon iMda
right ft Stringer f,l,a^m,pg
md s ^
HASTINGS.
ner, C. H. /
ebe, C. D. /
ssmer, John y
Igrove, P. T. /
iyts,W.D.jramll
Hasten. A. E. /
vins, J. M. /
«rs, D. W. /
Iham, Wm. P. /
lith, Clement /"
riker, Daniel /dsi^/
'eesey,James A. y
elton. L.C. /am//
HILLSDALE.
ihop,S.D./
iher, James K.y
tlloway, James S./
imble, H./
ckson, E.W./
aesBrotbers/oiM//
Tnolds. E. fa. fond I
)gers, E. B./
mValer, W:/«»//
ylie, J. R./^
HOLLY.
lini, JobnM./a«//
BweU, E. M./
aman, Albert/
HOUGHTON.
tniglas, F. A./, l.amidm
tmstan, T. B./
wdddl, R. R, /
cDonneU. S. /
ockett, John /
in Orden Broa. /, lamdm
right ft Stringer/. I, a and m
HUDSON.
wets, Wm. N./flsw//
men, A.M./
fiilow$.A. P./
timer, John C, fond I
Aennerhom, Jas. /
)tt(hworth, E. J./An//
bompson, G. I. kCo./
^itbcck. George W./
IONIA.
trtbick, C.B./andl
■ntchings. John B./andi
iitchell. John H./
Montgomery, E. T./
Soule. Wm. F./
Wardle, Clarence B./
I8HPEMING.
Giinderson, N./ I and a
LorsoD. Uncas/ I and a
Sedgewick, W./
White ft HaU/oiu//
Young, H. O./
JACKSON.
Brown. W. ^.fimdl
CampbeU. W.7^./
HaU. N. B. ftSon/om//
Kennedy, G. Vf.fandl
Livermore, F./
McDevitt, John/
McNangfaton ft Blakely/omT/
Tinker, A. M./
Webb. W. B./
JONE8VILLE.
Lerens, C. H.
Ransom, Wm. M.
Weaver, C. M.
KALAMAZOO.
Bostwick, J. H./
Coleman, O. Y.fandl
De Yoe, E. W. /
Faxon, S. W./
Garrett ft Cartwright/«M//
Ha7S.A. S. ftC.B./diu//
Jannasch, Charles F./
Richards, Harry/
Turner, J. B./andl
Woodward, F^E./
KALKASKA.
Bleasby, A. A./
Boyd, 6. L. /
Phelps, Cassius M. /
LANSING.
Darls A. T.« Secretary Michi-
gan Millers Mutual
Cooper ft Charles/Mu//
Emery ft Bartlett fandl
(HUam, D. J./<Mu//
Jones ft Porter fond I
Kelley, E. O./andi
Klocksiem ft ovlsj/andl
Menifidd, E. R. /
Mott ft Ackerm^n fond I
Osbond. ChBS,f and i
Row, Samuel H. ft Son/ and i
Taylor, Chas.F./
LAPEER.
Abbott, Wm. Sherman/amr/
Bailey. W.H./a«//
HoUand, D. E./
Kobler ft BenUey/
Ljmdi, Jerry/
LOWELL.
Alger. F. C./
Church ft Son, C. J. /
Eddy, F.D. /oik//
Hicks, S. P./
Jackson, Albert/
Stone. H. N./
LUDINGTON.
Blodgett, G. H. /
Danaher, M. B./
Ellsworth, A. C./
Gibson ft Dimwell/
Graves. O.J. /am/
McCoUum, LH./om//
McMahon, G. P. /and I
MANISTEE.
Barnes ft Co./ landa
Connover, S. S. /
Crane ft Co./
Douville Thorbum/oiu/ /
Dustin, H. N. /
Giesman. G. R./
RamsdeU. J. M./ landa
Smith. A. G./
MARINE CITY.
Clark. E.M./
Wedow, John F./andi
MARQUETTE.
Adams. S./
Cochran, V. B^ /ihu/m
Manhard, M. R./ianda
White, Peter/ I m and a
Wilkinson, J. M./oik/m
MARSHALL.
Beach. D.S./, landa
Canney, G. B./
Cunningham, D./
Fink, N. J. /
HaskeU. H. C. /
Hatch. Jesse M. /and I
Hewett E./
Joy, Clarence/
Kirbey. Eugene J./
Lepper ft /ddnch/
MiUer. CO. /./««/ <i
Vemor, J. T./
MASON.
Barnes. John A./
Bristol. Geo. W./
Marshall ft Casterline /
Parkburst. A. /
Vanderoook, I. H./
MENOMINEE.
Fleshiero, Joseph/
Packard and Leisen /
MIDLAND.
Anderson Bros./
Burch, Byron/
Fairchild. H. L./
Fales. Ira ?
Patrick, Geo./
MONROE.
Bragdon. A. B./
Dansard, B. ft Son/
Hurd, George R./
itchner. George /*
Jaminet, J. P. /
Kirchgessner, Chas./
Little, George/
Lockwood, H. A./
Loranger, P. B./
Shaw, Noble H./
Wing, T.K./andl
MONTAGUE.
Duram. George M. / landa
Losley. S. H./
MOUNT CLEMENS.
Cade, T. E./
Chambers. Geo, /and I
Eldredg^, R. F./
High. W. C.//aiK/tf
Lungershausen ft Erskine/
Monlort. F. P./
Murch. P. A, /and I
Rutter.W.H. /«•<//
Salisbury. E.J. /am//
Ullrich. P.fiidl
VtciifL^,3,/andl
MOUNT PLEASANT.
Adams. E. J./, /oiu/a
Dodds ft Russell/
Fancher, P. S./and a
Lance. A. A. /
Lyon ft Livingston /am//
Sanford. H. A./
White. C. R. /
Wollington, F. C./
640
The Insurance Year Book.
MU8KEG0N.
Andrcwf, D. W. ft Co. fatida
BilliDghurst, C. C. /
ChaoDberlain, A. W./
Doane, O. A./
Easton. R. P./
Erwin ft Smith /omftf
Haines ft James /. / cutd a
Lange, Max/ / arnda
McLaughlin, Wm. B. /
Mulder, J./"
Smith. Wm. A./
Spalding, S./
Stevens, S. fl./
NASHVILLE.
Beebe. C. D./
Everts. E. M. y, I and a
Griggs, W. E./
Putnam, C. M./
NEWAYQO.
Shaw, E. O./.ltmda
Soper, Daniel E./
NILE8.
Beaver, Thco./
Cooper, Z. L. ?
Fish. B. F./
Gilbert. W. J./
Hutton, W. M./
Landon, Worth /
Wilkinson, L.F./
Wurz, Chas. G./
OW0880.
Armstrong, A. / and I
Colt, Geo./ and I
Gould ft Gould/
Kilpatrick, Wm./
Lyon, G. R./
Osbum, Fred./
Stewart, M. L./
Storrer, John/
Woodward, V/amn/andi
PAW PAW.
Breck, John L/
Clancy, Jas./
Noble, D. D./
Park, Edward F./
Richardson, Milan N. /
Rowland, OranW./
PETOSKEY.
McCune, W. J./
Page, D. C./
Pratt, C. K. I and a
Rosenthal ft Hull / and m
Wachtel ft Bunum/andl
PONTIAC.
Beach, S. £./«»<//
Beach, S. E, Jr. /and i
Beekman, M. W./
Bromley, P. B./
Coonley, W. L./
Crawford, F.A./
Davis, D. L. ?
Gaylord, J. C.fandl
Hubbell, Daniel/
Mathews. A. S./
Pittman, C. B.y
PORT HURON.
Atkins, Lewis /
Bradley, Jas./
Eraser ft Fish/ /a«f m
Carbutt, Fred./
Gleason ft Walsh/
Jenkinson, (ato./
Mitchell ft WeUman/AMf /
Noble ft Welton /
PhlDips, P. H./
Robeson, H. J. fond I
Sanborn, Alvah/
Spaulding. E. G./andl
Voorhies, George P./
PORTLAND.
Allen, E.M./
Bailley ft Jenkins/
Cook, Pierce G./
Porter, Geo. W. /
Webber. John f
QUINCY.
Barnes, W. J. /
Brown, M. F./
Kinney, A, L./
Lockerby, W.H./«iMf/
Lyon, Flank A./
Segur, M. S. /
Sutton, J. B. /
READING.
Buell, O. F. /
Mallery, Matt G./
Mallcry, S. B./
Northrup, Burr/
Rhodes, J. P./
Shafer, A. /
RED JACKET.
Cuddlhy. J. D./
McDonnell, S. /
Pajot, T. C./<M«f <i
Wright ft Stringer f, I and a
REED CITY.
Holden, J. C./<»uf/
Stone, Melville/
Winsor, LouB./
ROMEO.
Coe, Geo./
Mallory, Charles F./
McFarland. jBmes/
Seaman ft ThonuKton/ I and a
Staricweather, John L. /
SAGINAW.
Fowler, C. G. / /, m and a
Greer, Benj./ land a
Khuen, Richard /oh^m
Knight, W. W. /and I
Schoeneberg, E. /, I and a
Wood ft Joslin /
8T. CLAIR.
Barron. T. D./andi
Black, Wm. /
Blood, F. H. /
Ingles, D. P. /
Jenks, Russ S. /and I
Morse. W. B. /
Soils, Geo./
8T. IGNACE.
Burt, W. A. & Co. /and/
Connors, Chas. /
Foley, E. P. /
8T. J08EPH.
Baldrey, A./
Donaldson ft Spiinmtttn/ and I
Jordan, Orville O./
Schults, Louis /
8T. LOUI8.
Church, B. A. / /, a,fgands i
Giddings. C. W. /
Frost, E. F. /
Lonff.Geo.W././««f<
Philltps, E. C. fania
Reeves, Geo.y^
8AUQATUCK.
Henry, \. F.
Morrison. L. A.
Taylor, A. B.
Woodworth, W. A.
8AULT 8TE. MARIE
Colwell ft Martin /
DowUng, C. D. /
Johnston ft Williams /
Pink. E. J./
Sutton, E. S. B. /
8TURCI8.
Anthony, H. L. /
Beck, J. W^
Carpenter, T. C. /
Cooper, N.G./omf/
Smitb. P. A. /
Valentine, Leooacd/
White, L. E. /
TECUM8EH.
Demott, Wm. /
James, Alfred /, / ami, «
Stocking, Mlas Fannie/
Tribon, L. P. /
THREE RIVERS.
Bliss, H.O. /and/
Case, R. E. /
Constantino. S. M. /
Cowhng, John /
Griffiths, John/
Howard, Arthur E. /
Titus, A. C./andl
TRAVERSE Cin.
Harsha, W. F./ lad*
Lang. Milton /m^/
PHce, Francis S./
WEST BAT CITY.
Allen, Qitat%(tK./
Chapman, L. W./
Irwms, S. W./
WHITEHALL.
Briggs, C. E. /
Chapman John H./
Johnston ft Williams/
Lasley, S.H./
Sharp, Thoaaas E. /
WILLIAMSTON.
Duming F. E. /
WUUams, O. C./
York, B. D./
WYANDOTTE.
BabcockC. F./
Guenther Chas./
Murphy, Francis/
Pray S./
Roberts, D. H,/andl
YP8ILANT1.
Bogardus, F. P./andl
Carpenter, P. W. /
Foote George L. 7
Greene, Danid B./Mtl
Griffin, Darwin C./
Joslyn, FmilL/amll
Kirk, John P./
Morehouse, E. G./tmdl
Sherman. Julia E./aMt
Thompson, F. S./
Towner. F. S./
The Insuranoe Year Booh
641
ALBERT LEA.
LndersoD, John A. /
Jrown, H. D. ft Co, fond I
Juel, W./
:ady.S.H. /«!<//
Jilnip & Gilbert/
lalbraDdsoa. Q, fond I
lanckncss, Hans/
IcAdam. W. C./
'arker, D. G./
ALEXANDRIA.
tames W.K./
Jhidester, Bae)/*
Liemer, F. A./
'anHoejen, F. B./
ANOKA.
:uriel, E. L,/
Gutter, O. L./
rreen ft Hzgeett/atull
luderian, C. S. y
parks. H. S. /
hornton & Sparks/
AUSTIN.
ittstin State Banky
laird, Lyman D./
Hauseoft Brown/
rench & Wright
»reenmaD, J. M,/
lufchins, J. N. /"
obnson ft Calherwood/
tanoey ft Sbortt y
heedy, J. D./
'icknor, F. A./
BLUE EARTH.
LDdcrson, Alex./
tus*ell. Geo. W./
niild,^. P./oik//
leal. H.J./ awrf/
BRAINERD.
^oop, J. H /
IcFadden, Milton/
^ggs, A. P./ /, a and Is
mith, John L. /
pauldmg, C. 'L./anda
CROOK8TON.
^stianson Bros. /audi
enniDgs, I. U./
%&Patcrson/tf«//
^is, G. W./
IcLean, John/
liUc, Foote & Sweatt /
DULUTH.
lague ft Prindle/
icla. C. A. ftCo./
unple. A. W./
Graves, C. H. ft Co./
oenis ft King/
Jrobcriey, Strykcr ft Manley/
IcGregor, A. L./
larvin ft Hawkes/
(endenhall ft Hoopes/ and /
leyers ft Whipple/
artridge ft Austin /
herwood. W. C. ft Co./
tewart ft Britts/
^ing H. A. /•
FARIBAULT.
^. F. A,/
!oniin, T. jT/
loward, Miss Cora L. /
^ellft Ruge/, I ami a
Weston, Geo. A./
Weston ft Jewett f, I and a
FERGUS FALLS.
arke. J. O./
'arrows, F. G./
MINNESOTA.
Clamberg, A. H./
Earl. J. W./mdl
Holmes. J. W. /
Lowry Bros,/atidl
Nobcn. T. O./
Olsen. O./andl
Wilson, J. T./
Wurtel. J. G./
QLENCOE.
Allen. F. R./
Bayley. A./
Crosby, Geo. R./
Knight ft Dean fond I
Kobler. F. X.X
Linton, C. P./
Luiten, John/
Tboeny, M./
HASTINGS.
Barabas. Geo./
Dean. Eugene/
Dekay, W. H./
Dudley, Paul/
Emerson. George /
Fitch. Edward/M//
Follett, L. S. /
Heinen, John/
Krans, P. F./
O' Brien . Daniel /<mi/ /
Pringle. W. DeW./
Thorn. John L./andl
Whitford, E. A./
LAKE CITY.
Dempster, C. L./aHdi
Doughty, Frank f
Greer, A. J./
Hubbard ft Fowltr fond I
Stanff, Frank /
Wells, A./
LANESBORO.
Chapman. A. G. /
Ruth. E. W. /
Wall, O. G./«»rf/
LE SEUER.
Cadwell, Francis /
Colby, L./
Doescher, A. R./
Edwards. D./
He* sian. Thomas /
Miller, A /
Moffitt, S. G. /
Parker, Ora/
Richardson. S. L./
Taylor, John/
LUVERNE.
Barck. Albert /
Canfield, E. H./
Halbert. W. H./
Hawes. PhWo/and/
Hinkley. R. B./
Kennioott. J. A./
Kniss. G. W./
Kniss, P.J./
Mead. C. A./a»f/
MANKATO.
Bromley. M. H. /
Chapman. Chas. A./
Christensen, H. P. /and I
Clarke, Geo, A./
Comstock, W. H./
Hall. John N. /■
Hoerr. J. William/
Leonard. Q./
Ogle ft Davis /
Rose. D. L, ft R. H,/andi
Shcpard, W. H./andi
Stevenson, A. C. /
William*, J. F. ft Son /
MARSHALL.
Bumford. R. R./
Dibble. W. S./
Drew, M. B. /
Drew. W. N. /
Forbes, A. C. /
Gafl. O. E./
Jewett. E. B. f
Johnson, John/
Link. B. F. /
Mathews ft Boles/
Seward. V. B./
MINNEAPOLIS.
Barnes, W. A. & Co., Fire
Insorance
Bamev ft Ware/
Bart 16 tt, Pliny & Co.» Fire
Insurance
Bliss. C. H./
Cheney. Wm./
Ohristian A Warner, Fire
Insurance
Cleator. W. P./
Corser ft Co./
Couch. G. S. y
Crary F. E. /
Cummings, R. W./
Daniel 4c Hopnin, Fire Ins.
Dickerson. M. S. ft Son/
DolliverftMowry/
Eicbhom, E. ft Sons/
FlaM. R, H. /
Gale A Co^ F. ft M. Ins.
Gardner. G. K. /
Goodrich, E. E. a
Hirschfield. Max/
Herber 4c Wilson. Fire Ins.
Hofman. M. W. /
Howe. Bragden ft Co./
James. Wm./
Jenne. C. W. a
Larraway. O. M. ft Son/
Lilly. E. A./
McGrathT. W./
McMiUan ft Hastings/ oik/ /
Moore. J. B. /
Moore Bros./
Pendleton. C. E. /
Potter ft Thompson/
Rowley. M. D. /
Shattuck. A. R, /
Shepaid. H. L. /
ShOTe^ C. B«9 Fire Insurance
Shutt ft Wymond/
8neneer> ۥ H* &t Co., Fire
Insurance
Syndicaie Ins. Agency
Thompson, J. /
Thompson, J. Jr./
Thompson 4c Worthington»
Fire Insurance
Thurman, J. T. /
Tuttle ft Barnard/
Van Norman, L. P. /
Waters, M. R. /
Webb. Lindsey /
Wilcox. M. C./
Wheeler, H. A*. Agt. Wash-
ington Life Ins. Co.
Wolverton ft Lewis/
MOOREHEAD.
Bumham ft Tillotson /
Davenport, F. L. ft Co. / landi
Taylor ft Green /and I
NEW ULM.
Blanchard. Albert /and I
Peterson, S. D. /
Pfaender, Wm. /and I
642
The Insurance Tear Book.
Sdter, W. F. /
Weddendorf, John /
NORTHFIELD.
Clark & Lockren / I and a
Donaklson. J. /
Lee ft Purbcr ?■
Norton, A. W;/
Rice. F. O. /
Backus. C. F./
Bennett. L. L. /
Chadwick. M. 6. /
Fisk. Jas./
Gutteraon. A. C. /
HoUand. W. N. /
Johnson. R. H. f
Kinyon, A.M. /
Maloner, £. J
Medd. T. R. /
Mclvin. F. L. /
Newsalt, J. /
Nilca. J. N./
Richter.E. W./tf«//
Schmidt, Herman /
Webb, F. Q, fond I
Wheelock ft Sperry /
RED WINQ.
HaU. O. M./««rf/
Hoard, E. H./
Hoyt, A. D. /
Johnson. C. C. /
Joss, F. /
Lawther, Samuel D. ftmdl
Meacham, A. J. /
Williston.W. €./««<//
ROCHESTER.
Andrews, F. W. /
Baldwin, O. O. /
Bliss,T. H./, /flw/a
Brown. Wm. /
Coon. E. M. / ami m
Daniels, M. J. /
KalbH./
Pamperin, F. & Co. /
Seeman, T. /
Smith. N. D. /
Stevenson. D. /
ST. CLOUD.
Atwood ft Atwood /
Atwood, H. A. /
Bennet. J. R. Sr. /
Brick, Peter/
Cooper. C. A./
Eyans, L. A. /
Gorman. P. B. /
Hansen, H./andl
Lamb, Morse ft Co. /
Locke. H. S. /
Lowry, J. E. fond I
McClore & Whitney /
Swift, L. R. fandi
Troutman ft Tolman / and I
ST. PAUL.
Bancroft. E. H. /
Baldy. P. /
Bott. Peter/
Busse, W.H./
Casserly ft Donnelly /
Cochran ft Walshy
Constans. H. B. X
Coming, E. /
De Hass ft Vandervelde /
DeVol.W. G. lamdm
DooUtUe.A. A./
SUiton, S. S. Fire Insurance
Gilbert, C. B., Fire and Map
rine Insurance
Gilman. E. A. /
Gihnan ft Co. /
Gregory ft Parker /
Gi:d&. E. L. /
Hart H. M. /
Harcer, C. G.. Jr. Fire Ins.
Hart. W. H. /
Hass, J. Quincv /
Hawthorne ft Co. /
HiUiard ft burton V
HvghsoB 4c HemeawaTf
Fire Insurance
Jacobson, J. P. /
Jeanes. Arthur /
Lamson, Geo. Wells /
Lawton C. B. /
Lawton. C E. /
Larsen ft Anderson /
McCauley Bros. /
Martin. Paul diCo.f
MiUer, M. D. /
Minnea ft Wedge/
Nelson. A. N. /
Olmsted. C. E. D. /
Peet, £• W. 4c Co. , Managen
O'Meara. James ft 1
Mutual Life Ins. Co
Prince ft Shandrew /
Rogers. John Jr. ft Bro.
Sabin. Geo. F./
Sabin. J. A. /
Sealy, Edw. /
Short, J. F. /
Stahl. B. F. /
Stephenson, J. F. •
Stout ft Crary /
Strickland. W. G. /
Terry J. C./
Thompson, C. J. /
Wait, J. W. /
Watson. J. J. Bro. ft Hyndmaa/
Weed 4c I«awreiioe, Fire
Insurance
Wilgus Jas. H. /
Wilkes. L. D. /
Williams. J. F. A. /
ST. PETER.
Benham. A. H. /
Donahower, J. C. /
Montgomery. Thos. / 1 and a
Sackett. J. B. f
Schimmel. Wm. /
SAUK RAPIDS.
Berg. Herman /
Fletcher. Wm. H./
Moody ft Coates/
Moody. C. A. f anil
Senn. John A. /
Sweet. G. W. /
Wood, J.Q.A./
SHAKOPEE.
Bomarth, Aug. F. L. /
Bomarth. Chas./ *
Busse. C. E. /
Coller. J. A. /
Hilgers. Gerhard /
Kohler. Ben. A. /
STILLWATER.
Armstrong. D. W. /
Bums ft Gorham/ mi I
CasUe. L. fi.6iO(i.f
Easton, Charies fawil
Frederick, K,/andl
Joy. F. E. &Co./«rf/ ,
PriBoe 4c Harper, Genflv
Insurance Agents
Smith ft Davis /
WASECA.
Buckman, G. R. /
CUghom. J. L. /-*rf/
Coleman, Thomas /am'
Jamison. A. P. /
Moonan. John /
Swift. W./
Young. W. C. /
WINNEBAGO CITY
Armstrong. J. A. /
Dunn, Andrew C. /
Patton.C. H./Mrf/
WINONA.
Bassford. R. B. /
Bierce. C.A. ftCo./«irf/
Boothe. C. B. /
Buck. H. L. /
Buffum. M. B. /
Dixon. A. C. fandl
Drew. W. S. /
Giles. Chur\c% Jamil
Johnson, H. W. fio^l
McGowin. J. S. / ^,
Prentiss ft Stevens /sad I
Rising. F. A. /
Smith ft Post, /and I ,
Smith. H. C. G. /^^
Staughton. N./«ik//
Steinbom ft Fuhnnsns/
Swart. J. G./««rf/
Swart ft Braiey /
Wright. Thomas/ _
ABERDEEN.
Clayton, Wm. H. r
Eckford, C. H. ft Co. fandl
Sykes ft Cunningham /
BROOKHAVEN.
Crosby, Mrs. Josie fandl
Daughtry, J. B. /and I
McGrath. J. W. j
Sherman ft Davis /
CANTON.
Foot ft Qo, fandl
Mbbs,B. fandl
MISSISSIPPI.
CARROLLTON.
Roach, Benjamin/
CLARKSDALE,
\^ldberger. K,H, fandl
COLDWATER.
Darby. Mrs. S. L. /
COLUMBUS.
Lee, A. C. /
Leigh ft Dashiell /
Long, John R. /
Tucker. L. M. ft Co. /
coMa
Brown. C. R* f
CORINTH.
Young. John E./«irf/
CRYSTAL SPRINGS.
Head. C. A. /
Mims, R. B. /
Newton Bros. /««^'
DUCK HILL.
Butt. C. C. fsMdl
DURANT.
Lawson ft Ireys /, /«•'•
The IiMurance Year Book.
^43
ENTERPRISE.
DTenall,J.W./fl«f/
FRIARS POINT.
^biiison, F. D./
GREENVILLE.
•"erguson, Finlay & Co./ /, « ,
andm
i^ount, Thos. E./"
GRENADA.
4 cLeod & Snider /
-ake, R. P. /
HANDSBORO.
•lyfrs, E. h. fond I
HAZLEHURST.
LTd, J. L./-
iirdaong, L. F. /
zraves, A. T. /
HERNANDO.
IcKcMie, D./
Imith.E. W.y«jfc//
HOLLANDALE.
oken & Co. /
HOLLY SPRINGS.
'raft, Addison /
Vallcer, Logan /
JACKSON.
(arrows ft Laird /", I and a
Jfllaspic, W. M. /
KOSCIUSKO.
Jrown, J. V. fandl
LEXINGTON.
)rennan, W. A. Jr.,/ and I
MACON.
Patty, Robert C. /
Redwood. W. F. /
MERIDIAN.
Cameron, B. F. /
EUon J. /
Uoyd. J. C. ft Co./
White and Houston foHda
NATCHEZ.
Dc Lap. E. G. ft Co./ and i
Mayer. Simon fond I
Metcalf, O./
Rawle, John /and /
OKOLONO.
Trice. Z.T./
Williams, T.W./
OXFORD.
Price, &./««//
PORT GIBSON.
Drake, E. S. fand I
Fulkerson. W. B./
QUITMAN.
Stainbach, R./
SARDIS.
Walton. E.S. ft Co,/
SENATOBIA.
Hill, T. P./
Taylor, N. A./
STARKVILLE.
Hogan. C. A. /
Powers, Homer C. /
Wood, Thomas J. /
SUMMIT.
Gracey. Geo. T. /
Tennisson. C. E. /
TUPELO.
Savery's Ins. ft R. E. Agency
/ landa
VAIDEN.
Armstrong, John J./
McCormico. S. E.
VICKSBURQ.
Chamberlin, W. M. /
Klein, Julius M. ft Bro. /and I
Moore ft Baum /
Wellborn, Manhall J. /
WATER VALLEY.
Brown. S. B. /
Hamner. W. C. f
Schackeford. W. C. f
WESSON.
OUver. A. B. /
Rea, Jas. S. /and I
WEST POINT.
Grimes. B. H./landm
Hibbler, Tol. /
WINONA.
Campbell, C- H./andl
WOODVILLE.
Elder&Co./tf«//
YAZOO CITY.
Gardner, A. F./, landa
Powell, G. yi,/anda
BOONVILLE.
:hilton. E.W./tf«//
>raffcn, D. T. ft Co. /
ladelich, R./tf«//
lazen. C. w:/tf«//
iatchison, W. R./<nuf/
ibackleford. Vf titer /and i
itephcns, W. S. ft Bro. /
Vhitlow ft Pendleton/
BROOKFIELD.
irbuflinoi, J. A./
Jailey. A. A//
Bennett. C. U,/
:rasby, A. V, fond I
fandl
'rench, Chas. Stf./andl
rhudium, J, C./
rornuice,A.G. /omT/
BRUNSWICK.
Jcadey, R. G./
Jcneckc, Louis/
•asse, F. /
BUTLER.
:atterlin, John/
<ixc. M. W./
leisner, J. W. /
rtms. Col. /
•mith, F. C./
»nyder, D. W./ landa
CAMERON.
Jaubie, A. T. /
Cornish, E. D./andl
lenders. Clyde/
'"rederick, A. ^./and Ugkinin^
tiackanaw, J. /
4cKercher, Chas./
Auiphy, H. /
Collins, Chas. H. /
tush, J. D. /
MISSOURI.
Smith. HxTzm/andi
Walker, E. T./
CANTON.
Barrett. C.W./tfwrf/
Cherry, John /
Chinn, H. C. /
Condit, L. H. /
Henton. W. B./
Tames. John M. /
Lillard. Tbomas/
Moore. Ed«in /
Morris. Robert S. /
Sprinkle. W. B./
CAPE CtRARDEAU.
Albert. L. J. /ot^/
Albert. L. J. Jr. /
Albert, S. /
Bonney, '^xn./andl
Doyle, Leo. /
Engleman, E. H. /
Reed ft Beck/
Wichtcrich, N. /
CARROLLTON.
Briscoe, W. E. /
Frank, Chas. F. /
Glick, A. M. ft Son/
Grant, J. L. /
Houston, John G. /, landa
Lozier, R. /
CARTHAQE.
Gaboon ft Harrison/
Calhoon, H. L./
Martin, H. B./
Montgomery, K. A. /
Newell, J. P./
OdoneU, E. H./
TutUe, Williams ft Co./a»//
CHARLESTON.
Brown, J. M. /and I
Randolph, W. N. /
Rhodes, John /
Rosenstein, S. G. /
Russell, J. C. /
CHILLICOTHE.
Brown ft Smith /
Cross, J. C. /
Edgerton, D. W. C. /
Moss. John T. /
Page ft Son /
Shook. Samuel /and I
Trent. F. W. /
CLINTON.
Ashby ft Avery /
Collins ft EUiston /and I
Snyder Bros. /
COLUMBIA.
Bedford. W. A. /
Dorsey, J. S. /di«//
Hall, H. M. /
Lonsdale. H. B. /
Maupin, W. D. /
Pratt, W. S. /
Stone ft Gillaspy /
Wilson, B. S. /
DE SOTO.
Edingcr, Wm. F. /
La Beaume, Geo. H. /
Park, D. lA, fandl
Stone, Wm. L. /
Zollman, T. C, /andl
FREDERICKTOWN.
Albert, K, fandl
Anthony, Ed. /
Blumer, A. /
Edwards, J. E.F./
Turley, John /
FULTON.
Bell ft Jameson /
Harris, J. S. /
644
The Insurance Year Book.
MO., Fulton— O^if^
Henderson & Jameson /
Phillips ft Loomis /
Poston, F. S. /
TutUe, W. W. ftSons/
GALLATIN.
Baltinger, Adams fond I
CUogao, Frank E. /
McCHc, Jos. H. /
Pilcher. H. A. /
Selby, J. A./«Mf/
QLA8COW.
Fitzpatrick, James ft Co. /
Harrison, Geo. B. /
Harrison, Geo. B. Jr. /
Luts. Wm./
Tatnm. Bently & Co, f,i ami a
HAMILTON.
Crosby, Johnson /
Dilley, B. M. /
Dilley ft Young /
Love. L. M. /
Markham, H. W. /. ianda
Van Valkcnburg, L. D. /
Wyatt. W. J. /
Young, S. M. /
HANNIBAL.
Anderson, C. H./
CUyton, Geo. D. ft Co. /ami I
Gannaway, Wm. R./amil
Holme, John T. / ami I
Theis, MMm/andl
HOLDEN.
Bradley, John D. ft Bro./ ami i
Bruce. John T./a»f/
Carpenter, ft Gaunt /ami i
Hart, R. D./
Hawes. F. B./
Hewes, J. H./
INDEPENDENCE.
Beaty, A. C. H./
Clay ft Dildine/
Hlggeson, A. E./
Loar, W. S./
McBfide. W. I./
McCoy, Wm. /
McCoy, Joseph/
Prewitt, James A./
Rider. Walter/, /o^a
Sea. L. M./
Shaw, Geo. F./
Woodson, S. H. /
JEFFERSON CITY.
Borch. Oscar G. /ami I
Cox, S. W. /ami i
Dallmeyer. wm. A./
Roer, F. W./a«/i
JOPLIN.
Calvin ft vrebstn/amii
Creech, Ira/"
Gore ft Glover/
Roesch, John/
KANSAS CITY.
Balrd, F. J. 4c W. 6. Fire
Insurance
Baker, D. a
Baker 4c Lapsley* Fire In-
surance
Bales, Walter J. ft Co./
Benas, M./
Bennett, M.W./
Bowen. D. C. f
Boyd. R. J./
Brockbank, H. /
Browmley ft White/
Brown, P.S., Jr./
Brown, John H. ft Sons/
Clarke, G. J. ft Co./
Cox 4c Meeker, Fire Insur-
ance
Craig,W. H. ftCo./
Dew, James P. ft Co./
Dowden ft Canon/
Fitzpatrick, J. P./
Fisher, A. D. /
Ford, Jonathan /
Ford, Furgason ft Fabb/
Garvey, Jas. W./
Graff. A.M./
Halbert ft Son /
Hammer ft Lewis /
Harriman. D. S./
Hochstetter. C. £. iamia
Hunter, D. P./
KinneT* Meade St Critten-
den 9 rire Insurance
Kobnan, A. /
Kumpf, H. C. ft Son/
Laurence, Milo £./
Lombard Bros./
McGibbon, S. S. /
McGregor. I. /
Mariner, J. /
Mead ft Childs /
Merriam H. ft Son/
Mill, Chas. D. /
Moorehouse & Co./
Muehlschuster ft Jaiser/
Munson. C.N./
Nevin Bros. /
Kinas ft Richter/
Noonan ft Hyman /
Oelke, F. /
Potter, Eli /
Price, F. A. a
Rauh, M.Bxfamii
Simpson ft Groves/
Simpson, S. S. /
Starr ft Blake/
Sutton, J. D. /
Tacket, J. M./
Treat, J. R./
Weed, F. A. /
Weed, C. a
Webster ft McClure/
Whipple, Bullard ft Co./
Whipple, Hoff Dan ft Co. a
Whitehead ft Johnson / ami i
Wright. John /
Workman, A. D. /
Young, E. H./
KINGSTON.
McAfee. Wm./
McMillin, James/
Wood. William k. fond I
KIRKSVILLE.
Darrow. R. L./
Hciny, B. F. ft Co./
Ivie.J. M./
Pool, J. S./
Porter, Wm.T./
Ross. B. Vf,/amil
Smith ft Patterson /oia//
Thatcher, J. C./
WiUiams Bros./
LAMAR.
Burton, A. M./
Bowling, Geo. £./
Emery, J. B./
Miller. W.J. /««//
Rhodes, C. B./
Synder, Patrick ft Horton/
Wray,A. J./
LEBANON.
Burley, T. B./a»//
Draper. C. C./
Farris. J. W./
Stebbins. £. F. /
LEXINGTON.
Catron ft Moreland /
Gmber, G. /
Hale. R. ft Co. /
Krause. H./m^/
Taylor ft Lcaeueur/«irf/
Trotter. R. /
Wilson. J. A. /
WinsorftSon/onf/
LOUISIANA.
Baird, P. H. /
Bryson.O.C./ and I
Hill. W. E. ft Co. /
Rhea ft Rube /
Summers. H. F. /
Wiseman. F.J. /«<//
MACON CITY.
Gary ft Baird /
Hess. Chaa. R/
London ft Hicks /
Payson, D. H./andl
WUson, S.J. /ami i
WooUidge, L. P. famll
MARSHALL
Allen, H. G. ft Co.'/
Eakle. H. P. /
Francisco ft Washburn /
Fulkerson, W. J. /
Laurie, W. B. /
MiUerftSandige/
Noble. N. B./
Sargeant ft Shepherd /
Vandyke ft Rainey /audi
MARSHFIELD.
Thompson. J. W. /and I
Winslow. O. R. /. iand*
MARYVILLE.
Brown ft Montsomeiy /
Drennan, Geo. L.. /
Duffy, B. P. /
Growney, P. L,. /
Hawkins, W. H. /
Hotchkln, O. S. /
Hyslop ft Rowley /
Laird. W. F. f
McDougal, R. L. /
Morehouse ft Sisson /
Newman, J. B. /
Woodworth. Geo. F. /
MEMPHIS.
Bartlett, E. R. /
Blake, Chas. /
Cramer, R. V./andl
Drake, Fnnk/andi
Hansan, Sanford /
Lawton, Geo. H. /andl
LesUe, G. E. /
Moore, John C. /
Nesbit, James f,land*
Rodish, Wm. /amii
Scofield, EUas /
Wilson, Reuben /
MEXICO.
Brooks ft Frost /
Fowles, W./
Kiljgore ft Howell /andi
Lakenan ft Barnes/
Lee ft MitcheO/
Moore ft Nelson /oic^/
Offutt ft Williams/
Tucker, J. D. /
MOBERLr.
Berry. Chas. M. /andi
Broi, W. K. /
Buck. Window/
Fort ft Roberts/
The Inmrance Year Book.
645
latfield, H. A. /
[cad, D. S./
logan» Denis /
tOtter, Julius f
loses, Fred. /
^wens. Eli /
cott & Foster /
tier, Geo. H. /
'room, J. L. /
MONTGOMERY CITY.
amett, James D. /
ilchrist, W. M. & Co. J
[ayden, Frank M. /
NEOSHO.
eU, LeeD. &Co./
ampbell, Chas. A. /
'sbourn, Harrison T./
/oolfender, James R./
NEVADA.
irdseye ft Harris/
owden & McGhee /
avis, A. B./
onley & Gmdjfandl
uren & Son/
albrailh, Walter/
JmbaU & Anderson /
[ahby, C. P. /
inier. H. M./
lurray.J. C./
imon & Weinman/
bwnsend & Gilbert/
PALMYRA.
nderson, Thomas L./
arr, A. F. /
oulwarc, John W./
anss, P. C. /
ane, F. W./
pencer, R. A. /
mith. F. W. /
bompson, George B./
rader.A. H./
PIERCE CITY.
lien ft %on%/and I
[cKinney, A./
indair, P. S, fond I
PLEASANT HILL.
ordell. Henry/
ittle, F.W./
lahon, ?,fandl
arker, E. W. /
^Ite. H. C./
oung.A. W./
PRINCETON.
vans, J. B.fatidl
tton, H. G./
obinson, M. F. /
leckman. R. W;/
RICHMOND.
lack, James W./
lack.J. E. Jr.X
amcr. C. T. ft Son/
[amiltoo, J. R./
avelock, Geo./
avelock, Thos. N. /
(orton, John F./
hotwell, Joseph/
ROLLA.
rost ft Jones/, Itutda
ST. CHARLES.
Jexander, Joseph H. fond I
iferman, J. H./
iToss, Wm. S./
lemper, Henry /
.uckett, Robt. F./
lohr, Valentine /
cbmiemeyer, Wm. /
ST. JOSEPH.
Adler, A. K, fond a
Andrews ft Co^
Bassett, Benj. F. /
Buckingham, H. G./, /aM^a
Calkins, R« R.y General and
Independent Agent and Ad-
juster.
Casey Geo. F. /
Claggett, C. B./«w//
Colgin, R. T./
Eby. D. S./««//
Ernst, Chas. F./
Fowler, J. W./
Fuelling. Q^jVfaitdl
HartsclT, E. YJ
Hull, Jas. diCo. f
Landis, J. C/
Lewis, J. H. ft Son /
Polk ft Polk /ofi^/
Schneider, Ulrich/
Smith, McDonald ft Spratt/
Wade, J. E. ft Son/
Wilben, Leo/
Williams, J. T./
Wise, P. V. /;/««/«
ST. LOUIS.
Alexander Chas. H. /
Baker, Jas. E. /
Baker, Jos. E. /
Barrry. B. F./
Bartlell A Miller. Fire Ins.,
American Central cldg.
Bascome, Western ft Co.,/
Behrens, Louis J. /ami I
BenUey, W. G. ftCo./
Berg, Nicholas/
Berkley ft Nisbf t /
Bersch, Edmond/
Bierman, P. H./
Blaake, D. J.* Fire Insurance,
108 North Third st.
Blossom, H. M. 6l Co.,
Fire and Marine Insiuancc, 217
North Thud street
Brawner. W. A. /
Brown, J. N./
Bull 4c Garesche, Fire Ins.,
133 North Third street
Butteriield, W. C./
Capen, George D./
Carpenter* A. A., Sec. Man-
ufacturers Mutual
Carroll 4c Powell, Gen. Ins.
Agents, 319 N. Third street
Caie, C.X. 4c Bro.*Fire and
Marine Ins., 117 N. Third st
Cheever, J. D. /
Collins, Martin/
Cookson, John H. a
Coudrey ft Scott/
Cowan, Jas. E./
Crane, Chas L./
Delafield ft Snow/ and m
Dines, W.C./
Essex ft Waterworth /
Finney, Alex./
Fishback, Geo. W. /
Fowler, Edwin /
Fritsch, R. /■
Gardiner, C. C. «
Gerlach, Wm.y
Qoessling, Wm. /
Goldsmith. Meyer/
Gray, H. P. ft Co./
Greenwood ft Slater/
Guthrie ft Slaughter/
Hall. liOe A.« General Agent
Home Life of New York
Hayw^rd. H. E. /
Higginbotham, J. H. /
HiB, W. L. /
HiU ft Hammd/
Hirtchberg, F. D. A Bro.»
General Insurance Agents, xao
North Third street
Holland, W. Henry » General
Adjuster
Holland A Pratt, General
Insurance Agents, American
Central Building
Holmes, Jas. S. /
Kalb, G. O. /
Kaufman ft Rran /
Kehrman, S. ft Co./
Keller John A. a
Kilcen. R. F./*
Kimball, T. D. /
Kimball, BenJ., Insurance
Broker, 24 North Third street
King, L. L./
Lange, Wm. /
Lemcke, M. H./
Lierow ft Dietrich/
Maginn, Frank/
Maginn, John W./
Manning, G. W. s
May, Benj. /
Markham, W* H. Jk Son*
Gen. Ins. Agents, 333 North
Third street.
Morse, D. R. /
Mosher, A. A. I and a
Munson, J. Vf.fanda
Nabm, Louis L. /
Nathan, £./
Newcomb, C. M. /
Peagaet 4c Hemeawart
Gen. Ins. Agents 305 Olive st
Proskauer, A. /
Raacke, F./
Rauscher, Joseph/
Robinson. Archie/
Roeslein 4c Robyn, General
Insurance Agents
Rogers, O. A./
Rutiedge, W. D./
Schmitt, Henry/
Schwarzkopf. C. G. /
See, N. L. /
Snow, Isaac B. /
Hherman, Byron, General
Agent, jai Olive street
Stawitr, Christian/
Storer, Wm. E. /
Taylor, Thos. M./
Thaw ft Co. /
Thomas, E. J. /
Thomas, H. T./
Thompson, C McClurg/
Thompson, Charles L./
Triplett, John R*, General
Insurance Agent
Waegoner, Sol. E./
Wall 4c Whittemore, Fire
Insurance. 316 Olive street
Welch, D. P. a
Werth 4c Windmnller, Fire
and Marine Insurance
Whitehead. J. h,/andl
Wilkerson, E. /
SALEM.
Orohard, J. M./
Wingo. G. C./
SAVANNAH.
Allen ft Ensor /
Ford, Frank/
Majors ft Hine /
Somerville ft Son /and I
Somerville, Jtanes /
SEDALIA.
Dunlap. W. O. /
Espenscheid, A. P. /
646
The Insurance Year Book.
Henry & Ritchcy/
Hoflman, F. E. Jr. /
Ingrain, B. H. /
Knapp, H. N,/
Porter, Van Riper ft Huffman /
Richardson ft Van Antwerp /
Stafford, P. G. /
Woodfin, M. W./"
Wyman, J. A./
8HELBINA.
Chandler, J. S. /*
Fields, W.F./
Grant. Wm./«»//
Ljrell ft Taylor /tf«rf/
Tbwnson ft Combs /««//
8PRINQFIELD.
Bills. W. J. /
Copeland ft Hagerman /
Davis ft Evans /
Dixon, J. B. /
BILLINQS.
Burton, Cbas. F. /and I
Campbell, Andrew /and I
Matheson, J. D. fond I
BOZEMAN.
Davis. Win F. /
Gardner ft Wylie fond I
Undlcy, J. M. 7
Ramsey, Geo. L. fandl
Van Allen, Frank/
BUTTE CITY.
Eltinge. C. S./
Kemper, T. VT /
Mantle ft Warren / / <md m
Marsh, George F./ lamdm
Patten, F.E,W. /aitdl
DEER LODGE.
Bill, F. ^ fandl
Miller, George S. /
Schamikow, E. /
DILLON.
Eastman, W. T. f
Lapisb, J. W. a
Foster, A. M./
Hibler, J. J./
HiU, L. M. ftCo. fandl
Hubble. Martin J. /
Jones Bros. /
Oldham, W. O. /
cms, A. W. ft Co. /
Pierce, M. Olive /
Ramsey ft Otterson /
Roulet ft Lambeler /
Russell ft Co./
Simmons. H. H. /
Woolley, Porter ft HubbcU/
TRENTON.
Bain, O. G. /
Burkehalder. A. H. /
CaUier, Luther fond I
Clark, W. E. /
Hill. J. W./
Linney. W. B. /
Lowen, Frank /
McGrah, W. H./
Shanklin, O. M. /
Whiters, G. L./
WARREN8BURCH.
Bunn, W. H. /
Crissey ft Lemmoo /
Marlatt. W. C. /
Patton ft Anderson /
Rayhfll, G. W. /
Stevenson, C. W. /
Suddath ft Jack /
WA8HINCT0N.
Hagebusch ft Pdtz tlaadt
Thias, H. H. /
Wehrmann, L. famdl
WEBB CITY.
Gaston, H. G. fandl
Johnson, W. P. /
WESTON.
Breen. E. J. ftmd I
Evans. J. B. /
Kirkpatrick. A. /
MONTANA^
Moore, R. J./
Paul. G. T. /
Sroead, W. H. /
White. B. F. /
FORT BENTON.
Cummings. T. A, ft Co. fattdl
Rogers, A. E. /
QLENDIVE.
Ramsay. J. G. fandl
Smith. Albert L. /
GREAT FALL8.
Barnes ft Collett
Gibson, Phil
Hanks ft Atkinson
HELENA.
Annitage ft Jackman /
Bamett, May ft Co. /
Burke, T. H. /
Cummins, W. F. /
De Lacy. Loeb ft Co. /
Doremus, F. S. /
Ellis, C. F. ft Co. /
Foote, Henry W. /
King. Ben. E. /
La Croix. L. F. ft Son/
Luke, R. A. ft Co./
Matheson. Walter/
St. Amour ft Lambie /
Sharpe. E. /
Shaw, Geo. W. /
Snifiien, E. D. /
Wallace ft Thomburgh fatil
LIVINQ8T0N.
Burlingame, F. A. /
Joy, A. R. /
Parks, S. M. /
Potts ft Webster/
MILE8 CITY.
Courtney, Wna. / /««/«
Kriedler. E. A. ft Co./, Ini*
Merrill, Chas. L. /
Seyde. Chas. W. faad*
MI880ULA.
Beckwith. Chas. E. /«irf/
Lent. Alvin /
Murray, S. G. /
WolfftRymany^urf/
ALBION.
Albert, L L. /
Annstrong. James S.
Anstine. S. R.
Boardman, M. B.
Friend, F. H.
Kohler, August
Montgomery ft Jaycox
Needham. o. M.
Price, J. A.
Scott, P. M.
Thompson ft Baker
ALMA.
Beall, F. B.
Burr, A. L.
Everson, Jofen /
Flansburg, C. C. /
Griffin, jTt./
O'Keefe, Ed. /
Piper, R. N. /
Porter, T. J. /
ARAPAHOE.
Boehner F. /
Child, E. S. /
Condon, F. C, fandl
Dempsey, J. H. /
Dudgeon, J. A. f
Evans Bros. /
NEBRASKA
Garey. Chas. /
Harper, Ross/
Wright, A. Y./«iif/
A8HLAND.
Arnold, Joseph /
Bentley. W. G. /
Clark, W. B. /
Doom, Bros. ?; I and a
Downer. A. J. /
Hall, S. B. /
Morris, J. H. /
Wilson, T. B. /
AURORA.
Ferguson, J. D. Jr. /
Hdlings, W. P. /
Norman, F. R. /
Smith, J. H./
Smith, M. Cart /
Stevenson, W. J. fandl
Tate. F. W. /
BEATRICE.
Cooke, C. E. /
Davis. A. J. f
Fletcher. J. C.
Fulton, '^ '^ '
Hill.
ler. J. C. /
Q, O. P. /
pie. W. H. /
Gillespie. W. H
l,W. D./
Ozman ft Son /
Saunders, W. P. /
Spencer, L. E. /
Walker, L. E./
Watrons, E. A. /
Wheeteck, E. D. /
BLOOMINGTON.
Cole. Wm. A. /
Marshall. E. K. /
Truman. A. B. /
BLUE 8PRINQ8.
Burkt ft Prout /
Burrington. G. H. /
Gow. W. J. /
Pickering. R. /
WheelodL, O. N. /
Williams. J. C. /
BROWNVtLLE.
Hoadly. B. B. /
Moore. W. T. /
CENTRAL CITY.
Berry man. B. £.
Bockes, Geo. D.
Gale ft Connor
Hanson ft Barritt
Holden ft Mason
Ingfaram. T. G.
The Inmranoe Year Book.
64.7
r, \j\\u J
00, H. J. /and I
n, J. N. /
jet & Thompion
Martin, J. J.
^ttersoD, John
^tdiife, J. R.
>herwood, A. G.
COLUMBU8.
Bccher, Giis G. ft Co, fond I
:oolidgc, H. P. /
ienrich, P. W. /
icucr, Otto /
iudson,
Cillian.
CRETE,
iader, Chas. /
iurlrit, C. M./flwrf/
2ckert,E./
duller. L. E. /
3asser, G. H. /
iiarticon, Frank £. /
Kndra&Co./
^eil, J. R. /
i'atz. Tbos. /d3f^/
DAVID CITY,
Vyres Bro». /
JauCT, W. E./^w'^
Buntini^ft Rtmyon / and P£
^cCaskey. I. T. /
Hillcr, Matt/
Dsterhout, (xeorge /"
Richie, A. S. /
Canyon, E. S. lamdm.
Sheeslej, George /
itowcU. Wm. H. /
iVhite & CUncman /
EDQAR.
Boden, J. W. /
Dalion, Henry /
:>ickson ft Nelson /
3rant. H. F. /
»ull,M. J./a«f/
Jearle. C. H. /
Treat, C. H. /
FAIRBURY.
Mils, C. J. /
!!Jross, George /
Pnrdy ft Rvbnm fond I
Showalter, Hcniy /
/ojwinklcF. W./«w^'
iVarren, Marvin /
FAIRFIELD.
Brewer ft Ricker fond I
Brooks, J. H. /
Harrington. A. T. fond I
Hyde, B. F./mu//
Levis. C. L. /
Lewis. S. H. /
Vf itcheU Bros. /
MIXOD. J. P. /
Oliver. J. L. /
Prickctt, C. M. /
Prickett, W. S. /
Randall. W. S. /
Titus, Ira f
FAIRMONT.
Barsby. John f
Bliss. K. G. /
Burson, S. L./
Cnrtiss. A. D./
Ctirtiss, J. E./
Gaylord, Will R./
Ketridge. C. H./
McFadden, J. G./
^faxfield, Geo. C./
Page, Fred./
Sawyer. S./
Sloan. C. H./
Wright, T. M. /
Whitman. A. A./
FALLS CITY.
Gantt. A. E./i»K//
Gllman. J. D./
Halsey, P. M./a«f/
Kelms, A. R./
Lippold. J. B./
Loree, C./
Melhom, M. M./tf«f/
MosaelmaD. M. W./
Neal.W. E./«irf/
FREMONT.
Atwood. A. W./
Barnard. E. H./
Blackman, Wm. W./'
F^eeman, W. D. L. /
Kuen ft Plambeck/tf«f/
Mason, H. C. /
Moore. S. Fj/
Putnam. L. lA.f
Quirk, Thos. Y.f
Reynolds, G^. W. D./
Rogers, Atwood ft Co./
Thomson, John/, landm
TruesdeU. A. A./
Tym. Frank /
FRIEND.
Decker. J. N./
Lenox, W./
MoeUer.A. E./
Palmer ft Hendee/
Page. L. H./
Story, S. S./
FULLERTON.
Bake. C. F./
Barber. M. H./
Harman. S. C. /
Harris Bros. /
Jones, W. G. /
Odell, N. B. S./
Philips. W. C./
Tompson. Albert/
GENEVA.
Arnold, G. F,/
Chapman, A. /
Dworak. V./
Fifield.W.V./
Hamilton, J. H./
Houchin, J. L./
Luke. J. H./
GRAND ISLAND.
Bucket, H. L./
Caldwell, Geo. H./
aifford, H. E./
Dings ft Raugh/
Humberger, W. A./
Umbadi, H. Y./amdl
Reif. Chas./
Ross ft Briningcr /
Thompson Bros. /
Thompson. O. B./
West ft Scblodfelt/
Wooley.J. H./ ^
Zink ft Hathaway/
HARVARD.
Barbour. T. A.
Harrington. B. S.
Hersog. A.
Hurne, D.
Updike ft Titus
HASTINGS.
Campbell, L. M./
Cramer ft Rohrer/
Dietrich ft Slaker/
Hoeppner Bros./
Lowman. Wm. M./
McDoweU, J. E./
Morledge. R. R./
PaisT A WilUn, Fire. Ufe
and Accident Insurance
Riley. John D./
Royce ft Palmery
Thatcher, O. D-/
Tucker. Frank A./
HEBRON.
Berkey. B. F.
Pisk,T.J.
Gates. J. F.
Hendershot. F. J.
Powell, F. A.
Schwer. C. P.
Weiss. M. H.
HUMBOLDT.
Berry. B. F./
Glasser. Joseph /"
HuU. H. T./
Lamberton. R. C./
Monogan. Geo. P./
Samueison. T. W./
Shrauger, J. E./
Speiser. David/
TiSer. O. J. /
' JACKSON.
Bartlett. W. T./ottf/
Brannan, Thos. v./
Kearney, Ed. T./fl«//
KEARNEY.
Allen ft Barney/
Aspinwall. Geo. X},f<mdl
Barud. John/
Brady. John/
Clark. A. B./
Elmendorf. C. H./
Gouldlng. B. H./
Greene. O.L./fl«^/ ^
Harrington ft Pommer/
Irving. XouisS./
Jones. E. B./
Keens, F. G,/andt
Kennedy ft Leitsenberger/
Newman ft Tart>ox /-
Smith ft Cutring/a«/ /
St. John, Sylvester S./tmdl
WUcy, H. F. ft E. C./amdl
Woolworth, E. J./
LEXINGTON.
Kreltz. F. P.
MazweU. A. C.
LINCOLN.
Aitken. Mauritius/ ^
Alexander, S. J.. Sec Fire
and Marine Ins. Co.
Baldwin. L. G. M./ ^
BeU ft Crandall/ojwf /
BcU, W. Q./
Boehmer, F. A./
Brace ft Strawbridgc/
Burr ft Becson/a«f /
Chase ft Beardsley /
Clark ft Learned/
De Levis, M. M./
Dorr Bros, ft Baker/
Easterday Bros./
Edmiston. J. M. /
Gemer ft Parish /dira/
Green ft Hagerman/
Hone, C. W./
Humphrey, L. C./
Johnson, Geo. W./
Kennaid, T. P. ft oon/
Lansing. J. F./
McChiy ft Hall/
Mockett. J. H. ftSons/
Marshall ft Stephenson
MADISON
Curtis. James/
Duncan, J. F./<»itf/
648
The InmraiMe Year Book.
VEB., Maditon— o^/.
Grabam, D. T./
Malone Be. Maloney /
Stuart & Thatch /
MINDEN.
Burnett, A. H.
Byrne, John
* Dtckmao, J. S.
Dnimmond & Kins
Eib, L. H. *
Evani, T. C.
Ferguson, J. W.
Finch & Paddock
Foxe, Jas.
GUman, J. W.
Godfrey ft Godfrey
Hagen. L. W.
Hines, P. H.
HuU, Joel
Jensen Bros.
Kent. L. A.
. Kingley, F. R.
McPheeley, J. L.
Rogers & Chapin
Spenoe. C. W.
NEBRASKA CITY.
Boydston, H. M. /
Canada. W. T. /
Dillon. Wm. E. /
Fnucier. J. H. ftoida
Fulton. Wm. /
Hail. S.A./. /«iK/a
Harding, N. S. fond a
Metcalfj./
MlUer. R. H. ft J. S. y
Seymour. W. F. f^lamdm
Thompson. T. E. f
Vandyke, J. B. /
Watson. J. C. /
White. R. A. ft Co. /
NORFOLK.
Allen, E. B. /
Bucholz. H. V
~ rt.J.S./
Dart.
Durland, C. B.famdl
Gencke. Wm. /
Lowe. Wm. /ami I
Pieice. J. L. /
Washburn. L. C. /
NORTH BEND.
Kern ft Thomas /
McVicker. R. /
Smith. C.W. y«w//
OQALLA.
Brandhoefer, L. A.
Brotherton. J. R.
Felts. F. O.
HalUgan. J. J.
Houghton. J. M.
McCartney. W. B.
McWilliams. J. S
Paden, G. H.
OMAHA.
Alexander ft Brieham /
Allen. W. F. / ^
Andrews ft Orff /
Ayerst&Taffinder/
Babcock. C. E. /
Ballou Bros. /
Benawa ft Co. /
Beneke. Gustar /
Brachoogel ft Benningfaonen /
Cotner&Fitchett/
Coutant ft Squires /
Crary. N. iClamfm
Dale. John/"
Darling, F. K. y
Dean. Chas. A./aiK/a
Dean. J. W. /
is. jno. H.
Bros./ •
T. W. J. /
Daniels. Jno. H. y
DoudBros. '
Drake. I
Fischer.
Ganet. I. B. /
Gibson, Geo. E. ft Co. y
Gish. G. W. / ^
Green, W. H. /
Gregory, F. L. ft Co. /
Hale, O. P. H. / ^
Hall, E. B. /
Hall. N. /
Hawkes. Wm. I, /ami a
Heath, M. T. /
Howell. Edward E. /
Jacobsen. H. f
Johnson, C. W. /
Johnston, D. /
Katz, S. ft Co. /
Kaufman. Charles/
LawtoD, Wm. H. /
Lewis. M. H. /
MadooD. H. S. ft Co. /"
Mapes ft King f
Martin ft Perfect /"
Mayne ft Needham /
Miller, Geo. L. /
Muir&Gaylor/
Murphy ft Lovett/
Neely. H. D. /
Nichols Bros, ft Hall f, Icmdsh
Palmer, H. E. 4c Sob» Fire
and Accident Insurance.
Potter, Webster ft Co. /
Remington ft Frye f
Richards, J. M. /
Ringwalt Bros. / /. « amds b
Rifdon, M. R. /
Robinson. B. H. /
Roeder. L. M. ft Bro. /
Schenck. C. G. /
Sholes ft Hamilton f
Stebbins. C. S. /
Templeton. W. G. /
TutUe, T. F. /
Wheeler A Wheeler, Fire
and Life Insurance.
WilUams. L. B. ft Co. /
PAWNEE CITY.
Davenport ft Ballanoe/
Flora. Geo./"
Springer. G. F./"
Sullivan. U. /
PERU
Cole. D. C. /
Hutdiinson. T. f
Jack, D./
Randall. D. S./
Williams. T.F;/
PLATTSMOUTH.
Browne ft Streight/
Hartigan. MikeA.Z-
Palmer, H. E./
Polk. M. D./
Ramsey. B. S./
Skinner ft Richey y
SuUivan. A. N./
Vanatfi. S. P. f
White. F. R. f
Windham ft Da vies/
PONCA.
Barnes Bros./
Burke, J. H,/
Dorsey. F. M./andl
Halstead. E. E./
Kingsbury. A. G.famdl
Kingsbury, C. A./
Martin Bros. /
Skinner. H. U./amdl
Wheeler. W. M./"
Wood. B. ^. fond I
Wood. G. L./tfw//
RED CLOUD.
Case ft McNeny/
Cariier. Chas. F.y
Coombs, D. S.
Gdser. JohnO./Mn^/
Gump, F. R.
Kaley, C. W.
Kuehn. F. K.famdl
Meyers, John/"
Schaffin, Chas./
SUl. C. S./
Smith, W. G./
Slowc. R. Vi./aHdl
WUcox. J. R.
RI8INQ CITY.
Baldwin. W. K.famdl
Day.T. W./-
Hu^i. J. O./
McCoy. W. S. /
Rdchenbach. J. A./
RULO.
Gognon. John f
Kirk. Geo. D./
ST. PAUL.
Anderson. Paul/
Bell,T.T./
Bryan. J. L. y
Hannibal. R./
Hermanson, T./
Hoggart, J. A./
Johnson. D. L./aa^/
Lcroy. N. G. /
McNabb. T./
Malmgrew, H.y
Nunn. Henry /•
Paul. N.J./
Taylor. Frank /
Thompson, E. E./
WaUace. T. R./
:SALEM.
Boyd. H. E./
Roberts, C. W./
TisdeU, D.A./
SCHUYLER.
Anderson. J. L. /
Folda. E. F./
Gadsden. James/
Grimison, J. A. /
Hatch, F.M//-
Hodson. E. T. /•
Nieman. John r. /
WelU ft Nieman/Mtf /
Whitman. T. W.
Zersan. Joseph /
SEWARD.
Barclay. C. W./
Brinkerhofl, J./
Burlingim. S. C./ I Mia
Cor. W. W./
Holland. C.E./
Langworthy, W. E./
Lease Bros./
McKillipD.C./
Neihardt. Ike D./
Norval, B. H./
PhiUps. E.P./
Smith. Ed. F./
Terwilliger George/
Wwk, D. C/MdJ
SHELTON.
Hostetter. E. O.
Muiphy ft Dickinson
Neely D.
SIDNEY.
De Castro, F. H,/<mdi
Lee, L, D./
The Insurance Year Book.
649
:Intosh, J. J./
utin, L./
>rvell, James W./
iUy. W. C./
SUTTON.
iractt, E. P,/
ark, I. N./
ark, Manm/
nsmore, J. B. ft Co./
wler, Cowles/
:Kniffht.W.T./
oodnifi, J. H. & Son/
TECUMSEH.
Itch, J. H./
lamberlain Bros./
lapman, L. C.y
•wan, M. £. /
irris, J. S./
good, D. F./
rkins, B. F./
;wart, S. S. /
xxiley. C./
TEKAMAH.
rdwell, C. E. /
ikinson, C. T./
Jls,H.W./
ipeweU, H. M./
tenon, E. W./
leckcU. N. J./
WAHOO.
dersonft Collins/
pp&Kratky/
VIS, J. B. /
drinson.W. H./
weyBiw./
Good ft Good/
Lyle ft Collins/
Simpson, Geo. W./
Slccn, Otto/
Williams, C. F./
WAYNE.
Bartlett, J. W.
Jones, E. L.
Northrop, F. M.
Riley, G»o. W.
Welch A. A.
WEEPING WATER,
Barr ft Hoback
Bellows ft Bellows
Burgen, O.
Clark ft Howard
Fitcbie, S. D.
Gibson, B. A.
Haldeman. J. H.
King. C. H.
Travis ft Leyda
Wooley, E. H.
WEST POINT.
Artman, W. A./
Drebert. D. J. /
Kloke, R. F./
Kniusc. F. E./
Moore, Eugene /and a
Morgan thaler ft Manning/
Peters ft Reed/. I and a
Rosenthal. L./
Steofer, Wm./
WILBER.
Ballard. E./
Castor, B. L. /
Davis, S. D./
Eariy, John F. I and a
Grimm. J. H./
Mann. W. H. /
Safarik. P. S./
Spirk, J. F. /
Suiter, F. Nf./
Tibbcts, J. P./
WYMORE.
Bumham, C. A. /
Fisher. W. I. /
German, J. w. /
Greenwood, H. A. /
Uvengood. J. K. /
McNay. J. S./
Taylor, C. T. /
Winter ft Kaufiman/
YORK.
Baldwin ft Wyckoff /
Bell. A. J. /
Bishop, D. H. /
Coddine ft Bell/
Cowell Bros, fand I
Greene, M. A. / and I
Hamlin. Bros./
Hoffman, Jasper /and I
Kingsleyft Ward/
Meade, F. F./
Moore. D. T./
Newman. A. J./
Nobes, C. J. /
Reed. Luther/
White, J. v./
AUSTIN.
ok of Austin/
Her, J. A./. I and a
unan, D. S. /
BATTLE MOUNTAIN.
maire, A, D. /
ic.J. l>./anda
BROKEN BOW.
Iterson, Francis F. /
(man, Alfred /
use, E. C./andl
CARSON CITY.
irk, Willis G. /
Icr.T. R./aj^/
rsey ft Yerington/. I and a
NEVADA.
ELKO.
Henderson. Jno./
MiUer.M. H./AK/0
Relnhart. Edgar /
Smith, W. T./
EUREKA.
Griffin. W. E. /
Pardy, Bros. / / and a
QOLD HILL.
BUuvelt. W. H./
RENO.
Bank of Nevada /
Bender, C. T. /
First National Bank /
Fish. H. L./
Hunter, B. E. /
Jones, C. W. I and a
Knox. W.N./
Martin, C. S./
Stoddard, C. H. /
VIRGINIA CITY.
Edwards, A. L./ / and a
Wallace, B. Y./anda
Chenoweth, C. /
First Nadonal Bsmk/a*//
May. J. L./a«f/
Nixon, Geo. S./a«£//
Robins, F. C. ft Co./
Staunton, M. B./
ASHLAND.
elies, Francis M./
Ison, James L./
BERLIN.
bott, E. Vi.landa
)thby. W. A./
unbcrlin. R. N./
CLAREMONT.
itman. C. O./. I and a
wcU, J. L. Jr. /
,L. N.7tf«//
jood, H. S,/andl
CONCORD.
lard. J. H. /
kman ft iMtig/andl
rrillft Danforth/'
ker, Chas. S. /
nicls, C. E. /
Dicls. R. P. ftCo./flw//
DERRY. >
tlett ft Shepaid
±. Fred. R.
NEW HAMPSHIRE.
DOVER.
Blaisdell. Eugene /
Crawford, Tolles ft Co./ I and a
Greene. J. F. /
Prescott, Geo. B./andi
Redficld, HenryA./
Sisk. Edward J. /
Sterns. Moses W. /
TufU, Charles A. /and I
Wendell, Daniel H./and I
ENFIELD.
Currier. L. ^,/andl
Huse. E. B./
EPPINQ.
Brown, A. D./
Stickney, W. H. /
EXETJER.
Belknap, Wm. H. 7
Shuteft Weston/
Wiggin. George W./
QREAT FALLS.
Crawiord. Tolles daCo./landa
Knapp.W. D./
HAWPTON.
Norris. Abbott/
Young, Enoch P. /
HANOVER.
Currier, D. B./
Frost. N. A. f
Storrs, E. V,/andl
HAVERHILL.
Abbott, Chestcr/a«</ /
Swasey. N. M./andl
Westgate. W. W./
HINSDALE.
Amidon, P. F. /
Saben. T. W./tf»^//
Temple, E. J. fand I
KEENE.
Aldrich. G. H. ft Son / and i
Dudley. D. E. /
650
The Insurance Year Book.
Goodnow & StLwytr/and /
Hajwaid. L. /
Healey & MaMon/amil
LACONIA.
Jewett, S. S./
Melcher ft Prescott A / amd a
Thompson, E. P. /
LANCASTER.
Chase, Dexter /, / attd a
Stevens, G. M. ft Son / / amd a
LEBANON.
Baker, A. W. /
Dewey, Peck ft Co. /, / and a
Pike. John /aitdl
LISBON.
Brigham, S. H. /
Bnswell, C. S. /
Keisea, C. J. /
Whitcher, Ward P. /
Woolson, A. A. /
LITTLETON.
Barrett, A. J. /•
Cominc, B. H. /
Eastman ft Goold f
Merrill, R. B. /
Watson P. B. /
MANCHESTER.
Chase. J. F. /
Clough, Luden B. /
Dillon. John J. /
Dodge, L. E. /
Vow, St John /
Edgerly, Clarence M. /*
Edgerly, M. V. B. /
Elljott, A. ft Co. /
Eyerett, William G./, I and a
French, John C. /and I
Gould, Daniel C. /
Kimball, Edward L. /
Lane, Adoniram J. /and I
Lane. John G. fond I
O'Connor ft Sheehan /tfiuf a
Richardson. Edwin P. /
Ryder, Bawd C. /
Sanborn, Gustavus M. /
Steams. S. B. /
Weeks, George W. /
MEREDITH VILLAGE.
Neal, C. W. /
Pecuery, Alvin /
Roberts, Eben E. /
Roberts, J. S. /
RoUins, S. W. /
MILFORD.
Averill, C. S. /
Kidder ft Whitney/
Knight, C. E. /
Knowhon, W. M. /
Wallace. R. M. /
NASHUA.
Buxton, M. R. y
Copp ft Tuck /
DusUn, T. W. /
McKean ft Andrews/, landm
Mek>on. C. L. /
Richardson, CiHith/ and I
NEW MARKET.
Dearborn, Geo. L. /
Haines. Alanson C. /
Haley, Chas. /
Murray, Timothy /
NEWPORT.
Brown, George R. /
Cheney. Fred. W. /
Dame. Geo. E. /
PENACOOK.
Foote, Chas.'E. /
Gage, Buxton ft Ct^fttdl
RoUe. Abial/
PETERBORO.
Clarke. F. G./andl
Hatch. R. B./andl
White, D. M. /andl
PORTSMOUTH.
De Rochemont. C. M./
Dodge, Samuel/
Hazlett, C. A./
Ilsley ft Moore/, l.tmda
Morse, J. P./ I and a
Pender. John y and a
Sise, John /and m
Tralton, C. E. /
ROCHESTER.
Hanrey. Joseph G./
Parshley, A. S./andl
SUNOOOK.
Bartlett. J. G^
Haselton, J. B./
Weeks, R.M./d«tf/
SWANTON.
Ayers, E. A. fond I
- I, H. H. Jr. '
O. G.;
WILTON.
Fleeman, Jodah/
Ramsey, A. A. /
WOLFBOROUQH.
Banfield. Ira/
Beachmtn. John H,/andl
Hodgdon. Wm. O. S,/aiidl
Parker. Chas. F./ .
Forman,
andi
ASBURY PARK.
Appleby, T. Frank/
Gould ft Pauley/
McCauley, H. /
Redway, T. H. /
Ross. Milan/
Taylor. D.H./
Truax, G. W./
Warner, C. D. ft Co./
ATLANTIC CITY.
Adaras. Israel G. ft Co. /
Gardner. Shinn ft Co. J
Giberson. John P. /
Phillips. A. H./"
Stephany. August/
BAYONNE CITY.
Allaire, Simeon/
Benny, Allan/
ColFille. C. M./
Connolly, P. W./
Godfrey, A. W./
Murphy, Jas, Jr. /
Overbeck. W. Th./
Roberson, Horace/
Salter. W. D./
Shracder. Chas. F./
BLANSTOWN.
Bunnell, John/ and I
Lauter. E. L. ft U. S. G. fond I
Smith, W.T./<TO<//
BLOOMFIELD.
Baxter, Samuel H./
Baxter. Thomas B./
Hayes, Thomas E. /*
Johnson, J. Cory /
Marr, Alexander C./
NEW JERSEY.
Pienon, A. R./
Pierson, Horace/
BLOOMINQDALE.
Ball, J. Johnson/
Buder, N. J.
Sloan, D. Reere/
Treewelke, R. F./
BOONTON.
Backer, E. A. /tfjM//
Barrett, Jno./
Brown, J. L//
Hammond, Einoch y
Lee, J.W./
Piatt, C. F. I and a
BORDENTOWN.
Burr. Samuel E. ft Son / and i
Bums, Wm./
nynn,W. R./a>irf/
Julien, Robt./
Tantim, Jas./
Wdse, F. G./
BRIDQETON.
Fithian, Joel /
Logue, W. A^
Mifler, Wm. E,/andi
Neflf, Henry/
Porch, F.M./
Powell. Benjamin T./
Reeves. James J. fandl
SteinwiU. Samuel /
Ware, Jas. S./oia//
Wood, W. H. /
BURLINGTON.
Gallagher, Jos. /
Haines, H. S./
Prickett, H. S,/andi
Rigg. Geo./
Sloan. Charles U./andl
Taytor, Joshua/
CAMDEN.
Brown, A. F./
Cheney, John W. ft Ca/*^'
Condit, Daniel H./andl
Erans, Jehu/
Fairfield ft Ewen/
Higgins. Philip J. /
Humphreys, L. B./
Uppinoott, F. C./
McDonald, Samud/
Miller, Crawford/
Miller, R. R./andi
Readft Ciine/
Risley, D. Somers/
Van Bunschoten, G. /
Vamey, Thadeus P./
CAPE MAY.
Edmunds, J. Heaij/andl
Hughes, Heniy/
Richardson, F. L./
Stites, Page/
DOVER.
Coe, A. JudsoB /
Dunham, H. L. /
Gftge, C. B. /
McCoy, Joseph /
Smith ft Jenkins/
ELIZABETH.
Bicknell, A. S. /
Crane. J. W. /
Dix. J. A. /
Egenoff, P. /
Meeker. W. H. /
The Insurance Year Book.
6si
ien, B. M. /
s, Joseph C. /andl
in. P. J. /
itemeier. H. Jr. fond I
Ich. R. W. /
tmore, H. P. /
Ifekdl, D. /
ENQLEWOOD.
ne. W. J. M. /
rham, R. A. /
eotinc, C. W. /
FLEMINQTON.
lis, David S. /
inett ft Thatcher /and I
iham ft Berkaw /and I
es. John L. /
rkcr, Garrett V. /
FREEHOLD. .
inett, Chaa. A. Jr. /
Dermott ft Mount /andl
dl, JohnT. /«»//
rd, George T. fandl
QLA88BORO.
field. Jos. H. /
rce, John E. /
ite, John D. /
fflf , W. S. /
ight, Chas. T. ftrndl
HACKEN8ACK.
nming, Thomas H. /
dick,!,/
ior. Wm. /
I Horn, J. C. f
eeler, G. W. /
HACKETT8TOWN.
an, Fred. H. fandl
ris, Jacob W. /
ler, James fandl
finan, Paul D. /
nson, George W. / and I
ghbor, L. ft M. /
«. R. S. /
HADDONFIELD.
nent, R. Elmer /
rr, Samnel C. /
Harry/
, Joa. W. /
litts. S. A. f
mg. Thomas W. /
HARRI80N.
3onald, E. F. /
rdan, Jos. A. /
iDercn, Clarence T. /
HOBOKEN.
Kier, H./
Mn's Jas. Sons /
nd ft LetU /
Rgman, A. M./
lenbender & Moller/
fton, Charles/'
vier, John/
per.W.M./
5ee,W./
iser&Co./
tin, Edw. W./
ekal.A. T. /
Jk ft Logan /
n, L. m:/
lot, C. A./-
JER8EY CITY.
aet,B.>
tcher, Louis ft Co./
ckley, W. W. 4c Co.,
>re Insurance
lo, H.J.y
DBonsft Co./"
mons, Cronao ft Co./
eft Co./
Fessenden. R. C. f
Gopsil, T. M./
La Viere, C. H./
Lindsley, H./M<//
Matthews, F.J./
Muller, John E./
Steger ft GopsiU /
Stevens, Frank/
Van Houten, E^wln/
VanSycklc, J. R./
Woodward, Slierwood dc
Co*y Insurance Agents, vj
Montgomery street.
KEYPORT.
Ogden, Benjamin h,/andl
Taylor, Marcus B./
Warner, David/
LAMBERTVILLE.
Barber, A. C./
Dalrymple, C. E. /
Dilts, R. H. /
Holoombe, Geo. M. Zx, fandl
Horn, John H. /
Lyman, W./
Roberts, Charles/
Sergeant, L. H. fandl
LONG BRANCH.
Cooper. Thomas Vf. fandl
Green, Harry W. /
Wooley. Matthias/
MADI80N.
Hancock, Roswell M.
Rathbum, Amos C.
MILLBURN.
Holmes, H. Jr. /
Hooley. J: O. /
Simptson, A. J. R./
Williams, I./
MILLVILLE.
Howell. R.L./
Newcomb. H. O./
Newcomb, Stacy /
Miller. William E. /
Whitaker, Ihot, fandl
MORRI8TOWN.
Ayers, Theo. ft John h, fandl
Breese, Stephen/
Burns, J. wm. /
Hull.H. T. ftCo./tf«ftf
Johnson. J. Henry f and I
O'Brien, Thos. J. fandl
Ross, E. ft G. H, fandl
Searing, J. Walter fandl
Selvage ft Montague /ow^ a
TumbuU, Frank /
Van Dyke ft Wise/
MT. H6LLY.
Atkinson, S. A. fandl
Clevenger, J. D./
Sloanv Chas. M., District
Agent Mut. Ren. Life, Newark
Wills, BenajahS./
NEWARK.
Alden, J. G./
Agens, F. G. f
Baasett, A. L. fond I
Bond, Edgar £. ft Co./
Byrne, J. M./4i«//
Bray. A. W. /
Cannon, W. S./
CoBlon, R. I*. 9 Fire Insur-
ance Agency, 78a Broad St.
Dennis, M. R. ft Co. f and I
Frisbee, L. W. /
Garabrant, James D. /
Griffiths, T. W. dc Co., Fire
Insurance.
Hayes, N. A. /
Herrick, C. C. /
Hora dc FisJier.Fire Insur.
ance Agents, 758 Broad St.
Meeker, Samuel/
Osborne. R. A. r
Parker, F. M./
Paul G. D. /
Peckham, I. /and I
Plume, A. Gifford/
Phune, Geo. C./
Plume, Wm. T. /
Raymond, Geo. B. /
Rommell,H. C./
Rycrson, W. F./
Schooppe, Henry/
Smyth. J. Wilson /
8ill.E.E., Sute Agent Nat.
L. Ins. Co. of Vt., 780 Broad St.
Sommer, G. F./
Tappan, S./
Teficr, G. H./
Westervclt, A. C. /
Wickham, Ross M./
Willis, G. W. /
Wood dc Van Sant, GenL
Agts. for N. J. of L. ft L. ft G.
Ins. Co., 800 Broad St
NEW BRUN8WICK.
Abbott. H.W^/
Blanveltft Co./
Bodine, Edw./
Hardenburg, C. L./
Hardenbure. Rntsen/
Houghton, P./
Kibbe. O. A. /
J. BATABD SZBS?ATBZOZ,
Agent for Commercial Union Aasiir*
ance Co.; Insunnce Co. of North
America; liverpool and London
and Globe Int. Co.* Hanover Ins.
Co.; Gennan-Amencan Ins. Ca,
and other standard companies.
999 OMfge atrMt.
Lyons, M./
Martin, E. R./
Mayo, A. W./
Miler. R. G./
Parker, N. T./
Polhemus, P. G./
Snedeker, W. W.f
Way, Wm. H./
NEWTON.
Criegar.J. W./
Emmans, Geo. M./
Franks. Miss M. /
Hall, Wm. H. /
Howell, John C./
Roe, Chas. Jr./
Rorbacb. Chas. P./
Smith, Wm. M. /
Stevens, S. S. /
Stewart, John T. f
Swayse, John L. /
Westfall. JohnA./
ORANGE.
Ayers, Thomas O./andl
Kazenmayer, Henry /and I
Kingsly, Philip/
Smith, S. T. ft C. A./AKf/
Smith. Waller E./
Stetson. Horace/
Taylor, Theo. F. f
OXFORD.
Bartron, David/
Fowler, Fred./
Hilbert, Jos./
Perry.O.U./andl
Thompson, Thos. L./
6s2
The Ifi&uranoe Year Book.
Tunison, Wm. A./
Weber, Geo. /
PASSAIC.
Colegrove, W. S./attdl
Frain, Henry/
GoggiD, R./
HemioD, John/
Hughes, Frank /Ml//
Norton, James A./
Paulison, W./
PudneY, John B./
Rust, Geo. P./
Van BusWrk, A. Z. /
PATERSON.
Banta, L. J./
Blauvdt. J. "H. /
Boice, I. F./
Bordon,R. W./tf«//
Ekings, R. M. ft Co. /and I
Farrar, Sidney/
Garrison, H.J./
Haldane.A. P./
Holt, Thomas /«rrf/
Hurley, John K./
McDonald, John /
McGregor, S. A./
Morrisssee, James A./
Oatman, J. M. /
Olden, E. H./
Palvcr,G. B./
Reynolds, Chas./
Schnetter, Charles/
Sherwood, S. S. /
Worden, G. H./
PENN'S QROVE.
DeGrofft,H. H./
Elkinton. Geo. Pi./
Holton, S. B. /
Summerill, Josiah/
Trumbull, J. W./andl
PERTH AMBOY.
Chapman, Joseph E./
Compton & Fox/
Goldmg, L T./
Growney, James/
Pakrer. C. L./
Pierce & Watson /oiuf /
Seaman, Geo. A. /
PHILLIPSBURQH.
Butler, J. C. /
Deichman A. S. / amli
FuUer, Geo. E. 7
Reiley, J. I. Blair /«>»//
Shimer, J. M. K. fond I
Smith, Zvme&f
Smith, Wm./
Snyder, Jacoo /
Stewart, Jacob S. /
PLAINFIELD.
Budcr. W. C. /
Brokaw, Isaac / <md I
Dunham, M. M. /
Mulfbrd, E. C. /
Pope, J. C. & Co. famd I
Randolph, D. F. & Co.
Thorn, M. M. /
VaU,J. T./
Woodruff. W. A. /«irf/
PRINCETON.
Borden, F. Q, J and I
Hageman, J. F. Jr. /
Hubbard, Ollie H,f,laada
Marsh, Crowell /
Sinclair, Joseph C. /
Vandcrbilt, Albert/
Wolfe, JaredD./tf«//
RAHWAY.
Compton, N. V. f
Erlich, C. /
McGuckin, E. B. /
Mead, Joseph T./
Mooney, Nicholas /amf /
RARITAN.
Amerman, John S. fond I
Davis. J. V. /
Tunis, Wm. L. /
RED BANK.
Allaire, Edw. S. /
Davis, Tbos. Jr. fundi
Durham, Wm. F. /
Trockmorton, T. W. ft Sons /
Warner, C. D. ft Co. /
RUTHERFORD.
Brown, Edw. S. /
Burtis, E. E. /
Ely ft Conkling/om/i
Watson, A. L./
SALEM.
Acton, I. O, fond I
Kelty. Benj.R./aiK//
Morrison, G. R. /
Thompson, John E. /
Wood, Benj. F. /
SOMERVILLE.
Anderson, Geo. /
Codinston, L,M, /and/
Enk, John /and I
Galpin, H. F. /
son, jonn /
ly. C. V. d /
son, E. S.y
s, B. M. fMdi
Kenney, J. H. /
Speer, C. A. ft Son fmdl
Sutphen ft Huff/ and I
Vandenreer, G. V. /
Vanderveer, M. H. /
Williamson, A. S. /
SOUTH AMBOY.
Grace, Tobias /iz»//
Roddy. B. /
TRENTON.
AUer, H. C. /
Baily, Samuel L. ft Co. /
Bamhart, Jacob /
Biles. Charles W./
Encke, J. R. /anal
FeU ft Darrah /<»<//
Hancock ft Co. /
Harter Bros. /
Howell, Israel /
Krumholz, John /
Matheson^Johny
Murphy,
Paridnson,
Phillips, B. M. /audi
Taa Camp 4c WortUagtci.
Fire Insurance
Whittaker, George R. /
Woodruff. E. F. /
Wright, Joseph B. ft Soo/
Wright, Joseph H.
Yard, Alexander C. /
Yard, W.S. ft Son/
« , ,X'**ELAND.
Berault, W./
Clark. A. G./
Hofmann. Kaspar /
Longhran, James /
Mason, Joseph/
Swing. Geo. W./
TuUer, R. P./
WASHINGTON.
Bowers. J. T./, lojuia
Gibbs, Dr. /
Taylor ft Creveling/
Wyckoff, D. v./
WILLIAMSTOWN.
Imhoff, Jacob
McChesney, Frank
Weaver, John S.
WOODBURY.
Barker, Geo. H./andl
Clymer, Robert S./
Livermore. W. Harrison/
Moore. Wm. /
Stokes, Edwin/
Swackhamer. Austin H./_
ALBUQUERQUE.
Bushnell, John B./ /and a
Kent. F. H. ft Co. /and/
Wheelock, Jesse M./and/
LAS VEGAS.
Henry, Edward /oiMf/
Higgins&Dinkel/aiK//
NE^V MEXICO.
Whitmore, Adin H./
SANTA FE.
Berger, Wm. M./, /and a
Conant ft GrKv/landa
Gray* John/ /anda
Linn. Ernest R. /
Winschmann, Paul/ /anda
SILVER CITY
Wanen, Mrs. O. S.//. --*'
Young. E. M.
SPRINGER.
Abbott. Graff W.
ADAMS.
Byrnes, M. /anda
Carter, T. T./and/
Kellogg, J. G. /
Pierce, Herbert /anda
ADDISON.
Dannels, P. C/and/
Gillct, Chas. W.>^«irf/
Wade, Eugene /oiKf/
NEW YORK,
ALBANY.
Austin ft Wolverion/
Ayers. Mrs. S. E. /
Barry, Thos. F. /
Brown, Howard a
BuU, M. V. B. ft Co. /
BuU. H. S. a
Byington, W. W. /
Capen, T. Jr. ft Co./
Cary, Samuel/
Chester, Andrew J./
Cummerford, John/
Cuyler, George/
Dewitt ft Co./
Foster ft Gove
HamUton, Wm. A./
Hendrick. James/
Hubbard. F. B./
lUch, U,/
Kcefer, D. H./ ^ ,
KeUey. WUliams ft Van Xkntt*
Knowles. Chsrles R7
The Insurance Year Book.
(>53
F. Y.. Albany— OwA
lowles & Russel/
iirth, Max. Fire Insurance
ckwood. E. W. /
:Elroy, John E./
frrill. T. B.
»rgan, Wm./
tterson, Wm. /
lyn, F. S./
se, Ruiiis & Son/
Tord. E. & Co./
»r. G. H. /
D Eyck ft Lansing /
derbiU. E. H. & Co. /
n Allen, C.H./
n Vlict. G. D./
sbureb, Felcher/
nship. W. F. /
ALBION,
dy. O. ly.famdl
ig. Henry A./
ignaan, Wm. D.fandi
55 & Hutchinson/ojMf /
AMSTERDAM.
inett, Lyman/
A viand, F. H./
loson Sl Bireliy Fire In-
uraoce
, Robert P. & Co. f, land m
>d. HomeR./AK//
nlcVpT. S. /
a Hensen, A. T. & Son/ /
ing, A. F./
ATHENS.
»^nc, Henry A./
;hol9. Samuel H. /
iderson, John/
AUBURN,
iuns & French /ami I
rard, D. R./
ley, W. C./
p'l, David/
K>ks. H /
ry. J. S. & Son foMdi
[>per, D. B. /
dy St Bamts/andi
t6, L. E./
5h. Mrs. M. M./
nch. W. D./
slit & Storke/
mingway, C. D, /
skins, J. H./
iDSon, E. W./
il & Downer /
ivton, A. W. /
HTton, A. W. Jr./
aker. Wm. H. & Son/
tK>nie, H. G. /
(xies, Emmett /
gers, F. L. /
Srpe, Wm. B. /
BABYLON.
jris, W. \>,/aMdl
bbins, J. J. /
BALLSTON SPA.
icb, Geo. R. & Sony and I
tcr. H. C./andl
BATAVIA.
BtTey, Gorton/
ixk, O. R./
X. Edwin/
y, W. Harris/
dgson, BosMkick ft Co. /and I
nbam, F. H./
ge Si Sea^r /
£en ft Snell/
ssr, Soloman/
Sherwin, S. A. ft Co./
Sherwin, S. A. /
BATH.
Alden, De Witt C, General
Insurance Agency
Faucett, Heavf/akda
Parker, Z. la, f, I ana a
Shepard. Wm. H./ I and a
Van Camp, D. U./andl
Wagner, M. T./
Wynkoof. H. J. /
BAY SHORE.
Fanning, N. E.
Hulse, W. W.
Thurber, C. B.
BINGHAMTON.
Brown ft Monroe/
Boss ft Stoppard/, I and a
Burbans P. K. ft Co. /and I
Cannon. G. Q. /
Hecojt, W. H./, /«ri/tf
Hermans, H. C. /
Mathews, Geo /
MitcbeU. S. N./, /oiM/a
Morse, Hartwell/
Phillips. L. C./andl
Rich Bros./
Root, C. O. ft Co./, landa
Tupper, Chas. F. /. danda
Wilson, A. G./andl
BROCKPORT.
Decker. Geo. P. /
Hall ft WilUams /laandm
Ketcham. B. C./andl
Staadman, G. L landa
WilcoxT. J./;/«fifa
Winslow, C. M. ft Son /, landa
BROOKLYN.
Atkinson, J. F. /
Avery, A. P. /
Barker, C. S. /
Beecher ft Benedict /
Bogue, C. A. /
Brown, G. F.V
Brown, Geo. W. /
Carpenter, B. G. /
Corsa, A. J. /
Diefendorf, W. T. /
Delesdiners, J. H. /
Eastman. F. M./
Fowler, I-«vi /
Goldschmidt,M./
Hatton ft Jacobs/ ,
Hodges, A. /
Ide, E. /
Kelsey ft Suydam /
Lebmann, R. /
Lewis, Benj./
McCormick. £./
McLaughlin, Cnas. A. /
Moody, Leonard /
Pomeroy, Ralph/
Schimmel, G. /
Sedgwick. R. B. /
Simonson, Geo. M. /
Thorn, A. B. /
White, J. W.
Wood, E. /
BUFFALO.
Armatronff C* B. A Co.,
Gen. Ins. Agents, Nos. 5 and 6
Board of Trade Building, cor.
Seneca and Pearl sts.
Baer, C./
Bloomer ft Bullard /andm
Campbell, J. A. /
Cook's F. A. Agency /
Dorr, J. N. ft G. P. /
Eggert, O. J./
Fifsgerald, Thos. /
Flint, Oscar T. m
Gennain, Geo. P. ft Son /
Gittere, J. A. /
Greene. S. P. /
Hall, Wood ft Hall, landa
H.UI, Nathaniel ft Son, fandl
Hume ft Sanford /*
Lewis. W. D. /
Martin, Alas. /
MooBcy, James Sl Bro., 30
Arcade Building, Man. Central
ft Southern Dept., Queen Ins.
Co.
Moore, J. S.. Gen. Ins. Agt.
Nortk Sl Tedder. Gen. Ins.
Perkins ft Menxies /
Roth. E. C. ft Co. /
Sandrock ft Bailey /amfM
SinUliy DaTifdc Co., General
Insurance Agents.
Stellwagen, P./
Stettenbenz. E. F. /
Stringer ft C%6j/andm
Timmerman, J. /
Weidrich ft Wilhelm /
Wells, Byron /
Worthington ft SMX/andm
Wood worth St Ha wley , Fire
and Marine Insurance, 7 Seneca
St. west.
Ages, aa West Seneca st.
W ortbiDfftOB Sl Sill, Fire and
Marine Insurance.
CAMBRIDGE.
Carpenter, H. ft Son /
Hitchcock. Bros. /
Hitchcock, W. S. /
McQrllan, J. R./
Qura ft Watkins /
CANAJOHARIE.
Bellinger, V/m./and I
More, John /
Richmond ft Sloan /and I
SUflord, Harvey R. /and I
Wheeler, Chas. V/./andl
CANANDAIGUA.
Benham, E. V./and I
Church, E. C./andl
Coe,W.W./
Dwyer, J. J./
Field, H.M./
Henry, CD. /and I
Howe, Ira B./
Mitchell, C. T. /
Page, E. VL/andl
Raines, John/on^/
CANASTOTA.
Barlow. M. E./
Childs, E. G. /
Rasbach, D. H. /
Travis ft Wolf/
Tuttle, W. H. /
CANiSTEO.
Burrell, A. H. /
Miner, A. R. /
Summers ft Goff /, / and a
CANTON.
Barrows ft B^Mey/andl
Bonney, E. J. /and I
Bugbee, J. F./
Chandler. J. B. /
Cleveland, R. E. /
Kimball, W. H. ft S. D./
Nichol&on.Cbas. /
Roulston,
Stevens,
11, w. M. fit 2
^on, Chas./
on, R. H./
s. E. E./
654
The Inmraruie Tear Book.
HEW TOBK-C^wA
CATSKILL.
Beacb, Theo. B.foHda
Brown, E. W. /
Coffin, P. G. & C. G. /, I and a
Penfield, Samuel L./
Pinckney, Chas. B. A I and a
RiuseU. Edgar/
Sage. O.V./a»wf/
Vedder, Harry /
CHATHAM.
Jones, J. Werley
Park, F. I.
Shufelt, Geo. H.
CLINTON.
Brockway, W. H./iim//
Bucll, L. M. /
Carrutb, Cbas. R. /
Williams, E. S. /
CLYDE.
Baker, Geo. O./
Gregg, Geo. A. /
Hinman, J. W. / /, a andm
Stow, D. 'L./andl
Thorn. Seward T. /
COEYMAN8.
Briegs, J. N./
Holmes ft Slingerland/ I and a
KeUer, W. H. /
Willis, C. C, A I, a and c
WoUe. Andrew J./
COHOES.
Carmody & Hayes
Carter, Geo. T. & Co.
Lansing, C. £.
Lauehlin, John
McDermott. John
McLeon ft Ewing
COLD SPRING.
McClure, H. D. /
Squires. Lewis N. /
Wood. Williams /
Yeomans, W. B./
COOPER8TOWN.
Arnold & McEwen
Birge, D. L.
Hicks. B. J.
Pbiney & Leonard
Potter, P. H.
Shipman, A. C.
Shumway, Floyd
Sylvester, T. E.
Tucker, J. W.
CORNING.
Cole ft Kingsbury /<i«f/
Robinson, L. B. /
Sage. M. L. /
Squires ft Hutchins,/
Walker. Wm. ft Son fond I
CORTLAND.
Allen ft Davis/ aJMf/
Bosworth ft Lathrop /
Maybury ft Maycumber /
Messinger, H. J./
Nixon, Jam es A. /
Stevenson, Theodore / and I
COXSACKIE.
Bogardus, H. P. /and I
Brown, Hiram /
Collier, A. V.D./
Freligh, Levi/
Garrett, Peter R./
Green ft Bedell fandm
Jordan H. A. /
Lampman, O./
Nelson. Roben /
DAN8VILLE.
Brettle. F. T. /
Klauck. E. C, fond I
Kran, Jts, /and i
Oberdorf ft Edwards, /am//
Sheoard, Chas. /
Sutfin, C. fand I
Wood, A. T. /
DEPOSIT.
DooUttle. S. S. ft Co./
Kurskem, J. W.
Onderdonk. Calvin
DOBB'S FERRY.
Lynt, Frank, S,fandl
Storms, Chai. G. /
DUNKIRK.
Harris. Chas. H. /
Gifibrd, Samuel Z,/andl
Van Buren, J. H. /
Van Buren. J. H. ft Son /and I
Zimmerman, V/m,/and7
EAST AURORA.
Addington ft Stryker./ow//
Jones. W.D./diK//
Olcott, J. B. f
ELLENVILLE.
Duteher ft Briggs /and i
Low. S. E, /and!
TerwiUiger. U. E./««//
ELMIRA.
Ayres. S. ft Son /. / mnda
Beadle and Sturdivant/om//
Dewitt. M. F. /
Hotchkiss. Samuel /
McDowell. Jaoob L. /
Perry ft Co./ land a
Potter. Roach ft Co. /and I
Sly. James M. ft Co' J and I
Swan. Chas. ft Son/
WeUes. John C. /
WheaUey, J. C. /
FAIRPORT.
Beardsley, A. L./
Estes, R. L./
Kellogg, M. J. /
Summons, O. P./
FISHKILL-ON-HUDSON.
Fenin, Frank /oim//
Scofield ft Jones/
FLUSHING.
Gould. O. B. /
Master, D. /
Peck ft Son /
^g.A. W. /
juinian, Jas. H. /
S~mith, Andrew /
White ft Son /
FORT EDWARD.
Barber. Cicero fand I
Barber. Cicero & Sons /
Bascom, R. O. /
Ketchum, Chas. L. /
FORT PLAIN.
Cannine, A. D. / andl
Cary. Alfired /and /
Elwood, Reuben/
Schults, D. C. /
FRANKFORT.
Ingham. H. H. /
Kenyon. Geo. A. /
Smith. J. S. /
FREDONIA.
Madison, A. Z. /, I and a
Tremaine. Gains M. /
I
FULTON.
Dada, Geo. S. /
David. C. H./andl
Loveiov, W. J. /
Mead ft Stranahan/
Ferine, D. M. /
Rice ft Lovejoy /
Stephens. M. F. /
Strecter. C. W.//«i«
GENE8E0.
Bums. Thos. ^./<mdl
Chase, J. A./
Fielder. C. W.loMd*
Killip. W. K. /
Norton. E. S. /
Olmsted. Theo. F. /
Olmsted, W. L. S. /
Potter, C. B. /
Rose. Norman W. /
Sinclair. T. R. /
Stevens, ffm. A.Ffatlu^
ance
Youngs. E. F./
GENEVA.
Bachman, Geo. L. /
Bownett, W. I. /
Bostwick, Geo. W. /
Burrall. E. J. ftSoD/
Dicmars, Geo. T. /
Farwell, J. G. /
Frisbie, A. G./fl«//
Owen. T. L. /
Sandford, M. S. /
Seymour. J. O. /trndi
Sonthworth, Samuel /«■/'
Stannard. R. M. /
Sweeney. T. H. /
GLEN COVE.
Gruman. C. B. /
Ketcham, Oakley/
Robinson. Wm. B. /
Weeks. D. V. /
GLENS FALLS.
Barber Bros. /andl
Carson. Chas. H. /
Cool. Chas. W./
Hitchcock. Chas. H. /
Ketchum ft Hall/oW/
Little, Meredith B. /adl
Locke ft Cool/ and I
GLOVERSViUC.
Burton ft Wood/
Getman. John L./aai I
Graft, S. G./amdl
Loyd. C. M. C./
Mills Bros./
Smith, £. M.
Stewart ft Mann /
Wood. J. E./andi
GOSHEN.
Deoniston, Geo. A. Sr. /
Gregory, James F./
Maney ft Baldwin /«i^«
MUls. Geo. H. /
Neafie. A./
Van Sidde. Andrew/
Wallace. A. V, D./
QOUVERNEUR.
Babcock. J. S./aiidl
Baker. J.V./tfiirf/ ^,
Spencer ft Leggett/««/
StetUng. L.T, /andl
GREENBUSH.
Callendcr. W. N.
Mnnger. I. F.
Slade. Luke ^^_
QREEN8P0RT,
Cleaves. Geo. H./
Horton. S. B./
TKb In&urance Year Book.
655
TuUips, F. H./
leew, B. H./
HAVER8TRAW.
Bedford, Geo. O.famdl
nauvelnJas.H./a^/
^enny, Fred. /
'urdy, Isaac/
HERKIMER.
Jrown, Edw. A./
iunce, Geo. H. «
iske, Wm. H./a>wf/
lendenon ft Lawton/
lelmer. William/
iitchell, E. B./W/
haul, A. A./
HIGHLAND FALLS.
ivery, Wm./
(elson. C. & Son/
HOMER.
Jlen ft Davis/*
twater, J. C. ft Sonfamdl
rockway, G. A. f
■OAts,J.M,/
HOOSiC FALLS.
aston, Rising ft Worden /
^brook, E. R. / Jamd a
ixrod, P. B,iamla
[cKearin, P. A I and a
/Uder, L. C. /
H0RNELL8VILLE.
ameron, J. W. /*
ore ft Yoong /
oUand ft Denning /
/indsor, L. F. /
HUDSON.
ostwick, C. W. /
sselstyn, J. B. /
sselstrn ft Rowley/
roat ft Farrand /
ankes. F. C. /
olsoppic,W. Fhmk/ .
avilandftHittt/ottf /
acy, Chas. W. /
lagoun ft Thompcon /
alcson. C H. /
cAnhur ft Bryan /
Bith, Eugene D./fl»//
ory, Chas. C./
raver, E. A. /
HUNTINGTON.
ikeriy, E. R./
MneU. H. T. /
ildenleeve, A. B. /
mn, Joseph /
ogers, Heiman /
ogers, Isaac /
UDDiis, DaYkI /
immis. O. S./
lepard, Chas. E./
llestOD, Geo. M./
ILION.
arter, Chas./ ianda
oefler, John L. foMd a
ntchins, J. H.//a«/«
Brien. M. G./a/i^a
ITHACA.
irritt, L. A./
wd. E. S. /
»st, H.W./
rant. H.J./
ray ft Patterson /ami I
Jhnson.H./
cElheny. T. J. /
lillips. F. W. /
shuyler. Grant/
:, John, H. A./
wbell. Dr. /
ichenor, J. H./
Wood, A. B. /
Wood. Otis E./
Wood, Ptercy/
Whiton, FredJ./omr/
JAMAICA. .
Archer, Jas. C./
Dykes. Wm./diuf/
Hardenbrock, F. L./
Stehlen, Mrs. A./
Watts, J. T./
JAMESTOWN.
Eddy, Elton E. ft Co./
Harrington, A. M./
Hjorth, Wm./
Horton Bros./
Kinkaid. J. J. /
Larmonth, J. T. /
Lewis. N. D. /
Milespawft Eddy/
Smith, Hiram/
Todd, Fred P. ft Son /
Warner, W. L./
White, A. P. /
JOHNSTOWN.
Burton. Jacob Jr./
Moore ft McKie / iamda
Pike ft Case /
Sutliff. S./
Young, A. M. /
KEESEVILLE.
Cutting, Dan. S./ iandm
Moukl ft McLean /
KINGSTON.
Decker, C. V. A. /
Dewey, Frank D. /
DuBois. C. V./a»//
Finch, W. B. /
Fredenburgh ft Fioch /
Gaul, John A. /
Johnston. C. E. /
McCausland. John /, /, mamda
McEntee, Giraid L. /, /, mamda
Mturay, Chris. A. /audi
Preston, Geo. C. /, /, m and a
Rieser, Wm. ft Bro. fandl
Smith. Wm./<Mft//
Smith. Wallace /
Stow ft Benson 7, 1 and a
Westbrook, C. D. ft Co. / /
oMd a
Westbrook, S. S. fatidl
LANSINQBURGH.
Buckingham, Jonas C. /
Bulkley, Walter/
Fancher. M. H. /
Fancher. M. L. fandl
Flack. Isaac G. /
Hyatt. Eugene/
Nichols. Geo. F./tf»//
Stover, John A. / and I
LE ROY.
Comstock. S. F. fandl
Falkner. H. H. fond I
Harmon. £. "^^ fandl
Heddon. L. P. /
LITTLE FALLS.
Fitsgerald, John W., Fire
Insurance
Girvan. G. Y. fandl
Greene, A. H. /
Reed. Philo/«»//
Warren. H.W./
LOCKPORT.
Aiken ft Shaw /
A twater. J, J and I
Cross. W.H./tf«//
Dickrrson, S. S. /
Ferguson. A,S.f
Gooding ft MiUener fand I
Huil. I. P. /
Kilbom. H. ft Son /
McNeill. H.D./tfurf/
Moody, O. E. /
Scovell. T. /
Stevens ft Batten /
Upson. W.J. /««//
Weatherwax. C. /
Young, C. M. /
LONG ISLAND CITY.
Clay, George E. /
Green, John /
Horak, Rudolph /
Payntar. G. H. /
Payne, Geo. E./
Smith, Roe H. ft Co. /
LYONS.
Blain, C. G. /
Cramer, George H. /
Crandall, Charles E. /
Deuchler, Louis /
Gavitt, W. S. /
Kreutzer, Wm. /
Lake. L.S. /./««/«
McCullnm. Wm, /, I and a
Richards, W. A. fond a
Rogers, B. F. /
Rudd. James H. /
Sherman, S. D. /
Van Ettcn, John W. /
MALONE.
Hadley, Channel ft Hadley /. /
anda
Skinner ft Spann /
Skinner. Henry C. /
Taylor. F. E. /
MARCELLUS.
Bradly. Isaac fand I
Gallup. Wm. H. fandl
Stearns. J. N. /
Van Vrauken. J. B. /
MATTEAWAN.
Osborne. C. O. I and a
Phillips, E. S. /
Rikert, F. G. /
Sandford, M. C. /
Taylor, James W. /
MEDINA.
Card ft Son /and I
Clank, S.E. fandl
Downs, F. /
Nichol, R. W. /
Skinner. W. G. /
Zimmerman, L. F. fandl
MIDDLETOWN.
Boyd ft Combs fandl
Case ft Taylor fandl
Douglas. Uolson ft Co. fandl
Ferguson, Corey & Co. f and I
Little ft Hurtin f
Reeve, O. P. ft Son fand I
Smith, B. S. /
MONTGOMERY.
Bull, T. /
Crawford, G. F. fandl
Eager, Geo. / and I
Morrison, John/
Senior, W. H. /
MT. MORRIS.
Bingham Bros. /
Ellicott, Geo. S. /
Runner, W. A./
Seymour, Norman /
Shull, Geo. M. fand a
MT. VERNON.
Archer, J. \V. fand I
Ba.rd W. H. /
656
The Insurance Year Book.
V. Y., Mt. Vernon— Gth/.
Cameron, Geo. H. /
Crawford, Samuel/
Gescheidt, A: F. /
Glover, Ralph M. /
McfClellan. C. S. /
Ostrander. J. P. /
Quackinbush & Tice /
Roediger, F. G. /
Schenck, Howard y
Swift. Fred. /
Woodard, Barnett /
NEWARK.
BaUou, J. P. /
Muth, G. W. /«Mr/
Pierson ft Ptrians /and I
Prescott, Joel H. & Son /and I
Vary& Sleight/
NEW BRIGHTON.
MacCafferty A. /
Miller & Simonson /
NEWBURGH.
Balfe, Thomas F. /
Bodine, L. C./
Brown, Chas. L. /
Caatine, Geo. A .9 Gen. Agt.
New York Life Insurance Co.,
Brewster Building
Dales, John & Co./
Fowler, Emory /
Gillies & Barton /and I
Goodrich, Charles T. /
Halstead, Chas. B. /
McKinstry, Stephen /
Miller, A. L. J. /
Mitchell, James /
Mulleneaux. M. H. /
Round, S. U. /
Seeear, A. H. F. /
Spobr. Geo. /
Turner, Shipp & Oibom/andl
Topping, A. H. /
Weed, J. N. /
Whelao, Robert N. /
Wilson, Arthur/
NEW ROCHELLE.
Davids, C. I. /
Dillon, M.J. /andl
Keane, John F. /<mdl
Lambden, Jos. & Son /«mi /
Schleycr. Peter /and I
Todd, Jas. W./
NEW YORK CITY.
Ackerman, Deyo & Hilliard/
Adams, M. W., Supt. Pm-
dential Ins. Co., no East
135th St.
Adee, David, Agent Equitable
F. ft M. of Providence
AfPeld, F. 0., Manager Ham-
burg-Bremen Ins. Co., 29
Pine St.
Anderson, Cbas. W. /
Anderson & Stanton, 155
Broadway
Babb, G. W. Jr., Mgr. North-
em Assurance Co., 25 Pine st.
Babcock, T. H. a
Bache, J. O. /
HEIRT 1. BALDWD,
MAKAGBK
Branoh Office N.T.Life Z2U.O0.
Bored B'd'g, 115, 117, 119 Broadway.
Beavan, Jefflrey, Manager
London and Lancashire Ins.
Co., Mutual Life Building,
Nassau st.
Beddall, E. F., Manager
Royal Ins. Co., 50 Wall st.
Beeoher A Benedict, Gen.
Ins. Agents, 145 Broadway
Geo. A. Bell, Sons & Ward
Phillips, Insurance in all its
branches, 58 William st. and
60 Cedar st.
Betts, Bdward H., Man-
ager Branch Office Pbenix of
Brooklyn, L. ft L. ft G. and
Westcoester, 165 Broadway
Bertschmann, Jacob/ oinfM
Blaipden, Sam. F., Manager
North BriUsh ft Mercantile Ins.
Co., 54 William st.
Blaflfden JD., 58 WiUiam st.
Bowers, BE. B., Guardian As-
surance Co., 54 Pine st.
JirO. L D. BBZ8T0L,
General Spedal Agent and Manager
MBntOPOUTAN DISTRICT,
NORTHWSSTBltN MUT*L UFB INS. CO.,
18 PABK EOW.
Brown, A. W. /
T. Y. BROWN,
M Pine Street, New York.
KBPRXSBNTING
Olena Falb Ittsaraaee Go.
Mllwankee MechMiies bw. Go.
Mieh. F. A M. !■•. Co,
eraad Raplda Ins. Go.
Baohenberffer, Hnito C,
Associate Aianager Hamburg-
Bremen, as Pine st.
Burt, John M. /
Chambers, C. E. W./
Christie. W. M./
Chubb & Son, Marine Insur-
ance, TI Beaver st.
Clark, JB. B., Ass't Manager
Phcenlx Assurance Co.. 67
Wall St.
Collins, J. I. /
CoYinffton, John I., Insur-
ance Broker, 45 Broadway
Grain, J. M. /
Craft, Elijah R., Fire and
Marine Ins., a and 4 Stone st.
Daskham, J. H., a/x Broad-
way
Be Forest, Bzra, Gen. Agt.
Penn Mutual Life Ins. Co.,
13 Park Row, rooms z and a
Despard, H. & C. L. «»
DrigM&Way/
Sa^es, Alex., General Ins.
Broker, 189 Broadway
Eaton, H. W., Resident
Manager L. & L. & G. Ins.
Co., ^, 47, 49 William at.
Edler, Sa.Vw/
Enough, George W., 971
Broadway
Folsom Bros. /
Frame & Shade /
Franklin, Morris, Secretary
Agency Dept. Sun Fire Office,
Mutual Life Building
Frank Ss IhiBois, Insurance
Brokers, 58 William street
Garrigue & Schumann/
Gibson & Wesson, General
Insurance Agents, 904 Broad-
way
GloTer A Co., Fir and Ma-
rine Insurance, 141 Broadvar
Goble, li. Spencer, Sus
Agent Mutual Benefit Life, i£
Broadway.
Goodridce. Tietor ft Go.
Insurance Agents, 32 libctr
street
Gnile, J. J.. U. S. Mawie
Sun Fire Office of LoadsL
Mutual Ufe Building
Harbors, EL, Minaxer Ti8»
atiantic Ins. Co.. 63 Libeiy
street
JOHN P. BABDEKBEBK
Gbn*l Insurance Agsxt,
1*6 BROADWAY
Hare, J. Montgomen,
Resident Man. Norwicfa Ubxs
67 WaU street
Henshaw, W. W.. Asasx:
Manager Royal Ins. Ca,?
Wall street
Herrick, H. /
Higgins, Cox ft Barrett «
Hoffmann, Edw. /
Honig, Henry & ftoa i«^
tabUshed 1855), Ins. AstB&
X70 Broadway
Hoyt, G. W., Deputy Mj»
Ssr L. ft L. tt G. Insonafl
o-> 45> 47* 49 Wilham socet
Irving, A. D., Maucff
Phoenix Assurance Co., 7
Wall street
Johnson, R. M. a
Johnson ft Higgins m
Kenny & BateliffiBi ^^
New England Mutual Llai
Ca. 908 Broadway
Kirby A I>wighc, Gtseri
Insurance Agents, 51 ^^'
street
Kingman, A. T. m
Learr, Arthur m
Lethbridge G. m
Ijeonard A Moody, Fir
Marine and Inland Ins., 5^*
ton Exchange BnlMing
liowis, James M., 67 Ubo?
street
liindsl^, H., General Afet
Phoenix Mutual Life las. Co.
Z89 Broadway
liitchfleld* EL. MaaaserUf
cashire Insurance Co.. 40 ^
street
Lockwood, Benoni/
Lockwood ft Co. /
liowe, Wm. fi., InsBi»»
Agent and Brolcer, i^ ^
street
Macdonald, A. J. si
Maodonald, James i.
Manager Queen InsoraaceCo
60 Wall stnet
Makley, J. F. Ejtecaiitt M^-
aging Agt. Mutl Ufe of ^- > <
Nassau street
— rks, G. H., Manager Loj
don Assurance CotporatiOB, ^
Wall street ^ .
Mathles, W. A., i^ Bk*^
way
McCay, J. R./
McGee, Wm. H. s>
Miller, P. S.. Agent Coaa
MutualUfe.! Wail street
3»N
Bfork
The Insurance Year Book.
657
Mills & Fordt Insurance
Agency Managers, 33 Pine st
R. H. MORGAN,
Manager N. Y. Office
UTmULUFEttSIOFIUIITFOn,
33 and 35 LiBBRTY St.
^iorse. Gilford /
■orse, James F«9 Vice-Pres.
and General Agent Security
Mutual Benefit Society, 233
Broadway
HoseHtbal, H*t Inse Broker,
2SoBroadwav
Xoble A FergnsoBy Flrr,
Life, Marioe and Accident In-
surance, 149 Broadway
tfuraford. T. J. /
hlurray, Robert I. /
Newman, John/
>gden & Katsenmayer/
Parsons, Fred. H«. General
Ins. Agr, 33 and 35 Liberty st.
Pate & Kobbv Ins. Agents,
79 Cedar street
»eck,A.A./
'eck. C. M. & Co./
Pelly W a Hack St, Co., Ins.
Agents, 47>40 Liberty street
^oUockACo./
Post, Pollock & Co./
Pritchard. t«eor|re, Sub-
Manager I^ncashire Ins. Co.,
40 Pine street
RafhboMO. A. H. dc Co.,
Fire and Marine Insurance, 71
Wall street
Rathbone. R. C. dc Son,
Insurance Agents and Brokers,
187 Broadway
ftaymond, Chas. H., Gen-
eral Agent, Mutual Life Ins.
Co. of New York. 59 Cedar st.
Uioads, B. T. Jr. /
EiRRT A. RIGHiBDSOI.
INSURANCE
AND FINANCE.
NOTARY PUBLIC.
15 BROADWAY.
ftooseTelt St Boofrbton.
Agents and' Brokers, Fire ana
Xlarine Insurance, 44Pine st. "
ftowell 4c Hone, Fire Ins.,
33 Pine street
Ryan, George W • Fire Ins.
only. Agent Westchester Fire
Insurance Co., 14^ Broadway
iatterlee, Bostwick ft Martin/
>at(erlee ft SmiXh, J amdm
iatterthwtiitc ft PlBtt /and m
^camm^'ll, G. B. m
jcnenck. Wm. K./
)Cott, Alexander ft Talbot/
iee, Johnnon 4c Depow, In-
surance Brokers, 60 Liberty st.
lewell, C, Resident Manager
Commerdal Union Assurance
Co., 48 Pine street
Jmith, G. W. /
>mitb. G. H. ft Hicks /and m
Uoddart, Alexander, N. Y.
Underwriters Agency, Mutual
Ufe Building
Taanefeanni, I. 4e Son, 9a
Liberty street
Temple, T. J. A Co., Gen-
eral Insurance Agents. 155
Broadway
Tan Talkenbnrg 4e Hall,
Managers Eastern Department
American Central Ins. Co.,
71 Wall street
Walton, E. A., General Ins.
Agent, 156 Broadway
Weed * Koanedy, Mana-
gers and General Ins. Agents,
W'4 Pine street
emple 4c Hntchinson, In-
surance Brokers, 59 Liberty st.
JOHN M. WHITON,
INSURANCE,
82 Pine 8t., New York.
RXPaaSBNTING
ltPsnir.*ll.Itt.Oo.
Ptoplii r. bi. Oo., HiMkNtir, V. B.
BiitUh AatiiOA AiiartaM Oo.
Co.
Wlleoz, A. O. A Co., In-
surance Broilers, 146 Broadway
Wood, Wn., Manager Unit* d
Fire Reins. Co. (Unuted),
Mutual Life Building
Yereaaee A MHltnle, Gen.
Ins. Agents. 3s Nassau st.
NIAGARA FALLS.
Duth, John/
Lamont. W. 1.,/end i
Lanigan, F. P./
Mackay, W. J. ft Co. /and I
Mwpby, J. y._/ and/
Trott, James P. /
NYACK.
Blauvelt, Jas. H. ft Co./, imnda
Demarest, D. D./
Dcmarest, J. E. /and I
Green, Wm. J. /
Voorbis, Augustus M. fond I
OGDEN8BURGH.
Anderson. C. A. /
Baoon ft Co./
Bickford, A. H. /
Cbandler. H. G./ and I
CbtLpin, J. Y.A I and m
Fulton, W. W./andi
Hartwell. Alex. /
Holland, Michael /andi
Matheson, A. /andi
Matheson, H. G./
Merriman. C. A. /and!
Smith. A. £. ft Son, /and I
CLEAN.
Abrams ft Son^y
Alderman, E. £./
Eaton, H. W./
MandeTlUe W. H. & Co.,
Fire, Life and Accident Ins.
Moulton, Chas. P./
ONEIDA.
Beal, Joseph/
Coon, Eugene £./
Ferry, Josiah E./
Fish ft Hunt /
Hand, Theo. F. Sr. /
Hatch, C. A. /I and a
Kelley, John/
Rockwell, Hiram L./
ONEONTA.
Bundy ft Ford /and*
Cleveland. J. B. /
Denton, J. M. ft Son /and I
Scott, Walter /•
Whipple, C. P. ft Co, /and I
OSWEGO.
Brown ft Steele /*
Donnelly ft McGowan/
Frost ft Johnson /
Goulding, Loren "E./andl
Hamilton. H.M./
Harmon, O.J./
Lathrop. F. B./andl
Lathn>p,J.B./
Lewis, H./
Marterson, H. /
MoUison 4c Dowdle, Fire
and Life Insurance.
Owen. Joseph/
Penfield ft Son/
Place, Morris /
Shepard, O. K./andl
Wheeler F. D./
OWEQO.
Fay, Geo. W- . /
Hoskins, W. L. /
Leonard. Geo. S./
Stebbins, Bamev M. / and I
Van Kleeck. John /and I
PALMYRA.
Braman. S. £./, / and a
Brown, Geo. R. /
Clark ft Knapp /
Hopkins, A. C. /
Jackson. A. F. /
McGown, Geo. /
McLouch, C. /
PATCHOQUE.
Carman, A. H. /
Conklin, S, W./
Havens. John b. /
Potter ft Price /and I
Smith, John R./
Smith, Chas. R. /
Swesey, J. B./andl
Wiggins, M. 6./
PEEK8KILL.
Bates, B. D. /
Baxter, J. H. I and a
Crumb. L. ¥. /andi
Free, A. R. /
Hedden, W. /
Hedden, Wm. G.
Knapp, S. R. /
Powell. E. M. /
Seymour, E. E. /
Smith. J. V. N. f
Wilson. E.C./tf«//
PENN YAN.
Ayers, Miss H. M. T. /
Bush ft Co. /a«//
Daily. NorrisS. /ani//
Franklin, A. W. /
Harwick. A. C. /
Hobart. M. F. /andi
Kinne, Silas /
PHILMONT.
Lindsay, F. B. /
Snyder Bros. /
Stupplebien. C. A. /
PLATTSBURQ.
Guibord, W. S. ft Co. /andi
Haggerty ft P\tnt /andi
Hathaway, F. F. ft Co. /"andi
Heffeman ft Burleigh /and i
Moore, Chas. H. /andi
Stratton, James A. /
PORT CHESTER.
Berrien, J. A. /
Lane, A. A,
Leonard,
.A./
i, John /
65S
The Insurance Year Book.
H. Y., Port Chetter— Ciwi/.
Marshall, J. E. /
Sands. P. G.J and I
Wendelken, r. landm
PORT JERVI8.
Btknt, E. C. /amid
Bennett, D./amil
Creegao, James /
Elston, L. E. ft Son /, lamia
Fisher, J. A. /a«//
McCormick ft Snook /amii
PORT RICHMOND.
Hulsebus, F. W. /
Johnson, C. M. /
Middlebrook, Geo. A. /
Perry. W./
Wade, I. /
POTSDAM.
Adams. F. C. /
Curtis, F. L. /
Curtis, H. C. /
Pcrrigo ft Peck /ami I
Smith, G. R. C. /
Smith, Waldo / ami a
POUGHKCCPSIE.
Bain. F. R. ft Co. /
Bedell, Peter S. /, lamia
Brings ft Uoderhill /
Corlies, J. Waller /atid I
Dayton ft Dayton /, lamia
Frost, Luckey ft Son /, latida
Howland ft Dutchcr / and I
Huil, Geo. D. ft Son /, lamia
Lansing. R. E. /
MarshsUl, Joseph H. / I and a
Stockton, S. D. /
Townsend, John M. /
Vail ft Sutton /
Van Kleeck, John H. /
RICHFIELD SPRINGS.
Ackerman, C. A.
Griffin, W. D.
Ibbotson. J. D.
Tuller, M.
ROCHESTER.
Amsden, J, F. /
Atwood, H. F. f
Barlow, Wm. K. /
Beir, Martin /
Boor, Francis /
Brennan, Andrew ft Son /
Clark ft Paviour /
Clark. E. P. ft Co. /
Duemplemann, L. C. /
Firman, Webb ft Webb /
Hayes, M. D. L. /
Hotchkiss, Frank D. /
Johnston, James /
Levet ft Sweet /
MUler, J. C. /
Moore. J. W. I
O'Grady, Edw. /
Life Insur-
ance
Raymond ft Ashley /
Reibling. A. J. /
Schlitser. L. A. /
Sprai;ue, G»-o. W./
Steitz, Geo. W. /
Tomiin, John D. /
Van Rensellaer, John /
Vay, Rudolph /
Wid. L. F.ftF.A./
Wilson, P. S. /
Wolff, M. E. /
Zimmer, Fred- /
ROME.
Elmer, L. E. /
Hayden, C. T. /
Kinney, G.W.G./iwrf/
Lewis, W.H. /ami I
Pond, Thomas H. /
Putnam, K. S. /
Roth Bros, /and I
Searles, J. H. /
Shelby, F. M. ft Co /
RONDOUT.
(See Kingston.)
SALAMANCA.
Mulcay, J. V^. land a
Vreeland, E. B. /
SARATOGA.
Browne, A. S. /and a
Gillia, G. H., General Insur-
ance Agent
Howland, O.V.//««^a
Ingham. White ft Co. A I and m
Rugg ft Crocker /and I
Sheldon, Jennie K. /
Searing. B. H. /
Van Duzen, Henry /and I
8AUGERTIES.
Butzel. Frank J. /
Coon. BenJ. M. y"
Eckcrt ft Snyder /
Keeney. T. B. /. landm
Merclean, Sam. /and I
Russell, J. P. /
SCHENECTADY.
Bauder. Frank
Clute. Henry J. /
De Forest. Martin /
DenniuRton. H. W. /and I
Kingsbury, C. ^./andl
Lansing, C. B. /
Pilling. Howard/
Ramsey. Wilfrecf /
Schermerhorn ft Co. /and I
Scott, Chas. E./amdl
SENECA FALLS.
Jacoby, S. L. /and I
Latham ft HxVi&f.lamia
Pollard, A. S./tf«/tf
Sackf-tt. E. B /
Weatherlow. S. H. /
Wells, N. P. B. r, I and a
SING SING.
Foshay, Barney /
Howland ft Horton /, / ami a
Underbill, Abraham /
STAPLETON.
Hitchcock, D. R.
Kentgen Bros. /
McCafferty, A. /
Robinson, W./
Stake, Gee. W./
SUke, Wm./
WermerskJrch, Wm. M. /
SUSPENSION BRIDGE.
Edwards, W.C./fl»//
Hager, Theo. /and I
Liscom, C. F. /
SYRACUSE.
Babcock, John N. /
Bagg, Stanley/
Bowen ft Perry /
Brewster, Thos. W. /and I
Brockway. Cbas. T. /
Carpenter, John M. /
Clough ft Jacobs /
Cooper, D. B. /
Dopffcl, Wm./andl
Dow ft Behm /
Doxser ft Haskins /
Fowler, C. A. /
Freeman, E. L. /
Hanchett, M. W. /
Kendall. H. F. /
I.«avenworth, H. C. /
Miller ft Congdon /
O'ReiUy. John A/Mrf/
Phelps Bros. /
Pickaxd ft Jones /and I
Reed, John ft Son /
Schmelze. D. ft Co. /
Smith, Silas F. ft Son/oK^a
Stevens, B. F. /
Stone, J. D.fandl
Tallman, J. B. /
Tripp, L. E. /
True, R. B. ft Co./
Truairft Wyatt/
Westcoit, E. N./
TARRYTOWN.
Barhiteft Bamhart/
Bayles, Theodore /
Brown, J. Barclay f and I
Carpenter, C. T. /
Jackson, F. H. /
Martin, Geo. /and I
White, R. F. /
Wiley. W. Frank/
Wilsea. D. D. /
TiCONOEROQA.
Burnett. H. C. /
De Lano. J. M. /
Hack. M. R. /
Weed ft Burleigh /«i/
TOM«>KINSVILLE
Hitchcock. D,R./«^^
Jones. Harry C. /
McCafierty. Augustus/
Robinson. Wm. /
TONAWANDA.
Bishop, Frederick /
Gottlieb. Christ. / _
Hamphrey A tuderTOtfi.
Fire and Life Insurance
Scribner, P. W. fond I
TROY.
Alden, Nichols ft Bradtej;
Ayers, D. A. /
Biker, Wm. V. /
Boardman. D. L. ft Sob/
Camer. E. £. /
Cipperly. Cole ft HaiWinHt.
Frooman, A. J. /
De Long, James H. /
Geer, Gilbert Jr. ft Co./
Hawlry ft Co. /
HiUman, Joseph /
Hudson, W. H. /
Kennedy. W. S. /
Knox ft Mead
Macdonald ft Co. /
Neher ft Carpenter/
O'Brien. Richard v./
Rousseau, W.W./
Sdllman ft Son / .
Van Alstyne ft HarraUtoD/
VanAlstyne. W. L/
UTICA.
Carpenter, W. P. /
Carr. Chas. H. / ^
Clark. B. A. ft Son/
Gardner. Abner/
Gray. L J. /
Harter. W.G./-*/'
Haskell. N. F. /
Heath. Samuel /
Hopsoa. Henrv / ^
Horn. H. V. D. ft Son
Hoyt ft Butler /
Klues. F. W. /
Laski. A. C. /
The Insurance Year Book.
^59
leaKber, J. F. /
ymonds, L. T. /
liomsoD. M. H. & M. G. /
"horn, Chas. H, /
nrabuU, J. B. & J. M. /
(Williams. Rees G. /
WARSAW.
iCTtlcy, D. C. /
lolly, H. 0. /
[cGare. J. O. fanda
rcConDclI.Wm. H./ojwf/
>tis, Ceylon/
►wen, E. H.y
leid, James £. /; I and a.
/hitlock, S. N. /
WATERLOO.
unall, W. D. & Son /, I and a
lark. John L. /
ladley, S. G. /
[enion, C. K. /
obnston, Luke /
Lendig Bros, faftd a
larsbaU, Horatio A./
»pdyke, Charles E. Jr. /
WATERTOWN.
twell. J. /
laker, Frank L. yand I
ieebe & Delano /
'hitteoden. T. C. /
Imerson, F. /
Joodale, H. D. /
Innson ft Seaver/
Munson, Henry S. /
Newell, C. W. /
Otis & Goodale /
Pawling ft DeLong /
PhilUps. L. F. /
Sherman, Fied y
Wilcox, O. S. /
WATKIN8.
Bunes, J. F. /
Fitxgerald, A. /
PearsallftHuey/
Pellet ft Skifl /
Starkey, W. B. /
WAVERLY.
Brooks, C. C. ftHoagland//
cutd 4i
Butts. H. S. /
Fairchild ft Thomas y. I and a
Hallet, Joseph /
Lyford, F. E. ft Co. /. iandm
Tew, W. E. /
WELL8VILLE.
Famum, C. L. ft Son /
Hanks, B. /
Hanks, S.F./M<//
Schefier, C. A. /
WEBTFIELD.
KinKsbury, H. C./
La Due, Jerome /and I
Parsons, Clarence famd I
Tennant, M. D. /
WHITEHALL.
Baldwin, K.J,/, I and a
Bascom, W. F./ l,aandm
Doren, 39Jixt% f
Earl, John C. /, iandm
Hopkins, E. T. /
Haestis, Wm. H. fond I
McCabe. J. D. /
Sevmour. Lyman /
Tibbits, Wm. B. /
«.,« ,WHITESTONE.
ElUs, J. T. /
Rorefieldt. Ferdinand /
Toff, Oliver /
o « i^YONKERjB.
Bellows ft Warren /
Chadeayhe, Chas. L. /
Cobb, Rafael /
Cobb ft Wheeler /
Davis. S. N. a
Downing, R. /
Gardiner, T. B. /
Garrison ft Back /
Lawrence, W. S. /
Leonard ft Moody / and m
Moody ft Jenkins A I and a
Newman, C. W. /
O'Connor, John /
Shorey, C. A. /
Simpson, Louis /
Sullard, B. E. /
Waxing. Hall B. /
Wendelkrn. I. M. /
ASHEVILLE.
itton, E. J. /and I
branch, Thos. W. /and I
twyn & West /and I
'ulliam ft Co. fond I
BEAUFORT.
lell. B. J./
>elamar, T. B. /
lassell. C. R. /
lowland, W. F.fandl
.indaay, T. W. /
ierce, David /
obcrtson, C.V.I
CHARLOTTE.
(rem&Co. /««//
>uu, C.N. 6. ft Co./
Iburchft Lane/
'ochrane, R. F,./andl
>raytonft Co. /and I
iiheridge, C. U./andl
iaughton, T. H./«»^/
lutchison, E.Nye/
fash. Fred. /aittf/
CONCORD
'urkhead, J. W./«ik//
mith.T. W./««//
DURHAM.
tackay.J. J. /
4cCabc, W, H./andl
outhgate. J. ft Son /and I
EDENTON.
hcpard. W. ^./andl
liompson, Thomas / and I
ENFIELD.
U)bcrtson, John J. /
Vilkinson, W. S./
FAYETTEVILLE.
^ook, W. S./
iaigh, G. JEL /
Uigh,J. C./«»//
iuske, B. R./
NORTH CAROLINA.
McDuffie, H. I. /and I
McNeill ft Co. /am//
Pemberton, J. K,/andl
Ray, D. H./
FRANKLINTON.
SpruiU, W. D./a>w//
GA8TONIA.
Bigham, J. T. /
Page, J. £. ft Co. /
GOLD8BORO'.
Broadhurst. D. J./
CogdeU, D./
Dewey, George W. ft Bro./ and i
Greene ft lAnCsey / and I
Slocumb, W. W. /and I
GREENSBORO.
Carr.O.W. ft Co. /««<//
Glenn, Robert G. /and I
HiU. F. Ervin /
Hunley, V. G./ojm//
Jones, J. S. /
Sharpe, B. C. /
Trogdon, S. L./
GREENVILLE.
Northfleet, J. M./
Sugg, J. L./ I and a
HENDERSON.
Field. George /
Hunter Claud I and a
Watkins, John B./
Young, James R./. I and a
HENDERSONVILLE.
Hodges, D. U./andl
HERTFORD.
Arps, Aug. / and I
Newby, Geo. D. /and I
HICKORY.
Haithcock. E. ft J. K,/andl
Hav, L. G. ftCo./
Shuler ft HaithcocJc J
HIGH POINT.
Carr. O. W. ftCo./
Cox ft Steele /
Tate, A. E. / and a
HILLSBORO.
Hamilton, D. H./andl
JACKSONVILLE.
Huggins. A. C./ and I
JONESBORO.
Acme, L./
Burhann, S. H. /
Munro. D. /
KENANSVILLE.
Watson, Thos. S.
KING'S MOUNTAIN.
Hay, P. R./
KINGSTON.
Harvey ft McCullen /««<//
LA GRANGE.
Davis, Col. A. C. /
Murchison. D. C. fond I
LEAKSVILLE.
Reynolds, P. /and I
LENOIR.
Ervin, W.C./
Harper, G.W.F./
Spainhour, J. M. /
LEXINGTON.
Crutchfield, C. T./andl
Haines, L. C. /and I
Jones, G. Homer/
LILLINGTON.
Rogers. J. T. /
Shaw, B. F.y
LINCOLNTON.
A'exander, A. W. /
Michael, W.N./
Sherrill. S. P./a«//
660
The Insurance Year Book.
V. CAAOUHA-cw.
LITTLETON.
SpniUl. W. E. fond I
LUMBERTON.
FuUer. A. W.
McAllister. J. A.
MACON.
K j^nrton Bros*
MOCK8VILLE.
Chaffin.M. R./
MONROE.
Boylin ft Underwood/
Fkugerald. W. H./
MORQANTON.
Avey, L T. f
Ptarson, Jno. H./
MURFREE8BORO.
Lawrence, Jas. N.
Ward ft Co.
NEW BERNE.
Allen. George ft Cc/atatf /
BrinsoD. wTa/iWi//
Long, Johns./
OllTer, Win. H., Fire, Life
Accident and Steam Boiler Ina.
Roberu ft Henderson /, landm
SwaUemiel, S. W. /
Street, bam'l R./
Watson, W. M. /
NEWTON QROVE.
Benton, J. H. /•
Mank. J. A. f
OXFORD.
Feild ft KoYain/amdl
Roller, J. R. ft Saa/oHd I
PITTSBORO.
London, H. A. fond I
Womack, J. A./
PLYMOUTH.
Brown, Henry H. fond I
Latham, £. ^, fond I
RALEIQH.
CameroD, F. H. /
Cameron, F. H. ft Co. /
Cowper. h,Q./(mdl
Crow ft Syme /
Crow, C. C. /
Devereaux & Mackey /
Engelhard, E. B. /
Hay. T. T. ft Hro. /
Jermas, Wilson ft Cook /
Liebennan. E. /
Primrose ft Root /
Primrose, W. S. /
Smith. W. W. /
Tram, D. R. /
Waitt, D. S. /
Wilson. P. M. /
Wynn.J.S./
REID8VILLE.
Boyd. S. H. /
Pray, J. W. /
Staples, W. C. /
Womack, J. C. ft Bro. /mid I
ROCKiNOHAM.
Gmhrie, T. W. ft Son famdl
ROCK8BORO.
Fooshee, A. R. /
RUTHERFORDTON.
Grayson. A. L. /
Gathrie. W. S. /
Miller. James A. /
8ALEM.
Uneback. l.E, J and I
Vogler, C. W. /
8ALI8BURY.
Brown. J. AUen fmmdl
GaskiU. J. D. /
McCubbins.J.S. /
8COTLAND NECK.
Hm,A. B. /tf«<//
Lawrence, J. H. famdl
8ELMA.
Noble, R. J./oim//
8HELBY.
Green. S. J. /
Greene. Albert / amd I
8MITHFIELD.
Hood. T. K, fond I
STATE8VILLE.
Carlton, C. K, fond I
Cowles. A. Yi./andl
TARBOROUQH.
Cotten, J. ^N,/andl
Lewis. T. IS.. /and I
Williams, Orrin ft Son/ and I
TH^MA8VILLE.
Leach, J. A./
Rpmhoi, W. H. /
1 hompson, Geo. A. f
WADESBORO.
Marshall ft UxHtfadl
Roae,V/.A./aMil
WAKE FOREST.
R«d. C. F./amdl
WARRENTON.
Henderson, hea./oMdl
Macon. Hal. T./sMdl
White, John/am//
WASHINGTON.
Buckman. Geo. E. /
Cherry. W. M. /
Chapm ft Jacobsim/aadt
Grumpier. W. J. /
HiU. C. U./
Morton, W. Z. Jr./
WAYNE8VILLE.
Byrum, Jas. W./ ladt
Crawford. W. T./
Ray.C.H./
WELDON.
Hall. W. W./
Stainback. A. L. /
Stalnback, P. N./
WILLIAMSTON.
EweU, T. J. /
Morton. W.Z. Jr. /«rf/
WILMINGTON.
Atkinson ft MaonioK/ /«/«
Brown, A. A. /and I
Harriss, W. W. /
Northrop. Hodges and TlT'•^^
ianda
Poisson. Louis L /
Smith and Boatwn«ht//-»^*
WiUard, M. S./l^aandn
WIL80N.
Briggs, B. F. ft Co./fflrf/
Davis, James W. /
Warrai, S. M Jr. /
Woodard, S. A,/andl
WINDSOR
Askew, R. W. /
Cherry, Sol. /
Dam, W. L. /
Jacocks, J. J. /and I
WINSTON.
Buxton. J. C./andl
Eller, A. H./tfiwf/
Giay. Eugene E./«m/
Manin. Col. Jas. /
Vogler. Chas.W./
Young. J. G. / ^
AKRON.
Bachtel.J. L/
- k, P. P./
Bock.
Davidson ft Hart/
Donahue. E. F. /
Echler, Adam/
Evans. Wm.H./««//
Gibbons. L C./
Herberich, David/
Hitchcock. H,F./ and I
HoUoway, E. P. /
Iredell, R. S./
Memmer. John/
Motz ft Myers /
Pardee. t,.S./andI
Schneffler, H. J./
Wilcox ft Noah/oiMT/
ALLIANCE.
Burky, S. R./
Hester. D. G./
Johnson & ^on/ and I
OHIO.
Townsend. J./
Wonders. L. /
ASHLAND.
Beer, A. G./
Dressier, N. B. /
Fritringer, E. ft Son /and I
Hildebrand, J./
Holben. P. E. /
Long. A. O./
Mason. C. D,/andl
Sloan. J. Carney/
Slubbs, J. D./
Taylor, Don F. /
Une, G. W./
ASHTABULA.
Bailey. H.J./
Blyth, J. Sum./
Dodge, Stiles /«JMf/
Fassett, Htnty/and/
Henry, Albert/
Jaques ft WiUiams/oiu//
ATHENS.
Barton. W. H.
Brown, H. T.
Claytrn, Jeff.
Gist. C. D.
Martin. C. H.
Wood, J. P.
BARNESVtLLE.
Barnes. H. E./andl
Howard. C. J. /
Scofield ft Kemp/
Scoficld. J. T. /
BELLAIRE.
Cratty ft Co. fond i
Davis ft Archer /W/
Husbands ftlnslceepy
Kern, Geo./
Mornson. Jas. f./mil
Rodcr, A, /and I
The Insurance Year Book.
66/
BELLEFONTAINE.
Ukin, Dow /
Uexandcr, G. R./a»//
:ole, P. F. /
)efrees. J. H. /
)cfrecs, W. H. /
)ow, Dr. L. /and I
{amilton, E. M. /
iuben, D. J. /
Cing. H. J. /
-ane. C. L. /and I
fcGinnis, J. F. /
liller, S. H./
Ufe, G. W. /
'remaine^R. F. fattd I
BELLEVUE.
to?er, Jos. /
lallahan, c:R. /
:ook.C.C./
loodson, C. H. /
iroM, M. /
[arallton. Rev. M. /
jeber, Wm. fond I
Icny, E. O. /
leny, L. E. /
:bowlinc qreen.
enschoter Bros, fond I
>obson. R. T. / I and a
[ears, A. J. /
BRYAN.
Itafiee. I. M. /
alkins. J. M. /
oy, Geo. ft. /
aton, Oscar/
nith.J.W./ojMf/
tarn. J. D. /
himmer, M. B. /
aUdns, J. M. /
BUCYRU8.
licke,W.A./a«rf/
rast, M. V. / I and a
onnley, Geo. C. fond I
uU & Rowlard /
alw, Frank /
aozleiter, Mrs. D. /and I
:haber & Richards fond I
»ingley, Fred /
CAMBRIDGE.
)ncs, T. T. /
err, T. G. fandl
adison, C. L. /
core, R. B. /
orris, P. Ys,fanda
litte, P. T. /
ingle, Thos. J. /
timer, Elxa/fl»f/
CANAL DOVER.
dter, C. F. /
out ft Vinton fand I
^Tii\ax^, John /and a
CANTON.
Alexander, W. L. /
Allen, John C. /
Biecbel & Creigh fjanda
Crowley. J. H. land a
Cox, A. B. a
HallowayftHa?/
Hansel, Thos. /
Kirkwood, J.T./
Lynch, John I. f, I and a
Piers & Bro. /
Raber, John f
Rdfsnider, C. F. /
Rnchti & St. John /
SaxtoD, Jos. F. fond I
Stoddard, W. D. /
Welch, R. W. H. /
CARDINQTON.
Brown, S. /
Martin, D. /
Mayer, Joe A. /
Vaughn, W. P. /
Warren, C. S. /
CAREY.
Hare. J. K./
Hart, S. S. I and a
KeUey,A. V./anda
McClure, T. Vi. Janda
Whetsel. J. J. a
CHARDON.
Canfield ft Smith f
Canfield. I. W./
Johnson, £. A. / and a
Osborne, W. H./
Parsons, L. E./
Patchin, E. /
Smith, J. E. /
CHILLICOTHE.
Clark, W. Scott y
Evans, Wm. E. /
Kirsch, UJ
Lansing, R. H. /
Mills. Wm. B. /
Nye & Fnllerton /
Pinto, Henry M. /
Reutinger, E. L. /
Spetnagle, Theodore /
TuUeys, Wm. L. /
Wood, James A. I and a
CINCINNATI,
Bailey, H. B. /
Baldwin, R. B. /
Bament Sl Bamet, Fire Ins.
Bassett. G. P. & Co. /
Bauer, Geo. /
Beattic. John H. /
Bennett, F. C. fandm
Bonfoey, W. E. /
Bonsally Chnriei 4c Son,
General Insurance Agents
Breiling. Frank /
Brockman & Fitch /
Bmehl, R. A.W. 4c Sous,
General Agents Home Life
Ins. Co., 8a W. 3d st.
Bull, W. O. /
Bumell, S. L. J ^
Carey, Sam. D. /
Cloud, F.H./
Coan, B. F. /
Coker, Geo. & Co./
Cross, F. G. /
Cunningham, Jos. «
Day, J. B. /
De Camp. J. M*. Genera
Agent L. & L. & G. Ins. Co.
Dodsworth, Fred. /
Douglas, R. L. /
Durrell ft Rothier /
D'Utassey, Geo. F. /
Engelhom, Louis /
Ewing, M. B./
Farnhani. €• A« 4c Co.,
General insurance Agents, N.
W. cor. Vine & 4th sts.
Ford, Colin /
Ford, y/m./,ianda
Freckman, Henry /
Fritsch, Geo. /
Gray, Adam & Co./ m ands b
Hall, Wm. A. /
Halsted & Yarger /
Hesser. C. F. a
Hickock, H. M. /
Holman, C. J., Resident
Secretary Commercial Union
Humphreys, Albert /
IredelU J. W. Jr., Life In-
surance
Ireton, E.X.. /
Jewell, E. W. /
Johnson, Chapman /omfM
Kellogg, R. H. /
Kennett, John ft ^n /
King & Thornton /
Lange, Wm. /
Law A Gamaely General In-
surance Agents, 56 ft 58 West
3d St.
I*aw9 J. H. A, Bros..
Managera Central Dept. Royal
Ins. Co.
Lawton, L. C.f General
Agent Mutual Life of N. Y.,
133 W. 4th St.
Lawton ft Goldfinser /
Itlndsay, H. K., Flra In-
surance
Mack, M. J. /
Mafflll, H. M*. General
Agent Phcenix of Hartford
Mansfield, W. D. /
Markland, S. B. /
Martin, James /^
Mayer, A. /
Miller A, Wasson
Monroe, W. M. /
A. W. BRVKHL. W. A. R. BXUailL. H. A. SCHROBTTBS.
GKNBRAL AGENTS
OICS LIFE INSUBANOE 00. 07 NEW 70BE, for Ohio. Indiana, Eentuoky,
Room 4f MO. Sm Wimit Tlilrd Atreetv (Box 597),
cnxcnxvjLTU ohio.
BlfBBeSTIC AQB1VT8 WANTED UNDBB LIBBBAL TBKM8.
Secure a PoUcy in this Compaay, that retnnM all Prenlaos^ paid ia addition to the amooat lararod in
« of dnth or is aa entf owflMBt In case of living.
662
The Insurance Year Book.
OHIO, Oisdniuiti-'CMi/.
Morgui. W. H. /
Nwre. G«). W./
Neffy Cv€orge W. A Co.»
Fire and Marine Insonuiot
PerdTal. F. C. /
Perkitts, John S. / / and a
Perkins. Wm. L./
Pjrle, Theodore W. /
Kavhf F« Si Co.« General In-
sntaace Agents, 37 W. ad st.
Rice, Charles /
Schell H. C. & Son/
Schroetter. H. A. /
Sears, J. M./
Sbepard. 0.7.//
Shires. Wm. C.7
Simpson, Robert /
Steiss. Wm. L. /
Stover. J. H. /
Sturm, Simon/, /, m amda
Townley, E. E./
Vance. J. P./amdm
Warinan, E. G. /
Whiteman, John P. /
Wilson, Adam B. /
Wilson. John /
Witham. A. R./
Wright ft Peasfev /
Young, Jas. D. /at$d m
CIRCLEVILLE.
Ballaxd. Otis /
Benford, B. F. /
Busiclc, Ira/
McCrea, A.^^
Morris. H. B./
Thomas A. S. /
VanHeyde.G.M./
Veith, Wm./
Ward. Samuel /
CLEVELAND.
Adams, M./
Andrews ft Barnes /
Angus ft Potter /
Atlunson ft Jones /*
Baldwin ft Fish /
Barch, W. H./
Barney, J. C. /
Behan. P. H. /
Bernard ft McAninck /
Bingham ft Douglass/
Bowes. Robt. U. /
Brady. J. T./
BraytoD Shattuck ft Faerber, /
Boest, C. F./
Brooks, Manning ft Co. ftmdm
Brown, E. E./
Brown, R. A./
Buchman. M./
Burwell, Geo. P. /
Canfield, Qebauer & Co. /and I
Carlton ft "Ltt/andl
Coe ft 01mstead/i»k//
Coffinberry & Welker/
C6rdes.A./
Curschman. J./
Dewey. J. T. /
Dreutt ft Curtis /
Ebding. J. F./
Evans, Edward /
Feinkopf. Paul f
Puller, T.H./
Gay, C. B. /
Gebaucr, H. W. /
Geer, Thomas ¥L,/and I
Goodman, F. C. /
HiUman, W. B. /
Hopkinson, Parsons ft Co. /
Jaoobi, W. /
Janku ft Koppel/
Jewett, Caleb /
Kees ft Co./
Kendall, F. A. /
King. W. H. /
Kingman. H.A./
Kirkenft Co./
Lakrheim. H. ft Co./
Lewis, Henry /
Ludk>w. L. C. /
Manchester, D. W./
McAninch,J. T./
Miller W.L./
Morgan, Grauel ft Co. /
Mnerman, C. A. /
Munroe. L. W. /
Olmstead Bros. /
ParaoM. Tlio«« C*. General
Agent Merchants of NewaA.
Pfister ft Davies /
Piatt, Piatt 4E Co., Fire Ins.
Tea Broeck, W« S«f Manager
Union Mutual Life
Powers. Horace M. /
Preble. C. E. /
Quayle, James/
Ranacher ft Brers/
Robinson, J. A./
Rodes. Fraok /
Roosa, H./
Rouse ft Bedell /
RuhU, F. W. /
Runnells ft Manchester /
Seetbach. Schnaufier ft Co. /
Seymour, Belden Jr./
Simpson. J. W./
Spink, R. E. /
Stafford. O. M./
Stanard ft Thomas /
Steinbreimer. A. H. /
Stolp. G. M. ;
Storer ft Son /
Stow. O. F. /
Tidd. E. B. ft Co. /
TisdaleftCarroU/
Trask. J. C. /
Tremaine, B. G. ft Co./
Turner, L N. ft Co./
Turner, Samuel W. /
Walts, R. D. /
Wetsel, Rudolph /
Woodruff, W. N. /
CLYDE.
Alexander, F. B. /
Bolinger J. C. /and I
Rhoades. S. H. /
Terry ft Tiffany /
COLUMBUS.
Armstrong, W. /
Bancroft H. <& Co. /
Bidwell. C. E. /
Bliss, M. W./omT/
Crook, B. /
Donaldson, George /
Fleck ft Standish /
Gardner, R. H. /
Grove, J. H./
0'Harra.T./
Hill. B. D. /
Huff, W. S. /
Lauterbach ft Eilber /
Macklin, F. J. /
MaUn, Howard/
Martin, M. i3
McVeay. J. /
Neil, J. B. ft C. H. /
O'Kane H./
Rca, J. A.y
Schwan, ¥, /
Shannon, J. D. /
Shedd, S. M. /
Wood, Z. /
Woodruff, A. W. /
COSHOCTON.
BeU, Wm. lamda
Boonett. Frank/
Herbig. H. /
Irvine, Samuel/
Long. James /
Miser. W. A./
Rawley, M. /
Robinson, W. H. ?x.fnds
WilMs, J. S. /
CRE8TLINL
Anderson, F. M. f
Jackson. Marshall/
Ogden, D./andl
Zink. D. L. /
Zink, J. £• /
CUYAHOGA FALLS.
Bill,A. H.X
Castle, J. C./ loHda
Clark, Chas. >
Hall, Wm. C./ I
Heath. F. T./
Heath. T.F./
Locket. C. C. /
Parks. Gto. /and i
Walsh. T.I-./ ,
Wilcox, Oilando / j
DAYTON.
Anderson, James /
Ayres, W. R. S./
Bell. J.N./ 1
Boalt.J. R./
Coleman, B. C./
DonsoQ, W. E./
Dombusch. H.y
Gunkel, 0. 1./
Hall, J. Hamson/ I
Hargrave, B. F. /
Hooven, M. F./
Iddings. C. D./
Judson. L. J. /
Kneisly. Samuel/
La Rue ft Stewart/
Lewis, Ellas /
Linxweiler, J. Jr./
Harot, BeiOamia,G«»^^^
McDowell. R. H. /
McKee, Samuel /«ai/
Meuche ft Hickman/
Putnam, Cbas. E. /
Richardson. Chas./
Schaeffer.V./«i^/
Schacffer, D. W./
Schenck. C. W./
Schieble, B. B./oatf/
Wilcox, D. B./-
Warman, C. /
DEFIANCE.
Dalldorf ft March/ ^ ,,
Deatrick John F. ft Soo/**'^
Higgins. Wm./ , ,.
Prelsendorfer, John M./**'
Smith, F.F./
Tutde, Laura B./
Watkins. Geo. W./«irf/
DELAWARE.
Bedford. M. T./
Curren, J. F./andl
Dike. J. S./
Eaton. Geo. C,/anil
Fumiss. Ed.A./
Green, F. F. /
Greiner, Ed. R./
Horr.Q. D./
LitUe ft Gessner./«i^'
0*Kane, Ed. T. /
PoUock, S. D./
Ridiardson. L./
Sycks,J.M./
The Insnranee Year Book.
66s
DELPH08.
)wden, Anhur/
*e?e, HoraceA.,
'" amp, F.
evick, 6. H.
F. Ti!/aidl
ickham, J. t„f<mdl
ilbert, A./
each, J. h.foMdl
EAST LIVERPOOL.
t>iall, Clark ft Surls/ Auf /
ulett, MissE. T'.famdi
ooAy, E.J. /and I
EATON.
impbell & Miller /
Jbbard, A. E. /
jUy ft Moses/
iUer. Robert/
a], J./
ifeoborger, J. /
ters, David /«»^/
ELYRIA.
th, John/
emis, Chas. /
tynton, Jonn H. /
inter, E. C./
ckftLord/«Mf /
meroy, R. W./
F08T0RIA.
tes ft Johnson/
U.M. E./oiK/a
llahao. Wm. /
iy. Wm. M./
ncrine, A./
ench, R./
Dgseed, M./
stlerode, I. W. /
luitzd, J. M./
dblcy, Geo. D./
ydcr.J. D./
kckhouse ft Boley/dxu/a
FREMONT.
ckinson ft Kinney/
mdsco, J. R. /
ttroo, John/
idler.W. B. Jr./«Mf/
ndensleeer, E. /
duu-ds, W. S. J
ssell, E. H./
iwam, Joseph/
lith, O, R.famfl
ird, L. V/./andl
slier ft Butman/
QALION.
tchelder ft }Aa.theny/atidi
^tbt John/and /
irlby, F. H. /
BT, W. J./
shorn, W.I. /«w//
en, Samuel/
tcher, J. C./
sler. HL»/andl
sterman, John fond I
QALLIPOLI8.
erington, S. M./
uden, S. 'D./andl
use. Geo, /and I
Qtum, W. T./
•ore, A. Y.fand I
gnier, Chas. /
, P. T./
QARRETT8V1LLE.
rton, James/
den, J. S./
GENEVA.
Dorman, D. W. /
Early, E. T. /
Holt, Chas. E. /
Massingham, S. J. fond I
Means, Henry /
Pinney ft Ewing /
Smith, F. R./
Treat, J. C. /
Turner, H. W./
Wetmore. F. B./
QREENFIELO.
Anderson, W. H./, /tfiM/a
GREENVILLE,
Garver. L. G./
Houi:h & Fitzgerald/
Hussey, E. B. /
Jameson, Marts ft Brandon /
Schennood, J. A./
Volney. Miller/
Wenger. B. F./
HAMILTON.
Beck, Kreiger ft Co. /
Drayer, Wm. E. /
Egry, Fred. /«!«//
Fttton ft Slayback/
Giffen, Moore ft Co./
Heiser, Geo. J. /
Hunter, Alex./
Parrish, O. V./
Rue, Geo. W. /
Seward ft Skmneger/
Sheeban, D. E./oni/
HILL8BORO.
Meek, W. M. /
Morrow. W. P./
Reece, Jas. /
Waddell. H. D./diuf/
HUBBARD.
White. M.B./
IRONTON.
Austin ft Kelley/
Bixby, E./tf«//
Bixby ft Mather /
Bixby ft Moore /
Burr, H. C./
Collet, Thomas ftmd I
Craig, Jas./
Cronacher, Frederick Jr./
Hayes, Thos./
Keyes, Geo./
Lintner, Charles/
Mather, R. «
Mather ft Bixby/
McConn. Geo. vl,fandl
Peters, Chas./
Peters, James Y.femdl
Richards C./
Verigren, Zdti^f
JACK80N.
Logan ft QvttXKfandl
Miner, H.C./tf»//
Wilson ft WKaghnfandl
JAME8TOWN.
Alden, F. W./tf«f/
Mercer. Wm. /
Shifflet,W. K./
Clapp, Chas. K. f
Garrison, M. G./
Rice, Geo. O./
Rynard. N. B./
LANCA8TER.
Davidson,' Wm. L. /
Drinkle, H. C./
Gebelein, Henry y
Gray, EUas/oinfa
Kraemer, G. A. fond I
Matr. Gto.fandl
McClcneghan. W. T./
Peters, H. B./
Rainy. S-W./oiu/tf
Sites. J. S./
Sutphen. J. M. /
Towson. C. H./
Vorys. A. I./
WilUams, C. H. /
LEBANON.
Bennett, D. P./
Blake, Thos. H, fond I
Bone, Frank H. /
Brandon, Fmiik/atidl
Carey, Geo. V/./andl
Clark ft Walker/
Dunham, H. H./
Jameson, M. A. /
Lewis ft Smith/
Shepherd ft DaMn/Midi
LEETONIA.
Crause. John H. /
Greenamyer, J. S. foHd I
McMillan, J. I. /
LIMA.
Boggs, Wm. C/and I
CralT.Alf. B./
Cross. D. S./atidl
Gun ft Tillinghast /
Hauthom, H. H./
Kemmer, O. F. ft ^xo.fandl
Melhom, John/
Moyer, John C./
O'Connor ft Honi/ and I
Shroyer, T. /
Stevens ft Vansickle/
Stout, J. O./
Wallace. E.D./
LOCKLAND.
Buchanan, J. W. /
Rail. Ad. /
Schenck, Julius/
Skillman, C. W./
LOQAN.
Bort Luther/
Conty ft Pilcher/ land a
Floyd, J. M./ <.li '^
McCormack, J. 1. fond I
UQGt«f,'W,V^./andl
LONDON.
Clark, Job J. /
Gillett, F. C./
Raybum, Mrs. M. P./
Stahl, John/
Watson. A. C./
WvBatort, A. 9 General Agent
Equitable Life
MAN8FIELD.
Bonar, L. J./
Clarke. W. P./'
Doolitell, C. S^
Douglass, M. £./
Emminger, Jas. H./
Hahn, W. M./
Hoover, Daniel S. /
Kessler, A. /*
Parsons, Le Roy, Fire and
Life Insurance
Reed. N. S./
Shouse. C. A./
Smith, Richmond /
Todd. J. H./
Ward, W. S./
MANTUA 8TATION.
Beecher, John H /
Chapman, Edgar/
FiU, F. W./
664
The Insurance Year Book.
O'BIO— Continued.
MARIETTA.
Blurae, Fred./ Inmda
Hovcy, J. B. /
McMillen, M./
Newton, Stephen/andl
Newton, Charles H. /"
Riley. J. H. /
Roeser & Stnrgiss/ iamia
MARION.
Ault, H. M./
Chase ft Hunter/
Court ft Inskeep/
Davids, J. E./
Dennig, Wm. C./
Jaooby, Jas. ft Co./
Love. H. N./
McGuire. G. S./
Rupp, S, H./
Schoenlaub, J. /
Smith & Carson /
Waples ft Bell/
MARTINS' FERRY.
Gray, Smith ft Co. /
Hanes, J. T./
Lupton, W. M./
Sedgwick ft Sedgwick/
Shreve, Charles K./
MARYSVILLE.
Brown, TYum. fundi
Price, E.L./
Sawyer, E. F./andl
Tilton, J. W. fandl
Wood, Wm.T./
MA8SILLON.
Arnold, E. \^,f and I
Hammersmith, Charles/
Johns, J. "E./and I
Limbacb, Louis/
Ryder, G. Liv./
White, Jos. R./
Wade, W. A./
MEDINA.
Bostwick, N. H. /
Canavan, John/
CoUins, H. W./
Curtiss, R. C./
Damon, G. H,f<md I
Filch, W. W. /
Hayden, George/
McDoweU, R,M. fandl
Phiinps. F. O./
Richards, George A./
Scott, Samuel/
MIDDLEPORT.
Bell. A. M./
Downing, John B./
Downing, John F./
Grant, C. /
Lee, Leon/
Shaeffer. J: W. /
Town, T. H. /
MIDDLETOWN.
Bapst, C. A./
Barnitz, C. G./
Bamits, C. S. /
Bishop, Thomas/
Cooley, N. B./
Edinn, R. B./
McFadden, I./
Todhunter, W. H./
MT. VERNON.
Bainter, Chas. A./
Cunningham, E. K. fandl
Curtis ft Plimpton /oMf/
Harper, Howard /oik//
McFeeley, W. J. /
Peterman, Samuel H. fandl
WeUh, Wm./
NAPOLEON.
Condrick, E. L. /
Evers, Chas./
French, H. H./
Gidley, Chas. H./ /oiMf a
Long, S. F./
Malley, J. J. /
Reynolds. Chas. E./ I and a
NEL80NVILLE.
Buckley, A. /and I
Cable, D.C. fandl
Hickman. W. C/
NEWARK.
Franklin. Geo. F./
McChtin ft Hartshorn/
Murphy, H. D. fandl
Pamell, E./
Renz, L./
Shepley, J. W./
Wallace. G./oj*^/
NEW LISBON.
Frost, Henry E. fandl
Jordan. Frank / and a
Pritchard, Ed. yf.fanda
WeUs. D. W./
NEW PHILADELPHIA.
Booth, J.N./
Deardorff. E. A./
DeGreif, E. P./
George. M. L./
Henderfthott. Isaac R./
Hines. John A./
Hoover, Oliver H./
Kelley, JohnC./aw//
Koms, Daniel /
Minnis. HughT./
Ross. Wm. H. /
NEW RICHMOND.
Davis, Robt. A. fond I
Dawson, C. W. /
Dawson ft Ketchum /
McMurchy, G. W./
O'Neal, Geo. /
NEW 8TRAITSVILLE.
Finley, H. P./
NILES.
Campbell, Geo. t.. fandl
McBride, Jas. W./
Strock, C. H. /
West, W. H. /
NORWALK.
Andrews. A. V\/
Breckenridge, P. C.fand I
Curtiss, S. Hi. f and a
Fcrgel, Aug. /
Hall. David T./
Holmes. G. D./
Kellogg, Miss Clara/
Kellogg, Miss Nellie /
Mclntyre. C. H./
Mann, S. K, fandl
MitcbeU, H. S. /
Newman, S. F. fond a
Sawyer, F./
Stewart, H. L./
Wickham, F. C./
WiUiams. O. W./
OBERLIN.
Brown, C. ^.fand I
Clarke, J B.ftzndl
Durand, Will. B. ft Sonfandl
Hadley, A. J. /
Lang, J. H./
PAINESVILLE.
Honse,McCall ft Co./. /.aotf//
Durand, C. Vi/.'fanda
PIQUA.
Apple. S. H. /
Brooks, Geo. A. f^nda
Buchanan. W. W. V./
Edge. H. C. /
Grafflin. H. C. ft Cc/oMda
Hatch, James H. ft Son/
Heller. Wm. H. fandl
Leonard. W.K./
Patterson, John S./
Peterson, W. W. landa
Roe. F. B./
Schlosser, Fred, fond I
Wood.H. K./
PORTSMOUTH.
Bloomeyer. L. H. C./
Clark. P. S. fandl
Duke. John K./oMf/
Flanders. G. W./
Gist. J. J. /
Johnson. Sam. M. /
Kricker, M. ft Son /
McColm, W. S. ft Son/
Miller, John C./
Miller, John T. f
Smith. F. L. fond I
RACINE.
he\l,A.M.f landa
Bell.W. J./tf«/«
Skinner. W. B./
RAVENNA.
Beatty, H. L./
Beebe.W. H./
Dickinson. T. B./
Dussell. J. H^
Gardner. D. C. ft Cojadl
Jackson. Andrew/
King, M.A./01K//
Maxson, E. W./
Olin. L. A, fond I
Phillips, T. G, fandl
Taylor, Royal/
READING.
Shierloh, S. /
Vorjohan, F. H.f»ndl
RIPLEY.
Armstrong. W. H./
Bell, E. R. /
JoUy, S. F. /
Linn, Carl/
McClintock, W. C./
Moore. W. A. f
Jshaw, F. F./
SALEM.
Bonsall, Thos./
Boyle, Homer C.fand I
Heaton. R. G. ft Co. fandl
King, A. J ^ ^ .
Life Insurance
Young, M,U fandl
8ALINEVILLE.
Manning, John W. /
Robbins, H. C./
SANDUSKY.
Barker, F.S./4fm//
Boslaw, G. R./i»n//
Curran, U.T./«rf/ ,
Davis ft Wagenet/W/
De Allen, P./
Drake, Thos. J./
Falk, J. A./
Finch. J. J./
Ceroid. Theodore /
Giedeman. John
The Insurance Year Book.
665
ockwood, Lane S. /
iller, Paul /
iills, Isaac /
rout. A. W. /
jeocer, FaDnie G. /
)encer, H. T./and I
ranb, John /
aa Tine. C. H. /
SIDNEY.
nderson, G. C. /and a
arber.W. H. fandi
arns.J.H./
ttnnclle, Geo. H./
ochlin, D. /
urd. J. W./
iclcM, C. H. /
ickson.I. H./tf«//j
cCullough, S./ A and a
larp, N. lA.foMdls
d\Wn,'W.A.iafula
udevaot, L. M./ /oftda
'barton P. I s
SPRINQFIELD.
prry, J. F. /
illow, G. W./
rooks, H. M. /
oles, George H. famdl
imoDd, H. Z. fandi
fe,J. 0./
Iliott, J. S. foHd I
effelfinger, J. E. /
osterman, D. R. f
eller, Alex. O. /
nn. M. F. /
artin, P. h,f<mdl
lUer, Amos N. /
offat. Brace /
las, D. H. /
JTS. H.s.y
nith, W. E. I
lowers,
allace & Co. fond I
STEUBENVILLE.
Ickes, H. !!•» Fire and
Accident Insurance, 315 Market
street
fwis, Plummer P. /
axwell, J. S./andm
cClave, John /
cCracken, John/
oore. John /
yers, David /
mtn,J.U./amiI
SYRACUSE.
idgeman. L. H. /
idgeman, Q. N. /
laverj. W. /
TIFFIN.
ohi, Henry/
•amer, W. S. /
Dich, Frank L./
tdner. H.C./««//
rfler, Henrv T./
Jller, W. W. /
nta, T. J./
fsle, Robert /
halk, Phillip /
ibely, W. W. /
lUivan, Chas. J. U./aml I
TOLEDO.
exander, W. C./
Icn, Declan,/
dciis, S. R./
irker & Yiosl/andl
aun, v./
own, E. O. & Co./
mpbell. A. F. /
nniflfft Bowers/
Iton, A;F./
Crabbs, W. C./
Uetwiler. I. H. & Co./
Dodge & Pope /
Farrar. W. J. /
Fey, George/
Forbes, O. A./
Ford, Ww. /
Gleason & Manning/
Haynes, Harry /fl«rf/
Hoag, F. J./
Hodge, W.R./
Hudson, P. C./
Irving & Russell /
Kountx, J. S./
Lang, Chas. M.
Lawrence, M./
McAfee & Jones/ land a
McMahon. A. /
Merrill, Jackson & Ketcham /
andl
Morgan, Thomas /
Messenger, C. R. & Co./
Neal.J. M. S./
Osborne, A. Q.fcmdl
Parsons. J. E./amil
Pomeroy, Geo. & Co./
Raymer, James/
Qnigley, E. /
Rich, W. H. /
Richardson, I. A. & Son/
Schmitt, Theo. & Co. /
Stahl. G. C. /
Tanner & Tanner/
Tucker, T. B. /
Valois, E. L./
Waters, E. C. / .
Wright, T. H./
TORONTO.
Burchfield, John A./
Daniels, Geo. W. /
Hamilton, KXmct/andl
McCoy, Geo. W. /
Saltsman, Jeff./
TROY.
Baer, C. T. a
Bond, T. C./
Clinepens. P. R. /
Conklin, John/
Culp, N. G./
Davey, J. A./
Edge, W. W;/
Green, George/
McConnel. G. R./
Mayer, Geo. /
Smith, D. W,/
Snyder, E. C./
Speaigh, L. L. a
Yount, Noah /
URBANA.
Blake, H. E. fond a
Boster. S. C./
Carter, J. S./
Galligher, Michael/
Gross. R. E. /, /<»Mrtf
Hitt, Thos. /
Keifer, C. C. /
McCracken, G. W./a«//
McDonald. J. R./
Ring, W. F. /
Smith, S. P./
Vance, A. F. /
Wetly, Geo. W./
URICKSVILLE.
Demuth, I. E./
Foster, Henry/
Keepers, Wm. v./
Loeo, Joseph /ana I
Milone, John/
Parrish, E. A./
WAPAKONETA.
Heinrich, Wm^
Hossenier. J. C./
McFarland, W. H./andl
Settlage. H. C./
Sifert, Jos./
South, A. P./
WARREN.
Adams. Whittlesey/
Braden, James f
BnnieU, A« C, Fire Insur-
ance
Clapp & ^vmesfandl
Corbin & Christy /
Craig, Chas. J. /
Ewalt & Vanness/
Fuller, John A. /««//
McLain, T. J./a«//
Post, Willis W./
Swager, James B./
Waldeck, Henry/
Yingling, JohnB. /
WASHINGTON C. H.
Caveft Maynard/
Dial & Fullerton fond i
Ramsey, E. A. /
WELLINGTON.
Amer, C. W. & Co. /andl
Goodwin, R.li. /Jandm
Sage, C. & Co. / l»ndm
WELL8VILLE.
Arnold, C. O. /
Hamilton, J. Q./.
Murdock, Wm. G. /
iandi
South, A. G. /
Snowden Bros. /
Stewart, Jacob/
WILMINGTON.
Austin. C. W. /
Cartwright, Isaac T. /and
Sanderson & Carroll /
Sayres, R. S. & C. C. /
Walker, H. F. /
WOOSTER.
Barrett, John F. /andl
Bonwitf, S. R. /
Corbus, Geo. Vf.&Co,/andl
Flattery, Lucas /
Funck, Daniel /tf»//
Myers, W, C. 4c Co., Fire
and Accident Insurance
Schuck, T.J
Van Nest, J.¥, f.land a
XENIA.
Armstrong, Frank/
Armstrong, H. /
Armstrong, J. b. /
Archdeacon, A. J. a
Bloom, Wendel /
Carey, J. A. /
Carey, John C. /and I
Farrell, Henry /
Hanes, Luther/
Hooven. E. P. /
Hypes & Leamon /
Loyd, W. E. /
Lvtle, Robert /and I
Matthews, J. H. /j
Milbum, J. M. /
Merrick, C. R. /
McGervey & Lesourd/
McQuisten, Hugh /
Schell. F. J. H. /
Whiteman, L. H. /
YOUNGSTOWN.
Calvey, John I and a
Cook, B. F. /
Corewcliens, Wm. /
666
The Insitrcmoe Tear Book.
OHIO, Tonngftown— Ow/.
Davis, Henry/ and I
Dftvis, John R. f
DdbleA Son/
Evans. Ike K./<iyM//
HdlnweU. Allen /*
Hnbler, Abram /
Liebman, Lcms/attdl
Liebman, l^.fandl
Medbury,F.y
Morgan, James T. /
Nutt. Thoa. H. /
Owen ft Son fond I
^ce & Haokey /amdl
Rndge. Geo. & Son /*
ZANE8VILLE.
Amer, A. E. femdl
Atwell, W. J. /
Bmsh, C. L. /
Dillon. C. G. & Sfm/amdl
Gnj,Vfm.kSoa/ndl
iQgaUa. J. J. /
MaierftGatbrie/M^/
Palmer, Addison /oa^/
Peoples, Wm. /
Stdner, John/aa^/
Thompson. Geo. W. /omU
White. HoHMr, "Thelnsr-
ance Man."
Woodward. E. S. /
Worrell. Louis /
ALBANY.
BurUiardt & Keeney /
Biirkhart. F. A. y
Gradwohl, J. /*
MenriU, H. F. /
Oreaon Land Co. /
Powell, J. C. /•
Sor. E. F. /
Thompson, E. L. /
Will. Geo. /
Wyman, D. T. /
A8HLAND.
Atkinson & Carter
Billings, G. F.
Kyle, A. T. Jr.
ASTORIA.
Allen, A. V. /
Case. L W. /
Parker 8c Robb /
Parker. W. W. /
Sanborn, G. W. /
Van Dosen, B. /
BAKER CITY.
Bingham, J. S. f
Ferguson, Jas. F. / I and a
Heilner, S. A. /*
CORVALLI8.
Jefireys, S. T. /*
Job, 2. /
Johnson, F. M./and I
McConnell. E. /and I
Stock. M. & Co. /
Woodcock, M. S. /
DALLAS.
Ellis, M. M. /
Fnnk,W,S./andI
EUQENE CITY.
Conders, S. W. /
Craw, Goo. F. /
Dake, E. C. /
Dickey. N. /
Dorris. B. F. /
Eakin, S. B. /
Harris, J. B. /
Hendricks, T. G. /
Horey, Humphrey & Co. /
McClanahan, E. J. /
Miller, G. M. /
Peel, W. T.
OREGON.
Straight, J. A. /
Walton, J. J. /
WiUdns, F. U.f
Woodcock, A. C. /
HILLSBOROUQH.
Dennis, P. M./and/
Morgan St Barnard /
INDEPENDENCE.
Connowajr, W. P./
Cooper, J. S./
Doutv. F. A.//««ffl
Goodman, A. J. /
Hall, L. M. /•
Hirschberg, H./
Hurley, A. M./
Kirkland. J. W. /
La Ransien. J. CT./
Lines. H. M.y
Scroffi>rd, J. o./
Tatom, James/
Wheeler. W. H./
JACKSONVILLE.
Boyer, J. A./
W. M./
.T.J./
Clovig
Day,r
Kenney,
Kubli. K.
Mnller, Max/
Nuoan, J. /
NickeU, Chas./
Rames & White/
Rostel. C. B./
White. Jno. F./
McMINNVILLE.
Clark, B./
Freund. J. A. C./
Magers, J. £./
Talmage, C. W./
Wortmann, J./
OREGON CITY.
Allbright, C. O./
Cauficld, E. G./
Califf. S. h./andl
Charman, E. R. /
Charman, L./
Charman, F. R./
Cross, H. E./
Draper, John /
Harding. G. A./
Johnson. W. C./
Latoorette, D. C./
Pope,F./
Randall, F. P./
Stratton. M./
PORTLAND.
Andrews, F. V. & Co./
Boyd & Arnold /; land a
Brownton. W. F./
Bush. D. B./
Cankin, G. B. /
Child. J. A./
Clayton A OUTer/
Earhart. R. P./
Fay, C. L. /
Francis & Reed /and I
Folger. Herberty Nev Z»
land F. Ins. Co.
German Immigration Asso. /
HaU» Edwrnr^, Sec'y Orer:a
Fire and Marine
Hewett, Henry & Co./ andi
Laidlaw, James ft Co./
Noiden ft Church/*
Reed, E. L./
Schuyler, P. C./a»//
Steel. Geo. A. ft Co./
Sibson, Qoackenbush ft Co./
Story, Geo. L,/
Thompson ft Riggen/
White, Eugene I). /and I
R08EBURQ.
Caro Bros, y
Floe, S. F. /
Lane, Jno./
Marks, Herman/
Moore. W. N. /
SALEM.
Albert. Joseph /*
CotUe H. W. ft Co. /
Davey ft Roach /
Dumars, Wm. /
GilbeiCt Bros. /
Gilbert ft Batterson/
Hendrie, Robt. /
Moir, John /
Moores, WyUe A. /snd I
WiUiams ft England/
Willis. Leo /
Wright. John G. / _^
ALLEGHENY.
Allewelt. D. B. /
Drum, Simon /
Green. Chas. M. /
Stewart, Geo. /
ALLENTOWN.
Eckerf , Miles L. /
Gnibb ft Medlar /
Hecker ft De Long /
Hoats, Samuel /
Kleckncr, Henry T. /
Lee, A. W./«»//
Leisenrine ft Walker /and I
PENNSYLVANIA.
Mohr. H. W^
Seagreaves, Geo. /
Stackhouse, A. M. /
Sepp. John W. /
Troxell. N. L.C./«»rf/
Wagner. H. C./andl
Webb. James W. /
Wilt. F. R. /
Yingliug. Henry B. /a$id I
ALTOONA.
BrindleftMiUer/
Couch, D. /
Greene, M. F. /and I
Kerr, R.A. 0.ftCo./tf«^' ..
MacDonald. A. P. ft Bro./J*-'
McMullin. C./
Rink. Jacob /
Sponsler ft fiackit /
Trout. Thos. J. /and I
Winn ft Nicholson /«arf'
ASHLAND.
Barron, Theo. F. /and I
Burkert, E. P. / ^ ^ ,
Gamer, John C /««»'
Gamer, Lin. f»nd\
Lessig, Jacob /*nd I
The Inmrance Tear Book.
667
ASHLEY.
mderfer, M. N. ft Co. /
ler, J. K. P. /
ATHENS.
)in ft Walker /d»//
child ft Murray /
BEAVER FALLS.
rd. W. J. /
l3ey, L. B. /
chett, J. H. /
ic, A. R. /
jburn, N. H. /
, W. B. /
res. H. T. ft J. /
BEDFORD.
«. Walter F. ft Co.
1 ft Shoemaker
BELLEFONTE.
er, Geo. V», fandl
kin, J6hn J. famd I
kin, W. B. /and I
aver, J. C. fimd I
odring. D. W. /
fENNETT.
./
iplc, H. E. /
pphcard, W. V. /
ng,W.A./
BERWICK.
ns. J. W.
)by, J. G.
BETHLEHEM.
tett, C. M. /
hmann ft Peisert ftmd I
bck. M. A. /
it.K.'L.famdl
igUson, W. L. /
ert ft DungUson /
bam, Jas. t
I. Geo. K. /
g, Geo. H./
jert, Jos. Nl. /
)crt, Richard W./«irf/
!cs, F. C. /
IcT. I. L.-C;. /
Robert J. /««//
htrock, Wro. /
Ue ft Kemxnerer /
BLAIRSVILLE.
er.W. R./
imngham & Kaott /
BLOOMSBURQH.
wn. Yvtii& f
unberlin, H. P. la$ida
rtman, Frank B. /
ipp. C. F. f
ize, J. H, fandl
glcr, R. H. /
BRADDOCK.
Uana. ^,A,fandl
lizman, L. F. fandl
nseholderp John & Co, fandl
Idn. Wm. /
cton, E. G. /
kes, C. A. foMdl
BRADFORD.
iier ft Herman fandl
ick, P. N. /
dy. C.P. ftBro./a«//
Jves, FredW. /««//
nnedy.C.H. /•««//
BRISTOL.
amt, George W. /
keson, A. Weir /
tUings, J. D. /
Kinsey, William /
Scott, Chas. £. /
Stuckert, John C. /
Wright, Wm. S. /
BROOKVILLE.
Brown, John F. ft G. £./ land a
Hamilton ft Reed/, / and a
Pinney. N. G. /
Scott, J. A. /
BUTLER.
Abrams. E. E. ft Co. fandl
Campbell, Wm. Jr. /
Clark, J. A. /
Forsythe, J. "S., fandl
McJunkin, L. S./-a«//
Wright, W. A. /
CANTON.
Cleveland, E. i.fand I
Krise. A. E. ft. G. F. fandl
Perry. R.N./a«//
CARBONDALE.
Baker. Wm. R. fond I
Couch, George D. /
Hockinbury ft Reynolds fandl
Ken worthy, J. H. /
Lathrope. Thomas R. f
Mills Bros. /
Peck, E. M. /
CARLISLE.
Comman, Theo. /
Hoficr, F. H. /
Humrich, S. K. fandl
Hnmrich ft Rhcy /, I and a
Hyer, John/
Shearer, R. E./mnda
Stock, J. C. ft Bro. fmnda
Stock, J. C. I and a
CATASAUQUA.
Hamenley, R. Clay /
Koons, A. F. fandl
Uirich, N. N. fond I
CATAWISSA.
Ellis, Clinton /
Geyer, C. E. fand I
CHAMBERSBURQ.
Bender, Horace /
Clark, Lyman /^
Cornflower ft Camp /
Culp, Loren A. /
Curriden, Edward /
David, Frank /
Gilmore, Wm. /
Keefer, Wm. R. /
McNulty, Howard/«»rf/
Maurer, B. L. fond I
Mehafley, Frank /
Reed, Wm. G. /
Rice ft Peters /
CHESTER.
Baker, Geo./
Bradley, P. / , ^.
Cooiirau, J. Howard, Fire
Insurance
Cochran ft Sweeney/, /, m and a
Coates, Jos. R. T. /
Gray, Wm. C. /
Greenwood, Samuel y
Harper, A. /
Johnson, Harrison /
Larkin. C. C. /
Lyon, Samuel/
CLEARFIELD.
Biddle ft Helmbold/, I and a
Harris ft HarUwick/
COATESYILLE.
Gilfilem, John/
Gordon, Wm. /
Rambo, Mosea/
Thomas, H. G. /
COLUMBIA.
Alison, Geo. M./
Bear, Wm. L., Life and Fire
Insurance
Bruner, A. C /
Fondersmith, H. A. /
Frank. John P. /
Hershey. H. S. /
Kauffman, Andrew J.fandl
Kaufiinan ft MoTtfand I
McBride, J. B. /
Shuman, M. S. /
Sneatb, Jacob fand I
Solly, J. W. y
Young;, Chas. F. /
Young, George/
Ziegler F. X. ft Sons fand I
CONNELLSVILLE.
Cavender ft Goodchiid/ and I
DuShane, Sam. H./
CONSHOHOCKEN.
Alebaugh, Harry
I Berry, Jno. /
Conrad. Frank
Cordofi, Jas.
Haywood, Wm./
Kenzie, H. G./
Rex, Jos. /
Specht, Benj.
Stevenson, Geo. /
Tracy, Harry/
Zimmerman, John /
CORRY.
Barney, F. S. /
Davis, J. B./and I
Marsh. W. Ed. fand I
Palmer, R.H./a#p^/
West, L. D. fand I
COUDERSPORT.
Cole, L. B. / and a
Mann, Arthur B. /, / and a
White. S. C. f I and a
DANVILLE.
Ammerman, W. H. ft Co. /
Famsworth, J. H. fandl
Miles ft Peifer /, I and a
Russell, Andrew fandl
Vincent, Henry ft Son fandl
Williams, D. R. f I and a
DOYLESTOWN.
Fackenthall. Jerome /
Harris, Henry O. /
Mason, Charles /
Mason, William /
Meyers, Chas. /
Trego, Thos. W. /
Yardley. John a
Zorus, J. Evan /
DU BOIS.
Bell. D. Bates I and a
Biddle, Helmbold & Bell /
CampbeU. Geo. B. /
Vosburg, E. Fred. /
EASTON.
Brunner, John /
Deichmann, A. S. /
Downs, J. S. fandl
Heller, R. P. /
Hetrich, Chas. B. /
Holland. Hackett /
Kichline. Geo. F.flanda
Kolb, Reuben fand I
Pyle. R. C. / ^ ^
Shawde. E. H. fand
Shrope, L. D. /
66S
The Insurance Tear Book.
PAi — Continued,
ELIZABETH.
Graham, J. H. /
Griffin, T. E. S. /
Wylle. J. R. /
ERIE.
Barger, Geo. £. /
Downing & Flickinger/<wirf/
Ensign, S. P. /
Gaggin, R. F. /
Hemphill. T. M. /and I
Harper, W. W. /
Sawdy, F. A./««^/
Schlaudecker, Franlc /
Scott & Arbuckle fand I
Shannon, J. W. /
Stuebgen, Y..h. fandl
Sturgeon, Ellas /
Swalley, C./
Van Aoden, L. J. & Co. fand a
Wood. Wm. M. /
ETNA.
Groves, Wm. /
Patterson, E. A. /
Sallade. M. V. B. fand I
FRANKLIN.
Fmdlay.A. \, fand I
Fry, G. B. fand I
McGough, Peter fandl
Mark & Ingleskerger f
Smith, F. E./
Winchester, L. A. f
FREELAND.
Fowler. O. a
Grimes. W. A./
Hayes, John D. fandl
McCarthy, D. J. /
Stroh, Chas. Orion fand I
QETTY8BURQH.
Picking, Harry C. fand/
Winter, Martin fand I
Wolf, Samuel /
QREENCA8TLE.
Kreps& Co. fand I
Ruthrau£f, John/
Winger & Light /and!
QREEN8BURQH.
Gay& Bair/ /and a
McWilliams & Bakery
Wirsing, J. J. /"
GREENVILLE.
Clover, Philip/
Comstock, E. D. & Co. fand I
Findlcy, W. J. B./
Hoomer, H. C. fundi
Ogden, J. G. /
Petdt, J. M./
HAMBURGH.
Hoffman, Sol. K. fand I
Levan, J tickson f and!
Luburg, Ai. fandl
HANOVER.
Blair, G. Milton / /and a
Fisher, Julius/
Forney, Geo. N. /
Trimmer, E. A./
HARRISBURG.
Buchler, H. B./
Campbell, Frank /
Craiglon, David /
Dare. E. O. & Son/
Eaton, J. F. /
Garman. John /
Gross, Geo. A./
Hammond & Bailey f, /and a
Irwin. W. B./
Leib, Frank R.//««rf«
Liesmann, F. W. /
Marshall. S. M. /
Meese & Murwer /and I
Orth, Henry Cfandm
Oyster, S. W. /
Parthemore & Quigley /
Sheafer, Henry J. i Son /
Sheafer, Wood K. /
HAZLETON.
Breihoff, Peter/oxu//
Heidenreich hxo%.fand/
Heidenreich. Peter/
Hill. C. F./und/
Mans, H. W. /
Schutter, John /
Taylor. S. D./, /and a
HOLLIDAY8BURGH.
McFadden, S. P./
Smith, Wm. A. /and/
Snyder, H. H.fand/
HOME8TEAD.
Giles, Goo. W./
Hough ft Kemp fand a
Oeftner, J. G./
HONESDALE.
Baumann. E. H./
IiAne, GriiBt* W.. General
Agt.. N. W. MutL L. Ins. Co.
Farnham & McCarty /
RusscU, Henry Z./
Stone, W. H./
ToUey, S./-jirf/
Tracy, W. J. /
Woodhouse, H. A. /
HUNTINGDON.
Akers, T. H. /
De Annitt, W. H. / / and a
Madden & Taylor/
Miller. R. Allison /
Oaks. Thomas M./
ShafEner, Martin L./
Simpson .J. R. / and /
White, J. Irvin /
INDIANA.
Paul, J. L. /
Strayer, Lewis /
Thompson, H. S. /
Watt, J. M. /
JER8EY 8HORE.
Howell, M. T. fand/
Martin, Jas. P. fand/
Staver, M. L.fatd/
KITTANNING,
Arnold, H. A. fand/
Brown. Sam. G. W. & Wm. /
Doverspike, Geo. W. /
Hill. Frank f,/anda
LANCA8reR.
Bausman & Bums /
Breneman, H. R. fand/
Eckenrode & Myers fand/
Gam, H. S. /
Haines, Joel L. /
Herr, Allan A. & Co. fand/
Lcfevre, C. H. /
Metzler, John H. /
Ostermayer, J. H. /
Reynolds, George N. /
Rife, Jeremiah / and /
Ryan. I. H. /
Shenk & Bausman /
Westhaefier, J. Alonso a
Whitson, T. Clark /<i»^/
LATROBE.
Bierer. Jacob J. /
Soxman. A. G a
Soxman, Chas. W. j
Toner & Chambers /
Wakefield. J. S. & Son
LEBANON.
Bents, S. H. fandl
Euston, Joseph R. fandl
Haner, Peter/
Hoosdiolder.W. R. fandl
Kannany, S. Y. /
MiUer. J. H./m//
Shetter, J. L. /
LEHIGHTON.
BeU,H. A. /<»«//
Heydt & Soobredt fandl
Randenbush. A. W. fandl
LEWi8BURQH.
Catbeman. Ira/««//
Dieffenderfer, Sol fand I
Duncan, John F. fandl
Long, Geo. E, fandl
Smeed. Thos. land a
Smeed. Wm. S. /anda
Val Valzab, Foster food
V/BUa^yf/.J. fandl
LEWi8TOWN.
Brisbin, S. J. /
CreightoD, E. B. fandl
Hamilton, A. T./«//
R Jterd. J. S. /
SetUe, W. S. /
LITTLE8T0WN.
Alleman. W. S. /
Hamer, Kansas U. /
Lefevre, Joseph H. /
Smucker, Abia /
LOCK HAVEN.
Chapman, H. O. /
Culp, G. E.fand/
Gearhart, C. R. fand/
Good, D. F./
Kintzing, T. C./
O'Connor, Charles M. /, / ^^
WemverSi Co./ /anda
MeKEE8P0RT.
CampbeU, A. B./
De Long, James L./
Leisure & Lowry/
O'Neil & Scott/
SkeUy, J. A./
Shaw, John A. /
Soles, W.C./
Stewart, John W./
MAHANOY Citr.
Carter, Wm. H. f
Comrey, Andrew/
Litscfa, Maurice/
MAN8FIEL0.
Costley, B.J./
Hoard. J. S. /aim//
Moody. J. A. fand I
Taylor. W. D. /
MANSFIELD VALLEY.
Armstrong, J. F./
BedeU, J. Chas./
Brown, Robt. H, fand I
Evans. Reese/
Fife, J. B./
McCreedy, John W./
MARIETTA.
Brandt, J. L./
Crull, Johnf
Ettla, George H./
KeUy, James W. /
Rich. Henry S./
Turner. Robt./
MAUCH CHUNK.
Siewers, E. R. /: /nndd
Tobias, A. H. & Soo/ /*««
The Insurance Year Book.
669
MEADVILLE.
iley & Gdvin/
ais, F. H. A Bon / and i
bertson & Ritxe/oMd a
rrance & Rose/
idesbaugh, L. H.y
«nnan, D. D. & L. A./"
Fariand. F.A./
Ii, OttoA./
a,S. L./
MECHANIC8BURQ.
dncr, E. C. /
Icr, J. C. /
ton. J. O./
Icr. D. H./
irsh, V. A./
ing. J. N. f
MERCER.
I, John land a
oks. M. H. /aiw//
ins. D. M. R. fond a
Kcan, W.J. y
MiDDLETOWN.
T, F. H.
>11, Abner
tchinson, C. H.
ndig, W. H.
ley, Jos. H.
nbler, M. B.
MILTON.
wn & Frick /
Imcr, C. F. y; I and a
braith, W. 6. /
imro. Chas. Jr. /
sic, O. B./
gler, H. /.ianda
hi. G€0. C. /
MINER8VILLE.
fcr, R. F. y; /tfif^a
liards, J. H. /
Jhng, A. /
lONONQAHELA CITY.
ble. John M. /
rers, F. M. I and a
liams, Ralston /ajt</ /
mg. R. H. /
MOUNT CARMEL.
en, Voris
Sstresse, S. E.
dsmith. Isaac
ns, John J.
mtz, Henry
MOUNT JOY.
^,Y.PL.fmMdl
tT,J.H./amdI
MT. PLEASANT.
ihoU, J. S.
renson, S. C.
MYERSTOWN.
frcll. Dr. W. L. /
:kley, H. S. /
itser, Andrew /
wine, Wm. /
olison, W. /
NANTICOKE.
der, J. C. y
rley ft Gibhs /and/
:key, John P./andl
NEW OASTLE.
rk,W. I>./,landa
)bcson, W. W././flwrftf
-bison ft Kjoox/ and I
is ft Son/
lie. J. P.y and a
Zreadj, Chas. A. /
ler. Geo. W. ft Son/am//
Phillips. J. T. ft Son/
Tag«ut, Johns. /
White, A. B. /
VJick, J, C. land a
NORRI8TOWN.
Brown ft Cloud /
Burton ft Reiff/
Coleman, H. C./
Hallman, A. S./
NORTH EAST.
Cushman, D. R. /
Ensign, Chas. A./; I and a
Femald. G. H./
Hampson, G. A./
OIL CITY.
Barr, W. R./, /flturf-
Connor, W. /
Cronyn. E. S. /
Lucas, L. L. /f/ and a
Lucas. W. P. f, I and a
OLYPHANT.
James, James /
Mahon, Bernard/
Pike, John /
Telford, John /
PHILADELPHIA.
Adams ft Garber/
Allen, Frank Oloott St Oo.,
Gen. Agts. Home of N. Y.,
Buffido German aod Broadway,
30a Walnut St.
All«n. Wm. W. 8t Son /I and a
Alrord, J. B./
Arrott, W. H./
Boswellft Co./
Brown. H.W./
Brush ft Hildebrand /
Buckman, John W./
Garr, J. B., Gen. Agt. Manhat-
tan Life for Pa. and Del., 4x4
Walnut St.
Chamberlain, Thomas /*
Cheney, John wjr
Goyle, Jafl. H., Insurance,
434 Walnut St.
Coyle, Robe. M., Ins. Broker,
454 Walnut St.
Corson, S. F./
Crenshaw, J. H. /
Oreth A Snllivan, Ins. AgU.
and Brokers, 499 Walnut st.
T. ]£. DQWSISQt,
Fire Insurance Broker,
277 Bnllitt BnUdinflr.
Insurance placed on property in any
part of the United Sutes.
THX LBADINC OFFICS FOR THX PLAC-
ING OF SURPLUS UNBS.
Durban, Eklward J., Gen.
Agt. iEtna Ins. Co. of Hart-
ford, 403 Walnut St.
Dulles, J. W., Fire and Life
Insurance, 313 Walnut st.
Duy, Charles A. a
Ettinff A Co., Gen. Ins. AgU.,
337 Walnut St.
Evans, C. A. /
Evans, C. T./
Fisher. Richard /
Foster, Thos. G., Resident
Sec. N. B. and Mercantile Ins.
Co., 411 Walnut st.
Gittens, J. K. Jr. /
Goodrich, W. C./
Hammer, F. E. /
Hare ft Chase/
Hawley. S. D. ft Son /
CHARLES E. HEATH,
IisBrancii BMor,
311 Walnut St.
Hezamer, E. A Son, Ins.
Surveys, 419 Walnut st.
Hilt, David B., Ins. Agt. and
Broker, 1x4 South Fourth st.
Howard. F. A. /
Hunt, E. R., Sec. Druggists
Mutual
Hyneman, J. £., Gen. Ins.
Agent, 411 Walnuc st.
Johnson A Higglna, 113
Walnut St.
Kemble, E. G. /
Keyes. D. A. /
Iiambert, Wm. H., General
Agt. Mutual Life Ins. Co.
Lawson, W. C. /
Iioni^acre A Ewingr, Fire»
Life and Marine Ins., 328 Wal-
nut St.
Madeira, Lonis O. A Son»
3ao Walnut st.
Marstoii A Wakeliu, Gen.
Agts. N. E. Mutual Life Co.
Mather A Co., Fire and
Maiinc Ins., 231 Walnut SL
Miller, R. J. /
McUwell ft Gillingham
O'Nein. Wm.C./
Quantrell, Jno. ft Co. /, I and a
Tatnall Paulding,
AGBNT OF
Commoreial Union, London and
Lanoaahlro, Amorioaa Tire,
and Alllmaoe Int. Ast'n
of How York.
416, 418, 420 WalDDt St.
Piatt, Chas. Jr., Ins. Agent.
corner Walnut and Fourth sts
Plnmmer, Everett H.,Gen.
Agt. Berkshire Life, 51a Wal-
nut St.
Prevost A Herring*, Gen.
Ins. Agts., 413 Walnut st.
Read. F. /
Register, I. L. /
Rhoads, F. B. a
Rirer, E. C. /
Roberu, W. G. /
Rvan, Wm. J., Aeent
Hamburg-Bremen, 434 Walnut
street
Sherrerd, W. D. A Go., Ins.
Agents and Brokers, aaa Wal-
nut St.
Simpson, W. A. A Son, 320
Walnui St.
Smith, Atwood /
Stuart, George H. Jr./
Tete, Wm. L.y
Tildtn, Waller H. /
Truscoit, J. Lynn, /
Vanuxcm, L. C ft Co. /
J
670
The Insurance Year Book.
PA., Philadelphia-c^/.
CHAS. TREDICK ft CO..
Insuranee Agents and
Brokers,
339 WALNUT ST.
Warner & Taylor /
Wells, A. B. /
GEO. E. WAGNER,
Fire Insarance,
il7 WAUfUT ST.
Williams, €., G«n. Ins. Agt.,
334 Walnut St.
Wister, Alex. W. & Son,
Gen. Ins. Agts., 405 Walnut
street
Wood, George, Agent Royal
Ins. Co., 306 Walnut st.
Woods. J. W. /
Yungman, Chas. K. / anda
PHCZNIXViLLE.
Bishop, J. M. /
Carey, **. G. /
Gilkyson, H. H. /
Hunter, S. D. f andl
John, J' rom<r /
Reece. J. /
Shaffer, A. /
PITTSBURGH.
Ammon, Aug. /
Arrott, J.Wisd
Ayres, H. C. /
Bates, G. S. /
Bens wan ger A Zahn^ In-
surance Agents and Broken
Biggert, John D. fond I
Biggert, Jas C. /
Brown, Joseph S. /
Burt. Wm. C./
CampbeU, C. P. /
Chapman, D. P. /
Collingwood, Wm. & Son /
Davis, A. P. & Co. /
Dean. Geo. W. & Co. f
Dean, Winthrop, I and a
Delevan ft Lowry /
Dermitt, E. R., Agent N. £.
Mutual Life
Drum, Simon /
Edwards & Kenney /
English, C. W. & Bro. /
Enrich, Adam /
Fisher, James P. /
Fry & Sprague /
Grace. Lanikcr & Co. /
Green. Charles M. /
Hammer. G. W. /
Hays. G. A./
Jennings, T. Dale /
Jones, W. L./
Krller, Thos. D. /
Kiefer, F. W. /
Knapp, Jas. H. /
Lavely ft Clouse /
Laughlln, R. G. /
Layton, R. D. /
Lightfoot. Benj. H. /
Lockhart ft Flanigen /
Loomis ft Brown /
Lusk. F. T. /
Marston ft Wakelin /
McCaffrey, Thomas /
McCandleis. W. G. /
McKown. Jas. C. /
Morris ft Fleming f
Neckerman. Irran /
Neglcy. D. C. /
OBrieo. P. H. /
O'Bryaji. Wm. I and a
Ogden, Geo. /
Ohmler, R. C. /
O'Neil ft Lyne /
Page. Jno. H. /
RaSer, N./
Reed, C. McF. /
Reno ft Johns /
Rhorkaste. E. A./
Ringwalc A AgHew, Insur-
ance Aeents aod Brokers
Scott, J. H. J
Scott. W. W. /
Stay ton, I. R. a
Stevenson. J. E. s
Straub ft Morris /
Tuttle ft McSwceney /
Unverzagt, W. L. >/•
Vanuxem. Pierce ft Co. /
Weiterbausen, Chas. R. f andl
Wood, George /
Wooldridge, W. P. /
Wylie, D. W. /
PITT8TON.
Blackman. John H./
Campbell. A. G./
CampbfU, Wm. Is
Dowey. H. C. /
Edwards, Jonathan/
Flannery, J. T./
Gaughan. John f
Hileman. Joseph/
Lance ft Snvdtxfandl
Mantanye. James/
Perrin. M. I., /and I
Sbearror. Jacob/
Van Tuyic, G. F. /
Walsh, James/
WiUiams, C. H./
PLYMOUTH.
Gwilliam ft Son / and i
Wren, Chris, fand/
POTT8TOWN.
Byers. Joshua/
Guldin ft Bossert/and/
Lessig. J. B./as^/
Pyle,H. M. /
Reinerr. D. F, fand I
Rice. Jaanes/andi
Shaner. A. K./
Weber ft Wauger/
POTT8VILLE.
Beatty ft AUhouse /<»«//
Lineaweaver. Josian/
Little ft Co. /
Lowrey, J. G. /
Mortimer, G. Weslej/
Moyer, Jos. W./
Shealer ft Lowrey/
Silyman, C. B./
Sullivan, John A. /
Woltjen, Chas. H./
READING
Ancona, S. E./
Bamett. E. I. /
Coleman, W.N. /and I
Davies. S. L. /
Ermentrout, P. lA.f
Griesemer. C A. Z./(mdl
Grissingcr, J. B./
HiU, Jenkin /
Holmes. Robert /
Irwin, L. W./
Jacobs, F. S. /
Kremp, Jos. /
O'Brien. Thos. B. /
Rhoads, John H./
Rhosds. S. L. /
Stoix ft Ermentnmt/
Tyson. A. Harrey/
Valentine, J. T./andl
Woods, H. C. /
Ziebcr, Geo. P./«w//
RENOVO.
Deckard J. K.fandl
Dillon. N. J. /
Ferguson, Jamrs H./
Morey. F. H. /
Reilley, John/
Stahr ft Lawrence /
8T. CLAIR.
Fame, C. J. /
Rodgers. Geo. /
SCHUYLKILL HAVEfr
Bast. Jere G •
Dengler, G. ¥./Jaadt
Hesser. W. R. a
Pflueger, M. F./
SCRANTON.
Birdsall. Geo. H. /
Boland. C. G. ft Co. /
Bourne ft Dunham /
Burke. Wm. J./
Conrad, And./
Doud. H. C.//««rf-
Evans. D. J./
Evans. J. DV
Fellows. C. D. /
Fisher. J. H. /
Fuller. Chas. ft Co. /
Holland. A. D. /
Kiescl, Wm./
KirkpsUick, C. W. /
LewisTw. J./
Luce. R. W. ft Son/
Miller. Geo. W./
Normann ft Mooie/
Paine. H.E./
PhiUps ft Holmes/
Post, I. L./
Rice. C. L. /
Robertson ft Hitchcock/
Robling, Peter/
Shafer. N. H. /
Smith ft Morris/
Vanuxem ft Co. /
Wagstafi. A. S. /
Weaver. Geo. L. I
Welsh. W. J. /
Zimmerman, M. /
SELIN'S GROVE.
MiUer H. E. ft Son/ ^^
Schoch. H. Harvey /««rf'
Snyder, Wm. H. /
SHAMOKIN.
Alexander. A. H.//»«'*
Bird. Josiab/W/
D0U7. Wm. H.y
Erdmsn ft f" - '
John J. J.
Latham. Cb
Marr. A. G. / '
Oram, John F./ ^
McWill ams. J. S./
ft MiUer/
J.fiandm
Cbav/./^W*
The Inmranoe Tear Book.
671
SHARON.
Bil, Thos. B./d»<if/
pll. J. K. /
alio, Emng/andl
jrvicc Bros. & Co. /audi
SHARP8BURQ.
mold, Joseph /
oylc. R. M./ai»rf/
ahn, Harry W./
iihep, H. S, /
rause, John /
cNeal&Yerkini/
yers. W. C. /
oach, Geo. D. f
lutcr, Chas. G./
banner, George /
^ocmer, H. G./andi
SHENANDOAH.
cDgler. C. W. /
vans. W. T. /
lust, Dvn^/andl
oads. AttKustus /
/'illiams, T. T. / and a
SHtPPENSBURQ.
lair, O.M./<Mk//
ale, Thos. M. fond I
fcCune, J. A. C. /•
8LATINCTON.
a Bar, Jesse fond I
illMmmW./andl
STEELTON.
lleman Bros, fandi
ibb, Cbas. H./andi
ige. S. S. /andi
SUNBURY.
lemcnt, C. M. /««//
err, J. /
eUey, B. F. /
organ, J. /
lipmao, J. /«wf/
'ekh, F. E. /
SUSQUEHANNA.
x)k. J. H. &Son/«wf/
tmmers & Dusenbury /ami I
TAMAQUA.
iser. Wm. /
had, John /
lindel, C. Y. fond I
uder, Wm. G. famd I
TITU8VILLE.
irber. Jas. R. & Co. fjmnd ,
Hfs, Fredericlc fond I
Burtoiip Chas. /
Stnuss, BenJ. / landa^
TOWANDA.
Codding & Dodge fattdl
HaU. Cbas. M. /and I
RusscU. C. S./tfurf/
Tracy, W.G./«irf/
Wickham. O. D./
TYRONE.
Calderwood, H. ^./anda
CaldwcU. D. T./i»*^/
Hicks & Templeton /*
Waite, G. C./andf
UNIONTOWN.
Crow, G. W. /
Searight, Jas. A. f^ I and a
Seaton, C. H./. I and a
WARREN.
Cable. J. B. /
Cable. W.L./«f«//
Mitchell & Knapp /and I
Sill, John ft Son /and I
Yates, W.V. XJ./andl
WASHiNQTON.
Happer, A. G. /0)m//
Howdeo, I. A. & Co. /andi
Hughes, Work Jr. /oMf/
Kunix, Jas. Jr. /
Marsh, L. M. /
McKenna, Jacob fand I
WATSONTOWN.
Everett, Lorenzo /and I
Follmer, E. S. /
Shay, Wm. F. /
WAYNESBORO.
Clayton. J. H. /
Hoeflich, John R. /
WEATHERLY.
Beyer, J. L.
Hunter, J. W.
Kresslcv. W. E.
Landerbum, A. J.
Potterger, J. L.
Tweedle ft Hoffman
WELL8BOROUQH.
BaUey, L. L. /
Davis, O. H./
Gardner, L. A. f
Howd, I. E. /
Rrbiles, A. /
Wisehart, C. H. /
Young. E. B. /
WILKE8BARRE.
Biddle & Eno /
Boland*& Co./
Brandt, Jac. /
Cassidy, John /
Coolbaugh. J. R. /
Darte, L. C. /
Derr, Thompson ft Bros. /
•Graham, Wm. G. /
Griffith, John T. /
Kunkle, Arthur P. /
McKune, R. H. /
Parson, W. S. /
Reynolds & Co. /and I
Theis. Fred. /
WILLIAM8PORT.
Allen. R. W. /
Andrews. H. S. /
Black, J. H./andl
Burrows, F. J. /
Campbell ft McCormick /
CampbeU, E. D. /
Champion,. M. A. /
CliBffery H. J., Dist. Agent,
113 w. Fourth street
Crocker. J. J. /
Davis. J. F. /
Hill, Swartz ft Co., /
Klett&Tintle/
Loedline ft Long/
Lundy, A. D. ft Co. /and I
Meyer, H. S. /
Norris, W. L. /
Sheffer, E. /
Silsbee, H. B. a
Schwciker, F. D. /
Tosier, F. H. /and I
Weddigen, Ferd. /
YORK.
Allen. LW./««//
Brandt, C. L. /
Culp. C. T. /
Deininger, L. T. ft Co. /
Eckenrode, Wm. /
Frick, B. K. /
Graybill, Geo. /andt
Kraber, George B. /
Myers. S. K. /
Ramsey, W. F. /
Shafer.L. H./
Shroff, Samuel K./andl
Strickler. David/
White ft Jessop/amf/
Wilkinson. Boyd K. /
WilUaros, D. G./
Williams. John T. /
BRISTOL.
ibbitt, Edward S. /
cene, Naih. S./andl
•ase, John B. /
inner, Parmenas Jr. /
iylor,Wm. R./
CENTRAL FALLS.
rcrell, Ruftis B./
>ff, Frederick N./
EAST GREENWICH.
lowles, S. M. /
lowles, S. R. /
rker. A. T. ft Co. fand I
nderland, J. F. fandi
Uey ft Reynolds /
HOPE VALLEY.
eene. Geo. E.
ney, Geo. H.
JUips. H. N.
RHODE ISLAND.
NEWPORT.
Bull, Henry Jr./
Davis, Lucius D./
De BI01S, Hunter ft Eldridge /
and i
Hammett, ClBienct fandi
Sherman, Anthony S./
Tilley, John Henry/ and m
Topham, James G.
Whipple A Derby, Real Es-
tate and Fire Ins.
PASCOAQ.
Hawkins, P. O.
Tracy, W. J.
PAWTUCKET.
Bowen, E. S./
Cooke, Wm. /
Howe ft Kent/
Ingraham, D. B./
Moroney. Wm. P. /
8hoTe» Isaac, Stc'y Pawtucket
Mutual
Warland, Charles A. /
PROVIDENCE.
Arnold ft TilUnghast/
Babbitt, Edward S./
Beach, C. H./
Bunce, G. H./andi
Carroll, M. F./"
Carroll, Thos./
Davison, M. >f. fandi
Day, J. W. /
Dorrance, J. R /
Dunham, E. A. /
Darlee, Charles S., Fire,
Marine and Plate Glass Ins.
Eddy ft Worch/
Ely, Thos. /
Famum, E. H./
672
The Inmranoe Year Book.
E. 1, Providenoc— Gwf/.
GanneU. W. D. Genend
Agent N. W. Mutual Life Ins.
Co.
Giflfbrd. R. P. /
Coding, A. W. /
Gross,TI. J. /
Hall, C. F. /
Hartwcll, J. F. /
Herrick, Wm. H./
HunUman. J. F. /
Jackson. R. H. /
Lester, Wm. A./
Lyman, Asa/
NfiUay, G.A./tf«//
Onnsbee, H.H./
Pabodie, ^.T. land a
Paine. G.T./
Potter. H. A. L. Jr. /
Randall, Wm. R./*
Scott, J. M. /
Shove, Samuel & Son/
Smith, J. lj.ammdsb
Spencer & Boss/
Spencer, J. N. Jr. /
Snow Ac Barker, Fire Ins.
Stanton, W. C. /
Starkweather A Sbepler*
Fire and Marine Ins., 27 Cus-
tom House St.
Sunderland, S,Y.f,lemda
Tucker, Chas. D. /
Tyson, W. H.H. & Co./
Voshell, J. K. /
Waldron, F. A. Jr./
Washburn, Wm. H./
White. A. H. & Co./
SAYLESVILLE.
Fessenden. Samuel /
WARREN.
Barton, Henry /
Cbamplin, H. F. /
Cole, Luther/
Gardner, Allred B. /
Greene, Chas. W. /
Martin, Ezra M. /
WESTERLY.
Bentley, E. D./m//
Collins, Amos R. /
Collins, James M. foMil
Coy, Woodbury /
Greene, Millen S. fmdm
Hillard, P. H. /
Pendleton, James M. ftad t
Sheffield, Thomas D /
W00N8OCKET.
Brown, Stephen H. /
Flynn. Geo. F. /
Harriroan, J. P. /
Lee, Thomas & Son /
Lord, D. C. /
Sherman, AMricfa ft Co. /a^>
Smith, R. P. ft Son./CTrfa
ABBEVILLE.
Barnwell, B. S. /
Branch, W. T. /
Cason, S. C. /
Du Pre, J. F. C. ft Son /
Klugh, J. C. /
AIKEN.
Hutson ft Co. /, ianda
Sawyer, C. E. ft Co. /attdl
Siberia, Ott /«*<//
Smith, Algernon S. /amdi
ANDERSON.
Brock, J. A./
Cathcart. J. M. /
Mauldin, B. Frank /
Maxwell. J. D./, /om/a
Sloan, D. P. ft Co. /
Towers, A. B. /
Von Hasseln, J,H,/amd a
BAMBERQ.
Barr,J. W./
Graham. H. M, /andl
Hooton. A. B. /
Spann, H. F. /
BARNWELL.
Hartzog. Sam. J.
Woodward, A. T.
BEAUFORT.
Bellows, W. C. /
Flemming ft Gillon /
Harms, Thomas /
Johnson, Smithy
Lockwood, W. H. /
Stuart, H. M. Jr. /
BENNETTSVILLE.
Johnson, H. P./oMdi
McCall, C. S. /
BLACKViLLE.
Briggs, H. W. /
Michaelson. I./
Mixson. F. M. /
Mixson, R. M. /
Mohr, Miss Mary a
CAMDEN.
Cantey ft De Saussure /
Williams ft Williams/
CHARLESTON.
Axson, J. M. ft Co. /
Coffin, E. ft Co. /
\ f
SOUTH CAROLINA.
Hayden ft McDowell. / A «
imdm
Honour, J. L. ft Co. /
Hugci, C. K. ft Co,/ ami M
Lee, Hutson/
Lowndes, C. T. ft Co./
Pelxer ft Robertson /, /, m and a
Ravened, Johnson ft Co. /, /, m
anda
Redding, James F, fond a
Reeves, John B. /
Robertson, James/, landm
Schachte, Henry/
Tapper, s^amuel Y.ft Son/amdm
Tapper, F. ft Co. fandm
White, Blake L./««;/
CHERAW.
Godfrev. W. R. /
Reid, Samuel H. f
CHESTER.
Berry, Thomas li./aMdl
Gregg ft Means /
Harden, W. H. ft J. C. /
COKE8BURY.
Aiken, A. M. /
COLUMBIA.
Black, W. A./««//
Gambril, D./
Parker, G. W. ft Co. faitdl
Seibles, E. W. ft Son famd I
Swaffield, W. C./oMdl
Wright. Geo. K./flwr/
DARLINGTON.
Norment, F. E./andl
Norment, J. H. /
DUE WEST.
Cochrane, John M./
EASLEY.
Hudgens. A. W. ft Son/
Quilfian, J. W. /
FLORENCE.
Chase, Jerome P. ft Sons /and I
McNeill, J. P. /
QAFFNEY CITY.
Lipscomb, R. S. /
QEORQETOWN.
Frost ft Reeves
Graveley, John /
Grimball, B /atidm
Hastie, W. S. ft Son/ /, m anda
Fraser. S. S. /, landm
Munnerlyn, B. K. J anda
QRANITEVILLE.
Giles. Wm. A. /
GREENVILLE.
Beattieft Rollin/
Browning. W. C. /
Ferguson ft Millar/
Goodlett, R. C. /
Gower ft Reilly fond I
Jenkins, A. H. ft Son/
McBee, L. M. /
Smith, Julius C. /
Yates, C.L./.aw;/
GREENWOOD.
Hartsoy ft Hays /
Hodges Bros. /
Parks, J. T. /
HARTSVILLE.
Croker, J. L. ft Co. /
JOHNSTON.
Jefferson, £. £.
LANCASTER.
Clark. A. J. fmndl
Widierspoon, B. J. /. Ivd^
LAURENS.
Barksdale, C. D. /
Barksdale, John A. /
Dial. W. H. /
Mintcr ft Jamieson /
Patton ft Martin f
Traynham ft Dial/
LEXINGTON.
Bradford, C. S, /
Bradford, C. S. ft Co. /
MeCORMICK.
Cothran. James, Jr. /
MANNING.
WiUon. F. N./««f/
MARION.
Johnson, J. M. ft J. W./
Macfarlan ft Harmer /
Montgomery ft White/
White, J. B./
MAYERSVILLE.
Cooper, £. M. /
Grant, Thos. /
Mayes, F. J./
NEWBERRY. ^,
Booser, S. P.ftSon/**'^
Glenn, J. F./
Scott, E, A./tffK//
Tarrant, W. T./
TTie Insurance Year Book.
673
NINETY-SIX.
Lipscomb, T. C. /
Watson, L. D./*
ORANQEBURQ.
Albergotti. J. S. /
Bull&Scovill/
Fowles, Janoes H./ andl
Hamilton, John A./
Kortjohn. CD./
PENDLETON.
Taylor, Geo. E. /
PORT ROYAL.
Colcock, C. J. Jr.
PROSPERITY.
Boozer, H. S. & Son/
RIDQE SPRING.
Brookcr. N. W.
ROCK HILL.
Alexander, N. P. / and I
Cherry, J. M. /
Hutchison, D. femdl
London, J. R ft F. H. /*
Roddcy. W. J. ftmd^
ST. MATTHEWS.
Loryea, J. H.
SENECA.
Sitton, Vi.'tl.fandl
Stribling. J. W. /
SPARTANBURG.
Ball. H. S. fond I
Carlisle. Chas. H. /
Cofield. Jas. ft Co. fond I
EUoTd,J,M,/aMdi
Goodlc|t, J. O. P. /
Walker, Fleming & Son /
SUMMERVILLE.
DefaoD, W. R./aMdI
SUMTER.
Moise. Chas. H. /, lamdls
Moses. A. /
Wnite, A. & Son /. Icmdpg
UNION.
Bewly, W. D. /
Fair ft Thompson /
Goss & Stokes /
Munro, Geo. /
Nicholson, W. A. ft Son /
WALHALLA.
Vemer. J. D. fond I
WILLIAMSTON.
Horton. C. E. /
WINNSBOROUQH.
Boylston ft Withers /
Caldwell, J.C./owr /
KfcMasters, J. F./
Withers, LN./tfiK//
YORKVILLE.
Jeffreys, T. S.f<mdl
Lindsay, J. R. /
McCorkle. W. H./
BOLIVAR.
Coats, A. J./
Miller, Austin/
BRISTOL.
Brewer, W. P. ft Sons /oMd I
Carnngton. W. C./
Neil. L. R./
Price. C. B./
Walker. Rives/
BROWNSVILLE.
Bradford. A. H./
Bradford. Miles/
HotchWss ft Lyle/
Kiyce, W. H./
Thomas, S. F./
" "■ cbk
Wilder ft Hotcbkis/
Winston, P. F '
Wltherspoon,
Winston, P. B./ '
n, H.H./
CHATTANOOGA.
Bnck. C. E. /
Cogswell, Kennedy ft Drewry
fandl
QoWxMxn^-W.Z.fJanda
Duflfy, D. J. /
Elder, J. W./
Fletcher ft Ferger/
Grant ft Co, fond I
Lindsay ft Hoyt /
Lucas ft Peacock
Martin, H. N./
Marbeny. J. C. /
kowles, W. R. /
Sevier, E.F./flJwf/
Thurston, £. M. ft Co. fond I
Tyler. F.E./«wf/
CLARKSVILLE.
B en^C-S. fandl
Faxon, John W. ft Co./
Howaid, £. lA, fandl
Kennedy, D. N. ft Munford/
Pitman, M. C./
Poindextcr. R. H. ft W. S, fond I
Rossington, R. B. ft Co, fond I
Wood, J. T./
CLEVELAND.
Dclany ft Noel/
Reese, Sami/
Rogers, Thos. /
Tonkin, W. H,/
COLUMBIA.
Andrews ft McGregor/
Elam, J. J /«ji^/
"jndlcy. H. L./
TENNESSEE.
Looney ft Whitthome/M^/
Pillow. Engene fandl
Rains ft Hbie/W/
Witherspoon, C. W. /
DANDRIDQE.
Webster, A. H./
FAYETTEVILLE.
Fulton, J. M./
Goodrich. John T. fandl
Wright ft McKinney/dM//
FRANKLIN.
Andrews. M. L,. fond I
McGan, J. L. /
Parkes, J. L./
Perkins, W. ON./
Ward well, S. B./
QADSDEN.
Parsons. J. F.
QALLATIN.
Anderson. D. B.fandl
Holmes, H. A. /W/
McLaren. J. H./
Pardue, W. W./
Peacock, J^.fand I
Wheat. Frank /
Witherspoon, T. F./
GREENVILLE.
Hacker, J. E./
HART8VILLE.
Oglesby, J. M. ft Co./
Wright, Ellis ft Co./
HILLSBORO.
GUbert, C. H.
HUMBOLDT.
Bond. T. A./
Dodson. A. R./
Seuter, N. A./
Wright. L. B.flanda
HUNTINQDON.
Brown. R. T.fandl
JACKSON.
Deupree ft Deupree /
Danaway. W. E. /
King. D. H. /
Lmdsay, R. B. /
Moore ft Wilkcrson /
Moore, Wilkerson ft Deupree /
Temple, Joo. /
Theus ft White /tfiirf/
WooUard, J. M. /
JOHNSON CITY.
Crandall, J. E. fandl
Wilson, J. S. /
JONESBORO.
Kirkpatrick, Hugh /
Kirkpatrick, Paul W. /
Mathes. W. E. /
Mathes, W. G. /
Shipley. E. A. /
KNOXVILLE.
Brownlow ft Hendrickson/MKf /
QemenU. W. H. H. /
Dawes, CoHett ft Co. fandl
Dow ft McMullen /
Fletcher, J. W. fand I
Francis, Gu^ '
Goodall
Hall, L. S./ ^'
Hickman, J. E. /
Lcnnon, W. H. /
McClung, H. L. ft Son /
Moses, F. A. /
Scarborough, J. H. /
Scott. F. A. R. /
Simmonds, W. H.
ft"^g/
W. H./
Van Gilder,
LA QRANQE.
McNamee. F. M./
LEWISBURQ.
Vein, J. T.fandl
Ewing. A. B. /
Nawlin, J. W; /
Shepard, C. H. /
LEXINGTON.
McHcnry, C. F. /
LINDEN.
KittrcU, J. M./
Pearson, G. W. /
Mckenzie.
Caunon^ J^
Curtis,
Nowlin,
Todd, J. B. fMdl
Waggoner, Geo. E. /
McMINNVILLE.
Black, C. G. /
Brown, D. I*, fandl
Reams, R. M. /
Ritchie, J B. /
" r.W./
ion. J. P./
s, J. D. /
in, W. H. /
Wallace, W.
^74
The Insurance Fear Book.
MANCHESTER.
MjUcr. F. N./
Wooton, W. H,/
MARTIN.
Gbss, T. W /a*^ /
MEMPH19.
B«fts1e¥, J as, E. /
Bourne. Edward & Co,/tf^tf
mmufiT SWISS un muiiict
SflCIETT-
C ilUer. C. M, 4 Co. ^
Greenr, MoTitedonico 4 Co. /
Hatch*-tt. Rice & Co. /
K>rsch & Gronauer /
Hunter, F. B. /
Ktniiertv, W- H./
Krvkel, Theo. /
Landctx. Jo»^ A. /
Marjt a Bensdurf /. l.aamdm
Mason. C**rriiictO(i & San^ /immH
JHoritlir A Mnrplir, Fire In*
NELSON & RAINE,
?ire and Llfd iBsaranoif
M ANA G Bits
ll.t.LIFEFORmMDW.TUII.
Pttrkett W. L», insurance
Agtotand Brokef
Ratttaaiy Wm* Mi| Genera]
AffMit Accident Ins. Co. of
N A.
Sulliratj. Jet. /
Walker, J.b\I
Wei I ford f TboK, Fire. Ma-
ride, Life and Acddent Iniu;-
ance
Wilkenioti, John F. /
Wiiherspoon« Ro%%I
MILAN.
Collifis, E, A./
Gammon. W. %.faitdi
Slont k Wade/
MURrREESaOROUQH.
Beard. Richard /£/«//
Bell, .lobti h./arndt
McKinlcv, J.T./
Simth,^ Theo. /
NASHVILLE.
Arm stead it Se welly
Batles*. W. B. /
Bolles. R, h.f
Bonhui A Gower/
Bf4dfi>r.l 4 Cole/
Burn*, John /
Caldwell. Jaroe* E. k Bro, /
Cha^e, Irrine K./
Claibonie & Gale /
Harris. J. H{>op«r /
Hart & Goodc/
0nrti Brofl.t tnsuraiiee
Hicks, E. D. /
Jackson, J. W. /
Johnson, D. R./
Mayo, W. D /
Milchcll, W. H./
Morrow. Cooky A Metxger /
^nd I
Oney. J. H. /
Pftrk, Tliomfti & Sttarp^f
Fire and Life Insuiaace. 203
Cherry street
Rodrs. Frank /
Shields Williams & Davii/
Talbot. W. D. /
Throop & Moore f
Treanor, J.Q.f
Trimble, John & Co./
Wnmer, J. £. & Co., Fire
Insurance
NORMANDY.
Brandon. J. L,/
PARIS.
Rison. Jno, R. & Co. /
SheUon& White/
Shelton, James /
PULASKI.
AbernarhY & Crockett/
Arrowsmith, H./ ^^^_^
iig. E.
EmC W. S. /
Merirdith, Mits JmcI./
Riddle. G<^ T,/
Rivers. F./
Smiihion, W. B /
Steele & Silsoii /
RiPLIt.
&n>dle, H. S. /
Gloss & Builer /
Henry. A, F- /
SAULSBUtt,
Spighr, T. C. f
SEWAHEE'
Du Bose, R M./
Loo&ey. W, C /
SHELBTVILLE.
Blackmort. E. J
Ivi*-, C, a/
Moody. C J./
Scales, Noah I
SjORlrton, R. L. /
Wall ce. J. W /, /, «« fi
tomadQ
SOMERVItLE.
Hobson, H. P.y
Hobson, JuQius /
SPRiNCFlELD,
Adams, \\\ B./
BeJl, Pepper & Pike /
Pike. A. M /
StrattoJi. H. T. famdi
TRENTOM,
Freeman, O* B, /
Holmes. M. C./mmdl
Landis & Jone» /
Ross. R- F. f^ttd i
TROY,
Crockett, Ca^e J '
TULLAHOMA.
AJydelott, J. G. /
Pascball, W. G /
Ranson, J* R. T. /,
UNION CI
Davis * AlFj^ander /I
Mayers Bros, /amdi
WINCHE^^
Hut chins. John M./
Phillips. G. G./
Slatcrr. W. J. /
ABILENE.
Abilene Investment Co, /ami i
Currie & Stlth f&ndl
Kerr. John /
Triplet* & Buck / and t
ALBANY.
Webb& Hill fmd!
ALVARAOO,
Chapman, R, M. f^^td I
ATLAKTAi
Miles, Aouilln/
Momss, J» E. /
AUSTIN.
Bergen. Daniel & Gracey /
Covert, F, M. & McCarty/tfflif /
De Cordova * McCarty/tuw//
Egelcston. E. T. & Co. fimdt
Goft. E. W. /
"nbblc, Robi. /
jJooi* L. M. /
t«nier, Geo* P. /
TEXAS.
BAIRD.
Richardson, D. /
TuckcTf N. T. lm%da
BALLINCER,
Powey.J, W./
Wingate* W. J. /
BANDERA^
Stephens & Lincoln /
BASTROP.
McLavy, A. B. /
Orgaiu, F. A, /
BEAUMONT.
Weaver & Curry /
Wieas, V, /
B ELTON.
Denny. H. C. & Co,/
FHeze& Hay«lit> /
Lee. John h. fundi
Miller. J. Z. Jr./
BIO SPRINQi.
Cowan. S. H /
WaJthall G, y^./Mdi
BLOSSOM.
Wilhams. W. L. /
BONHAM.
Aberaathy. F, J. /
Agnew & Boyd /^
Dyer. B. F. & Cfo. /
Holmes. J, P./
BOWrE.
Matthews & Cfoftorrl
BRAOY.
Ballou, L, /
BREMONO.
Harvey. R. B. / i^md^
BRENNAM.
Carhsk. C. H. / mmd i
Ei»gelke« F- A* /
Harris. J. J. /
Key, J M. /
^^i^^TT-T
The Insurance Year Book.
675
Salley, E. L. /
Vinson & Carlisle /
BROWNSVILLE.
Guirey, Wm. P. /
KcUcy.Wm./
BROWNWOOD.
ClinteDao. J. I. /and I
Daridson, W. R. /
Mayes & Mayes /
Mayes, Wfllk /
Morgan, W. C. /
BRYAN.
McConnico, A. D. /and I
Robinson, H. C. /
BURNET.
Timberlake & Watson /
Watson. S. S. /
CALDWELL.
Gray,J. W./tfurf/
CAMERON.
Arnold, B. I. /
Cross. S. P. /
Paden, W. D./
CISCO.
Redfield, David/
CLARKESVILLE.
Sanderson & Cbeatbam /and I
CLEBURNE.
Norwood, P,Z.f,l tmda
COLEMAN.
Bowcn, R. S. /■
Halbert. H. A. & Co./
Vining, WUl L. / .
COLORADO CITY.
Boren, R, L./
Morrison. J. H. r
COLUMBUS.
Coolgrove, U. C./
Johnson, Jesse/
Monson 8t McLein /
Shaw, Carey/ andf
Witting, George/
COMANCHE.
Hamilton & Preston
Sartwell, W. L.
CORPUS CHRISTI.
Mitchell. John B. & Co. fond I
Soutbgatc, Thos. B./
Ward, Jas. W./
CORSICANA. .
Oouglass, J. M. /
Pobj& McMilan/
WcNoir, T. L. & Co. fmidl
Pinkston & Church fmndl
CUERO.
-aw, Geo. H. f, landm
DALLAS.
lldehoff, John S./
irbnckle A Sou, Fire Ins.
lunspaugb, R. P. /
^iser, Geo. K. /
toon. Jdo. T. & Danl. /
)un. H. F. /
*0€hran, Samuel P. & Co. /
>exter« Geo. J. Sc Co.*
Genl. Ins. Agents
>aoIey. Stuart /
^wing & Addison /
rardiner, J. E. /
froce, J, S^
[all, W« K*. Fire Insurance,
Agent Mutual Fire of N. Y.
lereford & Cain / m and a
lowUnd, W. P. /
C. G. MORGAN,
Dittriot Xaaagtr,
Kntoal Life Insnrance Co.
OF NEW YORK.
No. 723 Uain Street.
Keribotft Bryan/
Laugblin. W. /
Leonard, H. M. /
Lewis, H. A. /
Logan, £. R. /
May, S. L. /
Parks Ac Shamard, General
Insurance Agents
Paterson, W. H. /
Reynolds, W. L./
Shumate, N. T. I
Sondheim & Retobardt /
Trezevant & Cochran/
Waters. Udd M. & Bro. /
Wheat, Fhink /
Wright. J. W. /
Wright. W. L. /
DECATUR.
Barber ft Ray/ landm
Martin ft Terrell,/
MiUer. W. A. /
Smith, R.H./
DE LEON.
Hamilton ft Preston
DENISON.
Coffin & Zintgrafi /
French ft Legate/
McLagan ft Howard/
Scott, Will. J./
DENTON.
Beatty, A. D. ft Co./
Burton. J. K,/andi
Clement, C. H./
EAQLE PASS.
Hancock, L. '^. fond I
EL PASO.
Comstock ft SteTens/
Crosby, Wm^
Kneeland ft Co. /
Lewis. H. B. /
Loomis ft McLachlen/
Newman, S. H. /
Prior, John /
ENNiS.
Craig. J. F./
McC^y, T. L./
McDuffee ft Bagley/
Sesdons. D. S. 7
Weathcrford, J. W./
Winn, E. H. /
FAIRFIELD.
Lillard, L. D./
FARMERSVILLfe.
Bell, T. H. /
Bumpass, L. E./
FLATONIA.
Amim ft Lane/
Lett, W. H. /
Thatcher, W. A. /
FORNEY.
McGee, L.J./
FORT DAVIS.
Caruthers, L. ^, fond I
FORT WORTH.
Cetti, Zane/
Dyer, D. A. /
Fosdick ft Furman/
LitUejohn ft Martin/
Uttlejohn, J. B./
Skidmore. M. A. /
Stanfield. J. L. /
Swayne Bros, ft Crane/
VeiiW. G./
GAINESVILLE.
Cravens, J. K, fond I
Rollins, C. K,fandl
Sherwood, F. k./andl
Stone ft Blanton/
GALVESTON.
Angell ft Co. fond m
Beers, Kenison ft Co. fand m
Blagge ft Bertrand/
Buttlar ft McCorroick /*, landm
Guinard. C. M. ft Co. /and I
Hughes ft Stowe/, m anJ I
Lofland ft Menard
Lovenberg, I./
Mayer, P. M. /
Mason ft WtLitTs/andm
Rice, E. E./tf«//
Sondheim ft Reiohardt /
Sorley, James & Son /and m
Stnbbs, John H./andl
Waters, L. M. ft Bro. /
GATESVILLE.
Gouldy Bros. /
G' uldy, J. C. /
Williams ft Mings /
GEORGETOWN.
Harrell, H.V/./andl
Montgomery & Price/
GIDDINGS.
Burns E. A./
Seay, Geo./
Weaver, Abram /
GONZALES.
Nicholson, R. F./
Walker, R. H./
GRAHAM.
Croxier, G. H./
GRANDVIEW.
Humphreys, Geo. W. /and I
GREENVILLE.
Alexander ft Andrews /oik//
Battle ft Terrell/
Dargan, Bradford ft Ettcr/and t
Ende ft Harrison/
Mattox, John A. /
GROESBECK.
McFarland, M. M./
HEARNE.
Ferguson, W. P./
HEMPSTEAD.
Young, Jno. R. /
HENDERSON.
Neal ft Hall /
Wood ft Thompson/
HENRIETTA.
Sears, S. M. /
Weddington, Slaton ft Sears /
HICO.
Snider, F. H. /
HILLSBORO.
Reavisand Young/
Roberts, W. H. t
Rose Bros, /and I
67b
The Insurance Year Booh
TEXAS— C^niitt ufd,
HONEY QROVE,
Burgher, B. M. /
La M*ster, L. C. t
Pcnn]fbsclnT+ J* /
PiercCh John A. f
Waltcrmire* Wm. /
HOUSTOM.
Carter BtoSp /
Childress A Taylor /amf m
CfKihran. O. L. / ojtdm
Couon. S O. & Bto- f
Potter H PoUard A Ruby f^xndm
Rapbiirl. ^^^ fundi
Sceel> A. L. k Co./amdl
HOWE.
McCrmry, J. M./ujfc//
Tigbe, W. J./
HUBBARD CITY.
Pitikatoii. Nar. frnd I
HUNTSVILLE*
Woodall, W. H. /
ITASCA.
Meaaimer. J. H- /
JACKSONVILLE.
E^rle M. L. /and I
JEFFERSON.
Beard & Sberrcli / <ind I
Claibotfie. V. H//
KAUFMAN-
Pardue & Carlisle /
KERRVtLLE.
Da¥i3, J. H. /
K033£«
Jones. Jas, O. /
Pfoc'or, A. W- /
Proctor. W, F. /
LADONIA.
Hudion, A. J. /
LAMPASAS.
Covin Ff on, J. W. /
Pfjcr, D. Q./andi
LAREDO.
Brewster & Moore f andl
Dickenson, H> G. ft Bro, famdi
NicholKin. B. F. /
Pierce & PI'Tcc [and I
LIVINGSTON.
McCordell, Davis/
Mce^, T. F. /
LLANO-
Hargon, Frank H.fandl
LOCKHART.
Campbell. J. W./
Palmer, H, T. & Son /
LONCVIEW.
Clemmotii, J. R- & T, E. f
Fbhfr, W. D. /
LULINQ,
Bellmger, C /
Lipscomb. Johnson /
McKINNEY.
Alexander, H. S, /
Ball, J. H. /
Byme. M. H. /
Coffee, A. /
P»iie. John D. /
Welch, Frank H. y
MARSHALL,
Carter & Poland fa^ d
Litdejohn & Martin /, / am/ a
MAION.
Bertibardt & Supleton f
Henry, Ira B. /
MEXIA,
Blake, J. W, fandi
Dovle> W. E. /
Park, J. H./
Walier, N. L. /
MIDLAND.
Decker. D. E. /
Zane. R. H. /
MILLHEIM.
Regcnbiecht, A. / *»j^/
MINNEOLA.
Cage* George A. /
MORGAN-
Giipm. L W. /
NACOGDOCHES.
Jonri, C. W. /and i
Stanley & Thompson ft^fui I
NAVASOTA.
Bridge!, E. J^./andl
NEW SRAUNFELS.
Clemens * Faust /
ORANGE.
Curry. P. B. /anJI
PALESTINE.
Asi. Theo. & Alf. /
Gllbetl, G, W. ik Soji/
Oxment& Pcn^/andi
Robinson Bros. /
Rovall R. J./
Sawyers, C, F. /audi
PARIS.
Elwoods, D. W, /
Dargan, K. S.f
Kirkpatnck & WorthAm I
Norraent. E. B, /
Phippi, N. B /
Ross, L. W. /
S tile, L M./
SIud«. W. H. /
Siayton & Hale /
Thcbo, C, F, /
PEARSALL.
Rowell. John S, J"
PILOT POINT,
Darwin H S. F./attdi
McCulley, W. C. /
PLANO.
Beauchamp, VV. H. /andi
Jasper & Beauchamp /
QUEEN CITY,
Ford, W. F. /
Matthews & Hood/
Wright, W. H. /
ROCKDALE.
Isaacs St Locke ct /
Longmoret J- E, /
ROCKWALL.
Kemodle, R. V. J
Lowe & Allen /
Wells, W. C. /
Wood, T, J. Jr. /
SAN ANGELO.
Ions, P.N. /^mdi
Lepch, Frank *
Robertson, Iviarion famd I
SAU ANTONIO.
Adae, L. V/. /
Brady. T. *F. /and I
Campbell, Wm./
Dart KAMpe A Co.. ^1
Washinffton Life for Tna
Ohio and Kenfticky.
Florian. Miss Fatitiiyris^i
Griesenb«:k, Chas, Is /
Hamilton & Boon /
L4iy. R. W. & Co. /
Mahcr, Ans^m A. /
Moye, A. /
Jsmith & Co. /
Young & Adae /
SAN DIEGO.
Gueydan, F. & Co, /
SAN SAGA.
LJdrtofoe. V. D./
SGHULENBURC.
Rutvek, Ignaz/
SEQUIN.
Neal, W^ R./
Zoru. J* Jr*/
SHERMAN,
Boyd, W. L./
Carpenrer. J, Q.fsr^l
Gcren, J. P./
Joneir R- P- JT-f^ndi
Wyriok. O. F./
SULPHUR SPR\HQt
Henderso!!, W. F./Jfc^^
Rogus & Tucker/ a«J*
TAYLOR*
CanQon. J. C-/
Jones^ J. S./
l^yd ft Jones/
Moooy & R ^bertson /
Threadpll, John/
Vance & Pedigo/
TEMPLE.
Downs Bros./, latuij
Gregory, J. B, ft Co /
TERRELL
Brtce, W. F. /
Browning, R. L. &Ca/^^
Canron Sl By^n /
Gniioan & Ffeinhaidt /
TEXARKANA.
Edwards. E. R. /
Manson. L. B,/
Oftenhauser, F. \V./^^''
TYLER*
Botinerft Df>rouEb/
Cain, Wash. G, & Son/
Coinam, T. T. /
Covington, J. J. /
Long. R. B. Jr./
McB ide & Sdlman/**'^
McBride, W. H,/
Woldert ft James /W ►
VAN ALSTYNI-
Evaos, S. P./
VIOTORIA
Brovnson ft Sibley/
Levi A. ft Co./
Thomson, N- A./
WACO.
Fitzugh ft Moll/
Fort,Villmgft Pittoo/
Hays. T. D./
Killou^h, R, B./
Pam>tt. R. 8- /
Sfurgis ft Rojjers/
Stiler, A. /
Waltor. JohnT./
WeslowftCo./**^/
WAVER LEV.
Cnnoiogfaais. J. D./^** '
The Insurance Year Book.
677
WAXAHACHIE.
rkley, E. U/cmdl
le, T.J./aiii//
rchmaD»A. M./oMdi
skdl, W. W./tf»//
Kxlwin, O. / and I
ares, T.J. /«»//
rkham. Walter /tf»^ /
ncaster, J. E,/aMdl
DD, G. J./ojrif /
y^
PhtUips. R. G./a«f/
RoM.W. J. F./«*//
WEATHERFORD.
Davis Bros. /oMdi
Dorsey & Taylor /
Finnie & Ochiltree/
Price, Q. B. /
WEIMAR.
Boettcher, F./
HoUoway, J.B./
WHITE8BORO'.
Buchanan, J. lA.famdl
CraTcn.W. v./
Webster, M. L./
WHITNEY.
Bowman, O. G./
WICHITA FALLS.
Brown, A. A./
Jalonick's, 1. Sons/
McGregor, Wm. M./
WILL'S POINT.
Lybrand, J. M./
Owens, John E. /
OCDEN.
lams, L. B. /
impbeU,W. H./««//
.rr, Newton y
ant, H. J. & Co. /
imer, Daniel /
rlfirich, Wm. V.ya«//
lause, Herman fofid I
tlson, A. H. /«»<//
th, P. L. /
jy. D. H. Jr. /
aman, John/
;n\c«. B. & Co. /
tah Loan & Trust Co. /
UTAH-
Williams, W. R. /
PARK CITY.
Hoyt, F. W./«*//
Richardfon. A. B. /
Short, Chas. A. /
PAYSON.
Bamett, H. W. /
Page. Samuel L. /
Tilson, J. P. /
SALT LAKE CITY.
Anderson, Hugh/ I and a
Bishop, F. M. /
Colmer, W. H. /
Fuller & Young /
Grant ft Co. /
Green, H. N. /
Hyams, Louis /oiuf/
Irons & Crabbe /
Jones, T. R. & Co. /
Kimball & Lawrence /
Knowlden. Gcow H. /
Lynch & Glassraan /
Rogers, Lewis B. /
Schenck, J. f
Smediey, Wm. E. fond I
Westerfield & Crismon /
ARLINGTON.
owe, E. E. /
'oodworthft Canfield /dmf /
BARTON.
raves, Chas. /
obinson, W. I. /
Webster, Jos. N. / iatida
BELLOWS FALLS.
lyes, L. S. / I and a
ionard, E. S. / I and a
BENNINGTON.
imcy, John V. I and a
bson, C. U.f
iil& Powers //aim/ a
\S\,3.V.aiSf>nf,l,aandsb
•vcr, H. L. /
iton, L. P. /
rton, L. S. a
BRADFORD.
mis & Jones /"and I
BRANDON.
in, Geo. fond I
Vts,C.li./andI
^bee & Briggs /and I
\ BRATTLEBORO.
North & Childs/aj<u//
■man & Jtnne/and I
por Bros, fond I
\ BRISTOL.
•SOD, D. K./
ence, W. A. /
fciDS. H. B. /
>n. M. W.//««/a
BURLINGTON.
iU. E. W. /
r. C. A. /
in&McKillip/
hby. L. F. /
Dk & Baily /, /, a and m
%T.%.fJ,manda
T. P. W. /
tomb. W. H. S. /
^mb & Robens /and a
DANVILLE.
, G. R. /
VERMONT,
Gookin, D. O. /
Mattock, J. B. /
DERBY.
Flint, J. T. /
Robbins, W\ S. /
EAST POULTNEY.
Rann, C. A.
FAIR HAVEN.
Batchelder. N. W. /
Humphrey, E. D. /
Mancnester, Geo. a
Preston, W. H. /
Reed. N. R. /
Sheldon, H. S. /
Thompson, Seth /
LINCOLN-
Gove, M. B. /
LYNDONVILLE.
Cahoon, G. W. /and I
Campbell. E. M. /
Gleason,J. T. /
Hopkins, C. H. /
SmaUey, G. H. /
MIDDLEBURY.
Brooks, M. A. /and I
Eldridge & Slade /
MILTON.
Phelps, O. G. /
MONTPELIKR.
Brown, A. C. & Son /and I
Brown, J. G. /
Curran, J. E. /
Chasr, M. /
Dailey. O. W. /
Hinkley, P. H. /
Pufier. F. H. /
Seaver, J. R. /
Senter & Kemp /
NEW HAVEN.
Landon, M. J. /
NEWPORT.
Anderson, S. H. /
Crane & Alfred /
Saftord, W. D. /
Stewart, E. A. /
Whitney, W. C. /
NORTHFIELD.
AveriU, D. T.
Egerton, C. D.
Egerton, J. K.
PITT8FORD.
Burbank, S. K. /
Colbum, C. S. /and I
Hitchcock & Burbank /
Meacham, R. S. /
Peabody, Henry W. /
POULTNEY.
Butler, John H.
Cushman, A. E.
PUtt. F. S.
Rowland, W. H.
RUTLAND.
Babcock, C. L. /
Bumham & Temple / I and a
Farrar, Henry C. I and a
Francisco, A. D. / and I
Francisco, M. 3. / and a
Granger, C. H. /
Kellogg Bros^ / and a
Kingsley. S. T. /j«//
Mason. E. G. /
North. Geo. F. /
Parmentrr, C. /, / and a
Stockwell Bros. / and a
ST. ALBANS.
Borley, Isaac S. /, land a
Burgess, J. J. /
Farns worth, H. H. /
HiU.M. J. J and I
ST. JOHNSBURY.
Blodgett, P. D. & Co,/ and i
Drew, J. H. /
Hastings, C.H.I and a
Lewis, W. C.y
Moore, Geo. P. /and I
Rolley, John I and a
Sargent, E. E. /
Switzer, Francis / aittf /
SPRINGFIELD.
Lawrence & Wheeler/ awrf /
STOWE.
Bingham, W. H. H./andi
McCutchins, V. P. /
6^8 The Inmrance Year Book.
'!
VT., Stowe — Continued,
Moody, L. C. /
Raymond, A. C. / ,
VERQENNES.
Benton, L. FW
Hickok, J. S. & Son /and I
WINDSOR
Batchelder, Wm. /and I
Davis, Euright & Cady /
Hodgman. V. C /
Tnxbury. Dwight /
WOODSTOCK.
Jones, James B. /
Paul, Norman / amd m
Philips. Henry C, fond I
ABINGDON.
Gllderslceve, B. /
Thomas, D. G. fond I
Trigg & Friend /and I
ALEXANDRIA.
Crump, Jas. T. /
Fcndall. W. E. /
Harding, W. A. /
Hayden, Geo. /
Hofc, P. B. /
Hopkins, A. O. /
Lambert, Wm. H. /
Scott, Edwin /
Selecman, T. E. /
Sherwood, J. T. /
Warfield, A. A./, landm
Wise 8l Co. /landm
ASHLAND.
Clifton, Lee & Co. /
BLACKSTONE.
Hurt.W. ^,/andl
BLAND C, H.
Grayson, W. Vi./landa
BOWLINQ QREEN.
Chandler, W. T. /andm
Trewalla, S. P: I and Is
White, John L. /
BOYDTON.
Atkins, W. T. /
Baptist, E. I., fond I
Faulkner, C.S./andl
Homes, A. T. /and I
Williams, C.N./ tf«//
BRUINCTON.
Haynes, W. F.
CARLTON'S STORE.
Saunders, V. A.
CHARLOTTESVILLE.
Blakey, Z.J. /«»<//
Hanckel, L. T. /
Harmon, D. & Son /
Jackson, J. T./tfw//
Jarman, H. D. /
McKennie. J. C. /
Mason, R. F. /
Taylor, Bennett /
Thomas, H. C. /
CHATHAM.
Rcid, E. S. & Co. /and I
CHRISTIANSBURQ.
Gardner, John /audi
Lorentx, L. D. /
Powers, H. H. /
COLUMBIA.
Richardson, A. J./
CULPEPER.
Harris, Thos. B. & Son /; I and a
Hudgens & Lathorn/, land a
DANVILLE.
Catlin, J. T./, land a
Dance, W. JT. & Co./
Swann & Holland/
Walker, Patton-& Co. fand a
Watson, John \\/
EMPORIA.
Trcdway, E. C./ \
VIRGINIA.
FARMVILLE.
Berkeley. R. B. /
Bugg, Chas. & Son/
Bugg, Chas. Y. I
Irving & Wilborm/
Morton, Thos. L./
Paulett,S.W. /«!<//
Rice, Wm. T./
Scott, John A. /
Winston, Peter/
FINCA8TLE.
Beckley, Alfred / and m
Godwin, James a
Hazlewood, C. T.tf
James. R. G. /
Thister, E. B. /
FORTRESS MONROE.
Waller, Cumming & Chatham/,
A «f, a.pgandsh
FJ^EDERICKSBURQH.
Barney, J.N./ ««f/
Botts, A. B. & Co. /and I
Co\t&Co./andl
Crutchfield, E. M./ I, andm
Howard, S.W./
Kiiox, D. H./ ^ ,
Phillips A K. & Co. /
FRONT ROYAL.
Kendrick, Jas. W. /and I
COODSON.
Brewer, W. P. & Sons /andm
Carrington, W. C. & Bro. /
Neill, L. R. /
QORDONSVILLE.
Unney, C. B./andl
Lipscomb, J. S. /and I
Stratton, R. H. /
HAMPTON.
Booker & Sample /land a
Schmels, Geo. A. & Co. /; I and a
Vaughan, Jas. M. /and I
Waller, Cummine & Chatham /
/, a,m,pg and s b
Whiting. Segar /««///
HARRISONBURQH.
Conrad, Ed. S. /
Conrad, Geo. O. /
Dutrow, J. M. /
Harris, John T. /
Lowenbach, J. A. & Son /
SUples, J. C. /
KEYSVILLE.
Morton, l.Vf,/and I
LEXINGTON.
Barton, H. T. /
Bonde, J. C. /
Dold, C. M. /
Figgatt, C. M. /
Letcher, S. H. /
Myers, H. H. /
Pirton, M. W. /
Quisenberry, E. A. /
LIBERTY.
Campbell, John S. /
Eubank, Fitzpatrick & Hancock
/and I
Kelsey, O. W./, /tfifrfrf
Lewey, John W. & Son /and I
LOUISA C. H
Kennon, Wm. Ira/«i/
LYNCHBURG.
Freeman, W.B. /
Ivey & Kirkpatrick fenil
Otey, P. J. & Co. /aii'
Plunkett, C. T. /«ui/
Pollaid, R. & Co. /»ndl
Preston, Thos. S. / , ,
Slaughter, Robert /a«rf/
MANASSAS.
Brawner, C. K. fand I
Upsoomb, W. N./««//
MARION.
HuU. H. B. /
Pendleton, A. G./
Richardson, Geo. W./
NEWPORT NEWS.
liiTeaEey* J • G.
Waller. Cunningnam& Chacai
/, /. m, a^pg and sh
NORFOLK.
Childrey & Met s/
Dey, G. W. &Soo /anil
Humphreys, D. & S.n./ /««•
Vaughan, A. M & Son/
Walke & Son, /l.aondn
Wingfield & Vaughan/
PETERSBURG.
Bishop, Carter R./
Cabaniss, Robt. /ani I
Cuthbert & Sons/, I and a
Harrison & Co. /
Mcllwaine & Alky/, /<»?- ,,
Moyler, J. Edwaid & C,o.
and a ^, ^^/
Petersburg Savings and Ins. to-/
PORTSMOUTH.
Atkinson, Geo. R. Jr./
Brooks & Watts/ WV
Hume. R.G.& Bro./
Watson, Jno. L. fandj
Williams. W. V. ^.fa^dl
RICHMOND. ,
Allriend, T. 1*., Gen. !>*
Agent. iao3 Main strert
General Ins. Agents and ^
kers, I North Tpnth st
Barney, Chas. G./ ^
Cabell, H. i../andl
Catlin, E. A./ ^ .y
Mut-Lifc Ins. Co..noBii*J
street » « a Sd
Claiborne, J. H. * »J,
General Insurance, n" -^^^
street _ p^„,j
Daveaport & Co., ^°;,
AgentsL. &L.&G.IBS.<■'
XIX3 Main street
Gordon, John' W./*irf J
Jefferson, G. C./
Levy. E.J./
Ughtfoof , W. B. / , ^^
Agent and Broker. mS '^»^
street
Montague & Co./
7yr
i.'.-'^. X'v
The Insurance Year Book.
679
Nash & Co./
Peyton & Sinton/
Peyton & EUerson /
Pleasant, J. A. /
Pleasants. G. D. & Sons/
Pleasants & Worth am /
Pulliam, Samuel H. f
Rawlings & Rose/
Rice, W« D«9 Fire Insurance,
6 North Tenth street
Straus, Jnlias^ General Ins.
Agent, X300 Mam street
Swiaelord, Howard, Gen.
Ins. Agent, 1108 Main street '
Valentine, Wm. H. /
Walker, O. If • dc Cq., Fire
Insurance
Warren, Qnarles & Tallcy/
Wherrr.B. C./
ROANOKE CITY.
Gray. R. H. & Co./
Jamison, S. W./ and I
Lewis, Thomas fond I
Lunsford, Chas. & Son ftmd I
WingfieW. J. Y.fandl
SALEM.
McConlcy, Wm./
8M1THVILLE.
Carrington, J.C. i
Chappell, Geo./ and i
Daniel, E. F./
Eggleston, J. ^./andl
Jones, T. M./
Morton, J. W./fl«//
80UTH BOSTON.
Barbour & Venable / and I
Mossie, T. B. & Qo.fandl
STAUNTON.
Burke, W. A. /
Craig, Robert/
Guy, J. ^, fond I
Hoge, Arista /
Kerr& Ui^y/andl
Perry, W.J. /««//
STEVENSVILLE.
Bagby, A. F.
SUFFOLK.
Cutchins, J. H. /
Dunn, S. K. fond I
Kilby, W. J. /
Pinner, John B. /
Riddick, A. A. /
Wri^t, J. H. & Son fandi
TAZEWELL 0. H.
Chapman, J. E. fofid i
Chapman, J. W./
Lynch. Thos. A. /
TREVILIAN'S.
Thomson, W. Q. /
WARRENTON*
Hurzthal, Q. K,/ andm
Hutton, H. S. /
Jeffiies & Bethune /
Yates, H. C. /
WAYNESBORO.
Fishbume, V^.li. f, landa
WILLIAMSBURQH.
Armstead, C. P. /
Brooks, A. Jr. / and m
Peachy, B. D. /
WINCHESTER.
Brown, F.O./
Hansbrough & Carter fond I
Russell. Jas. B. /
WYTHEVILLE.
Blair, John I and a
Brown, J. G. /
Ewald, S. R. /
Gibboney, J. H. & Co. /
Heuser, Aug. f
Heuser, Chas. /
Maupin. H. B. / '
Noel & Brown f
Sexton, G. S. & Co. /
Wadley. H. G. & Co. /
CENTRALIA.
Buckner, N. %, fandl
Bnttcrworth, E. R. fa$tdl
Crosby, Z.J
Landnim, Cameron & Landrum
fond I
mwt
Miller. F. /
Korthey, \^.Yi. f and I
Partridge, A. E. fandl
Recs & Wright /
Rowd & Rhodes /
Taylor,J. A./««//
CHEHALIS.
Cofl&nan, N. B.
Donahoe, A.
Forrest & Welty
Helton & Hale
Moss, J. H.
Reynolds. W. A.
Westover, W. A.
Westover & Stevens
Yoder. M.
COLFAX.
Mcaam, Wade & Co.
Pattison & Morton
Perkins & MUls
Williams. O. E.
Wisner, A. N. & Co.
DAYTON.
fiaker. Geo. B^ I and a
Guernsey. D, C. /
Cuemsey, F. W. /
Hosier, Bros. /
Kellogg. Jay A. /
KELSO.
Kelley, Dan /
Pearcy, J. 'H, fandl
Turner, J. M. fandl
Vail, Clarence /
Van Name, J. F. /
MONTESANO.
Bacon, E. A. /
Bignold, L. B. /
Calder, W. C. /
Fenner, C. H. /
Gorden, M. Z. /
WASHINGTON.
Kirk & McNeill /
Moody, Geo. J. /
MOUNT VERNON.
Cleaves & Moody
Hufty, B.
Matlock, E. K.
Sinclair, Geo. M.
NORTH YAKIMA.
Cery, G. W. /
Goodwin & Pugsley /
MacLean, Reed ft Co. /
Rodman ft Eshelman /
Spinning & Robertson/
Sieinway, W. L. /
Weed, A. B. /
OLYMPIA.
Abbott, L. G. ft Co. /
Ayer, C. H. fandl
Blodgett. F. L /
Chilberg, J. /^/owtfa
Davis ft McDevitt /
Ford, T. N. /
Frost, Robert /
Hayden. J. R. /"
Henderson & ureyot /
Keady, W. F. /
Marr, R. /
Milroy. R. H. fandl
Milroy ft Savage /
Murphy. J. F. /
O'Brien. R. G. fand I
O'Connor. M. /
Porter. Nathan S. fand I
Root, M. A. /
Thompson, A. fand I
POMEREY.
Austin C. G. /
Hathaway, H, M. /
Ranch, E.M./«»//
PORT TOWNSEND.
Bartlett, F. A.
Dyer, Chas. A.
HiU, Robt. C.
Mason, J. R.
Saunders ft Cullom
Whittlesey ft Fennimere
Wood, Oliver
SEATTLE.
Cadman, J no. R. Manager
Hohie Ins. Co.
Carey, Jas. A. ft Co./ I and a
Chilberg, A. ft Co, fand I
Edwards. G. W. /
Pinkey, A. a
Pumpnrey ft Hanford/<zm//
Schwabacber Bros. & Co./
Taylor ft Bums /. I and a
Turner, Engle ft Lewis /, laada
SNOHOMISH.
Ault, John B.
Bell, W. P.
Headly ft Denny
MiUer, J. W.
Winn, J. R.
SPOKANE FALLS.
Boyer ft Livejer/
Fairman, Gough/
GilUam, L. C./
Hall. Wendell, /
Jones, A. D. ft Co./
Mason, A. M./
Murphy, A. D. ft Co./
Porter ft Grinneliy
Porter, W. A. /
Ross, Donald /
Strobach ft Munter fand I
SPRAQUE.
Brooke, Geo. S./
Holland, A. W./
Lottman. W. B./
VANCOUVER.
Beeson. J. J./
Brewster, W. H. /
Brown, Chas./
Canby, E. L./
Geogbegan K./
Gridley, H. H. f
Hitchcock. Geo. C. fandl
Johnson, ElwcU ft Bone/
Wall. D.f
■ .*^"<"''!,v ■;/■■' :•■••' '^» ••:••• '/•"■' t^^r75r>3T*3??s
680
The Insurance Year Book
WASHIVOTON— C^»/.
WALLA WALLA.
Andrews, W. H./
Baumetster & Reynolds /<»«//
Davenport. S. h, fond I
Douglass, Ward / ,
Edmlston, J. K./
Fallon & Kelling I and a
Goodman & Van Valkenburgh/
Henry, Chas. /
Lambert. V. D. /
Noack, Alfred/
Shaw. Lc F. A./
Somerlndyke & Livermore/
Whitman 8l Co. /and I
Winans, W. P. /
WHATCOM.
Barney & ^iwnjfadl
Chestnut & So Relle/
Davis, F. E. /
Dickinson, P. E./
McKinley, J. R./gadm
Petiibone. F. Q.fadu
Scott & McArthnr/
So Relle. Geo. M. f
BERKLEY SPRINQ8.
Dawson. T. H. B. fond I
Hovermale, C. H./
BETHNAY.
Lockhart. J. B./«*//
Shriver, C./
BEVERLEY.
Butcher & Harding
Ward, J. B.
BUCKHANNON.
Fisher. W. H.
Heavner, J. W.
Newlon. G. A.
CHARLESTON.
Chamberlin, J. £. /
Jefines, Thos. E. /
Littlepage, Chas. F. /
Lohroeyer, Wm. /
McChesney. J. Z. /
Mayer, D. /
Middleton. J. £. /oftdl
Patterson, D. W. /
CHARLE8TOWN.
Beall, Olin /
Gallaher, C. Fnnkyandi
Howell. Dsivid /and I
Trussell, Nimrod /
Washington & Alexander /
CLARK8BURQH.
Hursey, W. L. & Son /and I
Somers & Somers /and I
FAIRMONT.
Jackson, Oliver /
Nichols, F. E. /
Sands, C. S. /
Sands, J. E. /
FAiRVIEW.
Yant, D. H.
FRANKFORD.
Robinson, H. A. /
FRIENDLY,
Owens, C. B. fandl
GRAFTON.
Brown, Geo. "W./andl
Zttik, Alex. /
HUNTINGTON.
Banks. W. H. /
Enslow, E. B./andl
WEST VIRGINIA.
FarreU, L. /
Higgins, J. P. /
PoDing. H. L./
Poore. Mark & Co, /and I
Ramsey. W.H./
KEY8ER.
Sauck, W. B. /
Shay, Orlando /osKf/
LEWI8BURG.
Arbuckle, J. M. /
Ford, J. W. A. /
McWhorter,J. M./
MANNINGTON.
Carpenter, J. V. /and I
Charlton. B. F. /
MARTIN8BURGH.
Baker. J. L. W. /
Blackburn, Hughes /
Bristor, J. H, fl ^ and a
Dodd, S. D./andi
Wisncr. C. W. /
MAY8VILLE.
Vossler, Ed. F.
MOUNDSVILLE.
Mdghen. B. F. /
Wright, Oscar /I and a
NEW CUMBERLAND
Smith, S. G. & H. H.
NEW MARTIN8VILLE.
Barrick, Charles W., Fire
and Life Insurance
Hall. S. B. /
Young, F. D. /
PARKER8BURG.
Boreaiaiiy K. S. Ac Son, Gen.
Insurance Agents
Branch & Timms f
Chancellor, E. P. & Son /
Lang, A. F. /
Moss, H. H. /
Smith, A. Hunter /
Smith. Channing m a
Swearengen & Blackford /and I
Whitlock. Mr./tf»//
PIEDMONT.
Phleeger. L. H. /and
PRINCETON.
Kitts. Henry B./ I and a
RONCEVERTE.
Carraway, J. H. ladh
Hurxthal. F. K. /andl
Leist,A. P./
8HEPPERDST0WN.
Fleming. T. S. /
Harrison. B. F. /
WELL8BURa
Cooper. J. M. /and I
KUne. I. C. /
Wheeler, Robt. /
WHEELING.
Adams, J. P. /
Alderaon, J. ۥ & Ca..Fa
Marine and Life Insurance
Beard, B. L. /
Briseoe, C. B. /
Claypool, John /
Collier, C.H./oin/M
Conner. C. W. /
Curry. W. H. /
Doddbridge, J. M. & Ca /
Emshelmer. Joseph /
Foose, W. S. & Co./
Fransheira, A. A. /
Kerry, W. H. /
Morgan. D. G. /
ALFKED PAUL!
OmmsI XsmnaM AcfBk Hd
8I0BITAS7 TnTDIBWStmS 03. ^
Special attention given top]sciB|
surplus linrs.
Paull, J. F. /
Riester, F. /
Rinehart, W. /
Robinson, J. E. /
Rodgers, J. V. L. /
Salterbach, L. P. /
Schilling, John L. /
Smith, S.G./
Stroechldn, J. L. /
Tatum, 15. /
Sweeney & Edwards /
Zane ft Stalnaker /and! ^
ALMA.
Busch , John / and I
Renhardt, G. M. /
ANTICO.
Borgman, H. G. /
Dawley. W. H. /
Hutchinson. W. W. /and I
Robbins, T. /
Strong, L. K. I and a
Trcavor, J. H. /
White, W. F. /
WISCONSIN.
APPLETON.
Conkey, A. H. ft Son / /, « tfurf «i
Gilmore, B. T./andl
Johnson, Miss Frank / and I
Kitz, Wm. /
Roemer, C. /
Smith ft K'ffend /and I
Weise, Emil /
Whitman ft Cridcr /
ASHLAND.
Bardon, Thomas /
Easton, J. Mills & Co. /andi
EIUs. Edwin /
Kaufmann, I. /and I
Lamal, Peter /
McDermot. N./
Noble. A. B./
BARABOO.
Baiker J(^n /
Bentley ft Palocer /and I
Brewster, F. T. /
Bumham, A. L. /and I ,
Herfort, A. F./ J
Noyes, D.K./- J
.^j!fr^'^*-y
r^, '
The Insurance Year Book.
68i
(CeDoKg & Mcintosh ftotd I
kjhuUz. F. E. f
Uye, A. L. y
Vclch & Son /
Vaite, M. C. /
ATright. J. E. /
BEAVER DAM.
jriffif , W. C. /
Sawlcy, H. R. /
Hopkins, Elmore /
Lawrence, A. P. /
VdUar. Chas./
kbiuckerbier. H. /
Schutte, Cl^as. /
>lolz. Gust./
BELOIT.
Dow, J. B./««f/
fohnson, P./oMf/
ICeDogg ft Mc!
Kendall, C. /
!Cing. Nellie/
BERLIN.
iusted, J. D. /
vfather, C, A. St Co. / ami i
iackett ft Fitch y
Tucker, A. L. /^
Tumer, J. H. /
BLACK RIVER FALLS.
^eney ft Nelson /and I
)winnen. W. S. /
rohnsoD, Frtaik/'
^arsons. John jamdl
foiklesoo, Ivcr /
B08C0BEL.
Vblcifcr.A./
:ontoit. Miss M./
)eLap,M. W./
iunJ, Z. S. f
Cia/ochwill. G./
IcLaughlin, J./
aimer, Will /a«//
arker, George /
ipkin, A. J. /
BRODHEAD.
<cbe. B. W. /
arpenter, C. W. fond I
jagre, Geo. /
latter, C. /
atnam ft Gardner /
BURLINGTON.
(all, C. /
lall, Eng. /
laU.J. B.y
:ess, S. /
ones, C. A. fond I
iein, F. G. /
eoschlein, Fr. /
CHILTON.
crsten Bros. /
aulsen, WilUam/, I and a
aulsen, Wnn. J./
chlichling, R. /
incenr, Sam. /
CHIPPEWA FALLS.
Jailrfy. M. S./
'oleman, D. G. /
loffnaan, Ambrose/
ubbee, I. C. /
x>rd, €. C. /
toddard & Sevmour y
'odd. H. H. /
COLUMBUS.
Uiams, M. /
idanji ft Maxwell /
Wesen, E. V. /
njadboum. R. W. /
:ook, A. G. /
laxweU, John S. /
Maxwrll, Thos. S. /
Ross, Frank /
CUMBERLAND.
Kalk. C. F. /and I
DARLINGTON.
Anthony, Geo. S. /
Blackburn, John/
Campbell, C. C. /
Conley, P. H. /
Hooper. Walter, J./
O'Brien, John /
Orton, P. A. ft Co. /
West. Geo. F. /
DELAVAN.
Devendorf, D. B. /
Duggan, Dennis /
Goodrich, F. B. /
Kendrick, A. H. /
Larnard, Ira P. /
Sturtevant, C. H. /
Williams, E. F. /
DE PERE.
Collett, H. Jr. f
Parker, E. F./
Reid, Andrew /
Smith, John/ / and a
Weyenberg, R. /
DODGEVILLE.
Cartv, Richard /
Hocking, Frank /
Hoskins, Jos. J. /
Jenks, A. /
Jones, Jonn T./
Reese, Jno. M. /
Reese, Samuel W. /
Robbins & Thomas /
Strong, Oiville/
EAU CLAIRE.
Dahl, C.A./
Fitch, Walter /
Galloway ft Tolles / aandfg
Galloway. W. K. /
Gilman, John L. /
Jackson ft Son/ and p^
Latimer, L. E./
Teall, Wm. A./. /amfa
Thomas, T. ^, fond a
Wagner, 8. S*, Sec. Lumber-
mans ft Manufacturers Mutual
EDGERTON.
Anderson, J. S. /
Brown, W. S./
Buinham, CL./amdl
f
Hopkins, E. Q.f
Leonard, Geo. 6. /
Son, H. C./
Town, J. P./
EVANSVILLE.
Mogee, Geo. /
Montgomery, Eugene /
Phillips, W. Y.fandl
PuUen, G^o. I., fond I
Simons, H. N./
Smith, CM./
Snasball, Caleb/
Sonn, James V. N. /
Spencer. C. A. /
ToUcs, F. W./
FLORENCE.
Abbott, J. E. /
Parry, J. E. /
Waring, Frank/
FOND DU LAC.
B&^s, James fand I
Greene, James 'X. fand I
Hand, C. I.. /and I
Malon^y, Ed. L./, I and a
McDermott, Wm./ I and a
Phelps, C. 9. /and a
Wyatt, S. D./andl
FORT ATKINSON.
Caswell, C. A./
Cole. G. L. /
Craig, D. G. /
Emery, J. A./
Habbeger, John /
Rogers, W. H./
FORT HOWARD.
ruk,W.D./andl
FOUNTAIN CITY.
Senn, John J./
Voegeli. Tobias/
FOX LAKE.
Ford. L. E. /
Hamilton. W.N. /««//
Medley, John /
Thomas, I). D./
lownsend, J. L. /
Tuttle, J. F, J I. /and/
GENEVA.
Buckbee, F. A./
Budl. C. E./andi
Burdick, C. H./
French, Chas. S./
Richardson, E. D./
Simmons. J. B./
GRAND RAPIDS.
Carmon, C. J. /
Lynch, E. /
Thorn, J. W. /
Slocum, C. H. /
Witter, J. D«, Fire Insur-
ance
GREEN BAY.
Ansorge, E. K.f, I and a
Berendscn, H. T. E. /
Brauns, Aug. /and I
Killian, J. A. /
Libby , Oliver /and a
Martin, C. /
Warren. A. A. /
HUDSON.
Boyden, P. Q. /
Bunker. J. A. /and I
Crary, F. O.J and I
Denniston. C. Y. /
Dinsmore ft White /and I
Jones, J. E. /
Randall, Geo. /and I
JANESVILLE.
Haynor, Silas /and I
Hoskins, S. 9./andi
Metcalf, J. C. /
Northrup, C. E. /and I
Ripley, .Mark /
Rust ft Jamison, /
Saxe, J. G. /andl
JEFFERSON.
Kerschens'einer, O. J. /
Ostrander ft Hoe /
Porter ft Stoppenbach /and
WitUe, Geo. /
KAUKAUNA.
Brothers, D. J. /and I
Dart, R. P. /
MulhoUand, H. J. /andl
Posson, Geo. /
Schwin, N. D./andl
Towsley, F.K. /andl
KENOSHA.
Barber, S. N. /
Benedict ft Tarbell /
French, A. H. /
Head, Eugece/
Innes, Hugh /
^<y2
^i^ Insurance Year Book.
WIS., Kenosha— GwfA
Jordan, H. F. /
Merrill & Baldwin/
Rogers, H. M. f
Schend, C. /
LA CROSSE.
Bradley. Mr. /
Cramer, Howard /attd I
Dag^tt. J. T. /
Darnels, J. A. /
Hickiscb, W. J. /
HoUcy ft Borreson /
Krcbs. E. W. /
Lienlokken, John /
Magill Bros. J oMd I
Martindale, S, fond I
Peck & Spence fandl
Petdngil & Werner /
Remick, Fred.
Smith, H. B. /
Smith's, S. T. Sons fond I
Wanner, Alex, f
LAKE GENEVA.
Barfield, J. /
Buckbee. F. A. /
Buell, C. E. /
French, C. S. /
Richardson, E. D. /
Sampson, L. D. /
Simmons, J. B. /
MADISON.
Cliftord, J. M. /
Feeman, W. R. /
Hcrfimh, Theodore /
Hobbins, H. B. /
Keyes, J. S. /
Main, A. H. & Son fandl
Mayers ft Windle/<WK//
Mueller, Ernest f
Otf, J. G. /
Schlingen, John /
Wootton & Lamont/tf«//
Wootton, Frank M. /
MANITOWOC.
Caniight, C. S. /
Errz, Q, fandl
Falge, H. /
Franz, John /
Kemper ft Ertz /
Luling, Chas. f
Markham & Markham fandl
Meyer, G. /
Paulus, Chas. H. /
Shove, T. Q, fandl
MARINETTE.
Baker, W. S. /
Holeate, Amos f
Ltndam, Jacob f
Lombard, J. W. /
McNeil. L. K. /
Ridsale, George L. /
Sherman, J. J. /
MARSHFIELD.
Cady, F. A. /
Cole. J. F. /
Doll, Fred. /
Girk, John /
Heywood, H. B. /
Ingalls & Goetschius /
Pors, E. C. /
Rcily, J. R, fandl
Smiih, G. B. /
MAU8TON.
Alsbocher. J. L. /
BrigM, P. R. /
Ensch, Peter/
Heath, Jcflf. S. & Co. f
Veider & Mowry /
Winchell, Geo. H. fandl
Winsorft Winsor/
MENASHA.
Fieweger, J. L. ft Co. /
Kloepfel. Wm. /
Northrop ft Donaldson /
Pleasants, F. W. /
MENOMONEE.
Heller, John A. /
Heller, Thos. S. /
Knapp ft Allen /
Kraft, J. P. /
McKahan, N. G. /
McLean, W. C. f
Solberg, P. O. f
MERRILL.
Allen, H. R. /
Coon ft Bruce /•
Coon, James /
Northrop ft Cummers
Norway ft Wiley f
MILWAUKEE.
Amdt, E. W. /
Barry, E. P. /
Boyle. W. H. /
Buckner. Walker /
Burke. W. J. ft Co. /
Burton. John E. /
Cary, C. J. ft Co. /
Cline, George a
Coit, S. G. r
Damkochler, F. /
DeLear, Albert /
Desmond, Thos. J. /
INck A Auery Insurance and
Real Estate
Durand. W. T. /
Femekes, Emil v. /
Fitzgerald. R, P. ft Co. m
GriebUng, G. W. /
Hawes, A. H. /
Hares, CiSeo, W.» Gen. Agt
Western Assurance Co.
Hibbard, C. F. ft Co. f
Hunkel, George P. /
Isley ft Walker /
Jones A Bell, Fire Insurance
Ladd. E. O. /
Unas, Thos. R. /
Mabbett ft Jeflerson /
MacLaren. M. N. lemda
Macomber, Wm. M. /
McGregor, J. P. /
Melms, Leopold/
Milbrath ft Hartmann /*
Nichols ft Bowes fandl
Peabody.A. G. Jr. /
Phillips, J. ft Co. f
Reukema, R. /
Richter ft Schubert /
Riedeburg, Theodore /
Rhodes, Samuel B. /
Roeder, R. /
Seaman, G. B. /
Seamans, S. H. /
Tappin, E.J.f
Tarbell, Geo. E. /
Van Dyke, Chas. B. /
Thompson, W. E. /
Tuttle, John V. m
Upson ft Yunger /
Vance. D. ft Co. /
Weidenfcller, H. 7
West A Myers 9 General Insur-
ance Agents
Wheeler, L. A. 9 Fire Insur-
ance
Wilson ft Young f
WolUeger, G. /
Woody A. T.y Fire Insurance
MINERAL pond
AUen. P. ftSon/
Cuny. W. H. /
Hartert, N. /
Hutdiinson ft Son/
Jeuck, John /
Jones, W. A. /
Lanyon, Cyrus /
Priaeani, W. IL /
Mayhew,
andl
Pulford, R.D./aai/
Smith, J. M./tfw^/
Spensley ft Mcllhon /«i .'
MONROE.
Abbott, S.W./
Dunwiddie, John fatidl
Etterft Woodle/tfW/
Luefasinger, John /
Wright, Wm. W. /anil
NECEDAH.
Byam, D. /
Rogers, £. D. /
WUliams, J. /
NEENAH.
Bishop, T. fandl
Gerhardt. C. F. /
Jones ft Simpson fandl
Shiells, R, fandl
NEILLSVILLE.
Demtog, H. W- fandl
Schuster ft McConndl/^*
NEW LONDON.
Hill, Phillip/
Mitchell, E. S. /
Papc, A. H. /
Woodworth, S. D. /
OCONOMOWOC
Bender, John fandl
Hurlburt, Edwin/
Jones, Oscar F./
Kelley. J. A./
Robinson, George £./
WiUiams, Louise C. /
OCONTO.
Ansorge, Henry /
Ford. S. W. /
Phelps, T. H. f
Royce, H. M./
Wflcox. Frank/
OMRO.
Bradt. M. G. fandl
Orchard, J. T. fandl
OSHKOSH.
Atheam, G. W. lands
Barber.A. J. &Co./««^'
Gary, S. P. / ^ ,;
Harmon, L.D. ft Son /*»^'
Hobart, H. A. / ^ ..
Lawson. H. L. &Bro./-*<
McNabb, W. J. /,/«»^*
Luscher, G. S. fond*
Mdssner, A. /
NeTitt, C. R. / ^
Palmer ft McLaren/
Smith. M. R. / « . tv
Tattle, L. S. &Br©^»"
Life and Accident
PLATTEVILLC
Evans, J. H. 7 ^,
Guernsey, Mrs. Maud/
McArthur, John/
Scbnitiler, Theo./
Wyne. B. F./
PORTAQC*
Barker, Chas. /
lUefer ft Hdmaii/«
Mohr.Chas./
.^^P*T7-7-7Vr-j^
The Insurance Year Book.
6Ss
Shattuck ft Baker/
SchulUe & Sprcchcr/
Smith & Deriog /and I
PRAIRIE DU CHIEN.
Viete, L. F. S. fond I
Zcch, Joe Jr./ and I
PRINCETON.
Harroun, Edw.y
Manthey, Martin/
Muller Bros./
Rawson, R. P. /and/
Yahr, F. T./
RACINE.
Fellows ft Blake /and I
Janes A Klein 9 General Man-
agers Continental F. of N. Y.
Johnson, J. W. /
Knight ft Peck/
Koraas, Adam/
Lefler, Silas /
Lueck. Julius/
Miller, L. D. ft Co. /and!
Miller, Wm. Henry /and i
Price, D. P. /
?age. S. H. /
Schlegcl, L./
Thiesen. Claus J./
West ft Packard/a»//
Whiteley. Simeon /and I
REEDSBURQH.
Byrne, P./
Perry. R. P./
Raetzman, William /"
Sbelden, Chas. F./ ^
Stevens, G. 1,./
Winchester, W. F. /
Wyse, Wm. A./
RICE LAKE.
Bafley, N. W./
Rasmusscn, K. E. /
Swift, P. H. /
Swift, W. P, f
RICHLAND CENTRE.
Clark, H, J./, /and a
^^y.P.H./ianda
Hart & James f
McKec, J. 'L./Zanda
RIPON.
Field. Geo. L./
Foote, J. J. /
Graf, E. F./
Hall, J. W./
Horner. G. F./
JcUeff, A. C. /and/
Lylc, W. R. /
Luther, F. D.
Steele,
Stone,
RIVER FALLS.
Carroll. A. T. /and/
Perrine, F. L./
Smith, Joseph M./
Tubbs, Thos E. /
yeld ft Sanderson /oik/ g
ler. F. D./
le, S. A./
e, J. P. /
SHARON.
Fowler, Harry T^
Mansfield, Geo. Cf./
Yates, J, H.y^
SHEYBOGAN.
Benfey, Felix /
Cole, N- / /and a
Hoppe, Fred, /and/
Lntze, E. /
Mead, J. H./an^/M
Mogenson, J. /
Nagel. F./
Prescott, A. C. /
Schwaller, Geo. /and I
Wilgus, M. H./««/«
SPARTA.
Ady, Israel H. /and/
Blyton, Wm. H./a«//
Pott. N. C. /
STEVENS POINT.
Buckingham ft Co. //and a
Cadman. John /
Goerke. Aug. /and/
Hyde, Thos. /, /and a
Keller, S. E,/and/
Kingsbury, J- R- /
Lamoreaux, W. O. /and/
STOUCHTON.
Currier, Geo. W./a«//
Dow ft Norsman /
Lovejoy, N. F. /
Lowry ft Clancey /
Parish, C. E. /
STURGEON BAY.
Masse. C. A. /
Nelson ft Spear / and /
SUPERIOR.
Barton, E. E.
Bumhans, L W. ft Co.
Coumoyer, V.
Manley ft Co.
Parke, Richard
Rodgers, George S.
Spencer, A. M. ft Co.
Sunderland ft Ostrander
TOMAH.
Benjamin, A. D. /
Homermiller, W. C. /
McCaul, Thos. /
Palmer, E. N. Mrs. /and/
Thayer. C. A. /
Warren, W. W. /
TWO RIVERS.
Gagnon Bros, /and/
Nash ft Richter/
WASHBURN.
Clausen. L. ^./and/
Probert, A. C. /
Warden, A. M. /
WATERTOWN.
Brandt, Ed. /
Conway, John G. /
Emmerling, Charles /«■<//
Feld, Carl f
Habn, Charles/
Jacobi. C. H. /
Mdzer, S. /
Moran, N. B. /and/
Mulberger, H. /
Norris,Wm./
Roper ft Ferry /
Sahck, Joseph /
Skinner, C. B. /
Stacy. W. D. /
Tuttle, F. B. /
Vo5S, W. F. 7
Wenck, Charles fand /
Wright, J. H. /
WAUKESHA.
Barber, G. F. H./
Constantine, J. J. /and/
Elberfeld. F./oMf /
Frame, A. J. /
Frame. H. M./
Healy, M. H./
Hughes. M. H./
Kimball. Ira fand/
Lain, IsajBJcfand/
Lain, W. H. /
Clin, O. Z./
Snyder, M. L./
Spence, Thomas/
Spencer, J. R. /
Stewart. H. E. /
WAUPACA.
Chamberlan, Geo./
Churchill. Chas./
Coolidge, E./
Lord, Irving P. /and /
Scott, Winfield/OM//
White, N. L./
WAUPUN.
Brinkerhofi, J. H./ andi
Brooks, W. T./
Doney, E./
Foote, E. D./
Hooker, E. ft C.E./
Moore, F. W./
Oliver, .R. L./
Sumner, S. J./
Zimmerman. F. F./
WAUSAU.
Eggers, F.W./
Graffam, H. E./and/
Huntington, Henry B. /
Wheeler ft Zimmerman/, /and a
Young, Andrew/
WHITEWATER.
Cass, E. T./
Coneer, E. M./and/
Haubert, Joseph /
Heady, H./
Hull ft Sweeney/
Kestal, Jas. G./
Page. J. H./
Shepard, R. C./
Van Valen ft Bachus/
Webb, W. H./and/
Wheeler. I. U. /
BUFFALO.
pMiett, C. H. /
Mensodi. J. B./
^om. W.J. fond/
CHEYENNE CITY.
Sites Allen, E. K. K. /
*^. n V^«y & Stizer/and/
''fboiPollard.J.B./"^
J*, A. *«ner ft Johnson /a«<; /
^?V^YOMING.
DOUGLAS.
Maurer. Chas. F.
EVANSTON.
Hinchman, E. M.
Knight, Jesse
Leroy ft White
Stone Bros.
LARAMIE CITY.
George ft Hills
Johnson. J. W. ft Co.
Symons, J. H.
Vine, James
Wilkinson, C. W.
RAWLINS.
France, D. W.
Merrell, Homer «
ROCK SPRINGS.
Kendall. Augustine/
The Insurance Year Book,
Dominion of Canada.
BRANDON-
t' .- k Pwna /, i, m mmd I s
- L, W. H./«irf/
\ -.r^' C.A. /
\»c^' an. D. M. /
^o^ I. E. /
^, -. .. H.I./
PORTAGE LA PRAIRIE.
• •' M. H. /
^ k Snider /tfjft//
\lex./
• .aid, D. S. /
' -aid, Edward /
"aghen, Jas. & Co. /
MANITOBA.
WaUoa, Archy /
WINNIPEG.
Anderson, A. /
Arnistxx>nff> ^* ^
AtldnioB. Rufus /
Boxer. C. A. /
Brophy, Gerald /
Brougnall. George /and I
CampbeU. A. McT. /
Carruthf rs & Brock /
Cuddy. L. C. /
Druroroond Bros. & Mofiat /
Gilroy, Thos. /
Girdlestone, G. W. /
Grundy, W. R. /
Holloway. K.femdl
Howard h Wrijfhi /
Button, \%\ L. /
Lewis &Kirby /Mi/
Livingstone. T. C. /
McMicken, G. /
McNichol. A. R. /
Morgan, J. G. /
MutOebury. G. A. /
Norquay. John /
Robertson. R. M. /
Schneider. W. H. /
Sharp, H. R. /
Simpson. T. R. /
Stovel, Y. /
Strang, R./
Yeomans, J. N. /
Yonng, R. /
NE^V BRUNS^VICK.
BATHURST.
' • K. F. /
a, Edw. /
1, Wm. J. /
igbt, John fond I
CHATHAM.
'' : )'ohn/
" o Geo. B. /
c, Thos. F./^landm
A. D. /
jw, Warren C/andl
MONCTON.
•. .11 son, Harvey /
. len. R. A. /
•..!ix.d, Ed. /
nf David /
' a;;-u. R. /
•♦::., Joseph /
I ...I'json, T. E. /
\ ii-'-h.,!. M. /
•• . .\ ister, James /
...y; iy, F. A. fond I
N ;t.^ "i, J. E. tandm
Murray. W. H. /
Newman, A. H. /
Northrup, C. E. /
Pblmer, C. R.f andl
Robinson. S.L,, /
Snow, J. McC. / /, a ofidm
Welch, D. L /
NEWCASTLE.
Adams /oM^/
Davidson, Allan A. /
Street, E. L. /
Thomson, C. J. famd I
WiUiston, E. P. /
ST. JOHN.
Almon, L. J. /
Atistin, Henry A. /
Chubb, H. & Co. /
Clinch. Peter /a»f/
Cowie & Edwards m
Fairweather. A. C. /
Fairweather, G. E. & Son/ audi'
Frink, R. W. W. /
Grant, J. McG. fond I
Hall. D. H. /
Hall & Fairweather/
Jack, L A. & D. R. /
Jarvis, C. E. L. /
Jarvis, W. M. /
Kaye, J. S. /a«//
Knowlton B'os. «f
MacDonald, C. A. /
McLcod, E. /
Peters, A. W. /
Robinson. M. & T. B.fai\
Ttiylor, B.G.f and m .
Temple, Thos. A., Fire >^
Life Insurance
Welden & McLean /
Whittaker & Co. m
Whittaker, E. L./
Wright, I. H.
ST. STEPHEN.
Brown, David /€md I
Budd, A. E. /
Grimmrr. W. C. H. /»^'
MiUs, L. A. /
Stevens, Jas. G. Jr. /
Stevens, John M. /
Whitiock. J.T./amdl _^
HALIFAX.
' , Augustus /
M.B. fandi
.<T, Jcsepn S. f
Alfred J./ a«//
': 'V?jn, C. J; P. fond/
f- • 4. B. /
i x<, A. /
' ' • John f
. jMs. a. C. /, land a
• ^Tis& Fielding /
I r ,-'iar, Forrest « Co. /
G !i, Thos. /
ht^ G. M. /and a
V n.^gton, A. E. /
HeatbF./
VeidcrV-J ,
T. /
NOVA SCOTIA.
Lowell, W. L. & Co. fond I
MacGarvey, D. H. /
McLaren, P. /
Reynolds, C. F. /
SaUar. B. W. m
Shortt, Alfred A I and a
Spike, Clarence J.
Stearns* John L. General
Man. Mut. Life of New York
Strachan, Johnw
Twining. H. St. George & Co.
/ landm
Twining, J. T. m
Tobin, Stephen /and I
Wood, J. T. m
Wylde, C. J. /
Wylde, L. /
Young, Chas. W. /and I
PICTOU.
ElUott, G,H./andl
Fra&er, F. Wyatt /and I
Ives, Chas. W. /^
Ives, Geo. D. /and i
McDonald, E.M./a«^/
Prinorose Bros. /
Ross, John U. /
Sutherland. D. /
Tanner. Chas. E. /
Tanner, Thos. /
WINDSOR
Allison, D. P. /
Blanchard, W. H. & A. /^
Christie, W. M. /■
Dimock, Henry W. f
Halacy. Allen /
ludge, M. H. /
Sterling, John /
The Insurance Year Book.
685
ALMONTE.
Coulter, L. /and I
DowdaU, R. J. /
Jaroieson ft Grdg /
McLeod. J. /
Martin, W. /
Manro, J. M. /
Pollock, W. C. /
Roasmond, J. M. fand I
Slattery, J.f
Walrond. T. J. /
AMHERSTBURQH.
Cuddy. Loftus m
Fa1.s.W.S. fand I
Leggatt, J.H, C.J Midi
McGee, Samuel /
McGuirc, Win. /
Ouellctte, P. /and I
BARRIE.
Fletcher ft Brown Co, /and I
Harper, Henry /
Heron, J. J. /
l^tz, F.A.&Co./««'^
Lyon, O. H. /««//
Montgomery, F. M. /
Morris, jMrnta/atid i
Morrow. Mrs. M. E. / ««/ /
Scroggi*), Jas,/a9id I
Spry.Vf.D.B,/ and I
BELLEVILLE.
Baggar, I. L. /
Booth, janaes /and I
Burrows, S. /
Chisholm, Jas. /
Clarice, F. M. /
Crothers, J. C. / >
Denmark, Geo. / ^
Diamond, Irvine /
Donn^Uj, Thomas fand I
Fellows, W. L. /
Go'dsmith. Geotgt fandl
Henderson, L. H. /
Holden, H- E. /
Holon, W. E. /
Hulmc. R. C. /
^etcheson, A. M. /and I
-ai-er, J. N. /
vlclntyre. W. T. /
^almer, P. VL,/andl
niiUips, J. P. C. /
lafhbun, C. /
Robertson. D. B. /
tobin, M. C. /
meaton, Wm. /; /, a, m and Is
(evenson, R. /
iMmas, John Poxket/and I
'^dnsen, L G. /
BERLIN.
tovman, A. L. /
tovman, I. D. /
)cwar, D. B. /
cfaelman. Moses /
iowie. Notman A. fand I
iflray, W. ft C0./4WI1//
jmmel, John /
(cDongall. A. J. /
IcQuillan. J. /
nby. A. J./
taeWcr, J.M./
nger, Benjamin /
BLENHEIM.
rookshank, Jas. /
cacon. ¥,lA./andl
aiow%,'W,K.ST./andl
Ipscomb ft Hall/ and i
jcLaughlin, John /
gwme. E. /■
nikic, Robt. /
ONTARIO.
BOWMANVILLE.
Allen. W.F.y
Bingham, Thomas /and /
CHmis, W. R. /
Jones, W. J. /and I
Luscombe, R. R. /
Magill, George /
BRACEBRIDQE.
Browning, Jas. B. /
Browning, R. M. /
Mahaffey, A. A. /
Perry, K. P. / and I
Roper, E. C. f
BRAMPTON.
Anderson, James /
Beynon ft Manning /
Blain, T. J. /
Clarke, John /
Cooney, John /
Dttggan. T. W. /
Fauquier. P. H. /
Hunter, W. D. /
Justin. B. F. /
MaJn. J. W./ I and a
McFadden, W. H. /
Morphy. Thos./
Morton ft Co. / /. and a
Murray ft McKechnie /
Noble, W. /
Roberts, Henry/
Sanderson, L. D. /and I
Stonehouse, E. /
BRANTFORD.
Adams, Henry/
Blackader, Ut./andl
Buchanan, Chas. fand I
Campbell. John /
Cornell, A. C. /
Cox, James ft tyou Jandl
Foster. Thomas /
Frank, YxtA./andl
Grace, James/
Howell. NeUon /
Howell, Wesley /««//
Jones, E. W. P. /
l^itch. John A. /
Mathews, S. G. /
Muirhead, A. D. /and I
Read, S. G. /and I
Sims, E. /
Snider, Samuel fand I
Stephenson, J. S /
S'ratford. Joseph /
Wade, Thos. 5. /
Watts. A. ft Co. /
Wickes. Geo. ft Co, fand I
Wi\kt5,Jamt5/andI
BROCKVILLE.
Breakenridge. D. A. /
Buell, J. D. /
Burke, F. W. /
Dewey ft Buckman/
Freneh. S. Y. /
Jackson. H. F. J. /and/
Jones. D. B. /
Junkin. R. /
Wea^herhead, Geo. U./andl
CARLETON PLACE.
Allen, W. N. /
Bell. A. W. /
Goth, J. A./a»rf/
Henderson. J. M. /and I
Mcintosh, CI
Morgan. Robt./
Murphy, J. L. /
Nagfe, T.N./
Sbeppard, D. £. /
CHATHAM.
Atkinson, G. Vi./and I
Atkinson ft Ri<ipin /
Eberts, R. J./<w//
Grandy, Jno. /
Harper. W. H./and/
Harris, T. R./
Hughes, R. A. /
Keller. Chas. /
O'Hara. R./
Richardson A. /a$$d I
Richardson. J. /
RIspin, W. E./a«//
Tissiroan, Jno. /
Weldon. J^A./andl
CLINTON.
Corbett. E./
Farran. W. W./
Hartt. C. A./
Ridout. C./
Ridout. J. /
lisdaU. J. P./
COBOURQ.
Bickle, Jno. W./
Campbell. Ed./
Fish. W. T./
Hargraft, A. PL. /and I
Hargraft, J. /
Henderson, J. /
Howell. S. S./
McNaughton, D./
Osier. E. H. /
Powell. N. W. /
Pringle, R. R./
Toms, Wil lam /
COLLINCWOOD,
Copeland, W. A, /and I
Cox. I. L. /
Hogg. W. O./
Hilborne. N. b. /
Knight, A. D./
Macdonnell. C./
Moberly. G. eJ^ I, m and a
Robinson, W. Thos. /and I
Teller. F.J./
CORNWALL.
Evans. A. E./andl
MacmilUn. A. V. /
Monroe, "O./andl
DELHI.
Ferguson Bros, /and I
L4mg. Adam/
DRESDEN.
Bndgwater B./. I and a
Hiclw, D. Wfianda
V/tiihux,S./and/
DUNDAS.
Babcock. Wilder /
Burrows, George F. /and i
Coote, George/
Mills. Solomon/
Smith, J. FIndlay/
Suter. F. D. fandi
QALT.
Graham, J. Y. /
Howell, H. S. /
Jaffray, RcW
Patterson, Thos. /
Simpson ft Lewis fand I
Strong. A. D. /
Strong, R. S. /
Slickland, W. E./
Taylor. J. W./tfift//
QANANOQUE.
Boyd, W. Y. /and I
Heaslip. P. /
Th£ Insurance Year Book.
C.^T., Oananoque— Of/.
.,h. G. L. /<Mk/;
. rj, C. B. /
. pard. R. /
GODERICH.
:. ^bell. WillUm /. lamda
-on, Horace /
'. E. N. /
.1. F. J. T. //fl«/a
( liffe, Richard/. I and a
• "ir. Charles/^
o.lcock. E. /
QUELPH.
%,C,f<mdl
•'tngbaiD, R. femdm
■ '.son, C. ft Son /. A ^ ondm
->'•<{ -man. Jofepb /Aftia
' ' i{jTitf and I
S jr, J. /oW /
..Irs, Fred. /
''^ae, J./
•v .1. D. E. /
IS. E./
.»n, E/
a-d, G. A./, landm
.' J. A. /
•. . F. W. /
."H-rland, J. /•
. \ or, J. /
HAMILTON.
Air -rose, Walter/, lamd£
Bw tcr, W. D./
! t li ' x Martin /, / and a
r .'bury, H.T. /and m
I r: s, J. M. /a«//
J • er, David /
T. flop, R. /
Fairgneve, J. B. m
rimdley, W. F*, General
Insurance Agent and Adjtister.
F.Upc trick, S.E. /
^icweiling J. W. /
j''ortt'., A. F.y* andm
rre^fpan & Son /
liH-spie, G. H./ / and m
r;-«. r D. G.
4'*r»'mann, Wm. /
•Tooo r. F. L. /
Jni^t. Geo. M. /
^n-. S. / I and a
Kf ..ij' y, S. M. /
K.hi.l. David /
Mo v^^iud, Geo. /
iV .:K*^nzie, I ho<. H.
>', Jxilan, David/; I andm
. uo.. & Davis/
, . n. , E. G./,iandm
• vrinii»gton, M. A./andi
Ki^.say, A. G. /
»'Oi.ilj, J. T./, I and a
Tiuthe'-ford & Lester f andl
».coss^, Wm./
"^ ? V, John L. /
'A )k.:r, James/
\V t!3on, R. lAch,/andl
VoucK. G. A. /; I and a
HAWKESBURY.
I . ;pInson, J. G. /and I
,5>noson, Thos. /
•^.'. w, John /
INQERSOLL.
C:had«ick, C. E. /
' -»lcridge, I. /
tccgiuon, C. W. /
N o ^sworthy , J. C. /and I
C C^iiQor, n. St. /and I
S'.or.b, R. W. /
-vancr, W. K./oiMf/
KINCARDINE.
Bojrer, John /
Campbell, A. /
Campbell, A. /
Fleming. J./
Gamble, J. W./a>i4//
Leacombe ft Barber /and I
Mclnnes, PanI /and I
Lescombe, F,/andl
MitcheU. D. R. /
Scott, J. H. /
Williamson, A. M. fandi
KINGSTON.
Brigffs. Thos. fandi
Flanigan, l/i, fandi
Fraser, Donam / and I
Gildersleeve. C. F,/andi
Gildersleeve. J. P. /and i
Goodwin. W. H./
Greet. T. Y. /«■//
Hill. E. C. fandi
Klrlmatrick. G. A. /
McCfann. Jas. /
Martin. A. R. /«»<//
Millfl. ThM, /and i
Patton, J. /
Smythe. E. H, /
Strange ft Strange /oinf /
Swift, Jos. / and i
Waldie.A. /tfurf/
White. J. T. /
LINDSAY.
Adams, John /
Bartholomew, L. / I and a
Cornell, S./, I and a
Eagleson, utmd/andi
Gallon. Jas. /
Irwin, S. /andl
Knowlson. F. fandi
Knowlson. J. B. /andl
McMurchy, J. D. I and a
Lennon. J. H. /
Middleton, Thos. / I and a
Taylor, F. C. / I and a
LISTOWEL.
Bolton ft Tabberner/ /. moMda
Clayton, W. R. /
Cooper, Alex. /
Diion,Wm./
Donaldson. Geo. Y. /
Draper, Geo. /
Freeman, A. D. /
Hamilton. T. L. /
Hay, Roberr./
Hay, T. ft W. I. /
Martin, Robert /
Newman, J. P. /
Scott. I. VI, /and I
Smith. S. M. /and I
LONDON.
Beddome & Brown /l,m and a
Burnett. John, /
Batler, Richarcf /
Flood, J. H. /
Gates. H. E. /
German, C. E. /
Gunn, G. M. ft Son/, m and a
Hammond, F. J./, I and a
Hungerford, R. B. /
Jeffers, J. Frith /
McNeil, W. T. /
McRobert, E. J. /andl
Merritt. G. H. /
Nellis. J. A./tf»^/
Owens, P. B. /
Rae. W. H.y General Agen)
Federal Life Assurance Com-
pany, 3 Masonic Block
Robertson, G. F. /
Parker, T.R./«ft/ a
Smith, D./anda
Towe, E. 7
Wadddl. Robert /
Wallace. A. /
MITCHELL
Babb. K,/andl
Campbell. H. /andl
Clegg. Wm./wrf/
Cull. J. 'W. /andl
Dent ft Thompson. /orf/
Goodeve, G. S. /andl
Walker, A. K,/andl
NAPANEE.
Anderson, Thomas. E.
Caton. Nathan
Davis. T. G.
Deroche ft Madden
Downey. J. H.
Hall. W. J.
Harshaw, A. I.
Lapom, £. S.
Paul, A. E.
Phillips. W.
NEW MARKET.
Bastedo, J. A. fandi
Bogart. P. H. /
Hogaboom, G. R. /
Hughes. E. /
Jadc^on. E. /
Lawrie. W. D. j
Lehman. L. /
Lloyd. David /andl
Ptgg, W. W. /
Roe. A. E. J and I
Souch. J. E. /
WoodcodcT. J./
NIAGARA FALLS.
Cottlsott ft Robinson /
HUl. F. /
Robinson. John, /
Skinner, P. A. /
ORILLIA.
Bacon, Wm. /
Bayle, John, /
Bingham, W. G. /
Cavaiia, A. G. /
Fowlie.A./ •
Grant, C. E. /
Herron, J. J. /
Mulcahy. T. /
Murray, P. /
Robinson. T. H. /
andet
Seoord, J, F^/andl
Watson. R. /
ORMSTOWN.
Fountain, £. /
Gale. H. E. /
Hartland. Herbert /
OSHAWA.
CarsweU. H. Thos. /
Currie, John /and I
Dickey, W. /
Dingle, F. Z. /andl
Dupont. E. /
Glenney, Wm. /
Law, R. O. /
Maxwell, H./mk//
McMiUan, Thos. H. /
Rnndle, A. L. /
Ruttan, A./oik//
Scott. George J. /andl
OTTAWA.
Batson. B,/andl
Black. W. J. /
Culbert. John Jr. /
Cunningham, C R.
/.
Desjardrns. Charles./, lond*,
Douglas. C. A. ft Co. /, l^^\
Duquet. L. G. / .
The Insurance Year Book.
uric, J. & Son f
jan, H. K. /
aycock, R. H. /
inkin, 1. F. Imida
amb.W.A./
ing, Charles/
ing, Edward,/ land a
.armotttb, P. /
fcCraig. R. C. W. /
rill. A. /
enoock, J. G. foMd I
ennock & Mason /
uttan. T. D. /
slwyn. E. V. /
ewart, Roben /
rhitc. W. /
^oodbum, Geo. H. /
OWEN SOUND.
:hristie. R. /
>obie. D. R./M//
»urie& imer ftmdl
rigg. C. R. /
a^n ft Johnson ftmdl
rice, George foMd I
avcn, J. P. /
pencer, George ftmd I
tcpbens. A. M. /
odd. Ed. /
PARIS.
nlloclc, Joseph /
Inlayson, Jonn K.. f
itch, Clarence K.faMdt
oey, James ftmal
ay, John / and I
»all, Thos. /
'^hitlaw, Charles /
PARKDALE.
xlestone ft Spanldiog
ndon, C. M.
>wanlock. J.
ne & Edward
acDonnell, J. S.
acGrath. H.
»y.H.
PEMBROKE.
irri^t. J. H. /
umberlaio. D. C. fond I
rticr, A. J' famdl
mter, S. S. M. /
irray, Wm. /
nett. H.V/./amdl
PETERBOROUGH.
meron, Chas* fond I
ttton, W. H. /
I, George A. /cmd I
wards. G. D, /
tttr, R. W. /
,tf%. E. J./
I1.W. H. /«»//
iricy, Timothy fandl
jGiII. Chas. /
mson, Wm. /
Donnell, John /
per, Henry I. /
* & Dixon /
•rnton ft Gibba, /
bon ft Monison famd I
ing, A. V. R. /
PICTON.
jlly,E.W_/««//
llspie, J. V./andi
-•Tins, A. A. /
fin. R. B. /
brd, Henry /
Kng, R. /
on. W,H./a«r/
PORT DOVER.
Able, David fond I
Skey, Lawrence /cmd I
PORT HOPE.
Dickson, Rae
Furby, G. M.
Irwin, J. L.
Lodge, J. N. G.
Long, T,
Margach, A. L.
Sanders, H. V.
Smith. S. S.
Ward, H. A-
PRE8COTT.
Bellamy, S. J. /
Buckley. James/, /, andm
Clint, James/Mu/ /
Coates, James y
Dowsley, J.y
Dowsley. M./
White, H. B./
Whitney, Albert /
WiUard, Harper/
ST. CATHARINES.
Camp. L. C. ft Son/, iamd a
Collard. L. H. famd I
Dudley, Thomas /
Eckhardt, W. H./
Grote. J. W./a»Kf/
HcUowell, H. M./
Hunt, H. G. /amf«
Keating. J. W./
Kimmett, R./
McCallum, Peter ft Son /"and a
MeCrae, A. M./
McGibbon. Walter/
Potter, D. D. E./andl
Secord, P./amd/
Weaver, S. /
ST. MARY'S.
Birtch, N. K./andl
Box, Richard S./cmdl
Butcher, Thomas /
Carman, A. /
Ford. Wm. N./«irf/
Harrison, James /
Long, E./
Mclntyrc, G. H./4i*i//
Scanley, T. D./tfjwf/
Swanson, David/
ST. THOMAS.
Claris, George T./. lemdm
Cook, J. W. /
Eraser, Alex./
Martyn, J. P./
Mclntyre, Archibald /
McKensie, D. Y^, famdl
Youmans, W. E. /
SARNIA.
Barrie, J. h, fond I
Cook, T./
Dalxiel, A. H./andl
ElUott, J. F.loMda
Hossie, D./
Mackenzie, John A. /
McDowaU, J. A,/, I ami a
Palmer, R. C./
Poussett, H. M. /
Saunders, M. A./
Watson, Frederick/
Wright, Edward/
SEAFORTH.
Aird, John/
Copp, Wm. /
Danby. M. I. /
Fairley. J. /
Henderson, Geo. /
Holmsted, F. / ^
Papsi. C. W./
Strong, A\ojao,/andi 1
Watson, Jas. /am// ;
Watson. W.N./. /a ««/«(
SIMCOE. i
Boyd, J. C. /and I
Boyd, V/.D. /and/
Curtis, John E. /and/
Ford, E. E. /
Grassett. E. Y. /<?»//
NellU, T. R./ind/
Roberts, W. J./
Ryerson, J. W./
SMITH'S FALLS.
Bethune, F. A, /and/
Cwrss, O,/ / and a
Jarvis. W. H./and/
Moag, L/, I and a
Miner. H./
STRATHROY.
AUison, P.J./
Dickinson, R. /
Frank, F. W J^
German, C. E./
German. G. G./andl
Irwin, John /and/
Nicholson, H. /
THOROLD.
Gearin Bros, /and m
Bisgood, Harry/ /and a
TILSONBURC.
Borland. E. /
Brown. T. S. /ofid/
Carruthers. John /
Foushee, J. ^, fond/
Garnett, John /and /
Hall, G. W. /
Hodgson, John /
JackKon. E. C. fand /
Mclntyre. John /and /
Tribe, John F. /and/
TORONTO.
Adamson, W. y
Armstrong, H. D. P. /
Baird. R. S. /
Banks Bros. /
Banting, T. M. /
Barton ft Sorley /
Beavis, J. E. /
Blogg. T. C. /
Brandon, James /
Camp. L. C.9 General A
Phenix Ins. Co. of Bklyn, ]
Carlile, J. B.
Carr ft Armstrong /
Clarke, S. C. ifuncan, C
Agent Lancashire ot Eng
Copeland ft Fairbaim /
Cox. G. A. ft E. W. /
Cromar, Alex. /
Dennis, J. /
Dixon, A. /
Donaldson & Ruland /
Evans. H. W. /
Flynn, Jos. /
Gibbs, M. /
Gilbert. A. H. /
Gilmour. Isaac C. /
Gooch, R. N. /■
Graham, Geo. /
Harman, S. B. /and/
Harper, Richard /
Henderson, C. M. /
Henderson, J,T). /
Henderson, Wm. /
Hewlett ft Bell /
Hime, H. L. ft Co.
Howland. W. H. /
Jarvis. H. R. /
Jarvis, R. H. /
t^.S
The Insurance Year Book.
OHT • Toronto -Gw/.
nston, James & Co. /
• . jr & Banks /
.' .sterman, H. E. /
. , W.A. &Son/
. .ell, Robert/
"• ^abe.Wm. /
^ 3orcl. A. T. a
2donald. J. K. /
iregor. Arch. /
itson, R. H. /
< ugban, Kay & Banks /
t^i(>diand Ar Jones/
.VT«-ritt, T. & H. K. /
: :: lar, Jas. W. /
! .. aat & Co. /
■ llara, Henry/
l»rr, W. H. & SoKty Mana-
, -ers iEtna Life for Canada.
•- .Mrson Bros. /
ry.A. D./
.' ry. W. G./
igle.J./
" igje. T. M./
t ,e. G.J./
rt^eft Watson/
> -d, J. B. /
■i »d & Love /
. ott & Wamsley /
* \w, Samuel Jr. /
. :1S, W.A./
. . .Uh, F. I. /
- .ith, A. W. &J. E./««//
- '.vth. William J./
omas, Robert/
* ilton & Osier /
Iton & Lightboume /
. Us & McMurthy /
""'V ).:kens, R. / landm
liams & Lyon /
^^ od& McDonald/
V od, T. R. /
TRENTON.
^'r.Jcman, F. M./ /, a, m amds
^ :vley, A. W./
■. on, R./
: Konrke. T. A./fl«rf/
Peck, James H./
Rose, Jobn C/andl
Steele, A. W. /
Stewart, J. H./
Urquhart, Angus/
White. Geo. A./
Wilson, J. B./Vurf/
Young. G. / t^nd a
Young, J. B. /
WALKERTON.
Chambers, Z<:Aaif
Klein, John/
McNamara, M, fond I
Robertson. N./
Stevens Jabez /
Stovel, C. W./oM?/
Taylor, S. W. /
Telford. W. R. /
Tindall, W./a«//
Watts John/
WATERLOO.
Bowman, I. Ev/
Bruce. G.A./
Buckborougb, D./
Becktel B. E//
Colquhoun, V,f
Cook. J. B. /
Gldser. P. /
Haehnel. C. A./
Haight, F./
Halstead, F. /
Hendrv, Wm. /
Hespeler, J./
Hilhard, T. /
Hodgins, W. /
Hughes, J. B./
Lome, James /
Lockie, James S./
Marshall. W. J. I
Raymo, W./
Roos, J. H. /
Ruby, C. /
Riddeil. W. H. /
Rockel. A./
Sims, P. H./
Stauffer, L. /
Taylor, C. M./
Wegenast. Geo. /
Winkler. J. H. /
Winlcrs, C. /
WHITBT.
Bewett. W. H. /
Fairbanks. Levi/
Farquaherson. Johi/ai//
Gibson, Yoeman/
House, W. R. /
Johnson. W. H./<mil
Long, James/
Mudge. Fred./
Pringle. W. B./
Taylbr. C./
Taylor, H.B./«rf/
Yale, Wm./
WINDSOR.
Bartiett. James/
Churchill, I. B./
Connelly. Bros. /. /. a,uadi:
Dupuis, S. /
Reynolds. R. A./ /, m^otMU
Morton. K./tmdl
WINQHAM.
Davis, Henry/
Dawson. Alex. /
Dickson, John/
Meyer, H. W. C./
Morton. J. A./
Ritchie. John/
Ross. Alex. /
Yonhill. Saml./
WOODSTOCK.
Beard, Chas. L. /
Eden. Gco.tC./
Forsyth, H. C./
Hall. John /am//
HiU. James M./<M(//
Knight & Brown/ awf/
McQoaig. C. M. /
Martio. F. C. /
Moffatt. H. /
Parker; T.H./<wrf/
Sawtell, R. W./smdl
Scarff, J. S. /
Wood.W. M./
Wadland ft Webber/g^
CHARLOTTETOWN.
-naud, F. H./
• veil Bros. /■
'' 'Brisay. izm?s/attdl
..gerald, R. K, J and I
PRINCE EDW^ARD'S
Haszard, Horace/ tftM/jM
Hyndman. ¥.V^,f,landm
MacEachern. John fond I
Mellish, John T. /
Newbery, F. T./
Urquhart, A. S. famdl
ISLAND.
SUMMERSrDE.
Massey. Hugh J. /
Morris. Leonard /aail
COATICOOKE.
'. ^ms. A. F./
i-.. nock, A. U,f
..I;'*gnon. H. C. H./
C rting. Arthur H. /
V I ser, John /tmd /
'-^u-nphrey & Fox/
ilumphrey, S. B./. I and a
'voy, A. B./
1. Pierre, George H. I and a
COWANSVILLE.
K*^, N. P.
l/i vrance, E. E.
(a*:CarIane. Wm.
i hour. J. P.
' .^>er, C. P.
HULL.
SiTJon. D. C./ / tinda
JOLIETTE.
^i^. let, M,S,/,/ and a
rK^ome, L.A./
QUEBEC.
Leprohon, Chas. B. H. /
Leprohon, R. M. /
Provost, J. J./ /, « andm
Turgeon, L, P, H,/, I anda
LAUZON.
Bouchard, B. I and a
Dion, F. H, i and a
Vien, G. S, A I and a
LES EBOULEMENS.
TrembUy, J.A./a«//
LEVIS.
Lemieux, A. /
Mercier. J, E./
Routhier. A. G. /and I
Roy. J. E./
Thompson, Joshua/
MONTREAL.
Alexander, J. R. /
AllCT F. R. A M.HeatoBy
Railway Insurance Agents
Allin,Ja8. /
Ault, Chas./
Banir. John /
Barthe, L. A. P. /
Belleauft BamfoiYl/
Bond, E. L. /
Bosse. L. C. /
Browne. Stewart / ., ^
Browa. Farette, ^
Mutual Life Insunsc« ^
Brown. R. G. /
Browning. A. / mmd I ^^
Bnrke/BaTid, Manage'^''
York Life Insurance Co.
Campbell. R. A. /
Campbell. S. /
Chevalier, Jos. / ,. ..-^
iEuia Life Life Ins«r««* ^
Coderre, G. / u-
DaTidMMi» Tlio«««v ?,r
North British Ukd
>.
i. ra;, ■::^-;:--!Tr :;;.• v*
TA^ Insurance Year Book.
•rr">«.»^,^.
r, J. w.y
mood, G. J. /
Irill.A. W./
nilton. G. W./
Denholm, Geo. fond I
Dtnne, D. y
Drake, Walter/
Drayner, W. J. /
Dri^coll, J. G R. /
Drolct, M. J. E. /
£mo ft Young /
fvans & MeGre^or, Mgrs.
Canada Branch Commeroial
Uoion
Fauteux, Gus. f
Foster & Gwilt /
Gault. C. E.fandl
Gillespie, Patterson A Co..
Gen. Agts. Phcenix of EoRland
Grier, J. W. /
Guimond, G. J.
Hadrill,
Hamilton,
Hampson, Robt. m
Hanson, Wm. /
Hart, F. H. /
Harf, Gerald E. /
Hiara. T. /
Hubbard, A. !./«»//
Hujfel. A. V. /
Hurtubisc. E. /
Ineljs, A. /
Johnson, C. R. G. /
Johnston, H. J. /
Joseph. W. J. /
Kavanagh, Walter/
Kennedy, John /
Launn, C. /
Lawrence, John j
Lyman. T. /
NicHenry. Geo. H. j
MacDonald, R. /
Macintosh & Hvde /
Hacanlayy R*. Manager Sun
Life Insurance Co
V!ahby. W. 1.. /
Vfarliog, J. W. 7
Vlarois, Jos. /
^ay, S. H. /
vleilleur. A. A. /
viercer, N. /
Vlercier, J. A. /
Mitchell, J. M. /
.lolson, J. W. /
'loncel, G. N. /
ludge, H. J. /
f uir, Jas. G. /
larphy & Bonlt /
'attersoBy R. M*. Manager
Phoenix Aaiurance Co. of Lon-
don
icard, Nap. /
ae, J. m
amaay, W. M. /
aphael. H. W. f
lawliBsSy Edward, Man-
aging Director Guarantee Co.
of North America and Accident
Ins. Co. of North America,
aymood, S. A. /
einhardt, H. /
iddell & Common /
Rintoul. W. H. /
Ross, A. /
Robertson, G. R, /
Robertson, J. B. /
Routh, J. H. ft Co, f and I
Selby, O. /
Sellf dc Holland, Managers
Manufacturers Life and Acci-
dent Insurance Co.
SimoDs, R. & Co. /
Simpson, J. C. /"
Simpson, Mrs. H. D. 1
Sincennes. D. /
Sinton, J. C. /
Smith, G. F. C. /
StanclilTe, F., Manager Brit-
ish Empire Life and Employers
Liability Cos. for Canada.
Steams, S. P. /
Tatley 9 Wm«, Chief Agent for
Canada oi Royal Insurance Co.
Taylor Bros. /
Taylor, E.T./
Theoret, V. /
Thompson, Geo. /
Tnrgeon, E. /
Tyre, Robert W*, Manager
Northern Assurance Co.
Urquhart, J. K. /
J. T. VINCENT ft
BICHABD FBSTGANO,
JolBklbuciii to VorthAanloter
The Glasgow and London
INSURANCE COMPANY.
Wood ft Evans /
Wood. W. /
NICOLET.
Chillas, H. A./a«//
St. Germain, F. H./andl
QUEBEC.
Belleau, James F./
Champion, C. ^./andl
Grondin, I. /
Drum, S. Wilson I and a
Fraser, A. m
Fraser, VJ./andl
HoUoway, F./ landm
Hunt, Weston ft Son f
Laird, John/and i
McPherson.W. M./
Mahony, T. H./, I and a
Maxham, George/
McGie, Daniel?
Morissette, I. B./
Murphy, Owen ft Nephew/oiM/iis
Roy, Tiiomas/
SeweU, H. H,fcmdl
Smith. David/
Strang, John/
Thomson, D. C,f
Welch, W.W./
RICHMOND.
Bernard ft Carpenter /awrf/
Dalton. I. Albert/
Desauluiers, Chas. ^./andl
Dresser, Geo. F./
Ewing, John Jr./
Reed, Geo. /
Shatton, John F. /
RIVIERE DU LOUP.
Bouchard. C. T./andl
Dionne, L. B./
Jarvis. J. A, /and I
Leveque. Jos. /
Roy, J. A./
Vandry. Jos. V./andl
ROCK ISLAND.
Flint ft Laythe/
Gage. J. A. C./
McClintock. C. H./
McDougall, John /
8T. HYACINTHE.
Bartels, F*. Fire, Life and
Acdd. and U. S. Vice-Consul
Bemier ft Morin fond I
Boisseau. F. X. fond I
Dion, J. O.fandt
Henshaw. G. H./tf«//
Morison, L. F. /
Nault,J. fond J
St. Germain, Jules/
Sicotte, V. B. /
ST. JOHNS.
Donaghy. Robert fcmd I
McDonald. L. G. /
O'Cain, Jwoaes /and I
SHERBr-^ XE.
Archambault, J. / ^anda
Dastous, L. A. /
Hale, E. C. /
Lyford ft Dresser /
Ridout ft Lyster la.
Woodwaid, A. G. /
VALLEYFIELO.
ForUer, S. fond I
Joron, R. %,/and I
McBam, D. D. /
SOREL.
Chapdrlaine. ^.K./l^manda
Desy, W. L. M. /and I
Gnevomont, A. /
Lockwood, H. /
Morgan, Junes /and I
TaiUon, A. A. /
WATERLOO.
Harvey & Call /land a
HiUs. OtisW./an^/
Jadom, L. /and I
Kemp, Rdwin /
Lindsay, W. R. fond I
ShAW,R.F, /and I
Tartre, C. iT. R. /
Tartre. J. R. / iand a
Wallace, Jos. /
J
i he insurance Year Hook
rHK SPECTATOR.
AN AMERICAN REVIEW OF INSURACE.
V\ UL18HED WEEKLY. PRICE, $4,00 PEE A3OTE.
(Est ABU SITED 1868,)
The Spectator is a large, handsome magazine, printed on fine paper
■^n clear type* It contains the latest and freshest insurance news fmin
•^ -y quarter, bright and sparkling correspondence from the principal
irance centres of the country, comments on current insurance events d
- day, and able discussions on the principles of Life and Fire Insurance,
The Spectator has achieved an enviable reputation for its
Carefally Prepared and YolaniiDoas Tabnlar Eibibits
the business of Life and Fire Insurance, It has done more in this wit
lid students to make comparisons of insurance transactions for asericsof
rs than ail other insurance journals combined. Every material phased
business is thus presented from time to time, showing the relation ot
h special feature to every other factor which is to be considered by thc-^
■ ing the management of insurance interests* These statistics are ccn
d by **xp s having no personal interests to serve, but are prepared solelT j
the purpose of analyzing the subject.
The Ti^^t eminent writers on Insurance in its various forms are con*'
■utors to its columns, and the aim of its proprietors is to present thf
nee of the insurance systems in vogue without prejudice to any and m >
'mess to all. It also gives the current news from different insuRincc |
■ tres each week, and each number is an epitome of all matters pertaming
insurance affairs that are of interest to the profession at large. In
rt^ it is the ambition of its proprietors to make THE Spectator; ao
aluable journal to every person identified with the insurance interest [i
capacitv, and its unprecedented success is evidence that their eifora^
appreciated,
THE SPECTATOR COMPANY,
icago Office, i6i La Salle Street 14 Cortlandt Street, New York
PUBLISHERS OF INSURANCE LITERATURE for every branch of inKir^nce.
tySentl for catalogue of importflnt and valuable works»
•' lA^CY-^^^^-: ■
i^-^W^^''^
APPENDIX.
Fire Protection.
A COMPILATION SHOWING THE
WATER SUPPLY AND FIRE APPLIANCES
^OF THE
Cities and Villages of the United States.
CORRECTED TO JUNE 20, 1889.
Appendix.
Fire Protection and Water Supply.
Id the following pages we present the most elaborate compilation of statzsoe
rding the fire protection and water supply of the different cities and villages d.-^
atry that has ever been printed. A very large number of places heretofore nr?
' ed responded to our inquiries for information and are included in the list,
statistics of those places that have been heretofore reported have been caretiifj
' . ected in accordance with the present equipment of their departments. £t^
.e of importance in the country has been communicated with and response
1 received from nearly all of them, so that this report shows mcxe nearly this
' fire protecting facilities of the country than any compilation heretofore ma^
' - :ial attention has been given to obtaining information regarding the water sn^
le places named, and, while it has been condensed in the briefest manner pos^bc
: ill be found to give all material facts relative to this matter.
At the recent meeting of the National Board of Fire Underwriters in this city :b
" :ue of this compilation was distinctly recognized in the report of the committee a
' re protection, and recognition was made of the immense amount of labor involved!
*r- laring such statistics and of theu: value. None but those who have attempted simili
^ ck can appreciate how difficult it is to gather this information from places
.'inference is the chief characteristic of the municipal authorities. It is now ten
re we first undertook this work, year by year improving it, until finally by ^
istence we have succeeded in obtaining a mass of information that is invaluable:
underwriters.
In securing the population of the places we have not only consulted the ba
lorities available, but where it is patent that a place has grown extensively siso
. . last census we applied to residents for estimates of the present popularion.
Plain figures indicate that the population is given as stated in the census of iSSo
A * indicates that the population is estimated by a responsible person, usual
1 It city official who furnished the fire protection report,
A t indicates that the population given is in accordance with the school censs
I liken in 1885.
For convenience in printing and for the purpose of enabling us to keep tbi^
^^partment open for corrections to the latest possible moment, " Fire Protection aa*
;ter Supply" is printed as an Appendix, fiy this means we have, been enabled t
. : rt corrections as late as June 20.
We desire to extend our thanks to each and every person who has aided us
j<>r>ecting these statistics, either by filling out the blanks sent to them, making sugg<
tiojis, or otherwise contributing to secure accuracy.
The Spectator Compan\'.
Fire JProUeHon and Water Supply.
ALABAMA.
listoBy Calhoun Co., popalation *io,ooo;
tgs two and three stories, brick; rooCs without
jediate fire walls; dwellings frame; shingle
mostly; department consists of 3 hose car-
.. s; 500 feet hose; x Babcock extinguisher on
r. Is; 75 members; at cotton factory x hose cart;
iet hose, and at furnaces 700 feet hose. Chas.
oble.
:: ITER Supply— Water-works; gravity system
artesian wells to reservoir; capacity 558,000
I os; capacity of pump 1600 gallons per minute;
drants, mostly double; 6 miles mams; diame-
'to 10 inch; pressure 80 to 95 pounds; works
ited by private corporation. New works are
built during 1889 by G. Bush.
hensy Limestone Co. , population loii; houses
i-^inck and frame, one and two stories; no depart-
; 2 chemical hand extinguishers.
• VTER Supply— Springs and wdls. W. R.
,.»r. Mayor; C. R. Amctt, Town Clerk.
r-:Memery Jefferson Co., population *36oo.
ITER Supply— Warer-works; from sprmgs
: unping to reservoirs and stand-pipe; capacity
rmer 8,000,000, and of latter 355,000 gallons;
:-> pumping machinery; daily capacity 2.000,000
as; 45 hydrants; 9 miles muns; quality good;
iltered; cost to construct $95,000; annual ex-
^ 3S $5000; pressure 45 to 90 pounds. Wm.
ey, Prcs.; H. M. McNutt, Supt.
rmin vham^ Jefferson Co. , population *45,ooo;
. department; xi horses; a steam fire engines; x
^ and ladder truck; 5 hose carriages; 3000 feet
Ferdinand Neville.
iTER Supply — Water-works; pumping lh>m
to reservoir; capacity of same 4,000,0001^-
pumping machinery bv Deane, Blake and
Kington; total capacity 9,500,000 gallons dailv;
: drants; 30 miles mains; diameter 4 to 16 inch;
ow, Chapman and £ddy sates; quality good,
Itered; cost to construct $600,000; annual ex-
es $ao.ooo; interest on bonds 6 per cent; pros-
50 pounds; H. M.Caldwell; W. J. Milner.
ay ton 9 Barbour Co., population laoo; build-
brick and wood, one and two stories; depart-
'. consists of one steam Silsby engine; x nose
600 feet good linen hose; one hook and ladder
<; 55 volunteer members. W. J. Ward.
ATER Supply— One cistern, 27,000 gallons;
reservoir formed by damming creek, capacity
» gallons. B. T. Roberts. Town Clerk.
adeTille^ Tallapoosa Co., population 1000;
'orks ordinance and for investigating causes of
; mercantile buildings, brick, two (tones; shingle
s permitted; dwellings, wood, one story; depart-
t consists of X hook and ladder truck; value of
aratos and supplies, $300; x building, annual
• $30; value, $300; membership 35, ail volun-
s; annual expense, $50; bell alarm. Chief se-
2d by company.
^catiiry Morgan Co., population *2X,ooo; x
mical engine, double cylinder, 80 gallons each;
hemical extinguishers; 90 feet rubber hose, in
T condition.
>^ATER Supply— Water-works; river to stand-
!; capacity of same 275,000 gallons; Deane
;tps, daily capacity 500,000 gallons; 42 miles
ns; 580 b3rdrants; Chapman gates; water good,
filtered; pressure 55 to xoo pounds; cost to con-
ct $600,000; operated by the Decatur Water
J. D. Roquemon, Pres.; C. C. Harris, Treas.
[feaiopolia, Marengo Co., population *9qoo;
{dings, brick and wooa» one and two atoriet; de«
partment consists of 2 Babcock extinguishers, x hook
gdladder truck; value of apparatus and supplies,
5*»o; 55 members, volunteers; annual expenses,
$xoo; bdl alarm. E. B. McCarty.
Water Supply— Artesian well and cisterns;
x5i miles street mains. T. G. Cornish. Mavor- D
F. Prout, City clerk. / . *^-
Evfanla, Barbour Co., population $5500; fire
works ordinance; 2 steam fire engines; x hand en-
gine in reserve; 2200 feet good cotton hose; i:oco
feet goo^ rubber hose in reserve; 5 hose carriages;
X book and ladder truck; 240 men, volunteers.
Water Supply— Water-works; pumps horn
spring to reservoir and stand-pipe; capacity of
former x,ooo.ooo gallons, and of latter 270,000 gal-
lons; also 5 cisterns, total capacity 65,000 gallons;
2 Davidson pumps, capacity x.ooo,ooo gallons each;
j% miles mains, diameter 4 to xo inch; 50 double
hydrants; pressure 65 pounds. R. H. Walker.
EataWy Greene Co., population xaoo; area 640
acres; frame and brick Duildings, one and two
stories; hook and ladder truck; bell alarm. E. C.
Meredith.
Water Supply— Wells. J. C. Anderson,
Mayor.
Florenoe, Lauderdale Co., population *5ooo'
buildings, brick and wood, three stories; fire appa-
ratus to be purchased.
Water Supply— Water-works; gravity system;
Blake pumps, capacity 2,000,000 gallons; 6 hy-
drants; 6 miles mains; diameter 4 to 6 inch; xo
Ludlow gates; quality good; cost of construction
about $13,000; pressure 57 to 50 pounds; annual
expense $500: private company. A. Brown, Pres.
and Supt.; R. Andrews, Mayor; A. W. Porter.
City Clerk.
Gadadea, Etowah Co., population *4ooo; fire
company consists of 50 men; x hand engine; 5 hose
carts; x hook and ladder truck; 2000 feet rubber
hose. W. P. Lay.
Water Supply— Water-works; pumping from
river to reservoir; capacity of same x, 800,000 gal-
lons; Deane pumps, dailv capacity x,ooo,ooo gal-
Ions; 50 hydrants; 6% miles mains; Ludlow gates;
pressure 65 pounds; capacity of filtering reservoir,
5,000,000 gallons daily; cost to construct. $6a.ooo;
annual expenses, $x5oo; interest 8 per cent; oper-
ated by the Gadsden Water Works Co. A. L.
Gleen, Pres.; M. E. Jones, Supt.
Greeasborov Hale Co., population X853; x hook
and ladder truck with chemical extinguishers; 25
men, volunteers.
Water Supply— Wells; an artesian weU to be
drilled tills year. L. J. Lawson, Mayor; D. J.
Castieman, Town Clerk.
GreeaTille, Butler Co., population *5ooo; area
2600 acres; fire limit, 40 acres; fireworks ordinance;
mercantile buildings, brick, two stories; dwellings,
wood, one story; department consists of x chemical
engine and chemical hand extinguishers; x hook and
ladder truck; aoo feet rubber hose, in good condi-
tion; value of apparatus and supplies. $3000: mem-
bership, 85, all volunteers; annual expenses, $450;
bell alarm. Chief elected by department and con-
firmed by city council. J. O. Bryan.
Water Supply— Wells; water-works to be built
this year. W. F. McKensie, Mayor; J. J. Mo-
Mullan, City Clerk.
HaatfTilla, Madison Co., population *55oo;
area 640 acres; fire limit, 390 acres; fireworks ordi-
nance; mercantile buiUlings, wood and brick, two
stories; wooden roo£i permitted; dwellingi, wood
Fire Protection and Water Si^ly,
and brick, one and a half and two stories; depart-
ment consists of z steam engine; z band engine; z
hook and ladder truck, a hose carriages; 3 mules;
500 feet rubber hose; 500 feet fabric hose; 300 feet
leather, in good condition; 2 horses; value of appa-
ratus and supplies, $8000; z building owned by de-
partment, Yalue $6000; membership 45; a full paid, z
part paid; annual expenses, $zsoo; bell alarm.
Chief^ elected by Mayor and Aldermen. John P.
Spenoe.
Water Supply— Spring; pump to resenroir;
one Turbine water-wheel, one Gordon & Maxwell
ptmip, capacity z.soo,ooo, and one Worthington
pump, capacity z.000,000 gallons; pre^ure 40
pounds; 34 hydrants; 7% miles mains, diameter 4
to Z9 inches. B. W. Blake, Town Clerk.,
JacksoMTllley Calhoun Co., population *90oo;
z fire company andz hook and ladder company
(colored); good hose carriage; 600 feet of rubber
hose, nearly all new. J. F. Camp.
Water Supply— Springs; gimvityto resenroir;
za hydrants; 4 miles mains, diameter 3^ and 4
inches;
pressure
cent; woi _
H. L. Stevenson, Mayor; W. H. Dean, Town Clerk.
Marioiiy Perry Co., population "3500; fire limit
50 acres; fireworl&s ordinance; mercantile buildings,
brick, two stories; dwellings, wood, two stories;
department consists of z chemical engine, a chemi-
cal hand extinguishers, z hook and ladder truck;
value of i^paraius and supplies, $zsoo; z building
owned by department, value $Z5o; annual expenses
$85; bell alarm. Chief elected by department W .
H. Barritt.
Water Supply— Wells, zooo gallons daily ca-
pacsty. J. A. Moore. Mayor; W. H. Smith, City
Clerk.
Mobile^ Mobile Co., population *40,ooo; fire
limit, 8960 acres; fireworks ordinance; causes of
fires investigated; buildfaigs, brick and fimme, two,
three and four stories; department consists of 7
steam engines, z chemical engine, t hook and lad-
der trade, 7 hose carriages; Siamese couplings; 5Z00
feet of hose, in good condidon, 35 horses; value of
apparatus and supplies, $60,000; value of buildings
owned, $z5,ooo; membership awo, Z7 paid; fire
alarm telegraph, 39 street boxes. Chief elected by
dty countnl; fire patrol incorporated and supported
by insurance companies; salvage corps. Matt.
Sioan.
Water Supply— Reservoir za miles fix>m dty,
supplied by Gaskill pumps, capacity z, 000,000
gallons daily; ^ miles street mains and supply
pipes; diameter of largest, 24 inches; smallest. 6
mches; 960 hydrants; pressure 80 to 90 pounds;
cost of construction $700,000; works owned by
oompany; G. R. Ketcfaimi, Pres.; — Turner, Supt.
Montgomery 9 Montgomery Co.. population
•33,000; area, 33Z9 acres; fire Umit, 435 acres; fire-
works ordinance and for investigating causes of
fires; mercantile buildings, brick and wood, two
and three stories; dwellings, brick and wood, one
and two stories; department consists of 3 steam en*
gines, a hand engines (unserviceable), a chemical
band extinguishers, z hook and ladder truck. 4
hose carriases; Siamese couplings on hand, but not
used; z salvage wagon; 5500 feet hose, good; 950
feet poor; z6 horses, value of apparatus and sup-
plies, $^.800; a houses, value $z5,ooo; one rented
at $300 per annum; za members of department paid
full time, 370 volunteers; annual expenses. $za,ooo;
tdegra^ alarm, zo street boxes. Chief elected by
department. W. K. Jones.
WATER Supply— From artesian wells and river;
gravity to stand-pipe «nd 3 reservoirs; Deane pumps,
capaoty 8,000.000 gallons daily; 369 hydranu; 45
miles mains, diameter 4 to 24 inch; Coffin galec qs)-
ity of water good, no filtering; pressoR^tss
pounds; works owned by company. J. ^>I^
mick, Pres.; Fred. Crosby, Sopt. A]soi3ci»R
average capadty Z4,ooo ipeUloDs daOv, pM cc
roofe. W. S. Reese, Mayon R- B. Snodp.
City Clerk.
Opelika, Lee Co.; population 33^ baife^
brick and wood, one and two stoiies: dqwiss
consists of z steam engine, z hose caimfe; 7a e
cotton hose; value of apparatus and snroUes, S3K
25 members, volunteer, z engineer pod pirtcK
expenses in z888. $zao; bell aura. Ckls
Shaefier.
Water Supply— 5 dstems on roofa «ad jisi
capadry 90,000 gallons each. A. Banes. »'?
B. F. Coleman, t^.. City Clerk.
Oxford y Calhoun Co.. population 780; ve»
tile buildings, brick, two stones; dvciliBg!,tiy.
one story; department consists of r band ope
hook and ladder truck, z hose curv^Vi^
rubber hose, good; value of apparatos ud s>
plies. $500; membership, as to 50^ vofamtesv^'
alarm.
Water Supply— Wdls and dalbem.
PrattTille» Autauga Co., popuUcka la^ ^
hand engine; i hose carriage; zoo feet cood ia<
50 men, volunteers.
Water Supply— 3 reservoirs, supplied by ie^
creek, also rotary pumps.
SelBMiy Dallas Co.. population *zo,93a; i^
engine; a chemical extinguishers; abookasd^
der trucks; a hose carriages; z6oo feet bosear^
condition, zooo feet poor; 5 fire wardcsi H
patrol); 75 volunteers; 6 horses. John G. N^
Water Supply— Water-works; stand pq«»
direct pressure; Worthington pumps, cspadtji*
000 gallons; reservoir, capadty a6o.oao t^^
tower, zao feet high; capacity z6o,aoo gsHou^
tesian wells, with estimated capadty every 14^
of z,ooo,ooo gallons; pressure 50 to too M
zaH miles otf street mams. 4 to za inches; lu w
hydrants; 53 Ludlow gates; quality eioeiktf"
filtered; cost to construct, $7Sooo: aonaaloR
$4000; operated by private oompanv. ^^^J
White. Pres.; Thos. K. Gatchd. Sopt; USM
Mayor; A. J. Goodwin^ City Clerk.
Talladega, Talladega Co..
fireworks ordinance; mercantile
three stories; wooden roofs permitted; .
frame, two stories; department ooosisis »Jj^
and ladder truck; a hose carriages; vslue of m
ratus and supplies. $8oo( z bofiding o«ne(L*
$zooo; z rented, annual rent $300; membcw^
bdl alarm. £. R. Jacobs. _^
Water Supply— Water-worics; Holly s!^
direct pressure, and pumps from sp^^f*.^
5.000,000 gallons daily; stand pipe; iM>p\:
feet; in dty limits; 3 pumps made by BiivsaP
Iron Works; capaa^ z.soo,ooo gsfioos d^
hydrants; 9% miles mains; diameter 4 to Scx^
quality good; not filtered; pressure 75 to iSPfr^
cost of construction $40,000; Talledegt (>^
Water Company owners. Jos. Shakespeire. >^
W. W. HaiBkison. Supt.; W. H. Sksggs,!^
Q. A. Joiner. City Clerk.
Troy, Pike Ca. population *340o; i^
engine; z steamer; i hook and ladder tnin<J
fiset good hose; volunteer department. 7° ^
Jackson. t^
Water Supply— Wells; pump to st»»jl
Gordon pump, capadty x,ooobOOO gslloDs; jfJ
drants; aH mfles of mains; praao'ti^ i^
ifcOQOw Perry !>•»»*
pounds; cost of works, \
Worthy.
TvfMsalooMif Tuscalooaa Co.,
area lafio acres; fira liaiit ftaqaam;
nssfS
Fire ProtecHon and Water Supply.
nee; meieantile bufldiogi, brick, two and three
•ries; dweUingi, wood and brick, one and two
mts; department, i book and ladder truck, a hose
rria^; xooo feet a)<-inch rubber hose in good
adition; yalne of apparatus and supplies $1700; i
ilding owned by city, yalue $9000; membership
, all volunteers; bell alarm.
Water Supply^ Wells; water-works; direct
essure from river to tank; capacity z68.ooo gal-
is; a Worthington duplex pumps; capacity
190,000 gallons each; 51 hydrants; 4 z-6 miles
uns; diameter 4 to zo inches; cost of construction
0,000; owned by Tuscaloosa W. W. Co. J. W.
ilcox, Pres.; W. V. Todd. Supt.; W. C. Jemi-
a, Mayor; A. P. Hogan, T. C.
Tvakegeey Macon Co., population *a5oo; z
emical engine; z hook and ladder truck; zoo feet
bber hose, good; 60 men, volunteers. J. L.
lams.
Water SUPPLT~>Private wells and reservoirs.
'. P. Thompson, Mayor; W. H. Echols.
Union Spring, Bullock Co., population i86a;
ea, 960 acres; fireworks ordinance; mercantile
lildmgs, brick, height one story; dwellings, wood,
le story; department consists of x steam engine,
liand engine, z hook and ladder truck (not used),
lose carriages; Siamese couplings used; z8oo feet
bber hose, in good condition; heater connected
th steamer, value $z5o; value ol apparatus and
pplles, $4000; zoo volunteers; annual expenses,
po; bell alarm. Chief elected by memtxars and
Iproved by Mayor and council. 0. T. Ely.
WATER SUPPLY— 3 cistems, supplied from roofs
buildings, capacity 30,000 gallons daily. James
. Norman, Mayor; P. L. Cowan, Town Clerk.
UniontoWBy Perry Co., population *aooo; i
K>k and ladder truck; no organized department.
Water Supply — Z50 eiatems; z cistern, 75,000
illons; artesian well in course oi construction. J.
. Welch, Mayor; J. A. Hudson, City Clerk.
The following places have no fire protection: Ab-
beville, Henrv Co., population 800; Alexander City,
Tallapoosa Co., population Z500; Andalusia, Cov-
ington Co., popmaHon 695; Aahville, St Clair Co.,
population 500; Attalla, Etowah Co., population
600; Avondale, Jefierson Co., population 3000;
Bay Minette, Baldwin Co., population 500; Besse*
mer, Jeflerson Co., population 3500; Brewton, Es-
cambia Co., population *Z3oo. 8 flowing wells;
Calera, Shelby Co., population z8oo; Camden,
Wilcox Co., population Z400; Centre, Cherokee
Co., population 600; Clanton, Chilton Co., popula-
tion 700; Clan ton Co., population 700; Colum*
bia, Henry Co., population *z5oo; Columbiana,
Shelby Co., population 550; Cullman, Cullman Co.,
population 750; Edwardsville, Clerbume Co., pop-
ulation 600; Evergreen, Conecuh Co., population
zaoo; Florence, Lauderdale Co.. population *aooo;
Gainesville, Sumpier Co., population Z500; Girard,
Russell Co., population 900; Goodwater, Coosa Co.,
population zooo; Guntersville, Marshall Co., popu-
lation 600; Hartselle, Morgan Co., population 700;
Hayneviile, Lowandes Co., population 3484; Jas-
per, Walker Co., population Z500; LafiBiyette,
Chambers Co., population zaoo; Lively, Lee Co.,
population *a^i4; Livingston, Sumpter Co., popu-
lation zooo; Moulton, Lawrence Co., population
800; Mounds, Jeflerson Co., population 600; New-
ton, Dale Co., population 550; Ozark, Dale Co.,
population 5za; Notasulga, Macon Co., population
Z69Z; Piedmont, Calhoun Co., population 950;
Pratt Mines, Jefierson Co., population zooo;
Russellville, Franklin Co., population 600: Scotts-
boro, Jackson Co.. population Z500; Sheffield,
Colbert Co., population aooo; Stevenson, Jack-
son Co., population 550; Sylacauga, Talledega
Co., population coo; Tuscumbia, Colbert Co.,
population Z385; Uniontown, Perry Co., population
z<oo; Warrior, Jefiferson Co., population aooo;
Wetumpka, Elmore Co., population 750; Whistler,
Mobile Co., population *Z333; York Station, Sump-
ter Co., poptilation 600.
ARIZONA.
PhoBniXf Maricopa Co., population 7500; build-
gs, brick, one ana two stories; department con-
sts of z steam engine, z hook and ladder tzuck, a
Me carriages; 3500 feet good cotton hose; value
' apparatus and sm>plies, $7000; zoo members;
Venses in 1887, $780; bell alarm. F. M. Czar-
»wski.
Water Supply— Water-works; source, wells;
Item, pump to stand-pipe; Deaae pumps; ca-
icity, z,ooo,ooo gallons; 50 hydrants; 7 miles
aias; diameter, 4 to zo inch; 37 Ludlow gates;
lality, hard, good; cost of ooostruction, $71,000;
"essure, 80 to Z30 pounds; estimated annual ex-
»ses, $3500; interest on bonds. 6per cent; oper-
ed by private company. J. J. Gardiner, Pres.;
. L. Meyer, Mayor; Frank Baxter, City Clerk.
Prescott, Yavapai Co., population *i856; a
Me carriages; z hook and ladder truck.
Wat£R Supply— Water-works; creek; pump-
ig to reservoin capacity 4,000.000 gallons; 35 hy-
rants; 8 miles mains; Ludlow gates; quality good;
ressure zoo to Z30 pounds; cost to construct,
Sa.000; annual expenses about $4500; interest 8
er cent; operated by dty. J. F. Mahoney, Supt.
TonlkatOBe, Cochise Co.. populatkm 973;
oUdhigs. frame and adobe, one story; department
>nsists of 1 hand engine. 1 hook and ladder truck,
hose carriages; 3400 feet good rubber hose; value
of apparatus, $z5,ooo: zoo volunteer members;
total expenses in z886, Szooo; bell alarm.
Water Supply— water-works; by gravity from
collecting to distiibuting reservoir; capacity ot same
z,ooo,ooo gallons; also 35 mile conduit; cost of con-
struction, ^500,000; pressure good. J. W. Clark.
TvcaoMy Pima Co.. population *8ooo; depart-
ment consists of I hook and ladder truck, 3 hose
carriages; zooo feet cotton hose, good; 70 volunteer
members. D. J. Bolevn.
Water Supply— water-works; gravity system
from river Santa Crux; 50 hydrants; o miles za-inch
mains; quality good; not filtered; pressure 35 to 50
pounds; operated by Tucson Water Co.; J. R.
watts; R. N. l^eatherwood, Supt.; cost to con-
struct, $80,000; annual expenses, $zaoo; interest
8 per cent.
Tnmay Yuma Co., population zaoo; no fire pro-
tection.
The following places have no fire protection :
Flagstaff, Yavapai Co., population 900. Florence,
Pinal Co., population aooo. Globe, Gila Co., pop-
ulation 704. Mogales, Pima Co.. population aooo.
St. Johns, Apache Co. , population Z500. Solomon-
viUe, Graham Co., population 600. Tempe, Mari-
copa Co., population zooo. Wi.oox, Cochise Co.,
population 500.
Fire Pirotection and Water
ARKANSAS.
Alezaader* Pulaski Co., popniadon *50o.
Water Supply— Water-worki; apriogs; gravity
system to reservoir; capacity about 8000 gallons;
iH miles mains; hydrants; cost to construct $300;
operated by Alexander Water Co.; E. Pelouoet.
Pres.; A. B. Holland. Supt.
Avgasta^ Woodruff Co., population 1000;
buildings wood, one-stoiy. shingle roofs; depart-
ment, I hook and ladder truck. 40 volunteer mem-
bers. W. W. FolSMH.
Water Supply—WcIIs and dstems. £. Black-
man. Mayor; J. N. McCurdy. Town Clerk. *
BatesTille^ Independence Co.. population 1700;
buildings, stone and wood, one and two stories; de-
partment consists of I hand engine; 300 feet hose,
new.
Water Supply— Wells and streams through
town. J. E. Rosebrough, Town Clerk.
CamdeBy Ouachita Co.. population *5ooo.
Water Supply— River to stand pipe; 1% miles
mains; operated bv Camden Water- works Co.; S.
Q. Sevier, Pres.; T. J. Gangbam.
DardABelle, YeU Co., population aooo; build-
ings, frame, one story; wooden roofs permitted; de-
partment consists of X hand engine, i hook and lad-
der truck, 3 hose carriages; 600 feet rubber hoae.
good; value of iq>paratus and supplies, $734*' 45
members, volunteers; annual expenses, $35; beO
alarm. O. Polk.
Water Supply— Water-works; gravity system
from welts to reservoir; 6 hydranU; Moo feet 3-inch
mains; quality water, good; cost of construction,
$4000; pressure^ao to 45 pounds; owned and j>|>er-
Li. C« .
ated by W. £. Delong.
Carter, Town Clerk.
.HaU. Mayor; G. W.
FayetteTllle. Washington Co., population
4500; buildings, Srick and wood, two and three
stories; a hook and ladder trucks; value of appa-
ratus and supplies, $1500; 60 members; bell alarm.
J. F. Mayes.
Water Supply— Wells and cisterns. J. H.
Van Hoose. Mayor; J. L. Dickson, City Clerk.
Fort Smilliy Sebastian Co., population *9o,ooo;
I hook and ladder truck; 3 hose carriages; a horse
hose carts; 1500 feet best rubber hose; 125 men.
volunteers; electric alarm. J. J. Little.
Water Supply— Water-works; direct pressure
and pumps from river to reservoir; Worthington
and Smith & Vaile pumps; capacity. 5,500,000
gallons daily; 71 hydrants; 15 miles mains; diam-
eter, 4 to ao inch; a8 Chapman gates; 18 Worth-
ington meters; not filtered; cost of construction,
$U3.ooo; pressure, 50 to 150 pounds; annual ex-
penses, $5500; interest on bonds, 6 per cent; Fort
Smith Water Co., owners; John Vaile, Pres.; Ed.
Thomas. Supt. J. A. Williams, Mayor; John H.
HamiUon, City Clerk.
Ilelena* Phillips Co., population *5ooo; x steam
engine; 2 hand engines; z hook and ladder truck;
4 hose carriages; 1700 feet good hose; 4 men paid
full time. I paid part time, 100 volunteers; a horses.
N. J. Fritzer.
Water Supply— River, ditch, supplied from
springs; stationary engine, 60 horse-power; 1700
feet street pipes; diameter 4 to 5 inch; zo hydrants;
ao Ludlow gates; pressure 50 pounds. J. P. Dun-
can, Mayor; J. O. Baguree, Town Clerk.
Hope, Hempstead Co.. population *25,ooo; mer-
cantile buildings, brick, one and two stories; dwell-
ings, frame, one and two stories; department con-
sists of I hook and ladder, z hoae reel; z building
used. O. W. Murray.
Water Supply— Well; water>works; pump to
-eservoir; Knowles pump; capacity, 40,000 gallons
daily; 400 hjrdrants; 4K miles mains; diaaev:':
4 inch; quiUity water good; pressure 24 pocii
annual expenses. $2350; Geo. Andrewt, Cbano
of W. W. J. P. Heanrey, Mayor; S. A. Ksigrr
ton. Recorder.
Hoi SpriBfSy Gariand Co.. popaiatiac s.c
2 steam engines; 7 hose carriages; i6ao feet (s-
rubber hose, zaso feet good oouon bote; 65 oc
volunteers; a horses. A. J. Walsh.
Water Supply— Source, Bull Bajoo; snz.
pumping to reservoir; capacity of same, 1.0x2
gallons; o miles mains; diameter, 10 iodi; 51 >
draats; worthington pumping macfaioeiy, opic.
daOy a.ooo.ooo gallons; quahty of water ^:-
filtoed; pressure, 80 to zzo pounds; cost o( w^
Szso,ooo; operated by private oompsBT. A r
Gaines, Pres.; A.N. Sill, Supt; J. D. KabL
Mayor; M. McKeougfa. City Clerk.
liltlle Rooky Pulaski Co., popolstim^atK
area, aooo acres; fire Umit, Z35 acres; firevo^f
dinaaoe; causes of fires investigated: wsfxu
buildings, brick, three stories; dweUiogs, i»
one and two stories; department consists of 3 sa^
engines, a hook and ladder tracks, 5 hose cani^
4000 feet good rubber hose; zy horses; Talneotfi*
oaratus and supplies, $00,000; z huiMins rist
$Z7,ooo; Z75 volunteer members, za M paif ^
and telephone alarms. Chief dected bj v^'
ment. Michael Egan.
Water Supply— Water-works; pumpia?E«
Arkansas river to stand-pipe and resenws.^
padty of former, 290,000 gallons; of latter. i8,ooa^
aallons; Blake pumps, capacity 5.000.000 pii^
aail^; Z96 hydrants; z8 miles mains; diaoMiffi'
90 inch; 93 Chapman gates; 98 Crown dC-s^
pressure, 70 pounds; total cost, $400,000; v^
expenses, $zo.ooo; intereft on bonds. 6 per j(^
Zeb. Ward. Pres.; Zeb. Ward, Jr., Supt.; ^ *
Whipple, Mayor; H. C. Jones, City ClerL
MalTorBf Hot Springs Co., popnladoo a^
limited fire protection; hose connected with v^
company's tank; church-bell alarm. .
WATER Supply— Wdls and railrosd taalt, >
P. Richmond, Mayor; W. W. Tannehil T.t
Clerk.
IfaakTille, Howard Co., popolstioo J^i
frame buildings, one and one ana a half ^1
shingle roofs; department consists of i basd^j
gine, z hose carriage; 500 feet good hose; 30^
teer members; bell alarm.
Water Supply— Cisterns. R. F. TiDsiL
Nowport, Jackson Co., population *3<W:^
Water Supply— Water-works; sow«^"^
river; by pumps to tank; capacity of safl><<*^
70,000 gallons; Smith & Vaile pomps,* cap^
a,ooo,ooo gallons daily; 59 hytfrants; 3^.^
mains; Nelson gates; works operated by >«^
IrrigaUon and Water Co.; cost, $50,000; v^,
^4 to Z50 pounds. A. H. McCormack, Pres.: •'^ ^\
Harper, Supt
Pino Bloir, Jefferson Co., Popnl'tioD*^
z steam engine; z hand engine; z hook ^^^
truck; 9 hose carriages; Z500 feet good nibbtf^
500 feet poor; z man paid full time, 130 vm^
9 horses. H. K. White. . ^
Water Supply— Water-works, wells aadnw
pumping direct and to stand-pipe; c'P'^^I^t*^
85,000 gallona; pumping machinery by Iw
gineering Co.; daily capacity, 3,^.oi» «*rj
z6o hydnnts; Z4 nafles mains; disnetcr. 4 ^ ^
inch; Eddy gates; Crown meters; prtssurt.*
Z40 pounds; cost to construct. $z50,ooo; ana&'J
penses, $8000; operated by private oompaDf
F. Thompson. Supt; W. P. Thompioii. Supt
Rogora, Washington Ca, poptdstioD "i^ <
Water SVPPLY-Spring; daily capsoty. 8?^"
Fire Ptotection and Water Supply.
illons; pompiDg to tank; capacity of iame» 45*000
lUona; Hagnes pump; 8 bydnmts; i mile midns;
ameter, 4 to 8 inch; operated by Rogers Water
0. J. M. Frey, Pres.; Geo. Raupt, Snpt.
TexarluiBa, Miner Co., population *8ooa
Watbr Supply— Wells and pumping to reser-
m; capacity of same, 3,000,000 gallons; Gordon
Maxwell pomps; daily oapacity, 9,500,000 gal-
as; 28 hydrants; 4K miles mains; Chapman
ites; pressure. 80 to 125 pounds; cost of ooostruo-
m, $04,000; annual expenses, $800; operated by
•xarkana Water Co. A. N. MaxweU, Supt.
Van Barea* Crawford Co., population 9500;
ea, 700 acres; fire limit, 640 acres; mercantile
ildings and dwellings, biick and frame, one and
0 stories; bell alarm; 4 chemical extinguishers.
B. Creekmore.
Watbr Supply— Cisterns and wells. Alvis
Dith, Mayor; A. M. Orrick, City Clerk.
The following places haye no fire protection :
ma, Crawford Co., population 1000. Argenta,
ilaski Co., population 3000. Arkansas City,
ssha Co., popoution 750. Atldns, Pope Co., pop-
ition 800. Augusta, Woodruflf Co., population
00. Beel>e, White Co., population i9oo. Ben-
1, Saline Co., population 730, Bentonville, Ben-
1 Co., population 1800. Berryville, Carroll Co.,
pulation 500. Black Rock, Laurence Co.. popu-
ion 600. BoonviUe, Logan Co., population 000.
inkley, Monroe Co., population zioo. Carlisle,
moke Co., population ooo. Clarendon, Monroe
).. population 600. Clarksrille, Johnson Co.,
population 1060. Conway, Faulkner Co., popula-
tion X400. Coming, Clay Co., population 1000.
Dallas, Polk Co., population 700. Eureka Springs,
Carroll Co., population 4500. Fordyce, uallace
Co., population 800. Forest City, St. Francis
Co., population 1400. Green way. Clay Co., pop-
ulation 600. Greenwood, Sebastian Co., popu-
lation 550. Hackett City. Sebastian Co., popula-
tion 1000. Hamburgh, Ashley Co.. population
1000. Harrison, Boone Co., population 1300.
Hunts ville, Madison Co., population 500; Jones-
boro. Craighead Co., population 9000; Jud-
sonia. White Co. , population 800. Lonoke, Lonoke
Co.. population 1500. Magnolia, Columbia Co.,
population 2550. Marlanna, Lee Co., population
X90O. MonticeUo, Drew Co., population 8o|. Mor-
riltoo, Conway Co., population 1800. Mountain
Home, Baxter Co., populatkm 500. Mulbury,
Franklin Co., population 550. Nashville, Howard
Co. , population xaoo. Newport, Jackson Co. , pop-
ulation 9500. Paragould, Greene Co., population
i5«o. Paris, Logan Co., population 800. Perry-
▼TUe, Perry Co., population 500. Pocahontas, Ran-
dolph Co., population 600. Prescott, Nevada Co..
population 1500. PlummerviUe, Co.,
population 700. Rector, Clay Co., population 600;
Rogers, Benton Co., population 800. Russell ville.
Pope Co., population 1800. Searcy, White Co.,
population aooo. Siloam Springs. Benton Co.,
population 9500. Springdale, Washington Co.,
population 500. Star City, Lincoln Co. , population
500. Texarkana, Miller Co., population 8500.
Walnut Ridge, Lawrence Co., population 700.
Washington, Hempstead Co., population 1000.
Wynne. Cross Co. . populaMon 500
CALIFORNIA.
llameda* Alameda Co., population *xo,ooo; 9
ok and ladder trucks; 5 hose caniages; 4 chemi-
extittguishers (hand) and 4 Johnson pumps;
» feet rubber hose, 3950 feet cotton, good; 140
!n, volunteers. F. K. Krauth, Jr.
Water Supply— Water-vrorks; pump from ar-
ian wells; a cisterns, 40,000 gallons capacity; 9
ervoirs, 700,000 gallons capacity; 40 miles of
eet mains and supply pipes; diameter 3 to X9
:h; 90 hydrants; 5^ Crown meters; cost to eon-
>ict« $175,000. D. Linderman, Supt.; J. Mil-
Kton, City Clerk.
Inahetey Los Angeles Co., population aooo;
a, 9000 acres; mercantile buildings, brick and
od. one and two stories; dwellings, wood, one
1 two stories; department consists ot x hand en-
le. X hose carriage, x hook and ladder truck;
» feet good rubt)er hose; value of apparatus, etc.,
no; X building owned; 90 volunteer members;
1 alarm. Chief elected by town trustees. S. O.
»d.
Vatbr Supply— From wells to tanks; Hooker
ap; capacity 70,000 gallons; 9 hydrants; i}^
les 4-inch mains; xo gates; quality excellent;
!S8ure5o pounds; owned and operated by city.
Schneider, Supt.; F. By, Mayor; Max Nebe-
g, City Clerk.
knderaoBy Shasta Co., population '1500; fire
nrtment report withheld.
Vater Supply— Mountain stream; gravity to
ervoir; capacity of same, 3000 gallons: i mile
ins; 9hy<&ants; cost of works, $11,000; pres-
e, 60 to 80 pounds; operated by Anderson Water
. Edw. Aldersley. Supt.
intiochy Contra Costa Co., population ^796; x
id engine; x hose carriage; 400 feet rubber hose;
men, volunteers. J. D. Wightman.
Vater Supply— Tank, poor supply. C. A.
ecncy, Town Clerk.
ireatay Humboldt Co., population X9oo; build-
is, wood, one and two stories; department con-
sists of X hook and ladder truck, 9 hose carriages;
X300 feet rubber hose, good; value of apparatus and
« .^ _ expenses
, system;
mountain springs; X4 hydrants; ^ mile mains;
diameter, 3 to 7 inch; 4 gates; quality good; cost of
construction, $19,000; pressure 50 to 60 pounds.
Wm. Carson, Pres. W. W. Co.; O. H. Sprung,
Supt.; J. N. Davies, Mayor; C. L. Pardee, Town
Clerk.
AabvfBy Placer Co., population 3000; build-
ings, brick and wood, one and two stories; depart-
ment consists of 9 hose carts and 800 feet of No. x
cotton hose; value of apparatus and supplies, $aooo;
50 volunteer members. W. B. McGuire.
Water Supply— Water-works; gravity system;
direct pressure; river to reservoir; 75 hydrants; 9
miles o>inch mains; pressure xoo to 950 pounds;
cost of construction, $15,000; operated by company.
F. Birdsall, Pres.; F. W. Birdsall, Supt.; E. Walsh,
Mayor; H. C. Curtis, Town Clerk.
Axaaa. Los Angeles Co., populadon *5oo; brick
and wood buildings, principally two stories; no
regular department.
WATER Supply— Source, river; by gravity to
reservoir; capacity of same, 1,500,000 gallons; 6
miles 6 to xo-inch mains; quality, mountain water;
charcoal filtration; cost of works, $95,000; oper-
ated by private company. J. S. Slawsoo, Pres.;
D. A. Shaw, Supt.
Baker sfieldy Kern Co.. population "3000; x
steamer; x hand engine; x hook and ladder; 9 hose
carts; xooo feet rubber hose. 600 feet coton hose;
150 men, volunteers. Chief elected by department.
I- . J. Packard.
Water Supply— Source, wells; systein direct
and pumping to reservoir; Blake pumping ma-
chinery; capacity daily, 1.900,000 gallons; xi hy-
drants; 8 miles mains; diameter, 4 to 6 inch; quality
of water good, not filtered; cost of works, $28,000:
8
Fire ProtecHon and Water Supphf.
^.
CAUFOKmA^CdMiitwed,
pressure. 70 to 100 pounds; operated by priTate
company. W. H. Scriboer, Pres. and Supt.
Beaieia* Solano Co., population 3900; a hand
engines; 3 nose carts; z nook and ladder truck;
Z90O leet rubber hose; 50 band grenades; z wagon.
Tbos. McKay.
Water Supply— Water-works; creek pump to
reservoir; capacity of same 90.000,000 gallons;
Knowles pump; capacity z,ooo,ooo gallons; 45 hy-
drants; 8 miles mains: diameter 4 to 8 inch; 6 Gar-
ratt gates; 30 Worthmgton meters; quality good;
iron magnesia; cost to construct, $90,000: pressure
' to 70 pounds; works operated by Benida Water
; H. Kuhlman, Pres.; A. Robinson, Supt.
Berkeley, Alameda Co., population '5000; i
hose cart; 500 feet rubber hose. A. H Broad.
Water Supply— a reservoirs; doo,ooo gallons
capacity; 10 miles street mains and supply pipes;
Z4 hydranU. A. Wellendoiff. (See West Berkeley.)
Bodie^ Mono Co., population 9000; department
consists of a hose carts, i hook and ladder truck, i
double cylindn- Babcock engine; 1000 feet rubber
hose; cost of apparatus, $4000; annual expense.
$a6oo; z^ volunteer members; bell and whistle
alarm. JFl. Hartley.
Water Supply— Water-works; pumping sys-
tem iron! wells to reservoir; pump by Prescott &
Co.; capacity 504,000 gallons daily; 8 nvdrants; H
mile 6-inch mains; quality mineraL Wilson But-
ler, Town Clerk.
Calistoffa, Napa Co., population zaoo; build-
ings, brick and wood, one and two stories; depart-
ment consists of I hose carriage 500 feet cotton
hose, good; value of apparatus and simplies, $iaoo;
aa volunteer members; bell alarm, w. T. Sim-
mons.
Water Supply— Gravity pressure; 4 miles street
mains; za hydrants; 8 Loftus gates; 3 meters; pres-
sure 73 pounds. W. F. Fisher, N. W. Collins,
Town Clerk.
Cambria, San Luis Obispo Co., population
*40o; mercantile buildings, Irame, two stories;
wooden roofo permitted; dwellings, frame, one
story; department consists of z hook and ladder
truck; ao members; annual expenses, $qo; bell
alarm. Chief elected by oompanv. Geo. W. Lull.
Water Supply— wells, creek and reservoir of
Z5.000 gallons, from which pipes are laid.
Chlco, Butte Co., population *7ooo; area, 350
acres; fire limit, 75 acres; ordinance lor investigat-
ing causes of fires; mercantile buildings, brick, one
story; shingle roou permitted; dwellings, wood, one
and two stories; department consists of z steam en-
gine, z hook and ladder truck, 5 hose carriages;
Siamese couplings used; 3000 feet rubber hose, good;
aaoo cotton, new; value of apparatus and supplies,
$zo,ooo; z building owned, value $6000; z building
rented. $zao per year; z6o members, all volunteer
annual expenses, $aooo: bell alarm. Chief elected
by members. C. B. Swain.
Water Supply— Water-works; Holly system;
source, Z4 wells; capacity of each lyyo gallons
daily; a Garrett pumps; 5a hydrants; 35 miles
mains, diameter 3 to 8 inch; zo gates; quidily Az;
not filtered; pressure 40 to lao pounds. G. W.
Doon, Supt.; John A. Wayland, Mayor; J. D.
Sproul, City Clerk.
Cloverdale, Sonoma Co., population *zaoo;
buildings, stone and brick, one and two stories; de-
gartment consists of 6 chemical extinguishers, z
ose carriage; 500 feet rubber hose, good; zoo feet
cotton, good; value of apparatus and supplies, $600;
35 volunteer members; bell alarm. G. Cameron.
Water Supply— Water-works; direct pressure;
z reservoir, capacity 300,000 gallons; Worthington
bell
pomps, 780,000 gnlkms; 4 miles street ■
eter s to 6 inch; zy hydnnta; uicsMue 65^
Carl Ludwig. Supc; H. H. McKooa. Oak i
Town Trustees.
ColtoMySan Bemardino Co., ]
buildings, brick, two atofies; 5 [
tingoishers.
WATER Supply— Artesien wdb; fisfiiT"
tem; pressure 50 to 75 poqads; opesin bf 1
W. Co. just organised; A. B. Mine, ?»:.'•■
Osteo, Supt; A. Thompaon, Mayor; W.U.Bj
cox. City Clerk.
Colambta, Tuolmnne Co., popolsiin^
hand engines; a hose carriages; asofBetcooew
her hose; 500 feet good leather hose, sad ^ «|
poor; vcAnnteer d^artraent, 90 men. G. Way^j
Water Supply— 7 dstems and s R>b^i
gravity pressure; 5 miles of mains. G.Wiac.S^
Colnsa City, Colusa Co., popolstioB *^j
brick and frame buildings, one andtno <Bg||
hand engine; 3 chemiou hand extinfflitai|
hook ana ladder truck; z hose cazxiage; xw*
good rubber hose; aso feet poor; value of ifp^
etc., |z8oo; 3$ men. 7 paid full dme, 96 ntai»s
ill alarm. X Grover.
Water Supply— Water-works; pawf ?•
sure; from Sacramento river to tanks; o^
98,000 gallons; Worthington and Knovks^
total capacity z, 000,000 gallons dailv; 14 ^1^
5K miles mains; diameter 4 to 8 inoi; qBakytf
not filtered; cost of constructk>n, $40,000; pi^
aa to 40 pounds; operated and owned byJ j;
Cooke; VT B. Cooke, Supt; J. McAmii &
Clerk.
Dnteh Plat, Placer Co..
hose cart; 300 feet cotton, new; 600 ieet 1^
hose, old; volunteer department, 40 do. ^^
Baker.
Water Supply— Waterworks; iprings: F*^
system; capacity of reservoir, Z7c>,ooo gali^-
hydranto; 1% miles mains; diameter 6^°^
pressure Z70 pounds; owned and ^>cnted d; »
T. Coflln.
Bareka, Humboldt Co., population Bmj^
700 acres; fire limit, 75 acres; «««•«"« "^
brick and wood, one and three stories; sb^
roofs permitted; dwelhngs. frame, oae te^
stories; department consists of a stetm aj{B^
hand engine, 4 hose carriages, z hook sod av^
truck; Siamese ooaplings used; s^ ^7^
hose, aaoo feet cotton, uo feet leather; w*J
paratns and supplies. $z8.55o; 3 bail^«*r
value $5000; membership zoo; 4 P«»,"5^
alarm. Chief elected by members C^c^
Water Supply— Source, wells; «t*w» ^
and pumping to stand-pipe; capacity of *^^^
gallons; Knowles pumping machinery; Wr
padty, 403,000 gallons; 6 hydrsnts; rji^
mains ; diameter, a to 6 inch ; 5 meteis. y*v^
ton. Crown; 5 Garrett gates; quality of '^L *
qui
not filtered; cost of worics, $5a,ooo; |W^^
pounds; operated by private oompsny. ^J^
My, Pres.T H. L. Ricks. SupL; Jphn Vi**
Mayor; J as. T. Kelehar, City Clerk.
Folsom City, Sacramento Co.. pop"^
zooo; z hook and ladder company.
Water Supply— Reservoir and small pip»
Fresno, Fresno Co., population *7S*Jj|?J
engines; z hand engine; a hose carts; i wv^
ladder truck; a chemical extinguishers; i;^ .
new cotton hose; 78 volunteer mcmheR. ^'
Higgins. . ^
WATER Supply— Water-works; a^*l^
and canal; pumping system to tanks; ^°!rj
ton pump; capacity, z, 500,000 gaOons om^
hydrants; 8K miles mains; diameter, s to ss^ J^
Garratt gates; quality of water good; not tw^
Fire Protection and Water Supply.
t $50,000; prenore, 94 to 35 pounds; ftnnnal ez-
isest $6000; Louis Leacfa, Pres. works; W. S.
Marty. Jr., Sapt A. M. Cfaat, Mayor; W. B.
nnett. City Clerk.
vilroy, Santa Clara Co., population *98oo; x
un engine; 4 hose carts; z book and ladder;
0 feet hose; zao members, Tolanteer. L. J.
nreland.
Vater Supply— Water-works; streams; pump-
: to reservoir; 7 hydrants; 6 miles za-inch mains;
;ates; quality cood; pressore, 90 to 35 pounds;
aed bjr dty; J. W. Norris, Supt It has been
ed to issue $50,000 of bonds tor improvements
1 extensions to works. Louis Loupe, Mayor;
R. Pyle, City Clerk.
vrasa Talley* Nevada Co., population 5000;
a, 360 acres; fire limit, same; fireworks oidi-
tce and for investigating causes of fires; mercan*
buildings, brick, two stories; shingle roofr per-
tcd; dwellings, wood, one and a half stories;
lartment consists of z book and ladder truck, 5
e carriages; 700 feet good rubber huse; 50 feet
>r; 860 feet sood leather; 150 toeC poor; value of
laratus ana supplies, $4500; two buUdingB
led, value S3500; membership, 50, < paid; ez-
ises in z887, $700; bell alarm. Cnlef elected by
mbers. W. H. Freeman.
VTatbb Supplt-~3 reservcHTs; capacity, za,ooo,-
gallons daily; 3K miles street mains; diameter
argest, so inches; smallest, 6 mches; 65 hydrants;
ler pressure, 250 pounds. J. J. Dortey, Gen.
nager; A. B. Brady.
laaford. Tulare Co.. population *Z90o; z book
I ladder truck; z hose cart; 500 feet rubber hose.
Vater Supply— Water-works; pump from
lis to reaervour; hydrants; mains.
laywardsy Alameda Co., population aooo;
a, laoo acres; fire limit, zooo acres; ordinance
investigating causes of fires; fimme buildings,
) stories; shingle rood permitted; department
itists of a companies, 9 engines, 3 hose carts,
0 feet good hose.
Vatbr Supply— Water-works; za wells; pump-
system to reservoir; Gregory pumps; capadty,
30,000 gaUons daily; a8 hydrants; za miles
ins; diameter, 6 to zo inch; quality soft; cost to
istruct, $36,ooo; pressure, 90 to z^ pounds;
rks operated by Knox Bros. Wm. Knox, Supt.
nes A. Collins, City Clerk.
iealdatarf. Sonooui Co., population *90oo;
a, 640 acres; nre limit, same; mercantile build-
B. brick, two stories; wooden rood permitted;
fillings, wood, one story; department consists of
lemical engine, z hook and ladder truck, a hose
riages; zaoo feet good rubber hose; value of ap-
atus and supplies, $3900; building rented; an-
il rent, $60; value, $500; 43 members; all volun-
rs; total expense in Z885, $900; bell alarm,
ief elected by members.
Vatbr Supply— Water-works; pumping from
ings to reservoir; capacity, 500,000 gaUons;
ike pumping machinery; capacity, daily, 500,000
Ions; la hydrants; 3 nules 6-inch mains; cost to
istruct. $30,000; annual expenses, $500. F.
enig, Supt.
lollistery San Benito Co., population *35oo;
a, aoo acres; fire limit, same; fireworics ordi-
ice; causes of fires investigated; mercantile
Idings, brick and wood, one and two stories;
oden roofs prohibited; dwellings, wood, one and
) stories; department consists of z hook and lad-
* truck, 3 hose carriages; Z500 feet good rubber
yt\ aoo teet good leatner; 95 members, all volun-
r; bell alarm. Chief elected by companies,
tn. Eastman.
Vater Supply— z reservoir of 300.000 gallons
>acify daily; direct pumping and gravity pres-
e; Knowles pumps; capacity, 500,000 gallons; 6
miles street mains; diameter, 4 to 6 inch; ^
hydrants; water pressure, 48 pounds; water-woru
owned by private oorporadon; P. S. Hawkins,
Pres.; J. S. Hamilton, Supt H. Shaw, City
Cleric
Irriafft^B. Alameda Co.. population *5oo;
buildings, brick and wood, one and two stories; de-
partment consists of z hose carriage, aoo fieet cotton
nose, good; 90 members, volunteers. H. Weston.
Water Supply— Water-works; wells; gravity
system, and pump to reservoir; capacity of pump
3io,ooo gallons diaily; 3 hydrants; H n^uc ^n in<w
mains; cost of works, $za,ooo; pressure, ao to 30
pounds. H. Crowell, Wm. Msick.
JaekaoMy Amador Co., population z8oo; frame
and brick buildings, one and two stories; z hoae
carriage; 950 feet poor rubber hose.
Watbr Supply— Gravity system; canal and
river; 7 hydrants; a miles mains; diameter a to tf
inches; quality good; cost to construct $30,000;
Sressure for fire, Z70 pounds. B. F. Richtm^er,
upt.; Ellis Evans.
I«iT«raiony Alameda Co., population *a5oo;
fireworks ordinance; mercantile buildings, brick
and wood, two and three sfories; wooden roo& per-
mitted; dwellings, frame, one and two stories; de-
partment consists of z hand engine, z hose carriage,
z hook and ladder truck; Siamese coopbngs used;
800 feet cotton hose, good; aoo poor; value of ap-
paratus and supplies, $z57o; z building In use,
owned by dhr, value $zooo; membership 50, paid
by town; bell alarm. Chief elected by board of
trustees. A. W. Bradshaw.
Watbb Supply— 3 reservoirs, supplied from
streams; diameter of mains, 3 to 8 inoues; z well,
steam pump; zo hydrants. JTAylward, Supt.; D.
M. Connors.
Iioa Aagelesy Los Angdes Co., popolation
*8o,ooo; fire limit, 360 acres: iirick end frame build-
ings; 7 steam fire engines; 6 chemical hand extin-
guishers; z hook and ladder truck; 9 hoae carriages;
za,ooo feet good rubber hose, 500 feet poor; 6
horses; value of apparatus, etc., $z5,ooo; expenses
in z888. $73,000; electric alarm.
Water SupPLY—Water-works; source, river;
system, gravity and pumping; Worthiagton pumps;
z6o hydrants; za< miles mains; diameter, a to 56
inches; Z50 Wortbington meters; Quality, Az; aver-
age pressure, 40 pounds. W. H. Perry, Pres., and
M. L. Wicks. Supt.; H. T. Hasard, Mayor; T.G.
Teed, City Qerk. Two companies supply water;
report is for one only.
liOa Gatoa, Santa Clara Co., population aooo;
buildings, wood, one and two stones; department
consists of z hose carriage; 300 feet cotton hose,
good; 300 feet rubber hose, good; value of appa-
ratus and supplies, $500; 0$ members, vcdunteeis;
bell alarm. E. J. Crandall.
Water Supply— -Water-works, gravity press-
ure; 3 reservoirs; 3 miles street mains; 4 hyuants;
pressure. Z50 pounds. W. D. Tisdale, Supt.; A.
E. Wilder.
Madera, Fresno Co., population *z6oo; z hand
engine; z hose cart; 500 feet rubber hose; 40 vol-
unteers. E. E. Vincent.
Water Supply— Water supply from flume to
cisterns.
Marti nezy Contra Costa Co., population *Z50o;
area, 400 acres; frame buildings, two stories; 50
volunteer members; z hook and ladder truck; 4 nre
extinguishers; z hose carriage; 400 feet hose. £.
H. Ludden.
Watbb Supply— Wells and steam pumps. D.
R. Thomas, owner. G. T. Bush.
MaryaTlllef Yuba Co., population 6000; brick
and frame buildings, two stories; 3 steam eneines;
10
Fire ProtecHon and Water Supply.
CALIFORNIA— CMuwA/.
z hook and ladder track; 5 hose carriages; azoo feet
good rubber hose; value of apparatus, etc., $15,000;
13 men paid; expenses for 1887, $4000; bell alarm.
John Colford.
Water Supply— Water-works; 23 reserroirs;
gravity pressure; 15 hydrants. L. H. Babb, Supt.;
F. E. Smith.
Merced y Merced Co., papulation *30oo: z steam
fire engine; z band fire engine; z hook and ladder
truck; 9 hose carts; Siamese couplings used; 800
feet rubber hose; valued apparatus, etc., $9000;
z building used; membership, 50; annual expenses,
$300; befi alarm. Henry Bearwald.
Water Supply— Wells and cisterns; 6 hydrants;
annual expenses of water department, $300. J.
Naffgiger, J. Myall.
Mission San Jose* Alameda Co., population
500; buildings, wood, one story; shingle roofs;
department consists of z hook and ladder track, z
hose carriage; 300 feet robber hose, good; value of
apparatus and supplies, $500; members, 39 volun-
teers; bell alarm. Jas. Stanly.
Water Supply— Reservoir, capacity z.ooo.ooo
gallons; source, mountain springs; direct and grav-
ity pressure; one-half m'ile 3 K-inch street mains; 8
hydrants. J. Gallegos, Supt.
Modesto* Stanislaus Co., population ^2500; z
hook and ladder track; 3 hose carts; a chemical ex-
tinguishers (hand); 700 feet poor robt>er hose, 800
feet new cotton; 65 volunteers. J. Hamilton.
Water Supply— Tanks, zoo.ooo gallons ca-
pacity; pump power and connections sufiicient to
pump three iull streams; gravity pressure; a hy-
drants. S. Rogers, R. McHenry, Trustees; S. B.
Farish.
Monterey* Monterey Co., (includes Pacific
Grove,) population z^; buildings, wood and stone,
one and two stories; department consists of z hose
carriage, z hook and ladder truck; 600 ft. good cotton
hose; 95 volunteer members; bell alarm. J. A.
Smith.
Supply— Water-works; direct pressure; 3 reser-
voirs; total capacity, z63.ooo,ooo gallons; za hy-
drants; 35 miles mains; fine quality; cost to con-
stract, Sz,5oo,ooo; pressure, zz^ pounds; operated
by Pacinc Improvement Co. JT J. Skinner, Supt.;
A. A. Oslo, Clerk to Town Trustees.
Pacific Grove Retreat, New Monterey, and Del
Monte, are also supplied by these works«
Mott« Siskiyou Co.; wood buildings, two sto-
ries; no fire department.
Water Supply— Steam pumps, xo horse power,
and direct pressure; z inlle street mains; za hy-
drants.
Napa City, Napa Co., population about *65oo;
area, zo8o acres; fireworks ordinance; mercantile
buildings, brick, two stories; fiame dwellings, one
and two stories; z hand engine; 8 chemical ex-
tinguishers; z hook and ladder track; 3 hose car-
riages; 900 feet rabber hose; zoo feet linen; 2500
feet cotton; a buildings in use, owned by dty; x«>
members, all volunteers; fire alarm telegraph. H.
L. Eastman.
Water Supply— Water-works; pump to reser-
voir; 5a hydrants; 8 miles mains; diameter, 2 to 8
inch; Z3 Ludlow gates; za meters; good quality,
not filtered; cost of construcdon, $50,000; pressure,
45 pounds. T. R. Parker, Supt.; F. ~ ""
Clerk.
Naperrille, Du Page Co., population *30oo;
area, 640 acres; fire limit, 40 acres; causes of fires
investigated; mercantile buildings, brick, wood and
stone, two stories; wooden roofs permitted outside
fire limit; wood and brick dwellings, two stories;
department consists of z steamer, z nand engine, z
hook and ladder track; z^hose carriage; 1000 feet
good rubber hose; no horses; value of apparatus |
. Ramey, Town
and supplies, $6000; value of brnkSngs osel Im
80 volunteer members; annual expeoaes. %px, bd
alarm. Chief dected by village coiadL Jok^
Eggerman.
Water Supply— Wells, river and spriactsooki
Thos. W. Saylon, Town Clerk.
If erada City, Nevada Co., popaiBtin *e»
area, 640 acres; fire limit, Z5 acres; fireworics ora-
nance; mercantile buQdings, brick, two sax.
shingle roo6 permitted; dweUmj^ wood, one a^
a half stories; departmeot consists of 5 hose c»
riages; Siamese couplings used; aooo feet te:
good; value of apparatus and supplies* $fioac3
buildings owned, value $6000; 70 members, iS ^
unteers; annual expenses, $zaoo; bell abm. 0^
elected by members. J. E. Isaac.
Water Supply— 3 reservoirs, snppGed =5?
river; capacity z,ooo,ooo gallons daily; axavi^sv-
tem; 4K miles street mams; diameter oTlargecE
inches; smallest, 4 inches: 4Z hydrants; tu Bf
OTessure. J. B. Brown, Supt.; A. Ganit, Mtir
Thos. Carr, Town Clerk.
NipomOy San Luis Obispo Co.. popaSancais
buildings, wood, one and two stories; depsrtae
consists of buckets and hose; bell alarm. H. ^
Ketchum.
Water Supply— Gravity system; springs »»•
ervoir; 98,000 feet street mains; cost, $15.0°^ ^
B. Thayer. Pres.; W. Adams, Supt.
Ifortli Saa Jnaa, Nevada Co.. popolee
*5oo; 3 hose carts; zaoo feet cotton base; 4> °^
bers, volunteers.
Water Supply— Water-worics; gravity ats-
ure. Z35 pounds.
Oakdale. Stanislaus Co., populatioa *iacc; :
hook and lacider track; z hose cart; 500 fee: T&f
hose; 40 volunteer members. Anthony Arnold
Water Supply— Water-works. Thos. Rci«a
Oakland, Alameda Co.. populatior *5>?^
area, 4833 acres; fire limit, 44 acres; causes cf ce
Investigated; brick and firame buikiings. t«9 ?
four stories; department consists of 5 steam ^^^
8 chemical hand extinguishers, a hook and w^
trucks, 6 hose carriages; Z500 feet robber 9ss^t^
feet cotton hose, good; az horses; value of >g9f
ratus und supplies, $30,835: 4 buildings ovse^
value $Z3,ooo; one rented at $300 per year; 66a^
bers; mil paid members, zy; paid part, 49; expect
in 1887, $33,a8o; Gamewell fire alarm; 4* 5*
boxes. Cmef elected by dty ooundL Jas.F.K»
WATBR Supply— Water-works; combined pf-
ity and pumping systems from lakes and aitesis
wells to reservoirs; capacity erf 3 reservoirs. 1 ok-
000 gallons each; capacity of Lake Chabot, 5/n-
000,000, and Seneshal. 370,000^000 galkxis; Cas-
eron pumps; daily capacity, 500,000 galioos, »
hydrants; 164 miles mains; Z50 meters; prHSce^
40 to 90 pounds; cost to construct, $5,300,000: o-
nual expenses, $zao,ooo; interest. 6 per cent-; ^
crated by Contra Costa Water Co. Henry TiffX
Pres.; Chas. Purcell, Supt.
Oceanside* San Diego, Co., popnlatioii i3c^^
buildings, brick and wood, one and two stones; y
members; gun alarm. W. R. Sole.
Water Supply— Direct pressure; z resen*
A. J. Mejrer, Pres.
OroTilie. Butler Co.. popuUtion 3500; ar»
640 acres; fire limit; 500 acres; fire company fflvO"
tigates causes of fires; mercantile buildings, vt^
one and two stories; wooden roofs penujwc-
dwellings, frame, one and two stories; deptftarti
consists of I hook and ladder track, z chciniciu«;
tinguisher, a hose carriageSr z8oo feet ni^btf Q^f;
value of apparatus and supplies. $aooo; i ooiiacf
owned, value $5000; 70 members, all vohmices
Fire Protection and Water Supply.
II
ie\ alarm. Chief tlactad bj department. E. W.
WATER Supply— Creek; gravity lystem to res-
snroir; capaoty a,ooo,ooo gaUonj; 35 hydrants; $
nfles mains; pretsore jo pcrands; coet, $9o»ooo.
rohn J. Smith, Pres.; D. N. Friesleben. Supt.
PaoUie Giore, Monterey Co. (See Monterey.)
PaaaMeMa. Los Angeles Co.. population *9aoo.
Watsb Supply— From riTcr to reservoirs; total
apadty of same. z,90o,ooo gallons; ao miles mains;
liameter, 4 to za inch; — hydrants, pressure 80 to
C40 ponnas; cost of works, $50,000; operated by
mvate company. Goo. W. Hayes. Pres.; J. L.
Simmons. Snpt.
PetalwBA* Sonoma Co., population *45oo;
irea, 1440 acres; fire limit. 9 acres; fireworks ordi-
lance; mercantile buildings, brick, three stories;
iwellings, wood, two stories; department consists
>f z hand engine, z hook and ladder truck, 4 hose
ttrriages, zooo feet rubber hose, poor; aooo feet
»tton, good; value of apparatus and supplies,
^7000; 9 buildings owned by dty, value $4000;
innual expenses, $450; bdl alarm. Chief elected
)y members. H. Pimm.
Water SuPPLV—Water-works; gravity system
o reservoir; capacity a,ooo.ooo gaflons daily; 3Z
lydrants; zy miles mains, diameter 4 to 8 incn, 30
Ifates, Chapman and Eddy; 4 meters, Worthington
ind Crown: quality good; cost of construction es-
imated at $z5o,ooo; annual expenses $5000; pres-
mre 60 to ^ jxmnts. H. E. Lawrence, Pres. W.
V,\ F. P. Doyle, Supt: Geo. F. Allen, Mayor;
:nias. H. Egan, City Clerk.
A new stOTagereservoir will be constructed during
[889.
PlaG6rTlll«9 Eldorado Co., population *aooo;
ireworks ordinance; mercantile Inuldings, brick,
me and two stories; shingle roofis permitted; dwell-
ng. frame, one and two stories; department con-
ists of s hand engines, a chemical hand extin-
^hers, a hose carriages; zaoo feet cotton hose.
;ood; value of apparatus and supplies, $5000; a
mildings owned, value $3500; 80 members, volun-
eers; bell alarm. Chief ^ected by members. H.
». Morey.
Water Supply— a reservoirs, capacity 500.000
rallons daily; gravity system; za cisterns, supplied
rom springs; ^)i nules street mains, diameter 3 to
inches; z8 hydrants; pressure 47 to Z50 pounds.
\. W. Barlow.
POEiOaay Los Angeles Co.. population *5ooo;
hose cart; 500 feet cotton hose; z hook and ladder
ruck; 35 volunteer members.
Water Supply— Water-works; artesian wells;
ravity pressure; ao hydrants; 30 miles mains,
iameter 4 to 8^ inch; Chapman gates; quality
pod; cost of construction, f zoo,ooo; pressure 45
ounds; operated by Pomona Land and Water
:o. H. X Nichote, Supt.; C. E. White, Mayor;
Lzra Cnbb. City Clerk.
Red BlafTy Tehama Co., population *490o;
rea. zaoo acres; fire limit, zao acres; mercantile
nildings, brick, two stories; wooden roofs permit-
id; department consists of z steam engine, a hand
Dgines, 4 chemical hand extinguishers, z hook and
idder truck, 3 hose carriages; Siamese couplings in
se; zzoo feet rubber hose and zcoo feet good cot-
)n; value of apparatus and supplies, $10,000; 3
uildings owned, value $4000; zzo volunteer rocm-
ers; bell alarm. Chief elected by town trustees.
I. Bidwell.
Water Supply— Water- works; direct pumping
Qd gravity pressure; 3 reservoirs, supplied by
amp and creek; diameter of mains, 3}^ to la inch;
> hydrants; pr^ure, ao pounds. C. Cadwallader,
upt.
Aaddlagy Shasta Co., population *25oo; z hose
cart; 500 feet cotton hose; z hook and ladder truck;
55 volunteen. A. S. Castle.
Water Supply— Reservoir; suppUed firom river
b^ pumps; pressure, 30 pounds. S. P. Fillman. F.
Redwood CItTy San Mateo Co.. population
z6oo; z hand engine; 6 chemical extinguishers; 2
hose carriages; Z300 feet rubber hose; volunteer de-
partment. 35 men. G. W. Lovie.
Water Supply— Water-works; artesian wells;
pumping to reservoir and direct into mains; 33 hy-
drants; cost of works. $ao,ooo; interest paid on
bonds, 6 per sent A. Gordon, Pres.; J. Stalter,
Supt.; J.W. Glennan.
RlTenidOy San Bernardina Co.. population
5000; brick and wood buildings, one and two sto-
ries; department oonsisU of z hook and ladder
truck, z hose carriage: zooo feet good cotton hose;
value of apparatus and supplies, $aooo; 33 volun-
teer members; bell alarm. J. N. Keith.
Water Supply— Water-works; gravity system;
zo artesian wells; z reservoir: capacitv, 350,000 gal-
lons; 38 hydrants; 90 miles mains; diameter, 6 to
z6 inch; pure quality; cost to construct, $aoo,ooo;
operated by Riverside Water Co. J. G. North.
Pres.; Flrank Cuttle. Supt.; E. W. Holmes, Mayor;
A. S. Alkire. City Clerk.
facimmeatOf Sacramento Co., population
39,000; area, z6,ooo acres; fire limit, ^ acres; fire-
woiks ordinance; causes of fires invesdgated; mer-
cantile buildings, brick, three stories; dwellings,
frame, two stories; department consists of 4 steam
engines, a chemical hand extinguishers, z hook and
ladder truck, 6 hose carriages; 4000 feet rubber
hose; Z355 feet cotton, good; za horses; value of ap-
paratus and supplies, $a8,ooo; 5 buildings owned.
value $35,000; 38 members, za full paid, 96 part
paid; annual expenses, (97,000; fire alarm tele-
graph, 93 street boxes. Chief elected by commis-
«oners. M. O'Mera.
Water Supply— Water-works; direct pumping
system; z reservoir, capacity 950,000 gallons; Holly
pumps, daily capacity 7,000,000 gallons; 35 miles
street mains and supply pipes; diameter, 4 to 90
inches; 369 hydrants; pressure, 40 to 60 pounds;
construction, $350,000; annual expenses, $95,000.
H. C. Wolf, Supt.; E. H. McKce.
SaiBt Helena, Napa Co., population «9i^oo;
area, aoo acres; firevrorki ordinance; causes of nres
investigated; mercantile buildings, wood, stone and
brick, one and two stories; wooden roofs permitted;
wood dwellings, two stories; department consists
of z hook and ladder truck, a hose carriages: zioo
feet good rubber hose; 400 feet good cotton; value
of apparatus and supplies, $1500; z buildina owned,
value $9300; 77 volunteer members; beu alarm.
Chiet elected by board of town trustees. R. B.
Bell.
Water Supply— Water-works; gravity pres-
sure; z reservoir, supplied by streams; capacity.
9,500,000 gallons daily; 5 miles street mains; di-
ameter, 9 to 8 inch; 99 hydrants; pressure. ZZ9
Sounds; cost to construct, $30,000. W. A. C.
mith, Pres.; S. Ewer, Supt.; J. Haire, Town
Clerk.
telinaa, Monterey Co.. populatkm*300o; area,
64cx> acres; fire limit, 38JO acres; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick and frame, one story; dwellings,
frame, one story; department consists of a chemical
hand extinguishers, z hook and ladder truck, 3
hose carriages; azoo feet good rubber hose; zooo
feet poor; 300 feet leather, poor; value of apparatus
and supplies. $9000; z builoin gowned, value $3000;
QO members, idl volunteer; annual expenses. $aoo;
bell alarm. Chief elected by companies. G. E.
Lacey.
Water Supply— Water-works; pump to tanks;
9 Enright pumps; capacity zao.ooo gallon^; 94 hy-
Fire Prctedian and Water Supply.
t
CALI FORNIA— CM/teMdl
dranu: 7 miles 6*iiich maiiis; Earlsht gates; quel-
ity good; prefsure ao to 40 ponaoi; operatM bf
oompuiy. W. Vandenbttrst. Pw«.; A. Day.Sapl.;
W. J. HiU. Mayor. J. J. KcUy. Qty Cleik.
San AMdreaa. Calaverat Co., population *teo;
I hand engine; x bo«e cart; 500 feet cotton hos«;
400 feet leather; 45 membcrt, Tolunteen. C. M.
Wbitlock* Foreman.
Watbr Supply— Water-wotks; graTity pres-
sure.
8am BamardiBO. San Benardino Co., popa-
lation *6ooo; bnckand frame twdldings. two stories
high; wooden rood not permitted within lire limits;
department consists of x steam engine, x hand en-
gine, a hose carriages; 1500 feet good mbber hoae;
4C0 poor; Tahie of apparatus, etc.. $7000; 60 men.
A volunteers, a paid fall time; expenses in z88S.
•1500; bell alarm. Jas. G. Burt.
WATBK Supply— Cisterns, UA by artesian walls,
floo in number. B. B. Harris.
Baa BaeaaTamtara. Ventura Co., population
4000; 3 hose carriages; x book and ladder truck; ^
men, volunteers; xaoa feet hose; 36 buckeU. Jr.
E Marker.
Watbr Supply— Water-works; source, Ventura
river; gravity and pumping system; Wortfalngton
pump, capacity ao.ooo gallons in 10 hours; xo
hydrants; xo miles mains, diameter 3 to 04 inch; ao
Eddy gates; 6 Worthington meters; quality best;
gravel filtration (nanind); cost of constructloQ,
$152,646; pressure 30 to 65 pounds; annual ex-
peases $3976; operated by private company. G.
w. Crismaa, Pres.; E. P. Foster. Supt.; P. Char-
lebois, Mayor; J. F. Newby, City Clerk.
San Dleco* San Diego Co., population '30,000;
mercantile buildings, brick, two to five stories;
frame dwdlings. one story; department consists of
I book and ladder truck, 3 hose carriages; Siamese
couplings used; 3350 feet good hose; value of ap-
paratus, supplies and building, $9950; xao perma-
nent men paid; bell alarm. Chief elected by de-
partment Frank Avery.
Wateb Supply— water-wofks; gravity system
and pumps from river to reservoir and stand-
pipe; Gaakill and Worthington pumps; total
daily capacity 6,600,000 gallons; 06 hydrants; 55
miles mains, diameter a to ao inch; a«> Ludlow.
Eddy and Chapman gates; too worthington
meters; quality excellent, not filtered; pressure 40
to 170 pounds: interest on bonds 6 per cent; oper-
ated by San Diego and Coronado Water Co. E.
S. Babcock. Jr., Pres.; Jos. A. Flint, Supt; M. D.
Hamilton, Mayor; J. A. Thomas, City Clerk.
San FraneUcoy San Francisco Co., popula-
tion *35o,ooo: area, 27,000 acres; fire limit, 17,000
acres; ordinance for investigating causes of fires;
mercantile buildings, brick, two to four stories;
dwellings, wood, two to four stories; department
consists of 15 steam engines, 5 hook and ladder
trucks, 8 hose carnages, x fire boat; Siamese coup-
lings used; a5,ooo feet good rubber hose; 80 horses;
value of apparatus and supplies, $iao,ooo; aS
buildings owned, value $350,000; 345 members, 98
full paid, a3a part paid; annual expenses,
$396,873.13; telegraph alann, 188 street boxes.
Chief elected by Board of Fire Commissioners: fire
patrol supported by insurance companies. David
Scannell.
Water Supply— Water-works; gravity pressure
and pumping system; xo reservoirs, capacity about
{11,000,000 gallons daily; 4 pumps, capacity ax,-
spo.ooo gallons daily; 1544 nydrants; 338 miles
fit^ns, diameter 3 to sdiodi; 600 gates (various man-
dep'^rers); X300 meters (Worthington and otber
hooliuiacturers); quality of vrater good, not filtered;
good^f works about $17,000,000; pressure x<Mp xso
pounds; annual expenses ^00,000. C. W.Hovaii
Pres.; W. W.; Chas. ElUott Otv SqiL; L &
Pond, Mayor; RusmO. Cfty Clefk.
Baa Jose, Santa Clara Co., popobliQa 'ag^
area, 0940 acres; fireworks onmuoioe and for »
vesdgating causes of fires; mercantile brnkfisis
brick, two stories; dwellings, wood, two slories; it
partment consists of 4 steam engines, i band »
gine, a hook and ladder tracks, 5 hose canity
axoo fseC rubber and aooo feet cottoa hose, pnd; e
?2i
in use (not owned); value of apponias nd
supplies, $46.56x; buildings, $X4,8oo; 40 meabes
xo full paid, 30 part paid; annual expenses. Iiiw
electric alarm, private boxes. Chief efeeied I?
council. R. Hoelbe.
Water Supply— springs; gravitT tfim\ 3
impounding and 3 distributing reaervcirs; toul »
P*city 155.000.000 gallons; Knourles piiapi;ds»
capacity a,ooo,ooo gallons; aoo hydrants; 65 aie
mains; diameter 3 to x6 inch; pressnre so 10 ^
pounds; cost to construct. $500,000; opeiaiedlF
San Joae Water Co.; E. Williaaia. Pkes.; V. i
Wilcox, Supt
8aa Jaaa, San Benito Co.. popabiioB te;
buildings, brick and firame, one and two suns :
hook and ladder truck; 30 TofamteexB. Tboi. Fte-
Wate« Supply— Wdls.
8aa Laaadro, Alameda Co. {1
Contra Coata Water Co.; see Oakfau .
tion X369; buUdiags, frame, 30 to 50 feet;
rooei permitted; department oonsiats of 3 boacS'
riagea, a ladders; 1450 fleet good finon hose; v^
of apparatus and supplies, $xaooc ag acnboi
paid part time; bell alarm. C. Ivaraon.
Watbb Supply— Direct syatam; 3 miles ■&»
XI hydrants; 50 pounds pressure.
Saa Iialc OMs|^, San Lids Obispo (XFtf-
ulation 3500; area, 640 acres; fire ttmit, 96 u»
fireworics ordinance; causes of fires invcstifaft
mercantile buildings, wood, one to three aoes
shingle rood permitted; department conaM «•
hook and ladder trudi, 3 hose cairiages; saas
couphngs used; xooo feet poor rubber to^y
feet cotton, good; value of apparmtos and fuf^
$aooo; buildings, $3000; 75 memben, sB ^f^
teers; annual expenses. $300; bcO alaim. 0»\
elected by members. A. Kteraa. . I
Water Supply— a reservoirs; total oip"^
ax,5oo,ooo gallons; supplied by springs; fi«*Br
xa -miles street mains and supply pipes; diiaat-
5 to 7 inches; ax hydrants; pressure, 60 pmsSi
J. P. Andrws, Supt.; W. S. Canaoa, W^
Martin Egan.
Saa Matao, San Mateo Co., popolatioi i»;
buildings, bridt and wood, two stoiics; depeim^
consists of X hand engine, 6 diemical hisd tf-
tinguisbers, x hook and ladder trudc, x bose <i^
riage; 600 feet good rubber hose; value of iff*f'
attts and suppnes, $aooo; 35 volunteer nc^ss
bell alarm. C. Hatdi.
Watks Supply— Gravity system; a8 hydia*
A. Hayward. G. A. Bartlett.
Saa PedrOy Los Angeles Co. (See WOmisC*^
San Rafael, Marin Co., populatioo^^
frame buildings, one and two stories; shingk i»
tin roofe; i hook and ladder truck; 4 ^^^'^^
riages: 1800 feet good rubber hose; 7Sf>^^
1500 feet cotton, good; 2«> poor; 58 folaa^
members; bell alarm. J. E. Buflx.
Water Supply— Water-works; gni^»%*y*^
reservoirs; storage capadty 80,000,000 gsDoes: -p
hydranU; ay miles mains; diameter 10 inckijj"
ity first-class; sand filtration; cost to eo^*;
$3ao,ooo; pressure 35 to 80 pounds; es&BM»d"J
nual expense, $5000; interest oa bpSJf "^/T:
cent R. Walker, Pies, and Supt. of W. V.. Oj
Fire Protection and Water Supply.
^3
^. B. Bimdibfd, Mayor; R. B. Loudoo, City
::ierk.
Santa Aaaay Loi Angeles Co., population
;ooo; brick and wood bofldings, one to three stories;
iepartment consists of x chemical engine, z hook
ud ladder tnick, 60 rubber buckets; 43 members;
sxpenses in 1888, $500; bell alarm. A. Forster.
Water Supply— 4 tanks, supplied by steam
)umps; direct pressure; artesian well. W. H.
>purgeon, Supt; A. J. Howe, Mayor; £. Tedford,
Town Clerk.
Santa Barbara, Santa Barbara Co., popula-
ion *75oo; area, 2560 acres; fire limit, 30 acres;
ireworks ordinance; mercantile buildings, bnck,
me, two and three stories; wood dwellings, one to
wo stories; department consists of i steam engine,
hand engine, i book and ladder truck, 3 hose car-
iages; Siamese couplings used; z6oo feet good cot-
on hose; 250 feet good rubber. 260 poor; Talne of
ipDtfatus and supplies, |l6ooo; 60 members, all
volunteers; total annual expenses. Szooo; bell
ilarm. Chief elected by firemen at city election.
2. P. Poeder.
Wates Supply— 8 cisterns, resenroirt. Mission
rater-works; diameter of largest midn, 7 inches;
•mallest, a inches; 25 hydrants; pressure 75 pounds.
V. W. Canfidd, F. N. Gutcnii.
Saata Clara, SanU Clara Co., population
1700; department consists of z book ana ladder
nick, 9 hose carriages, i chemical engine, 6 chemi-
al extinguishers; 1050 ieet rubber hose; zzoo feet
!Otton; 150 volunteer members. J. F. Fitzpatrick.
Watbk Supply— Water-works; source, creeks;
gravity sjvstem to reservoir, 30 hydrants; 8 miles 5-
nch mains; pressure, average 35 pounds; cost of
instruction, $500. S. Morrison, Supt.; F. B.
Kingston, Mayor. (A new system is projected
luring Z889.)
SaaUi Cnii^ Santa Crux Co., population 8000;
krea. laoo acres; fire Umiu, 600 acres; buildmgs,
)rick and wood; department consists ot 5 hoae
arts, a hook and hulder trucks; 4000 feet rubber
ind zooo feet cotton hose; value of apparatus,
Scooo; 4 buildings m use. value $9500; expenses in
088, $4)600; electric alarm; la boxes. Enoch
Uzina.
Water Supply— Water-works; gravity svstem
rom creeks to reservoir; 60 hydrants; — miles la-
nch mains; — gates; ^ meters; quality Az; cost
0 construct, £250,009; operated bydty. W. H.
>uke, Supt.; G. Eiowman, Mayor; S. J. Lincoln^
Town Clerk.
SaaUi ftosa, Sonoma Co., population 7500;
i«a, 2000 acres; fire limit, 1280 acres; fireworks or-
linance; causes of fires investigated; mercantile
nuldiogs, brick and frame, two stories; wooden
oofs permitted; frame dwellings, two stories; de-
tartment consists of z steam engine, z hook and
idder truck, 2 hose carriages; Siamese couplings
ised; Z500 feet new cotton hose, 500 old leather;
alue ot apparatus and supplies, $6000; z building
wned. value $2000; 135 members, volunteer; an-
lual expenses, $z8oo. Chief elected by companies.
V. H. Grissam.
Water Supply— Water-works; reservoir; gravi-
f system; 34 hydrants; 20 miles 8-inch mains;
[uality pure; cost of constructioo, $135,000; pres-
ure, 56 to Z50 pounds; operated by private com-
tany; M. L. McDonald, Pres.; J. P. Gilhooly,
>upt. H. W. Byington, Mayor; S. H. Churchill,
lity Clerk. (A new system of water-works is pro-
osed during Z889.)
Samta Rosalit, Sonoma Co.; brick buildings,
ne and two stories; department consists of z steam
ngine, z hook and ladder truck, 3 hose carnages;
700 feet good cotton hose, zooo feet good leather
ose; value of apparatus and supplies, $7000; 90
members. 3 paid full tine; OTpeaies in z888, $4500;
bell alarm. H. Baker.
Watbr Supply— Wafteiwwocks; direct pfeasnre;
a reservoirs; 40 miles street mains; 38 hydrants,
pressure 60 pounds. M. L. McDonald, C. A.
Hoffiv.
Sonora, Tuolumne Co.. population Z49a; z
hand engine: i hook and ladder truck; 2 hose car-
riages; zo chemical extinguishers; Z300 feet good
hose; 90 members, volunteers. Ben. Mock.
Watkr Supply— Water-worici; gravity pres-
sure; 30 hydrants; 3 reservoirs; z dstem; capacity,
z, 800,000 galkms. J. Fergesoa. H. C. Brocben.
SlocktOB, San Joaquin Co.. populatk>a *ao,ooo;
area, 2720 acres; fire Umit, 640 acres; fireworics 01^
dinanoe; mercantile buildings, briok, two stories;
tin roofs; frame dweHiags, two stories; department,
3 steam engines, z chemical engine, z nook and
ladder truck, 3 hose carriages; Z500 feet rubber and
2500 feet gooaootton hose; zo horses; value of ap-
paratus and supplies. $30,000; 4 buildings belong-
mg to city, value $45,000; 260 volunteer members,
8 full oaid members; total expenses for z888, $Z3,-
500; fire alarm, bells, telegraph and telephone; zz
street boxes. Chief elected by department. Michael
McCann.
Watbr Supply— Water-works; artesian wells;
pumping to reservoirs and stand-pipe; Worthing-
ton pumps; daily capactity, 4,500,000 gallons; 8
miles mains; 650 taps; pressure, 35 pounds; oper-
ated by Stockton Water Works Co.; M. S.
Thresher, Supt. J. M. Walsh, Mayor; C. A.
Campbell. City Clerk.
Saisaa City, Solano Co., population zooo; z
hand engine; a hose carriages; 300 feet good cot-
ton hose; 28 men, volunteers. M. A. Maynard.
Water Supply— 5 dstems. O. B. Powers,
City Clerk.
Sattar Ciaek, Amador Co., population 900; z
hook and ladder truck; z hose carriaffe; 500 feet
rubber hose; 40 men, volunteers. — . Jansein.
Watrr Supply— Gravity pressure; z reservoir;
20 hydrants. Blue ILiake Water Co., owners.
TamfletOB, San Luis Obispo Co., population
*6oo; biick and wood buildings, one and two stories;
department, z hose carnage. 500 feet good cotton
hose; Z4 volunteer members. J. Moirow.
Water Supply— Water-works; gravibr system;
z reservoir, capacity, 35,000 gallons; 9o feet Ugh;
Dow steam pump; capacity. 00,000 gallons daily; z
mile street mains; 5 nydrants; cost to construct.
$6000. C. N. Phillip, Clerk; A. Seely, Town Clerk.
Traekee, Nevada Co., population z«o3; z
steam engine; z hand engine; zhook and ladder
truck; 2 hose carriages; 900 feet good rubber hose;
600 poor; 54 volunteer members.
Water Supply— Water-works ; gravity pres-
sure; 3 miles street mains; 9 hydrants and pumps;
cost to construct, $4000; Geo. SchaJfer, owner.
Talars, Tulare Co., population ^3200; frame
buildings; z engine; a hose carts; z hook and ladder
truck; zooo feet good hose; z engine-house in use;
45 men.
Water Supply— Water-works; pumping sys-
tem; artesian wells to reservoir, with direct connec-
tion with mains; Garrett pump; capacity 720,000
gallons daily; 23 hydrants; \o% miles mains; di-
ameter 2 to 10 inches; 23 Ludlow gates; Quality
good; not filtered; cost ot construction, $05,000;
pressure, 20 to 30 pounds: operated by company.
W. W. Madden, Pres.; W. D. Madden, Jr., Supt.;
C. F. Hall. Mayor; H. A. Charters. Town Clerk.
Uklali, Mendocino Co., population Z700; brick
and vrood buildings, one story; z hand engine; ^
chemical extinguisners; z hook and ladder truck;
hose carriage; 400 feet good eotton hose; soft
'4
Fire Protection and Water Supply.
CALIFORNIA— CutiMud.
CoodlMther; TalueoiappwatasandtUDpUes. $ieoo,
.Water SuPPLT-Gravity system; x reservoir; 3
miles street mains; diameter, 3 to 5 inches; 7 hy-
drante; 5 ConTerse gates; quality good; cost focon-
struct $9000. T. H. Jamesoo, Supt.; J. H.
Carothers. Clerk. ^
Val^lo, Solano Co., populadon 5981; bride and
frame buildings, one and a half ancf two stories;
wooden roots permitted; a steam engines; i hand
engine; i hook and ladder truck; 3 hose carriages;
3000 feet good rubber hose, aooo feet poor; 1600
feet good cotton; value of apparatus and supplies.
910.000; membership. 7 paid fail time, 4 paid part
time; 900 volunteers; annual expenses. $aooo* bell
alarm. O. L. Henderson. f^--'
Watbr Supply— Gravity and direct system; 15
miles la-mch mains; 70 hydrants? pressure. 60
pounds. Samuel Brown, C. Oazley.
-«Il!!?""i! J-.^*^*^ ^°» PoP^*tion •ssoo; brick
and frame buildmgs, one to four stories; department
consists of I hand engine, i SiUby steamer; a chem-
ical hand extmguishers. i hook and ladder truck, a
hose carriages; 1000 feet good rubber hose; value of
apparatus, etc.. $3000; 60 volunteer members; ex-
penses in 1888, $700; bell alarm. T. HaU.
Water Supply— Tanks, cisterns and hydrants;
3 miles street mains; diameter, 3 to 8 inches; 8 hy-
t"hS,^'?S^K"°''- •'•^•«»<^. Mayor:
WatsonTille. Santa Cruz Co., population
aSoo; 3 hose camai^es; i hook and ladder truck;
1250 Jeet good rubber hose, 500 feet cotton hose;
membership, 60. H. F. Peckham.
Water Supply— Gravity; 9 miles street mains;
diameter, 4 to 15 inches; 27 hydrants: ^k oounds
pressure. 5. W.^eckhaii, Xlayor; F. G. Lewwd!
Town Clerk.
W««t Berkeley, Alameda Co., population
•aooo; area. 3 miles; mercantile bulMings, frame,
two stones; wooden roofs; dwellings, frame, two
stones; department consists of i hook and ladder
truck, a chemical hand extinguishers, i hose car-
nage; 700 feet of rubber hose; 700 ieet good leather:
600 feet cotton; z building owned, value $8oo- 60
volunteer members; bell alarm. Chief appointed
by town tnistees. A. H. Broase.
Water Supply— Water-works; 3 cisterns; di-
ameter of largest pipe, 6 inches; smallest. 3 inches;
dP hydrants. Alameda Water Company. C. H
Spear, Town Clerk. ' ^. ».
pJXi!"?*? f^®"»i^* Angeles Co. (indndes San
Pedro), total population *4ooo.
Water Supply— Source, wells; pumping sys-
tem to tanks, and direct capacity of 3 tanks? li,-
000 gallons; Blake pumping machinery, daily
capacity 800.000 gallons; la miles mains; aa hy-
drants; 3 meters; pressure. 50 to 100 pounds; cost
? ? « *' *5o.<»o; operated by private company.
J. B. Banning, Pres.; A. Young, ^upt.
Willows, Colusa Co., population ♦1600; a hose
5?^i ?~ feet cotton hose; 55 volunteer members.
Chief elected by department. H. Bielar.
Water Supply— Water-works; Worthington
pump to tank; artesian wells: aatajdnats; it£e
8-inch mains; cost works, 930,000; Jos. tz^
Pres. W. W.; L. Lasher, SupL; presst "s
pounds, G. M. Potts. Mayor George Pub
Town Clerk.
Woodland, Yok> Co., popolatiaB '6m i^
partment consists of i steam engine, i hock c
ladder truck, a hose carriages, 1300 feet baits
volunteer members. E. C. Toothache.
Water Supply— Water-works; direct prsb
from wells to mains; Hooker, Thompsoa & Ins
steam pumps; capadtj 46.000 galloos per hoc 1
hydrants; 8 miles mams; diameter s (ogn;:^ 5
gates; z meter; quality, pure; not filtendss
to construct, $65,000; pressure aa poasds a-
nual expense, $7,000. W. W. Porter, Sopt ; I '
Hestor, City Cflerk.
Trekat Siskiyou Co., population sooo; 2ie.
engines; z hook and ladder truck; a hosecvrJit^
900 feet good leather hose; zac mcn,TclE^
Chas.Schock. ^
Water Supply— Springs; gravity sisn -
tank; capacity 60.000 gallons; a miles msb =
hydrants; pressure light; owner. Henry Sckii
The following places have no fire pn^'
Alturas, Modoc Co.. popidation 60a k^^-\
Grande, San Luis Obispo Co., popntetka "^
Biggs, Butte Co.. populatton zzco. Bte >
Humt)oldt Co., population 500. Concord. C:s:^
Costa Co., populadon 500. Crescent Csj >•
Norte Co.. population Z900. Dixon, Sobcs U
population zaoo. Downey. Los Angeles Co., ?-
lation zooo. Downieville. Sierra Co., pops^
600. Escondido. San Diego Co., popuUccc^
3 wells, z reservoir. Femdale. Humboldt C
population zooo. Gait, Sacramento Co., ^^'«
tion 900. Georgetown. El Dorado Co.. poi>s^
700. Gridley. Butte Co., popnlation 90& ^^
Amador Co., population iioo. Lakeportli^
Co. , population 935. Lodl, San Joaquin Ca pap-
ulation zooo. Long Beach, Los Angeles Co , kp
uladon 700. Mendocino, Mendocino Co., p^
tion 900. Mokelumne Hill,Calver8s Co., popc^*
600. Munrovia, Los Angeles Co. , popnittioii asK
Ontario, San Bernardino Co., populitioc ^
Orange, Los Angeles Co., population 68a «^
land. Colusa Co., population 500; Pi^ ^^
San Luis Obispo Co., population 500. Penis, ^
Diego Co.. population 600. Pleasanton. AIi»^
Co., population 800. Redlands, San Berot.'^'
Co., population 760 (has an ixrigsdon sysrec '
works). Rohnerville, Humboldt Co., poi^~
600. San Jacinto, San Diego Co. , popuUtioa mr-
San Marcus. San Diego Co.. popolatioc .ct
Santa Maria, Santa Barbara Co.. popolatioc ^
Santa Paula, Ventura Co., population 80a Si^
alito, Marin Co., population 800. Sebna, Frt9»
Co., popnlation zooo; Shingle Springs. £1 ^>^^
Co.. population 500. Sierra City, Sierra Ca, r?
ulation zaoo. Sonoma, Sonoma Co., poiR^^
Z49a. Susanville, Lasson Co., popolaoco 1-'
Travcr, Tulare Co., population 9501 Taiic*
Stanislaus Co.. population 750. VscaviHe, Sa^^'
Co.. population zajo. Weaverville. Trinity C?
population Z358. Wheatland. Yuba Co,. poT-*
tion 900. Winters, Yolo Co., populstioa .■*
Yuba City, Sutter Co., population zaoo.
COLORADO.
.A.imar. Park Co., population 446; area, 250
acres; fire limit, same; causes of fires investigated;
naercantile buildings, frame, one and two stories:
Shingle or other roofs permitted; department con-
sists of z steam engine, z hook and ladder truck, a
nose carnages; Siamese couplings used; 500 feet
good rubber hose; ^ fret good cotton; value of
apparatus and supplies, $6500; z building owned,
value $zooo; 50 members, z part paid; bell i^
Chief elected by department. C. Gumaer.
Water Supply— 3 cisterns, supplied by ««£
and 3 water stations on creek; zooo feet street p!p^
diameter a^ inches, used in oonnection v^b ^
hose; 4 hydrants. G. W. Bmrk, Mavor « ^
Byerly, Town Clerk.
Fire Protection and Water Supply.
15
LSpeoy Pitkin Co., popalaUon 7000; brick and
ae buildings, one to three stones; department
sists of I engine, i book and ladder truck, 4 bose
s; 3«)o feet cotton hose; 90 volunteer members;
le of apparatus and supplies, $9000; bell alarm,
ef elected by companies. W. K. Phillips.
/ATER Supply— Water-works; reservoir sup-
d by creek; gravity system; 41 hydrants; 5 miles
ns; diameter, 4 to 6 mches; pressure, 90 to 100
nds; works operated by private oompaov. H.
reraux, Pres.; H. Koch, Supt.; H. Webber,
yor; J. M. Hutton, Town Clerk.
Hack Hawk) Gilpin Co., p3pu]ation *i5oo;
1, 1250 acres; lire limit, 300 acres, chief investi*
ss fires; buildings, frame, one and a half stories;
artmeot consists of 3 hose carts; a steam pumps,
acity 1000 gallons per minute; 1500 feet good
on hose; value 01 apparatus and supplies,
00; value of buildings owned, $4500; 50 mem-
t, all volunteers; steam whistle alarm. Chief
:ted by companies. £. D. Brobst.
/ATER Supply— X reservoir; gravity; Knowles
ip; diameter of mains, 5 inches; la hydrants;
isure, 140 pounds; in charge of W. Boons. W.
E. Mayor; S. H. Bradly. Town Clerk.
lonlder^ Boulder Co., population *40oo; fire
t, 30 acres; fireworks ordinance; causes ot fires
istigated; mercantile buildings, brick, two sto-
; dwellings, brick and stone, one and a half
ies; 150 members, volunteers; i hook and lad-
truck; 2 hose carriages; 3500 feet good cotton
linen hose; value of apparatus, supplies, etc.,
00; value of buildings owned, $6000. Chief
:ted by council. H. £. Washburn.
/ATER Supply — Gravity system; i reservoir;
ssure. 65 pounds; 5K miles street mains; diame-
2 to 12 inches; iii hydrants; pressure, 65 pounds;
llow gates. E. A. Austin, Mayor; £. L. Coates,
r Clerk.
Ireckenridge^ Summit Co., population ^1657;
)den buildings, one and two stories; department,
)ok and ladder truck, a hose carriages; 500 feet
d rubber bose, 1000 feet good cotton; value of
aratus and supplies, $3000; 75 voluDteer mem-
s; expenses in z888, $700; bell alarm. £.
shold.
/ATER Supply— Water-works; direct pressure;
servoir; capacity, 5000 galk>ns; i)< miles street
ns; 22 hydrants; pressure, 90 pounds. £. M.
e, Wm. Fo
irade.
, Foreman.
tneaa VUtay Chaffee Co., population tii^;
1, 960 acres; fire limit, xo acres; frame and brick
Idinj^s, two stories; a chemicil hand extinguish-
z hook and ladder truck; i hose carnage; 1500
good cotton hose; value of apparatus and sup-
s, $5500; 60 members, i paid; oell alarm, w.
^ODover.
/ATER Supply— Water-works; gravity system;
miles street mains and supply pipes; diameter
mains, xo inches; 19 hydrants; Ludlow gates;
er pressure 60 pounds; cost to construct,
.000. £. M. Kemble, T. F. McGiff.
tenon City 9 Fremont Co., population *35oo;
^k buildings, one and two stories; department, a
mical hand extinguishers, i hook and ladder
:k, 3 hose carriages; 1300 feet good rubber bose,
feet poor; value of apparatus, $3000; 54 volun-
rs; bell and telephone alarm. Jas. H. Peabody.
Vatbr Supply— Water-works; direct pressure;
liles street mains; 24 hydrants; pressure 40 to
> pounds; Blake pumps; daily capacity 2,000,000
lions; cost to construct, $50,000; annual expense,
XX). Geo. T. Conaway, Supt.
[Central CilTt Gilpin Co., population ta473;
[Mutment consists of i hook and ladder truck, 4
Be carts; 1500 feet good cotton hose; no volun-
!r members. J. M. Auld.
Water Supply — Water-works; gravity sptem;
teervoirs; capadty, 665,000 gallons; 30 hydranU;
boi
9 miles mains; diameter a to 6 inch; 35 Ludlow
gates; 15 Hersey meters; quality pure; not filtered;
cost to construct, $45,000; pressure 40 to 160
pounds; annual expense, $3000; interest on bonds,
xo per cent, owned by city. James Davidson,
Supt.; F. Kruse, Mayor; R. S. Halt, City Clerk.
Colorado C1It« £1 Paso Co., population X500;
wooden buildings, ooe story; x hose carriage; 500
feet good cotton hose; value of apparatus and sup-
plies, $1000; 25 volunteer memben.
Water Supply— Water-works; gravity system;
6 hydrants; 5 miles la-inch mains; pressure X50
pounds. C. Stockbridge, Mayor; J. A. Cochran,
Town Clerk.
Colorado Springs 9 £1 Paso Co., population
xo.ooo; area, 4200 acres; fire limit, 50 acres; build-
ings, stone and brick, one to four stories; depart-
ment consists of I hook and ladder truck. 4 nose
carriages; 4800 feet good cotton hose; 500 feet rub-
ber; value apparatus and supplies, $10,000; i
building owned bycitv; value, Sx3,ooo; X67 mem-
bers; expense in x888, $3900, chief and assistant
paid; companies allowed $xo per month; Game-
well electric alarm; chief elected by department.
Chas. B. Ferrin.
Water Supply— Water-works; creek; gravity
S'Stem; reservoirs; 55 hydranU; 35 K miles mains;
ameter q to x6 inch; 300 Ludlow, £ddy and Pete
gates; 3 Hersey and Crown meters; quality good;
not filtered; cost to construct, $975,000; pressure
15 pounds; annual expense, $3000; interest on
jonds, 6 per cent; operated by city. C. W. Frost,
Supt.; W. M. Strickler, Mayor; H. C. McCreery,
City Clerk.
DenTOFy Arapahoe Co., population 120,000; mer-
cantile buildings, two to nine stories; area, 9000 acres;
fire limit, 4000 acres; fireworks ordinance; fires in-
vestigated; dwellings, stone, brick and frame, two
to four stories; department, 3 steam engines, zhook
and ladder truck, 6 hose carriages; 8000 feet good
rubber bose; 35 horses, value $8x00; value appa-
ratus, $55,ooo;ni buildings, value $90,500; 60 mem-
bers, full paid; expenses in xSSS, $93,000. Game-
well fire alarm telegraph, 73 street boxes. Chief
appointed by Mayor. Jnlius Pearce.
Water Supply— Water-works; source, river
and creek; direct and gravity pressure; Holly sys-
tem; capacity of pumps, X7,ooo,ooo gallons; 550 ny-
drants; 80 miles mains; diameter, 3 to 36 inches;
£ddy and other gates; quality good; gravel filtra-
tion; pressure, 45 to xxo pounds. W. B. Mills,
Pres. W. W.; C. P. Allen, Supt.; W. Londoner,
Mayor; W. H. Melburn, City Clerk.
DnrangOy La Plata Co.. population 3000; aooo
feet hose. Harry Jackson.
Water Supply— Reservoir, 340 feet Hall; 3 miles
mains; 5a hydranU. J. P. Airy, C. S. Butler.
Empire* Clear Creek Co., population 803;
wooden buildings, one to two stones, x hook and
ladder truck; value of apparatus and supplies, $300;
25 members. S. Hanchett, F. L. Cowies.
Report of x888.
Fairplajy Park Co., population ^450; wooden
buildiogs, one and two stories; x hose carriage;
several ladders; xaooteetgood cotton hose; 30 vol-
unteer members: bell alarm. H. C. Williams.
Water Supply — Water-works; x reservoir; 2
miles street mains; xa hydrants. M. S. Bailey,
Mayor; T. W. Sheldon. Town Clerk.
Fort ColliBS| Larimer Co., population 2500;
area, xooo acres; brick buildings, two and three
stories; i hook and ladder truck; i hose carriage,
Koo ieet best cotton hose; value of buildings used,
$10,000; 50 members, volunteers; bell alarm. Chief
elected by department. F. P. Stover.
Water Supply— Water-woiks; gravity press-
ure; Holly pumps; capacity, a,ooo,ooo gallons; xa
miles mams; diameter, 3 to xo inches; pressure, 60
i6
Fire Protection afid Water Supply.
COLORADO— OwiybMfA^
Co X50 pounds; 50 hydrants; cost to oonstruct* $105,-
000; annual expense, $1800. Dr. E. A. Lee, Mayor;
W. Rosenoe, City Clerk.
€reorcelowiiy Clear Creek Co., population
*a50o; nreworks ordinance and for investigating
causes of fires; mercantile buildings, brick, two and
three stories; shingle roofs permitted; dwellmgs,
wood, two stories; department consists of x hand
engine, i hook and ladder truck, 4 hose carriages,
19 plugs; 5000 feet rubber hose, 700 feet cotton
hose, good; 4 buildings owned, value $6000; 900
volunteer members; annual expenses, $563; bell
alarm. Chief elected by members. P. H. Layden.
Watbr Supply— X rescryoir, supplied by creek;
gravity system; 90 hydrants; pressure 75, with ex*
tra pressure, X90 pounds; annual expense, $3500;
operated by Clear Creek Water Co. A. R. Forbes,
H. P. Bulhs, Supt.
Glenwoo4 Spnngiy Garheld Co., population
*70o; buildings, brick and wood, one and two
stories; department consists of 1000 feet good cot-
ton hose; pistol shots alarm. Harry Thode.
Watbr Supply— Water-works; creek; gravity
system; 16 hydrants; 5 H miles mains; diameter 4
to 34 inches; pressure 48 to 75 pounds; cost to con-
struct, $90,000; Glenwood Water Co.; M. W.
Mather.
Greeley* Weld Co., population *«xx); area 640
acres; fire limit, 48 acres; brick and frame build-
ings, one to three stories; i steam engine; a chemi-
cal hand extinguishers; i hook and ladder truck;
a hose carriages; X50 leather buckets; Siamese coup-
lings used; 1500 feet good linen hose; Yalue of ap-
paratus, $6000; X building used, value $3000; xao
volunteer members; fire patrol, supported by mer-
chants. Chief elected by town trustees. J. A.
Taylor.
WATER Supply— Canal and inexhaustible wells.
H. A. French, Town Clerk.
GaanlsoBy Gunnison Co., population *35oo.
Watbr Supply— Water- works; source, river;
system, pumping to reservoir and direct; Worth-
on pumping machinery; daily capacity, 75o,ocx>
_ uons; 5a hydrants; 3^ miles mains; capacity of
reservoir, 60,000 gallons; pressure, 85 to xoo
pounds; cost of works, $90,000; operated by private
company. B. W. Lewis, Pres.; D. J. McCanne,
Supk
Highlands, Arapahoe Co., population xoxa;
brick buildings, two and three stories; department
consists of X hose carriage; xooo feet good linen
hose; 60 volunteer members. J. C. McNeill.
Watbr Supply— Gravity system; artesian and
driven wells; x reservoir, capacity X5o,ooo gallons;
Holly and Smith & Vaile pumps; capacity i.ooo,-
000 gallons; xo miles street mains; diameter 4 to 6
inch; 53 hydrants; 90 Eddy gates; pressure 60 to
X90 pounds; cost to construct, $79,000; annual ex-
rise, $7000; operated by private company. F.
Arbuckle, O. £. Le Fevre, Mayor; J. S. Mc-
Dowell, Town Clerk.
Idako Sprtef Sy Clear Creek Co., population
1x500; brick and frame buildings, one to two stories^
3 chemical hand extinguishers; x hook and ladder
truck; 3 hose carriages; xxoo feet rubber hose; aoo
feet good cotton; 70 volunteer members; expense
during x888, $x5; bell alarm. J. H. BeU.
Water SuppLY->Water-works; creek and wells;
gravity; x reservoir; capacity x,5oo,ooo gallons; ax
hydrants; 3 miles mains; diameter 4 to 10 inch; xa
£ddy gates; quality pure; not filtered; cost of con-
struction, ^5,000; pressure 80 to xao pounds; an-
nual expense. $x5oo. H. O. Walker, Supt.; H.
Plummer, Mayor; H. O. Walker, Town Clerk.
Iiamar, Bent Co.; buildings, brick and wood,
one and ti»o stories; department consistt of x hook
and ladder truck, x hose carriage; aanoe cxp-
lings used; 600 feet new rubber hose; viiae of ip-
pantus and supplies, $aooo; 35 menbos; bd
alarm. G. T. Herbert.
Water Supply— Driven wdls; x reserair u-
pacity, aco.000 gallons; duplex pomps; opairnT
490,000 gallons; 3K miles street mains; » l^
drants; pressure, xas pounds. B. F. Coidiii. Or
Clerk.
I«as Anhaas, Bent Co.; bnikiings. wood r:t
story; department consists of x diemical err
guisher. x hook and ladder track; vafaie of i;?i'
ratus and supplies, $450; x8 meBsbers, vdaoiec
bell alarm. A. Holmberg, H. £. CoUiiis.
Water Supply— Watei^works; wells; dtne
and pumping to reservoir; capacity, 90,000 pl;'^'
30 hydrants; 3 miles mains; pressure, as 10 so
pounds; cost to construct, $^,000.
IieadTilley Lake Co., population tx4,aoor :'^
vrorks ordinance and causes of fires invesQjr.'C
mercantile buildings, wood, two and three s^os
shingle roo& permitted; department oossis&d:
hook and ladder trucks, 3 hose carriages; ukr^
rubber hose; 3500 cotton hose; 4 horses; riic
apparatus and supplies. $9000; 3 buildin|s ^r:i-
by citv, value $8000; xo members, foil psili-
street boxes; annual expenses, $xo.ooo; fiie tc"-
telegraph. Chief appointed by Mayor sod ocja
wJter J. Pollard.
Water Supply — Water-works; waam
streams; gravity system; xa5 hydrants; \\ s^
mains; diameter, 4 to xa inches; Peal andl&S:*
gates; quality, pure; cost to construct, %^^
pressure, 75 to xso pounds. Wm. E. Hawks. P»
W. W.; C. N. Priddy. Supt; Robt. J. ColfiH
Mayor; John Lumsden, City Clerk.
Manitouy £1 Paso Co., population *9oo; lick-
ings, wood and stone, one and two stories: dqi^-
ment consists of x hook and ladder truck, i'-'
carriage; bell alarm. J. W. Frixsell.
Water Supply— Natural pressure sod ^
system; x reservoir; capacity x,ooo,ooo V^'
miles street mains; xa hydrants; pressure, 90 po^
M. F. Bower«, H. H. Grafton.
MorrlBOBi Jeflerson Co.,populatk» x8$; ly-
ings, wood, one story; no fire department
Water Supply— Gravity system; x res«wr
^ mile mains; diameter, 3 to 7 inches; x hfirtf-
^ gates; pressure, 50 pounds; eost to oQetfrs.'
$3500. J. H. Pratt, Chairman Board Trustee.
Oaray« Ouray Co., population 1x403; sotm^
bnildtaigs altowed within fire limits; x hosediriT
X set of hooks, ladders, etc.; xooo fleet of goodeoct
hose, 7^0 fiet poor: volunteer department; 5c ^
gong alarm. W. W. Rowan.
Water Supply— Water-works; graritjrpw**^
to reservoir; a miles mains; x6 hydiants; pi*^
65 to 150 pounds; operated by town. Gea \JS^
say, Supt.; W. H. Rowan, Mayor; A. Wtlti^
City Clerk.
PaeblOy Pueblo Ca, populatioa •»off '
chemical extinguishers (hand); i hook snd v^
truck; 8 hose carriages; 4700 leet rubber ^
good; 9000 feet poor 240 members; voloBitf'
G.W.Gill. , ,
Water Supply— Waler-works; combined l»^
ity and pumpiuff systems to and from nservojr: >^
tal capacity of 3 reservoirs, aobooo^ooo g>^
Holly and gravity; Gaaklll pumps; total csp«^
3.000,000 iallons daily; XX4 hydrants; 'V^
mains, xa Crown meters; Chapman gat^ P**^
60 to X50 pounds; cost to constmct. $>o°><'^°jJl
nual expenses, $70oa Jas. O'Brieo, Ob«n|^
Trustees; Jns. Cotoway. IVeas.; S. G. wio»
S«^
llalMa, Chafiee Co., population ^^P^^J^
bnikiings. one and two stories; x book wd b^
truck; i hose carriagt; S9M feet good robbtf >m
Fire Protecfion and Water Supply.
'7
x) feet poor; value of appuatus, $1350; 70 men,
^t $xooo: bell alann.
t pressure; ^ miles street
lunteers; annual czpenaet $1000; bell alann.
y — Direct pressure; Am"
ins; ao hydrants; pressure, 80 pounds. Geo. M.
iVater Supply-
osby. L. P. Randolph.
Mlrertosy San Juan Co., population 11196; one
ry frame buikHngs; 6 chemical hand extinguish-
; I hook and ladder truck; a hose carriages; z^oo
t good cotton hose; value of apparatus, etc.,
no; annual expense, $zoo; 60 volunteers; bell
rm.
Vater Supply— X reservoir; gravity pressure;
Diles street mains; diameter, 3 to 10 inches; 31
dlow gates; xa hydranU; quality, spring; cost to
(Struct, $40,000; pressure, 85 pounds; annual ex-
ise, $9000; operated by company. B. L. Carr,
».; W. W. Ruse, Supt.; J. W. Wingate, Mayor;
B. Galvin, Town Clerk.
lilver Cliir, Custer Co., population *i35o;
a, 160 acres; fire limit, 80 acres; fireworks ordi-
ice and causes of fires invesdgated; frame build-
s; department consists of .9 chemical hand ex-
^shers. i hook and ladder truck, 3 hose car-
j^es; 1600 feet hose; z building owned, value
;oo; bell alarm; 80 volunteer members. Thos.
nn.
Vater Supply— Water-works; 8 miles street
his and supply pipes; diameter, 8 to za inches;
hydrants; pressfire, 90 pounds; water-works
aed by company; the town pays $600 per year
fire protection. Jos. Stanley, Pres.; H. W.
B, Supt.
rellnride. San Miguel Co., population 800;
3d and brick buildings, one and iwo stories; de-
tment consists of z chemical extinguisher, z
tk and ladder truck, z hose carriage; 850 feet
id rubber hose, 50 feet poor; value of apparatus
I supplies, $3000; 50 volunteer members; bell
rm. W. H. Trout, Foreman.
Vater Supply— Gravity system; z reservoir;
0 feet street mains; 8 hydrants; pressure, z6o
inds. C. S. Watson, Town Clerk.
Trinidad 9 Las Animas Co., population zo.ooo;
area, 800 acres; fire limit, zao acres; brick and
frame buildings, one and two stories; department
has zoo volunteer members; annual expenses, $iooo(
z hook and ladder truck; s hose carriages; Siamese
couplings used; 3000 feet good rubber hose; ap-
paratus, supplies, etc., owned, valued at $z5oo;
Dell alarm. Chief elected by comi>anies, approved
by oounciL W. C. Hunn.
Water Supply— Water-works; river to reser-
voir; capacity, 3,000,000 gallons; Cope and Max-
well pumps; same capacity; 55 hydrants; %% miles
mains; disuneter, 4 to za inches; 25 Chapman gates;
Z50 Crown meters, quality good; gravel filtration;
cost to construct. 84,000; pressure, Z30 pounds; an-
nual expenses, $6000; interest on bonds, 7 per cent.
Operated by private company, D. A. Chappell,
Pres.; W. B. Cunningham. Supt.; F. B. Collier,
Mayor; E. D. Bright, City Cleric. A new gravity
system to be put in during Z889.
The following places have no fire protection :
Alamosa, Conejos Co., population zioo. Boston,
Las Animas Co., population 500. Coal Creek,
Fremont Co., population 700. Crested Butte, Gun-
nison Co., population zooo. Del Norte, Rio
Grande Co., population z6oo. Delta, Delta Co.,
population 500. Erie, Weld Co., population zaoo.
Evans, Weld Co., population 800. Fort Morean,
Wdd Co., population 800. Grand Junction, Mesa
Co., population zaoo (works under construction).
Julesburg, Logan Co., population 800. Lake City,
Hinsdale Co., population 900. Longmont, Boulder
Co., population Z500 (conduit and reservoir).
Monte Vista. Rio Grande Co., population 800.
Montrose, Montrose Co., population 800 (river,
with direct pumping). Pitkin, Gunnison Co., pop-
ulation aaoo. Rico, Dolores Co., population Z500.
Rocky Ford, Bent Co., population 950. Saquache,
Saquache Co., population 840. Sterling, Weld Co.,
population 700. Westdiffe, Custer Co., population
500. White Pine, Gunnison Co., population 600.
Yuma. Weld Co., population zooo.
CONNECTICUT.
Lnsoaia, New Haven Co., population *zo,ooo;
lok and ladder truck; c hose carriages; 9900 feet
id cotton rubber-lined bose, 550 feet good leather
e, 500 feet linen hose; 75 volunteers. Morris
JW.
Vater Supply— Water-works; gravity pres-
5; 3 reservoirs; source, Beaver Brook; 54 hy-
Qts; 6% miles mains; diameter, 4 to Z4 inches;
ility good; not filtered; cost oi construction,
1,000; pressure, 70 to zoo pounds. Dana Bar-
lomew. Pres. and Supt. of W. W. Co.; J. M.
iceler, Mayor; B. A. Bradley. City Clerk.
Ialtie» New London Co., population '3300;
Idings, frame, one to five stones; department
sists of z steam engine, z hose carriage; z8oo
: of good hose; 30 members, all volunteers;
ae of apparatua, $4900; expense for zSay. $z30o;
I alarm. Wm. D. Nolan.
Vater Supply— Reservoir, capacity s.ooo.oco;
kile of main; 6 hydrants; pressure, 75 pounds.
letkeK Fairfield Co., population '3300; area,
miles; mre limit, 5 miles; fireworks ordinance;
rcandle buildings, frame, two and three stories;
Dden loofs permitted; dwellings, frame, twostor-
i department consists of z hand engine, several
rate chemical band extinguishers, 4 hose car-
ies, z hook and ladder truck; factories have
?ate hose; Siamese couplings in use; 400 feet
|ood rubber bose; 400 feet of good cotton hose;
ue of apparatus and supplies, 9ii>ooo; 3 build-
^sused; value, $9900; lao members, all vohm-
n. Chief elected bj department and accepted
borough; fiie police: expenses of fire patrol an-
■Uy about $900. Chat. H. Hart.
Water Supply— Reservoir, supplied by springs;
water-shed and natural brooks; capacity, 86,000,000
gallons dailv; 9 miles street mains; diameter, 4 to
za inches; 60 hydrants; board of commissioners in
charge. Fred. Shepherd. E. C. Oakley, Supt.
Birmliaghaiii Borough (situated hi town of
Derby), New Haven Co., population *z6,ooo; area»
Z280 acres; fire limit, jo acres; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, four stories; sUte roofs; dwellings, brick,
three stories; department consists of a hook and
ladder trucks, 5 hose carriages; 3380 feet good rub-
ber hose; value of apparatus and supplies, $4000;
5 buildings in use; value, Z4,ooo; z rented at $350
per year; Z50 members, volunteers; annual expenses,
$750; fire alarm telegraph, zz street boxes. Chief
elected by the board. D. J. J. Abbott.
Water Supply— Water- works; springs by grav-
ity to reservoirs; capacity, 60,000 gallons daily; 50
hydrants; 8 miles mains; diameter, 6 to z6 mches;
6 meters: pressure, 60 to zoo pounds; cost to con-
struct, $zoo,aoo; annual expenses, $aaoo. Operated
by B. Water Co.; Wm. B. Wooster, Prja.; C. H.
^fettleton, Supt
Bmalordy New Haven Co., population 2380;
buildings, frame, two stories; a chemical engines;
bell and whistle alarm.
Water Supply— Wells and cisterns. Henry H.
Stedman, Town Clerk.
Biistolf Hartford Co., population 6000; area.
3840 acres; fire limit, same; mercantfle buildinn,
wood, three stories; wooden roofs permitted; dwell-
ings, wood, two stories; department consists of a
j8
Fire ProtecHon and Water
CONNECTICUT— Oii/iVi*/^.
steam engines, x hook and ladder track, 3 bose car-
riaRes; ^Soo feet cotton hose, good; value of appa-
ratus and supplies, ^xo.ooo; 4 buildings used; value.
$10,000: membership, 180; xo part paid, 170 volun-
tecrs; annual expenses, $xo.ooo; beU alarm. H. G.
Ames.
Watee Supply— Water-works; brook, by rrwr-
ly, to reservoir; 67 hydrants: 13 miles mains; Lud-
low gates; pressure, 00 to 130 pounds; cost to con-
struct, $ico,ooo. Operated by Bristol Water Co.;
J. H. Sessions, Pres.; T. H. Reams, Supt.
CauMUiy Litch6eld Co.. population *x6oo; x
hose company; 500 feet of good hose.
Water Supply — Springs; gravity pressure; x
reservoir; 8 hydranU; 3 miles mains: pressiue. 35
to 70 pounds. L. Foot. S. A. Bennett, SnpL
Colchester BoroiiKky New London Co.,
population of the borough of Colchester town 9974;
X hand engine; x hose carriage; 400 feet gcMxl
leather hose; 150 feet of cotton hose; 40 men. G.
B. Avery.
Water Supply— 6 cisterns. G. D. Bingham.
Town Clerk.
CollbuTUIe» Hartford Co., population 1376;
x hand fire engine; 6 large rotary force pumps at
works of Collins Co., used to protect their works
and village property; 3 hose carriages; 9000 feet
rubber hose, in good condition; 4 men paid part
time; 375 volunteers. C. H. Blair.
Water Supply— River; 2 dstems; 5000 gallons
capacity.
Daabvryt Fairfield Co., population *x8.ooo;
area, 18,000 acres; fire limit, xo.000 acres; fireworks
ordinance and for investigating causes of fires;
buildings, wood, four stories; department consists
of I hook and ladder truck. 8 hose carriages; xoo
chemical hand extinguishers; Siamese couplings
used; 5750 feet rubber-lined hose, good; nuue of
apparatus and supplies, $5000; 4 buildings, $a6,ooo;
raembovhip. xto, all volunteer; annual expenses,
$996; electrical bell alarm, 15 boxes; fire patrol of
40 men; annual expenses, $900. Chief elected by
oepartment.
Water Supply— Gravity system; 4 reservoirs;
capacity 8,000.000 gallons per diem; 35 miles of
mains; diameter from 20 to 3 inches; 33Dhydrants;
xio pounds pressure; expenses of water department
annually, $30oa N. T. Bulkley, L. K. Mansfield,
Supt.
DanielsoDTillet Windham Co. (includes Kill-
ingly), population *4O0o; area X300 acres; frame
bmldings, two stories; shingle or other wooden
roofs permitted; department consists of x steam and
I hand engine, x hook and ladder truck, 3 hose car-
riages; Siamese couplings used; aooo feet good cot-
ton hose; value of apparatus and supplies, $10,500;
I building owned by department, value $3000; xao
members, paid; annual expense, $55°: bell alarm.
Chief appointed by warden and burgesses. C. S.
Capron.
WATER Supply— X2 dstems, capacity 150 to
500 hhds. each; x dstem, supplied by river; street
pipes, 10 inches in diameter; water-works in course
of^ construction by the Crystal Water Co., T. E.
Hopkins, Pres.; to be completed August x. X889;
contract calls for 50 hydranU. S. W. Crolut. Mayor;
C. C. Young. Town Clerk.
Derby 9 New Haven Co. (See Birmingham.)
East Hareay New Haven Co., population
X581; firame buildings; x hand engine; x hose cart;
300 ieet good rubber hose, 900 feet poor; value of
apparatus, etc., $xoo: 50 volunteer members; ex-
penses during x886, $xoo; bell alarm.
Water Supply— Reservoir; direct pressure; a
miles street mains; z8 hydrants.
Essex y Middlesex Co., population *x8oo; frame
buildings, two and three stories; shingle rooCi per^
Bitted; department consists of x hsad eaote, i
hose carriat^e; 600 feet good linen bne; mat ci
apparatus and supplies, 1400; 54 volonim ac-
bers; expenses in x888, $35; bell alarm. Fotan
elected by members. Chas. NietceL
Water Supply— Wells, cistens. poeds c:
river. James L. Phelps.
Fair HaTemy New Haven Co.. popslixi
9000; area, xsoo acres; fire limit, mbk; maasu
buildings, mostly frame, two stories, shiB|W ma
frame (hveUings. two and three stories; depaas
consists of I hand engine, a boae canitps: 3
feet Baker hose; 400 feet rubber bose. poor, i'm
and ladder truck; x building owned bydeptniaa.
value $1500; vahie of apparatus andaBpplies,|sB
74 volunteer members. Chief dected 07 borcesB
John J. Dayton.
Water Supply— Obtained from Likes Stia^
stall and Whitney, also dsterns; a mikiiaia$ &-
ameter 6 to 24 mches; X3 hydrants; ptami
pounds.
FamlBfftoii. Hartford Co., popdstki :?
brick, stone and name buildings; x hand taptc :
hook and ladder truck; x hose carriage; ^^
rubber hose; 50 feet good cotton; value of ^•
atus, etc., $xaoo; 44 members; bell alann. Cbx
Lewis.
Water Supply— Cisterns. Thomas LPo?
Town Cleric
Forest riliey Hartford Co.. popolatiac si
part of Bristol department; mercantile tnckUp
n«me, two stories; wooden roots not penre.
dwellings, frame, 2% stories; department ooess
of X steam engine, ao hand extinguishen. i ^
carriage; xaoo feet good cotton hose; vahe d ^^
paratus and suppUes, $5400; 35 volunteer OKobc
bell and whistle alarm. S. D. Bull.
Water Supply— Rivers and canals.
GreeBYilley New Londc» Co., po|i«bt^
aa8o; part of Norwich.
Greeawiek, Fairfield Co., population ^ •
hook and ladder truck; a hose carriages; 4^^
cal hand extinguishers; x force pump 00 tm. :5
feet good cotton hose; 47 volunteer mendNS. •
H. RusselL
Water Supply— Water-works; grsfity ?^
sure; x reservoir, 300.000,000 gallons csfocrr *
miles of street mains and supply pipes; 3obyd^
John Dayton. J. R. Mead.
Gnillordy New Haven Co., pcqiolatioo *^\
3 hand engines; x hook and ladder uuck;; ^ ^\
good leather and cotton hose. Geo. B. N<r^
Geo. W. Seward, Town Clerk.
Hartford, Hartford Co., population '9-^
area, x8 square miles; fire limit, same; ^Rvo^
ordinance; mercantile buildings, brick, fire tp^
stories; shingle roofs permitted; dweHings, ^
four stories; department consists of 6 stenn ee^
a hook and ladder trucks, 7 hose caxriam s^
couplings used; joo feet good rubberliose.u^
feet good cotton hose; value of appantos ik w
plies, $73,600; 8 buildings owned, value |iu^,
XX5 membm; 98 iiill paid, 87 part psid; ^^^i
expenses, $^,000; telegrrah alarm, S^ ^\
Chief appointed by Fire Commlssiaoas- n. *
Eaton. __
Water Supply— Water-worics; grvnty^Jfz
4 reservoirs; total capacity, 1,300,000.000 p^
488 hydranU; 83 miles mains; diameter 4 »*
inches; 747 g»tes, Ludlow, Holyoke lad J^
makes; 345 meters, manufactured by *J« ."*ft
and ether meter companies; ouality good; oof^
tered; pressure 60 to xoo pounds; cost of <?'■*>
tion, $x,70O,ooo; annual expenses (e*«f7-
Sx7,ooo. Esra Clark. Pres. and Supt.; Jot" "
Root, Mayor; John B. Higgms, City Clek.
Killiadrt WindhMn Co. (see Duie^onfffit)*
population 6921; frmae bnikiingi, two iMn°:
Fire Protecfwn and Water Supply.
'9
im fire engine; x hand fire engine; z hook and
der track; 3 hose carriages; Tune of apparatus,
),ooo; paid fire department, zao mon; bell alann.
S. Capron.
Vatek Supply— Cisterns and street mains;
er-works under construction, to be completed
{USt I, Z889.
lerideMf New Hayen Co.; population *s5,ooo;
a, 2417 acres; fire limit, zis acres; fireworks
inance; causes of fires investigated; mercantile
tdings, brick, four to six stories; dwellings,
)d, two and three stories; department consists of
earn engine, a hook and ladder trucks, 7 hose
riages. z hose wagon; 4850 feet good cotton hose,
poor; value of apparatus and supplies, $z8,85o;
Hidings owned, value $az,3po; 9a members, z
paid, 79 part paid membm; fire alarm tde-
ph. 96 street boxes. Chief elected by common
ndl. Owen Honan.
/ATBR Supply— WaterwwoAs; gravity pres-
\\ 1 reservoir of 300,000,000 gallons capacity; 3Z
•s mains; diameter 4 to z6 inches; 003 nydrants;
ipman, Ludlow gates; pressure zoo to zz8
nds; cost of maintaining water department an-
lly, about $4000. John B. Dunlap, Supt.
[IddletowM, Middlesex Co., population *Z4.-
a hand engines; z hook and ladder truck; 6
5 carriages; 4000 feet good cotton; 600 feet good
D hose; volunteer department, zac asen; fire
m telegraph, zo booECS. F. W. WiOey.
i^ATBB Supply— Water-works; gravity system;
servoin ca|>acity about aao.000,000 gallons; Z03
rants; iB% miles mains; diameters to za inches;
Bigdow, Eddy and Chapman gates; 8 Crown
ers; quality good; not filtered; pressure for
1 domestic and fire purposes 65 pounds; cost of
itruction, 9047,487; annual expenses, $3951-
les Lawton, Pres. W. W. Co.; J. C. Broatch,
t; Chas. R. Lewis. Mayor; £. R. Chaffee,
r Clerk.
lllfordt New Haven Co., populaHon Q547;
cantile bolklingt, frame, twa^tories; dwellings,
le, two stories; i hand engine; a hose carriages;
feet good cotton hose; value of apparatus,
yo; 1 buildioK used, value 9aaoo; 58 memben:
oal expenses, Soa; bell alarm. Chief elected
ompany. W. H. Andrews.
^ATBK Supply— River, wells aod dstens.
n W. Fowler, Town Cleik.
!oBtTllle» New London Co., population 3000;
ire department; buckets and nand fire extii^
hers; Z50 feet good rubber hose; 800 feet good
>n hose; steam whistle alarms and bells.
'atbb Supply— Wells and stream. Joseph
!onina. Town Clerk.
yati« FITO BiUriet (taidading Mystle
ge and M vatic River), New London Co., pop-
on aooo; vame buildings, two and a half^sto-
departroent is volunteer, zso members; z
n engine, z book and ladder truck, 4 chemical
1 extinguishers. 3 hose carriages; Siamese ooup-
> in use; zooo wk rubber hose; 900 fiset cotton,
1; value of apparatus supplies, etc., $zo,ooo:
lal expenses, V^noo; chuxch bell alarm. Chief
en by taxpayers at annual election. John B.
aell.
ateb Supply — Water-works; from brook to
Toir; a Deane steam pumps; capacity z.ooo,-
gallons daily each; 48 hydrants; 7H miles
18 in and out of village; diameter a to za inches;
!offin gates; z Crown meter; qoality good; not
^; pressure 75 to zoo pounds; cost of con-
ation, : annual expenses, ; interest on
is. 5 per cent. T. E. Parker. Pres. W. W.
BBgatuek, New Haven Co., population •5Z94;
ranBle buildsngs, tirick, two and three stories;
ien roofe permitted; dwellings, wood, two sto-
department wapp^td by manufacturing com-
panies, and consists of z steam engine, 3 hose car-
riages, zo large steam pumps; 950 feet rubber hose,
ffood; 800 feet cotton hose, good; 600 poor; 500 feet
finen hose; value of apparatus and supplies, $9000;
z building in use; value, $zooo; membership, a8,
full paid; whistle alarm. Thos. Dews.
Watbk Supply— Water-works building; river
and brook; by gravity to reservoir; 90 hydrants.
H. Twitchell, Pres. S. S. Scott.
N«w BrItaiMy Hartford Co.. population *90,-
000: a steam fire engines; z hook and ladder truck;
6 hose carriages; 8000 feet hose; 80 men, paid ftili
time; fire alarm telegraph, 3a street boxes; za horses-
(hired). John H. Carleton.
Water Supply— Water-works; gravity pres-
sure; a reservoirs, 2% miles from dty; capacity,
a,ooo,aoo gallons; aoo hydrants; 35 miles mains;
diameter, 4 to za inch; Chapman, Feet and Ludlow
gates; 5^ Crown, Union and Hersey meters; qual-
Hy, good; not filtered; pressure, 60 to 75 pounds.
C. 1^. Reaton, Pres.; D. A. Harris, SupL; John
Walsh, Mayor; E. R. Bishop, City Clerk.
N«w CaBMUly Fairfield Co., population '3000;
fire limits, zso acres; frame buildings and brick,
three stories; wooden rooCi permitted; department
consists of z hand engine, z nook and ladder truck,
z hose carriage; Qooleet cotton hose, good; value
of apparatus and supplies, $3000; building, $1000;
membership, 45, volunteers; annual expenses. Sayi;
bell alarm. Chief elected by company. Frank H.
Raynumd.
Water Supply— Cisterns, wells and river. A.
F. Jones, Town Clerk.
New BaT«m« New Haven Co., population
*8o,oao; area. 5600 acres; fire limit, z zoo acres; fire-
works ordinance; fire marshal investigates causes of
fires; mercantile buildings, brick, four stories;
dwellings, wood, two and three stories; department
consists ol 8 steam engines, ao chemical hsind extin^
guishen, 3 hook and uidder trucks, 9 hose carriages;
Siamese couplings used; z6,ooo feet cotton hose,
good; 38 horses; value of apparatus and supplies,
^57>90o; 8 buildings owned by department; value,
$ia^,ooo; membership, zzs; 6s full paid; 45 part
paid; expenses in z888, Ki6,M; fire alarm tele-
graph, 9Z street boxes. Chief appointed by Fire
Commisaionen. A. C. Hendrick.
Water Supply— Water-works; gravity system;
a reservoirs; capacity, 18,000,000 ^dlons; 7z6 hy-
drants; zaa miles mains; diameter, 4 to aji inches;
pressure, 35 to 80 pounds. Operated by New
Haven Water Co., Henry Dawson, Pres.; S. E.
Grannis, Supt.; Henry Peck, Mayor; E. Downes,
City Qerk.
New liODdom, New London Co., population
iOiSST; sn** azoo acres; fireworks ordinance; causes
of nres investigated; mercantile buildings, frame,
three stories; shingle or other wooden roofs per-
mitted; dwellings, tltfee stories; department con-
sists of z steam enghie, z hand engine, z hook and
ladder truck, 8 hose carriages; aooo feet cotton hose,
good; 400 feet linen hose, good; zooo feet leather
hose, good; value of apparatus and supplies, $za.-
000; 6 buildings owned; value, $Z7,ooo; membei^
ship, 840; annual expenses, $3500; fire alarm bell.
Cmef elected by aldermen and council. W. B.
Thomas.
Water Supply— Lake; gravity system; as miles
street mains; diameter, 4 to 34 inches; Z37 hydrants;
40 meters; pressure from 30 to 7a pounds; cost to
construct, $335,000; annual expenses, ^,000.
B. A. Armstrong, Pres. Commrs.; W. H. Richards,
Supt
Ifew Milfor^y Litchfield Co., population *3903;
area, 3ao acres: fire limit, same; mercantile build-
ings, wood and brick, two and three stories; depart-
ment consists of 6 chemical hand extinguishers at
frictories, a hose carriages; Siamese ooupimfs used;
Z050 feet cotton hose, 750 feet linm hose, good;
20
Fire JPrateeiian and Water Supply.
CONNECTICUT— Oi#<«wi«^
value of apparatus and sapplles, $3000; i building
owned; value, $3500; membenhip. 50. all volun-
teer; annual expenses. $900; bdl alarm. D. E.
Soule.
Water Supply— Reservoir; gravity system; ca-
pacity, a.000,000 gallons; $% miles street mains
and supply pipes; diameter, 4 to 6 inches; 33 hy-
drants; pressure, no pounds; cost to construct,
$55,000. C. H. Booth. Pres.; H. O. Wnnee, Supt;
RTB. Noble, City Clerk.
Nonralky Fairfield Co., entire population *i8,*
000; deoartment consists of x steam engine, x hook
and ladder truck, s hose carriages; xao men, volun-
teers; 400 feet good rubber hose; 400 feet poor cot-
ton hose; electnc alarm, 7 boxes. J. T. Prowitt.
Water Supply— Water-woiks; gravitv svstem;
a reservoirs; capacity. 64,500 gallons; xio hydrants;
90 miles mains and supply pipes. W. S. Moody,
Pres. W. W.; A. H. Ounp, Supt.; C. B. Cooledge,
Warden; H. K. Sdleck.
Iforwieliy New London Co., population *99,-
000; area, 3400 acres; firework^ ordinance; causes
of fires investigated; mercantile buildings, brick,
two and three stories; shingie roofs permitted;
dwellings, brick and wood, two stories; department
consists of 3 steam engines, 5 chemical hand extin-
guishers, a hook and ladder trucks, xx hose car-
riages; 4000 feet cotton hose; siso rubber; a$oo feet
leather, good; 5 horses; value of building, $95,000;
membership, 350; i full paid member; annual ex-
penses, $9000; fire alarm telegraph; 3 bell strikers;
31 street boxes. Chief dected by city government.
J. B. Carrier.
Water Supply— Gravitypressure; 9 reservoirs,
•applied by streams; capacity, 9,000,000 gallons;
93 cisterns; 35 miles street mains; diameter, 4
to 16 inches; 376 hydrants; 40 meters; pressure, 80
pounds: annual cost of maintaining water depart-
ment. $5000. Dr. S. L. Geer, Pres. Commrs.;
J. A. Brand, Supt.
PlantaTllley Hartford Co.. populatioii 54XX.
(See Southington.)
PlaiDTille« Hartford Co., population X930;
buildings, frame, two stories; x hose carriage; xooo
feet linen hose, good; members, 30, all vdunteers;
bell alarm. J. H. Edmond.
Water Supply— Water-woriss; reservoir, dis-
tant 3 miles from town; 34 hvdnmt^ 8 miles mains;
diameter, 4 to 8 indies; quality, spring; not filtered;
cost to construct, $30,000; pressure, xoo pounds;
W. L. Cowles, Pres. W. W.; W. Higgins, Supt.;
R. C. Usher, Town Clerk.
Portland, Middlesex Co., population 4157; de-
partment consists of X steamer, 9 hose carts; X350
teet of good hose; membership, 50. R. H. Pascall.
Water 3upply— a reservoirs; 9000 gallons ca-
padty. W. H. Bartlett. Town Clerk.
Pntnamf Windham Co., population *yooo;
area, 10.500 acres; fire limit. 3500 acres; mercantile
buildings, mostly bnck, three stories; metal and
slate roofs; dwellings, wood, two stories; depart-
ment consists of X hook and ladder truck, 3 nose
carriages; 3000 feet cotton, rubber-lined, good;
value of apparatus and supplies, $7000; i budding
owned by fire district; value, $6000; membership,
85; X paid; annual expenses. $3000; bdl alarm.
Chief elected by fire district; fire police. L. H.
Fuller.
Water Supply— Water-works; pumping system
to stand-pipe: capadty, 340,000 gallons, also direct
to mains; Worth>ngton pump, capacity 1.000,000
gallons daily; 6x hydiants; 11 miles mains; diameter,
4 to xo inch; 30 Coffin gates; 10 Crown meters;
quality, good; not filtered; pressure, 75 to 100 pounds;
cost to construct. $135,000; annual expenses, $1000;
interest on bonds. 5 per cent L. H. Fuller, Pres.;
C. D. Sharpe. Supt; C. H. Chcwhw, Wirio:
J. W, Manning, Town Clerk.
Roekrillo, Tolland Co.. popnlatioo 8500; na.
XO.700 acres; fire limit, same; mercantile bifl&p
brick and wood; two and three stoiies; voode
rooft permitted; dwellings, wood, two stories: «■
partment consists of a steam engines, ihsodessiK
50 chemical hand extinguisheis (piiTitt),itatf
and ladder truck, 3 hose carriages; stanese coep-
lings used; 3700 feet hose, good; value of v;^
ratus and supplies, $xo,85o; 3 buildings used, oned
bjr town, value $3500; membership, ^. put oLd
annual expenses, $3500; beU um whisik mel
Chief elected by commissioners. John Wayiff
Water Supply— Aqueduct, ooverinf 514 «=&
grarity pressure; 8 miles street mains; diaacfff :
to X4 inches; 40 hydrants; pressoie, 75 Pp"^
works owned bypxIVate ooniofBtion. Cwoofc
G. W. West.
fleymovrt New Haven Co., popolsdos '^x
frame dwellings; fiiustories, wood, bride sid txs
X steamer; x hand engine; 9 hoae cairiscei; ikct
and ladder truck; x8oo feet good eotlon bo«;vii
of apparatus, etc, $xo,ooo; xoovoinateerffleain
James Swan.
Water SUPPLY—River and reservdn. S.h
Canfidd, Town Clerk.
Skeltea* FairOekl Co.. popnlatkm ^SP^ ^
ings, bride and firame. two and three storia;e>
partment oonalsts of x hook and ladder ttvL*
hoae carriages; 950 feet cottcm hoee, good; 5^ ^
poor; value of apparatus and supplies, laooo; BO;
bers 68, volunteers; expenaet in xW Iskk.
alarm. F. W. Curtis.
Water Supply- Two reservoirs; camcBi^i-
000,000 gallons; gravity system; 3M "bm f^
mains; 93 hydrants;_ptessure, xoo pooadfc S.X
Clark, Warden; J. TomUnson. Ckfk.
nomtk Ronmlk, Fairiield Co., W^
*5ooo; Mayor regulates sale and use of mc*^
fire marshal investigates canses of Incs; vcrov
- wall*
riagea; 4500 ftdt cotton hoae in cood oosdo^
value of apparatus and nppttes, $6000; I9> "^
bers, volunteers; company of fire poH^*^
expenses, $xooQe electrie alarm, 8 bom. (^
elected by department and approved fa7«B°-
Samuel McQowan. .
Water Supply— b tesarfoiit, «PM»^
streams; capacity, 665,505 gallons daily; P^
X9 miles mains and supply pipes; diaBMttf.4»^
inches; 85 hydrants; 75 meters, NstiouU J^
Co.; water preasure, 95 pounds; cost of «w**
tion to date. yx94.703; annual aqscnsei v*J^ ^
rment, $X9oa S. Ravmond, P«s.W,w *
Tayton. Supt.; F. Comstock, May«;t.ti
Crowe. City Clerk.
Spragae, New London Co. (See Beiti&i
Stallord Spriaga, Tolland Ca. p«^
t36oo; area, 3560 acres; fire limit 4 mfles; v^
ordinance: mercandle buildings, bride *b^S
two and three stones; shingle or wooden rooer
mitted; frame dwdlings, two and a half stoaesi
partment consists of x steam engine, i hud tfr
X hose carriage; xxoo feet good oottoo b<^
feet poor leather hose; value of apparatus aoo^
plies, $3000: value of buildings owned. ¥^
members, full paid; total annud ezpeoses, »
fire alarm bells.
Water Supply— Grarity system: ^rsS»
30 hydrants; pressure, xoo to xao pounds.
Stamford, Fairfield Co., popnlatioo Jt>^
department consisU of x steam engine, i °^
ladder truck, x hose carriage, a Jnopers. i>™
wagon; 4500 feet good cotton hose; 3 »
hose carriages and x hose cazri^gie in mff^ ^
Fire jProtectian and Water Siqjply.
21
ipparatiit and mipi^es. incliiding buildiBg, (35,-
; 42 memben^ a fall Mdd, others part paid; an-
il expenses, $6000; telesraph alanu; z new ez-
sion book and ladder track will be added.
>rge Bowman.
Vater Supplt— Water-works; source. Mill
er and Trinity Lake; graTity system; 86 hy-
nts; ^4 miles mains; diameter, 4 to z6 inches;
Ludlow and Eddy gates; 6 meters. Thompeon
[ the National; quality, excellent; not filtered;
J cost of constrncdon to 1889, including rights,
, $539,000; pressure, 58 pounds; annual ez-
ises,^75oo; mterest paid, $3500; operated by
mford Water Co. Jas. B. Williams, Pies.;
). £. Whitney, Sec.; Edwin S. Holly, Mayor;
as. £. HoUy. City Clerk.
oathington (including Plantsrille), Hartfiord
, population *54zz; buildings, brick and wood,
» and three stones; department consists of 9 hook
1 ladder trucks, a hose carriages, 4 chemical hand
inguishers; aooo feet cotton oosa, good; value of
taratus and supplies, $4635; a buildings, $5800;
nbers, 100. 6 part paid; annual expenses. $Z900;
i alarm. Chidf appointed by fire commissioners.
aes H. Osbom.
^ATER Supply— Water-works; z resenroir, ca-
ity 60,000,000 gallons; gravity system; zomOes
et mains; diameter, 4 to zo inches; 73 hydrants;
Ludlow gates; quality, good; not filtsrea; press-
, 90 to Z9S pounds; cost to construct, $9Z.ooo;
lual expenses, $zzoo. J. B. Savage, Pres. W.
; T. H. McReosie. Supt.; Charles u. Barnes.
tratford* Fairfield Co., population 435Z; a
)k and ladder trucks; zoo men, volunteers. B.
Welter.
^ATER Supplt— Wdls. H. P. Stagg, Town
rk.
toniagtOBy New London Co., populadon
S9; borough of Stoningtoo, popalatfon ^zoo;
le fire protection; z hand engine; z steam en-
i\ I book and ladder track; aaoo feet good hose;
mteer fire department, zjo men. E. S. Chese-
/ATER Supply— Water-works; pumping from
d and stream to reservoir; capacity ot same,
0,000 gallons; Deane pumps, capacity 0,500,000
ons daily; 44 hydrants; ^\yi miles mains, di-
!ter 4 to zo inches; quali^, good; filtered (pro-
( not stated); cost of construction, $190,000; in-
st on bonds, 5 per cent.; pressure. 73 pounds.
E. Packer, ftes. W. W.; B. Williams. War-
; C. States. Clerk.
homactoay Litchfield Co., population 3800;
t, 6500 acres; fire limit, 6^ acres; mercantile
dings, wood, four stories; shingle roo<s permit-
wood and lirick dwellings, two and a half sto-
department consists of z hook and ladder,
k, 4 hose carriages (9 private); Siamese coup-
s used; zooo feet good cotton hose; 5450 feet
» hoee, private; value of apparatus and snp-
I, $a8oo; 3 buildings owned by department,
e $zq,ooo; zoo volunteer members; whistle
D. Chief elected by commissioners. T. D.
Istreet.
Utbr Supply— Reservoir, supplied by springs,
icity 65,000,000 gallons per day; 6 miles street
IS and pipes; diameter, 4 to za inches; 33 hy-
Its; pressure, za^ pounds; annual expenses of
!r department, |ooo. Albert P. Bradstreet,
m Clerk.
hompsoaTilley Hartford Co., population
; I steam engine; z hand engine; 8 hose car-
ls; Z500 feet good linen and leather hose; zoo
nteer members. James Morrison.
^ATER Supply— Water-works; gravity pres-
{ 30 hydrants; 6 cisterns. H. R. Cooper.
pnrlDftoBy Litchfield Ca, population *470o;
K and frame boikSings, two and three stories;
ien roofo permitted; department consists of z
steam engine, z hook and ladder truck, a h^ise car-
riages; aooo feet cotton hose, robber lined, good
oondition; value of apparatus and supplies, $5500;
zoo members, all volunteers; whistle ana bell alarm.
W. H. Dayton.
Water Supply — Water-works; a reservoirs,
gravity pressure; ^ hydrants; pressure, 60 pounds;
9 miles mains; diameter, ^ to Z4 inches; cost to
construct, $35,000; O. R. Tyter; Lyman W. Coe,
Mayor; Gideon H. Welch, Town Clerk.
UaioBTtlley Hartford Co., population Z400;
no fire department.
Water Supply— HydranU on streets where foo-
tories are located; mills well protected with private
apparatus.
▼olvntowiif New London Co., population
zooo; frame houses; no fire department; the mills
have force pumps and sprinklers for extinguishing
fires, also hand grenades.
Watrr Supply— Wells and reservoir.
WalllBgfordy New Haven Co., population
80Z7; z steam engine; 3 hose carriages; z hook and
ladder truck; 9600 feet good cotton hose; aoo feet
poor, volunteer department, 68 men; value of ap-
paratus, smplies, etc, $zo,ooo; expenses annnally,
Water Supply— From lake; gravity system; z6
miles mains; 69 hydrants; annual rent for use, tzoTS;
Wm. M. HaU, Fraray Hale.
WaterbWTy New Haven Co., population
*33.ooo; area, zgao acres; fire limit, 80 acres; fire-
works effdinanoe; causes of fires investigated; mer-
cantile buildings, brick and wood, three and four
stories, wood dwellings, two stories; department
oonsists of 9 steam engines, z hook and ladder
trade, 5 hose carriages, z hose wagon; 600 feet rab*
her, 7350 cotton hose; 6 horses; value of apparatus
and supplies, tz8,90o; 6 buildings owned, value
969.500; 390 volunteer members: total expenses in
z888, $zo,ooo; Gamewell fire alarm telegraph. 98
street boxes. S. C. Snagg.
Watbk Supply— Water-works; source, streams
and watershed, %% miles southeast of city; gravity
to \ reservoirs; total capacity, estimated z6o,ooo,ooo
gallons; 938 hydrants; 36 miles mains; diameter. 4
to z8 indies; 3Z0 gates; Z34 meters— Worthington,
Ball ft Fitts, Union, Roti^, Crown and others;
qualltv, good; not filtered; pressure, 60 to 90
pounds. N. J. Welton, Pres. Commissioners and
Supt. of Works; H. I. Boughton, Mayor; E. G.
Kilduir, City Oeik.
Weat Hftitfdrdy Hartford Co., population
Z900; department consists of z hose carriage; 400
feet gooa leather hose. John E. Millard.
Water Supply— Gravity system from elevated
reservoir; 3hydrants; — mues 94-inch mains. L.
Buckland, Town Clerk.
Weatporty Fairfield Co., population 4000; 9
hand engines; z hook and ladder track; 9 hose car-
riages; 850 feet good rabber hose; 700 feet leather,
good; zoo volunteers; fire police. John S. Jones.
Water Supply— River.
Weat Stratford 9 Fairfield Co.; frame build-
ings, one and two stories; wooden roofs permitted;
z hand engine; z chemical; z hook and ladder
track; value of apparatus and supplies, $zooo; 35
volunteer members; annual expenses, $Z50; bell
alarm.
Water Supply- Wdls, cisteras and rivers.
WetlieralleMy Hartford Co., population ar
frame and brick buildings; z hook and ladder t
value, $600; 96 volunteers; l>ell alarm. E. G.
Woodbouse.
Water Supply— Wells and dsterns. Albert
Galpin, Town Clerk.
WilllsMltle, Windham Co., population *9ooo;
area, 3000 square acres; fire limit, 300 acres; fire-
22
Fire I^tecHon and Water Supply.
CONNECTICUT— CMfiMMdl
works ordinaace; cause of fires investiffated; brick
and frame building^, two, three and iour stories;
department consists of x hook and ladder truck, a
hose carriages; a8oo feet cotton rubber-lined hose;
value of apparatus, etc., $3Soo; zio volunteer mem-
bers; electric alarm. 9«treet boxes. Chief appointed
by the Court of Burgesses. Chas. N. Darnels.
Water Supply— Water-works; source, Natch-
ang River; by pump to reservoir; capadtv, 5.ooo,-
ocx) gallons; pumping machinery, made oy R. D.
Wood ft Co.; capacity, 1,500.000 gallons; 139 hy-
drants: 15 miles mains: diameter, 6 to 14 inch;
Ludlow gales; 36 Crown meters; quality, eroellent;
cost of works. $2ao.oco; annual expenses, $az,ooo;
interest on bonds, 4 per cent S. C. Smith, Chair-
man Commrs.; H. S. Moulton, Supt.; C. S. Bil-
lings, Warden; Chas. N. Danks, Town Clerk.
"Windtor LookSy Hartford Co., population
*Si5oo, has no fire protection; the mills own chemi-
cal extinguishers and quantity of hose.
Water Supply— Canal.
'WiMRled, Litchfield Co., population "4500; z
steam engine; 4 hose carriages; z hook and ladder
truck; 3800 feet cotton; Z40 volunteer members;
electric alarm bells in fectones and hotels; zz fire
stations. Stephen P. GoodseU.
Water Supply— Water-woiks; gravity pres-
sure from lake to z reservoir; zz miles mains; 96
hvdrants; pressure, 55 pounds; E. C. Culver, Supt.;
W. S. Huribert, Mayor; Henry W. RoMnson,
Clerk.
The following places have no fire protection:
Berlin, Hartford Cfo., population *a385. Brooklyn,
Windham Co., population ^3308. Buriington,
Hartford Co., popuhition •zna4. Cssttn, Hct-
ford Co., population *a999. Cheriure, Nev Hives
Co., population *aaB4. Chester, MiddfeKxCc
population *z6o3. Clinton. MkUloez Co.. popu-
lation *Z40B. Cromwell. MiddleKS Co., popb-
tion *i640. Darien, Fairfidd Co., popdiox
*i9a3. East Granby, Hartford Ca. popssoci
•Z340. East Haddam, Middlesex Co.. popslm
*3000. East Hampton, Middlesex Co. pojnliM:
*ZZ40. East Hartford, Hartford Co., popoitss
*40oo. Glastonbury, Hartford Co.. popolma
*Z90o. Groton. New London Co.,pq>idaiioD*5r4.
Haddam, Middlesex Co.. population •a4i> H£>
den, New Haven Co., population *3«». \jsdkt.
Litchfield Co., population *34za MadisK. >fv
Haven Co., population *z67o. Manchfitfr. Hr
ford Co., population «64fia. Maasfidd. Toub:
Co., population *ai54. New Hartibri Ue^
Co., population 'sm. Norfolk, Litchfidd C»
population *Z400. North Branford, Nev Hi>s
Co.. jpopulatfon *zo5o. North Manchesia, Hr-
ford Co., populatfon *3aioo. Oxford, Nev Ri«
Co.. population *ziao. PomfreC. Wiiidki9.L
population *Z470. Preston, New London Co^po
ulation *a5a3. Ridgefield, Fairfield Co.. popu
tion *aoa8. Sharon Valley. Litchfield Co..pK^
tion *a5oo; water supply, brooks and pompi. Sor
Coventry. Tolland Co., population "9043. Sc2
Manchester, Hartford Co.. population *3S0O ^^
Whidsor, Hartford Co.. population *I9C». S^
Hartford Co., population *32S5. Uoioa Gt; >5
Haven Co., population *zao7. Washingtofi.L'-^
field Co., population *Z589. Waterford. Ne« If
don Co., population *37aa. West Hsvo. N**
Haven Co., population *Z975. WestrUk S5
Haven Co., population *I390. WinioKtoa.To..*:
Co., population 'loBy. Woodstock, ^luikaK v.
popuiadon '9639.
DAKOTA— North and South.
Aberdeen. Brown Co., populatfon 'oooo; build-
ings, brick and wood, one and two stories; depart-
ment consists of z hook and ladder truck, 3 nose
carriages; «)o feet good rubber hose; zooo feet
poor; 9000 feet good cotton; value of apparatus and
supplies, $aooo; 75 members; z paid rail time; ex-
penses in z888. $1000; bdl alarm. J. H. Hauser.
Watkr SUPPLY—Artesian wells; direct pressure,
aoo pounds; a miles street mains; ao hydrants;
pressure, aoo pounds. Operated by dty. W. P.
Butier, Engineer. G. A. Outcelt, Town Cleik.
Blaauirck. Buzleigh Co., population 5000; area,
400 acres; buildings, brick and frame, two and three
stories; department consists of z chemical fire ex-
tinguiiher, 6 hand extinguishers, z hook and ladder
track, a hose carriages; aooo feet good coeton hose;
owned,
$adbo; z<
innuaUy,
value of apparatus and supplies. $7400; < building
* " 150 members; 9 paid fiill time; ex-
y $6500; bdl alarm. L. U. Griffin.
Watbs SuppLT—River; z reservoir; direct prea-
sore, 70 pounds. £. H. Barrett, City Clerk.
Cantos 9 Lincoln Co., population z6oo; build-
ings, brick and wood, one and two stories; depart-
ment consists of 4 hand extinguishers, a ladders.
D. C. HulL
Waxsr SuppLT-n4 pubUe wells. J. P. Horan,
Mayor; G. Olvor, City Clerk.
Centrel City, Lawrence Co., populatfon Z080;
frame buildings; z hook and ladder track; z hose
carriage; 750 feet good cotton hose; 500 feet linen,
good; 900 feet poor; value of apparatus, etc, $0000;
S members, all volunteers; bell alarm. T. D.
urria.
Water Supply— « reservoirs; direct pressure;
x% miles street mains; 5 hydrants; pressure, 50
pounds. C. H. Kammon.
Ckaai^rlaUSy Brule Co., populatfon sooo;
buildings, frame, one and two stories; department
consists of z hook and ladder truck, a hose^
riages; zooo feet linen hose, good; vahie of apg>
tus and supplies, $0500; Z5 memben; i ban
owned; value, $600; bell alarm. Chief esg^^
elected by dty ooundl. S. Hayes.
Water Supplt— Water-works; wrlteuLp'
ity. pumping to reservoir and direct to wiss. *
pacity Of reservoir, z, 500.000 gaUoiis; Wortfcaja
pumps; Z9 hydranu; %% mUca matnc 71^
qualiiy, good; com of works. $35,000; !««£«£
pounds. C. C. Morrow, Supt.; J. A. Strw
Mayor; D. F. Burkholder, (Hty Clerk.
I>eaiwoo4, Lawrence Co.. popolstiw "^
I hook and ladder track; 5 hose canisges; jon""
serviceable hose; electric fireatann. LF.vv
beck.
Water Supply— Water^wofks; sooce.^^^
wood and other credcs; systeoM. grsTitfto'^
voirs and direct into mains; capacity of f
900,000 gallons; Z9 hydrants; 5 nuks wm»*>
ameter, 4 to 6 inches; a gates, Eddy; quairtr*
good; not filtered; cost of werks. $75*<"°( f
expenses, $4500; pressure, zio poms. [•
Gner, PiesTwrw. Co.; J. M. ftelsfori. 5<
S. Starr. Mayor; L. F. Whiti>eck. City Qtfi
DeTtPa Lake, Ramsey Co.. no.
buildings, wood, one and one-hali stories; <
ment consisU of z hand engine, z hook taAu
track, z hose carriage; zooo feet hofC go^*^ '
alarm. C. W. Kelly.
Water Supply— 4 dsterns; 995 bbb. <
reservoirs; capacity, 9(55 bbls. each. H. C t
brad). Mayor; C. M. Fisher, Town Ckff-
FaifOy Cass Co.. population *^^l
x> acres; fire limit, 850 acres; brick tod^
— IMings, one, two, three and four fff°J
chemical hand extinguishers; 9 hook and >
trucks; 3 hose carriages; 3500 feet of r^
2«SkU
Fire Protec6aa and Water Supply.
'3
!; value of sppantiis, $9000; 3 buildlngB,
le $4000; 90 Tohmtotr members, 2 paid; electric
ffl,40b0Kes. Chief elected by depertment. J.
nynn.
^ATER Supply— Water-works; direct pompiag
1 river into resenroirs; Holly system and Gaskill
ips; total capacity, 4,000,000 gaUoos daily; 56
rants: 15 nilo mains; diameter, 6 to zo inches;
pman gates; screen filtratioB; cost of works,
ooo; annual eapenscs, — ; pressu«, 90 to zzo
ids; interest on bonds, zo per cent. W. P.
glas, Pres. W. Wj Cbas. Parrrt, Sapt; Setb
man, Mayor A. T. ShotweU, City Cleric
landrnv. Moody Co., population zooo; area,
acres; brick and Irarae buildings, one and two
es; I hand engine; z hook and ladder truck; 7
carriages; zooo feet good hose; zo hand fire
tguishers; ao vohmteer members; bell alarm.
ATER Supply— Rirer and wells. F. A. Spal^
Mayor; W. P. Hess, ViUage Oak. (Water-
s, it is unofficially reported, will be put in dor-
^889.)
«nd Forkay Grand Forks Co., populatkm
brick and frame buildings, one to three st4>
I chemical hand extinguisher; z hook and lad-
ruck; 4 hose cans; 4000 feet good hose; valne
>paratus, etc, $zo.ooo; Z4Z members, z paid
me. 3 part time, Z37 volunteers; electric alarm;
iet boxes. F. C. WhitUek.
ITER Supply— Water-works; direct pnmplng
river; daily capacity ol 3 pomps, a.500,000; 7
mains; 40 hydrants; pressure, 80 to zao pounds;
0 construct, $95,000; annual expenses, $8000.
Whitbcck, bnpt; W. R. Burly, Town Cleric
iron, Beadle Co.. population 6000; area*
acres; causes of fires investigated; frame build-
two stories; z hook and ladder truck; aooo
ood rubber hoae; 500 cotton; value of
etc., $44oo{ value of buildings in use,
olunteer members; expenses annually,
lann. W. B. SterUng.
ITER Supply— Water-works; source, an ar-
1 well; capadty, z,ooo,ooo gallons daily, also
Blake pomp; capacity, z,ooo,ooo gallons; as
nts; 2 miles mains; diameter, 9 inches; quality
not filtered; cost of works, $25,000; annual
se. $1000; interest on bonds, 7 per cent. A.
tosh. Supt.; H. J. Rice, Mayor; B. M. Row-
tty Clerk.
tteatown, Stutsman Co., population ^4000;
and frame Duildingi, two stories; 2 chemical
ss; 4 chemical hand extinguishers; z hook and
* truck; z hoae carriage; 900 feet good rubber
value of apparatus, &)oo; 90 volunteer mem-
espenses annually, fsTS; bell alarm. J. T.
im.
TBR Supply— Scarce, artesian well; frnvitr
1; 8 hydianta; one mile mains; diameter, 8
If one gale; qoaUty, good; cost of constmo-
wxo\ pressure, 75 to zoo pounds. B. W.
. Mayor; Andrew Blewitt, Town Clerk.
rimorey Grand Forks Co., population zo6o!
>po acres; frame buildings, two stories; z hand
^; I hook and ladder truck; z hose carriage:
Mt good rubber hose; 99 volunteer members,
elected by members. A. D. Baughman.
TER Supply— 6 cisterns and wells; total ca-
. 54.400 nllons daUy. W. H. FeUows.
r; E.kTMory, City Clerk.
4I80B, Lake Co., population *aooo; area,
res; causes of fires investigated; frame, stone
)rick buildings; shingle roofs permitted; z
ind ladder truck; a chemical engines; 4omem-
'olunteers; bell alarm; z building used, value
TER Supply— Wells.
ndan, Moreton Co., population *aooo; build-
3rick and frame, one, two and three stories;
department consists of z hook and ladder truck and
a hose carriages; aooo feet good rubber hose, 400
feet poor; value of apparatus and supplies, $3500;
SO membiers, volunteers; expenses annually, $zooo;
electric alarm, connects with steam whistie. E. C.
Rkse.
Watkr Supply— Water-wofks; sourer. Heart
River; pumping direct to mains; Worthington
pump; zo hydrants; one mile 4-inch mains; Lualow
gate; quality of water, good; not filtered; cost of
construction about $7000; pressure, zoo to Z40
pounds. B. C. Rice, Supt.; J. McGuiness, Town
Clerk.
MnyTilto* Traill Co., population aooo; area,
640 acres; buildings, frame, z and \% stories; de-
partment consists of z hand engine and z hoae car-
riage; 7«o feet good rubber hose; value of appar-
atus and supplies, $aooo; 35 volunteer members;
beU alarm. B.P.Welch.
Watkr Supply— Artesian wells, capacity 3500
barrels; 4 dstems, capacity 800 barrels. N. D.
Nelson, City Clerk.
Pierre, Hughes Co., fhune and brick buildings,
one to three stories; z hook and ladder truck; 3 hoae
carriages; aoo feet rubber hose; azoo feet cotton,
good; value of apparatus, supplies, etc.. $4000; 86
volunteers; total expenses annually, $5000; beU
alarm. Jack Barck.
Watbr Supply— Water-works; z reservoir, ca-
pacity 3,000,000,000 gallons; gravity and dbect
pressure; 5 miles street mains; 96 hydrants; pres-
sure Z38 poimds. John Troy, Cn. E. Alsop.
RapM CUT, Pennington Co., population ^3200;
buildings, brick and wood, two ana three stories;
department consists of z hook and ladder trucic and
4 hoae carriages; Z30ofeet good rubber hose; 300
feet poor; zooo feet linen, good; value of appsnlus
and supplies, $3000; 7< vohinteer members; beU
alarm. Robert fioyd, « r.
Water Supply— Water-works; gravity system
from spnngs 3 miles west of city to reservoir; ca-
pacity of same 800,000 gallons; 34 hydrants; 6 mOes
of mains; diameter 4 to zo inches; 33 Ludlow gates;
Quality good; not filtered; cost of construction,
$57,000; pressure 80 pounds; interest paid on bonds,
James Long, Jr., Supt; Davkl H. Clark,
Mirror;
Frank P. Corey, City Clerk.
Re4fleld, Spink Co., population ztto; area, zoo
acres; sale and use of fireworks prohibited; causes
of fires investigated; frame and brick buildings,
two stories; z book and hulder truck; a hose car-
riage; Z300 feet cotton, good; value of iqiparatus,
$3000; z bunding, value $zooo; 55 volunteer mem-
bers; l>ell alarm. Chief elected xn companies and
approved by the city council. D. Hunt.
WATER Supply— Source, artesian well and da-
terns; direct pressure from well into mains; a hy-
drants; 3000 met 6 inch oDains; cost of construction,
$5000; annual expense, $300; pressure 75 to Z50
pounds. W. D. Beebe, Supt.; A. Kemmerer,
Mayor; J. J. Myen, Town Clerk.
flUovx Fella, Minnehaha Co., population *za,-
000; fire limit, za blocks; fireworks oroinance; mer-
cantile buildings, brick and stone, four and five
storicai; department consists of z steam engine, 6
chemical hand extinguishers, z hook and ladder
truck, 4 hose carriages; Siamese couplings; ^500
feet good rubber hose, zoo feet poor; value oiap-
paratus, etc., $za.ooo; a buildings, value $650;
membership, ZZ3: a paid; bell alarm. Chief elect-
ed by department and approved by council. C. T.
Jeffers.
Water Supply— Water-works; source, Big
Sioux river and wells; system pumping to stano-
pipe; capacity 440,000 gsilons; Worthington pump-
ing machinery; capacity z, 500,000 gallons daily; 63
hydrants; 9 miles mains; diameter 4 to za inco; aa
Ludlow gates; filtered by National Water Co.'s
plant; pressure 60 to Z35 pounds; cost of construe-
^4
Fire Proteetum and Water Siyapfy,
DAKOTO fwdh— f.
_ GtwnuiteeCo. of
ihl A. w. Mcmoo. Pm.: r. w.
J. F. Notton, Mayor; W. H. Holt.
OtrClok.
BpemrMtkf Lavreaoe Co.. pofmlfttioB Soo;
buikiiBCs. wood, one ud a half stories; dcfMutment
ooosisu of a dwanicsl hand extiM|iiisbcn, x book
•ad ladder track, a hose canfaces: 400 feet nblwr
bose, good; zoo feet poor; 400 feet ootton. good;
100 feet poon Teloe of appemtns and suf^lies,
^ 00; so vohmteer Bcmbets; bell alarm.
iTATBK Supply— Water-vorics; sooioe, springs;
♦'^Jt
sues, |aoo; prcssore 75 to 100 1
r dty. L. Harper, SapL; M. C.
A. Clark. Awfitor.
gmritf sjrstem to tanks; labydnoits; 3 miles' a-faich
mains; 15 gates; onality good; not filtered; cost of
works between $17,000 and $z8.ooo; aanoal ex-
> ponnds; operated
-y«__A. * J. '. Connors, Majror;
TTsAallf Bon Homme Co,, popolatkm 600;
buiklings, wood, one stonr; fire department consists
of 90 members; bell alarm. A. A. Grant.
Water Supply— Artesian weU. J. WaUams.
Town Clerk.
yeradlllOB, ClaY Co., population aooo; bucket
brigade; 900 ieet rubber hose.
Watb -
Kolb.
ATBK Supply— Wells and dsterns. George
WalipetOBt Richland Co., popnladon *a5oo;
area, 600 acres; mercantile Inmdlngs, bridt and
frame; dwellings, frame buildings, two and three
stories; department consists of z hook and ladder
track. ^ hoae carriages; aooo feet hose; 4 Baboocks;
) TOlnnteer members; bell alarm, with dectric
connection. J. B. Hanljr.
Watkr Supply— Water-woiks; qrslam direct.
IKTcctUngloa pmiK o^
Itf 9,990,000 gaDoBs daihr: 30 kTdtnb; 5 bIb
aeains; diameicr 4 to za mdi: za Ladlov gnes; 2
Hcney meters; qualitj good; cost to ooiSRC
$65,000; annual expenses about $6oaoc proBtf
toz30poonda. H. H. St John. SibL: Ge&D.
Savain. Mayor; Chas. G. Bade. OljCtak
Watert^wmy Codington Co., 1
z chemical engine; zl
carts; Z500 feet booe; 55
part time. A. Foley.
Watbs Supply— Waler-wciks; tmat 'Jt
Kampeska; pumping direct and to smd-ppe a
feet ugh; 80 hydrants: 8 nulea SMmi; dnace:
to Z4 inch; cost to oonstrucc, $Z9Z,oooi M. S&r.
Supt; O. Gersiey, hiayor.
Web«ler» Day Co., popidaikm *noo. im
buildinffs; aoo chemical band eatingadMn.
Watbs SUPPLY— Wells and dsiens. £.H»
tingtoa, Umjor, W. W. Levery. City Osk.
YaaktoB, Yankton Co.. p«iolatMMi*4fi«' bsi
and wood buddings, two and mree stodo: dc*^
meat oonsiais of z hook and kidder tnck, 3 bat
carriages; Z500 feet good cotton booe. fooka^
Yahie of apparatus and supplies, $3500; 6s s&
bets. zpakifiiU time; eKpeaaes annually. $<k be.
alarm. James Kmgsbiary.
Watbs Supply— Water-works; gmvitf sn?
from artesian wdl; capacity, z,6oo.ooo giliaciS£(
to reserroir; capacttyof latter. 70.000 gaBac& s
hydrants; 3% miles mains; diameter. 4 »>^^
S^tes; 6 meters; quality mineral; hard; ttpgj
'iiig; cost of works, $9Z,ooo: anaual oposa
^ "ressure, 43 pounds; operated byatr./-
Chairman W. Com.; L. Karr. SupJ-^i^
L. FeUer, Mayor. J. Kingsbury. CHy Clot
The ibnowiag place has no fira piotectioe: 3
Pohit, Union Co., population *ziooi.
DELAWARE.
CaaideB, Kent Co.. population Z577; area. 500
acres; fireworks ordinance; brick and frame build-
ings, two and three stories; apparatus valued at
9730; 9 chemical hand extiDguisbeni and book and
ladder truck; z building, valued at $900; member-
ship 39, volunteers uniformed. William Ellison.
Watbs Supply— Wells. W. B. Nock. Town
Clerk.
Delaware Citfy New Casde Co.. population
*Z95o; area, zaoo acres; frame and brick buil<fings;
z hand fire engine; zooo feet new hose. G. N.
Bright.
Watbs Supply— Good; from canal. J. E. Sad-
ler, Mayon W. A. Jester, Town Clerk.
DoYer, Kent Co.. population *jooo; fireworks
ordinance; frame and brick buildings, two and
three stories; department consists of z hook and
ladder truck, 9 hose carriages; zooo feet good rub-
ber ho«e; 40 members; value of apparatus and sup-
fOies, $9500; value of buildings, $5000; Chief elected
by council. E. L. Clarke.
Wates Supply— Water-works; weUs; direct
pumping; HoUy system; capacity, z, 000,000 gallons
daily; 99 hydrants; 3H miles mains; diameter, 9 to
Z9 inch; 8 gates; quality, good; not filtered; cost
to construct, $99,000; annual expenses, $9500; in-
terest, 4 per cent; pressure, 40 to 75 pounds. W.
A. Riley, Chairman Com.; W. D. Walls, Sapt;
H. C. Reedy, Mayor; W. N. Boggs, City Qerk.
Frederica, Kent Co., population 696; frame
buildings, two and a half stories; department con-
sists of z hand engine, 3 hand extinguishers; zoo
feet good rubber hose.
Water Supply— WeUs and riv.r. W. E.
Knowles, Town Clerk.
GeoTgetown, Sussex Co.. poputafioa t^e
fireworks ordinance; frame buildings, two ssxs,
I hand engine. ^
Wates Supply— Pumps and driven veCi ^
S. Moore, Town Clerk.
Ifa«rel» Sussex Co.. popolatkm *9ooo; m^
tile buQdhigs, wood, two stories; wooden nxs^
mitted; frame dwelUngs, two stories; no kt^
ment; 9 hand engines; 900 ieet leather hostt^
owned by mannncturers.
Wates Supply— WeUs and creek. I- J^=^
ten, Town Clerk.
lielveie, Kent Co., popolatkm 550; fi>ve^
lags, two and three stones; department ooutfs^
buckets and ladders; no fire department .
Watbs Supply— From credc by pwps^ -^
Farrow; H. Raymond, Clerk.
MMdIetown. New Castle Ca. popo^^
faooo; t>rick buildings, two and three s^<^Jl
partment ooosisU of z hose carriage; 1000 K«t ^
rubber-lined hose; value of ^iparatus. «VP'-'^ !^i
hose house, $9800; 3c volunteer meabcn. ^t^
whistle alarm. Geo. Hopkins. ^^
Watbs Supply— Waterwworks; g»«*TS«^i
Worthington pumps; capacity, 945 to 410 P^
per minute; z hydrant: pressure, 85 po^-*
T. A. P. Bradley. Town Clerk.
mUford, Kent Co., popolatfoo jno; ^;^
buildings, two stories; department consists o( i -^
and ladder truck; vahie of apparatus and .<«Ff^
$Soo; 30 volunteer members; expenses in iwr *^'
bSl alarm. C. H. TufhiU.
Water Supply— River and driven weU5.
Newark, New Castie Co., popolatioo n?*
Fire I^roteetUm and Water Sujpphf.
25
rcantile bnildingB, brick, two and thne storiei;
eDings, brick and frame, two storiei; shin^e
£1 penaitted; departneiic consists of i hook and
der truck, x bose carriage, z bote tender; 500
good rabber and 500 feet good linen hose;
le of appantae and sappUea, $iaoo; 50 ndon-
- memben; bell alarm. Jos. T. WUUs.
Vatkr Supplt— Water-works; wdls pwnp-
to stand-pipe and difect to mains; H0II7 sjra-
1; capadty, z,ooo,ooo gallons daily; 35 fav-
ots; %% miles mains; diameter, 6 to zo ia^;
Jity, good; not filtered; cost of works, IsStOoo;
ETest on bonds, 5 per cent; ppsssve, 60 to ziQ
inds. James HaTes, Snpt; T. F. ArmstiOBg,
for, Geo. W. WiUiams, Town Clerk,
few CMII0, New Castle Co., popolation 5000c
i.90ooacres; fire UaBit.same; meveantile buikl-
s, brick, tfaxoe and four stories; shingle and
ST wooden roob permitted; dwellings, brick and
le, three and fbor stories; department, a steam
eogioes, x book and ladder track, ao chemical
id extinffnishers, x hose carriage; xooo feet new
e; 500 feet rubber, poor; Talue of apparatus and
plies, $5500; 60 members; a fiill paid; annual
eases, $40oa R. J. Conway.
\^ATER SUPPLT— Water-works; creek and
logs; pumping to reservoir; capacity of same,
;o,ooo gallons; Blake and Davidson pumps; to-
eapadty, 3,250,000 gallons daily; 9 miles mains;
neter. i to xa inch; 40 hydrants; iiuality, good;
filtered; cost to construe^ $1x0^000; annual ex-
ses, $4000; interest, 5 per cent: pressure, a6 to
)ounds. Jas G. Shaw, Pres.; S. C. Slaw.
■ealordy Sussex Co., population *x8oo; x hook
and ladder track; ladders and buckets.
Kent Co., population t^aoo; x hand
eagina; a hose carriages; xliook and uulder truck;
xooo feet hose; z fire company. J. B. Carter.
Wateb Supply— Water-works; well; pumpinff
and direct; Gordon ft Maxwell
to stand-pipe
pumping
daily capacity, 845,000 gallons;
35 hydrants; sK antes mains; diameter, 4 to 8 inch;
gates by Union Hydraulic Works; quality, first
Class; noCffitered; cost to construcf, 904,000; annual
expenses, f zaoo; interest, 4per oeat.; 'pressure, fo
to 5c pounds. S. Taylor, Coairman Comm'rs; A.
Taylor, Supt
WilBdmgtOBf New Castle Co., population
'51,000; brick buildings, three stories; department
consists of 6 steam engines, 4 hand extinguisliers, a
book and ladder trucks, 6 hose carriages; 6000 feet
food hose; ai horses; value ot apparatus, etc.,
$50,000; membership, 700; 9 paid raii time, 6 part
time; telegraph alarm, 09 boxes; expenses an-
nually, $a5,ooa F. A. Robinson.
Watbs Supply— Water-works; creek; gravity
and pumphig to reservoirs; Worthington and
Knowles pumping machineiy; capaaty, 5,500,-
000 gallons daily; 635 hydrants; ^% miles mains;
ouantr, good; not filtered; cost of construction,
9750.000; annual expenses, $50,000; interest, 4 to 6
per cent; pressure, ao to «> pounds. Wm. T.
Porter, Pres. Commrs.; W. H. Lee, Supt.
The following places have no fire protection:
Lewes, Sussex Co., population *ao33. Milton,
Sussex Co., population tioa6.
DISTRICT OF COLUMBIA.
f asMagtOB (indndes Georgetown), popular
' *s3o,ooo; sale and use of fireworks prohibited;
ses of fires inTcstigated; brick, stone and frame
Idings, one to aix stories; 8 steam fire engines;
lemical hand extinguishers; 3 book and ladder
^; 8 hose carriages; 3 iiiel carts: Siamese coup-
is used; ao,ooo feet good cotton hose, aooo feet
in 49 horses; 9 buildings used, value $xo8,ooo;
mM department, xoi members; expenses in 1887,
9x08,000; telegraph alarm, z6o street boxes. Chief
appointed by district oommissjoners. Joseph
Puis.
Water Supply— Water-works; a reservoirs; a
dstems; gravity pressure; 170 ]( miles street mains;
diameter, 4 to^ inches; zz68 hydrants; pressure,
90 pounds, n. F. Hayden.
FLORIDA.
laitow, Polk Ca, population tzooo; frame
uings, two stories; a chemical engines; z hook
I ladder truck; aoo leet good rubt>er hose; value
apparatus, foooo; 30 volunteer members; bell
rm. C. E. Reed.
VATiR Supply— Tank; capacity, 3000 gallons.
H. Watsa. Town Clerk.
irooksTlliey Hemaado Co., population tSoo;
&e buildings, one and two stories; a chemical
pnes; 300 feet good rubber hose; value of ap-
atQs. $X9oo; 35 Tolunteers; bell alarm. C. C.
sthley.
Vatir Supply— Wells. A. B. Whelply, Town
vk.
>sytOBa, Volusia Co., population *Z9oo; build-
s, frame, two stories; department consists of 2
mical engines, a hose carriages; x8o feet rabber
*e, good; value of apparatus and supplies, $5000.
Vatsr Supply— River and artesian wells. G.
Wallace, Mayor; C. M. Bingham, Jr., Town
:rk.
I>€ Land, Volusia Co., population aooo; fire
^t^ acres; sale of fireworks prohibited; brick
1 frame buildings, one to three stories; a chemi-
engines; 4 chemical hand extinguishers; i hook
1 ladder (ruck; value of apparatus, $1800; 57 vol-
teer members. F. S. Goodrich.
iVATER Supply— Wells. S. B. Wright.
BasltSy Lake Co., population *aooo; buildings,
od, one to three stories; department consists of
a chemical engines, z hook and ladder truck; value
of apparatus and supplies, $xaoo; 35 Inembers; ex-
penses in z888, $75; bell alarm. ATM. Oe Witt.
Watkr Supply— Lake. P. A. Ross, Mayor;
G. W. Church, Town Cleik.
Femaadiaa^ Nassau Co., population 4000;
area, 350 acres; Cure lin^it, ao acres; brick and frame
buildings, two stories; z chemical engine; a chemi-
cal hand extinguishers; z hook and ladder truck;
aoo fieet good rubber hose; 43 rubber buckets; value
of apparatus and supplies, faooo; 35 volunteer
members.
Watkr Supply— Water-works in course of
construction; artesian well. J. Ban. Mayor; G.
E. Wolfie, City Clerk.
JacksoiiTiiley Duval Co., population ^35,000;
z hook and ladder truck; 3 hose carts; 3500 feet
hose; ao men, all paid; 6 hones; telegriipn alarm.
Peter Sones.
Watbr Supply— Wateivworks; artesian wells;
direct pumping; Worthington pumps; daily capac-
ity 4,500,000 gallons; Z17 hydrants; 9 miles mains;
diameter 6 to Z4inch; 65 gates, CoflBn-Ludlow; 38s
meters, Crown -Worthington; cost to construct,
$100,000; annual expenses, $10,000; interest on
bonds, 8 per cent; pressure 45 to zio pounds. A.
S. Baldwin, Pres. Trustees; R. N. Ellu, Supt.; C.
B. Smitii. Mayon £d Higgins, City Clerk.
area, 256 acres; fireworks ordi
populatj
.loance;
mercantiie
26
Fire Prateethn and Water Supply.
FlX>RlDA-^Cbmtmu4d,
buildings, frame, two stories; wooden roofs per-
. mitted; frame dwelliags, two stories; department
consists of 4 steam engmes, i hand engine, a book
and ladder trucks, 5 hose carriages: Siamese conp-
lings used; 5000 fset good bose; Yalne of apparatus
and supplies. $34,000; value of buiklings m use.
$25,000; 350 volunteer members; electrie fire alarm;
40 boxes. Chief elected by companies. B. F. H.
Bowers.
Watbb Supply— Ocean; each dwdling has a
cistern, capadtr zo.ooo gallons; artesian wells. J.
G. WadddTMajor; B. F. H. Bowers. Cicric
lAke City, Columbia Co., population "asoo;
85 volunteers; z hand engine; z hook and ladder
truck; i hose carriage; 000 feet hose; 50 leather fire
bttckeu. C.S. Wyltoft
Watbk Supply— Water-works; lake and arte-
sian wells; direct and pumping to tank; capacity
ao,ooo gallons; Worthington pumps; daily capacity
4,000,000 gallons; ao b]fdrants; a miles mains; di-
ameter 4 and 6 inch; water is filtered through brick
and charcoal; pressuze 40 to 00 pounds: cost to
construct, $z8.ooo. N. S. ColUns, W. R. Bush.
Mayor; Wm. Ives, Town Clerk.
Iieeabvrfky Sumter Co., population Z500; z
steamer; a hose reels; zooo feet hose. E. H. Mote.
Water Supply— a dstems; capacity 6000 gal-
lons, filled by underground pipe from ice iactory.
P.W.Butler, Town Clerk.
Madison, Madison Co., population *zooo; no
fire limit; no fire department; a manu£u:tnring
company have a trained force of men always on
duty in case of fire; large quantity of rubber and
linen hose, buckeU and ladders.
Water Supply— Tanks, pumps and 5 hydrants.
Milton, Santa Rosa Co.. population *aooo;
area. 615 acres; fire limit, a acres; frame and brick
buildings; z hand engine.
Water Supply— From river.
Ocala. Marion Co., population 3700; z steamer;
a hose reels; z hook and ladder truck; zooo fieet of
rubber hose; a horses. T. D. Lancaster.
Water Supply— Water-works, artesian well;
pump to stand-pipe; capacity, zzo,ooo gallons; Wor-
thington pump; capacity, 790*000 galfons daily; 60
hvdrants; sH miles mains; diameter, 4 to 8 Inch;
Eddy gates; pressure, 4S to 50 pounds. A. D.
Schofield, I^.; J. H. CampbeU, Supt.
Orlando. Orange Co., population *400o; mer*
cantile buildfaigs, brick, three stories; wooden roofs
not permitted; frame dwellings, two stories; depart*
ment consists of z steam engine, 3 chemical en^nes,
z hook and ladder truck. 4 bose carriages; z8oo feet
good linen hose, value of apparatus and supplies,
$4000; 65 volunteer members; bell alarm. W.C.
Sherman.
Water Supply— Water-works; lake; direct and
pumping to stand-pipe; capacity of same, zo6,ooo
gallons; Knowles pump, daily capacity z.ooo,ooa
gallons; 50 double hydrants; 7 miles mains; diame-
ter. 4 to la inch; Eddy gates; pressure. 40 to zoo
pounds; cost to construct, $z5o,ooo. Geo. Lents,
Pres. W. W. Co.; H. W. Gretham; J. P. Watson,
Town Clerk.
Palatka. Putnam Co., population 4500; area,
zooo acres; fire limit, 800 acres; mercantile bmid-
ings, brick and fivme, one to three stories; wooden
roofs prohibited in fire limiu; frame dwellings, one
to three stories; department consists of z steamer, z
hand engine, z hook and ladder truck, 5 hose car-
riages; Siamese couplings used; aaoo feet good
hose; zoo volunteer members. R. Reesting.
Water Supply — Water-works; Branch and
spring system; pumping to stand-pipe; capacity.
Z84.000 gallons; a Worthington pumps; total ca-
pacity, 3,000.000 gallons; 70 double hydrants;
7 miles mains; diameter. 4 to za inch; Coffin gates;
6 Crown meters; pressure, 60 to 90 psssdt ooa
to construct, MS.000; annoal expcniet. $aooo(
operated liy P. Water-works Co. Harver^Vdo.
IYm.; J. H. Yeaton, SupL; W. J. Webb. Ibvc
Jas. Puroell, City Clerk.
Pauaeola, Escambia Co., popolaHos h-ok
z steam fire engine; a dwariaal aagiaa; i M
and ladder truck; 5 bose carriaeea; 31D0 feet fooi
rubber bose, 450 feet poor rubber boae; saesps^
loll time; M volnntoen. L. Le Baroa.
Water Supply— Watcr^wotlLa. gmtfvjma:
bay and tower, Z50 feet high; pieaaaie. zmpesidc
pnmpfaig pressort, 85 poonds. £. O. Qoa. LT.
•t« Avffaatlaa, St. John's Co.. popidiia
9aoo; department oonasts of 3 ateam eagjas^
neafters, z hook and ladder truck, a boae csnia^
4 chemical extinguishers, hooks, pikes aad duic
aooo feet hose, new; 60 vohmteer meaiben. W.K
Ingraham.
Water Supply— River; 4artesiaa wdK $ad
j-inch maias; 35 hydrants. E. F. Joyce, WSia
Moody.
Baaiordy Orange Co., populatkm '3000; bni
and frame buildings, one and two storfes; firetccb
ordinance; department oonsbts of 5 dieaicil »
gines, a hook and ladder trucks. 3 bose reeb; iF
feet jiood bose; 30 " '
Maniy:
Water Supply— Waterworks. lake; bf f^
to reservoir; capacity, 900,000 gsiDoiis; tbesoe ^
pumpmg to tanks; capacity of same. 40,000 nlaa
Worthington pomp, capacity z,ooo^ooo galioss; <
hydrants; 3 miles mains; diaoBcCer. 4 10 o iec
Eddy gales; pressure, ^ to zoo poonds; con c
construct, $50,000. H. o* I
W. Beaidsall. Supt.
Tallakataeaf Leon Co.. popalatios *yA
brick aad wood buildings, two stones; depsnae-
consists of 6 dienucal hand extingnidiers,! baa
and ladder truck; value of apparatus and aqaks
$800; a4 volunteer membezs, paid part. J. i-
Speacer.
Watbr Supply— Wen aad dstem. W.B.(^
man. Mayor, J. L. Demillsy, Town Oark.
Tuafat HOlsborough Co. (inchides Ybor O?
popidation 8000; z band engine; z book sad li^
truck; z chendod engine; 9000 feet of hose. A. C
WuerpeL
Water Supply— Water^works. 1
pumping to tank; capacity of same, 43,000 gidoBK
Woilhington pumps, capadt]
daily; Z05 hydrants; Z5 miles m
6 inch; Eddy gates; pressure, 60 to zso 1
to construct, $z3o,ooo; operated bf Tampa Wt»^
works Co. /. sTSchofiekl. Pres.; J. & Wy«t
Supt.; Thos. E. Jackson, Mayor; Lamoat Bafcf
City Clerk.
WarrlBf tOB, Escambia Co., popolatioa n^
area, Z500 acres; fire limit, 500 acres; comaiafcf
of navy yard investigates causes of fires; fact
buildings, three stories; shingle took peraiiai^
department consists of z steam ensioe. z head &
gme,.35 chemical hand eztingoisben. 3 boceca-
nages, z hook and ladder truck; 900 feet V»^J^
ber hose, 'zaoo feet poor; 4 horses, 100 volocatf
members; bell alarm. Chief appointed by the csa-
mandant. Jas. F. Cronan.
Water Supply— Bay and dsleni; capuat?-
935,000 gallons.
Ybor CUT, Hillsborough Co. (see Tampa).
The following places have no fire PRMnctiec
Apalachicola, FrankUn Co.. pq>alstioB*Z330; Fxt
Dade, Hernando Co., popukition fzsoo; Ijikeliad.
Polk Co., population zooo; Uve Ott, Sawsaee
Co., population •1000; Marianne, J*™"
population *Z40o; Monticello, Jefliersoa Co.. pcpc-
lation •zaso; Orange City. Volusia Co.. popobaoa
*zzoo: Starke, Bradford Co., popalatios zaoo.
Fire Ftoiectum and Water Supply.
27
GEORGIA.
Al¥aBT» Donsliertj Co., popalftdoB *5ooo; a
sam engines; x nand enxine; x book and ladder
ick; 3 hoM carrtages; axoo feet boae, good; mem-
nhip, zao men, Toiimtoen, N. J. Crager.
Watek Supplt— a8 jrablic dstens. Y. C.
ist, Town Clark.
Ajaarievay Sumter Co., popnlatioa *6ooo; fire-
>rks ordinanoe; merouitile tniildings, brick, oa«
d two stories; dwellingSt frame, one and two slo-
s; department, a steam engines, x band engine,
chemical band extingnisbers, a book and ladder
icks, 5 bose carriages; 3500 feet cotton bose. good;
lue ofapparatus ud sapplies, $ix,ooo; bmidings
rned by tne dty; Taloe, $3000; membersbip. ax3,
lunteen; anniml expenses, $x6oo. fire alarm
Us. J.J.Smitb.
^ATBR Supply— Water-works (recently oom-
rted); springs, pomping to stand-pipe and direct
o mains; a Dean pumps; 43 byorants; 8 miles
lins; fliameter 6 to xo incb; pressure 60 pounds;
N. Hawkiaa. Supt.; oost, . J. B. Fielder,
lyor; D. X. Brewsen, City Clerk.
itbeaay Clarke -Co., population ^9000; x steam
S'ne; 6 bose reels; x band engine; a book and
er trucks; aooo feet good rubber bose; aso men,
.anteers; 4 borses. Geo. Mason.
iVatsx Supply— Springs; combined gravity
i direct .pressure system of water-works; capacity
reservoir, ^,000,000 gaDoos; capacity stand-pipe
;.ooo gallons; Blake pumps, capacity 6.000,000
lions daily; 70 bvdrants; o miles street mains; di-
eter 4 to za iaimes; a6 Ludlow gates, 7 Crown
ters; pressure 65 to 70 pounds. W. G. Howell,
es : W. MdUnnon, Supt; J. A. Hunniecnit,
lyor; W. A. GiUand. City Clerk.
itlanta, Fulton Co., population 63.000; area,
600 acres; fire limit, 45^1 acres; firevrorks ordi-
ice; causes of fires investigated; mcreantile
Idings, brick, tbree to six stories bij^b; tin or
ivel roofs; dwellings, wood and brick, one and
) stories; department consists of 4 steam engines,
tiemical band extinguisbers; a book and ladder
cks, 5 bose carriages, one »lKu:se cbemical en-
e (Champion); Siamese couplings used; xx,aoo
t rubber and cotton bose, good; ao borses; value
spparatus mid soppUes, $30,000; 5 buildinn
ned, value, $45,000; membenbipss. all full paid;
il expenses m x888, $44,004.50; 47 boxes. Chief
"V.R.Joy]
pumping
tem; reservoir, capacity a5o.ooo,ooo gallons;
:ted by council. W.' R. Joyner.
Vatek Supply— Water-works; direct pump
ddll pumps, daily omaci^ 6,000,000 gallons: 387
trants; 40 miles mains; diameter 6 to x6 iaicb;
att filtering plant, capacity 3,000,000 gallons
iy; pressure 40 to xoo pounds. C. C. Hammock,
s.; W. G. Richards, Supt.; John T. Glenn,
yon J. H. GoldsmiUi, Clerk.
Lagvata^ Richmond Co., population '40,000; 4
km engines; x book and Isaoer truck; 4 bose
riaees; 5x00 feet good rubber bose; ao borses;
li department; 5x regular men; electric fire
no system, 4X boxes. H. M. Young.
Vater Supply— Water-works; river; direct and
oping to stand-pipe; capacity of same ^,000.000
ions; pumping madiinery tnr R. D. Wood and
trthington; total daily capscity 8,000,000 gallons;
hydrants; 30 miles mains; pressure 35 to 60
inds. A.H. Davidson, Wm. Bennett, Supt.
lainbrldgey Decatur Co , population xSoo; a
d engines; x book and ladder truck; 3 bose car-
ies; 600 feet rubber bose, good; 800 leet rubber
e, poor, volunteer department, xas men. T. R.
rdell,
i^ATKR Supply— Water-works; artesian wells
I cisterns pumping to stand-pipe; Knowles pump;
acity 800,000 gallona daily; 4 miles mains; di-
ameter 3 faicbes; xo hydrants: pressure 50 pounds;
oost to construct, $ao,ooo. W. s. Buxbase, Pres.:
A. E. Boardman, Supt; M. O. Neal, Mayor; S.
BrambweU, City Clerk.
Bamearlliay Pike Co., population '0500; fire-
works ordinance; causes of fires investigated; mer-
cantile Imildings, brick, one and two stories; tin and
iron roofii; dwellings, wood, one and two stories;
department consists of x steam engine, a bose car-
riages; Siamese couplings used; xooo feet of rubber
bose, good; value of apparatus and supplies, %>yxa\
X buikiing owned, vahie $0000; memborsbip 45, all
volunteers; annual expenses, feoo; bell alarm.
Chief elected by coundl. G. L. Summers.
Watbe Supply— 5 dstems, supplied Irom roofe
of buildings, capacity xoo,ooo gallons. J. W. Staf-
ford, Mayor; G. Huguley. Clerk.
Botton^ Co., population 900; depart-
ment oonsbts of X baad engine; aoo feet aK-inch
bose; aa members.
Watvr Supply-^ cisterns, capacity of each
8000 gallons.
BrvBswiek, Glvnn Co., population *8ooo; fire
limit, aQ40 acres; nrewoiks orainaace; causes ot
fires investigated; mercantile buildings, brick and
wood, two stories; dwellings, firame, one and two
stories; department consists of x steam engine, x
band engine, 4 bose carriages, x book and ladder
truck; screw couplings used; xooo feet cotton bose,
good; xooo feet cotton, new; 500 feet rubber, good;
500 feet linen bose, feir; 3 borses; membersbip xas,
volunteers; bell alarm. A. T. Putnam.
Watbr Supply— Water-works, artesian wells;
60 fire plugs; Wortbin^toa pumps; daily capacity
^,000,000 pillons. W. £. Burbage, Supt; E. A.
CarcertTllley Bartow Co., population ao37; x
book and ladder truck.
Report of x888.
CockraSf Pulaski Co., population *x50o; area,
a56o acres; fire limit coofiaed to business streets;
brick and frame buildings, one story; x steam en-
gine, a bose carriages; xooo feet of bose; x building
used.
Water Supply— a large wells; pumpinr to dt-
tem; capacity of same ao,ooe gallons, w. R.
Cochran, Mayor; T. R. Hendrix, Town Clerk.
Colvaik«E« Muscogee Co., population '30,000;
buildings, brick and wood, one to four stories; de«
partment consists of a steam ensines, x book and
ladder truck. 7 bose carriages, x ttemical engine on
wheels; aaoo feet cottoa hose, good; X700 feet
Wtber, good; value of apparatus and supplies,
$a3,x3o; members, X50 volunteers, X3 mQa; xa
horses; tdegrapb alarm, 17 boxes. O. J. Burrus.
Water Supply— Water-works; gravity system;
a reservoirs; capacity xao,ooo,ooo gallons; a8 ds-
tems, 15,000 gallons each; 7 miles street mains; xaa
hydrants; pressure, 50 pounds. B. F. Archer,
Pres.; M. H. Taggle, Supt; C. B.Grimes, Mayor;
M. M. Moore, City Clerk.
CoBTera, Rockdale Co., population aooo; build-
ings, brick and wood, one and two stories; depart-
ment consists of X band fire engine, x bose carriage;
laoo feet rubber hose, feir; bellalarm. (Company,
it is reported, has disbanded.) J. C. Barton, Mayor;
J. R.Maddox, Town Clerk.
CoTingtOBy Newton Co., population *aooo; x
book and udder company and oucket brigade. J.
G. Lester.
Water Supply— Wells. L. L. Middlebrook,
Mayor; J. W. Purricgton, Town Clerk.
CvtkWity Randolph Co., population 3500; use
of fireworks and fire-crackers prohibited; causes of
28
Fire Probdctwa and Water Supply.
GEORGIA^-CMArMd:
fires iBfMdnted; dwdUiigi, brick, one stonr.
wooden roofi penidtted; department conslsU of z
steam ensfne, i chemicel en^ne, z hand engine, z
hoolc and ladder trud[. 3 Koae carriages; zooo feet
good cotton hose, Z500 feet poor; value of appara^
tus and supplies, ipza^ooo; buildiags owned by city;
150 Tolimteer members; aan<ial expenses. $300;
beU alarm. Chief elected by members. F.M.Al-
lison.
Watbh Supply— 4 dstaras; capacity 63,000
gallons didly, and creek. R. L. Move, Mayor, J.
D. Gonn, town Uprk.
DaltOBy Whitfidd Co., poimlation 3500; txdld-
ings. brick and frame, one and two stories; depart-
ment consists of 3 hose carte; zooo feet hose; z book
and ladder truck; bell alarm. C. G. Spencer.
Water Supply— Water-worics; spring; grarity
to resenroir, and pumping thence to stand pipe; ca-
pacity of former zz6,8oo gallons, and of latter z88,-
000 gallons; a Gordon pumps daily; capadhr 500,-
000 gaUons eadi; 39 hydrants; 5 miles mains; di-
ameter 4, 6, 8 and zo inches; 38 Scott gates; press-
ure, 70 pounds; cost to construct, $33,000. C. G.
Spencer, Supt.; D. C. Bryant, Mayor; L. T.
Smith. City Clerk.
DarieB) Mcintosh Co., population Z500; z
steam fire engine; a hose carriages; z hook and lad-
der truck; zooo feet coUon hose; value cf steamer
and horses, $4500; 30 volunteer members. J. J.
Kirtiy.
Water Supply— River; z reservoir; capacity
a8,ooo ndlons. James Walker, Mayor; W. S.
Mcintosh. Town Clerk.
brick and firame, two stories; dwellings, frame; de-
partment oonsisU of z steam engine, z chemical en-
gine. 3 chemical hand eztingulshen, hook and lad-
der truck, a hose carriages; zaoo feet good rubber
hose; value of apparatus and supplies. $6000; z
buikUttg owned, value $800; ^volunteer members;
fire alarm; bells.
Water Supply— 6 cisterns; capacity 30.000
gallons each, suppUed from rools of houses, wind-
mill and waste water from Variety Works; wells.
J. D. Laing, Mayor, J. L. James. Town Cleric
SlbertOBy Elbert Co.. population *Z5oo; wood
buildings, two stories; department coosisU of z
hook and ladder trudc; 35 members; beU alarm.
J. C. Brown,
Water Supply— Wells and springs. H. J.
Brewer, Town Clerk.
ForaTtk, Monroe Co., populatk>n «aooo; brick
and wood buildings, one story; department oonsisu
of z chemical ennne on wheels, z hook and ladder
truck, 3 chemicalhand extinguishers; zoo feet good
rubber nose; Z5 volunteer members. J. J. Leary.
Water Supply— Wells. Geo. T. Brown, Mayor;
J. A. Huddleston, Town Clerk.
Fort Galmea, Clay Co.. population *Z90o; brick
and wood buildings, one to three stories; depart-
ment consists of z chemical engine on wheels, z
hose carriage, 3 chemical hand extinguishers; 300
feet rubber-lined hose, 500 feet good cotton; value
of apparatus and supplies, $5000; 95 volunteer
members, bell alarm. J. £. Peterson.
Water Supply— Water-works; artesian well;
pumping to reservoir; capacity of same, aa.ooo gal-
lons; Deane pump, capacity 250.000 gaUons daily;
8 hydranto; % mile 8-inch mains; pressure, 70
pounds: cost of works. $7000; annual expenses,
$500. W. M. Speight; R. T. Foote. Town Clerk.
Fort Taller, Houston Co., population *30oo;
z hook and ladder truck company; the town has no
fire protection.
Water Supply— Private
Shan, ToWta Clerk.
J.D.MiT'
OtttMETlltoyHallCo..
cantile bnlldSags, briok, one 1
dwellings, one and two stories; depailneatooBan
of z band engine, z steam engine. 2 hook and bi
der trucks, a hose reels; 9000 fleet of hott. CLd
elected by members; 95 men. H. P. Canp.
Water Supply— 4 dstems, 4 wdb. LU
Johnson. Mayor; Ed. Chambers. Tovn Ooi
GrlAl, Spakling Co., popolatkm •^, so.
zaoo acres; fire limit, sa acres; firewoiks ordisnce;
causes of fires investigated; mercanfile bittUB{i
bridi, two stories; wooden roois permitted: tase
dwdiings, one and a half and two stories; de-
ment consists of a steam engines, z hand eo|[at 1
hock, and ladder truck, 4 hose carriages: saaa
couplings used; z8oo feet good rubbier baie.9e
feet poor; "valna of appanrtns and supplies. |i4^
a buildings owned, value $3000; zs5 acsibea. 1
paid. Chief elected by the oompanieL G. P-
Water Supply— 4 dstema, supplied froa loi^
of buildings, capacity 40,000 gallons daily: ^
wells. Jas. A. Stewart, Mayor; Tbos. Nail. Tsn
Clerk.
HawktaiaTille, PnlasU Co., popnhtios ^
area. 600 acres; fire Umit, same; firevorb o^
nance; bride and frame buildings, two storiei »
partment consists of z steam engine, i cb^
engine, 3 bcMe carriages, z hook and tadder na
1300 feet good hose; value of apparatus, ^.$^
60 volunteer memlMrs; annual expenses. $5°°-^
alarm. Chief elected by department F. K. Bgr
man. a
Water Supply— Reservoir; capacity, ssoci"^
Ions; artesian well; z dstem, 36.000 galloos; ^
hydranU; river. M. T. Hodge. Mayor; «^
Taylor, Town Clerk.
MaeoB, Bibb Co..
fire engines; z hook
_ •30.000; 2*»
t^Mk:^boK0^
rlages; z rsserve steamer; ^Doofset good bote; H
department, a8 men. L. M. Jones.
WATER Supply— Water-works, springs; par
ing system to reservoir and lower cattfii*
former a.500,000, and of latter JSfioo gsuoos; 0
hydrants; 30 miles mains; diancter, 4 ^ ^S^
Eddy gates; 248 meters Crown. Eddy sad wo>
thington; a Worthington punps, daily cap<<'^
3,000,000 gallons; pressure, ^ poniads; ctM^f^
struct, $367,000; operated i>y coeqiaay. *• ^
Boardman, Pres.; A. E. Boardman, Sapt; >- ^
Price, Mayor, B. Smith, City Clerk.
MadlaoB. Morgan Co.. populatkm *a7»: ^
a56o acres; fire limit, zooo yairds; fireworics o|0;
nance; mercantile butidings, brick, two <ni»
slate and tin rools; frame dwelUngs oouide ot "]
limit, two stories; z chemical engme; acbeo^
hand extinguishers; z hook and ladder track; v^
of apparatus and supplies, Szaoo; iMiikiiags. 9^
70 volunteer members; tiell alarm. Chief uc^
by company. E. G. Atkinson.
Water Supply- Wells. J. N. Beardon. Miy«
S. G. Baldwin, Town Clerk.
Marietta, Cobb Co.. populadoa «3?»: ^
works ordinance: mercantile buildiogs, bno. (w^
two and three stories; z steam engine; x ^^
{sine; a chemical hand extinguishers; z ^"^J^
adder truck; a hose carriages; Siamese coupOBP
used: 1550 fret good hose; value of sops'*^ f*;
suppUes, $5700; z building rented at $900 pcO^
value $aooo; js volunteer members; uaem^
penses. S400. H. J. SchoenthaL ^r j
Water Supply-? cisterns, filled b^ ^ f
ings and pumps. T. W. Glover. Mafar « -'
Schoenthal, Town Clerk.
MilledgeTiUa, Baldwin CcpopnUtionN:^
area, 3340 acres; fireworks ordinance; n*''*^
Fire I^fvteeikm and Water
^9
^
Idfaifs, bride two ftortot; metal roofs in fire dto-
t; frame dweUinci, one aad a half and two ito-
; department, x nand engine, x hook aad ladder
^ a bote carriafBs: 300 feet good leather hoee;
fieet good rubber hoee; value ol apparatus and
plies. $3500; bell tower; fire alarm bells. Jos.
i^ATBR Supply— 6 dstcnis, supplied by gutters
a houses; capadcy fiom 90,000 to 60,000 ipulons.
. Staley, Mayor; G. W. Caraker, Town Clerk.
[oBtexaaia. Bfaoon Co., population xooo; x
ereel; xooo feet rubber hose; xoooiiBet ootton
e; X steamer; 40 volunteer members; two com-
ies. R. O. Engram.
^ATBH Supply— dstera: capacity 35,000
1; fed by artesian wdl and creek. K. O.
m, W. C. Schumarte. Town Clerk.
rorcroM. Gwinnet Co. ..population *7ooc frame
1 brick buildings; x hook and ladder truck.
^ATER SUPPLY-Wells. J. P. Webb. Mayor.
B. Ray, Town Clerk.
^orrTy Houston Co.. population xooo; 95 cbam-
hand eztinguisbers.
i^ATBR Supply— Wells. John H. Hodges,
yor; L. S. Tromby. Town Clerk.
^altBUUiy Brooks Co.. population *fl6oo; x
im engine; x hand engine; x hook and ladder
:k; xooo feet good rubber hose; ao men, TOlun-
■s. S. A. Remington.
^ATBR Supply— 5 dstems. M. C. Wade,
anClcriL
loaiey Floyd Co.. population 9000; area, 400
es; fire lin^l; xoo; mercantile buildings, brick,
se stories; dwellings, frame, one and two stories;
I eogines; x nook and ladder truck; 6 hose
riages; Siamese couplings in use; «oo fiset good
ber hose; 900 feet poor leather nose; value of
Wngs, S5000; X90 members, volunteers; annual
enaea, (9700; tdegraph alarm, X4 boxes. Chief
een by members. W. W. Seay.
\^ATBR Supply— Direct system water-works; x
avoir; capacity 840.000 gallons daily; 8 miles
let mains; diaoseter, largest, xo laches; smallest
iches; 7^ hydrants; pressure 815 pounds; annual
cnsea oiwater department, $4000. W. F. Ayer,
A. Nevin.
toawelly Cobb Co., population *X90o; area,
acres: frame and brick buildings; no fire de*
tment; water backets and hand groiadcs.
Leport of X888.
tevasiMikt Chatham Co.. popukrtion *6o,ooo(
s, 9990 acres; fire limit, 404 acres; fireworks orw
snce; mercantile buildings, brick, three stories;
)den loofe permitted; dwellings, frwne and
ik, three stories: department consists of 5 steam
[ines, z hook and ladder truck. 8 hose carriages;
ipply wagon; 5000 feet rubber hose, good; 9000
:, &ui 90 bones; 6 buildings used; membership
frill paid BsembersaT; annual expenses. $36,-
; tetegraph alarm, 33 street boxes. W. B.
ien.
^ATBR Supply— Wafer-works; 90 artesian wdls;
Dping to rescrvoin a Worthington pumps; daily
adty xo,ooo,ooo gallons; 331 hydrants; 35 miles
ins; diameter 4 to 34 inches; Chapman gates;
«> pounds. A. N. Miller. Sopt.; John
iwars, Mayor; F. E. Raberer, City Clerk.
Tli<
▼iHe. Thomas Co., population *5ooo(
eras; fire limit, ao acres; fireworks ordi-
nance; mercantile buildings, bride, two stories;
dwellings, frame, one and two stories; department.
9 hand engines, z hood and ladder truck. 3 hose
earriages, x steam fire engine; aooo ieet rubber
hose, good; value of apparatus and supplies, $8500;
9 buiuangs belonging to department, value $400;
membership. $X95. all volunteers; annual expenses^
$550; fire alarm, bells. Chief appointed by city
council. C. P. Hansell.
Watbr Supply— Water-works; artesian weUs;
combined gravitv an<t, pumping systems to stand-
combined gravitv andi pumping systems to stand-
pipe; capadty of same ^000 gallons; Gordon and
Maxwell pumps; capadty daily 900,000 gallons; 90
hydrants; a miles mains; diameter 4 to 8 inch;
pressure 50 pounds; cost to construct. $95,000. £.
O. Thompson. Supt.; H. W. Hopkins, Mayor; K.
. , _aily30o,<
hydrants; a miles mains; diameter 4 to 8 inch;
50 pounds; cost to construct. $95,000. £.
npson. Supt.; H. ^
T. MacLean. Town Clerk.
TkoBU0m» McDuffie Co.. population 3336;
area» 3000 acres; fire limit, 9500 acres; fireworks
ordinance; causes of fire investigated; mercantile
buildings, frame, two stories, sblngfe roofe; dwell-
higs. frame, two stories; department consists of i
steam engine, a hose carriaaes; xooo feet aK inch
hoae. feir; aoo feet cottoa nose, frdr; value of ap-
paratus and supplies, $1800; z building, value,
$xaoc| membenhip 35, all vohinteers; fire alarm,
bell. Chief elected by company.
Watbr Supply— wdls and za cisterns, capac-
ity Z8.000 gallons. J. L. Holsendorf, Mayor; W.
R. Hadley, Town Clerk.
▼aMoata, Lowndes C6.. populatkm 3000; mer-
cantile buildings, brick; 1 fiie engine; z hand en-
gine; X book and ladder truck; xooo feet, 300 feet
r or hose; volunteer depanment» 40 members. H.
Sandlin.
Watbr Supply— Cisterns, average capadty
50.000 gallons. O. M. Smith* Town Clerk.
West Point, Troup Co., population *^oo;
area, xoo acres; fire limit, $00 acres; fireworks ord-
inance; mercantile buildings, brick, one and two
stories; dwellings, frame, one and two stories; de-
partment consists of X steam engine, z hand engine,
X hose carriage; 800 feet rubt>er hose, good; 300
feet, lair; value of apparatus and supplies, S4500; z
building, owned by dty, value $«oo; membership,
a5, volunteers; x paid. W. G. S>haeier.
Water Supply— a dstems. a5.ooo and 35.000
nllons capadty; river. W. E. White, Mayor; T.
The following places have no fire protection :
Butler, Taylor Co., population zaoo. CarroUton,
Carroll Co., population *aooo. Cedartown. Polk
Co., population X75a Satontoo. Putnam Co.;
population X475. Jonesboroush. Clayton Co..
population *iaa5. LaGrange. Tioup Co.. popula-
tion 9700. Newnan. Coweta Co.. population 3000
(water-works to be built this year). SandersviUe.
Washington Co., population *X90o. Sparta, Han-
cock Co., populatibn 84& Talbotton, Talbot Co.,
population *i650. Warrenton, Warren Co., pop-
uladon *xzoo. Wasbington. Wilkes Co., popula-
tion'9500. Waynesborough, Burke Co., popular
tion x6oo.
IDAHO.
LlMoa* Cassia Co., population 300; brick and
xi buildings, one and two stories; shinrie roo£s;
feet good rubber hose. 50 feet poor; bell alarm.
Vatbr Supply— Wdls. streams and pumps.
lelteYve, Logan Co., population aooo; brick
I wood buildings, one and two stories; wooden
b; deparonent consists x hose carriage, ladders
and hooks; 600 ieet good rubber hose, xoo feet good
cotton; value of apparatus and supplies, ^aooo: 3$
volunteer members; expenses in x888. $250; bell
alarm. M. McFall.
Water Supply— Mountain stream; gravity sys-
tem; 8 hydrants; 7 miles mdns; diameter. 4 to za
inch; good quality; pres ure. 45 to 65 pounds; cost
to construct. $x6,ooo. H. £. Miller, Pres.; H. F.
so
Fire JPratectum and Water Suppfy.
IDAHO— anitetM^.
Baker. Svpt.; L. Yoong, Mayon S. B. Dmey, City
Clerk.
Boise CltT, Ada Co., populadon *3poo; area,
44a acres; fire limit, so actes; mercantile tmildings,
brick snd wood, one sod two stories; wood and
brick dweUings, one, two and three stories; depart-
ment consists of z steam engine, z hook and udder
track, 3 hose carriages; Siamese couplings lued;
1000 feet rubber hose; 500 feet good cotton hose;
value of apparatus and supplies, ^8000; z building
owned, ralue $Spoo; 100 members; annual ex-
penses. $Z4Z3. T. C. Gregory.
Water Supply-^ cisteras, supplied from river;
capacity, zs,ooo gallons daily; gravity pressure; a
miles street mains; diameter. 4 inches; 9 hydrants;
pressure, 30 pounds; water-works ownea by H. B.
Easdnan & Bro. Eger Meek, City Clerk.
Bag lo Boek) Blngfaam Co.. population *z8oo;
stone and wood buildings, one ana two stories; d»>
partment consists of i hose carriage; 300 feet
cotton hose; value of apparatus and supplies. '
z6 volunteer members; expenses in z888,
whistle alarm. E. F. Winn.
Water Supply— Water^works, river; pumping
to reservoirs and direct; capacity of reservoirs.
70,000 salkms; Knowles pump, daily capadty lao.-
OQO gallons; 7 hydrants; s^ miles 6-inch mains; zo
Chapman gates; cost to construct, $zo.ooo; pres-
sure. 50 to Z90 pounds. W. H. B. Cron, Pres.;
W. G. Ellis, Supt.; T. J. Smith, Mayor; Ed. F.
Winn.
HalleTy Alturas Co., population 9000.
Water Suppy— Creek; by gravity to reservoir;
miles mains; pressure, 40 powudsi B> ^ *^
Pres.; Alex. Wmmaii.
Maho CltTf Boise Co., popolatioB *to:
3560 acres; causes of fires investigsied: bfkk
frame buildings, one and two stories; Ma^i
permitted; department consists of i hose
Z900 feet good rubber hose; vahK of 11 .
$zooo; z bttikSing. value $zaoo: aovofaBteer
bers: beU alarm. Chief dected bfcos^MBj.
Water Supply— Reservoir, capadty te^i
Ions; hydraulic pressure; cfiaoieCcr d mr
indies; annual expenses of water departncsi,
I«0WlatOB« Nes Pttoes Co., popdatioi ^
bride and firame buildings, one and tvoitan^i!
book and ladder truck, value $1500; T^pniss
bers; bell alarm. C. F. Leland. . ,
Water Supply— River, wdU awi «fiiek. fe
per Rand, Mayor; T. H. Hudson, Toes Oct
Pocatello, Bfaigbam Co.. popdaiiea *aft
Water Supply— Source, streams, by psfcjs
a
tank: capadty of same. SO^ooo gallona; 15 brte
a miles mains; cost of worics, 9zo.oooc saod fr
pense, $300. J. M. Bennett. Supt
The following plaoes have no fire piA^
Blackfoot. Bin^am Co.. popdatkm 500. f»
Shoshone Co.. population 700. Cbaflii C«r
Co.. population 6«o. Malad City. OaesbCt
population zooo. Moscow, Latah Co.. pi*«««"
zsoo. Murray. Shoshone Co.. popdslios *
I^arls. Bear Lake Co.. population zooa Si!^
City, Lemhi Co.. population 800. ShodwrV
turns Co.. population 900. Silver City, 0««
Co., population 600. Wardner. SboAose a
population zaoo. *
ILLINOIS.
A¥teffdOBf Knox Co., population 115Z; area.
z6o acres; fire Umit. same; fireworks ordinance;
mercantile buildmgs. bride, two stories; shingte
roofs permitted; frame dwellings, one and a half
stories; department consists of i chemical engine,
z hand engine, z hose cart z hook and ladder truck:
550 feet good rubber hose; value of apparatus and
supplies, $Z750; z building in use owned by the
dty, value $1999; 40 volunteer members; bell alarm.
Chief recommended by company aad approved by
coundL E. G. Fox.
Water Supply— Wells and large dstem.
Fted. Chrisdan. City Cleric
Alexia, Wairan Co.. population *5oo; wood
buildings, one and two stories, shingle roofs; de-
partment consists of z steam engine, z hand en-
gine, z hook and ladder truck, z hose carriage;
900 iieet good rubber hose; value of apparatus and
supplies. $6000: membership, 35. volunteer; ex-
penses in z888. $950; bdl alarm. A. Weede.
Water Supply— Wells. T. B. Patterson. Vil-
lags Clerk.
AitOB, Madison Co.. population Z3.000; area,
a6oo acres; fire bmit. 866 acres; cause of fires inves-
tigated; mercantile buildings, principally brick,
three stories; wooden rood prohibited in fire dis-
trict; brick and frame dwellings, two stories; de-
partment consists of z hook antfladder truck, 3 hose
carriages; 900 feet good rubber hose; 350 poor;
zooo feet good linen hose; 4 horses; value of appa-
ratus and suppUes, $7zoo; 3 buildings used, value
$8500; 8 members. 4 fiill paid, 4 part paid; annual
expenses. $4000; telephone alarm. Chief appointed
by Mayor, confirmed by council. S. B. Hays.
Water Supply— Water-works; Holly system;
Deane and Worthington pumping machinery; -ca-
pacity of same, 5.000.000 daily; a reservoirs, ca-
pacity 4,000.000 gallons; aa miles street mains;
diameter, 4 to z6 inches; zz5 hydranU; 37$ meters;
Z50 pounds pressure; cost of works, $80,000; an-
nual expenses, $zo,ooa C. Venner. Pro-^'T
FuUer. SuptT H. G. McPIke. Mayor; P.V»i
City Clerk.
AMboy, Lee Co.. population «44ft ■?*Lg
acres: fire limit, 90 acres; fireworks cwMg
brick and stone mercantile bnildtegs, two !»»
wood dwellings; department consists of z ittts ||;
gine. zo chemical hand extinguishers, s hcse ^
riages; 600 fiset good rubba hose; 4«>J0<*:^
of apparatus and supplies, $7000; baikBafi.)FB
membership 40, volunteers; annnd cxpeucs. |i»
beU alarm. Chief elected by dtycooadL ^^
Water Supply— Wdl and hydraats »JJ»
from tanks of railroad company. Hart f*^
man. City Clerk.
AMLOf Mercer Co., population ^^aoKj ^
cal engine; z hook and iMlder track; zbaadcig
z hose cart; 400 feet good rubber hose; 3P««»
teers. Wm. Windus. _„ ^,
Water Supply— Wells; arteslaa wtfl g
sunk. L. B. Marcy, Major; L. D. C. Hayi. W
Clerk.
Areola, Douglas Co., populatkm •^"^ i ta^
engine; value of apparatus, $500; mefflbcnnp,^
volunteers; bell alarm. W. P. Boyd. ,
Water Supply— 7 pubUc wdls; wita^wo*r
be erected during Z889. S. R. Coaa. Town CW
Astoria, Fulton Co.. population •itoti^
and ladder truck; force pumps and buctti coip
W. S. Anderson. _ ^ , ^.^
Water Supply— Wdls. B. C. Fder. M«j«
S. W. Menul, Town Cleik.
Avtara Jaaetlon, Cook Co. See Toss c
Avrora, Kane Co., poP'*'***?^:?^;-
steamer; z hook «<i !««« t™* A^'^J^JSC
Sooo feet good cotton hose; aooo fett goodrsMff
Fire Protection and Water Supply.
3^
lembera; electric tdegimph alarm; 42 street
5. Geo. Sioger.
%T£R Supply— Water-works; river source of
Ir; system pumping to stand pipe; Deane
)mg madiinery; 045 nydrants; aa miles mains;
ty of water good, not filtered; cost of works,
000; 85 pouids pressure. C. C. Earl. Pres.;
IS Battles. Supt.; Geo. Meredith, Mayor; J. M.
ledy, City Clerk.
ittiBy Cook Co., population ^4700; a hose
anies; x hook and ladder truck; volunteer de-
tent
kTER SupPLT—Artesian wells. Ed. S. Austin,
I Clerk.
rnry Fike Co., population *X5oo; z hook and
r truck; i engine; a hose caru; 600 feet good
B. McConncU.
ITER Supply— Artesian weQ; direct and pump-
) large tank; mains and hydrants in business
tf city. B. McConnell, Supt.; T. F. O'Brien,
I Clerk.
taTia, Kane Co.. population ^3800; area,
teres; fireworks ordinance; mercantile build-
wood and stone, three stories; shingle roofs
tted; dwellings, wood and stone, two stones;
tment consists of x hand engine, z hose car-
siamese couplings used; 4000 feet rubber
good; aoo feet poor; private corporation have
eet; value of apparatus and supplies, $3500;
ding in use, vsllne $500; no organised corn-
annual expenses, $125; bell alarm.
TER Supply— River. J. H. Miller, Mayor;
Boyle, Town Clerk.
ftrdstowBy Cass Co., population 6000; area,
res; fire limit, a acres; mercandle buildings,
tnd brick, one to three stories; wooden roofs
tted; dwellings, frame, one and two stories;
ment consisu of x hand engine. 6 chemical
ixtingttishers, z hook and ladder truck, a hose
ftk\ Z900 feet rubber hose, sood; value of
Ktus and supplies, ^000; bdl alarm. John
inn. Also at the C. B. ft Q. R. R.. x hose
Se; 500 feet rubber hosr.
T£R Supply — ^Water-worlcs; direct pressure
river; Worthington pump; xx hydrants; z
naiss; diameter 6 iadics. T. L. Matthews,
:ierk.
ll^Tille, St Clair Co., populktion *9o,ooo;
B40 acres; fire limit, azo acres; brick buikl-
) steam fire engines; 3 hose carriages; x hook
wider truck; zsoo feet rubber hose; 300 feet
« good; 9400 feet rubber; 500 feet cotton; 900
sen, poor; 8 horses; value of siqiplies, etc.,
o; 5 buildings owned, value $17,000; vj mem-
\ p^d iull time, 14 part time; annual expenses,
Louis Kline.
rER Supply — Ponds; z8 cisterns; capacity
psllons daily; direct system; water-works; xa
nains; xoohydranu; capacity 3.500.000. M.
lookey, SupL; J. W. McCullough, City
Tldeiey Boone Co., population *5ooo; stone,
ind frame buildings; chemical extinguishers;
I engines; z hook and ladder truck; xaoofeet
' hose, good; a hose carts. R. A. Simpson.
TER SUPPLY—River and artesian well; 5
dstems. Geo. H. Huxlbut, Mayor; A. £.
r. City Clerk.
iMdiMSYilley McDonough Co., population
irea, 640 acres; fire limit, aoo acres; fire-
ordinance; mercantile buildings, brick and
one and two stories high; shingle or other
n roofe permitted; dwellmgs, frame, one and
xmes; no department; x chemical engine; 3
ind ladder trucks; xoo feet rubber hose, good.
Barlow, Town Clerk.
m»«1bsIob, McLean Co., population *38,-
rea, 9500 acres; fire limit, 40 acres; fireworks
ordinance; mercantile buildings, brick, three stories;
dwellings, wood, one and two stories; department
includes a steam engines, a chemical hand extin-
guishers, chemical engine, x hook and ladder truck.
3 hose carriages; Siamese couplings used; 9800 feet
rubber hose, gcoo; 9 horses; value of apparatus
and supplies, $15,000; a buildings used, value $90,-
000; membership X5. full paid; annual expenses.
$8000; telephone alarm, 4a street boxes. Chief
elected by council. J. J. O'Neil.
Water Supply— Water-works; direct pumping
and stand-pipe system; 38 cisterns, supplied nom
watei^ works, capacity 1,000.000 gallons daily; x8
miles street mains; diameter 4 to xo inches; aox
hydrants; pressure 85 pounds; expense of water de-
partment in x888. $30,000. M. H. Eldridge. Supt.;
J. P. Mason. Mayor; R. N. Evans, City Clerk.
Bine Island 9 Cook Co.. population "3000; a
hook and ladder trucks; a hose carriages; xooo feet
rubber hose, good; xoo feet poor; 36 volunteer
members.
Water Supply— Water-works; x tank; 1700 feet
of street mains and supply pipes; 34 hydrants. J.
Stefid.
Bine Monndy Mscon Co., population 900;
buildings, wood, one story; department consists of
I hose carriage; 400 feet rubber hose, good; mem-
bership, xa v^unteers. John McClure.
Water Supply— Water-works; aravitjr and di-
rect pressure; steam pump,
Town Clerk.
Drysdale,
BraMwood, Will Co.. population 55341; area,
X38o acres; fireworks ordinance; causes of nres in-
vestigated; frame buiklings; a chemical engines; 3
chemical hand extinguishers; x book ana ladder
truck; 3 hose carts; xxoo feet good rubber hose;
value of apparatus, etc., $5000; a buildings in use,
value Sxooo; membership, 50 volunteers; bell alarm.
John Hynd.
Water Supply— Cisterns, force pump and hy-
drants. Alex. Kirkpatrick, Samuel Ridcson.
Bnaknellt M'Donough Co., population 3300;
area, 650 acres; fire limit, 60 acres; fireworks ordi-
nance; mercantile buildings, brick, two and three
stories; shingle or other wooden roofs permitted
outside the fire limits; frame and brick dwellings,
two stories; department consists of x hand engine,
X hook and ladder truck, x hose carriage, 4 chemical
hand extinguishers; 30olieet rubber hose, fsir; value
of apparatus and supplies, $800; x building owned,
value $700; membership, 30, full paid; annual ex-
pense, $335; bell fire alarm. W. £. Beach.
Water Supply— Wells and force pumps;
water-works in course of construction, to be ooiD-
pleted July x. X889: system to be pumping to stand
pipe and to include xa hydrants, 9 mues water
mains, diameter. 4 to 8 inches; estimated to cost
$X5.ooo. O. C. Hicks, Pres.; J. Cole, Mayor; O.
C. Hicks, Town Clerk.
Cnbery, Ford Co., population 4J0; wood build-
ings, two stories, wooden roofe; department, z
hand engine, 4 chemical extinguishers, x hose car-
riage, X hook and ladder truck; 340 fleet good rub-
ber hose; 34 volunteer members; value of apparatus
and supplies, $800; bell alarm. J. H. Perry.
Water Supply— Well; pumping to reservoir; a
capacity of pump ^ gallons per minute; xi hy-
drants; 3500 feet o-lncn mains; cost to construct
$6000; annual expense $aoo; ao to 40 pounds pres-
sure. W. Wallis. Wm. Hoyt, Town Clerk.
CnirOf Alexander Co., population *X3.5oo; area,
390 acres; fire limit, aoo acres; fireworks ordinance;
mercantile buildings, brick, two stories; shingle
roofs permitted; brick and wood dwellings, two
stories; department consists ot z steam engine. 7
hand engines, 8 hose carriages; 9000 feet good rub-
ber hose; value of apparatus and supplies, $16,000;
5 buildings owned, value $90,500; membership..
990, volunteers; annual expenses, $3000; beH
3^
Fire Protection and Water Smpphf.
ILLINOIS^Ctfif/lMWAf.
ftlarm. FSre department for harbor service— 3
transfer steamers, with 600 feet of hose; a steam
tugs, with 400 feet of hose, can be used for fire on
dverfronto. W. HaUiday.
Water Supply— Water-woiks; source of sup-
ply, Ohio River; qrstem pumping to stand-pipe
and direct; machinery not described, nor is capacity
given; 157 hydrants; 14 miles of mafns; 40 to ^
pounds pressure, (Further infoimation withheld.)
M. Port{conn« Supt.; Thos. W. Halliday, Mayor;
Casey Stilter, City Clerk.
Caaikridirey Henry Co., population 1203; area,
640 acres; mercantile boildings, brick and wood,
two stories; wooden roofs permitted; wood dwell-
ings, two storien; department consists of 1 hand
engine, z chemical enftine, a chemical hand ex-
tingui^ers, z hook and ladder truck, z hose car-
nage; 500 feet good rubber hose, 250 poor; value
of apparatus and supplies, $3500; z buildina owned,
value $aooo; 75 volunteer members; beu alarm.
Chief elected by trustees. J. McFadden.
Water Supply— Wells and dstems. A. R.
Mock, Mayor; W. R. Allen, Village Clerk.
CanUm, Fulton Co., population *mo; z steam
engine; 4 tank chemical; i hooa and ladder truck;
3 hose carriages; 9330 feet good cotton hose; 5 paid
men, 90 volunteers; 4 horses. W. H. Shaw.
Water Supply- Water-works; stand pipe; di-
rect pressure; fl6 hydrants. John Ferguson.
CarllATilley Macoupin Co., population '3500;
area, 600 acKs; fire limit, 90 acres; chief investi-
gates causes of fires; mercantile buildings, brick,
two to three stories; shingle roo6 permitted; dwell-
ings, wood, one and a half and two stories; depart-
ment consists of I hand engine, I hook and ladder
truck, z hose carriage; 900 feet rubber hose, good,
zoo poor, 400 cotton hose, good; z bucket
value of apparatus and supplies, $aooo; i bufldini
owned, value ^aoo; 50 volunteer members; annual
expenses, $75: bell alarm. Chas. H. Burgdorft.
WATER Supply— Wells and cisterns, applied
from buildings; capacity Z9,s^ gallons each; stand-
pipe system of water-worltt will be built during
Z889. W. H. Behrens, Town Clerk.
Carlyley Qhiton Co., popolatton *39oo; t book
and ladder track; 7 elicmieal eatlnguisbers; volun-
teer fire department, 40 men and 3 hose companies
Z9 men eadi; electric alarm. Henry Bender.
Water Supply— Water-works; Holly system;
60 hydrants; 5 miles mains; diametet 4 to la inches;
cost of works, $50,000; annual expenses $3000. J.
J. Randall, Pres.; J. L. Raid, Qty ClericTj. O.
Taylor, Supt.
Carmi. White Co., population '3900; area. 700
acres; buildings, brick and fiame, two stones; a
hand enaines, z hook and ladder truck; zooo feet
hose: value of apparatus, supplies, etc., $1600; z
building owned, value $600; 80 volunteers; z night
watchman paid bv cl^[; bell alarm. Chief elected
by company. John uriifin.
Water Supply— Wells and cisterns. Simon
Grant, Mayor; James C. Pearce, City Clerk.
» CarroiltoB, Green Co., population 9500; brick
and frame buildings, one and two stories; depart-
ment consists of z hand engine, z hose cart; 4 Bat>-
oocks, z hook and ladder truck; 60 volunteers;
steam whistle and bell alarm. Robt. Wright
Water Supply— Wells and cisterns. £. Miner,
City Clerk; C. Armstrong, Mayor.
Cartkagey Hancock Co.. population Z591: area,
640 acres; fire limit, 6 acres; fireworks ordinance;
mercantile buiklings, brick, two stories; shinale
roofs permitted; wood dwellings, two stories; de-
partment consists of z hand engine, z chemical en-
^ne, I hook and ladder truck, 9 hose carriaaes, 4
chemical extinguishers; laoo feet good rubber nose;
cs ot z nana engrae, o cDem m
s, 8 ladders; 300 feet good rabbehd
aratus and supplies, $600; janiaa
dl alarm. V. W. Snider.
value of apparatus and aappUeik $1900; SP*A
teer members; bell alarm. John Eider.
Water Supply— Artesian well; itrnvor
pressure; Knowlespump; capadtTsoobOoof
Z4 hydrantt; zK miles maiDs; mmeia 4
inches; pressure yz to z6z pounds. Jotas
Chr*m. W. W. Com.; O. F. Bcny. Ifi^w; S.^
Menill, Town Clerk.
Centralla« Marion Co., popttlatioa*!
za8o acres; fire limit, 60 acres; iseican"*
brick, two and three stories; wood 1
stories; department consists of z haad ( .
chemical engine, z hook and ladder tnd. at
carriages; Z700 feet good cotton hose; viiRr
paratus and supplies, $z6oo; two boilifiBfi cr
value f8oo; 40 volunteer meaaiicrs. Coad
by companies and dty coancil. A. L. r~^
Water Supply— Direct pnmning \
fiset of street mains and supply pipes; (
main 4 inches; 7 bvdrants; tueaiuie Z50 {
D. Oxley, Z. S. Condit.
Cerro GoHl^, Piatt Co.. popnlaika 90^ Ui
and wood buiklings, one and two slorfa; ^
ment consbts of z hand engine, 6 dieviol ■
eatinguishers, 8r" ' ^-^^^
value of apparati
members; bdl al , ,,
Water Supply— Wells and dstenis. Li
Barnwell. Town Clerk; J. H. Hays. Blayw.
CkampftlfBy Champalg|a Co., pepufl
*6soo; z steam engine; z hand engine; s dos^
z hook and ladder track; a horsea; 700 foet lai
hose, z6oo feet good cotton; ax vnlimteen.
Water Supply— Water-wosks; direct nd r*
ity; 7 miles mains; zoo pounds uiuuuii;S^
drants. S. L. Nelson, Supt.; L. 8.Wikxii. Hqa
H. L. Nicoleit, Oty Clerk.
Cknrleatoa. Coles Co..nomi]atioa ^fBOKUi
and firame buildiags, two and inraa sssrisc i v
and ladder truck; a hose carriagea; loookccr*
rubber hose; value of apparatus, etc. w^)
men; telegraph to reservoir, and bcfl sbiB. «
Trainor.
Water Supply— Direct pwssnie ftongg
miles of street mains; 35 hydrants; pnffc '
pounds. Samud Menitu FeHz DIunli inlaws-
CnrntawOTtk, LivingrtonCOi.pu|whfi«*!g
area, 6ao acrea; fire limit, same; fucveni «
nance; frame buiklings, one and a hsn ^
shingle roofii permitted; z hand ennne; i bov «
ladder track; z hose carriage; sooleetnbhrio
500 feet good cotton hose; vahieef apptf^
siqypUes, $$000; buildings, faoooc n ^
members; annual expense. $zoq( bell alsm. >^
cdected by coundL Hy. Game. .
Water Supply— 13 dstens; capadiy5»"
xels. a L. Yates. Town Oeriu
Cketense, IroquoU Co., populatton 7* 1^
and ladder track; z hose carriage; zooo kcs P
rabberhose. Geo. Spies. ,
Water Supply— Water-woiks; p**»<TP'^
z reservoir; H mile of street msms sad ifl
pipes; zo hydrants; also fcMve-pomp, J**. ^
hose. George Spies, Supt; Teffy Steete ^■
Clerk.
Clienon, McLean Co., population rotfj; i^^
and ladder track. ,
Water Supply— 4 dsterns; z 300-Danti o"
with windmill and hydrants.
Ckleaco, Cook Co., populadoa ^^^^
and firelimit, 23.680 acres; fircwoito ordag^
causes of fires Investigated; »««»■*"« ,?^
brick, four to twelve stories; brick dwdtogtJ
stories; department consists of 49 «■«?»* *Sr
(a fir«boati induded), za chemical eaga^^
cfaemkad hand extinguishers, Z4 hook ■•^'fr
companies; Siamese couplings ngy, yy^h
robber hose; 44.3X« feet ooitoa; 8« hoias; •»
Fire JPraUdhn and Water Su^ly,
33
f upparatiu, snppUes, rod estate and buildings,
iz ,696,547; 5Z buildings owned; 605 ftiU paid niAin*
en; expenses in z888, $959,050; fire alarm tele-
Tapb, 609 street boxes. CLief appointed by Mayor
nd confirmed by dty oonneiL Fire patrol sap-
orted by insurance companies. D. J. Swenie.
Water Supply— Water-works; source of sup-
1y, Lske Michigan; stand-pipe system and direct
•nmpinfr: zo pumping engines; capacity, daily.
53,000,000 gallons; 636^ hydrants; 677.08 miles
lains; diameter 4 to 36 inches; 5009 gates; Idnd
ot given; 3zag meters; not described; best quality
f water; not filtered; cost of works to January i.
889, $13,390,363.95; annual expenses, $5Z4,6a2.87;
Bterest paid on Donds, $960,000; pressure, average,
o pounds; operated by dty. DeWitt Cregier,
layor; D. W. Nickerson, City Clerk.
Ckillicotliey Peoria Co.; population aooo; area,
00 acres; fireworks ordinance; mercandle build-
Qgs, wood and brick, two stories; wooden rools
termitted; dwellings, wood, one and two stories; 9
hemical engines; 4 chemical band extinguishers;
00 feel rubber hose, good; 400 poor; annual ex*
•eases, $Z3o; bell alarm.
Watek Supply— River and wells. AL Kuth,
4ayor; J. E. Searey, Town Clerk.
Claytony Adams Co., popolatioB ZZ43; z hand
ogine; zooo feet rubber hose.
WATEK Supply— Wells and dstems.
CIlBtOB. De Witt Co., population *35oo; area,
:ooo acres; fire limit. 4 acres; fireworks ordmance;
auses of fires iuYestlgated; mercantile buildings,
>rick, two and three stories; dwellings, frame and
mck, one and two stories; department consisU of
[ hand engine, a hose carriages, z hook and ladder
rack, Siamese couplings used; Z500 feet good rut>-
)er hose, zoo poor, value of apparatus andsupplies,
^3000; buildings $5000; bell alarm. J. H. Smith.
WATER Supply— Wells; direct pumping system;
Dean machinery, daily capadty 500,000 gtulons; 48
lydrants; 4 miles mains; diameter, 4 to zo inches;
:o gates; water good, not filtered; 50 pounds oress-
ire; cost of works $zo,ooo; annual expenses $z5oo.
r. E. Mofiett, Supt.; O. E. Harris. Mayor; J. W.
3owen, City Clerk.
Coal CitTf Grundy Co., wood buildings, one
ind two stories; department consists of z hand en-
Eine, hook and ladder truck, z hose oairiage, lad-
lers and books; 500 feet good rubber hose, joo feet
Mtonhose; valueofapparatus and supplies, $z6oo;
S\ volunteer members; bell alann. James M.
lessing, Fire Marshall.
Water Supply— Wells. Eh Stacker. Mayor;
P. W. Frauds, Village Clerk.
Colckeaterf McDonongh Co., population Z067;
irick and wood buildinn, one and two stories;
•hingle and tin roofe; department consists of 3
rbemical hand extinguishers.
Water Supply— Wdls. D. E. Perry, City
CollinaTilley Madison Co., population *400o;
\ hand engines, 3 hose caniages; laaders; zaoo feet
eood hose; 25 active members; ao extras; z building.
\. J. Piatt.
Water Supply— Wdls and dstems. J. N.
Peers. Town Clerk.
Danvllte, Vermilion Co., population *i90o;
irea, 3000 acres; fire limit, 30 acres; fireworks
ndinance; causes of fires investigated; mercantile
Mildings, brick, two and three stories; shingle
x>ois permitted; brick and wood dwdlings, one and
wo stories; department consists of z steam engine,
I hook and ladider truck, 5 hose carriages; sismese
|ouplings used; Z500 feet good rubber hose, zooo
ieet poor; a horses; value of apparatus and sup-
)lies, $zo,ooo; z building owned, value $8000; mem-
bership, 33; 5 full paid memb«^rs; annual expenses,
$Z3.ooo; automatic alarm. G. W. Luft.
water Supply— Water-worin; 9 reservoirs,
supplied by springs, capadty 4,000,000 gallons
daily; 99 cistems, supplied by reservoirs, capadty
8800 barrels; Z4 mim street mains; Z07 hydrants.
J. Straw. Supt.; A. C. Freeman, City CflerL
Decatvr* Macon Co., population 90,000; area,
«xx> acres; nre limit. 50 acres; mercantile buildings
brick. 3 and 4 stories; brick and wood dwellings, 9
to 3 stories; fire depanment consists of 2 nose
wagons, z hook and ladder truck, 4 diemlcal ex-
tinguishers. 7 hose carriages in reserve, also 9 hook
and ladder trucks; 3400 feet good rubber hose, zzoo
feet rubber hose; 9 horses; tdegraph alarm, 6
street boxes; Z63 members, Z3 paid; value of appa-
ratus and supplies, $Z9,ooo; 9 buildings owned,
value $zo,ooo; annual exjpenaes $zo.ooo. Chief
appointed by Mayor. F. B. Winebcenner.
Water Supply— Watei^woriu; directprsssare;
9^ miles of street mains; 9Z hydrants. J. T. Bar-
nett, F. C. BeUer.
DeKalky DeKalb Co., population ^3000; area,
700 acres; fire limit, 95 acres; fireworks ordinance;
causes of fires investigated; mercantile tmildings,
brick, 9 and 3 stories; frame dwdlings, \% ana 9
stories; deptrtment consists of zoehenncal hand ex*
tlngnishers, z hook and ladder truck, 9 hose car^
riages; zooo feet good rubber hose; value of appa-
ratus and supplies, $Z50o; z building owned, value
Szaoo; jo volunteer members, annual expenses
$Z5oo. D. D. Bums.
Water Supply— Water-works; artesian wells;
system pumping to reservoir and direct to mains;
capadty of reservdr, 65.000 galk>os; Deane pumps,
daily capadty, zoo.000 sallons; aohydmots; 3 miles
mains, oiameter 4 to 6 Inches; ao to zoo pounds
pressure; cost to construct about $5000. L. R.
Waldron. Supt; A. S. Jadcson, Mayor; A.W.
Sprague, City Clerk.
It is unofficially reported that a new stand-pipe
win be erected during Z889.
DelaTASy Tasewdl Co., population zSoo; fire-
works ordinance; frame and brick buildinn, a
stories; metal roofe; department consists of z hand
engine, hook and ladder truck; value of apparatus
and supplies. $aooo; bulkling, $400; membership.
30. C. W. Few.
Water Supply— Watar-wwks; wdls; pumping
to stand-pipe; capadty of pump. 800 gallons per za
hours; zo hydrants; z mile mains; aiameter, 4, 6
and 8 inches; 5 gntea; Ludlow make, quality good;
45 pounds pressure; cost to constract $7000. Fred.
Stars, Pres. W. W.; C. W. Few. Supt.; S. M.
Rdchman. Mayor; F. B. Stars, Town Clerk.
DixoBy Lee Co.. populadon *70oo; area. 9560
acres; fire limit. 900 acres; fireworks ordinance;
fire warden investigates causes of fires; mercantile
buildings, brick, 3 stories; wood dwellings. 9
stories; department oonsbts of 9 hook and ladder
tracks, 4 hose carriages; 5000 feet good rabber hose,
MO feet poor: value of apparatus and supplies,
$8000; 9 ouildings o?med, value $aooo; 80 paid
members; annuarexpenses,$40o; dectrictelesTaph
alarm. Chief recommended by city coundl and
confirmed by the Mayor. A. J. Graff.
Water Supply— Water-works; Rock River and
springs; system pumping to reservoir and direct;
Gordon and Maxwell pumps; capadty dally,
3.000,000 gallons; 69 hydrants; 7 miles mains;
diameter, 4 to zo inches; Z5 gates. Coffin; zo meters;
quality good, not filtered; cost to construct $80,000;
annual expenses, $zooo; 45 to 150 pounds pressure.
John D. Crabtree. Pres.; J. Wasley. Supt.; S. H.
Bethea. Mayor; A. C. Warner. City Clerk.
Do QnolB. Perry Co.. population *mo; brick
and wood buildings, a and 3 stories; oepartment
consists of z hand engine, z diemlcal on wbeds, z
34
Fire Protection and Water Sujpph/.
ILLINOlS—CM^arAf.
hook and ladder tmck, z hole cairiase, xo cfaemfcal
hand extinguisben; m feet good rubber hose;
value o( apparatus and supphes, S800; 35 volunteer
members; bell alarm. A. J. NeiTmann, CMef.
Water Supply— Wells and dstems. Joe Solo-
man, Mayor; F. V. Nettleton. City Clerk.
Dwigktf Uvin|pton Co.. population *Z4oo; fire
limit, 90 acres; fireworks ordinance; mercantile
buildings, frame and brick, one and two stories; z
hand engine; z hook and ladder truck; a hose car-
riages; BOO feet of hose; value of apparatus $9000;
z building used; 90 volunteers. Charles McB^ker.
Water Supply— Wells and railroad tank. C.
J. Judd, Mayor; L. A. Heifidger, Town Clerk.
EarlTilley La Salle Co., population '3000;
brick and wood buildinn, two stones; department
consists of z hook and ladder truck; 90 volunteers
and 54 buckeU; bell alarm; water from welb. H.
W. Sanders, Mayor; A. H. Chase, Town- Clerk.
Eaat Dv^nqve, Jo Daviess Co.. population
*Z9oo; area, 300 acres; fire limit, 900 acres; mer-
cantile buildings, brick, two stories; vrooden roofs
permitted; frame dwellings, two stories; z hand en-
gine; z hook and ladder truck; z hose carriage; 300
leet good leather hose, 300 feet poor; zooo feet
good rubber; vahie of apparatus and supplies,
^500; z building used, vauie $Z3oos bell alarm,
Theophihis Dames.
Water Supply— Watel^woIks, artesian welli
system, pumping to reservoir and direct; Smcdley
pumping machmenr, capacity 70.000 galions daily;
9hyaiants; zK oiiM 6-mch mains; 7 gates; cost
of works $9000; annual expenses about ^50; pres-
sure 30 to 70 pounds. M. P. Mutton, Mayor; Geo.
Rowdl, City Clerk.
East St. IiOvia» St. Oair Co., populatioa
*za,ooo; brick and wood buildings, two tiones; de-
partment consists of 8 steam engines, 9 hoae car-
riages; 9500 feet good rubber hose; 4 horses; 4 paid
members; telegraph alarm, 90 boxes. M. Walsh.
Water Supply— Water-works; direct pressure;
z reservoir, capacity 8.000,000 gallons: Deane
pumps, capacity 9,000,000 gallons; z6 mues street
mains: Z83 hydrants; pressure 80 pounds. Edward
C. Schultz, City Oerk.
Edwardtrllle. Madison Co., population 9887;
z hand engine; z nook and ladder truck; z hose
cartage; 600 feet good cotton hose; 70 vohmteen.
O. F. Jaggers.
Water^upply— zSdstenis. Hairy Hall, Town
Clerk.
EffiBglMHy BfBagbam Co., population *fiso;
z hand engine; 4 diemical extinguishers; z nook
and ladder truck; 9 hoae carriages; 500 feet rub-
ber hoae, 400 cotton; 90 volunteers, n. Vogt.
Water Supply— zz dstems. Gorton Bentn^,
Town Cleric
Blvtey Kane Co., populatton *Z4.50o; area,
3500 acres; fire limit, 350 acres; fireworks ordi-
nance; causes of files investigated; mercantile
bnildings, brick, two and three stories; wood and
brick dwellings, two stories; department consists of
z steam engine, z chemical engine, z hook and lad-
der truck, 3 hoae carriages; 9000 feet good rubber
hose; 3 horses owned, 9 hired: value of apparatus
and supplies $95,000; 5 buildings owned, value
%i6,ooo: 39 members part paid, 3 paid full time.
unidT elected by department and confirmed by
council; fire patrol; 95 volunteer members.
Water supply— Pumping svstem to stand-
pipe and mains; river, well and spnngs; Worthing-
ton pumps; capacity 3,000.000 gallons dailv; zfz
hydrants; 16 m&es miuns, diameter 4 to z6 inches;
Z90 Ludlow gates; 33 Thompson, Hersey and
Worthington meters; nltered by plant American
Filter Co.; cost of works. $169,000; annual ex-
penses, $5000; pressure 50 to zoo pounds. George
P. Loard. Pres^ R. R. Parkio. Supt; A. E. Prs
Mayor; Wm. r. Sylie. City Clerk. Two mfle i
mains will be laid in z8iB9.
Elatwoody Peoria Co., popolatton 1504; abci!
engines; z hose carriage; 700 feet goedrvbber bast:
60 volunteers. W.T.Welles
Water Supply— zo dstems. C. B. Mori,
Mayor; F. Douglass. Town Clerk.
ISl TmMOf Woodford CO.. popoklioD •i^.
area, Z440 acres; fire limit, 4 blocks; firevorbc:-
nance, mercantile buildings, fimme and brid to
stories; frame dwellings, two stories; deptitic:
consists of z chemical engine, 4 rhrmics] hiad s-
tinguishers, z hose carriage; zooo feet good rJr
hose; value of apparatus and supplies, Siqob :
building, value $000; 40 volunteer meoben 2>
nual expenses §300; bell alarm. Chief decs! t«
company. R. Robinson.
water Supply— Wells; pumping to stttd-?:<
and dirtct; Smitb-Vaile pumping madanaj ^
capacity 400,000 gallons; Z9 hydrants; s iiijks^=::
mains; 4 gates, not described; qufitf of ns
good, not filtered; pressure 95 to 60 pounds; asi
works $z9,ooo: annual expenses $13001 E. S. ftz.
Supt.; J. W. Bougbman, Mayor; S. K. Hiyvr.
City Clerk.
Sagte woo4 9 Cook Co. (See Town <d Ue
Evreka. Woodford Co., popnlatwn *vs
frame and nrick buildings: z hose cart; sxiv^
good bose; volunteer fire company. F. M. Hcc
Water Supply— Water-worlo; weBs;sn:3:
dirrct and to tank; WortUnglon pa»p: >
pacitv 960kOoo gallons dally; 9 hydrsnts; 45^
4|.-incn maiiu; quality good; cost to coutroct, $6k
interest paid on bonds, 6 per oenL; wbk: i
Kiunds. F. M. Hoyt, Supt.; A. J.Yoaoi^i^
ayor; Cbas. Hamilton, Town Clerk.
BTanatOBy Cook Co., populatioa 10.0K :
chemical engine: 6 chemical extingutshen; i^
and ladder truck; 9500 feet ffood rubber bose. 3^
graph alarm; Z9 men, pidd; 5 horses; i P>^>
vragon. Samuel Harrison.
WATER Supply— Water-works; direct pR^
from Lake Michigan; GasldU pomps; capia?
3,000.000 gallons; z8 miles mains; diaBieter4 J^
Inches; 150 hydrants; prassore 50 to 100 p^
Samuel Peeney, Supt.; J. J. Adams.
Falrbwry, Livincstoa Co., popnlttioa *l^\
area, 700 acres; firs mnit, 60 acres; firevoiks oct*!
nance; mercantile buildings, hik^ two stt>^
and iron roofe; dwetttogs, ftaaM, two tad^
stories; department connsts of two hand-ci^J
bose carriages: zaoo feet nibt>er hose, fooi
feet, fair; 900 feet, poor; valne of apptn<B^
supplies, teoo; a buildings, owned, fsl*
meabersbip 30, all vohuiteees; anmi '
$500; bell alarm. Chief elected by me
W^ER Supply— Water4ower7SfiBe(bi|lt^J
padty 9000 barrels; S-incfa mains; » ^ ^
pressure 75 pounds; pump gives zys poesds prs
ure. Amos Brown.
FairfieM, Wayne Co.. popidatkia «9$o(x £<
790 acres; fire limit, 40 acres; nMRandkoom
brick, two stories; dwellings, frame, oneiBai"
and two stories: z hook and ladder track; 1 1"]
pump engine; bucket corps, zoo boekeo- ^"
Rider. ^. t
Water Supplt-^WcUs and dsteno- ^H
Sailor, Mayor; H. F. Sibley. Town OeA.
Farmer Citft De Witt Co., popaliti* ^2
area, 640 acres; fire limit, 40 acres; ihookv^'^
der truck; z hand engine. ...^
Water Supply— W«Us and dstemi. ^^
S. Young, Town Clerk.
Flora, Clay Co., populatica ^»5.«fbnS
acres, fire limit, same; mercantile baildiag>' '^^
Fire Protection and Water Supply.
35
0 Stories; tin roofs; dwellings, frame, one storr;
partment consists of z hook ard ladder truck;
lue of apparatus and supplies. $250; bell alarm,
lief elected by members. J. M. Cunningham.
Water Supply— Wells and cisterns. W. W.
nes, Mayor; H. H. Kingsbury, Town Clerk.
Freebargb, St. Clair Co., population 1038; x
nd engine; z hose carriage; z hook and ladder
ick; 333 feet good hose; value of apparatus, $800;
men. volunteers; bell alarm. Phil Ettling.
Water Supply— Wells, cistems and pond,
las. Weber, Mayor, John Sintzel, Town Clerk.
Free port. Stephenson Co., population *95x6;
me and bnck buildings, two and three stories; 2
emical hand extinguishers; z hook and ladder
ick; z hose carriage; aooo feet of good rubber
se; 800 feet fair; 3 horses; value of apparatus,
:., about $3500; 5 men paid full time, 6 part time;
penses for z888, $5000; telegraph alarm, Z5 street
xes. Robn F. Rodemier.
Water Supply— Water-works; stand-pipe sys-
n; gravity aod direct pressure; 9 miles of street
lins; 93 nydrants; pressure 85 pounds. F. E.
sel.W. C.Clark.
FvUony Whiteside Co.. population 1738; build-
Ss, brick and wood, a stories; department consists
1 hook and ladder truck, x hose carriage; 600 feet
bber hose, good; value of apparatus and supplies,
000; 37 volunteer members. R. E. Moon;
Water Supply— Water-works; direct pressure;
reservoir; capacity zz7,ooo gallons; 1% miles street
uns; 14 hydrants; pressure 40 pounds. O. E.
nch, A. w. Bastian.
Galra, Henry Co., population *28oo; area and
e limit, Z280 acres; mercantile buildings, brick,
o stories; wooden roofs permitted; frame dwell-
RS. two stories; z chemical engine; 2 chemical ex-
iguishers; x hose cart; z hook and ladder truck; z
Iter witch; 900 feet good rubber hose; value of
paratus, $3000; z building owned, value $3500;
volunteer members; annual expenses, $800; bell
irm. Chief elected by members and approved by
•aid of trustees. Q. P. Gibbs. C. A. Shurtlift,
ayor; H. D. Nott, Town Clerk.
GalesbvTf 9 Knox Co., population zi,439; area,
60 acres; fire limit, 6do acres; fireworks ordinance;
:rcantile buildings, brick, three stories; wooden
ofs permitted; frame dwellings, two stories; de-
rtment consists of x hand eneine, x chemical eu-
ae, I hook and ladder truck, 3 nose carriages; 1500
it good rubber hose, 500 feet poor; 500 feet good
tton hose, 500 poor; 4 hor&es; value of apparatus
d supplies, $xo,ooo; 2 buildings, value $5000; X2
:mbers, 2 full paid, xopart paid; annual expenses
000; fire alarm, telephone. . Chief elected by
namon council.
Water Supply— Direct pumping and gravity
stem; 3 reservoirs, supplied by wells, capacity
loo.ooo gallons; i% miles street mains, diameter
o 10 inches; 24 hydrants; Z50 pounds pressure.
. M. Flanagan.
Galena 9 Jo Daviess Co., population *8ooo,
ick and frame buildings; two to six stories; wooden
^fs; 2 hook and ladder trucks; 4 hose carriages;
x> feet rubber hose, 700 feet good cotton; a
rses; value of apparatus and supplies, $5000; 250
lunteer members; expenses in 1888, $3000; bell
irm, I alarm box. T. Grady.
Water Supply— Artesian well, capacity 2,400,-
"i gallons; stand-pipe) gravity pressure; Smedley
mps, capacity 3,000,000 gallons daily; 6 miles
eet mains; 74 hydrants; pressure 90 to X25 pounds,
alter Bixby, Supt; J. B. French, City Clerk.
Greneseoy Henry Co., population '4500; x band
gme; a chemical extinguishers; x hook and lad-
r truck; a hose caniages; 1500 feet good rubber
hose, 500 feet poor; 50 volunteers, 2 paid; 2 hired
horses. C. P. Himle.
Water Supply— Source, artesian well; by
gravity to reservoir, capacity of same X25.000 gal-
lons; 75 hydrants; 6 miles mains, diameter 4 to xo
inch; 6 meters; oostof works ^,000. Jas. Smith,
Mayor; C. L. Campbell, City Clerk.
Geneva 9 Kane Co., population ^1500; brick
and stone buildings, two stories: shingle and
wooden roofs; department consists of 2 chemical
hand extinguishers, bell alarm.
Water Supply— River and wells. F. Brucker,
City Clerk.
Gilmaoy Iroquois Co., population X299; x hook
and ladder truck.
Water Supply— 4 reservoirs. A. E. Merritt,
Mayor.
Golconda. Pope Co., population loco; frame
and brick buildings; department consists of hook
and ladder truck. Penn V. Trovillian, Town
Clerk.
Grand Crowing^ Cook Co., population '2500;
z hook and ladder truck; x hose carriage; 500 feet
good rubber hose, 500 feet good leather' hose; a
horses; 4 men paid.
Water Supply— Water-works; direct pressure;
60 hydrants.
Greenville 9 Bond Co., population *22oo; area,
640 acres; fire limit, 20 acres; firame and brick
dwellings; x hose cart; 500 feet of good hose; elec-
tric alarm. E. D. Wallace.
Water Supply— Water-works; direct pressure;
2 miles street mains, 4 to 8 inches diameter; 2X hy-
drants; 60 to 175 pounds pressure; cost of works,
$ao,ooo; operated by city. W. £. Davis, Supt.;
W. B. Harris, Mayor; Ward Reid. City Clerk.
GriggsTilley Pike Co., population X515; x en-
gine; X hose cart. G. Khrgott.
Water Supply— Cisterns. E. A. F. Allen,
Town Clerk.
Harrard) McHenry Co., population '2500; x
eneioe; 2 hand engines; x hook and ladder truck;
2 hose carriages; 1500 feet new cotton hose, 500
feet poor; 600 rubber; 6 men paid, 70 volunteers;
6 horses. G. R. Wagar.
Water Supply— x large hydrant, 2 exbausUess
springs, 8 cisterns. M. W. Leake. W. S. Wakely.
Haraaa, Mason Co., population 2800: brick
aod wood buildings, two and three stories; depart-
ment consists of o chemical hand extinguishers, x
hook and ladder truck; value of apparatus and
supplies, $800: 30 volunteer members; expenses in
x888, $400; bell alarm. Jas. McHose, £. Snyder.
Henry. Marshall Co., population 3000; x hand
engine; x hook and ladder truck; 2 hose carriages;
X300 feet good rubber hose, 350 feet poor; 55 men,
volunteers. F. Kunz.
Water Supply— Artesian well and cistems. E.
T. Diserway, Town Clerk.
Highland 9 Madison Co., population X96^; area,
80 acres; fire limit, same; causes of fires investi-
gated; buildings, brick, one to three stories; depart-
ment consists of 2 hand engines, 2 hook and ladder
trucks, 3 hose carriages; 500 feet rubber hose; 850
feet cotton hose, good; value of apparatus and sup-
plies, $a4cx>; 2 buildiogs in use, value $3cxx>; mem-
oership, 70 men. Chief appointed by Mayor, with
approval of city council. Adolph Ruegger.
WATER Supply— 16 cisterns, supplied from
buildings; capacity 1x6,000 gallons. F. B. Suppi-
ger, Mayor; L. J. Appel, Town Clerk.
HiBckleyy De Kalb Co., population 475; build-
ings, frame, one and one-half stories; wooden roofs;
department consists of x hand engine, x chemical
3(>
Fire Protection and Water Supply.
ILLINIOS-CWihJWAf.
engine on wfaeds, i book and laddrr truck; i boie
carriage; 4 chemical hand eztinguisben; 500 feet
cotton boie. good; value of apparatus and supplies,
$1500; members 48, volunteers; expenses in 1888,
$150: bell alarm. H. Hopkins.
Water Supply— Water-works; gravitr pressure
ioo feet; 4 hydrants. J. A. Esterbrook, ^Hllage
Clerk.
HoopestOB, Vermilion Co., population *asoo;
area, 1000 acres; fire limit, 16 acres; brick and
frame building, two stories; volunteer department;
I hand engine; i hose carriage; 1000 feet hose;
value of apparatus and supplies. $zooo; i building
in use, value $400; bell alarm, w. A. Brillart.
Water Supply— Source, wells and cisterns;
system, pumping to stand-pipe and direct; Dean
pumping machinery; daily capacity 150,000 gallons;
ao hydrants; 3 miles mains; aiameterS inches; cost
of works, $i6,3oa( annual expenses, $1900; pressure
50 to 100 pounds. A. T. Catherwood. A. H.
Trego, Mayor; John Petrey, Ciiy Clerk.
Hyde Park, Cook Co.. population 75.000;
area, 31,330 acres; fire limit, 1500 acres; mercantile
buildings, frame, two stories; wooden roofs permit-
ted; firune dwellings, three stories; department
consists of 3 steam engines, z hand engine, 3 hook
and ladder trucks, 6 hose carriages; Siamese coup-
lings used; 5000 feet good rubber hose; aooo feet
good cotton hose; iocx> feet good linen hose; 600
Met poor linen; ao horses in use; value of apparatus
and supplies, £15.000; 4 buildings owned, value
$35,000; I builmng rented, $360 per annum; value,
*$ 14.900; 56 members, 31 full paid. 35 part paid; an-
nual expenses, $60,000; telegraph alarm, 37 street
boxes.
Water Supply— Water works; pumpinf^ sys-
tem; Cope and Maxwell. Gaskill and Worthmgton
pumping machinery; daily capacity, 40,000,000 gal-
lons; 1300 hydrants; 100 Ludlow gates; 73 Worth-
ington meters; zoo miles street mains; diameter 4
to 94 inches; pressure ao pounds; cost of maintain-
ing water department, $z6.ooo. Robert Hawkins,
Supt.
JacksoDTilley Morgan Co., population zo.gay;
z hook and ladder truck; 4 hose carriages; 3000 feet
good rubber and cotton hose; paid department, 30
men. James Mitchell.
Water Supply— Water-works; gravity press-
ure; 3 reservoirs; capacity z, 000,000 gallons; 80 hy-
drants. D. C. Fay, Wm. Kirby.
Jeraeyvilley Jersey Co., population *400o; z
hook aod Udder truck; z hand enj:ine; z5 chemical
extinguishers; z hose cart; 500 feet good hose; 94
men. J. S. Daniels.
Water Supply— Artesian well being bored,
and water-works to be erected daring Z889; system
will include 30 hydrants and about 4 miles of mains;
estimated cost, $30,000. Jos. M. Page, Mayor.
Thomas W. Butler, City Clerk.
Joliety Will Co., population '3500; mercantile
buildings, stone, three and four stories; shingle
roofs permitted; wood dwellings, two stories; de-
partment consists of 3 steam engines, 9 chemical
ensines, 3 chemical hand extinguishers, z hook and
ladder truck, 9 hose carri«ge&; Siamese couplings
used; 3000 feet good rubber nose; 800 feet medium;
iz horses; value of apparatus and supplies, $45,000;
9 buildings in use; 99 members, 8 full paid; annual
expenses, $Z9,ooo; fire alarm telegraph, 50 street
boxes. Frank Kramer.
Water Supply— Water-works; zo miles street
mains and supply pipes; diameter 4 to z6 indies;
60 hydrants; pressure 55 pounds. J. C. Elwood,
R. T. Kelley.
Kamkake«» Kankakee Co., population 8000; z
hook and ladder truck; 8 chemical extinguishers; 3
hose carts; 1500 feet rubber hose, good; |9t&=
teer members. W. S. Halsey.
Water Supply— River; pumpiagtosaid-p?!
Maxwell pumps; capacity z,ooo.ooo ssDobs ^•
zzo hydrants; zo miles mains; paaastp^'J^
rvik6%. W. S. Reed, Sept.; F. D. Hatdi. Um
H. Holmes, City Cleric
Kemmmjj De Witt Co., popu]atioD6oa;«oas
buildings, one and two stories; wooden rots
hand engine; z hose carriage; backets wiiaiids
950 feet good rubber hose; 50 feet poor. D.Sz|
Water Supply— Wells. C. L. Tuner, '."Dw
Oerk.
KewaMe«. Henry Co., popalstioo '4^3 :
chemical engine; 9 chemical extingnshcn^iiw
and ladder truck; z hose caniage; 1300 ice r^
rubber hose; 70 volunteer membos. A.f B?
low.
Water Supply— Water-works; direct prenj
q^ double hydrants. E. A. Baker, Cbiiis-
Resnnock.
KIrklavd, De Kalb Co., populatioD a^ v^
buiklings, two stories; shingle and woodarv^'
hand engine; z hose carriage; 36 cbcmk^ >s^
extinguishers; 500 feet good ml)ber bose; nlx^
apparatus and supplies, $1900; 40 ▼olnoleer s9
bers; expenses in z888, $900; bell shns :^
Griggs.
WATER Supply— 3 reservoirs, capacity 4* '-»
each. N. M. Burroughs, I. N. Miner.
Kirkwoo4» Warren Co., popolatioB *ts
chemical engine; z hook and ladaer traci »^
rubber hose; 35 volunteer members. KL-l^
Water Supply— 4 wetts. C. H. Mo»
Mayor; G. A. Baxter, Town Cleric.
KmozTille, Knox Co., popnktioo ite ^
works ordinance; causes of fires invesdsarec; ^
cantile buildings, frame and brick, two ss^
shiogle or wooden rooft permitted; ftvati^
ings; department consists of z handengifie-^
cart, I hook and ladder truck; vahie d aff^
and supplies, $zooo; z building owned, nbc^
bell alarm; department disbanded. F.D.H^
Water Supply— Wells and dsjosm- ^
Campbell, City Clerk.
IiReoa» Marshall Co., populadoo ifK '
400 acres; fireworks ordinance; merciati>B
ings, wood and brick, two stories: ^i")^
permitted; wood dwellings, two stories; drpn
consists of z hand engine, z hose csmtfe 1
and ladder truck; value of apparatus asd fl
$375; X building owned, value $400; ^ '
W. B. Whiflen.
Water Supply— 3 cisterns, suppfied fcc^
capadty 9000 jnllons; water-woHcs beisj
sidered. Geo. W. £. Cook, Mayor.
Lake View, Cook Co.. populatioaj
wood buildings, two and three stoties; sW
permitted; department consists of a steaa ea
z chemical engine, 4 chemical hand extiofa
z hook and ladder truck, 5 hosecaniages; "J
in use; 30 paid members; value of c'I°4^
supplies, $90,000; elec^c fire attm, ^^
boxes. C. A. Charleston.
Water Supply— Warer-works; source
ply. Lake Michigan; direct P'^'"'^
pumps; 495 hydrants; 75 nules mains; pi^
pounds. E. Sanders, Commr.; Rred. P*** ^
J. J. Wilson, City Clerk.
Lasark, CarroU Co., popnlatioo itioo; fj
engine; zhook and ladder truck; ibose^
zzoo feet rubber hose; 30 volunteer meoW
S. Wilson. ^
Water Supply— Water-woiks. wcBs. p^
to reservoir; z Smedley pump, capao? ^^
gallons daily; Z9 hydrants; % mile mam*' °^
Fire Protec^on and Water Supply.
37
6 and 8 inches; 8 gates; quality hard, not filtered;
St to construct $1500; pressure 45 to 150 pounds.
Heath, Supt.; John Valentine, Mayor; F.
ager, City Clerk.
La Salle, La Salle Co.. population *iz,ooo;
ircantile buildings, brick, two and three stories;
Kxlen roofs pertnitted; dwellings, wood, two sto-
s; department includes z steam anginp, 9 chemi-
1 hand extinguishers, 1 hook and ladder truck. 3
se carriages; Siamese couplings used; 1500 feet
:ton hose, good; 1000 feet rubber, good; 4 horses;
rmbersbip 37; electric and bell alarm. Chief ap-
inted by city council. G. A. Wilson.
^ATER Supply— Spnn^; system, Holly; gra?-
and pumping direct; daily capacity of pumping
icbineiy 2,000.000 gallons; 39 hydrants; 4 miles
lins; diameter 8 to ifl inches; 7 gates; Crown
tters; quality water, soft; not filtered; pressure
to 135 pounds; cost of works. $^,000; interest
id. 6 per cent; operated by city. Fred. Rottman,
ting Supt.; F. W. Mattheisen. Mayor; J. E.
elly, City Clerk.
Lebanon 9 St. Clair Co., population 1734; z
am engine; a chemical engines; z hand engine;
ook and ladder truck; 4 hose carriages; aooofeet
3d hose; 3 paid men, 75 Tolunteers.
ATater SuppLY—za cisterns.
[lemonty Cook Co., population *4Zoo; frame
ildings; a hose carts; aooo feet good hose; zhook
1 ladder truck. Joseph Gehartz.
Vater Supply— Water-works; 3000 feet street
ins; hydrants. John Brankly, Patrick Mo-
nner.
[«ena. Stephenson Co., population *z74o; area
\ fire limit, 640 acres; fireworks ordinance; mer-
Kile buildings, brick, wood and stone, two and
se stories; shingle roofs permitted; frame and
:k dwellings, one to two stories; de|mrtment con-
s of I steam engine, z hand engine, 3 hose car-
ies; Siamese couplings used; Z550 feet good rub-
hose, 500 feet poor; 500 feet new cotton; value
apparatus and supplies. $8000; a buildings
led; 38 members, z paid; bell alarm. Chief
:ted by department and confirmed by dty
incil.
V^ATER Supply— 8 cisterns, supplied firom build-
s; capacity 4400 gallons daily.
leroy, McLean Co., population *z5oo; z chem-
engine, a chemical hand extinguishers, z hand
tne, z hook and ladder truck; 800 feet good
ber hose. M. R. Galusha.
/ATER Supply— Cisterns. P. A. Barley, Town
rk.
•ewUtown. Fulton Co., population aooo; bride
wood buildings, z and a stories; department
sists of z hook and ladder truck.
/ATER Supply— Driven wells. G. K. Linton,
r Clerk.
lexington* McLean Co., population *z5oo; z
k and ladder truck, worthless.
/ATER Supply— Wells; force pumps and hose,
thless. J. M. Weakly. Town Clerk.
lincolB, Logan Co., population *7Soo; build-
I, brick and frame, a and 3 stories; department
usts of z hook and ladder truck, z hose carnage,
tnd hose carts; zooo feet good hose; a chemical
d extinguishers; value of apparatus and sup-
s, $3500; 50 members, z paid. T. L. Black-
/ater Supply— Water-works: water tower zoo
high, capacity Z5o,ooo eaUons; a compound
ips. capacity a,ooo,ooo gallons per day; 8 miles
et mains, 4 to Z4 inches in diameter; y> hy-
its; 40 to Z50 pounds pressure. J. F. Moffiatt,
I.; A. J. Aldrich, Supt.; A. Knapp, Mayor;
n H. Starkey, City Clerk.
itch field » Montgomery Co., population *6ooo;
1. 640 acres; fire limit, same; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, a stories; brick and frame dwelling houses, a
stories; department consists of z hook and ladder
truck, 3 hose carriages; Siamese couplings used;
Z900 feet good rubSer hose, 300 feet gM>d linen
hose; 95 volunteer members; bell alarm. F. R.
Schalk.
Water Supply— Water-works; direct pressure;
diameter of mains, 4 to 6 inches; 3Z hydrants; pres-
sure, aoo pounds. . M. Madison, J. W. Rose.
I«ockporf» Will Co., population 5000.
Water Supply— Water-works; direct pressure;
street mains and hydrants owned by private per-
son, J. L. Norton.
Maeomby McDonongfa Co., population 3Z^;
area, 3az acres; fire limit, 40 acres; frame dwell-
ings, a stories; department consists of a chemical
engines. 4 chemical hand extinguishers, z hook and
ladder truck; z building own^, value $5000; bell
and whistle alarm. F. Balston.
Water Supply— Wells and dstems. Wm.
Martin. Mayor; S. Aldredge, Town Clerk.
MaaliaUant Will Co., wood buildings, one
and a half stories; shiogle roo£i; 3 chemical ex-
tinguishers.
WATER Supply— z reservoir, capadty zoo bar-
rels; steam pump. B. Matboney, Village Clerk.
Marengo, McHenry Co., population za94; a
chemical engines; z hocuc and ladder truck; 400 feet
good hose; 7a volunteer members. John Arling-
ton. Marshal.
Water Supply— Well and cisterns. Wood-
ard. Mayor; C. P. Fillmore, Town Clerk.
Maroa, Macon Co., population *z5oo; z chem-
ical en^ne, z hose cart, z hand engine, z hook and
ladder truck; ^ feet good rubber hose; 35 volun-
teer members. Frank Potter, Foreman.
Water Supply— Wells and dstems. John
Crocker, Mayor; F. L. Bogle, City Clerk.
Marshall 9 Clark Co., population *a30o; z hand
engine, z hook and ladder truck, z hose cart; 500
feet hose; 36 volunteer members; bdl alarm. John
Bartlett.
Water Supply— Wells and dstems* H. M.
Jamey, City Clerk.
Maacontali) St. Clair Co., population 3558;
area, 640 acres; fireworks ordinance; causes of tires
investigated; mercantile buildings, brick, two sto-
ries; a hand engines; z hook and ladder truck;
a hose carriages; zaoo feet good robber hose; z
building used; zoo members; annual expenses,
$100; bell alarm. Chief elected by company.
Water Supply— 7 dstems. Christ. Uscher,
Sr., Mayor; Charles MonUy, Town Clerk.
Mason Clfy* Mason Co., population *aooo; i
hand engine; z cnemical engine; 475 feet good rob-
ber hose; as volunteer memoers. J. J. uox.
Water Supply— Tank and private dstems.
Mattoon. Coles Co., population 7000; 3 hose
carts; Z500 teet hose; z hook and ladder track.
Geo. Redfem.
Water Supply— Water-works; source of sup-
ply, wells; stand-pipe system; 75 hydrants; 6 miles
mains. Gray, Supt.; Tom. Hart, City Clerk.
Mendota. La Salle Co., populadon 4000; i
chemical oigine; z hand engine; z hook and lad-
der track; a hose carriages; 500 feet ^[ood cotton
hose; zooo feet good rabber hose; 80 paid men. J.
D. Tower.
Water Supply— Water-works; combined grav-
ity and pumping system; capacity of reservoir
300,000 gallons; Deane pumping machinery, daily
capadty zzo,ooo gallons; 40 hydrants; 3 miles mains,
diameter 8 inch; pressure 50 to z6o pounds; cost
of works $ao,ooo; interest paid on bonds, 6 per cent;
ss
Fire Protection and Water Supply.
lLlAf^OlS^Ccmlmtt€d.
operated by city. D. L. Harris. Supt.; J. A.
Lamberton, Mayor; Geo. Holland, City Clerk.
Metamora, Woodford Co.. population 838; 6
chemical extinguishers; x hook and ladder track;
zooo feet rubber hose; 6 volunteer members.
Water Supply— Weito. John L. McGuiness,
Mayor.
BCetropolis» Massac Co., population ^4000; z
band engine; z hook and ladder truck; z hose car-
riage; z force^ump on wheels; 500 feet good linen
bote, 550 feet poor; 35 paid men. John Bunch-
Watbr Supply— Private cisterns, wells, tanks
and river. L. Corlis, Town Clerk.
Hillstadty St. Clair Co.. population z6oo; area.
640 acres; fire limit, same; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, two stories; wooden roofs permitted; bnck
dwellings, 1% stories; department consists of a
haitd engines, z hook and ladder truck, z hose car-
riage; Siamese couplings used; 550 feet rubber hose.
400 feet good cotton; value of apparatus and sup-
plies, $aooo; z buildinff owned, value $aooo; 42
volunteer members; beU alarm. Chief elected by
company. Chas. Jacobus. Mayor.
WATER Supply— Wells and dstems. J. F.
Weible. Town Clerk.
Minosk. Woodford Co., population zSza; area,
640 acres; fireworks ordinance; mercantile build-
ings, wood and brick, two stories; wooden roofs
permitted; wood and brick dwellings, two stories;
da>artment consists of z chemical engine, a chemi-
cal hand extinguishers, z hook and ladder truck, z
force pomp on wheels; 900 feet good rubber hose,
zoo feet poor; 9 buildings used, value $3000; 35
volunteer members; bell alarm. Chief appointed
by Mayor, confirmed by council. J. L. Welch.
Water Supply— Water-works. J. C. Wickler.
T. J. Taylor.
Moliney Rock Island Co.. population *Z3.oco; z
steam engine; 3 chemical extinguishers; z hook and
ladder truck; 8 hose carriages; 5000 feet good hose;
Z40 men. part paid.
Water Supply— Water-works; source. Missis-
sippi river; system, pumping direct into water
mains; Deane steam pumps, capacity 3,500,000 gal-
lons daily; Z40 hydrants; 8^ miles mains, diameter
6 to z6 inch; 40 Ludlow gates; 90 Worthington
and Crown meters; cost of works $Z95,ooo; pres-
sure 50 to zoo pounds; annual expenses $5000.
Fred. Alsterlund, Supt.; C. O. Nason. Mayor; J.
W. McPherson. City Clerk.
Momenoe. Kankakee Co.. population Z037; 5
chemical hand extinguishers.
' Water Supply— River. F. E. Lane, Town
Clerk.
Hod month 9 Warren Co.. population *5ooo;
area. 660 acres; fire limit, zo blocks; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick, 3 stories; firame dwellings, 9
stories; department consists of z steam engine, z
chemical engine. 8 chemical hand extinguishers, 3
hook and ladder trucks, 3 hose carriaaes; 3 horses;
Siamese couplings used; zSoo feet good cotton hose,
Z90O feet cotton, poor; value of apparatus, $9000; 3
buildings used, value $10,000; zoo members, 3 full
paid; 98 volunteers; telephone and bell alarm.
Chief elected by dty counciL H. A. Webster.
Water Supply— Artesian well; water-works;
pumping system: to reservoir and direct; capacity
of pumping machinery, z,ooo,ooo gallons daily; 47
hydrants; sH miles mains. 6 to zo inches diameter;
37 gates; quahty water soft, not filtered; cost of
works. $35,000; 60 to Z40 pounds pressure; oper-
ated by dty. W. A. Child, Supt.; J. P. Pillsbury,
Mayor, Eugene W. Stevens. City Clerk.
Morris^ Grundy Co.. population *45oo; i sxm
engine, z hook and ladder truck. 3 hose carhigcs;
3500 feet good cotton hose; 3 men paid pan osx;
35 volunteers; 3 horses. A. C. Clay pool.
Water Supply— Canal; 5 cisterns, 250.000 git
lons capadty. J. R. Forsythe, Town Cleik.
Morrison, Whiteside Co.. population 19B1: 3
hose carriages; zooo foet good coiton hose; 50c feet
good linen hose; z8 men paid full time; fiit aliA
telephone, 6 street boxes. W. Brewer.
Water Supply— Direct pressure; water-wsb
z reservoir; 8Z.533 feet street mains; 33hydxastt
H. G. Parrish, J. N. Baird.
Monitd Citjf Pulaski Co., populatun *xk
brick and wood buildings, z to 3 stories; depev
ment consists of z hand fire engine, i hosecamaiK
500 feet good rubber hose, 30 feet poor, mxi
apparatus and supplies, $500; 70 volunteer oo-
bers; bell alarm.
Water Supply— Cisterns. W. S. Sin|te:i
aty Clerk.
Moont Carroll, Carroll Co., populaikna;;
area, 380 acres; fire limit,* same; fireworks otis-
ance; mercantile buildings, brick, 3 stories; mode
roofs permitted; wood dwellings. 3 stories; depa.-:-
ment consists of z hose cart, with 500 feet of isx.
bell alarm. C. M. Feezer.
Water Supply— Water-works; pnBjpinfS!*
tem, direct and to reservoir, Gordon and Manel
pumping machinery, daily capacity 500,000 gabs
Z9 h^rdrants; 3 miles mains, 4 to 10 inch camex;
quality of water good, not filtered; ccst of vcm
$z6.ooo; 50 to zao pounds pressure. Interesix
bonds 6 per cent. J. B. Cushman, Supt.; Jchs^'
Miller, Mayor; Aaron Smith, City Clerk.
Mount Pulaski, Logan Co.. popa]a&ofi*»)c
area. 550 acres; z hand engine, z hook and la^
truck, z hose carriage. 7 chemical hand extiofb^
ers; 46 men. J. M. Hopkins.
Water Supply— Water-works, well; stj»
pumping direct and to tank; pumping madiiaerr
by Hooker. Caldwell & Co.; capadty of stst |
35,000 gallons daily; zy hydrants; iH miles mas.
3 and 4 inches diameter; 6 Eddy gates; 60 10 9 1
pounds pressure. J. F. Schick, Pres. W. W.: I '
M. Hopkins, Supt.; J. F. Schick, Mayor; F.F*
genschuck, Town Cleric.
M nrpliyaboro, Jackson Co., poonlatiai '^
z steamer; 38 volunteer members. W. H. HoH
Water Supply— River, pumping dirctf »
mains; zoo hydrants; 5 miles mains; 35 gaies; f^
of works. $aooo; 30 pounds pressure; TSter««tt
controlled by d^. T. M. Logan. Msyor ^^
Brauer. City Clerk.
Ifaperrille, Du Page Co., populatioo *3^
area, 640 acres; fire limit, 40 acres; causes of art^
investigated, mercantile buildings, brick, voo<l^.
stone, 3 stories; wooden roofs permitted ontsidss*
limit; wood and brick dwellings, a stories; deg^
ment consists of z hand engine, zo chemicti bffi
extinguishers, private; z hook and ladder tnck, I
hose carriage; zooo feet good rubber hose; n^^
apparatus and supplies, $3000; buildin|s,$r^
80 volunteer members; annual expenses, $7S<'
alarm. Chief elected by village council.
Water Supply— Wells, rivers and spnsf
brooks.
If ashTille, Washington Co.. populatioa *^
area, 640 acres; fireworks ordinance; i°^a<^
buildings, brick, z to 3 stories; tin roof^* ^^ JT
frame dwellings, zK and 3 stories; depsitma^^
sists of z steam engine, z hook and ladder tnioba
hose carriages; Siamese couplings used; y^^^
rubber. 500 feet cotton hose, good; 500 feet nw^
hose, Maltese Cross; value ot appaiatus mjvJJj
plies, $4000; value of boiklings. $3500; meo^"*^!
z chief and z assistant, z engineer and x *^°^3
z hose foreman, z fireman, zo hose and pipe *^*l
Fire Protection and Water Smpply.
39
paid; bell alann. Theo. Kaoiman, Chief; F. S.
ich, Clerk Fire Department.
Water Supply— la cisterns, supplied irom
)fs; capacity, a^o.ooojndlons daily; wells, ponds,
ttcrs, etc. Philip Reither. F. Lebkuecher,
)wn Clerk.
New Athens, St Clair Co., population xooo;
». -400 acres; fire limit, 350 acres; mercantile
(dines, brick, a stories; brick dwellings, 1%
Ties; department consists of x hand engine, z
ok and ladder track, z hose carriage; aoo feet
od leather hose; 600 feet good rabber; value ol
paratus and supplies, $aooo; 60 members; ao
id; bell alarm; Chief elected by department.
Bx. Klinkhardt.
^ATER Supply— ao cisterns, supplied from
>fs; capacity, 8000 to za.ooo gallons; river and
Us. August Gierschner, Village Clerk.
f omealTille , Cook Co. (See Town of Lake. )
Vormaly McClean Co., population 3470; a
smical engines, i hand engine, i hose carriage;
> ieet good rabber hose; 30 volnnteer members.
^ATER Supply— Wells. A. J. Meniman,
wn Clerk.
>ak Parky Cook Co., population 40001 i
smical engine; 10 chemical extinguishers; i hook
1 ladder truck; x hose carriage; 800 feet hose;
volunteer members; alarm bells; value of ap-
-atus, $500: expenses for z888, $zoo. Fred
)ister.
Vater Supply— Wells and water-works; a^
es of mains; 40 hydrants; pressure, zoo pounds.
W. Jackson, E. S. Austin.
>kenTille, Washington Co.; buiUings, brick
1 wood, one and two stories; wooden roofsj de-
tment consists of x hand engine, x hose carriage,
ders; 30 feet good rabber hose; 500 feet good
ton; value of apparatus and supplies, $1000;
«nses in 1888, $150; bell alarm. S. A. Eppel.
Gibbs, Pres.
Vater Supply— Wells and cisteras; Rumsey
i^o.'s pumps. W. Schemuetzler, Town Clerk.
>lney9 Richland Co., population 4500; depart-
Dt consists of I chemical en(|[ine on wheels, x
<k and ladder track, a chemical hand extin-
shers; aoo feet good rabber hose; aoo feet poor
ton; value ot apparatus and supplies, $4000; 65
iinteer members; bell alarm. Azdi Spring.
9mas M. Wharf, Chief Dcpt.
Vater Supply— Wells. Frank Powers, Mayor;
r. Ratcliff, City Clerk.
^aarga, Iroquois Co., population xo6x; a chem-
engines, 8 chemical extinguishers; x hook and
ler track; 100 feet good rabber hose, xoo feet
•r; volunteer department A. M. Peck, To¥m
rk.
Oregon, Ogle Co., population *x8oo; fireworks
inance; mercantile buildings, brick and wood,
stories; shingle roofs permitted; dwellings,
ae, two stories; department consists of x hook
1 ladder truck, a hose carriages; Siamese coup-
is used; iioo feet good hose; value of apparatus
supplies, $3000; X building in use, value $3000;
nbership, 60 volunteers; annual expenses, $60;
alarm. D. A. Bellis.
i^ATER Supply — x reservoir, supplied by pump;
lies of street mains and supply pipes; diameter,
> 8 inches; 115 hydrants; pressure, 8a pounds;
lual expenses of water department, $5oa Wm.
rs, F. S. Burchell.
Ottawa, La Salle Co., population about zo,35o;
ft, a.500 acres; fire limit, 100 acres; fireworks or-
ance; causes of fires investigated; mercantile
Idings, brick and stone, two and three stories;
)d dwellings, a stories; department consists of
team engines, x book and ladder track, a hose
riages, extension ladder; Siamese couphngs used;
gra'
hall
9000 feet good cotton hose, 700 poor; 4 horses;
value of apparatus and supplies, Sa3,ooo; x build-
ing rented at $700 per year, value $9,000; member^
ship, a3, 4 full paid; annuid expenses, $7000; tele-
Dhone alarm. Chief elected by dty council. H.
Water Supply— Reservoir, supplied by wells;
ivity system; capacity, 6000 barrels; 6 cisteras;
f mile street mains and supply pipes; diameter,
4 to xo inches; 4 hvdrants; pressure, 40 pounds; an*
nual expenses ot water department, $aoo. F.
A. Sherwood, Mayor; Wm. P. Leahy, City Clerk.
Palatine, Cook Co, population tTSi; firame
buildings, a stories; shingle roofs; department con«
sists of X hand engine, i hose carnage; 500 feet
good rabber hose; value of apparatus and supplies^
$xxoo; 35 volunteer members; expenses in i888|
$a,ooo (tor apparatus); bell alarm. F. R. Robinson*
Watbr Supply— WeUs; xx reservoirs. Chat.
S. Cutting, Village Clerk.
Pana, Christian Co., population ^4500; area,
3560 acres; fire limit. 640 acres; mercantile brick
buildings, three stories; frame and brick dwell-
ings, two stories; department consists of x hand
engine (chemical), x hose carriage; aoo feet rabber
hose, good, and hand extinguishers; value of appa-
ratus and supplies, $aooo: membership, 30 volun-
teers; annual expenses, $300; bell alarm. Chief
elected by dty coundl. J. O. Hawker.
Water Supply— Wells and dsteras. A. S.
Phillips. City Clerk.
Paris, Edgar Co., population *54a5; area,
X440 acres; fireworks ordinance; diief investigates
fires; mercantile bmldings, brick, two stories;
wooden roofs permitted; brick and irame dwellings,
two stories; department consists of x hand engine,
X hook and ladder track, 4 hose carriages; 3500 feet
good rabber hose, 800 poor; value of apparatus
and supplies, $4,600; 3 buildings ovmed, value
$4000; membership, 90 volunteers; annual ex-
penses, !P775; bells and telephone alarm. Chief
appointed by dty coundl. W. H. Slanker.
WATER Supply— 4 reservoirs, supplied by 8
driven wells, capadtv x4,ooo,ooo gallons; 3 dsterns;
capadty x8,ooo gallons; 7 miles street mains;
diameter 4 to 14 inches; 65 hydrants; pressure, 30
to xao pounds; annual expenses of water derMUt-
ment. $3400. J. C. CoUom, Supt.; J. M. Bell,
Mayor; A. H. Geohegen. City Clerk.
Paxton, Ford Co., ix)pulation axoo; buildings,
brick, two and three stories; department consists of
I hand engine, i hook and ladder truck; a hose
carriages, la chemical extingtiisbers; xooo feet rab-
ber hose, good; value of apparatus and supplies,
$2175; 35 volunteer members. N. E. Crothers.
Water Supply— Source, well; system, pump-
ing to stand-pipe; pumping machinery by Fair-
banks, Morris & Co.; daily capadty 1500 barrels;
17 hydrants; i "% miles mains; diameter 8 inches; 4
gates; quality of water, good; not filtered; pressure
35 to 50 pounds; cost of works, $xo,ooo; operated
by city. Frank Cook, Supt.; John P. Middlecoff,
Mayor; Harry Keir, Town Clerk.
Pecafonica, Winnebago Ca, population
*xa5o; area, 600 acres; fire limit, 10 acres; fifreworks
ordinance; mercantile buildings, brick, wood and
iron, two and three stories; dwellinp^s, frame, two
stories; department consists of i engine, x chemical
engine, x hook and ladder track, i hose carriage;
value of apparatus and supplies, $a5oo; member-
ship as, volunteers.
Water Supply— 3 reservoirs; annual expenses
of water department, $ia5.
Pekin. Tazewell Co., population '6384; fire-
works ordinance; causes of fires investigated; mer-
cantile buildings, brick, two and three stories;
dwellings, frame and brick, two stories; department
consists of X steam engine, i hand engine, i hook
and ladder track, a hose carriages; 300 feet rabber
40
Fire Protection and Water Supply.
ILLINOIS— Ci^/v/MtMi:
hose; 3000 feet linen hose, good; a horses; value of
apparatus. $ao.ooo; a buildings owned, value $15.-
000; membership ao. volunteer; annual expenses.
$1000; bell alarm. Chief elected by companies.
Wm. Braden.
Water Supplt— Water-works, hydraulic press-
ure and water tower; 10 miles of mains; city pays
&i5oo per vear for use of 115 hydrants. Geo. Lucas,
Nicholas Johannas.
Peoria, Peoria Co.. population '48.000; area,
17.930 acres; fire hmit, aoo acres; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick and fiwne, one and three stories;
dwellings, frame, two stories; department consists
of 3 steam engines; a hand engines; a chemical en-
gines, 5 chemical hand extinguishers, i hook and
ladder truck, 7 hose carriages; 5000 feet rubber
hose; 5000 feet cotton; 1000 feet leather; 1000 feet
attadbed to chemical; 33 hones; value of apparatus
and supplies, $90,000; value of buildings. $55,000;
membership, 37 paid and 75 volunterrs; annual
npenses, $40,000; fire alarm, 80 street boxes.
Chief elected by council. Carl Moeller.
Water Supply— Water-works; source of supply,
Lake Peoria; direct pumping system; pumping ma-
chinery by Worthington and Dean; daily capacity
6,000,000 gallons; 410 hydrants; 65 miles mains; diam-
eter 4 to 18 inches; 45 meters; kind not given; quality,
good; filtered (plant not described); pressure zao to
z8o pounds; cost of works, about saoo,ooo; annual
expenses, $45>ooo. System to be changed to that of
reservoir and stand-pipe, and capaaty to be in-
creased to ai.6oo,ooo gallons daily. James E.
Kearney, Pres.; James Brown, Supt.; John War-
ner, Mayor; M. E. Fay, City Clerk.
Peotone. Will Co., population $1000; area, 640
acres; fire Umit, 80 acres; mercantile buildings,
frame and brick, a stories; dwellings, frame, a
stories; department consists of i engine, 6 chemical
extinguishers, i hose carriage; 300 feet good rub-
ber hose; value of building owned, $aoo. E. B.
Cowing.
Water Supply— Wells. J. Imholts, Mayor;
Hany Conrad, Town Clerk.
Pent, La Salle Co., populadon '7500; area,
za8o acres; fire limit, 640 acres; mercantile build-
ings, wood and brick, one and lour stories; dwell-
ings, wood and brick, two and three stories; de-
partment consists of I steam engine, x hook and
ladder truck, 3 hose carriages; Siamese couplings
used; aooo feet good hose; 400 feet fair rubber;
value oi apparatus and supplies, $9000; a buildings
owned by city, value $1400; 40 volunteer members;
annual expenses, $420; bell alarm. Chief elected
by companies. Charles H. Hobbs.
Water Supply— River; 6 cisterns, supplied by
steam pump fit>m river; capacity 50,000 gallons.
H. Horener, Mayor; Patrick Keegan, City Clerk.
PittafleM, Pike Co.. population 3500; build-
ings, wood and brick, two and three stories; iron
and gravel roofs; department consists of a hose car-
riages, X hook and ladder truck.
Water Supply— Water-works; artesian well
laoo feet deep; system, pumping to reservoir;
pumping machinery by Kimble ft Co.; daily ca-
pacity 50,000 gallons; za hvdrants; zK m\\t% mains;
diameter 8 inches; a Ludlow gates; quality, min-
eral; cost to construct, $xo,ooo; annual expenses,
about $1500; pressure 50 to 80 pounds. H. Har-
der, Pres. W. B.; Jas. Anderson, Supt.; H. Har-
der, Mayor; Chas. Coley, City Clerk.
P0IO9 Ogle Co., population *aa5o; area. a56o
acres; fire limit, xa8o acres; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, two stories; dwelhngs, wood, two stories; de-
partment consists of I hand engine, i hook and lad-
der truck, X hose carriage; Siamese couptings used;
650 feet rubber hose; 55 feet of good tim boe;
value of apparatus and supplies, tipaa, teflMSibea.
part paid; bell alarm. E. W. Baskman.
Water Supply— Direct pumping systea: 4p
ameter of mains 6 to 8 inches; 6 hydrants. L F.
lliomas. Mayor; Geo. Both, Town Qert
Poof lacy Uvingston Co., popolatioo 042 1 |
steam engine; a hose carriages; 1709 feet coodi^
ber hose; 1500 feet poor; a men paid foil tisie, d !
part time; 3 horses. £b. Calkins.
Water Supply— River; 6 dsteras. n.'fti pi-
Ions capacity. W. S. Laccy, City Qot.
PriEceton , Bureau Co. , populatioa *500o; co-
Xiao acres; fire limit, ao acres; fireworis ordaaaec
mercantile buildings, brick and wood, two aoe
dwellings, wood, two stories; department ooes^fisa
a chemical engines, i hook and ladder incc ^
feet good rubber hose; value of apparatns asd 9
plies, $3500; a buildings owned, value S300C; t
volunteer members; annual expenses. $i3> ^
alarm. Chief appointed by oounciL C. G. C:a-
WATER Supply— Wells and dstems, A.E.
Thompson, Mayor; L O. Brokaw, City Ckri
QnincTv Adams Co., population *40,ooa «a
3aoo acres; fire limit, za8o acres; causes of fira >-
vestigated; brick mercantile buildings. 3 ^ ^
stories; bnck dwellings, a stories; depsnoB^
consists of 4 steam engines, a hand e&gi>a>>
chemical engine, x hook and ladder track. 6 b*
carriages; Siamese couplings used; 300 feet fsn
rubber hose, a5oo feet poor; 16 horses; ^^^
apparatus and supplies, $35,000: 7 buildiacsonK.
value $65,000; 90 members; x6 fiill paid; ao Pf
paid; annual expenses. $ao.ooo; telephooeiKfc-
egraph alarm, xa strert boxes. Jos. J^sterij-
WATER Supply— Water-works; source. i&^
sippi River; system pumping to rescrror ik
gravity; Worthington pumping machtBriT; ^
padty daily, 7,500,000 gallons; x6o hydnfio. *
miles mains; diameter, 6 to ao inch; igoaetf
quality of water eood, not filtered; pressure J5^
50 pounds; owned and operated by L. and^-
Bull; Wm. B. Bull, Siipt.; E. J. Thomson. Mti«
F. Wennhomer, City Clerk.
Red Bud, Randolph Co.. populatioa t3^
brick and wood buildings, i to 3 stories; dep«r^
consists of X hook and ladd^ truck, buckets; ft^
of npparatus and supplies, $300; bell alain.
WATER Supply— Wells and cisterns. »
Rose, Mayor; F. D. Guker. City Clerk.
Roanoke, Woodford Co.. popuUtioo JC
frame buildings, x and a stories; shingle took »
partment consists of x hand engine; i hose cinv^
aoo feet good rubber hose; value of apparanis •»
suppties. $500. ^_^
Water Supply— Wells. N. R. Moore. VEir
aerk.
Roblttson, Crawford Co., population *i;Sci
hand engine; x hook and ladder truck, z bosetf'
riage, xooo feet rubber hose; i bnikiiBg D «[
value $950; aoo volunteer members; bell aw&
Chief elected by members. •
Water Supply— Wells and pumps. Tw. >
Price, Mayor; Jno. C. Eagletoo, City Ckrit*
Rocbelle, Ogle Co.. population aooo; ««
400 acres; fire limit, xo acres; mercantile waj
ings, brick, x and a stories; shingle roo6 penuR^
frame dwellings; department, 3 how caj*^
Siamese couplings and xaoofeet goodrabbeie^
value of apparatus and supplies. $aooo; a»^
ing used, value $aooo; jo volunteer mefflW*
Chiefelected by council. W. Stocking. .
Water Supply— Watcr-woria; pafflP^'i^
tem; daily capacity of machineiy. 75o.«» fS
39 hydrants, a^ mains; diameter, 4 to 8 n^-
Fire JProtecHon and Water Supply.
41
•ssure, 40 to 100 pounds; annual expenses, $2,500.
Gardhous, Mayor; E. E. Ogden, City Clerk.
Rock Fallsy Whiteside Co., population *aooo;
od and brick buildings, a stones; wooden roofs;
partment consists of 6 chemical extinguishers, 5
se carriages, several hand grenades; 600 feet
od rubber hose, 500 feet good cotton; 4c» good
en; value of apparatus and supplies, $3,000; 19
unteer members; whistle and bell alarm. J. V.
:Carty.
IVater Supply— Water-works; artesian well;
item, pumping tostandpipe; Worthington pump,
Mcity, 4,000,000 gallons daily; 13 hvdrants; x
le 8 inch mains; annual expenses, about $700.
H. Howland, Pres.; W. J. Watron. Supt.; Geo.
. Packer, Mayor; W. H. Cadwell. Village
erk.
Rocklord, Winnebago Co., populatksn *93,ooo;
». 400 acres; fire limit, 50 acres; fireworks or-
lance; causes of fires investigated; mercantile
ildings, brick, a and 3 stories; dwellin|{s, brick
d wood, a stories; department consists of 5
smical hand extinguishers, z hook and ladder
cic, 4 hose carriages, 3 hose carts in reserve:
» feet first-class hose, 9500 feet good second-class
se; 10 horses; value of apparatus and supplies,
3,000; 3 buildings owned, value $ao,ooo; 18
tmbers, full paid; annual expenses. $14,000;
sKraph alarm. 34 street boxes. Chief appointed
Mayor. J. TTlakin.
IVater Supply— Artesian wells; direct pump-
[; Holly system; capacity of machinery, 6.000,000
:ions daily; s6| hydrants; 37 miles mains; diame-
, 4 to 90 inch; 907 fiddy and Galvin gates; pressure,
to 160 pounds; cost to construct, $384,000; annual
xnse, $10,000 interest on bonds, 5 per cent. J. T.
kin, Supt.; H. H. Scoville, Mayor; E. K.
nkling, City Cierk.
Elock Islamd, Rock Island Co., population
870; I steam engine; i hook and ladder truck; 7
se carriages; 6500 feet rubber hose; 170 volunteer
mbcrs; 3 private hose carriages, with 1500 feet
>ber hose. C. Baker.
(Vater Supply— Water-works; capacity, 4.000.-
> gallons; 99 private hydrants, zii public. Mor-
T. Stafford, Robt. Koehler.
ftosevllley Warren Co., population 1768; area,
> acres; fireworks ordinance; frame buildings,
tories; shingle roofs permitted; department con-
3 of I hook and ladder truck; value ol appa-
lls and supplies, $1000; i building in use, value
»; 25 volunteer members; bell alarm. Chief
)oioted by the board. C. Rhinerson.
Vater Supply— WeUs. G. W. Bockus, Town
ark.
landwich* DeKalb Co., population '9500; z
>k and ladoer truck; a hose carriages; 9300 feet
>d hose; 47 men, part paid. S. Mitten.
Vater Supply— Water-works; source, wells;
tern pumping to standpipe and direct; Worthiog-
pump; diaily capacity of same, z.000,000 gallons;
hydrants; %yi miles mains; diameter. 4 to 8
bes; 8 Ludlow gates; z Crown metrr; quality of
ter, hard, not filtered; cost of works, $94,000;
ssure. 75 to zao pounds. Enos Doan, Mayor;
P. Sedgwick, Town Clerk.
lavanna^ Carroll Co., population ^3500; de-
Iment consists of z hook and ladder truck. 9 hose
riaees; z6oo feet rubber hose, good. W. H.
ifBth.
Vater SuppLY^Water-works; source, Miss-
ppi River; system, pumping to reserroir; Dean
nping machinery; daily capacity 700,000 gallons;
hydrants; 3 miles mains; diameter 4 to 10 inches;
Ludlow gates; quality ot water, good; not fil-
ed; pressure 85 pounds; cost of works, $96,000;
lual expenses, $1,400; operated by company.
. H. Griffiths, Pres.; James Hunt, Supt.; W. H.
iffiths, Mayor; F. S. Greenleaf, City Clerk.
8JiamiiO]i» Carrol Co., population ZZ93; i hook
and ladder truck; 8 chemical extinguishers. W.
Nonhy.
Water Supply— Wells. Shannon. Town Clerk.
8lielbyTille» Shelby Co., population *40oo; z
hook and ladder company; 3 hose companies.
Water Supply- Water-works; Kaskaskia river;
system, pumping direct and to stand-pipe; Worth-
ington pumpmg machinery; capacity 9,000,000 gal-
lons dailv; 50 hydrants; 8 miles mains; diameter 4
to UL inches; Ludlow gates; sand filtration through
conduits to well; pressure 60 to Z40 pounds; cost to
construct, $65,000; operated by private company.
T. M. Thornton. Pres.; D. W. Marks, Mayor; W.
H. Silver. City Clerk.
Sontli CbicagOy Cook Co., population '*^90,ooo;
z steam engine; z hose carriage; z hook and ladder
truck; Z700 feet good rubber hose; z6 men. paid.
South EvaMatoiitCook Co., population '3500;
area, 670 acres; z hand ladder truck; z hose cart;
zooo feet cotton hose. Jos. Dorsey.
Water Supply— Water-works; Lake Michigan;
system, pumping to stand-pipe; capacity of same
30,000 gallons; Dean pumping machinery; daily
capacity z.000,000 gallons; 70 hydrants; 9 miles
mains; diameter 6 to zo inches; 35 gates, Chapman;
4 meters, Worthington; quality good; pressure 40
to zoo pounds; cost to construct. $65,000; annual
expenses, $9500. P. £. O'Neil. Chairman W. B.;
John Watson, Supt.; T. D. Breese, Mayor; W. G.
Norkett, Village Clerk.
Springfield 9 Sangamon Co.. population Z9,743;
area, 9560 acres; fire limit. 360 acres; fireworki
ordinance; mercantile buildings, brick, three and
four stories; dwellings, wood, two stories; depart-
ment consists of 9 steam engines, z chemical engine,
4 chemical hand extinguishers, z hook and ladder
truck, 9 hose carriages; Siamese couplings used;
5900 feet cotton hose, good; 14 horses; value of ap-
paratus and supplies, $90,000; 9 buildings owned,
value $7000; 97 members, z6 fiiU paid, 8 part paid;
telephone alarm. Chief appointed by city council.
John H. Freeman.
Water Supply— Water-works; river through
zooo foot filtering conduit; pumping to reservoir
and direct; capacity ot reservoir 4,000,000 gallons;
Worthington pump; daily capacity 4.000,000 gal-
lons; Z47 hydrants; ^n miles mains; diameter 4 to
z^ inches; 986 gates, uhapman, Ludlow; 76 meters*
Worthington, Lester; pressure za to 39 poiinds;
cost to construct, $500,000; annual expenses, $ao,-
000. H. O. BoUes, Pres. Commrs.; Peter Berri-
man, Supt.; Charles E. Hay, Mayor; Geo. Hefler-
kamp. City Clerk.
Staanton^ Macoupin Co., population Z358;
fi«me and brick buildings; z hand engine; z hook
and ladder truck; z hose carriage; value of appa-
ratus, $1500; 35 volunteers; bell alarm.
Water Supply— Wells.
SterlimK,Whiteside Co., population "6000; area,
990 acres; nre limit, 75 blocks; fireworks ordinance;
mrrcantile buildings, brick, two and three stories;
wooden roofs permitted; dwellings, frame, two sto-
ries; department consists of4 chemical hand extin-
guishers, z hook and ladder truck. 6 hose carriages;
Siamese couplings used; 93Qofeet rubber hose, good;
900 feet cotton, good; 350, tair; 400 feet rubber, fair;
whistle and bell alarm. Chief appointed by the
Mayor. J. Burke.
Water Supply— Source, artesian wells; system,
direct and pumping to stand-pipe; 9 Dean pumps;
total daily capacity 4,000,000 gallons; zaz hydrants;
Z4 miles mains; diameter it to 16 inches; Coffin
gates; 5 Crown meters; quality of water, excellent;
not filtered; cost of works. 1^195,000; pressure 40 to
Z95 pounds; operated bv private company. W. J.
Watson, Supt.; G. T. Elliott, Mayor; L. E. Allen,
City Clerk.
42
Fire Protedion and Water Supply.
UJLWOVSr^Ctmiinutd.
Streator, La Salle Co., population *x5.ooo;
mercantile buildinff*. brick, two and three stories;
dwellings, frame, one and two stories; department
consists of I chemical engine, la chemical band ex-
tinguishers, I hook and ladder truck, 3 hose car-
riages; 2500 feet good rubber hose; value of appa-
ratus, etc.. $8000; 50 men paid part time, a paid
full time; expenses for 1888. $1750; bell and tele-
phone alarm. A. A. Col ley.
Water Supply— Water-works; direct pressure;
total capacity 0.000,000 gallons; 13 miles of street
mains; 125 hydrants; 90 to 140 pounds pressure. F.
D. Ferguson, W. E. St. ClaC.
SnlliTan, Moultrie Co.. population *i8oo; frame
and brick buildings; i hook and ladder truck; z
hose cart; 500 feet hose; 6 hand chemical extin-
guishers.
Water SUPPLY—Artesian well; system, pump-
ing to tank; pumping machinery by U. S. Wind
Engine Co.; 7 hydrants; 3500 feet 4 to 6-inch mains;
Quality, slightiy sulphur; cost to construct, about
$10,000: operated by city. Fred. Hoke, Supt.; W.
Eden. Mayor; E. Hall, Town Clerk.
Sycamore 9 De Kalb Co.. population ^4000;
fireworks ordmance; causes of fires investigated;
mercantile buildings, brick, a and 3 stories; wooden
dwellings, a stories; department consists of 3 hose
carriages; Siamese couplmgs used; 1500 feet good
rubber hose, 400 feet poor; value of apparatus and
supplies, $ao.ooo; 3 buildings owned, value $3000;
36 volunteer members. Chief elected by members.
J. B. Whalcn.
Water Supply— Wells and stand-pipe, 15 feet
in diameter, 135 feet high; direct pumping system;
Blake pumps, capacity 30,000 gallons daily; aK
miles street mains and supply pipes; 6 to la inches
diameter; 25 hydrants; 8 Ludlow gates; a Hersey
meters: cost to construct $40,000; 125 pounds pres-
sure. John B. Whalen, Supt.; N. Latner, Mayor
F. O. Van Galder, City Clerk.
Tamaroa, Perry Co., population 800; a chemi-
cal extinguishers.
Water Supply— 25 cisterns, 300 gallons capac-
ity each. Wm. M. Eaton, Mayor J. J. Miller,
Town Clerk.
Taylorrille, Christian Co., population *28oo;
a hose carts; 1500 feet new hose; i hook and ladder
truck; 105 members. Michael Tobin.
Water Supply— Water-works; artesian well;
pumping to stand-pipe lao feet high; capacity. 30,-
000 gallons; Deane pumping machinery, daily ca-
paatv 200,000 gallons; 65 hydrants; 3 miles mains.
4 to 8 inches diameter; 8 gates. Deane; tube wells;
pressure: cost to construct $ao,ooo; annual ex-
penses, $3000; operated by dty. G. W. Range,
Supt.; J. R. Smith, Mayor; T. E. McCaskUl, City
Clerk.
Tiskilwa, Bureau Co., population 753; z hand
engine; i chemical extineuisher. Chas. M. Ster-
reet, Pres.; John Wylie, Town Clerk.
Toloao, Champaign Co., population 905; area,
840 acres; fire limit, same; fireworks ordinance;
frame and brick buildings, iK and a stories; wooden
roofs permitted; department consists of z hand en-
sine, I hose carriage, 2 hook and ladder trucks, 500
teet good rubber hose; value of apparatus and sup-
phes, $900; 35 volunteer members; bell alarm.
Kobt. Richmond.
Water Supply— Wells and cisterns. L. C.
Burr, Mayor; W. E. Handy, Town Clerk.
Town ol Lake, Cook Co.. popuUuon 80.000;
includes Englewood, Union Stock Yards, Auburn
Junction, Normal Park; department consists of 7
engines, 3 hook and ladder trucks, z chemical ex-
tinguisher, a hose carriages; 10.000 feet good nsb-
ber hose; 38 horses; paid department. 80 men; ist
alarm telegraph, 96 boxes. F. T. Swenie.
Water Supply— Water-works; Lake Mkb-
gan; system direct pumping Holly srsto;
pumps; capacity daily 24.000,000 gallons; 400 bv-
drants; Z40 miles mams, 6 to 24 inches diaindB;
Eddy. Ludlow, gates; Worthtngton meters; 40(060
pounds pressure; cost to construct aboot %ig«^oxt
annual expenses, $70,000. E. Washbora. Pres.
Dept. Public Works; J. A. Dugc^an. Supt W. W.
Wm. Thompson, Jr.. f^s. Towd; M. J. Doberr.
Clerk.
Trentom. Clinton Co., population '^400; m.
800 acres; nre limit, 640 acres; frame aod brick
buildings, z and 4 stories; department consists d :
hand engine, 3 chemical hand extinguishers, i bos
and ladder truck, i hose carriaiite; 650 feet afaber
hose; value of apparatus, etc., $1500; x buildi!t|:!
use; 50 volunteer members; bed alana. Cbe
elected by company. L. M. Koentz.
Water Supply— Wells, cisterns and 5 peods.
J. Hauke, Sr.. Mayor; Aug. Scfaaeflfer, CityC^i
(It is officially reported that a Holly tromd
water-works will be put in during 1889. Waits «'
nclude 30 hydrants and ^% nules of mams, 6 b :
nches (hameter. — Ed.)
Turner, Du Page Co.. population *X90o; br^
and wood buildines, a stories; wooden rooic d^
partment consists ot z hook and ladder truck, ibot
carriage, pails and hand grenades. C. P. So^
Village Clerk.
THtcola, Douglas Co., population 1457; l'cl
640 acres; fire limit, ao acres; nreworics ordiBasx
mercantile buildings, brick and wood, i asd :
stories; wooden roo£i permitted; wood dweUiacs '-
and a stories; department consists of a cbeaiei
engines; 500 feet good rubber hoae; valne of ap^A-
ratus, $3000: I building owned, ▼alue $500; 50 v^
unteer members; annual expenses, $7X; bell aJr^
Chief appointed by Mayor and counciL
Water Supply— Wells.
Unioa Slock Tarda. Cook Co. (See To««
of Lake.)
Upper Alton, Madison Co., population %£:
(Sec Alton.)
Urbana, Champion Co.. populatioo i^pax i
hand engine; a hose carta; 1000 feet good base i
hose company, 10 men. L. T. Koucfaer.
Water Supply— Water-works, gravitj lad 6-
rect; pressure 90 pounds; 40 hydrants; Sdstetts.
— Mckinley.
Vaadalia, Fayette Co., populatioa ^3000; un
a miles; fire limit, same; fireworks ordinacct
causes of fires investigated; mercantile boildrafs-
brick and wood, two and three stories; ^soodtr.
roo£i ])ermitted; brick and irame dwellings, ou.
two and three stories; department — z band ens*3tf
z hook and ladder truck, i hose carriage; 800 fee^
good rubber Lose, 1600 feet cotton hose; Tshae^^
apparatus and supplies, $35,000; buildings, %vib/i
38 volunteer members; annual expenses, $100; bei.
alarm. Chief elected by oonncU. John R- Mc-
Afee.
Water Supply— Cisterns, supplied from \i^
ings. John Maddoz, Mayon E. Y. McRianc}.
Town Clerk.
Tirdeo* Macoupin Ca, populatioa 1608; tns,
640 acres; fire limit, 4 blocks; nreworics ordisaocc;
mercantile buildings, brick and firame, two stones;
frame dwellings, one and two stories; depaxtme&t
consists of z hand engine, i cbemical haad ex-
tinguisher, I hook and ladder truck, z hose ctf-
riage; 800 feet poor rubber hose; value of spptrir
tus and supplies, $1700; z baildiBir owned, value
$300; zoo volunteer members; annual eipesses.
Fire Protection and Water Supply.
43
llioo; bell alarm. Chief elected by members. J.
\. Bcaty.
Water Supply— Wells, dsteras and ponds,
r. B. Toney, Town Clerk.
Ylrginia, Cass Co., population *i68o: brick
md wood build in )(s, two stori'^s; metal roofs ovly;
lepartment consists of ladder, hooks and rubb^
rackets; loo feet poor rubber hose; value of ap-
>aratus and supplies, $ioo.
Water Supply— Wells and cisterns. S. W.
Bailey, City Clerk.
Warren » Jo Daviess Co., population 1897; hand
sxtinguishers and hand grenades. J. L. uiaham,
Town Clerk.
Warsaw 9 Hancock Co.. population ^106; fire-
vorks ordinance; mercantile buildings, brick, two
md three stories; shingle roofs permitted; frame
Iwellings, iwo stories; department consists of i
land engine, 4 chemical hand extinguishers, i hook
md ladder truck, a hose carriages; Siamese coup-
ings used; 700 feet rubber hose, 400 feet leather,
(ood; value oi apparatus and supplies. $3750; i
milding used; 80 volunteer members; annual ex-
)enses, $aco; bell alarm. Chief elected by depart-
nent and approved by city council. J. D. Hop-
dns.
Water Supply— Source, artesian well, pump-
ng direct to mains; Gray pumping machinery; 6
lydrants; about K mile 4-inch mains; quality of
vater mineral, not filtered: cost of works $3500;
>ressure 42 pounds. T. Myers, Supt.; H. JVM.
.adde, Mayor; Cbas. Hilker, City Clerk.
WashingtoDf Tazewell Co., population Z397;
: chemical engine; i pump engine; ihose cart; 900
eet of hose; 35 volunteer members; i electric bell.
::bief elected by companies. James Bemey.
Water Supply — Watcr-vrorks, well; pumping
o stand-pipe, capacity of pumps 350 gallons; 19
lydrants; 2.% miles mains, diameter 4 to 6 inch;
t>tt to construct $15,000; pressure 45 to laooounds.
fames Davis, Supt; Charles Koker, Ctty Clerk.
Washington Heights^ Cook Co., population
^1805; volunteer fire protection; hooks and ladders,
ire buckets.
Waterloo. Monroe Co.. population ^3100; z
land fire engine; i hose carriage: 8co feet good
ubber hose; 30 volunteer members. George C.
Sawn, Mayor; S. B. Sinclair, Town Clerk.
Wataeka, Iroquois Co., population *36oo; area,
i40 acres; i hook and ladder truck, out of repair.
Water Supply— Artesian wells, tank and ci»-
ems. J. F. Pierson, City clerk.
W^aakegan, Lake Co., population 4013; i
team engine; i hand engine; 4 chemical extinguish-
ers; X hook and ladder truck; 3 hose carriages; laoo
eet good rubber hose; 9 men paid fiill time, 75 vol-
inteers. Pat. Cunningham.
AVater Supply— 9 artesian wells. A. B. Pal-
oer. Town Clerk.
Wenona, Marshall Co., population 9x1; mer-
antile buildings, brick, two stories; dwellings.
rood, one and two stories; wooden roofii permitted;
lepartment consists of 4 chemical hand extinguish-
!rs, X hook and ladder truck; value of apparatus,
'»70o; 35 volunteer members; steam whistle and bell
larm. S. B. Patch.
M/'ater Supply— Private wells and dstems. M.
I. Gallaher, City Clerk.
West Beileville, St. Clair Co., population
73X; I hand engine; z hose carriage; 300 feet good
libber hose; 35 men, volunteers; s horses.
Water Supply— 3 cisterns, 48,000 gallons ca-
pacity.
Wkeaton, Du Page Co., population *z5oo: zo
chemical extinguishers.
Water Supply— Wells. C. B. Smith, Town
Clerk.
Whitehall, Greene Co., popuUtion *3Z45; z
hook and ladder truck; volunteer fire department.
Wilmington 9 Hill Co., population *aooo: z
chemical extinguisher; z hook and ladder truck; a
hose carriages; zaoo feet good rubber hose; 50 men,
volunteer. C. W. Bamhart.
Water Supply— Water-woiks; source of sup-
ply Kankakee river; direct pressure; Holly system;
35 hydrants; \% miles mains, diameter 4 and 8 inch;
3 gates; quality of water, soft; not filtered; pressure
60 to 80 pounds. C. W. Bamhart, Superintendent;
A. Goading, Mayor; L. L. Stephenson, Town
Clerk.
Winohester, Scott Co., population *z696;
buildings, brick and wood, one and two stories;
wooden rocfs permitted outside of fire limits; de-
partment consists of 3 hand fire engines; x hook and
ladder truck; z hose carriage; 500 feet good rubber
host-; bell a'arm. ^.
Water Supply— Wells. H. Sanderson, City
Clerk.
Woo48tock, M'Henry Co., population •aooo;
area, 640 acres; fireworks ordinance; brick build-
ings, two and three stories; frame buildings, two
stories; wooden roofs permitted; department con-
sists of z hand engine, 6 hand force pumps, 3 hook
and ladder trucks, 3 hose carriages; Siamese coup-
lings used; zsoofeet new rubber hose; value ol ap-
paratus and supplies, $5500; z building owned, value
$3000; 75 volunteer members; bell alarm; annual
expenses, $500. Chief elected by company.
Water Supply— Wells and dstems. M. S.
Joslyn, Mayor; Simon Brink, Town Clerk.
The following places have no fire protection:
Anna, Union Co , population ♦1593. Arlington
Heights, Cook Co., population zsoo. Ashley, Wash-
ington Co., population 'xxso. Atlanto, Logan Co.,
population *z6oo. Augusta, Hancock, Co., popu-
lation *Z700. Bement, Piatt Co., population •zjoo.
Camp Point, Adams Co., popuUtion ♦Z500. Car-
bondale, Jackson Co., population 33Z3. Casey-
vlUe, St. Clair Co., population 900. Chester, Ran-
dolph Co., population •3900. Columbia, Monroe
Co„ population Z308. Farmington, Fulton Co.,
population zizz. Koreston, Ogle Co., population
*Z3o8. Gibson Ci»y, Ford Co., population »z8oo.
Oilman, Iroquois Co., population zsqq; water sup-
ply, 4 reservoirs. Girard, Macoupin Co., popula-
tion *aooo. Grayvillc, White Co., population
•zTOo. Green Garden, Will Co., population ZZ4S.
Hamilton, Hancock Co., population Z096. High-
land Park, Lake Co., population ZZ54. Hillsbor-
ough, Montgomery Co., population •3000. Kin-
mundy, Manon Co., populaiion Z096. Marseilles,
La Salle Co., population *9ooo. Morrison ville,
Christian Co., population zooo. Mount Carmel,
Wabash Co., population »3ooo. Nauvoo City,
Hancock Co., population Z403. Newton, Mont-
gomery Co., population *30oo. Nokomis, Mont-
gomery Co., population zo6a. Northfield, Cook Co.,
population Z807. Petersburgh, Menard Co., popu-
httion •3500. Piano. Kendall Co., population
*asoo. Roodhouse, Green Co., population *3Soo.
kushville, Schuyler Co., population 1663. Salene,
Marion Co., population zsay. Shawneetown. Gal-
latin Co., population Z85Z. Sparta, Randolph Co.,
K>pulation *3ooo. Sumner, Lawrence Co., popo-
tion Z03Z. Upper Alton, Madison Co., popula-
tion Z536. Vermont, Fulton Co., population ZZ33.
Waverly, Morgan Co., population zsoo.
44
Fire Protection and Water Supply.
INDIANA.
Albion, Noble Co., population *i4/Ss; brick
and frame buildings; i to 3 stories; drT>artment
consists of z hand engine, i book and ladder truck,
X bose carriage; 500 feet of good rubber hose;
value of apparatus, $800; 3a men paid part time, 10
volunteers; expenses in 1888, $1500; bell alarm.
Albert J. DenlaT
Water Supply^s cisterns.
ABfola, Steuben Co., population 2500; area*,
880 acres; fire limit, 640 acres; mercantile brick
buildings, a and 3 stories; metallic roo£i genetally;
wood and brick dwellings, 3 stories; department
consists of 8 chemical hand extinguishers, i chemi-
cal engine; z truck with extingmsner and bucket, a
hook and ladder trucks; value of apparatus and
supplies, $9,500; X building owned, value $800;
membership, 36 volunteers; annual expenses, $50;
bell alarm. Chief elected by department. G. W.
Poland.
Watbb Supply— Wells; and dstems supplied
from roofs of buildinn. Wm. GL Carpenter,
Mayor; Joseph Hertt, Town Clerk.
Anderaon, Madison Co., population zo.ooo; z
hand engine, a hose rrels, x hook and ladder truck;
z8oo feet hose; 24 members, paid. S. A. Towell.
Water Supply— Water-works; direct pumping:
Gordon and Maxwell macbinerv; daily capacity of
same, s.ooo,ooo gallons; 70 hydrants; 7 miles
mains; diameter, 4 to 16 inch; ao Eddy gates;
Quality of water good; gravel, sand and charcoal
nitration; pressure, 40 to 90 pounds; cost ofworlcs,
about $45,000. Lafe J. Burr. Pres.; A. Cobum,
Supt.; J. F. McClave, Mayor; John Baker, Town
Clerk.
Attica 9 Foontain Co., population 3000; area,
400 acres; fire limit, z block; fireworks ordinance;
mercantile buildings, brick and wood, a aod 3
stories; wooden roofs permitted; dwellings, wood
and brick, i}i and a stories; department consists
of z hook and ladder truck, z hose carriage, a hose
reels; zoo feet good rubber hose, aoo feet poor;
value of apparatus and supplies, $zaoo: z building
used, 30 by 6k, brick, tin roof, value $500; mem-
bership, 30, volunteers; bell alarm. James Wilson.
Water Supply— Water-works, gravity pressure;
a reservoirs, supplied by springs; reservoir capacity,
from 50,000 to zoo,ooo gallons daily; number of
miles of street mains and pipes, 4 to 5 miles; diam-
eter, a to 8 inches; za hydrants; annual expenses of
department, $1500. John Schoonover, John
Magnire.
Anboniy De Kalb Co., population *3.ooo;
buildings, brick and frame, a and 3 stories; depart-
ment consists of z steam engine, z hook and ladder
truck, z hose carriage; 800 feet rubber hose, eood;
a horses; value of apparatus and supplies, $8000;
members, 28, z paid full time, 27 volunteers; bell
alarm. J. F. Aber.
Water Supply— a6 dstems. S. R. Heber-
lung, Mayor; J. F. Aber, Town Clerk.
Aurora, Dearborn Co., population 4435; fire-
works ordinance; causes of fires investigated; mer-
cantile buildings, brick, a and 3 stones; half of
dty have metal roofs; dwellings, frame, zH and a
stories; department consists of a steam engines, z
hook and ladder truck, a hose carriages; Siamese
couplines used; 5000 feet hose, good; aoo feet
rubber hose, poor; value of apparatus, $Z3.ooo;
membership, 50, volunteers; annual expenses, '
Lamkin
Water Supply— River and zs cisterns. James
Everet, City Clerk.
Bedford, Lawrence Co., population 3.000; z
hand engine, z bcok and ladder truck; total value
bell alarm. Chief elected by coundl. Wm. E,
of apparatus, supplies, etc., $zz5o; bell iHiia.
Peter FiUion.
Water Supply— Wells and 4 large cisicB.
J. D. Sommonson, Mayor; Doc Cabpdl. Tots
Clerk.
Bloomingtont Monroe Co., popnlttion '35r
area, 640 acres; fire limit 9 acres; fireworh ord-
nance; mercandle buildings, stone, brick and voce,
two and three stories; sningle roo^ pemhM;
dwellings, wood, one and two stories; depmaoi
consists of z steam engine, a hand ensines, 10 dM-
ical hand extinguishers, z hook and ladder tnd 3
hose carriages; Siamese couplings used; 1500 kc
good rubber hose; 300 lieet good leather, nie i
apparatus and supplies, $6000; 96 membeis. vC^
paid; annual expenses, $800: bell alam. Oj&
elected by city coundl. M. W. Griffey.
Water Supply— Streams, wells and lodrrs
capadty of cisterns, 50,000 gallons daily. R- -
Greers, Town Clerk.
BlnlRottv Wells Co., population 4000; aa.
640 acres; fire limit. 350 acrea; chief inTescpH
fires; mercantile builaTnes, bridr, three acos
wooden roofs permitted; frame dwdlings. ooe »
two stories; department consists of a cbemka^ e-
engines, z hook and ladder truck, a hose cuts; 3
feet rubber hose; zooo fvct cotton, ^pood: ?^
poor; value of apparatus and suppbes, $mci
building owned by department, value $3000; 40 «>
unteer members; bell alann. Chief appointed >
city coundL J. B. Plessinger.
WATER Supply— Water-works; Holly <«?=
direct pumping; 36 hydrants; aX oules aa."
diameter 4 to zo-inch; quality of water gociic
filtered; cost of works $a5,ooo; annual eijxcifi
S4000; pressure 40 to zoo pounds. G. F. McFeitc
Pres.; J. W. Freeman, Supt.; James P. H*«
Mayor; T. L. Wisner, City Clerk;
Boarboity Marshall Co., population *z3oc ca
z6o acres; fire limit, a blocks; mercantile buiidiss^
brick and frame, two stories; shingle roots ;^
mitted; dwdlings, frame, one and two stories;^
partment consisU of z hand engine, 2 book is-
ladder trucks, z bose carriage; Siamese coBpl^T
used; 700 feet good rubber hose; value of appa-
ratus and supplies, $800; z building owned b;d^
partment, value $400; 50 volunteer mcmber^B-
nual expenses, S50; bell alarm. Chief elected 9f
town board. S. Beids.
Water Supply— 4 dstems, supplied bypc-"'^
R. Demas. Town Clerk.
Brasil, Clay Co.. population *7ooo; boiidiog^
brick, two and three stories; z hook and U^
truck; a hose carriaees; zaoo feet good hose: ^ ^
unteer members; telephone alarm. Charles Jo^
Water Supply— water-works; pumping dirrci
Dean pumping machinery; capacity z.500.000 £«--
Ions daily; 45 hydrants; 5 miles mains, diameter 4 e
zo>inch; quality water soft, not filtered; cost '
works $50,000; annual expenses $9000; pressvt^
to 85 pounds. Thos. Henderson, Suot.; £• ^
HolUday, Mayon John Gillen, City Clerk.
Brenen» Marshall Co., population zoaS: friae
buiidings, one to two stones; z haad cogio^^
chemical hand extinguisher; z book and ladv
truck; 3 bose carts; value of apraratns, %iSf^ *^
volunteers; expenses for z888, $300; bell aisna
H.H. Miller. . ^ .
Water Supply— Z4 dstems. J. W. Brt)U|h<r
Town Clerk.
Brookvilie. Franklin Co., population '205^ ;
hand engine, z book and ladder truck, i h<»e O'*
riage; 900 feet hose good, zoo feet poor; voluawr
department. Geo. A. Newman. .
WATER Supply— a rivers, canal and 2 Urge cb-
terns. P. H. Hendrickson. Town Clerk.
Fire Protedum and Water Sujpply.
45
Cambridge City, Wayne Co., population
370; area, q|0 acres; fire umiC, same; fireworks
rdinance; causes of fires investigated; mercantile
iiildings, brick, 3 stories; wooden rpofs permitted;
rood dwellings, s stories; department consists of z
team engine, 5 chemical band extinguishers, i
00k and ladder truck, a hose carriages; 600 feet of
:ood rubber hose, 500 feet good cotton; value of
pparatus, $6000; z Duilding owned, value $4000;
o volunteer members; bell alann. Chief elected
»y town trustees. Joseph Weigel.
Water Supply— Wells, river and canal. J. A.
;iiiith. Town Clerk.
Cannelfoa, Perry Co., population ^3500: a
and engines, 4 hose carriages, z steam fire pump;
000 feet good rubber hose; Z50 volunteer members.
:. F. Cumings. .
"Water Supply— River. W. J. Reid, Town
;ierk.
CentreTllle. Wayne Co., population 875; area,
40 acres; fire limit, same; fireworks ordinance;
Auses ol fires investigated; mercantile buildings,
irick, a stories; wooden roofis permitted; brick and
rood dwellings, a stories; department consists of z
team engine, z hand engine, a hose caniages, z
took and ladder truck; uamese couplings used;
500 feet good rubber hose, 800 feet leather, poor;
alue of apparatus and supplies, $zo.ooo; z building
ised, value $3000; 26 vc^unteer members; annuau
sinenses, $300. Chief elected by company. C. F.
)ailey.
"Water SupPLV—Wellsand za cisterns; capacity
ler day, 39,000 gallons.
Char leaf own. Clark Co., population zaoo;
>rick and wood buildings, a stories; department
onsists of 6 chemical extinguishers, z hook and lad-
ier truck; bell alarm.
"Water Supply— Wells and cisterns. James
A, Demar, Town Clerk.
Colombia City, Whitely Co., population
'3100; area and fire limit, Z440 acres; causes of fires
nvestigated; mercantile building, brick and wood,
wo and three stories; vrooden roofs permitted; brick
tnd frame dwellings, one and two stories; depart-
nent consist of z steam engine, z hook and ladder
ruck, a hose carriages; Siamese couplings; steam
leater, 2600 feet good rubber hose; value of ap-
rauratus, $zo,5oo; a horses; z building owned; value
^ia,ooo: 70 volunteer members; annual expenses,
$xooo; bell alarm. Chief appointed by the council.
Water Supply— zz cbterns, supplied by pump-
n^ firom the river; capacity, 6350 barrels daily. £>.
3uttler, Mayor; A. Hover, City Clerk.
Colambast Bartholomew Co., population 8000;
nercantile buildings, biick, tiyo stories; shingle
oofs permitted; frame dwellings, one and two sto-
ies; department consists of z hook and ladder
ruck, 2 nose carriages; aooo feet good rubber hose,
;oo poor; 500 feet cotton hose: 35 volunteer mem-
lers; Gamewell alarm. Chief elected by city
oundl. A. B. Reeves.
Water Supply— Water-works, Holly system;
nimpinfl: direct, capacity of pumps 3,000,000 gal-
ons daily; 80 hydrants; 6 miles mains, diameter 4
o za inch; 3) gates; broken stone and gravel fil-
eration, pressure 40 to zzo pounds; cost of works,
I75.000. Albert Trotter, f^es. and Supt.; C. N.
spencer. Mayor; Wm. Shea, City Qerk.
Coaaersvllley Favette Co., population *55oo;
[ hook and ladder truck; 3 hose carriages; zooo teet
eather hose, zooo feet good rubber; telephone; 49
roluoteers. Harry Lilie.
Water Supply— Direct pumping system; 7
nilea of mains; 65 hydrants; pressure 40 to oo
K>unds. J. Hoover, Snpt.; J. M. Mcintosh,
Vlayor; W. F. Downs, Town Clerk.
CoYiagtoa, Fountain Co., population *aooo; Z4
chemical extinguishers; z hook and ladder truck.
Water Supply— River, well and dstems. John
B. Martin, Mayor; J. C. Nelson, Town Clerk.
CrawfordsTilla, Montgomery Co., population
*zo.ooo; area, 960 acres; fire limit, 35 acres; fire-
works ordinance; mercantile buildings, brick, three
stories; wood and brick dwellings, two stories; de-
partment consists of a hand engines, z hook and
ladder truck, 3 hose carriages; Z400 feet gM>d rub-
ber hose; value of apparatus and supplies, $4000; a
buildings owned, value $zo.ooo; 60 volunteer mem-
bers; bell and telephone alarm. Chief elected by
city council. Wm. W. Vance.
WATER Supply— Water-works; stand-pipe, vjs
X Z5 feet; 3 steam pumps, capacity 435,000.000 gal-
lons per day; zas double hydrants; la miles water
mains; average pressure 65 pounds per square inch;
reservoir, 90xza, capacity 3,000,000 gallons; 42 fir*
cisterns, average 400 barrels. S. Simpson, Wm.
H. Webser.
Crowtt Poiat, Lake Co., population *3oa>J
area, 750 acres; fire limit, same; fireworks ordi-
nance; mercandle buildings, brick and wood, two
end three stories; shingle roofs permitted; wood
and brick dwellings, two stories; department con-
sists of z hand engine, z hook and ladder truck, x
hose carriage; 500 feet rubber hose in good coiidi-
don, 350 feet poor; value of apparatus and supplies,
ipaooo; 40 members, z paid; bell alarm. Chief
elected by the company.
Water Supply— 4 cisterns, supplied from rooia
of buildings. John Pinter, Town Clerk.
Deeatnr, Adams Co., population 3800; z hand
engine; z hose carriage; z hook and ladder truck;
800 feet of hose; 50 feet cotton; 60 volunteers,
James Hurst.
Delphi, Carroll Co., population 2040; area, 640
acres: fire limit, 4 blocks; fireworks ordinance;
causes of fires investigated; mercantile buildings,
wood and brick, two to three stories; shingle roofs
permitted; wood, brick and stone dwellings, one
and two stones; department consists of i hand en-
gine, 6 chemical hand extinguishers, i hook and
ladder truck, a hose carnages; 800 f«et rubber hose
in good condition, 600 poor; value of apparatus and
supples. $3500: z building owned, value $^000;
75 volunteer members; annual expenses, $1500; beu
alsnn. Chief elected by common council. C. J.
Basley.
Water Supply— Creek, canal; 6 cisterns, sup-
plied from roofs of buildings, capacity 25,000 bar-
rels. A. W. Wolver. Mayor; C. A. O'Bnen, Town
Clerk.
DnbUa, Wayne Co., population 1070; area, z6o
acres; brick and frame buildings, one and two sto-
ries; z hook and ladder truck.
Water Supply— Wells and cisterns. Will. E.
Floyd, Town Clerk.
Edinbnrgh, Johnson Co., population *30Zo;
area, z mile; mercantile buildings, brick, a stories;
wood-n roofs permitted; wood dwellings, one and
a half stories; department consists of z hand en-
gine, z hook and ladder truck, z hose carriages; 350
feet rubber hose in good condition: value of ap-
paratus, $500; z8 volunteer members; annual ex-
penses, Spzso. , ,
Water Supply— Wells; a double force pumps.
Mat. Duckworth, Town Clerk.
Elkhart* Elkhart Co., population "za.ooo; z
steam engine; z hook and ladder truck; 4 hose car-
riages; 3400 feet good rubber hose: 600 teet. poor;
Z50 feet good cotton; 3 men paid full time, 84 vol-
unteers: a horses. David Carpenter.
Water Supply.— Water-works, direct and grav-
ity; zz miles mains; 90 hydrants. Pounder, H.
S. Chester.
46
Fire Protection and Water Supply.
INDIANA— CVMrfMWAf.
EvaBSTille, Vanderburgh Co., population
53,000; area. 3500 acres; fire limit, 160 acres; fire-
works ordinance; mercan*ile buildings, brick, four
stories; wooden roofs permitted; brick and wood
dwellings, two stories; department consists of 3
steam engines, i chemical engine, 6 chemical hand
extinguishers, s hook and ladder trucks, 6 hose car-
riages; 8600 feet good cotton hose; a6 hors*s; Talue
of apparatus and supplies, $35,000*; 9 buildings
owned by department, yalue $40,000, 53 members
full paid; annual expenses, $45,000; Gamewell fire
alarm, 40 street boxes. Chief elected by city council.
Philip Klein.
Water Supply— Water-works, direct pressure,
supplied by pumping; capacity, 4.000,000 gallons
daily; 68 cisterns; 34 miles street mains and supply
pipes; diameter, 4 to 34 inches; 374 hydrants; water
pressure, 100 pounds; annual expenses of water de-
partment, $35,000. John Fetz, John R. Ferguson.
Fort Wafney Allen Co., population "35,000;
mercantile buildings, brick, three to ti^e stories;
brick and frame dwellings, two stories; 3 steam en-
fines; i hand engine; x hook and ladder truck; 4
ose carriages; 13 horses; Siamese couplings used;
iQoo feet rubber hose; 5500 feet good cotton; value
of apparatus and supplies, etc., $30,000; a buildings
owned by department, value, $35,000; 36 members,
xo paid full time, 36 part time; annual expenses,
$10,000; telegraph alarm, 47 street boxes. Henry
Hilbrecht.
Water Supply— Water-works; direct pumping
system; i reservoir, capacity, 3,500,000 gaulons; 30
miles mains and supply pipes; diameter, 6 to ai
inches; 340 hydrants; pressure, 50 pounds; annual
expenses of water department, $10,000. P. J. Mo-
Donald, W. W. Rockhill.
Frankfort, Clinton Co., population '50x4; fire
limir, 500 acres; fireworks ordinance; mercantile
buil ings. brick, two stories; wood dwellings, one
and a half and two stories; department consists of i
chemical engine, x hook and ladder truck; 900 feet
good rubber hose; value of apparatus and supplies,
$3500; 30 volunteer members; annual expense,
$300; bell alarm. Chief elected by company and
approved by council. G. W. Bird.
Water Supply— Wells; water works built, but
not described. £. Marvin, J. M. Brafiord.
Franklin, Johnson Co., population 31x6; fire-
works ordinance; mercantile buildings, brick, two
stories; wooden roofi permitted; frame and brick
dwellings; department consists of 3 hand engines,
x chemical engine, ladders, hooks and hose for each
engine; 300 feet good rubber hose; 100. poor; value
of apparatus and supplies, $800; a buildings owned,
value, $300; X rented at $35 per year; <8 volunteer
members; annual expenses, $300; bell alarm. Chief
elected by city council.
Water Supply— Wells and cisterns,
Garrett, DeKalb Co., population 1368; build-
ings, wood, 3 stories; i hand engine, x hose car-
nage; B. & O. R. R. have department of 8 men to
protect the shops. W. Y. Johnson, Town Clerk.
Goodland, Newton Co., population *xooo; no
fire department; force pumps; xoo feet of hose.
Water Supply— Wells. John Carpenter, Town
Clerk.
Goshen, Elkhart Co., population *6ooo; area,
Z500 acres; fire limit, a6 acres; fireworks ordinance;
causes of fire investigated; mercantile buildings,
brick, 3 stories, dwellings, brick and wood, 3
stories; department consists of x hook and ladder
truck; 5 hose carriages; aooo feet rubber hose, 9.500
feet leather, good; value of apparatus and supplies,
$6000; 4 buildings in use; value $x,ooo; x building
rented, $35 per annum; membership, X97, volun-
teers; annual expenses. $xooo; bell, steam vttsfe |
and electric alarm. John Snobarger.
Water Supply— Wells, 1,500,000 gaaoas
capacity per day; 9 dstems. capacity 150.000 pi-
lous; direct pumping system; 10 miles street laaaB; |
diameter, 6 to xa incnes; 46 hydiaats; pressure, »
pounds; annual expenses of water departaett, 1
$3600. L. Warner. J. H. Hawks, Jr. I
Greeneastle, Putnam Co., popolatkn *9x^
area, 3560 acres; fire limit, same; onbBaBcepr> |
vidina for investigating causes of fires; maae^
buildmgs, bride, a stories; wood dwenincs. ose
and a half and two stories; depaxtment conssa d ,
X steam engine, a hand, 3 hose carriages: 130 fc«
hose, good; X300 feet, poor; 3 horses; valne of ap-
paratus and supplies, $6000; a bnfldings ovsed
value $1000; membership, xq; full paidmcBbei.
7; part paid, 6; alarm. Fre<£. Weirs.
WATER Supply— Water-worka; X9 dsw
filled by engine; capacity, 600 bbls. each. G.F ,
Edmonston, E. C. Anderson.
Greenfield 9 Hancock Co., popnlatloB *afiar i
hook and ladder truck; i hose carriage; nlse
apparatus, etc., $3x0; 50 volunteer membeisi ^
alarm. N. P. Howard. Sr.
Water Supply— Wells. J. Q. Johnson, Ten
Clerk.
Greensbnrff, Decatcy Co.. populadoa 31^
area, 600 acres; fire limit, ^ acres; firewodcs 00-
nance; cause's of fires investigpated; meRas"-^
buildings, brick, two and three stories; dwdlisfs
wood and brick, two stories; department ooosixtsx
X steam en.^ine, 3 chemical extiofnushers..! bxc
and ladder truck, 3 hose carriages; Siamese coeplap
used; xaoo feet rubber hose, good; aoo poor.j
horses; value of apparatus, $10,000; x twi^'-j
owned, value $4000; membership 30, all V*^^
nual expenses, $3000; bell alarm. Chief ekoc
by council. Ralph Buckley.
Water Supply— ao cisterns; capacity loaa*
gallons daily. A. S. Creath. Majon Dick Tbo^
son, City Clerk.
Hammond, Lake Co.. population 6000; \^^
ings, brick and frame, two to four stones; voote
roofis permitted; department consists of x steano^
hand ensine, 3 chemical hand extinenishers, z bow
and laddter truck, a hose carriages; 1500 feet nbba
400 feet cotton and aoo feet hnen nose; a hocis
value of apparatus. $55oOi' 35 members. 4 past; be
alarm. J. H. Kasper.
Water Supply— Artesian well; systesmiaB?'
ing to stand-pipe and direct; AVorthingtoa^
chinery; daily capacity aoo,ooo gallons; 47livdnss
6 miles mains; diameter ^ to zo inches; is S*^
pressure 40 to xao pounds. C. LAvine, Pies-.' ^'
Hammond, Mayor; J. B. Woods, City Ckik.
Hartford Citf . Blackford Co.. W^^^
•aooo; X engine; x hose cart; i hook and laiuef
truck; X500 feet of good hose; 40 members Hi.'tf
Sinclair.
Water Supply— Cisterns. Alonso Fmff.
Town Clerk.
Hasleton* Gibson Co., population 6x8; i bisi
engine, worthless; X50 feet of rubl>er hose, poor.
WATER Supply— River.
Hantiagborf k, Dubois Co., popolatkm *^ff-
brick add frame buildings, one and two stories i
hand engine; x hook and ladder truck; x hoieca^
ciage; aoo feet good cotton hose; value of ag*^
ratus, $600; ao volunteer members. H. C. Roogt.
Water Supply— Ostems and wells; wjff-
works to be constructed during X889. E. R. vB'
dick. Mayor; James Murray, Town Clerk.
Hnntiagtoa, Huntington Co.. poi»?^
•9000; 9 steam engines; x hand engine; i hook sk
ladder truck; a hand hose cairiaces; x hotse vx»
Fire JProtecHon and Water Supply.
47
arriage; 1500 feet rubber hose, good; 1500 feet
oor; iia volunteers, a paid fiiU time. S. Buchanan.
Watbk Supply— s creeks; 4 cisterns, each hav-
Dg 35,000 gallons capacity. S. F. Day, Mayor; J.
>1. Bkck. Town Cleric
iBdianapolisy Marion Co., population *ioo.-
06; area, za,8oo acres; fire limit, same, special
iinit consists of a space z mile square, covering
he business portion ot the city; fireworks ordinance;
auses of fires investigated; mercantile buildings,
>rick, three and four stories; dwellings, brick and
rood, one and two stones; department consists of
I steam engines, 33 chemical hand extinguishers, a
hemical engines, 3 hook and ladder trucks, i hose
arriage, 9 hose wagons; 7000 feet rubber hose, in
;ood condition; 13,500 feet of cotton, good; 50
lorses; membership, 86, full paid; expenses In
l888, $70,845; fire alarm telegraph; 134 street boxes,
i^hiefelected by conndl. F.Dougherty.
Water Supply— Direct pumping system; cis-
ems and wells; 68 miles pipes; 610 hydrants;
)ressure, izo pounds: expenses of water department
n x888. $33,000. Wm. Davis, Mayor; John L.
^wles, City Clerk.
Jasper > Dubois Co., population ioao; buildings
)rick and wood, one to three stories; 6ningle roots;
iepartment consists of z hand engine, z hose car-
iage.
WATER Supply— Wells and cisterns. G. J.
Jutt, Town Clerk.
JeflertOBVllley Clark Co., population zz.ooo;
frame and brick buildings, one and two stories; x
Ueam engine; a hose carriages; Z300 feet rubber
lose in good condition; 500 feet pour; value of ap-
paratus $z5,ooo; paid department, 4 men; 3 horses;
expenses for Z887. $3075. W. T. Patterson.
WATER Supply— water-works; Holly system;
pumping to stand-pipe; Gaskill machinery; izo hy-
irants; zo miles. mains; diameter 4 to X4 inches;
pressure 54 to 70 pounds. D. M. Allen, Supt.; L,
P. Warder, Mayor; John H. Ault, City Clerk.
KendallTilley Noble Co., population 3000; z
tiook and ladder truck* a hose carts; zooo feet hose;
50 men, volunteers. F. W. Holyer.
Water Supply— Wells and lake; pumping
system to stand-pipe and direct; Knowles pump;
daily capacity z.ooo,ooo gallons; 3Z hydrants, 3^
miles mains; diameter 4 to Z3 inches; az Fowler
gates; quali^ water good, not filtered; pressure 60
to 90 |x>uncu; cost ot works $33,000; annual ex-
$z8oo. Harman Kruger, Supt.; C. G. Aichole,
Mayor; Wm. S. Osborne, Town Clerk.
KnightstowOf Henry Co., population *3aoo;
hook and ladder truck.
Water Supply— Wells.
KokomOy Howard Co., population 7000; area,
500 acres; fire limit, zza acres; fireworks ordinance;
causes of fires investigated; mercantile buildinas,
brick, a, 3 and 4 stones; frame dwellings, z and a
stories; (department consists of a steam engines, 6
chemical hand extinguishers, a hook and ladder
trucks, 5 hose caniaees; Siamese couplings used;
3000 fieet good rubber nose, zooo poor; value of ap-
paratus and supplies, $Z3,ooo; annual rent of build-
ugs in use, $350; value, $^000; membership, 75,
pi^ paid; annual expenses, $5000; telephone and
bell alarm. G. W. McGowan.
Water Supply— Water-works, river, a creeks,
z6 dstems; total capacity, 395,000 gallons; zao hy-
drants. £. ConweU, A. Shewman.
Lafayettey Tippecanoe Co., population* az,-
coo; z steam engine, z chemical engine, z hook and
ladder truck, 4 hose carriages; zaoo feet cotton,
4000 feet good rubber hose; 3500 feet poor; tele-
graph alarm, a6 street boxes; also telephone; Z3
men paid full time, 6 paid part time; zo horses.
Water Supply— Water-works; gravity pressure;
I reservoir, 5,000,000 gallons capacity; Clapp &
Jones pumping machinery; aoo hydrants; as miles
mains, 4 to z6 inches diameter; Z35 gates, Ludlow,
Eddy; ao meters, Worthington, Hersey; quality
water soft, not filtered; 60 pounds pressure; cost of
works $400,000; annual escpenses, $Z2,ooo. Geo.
M. Bach, Pres. W. W. Trustees; John fiamet,
Supt.; Wm. L. Stewart, Mayor; Jno. Flitemeyer,
City Clerk.
La Porte, La Porte Co., population "zo.ooo; z
chemical extinguisher, z hook and Udder truck. 5
hose carriages; 3500 feet good rubber hose; Z50
men, volunteers. L. S. Wuhelm.
Water Supply— Holly system; direct pumping
from lake; capacity of pumps, daily, a.ooo.ooo gaf
Ions; Z04 hydrants; Z9 miles mains, 4 to za inches
diameter; 40 Ludlow gates; quality water soft, not
filtered; 3010 zzo pounds pressure; cost of works,
$Z5o,ooo; annual expense about $6,500. Louis
Schuman, Pres.; G. H. Storey, Supt.
Lawreacebarglit Dearborn Co., population
4668; area, 800 acres; frame and brick buildings; 3
steam engines, z hook and ladder truck, 4 hose car-
riages; 3000 feet good rubber hose; value of ap-
paratus, etc., $Z3,ooo; s buildings owned by de-
partment valued at $5000; a horses used; volunteer
department. Chief elected by council. A. D. Cook.
Water Supply— Cisterns, supplied by Ohio
River. W. H. O'Brien, Mayor; John Tettel, City
Clerk.
liebanoOf Boone Co.. population '4000; area,
740 acres; fire limit, same; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick and stone, one and two stories; wooden roofi
permitted; dwellings, frame, one and two stories;
department consists of z hand engine, 50 chemical
hand extinguishers, z hook and ladder truck, z hose
carriage; 500 feet cotton hose, good; 300 poor; value
of apparatus and supplies, $3000; membership 37
volunteers; annual expenses, $300; bell a^arm.
Chief elected by company.
Water Supply— Wells and dstems.
Itibertf « Union Co.. population *aooo; area,
639 acres; fire limit, same; mercantile buildings,
brick and wood, two stories: dwellings, frame, one
and two stories; z hook and ladder track; value of
apparatus and supplies, $300; bell alarm. H. S.
Water Supply— Private wells and cisterns.
Andrew Graham, Town Clerk.
Itigonler, Noble Co., population aozo; fire-
works ordinance; mercantile buildings, bnck, two
stories; dwelbngs, wood, two stories; department
consists of z hook and ladder truck; membership 3Z,
all volunteers. C. P. Koontz.
Water Supply— Water-works; source, well and
river; system, pumping to stand-pipe and direct;
Dean pumping machinery; z6 hydrants; zX miles
mains: diameter 4 to 8 inches; pressure 40 to Z50
Ends; cost of works, $Z4,ooo; annual expenses,
35. H. R. Connell, Pres.; M. T. Knepper,
.•t; H. M. Goodspeed, Town Clerk.
ItOgansport, Cass Co., population *i5,a83;
area, 34cx> acres; fire limit, 600 acres; fireworks or-
dinance; mercantile buildings, brick, three stories;
wooden roofs permitted; dwellings, frame and brick,
two stories; department consists of a steam engines,
a chemical hand extinguishers, a hook and ladder
trucks, 5 hose carriages; factories have apparatus;
800 feet rubber hose in good condition; 3500 feet
cotton, good; zo horses; value of apparatus and sup-
plies, $Z3,ooo; buildings, $6500; membership aa, 9
mil paid, Z3 part paid; annual expenses. $8000;
telegraph and telephone alarm, 19 street boxes.
Chief elected by city council. P. J. Farrell.
Water Supply— Water-works; direct pumping
from Eel nver; Cope and Maxwell pumping ma-
diinery; daily capacity 3,000,000 gallons; zo6 hy-
drants; Z5 miles mains; diameter 4 to ao i*-
48
Fire Protection and Water Supply.
INDIANA— Cmi/^ita/.
Ludlow gates; pressure 40 to 100 pounds; cost of
vorks. $aoo.ooo; annual expense*, $4400. John
Obenchain, Pres.; Wm. Schrier, Supt; J. C. Nel-
son, Mayor; J. J. Taggart, City Clerk.
lioogoo^eef Martin Co.. population *xioo:
frame and brick buildings, one and three stories; z
hook and ladder truck; hand pumps; value of appa-
ratus. $200; volunteer department.
Water Supply— Well; pumped by windmill to
reservoir; 13 hydrants; i mile mains; diameter a to
6 inches (works as yet are uncompleted). Baldwin
Riley. Mayor; J. A. Bramble, Town Clerk.
Madison 9 Jefferson Co., population 9500; fire-
works ordinance; mercantile omldings, brick, three
stories; wooden roofs permitted; dwellings, brick,
two stories; fire department consist of 3 steam en-
gines, 3 hook and ladder trucks, 7 hose carriages; 9
horses in use; 4 buildings owned by city; bell
alarm.
Water Supply— Water-works; pumping sys-
tem from river and 33 cisterns to reservoirs; Cobb-
Stribbling pumping machinery; daily capacity 50,-
000 gallons; izo hydrants; 10 miles mains; diame-
ter 4 to la inches; 45 Ludlow gates; cost of worlcs,
$140,000; annual expenses, S8,ooo; pressure 50
pounds. Wm. Dunn, Pres.; W. W. Hinds, Supt.;
Marlon 9 Grant Co., population ^6500; a hook
and ladder trucks; 4 hose carriages; aioo feet good
rubber hose; 76 volunteer members. James Cong.
Water Supply— Water-works; direct pressure;
1,500,000 gallons capacity; 7 miles street mains; 70
hydrants. D. F. Davis, J. J. Hall.
Michigan City 9 Laporte Co., population *Z3.-
000; I steamer; 5 hose carriages; i hook and ladder
truck; 5000 feet good hose; Z15 volunteer members.
Wm. Phillips.
Water Supply — Water-works; direct pumping
from spnngs; Worthington and Hawley machinery;
daily total capacity 3,500,000 gallons; zoa hydrants;
Z3 miles mains; diameter 6 to za Inches; Hawlev
gates; 3 meters; quality, water impure; not filtered;
pressure 30 10 zao pounds; cost of works, $90,000;
annual expenses. $4000. J. Rankowitz, Pres. and
Supt.; Wm. Woodson, Mayor; H. A. Schwager,
Ciiy Clerk.
JHihhawaka, St. Joseph Co.. population *40oo;
area. 1000 acres; fire limit, 4 blocks; mercantile
buildings, brick, two and three stories; frame and
brick dwellings, one and two stories; z hand eneine;
z chemical engine; z hook and ladder truck; 3 nose
carriages; 900 feet good rubber hose; 300 feet poor;
400 feet good leather; value of apparatus and sup-
plies, $«xx>; 60 volunteer members; bell alarm.
Chief elected by board of trustees. John J.
Schindler.
Water Supply— Water-works; direct pumping
from St. Joseph River; Perkins pumping machin-
ery: capacity 40,000 gallons daily; i}i miles street
mains; diameter 4 to 6 inches; a6 hydrants; 4 Dean
gates; pressure 40 to zoo pounds; annual expense
of water department, $350. P. C. Perkins, Pres.;
H. M. Fisher, Supt.; MTBurt, Town Clerk.
MonttcellOy White Co., population Z850; fiiime
and brick buildings, iwo stones; z hook and ladder
truck, value $350; a3 volunteers; bell alarm.
Water Supply— River and wells. Frat>k How-
ard, Town Clerk.
Monlpeiier, Blackford Co.; brick and timber
buildings, one and a half and two stories; shingle
roofs; z hand engine; 300 feet good cotton hoae;
value of apparatus and suppUes, $3a5; z5 volunteer
members; bell alarm. C. D. Mofiit.
Water Supply— Cisterns.
Monitt Yemont Posey Co., population *70oo;
area. 700 acres; mercantile buildings, brick, three
stories; wooden roofiB permitted; dwellings, bni
two stories; department consists of z haad engitts i
hook and ladder truck, a hose carriages; mte
new rubt>er hose; value of appazatos, $9S5o; '^^
ings rented at $aoo; 45 volunteer memben; nrJL
expenses, $300; bell alarm. Chid xeamtaiA
by department and elected by cooncO. Wd. R
rieunng.
Water Supply— Water-works; stand-pipe $;«•
tem; 6 miles of mains; 8a hydrants; pressore, 9:
pounds. R. W. Barnes, C. L. Prosicr.
Mnneley Delaware Co., popolatioB *io.ooq
area, 3500 acres; fireworks ordinance; cansesof fas
investigated; mercantile buildings, brick, tncc
three stories; dwellings, frame, oneandtvostwis
department consists of z steam engine, i chaia
engine, z hook and ladder tnxk. z hose cmap
000 feet rubber hose, zooo liset good cocn.:
horses; value of apparatus ard supplies. %wi^ \
building owned by department, value $8500; $
members, 3 full paid. 33 part paidi; annual expon
$3580; telegraph and tdephone alarm, aS ^'^
boxes. Chiefelected by council. Cbas.Gi9.
Water Supply— Z9 cisterns and river; apia?
zooo barrels daily; 85 hydrants. Tnak C^
Mayor; Geo. McCullough, City CleriL
New Albany, Floyd Co.. populatioo 1S«
z steamer, in reserve; z book ana ladder tnict •
hose carriages; aooo feet good rubber hose; 54"^
bers; 8 horses; fire alarm telegraph, 18 bon >
buildings in use. Chas. Matthews.
Water Supply— Water-works; jravitj P*
ure; 3 reservoirs; capacity zz,ooo,ooon]1oiu; ^
4Z3 feet of mains; Z56 hydrants. F.Sbeefotd.R»
New Carlisle, St. Joseph Co.. popalatkieNK
brick and wood buildings, two stones; z book ix
ladder truck; a hose carriages; aoo feet ff^odr^
ber hose; zoo feet poor; aoo feet linen; 30o|Bet (DdC
cotton; value of apparatus and supplies, V^^^
volunteer members; annual expenses, $aoo;b«-
alarm. Chas. Bulhand.
Water Supply— Water-works; pumpiBg s?|J
tem from wells direct and to reservoir; capatfT <*
same 3a,ooo gallons; Worthington machiDCfr;*^
capaaty Z7D,ooo gaUons; z8 hydrants; a nu'^J'T
6-inch mains; 8 gates; pressure 36 to 80 p»»»
cost of works, $za,ooo; annual expenses, fup. *
S. Hooton, Pies.; D. A. White. Supt; Jis*
Curry, Jr., City Clerk.
New Castle, Henry Co., population 3?* . •
hook and ladder truck; zooo feet good bcse; ^*^
unteer members. W. D. Jeimings. _^
Water Supply— 8 dst^ns. R. M«ffl*
Town Clerk.
New Harmony, Posey Co., popalati«^
mercantile buikiings, brick, two stonc^_^
dwellings, one story; a hand engines; i boiDt<»
ladder truck; a hose carriages; soofeet of goofl"^
ber hose, zoo feet poor; soleet good linen. 100 »
poor leather; value of apparatus, etc. V^^
volunteer members; aifnual expense, W> ^
alarm. W. O. Tretlieway. . ,
Water Supply— Wells, river and osf^j^
gang weil, stand-pipe. Wm. Read. Mayor; t- *-
Snefling. Town Clerk.
New Haren, Allen Co.. Popiil»««« "Jj
fireworks ordinance; frame dwellings, <»* '"S^
and a half stories; department consists of i m»^
gine, z hose carriage, z hook and ^•'^i^^'^i
council.
Water Supply— a wells.
NoblesTille, Hamilton Co., popiditionaS*' ^
Fire Protection and Water Supply.
49
kand engine; i hook and ladder track; 30 volun-
eers. J. G. Esington.
Water Supply— -Wells and dsterns. E. C.
Vilson. Mayor; D. Martin, City Qerk.
North Manchetter, Wabash Co., popula-
ion *25oo; i steamer; i hand engine; i hook and
adder truck; i hose cart; 1400 feet hose; 47 mem-
)ers, W. E. Thomas.
Water Supply— Cisterns and river. Joseph
i^owgiU, Town Clerk.
North YernoBy Jennings Co.. population
'3500; brick buildings, two stories; wooden roofs
>ermitted; department consists of i steam engine, j
look and ladder truck, a hose carriages; 1000 feet
rood rubber hose; value of apparatus and supplies,
^6000; 60 members, z paid part time, 59 volun-
eers; annual expenses, $aoo; bell alarm. C. E.
Billings.
Water Supply— Ponds; i cistern, capacity 700
>ane1s. W. S. Prather. Mayor; J. L. Hudson,
3ity Clerk.
Oldenhnrgh. Franklin Co., population *7$o;
irea, 160 acres; nre limit, same; causes of fires m-
resti gated; mercantile buildings, brick, two to four
itories; wooden roofs permitted; dwellings, brick,
;wo stories; department consists of x hand engine, i
look and ladder truck, i hose carriages; 600 feet
.-ubber hose in rood condition, zoo feet poor; value
3f apparatus and supplies, $1500; department build-
ngs, $9000; 94 volunteer members; annual ex-
penses, $aoo; bell alarm. Chief elected by mem-
bers. J. Ben. Enneking.
Water Supply— 7 cisterns, filled from stream.
John £. Bonner, Town Clerk.
Pero, Miami Co., population *8ooo; area, aooo
acres; fire limit, Z500 acres; chief investigates fires;
mercantile buildings, brick, three stories; dwellings,
frame, two stories; department consists of z hook
and ladder truck, a hose carriages; aooo feet of rub-
ber hose in good condition; value of apparatus and
supplies. $7000; z building owned by department,
value $Z5oo; 40 volunteer members; annual ex-
penses, $450; fire alarm telegraph, 7 street boxes.
Chief elected by common council. Alexander
Appel.
Water Supply— Water-works; pumping sys-
tem from river to reservoir, capacity of same x,5oo,-
000 gallons; Worthington pumping machinery,
daily capacity 500,000 gallons; Z07 hydrants; za
miles mains, diameter 6 to z6 inch; 84 Ludlow gates;
2 Crown meters; cost of works $zzo.ooo; annual
expenses $9500; pressure 38 to 75 pounds. Charles
Wilson. Pres.; John Stewart. Supt.; J. A. Graham,
Mayor; Charles Denniston, City Clerk.
PiercetOBy Kosciusko Co., population zaoo; z
band engine; zo chemical exdnguisbers; z hose car-
riage; 400 feet good rubber hose, 400 ieet fair; 40
volunteers. F. H. Foster.
Water Supply— 3 cisterns, 37,600 gallons ca-
pacity. J. C. UUey, Town Clerk.
Plymouth) Marshall Co., population '3000;
area, zo acres; fireworks ordinance; chief investi-
gates causes of fires; mercantile buildings, brick,
two stories; wood dwellings, two stories; depart-
ment consists of z hand engme, 4 chemical hand ex-
tinguishers, a hook and ladder trucks. 3 hose car-
riages; Siamese couplings used; 600 feet rubber
hose in good condition, aoo feet poor; 700 feet good
cotton; value of apparatus and supplies, $6000; z
building owned by department, value $4500; z^
volunteer members; annual expense, $300; electnc
alarm. Chief elected by department and confirmed
by city counciL Fred. H. Kuher.
Water Supply— Water-works; Holly system;
direct and to reservoir; Gaskill pumps, capacity
z.500,000 gallons daily; 33 hydrants; 3^ miles
mains, diameter 4 to zo incn; 24 gates; water good,
not filtered; pressure 40 to 90 pounds; cost of works
$90,000; annual expenses $z8oo. £. Emerson,
Supt ; J. Swindell, Mayor; P. J. Kruger, City
Clerk.
Portland t Jav Co., population *5ooo; a hose
carts; z hook and ladder truck; ao volunteers. John
Can field.
Water Supply— Wells and cisterns. J. M.
Bellman, Town Clerk.
PriAcetoa, Gibson Co.. population 3500; i
hand engine; z hook and ladder truck; 4 volunteer
members. Wm. A. Mossmaa.
Water Supply— Wells and cisterns. W, A.
Benton, Town Clerk.
Richmond 9 Wayne Co., population *az,ooo:
area, 700 acres; fire limit, zoo acres; fireworks ordi-
nance; causes of fires investigated; mercantile build-
ings, bnck, three and four stories; diingle roofs
permitted; fiame dwellings, two stories; department
consists of z steam engine, z hook and ladder truck.
3 hose carriages; Siamese couplings used; 4200 feet
good cotton hose, zooo poor; 8 horses; value of ap-
parattis and supplies, $30,000; a buildings owned,
value $zo,ooo; z8 members. 6 full paid, za part paid;
annual expenses, $9x14; fire alarm telegraph, 3Z
street boxes. Jas. Parsons.
Water Supply— Water-works; Holly system;
capacity of pumping machmery 4,000,000 gallons
dailj; z8o hydrants; 25 miles mains, diameter 6 to
90 mch; z reservoir, capacity zo,ooo,ooo gallons;
Eressure 75 to zao pounds; annual expense $5500.
>. K. Zeller, Pres.; Fred. Curtis, Supt.; J. W.
Moore, Mayor; Chas. Swaine, City Clerk.
Rochester. Fulton Co., population ^3000; area,
600 acres; fire limit, same; frame and brick build-
mgs; z engine; a hose carts; aoo feet new hose; z
building; 46 members. Walter W. Stickels.
Water Supply— Wells. Joseph Ault, Town
Clerk.
Rockportf Spencer Co., population '3500; z
hook and ladder truck; z hose cart; supply of
good hose; 35 men. Otto L. Nester.
Water Supply— Water-works; system, gravity,
and pumping to reservoir from river; Smith ft
Vaile pumping machinery, daily capacity 750,000
gallons; z6 hydrants;' 3K miles mains, diameter a
to 8 inch; 9 Ludlow gates; 3 Hersey meters; pres-
sure 40 to zoo pounds; cost of works $z6,ooo. S.
H. Kennedy, Pres. and Supt.; — Lavent, Mayor;
R. Mansfield. City Clerk.
RockTillOy Parke Co., population '3000; area,
zaoo acres; causes of fires investigated; mercantile
buildings, brick and stone, one to three stories;
wooden roofs permitted; brick, wood and stone
dwellings, one story; no fire department; z hand
engine; za chemical hand extinguishers; z hose
carriage; 4cx> feet poor rubber hose; bell alarm.
Water Supply— Wells. R. Dooley, Mayor;
Ed. Lambert; Town Clerk.
RoshTlUey Rush Co., population *4Zoo; z hook
and ladder truck; z steam engine; z hose carriage;
Z400 feet Rood hose; z hose cart; 3 horses; annual
expense $a8oo. Samuel J. Finney.
WATER Supply- Inexhaustible wells and za
cisterns; pressure 90 to Z30 pounds. W. T. Jack-
son, Mayor; John Keeley. City Clerk.
Salem 9 Washington Co., population "3500; z
steam engine; z chemical engine; a hose carriages;
zaoo feet good hose; 40 volunteers. M. K. Chap-
man.
Water Supply— Water-works; 7 large cisterns
and creek; system, pumping to reservoir; Deane
{>umping machinery, daily capacity z.aoo.ooo gal-
ons; zz hydrants; 3 miles mains, diameter 4 to 8
inch; 6 Eddy gates; cost of works $z5,ooo; annual
expenses about $aoo; pressure 35 to 75 pounds.
James Berkey, Pres.; E. Craycroft, Supt.; M.
Meyer, Mayor; J. H. Masterson, Town Clerk.
50
Fire Protection and Water Supply.
INDIANA— Con/fiiMi/.
Scottsbnrg. Scott Co., population 800; frame
buildiDgs; buckets aod ladders; bell and steam
whistle alarm.
Water Supply— Good. Frank H. Park, Town
Clerk.
Keymonry Jackson Co., population *8ooo; area,
800 acres; fire limit, 900 acres; mercantile build-
ings, brick, two and three stories; wood dwellings,
one and two stories; department consists of i hand
engine, i steamer, i hook and ladder truck, 3 hose
carriages; 3000 feet good rubber hose, aoo feet poor
cotton; value of apparatus and supplies. $9000; a
buildings owned by department, value $4000; 65
members, 4 paid; annual expenses, $445; bell and
telephone alarm. Chief elected by city council. J.
Degoyle.
Water Supply— 33 wells; capacity 190,000 gal-
lons daily. Hy. Price, City Clerk.
StielbyTiUey Shelby Co., population *7coo;
area, 550 acres; fire limit, 40 acres; fireworics ordi-
nance; mercantile buildings, brick, two stories;
shingle roofs permitted; wood dwellings, one story;
department consists of x steam engine, z hook and
ladder truck, a hose carriages; 1400 ieet good rub-
ber hose; 3 horses owned by city; value of appara-
tus and supplies, $1600; i building m use by de-
partment, value $4000; y> volunteer members, i
paid; annual expenses, $1000; bell alarm. Chief
elected by city council. B. W. Laws.
Water Supply— Water-works; system, gravity
and pumping to stand-pipe; capacity of pumps
3,000,000 gallons daily; stand-pipe, 135 feet high, 5
feet in diameter; 80 hydrants; 8 miles mains; oo
gates; quality water good, not filtered; cost of
works $ao,ooo; annual expenses $3000: pressure 130
poimds. H. S. Byers, Supt.; J. W. Vanoy, Mayor;
K. C. Ray, City Clerk.
Soatli Bendy Saint Joseph Co., population
*90,ooo; area, 9575 acres; causes of fires investi-
gated; mercantile building, brick, two, three and
four stories; wooden roofs not permitted; brick
dwel.ings, two stories; z chemical engine; z hook
and ladder truck; 3 hose carriages; 4000 feet good
hose, 450 feet poor rubber; value of apparatus and
supplies, $29,956; 4 buildings used by department,
value $zo,ooo; paid department; annual expenses,
$zz,24o; fire alarm, telephone, so street and 8 pri-
vate boxes. Chief elected by council. I. Hutchins.
Water Supply— Stand-pipe system; 3 reser-
voirs, capacity 6,000,000 gallons daily; 90 miles
mains, diameter 6 to 9o inches; 350 hydranis; pres-
lure zoo pounds; annual expenses ot water depart-
ment $4000. E. St. John, Pres.; I. D. Schropp,
Supt.; Wm. H. Longley, Mayor; David Cosey,
Citj Clerk.
Spencer, Owen Co., population *9qoo; z hand
engine; z hook and ladder truck; z hose carriage;
550 feet good rubber hose, 600 feet good cotton; 40
voltmteer members. N. W. Williams.
Water Supply— River, creek and cisterns. S.
H. H. Mathes. Town Clerk.
Snllivaiiy Sullivan Co., population '3000; z
steam fire engine; z hand engine; z hook and lad-
der wagon and equipments; a hose reels; Z500 feet
hose; value of apparatus, $zo,ooo; 75 volunteer
membexs. F. £. Basler.
Water Supply— zs large cisterns. Ben, S.
Wolfe, Town Clerk.
Tell Citf 9 Perry Co., population 3000; area and
fire limit, 355 acres; mercantile buildings, brick and
finune, one and two stories; shingle rooCi permitted;
wood and bnck dwellings, one and two stories; 3
hand engines; hook and ladder truck; 9 hose car-
riages; z6oo feet rubber hose, 900 feet good linen
hose, 6co feet poor rubber hose; value of^^pparatus
and supplies, $Z5oo; value of buildings in use, $800;
79 members, part paid; annual expenses. $500; bd
alarm. Chief elected by town board. ^Loctss
Bader.
Water Supply— Z9 cistems, supplied by ^
ters, capacity zoo,ooo gallons daily. H. L«ir.|,
Mayor; Fred. Kaehlin, City Clerk.
Terre Haute » Vigo Co., population *3s.oqo;
area, ^looo acres; fire limit, 350; brick, stoae lad
frame buildings, 9 and 3 stories; wooden roofe pe-
mitted; 9 steamers, z chemical engine, i boc^ aad
ladder truck, 6 hose carriages, i hose refl in resere.
z supply wagon; 4000 feet cotton hose; 800 Ieet good
rubber; zooo feet fair; zo horses; value of appar^s
and supplies, $90,000; buildings $z8,ooc: 41 me»
bers, 39 paid full time; expenses in z838, fs; aa
electnc aUum.
Water Supply— Water-works, river ix
system; 30 miles street mains, 4 to 72 indies ciis-
eter; 444 hydrants; 95 pounds pressure. J. >I
Briggs.
Unioa Citjj Randolph Co., population ^ooc
fireworks ordinance; causes of fires InTestisirai.
frame buildings; z hook and ladder truck. 3 b?
carts. Henry Tbokey.
Water Supply— Water-works, well; (fc«i
pumping; Deane machinery; 95 hydrants; 9 siis
mains, o to Z4 inches diameter; 35 gates; 25 acta
Union, Crown; 40 to 80 pounds pressurr. J. V.
Skanat, Pres.; Eugene Pettis, Supt.; T. H. BoeU
Mayor; Lew Heck. Town Clerk.
Valparaiso, Porter Co., populatioo ^tijoc
area. 407 acres; fire limit, 34 acres; sale andctf*
fireworks and firecrackers prohibited; causes of fea
investigated; toercantile buildings, biicksDd&aae
3 and 3 stories; wooden roofs permitted: ««c
dwellings, 9 stories; 9 hand engines, z hook M
ladder truck, 3 hose carriages (Normal School ^
its own fire department, consisting of i handesfsi
hook and ladder truck and hose); 750 feet gcod::^
ber hose; Z950 good cotton; 750 feet poor; rabe::
department apparatus and supplies. $4500; i bsui-
ing owned by department, value $4000; loo \0j^-
teer members; annual eipenses, $£33. Cvt
elected by common council. Wm. £. Browt.
Water Supply— Water-works; Hollr sysaa
pumping direct; Gaskill pumping machineir; dc^
capacity, z,50o,ooo gallons; 55 hydrants; 13 m^
mains, 4 to za inches diameter; 75 Galvin g«tes; 3P
Worthington meters; Quality waier good, not ic-
ered; cost of works, $80,000; annual experje.
$4000; 35 to 80 pounds pressure. S. V. Sarfi
Pres.; Don. A. Salyer, Supt.; T. G. Little, May*
Eh N. Norris, City Clerk.
TeTay, Switzerland Co., population i96>ffaae
and brick buildings; 9 chemical ensines, a iiookw
ladder trucks; 300 feet hose; 40 volunteer menbas
bell alarm; value of apparatus, $9000. O. Johcsoa.
Water Supply— Cisterns, wells and dft:
Chas. Kdsel, City Clerk.
Yineenaesy Knox Co., population *^l'^
mercantile buildings, brick, 9 stories; fire aodbcL'
ing permit ordinances; wood dwelhngs. i stocr; i
steam engines, z hook and ladder truck. 3 bose a*-
riages, 9 steamers and z hose cart in reserte; Siam-
ese couplings used; 9500 feet good rubber bote
500 feet fair; 4 horses; Talue of apparatus aod scp-
plies, $9000; 9 buildings owned by city, value Isas;
94 members, 4 paid; annual expense, $3100; elR-
tric alarm, 90 street boxes. Chief elected by car^
dl. Geo. Zendrich.
Water Supply— River; by pumpmg to stuw-
pipe 900X99 feet in diameter; Deane pnmpiog la*-
chmery, daily capadtv, 4,000.000 gallons; ip
hydrants; Z5 miles mains, 6 to z8 indies ^^^'^^
59 Ludlow gates; zo meters; quality water ^
well filtration; 67 pounds pressure, wm. G- Hop-
per, Pres.; W. B. Chadwick, Supt.; Geo.E. w««
Wabash y Wabash Co., populadon '^000: i
hand engine, i hook and ladder truck, i hose cir*
Fire JProiectum and Water Supply.
5t
iage; 2500 feet good rubber boM; xoo volunteer
lembers. H. Wneeler.
Water Supply— Source, sprinc; HoUy srstem
rater-works; capacity of pumping machinery,
.000.000 gallons daily; 209 hydrants; zx9< miles
aains, 6 to za Inches diameter; Lndlow gates;
lisality of water good, not filtered; 40 to 60 pounds
ressure; cost ot works, $230,000; annual expenses,
f3.ooo. E. Waltman, Prn.; W. S. Stitt, Supt.;
r. C. Peitit, Mayor; H. McGuire. City Clerk.
Wartawy Kosdiisko, Co., population ^4000;
ireworks ordinance; causes of fires investigated;
mercantile buildings, brick, a and 3 stories: wood
od brick dwelhngs, a stories; department consists
f I steam engine, i hand engine, i hook and ladder
ruck. 3 hose carts; Siamese couplings used; 1500
eet good rubber hose; value of apparatus and sup-
plies. $4000; 2 building owned, value $aooo; mem-
>ership, 250 volunteers; bdl alarm. Pery Brown.
Water SuppLT—Water-works; 25 cisterns,
illed from wells; capacity, 28,800 gallons daily;
lirect pressure; 50 hydrants. F. Porter, M. H,
'arks.
WaahlMfftoa, Daviess Co., population *7377;
Lrea, 2000 acres; fire limit, 400 acres; mercantile
mildings, brick and iron, three stories; firame
Iwellings, two stories; department consists of 2
iteam engine, a hook and ladder trucks, a hose car-
■iages; 300 feet goed cotton hose; 2500 feet good
ubber; 26 members; bucket cart, with 50 rubber
>ackets; value of apparatus and supplies, $<70o; 2
>uilding in use, annual rent, $295; membersmp, 69
rolunteers; annual expenses, $2000; bell alarm.
Fos. Faust.
Water SupPLr— Water-works; Holly system;
jumping from river and cisterns to stand-pipe; ca-
>acity of pumps, 2,500,000 gallons daily; 90 hy-
irants; 22 miles mains, 6 to 2a inches diameter; 60
Ludlow gates, 20 meters, Crown; water filtered
hrough broken stone and sand; <o to 250 pounds
>ressnre. H. H. Hodgkins. Pres.; W. W. Read,
>iipt.; J. W. Ogden, Mayor.
Waterloo, DeKalb Co., population *9ooo; 2
land engine, 2 hose carriage; 300 feet rubber hose,
|oo leather, 300 cotton, good; 45 volunteer men. S.
>. Smith.
Water SuppLr— 27 dstems, 30,000 gallons
opacity. Michael Kipiinger, Town Clerk.
Williamaporty Warren Co., population *2ooo:
>rick and frune buildings, one and two storiei;
wooden roofs pennitted: department consists of 2
hand engine, 2 nook and laoider truck, 2 hose car-
riage; 300 feet good rubber hose; value of apparatus
and supplies, $2500; organisation not yet com-
pleted.
Water Supply— Cisterns. S. G. Brier, Town
Clerk.
Wlnamao. Pulaski Co., population 835; frame
and brick builaings; 3 chemical nand extinguishers;
no fire department.
Water Supply— Wells and dstems.
ZiOBiTlllet Boone Co., popuIaUon 2200; mostly
frame buildings, a few brick, one and two stories; 2
hand engine.
Water Supply— Wells. C. N. Beamer, Town
Clerk.
The following places have no fire protection:
Akron, Fulton Co., population 600. Aibanv, Del-
aware Co., population 600. Alexandria, Nfadison
Co., population 2960. Arcadia, Hamilton Co.,
population 800. Arilla, Noble Co., population
OX). Batesville, Ripley Co.. population 2800.
Bloomfield. Greene Co., population 2800. Boon-
ville, Warrick Co., population 3500. Baswell,
Benton Co., population 700. Bringhurst, Carroll
Co., population 500. Brookston, White Co., pop-
ulation 700. BrookviUe, Franklin Co., population
aooo. Brownsburg, Jackson Co., population 650.
Bunker Hill, Miami Co.. population 2000. Butler,
De Kalb Co., population rpsis. Chestertown, Por-
ter Co., population 2000. Cherubusoo, Whitley
Co., population 900. Cicero, Hamilton Co., pop-
ulation 750. Clay City, Clay Co., population 2000.
Clinton, Vermilion Co., population m, Cochran,
Dearborn Co., population "2500. Danville, Hen-
dricks Co., population 2508. Denver, Miami Co..
population 800. Dunkirk, Jay Co., population
2000. Ellettsville, Monroe Co., population, 700.
EUwood, Madison Co., population 2400. Fremont,
Steuben Co., population 633. Harmony, Clay
Co., population 838. La Grange, La Grange Co.,
population *28oo. Martinsville, Morgan Co.. pop-
ulation *35oo. Mitchell, Lawrence Co., popula-
tion 2800. Mooresville, Morgan Co., population
290O. Newburefa, Warrick Co., population 2fl8a.
Petersborgh, Puce Co., population 267a. Rensse-
laer, Jasper Co., population 968. Thomtown,
Boone Co., population 2800. Tipton, Tipton Co.,
population 'ajSoo. Versailles, Ripley Co., popula-
tion 455. Winchester, Randolph Co., population
2958. Worthington, Greene Co., population *28oo.
IOWA.
Aekley, Hardin Co., population ^2847; 2 hand
mgine; 2 hook and ladder truck; a hose carriages;
)00 feet rubber bote; 60 volunteers. J. B. Herbster.
Water Supply— Artesian well; also one as-
em, 20,000 gallons capadty; 2 tyrant. J. C.
Lush, Mayor; E. T. Tool, Town Clerk.
AltOMy Union Co., popolation '2350; brick and
rame buildings; shin^ rooiB; no fire department;
t band engine; 3 chemical hand extinguishers; 2
100k and ladder truck; 2 hoae carriage, all in poor
x>ndition; 400 feet poor rubber hose; bell alarm.
Water Supply— Cisterns, wells and reservoirs,
fohn J. Baxter, Town Clerk.
Albia, Monroe Co., population t3X4a; 2 steamer;
I hose carriages; 2 hook and ladder truck; aoo feet
sotton hose; 50 volunteer members. John T. Rowe.
Water Supply— Good. Thos. Beard. Town
merii.
Alf OMAy Kossuth Co., population *35oo; frame
ind brick buildings, two stories; fire proof roofe; 2
lose carriage; 5 chemical hand extinguishers; 2
look and ladder truck; 3 force pumps; 500 feet rub-
ber hose, good; value of apparatus, etc., $2500;
s5 volunteer members; bell alarm. A. F. Dailey.
Water Supply— Wells and reservoir. J. R.
Jones, Mayor; W. B. Quorton, Town Clerk.
ja^ABioaa* Jones Co., population 12874; '^'^'
640 acres; fire iimlk» aoo acres; mercantile buildings,
brick, two and tfiree stories; dwellings, wood, two
stories; department consists of 2 hook and ladder
truck, s hose carriages; 2400 feet rubber hose, good;
value of apparams and supplies, $3500; 2 building
owned, value $600; membership 90, volunteers;
annual expenses $aoo; bell alarm. E. M. Harvey.
Water Supply— River; gravitv pressure and
pumping to reservoir; Gordon and Maxwell pump-
ing machinery; capacity 28,000 gallons hourly; 20
hydrants; a^ miles mains, diameter 4 to 8 inches;
23 gates; cost of works, $34,000; annual expenses
$3^; pressure 40 to 200 pounds. B. Huggins,
Pies.; tf. C. Griffith, Supt.; C. M. Brown, Mayor;
J. B. McQueen, City Clerk.
Atlantiey Cass Co., population ^5000; fire-
works ordinance; causes of fires inves'igated; mer-
cantile buildings, brick, two stories; dwellings,
s^
Fire JPnotecHon and Water Supply
U,
lOVffir-Conimuid.
wood, two stories; department ooosistsof i chem-
ical engine, 4 chemical hand extinguishers, i hook
and ladder tmclc. 3 hose carriages; 2400 feet cotton
hose, good; value of apparatus and supplies, $5000;
3 buildings owned, value $1500; membership, 50,
volunteers; annual expenses, $1500; electric alarm.
Chief elected by city council. A. D. McCall.
Water Supply— Holly system; daily capacity
of pumps 3,000,000 gallons; 79 hydrants, pressure
; to 190 pounds; 6 miles mains, diameter 4 to 16
.^ches; 23 gates; quality water good, not filtered;
pressure 75 to 130 pounds; cost of works $75,000;
annual expenses $4375; J. C. Seizer, Pres.; W.
A. Wilken. Supt.; T. R. Wallace, Mayor; W. A.
Wilken. City Clerk.
▲vdvboBy Audubon Co. population tiiS^;
buildings, frame, one and two stories; •department
consists of I hook and ladder truck, s hose car-
riages; 1500 feet of cotton hose, good; value of ap-
paratus, 93500; z building, value $1000; 60 mem-
bers, volunteers; bell alarm. E. J. Freeman.
Water Supply— Well and creek, direct pumping
to tank; capacity of same 4000 barrels; Smith- Vaile
pumping machinery, daily capacity zoo,ooo gallons;
2500 feet of street mains; 5 hydrants. W. H. Scott,
n>es.; E. J. Freeman, Supt.; A. F. Armstrong.
Mayor; J. A. Wheatley, City Clerk.
Bedford, Taylor Co., population *900o; area.
800 acres; fire limit, 6 blocks: firewoiks ordinance;
causes of fires investigated; frame and brick build-
ings, one to three stories; department has z chem-
ical engine. 5 chemical extinguishers, i hook and
ladder truck; 400 feet good rubber hose; value of
apparatus. $aoo; z building in use, value $5000;
membership, 40, volunteers; bell alarm; 3 horses.
J. R. Derrickson.
Water Supply^WcUs and dstems. Chas.
Thomas, Mayor; John Beauchamp, Town Clerk.
Belle Plaine, Benton Co., population t96oo;
area, 5Z0 acres; fire limit. 3 acres; fireworks ordi-
nance; mfrcantile buildings, brick, two stories;
frame dwellings, one and a half stories; department
consists of z hand engine, z hook and ladder truck,
3 hose carriages; zooo feet of good rubtier hose;
value of apparatus and supplies, $z8oo; z building
owned, value $4000; 83 volunteer members; annual
expenses, $zoo; bell and whisde alarm. Chief
elected by council; T. Lawrence, Jr.
Water Supply— 6 artesian wells and dstems.
Dr. Vincent, Mayor; A. B. Anderson. Town Clerk.
BelleTve* Jackson Co., population tz398; area,
640 acres; mercantile buildings wood and .brick,
two stories; wooden roofs permitted; wood, brick
and stone dwellings; department oonvists of z hand
engine, z chemical engine, z book and ladder truck,
z hose carriage; 400 feet rubber hose; 600 feet cot-
ton; 300 feet poor linen; 400 feet leather; value of
apparatus and supplies, $3500; z building owned,
value $3«)o; 60 members, 30 part paid; annual ex-
penses. $3«>; bell alarm. Chief appointed by
coundl. Harry Rosenburg.
Water Supply— Two public cisterns; supplied
from roo&; capadty, 600 barrels daily; river and
wells. W. F. Hanske, Town Clerk.
Blairttown* Benton Co., population t6za;
frame buildings, one and a half stories; wooden
roofs permitted; z hand engine; z chemical engine;
z hook and ladder tuck; z hose caniage; zoo feet
good rubber hose; value of apparatus, etc., $300;
50 volunteer members; annual expenses, $35; bdl
alarm. Jas. Halstead.
Water Supply— Wells. Thos. F. Barnes,
Mayor; W. H. Hoebel, Town Clerk.
Boone, Boone Co., population '7000; area, Z990
acres; fire livit, zz acres; fireworks ordinance;
mercantile buildings, brick, two stories; wooden
roofs; fi!ame dwellings, two stories; depoitan;
consists of z hand engine, 3 hook and ladder tracki.
3 hose carriages; Z775 feet good cotton hose; m\z
of apparatus and supplies. $3255: > bdkfings a
use, value $8000; 84 volunteer members; lasoi^
expenses, zzq; bell alarm. A. P. Fogg.
Water Supply— Water-works; gravitr awld-
rect pumping; Dean pumpinif madiinery: ds^
capadty, 50,000 gallons; zo hydrants; zaK «^
of mains; diameter 6 to 8 inches; ^ Chsfoas
gates; quality water, mineral; not filtered; {itf-
sure. 45 to Z30 pounds; cost of works, $01,000: is-
nual expense, $zs5o. EL Suttoc, SopL; P. WcEf.
Mayor; F. D. Gay, City Clerk.
Brooklyny Poweshiek Co., popoktian *ipr
area, 3500 acres; brick and frame buikliBgi: 1 9em
engine; z hose cart; z chemicnl engine; icoo itf
good rubber hose; value of nppaiitns, $^«
building used, value $zoo; bdl and whisde akra.
O. F. Donavan.
Water Supply— ^Private weDs and ndilitc-
terns. £. H. Skinner. Mayer; E. J.Appkftt
Town Clerk.
BarlingtOBy Des Moines Co., populatiofi x-
000; area. 64cx> acres; fire limit. z6oo acres; fex-
woriu ordinance; mercantile buildings, brick. *^
and stone, one to six stories, metsd roots; dweHisp
wood and brick, one to three acories; departaet
consists of z steam engine, 3 chemicnl band to
guishers, z book and ladder truck, 7 bose camr
700 feet good rubber bose, 6bo poor; 97V fec-
good cotton hose; Z7 horses; value of appinci
and supplies, $90,000; value of buildings o««^
$3000; 5 rented at $zoo per jenr; membei^f r
annual expenses, $za,ooo; Gmnewell aluK t
street boxes. Wm. Frankcn.
Water SupplY'— Water-works; Holly sf^^
direct pressure; daily capadty of pnmps. 6^500.3^
gallons; az5 hydrants; Z9 miles mains: diaacser.
to 24 inches; zio Eddy gates; 90 meters; oo« ^
works, $aoo,ooo; Geo. D. Rand, Pres.; Oj^
Hood, Supt; pressure zao to z6o pounds. Gc& '^-
Duncan, Mayor; J. M. Mercer. City Clerk.
Carroll City, Carroll Co.. popoiatMc *Vf^
area, 640 acres; fireworks ordinance; brick »:
frame buildings, one and two stories; z hacd 9;
gine; z chemical engine; a hose carts; z hook c^
ladder truck; Z500 feet hose; value of apFsrasa
$aooo; z building owned, value $1000; zoo tq!.:-
teer members; bell alarm. Jas. ThompioB.
. Water Supply— Well; z reservoir, soppliec:-
pumps; zo hydrants; sooo feet street mains; a^
eter 6 and 8 mches. John Geisins, Supt.; Jtf^
Thompfcn, City Clerk; F. A. Suydam.
CarsoB City, Pottawattamie Co.. popo^*^
coo; buildings, wood, one and one and a batfs^
les; shigle roofs; z book and ladder track: be>
alarm.
Water Supply—- River and wcUs. Jas. T. Fir-
rell. Town Clerk.
Cedar Fails, Black Hawk Co.. povi^
t3385: area, Z440 acres; fire limit, 140 acre: «^
cantile bniklings, brick, three storief; dvei^
mood, two stories; department 'ymsisft of i x^**,
engine, z hook and ladder track, a iMse carm^j
Siamese couplings used; value of apparana 0^1
supplies, $5000; z building owned, vaine %¥^J^
members, 3 paid; arnual expenses, W5^ ^
alarm. Chief elected by members. C. boeks^l
Water Supply— a reservoirs, siq)fJiedjl
pump from river; capadty, 4800 gallons ds^
water-works being put m. J. H. JeBen, Geo ^
Newman.
Cedar Rapidsy Linn Co., population *so.oi
building material, principally brick; d«t£ic0
frame; shingle roofii permitted; depaitmeoc cd
sists of a hook and ladder trucks, 7 bose compu <
Siamese couplings used; 5000 feet good hoee; "
members, z paid; annual expenses. $5000; 1
Fire Protection and Water Supply.
53
graph and telephone alann, 35 boxes; 50 fire police.
L. M. Ayew.
Water Supply— Artesian wells and river; di-
rect pumping syitem; 35 miles mains; 4 to 16
inches diameter; 150 bydranU. J. C. Fox, Snpt;
P. Mulalby. Mayor; J. D. Blaine, City Clerk.
CentreTilley Appanoose Co., population *4ooo:
area. 1900 acres; fire limit, aooo square feet; fire-
works ordinance; frame biiildin|(s, two stories;
shingle rooCi; department consists of i steamer, z
hand enrine, 8 chemical hand extinguishers, z hook
and ladder track, 2 hose carriage; Siamese coup-
lings used; zaoo feet good cotton hose; yalue of ap-
paratus and supplies, $zo,ooo; 5a members, z paid
tiill time, a part time; annual expenses, $500; bell
alarm. Chief elected by companies, approved by
council. Thos. Goss.
Watks Supply— Cisterns, supplied by pipes
from buildings; z large well.
CluiritOMy Lnc<«s Co., population t389z; z steam
engine; 4 chemical extinguishers; z hook and lad-
der truck; a hose carriages; zsoo feet good cotton
hose; zoo volunteer members, z paid part time. J.
S. Howard.
Watek Supply— 3 reservoirs; 3 cisterns; 800
barrels each. G. wT Alexander, Mayor; C. A.
Younkin, Town Clerk.
Charles City* Floyd Co., population t9978;
area, 640 acres; mercantile buildings, wood and
stone, two stories; wooden roofs; dwellings, wood,
two stories; department consists of z chemical en-
gine, z hook and ladder truck; value of apparatus
and supplies, $22,090; z building in use, value
'^>3oo; q6 volunteer members; annual expenses,
'150; bell alarm.
... . . system,
«al-
_, _^ ^-OZO
inches; cost of works, $ao^ooo. J. C. Steams,
Supt.; G. R. May, Mayor; D. H. Henthell, City
Clerk.
Cherokee, Cherokee Co., population *3Soo;
area, a miles; fireworks ordinance; buildings, frame
and brick, one and two stories; department consists
of z horse-power engine, 2 hook and ladder truck, a
hose carriages; Siamese couplings used; 650 feet
good rubber hose; 500 feet good cotton hose; value
of apparatus, etc., $0000; 30 volunteer memtiers.
W. B. Chick.
Water Supply— Cisterns and wells; capacity
aSoo gallons per day. J. H. Umhoefer, Town
Clerk. A Holly ^stem of water-works will be con-
structed during 2809.
Clarin4«9 Page Co., population "3300; 9 chem-
ical engines; a hose carts; zsoo feet nose; z hook
and ladder company, z6 members; 65 volunteer
members; bell and steam whistle alarm. H. Bed-
well.
Watek Supply— Wells; water-works; system,
pumping to stand-pipe and direct; Worthmgton
Eumping machinery; daily capacity z.^.ooo gal-
ms; 36 hydrants; ^% miles mains; diameter a to
Z3 inches; Galvin gates; Hersey meters; quality
water, good; not filtered; pressure 60 to zao pounds;
cost of works. $40,000; annual expense, about
$1500. £. P. H. Stone, Mayor; W. L. Lundy,
Clerk.
Clear Lakey Ceno Gordo Co., population
*i3oo; total area, 350 acres; fireworks ordinance;
frame and buck buildings, one to two stories; de-
partment consists of 2 hand engine, 6 chemical hand
extinguishers, 2 hook and ladder truck, 2 hose car-
riage; 300 feet rubber hose; 50 feet good linen;
value of apparatus, $z635; 60 volunteer members;
expenses in z888, $zoo; bell alarm. Charles A.
Cooley.
Watek Supply— a cisterns and lake; capacity
300 gallons each. D. W. Hurn, Mayor; C. A.
Cooley, Town Clerk.
CliatoMy CHnton Co., population z6,ooo: fire-
works ordinance: brick dwellings, one to four sto-
nes; z steam engine; 6 hose carriages; z hook and
ladder truck; 3000 feet good cotton hose; aooo feet
good rubber; 65 volunteers; telephone alarm; an-
nual expenses, $z5oo. H. R. Dexter.
Water Sitpply— Water-works; dfrect pressure;
3 artesian wells; river; 8 cisterns; 8 miles of mains;
za5 hydrants. O. Meser, L. F. Sutton.
CollhZy Jasper Co., population zooo; fire limits
ordinance, covering business pan of town; appa-
ratus purchased. Wm. Craft.
Watek Supply— Wells and river; water- works;
system, gravity, and pumping direct and to reser-
voir; Cameron pumping machinery; daily capacity
40,000 gallons; 9 hydrants; $% miles mains; diam-
eter z to 6 inches; 7 gates; pressure 70 pounds;
cost of works, $7000: annual expenses, about Sboo;
operated by city. G. A. Goodrich, Supt.;- J. A.
Mattern, Mayor; J. C. Balthis, City Clerk.
Contiag 9 Adams Co., population tz483; area,
600 acres; fireworks ordinance; causes of fires in-
vestigated; frame and brick buildings, one and two
stones; z hand engine; 7 chemical extingubhers; z
hooK and ladder truck; z hose carriage; 600 feet of
good rubber hose; bucket brigade; apparatus Is
valued at $0000; z building in use, value $aoo; 45
volunteer members; bell alarm. F. H. Scranton.
Watek Supply— Cisterns and wells. W. H.
Clark, Town Clerk.
Coancil BlQfla, Pottawattamie Co., popula-
tion 35,000; area, 3840 acres; fireworks ordinance;
brick and frame buildings, one to five stories; 3
steam engines (a not in use): 3 hook and ladder
trucks; 3 hose caniages; 3500 feet good rubber hose;
zooo feet poor; zo horses; value of apparatus and
supplies, $40,000; buildings owned, value $Z7,ooo;
Z7 members, full paid, 8 part paid; expenses in z888,
$15,650: telegraph alarm, a6 boxes. Chas. D.
Walters.
Watek Supply— River; system, pumping di-
rect and to reservoir; Knowles pumping machinery;
daily capacity 7,000.000 gallons; aaa bydranU; 31
miles mains; diameter 4 to 30 inches; aiz Ludlow
gates; 296 meters (not described): pressure 80 to
Z35 pounds; cost of works to date, $750,000; annual
expenses, $17,000; interest paid, 6 per cent. Rob-
ert SeweU, Pres.; H. Birkinbine, Supt.; M. F.
Rohrer, Mayor; F. A. Burke, City Clerk.
CieseOy Howard Co.. population *aooo; hook
and ladder truck. C. P. Stremel.
Water Supply— WeUs. H. J. JerUed, Town
Clerk.
Crestony Union Co., population t7393; area,
3560 acres; fireworks ordinance; causes of fires in-
vestigated; mercantile buildings, brick and frame,
3 to 4 stories; wooden rooCs permitted; dwellings,
fiame, z to 3 stories; department consists of z
chemical en sine, 6 chemical hand extinguishers, z
hook and ladder truck, 4 hose carriages; 3750
feet rubber hose, good; 4 horses; 3 buildings used;
membership, 70, 3 paid; Bell alarm. Robert
Bisset.
Watek Supply— Reservoir, water mains; 6 hy-
drants. F. J. Taylor, Mayor; A. M. Collins, City
Clerk.
Dallaa Centrey Dallas Co., population 499;
buildings, wood, z and a stories; department con-
sists of z hand engine, hooks, ladders and buckets;
z hose carriage, a chemical extinguishers; 300 feet
rubber hose, good; value of apparatus and supplies,
$600; 36 volunteer members; bell alarm. E. J. M.
Stevens.
Watek Supply— WeUs. £d. Everts, ^^llage
Clerk.
Daveaportt Scott Co., poptflation *3o.ooo;
area, 3000 acres; fire limit, same; fireworks ordi-
nance; causes of fire investigated in fire hmit; mer-
54
Fire Protection and Water Supply.
IOWA— CMi^mM/.
cantile buildings, brick, a to 4 stories; wooden
roofis; dwellings, frame, 3 stories; department con-
sists of X steam engine, a Iiook and ladder trucks.
5 hose carriages; Siamese couplings used; 6000 feet
good bose; xz borses; value of apparatus and sup-
plies, $3S.ooo; 6 buildings owned; membership, 1x7;
full paid, 18, 40 ▼olunteers; annual expenses, $14,-
coo; fire alarm telegraph, 90 street boxes. H.
stratman.
Watbk Supply— River, system pumping di-
rect and to reservoir; Wortbington and Clapp &
Jones pumping machinery; total daily capacity,
18,000,000 gallons; 369 hydrants; 30 miles mains;
diameter, 4 to 94 inch; 400 gates, various kinds; ^
meters, various makes; pressure 40 to 150 pounds;
cost of works, Si. 000,000; operated by private com-
pany. N. Kunner. Pres.; T. N. Hooper, Supt.;
E. Clausaen, Mayor; M. McSteen, City Clerk.
Decorahy Winneshiek Co., population "3500;
area, 400 acres; fire limit, aoo acres; fireworks
ordinance; causes of fire investigated; mercantile
buildings, brick and stone, two stories; dwellings,
brick and frame, two stories; department consists of
6 chemical hand extinguishers, x hook and ladder
truck, a hose'carriages; 1500 feet rubber hose, good;
value of apparatus and supplies, $3,006; a buildings
In use; membership, 83 volunteers; annual ex-
peases, $150; bell alarm. Chief elected by mem-
bers and approved by council. Geo. Q. Qaraner.
Watbk Supply— Wells; system pumping to
reservoir and direct; daily capacity of pumps, aoo,-
OQO gallons; capacity of reservoir, 500,000 gallons;
18 hydrants; 3 miles mains; diameter, ^ to 6 inch;
cost of works, $30,000; interest paid, 6 per cent
A. McKay, Pres.; O. HofEu, Supt.; H. C. Bullard,
Mayor; W. R. Toye, Town Clerk.
DeaiiOBy Crawford Co., population *aooo; total
area, 6io acres; fire limit, same; frame buildings,
one ana two stories; department consists of i chem-
ical engine, x hook and ladder truck, x hose car-
riage; 300 feet rubber hose; xoo feet good linen;
yio feet poor rubber; value of apparatus, etc.,
$9500; X building owned, value $800; 45 volunteer
members; bell alarm. N. J. Wheeler.
Watek Supply— WeUs; system pumping to
reservoir and direct; capacity of pumps, 500,000
gallons daily; xx hydrants; a miles mains; diameter,
X to 6 inch; pressure, ao to 85 pounds; cost of
works, 9ia.ooo. N. J. Wheeler, Supt.; £. K.
Burch, Mayor; C. M. Staley, Town Clerk.
Dei Hotaeiy Falk Co., population ^50,000;
area, siao acres; fireworks ordinance; causes of
fires investigated; mercantile buildings, brick and
frame, one to six stories; wood and brick dwellings,
one and one and a half to two stories; department
consists of X steam engine, x chemical engine, 4
chemical hand extinguishers, a hook and ladder
truda, 5 hose carriages, a patrol wagons; 5000 feet
rubber nose; aooo feet Kood cotton; X4 horses; 4
buildings owned, value $60,000: 33 ftiU paid mem-
ben; annual expenses, $40,000; telephone alarm.
Chief elected by council. A. C. Johnson.
Water Supply— Water-works; direct pressure;
30 miles street mains and supply pipes; diameter, 4
to 8 inches; 300 hydranU; pressure, 40 to 80
pounds. A. N. Denman.
De Witt, Clinton Co., population *I395; area,
360 acres; causes of fires investigated; mercantile
DuUdings. brick, two stories; shingle roofe permit-
ted; frame dwellings, two stories; department con-
sists of I hand engine, x hook and ladder truck and
outfit; 650 feet good rubber hose, 50 feet good
leather; value of apparatus and supplies, $xooo; x
building in used, own^ bv dty; 30 volunteer mem-
bers; bell alarm. Chief elected by department.
W. A. Latham.
Water Supply— Well and a cisterns; capacity
of each, ao,ooo gallons. W. H. Scfalabacfa, Ton
Clerk.
Dabvqvey Dubuque Co., popolstion 33.coa
area, 7680 acres; fire limit, 3aoo acres; firevarb
ordinance; causes of fires investigated; ncfcuiiie
buildings, brick, four stories; wooden rools: brid
and wood dwellings, two and a half atario; depat-
ment consists of 3 steam engines, i hook md lad-
der truck, 3 hose carriages; Siamese oosptiois
used; 4000 feet good rubber bose; xooo poor n
horses; value of apoaratus and soppties, $0$^
value of buildincs, $ao,ooo; 9S memben, » ^
paid, 6 part paid; annual expenses, $15,000; v»
phone and tmgnph alarm, 33 street bons. i. H.
Trieb.
Water Supply— Artesian wdl aad ^m^
system gravity and pumping to two resefras:
pimping machinery made bv Nalioasl frass
Works; X50 hydrants; ao mues street dsk
diameter, 4 to xa inches; pressure, 35 to 50 poa^
N. W. Kimball, Pres.; G. B. Burch, Msyor G
Fitzpatrick, Qty Clerk.
Dnmlap, Harrison Co., population tMoS; btx
and brick buildings; x chemical engioe; rake d
apparatus, S950; bell ahurm. B. F. PhiUbiook.
Water Supply— Artesian welL F. A. Dec
Town Clerk.
DyeraTillet Dubuque Co., popoktioe *nc
frame buildings; x hook and ladder track; i^^
engine; x hose cart; 70 volunteer memben; ^
alarm. W. MacHogan.
Water Supply— Cisterns and river.
Dytart, Tama Co., population *9o^ tsatei
brick buildings, one and two stories; woods n^
permittad; x hand engine; x book and ladder tns
X hose carriage; 800 feet good rubber bose; nje
of apparatus, etc., $0500; 60 volimleers; befl ils^
M. ITHoward.
Water Supply— Cisterns. M. C, Rice, MiF
A. N. Stewart, Town Cleric
Eagle Grove, Wright Co., populstioo^
frame buildmgs, one and two stories; no ore »
partment. ^ I
Water Supply— Ftowlnsp wells; (wstBr-»«p
proposed during x88o). D. C. FlUdns, Mtyor ^ 1
A. Schafiter, Town Cteik. |
EarlTllle, DeUware Co.. populatioo ^^ 1
brick and wood buildings, one smd a half isd i*^
stories; x hook and ladder truck; x hand cope I
Q90 feet hose; x hose cart; 50 members; bell ti^
J. B. Taytor. ^ .
Water Supply— 3 cbtems, capacity 300 wn»
each. H. G. MiUer. Mayor; S. fc VixtBe,T««
Clerk.
BldoB, Wapello Co.. population *X8>M^
buildings, one and a half stwies; wooda to^
hook and ladder truck, value $550; as vohi&ttn
whistle alarm. ^_
Water Supply— Wells. D. M. Mook, ^^
Cleric.
Eldora, Haidin Co., population tx^^^
xxoo acres; frame and brick buildings; toab^.
department; x hook and ladder truck; 3^^
riages; X500 feet good rubber bose; v>^?*?^l
ratus, etc, 9x750; a buildings owned, watc «
$1000.
Water Supply— Wdls; 5 strset hydn^
Tbos. G. Alvord, Mayor; S. iL Edgington. T0«i
Clerk.
Emmettabvrv, Palo Alto Co.. V^'Ji
txa64; mercantile buildings, fiame and o^^^'r^
stories; wooden roofi permitted; dweOiD|s, t^
two stories; x chemical engine; xa d*c>B^L*rtf
extinguishers; x hook and ladder truck; aoon^
good rubber hose; value of apparatos. etc, o^
Fire JProtw^on and Water Supply.
55
nembenhipr ^ovolmHeen; bell alain. P. C. IUf>
«ell.
Water Sumr—WelUuKl lake. B.E.Kd]fly.
Mayor; J. C. Young, Town Clerk.
Fairfteldf Jeflferson Co., populadon 13964; 3
hose carriages; z book and ladder truck; ax mem-
bers; zooo feet senrioeable hose. George D. Clarke.
Water Supply— Pond; water-works; system
pnmjying to stand-pipe and direct; Blake pnmp^ng
machinery; daily capad^ z,ooo,ooo; 39 hydrants;
— miles mains; pressure 30 to zao pounds; cost of
works $5x,ooa T. F. Higley. Snpt.; J. M. Hinkle,
Mayor; T. F. Higley, Town Clerk.
Foataaelley Adair Co., population 1913; frame
buildings, one and two stories; ladders and buck-
ets; no fire department.
Water Supply— 4 large wells.
Foreat City, Winnebago Co.. population 975;
buildings, brick and wood, two stories; department
consists of z hand engine, z hook and ladder truck,
z hose carriage. 3 chemical extinguishers; 500 feet
rubber hose, good; value of apparatus and supplies,
$1650; 40 voninteer members; expenses in z888,
$60: bell alarm. J. F. Knoblack.
Water Supply— Wells and cisterns. M. C.
Halvoson, Town Clerk.
Fort Dodge, Webster Co., population 14552;
area, zooo acres; fire limit, 360 acres; causes of fires
mvesti gated; z chemical engine; 4 chemical hand
extinguishers; a hook and ladder trucks; 3 hose
carriages; a horses; 1000 feet rubber hose; 500 linen
hose; z building in use, value $Z50o; 50 volunteer
mf mbers; anniud expense, $aoo.
Water Supply— Water-works; direct pressure;
^H miles street mains; diameter, 6 to zo inches; 30
hydrants.
Fort MailiaoB, Lee Co., population zo,ooo;
area, zaSo acres; fire limit, zooo acres; mercantile
buildings, brick, two stories; wooden roots permit-
ted; brick dwellings, two stories: department con-
sists of z steam engine, z hook and ladder truck, 4
hose carriages; Siamese couplings used; zteofeet
good rubber hose, 500 feet poor, 800 feet good cot-
ton, 900 feet DOor; a horses; value of apparatus and
supplies, $9000; 5 buildings owned, value $5ooo;
xoo members, part paid; annual expenses, $880;
bell alarm. D. R. nienry.
Water Supply— River and 4 dstems; capacity
of dstems aSoo gallons daily.
GtoBwood, Mills Co., population tz375; fire-
worlcs ordinance; mercantile buildings, wood and
brick, one and two stories; wood ana brick dwell-
ings, one and two stories; department consists of
I hand engine, i hook and ladder truck, z hose
carriage; Z50 feet good rubber hose, 300 feet poor,
300 feet good linen hose; value of apparatus and
supplies, Siooo: z building in use, value $aooo:
aUi5n. ri.A.+olles.
Water Supply— Creek; a cisterns, supplied
from roofe; 9 wells. James Custer, Town Clerk.
Gratt4 JnMOtiom, Green Co., population zzoo;
frame buildings, one story; wooden roots; z hand
engine; x hose carriages; 800 teet good rubber
hose, aoo poor, value of apparatus, etc., $9000; 35
volunteer members; gong alarm. T. J. Morrison.
Water Supply— Gravity and direct pressure;
water mains; 5 hydrants.
Grinnell. Poweshiek Co.. population t33ao; z
steamer, 9 bose carts; zhook and ladder truck;
z8co feat of hose; 40 vohinteer members. S. J.
Preston.
Water Supply— Cisterns and wells. G. M.
Christian, Mayor, J. P. Lyman, Town Clerk.
6r«B47 Goatrey Grundy Co., population tz909;
mercantite buildings, brick, two stories; wooden
roofs permitted; frame dwellings, one and a half
stories; 9 chemical engines; value, $asoo; 3ovohin-
teers; annual ezptnsaa. $zao; ball alarm. WQUam
Stuart.
Water Supply— Wells and dstems. S. Haya,
Mayor; B. G. Engringw, Town Clnk.
Gvthrlo Ceatio. Guthrie Co., population zooo;
brick and wood buildings, one and ahalf and two
stories; department consists of a chemical engines
on wheels, 3 chemical extinguishers; 300 feet good
rubber hose; value of apparatus and supplies, $z8oo;
36 volunteer members; bell alarm. H. A. Swane.
Water Supply— Wells. E. R. Sayles, Mayor;
L. Neodham, Town Cleric
OattOB^rg. Clayton Co., population fzzas;
area, 640 acres; fire limit, same; sale and use of fire-
crackers prohibited; mercantile buHdiags, brick
and stone, three stories; wooden roofs permitted;
frame dwellings, two stories; department consists
of z hand engine, z hook and ladder truck, z hose
carriage; 500 feet good rubber hose, 500 feet good
cotton; value of apparatus and supplies, $x8oo; a
buildings owned, value $z6«o; 45 volunteer mem-
bess; bell alarm. Wm. NoTte.
Water Supply— River and raihroad tank. H.
Eckart, Mayor; A. Class, Town Clerk.
HamptOBy nnaakliu Co., population tzyzs; z
hand engine; z hook and laador truck; 700 feet
rubber hose. C. W. Boutin.
Water Supply- 5 cisterns. S. J. Parker, Town
CleriL
Harlan 9 Shelby Co., populatkm 11723; area,
z6o acres; fire limit, 6 acres; fireworks ordinance;
brick and frame buildings, two stories; department
consists of z hand engine, z steamer, 5 chemical
extinguishers, z hook and ladder truck, z hose car-
riage; zooo feet good cotton hose, zoo feet rubber;
value of apparatus, etc, $5500; z building owned,
value $9000: 76 volunteer members, a full paid; ez«
penses in z88d, $800; bell alarm. L. M. Kerr.
Water Supply— 8 dstems, supplied bv steam
pumps, capacity 650 barrels each. F. M. Bowlin,
Mayor; J. S. Mills. Town Clerk.
Ida GrOTOy Ida Co., population taooo; firame
buildings, one and a half and two stories; Z5 volun-
teers; bell alarm. T. Panott.
Water Supply— Water-works; gravitv and di-
rect pressure: Knowles pump, daily capacity 90,000
gallons; 9 miles street mains; zz hydrants; pressure
Z95 pounds; cost of works $zo.3oo; annual expenses
$600. J. A. Case, Pres.; J. C. Higgins, Supt.;
W. A. Noble, Mayor; A. Schaefer, City Cleric
Ijidepea4eBce« Buchanan Co., population
t3394; area, Z3S0 acres; fire limit. Z76 acres; fire-
works ordinance; mercantile buildings, brick, two
stories; shingle roofe not permitted in fire liisiits;
dweUings, wood, one and a half and two stories;
department consists of z steam engine, z hand en-
gine, z chemical hand extinguisher, z hook and lad-
der truck, 3 bose carnages; Siamese couplings in
use; 9600 feet good rubber hose, 150 feet poor; Z50
feet oottoo, good; value of apparatus and supplies,
$10,000; z building owned, $19,000; 7^ members,
volunteers; annual expenses, $300; bell alarm.
Chief appointed by council.
Water Supply— River and wells; direct pump-
ing system; capacity of bmedley pumps dail^
9,000,000 gallons; 41 hydrants; 5 miles mains; di-
ameter 6 to zo inches; zo Ludlow gates; 30 meters
(various); pressure 65 to aoo pounds; cost of works,
$43,000; annual expenses, $5,000; operated by dty.
A. D. Guemsev, Supt.; D. W. Howard, Mayor;
Rufiis Brewer, City Clerk.-
Idiamola, Warren Co., population taoSz; hook
and ladder truck; z house ; bell alarm; 96 members.
M. R. Judkins.
Water Supply— Public wells. E. N. Hart-
man, Town Cleik.
Iowa City, Johnson Co., population *7coo;
area, zaSo acres; fire limit, 390 acres; fireworlu
56
Fire Protection and Water Supply.
IOWA— GwiAMMtf.
ordiiumoe; mercaotile buildings, bride, two and
three stories; dweUincs, frame, two stories; depart-
ment consists of I hand engine, i hook and ladder
tmck. 3 hose carriages; Siamese couplings used;
1900 feet good rubber hose, 300 feet poor; 500 feet
^ood cotton hose; value of apparatus, $5000; build-
ings, $16,000; z rented, $125 per annum; Z50 vol-
unteer members; annual expenses, $700; bell and
telephone alarm. Chief elected by members. W.
J. Reese.
Water Supply— Cisterns, supplied from build-
ings; also artesian wells; water-works; Holly sys-
tem; direct pressure; capacity of pumps daily
3,000,000 gallons; 93 hydrants; o miles mains; di-
ameter 4 to 90 inches; 43 Ludlow-Eddy eates;
pressure 50 to 140 pounds; cost of worJcs, $85,000;
annual expenses, $4000; operated by private com-
pany. G. B. Denison, Pres.; Jay Chaltham, Supt.;
£. M. Reno, Mayor; W. F. HoU, City Clerk.
Iowa Falls, Hardin Co., population *9ooo;
brick and frame buildings, ona and a half to two
stories; wooden roofo permitted; i horse-power en-
gine; I hook and ladder truck; z hose carriage;
1000 feet good cotton hose; value of apparatus, etc.^
$4500; 56 members, volunteers; annual expenses,
$100; bell alarm. E. O. Soule.
Water Sdpplt— zz cisterns; capacity 500 bar-
reU each. Wm. Woods, Mayor. W. T. ReynoUs,
Town Clerk.
JeflenoBy Greene Co., population Z444; build-
ings, brick and wood, one and two stories; wooden
roofs; department consists of z hand engine, z hook
and ladder truck, 9 hose carriage*; zooo feet rubber
hose, good; value of apparatus and supplies, $3000;
50 volunteer members; expenses in z888, $900; bell
alarm. M. Head.
Water Supply— Wells and cisterns; 3 reser-
voirs; capacity zsoo barrels. B. S. Young, Town
Clerk.
Keokak, Lee Co., population *z8,964; area,
Z98o acres, fire limit, 500 acres; fireworks ordinance,
mercantile buildings, brick and stone, three and four
stories; wooden roofs permitted; dwellings, frame;
one and a half and two stories; department oonsisU
of 9 steam engines, in reserve; z nook and ladder
truck, 4 hose carriages; 3900 feet cotton hose, good;
6 horses; value of apparatus and supplies, $r5.ooo;
3 buildings owned, value $7006; membership 90;
raU paid members 4; part paid 16; telephone alarm.
E. H. Wickersham.
Water Supply— River; water^works; direct
pumping; Holly system; daily capacity ot pumps.
3,000.000 gallons; Z05 hydrants; Z5 miles mains;
diameter 6 to Z4 inches; Chapman gates; 95 meters
(various); pressure 90 to 140 pounds. J. HT Purdy,
Pres.; Owen Jones, Sunt.; J. N. Irwin, Mayor;
W. J. Fulton. City Clerk.
KmozTille* Marion Co., population 3500; area,
9560 acres; fire limit, 3 blocks; fireworks ordinance;
mercantile buildings, brick, two stories; dwellings,
frame, one and a half stories; department consists
of z chemical engine, 4chemioBl hand extinguishers;
Z500 feet rubber hose, good; 50 feet poor; 300 feet
linen hose, good; Z50 feet poor; value of apparatus
and supplies, $9500; z building used owned oy dty,
value $4000; membership 96, volunteers; annual ex-
penses. $75; bell alarm. Jas. Wolf.
Water Supply— Reservoir; steam pumps; 1%
miles mains; stand-pipe, Z9Z feet; z8 hydrants.
Morris Lever.
lABtlaff. Allamakee Co., population tz793;
fireworks ordinance; mercantile buildings, bride and
stone, two and three stories; dwellings, wood, two
and three stories; department consists of 9 hand en-
gines, z hook and ladder truck, 3 hose carriages, 3
fireboats; zooo feet rubber hose, good; value of ap-
paratus and supplies, $5900; dty buildings used;
memt>ersh^ jp, volunteers: aamal expeaics, }^
bell alarm. Chief dected by company.
Water Supply— Watcr-wocks; 9 aitessa vdk
9 miles street mains; diameters to6iacfacs; rhr-
dranU; annual expenses of water departaient,$a^
J. W. Thomas.
La Porte City. Black Hanrk Co., popaUioa
tzoS4; total area, 040 acres; fireworks oxdiBasfie;
bride and fi«me buildings, one to two stones,' d^
partment consists of z hand fire engine* a cbesuot
hand extinguishers, z hook and ladder tradi. a boe
carriages; 700 feet good rubber hoee. 300 liaoi;
value of apparatus, etc., $zoop; z tnaffiiif vied,
value $m; membership 50. volunteers; vogsa
in z888, $150; bell alarm. Chief reoomnendedh
company, but elected and qualified by tovaoosaa.
Water Supply— In business part of tovs ooiy.
I«e Mars. Plvmouth Co., popolatioo 5000; iro,
400 acres; fire limit, zoo acres; mercantile fasi^
ings, brick, two st6ries; shingle roofs perminedoa
old buildings only; dwellings, frame, one and ?n
stories; department consisu of z steam enginti
hose carriages; z hook and ladder truck; samet
couplings used; 9000 feet linen hose, cood; n^
of apparatus and supplies, $7500; 3 buildmgsovBed.
value Wisoo^ membership 30, part paid; saniol or
penses, $500; beU alarm. J. M. Dunn.
Water StJpPLT-HK> drtven weUa; wbIcmioi^
Holly system; direct punptnff; daily capedrr^
pumps 9.000.000 gallons; 5Z ntdrants; 4X b^
mains; 90 gates; cost of works, tiSOiOOo; asmilA-
penses, $9000. J. M. Dunn. Pres. and Sapt; T
J. Priestly, Mayor; P. Egan, Jr., Town ClecL
liveasy Lucas Co., populatioii tx5i9b' C(*3«
buildings, one and two stories; wooden roa6 pa-
mitted; 4 chemical hand extinguishers; z bookaad
ladder truck; membership, 40; volunteer^ usai
expenses, $950; bdl alarm. A. B. Ricbd.
WATER Supply— Wells. JohnDavioe.
LyoBS* Clinton Co., population ^6000; i bi:^
engine; 4 hoae carriages; 9500 feet of good boe
zoo volunteers. C. L. Root.
Water Supply— Water-works; grari^ta^^
ract pressure; z reservoir, 76 hydrants; 10 vJo
street mains; diameter 4 ^ H iocfaes; 3$ l^n^
gates; 3 Crown meters; pressure 45 to zoo poun^
D. J. Batchdder, Pres.; H. D. Root, Sopt; L t
Dean, Town Clerk.
MeGrecor, Clayton Co., populadoa tM4:^ °;
tal area, zoo acres; fire limit, 80 acres; brick m
fivme buildmgs, two stories; departmeat coosaoa
z hook and ladder truck; 700 feet ffood liaen bosc
value of apparatus, etc., $zsoo; viOne ot boikiac
owned, $500; 60 volunteers. G. McGtegor.
Water SUPPLY— Artesian wdL ArtfiurHtt:^.
City Clerk.
Manolieatert Delaware Co., populatiaa 1253^
area; 9680 acres; fire limit, z6o acres; firt«vb
ordinance; causes of fires investigated; mercas^
buildings, stone and brick, two and thrre ston^
fireproof material for roofs; dwellings, brick »
wood, two and three stories; department coBsi5tsc|
z steam engine, z chemical engine. 12 chea^
hand extinguishers, z hook and ladder track, a tx»
carriages; damese couplings used; 9000 feet nibt»|
hose, good; 500 feet poor; value of t^yptf^^H^^
supplies, $z9,ooo; 9 buildings owned, valoe $0^^
membership zi8, volunteers; bell alarm. O^
elected by department and approved byoonncil J-
J. Fields. „
Water Supply— River and wdh. Chas. »•
Day. City Clerk.
MaaniKg. CarroU Co., populatkm 10B4: ^
and brick buildings, one and two stories; vwos
roofs permitted; z hose carriage; 600 feet of g0°
cotton hoae; vahie, $600; 95 volunteer BeaWflT
bdl alarm. W. J. Morrow. _^
Water Supply— Tank syatem; giarity pw-
Fire ProiecHon and Water SwppJy.
57
sure; % mile of nuuns; 6 hrdnnts; preasnre 85
pounds. R. W. Anderson, iWn Clock.
]laqQoket«9 Jackson Co., popokuioii '3500; 3
hose carringes; i hook and ladder truck; 7s mem-
bers; bell alarm. A. Thurst
Watbs Supply— Water-worin; stand-pipoMirefl-
sure 60 pounds. F. D. Fletcher, Supt.; M. Dnrn,
Mayor; — Chipp, Town Clerk.
Maiwivoy Iowa Co.. population 1x933; area,
^ acres; fireworks ordinance; mercantile build-
ings, wood and bfick, two stories; wooden roob
permitted; dwellings, brick and wood, one, one and
a half and two stones; department consists of 6
chemical hand extinguishers, x hook and ladder
truck, 3 hose carriages; Siamese couplings nsed;
1000 feet good rubber iiose; zoo poor; 350 feet good
cotton hose; 150 poor; 3 bmldings owned, value
$zooo; 75 ▼olnnteer members; annual expenses,
$3Qo; beU and telephone alarm. Chief elected by
companies and oonfinned by council. Jas. Pat-
ridge.
Watss SUPPLY—Direct pressure, direct pump-
ing system; a miles street mains; diameter, ^% io
6 inches; 9 hydrants; annual expenses, $35; Jas.
Patrldge, Supt.; A. J. Morrison, Mayon Gus
Holm, Town Clerk.
Marios, Linn Co., population *5ooo; 2 chemi-
cal engine; 6 chemical extinguishers; 3 hose carts;
I book and ladder truck; xooo feet good rubber
hose; 1500 feet good cotton; 80 volunteer members;
fire police, 35 men. D. P. Thurber.
Water Supply— Water-works; direct pressure
system. B. F. Seaton.
Marahalltowiiy Marshall Co., population
8398; 3 hook and ladder trucks; 4 hose carriages;
2300 feet good rubber hose; 350 feet poor cotton;
>o feet good linen hose; telegraph alarm, ix street
axes; xoo volunteer members. J. H. Johaatoo.
Watsk Supply— Water-works, direct pressure;
3,000,000 gallons capacity; zn miles ol street mains;
88 hydrants. H. Matiaon, J. Q. Trotter.
. Maaom City. Cerro Gordo Co., population
^4500; well equipped volunteer company; good
350I
box<
supply of hose. J. C. Williams, Jr.
Water Supply— Water>works. direei pressure;
hydrants at every comer. — Kellogg, A. R. Dale.
Miaaovri Talleyy Harrison Co., population
*3ooo; frame buildings; z hand engine, z hose caiw
riage; zsoo feet good rubber hose; value of appa-
ratus and suppues, $Z3oo; buildings, $5000; 40
volunteers; expenses in z888, $600; bell alarm.
Chief elected by ballot. W. Neufiod.
Water Supply— 6 wells and dstems. J. D.
McGavren, Town Clerk.
MontieellOy Jones Co., population *aooo; area,
800 acres; fire limit, 600 acres; nreworks ordinance;
mercantile buildings, wood and brick, one to three
stories; wooden roofs permitted; wood and brick
dwellings, one and two stories; department consists
of I hand engine, i hook and ladder truck, 3 hose
carriages; 400 feet rubber hose; 600 feet good linen
hose; value of apparatus and supplies, $3000; z
building owned, value $1500; 50 volunteer members;
annual expenses, $50; beil alarm. J. A. Chandler.
Water Supply— z reservoir; pumped by steamer
from wells. capacity750,ooo gallons daily; 4 cisterns;
number of miles street mains, 3^; 6 to 8 inches di-
ameter; 30 hydrants; 33 pounds pressure; annual
expenses of water department, $zz85. James
Graves, Charles Hagg.
Mo«At Ayr 9 Ringgold Co., population *z6oo;
brick and frame bimdings. one and two stories;
wooden and tin roofs permitted; z hook and ladder
truck, value $000; 30 members, part paid; bell
alarm. T. H. Leasure.
Water Supply— Wells.
Bfoant PleaMiBtf Heniy Co.. population
'4837; area, 3560 acres; fireworxs ordinance; mer-
cantile buildings, brick, three stories; shingle rooCi
permitted; wood dwellings, two stories; department
consists of z hook and ladder truck, z hose carriage;
zooo feet good rubber hose.
Watbr Supply— Water-worics; direct pressure;
stand-pipe system; 50 hydrants; 5 miles zo-inch
mains. — Glover, Supt.; Wm. McCoy, Town
Clerk.
Bfoant TemoB, Linn Co., population t85Q;
area, zoo acres; fireworks ordinance; mercantile
buildines, brick, two and three stories; brick and
wood dwellings, one and two stories; department
consists of z chemical engine, z chemical hand ex-
tinguisher, z hook and ladder truck; 600 feet ffood
rubber hose; value of apparatus and supolies, $i6oo;
membership, 35 volunteers: bell alarm, m. Kepeff.
Water Supply— Wells and dstems. J. V.
Myers, Town Clerk.
Hvtcatine. Muscatine Co., population *z3,ooo;
z hook and ladder truck, 6 hose carriages; 3600 feet
rubber hose, z6oo feet good cotton; 300 volunteer
men. G. Bitzer.
Water Supply— River; gravity and pumping
system; z reservoir, capacity z, 500,030 gallons; 60
hydrants; $% miles mains. W. Molls, Supt.; D.
T. Eaton, City Clerk.
Naahaa, Chickasaw Co., population Z306; area,
Z9ao acres; brick and frame buildings, one and two
stories; shingle roofs; department consists of 3 hose
carriages; zooo feet good cotton hose; 30 volunteer
members; bell alarm. J. M. GiUand.
Water Supply— a miles of mains from river: 3
steam pumps; 35 hydrants. W. A. Lytic, A. W.
Beach.
Nerada. Storv Co., population *Z499: area,
600 acres; fire limit, zo acres; fireworlu ordinance;
mercantile buildings, brick, two stories; dwellings,
wood, one and two stories; department consists of
z hand engine, z hook and ladder truck, z hose car-
riage; 300 feet good rubber hose; 3 fire companies;
Z50 feet good cotton; zoo poor; value of apparatus
and supplies, $Z5oo; z building owned by oty, value
$«x)o; b^U alarm. T. P. Worsley.
Water Supply— Wells. F. Thompson, Town
Clerk.
New HaoiptOBy Chickasaw Co., population
*aooo; 3 hand engines, 3 chemical extinguishers, z
hook and ladder truck, z hose carriage; zooo feet
good rubber hose; 70 volunteer men. J. A. Ryon.
Water Supply— Wells and cisterns. T. A.
Hamilton, Town' Clerk.
NewtoB, Jasper Co., population 13903; fire
ordinance; causes of fires investigated; mercantile
buildings, brick, three stories; wood dwellings, two
stories; department consists of z engine house, z
chemical engine, 35 chemical hand extinguishers, z
hook and ladder truck, 3 hose carriages; zooo feet
cotton hose, 350 teet good rubber hose; membership
70. volunteers; electric alarm, zo boxes. C. P.
AxteU.
Water Supply— z reservoir, supplied by pump-
ing from well, capacity 3800 gallons daily; 6 to 8
inches diameter; 14 hydrants; 45 pounds pressure.
A. K. Brown, Supt.; J. Stevens, Mayor; E. D.
Finch, City Clerk.
Norway 9 Benton Co., population ^500; frame
buildings, two stories; soo feet of good rubber hose,
and buckets; no fire department.
Water Supply— Town well and large railroad
tank. H. B. Haladon, Town Clerk.
Odebolty Sac Co., population zaoo; buildings,
firame, one, one and a half and two stories; woo<fen
roofs; department consists of z hook and ladder
tmck, 3 hose carriages; zooo feet of good cotton
5S
Fire Protee&on and Water Supply.
IOWA-^mMvm^
hofe; Taltw of appamhis, etc., $1500; 32 men,
▼olimteen. W. J. Summenrille.
Watxk Supply— Welb; pump to tmnk; t%
miles street mains; zo hydnmto; 4 fiddy gates; cost
of works, $8,500; pressure, 4o tote pounds; an-
nual expenses, Sjoo. Jos. waiter. SupC: C. M.
MUler. Mayor; W. C. Matthews, City CWL
Omaway Monona Co., population *i3qo; frame
buildings, one and a half ana two stories; wooden
rooCi permitted; z hand engine, z hodc and ladder
truck, a hose carriages; 400 feet good rubberhose;
600 feet good linen; value of apparatus, etc, $9000;
50 volunteer members; bell alarm. S. F. Seers.
Wat£K Supply— WeUs. P. K. Holbiook.
Town Clerk.
Osam, Mitchell Co., population tz86z; mercan-
tile buwlings, brick and stone, one to three stories;
wooden roofs permitted; dwellings, brick and frame,
one and two stories; z steam engine, z hand engine,
ao chemical hand extinguishers, z hook and ladder
truck; a hose carriage; 1000 leet good cotton hose;
value of apparatus, $400; 50 volunteer membos;
bell alarm. M. S. Stacy.
Water Supply— Cutems; 6 of «)0 barrels ca-
Gidty each, and smaller ones. £. S. Fonda,
ayor; F. Minioger, City Clerk.
Osceola, Clark Co., population *az58; area, 640
acres; fire limit, zo acres; fireworks ordinance;
causes of fires investigated; brick and finme build-
ings; z hook and ladder truck; value of apparatus,
$600; z building owned; value, 400; Z5 volunteer
members; bell alarm. L. Taylor.
Wates Supply— Wells and cisterns; artesian
well under construction. F. M.Kyte, Town Clerk.
Oskalooaay Mahaska Co., population *6oia;
area, Z465 acres; fire limit, jo acres; fireworks ordi-
nance; causes of fires investigated; mercantile build-
ings, brick, two and three stories; dwellings, frame,
one and one and a half stories; department consists
of hand engine, a chemical hand extinguishes, z
hook and ladder truck; zooo feet good rubber hose,
zooo feet poor; Z550 feet good cotton hose; value of
apparatus and supplies, $6000; z building used,
value $z6oo; membership. 95, paid part time; an-
nual expenses, $zooo; bell and electric whistie
alarm; z horse.
Wates Supply— Water-woiks; Z4 miles street
mains; diameter, 4 to zs inches; 58 hydrants; pres-
sure, 45 pounds; stand*pipe, capacity 3,000,000 gal-
lons. Jud. Coffen, Town Clerk.
Ottvmwa, Wapello Co., population *z6,ooo; i
steam engine, z hook and ladder truck, 6 hose car-
riages; 500 feet poor rubber hose; aoooteet good
cotton; 500 feet gcod leather; 5 buildings in use; 31
volunteer members; z horse. £. B. >^rd.
Watek Supply— Water-works, direct pressure;
z reservoir; Deane pumping machinery; zoo hy-
drants; z6 miles mams; diameter. 4 to z8 inch; 33
gates. Chapman, Eddy; ao meters, Wmthington;
pressure, 88 to Z50 pounds; operated by Iowa
Water Co. W. F. McCue, Supt.; W. W. Epps,
Mayor; M. A. Roberts, City Clerk.
Pella, Marion Co., population ^3700; z hand
engine, z hook and ladder truck, z hose cart; 700
feet hose; 85 members.
Water Supply— za wells and a cisterns; capacity
500 barrels each. John Van Maren, Town Clerk.
Perry, Dallas Co., population *30oo; frame
buildings, one to two stories; wooden roofs permit-
ted; department consists of z hand engine, a hose
carriages; 900 feet hose; value of apparatus and
building, $4000; ay volunteer members; annual ex-
penses, $zoo; bell alarm.
Watek Supply— 9 wells; direct pressure to
reservoirs: 3 hydrants; % mile mains, a gates;
— — w, 85 pounds. S. M« Thornky, llsjv;
W. Parmenter. City CkriE.
Bed Oaky M(
area, 600 aerai; <
ing causes of fires; mercantile
foriBfcs^
iB.bDek.tiD
dwHiia^ vQod, 1
two stories; department, 6 cheiniral hand edte- '
guishers, z hook and ladder trade. 3 hose euiiita; 1
namese couplings used; zocw IM rubber boR, \
rKi; z building owned, value 9^00; m mtw irfiiji, ,
volunteers; annual expenaes, $0000; tdcgniih '
and telephone alana, also teieplioiie system fnn
dty to pumping bouse at river. Thoa. H. Lee.
watek SuPPLY-^Water-worka; direct pupisf
system; a wdls, capacity 1,500,000 galkni m
Smith, Vaile k. Kaowles pumping maririwcir <v
capadty z.07S,ooo gaUons; 43 bydranti; 6 aia
street mains; diameter, 4 to za inima; zs gsfo; 17
meters; pressure, 70 to 90 pounda; coat of ««h
940,000; annual expense, ^iS^o; operated by or.
committee in charge. Wm. Bustec^ SopL; A.W.
Harding, Mayon n. C. Frendi, City Oeik.
Relnkeoky Grundy Co., popnlatioB sis; bdl-
ings. wood, one and two stones; wooden xatk, d^
partment consists of z hand engine, x boae csniaf.
ladders and hook; 800 feet ruBber hose, good, p
feet poor; value of apparatus and aopplies, f&ooc
members. Z5, z part paid; expenses in z888. (^
bell alarm. John Maholm.
Watek Supply— Water-worics; ffravitypRsat
force punop; z mile street mains; 6 bydrantk JaL
Gilispie, Town Clerk.
flabvla* Jackson Co., population *z8o7; sen.
^ acres; nre Umit, same; name boildiags; boIr
department, r hook and ladder truck.
Watek Supply— River and wells. £. C
Brown, Town Clerk.
flflUilbora. O'Brien Co., population "i&c;
buildings, bnck and frame, one and two suie:
wooden roofii permitted; department ooosisti of <
hand engine, a hose cairiages, fire hooks; 7°°^
rubber hose, good; value of ai^Muratos and s^
plies, $0500; membership 60, Fofamteen; wUas
alarm. Wairen Walker.
Watek Supply— Water-woriLs; lake; peaipisr
to tank and dbreet; Knowles marhfaety; dsOy ^
padty, 864.000 gaUons; 9 bydranca; x mile 4 >>^.
mains; 6 gates; pressure ao to Z50 pounds; cost 9(
works, $zo,ooo. W. Walker, Supt.; J. £. Dnb.
Mayor; H. D. Chapin, Town Cleilu
Shelby, Shelby Co:, population 549; boiMiBis.
frame, one and one and a half stories; depanae:
consists of Z3 hooks and ladders. st4 dicmical es-
tinguishers; value of apparatus and supplies, $15^
members volunteer.
Watek Supply— Wells. S. P. SeUeman,To«i
Clerk.
BhenaMdoahf Page Co., popolatioa sxoe;
buildings, brick and wood, two stories; departaetf
consists of z steam engine, z hook and ladder tnxk.
a hose carriages; 800 feet of hose; value of apps"
atus and supplies, $5000; membership. 30 vo*cft-
teers, z full paid; beU alarm; annual expenses, ^xt^-
J. W. Schuarty.
Watek Supply— Wdls. Jacob Smery. Tow
Cleric.
8lgonmeT» Keokuk Co., population \rf^
area, 740 acres; fire limits, 500 acres; frame boiid-
ings; department has 40 volunteer memben; 4
chemical hand extinguishers; hooks and laddefs;
bell and whistle alarm. J. A. Oelmeyer, Jr.
Water Supply— Wells and cisterns. WiB.
Richardson, City Clerk. (A committee has bees
appointed to investigate, with a view to <RClo«
water-works during present year.)
8iO ax City y Woodbury Co., populatioa *y^^^
area, 33,400 acres; fire limit. 3000 acres; firetrocss
Fire ProteeHan and Water Suppfy.
59
•rdinance; causes of fim teyettieated; mercantfle
»iiildiii|cs, brick and iron, two to five stories; shin-
lie rooft pennitted; dwellings, two stories; depart*
aent oonsists of x steam an^ne, in reserre, z nook
ad ladder trade, 3 hose carriaf es; Siamese conp-
ings used; 3000 feet rubber hose, sood; 4000 feet
otton hose, good; 9 horses; Talue <» apparatus and
applies, 9x0,000; a buildings owned, Talue $0900;
nembership, x8, paid; deetric alarm. Chief efed-
d by department, James Leitch.
WATER SupPLT—Water-worics; direct pumping
ystem; capadty, $4,000,000 gallons dailr: reser-
oirs; capadtv, 1,500.000 gallons; pressure xoo
rounds; ax miles mains; Gaskdl pumps, ^aa hy-
Irants; 138 gates. Wm. H. Barker, Supt; J. M.
:iealand. Mayor; W. G. Linn, City Clerk.
Spencer, Clay Co., population '8547; brick
ind frame bmldings, one and a half and two stories;
rooden roofi pennitted; x hook and ladder truck;
hose cart; 600 feet hose; xx members. Tolunteers;
alue, $600.
Water Supply— Wells; pumping system
rorks, direct and to resenroirs; capacity of pumps,
1600 barrels daily; X3 hydrants; x mile xo inch
nains; pressure 34 pounds; cost of works, $700.
i. Kunnath, Supt; J. Q. Adams, Mayor; Frank
Richardson, Town Clerk.
Stontt lAke* Buena Vista Co., population
x639; area, 640 acres; fire limit, la acres; fireworks
ordinance; mercantile buildings, brick, two itories:
Iwellings, frame, one to two stories; x hand engine;
> chemical hand extinguishers; xbook and ladder
ruck; 2 hose carriages; Siamese couplings used:
K» feet rubber hose, good; value of apparatus, $3.-
;oo: value of buildings used, $aooo; 48 volunteer
nembers; bell alarm. L. G. Malbine.
Water Supply— Wells, cUtems and tanks.
V. D. Bailey, Town Clerk.
Stvarty Guthrie and Adair Cos.. population
2x47; fireyrorks ordinance; frame buildings, one
ind one-half to three stories; x stram eosine; 4
:hrmical band extinguisher; a hook and ladder
rucks; 2 hose carriages; Siamese couplings used;
ioo feet good rubber bosie; 3ooieet canvas; value
>f apparatus, $9000; x building used, value $3900;
^5 volunteer members. Chief elected by depart-
nent. T. R. Neal.
Water Supply— 7 wells, capadty xa.ooo gal-
onseach; 3 tanks, capacity ao.ooo gallons each.
?. C. Frite, Town Clerk.
Tama, Tama Co., population 1610; buildings,
>rick and wood, two stories; shinale roofs; depwt-
nent consists of x hand engine, xbook and ladder
ruck, X hose carriage; xooo feet good cotton hose;
ralue of apparatus and supplies. $3700; 50 volun-
eer members; expenses in 1888, $75; bell alarm.
W, R. Lesser.
Water Supply— 4 large tanks; a hydrants,
rbos. Williamson. Town Clerk.
Templeton, Carroll Co., wood buildings, one
ind two stories; department consists of i hand en-
gine. I hose carriage, hooks and ladders; 500 feet
;ood bnen hose, 50 teet poor; value of apparatus and
lupplies. $650.
watbr Supply— X reservoir, capadty 300 bar-
•ds. John W. Noon, Town Clerk.
Tipton, Cedar Co., population 1x625 ; fireworks
jrdinance; mercantile buildings, bnck and wood,
:wo stories; shingle roofs prrmitted; wood dwell-
ngs. two stories; department consists of i chemical
sngine. 12 chemical band extinguisbers. i hook and
adder truck; yao feet good rubber hose, aoo feet
XMr; value of apparatus and supplies, $3000; x
:)uilding owned, value $2500; membership, 26, vol-
mteers; bell alarm. S. D. Casad.
Water Supply— Wells. W. Gihnore, Town
Clerk.
Toledo, Tama Co., population *axoo; firame
ud brick Imlldtngs, two stories; wooden roofs per-
mitted; x hand engine, x diemiea! hand extinguisher,
X hook and ladder tnu^, a hose carriages; xaoo
feet good cotton hose, 250 feet poor; membership
5$. volunteers; bdl darm. J. W. Ballard.
Water Supply— Cisterns. A. Q. Smith, Town
Clerk.
Tnier. Tama Co., populatkNi tx6x6; area, 240
lie and use of fireworks prohibited; firame
and brick buildings; department oonsists of x steam
fire engine, x hook and ladder truck, x hose carriage,
4 extinguishers; Siamese couplings used; xxoo feet
good hose; 400 fret fiedr, xoo feet worthless; vdue of
apparatus, etc., $3700; membership 35, 3 pdd part
time; expenses in x888, $190; bdl alarm; volunteer
fire patrol, 6 members. T, H. Greelis.
WATER Supply— Creek; 3 dstems, capadty
2200 barrds ddlv. D. £. Baker. Mayor; Wm.
Ladd, Town Cleric.
TiBtoSt Benton Co., populatkm ^3000; area,
X2o acres; fireworks ordinance; mercantile buildings,
wood and brick, one to three stories; wooden roofe
permitted; wood dwellings, one and two stories;
department oonsists of i steam engine, x hand en-
gine, 4 chemical hand extinguishers, x hook and
ladder truck, 2 hose carriages; Siamese couplings
usf d; 1200 feet good rubber hose, xoo feet poor; 800
feet good cotton, 300 feet poor; value of apparatus
and supplies, $7000; x bmlding owned, vdue $3poo;
membership 70. volunteers; bell alarm. ChieJf
dected by department and appointed by coundl.
Henry Jones.
Water Supply— 2 tanks and 6 cisterns, supplied
by engine from river and from roob of buildings,
capacity 4800 barrds daily; water-works to oe
erected. C. S. Bennett, City Clerk.
WashinfftoBy Washington Co., population
13004; area, xsoo acres; fire limit, same; fireworks
ordinance; mercantile buildings, brick, two and
three stories; wooden roofs; wood and brick dwell-
ings, two stories; department composed of i hand
engine, x hose cart; xooo feet hose; X hook and lad-
der truck; vdue of apparatus, $3000; x building
owned bv dty, value $7000; membership 80, volun-
teers. H. L. KendalL
Water Supply— Cisterns and wells. It is re-
ported that water-works will be constructed daring
X889.
Waterloo, Black Hawk Co., populatton *7aoo;
area, 25,600 acres; fire limit, xxs acres; fireworks
ordinance; wood and brick buildings, one and a
bdf to three stories; department consists of a steam
engines, x hand engine, x hook and ladder truck, 6
hose carriages; Siamese couplings used; xooo feet
good hose, aoo feet poor; x8oo feet good cotton
hose; factories have xooo fret of hose and thdr own
waleiv works; vdue of apparatus and supplies, $9600;
6 buildmgs owned, value $3200; xoo members. 5
paid; annud expenses. $600; bdl darm. Chief
dected by coundl.
Water Supply— River; water-works; direct
pressure; xo miles 12-inch mdns; capacity 3.500,-
000 nUlons daily; xo dsterns, capacity 6000 gallons;
XXI hydrants; 45 pounds pressure. J. F. Wall.
Warerly, Bremer Co., population *a8oo; x
hook and ladder truck, x engine, 2 hose carriages;
1300 feet of hose; 65 volunteer members. C. H.
Barrows.
Water Supply— River and 3 dstems, capacity
500 barrels each. E. W. Risdon, Town Clerk.
Webster City. Hamilton Co., population "3200;
area, x88o acres; nre limit. 420 acres; fireworks or-
dinance; mercantile buildings, brick, two and three
stories; tin roofs; wood dwdlings, two stories; a
hook and ladder trucks, a hose carriages; bdl
alarm. J. H. Lenhart.
Water Supply— Water-works; tank and steam
pumps; xK inilc* ^ street mdns, 6 inches dtameler;
X5 hydrants; xoo pounds pressure. S. fi. La Barr
A. P. Fleaming.
6o
Fire Protection and Water Supply.
IOWA— CMAwAf.
West Likertf, Muscatine Co., population
ti288: brick and frame buildings, one and two sto-
ries; z hand engine, z hook and ladder truck, z hose
carriage; 600 feet poor cotton hose; value of appa*
ratus, etc., $8500; 40 volunteer members; bell
alarm. M. Polders.
Water Supply— Cisterns. T. K. Chase, Town
Cleik.
West UmioBy Fayette Co., population *9ooo;
z chemical engine; i chemical extinguishers; z
hook and ladder truck; zoo feet new rubber hose.
Frank Hobson.
Watek Supply— Wells and cisterns. T. L.
Green, Mayor; Frank Camp, Town Clerk.
Wilton Juaetioiiy Muscatine Co., popula-
tion *Z5oo; z hand engine; z hook and ladder truck;
a hose carts; 800 feet good hose; 40 men, volun-
teers. Aaron Park.
Water Supply— a cisterns and wdls. C. W.
Norton, Mayon J. C. Parks, Town Clerk,
Wiaterset, Madison Co., population ta43z;
fireworks ordinance; mercantile buildings, bnck,
two stories; frame dwellings, one and one and a
half stories: department consists of z steam angine,
z hand engine, z hook and ladder truck, 3 hose car-
riages; zzoo feet rubber hose; value of apparatus,
$5000; z building rented, annual rent zoo, value
$500; 30 full inid members; annual expenses,
$588; telephone alarm. C. Armbrest.
Water Supply— za wells and ponds. F. D.
Campbell, Mayor; L. Shonp, Town Clerk.
The following places have no fire protection:
Adair, Adair Co., population 700. Adal, Dallas
Co , popnlatk>n Z500. AiBft, Story Co.. popo!*'
tion Z350. Akron, Plymontfa Co.. pqpaatiqs
500. Alden, Hardin Co.. population 80a AQff>
ton, Wayne Co., population Z500L Alfixn, Bntkr
Co., population 500. Alta, Buena Vista Co.,
population 800. Alton, Sioux Co., popolatm
zzas. Altoona, Palk Co., pomilatkm 500. Anita.
Cass Co., population 850. Ashton, Cteoeola Ca.
population 600. Aurelia. Cherokee Ca, popula-
tion 600. Avoca, Pattawatomie Co., popoialiao
9000. Battle Credc. Ida Co., population 600. Bay-
ard, Guthrie Co., populatioa 500. Bdmood,
Wright Co.. population zooo. Birmiachain. Vb
Bueren iCo.. population 550. Bloonfidd, Diw
Co., population z8oo. Bonaparte. Van Bares (X
population zooo. Brighton. Wasfaiagtoo (X
population zaoo. Brett, Hancock Co., populaooQ
800. Calliope. Sioux Co., popvdation zooo. Ctl-
mar. Winnesheik Co., population zooo. Cascade.
Dubuque Co., population *zooa ColnmbcsJaM>
Louisa Co., populabon ^956. Davis City. Doa-
tor Co., population 700. Davton, Webster C&.
population 700. Defiance. Shelby Co., pofxh-
lion 500. Delmar. Clinton Co.. population 50^
Dows, Wright Co., population 500. Eddynlk.
Wright Co., population zooo. Elgin, Fayette Co..
popiuation zooa Falrbank, Buchanan Co., popo-
ution 800. Farley, Dubuque Co.. popnlatioo6oo.
FarmingtOB, Van Buren Co.. populatioo looo.
Farragut. Fremont Co.. populaitioia te. Gancr.
Hancock Co., population 850. Giuaore Citr.
Pocahontas Co., population Z500. Gladbnok.
Tama Co., population 800. Greene, Btflff
Co., population 800. Hamburg Freooot Co.
population Z785, Le Claire. Scott Co., popsUtioi
ZQ30. Montrose, Lee Co., population zoia 0^
den, Boone Co., population 806. Water Suppt?.
wells.
KANSAS.
Abilesey Dickinson Co.. population ^5000: 50
chemical extinguishers; z hook and ladder truck; a
hose carriages; 80 men, volunteers. W. L. Alli-
son.
Watek Supply— Water-works, dfarect pressure,
zo miles mains; 55 hydrants; 80 pounds pressure.
J. E. Bonebroke, Supt.; W. P. Seed, City Clerk.
AvtliOB79 Harper Co., popu1atk>n faiaa; stone,
brick and frame buildings, one and two stories; a
hose companies; 45 men, volunteers; value of ap-
paratus, house and lot, $3000; annual expense,
$aoo: bell alarm. W. H. Adyer.
Water Supply— Water-works; stand-pipe;
capacity, Z5o,ooo gallons; 4K miles of mains; 50
hydrants. Jas. Smith, Town Clerk.
Arkansaa City, Cowley Co., population
*6o66; 3 hose carts. Allen Mowry.
Watek Supply— Springs; system pumping to
stand pipe; Blake pumps daily capacity 3.000,000
gallons; Z54 hydrants; Z3 miles mains, diameter 4
to za inch; 59 Chapman gates; 8 meters. Worth-
ington. Crown; pressure 30 to zao pounds. Oper-
ated by Interstate Water-works Co. of St. Louis.
M. L. Andrews, Supt.; J. W. Heck, City Clerk.
Armoiirdaley Wyandotte Co. See Kansas
City.
Arnutronff. Wyandotte Co. See Kansas
City.
AtohiaoDy Atchison Co., population 23,000;
steam fire engine; z hook and ladaer and chemical
truck; a hose carriages; Z900 feet of good hose; Z4
members. W. C. Barnes.
Watek Supply- Capacity of reservoirs (2)
2.500,000 and 5,000.000 gallons; 8 miles mains; 85
double hydrants. E. S. Wills, T. B. Gerow.
Beloit, Mitdiell Co., population *35oo; build-
ings, stone and wood, one and two stodes; depart-
ment oonsisu of z hook and ladder truck, a bose
carriages; Z500 feet good rubber hooe; 60 volusttcr
members; bell alarm. L G. White.
Water Supply— Water^woite. direct piti'
sure; steam pump; 36 hydrants. A. F. Fleicbet.
Pftul Cosby, City Clerk.
Banker Hill. Russell Co.; stone boildiigL
two stories; shingle roois; fire department jist *f'
ganised. T. E. Harbough.
Water Supply— Water-worics: gravity snd 6-
rect pressure; 4 miles street mains: shydnas.
W. H. Biays, Supt; J. B. Miller.
BarliBgamet Osage Co., populatkw *tSk,
area and fire limit. 350 acres; mercantile boildiB^
stone and wood, two stories; wooden rooCi petaii-
ted; wood dwellings, one and a half and two ^
ries; department consists of z chemical eop^ ^
chemical hand extinguishers, z hook and lid^
truck; 150 feet rubber hose in good coaditi'w.S'
feetpioor; value of apparatus- and supplies. fi^K
z building in use. owned by city, value ^^on^
volunteer membm; bell alarm. Chief uppcfofti
by Mayor. W. Thomas.
Water Supply— WeUs. W. B. Oliver.
Bvrlingtoii, Coflfev Co.. popukition *4"^
area, zooo acres; fire limit, 35 acres; stone. l>n^^
frame buildings, two and three stories; departmo*
consists of 3 hose carts, Z400 feet of hose, lsd»5
and hooks. George G. Hall.
Water Supply— Wa'er-works; direct pressnit:
stand-pipe. James O'Neil, O. P. Manck.
Cawicer City. Mitchell Co., popuUtion i5««
stone and frame buildings, one ana tro stones;
bu<dcet brigade.
Water Supply— Good wells. J. W. McGhe^
Town Clerk.
CherryTale, Montgomery Co.. popolitioi
' »; a hose carts; 9000 feet hose; somen,
Ater Supply- WateiHroritt. E. a Om^t.
'IS^A
Fire JProtection and Water Sujpply.
6r
Chetraa, Labette Co., popoltdon 3900; brick
and wood buildiBgi, one and two stories; da^rt-
ment consists of z hook and ladder track, 100 rub-
ber bnckets; so volnnteer members.
'Watbk Supply— River; water-works in course
of coDstniction. J. H. F^e, Qty Clerk.
Clay Ce«ti«9 Clay Co., population 8060; area,
640 acres; fire limit, zao; bride and ftame buildings,
two to firar stories; department ooDsists of z hand
enicine, z hook and ladder truck, a hose carriages;
zzoo ieet food rublMr hose; Talue of apparatus and
sappUes, 99450; z building, value $5000; 53 volun-
teer members; electric alarm. W. N. Benedict.
IVater Supply— Wells; Holly system; direct
pumfMng, capacity ol pumps z,5oo,ooo gallons; 4Z
hydrant^ 5 miles mains; 00 gates. Chapman; works
cost $75,000; annual expenses $a5oa pressure 40
toaooDounds. James Hanna, Supt.; A. McArthur,
Ci^ Clorii.
Clyde. Cloud Co., population Z770; brick and
frame bdidinn, one and a half and two stories; z
faook and ladaer truck; z hose carriage; 550 teet
good rubber hose; bell and whistle alarm.
"Watek SupPLY—Water-woriu; z reservoir, ca-
pacity z,ooo,ooo gallons; Deaae pumps; 4 miles
street mains; 40 hydrants. S. R. Kinch, W. H.
Savary.
CoDCordifty Cloud Co., populatk>n *6ooo; area,
aooo acres; firt limit, Z5 acres: causes of iires inves*
tigated; frame and brick buUding, one and two sto-
ries; z hook and ladder truck and hand extinguish-
ers; value of apparatus, etc., $Z5oo; z building,
value $Z7So. J. Greene.
Watbk Supply— Water-works; tube wells; sys-
tem, pumping to stand-pipe and direct; Deane
pumps, daily capacity z,ooo,ooo gallons; 50 dy-
drants; 6% miles mams: 40 gates; pressure 70 to
zas pounds; works cost ^,000, and are owneid by
city. Geo. W. Greggs, Supt.; D. H. Judy, Ci^
Clerk.
Covttell GroTe. Morris Co., population *30oo!
brick, atone and name bidldings, two stories;
shingle roofe; z ho<^ and ladder truck; z hose car-
riage; zooo Cset good rubber hose; 35 volunteer
members; expenses in z888, $1000; electric alarm.
C. H. Shafier.
AVater Supply— Water-works; gravity and
pnmpiBg to stand^pe; Davidson pumps, capacity
a,ooo.ooo burels every 24 hours; 4 miles street
mains; 37 hydrants; pressure 60 pounds. F. S.
Armstrong, Supt.; C. H. Shafier. City Clerk.
I>o49e City. Ford Co., population 5503; brick
and wood buUkungs, one and two stones; z hook
and ladder track, 3 hose carriages; zaoo feet good
cottcm hose; 79 volnnteer members; expenses in
x888, $780; bell alarm. C. M. Beeson.
>Vatbs Supply— Water-works; gravity pres-
sure; z reservoir, capacity 86,400 gauons; Smith-
Vail pumps; capacity, 75,000 gallons each; 9 miles
streetmains; 54 hydrants; pressure, oz pounds. F.
A. Heineke, Supt; Geo. F. Jones, City CleriL
El ]>orado, Butler Co., population *6ooo; z
hook and ladder track, 3 hose carts. J. W. Tedford.
"Water Supply— Water-works; stand-pipe sys-
tem; Blake pumps; dailv capacity, z,5oo,ooo gal-
lons; 67 hydrants; 8 miles mains; 35 Chapman
gates; 8 Crown meters; pressure, 90 to Z50 pounds;
cost of works, $50,000; annual expenses, S3000; a^
miles mains to be laid during 1889. G. B. Camp-
bell. Supt.; C. F. Brenton, City Clerk.
EMporta, Lyon Co., population *zz,ooo; z
book and ladder truck, a hose carriages; 2800 feet
20od rubber hose; so men pud half time, 3 paid
_^ time; 5 horses. R. W. Jeremy.
"Watss Su?ply— River; Holly system; pump*
in^ to reservoir aad direct; daily capacity of pumps,
0,000,000; Z30 hydrants; as miles mains; 325 gates,
£004
llllll
Cassin and Eddjr; pressure, 70 to Z40 pounds;
works cost $935,000; annual expenses, $6,ooob
R. W. Jeremy Supt.; H. Alexander, City Clerk.
Bvrekaf Greenwood Co., population 3500;
area, 640 acres, fire limit, same; bnildmgs, fnime;
chemical extinguishers; hook and ladder outfit. V.
Pberris.
Water Supply— River; system pumping to
stand-pipe and direct; Deane pump; daily capacity,
250,000 gallons; 36 hydrants; 6 miles mains; 36
gates; pressure. 80 pounds: cost of works, $80,000;
annual expense, $800. F. DeebUrt, Supt.; Dr.
Watson, Town Clerk.
Fargo BpriagSy Seward Co.. populadon 400.
buildings, bnck and wood, one to three stories; de-
partment consists of 5 hand and a steam engines, a
nook and ladder tracks, k hose carriages, 500 chem-
ical extinguishers; 3cxx> feet good rabber hose; 14.
horses; value of appuratus and supplies, $7500; Z40
members. 40 full paid; expenses in z888, $9000; elec-
tric alarm. L. A. Etsold.
Water Supply— Wind engines, direct pressure;
8 miles street mains; 97 hydrants. NewmiUer,
G. S. Flein.
Fort Soott, Bourbon Co., population Z4,ooo;
mesnantile buildingB, brick, three and four stories;
dwellings, brick, two stories; department consists of
z hook and ladder truck, 3 hose carriages, 3500 feet
good rabber hose; value of apparatiu and supplies,
$3700; buildings owned, value fxaoo; 60 volunteer
members; telephone alarm. H. Boseman.
Water Supply— Water-works; stand-pipe and
pumping system; a reservoirs; Worthington pumps;
capacity 4.000,000 daily; Z3 miles street mains;
diameter. 6 to za inches; 75nydrants; pressure, 80
to Z50 pounds; an additional reservoir and filtering
plant proposed during present year. H. C. Mes-
singer, Supt.; W. F. Patterson, City Clerk.
FredoBia, VHlson Co., populadon Z487; build-
ings, brick, two and three stories; department con-
sists ol z hook and ladder track, z nose carriage;
zooo feet good cotton hose; value of apparatus and
supplies, $3000; 50 volunteer members; expenses in
z888, $aooo; bell alarm. C. C. Rapp.
Water Supply— Water-works; direct pressure;
z reservoir; capacity, 3,000,000 gallons; 5 miles
street mains; 50 njrdrants; pressure, Z50 pounds, J.
A. O'Neal, Supt; W. D. Chrisman, City Clerk.
Ctelesay Cherokee Co., population *5ooo; z
hook and ladder truck.
Water Supply— Water-works in course of con-
stracdon; system not described. H. Bender, Towik
Clerk.
Garsett, Anderson Co., populadon ^3000; r
hook and ladder track; hand engine, with hose;
volunteer department
Water Supply— Wells and 4 cisteras. H. M.
Ellis.
Girardy Crawford Co., populadon *3ooo; brick
and frame buildings, two stories; z hand engine, r
hose carriage; 800 feet of good rabber hose; 500
feet poor; value of apparatus, etc., $zooo; Z5 men»
paid; annual expenses, $300; bell alarm. H. A.
Crawford.
Water Supply— Well, pumped into tank; z
mile of street mains; direct pressure. Wm. Osborn,.
Austin Hawley, Town Clerk.
Great Bendf Barton Co., population 4000;
brick, stone and frame buildings, one. two and
three stories; department consists of a hose carriages;
zaoo feet good cotton hose; value of apparatus and
supplies, $3500; 35 volunteer members. W. B.
Conell.
Water Supply— River; system, pumping to
stand-pipe and direct; daily capacity of pumps
z,ooo.ooo gallons; 49 hydrants; 7 miles mains*
quahty water alkaline, not filtered; pressure 4^
62
Fire Protection and Water Supply.
^.
KANSAS— GmiIAmm/.
loo ponnds. G. N. Moses, Supt; W. E. Stokes,
City Clerk.
Greensbargy Edwards Co.; brick and frame
buildings, twe stories; shingle roofii; department
consists of z hook and ladder track, a hose cap*
riages; aooo feet good rubber hose; aS volunteer
members*
Water Supply— Water-works; system, direct
and pumping to reservoir; Knowles pump, daily
capacity 750,000 gallons; 35 hydrants; 3K miles
mains; pressure 40 to 80 pounds: cost of works
" 5,000. G. R. GUlett, Supt.; C. S. Neal. Mayor;
^'.Bagley, City Clerk.
Harper f Harper Co., population *400o; fire
company, with hook and ladder, to be organised at
once.
Water Supply— Water-works in course of oon-
structioa.
Hares I Reno Co., population 1x4x5; mercantile
buildings, orick. fDur stones; frame dwellings, two
stories; shingle roofi permitted; aoo buckets; no
fire department.
Water Supply— River.
Hiawatha, Brown Co.. population 3500; total
area, 400 acres; mercantile buildings, brick and
atone, two and three stories; frame dwellings, one
aad two stories; x chemical engine; xa chemical
hand extinguishers; a hook and ladder tracks; a
hose carriages; XX50 feet good rabber hose; bell
alarm. Chas. V. Fyie.
Water Supply— Wells and cisterns; s^em.
pumping {to stand-pipe; Deane pump, daily ca-
pacity X, 000,000 gaJk>ns; 43 hydrants; 6^ miles
mains; 50 gates; pressure 50 to X25 pounds; cost of
works $5x,Qpo. C. H. Lawrence, City Clerk.
Howard, Elk Co., population \ija2\ stone and
frame bidldlngs, one to two stories; i hand engine;
1 hose carriage; aoo feet good rabber, aoo feet poor,
500 feet good cotton hose; value of apparatus, etc.,
$1500; a4 Yolunteer members. John MarsbalL
water Supply— Walls and dsteras. Geo. K.
Ried, Town Clerk.
Hnmboldti Allen Co., population tao45; xhook
and ladder trade.
Water Supply— Reservoirs and river.
Hntehiaaoat Reno Co., population 1500; brick
and wood buildings, two and three stories; depart-
ment consists of 3 hose carriages; xaoo feet good
rabber hose; value of apparatus and supplies, $aooo;
24 yolunteer members; expenses in x888, $xooo;
telephone alarm. W. P. Kohr.
Water Supply— inexhaustible wells; direct
pressure; 5 miles street mains; 60 hydrants. L. A.
Beebe, Supt.; Chas. Hall, Town Clerk.
Independence} Monteomery Co., population
*5ooo; area, xaoo acres; fire limit, 40 acres; fire-
works ordinance; causes of fires investigated; mer-
cantile buildings, brick and stone, two stories; wood,
stone and fari^ dwellings, one and two stories; x
chemical engine; x hook and ladder track; a hose
carriages; x6oo feet rabber hose; value of appara-
tus and supplies, $4000; x building owned, value
$3500: XI volunteer members, but paid for time
served at fires by the city; bell alarm. L. Shadley.
Water Supply— Water-works; direct pressure;
sUnd-pipe; capacity 1,500,000 gallons per day; 5^
miles mains; 53 hydrants. L. C. Mason, J. B.
Underhlll.
lolay Allen Co., population aooo; area, x8o
acres; ,fire limit, xo acres; fireworks ordinance;
frame and stone buildings, one and one-half and
two stories; no fire department.
^ Water Supply - WeUs. W. P. Northroup,
Village Qerk.
Jnmetlon €U7f IH^ Co..
I hook and ladder truck; ^ boa
feet good rabber bose; 400 feet food
75 volunteer members. A. L*. Ben
Water Supply— Water-woria;
ing to reservoir; Deane pumpa;
x,ooo,ooo gallons; 6x hydranta; 6
rands; annual expense
C.Zeigl* - - -
diameter 4 to xo inch; 6 gates; ptcamie 8 to kc
al expense I4000; operated byoi;
Supt.; A. P. TVott, aty Ctak.
City, Wyandotte
Wyandotte, Armstrong and Armc
tion *5o,ooo; fireworks ordinmnce;
buildings, brick, two stories; tin roo6; dedincL
wood, out^e of fire Umits, two atories; i hookasd
ladder track; 6 hose carts; value of apparA.er
$x5.ooo; ax pakl mm; a8 part paid; 14 bons
telephone alarm. Chief appointed by MsTf.
Four private fire companies, with appaiatas. J. v-
Paul.
Water Supply— Rivers; system, diied ei
pumping to reservoir; Worthingtoo, Hot?
pumping machinery; xxo hydrants; XS f^
mains, 4 to 36 inch; Ludlow. Gnlvin. aod Ear
gates; 76 meters. National; pressnre 60 10 cc
pounds. G. E, Taintor, Prea.; B. F. Jtaa
Supt. J. J. Moffitt, City Clerk.
JKinaleyt Edwards Co.. populntion X500; M
and wood buildings, one and a half and two snoes
5 chemical extingutehers; ladden andbadEets:fle
organized company; bell alarm. B. M. Boo.
WATER Supply— Water-worlKs; direct p»
sure; 4 miles street mains; 37 hydrants; so O^
man gates; Deane pumping macfainecy djAy »
pacity, 3,000,000 gidlons; cost of works $4^^
annual expense $xooo; pressure 40 to xqo poaa
R. G. Steven. Supt.; L. C. Gecr, City Ckrt.
Iia CyffMe, Linn Co.. popolntkm tisn; M
buildings, two stories; x hand engine; x hoseer*
riage; value 9x500. J. O. Rogers. , __
WATER Supply— 4 public cisterna; also pm»
dsteras and weUs. Ed. C. Lane.
LanslMy Leavenworth Co., pepulaiioa ^
frame builffings, one and two sfeones; r stesn g
fine; a hose carriages; X400 feet of good rs»
ose; value of apparatus, etc., fGoooc 9 uica; Rt
and whistle alarm. D. Storrs.
Water Supply— Watei^wotks; a itunods
capacity a,ooo,ooo gaUona; gravity and direct j^
sure: capacity of pumps, 500 gallottspcr nuBS* »
hydrants; pressure. Sopounds. R. neaiBg, Teai
Clerk.
Lamed, Pawnee Co.. popnlation XS07; ^"^
ings, bride, one and two stones; deparoacM cfli-
sists of X hook and ladder track, a bose csimf^
xaoo feet rabber hoae. good; laoo feet cottoe.
value of apparatus and snppliea, $0000; a
3a, volunteers; bell alarm. John C. F^. .
Water Supply— Wells; wmter-woiks; grtrtj
and direct pressnre; 4 miles street «"»« 5^^
drants; pressure, xoo pounds. G. BedeH ^
Clerk.
JLawremee, Douglas Co.» population •11^
area. a,aoo acres;^ fire limit, same; wood, on»
and stone buildings; department ooasists oti
steam fire engine; x hook and ladder trn^jS *|2
carriages; Siamese couplings in use; iS<»"*^JP'j
cotton hose; 400 feet old cotton; 4*M««J,5?rf
apparatus, etc.. $5000; membership X3. ' PSJ*^
time, la part time; total expenses, agoo; telepWK
and bell alarm. E, Mauler.
Water Supply— Water-works; direetpr^
and stand-pipe; xa miles of mains; m?*'!*??
dsterns, capadty 7000 barrels daily. JooaWsaP'
Supt.; A. P. HomMrid, Oty Ckriu
Leavenworth, Leavenworth Co^ W^i
•31,000; area and fire limit, 3950 (—« «ao "
Fire I^ateciion and Water Supply.
f>S
ires ioTesticated; mereaiitile buildioKS, brick, two
ind three stories; dwellings, wood, two stories; de-
partment consists of a steam engines, z book and
adder truck, 3 hose carriages; Siamese couplings
ised; zooo feet rubber hose, good; 700 poor; 2700
eet cotton hose, good; 5 horses; value of appa-
-aius and supplies. $13,000; buildings in use,
>wned by dty, vahie $30,000; membeisnip la, full
)aid; annual expenses, $za,ooo, telephone alarm,
^hief appointed by Mayor and confirmed by coun-
ul. P. Burns.
Water Supply— Water-works; gravity; a re-
ervoirs, supplied by Holly and Wonhington
mrops; pumping from river; capacity of pumps
1,000,000 gallons dail3r; za6 hydrants; 93 miles
nains, diameter 4 to 18 inch; Ludlow. Chapman
^ates; 330 meters. Crown, Hersey; water is fil-
ered thirough settling reservoir; pressure lao
)ounds. L. T. Smith, Pres.; S. Hastings, Supt.;
rf. L. Hacken, Mayor; Carrie Shepard, City
!^lerk.
LiadsboriPt McPherson Co., population zaoo;
trick, stone and frame buildinn, one to four
tones; wooden roofs permitted; i nook and ladder
raTOn; 50 bncketo; no fire department.
WATER Supply— Weils. G. E. Eberhardt,
Town Clerk.
MajiliattaB, Riley Co., population 49x7; z
lOok and ladder truck; a hose carriages; xaoo fieet
;ood rubber hose; 350 feet; iux\ 60 volunteers; z
»aid. J. Harriwn.
Water Supply— Rivers; system, gravity and
nimping to reservoir; Deane pumps; daily capa-
ity. 750,000 gallons; 48 hydrants; 8 miles mains,
liametera to 8 inch; 4a Chapman gates; pressure,
o pounds; worlcs cost $80,000; annual expense.
h6oo. J. L. McCuUough. Comm'r.; G. E. Hop-
«r. Supt.; H. S. Roberts, Mayor; C. E. Brown,
:ity Clerk.
Marion 9 Marion Co., population Z69X; stone
nd wood buildings, two stories; tin roofs; depart-
lent consists of z hook and ladder truck, a hose
arriages; zooo feet new cotton hose; 40 volunteer
lembers; electric alarm. W. W. Case.
Water Supply— Water-works; direct pressure;
tand-pipe; Z50 to z8o pounds to square inch; z
team pump; 5 miles street mains; 50 hydrants; aoo
ounds pressure. H. A. McClain, City Clerk.
Marysrilley Marshall Co., population 8500;
rea, 640 acres; brick and frame buildings, one and
wo stories; z hook and ladder truck; a chemical
xtinguishers; bell alarm.
Water Supply— Wells. A. Campbell, City
Herk.
XcPlienoMy McPhenoB Co., p<>pulation *5ooo;
rea, 700 acres; brick and frame buildinin, one and
vo stories; z hose carriage, 6 ohemical hand ex-
nguishers; zaoo fieet good rubber hose; value of
pparaius and supplies, $zo,ooo; 35 volunteer mem-
ers. A. F. BruUn.
Water Supply— Wells and aooo-barrel tank;
iree-quarter mile street pipes, 4 to 6 inches diam-
ter; 9 hydrants: new system being built. A. F.
*ulin. D. E. Welch.
HinaeapolUf Ottawa Co., population Z779;
rick and frame buildings, one and two stories; de-
artmeat consists of a hand chemical extinguishers,
hook and ladder truck, a hose carriages: zaoo feet
ood rubl>er hose; value of apparatus and supplies,
9500; 7x volunteer members; bell alarm. D. D.
[oag.
Water Supply— Water^works; Blake pumps,
ipacity a,ooo,ooo gallons; 4 miles street mains; 50
ydrants; 45 to xoo pounds pressure; stand-pipe to
e erected this vear. A. Gilbert. Supt.; R. L. Hil-
lan, City Clerk.
Monad City* Linn Co.. population 1940; brick
Dd frame buildings, one and two stories; z hand
engine, z hook and ladder truck, z hose carriage;
value of apparatus, $800; 50 men. volunteers; bell
alarm. C. Lehman.
Water Supply— 5 large public cisterns. J. L.
Gove, Town Clerk.
ICeaa City, Ness Co., population 400; stone and
brick bulldixigs, two stories; z chemical engine; de-
panment being organized.
Water Supply— Water-works to be built. R.
Osbom, City Clerk.
NewtOBy Harvey Co., population za.ooo; a hose
carriages, z hook and laoder truck; 75 members;
bell alarm. W. H. Angood.
Water Supply— Water-works; direct and grav-
ity; Z3 miles mains; zas pounds pressure; Z05 hy-
dranu. John E. Ford. G. Holmes.
Olatfae^ Johnson Co., population t3oaz; area
and fire limit, 600 acres; fireworks ordinance; causes
of fires investigated; mercantile buildings, brick,
two stories; shingle roofs permitted; frame dwell-
ings, one and two stories; department consists of x
chemical engine, 6 chemical nand extinguishers, r
hook and ladder truck, z hose carriage; 600 feet
good rubber hose; a horses; value of apparatus and
supplies, $3000; z building owned, value ^500; mem-
lM™ip 25. part paid; bell alarm. Chief appointed
by Mayor and confirmed by council.
Water Supply— Water-works, direct; 3 miles
mains; 30 hydrants; zoo pounds pressure; annual
expenses of water department, $8oa S. C. Pette-
Otage GUt» Osage Co., population *4a66; a
hose carts; x hook and ladder truck; zooo feet hose.
Water Supply— Water-works to be built. L.
L. BodeU, City Clerk.
OawegOy Labette Co., population '3500; area,
Z300 acres; fire limit, same; fireworks ordinance;
causes of fires mvestieated; mercantile buildings,
brick, two stories; wood dwellings, one and a half
stories; department consists of z chemical engine, 4
chemical hand extinguishers; Siamese couplings
used; a hose carriages; zooo feet good rubber hose;
150 feet good hose; zoo feet poor; value of apparatus
and suppbes, $7000; 8 buildings, value Saooo;
membership 30, volunteers; annual expenses, $8000;
bell alarm.
Water Supply— River; system stand-pipe and
direct pumping, capacity of pumps daily, a,ooo,ooo
gallons; 50 hydrants; 4M mues mains; a8 Ludlow
gates; 65 Hersey meters; gravel and charcoal fil-
tration; 80 to Z40 pounds pressure. F. L. Greene,
Supt.; J. W. Marley. Mayor; Thoa. Bulwer, City
Clerk.
Ottawa 9 Franklin Co., population 8500; area,
9ao acres; fire limit, same; mercantile buildings,
stone and brick, two and three stories; frame dwell-
ings, one and two stories; department consists of x
steam engine, z hook and laoder truck, 3 hose car-
riages; Z500 feet good rubber hose; 300 feet fair;
900 feet fair cotton hose; value of apparatus and
supplies. $xo,ooo; a buildings in use; membership
gS, a full paid; a horses, swinging harness, owned
y city; 34 volunteers; annual expenses, $3000;
bell, telephone and electric alarm, X3 lx>xes. A. P.
Elder.
Water Supply— Wells, supplied by river; sys-
tem stand-pipe and direct pumping; Deane pump-
ing machinery, daily capacity x, 500,000 gallons; 76
hydrants: 8H miles mains; X3 Chapman gates; 4
Crov^n meters; quality water poor, not filtered; 50
to xoo pounds pressure. C. T. Ewing, Pres.; W.
Mitchell, Supt.; H. F. Sheldon, Mayor; John A.
Trow, City Clerk.
Paola, Miami Co., population ^4500; frame and
brick buildings, one ana two stories; x hand engine,
I hook and ladder truck, a hose carriages; 1x50 feet
of good rubber hose, 700 feet poor; value oiappa^
64
Fire Protection and Water Supply.
ratus, $3000: membership, za. part paid; bell alarm.
Geo. WTQuimbey.
Water Supply— Water-works, pumping direct
and to reservoir; capacity of reservoir, 100.000
gallons; Worthington pumps; dailv capacity, 2.-
000,000 gallons; 57 hvdrants; 7 miles mains; 10
gates; Ludlow; Hyatt nltering plant; pressuiv, 65 to
125 pounds; cost of works. $65,000. H. N. Hazard.
Pres.; E. W. Robinson, Supt.
PartOBSy Labette Co., population 1724^; area,
3240 acres; fire limit, 30 acres; mercantile buildings,
brick and stone, two stories; fireproof material for
roob; dwellings, wood, one and a half stories; de-
partment consists of I hook and ladder truck, 2 hose
carts; value of apparatus and supplies, $1000; z
building owned, value $300; membership, ao, all
Tolunteers; bell and electric alarm. Chief elected
by the company.
Water Supply— River; system pumping direct
iind to stand-pipe; zo miles mains; 33 hydrants;
pressure. 80 to zoo pounds; cost of works, SSo.ooo;
C. H, Kimball. Pres.; W. K. Hays, Supt.; R. D.
Talbott. City Clerk.
Peabodjy Marion Co., population *aaoo; area,
'640 acres; fire ordinance prohibiting all but stone,
brick or iron in business portion; stone, bnck and
frame buildings outside, three stories; z hose com-
pany; 25 men; zooo feet of hose; z building in use;
bell alarm. L. T. Morrill.
Water Supply— Wells; system pumping to
reservoir and direct; Knowles pump; daily capacity,
.240,000 gallons; 23^ miles mains; 25 hydrants;
works cost Ipao.ooo; Pressure, 50 to 87 pounds. W.
K. Palmer, Supt.; F. B. McKerchen, Mayor.
PittabvrgJi, Crawford Co., population 6000;
buildings, brick and wood, one ana two stories; de-
partment consists of z hook and ladder truck; 3 hose
'Carriages; zooo feet good rubber hose; value of ap-
paratus and supplies, $a^oo; 57 volunteer members;
eases in z838, $300; bell auum. J. C. Merrill.
/ATBR Supply— Water-works; gravity pressure;
Worthington pump; 4$^ miles street mains; 25 hy-
drants; pressure, 45 pounds. Owner of works,
Prank Playtes; C. Davidson, Supt.; Wm. Lanyon,
Mayor; Saml. Barrill, City Clerk.
FleasantoBt Unn Co.. population *z^79; brick
and frame buildings, one to two stories; z hose car-
riage; 500 feet rubber hose, good; value $650; is
volunteer members; annual expenses, $50; bell
alarm. Fred. Wagner.
Water Supply— Water-works; pressure 40
pounds; z reservoir; 3650 feet of mains; zo hydzants;
wind and steam power. Daniel Rich, Town Clerk.
Rassellf Russell Co., population zaz8; bufld-
ings. stone and lumber, two stories, tin roofe; de-
partment consists of 2 chemical engines, z hook and
ladder truck, 4 chemical extinguishers; bell alarm.
Water Supply— Wells. Wm. Richards, City
•Clerk.
SabatJha, Gehama Co., population Z432; frame
and brick buildings, one and two stories; shingle
roo£s; i. hand engine, z hook and ladder truck, z
hose carriage; 500 feet good linen hose; value of
-apparatus, etc , $700; 28 men, paid.
WATER Supply— Wells and cisterns. J. F.
Thompson, Town Clerk.
Salinay Salina Co., population zo,ooo; area, z6oo
acres; fire limit, ,70 acres; fireworks ordinance;
•brick and frame buildings, two, three and four sto-
ries; volunteer department, ^ members paid; z
Babcock engine; 5 chemical Hand extinguishers; z
hook and ladder truck; a hose carriages; aooo feet
rubber hose; value of apparatus, etc., $10,000;
.bell alarm. Wm. Hosben.
Water Supply— Water-woiks; direct pressure;
.Holly system; daily capacity of pumps, z,5oo.ooo
mc
•^5
K!
_ illons; 7^ miles street mafais; diaaKfio-, 4 to u
iiches; 66 hydrants; pressure, 35 to 80 pooads; u
meters, Crown, Hersev, Worthington; cost c
works, $zoo.ooo. C. H. Payson. Pres.; J. H.
Decker. Supt.; C. R. Underwood, Mayor. J
Bishop, City Clerk.
Seneca, Nemaha Co., populatk» ^2215; book
and ladder truck; z chemical engine (double taok*
J. A. Gilchrist.
Water Supply— Wells and cisterns. A..\.
Brooks.
SolomoB City, Dickinson Co.. popolaiioc
fzo62; brick and fiwne buildings, one and tvo sc-
ries; z steam engine, z hand engine, z hook aid
ladder truck, 3 hose carriages; Z500 feet good rub-
ber and cotton hose, Z50 feet poor; valoe cf ip-
paratus, etc., $5000; 25 volunteers and 3 neapa^
lart time; annual expenses, S400; bcU alas
hil. Gardner.
Water Supply— 4 cisterns; pvmp to dstts
direct pressure; capadty of pomps, 530 paSoBspe
minute. H. J. G. Newwidler, Town Cleik.
Sterliag, Rice Co., popnlatioii 4000; siea,6^
acres; brkk and frame buiMUngs, one and iveo*
ries; department oonsistsofz hook and ladder tn^
2 hose carriages; Z500 feet good hose, 1000 le
good cotton; value of apparatus and supplies, $i6c
S volunteer members; electric alarm. Wc i
cVay.
Water Supply— Wells; direct punpiDf sT'
tem; Deane pumping machinery; 4a doable ^
drants; 7 miles mains, diameier 4 to 8 ioek$
pressure 30 to z6o pounds; cost of woris $45^
(recentiy completed); operated by dty. J- ^
Gaskell, Mayor.
Thayert Neosho Co., population 700; tfsf-
brick and wood buildings, two aCories; diiip
roo&; ladders; bell alarm.
Water Supply— Lake; i reservoir, cuj^
zo,ooo,ooo gallons. J. M. Dunamore, City ust
Topeka, Shawnee Co.. popnlatioB tS^oc
area, 3500 acres; fire limit, 300 acres; firevortsff-
dinance; causes of fires investigated; inerciK-'
buildings, brick, stone and wood, two to ^n»
lies; buck, stone and wood dwellings, ooetots.'tf
stories; department consists of 4 hose csnis^j
large chemical engines, z book and ladder tnci :
steam fire engine and z hose cart b^ in rocrfe, 3
chemical hand extinguishers carried on H. a&^
truck, an aerial ladder truck to be added; 470^*^
good rubber hose; z6 horses; value of apPflJ^
and supplies. $35,000; 4 buildings in use, ovanof ■
dty, value $30,000: 30 rail-paid members, makiacr '
companies; annual expenses, $24.000; 6xt t^
tdesraph, aa street boxes. G. O. Wilmaitk.
Water Supply— Rirer and wdls; Holly «y i
tem; direct pumping; daily capacity of p«fP |
7,000,000 gallons; a68 hydrants; 30 miles st^
diameter 4 to z6 inch; Z75 Ludlow ipues; 75 ^"^
meters, quality of water good, sand »°^
(natural); pressure 45 to lac^ pounds; cos^^*^
$z6o.ooo; annual expenses 920,000; aannsliat^
paid $7200; operated by private oompaay./p*
Mulvane. Pres.; M. O'Brien. Sec; T.CUtiA
Mayor; George Tauber, City Clerk.
Wallace, Wallace Co., population "S: **J
buildings, one and two stories; sbin^e rooe; tt
partment consists of z steam engine, z hose ct^
tiage, 5 chemical extinguishers; zooo feet {ood rti»;^
ber hose; value of apparatus and supplies, fNOK
volunteer members; bell and whisde alam. fn»
Wiszgarder. . «
Water Supply— Waterworks; giafityi»l*-
rect pressure; 2 reservoirs.
Waahington, Washington Co., popoUo^
f z8aa; frame, brick and stone buUdiags, tvo s^
ries; 24 chemical hand extinguishers; i bo^ ***
I
I'ire Protection and Water Supple/.
65
ladder truck; value of apparatus, etc., $500; annual
ejcpenses, $25; bell alarm.
WATER SUPPLT—Pttblic and private wells and
cisterns. S. Clark, City Clerk.
WelliBfton» Sumner Co., population *io,ooo;
fireworks ordinance; frame, marble and stone build-
ings; department consists of x hook and ladder
(ruck, 2 hose carriages, 36 buckets; Siamese coup-
lings in use; ^xo feet gCMod linen hose; value of ap-
paratus, $5000; z building in use, value $500; 56
volunteer members; expenses in z888, $i90o; bell
alarm. B. A. Ellsworth.
Water Supply — Creek; system, pumping
direct and to stand-pipe; Smiib-Vaile pumping ma-
chinery, daily capacity z. 500,000 gallons; 73 bv-
drants; 11 miles mains, diameter 4 to zo incn;
Chapman gates; 18 meters, Crown. Hcrsey; pres-
sure 40 to 50 pounds; cost of works $60,000. J. M.
Thraus, Supt.; a miles mains, z new stand-pipe
50x85 feet, new pumps and a new supply, it is re-
ported, will be put io this year. W. R. Specknall,
Mayor; W. D. McKinstiy, City Clerk.
Wichita, Sedgwick Co., populadon *40,ooo-
irea, 28,000 acres; fire limit, same; fireworks ordi;
Dance; mercantile buildings, brick and stone, one
:o five stories; frame and brick buildings, one and
two stories; department consists of z steam engine,
I chemical engmes. a hand hose reels, a hook and
adder trucks, a hose carriages; xooo feet cotton
lose; value of apparatus and supplies, $Z4,ooo; 3
duikiings owned, value $zo,ooo; zo paid members,
p volunteers; annual expenses, |6ooo; electric
Uarm. A. G. Walden.
Water Supply— Water-works; stand-pipe sys-
tem; 25 miles street mains, diameter 4 to z6 inches;
Z95 hydrants; pressure 45 to zoo pouods. D. C.
Huffman, Fred. Schattner.
Winfield , Cowley Co., population '8500; a hose
carriages; z hook and ladder truck; Siamese coup-
lings in use; za5o feet cotton hose, zaoo feet good
rubber hose; 45 volunteer members; bell alarm.
John A. Foults.
Water Supply— River; pumping to reservoir;
Worthington pumps, daily capacity a,ooo,ooo gal-
lons; 7a hydrants; 9 miles mains, diameter 4 to za
inch; 94 Chapman gates; Z9 meters, flersey. Na-
tional; quality water, charcoal; Oliphant system
filtration; daily capacity z.ooo.ooo gallons; pres-
sure 50 to zoo pounds. J. H. Decker, Supt.; G. H.
Buckman, City Qerk.
Wyandotte, Wyandotte Co. (See Kansas
City.)
The foUowing places have no fire protection:
Augusta, Butler Co., population Z496. Baldwin
City, Douglas Co., population I933. Baxter
Springs, Cherokee Co., population za4o. ^Chanute,
Neosho Co., population Z9ZZ. Cherokee, Craw-
ford Co., population Z003; water supply wells. Co-
lumbus, Cherokee Co., population 3000; water sup-
ply, wells and cisterns. Erie, Neosho Co., popula-
tion Z337; water supply, wells. Frankfort, Marshall
Co.. population Z0Z3. Hays City, Ellis Co., popu-
lation *290o; water supply, creeks and wells. Hol-
ton. Jackson Co., population Z809. Neodesha,
Wilson Co., population ZZ95. Nickerson. Reno
Co., population zm. Osage Mission, Neosho
Co. , copulation Z508. Wamego, Pottawatomie Co. ,
population *200o. Yates Centre, Woodson Co.,
population Z97z; water supply, wells.
KENTUCKY.
Avgnsta, Bracken Co., population *Z5oo; area,
$00 acres; fire limit, 300 acres; fireworks ordinance;
:auses of fires investigated; brick and frame bulld-
ogs, two stories; department consists of 9 hand fire
iogines, z book and ladder track, z hose carriage;
iiamese couplings used; 600 feet of rubber hose
md 600 cotton, good; zoo feet poor rubber hose,
)0o leather; value of apparatus, etc., $3000; z house
)wned, value $300; 80 volunteer members; bell
ilarm. J. R. Wilson.
Water Supply— az cisterns. Geo. T. Kerans,
Town Clerk.
BardstowAy Nelson Co., population *2«x>;
irea, 200 acres; fireworks ordinance; causes of fires
nvestigated; mercantile buildings, brick, two and
hree stones; shingle roofs: wood dwellings, brick,
wo stories; department consists of 1 steam engine.
L hand engine, z hook and ladder truck, a hose
carriages; zooo feet good rubber hose; value of ap-
)aratus and supplies, $5000; 2 buildings owned,
ralue $4500; membership to, a paid; annual ez-
)enses, $500; bell alarm. Henry Wasscll.
Water Supply— z5 cisterns. John S. Kelley.
Town Clerk.
Bellevaey CampbeU Co., population 3000;
>rick and frame buildings, two and three stories; 4
diemical hand extingmshers, z hook and ladder
ruck, 9 hose carriages; Z50 feet good rubber hose;
[000 feet good cotton; value of apparatus, etc.,
B1700; zoo volunteers, z paid; bell alarm. Henry
^orriell.
Water Supply — From Newport reservoirs;
lystem pumpiog to reservoir; 40 hydrants; 3 miles
nains; 80 pounds pressure. U. K. Harms, Supt.;
::haa. L. Harrison, City Clerk.
BowHaf GreeOf Warren Co., population
)ooo; mercantile buildiogs, brick, three stoties;
irooden roofs permitted: frame dwellings, two sto-
les; department consists of z hook and ladder
ruck, 4 nose carriages; aooo feet rubber bose; zooo
feet poor leather hose; value of wparatus and
supplies, $4500; z building owned, value $2000; 3Z
members, part paid; annual ezpenses, $900; whistle
and bell alarm. Chief elected by dty council. J.
H. Wilkerson.
Water Supplt— Water-works; reservoir, sup-
plied by steam pump, capacity 2,700,000 gallons
daily; 11% miles street mains; diameter of largest,
z6 inches; smallest, 4 inches; 75 hydrants; 40 Crown
meters; 75 to 80 pounds pressure; annual ezpenses
of depsulment, &000. J. K. Wilkerson, Supt.; G.
S. Hollingsworth, Town Clerk.
Car Hale, Nicholas Co., population *Z40o; brick
and wood buildings, two stories; department con-
sists of z hand engine, z hook and ladder truck, z
hose carriage; 800 feet good rubber hose; value of
apparatus and supplies, $z6oo; 40 members; bdl
alarm. P. T. Tieman.
Water Supply— 6 large cisterns. J. H. Fowl-
ing. City Clerk.
Carrolton, Carroll Co., population z8«>; 2
chemical engines, z hook and ladaer truck, 6 chemi-
cal eztinguifchers; 500 feet rubber hose; 30 members;
a horses. James F. Jett.
Water Supply— 5 cisterns and river. R. J.
Wilson. Town Clerk.
Catlettabnrffy Boyd Co., populat'on 3000; z
steam engine; zooo feet hose; hooks and ladders;
35 volunteer members. W. A. Fatton.
Water Supply— Cisterns. J. W. Mullan, Town
Clerk.
CoTiagtOB, Kenton Co., population 29,720;
area, Z495 acres; fire limit, same; fireworks ordi-
nance; causes of fires investigated; brick dwellings,
two and three stories; shingle roofs permitted; de-
parrment consists of 3 steam engines, z chemical
eneine, 4 chemical hand eztinguishers, z hook and
ladder truck, 5 hose carriages; Siamese couphngs
used; 3900 feet good cotton liose; Z4 horses; value
66
Fire JPivtectian and Water Supply.
KENTUCKY-
of appArmtus and tuppUet, tSo.ooo; a bnfldinn
owned hf dty, 9*o,ooo: membenbip 90. full paid:
annual cxpeoMf » $83,000; fira alann tdegrapo. 43
street boaicf. Chief elected by oounol. Joe.
MeTcn«
WATER Supply— Direct pumping, capacity
5.000,000 gallons daily: 36 dsterns. supplied iiom
water-works: a8 miles street mains and supply pipes;
4 to no inches diameter, aao hydrants; 90 pounds
pressure; annual expenses of water department,
$05,000; new worlcs being built.
CTBtklaaa, Harrison Co.. population *3Zoo;
frame and brick buildings, one to four stories; de-
partment consists of I steam engine, z hook and
ladder truck, a hose carriages; zaoofset rubber, and
900 feet cotton hose, good; Talue of apparatus, etc,
$7500; building owned, Talued at $4500; 06 mem-
bers: bell alarm. H. A. Pollmeyer.
WATsm Supply— 14 cisteros and riren capacity
380 barrels daily. T. A. Gamett. City Clerk.
DftBTllley Boyle Co., population 3074; area,
640 acres; 6reworks ordinance; mercandle build-
ings, brick, three stories; hrkSk dwellings, two
stories; department consists of 3 chemical engines,
9 chemical hand eztingnishers, i hook and ladder
truck; 500 feet good rubber hose, 900 poor; value
of apparatus and supphes, $3500; i building in use;
smbership 45. volonreers; bell alarm. Chief
elected by members. G. W. Welsh, Jr.
Watbk Supply— 6 dsterns, supplied from roofii
of buildings. J. W. Yerkes. Town Oerk.
Daytomy Campbell Co.. population *55oo; brick
and wood buildings, one to three stories; wooden
roofs; department consists of i hook and ladder
truck, I hose caniage; 800 feet good rubber hose;
bell alarm. B. F. Pritdiard.
Water Supply— Cisterns; water-works; mains
and hydrants. C. B. Hayward, Town Clerk.
Falmovtk, Pendleton Co.. population *zooo
buildings, brick and wood, one and two stories,
wooden roofs; department consisU of z hand en-
gine, z hook and ladder truck, z hose carriage; 500
feet rubber hose, good; zoo feet poor; Tahie of ap-
paratusand snppues, $zooo; members 94, Tolun-
teers; bell alarm. E. D. McMath.
Water Supply— Z3 dsterns and 9 rlTets. W.
E. Willson, Town Clerk.
Framklortf Franklin Co., population zz.ooo;
area. 490 acres; fireworks ordinance and for inves-
tigating fires; buildings, brick and firame. two to
four stories; shingle roo4: a steam engines, not in
use; z hook and ladder truck; 9 hose carriagei;
9000 feet good cotton and rubber hose; 9 fiill paid
members; tdegraph alarm; z6 boxes. Chief elected
by coundl. R. Ferguson.
Water Supply— Water-works; gravity pressure;
9 reservoirs; capadty. 6,680.000 gallons; GasUll
pumps; zoo hydrants; pressure, zao pounds. John
D. Griffin, Sopt.; Pat. Newman, City Clerk.
Frajaklliiy Simpson Co., population z686;
brick buildings, two stories; z hook and ladder
truck; value of apparatus and supplies. $500; 60
volunteer memben; bell alarm. J. H. Adsit.
Water Supply— Wells. S. V. Foriine. City
Clerk.
Georgetown, Scott Co.. population 9o6z; area
and fire limit, 500 acres; fireworks ordinance; mer-
cantile buildings, brick, three stories; dwellings,
wood, two stories; z steam engine; 9 hose carriages;
Z900 feet good rubber hose; value of apparatus and
supplies. $8000; z building owned; value $aooo: 59
fuu paid members; Z3 part paid; annual expenses,
$0000; bdl alarm. Chief elected by council.
Water Supply— z5 dsterns, supplied ih>m
roofs of buildings.
> acres; fit
ercantile 1
Glaaf oWf Barron Co., popukfios 15111: »
feet of hose; no organised oompany.
Water Supply— z reservoir. 9 fire pisgs.
Harrodnbvrf 9 Mercer Co., popoktiac fpoa
aren, 640 acres; fire limit, same; bond of treses
regulates sale and use of fireworks and iBTesdfaa
fires; mercantile buHdinsis. brick, tivee staoes;
wooden rools permitted; dweOings. ftrame, tmo
ries; z chemiod engine and two chcBictlhsfi^a-
tfngttishers; 900 feet good rubber hose; 3 bns
used; value of apparatus and supplies, 130 :
building owned, value $zooo; 95 vdonteosss-
bers; annual expenses, %3po\ bdl alarm 0^
elected by members. W. T. Curry.
Water Supply— z dstem. supplied froo los
of buiklings: pnbUc and private wcUs. occk oi
streams. N. Harris. Town Clerk.
HaweiTllle* Hanoock Co.. popnbiiK ^
fi«me and brica buildings, one and two sae,
bucket brigade; bell alarm.
Water Supply— River, wdls. and dstem.
HoBdonoB, Henderson Co.. popoktioB cse;
fire lioBit, 50 acres; fireniksaca-
ie bnildinga. hhA and wood*
to three stories; dwellings, wood* one and tvDS>
ries; z hook and ladder trw^ 9 hose anop-
Z500 feet good rubber hoae; zaoo poor; a toe
value of apparatus and supplies. $s^; aboutiBP
owned, valne ^zooo; z6 members; 1 f^^'-
part paid; annual expenses. $1000; bell 1^
Chief reoonunended by company and detcd :r
coundl.
Water SuppLY-*-Standirfpe system; xwseffs
supplied by steam pump; capadty, z,50o.aooa^
Ions daily; zzK munM street mains uA ^
pipes; diameter, 3 to za inches; 63 hydnnts; ^
sure, 40 pounds; annual expenaes, %jooo,
HlelUMA, Fulton Co., population "aooc*
few ladders and buckets.
Water Supply— River and dsten. W. L *■
Cutcben, Town Clerk.
HoBkUitYiile. Christian Co.. popdatioa '^
area, z8oo acres; fire limit. 60 acres; fire«oiks«s^
nance; mercantile buildings, bcidc, ttro so^
slate and dn roofs; dwellings, frame and bmi. ^
stories; department consists of z steam eogi^..^
chemical hand extinguishers, private propettr .
hook and ladder truck, a hose carriages; iff^
rubber hose good; 500 feet poor; 9 hones; w^
i^>paTatus and supplies. $7900; z bnikliD{ a^:
value $3500; membership, za. part paid; »*'^
expenses. $Z9oo: bdl alarm. Chief dected br ccc^
eil. John N. Twyman. ^ ^
Water Supply— z5 dsterns and 3weD^g;
pUed by elevated tanks; capadty of dsterns. 83o»
999.000 gallons. H. R. XdtteU, Town C^
Construction of water-works to bq^in dmis; i^
Iiuieaitery Garrard Co., {popdatioB *9«
brick and firame buildings, two and thiee ^on^ ;
chemical engine; 900 met good rubber s^;
building used, value $aooo; volunteer depsitat^
beU alarm. W. S. MiUer. „ .
Water Supply— Wells and dsterns. R- ^
Tomlinson, Town Clerk.
I«ebaiioB9 Marion Co., populatioa •jo^ '
hand engine; z hook and ladder truck; i b<^
riage; zxoo fieet good leather hose; psid depc^'
ment; 95 men. J. B. Ferguson. * -■'
Water Supply— Riven water-works joa «^
pleted; system, pompmg direct and to ^^^l^^'^
hydrants; cost of works, t6o,ooo. A. Uttott' ctt^
D. W. Edmunds, Town Clerk.
IiexlBfftoii, Favette Co., popal«ti» *3P^J
steam engines; z nook and ladder tra/Si 5 ^^
carriages; 3600 feet good hose; decttic sUnn •;-
49 street boxes; paid department, zs aen p*)^ "*
Fire ProUcHon and Water Supply.
67
ime; 5 hones; Mumal expenses, $8000. G. W.
luir.
Water Supply— Resenroir; Holly syslem; di-
ect pumping; dailjr cftpadtr of pomps, 3.000,000
;allons; 338 bydnmts; 90 miles mains; 140 Ludlow
:ates; 400 meters; Marions makes; quality water
:ood; sponge filtration; pressure, 50 to 90 pounds.
;. J. Charles, Supt.; C. W. Foushee, Mayor;
Tas. P. Baumhart, City Clerk.
I^ovisa, Lawrence Co., population *zo!5o:
luildings, brick and wood, a stones; department
onsists of one hand engine; aoo feet rubber hose.
I. C. McClure.
AVatsr Supply— Wells and dstems. A. J.
barred, Town Clerk.
I^oviSTille, Jefferson Co.. population '90.000;
»uildings, two, three and four stories, wooden
oofs; deparment consists of 13 steam engines. 4
look and ladder trucks; 13 hose carriages; ao.ooo
eet good rubber hose; 2000 cotton, good; 60
lorses; total value of apparatus and supplies, etc.,
$145,690; membership, 124, all paid; expenses,
888. $140,000; telegraph alarm: 925 street boxes,
I. Hughes.
^VATER Supply— Reservoir, 100.000,000 gallons
apacity; gravity pressure; xaS miles of mains; 485
istems; 140 hydrants. 35 pounds pressure. Chas.
rlermany. Engineer; Chas. Jacob, Mayor.
Itodlowy Kinton Co.. buildings, brick and
rame, a stories; department consists of i band fire
tngine, z chemical engine on wheels, i hook and
adder truck, a hose carriages: 400 feet new cotton
lose; 600 feet linen, new; yalue of apparatus and
iupplies. $aooo; 8z volunteer members, i paid full
ime; expenses in i883, $000; bell and telegraph
ilarm; z8 boxes. C. M. Young.
Water Supply— Cisterns and pumps. Tfaos.
/enn. Town Clerk.
Maysrille^ Mason Co., population *zo,ooo;
nercantile bmldings, brick and stone, two to five
;tories; shingle roofo; dwellings, brick, two stories;
lepartment consists of 3 hand engines (not in use),
I hook and ladder trucks, 6 hose carriages; 4500 teet
(ood rubber hose; value of apparatus and supplies,
^5000; 4 buildings owned, value $30,000; 130 mem>
)ers. all vdunteers.
Water Supply— a reservoirs, supplied by a
>umps from river; capacity 1,500,000 gallons daily;
^vity system; 7 miles street mains and supply
)ipe5; diameter, 3 to 14 inches; 60 hydrants
double); pressure, 150 pounds. A. Shaefer, Harry
Taylor.
MonBt BterllDf 9 Montgomery Co., population
'5000; area, 500 acres; hre limit, same; mercantile
>uildiogs, brick, two and three stories; dwellings,
rame, one and two stories; department consists of
[ steam engine, i hose carriage; Siamese couplings
ised; 9000 feet good cotton hose; 800 poor; value of
ipparatus and supplies, $5000; building, value
|;6ooo; 30 members, 6 paid. James McKy.
Water Supply— 8 cisterns and wells. J. W.
tiadden.
N^eirportf Campbell Co., population *a8,ooo; z
look and ladder truck, a hose carriages, 4 reels;
aoofeet good leather hose; fire alarm telegraph;
t3 street boxes; 8 men paid full time, a men part
.ime; 6 horses. John Link.
Water Supply— Water-works; gravity pros-
(ure; a reservoirs, capacity 43.000,000 gallons; Z9
nsteins; Z43 hydrants. B. R. Morton, M. J. Cos-
igan.
If icholasTlllef Jessamine Co., population *3-
yx>\ buildiuEs; frame and brick, one to three sto-
ries; 6 chemical engines; z hook and ladder truck.
S. M. Anderson.
Water Supply— Wells and cisterns; street
mains. S. D. Young.
Oweatb^r^y Daviess Co., population zz,ooo;
department consists of z engine, z hook and ladder
truck, 3 hose carriages; aaoo fset good rubber hose;
4 horses; 4 men full paid, a part paid; Gaynor tele-
graph alarm. Thos. B. Yager.
Water Supply— Water-works; direct pre»-
sure from rivers and Z4 cisterns; capacity. a8o,ooo
gallons; 25 miles street mains; za6 hydrants, zoo
gates. Wm. Martin, Supt; P. Zularif, City Clerk.
Padvcak. McCracken Co., population *zs,ooo;
fireworks ordinance; mercantile buildings, brick,
three stories; dwellings, frame and brick, one and
two stories; department consists of a steam fire en-
gines, a hose carriages, z hook and ladder truck;
2,500 feet good rubber hose; 4 horses; 9 members,
4 lull paid; expenses, $5000; telegraph alarm. C.
C. Etter.
Water Supply— Z3 cisterns; 500 barrels capac-
ity daily; water supply from water-works; stand-
pipe system is as follows: Capacity of stand-pipe,
5oo,ocx> gallons; daily capacity of pumps, 4,000,000
gallons; pressure, 70 pounds; Z3 miles of mains; 16
to 6 inch iron pipe, well distributed; z68 fire
plugs; pressure, 75 pounds; 24 located in business
centre. M. Burnett, Supt.; W. H. Patterson, City
Clerk.
Paris. Bourbon Co., population 6000; mercan-
tile buildings, brick, two stories; wooden roofs per-
mitted; dwellings, brick and frame, two stories; de-
partment consists of z steam engine, z hand en-
g'ne, 1 hook and ladder truck, 3 hose carriages; Z400
et good rubber hose; 500 feet good leather, ao
poor; Siamese couplings used; value of appara-
tus and supplies. $zo,ooo; z building owned; 40
members, zo paid; annual expenses, $Z230. Chief
elected by company. F. Mann.
Water Supply— Z3 dstems, supplied by pipes
from buildings. Thos. Lyng, Town Clerk.
Prlaeeloiiy Caldwell Co., population "2500;
area, z square mile; fire limit, 8 acres; fireworks or-
dinance; frame and brick buildings; no fire de-
partment.
Water Supply— Springs, wells and cisterns.
John R. Wylie, Town Clerk.
Richmond. Madison Co.. population 3500;
buildings, brick and wood, one to three stories;
department consists of 2 chemical engines, z hook
and ladder truck; 500 feet rubber hose, good; value
of apparatus and supplies, $2550; 10 volunteer
members; expenses in z888, $250; bell alarm.
Frank Conway.
Water Supply— Wells and cisterns. W. J.
White, City Clerk.
RnaaelTille. Logan Co., population '3000; z
hand engine, z nookand ladder truck, z hose car-
riage; 800 feet hose, good; 40 men. J. M. Dale.
Water Supply— Cisterns, wells and creeks.
S. A. Linebaugh, Town Clerk.
•lielbyTille, Shelby Co., population ^3500;
area, 350 acres; fire limit. 300 acres; fireworks ordi-
nance; mercantile buildings, brick, two stories;
wooden roofs permitted; dwellings, brick and frame,
two stories; department consists of a steam engines.
5 chemical hand extinguishers (private), z hose car-
riage; zzoo feet rubber hose, good; value of appa-
ratus and supplies, $6000; z building owned, value
zooo; membership, z6, paid. Chief elected by
t>oard of trustees. L. T. Gruber.
Water Supply— Z4 cisterns supplied from creek;
capacity of dstems, 6 average Z500 barrels, 9 aver-
age 900 barrels, eadi; creek surrounds town on three
sides, and is drawn on for fire purposes. C. C.
Watts, Town Clerk.
TersallleSy Woodford Co., population aza9;
fireworks ordinance; causes of fires mvestigated; z
hand engine; bell alarm.
Water Supply— Pipe, mains, etc., supplir
68
Fire Protection and Water Supply.
direct pumping; diterns. J. C. Bailey, Town
Clerk.
WlUiaiuBtowny Grant Co., population ^951;
buildings, bride and wood, two and three stories;
wooden roo£i; department consists of 4 chemical
hand extinguishers, 2 hook and ladder trucks; value
of apparatus and supplies, $350; expenses in 1888,
$8; bell alarm. D. L. Cunningham.
Water Supply— Cisterns. A. W. Wilson,
Town Clerk.
Winohester, Clark Co., population 6500; use
of fireworks prohibited; brick and frame buildings;
I steam engine, z chemical CDgine, a host carts, z
hook and ladder truck; 500 feet of cotton hose; 1000
feet rubber, good; volunteer depaitncnt; so nes;
bell alarm. Chief elected bj coimca. W. A.
Attersall.
Water Supply— Cisterns. D. T. Bacto*?
Town Clerk.
The following places have no fire protectics:
Central City. Muhlenberg Co.. popolitioB 1531^
Cloverport. Breckenridge Co.. popalatMn k^
water supply, wells and dstems. Colnmbos, Hsk
man Co., populadon *I338; water supply, itriik
cisterns. Slisabethtown, Hardin Co., popoiam
3596. Eminence. Henry Co.. populatioii *!»
Lawrencebursh, Anderson Co.. popalatwa ^
Madison ville, Hopkins Co.. population *20oo; les
supply, wells and springs. Uniontown, Unknu.
population Z015.
LOUISIANA.
Alexandria^ Rapides Co.. population *30oo;
department consists of i steam engine, z hand en-
gine, z hook and ladder truck; zooo feet good rub-
ber hose; zoo volunteer members.
Water Supply— River and tanks; artesian
well, daily capacity za,6oo gallons. G. M. Rat-
clifle. City Clerk.
Algiera, Orleans Co. See New Orleans.
Bastrop y Morehouse Co.. population zzoo; no
fire protection.
Water Supply— Wells and cisterns. Leon
Sugar, Town Clerk.
Baton Rouge, East Baton Rouge Parish, pop-
ulation *zo,ooo; z steam engine. 2 hand engines, 2
steam tugs with pumps, z hook and ladder truck,
3 hose carriages; 2500 feet good rubber hose; zooo
feet poor; 6 men paid part time, 350 volunteers.
Andrew Jackson.
Water Supply— River and 48 cisterns; direct
pumping system; Smedley pumps, daily capacity
3.000,000 gallons; 83 hydrants; 6ii miles mains, 4 to
Z2 inches diameter; 24 gates; Jewell process filter-
ing; 40 ro Z20 pounds pressure. L. P. Annis, Supt.;
Geo. Henderson, City Clerk.
GarroUton, Jefferson Co. See New Orleans.
Donaldaonvilley Ascension Co., population
*a85o; frame buddings, one and two stories; wooden
roofs permitted; department consists of z steam
engine, z hand engine, a chemical engines, z hook
and ladder truck, a hose carriages; 300 feet rubber
hose, 500 feet cotton, good; value of apparatus and
supplies, $9000; value of buildings used, $5000;
membership Z40, all volunteers. S. Greth, Jr.
Water Supply— Cisterns and wells. F. Vick-
man, Town Clerk.
FrankHn, St. Mary's Co., population Z702;
area, 640 acres; mercantile buildings, brick and
wood, two stories; wooden roofs permitted; wood
and brick dwellings, two stories; department con-
sists of z steam engine, z hand engine, z hook and
ladder truck; 1000 feet good cotton hose; value of
apparatus and supplies, $7(X)o; 2 buildings owned,
value $1000; membership 80, all volunteers; beU
alarm. Chief elected by department.
Water Supply— Bayou.
Gretaa. See New Orieans.
JefleraoB City. See New Orleans.
Ijake Charles 9 Calcasieu Parish, population
*6ooo; wood buildings, one and two stories; depart-
ment consists of z steam engine, z hand engine, a
hook and ladder trucks, z hose carriage, 8 chemical
hand extinguishers; 500 feet new rubber hose; zooo
feet new cotton hose; value of apparatus and sup-
plies, $zo,ooo; Z25 volunteer members; expcEjC :
z888. $500; bell alarm. A. Meyer.
Water Supply — Lake ; water distiibsii
through mains from an elevated tank; i^ rJe
street mains. C. B. Richard. Town Ciert
MindeBy Webster Parish, populatioB iin
frame and brick buildings, one and tm scds
shingle roofs permitted; no fiz« department
Water Supply— Wells. T. R. Geren. Tpr
Clerk.
Monroe 9 Ouachita Parish, populstioo ja
area of fire district, Z2 squares; brick and tm
bm'ldings; z steam engine, z band engio^abc^
carriages; 40 volunteer members; zooo feet pA
rubber hose. A. J. Herring.
Water Supply— za dstems. M. L. Mereii
Town Clerk.
Morgan City, St. Mary's Co.,poptilatioQxrs
area, 400 acres; fire limit, same; mercanrile bik-
ings, frame, one and a half stories; woodes mk
Irame dwellings, one story; department coosiss :
2 hand engines, 4 chemical hand eztingiitsfca^ '
hook and ladder trucks, z hose carriage; 30ck
good rubber hose; zsopoor; zoo feet good le^.
hose; 50 poor; value of apparatus, $3000; valv '
buildings owned, $4000; 85 members; beQ tStts-
H. M. Mayo.
Water Supply— River, wdls and dstems. >
Lanauz, 1 own Clerk.
Ifatchltochesy Natchitoches Co.. popi:}^
3000; wood buildings, one story; departmeot ctf-
sists of 2 hand fire engines, z hook and ladder o^
2 hose carriages; 500 feet good rubber hose ^
of apparatus and supplies. $3500; Z20 vdiri^
members; expenses in z888. $zoo; bell alaxc J
H. Cosgrove.
Water Supply— Cisterns. Chas. E, G«e€»*
Town Clerk.
New Iberia. Iberia Parish, popniatioo *?^
area. 800 acres; frame and brick buildings. C3<^
tiko stories; shingle roofs; department eoos^
a steam engines, z hand engine, z hook sod !k^
truck, z bucket company; Z500 feet good hose; ?^
poor, bell alarm. £. A. Pharr.
Water Supply— Cisterns, wells and bg*
tanks and reservoirs. R. Brantbey, Town Cieifc
New Orleaas, Orleans Co.. pojPul>»<i^_^
000; fire limit. z63.ao3 acres (New Oriesns pfofc:
embraces first, second, third and fborth <I"°J^^
fireworks ordinance; mercantile baildiaisi »^
and frame, two to five stories; shingle roofr pe^'
ted; frame dwellings, two and three stories; «g\'
mentcondsts of ao steam engines, 4i'<^*^fl|!^
trucks, 20 hose carriages, 2 wagons aod 10 P^"^
extingm'shers; 86,500 feet good robber boK ^^^
Fire Protecticm and Water Supply.
6g
or; looo feet good cotton; 76hor^jBs; Talueof ftp-
ratus and supplies, $154,000; value of buildings
use and owned by dty, $95,000; 9600 members,
I fuU paid; annual expenses. $160,000; telegraph
s alarm system, 84 street boxes. Chief elected
members; fire patrol incorporated and supported
Board of Underwriters; number of permanent
probers, 45; annual cost of maintaining patrol,
D.oca Thos. O'Connor.
Water Supply — 9 reservoirs, supplied by
mpiog from rirer, capacity 13,000.000 gallons
ily; gravity system; diameter of largest street
lin, 30 indies; smallest, 3 inches; 720 hydrants;
pounds water pressure; annual exjpenaes of water
partment, $44,304. L. H. Gardner.
\Igiers (Fifth District of New Orleans), popular
D 13.500; 3 steam engines, z hook and ladder truck,
ire boat; 2500 feet good rubber hose, zaSo volun-
T members; xi horses. T. Daly.
Water Supply— -River and aa wells.
Jefferson City (Sixth District of New Orleans),
pulation 13.550; area, a88o acres; fire limit, same;
fworks ordinance; fire wardens investigate causes
fires; frame buildings, one and two stories; shin-
; roofs permitted; 3 steam engines, 3 chemical
eines, a chemical hand extinguishers, z hook and
der truck, 3 hose carriages; 3700 feet good
)ber hose; 17 horses; value of apparatus
d supplies, $9400; 5 buildings owned, value
Si35o; 455 members, 18 full paid; annual ex-
Qses, $18,000; telegraph alarm, 90 street boxes,
lief elected by delegates of Sixth District Fire-
n's CHiaritable Association.
iVater Supply— Gravity system, wells and ds-
ns; half a mile street mains and supply pipes;
0 8 inches diameter; la hydrants.
^arroIUon, Jefierson Co. (Seventh District of
}w Orleans), population 2400; a steam engines, i
Dk and ladder truck, 9 hose carriages, z chemi-
extinguisher; good rubber hose; 8 men paid
rt time, 300 volunteers; 9 horses. J. Dahmer.
Water Supply— Wells.
aretna. Parish of Jefierson, population ^000;
!a, 30 acres; fire limit, same; frame buildings,
1 story; shingle roofe; a steam engines; a hand
eines; z hook and ladder truck; Z500 feet good
)ber hose; value of apparatus and supplies,
2>ooo; 3 buildings owned, value $10,000; 350
unteer members; annual expenses, $zooo; bell
rm.
Vatbr Supply— Wells and pipes. J. C. Bau-
n, Town Clerk.
>pelo«8a09 St. Landry Co., population '9400; z
w carriage; 900 feet old hose, 500 feet good can-
> hose.
Vater Supply— Wells, cisterns and streams.
. R. Cochran, City Clerk.
Plaqvenivey Iberville Co., population 966z: 9
id engines; z steam engine; z hook and ladder
truck; bucket company; z hose carriage; 900 feet
good rubber hose; Z43 volunteer members.
Water Supply— Wells and dsterns.
8t« MartlnsYllle, St. Martins Co., population
9500; area, €40 acres; fire Umit, same; mercantile
buildings, brick and wood, one story; wooden roofs
permitted; dwellings, brick and wood, one story; 9
hand engines, z hook and ladder truck; zoo leet
rubber hose, good; 50 feet poor; z^o leather, eood;
value of apparatus and supplies, $3500; buildings,
$400; 80 volunteer members; annual expenses,
$950; bell alarm. Chief elected by companies.
C. W. Flemming.
Water Supply— Wells. S. T. Bienvena, Town
Clerk.
Skrereporty Caddo Co., population Z500; brick
and firame buildings, two to four stories; 3 steam
engines, a hook and ladder trucks, 7 hose carriages;
Siamese couplings used; 4000 feet good hose; value
of apparatus and supplies, $5000; expenses in z888,
$zo,ooo; bell alarm. A. S. Toombs.
Water Supply— Water-works; 5 dsterns and
Bayou; system, stand-pipe; Blake pumps; daily
capadty, 9,ocx>,ooo gallons; zo6 hydrants; Z3 miles
mains; diameter, o to Z4 inch; 37 Ludlow gates;
settling basin filtration; cost of works. $900,000;
pressure, 75 pounds. John B. Crauley, Supt;
N. P. Murth, City Clerk.
ThibodeaiiXy La Fourche Co.. population
ZZZ5; fireworks and ordinance for investigating
causes of fires; mercantile buildings, brick, three
and four stones; slate roofs; department consists of
z steam engine, 9 hand engines, z hook and ladder
truck; cooTeet hose; value of apparatus and sup-
plies, $3cxx> to $^oao; value of buildings owned,
$ocxx); membership, 925; all volunteers; bell alarm.
(Ifhief elected by department. W. C. Ragan.
Water Supply— Wells and Bayou; steam pump.
J. Marshall, Supt.; H. L. Boudreau, Town Clerk.
The foDowing places have no fire protection.
Amite City, Tanghipahoa Co., population zzao.
Arcadia. Bienville Parish, Bayou Sara, West Feli-
ciana Parish, population 7Z0. Bonnet Carre, St.
John Baptist Parish, population zooo. Clinton^
East Fehciana Parish, population ZZ30. Coving-
ton, St. Tammany Parish, population 580. Hahu-
ville, St. Charles Parish, population ^00. Homer,
Claiborne Parish, population 7cx>. Houma, Terre
Bonne Parish, population Z280. Jeannerette,
Iberia Parish, population zooo. La Fayette. La
Fayette Parish, population ZZ50. Lake Provi-
dence. East Carroll Parish, population zooo. Mans-
fidd, De Soto Parish, population 770. Marksville»
Avayelles Parish, population 800. Maurepas,
Livingston Parish, New Roads, Pointe Coupe
Parish, population 800. Pointe a la Hache,
Plaquemines Parish, population zooo. Rayne^
Richland Parish, population 600. Robeiine,
Natchitoches Parish, population zooo. Spring-
field, Livingston Parish, population 500. Winns-
borough, Franklin Parish, population 540.
MAINE.
Lnsoiiy Somerset Co., population Z559; frame
Idings, one and two stories; shingle roofs per-
led; 800 feet of hose; pails and one small force
np, value $800; no organised department; whisde
rm.
Vater Supply— Wells, springs, and streams;
mile street mains; 4 hydrants; pressure, Z50
mds.
ktttaniy Androscoggin Co., population *zz,ooo;
a* 38.400 acres; fire limit, Z98o acres; mercantile
Idings, brick, four stories; wooden roofii; dwell-
ings, wood, two and three stories; department con-
sists of z steam engine, z hand engine, z hook and
ladder truck, 3 hose carriages; 4000 feet cotton and
900O feet leather hose, good; 6 horses; 9 buildings
owned, value $8000; membership ^, part paid;
teieffraph alarm, 8 street boxes. A. A. Miller.
WATER Supply— Lake; by gravity through
aqueduct, 49 hydrants; za miles mains, diameter 6
to Z9 inch; pressure, 60 to 00 pounds. N. J. Jordan.
Supt.; J. W. MitcheU, City Clerk.
Aoffnata, Kennebec Co., population 8666; a
yo
Fire Protedwn and Water
UAlNE^CptUmmtd.
steam engines; i hook tnd ladder truck; a. hose
carriages; 4000 feet good cotton hose; paid aepart-
ment; 3a men; 4 horses. C. S. Downing.
Water Supply— Water-works; gravity pres-
sure; za miles street mains; 80 hjrdrants; 34 cis-
tems. J. A. Fairbanks.
Bangor, Penobscot Co.. population *Z9»5oo;
area, 14.400 acres; fireworks ordinance; causes of
fires investigated; mercantile buildings, brick and
wood, three stories; wooden roofs; dwellings, brick
and wood, two stories; department consists of 3
steam engines, z hook and ladder truck. 7 hose car-
riages; 8000 feet cotton hose, good; 7 horses; value
of apparatus and supplies, $z8.ooo; 6 buildings,
owned; value $16,500; membership. 94, 5 paid; an-
nual expenses, $Z7^44a; telegraph alarm, a8 boxes;
4 stations. A. H. Parker.
Water Supply— Water-works; direct pres-
sure; Hclly system; a8 reservoirs: 23 miles street
mains; diameter, 4 to 16 inches; z68 hydrants; pres-
sure, zoo to Z75 pounds; Ludlow, Chapman gates;
cost of works. $300,000; annual expenses of water
department. $6500; operated by city, F. E. Bragg,
Mayor, and Chrm. Commrs.; F. £. Sparks, Supt.;
Victor Brett, City Clerk.
Bath, Sagadahoc Co., population 7874; area,
3900 acres; fire limit, same; fireworks ordinance,
causes of fires investigated; mercantile buildings,
wood and brick, three to five stories; slate roofs;
dwellings, wood and brick, two to three stories; de-
partment consists of a steam engines, z hook and
ladder truck, 3 hose carriages; 3850 feet cotton hose,
good; 5 horses; membership, 53; full paid, a; part
paid, 50; electric alarm. In reserve, z steamer, z
chemictd engine. S. B. Kn'ght.
Water Supply— River and brook; system,
gravity and pumping to stand pipe; also direct;
Worthiogton pump daily caoacity, 38.800 gallons;
ZZ9 hydnmts, z8 miles mains; aiameter, 4 to za
inch; 60 Ludlow J[ates: 9 Worthiogton meters;
gravel and sand mtratioD; pressure, 90 to zao
pounds; cost of works, $350,000; annual expenses,
$zooo. Chas. Payson. Pries.; J. C. Howe, Supt;
Geo. N. Clark, City Clerk.
Belfkstj. Waldo Co., population 5908; area, Z9,-
300 acres; fire limit, 390 acres; fireworks ordinance;
causes of fires investigated; frame buildings; de-
partment consists of 3 hand engines, z hook and
ladder truck, 5 hose carriages; 600 feet rubber, 750
feet cotton, new; 500 feet leather, 850 feet rubber-
lined, good; value of apparatus and supplies, $6350;
z building owned, value $5000; 3 in use; annual
rent, $474; 97 paid members, 85 call men; an-
nual expenses, $3050; bell and whistle alarm. H.
£. McDonald. '
Water Supply— River, springs and water-
shed; system, pumping to stand-pipe; Deane
pumps, daily capacity 3.000,000 gallons; 50 hy-
drants; 9 miles zoinch mains; Coffin gates; 8
Crown meters; water not filtered; cost of works
tzoo.ooo; pressure 80 to zoo pounds. D. M. Bird,
upt.; L. F. Murch, City Clerk.
Betbely Oxford Co., population *Z4O0; a chemi-
cal engines; 50 rubber buckets: za ladders; a hooks.
H. C. Barker.
Water Supply— Deep wells. L. T. Barker,
Town Clerk. A company has been formed to con-
struct water-works.
Biddefordf York Co., population *Z4,ooo; a
steam engines; 5000 feet gooa hose, zooo feet poor;
z hook and ladder truck; 9 hose carriages; z hose
wagon; 5z men part paid; 4 horses; Guiewell fire
alarm, 90 boxes. Wm. Boston.
Water Supply— River; system, pumping to
reservoir; Deane- Worthlngton pumps, total daily ca-
pacity 7,000,000 gallons; 6a hydrants; 6 mUes mains.
diameter 4 to za indi; Eddy gates; 3 CnmasBs;
gravel and sand filtration; pressure 60 pomdi. D.
W. Clark, Pras.; E. A. Hnbbaid. Qty Oak.
Bootk Bayy Lincoln Co., popdafibaioo^tw-
story frame buildings; z hand engine; bdden: :
hose carriage; 900 feet good rubber host, »fes
poor; 900 feet good cotton; value of appBntgs,tfL
$900; 60 men; oell alarm. A. H. Keanistae.
Water Supply— Atlantic Ocean; mter-vab
contracted for. Rufus Holton. Town Qerk.
Bowdoiahamy Sagadahoc Co.. popikioe
*zooo; department consists of z hand engiie. I
W. Carr.
Water Supply— River and reserroin. i-'
Small, Town Clerk.
Brewer, Penobscot Co., population 3170; ^
dwellings, two stories; shingle roob; depanss:
consists of z steamer, 3 hook and lander treis :
hose carriages; z8oo feet cotton hose. ^ ^
leather hose, good; value of apparatus aad ap-
plies, $500; 3 buildings owned, valoe %^. >
Said members; annual expenses, $700; beU i^
. P. EUiott.
Water Supply— Water-works; direct wsfi
system; zo reservours, 4 hydrants. W. H. Gffb
F. H. Nickerson.
Bridftoa, Cumberland Co.. populatioc *!?
z steamer; z chemical engine; z hand a^ -
hose carriages; z hook and ladder truck; wn
food rubber-lined hose; 40 men paid; ezpest
3000. M. M. Caswell.
Water Supply— Creek; 6 lesuioin. &
gene Chaplin, Town Clerk.
BroWBTille, Piscataquis Co.. populaiifla^
frame buildings, one and two stcmes; j)asis
gine; z hose carriage; 400 feet good leatber b»
bell alarm.
Water Supply— River.
Braaswick, Cumberland Co., pofxi^
*6ooo; 3 hand engines; z hook and laiildertrw •
hose carriages; 3Z50 feet good rubber Imk,?
men paid for actual service; electric atera. ^ •
Dunning.
Water Supply— River; system, poatm-
stand-pipe and direct; Deane pumps, dailjcapic~
z, 500,0000 gallons; 60 hydrants; Z3 laiks ■«*
diameter 3 to za inch; Z38 gates, vaiious; 4"^
various; Warren system filtering; pn^.-
pounds. T. H. Simpson, SupL; T. H. K*
Town Cleric
Baoksporty Hanoodc Co., popuiatiaa pCj
hand engines; 9 hose carriages; 900 feet lisa vr
600 feet good leather boae. 600 feet nev; vc»
paid full dme. A. H. Genu.
Water Supply— B^; 7 reservoirs; ioo,ot»!»-
Ions capacity. W. A. Remick, Town CkA.
Calais, Washhigton Co., popolatioB f^J
steam engines; a hand engines; 6hose ctrnif^
4600 feet good cotton hose; z man pakl full to^^
part dme; 3 horses. W. £. McAllister. ^
Water Supply— Water-works; c*?*^.!
reservoir 3,000,000 gallons; 86 hydrsats; at^
mains, diameter 6 to za inch; Blake pomps, d^
padty 3.000,000 jralfons; Chapman gaia»i^u^
meters; gravel filtration; pressure Sbpoas^*
E. McAlUster, Supt; Jos. A. Dyer, TowaOet
Camdea. Knox Co.. population 439^ •'*^
acres; fire limit, same; frame bnOdrtifs, r«^
ries; wooden roofii; department cooiftrtsoiii^
engines, 8 chemical hand ezdnguishers, x "°*'Z
ladder truck, 3 hose carriages, 3 force po'^Jz
feet new rubber hose, 700 feet good nwff*^
700 feet good leather hose, no feet poor ^^
apparatus and suppKes, $4000; 3 hamap f^
Fire Protection and Water &gppiy.
7'
Une $8500; z8o members; annual expenses, $795;
ell alarm.
>Vatsr Supply— River and 3 reservoirs; wateiv
orks. A. D. Champney, Town Clerk.
Oarmel, Penobscot Co.» population zaao; frame
aildings, one and a half stories; wooden buckets;
ell alarm; no fire department.
"W^ATER Supply— wells. L. C. Whitten, Town
lerk.
Omribouy Aroostook Co., popnlation *zooo;
ood buildings, one imd two stones; shingle roo&;
hook and ladder truck, with buckets; z hose car-
■&e; 2po feet good rubber hose, 400 feet good cot-
\n hose; 4 horses; Tahie of apparatus and sup-
ties. $3500; 36 members, z part paid; expenses m
(88. $350; bell alarm. H. D. Collins.
^Vater Supply— Streams; 4 reservoirs. W.
. Spaulding, "Village Qerk.
OlierrYiieidt Washington Co., population
^93; X force pump on wheels; books, ladders,
ackets. etc. E. C. Wakefield.
"W^ATER Supply— River. John Monohon, Jr:,
I Clerk.
Oamberland Hilltf Cumberland Co., popu-
tion ; a hose carriages; zaoo feet linen hose,
o feet good cotton. J. C. Warren.
Water Supply— Pipe running from Saocarappa;
few hydrants. A. A. CordwelC Town Clerk.
]>aniail8COtta9 Lincoln Co.. population zz4a;
band engine; z hose carriage; 500 feet good hose;
> ▼olnnteer members. E. E. Dunbar.
Water Supply— z cistern, river and wells. Geo.
. Keene, Town Clerk.
Dexter^ Penobscot Co.. population "3500; area,
(,X40 acres; fire limit, zaSo acres; fireworks ordi-
ince; mercantile buildings, wood, three stories;
ooden roofs; wood dwellings, two stories; depart-
ent consists of 4 h-^nd engines, z hook and ladder
Dck, 8 hose carriages; 3500 feet good hose, 850
et poor; value of apparatus and supplies, $5435;
buildings owned, value $zooo; Z45 volunteer
embers; annual expenses, $zzoo; bell alarm.
hief and two assistants, also 6 fire constables to
ire for personal property at fires. N. H. Fav.
"Water Supply — 10 reservoirs, supplied by
imps; direct pressure and gravity system; z mile
reet mains and supply pipes, diameter 4 to 6 inch;
> hydrants; water pressure zoo pounds. L.
ridgham,Town Clerk.
JRwLmt LiTermore. Androscoggin Co., popula-
>n ZZ85; frame buildings, two stories; shmgle
lofs; I steam engine; z hand engine; zooo feet
»cton hose, good; hell alarm.
'Water Supply— River and wells; 3 reservoirs.
. H. Gibbs, Village Clerk.
IBastporty Washington Co., population 4006;
hand engines; 3 chemical extinguishers; 3 hook
id ladder trucks; 3 hose carnages; Z500 feet good
ibber hose, 500 leet good cotton, 500 feet poor
ather; 100 men paid part time. N. M. Kempt.
^VATER Supply— Z3 cisterns; reservoirs. S. D.
eaYitt, S. R. Byram.
JSllii worth, Hancock Co., population 5053;
'eworks ordinance; mercantile buildings, brick and
ood, three stories, shingle roof; dwellings, frame.
le and one-half and two stories; department cou-
nts of three hand engines, 4 hose carriages; siam-
;e couplings used; zooo feet kaiher hose, good;
10 feet poor; aoo £eet rubber, 300 feet cotton, poor;
tltie of apparatus and supplies, $7^00; i building
rned, value, $25,000; membership, 300; volun-
era; annual expense, $z,3oo; bell alarm. Samuel
oyal, Jr.
VvATBR Supply— Z3 cisterns, supplied from
irer; 24 reservoirs. Thomas E. Hale« City
lerk.
Fairfteldy Somcxaet Co., population 3044; fire
limit; Z440 acres; causes of nres investigated;
buildiaga, wood, one and one-half and two stories;
shingle roofs; department consists of z steam en-
gine, a hand engines. 3 hose caniages; Siamese
couplings used; 3300 feet cotton hose, good; 3000
feet leather hose, good; 400 feet poor; value of ap-
paratus and supphes, $zo,ooo; 3 buildings owned,
value, $5000; membership, 95; 33 part paid mem-
bers, 6 volunteers; annual expenses, $800; bell
alarm. J. W. Cbanning.
Water Supply— River and z5 cisterns; 33 hy-
drants.
FarmiMgtOBf FtankUn Co., population 335^
area, aoo acres; fire limit, Z50 acres; mercantile
buildings, brick, two stories; wooden roofs; dwell-
ings, wood, two stories; department consists of z
steam engine, z hand engine; z hook and ladder
truck, a hose carriages; z building owned, value
$aoo: memberstiip, 30, volunteers; bell alarm. G.
C. Purington.
Water Supply— Cisterns, wells and brook.
Geo. W. Titcomb, Town Clerk.
Fort Fairileldy Aroostook Co., populatton
3807; z engine; z hose cart; 750 feet good hose.
WATER Supply— River; 30 cisterns; 3 creeks; z
large reservoir. J. H. Watts.
Fozcrofty Piscataquis Co., population ,'3500;
brick and wooden bui.dings, one to four stories;
department consists of a hand engines, 3 hose car-
riages, 3 force pumps; zooo feet good rubber hose;
300 feet cotton; 800 feet linen; value of apparatus,
$3000; 3 buildings in use, value $300; bell and
whistle alarm. Wm. McComb.
Water Supply— River; Water-works; 30 hy-
drants. John A. Goodwin, E. J. Hale.
Freeport» Cimiberland Co., population 2379;
buildings, wood, two stories; shingie roofs; depart-
ment consists of z hapd engine, z bose carriage;
400 feet rubl>er-lined hose, good; value of appara-
tus and supplies, $500; members, 30 volunteers;
bell alarm. E. S. Soule.
Water Supply— z reservoir, capacity 50,000
gallons; z tank, z5,ooo gallons; artesian well. W.
A. MitcheU, Town Clerk.
Fryeterghy Oxford Co., population Z640;
frame buildings, one and a half and two stories;
shingle roofs; department has z hook and ladder
truck; 3 hose carts; 1000 fleet cotton hose, 800
linen, good; bell alarm. A. R. Jenness.
Water Supply— Water-works; gravity pres-
sure; 3 stand pipes; 7 miles of mains; Z9 hydrants;
Sressure, 60 pounds; zo Chapman gates. A. R.
enness, Supt.; J. C. Gerry, Village Clerk.
Gardiner 9 Kennebec Co., population 4439;
area, 7680 acres; fire limit, zaSo acres; fireworks
ordinance; mercantile buildings, brick, three sto-
ries, wooden roofs; dwellings, wcod, two stories;
department consists of a steam engines, z hook and
ladder truck, 5 hose carriages; 5Z50 feet of cotton .
hose, good; value of apparatus, supplies, etc,
$z5,ooo: 6 buildings owned, valued at $3700; zao
men, z paid; bellauurm. G. W. Cross.
Water Supply— Reservoir and pump; zo miles
mains; 50 hydrants; pressure, 90 pounds. J. S.
Maxey, C. O. Wardsworth.
GoldsboroQcli) Hancock Co., population
Z709; frame buildings, one and two stones; no fire
department; pails and buckets.
WATER Supply— Wells. A. B. Kingsley,
Town Clerk.
GorhaiDy Cumberland Co., population 3333;
buildings, frame, z hand fire engine; 6 chemical
hand extinguishers; z hook and ladder truck; z
hose carriage; 300 feet good leather hose; zoo feet
poor; value of^^ apparatus, etc., $zooo; bell and
whistle aarm. S. Hinkley.
Water Supply— Wells and cisterns.
7^
Fire Protection and Water Supply.
MAWE—Qmimmsd.
Gray 9 Cimiberland Co., population xooo; fire
protection, hooks and ladders.
Watbk Supply— Aqueducts and wells. F. L.
Clark. Town Clerk.
Hallo well f Kennebec Co., population 3x0^;
fireworks ordinance; causes of flies investigated;
mercantile buildings, brick and stone, three and four
stories; wooden roofs; dwellings, frame, two and
three stories; department consuts of z steam en-
gine, a hand engines, x hook and ladder truck, 4
nose carriages; 3500 feet cotton hose; 3500 fset good
linen hose; value of apparatus and supplies. $za,ooo;
3 buildings owned; value $4000; meBbosbip 7S.
rail paid; annual expenses 93500; bell alarm. J.D.
Hodgdon.
Water Supply— River and cisterns; Sdstems,
supplied by springs, capacity 300,000 gallons per
day. J.F.Holland.
HartliiBdy Somerset Co., population XQ47;
frame buildings, one and two stories; x hand en-
gine; X hose carriage; i hook and ladder truck; x
force pump in factory; value of apparatus, etc,
$xoGO. S. H. Wilkins.
Water Supply— River and dstems; mains;
gravity pressure; 7 hydrants. D. E. Thompson,
Town Clerk.
Honltovif Aroostook Co., population 3396;
area, 33,040 acres; fire limit, 500 acres; fireworks
ordinance: frame buildings, two and three stories;
shingle roofs; department consists of i steam
enrine, x hand engine, i chemical engine, x hook
and ladder truck, 3 hose carriages; Siamese coup-
lings used; 1000 feel rubber, 1500 ieet cotton, 300
feet leather hose, good; value of apparatus and sup-
plies, $8500; X bunding owned, value $X5,ooo; mem-
bership. 54: part paid members. 50: annual expenses,
$1500: bell alarm. A. W. Ingersoll.
WATER Supply— Stream; 3 dstems, supplied
from brook, caoacity 75 to xoo barrels daily; 30 hy-
drants. J. F. HoUandf. M. M. Qark.
Keanebaaky York Co., population *s883: x
hand engine; x book and ladder truck; 3 hose car-
riages; X300 feet cotton hose, good; 60 volunteer
men. E. H. Gaddis.
Water Supply— River; brook; 3 cisterns; 4
hydrants; X900 feet . of mains; pumps. W. L.
Dane.
Kittery^ York Co., population *33^; depart-
ment of navv yard, which adjoins the town, consists
of 3 sream fire engines, x hook and ladder truck, 4
hose carriages. Nathan Whalley.
Water Supply— River and reservoirs.
LewifttoDy Androscoggin Co.. population *34.-
000; area, xo,a4o acres; fire limit, xaSo acres; fire-
works ordinance: causes of fires investigated; mer-
cantile buildings, wood, four stories; shingle roofs;
dwellings, wood, two stories: department consists
of 2 steam engines, i Hayes aerial hook and ladder
truck, 5 hose carriages; 7000 feet cotton hos^. good;
8 horses; value of apparatus and supplies, $i6o,ooo;
3 buildings owmed, value $40,000; membership, 63
men; fall paid members, a; part paid members, 6x;
annual expenses, $x6,ooo; telegraph fire alarm sys-
tem, 38 street boxes. J. B. Merrill.
Water Supply — x reservoir; direct pumping
system, capacity 8,000,000 eallons daily; X9 dsterns,
capadly of each 30,000 gallons daily; ao miles street
mains and supply pipes; diameter, 8 to 34 inches;
158 hydrants; pressure, 65 to xao pounds; annual
expenses of water department, $35,837. J. C.
Downs, Supt.; John Putnam, Cicy Clerk.
I«isbon FalUy Androscoggin Co.. population
430: buildings, wood, one and two stories; shingle
roofs; department consists of i hand engine, x hose
carriage; 300 feet good rubber hose; 500 feet good
cotton; woolen mill has 5 hydrants and 3 fottse
pumps; value of apparatos and snnles, ^0^.
70 volunteer members. C. H. Littididd.
Water Supply— 7 reservoirs, capacitj 8000 pL-
Ions each.
liVbect WasbingtOQ Co., popn]atioeai0B;ftiB{
buiUUngs, one and a half and two stories; daeile
roo&; X hook and ladder truck; x hose cma^
value $x5o; xxo volunteer members; anmul apeosa
$50; 3 private watchmen; bell alarm. H.P.GiCiSt
Water Supply— Springs, ctstems sod oceai-
R. G. McBride, Town Cleric
Haoklaa, Washington Co., popuhtiw m
area, 10,000 acres; fire limit, 600 acres; fntmi
ordinance; mercantile buildings, wood, one to tks
stories; shingle roo&; dwellings, wood, ooetottett
stories; department consists of 3 hind engiac.j
hose carriages, force pump; xooo feet good nao?
hose; jqo feet poor; value ot apparams aad so-
plies, $5000; bell and whistie alarm. Samnd Loe|
feUow.
Water Supply— 6 reaenroirs, somW ?
springs, brooks and rivers. H. R. Taylor. Ton
Clerk.
Heehanie Falla^ And^oacogg^l Co.. P<#
tion 3000; area, one mile; wooMi bnildiBJp. >>
stories; no fire department; the paper mSls onj
chemical engnies, also several force puBis; ^
alarm.
Water Supply— River and wdU; ^'^'
works to be pftit in this year. F. A. Miller, Tt^
Clerk.
Nawport, PenobMX>t Co.. population 1^
frame buildings, one and a half to three aad a u
stories; shingle roo6; x hand engine; i book ib:
ladder truck; x hose carriage; 30 small band p«b1S
E' et new linen hose; value of apparati& e^
»; 47 volunteer members; bell alarm. K. -^
ng.
Water Supply— Riter; wells and dstenss-
3 reservoirs. C. H. Morrill, Town CleriL
Norwar. Oxford Co., population ^i^Jr
engineer investigates fires; mercantile 1"°^
wood, two stories, wooden roofs; dwclfin^s. b»^
and brick, two stories; department consBO «■
hand engine, x hook and ladder truck. 3 hose cr
riages; 3600 feet good hose; value of appara«J*
supplies; $4600; 4 buildings owned. Talne ^
78 members; annual expense. $aooo; befl a*-
Wm. C.Cole.
Water Supply— Lake and river, vnmv^H ^
reservoir; Wortbington pump. 3a hydr^^
miles, xs inch mains. x6 Chapman gates; pKS0^
80 to 100 pounds; cost of works. $43,000; ffiis*
expenses. $x,ooo. W. H. " Whitmarsh. S^ -
G. Mason. City Clerk.
Oaklandy Kennebec Co., populatioa *^
frame buildings; department consists of ib^3^
gine, X hose carriage. 4 lorce pumps; 3500 fcrt«^
cotton hose; value of apparatus and supf**^!;
000; 40 volunteer members; bell and whisde anr^
C. wTHeney. __,_.
Water Supply— Streams; 3 dstems, lopF^
by pumpixig from river; capadtv ao.ooo gaBflBSJ^
day. H. C. Winslow. Town Clerk.
Old Orehard, York Co., buildings. «ood. ^
to four stories; department consists «ist««aj^
X hand engine, x hose carriage; xsoo feel fo^
cotton hose; 600 feet linen, good; 3 hones; 1-^
of apparatus and supplies, $600; x8 membo^ ^
paid; expenses in x888. $600; bdl alann. >^- ^'
Smith.
Water Supply— Direct pressure; 7^^^^.
Blake pumps; 7 miles street mains: as ^'^^^
pressure, 150 pounds. S. W. Duff. W. r.t«'
nold.
Old Towa 9 Penobscot Co.. population/^
X steamer; 3 hand engines; 3 chemical eag^*^
hose carriages; X300 feet good cotton hose; i^^^-
Fire Protection and Water Supply.
73
iiood leather boie, w feet poor; 150 Toluoteer
oembers.* Hugh Giobons.
Watek Supply— River; 14 ref ervohrs; 3 force
ramps. W. £. Hellenbrmnd. Town Qerk.
OroBOy Penobscot Co., population 9343; erre,
15,000 acres; lire limit, 8000 acres; fir«woiks ordi-
umce; causes of fires iuTesHi^ed; mercantile
mildings, wood, two stories; wooden roofs; dwell-
ogs, frame, one and one-baif and two stories; de-
>aTtoDent consists of 3 hand engines, z hook and
adder truck, 4 hose carriages; 900 feet good rub-
ier hose; aoo feet good linen hose; 1500 feet good
eather hose; value of apparatus and supplies,
^5000: Talne of buildings in use, $18,500; 100 toI-
mteer members; annual expenses. S700; bell alarm.
S. £. Ring.
Water Supply— aa dstems, a rivers. Albert
iVhite, Town Clerk.
Paris, Oxford Co., see South Paris.
PitUiieM. Somerset Co., population 2500;
rame and brick buildings, one and a half and two
(tories; shingle roofs; z hand engine; i hook and
adder truck; a hose carriages; 1400 feet of good
ubber hose; 300 leather, poor, value of apparatus,
supplies, etc.. $aooo: 80 men, volunteers; annual
expense. $400; t>ell and whistle alarm. T. S.
Dexter.
"Water Supply— River, pond and 9 reservoirs;
aipadty aoo^hds. each:*direct pressure; aooo feet of
nains; 15 hvdrants. Robert Dobson, A. D. Mit-
iiell.
Pittaton, Kennebec Co., population *zooo; z
land engine; no fire department.
^Watbr Supply— a reservoirs. S. S. Clark,
Fovm Clerk.
PhllUpa, Franklin Co., population Z437; frame
>uildings, one and two stones; z hand engine; z
look and ladder truck; z hose carriage; 700 feet of
{ood cotton hose; value of apparatus, etc., $zaoo;
10 volunteers, z man paid part time; annual ex*
>ense8. $950; bell alarm. F. E. Timberlake.
VTater Supply— River. B. T. Parker, Town
::ierk.
Portlandy Cumberland Co.. population 40,000;
ire works ordinance; causes of nrrs investigated;
>rick and frame buildings; 6 steam engines, z hand
tDgine; 3 hook and ladder trucks; 6 hose wagons; a
ire boats; z8,ooo feet good cotton hose; az horses;
: Hayes truck; value of apparatus, etc., Sioo,ooo;
:2 buildings in use; Z43 members, z8 paid full time.
;fl9 part time; annual expenses, $45,000; telegraph
Jarro, 55 street boxes. G. H. Cloyes.
AVater Supply— Water-works; gravity pres-
ure; z reservoir, capacity za,ooo,ooo gallons daily;
i4 cisterns; 733^ mues street mains, diameter a to
)6 inches; 345 hydrants; pressure 80 pounds. G.
>. Wescott, G. C. Burgess.
Preaqve lale* Aroostook Co., population Z3Qd;
j-ea, 46,080 acres; fire limit, 400 acres; wood buila-
ngs. one and two stories; shingle roofs; depart-
nent consists of z hand engine, z hook and ladder
ruck, a hose carriages, large force pump; Z300 feet
rood rubber hose, aoo feet poor; z8 volunteer mem-
ters; expenses in z888. $800; bell alarm. E. S.
>Vater Supply— Water-works; gravity and di-
ect pressure; z reservoir, capacity zo.ooo.ooo gA-
9iis; Worthington pumps; a miles str^t mains; zo
ivdrants; pressure zoo pounds. G. H. Freeman,
;. S. Jttdd.
iBdolphy Kennebec Co., population *ZZ40;
ire limit. 040 acres; mercantile buildings, brick,
rood and stone, two stories; wood dwelfings. two
torie«; department consists of z hand engine, 3
hemical hand exdnguisbers, z hose carriage; 350
set poor leather, zooo feet good hose; z Inrge force
tjinp; value of apparatus and supplies, $z8oo;
value of buildiags, $800; 45 paid members; bell
alarm. N. A. Reed.
Water Supply — Riven a dttems. supplied
from rooft, capacity zo,ooo gallons daily; zo hy-
drants. — Nash, Supt; Wdliam Dudley, Town
Clerk.
RavmOBdy Cumberland Co., population zz3a;
frame buildings, one and two stories; shingle roofi
permitted; 3 cbemical hand extinguishers; no fire
department
water Supply— Wells. O. B. Lane, Town
Clerk.
RlehmoBd, Sagadahoc Co., population *90oo;
wood buildings, one to three stories; shingle roofs;
department consists of z hand engine, 3 hose car-
riages; |oo feet good rubber hose, 500 feet good
cotton, 800 feet good linen; value of apparatus ard
supplies, tfzsoo; 35 volunteers; expenses in z888.
$Z9oo; bell alarm. J. H. Knights.
Water Supply— Gravity pressure; z reservoir,
capacity t.ooo,ooo gallons; Blake pump, capacity
Z4 gallons to stroke; 4 miles street mams; 4Z hy-
drants. J. L. Pushard, W. H. Sturtevant.
RooklftMdt Knox Co., population *7599: a
steam engines; z hook and ladder truck; 6 hose car-
riages; 5000 feet good cotton hose; ^ men paid
part dme; 4 horses. A. H. Jones.
Water Supply— Water-works, gravity; lake;
Z3 reservohrs, 7S.000 gallons capacity each; aoo cis-
terns, aoo,ooo gallons capacity; 35 miles mains and
supply pipes; 50 hydrants; pressure Z43 pounds.
R. H. Bumham, City Clerk.
», York Co.. population *^3q6; a steam en-
gines: z book and ladder truck; 3 hose carriages;
5000 feet good cotton hose; 4a men paid part time;
4 horses. A. Lord.
Water Supply— Water-works. Jas. Bimey,
N. McCusick.
Saooarmppa, Cumberland Co., population
*65oo; a hose carriages: 500 fieet good cotton hose,
aoo feet leather; hooks and ladders; bell and whistle
alarm.
Water Supply— 3 miles street mains; 7 hy-
drants. J. C. Seater. Town Clerk.
Saiilordy York Co., population Z47Z; z steamer,
owned by mills: z hand tub, owned by citizens; 4
force pumps. £. M. Goodall.
Water Supply— 3 reservoirs, 3000 to 4000 gal-
lons capacity each, supplied by wells and force
pump; Z3 hydrants; mains and Chapman gates;
pressure Z5 to 65 pounds. B. M. Goodall, in
diarge; w. A. Fogg, Town Clerk.
Searsport. Waldo Co., population 9339; area,
Z7.990 acres; fire limit, Z98o acres; causes of fires
investigated; mercantile buildings, wood, two sto-
ries; wooden roofs; dwellings, wood, one and a half
stories; z band engine; z hose carriage; 400 feet
rubber hose; 700 feet good linen; value of apparatus
and supplies, Szooo; z building used, value $zooo;
63 roemoers, all paid; bell alarm. J. H. Sullivan.
Water Supply— 6 dstems, capacity zi5,58o
gallons daily. Jos. Field.
Skowhegaa, Somerset Co., population 4500;
area, 29,740 acres; fire limit, 640 acres; fireworks or-
dinance; causes of fires investigated; buildings,
firame, two stories; wooden roofs; z steam engine; z
hook and ladder truck; 3 hose carriages; 4000 nib-
brr hose; zooo feet good leather hose; 500 feet
leather, poor; 9 horses used; value of apparatus
and supplies, $6600; a buildings owned, value $z6oo;
80 members. 2 paid; annual expenses, $9000; whisUe
alarm. B. D. Savage.
Water Supply— Springs; stand-pipe system;
Worthington pumps; daily capacity. 9.000.000 gal-
lons; 87 hydrants; za miles mains, diameter 4 to 8
inches; 75 gates, Ludlow; pressure, 50 to 90 pounds;
74
Fire Proteeiian and Water Supply.
cost of works, Sxoo,ooo. R. B. Shepherd. Prat.;
Jas. H. Holt, Supt.; G. S. Webb, City Qerk.
8o«tk Paris, Oxford Co. (includes Paris), pop-
ulation Z90o; areio, zoo acres; fire limit, same; causes
of fires investigated; frame balldings, one and two
stories; shingle roo&; department consists of t hand
engine, z hook and laddier truck, 3 hose carriages;
zooo feet linen hose, 500 feet rubber hose, zooo cot-
ton, good; 300 feet leather, poor; value of apparatus
and supplies, $3000; i building owned, Talne Szooo;
membership, 75, fiiUpaid; annual ezp«nses, $Z90o;
bell alarm. A. E, Tbustleff.
Water Supply— River and za cisterns; 32 hy-
drants; aK miles of mains. A. C. T. King, Town
Clerk.
Spriagralef York Co., population zzi6; frame
buildings; department consists of i hand engine, z
hose carriage, z hand tub; 800 feet ot hoae, 500 rub-
ber and 300 linen, good; hooks, ladders, pails, etc.;
9 chemiod extinguishers. E. F. Davenport.
Water Supply— Aqueduct leading from pond,
gravity system; 4 miles street mains and supply
pipes, diameter a to 4 inches; 4 hydrants, pressure
40 pounds. The Butler Spring Water Company
has been organised and will bulM a complete system
of water-works at an estimated cost of Szo.ooo.
W. A. Fogg, City CleA.
So«tk Berwick, York Co., population 9677;
department consists of 3 hand engines, 3 hose car-
riages; aoo feet rubber-lined hose, new; Z500 leather,
good; 6 volunteer members. J. S. Ford.
Water Supply— a rivers, 3 ponds and a reser-
voirs. Walter Downs. Town Clerk.
Stockton 9 Waldo Co., population Z546; frame
buildings, two and a half and three stories; shingle
roo£s; i hand ens^ine; 3 hook and ladder trucks; z
hose carriage; aoo feet of good linen hose; value of
apparatus, etc., $250: 35 men; bell alarm. C.
Fletcher.
Water Supply— Wells, dstems and springs.
S. Merrithen, Town Clerk.
ThomaatOB* Knox Co., population sozt; z
steam engine; a hand engines; 5 hose carnages; z
book and ladder truck; zao volunteers; 2500 feethose,
good; 400 feet poor. N.> C. Mehan.
Water Supply— Z4 reservoirs; 25 hydrants;
river and pond. A. F. Crocket, Prcs.; W. S. Gil-
chrest. City Clerk.
Topaham, Sagadahoc Co., population Z458;
frame and brick buildings, two stories; shingle
roofs; z hand engine; z hose carriage; 600 feet g(Md
rubber hose; 900 feet good cotton; value of appa-
ratus. $zaoo; 70 volunteer members; annual ex-
penses. $7oa; bell and whistle alarm. Ed.
Beaumont.
Water Supply— River and 5 reservoirs. C. E.
White, Town Clerk.
'Waldoboronghy Lincoln Co., population
*3758; mercantile buildings, brick, two to three
stories; shingle roofs; dwellings, frame, one and a
half stories; a hand engines; a hose carriages; Z50
feet good rubber hose; 50 poor; 450 feet linen; zoo
feet good leather; valne of apparatus and supplies,
SZ500; z building in use, $Z5oo; bell alarm. J. P.
Uidden.
Water Supply— Cisterns, river and reservoirs.
C. P. Redman, P. £. Storor.
WaterTille, Kennebec Co., population *75oo;
z steam engine; a hand engines; z hook and ladder
truck; 3 hose carriages; 5300 feet good cotton hose;
zooo feet good linen (rubt)er lined); 50 volunteers;
Gamewell fire alarm to be added. H. G. Tosler.
Water Supply— River; pumping direct and to
stand-pipe; Dean pumps, daily capacity 3,000,000
gallons; 50 hydrants; za miles mains; 75 gates.
Chapman; 3 crown meters; pressne, oo to xso
pounds. G. A. Phillips. Pres.; J. A. Goodvii.
Sopt; N. Header, Mayor; C. F. Johnson, Citjr
Clei^
Weat Watenrilley Kennebec Co. See Oik-
Wiaa, Penobscot Co., population 9zs; fraoe
buildings, one and a half and two stories: dm^
roofe permitted; z diemical engine, vahie %^/ao. C.
J. CariL
Water Supply— River. G. W. Yoosg, Ton
Oerk. I
Wlaterport, Waldo Co.. populadoa 2160; i
chemical engine and hooks. C. R. Hill Ten
Oerk.
Wlntbrop, Kennebec Co., popnlatiai «#; ,
wooden buildings, two stories; shingle reofa; i !
hook and ladder truck, a hose carriages; zsooiKi
good cotton hose; as volunteer members; opaxs
in z888, ^36; beU alarm. C. A. Wing. I
Water Supply— Water-works; gmvitj pre- |
sure; a pumps; 3000 feet street mains; zohjdnBS. 1
B. O. Relley, vSlage Clerk. >
Wiaeastett. Lincoln Co., populatkm lUr,
buildings, brick and wood, one to three itone:
department consists of a hand engines, a hose or- 1
riages; aoo feet rubber-lmed hose, new; zpsokaibe:,
good; members, zoo, fill! paid; expenses m itt.
S300; steam whistles and bell alarm. FSie virdei. .
ET B Neal
Wat£R Supply— River and wells. Town Clai
S. Holbrook.
I
WoodfoHIt, Cumberland Co. (part of Dee^
ing), population 6000; fire department oonssts of
z hose carriage; aooo feet of nose; 70 meoben.
L. G. Eldndge.
Water Supply— Lake; gravity system; 6« ^
drants; 6 miles mains; pressure, 40 to 60 poeub:
works operated by Portland Water Co. Geo. P-
Wescott, Pres.; F. Bnmell, Town Clerk.
Yamoathy Cumberland Co., popolation^a
area, 6500 acres: fire limit, 4000 acres; fireM^
ordinance; buildings, wood, two stories; dep«>
ment consists of z hand engine, z hook and bddff
truck; 40 members. C. £. Greeley.
Water Supply— River and spring, by gnrtj
to 3 reservoirs. L. R. Cook, Town Clerk.
The following places have no fire protectia!:
Albion, Kennebec Co., population Z19. Bix
Hills. Hancock Co.. population 32Z3. Bnstol. I>
coin Co., population 3ZQ6. Brooksville, Haotfa
Co., population Z4Z9. Buxton Centre, YoA Co-,
population 2960. Canaan, Somerset Co., pofv;
don Z276. Cape Elisabetii Depot, Cunbectasd
Co., population 5303. Corinth, Penobscot (>.
population Z300; water supply wells. Deer Is^
Hancock Co., population 3066. Dresden, Ljiccj
Co., population 950. Falmouth, Cumberiandu*
population z62a. Fort Kent, Aroostook Co.. p^
ulation zsza. Hancock, Hancock Co., popali^
ZZQ3. Hodgdon, Aroostook Co.. populatioB ion*
Jderson, Lincoln Co., population 1804. Lebaaos.
York Co., population z6oo. Levant, PenobKOt
Co., population zzoo. Limerick, York Co.. pc^
ulaUon Z354. Litchfield, Kennebec Co., pop^
tion *xzoo. Lovell, Oxford Co., populatioo w^
water supply, wells. Madison, Somerset Co..
population *Z5oo. Millbridge, Washingtoa Co*
population *aooo. Monticelio, Aroostook Co.
population 965. Mt. Desert, Hancock Ca. pop-
ulation ZOZ7. New Gloucester, Cumbcrtand Co..
population Z382. New Sharon. F^anUin Co., pop-
ulation r3o6. North Isleborough. Waldo Co.. pop*
ulation zaao. Orlaad, Hancock Co., popotawe
Z70Z. Palermo, Waldo Co,, population zii8;a*w
supply, wells and mill pond. Fenobsott. Hsaooca
Co., population 134Z. Perry, WasbingKA <-<>'
Fire Proieetton and Water Supply.
75
topulatiOB 1X4^ Polttid» Androsooggin Co.. pop-
ilatlon 3443. Princeton, Washington Co., popnui-
ion 1076. St Albans, Somerset Co., population
394. Saint George, Knox Co., popniation 9875.
>earsDiont, Waldo Co., population 23x8. Sbap*
rigb, Yorlc Co., population Z128. SulITvan, Han-
ock Co., population 10^. Sunumr, Oxford Co.,
opulation iok6. Turner, Androscoggin Co., pop-
ulation 3985. Wells, York Co., population 3450.
West Burton, York Co., population *ioco. west
Gardiner, Kennebec Co., population 977. West
Gouldsborough, Hancock Co., population 1895.
West Harpwell, Cumberland Co.. population
nm. Whitefield, Lincoln Co., population X5ia
Wilton. Franklin Co.. population 1739. York,
York Co., population 0460.
MARYLAND.
Annapoliflf Anne Arundel Co., population
000; brick and frame buildings, two ana three sto-
les; fireworks ordinance; z steam engine, x hook
nd ladder truck, 4 hose carriages; Siamese coup-
ings used; 600 feet new rubber hose; 9500 feet
;ood; 150 members; bell alarm; apparatus and
quipment of Naval Academy is available in emer-
^naes. W. D. Barie.
Water Supply— g nvers, 3 reservoirs: capacity,
,000,000 gallons; street mains; diameter, 4 to 8
iches; 45 oydrants; pressure, 38 pounds to square
ich. W. H. Gorman, E. S. Riley. .
Baltiflioret Baltimore Co.. population 500.000
ncludes Belt, which is now part of the city); area,
9.880 acres; fire limit same; tireworks ordinance;
Buses of fires investigated; mercantile buildings,
rick and stone, three to seven stories; dwellings,
rick, three to five stories; department consists of
i steam engines, 38 chemical hand extinguishers,
nook jind ladder tracks, 98 hose carriages, 16,400
«t rubber hose; 15,400 feet good cotton hose; 80
orses; value of apparatus and supplies. $165,000;
alae of buildings in use, $193,000; 916 members;
S fnll paid, xaz part paid; annual expenses, $901,-
Si; telegraph aJarm, 933 street boxes; i fire boat,
fef selected bv fire commissioners, llie patrol
icorporated and supported by insurance compa-
ies; 6 permanent members; annual costof main-
tining patrol. 64P5. J. M. Hennick.
Water* Supply— Gravity and pumping svstem;
reservoirs, capacity 900,000,000 gallons daily; 335
liies street mains, diameter i>^ to 40 inches; 1050
fdrants; pressure- 90 to 75 pounds; annual ex-
mses ot water depaitment, $700,000.
Belt of Baltinaore, Baltimore Co.. surrounding
altimore citjr, extending from city limit three
lies, population xo,ooo; area, 93,400 acres; fire
nit. same; fireworks ordinance; causes of fires in-
tstigated; mercantile buildings, brick, three sto-
es; wooden roofs permitted; brick and wood
veilings, three stories; department, 9 chemical en-
nes, 13 chemical hand extinguishers, 3 hook and
dder trucks; x8oo feet good rubber hose; 90
»-ses; value of apparatus and supplies. $40,000; 8
lildings in use. value $20,000; 68 members. 30
11 paid. 48 part paid; annual expenses. $15,000.
tiief elected by county commissioners. R. K.
artin, En^neer; F. C. Latrobe. Mayor; A. J.
ing. City Clerk.
Bel Alr^ Hartford. Co.. population about *i5oo;
ea. I30O acres; fire Umit, 340 acres; frame and
ick buildings; i hook and ladder truck; value of
•paratus, etc., $xoo; z building In use, value $zoo;
11 alarm.
Water Supply— Wells.
Cambridge* Dorchester Co., population $3675;
iteamer; x hand engine; 3 hose carriages; 100
embers; aooo feet cotton hose; 300 linen; 900good
ither; i hook and ladder truck, with 3 fire extin-
lishers. H. A. Joyce.
Water Supply— Wells, river and creek. C. B.
n|:ley. Town Clerk.
Chescertowny Kent Co., population 3800;
pa, 350 acres; mercantile buildings, brick and
Kxl, two and three stories; shingle roofs per-
Ited; dwellings, brick and wood, two and three
)rie8; department consists of 3 hand engines, 8
chemical hand extinguishers, i hook and ladder
truck, 3 hose carnages; 700 feet rubber hose; 100
feet good leather; vuue of apparatus and supplies,
$aooo; 3 buildings owned, value $X3oo: 30 volun-
teer members; bell alarm. W. T. Sutton.
Water Supply— Springs, by pumping to reser-
voir; Deane pumps; daily capacity. 340,000 gallons;
30 hydrants; 6 miles mains, diameter 3 to 6 mch; 16
gates, 6 meters various; cost of works, $35,000; an-
nual expenses, $aooo; pressure, 35 to 50 pounds.
Wm. T. Sutton, Supt.; J. M. Wheatley, Town
Clerk.
Criafieldy Somerset Co., population *3ooo; use
of fireworks prohibited; bride buildings, two sto-
ries; X steam fire engine; x hose carriage; Siamese
ooupUngs used; 900 f' et Kood rubber bose; value
of f4>paratus, $5500; i building in use, value $750;
volunteer department; x paid member; bell alarm;
fire patrol, supported by subscription and tax. W.
A. Britton.
Water Supply— Wells; river. W. R. Reese,
Town Clerk.
GnmberlaBdy Allegany Co., population xo,-
693; area, X300 acres; nre limit, same; firewoilcs
ordinance; mercantile buildings, brick, two and
three stories; wooden roofs permitted; dwellings,
wood and brick, two stories; department consists
of X steam engine, i hook and ladder truck, 4 hose
carriages; 400 feet linen hose, 9000 feet leather
hose, good; value of apparatus, $900o; value of
buildings owned, $10,000; bell and whistle alarm.
W. A.Hart.
Water Supply— Water-works; direct pumping
system; 30 miles of mains; diameter of largest, xa
inches; smallest, 3 inches; number of hydrants, 100;
pressure, X30 pounds; annual expenses of water de-
partment, $8000. Asa Wilson, Supt.; D. L. Blan-
chard. City Clerk.
Eatton 9 Talbot Co., population *4O0o; x steam
engine; z hand engine; o chemical exdnguishers; z
hook and ladder truck; 9 hose carriages; 800 feet
good rubber bose; 50 feet cotton, good; %o feet
nen, good; 500 feet leather, good; 60 men, volun-
teers. £. Roberts.
Water Supply— Water-works; direct pressure
and stand-pipe. D. D. Burrows. D. R. Cox.
ILlktoii, Cecil Co., population 9000; 9 hand
engines: 6oofieet poor leather hose.
Water Supply— Pumps. J. L. Wells, Town
Clerk,
Emmtttabarghy Frederick Co., population
zooo; department consists of x hook and ladder
truck, 9 hose carriages; 1500 feet leather hose,
good; 50 members. U. T. Eyster.
Water Supply— x reservoir.
Fort HcHeniTf Baltimore Co.; Government
Post; buildings, brick and wood, one and a half
stories; department consists of 9 hose carriages; 4
hook and ladder trucks; 450 feet rubber hose, good;
ixoo feet cotton, good; trumpet alarm.
Water Supply— Water-works at Baltimore
from whence the supply is obtained.
Fiederlcky Frederick Co., population xo.ooo;
3 steam engines; 9 hook and ladder trucks; 4 ex-
tinguishers; xo hose carriages; 9000 feet good rub-
7^
Fire Protection a$ui Water Supply.
MARYLAND— Gw/imiA/.
ber hose; aoo fset leather hose; Toomen, voliiii-
teen.
Water Supply— River and sprinft; gravity
system; lo miles mains; diameter, a to lo inch; 35
gates; i meter; pressure, 15 to as pounds; cost of
works, $xa5,ooo; annual expenses, $1,700. C. N.
Hahn. Supt.
Frottb«iv, ABegany Co.. population 6000;
fireworks ordinance: mercantile buildings, brick,
one to three s'ories; wooden loob permitted; dwell-
ings, frame, two and one-half stories; deiMurtment
consists of z hook and ladder truck, a hose car-
riages; Siamese couplings used; 1000 teetrublMr
hose, good; value of apparatus and supplies, $1300;
z building in use owned by city, value $5000; bell
alarm; membership 60, all volunteer. Chief elected
by companies. A. Jeffiers.
Water Supply— a reservoirs,* supplied from
springs; 5 miles street mains; diameter of largest,
8 inches; smallest, 4 inches; number of hydrants,
£a; works owned and operated by Wm. Sprigs,
Cumberland. James Hanson. Town Cleric
HagvratowBy Washington Co.. population
*zo,ooo; fireworks ordinance; mercantile build-
ings, brick, three stories; wooden roo& permitted;
dwellings, fiame and brick, two stories; depart-
ment consists of a steam engines. 3 hand engines,
z hook and ladder truck, zz hose carriages; Siamese
couplings used; 3500 feet cotton; 1500 leather; value
of apparatus and supplies, $13,500; 5 buildings
owned, value $30,000; membership, 900, 5 paid;
annual expenses, $zooo; bell alarm.
Water Supply— Gravity pressure; z reservoir,
supplied by springs; capacity, ao.ooo.ooo gallons;
z6 miles street mains and supply pipes; diameter of
largest main, za inches; smallest, 4 inches; 50 hy-
drants; pressure, Z35 pounds. M. Manning, J. F.
Fechtig.
Havre de Grace^ Hartford Co., population
*35oo; z hose carriage; aooo feet hose. J. L. Mc-
Water Supply— 7 miles street mains, supplied
by pumps irom river; 40 fire plu^s; pressure, lao
pounds; z reservoir; capacity 4,000,000 gallons.
iH^naconlBf 9 Allegany Co., population *5ooo;
frame buildings; volunteer department; ao mem-
bers; z hand fire engine; z hose carriage; 350 feet
good linen hose; apparatus valued at $Z5oo. S.
Berber. Jr.
Water Supply— Creeks and streams.
.WechaalcatowB. Frederick Co., population
*zo6o; buildinss. brick and wood, two stories; de-
partment consists of a hose carriages; expenses in
z888, $100; bell alarm. J. F. Miller.
Water Supply— Gravity pressure, z reservoir;
a miles street mains; z8 hydrants; pressure, 90
pounds. S. Binly, H. Coret, Town Clerk.
Pocomoke City . Worcester Co., population
^aooo; baildings. brick and frame, two and three
stoxies; dwellings, frame, two stories; shingle roofr
permitted; department consists of z steam engine;
z hose carriage; zooo feet good cotton hose; 30 mem-
bers, volunteers; value of equipment and supplies,
$5000. R. M. Stevenson.
Water Supply— River and private wells. E.
Schoolfield, Town Clerk.
Port Deposit, Cecil Co.. population *fl«x>; a
steam engines; a hose carriages; 250 feet of new
cotton hose; 750 feet old rubber hose; volunteer
department, 59 men. G. A. Einwachter.
Water SirppLT^Rivcr and springk J. F.
Mobrletn, Town Cleik.
Saiat ■tekaaPs. Talbot Co.. popeiuioB
*ZZ75; z hand caglae, backets aad iaddos. S. F.
Lewia.
Water Supply— Wdls. An arieaaavcQIm
been bosed. H. C. Dodaoo, Town Ckrk.
8alialhanr» Wicomico Co., popoistiwi 35^1
area, zooo acres; fire limit, same; otdiBsaoe pco-
viding lor investigating causes of fires; Bercudie
buldings, brick, two aad three stories; dmOa^
frame, two stories; depaiiment consists of i sttsa
engine, z hand engine, hook and ladder trad; 3
boie otfriages; Siamese oooplian used; loao fee
rubber hose, good; zooo poor; vajue of mvtm
and supplies, $6$oo; buikfings owned, vuoe I90K
membership, Z35, all volunteers; annual expana
$30; bell alarm. Chief deeted by board of ton
commissioners; fire patrol, volunteer, 9$ uicukiss-
J. P. Owens.
Water Supply— River and artcsiaa wcO; pv^
ing to stamVpipe and diiect; Hagfaes punp^ ^
capacity, 700,000 gaUons; a hydrants, 5 ma
mains; diameter, 3 to 8 indi; 40 gates; Chapii«-
Ludtow; cost of worics, $az,ooo; pressure, 40 10 1£
pounds. S. P. Dennis, Pres.; L. S. Bdl. Ss^U
Thos. H. Williams, City Clerk.
Saiow Hilly Worcester Co., popukuioa ii:^
wood buildings, two stories; deportment cootfa
of z hook and ladder truck; steam whistle adbdl
alarm.
Water SuppLY^River, wells aad pua^ S. £.
Boehm, Town Clerk.
Uaioa Bridge, Carroll Co.. population ion
brick and frame buildings, two and three stnio;
department consists of z hook and ladder tnck.
3 nose carriages, a hand extinguishers; xooo ktf
nose; 37 volunteer members; bdl alann. W. H.
MarshaU.
Water Supply— Wells; pumoing toresenw.
capacity 300,000 gallons; 80 hydrants; 2% 9^
mains, diameter 4 to 8 inches; 99 gato; pRS^
80 pounds. J. Hullenburger. Supt.; S. Sbcfps^
atyOerk.
Weatmiastery Carroll Co., popnlatioo jPf
fireworks ordinance; mercantile bmkiiags, Ixk*.
three stories; wooden roofs; brick dwelfincsi ^
and three stories; department ccmsists of 4 cbenueii
hand extinguishers, z book and ladder tmck. 5 ^
carriages; 400 feet good rubber hose; ixoofetf
leather; value of apparatus and supplies. $3900. i
buildmg owned, value $5000; 50 volunteer o^
bers; annual expenses, $zso; beQ ahum. F. K-
Herr.
Water Supply— Water-works; s miles stwi
mains; 4a fire plugs; natural pressure. C K.
Bachman.
The following places have no fire pra<<^
Barton, Allegany Co., population zzis. B^
Worcester Co., population z8<5. Cbesapeskeu?
Cecil Co., population Z4oa. EUioott City. Hcvc^
Co., population *z8z5. Govanstown, Bsld^
Co., population zazy. Greenborough. Caiwii
Co., population zooo. Mt. Washiagtos, BtitiBa^
Co., populadon zcda. Newton, Worccsirr Co.
populadon *3aoo. Petersvilie, Frederick Co.. pop-
ulation 2603. Relay, Baltimore Ca, pcfml««*
zooo. Sharpsburgh, Washington Co.. pop«^
]a6o; water supply, springs and wells. Stocfcu*'
Worcester Co., population 2836. Wiffismsport-
Washington Co., population z8oa N^oodbefr?
Baltimore Co., population 46x0.
Fire ProUeHum and Water Supply.
77
MASSACHUSETTS.
AblagtOB, Plymouth Co.» population 1399^;
frame buildiiiss. two and three stories; shingle
roo£s pennitted; department consists of hook and
ladder trucks, 4 hose carriages; asoo feet of good
hose; value of apparatus and supplies, $3cx)o; 4
buildings used; 80 part paid members; bell alarm.
Chief elected by board of engineers. A. H. Wri^hL
Watbb Supply • Water-works; stand-pipe;
M^orthington pumps; daily capacity a,ooo,ocx> gal-
lons; laa hydrants; vj miles mains; diameter 4 to
X2 inches; 60 gates, Coffin; 50 meters. Crown;
pressure ^ to 75 pounds; works cost $150,000. A.
H. Wright, Supt; J. W. Spioul, Town Clerk.
Aeton, Middlesex Co., population 1797; hooks,
ladders and pails.
Water Supply— River.
Adams. Berkshire Co., population *xo,ooo;
mercantile buildings, frame and Srick, two stories;
shingle roo& permitted; dwellings, frame, one to
three stories; department consists of 6 hose car-
riages; 10,000 feet linen hose, good; Talue of ap-
paratus and supplies, $5000; 4 buildings owned by
department: membership, 50, all volunteers; annuu
expenses, $50; whistle alarm. Chiet elected by the
department. R. N. Richmond.
Watee Supply — Resenroin supplied from
spring; graTity; zo utiles street mains and supply
pipes; diameter la to 4 inches; 137 hydrants;
water pressure, xao pounds. C. A. Waters, Supt
AmesbvrTf Essex Co., population *zo,ooo; a
hand engines; i hook and ladder truck; 3 hose
carriages; 8000 ieet good hose; volunteer fire de-
partment, 125 men. j. S. Poyen.
Watbe Supply— Reservoir holding 3,500,000
gallons; lao hydrants; pipes, 6 to 8 inches; pressure
40 to zoo pounds. Bailey Osgood, Supt.; N. E.
Collins, Town Clerk.
Amherst 9 Hampshire Co., population 14x99; z
hand engine; 3 chemical extinguishers; z hook and
ladder truck; z extension ladder; 3 hose carriages;
Z300 feet cotton hose, good; 750 feet leather, good;
paid department, 38 men; expenses for z888, $900.
AV. H. H. Morgan.
Watee Supply— Water-works; gravity pressure;
7 reservoirs; zz miles street mains and supply pipes;
diameter 4 to za inches; 36 hydrants; Ludlow gates;
pressure 50 to zzo pounds; works cost $zoo,ooo. W.
A. Dickinson, Pres.; P. D. Irish, Supt.; W. A.
Hunt. City Clerk.
AndoTer, Essei Co., population tSTZi; a steam
engines; a hose carriages; x nook and ladder truck;
40 men, part paid; eltetric alarm. J. L. Smith.
Watee Supply— Water-works; z6 hydrants; 2
miles mains. Geo. A. Putnam, Town Clerk.
Arliugtoiiy Middlesex Co., population 5000; z
hand f ngine; z hook and ladder truck; 3 hose car-
riages; 3000 feet good linen hose; 55 men, volun-
teers; a horses. Chas. Gott.
Water Supply— Water-works; gravity pressure;
za miles of mains; Z03 hydrants; 75 Chapman gates.
Thomas Roden, Supt.; B. D. Lock, Town Clerk.
AsbnrDham, Worcester Co., population t9058;
frame buildings, two stories; department consists of
2 hand engines, 3 hose carriages; ^00 feet cotton
hose, good; 600 feet rubber, good; 000 feet leather
hose, good; value of apparatus and supplies, $9000;
2 buildings owned, value $a8oo; membership Z07,
volunteers; annual expenses, $976; bell alarm.
Chief elected by selectmen. L. B. Adams.
Water Supply— Springs; mvity; z mile mains;
6 hydrants. W. B. Whitney, Town Clerk.
Ashbf , Middlesex Co., population fSaz; frame
buildings, two stories; department consists of z
chemical engine; value of apparatus, $zzoo; mem-
bership 30, all volunteers; expenses in z888, $8$;
bell alarm. C. O. Green. * _
Water Supply— Wells. J. W. Sheldon, Town
Cleric.
Asklaadj Middlesex Co., population 0633; area,
767a acres; fire limit, same; fireworks ordinance;
mercantile buildings, wood and brick, two to four
stories; wooden roots permitted; dwellings, wood,
two stories; department consists of z steam engine,
z hand engine, z hook and ladder truck (extension),
a hose carriages; Siamese oouplinss used; z^feet
cotton hose, good; 500 feet good leather hosej4
horses hired; value of apparatus and supplies. $77cx>;
z buildfaig owned, value |aooo; membership 40;
annual expenses, $1334; hell alarm. Chief ap-
pointed by selectmen. G. C. Fiske.
Water Supply— River, brooks and ponds. E.
T. BilUngs, Town Clerk.
Atkol. Worcester Co., population 5500; fire
limit, zooo acres; mercantile btdldings, wood and
brick, three stories; wooden roofs; dwellings, wood,
two stories; department consists of a steam engines,
z hand engine, z hook and ladder truck, 4 hose
carriages; 350 feet rubber hose; 5000 cotton; 830
leather, good; vahie of apparatus and supplies,
$zo,ooo; value of buildings, $z5oo; z rented at $40
per year, membership 56, part paid; annual ex-
penses, $S«»; bell alarm. J. A. Carter.
Water Supply — 3 reservoirs, supplied bv
brooks; gravity pressure; zo miles street mains; di-
ameter 4 to za inches; 50 hydrants; pressure 40 to
Z40 poui»ds; annual expenses of water department,
Sasoo. Alex. McDonald, Supt.; John D. Holbrook,
Town Clerk.
A ttleboro, Bristol Co., population •7S<»;^fii«
limit, 2700 acres; mercantile buildings, wood, three
stories; wooden roofi; dwellings, wood, two stories;
department consists of z hook and ladder truck, a
hose carriages; aooo feet cotton hose; z8oo feet
leather, good; value of apparatus and suppU^,
$6000; a buildings owned, value $10,000; member-
ship 4Z, part paid; annual expenses ?ai«>I ^tele-
graph alarm. Chief elected by <fistrict. R.B.Nye.
Water Supply— Direct pumping system; z res-
ervoir; capacity 4.0CO.000 giaions daily; daily con-
sumption zao,ooo gallons; Z3 miles of street mams
and pipes; diameter 4 to zo inches; zoo hydrants;
pressure 80 to zao pounds. G. B. Fits, Supt.; John
O. Bates.
Aytfr, Middlesex Co., population •«3i; ««;»
5760 acres; fireworks ordinance; mercantile build-
ings, brick, two and three stories; wooden roofs per-
mitted; dwellings, frame, one and two stories; de-
partment consists of hand engine, z hook and ladder
truck, 3 hose carriages; 800 feet rubber lined hose;
aoo feet cotton, good; zooo feet leather, good; 400
feet poor; value of apparatus and supplies. 930po:
z building used, value $800; membership 75; TJ"*"
paid members, 4 part paid; annual expenses, $734;
bell and whistle alarm. Chief elected by board of
eneineers. H. C. Sherwin.
WATER Supply— 5 reservoirs, supplied bv pump-
ing and springs; canals and brooks. A. Atwood,
Chrm. Commrs.; A. Fenner, Town Clerk.
Barre. Worcester Co.. population '2093; fire-
works ordinance; mercantile buildings, wood, two
stories; wooden roofs permitted; dwellings,, wood,
two stories; department consists of z steam engine,
a hand engines, z chemical engine. 6 chemical band
extinguishers, z hook and ladder truck, 3 hose car-
riages; aooo feet good hose; value of apparatus and
supplies. $4000; annual expenses, $800; bell alarm.
Chief elected by board or engineers. C. H. Fal-
lonsby.
Water Supply— Large reservoirs and stream.
J. C. Bartholomew, Town Clerk.
78
Fire Protection and Water S^qjpfy.
MASSACHUSETTS— C^MifiHM^
_ J^!^!^y^^»» HMBpshSre Co., popnlaHon
am Daildmgs. wood, two and three stories; wocMlen
rooii; department consists of s chemknl hand ez-
tmgnishers, i hook and ladder tni^ Tahie of ap-
ff^'" *■*" «?PP'««»' *|a>; 15 ▼ohinteer membeis.
Ic E. Faircfaild.
Water Supply— WeBs. W. B. Giover. Town
CleriL
BeliMBt, Middlesei Co.. popalatioB ft6^
area. 2700 acres; fire limit, same; tnune boildiocs.
two and one-half stories; sfafaigleroofr; dnartment,
9 band ensines, i diemica] engine, a boee car-
nag^; 600 feet good cotton hose, 400 feet poor; aoo
teetlmen: 900 feet good leather; vaJoe of appantns
and supplies. $300; valoe of braidings owned. $1500^
78 ▼^onteeis; annual expenses. &^\ bell abmn.
D. Chenery.
Water Supplt--3 i«scrroirs, sappUed from
brooks; caradty 85.000 gaUoDS daily. W. J. Un-
Bewly, Essex Co.. popolation t9x86; area. 860
acTPs: fire limit, same; fireworks ordinance; frame
buildings, two to four stories; shingle roofs per-
mitted; department consists of 3 steam engines, a
hook and ladder trucks, 6 hose carriages; siamr
•»»« w^ucn; uuuai expenses, 97000; telegraph
alarm. Chief elected by the boaid. Levi K. Good-
hue.
Water Supply— Resenrcfe and direct pumping
system: capacity of pumps 4.000,000 gallons daily;
50 milcsi street mamsand supply pipes; diameter,
4 to 90 inches; x6o hydrants; 970 gates. Tarious; 50
meters, Tarious; pressure 60 pibnnds; •nmt^i ex-
penses of water department, $17,000. Charles
Pickett, Supt.; Wm.«. Lovett. City Qeik.
Billeriea, Middlesex Co.. population 3000 (fai-
dndes North BiUerica); i hand engine; z £ise car-
riage; 100 feet good hnen hose, 300 feet new rub-
ber-lined, zoo feet fiur leather; 30 men paid part
time; auxiliary apparatus coTcring the riUage; 3
iptary force pumps; 9500 feet Unen and nibber-
Imed hose and hose carriage; hose company, zo
men, connected with Talbot mills, and i rotary
feroe pump; zooo feet linen and rubber-Uned hose
and hose carriage, connected with Faulkner mills;
both systems can be combined. Ed. B. Haskell. -
Water Supply — Wells, cisterns and river.
Dudley Foster. Town CleriL.
BlaokintOB, Berkshire Co.. popuatidn 900;
frame buildings, two to four stories; wooden roofs
po^itted; z hose carriage; 500 hand grenades;
9000 feet good cotton hose. 50 feet good leather;
▼alue of apparatus and supplies, $1000; automatic
fire alarm; no department.
Water Supply— River and mountain springs;
water-works; reservoir. 950.000 gallons; gravity and
direct pressure; 3 force pumps; 9o hydrants; pres-
sure 130 pounds. Daniel Eadie.
Blackstone, Worcester Co., population 15435*
z steam engine; z hose carriage; Z500 feet good
cotton hose; 90 volunteers; 9 horses. J, J. Dorsev.
M. Carroll. '
Bolton, Worcester Co., population 1876; biick
and frame buildings, one and a half and two sto-
ries; wooden roofe permitted; department consists
of 1 hook and ladder truck, with buckeU and force
pump.- value of apparatus. $900; 90 volunteer mcm-
bere; bell alarm. L. H. Famsworth.
Water Supply— Brook and wefls. A. S.
Haynes. Town Clerk.
Boston, Sufiblk Co., population 400.000; area,
g^'9» acres; fire limit, same; fireworks ordinanoe-
mercantile Mklings. brick, five to ten stories; brick
dwellings, three to eight stories; department con-
sists of 34 steam engines. 9 dienikal eapso.^
hose carriages. z6 hook and Iwlder tmAs. ifee-
boat, z water tower, z aerial faKkler, SB npplT
wagons; in leserre. 7 engiw^ a fhrmifsl. 6 boa
carts. Z3.ooofeet of hose. 3 hook amlladder tniis:
luuMse couplings nsed; 63.086 feet of hose; 5196
feet rubber, 48.^7 feet cotton. 600 leec hneB^aMS
dwBica], 9Z7 feet soctkm, 9334 ««» 1m«<I: iS(
horses; value of appaiaius and supplies, ^jae.
54 buildings owned bydtr: 700 messbers. 41D fii
paid. 990 part paid; aanoal eipcBses, $60^000; &e
uarmtefegr^ih. 400 street hoses. Chietippoiflfed
by fire oommissiooers: fire patrol, inoorponirdisd
supported by underwriters. 30 membeis. ib&oI
e^>enses of fire patrol. ^803. L. P. Wfbe
WATER Supply— Kvcr and faAes; conbnei
gravity and pumping systems; Worthmgta od
ooier pomps, combined daily capacity 31.000A
gallons; total number of hytbaats 59^ total laas
mains 600. diameter 4' to 48 inch; 6071 giai
3590 meters; pressure 90 to 85 poonds; oosot
works todate about $a9,5oo^ooa T. C Dohon,
Pres.; D. Busket. D. Fits Gerald. Sopts.; T.E
Hart, Mayor; Jan. H. ONeil. City Ckfk.
Bradlbrdy Essex Co., popolation 13106; deps^
ment consists of z steamer, z hose carriage, i R?-
ply wagon; 9900 feet good linen boae: Z5 psdao-
bers; electric alarm. S. F. MHls.
Water Supply— 6 reservoirs; high prcssr
water-works to be erected. A. Tfaocslon Do&i
Town aert
BiaiBtvee, Norfolk Co.. populatfea t^ofo; ^
works ordinance; causes of fires investigatfd. we-
canrde boiklings, wood, two and ttree sum
wooden roofe; wood dwellmgs, two stories; deptf^
ment consists of 9 hand engmes, zhookaadliddB
truck, 9 hose caniaees; Siamese oooplinfis vt
1950 feet good ml>ber hose, zoo poor; 3500 fse
good cotton. SAO poor; 600 feet poor finen; 4»fai
good leather; factories have force pumps sndfaast
4 horses in use; value of apparatus and sqipi^
$z9,ooo; 3 tnuldings owned, value $4900; x?§ K
paid members; annual expenses Saoooc bdl alais.
fTo. Whitmsrsh. ^^
Water Supply— Reserroir and poads; vse-
wcMTks. S. A. F. Marshfieki. Snpc; S. A. Bm
City Clerk.
Bridgewater, Plymouth Co.. popabtioa \i^.
firame buildings; department consists of istesao
ine. z hand engine, z hook and ladder track, :
riages; 9000 feet good hose; Tahie of 9-
paratus and supplies. $9000; z batUing ovsk
value $1500; electric be'l alarm.
Water Supply— River; system, pumpinf ^
rect and to stand-pipe, capacity of latter ;5°>ac
gallons; Worthington pumps, daily capadtr x.5b.-
000 gallons; 30 hydrants; 9Z miles mams, diao^
6 and 8 inches; Lodlow gates; pressure 80 ^oaiBL
annual expenses $9000. H. H. Tbomdike. Sb;< :
H. Crane, City Clerk.
Brockton, Plymouth Co.. populatioB i3>7S>
department consists of 4 steam engines, i hsado-
gine, I chemical engine. 9 hook and ladder trscis.
6 hose carriages; zo.ooo fieet good cotton bose. rsb-
ber-lined; 118 call men; tel<- graph alarm. 39 b(ux£
Z9 horses owned by cit7. Chas. Eaton.
Water Supply— Water-works, grarity sts»&
500,000 gallons capacity; z reservoir; 40 miles c^
mains; 451 hydrants. W. F. Cleariand. O. W. U
Packard.
Brookfieldy Worcester Co., population taox;
fi^me buildings, two stories; shingle roo£i; dcpt-
ment consists ot 9 hand engines. 9 hose carnages,
z steam pump; 3000 feet good hose; value of appt-
ratusand supplies. $4000; 9 buildings owned, vahtf
Sz6.ooo; ZQ3 volunteer members; aanoal tsptasti
$600: bell and vriiisde alarm. Qiief appointed bj
selectmen.
Water Supply— Springs, by gravitf to 8 nsff-
voirs; zo hydrants; 9 miles mains, dmaeteroo a
Fire Protection and Water Supply,
79
nch; 6 Chapman gates; cost ol works $14,000;
»essure so^unds. C. P. Carpenter* Supt.; H.
P. Gerald, Town Clerii.
Brookllney Norfolk Co., population *ii.ooo; i
iteam engine; z chemical extinguisher; z hook and
adder truck; 3 hose carriages; 6000 feet good cot-
on hose, 9000 feet poor; 6 men paid fiiU time, 55
rolunteers; 9 horses; tidegraph alarm. G. H.
rohnson.
Watbb Supply— Water-works, direct and grav-
tj pressure; i reservoir; stand-pipe, 9,000.000 gal-
ons capacity; 40 miles of street mains and supply
lipes; 347 hydrants; 450 meters, Crovm and others;
Tessure y> to 100 pounds. F. F. Forbes, Supt.;
). F. Baker. City Clerk.
Bocklaady Franklin Co.; see Shelbume
^alls.
Cambridge, Middlesex Co., population *68,ooo;
rea, 4314 acres; no fire limits; fireworks ordi-
aoce; mercantile buildincs, brick, three to six
tones; shingle roofs perxmtted; dwellings, frame
nd brick, two to four stories; department consists
f 6 steam engines, i chemical engine, 3 hook and
idder trucks. 6 hose carriages; two-way Siamese
suplings used; 10.500 feet good cotton hose; 24
orses; value of apparatus and supplies, $78,000; 7
uildings used, value $124,000; 2 rented, $100 per
nnum; 99 members; 25 full paid; part paid, 74;
Kpenses for i88'8, $54,000; automatic alarm, j^
reet boxes. Chief appointed by Mayor and ap-
roved by council. Thomas J. Casey.
Water Supply— Direct piuaping; reservoir,
ipacity 5.000,000 gallons daily; Worthington and
>lake pumps; daily capacity, 16,000,000 galtons;
[7 hydrants; zoo miles mains; diameter, a to 24
ich; 28 gates; Chapman; 218 meters, various;
ressure. ao to 50 pounds; cost of works estimated,
2,500,500; expenses in z888, $181,040. C. W.
jngsley, Pres. Water Board; Hiram Nevins,
apt.; Walter W. Pike. City Clerk.
CampellOy Plymouth Co. See Brockton.
Can tony Norfolk Co., population 14600; area,
soo acres; fire limit, same; causes of fires invesd-
ited; frame and brick buildings, two stories; z
earner; a band engines; z book and ladder truck,
hose carriages; Siamese couplings used; 3000 feet
x>d cotton bose; value of apparatus, $zo,ooo; 3
lildings in use; 63 volunteer members; expense
r 1888, $aooo. Ctiarles Ellis.
Watbr Supply— River and wells; works in
lurse of construction. Gerald Healy, Town
lerk.
Chelmafordy Middlesex Co., population 12304;
dders, buckets, hooks, etc., value, $300.
Chelaea^ Sufiolk Co., population faS.ooo; area,
00 acres; fire limit, same; fireworks ordinance;
uses of fires investigated; mercantile buildings,
id:, three stories; shingle roofs; dwellings, wood,
o and a half and three stories; department, 3
earn engines, z hook and ladder truck, 5 hose car-
iges; Siamese couplings used; aoo teet rubber
ise; 8000 feet cotton, good; 12 horses; value of
ipfliratus and snppHes, $52,000; 5 buildings owned,
Ine $73,450; membership, 77; all paid members;
nual expenses, $a6,ooo; telegraph alarm; 26
reet boxes. Richard Bntier.
Watsr Supply— z7 reservoirs; capad^, 500,000
liiODS daily; gravity; 4 wells; 32 miles street
sins; diameter, 3 to z6 inches; 160 hydrants;
ressure, 45 pounds; annual expenses of water de-
irtment, ^Z7,845. Boston Water Board, G. B.
limey.
Chealiirey Berkshire Co., population *z6oo;
lildings, wood, two stories; no fire department
Water Supply— ^jrravity pressure; z reservoir;
miles mains; diameter, 3 to 8 inch; Z7 hydrants;
essure, zss to Z50 pounds. H. A. Northrup,
ipt.; J. G.*Northnip, Town Clerk.
Chlcoyeey Hampden Co., population tzz,528;
fire limit, 640 acres; mercantile bmldings, brick,
three and four stories; shingle roo£s permitted;
dwellings, brick and wood, two and a half and
three stories; department consists of z steam en-
gine, 2 chemical engines, 6 chemical hand extin-
guishers, z hook and ladder truck, 4 hose car-
riages; Siamese couplings used; 2900 feet robber
hose, good; 9000 feet leather, good; 300 feet poor;
value of apparatus and supplies, $22.7Zo; 2 build-
ings owned bjr department, value $4300; member-
ship, Z08, paid; annual expenses, $5000; bell
alarm: Chief elected by department. P. M.
Judd.
Water Supply— Ponds and springs; gravity
and pumping systems; Deane pumping ma-
chinery; 38 hydrants; 2^ miles mains; diameter 4
to 8 inch; iz gates. Chapman; pressure, 40 to 85
potmds; cost of works, $8z,5oo; annual expenses,
$1500; system operated by Chicopee Water Co.
Emerson Gaylord, Pres.; E. R. Stickney, Supt.;
John D. White, Town CleA.
Chicopee Fails, Hami>den Co., population
4^00; buildings, fi^me and brick, two to four sto-
nes; wooden roofs; department consists of z hand
engine , 2 chemical extinguishers, z hook and lad-
der truck, 3 hose caniages; 700 feet hose, good;
750 feet fair; 800 feet second class; value of appar-
atus and supplies, $6000; membership, 62; volun-
teers; annual expenses, $500; bell alarm. O. K.
Batchelder.
Water Supply— River; water-works; gravity
system; 5 miles street mains; 46 hydrants; 4 force
Sumps; pressure, 55 to zoo pounds; z reservoir. H.
. Boyd.
ClIntOBy Worcester Co., population zo,5oo;
area, 2560 acres, fire limit, same; mercantile build-
ings, wood and brick, two and three stories; wooden
roofs permitted; dwellings, wood, two stories; de-
partment consists of z steam engine, z hook and
ladder tru6k, 6 hose carriages; zooo feet robber,
4200 cotton, 25Z0 leather hose; 2 horses; 4 buildings
used; membership, 80, z full paid member, 68 part
paid; annual expenses, $5000; steam gong alarm.
C. C. Stone.
Water Supply— Streams; by gravity to reser-
voir; Z35 hydrants; 25 miles mams; diameter, 4 to
z6 inch; Chapman gates; 37 meters. Crown,
Union, Desper; cost of works, $27,000; annual ex-
penses, $5,300; operated by city. James E. Howe,
Pres, Water Board; H. H. Howe, Supt.; J. fi.
Philbin, City Clerk.
Cockitnate, Middlesex Co. See Wayland.
Cohassety Norfolk Co., population '2230; z
hand engine; z hose carriage; z book and ladder
truck; membership, 60 volunteers.
Water Supply— Driven wells; system pumping
to reservoir; Blake pumping machinery, oaily
capacity 750,000 gallons; 35 hydrants; 7 miles
mains, diameter 4 to za inches; Chapman gaces,
pressure 60 pounds. Chas. A. Welch, Pres.; D.
N. Tower, Supt.; N. B. Tower, Town Clerk.
Coacordy Middlesex Co., population 13727;
area, ^,000 acres; fire limit, same; causes ofnres
investigated; fl'ame buildings, two stories; shingle
roofs permitted; department consists of 2 hand en-
gines, 3 hose carriages, 2 hook and ladder trucks;
2200 feet rubber-lined hose; zaoo feet good cotton
hose; value of apparatus and supplies. $4500: 3
buildings owned, value $aooo; 77 members, tufl
paid; annual expenses, SZ500; bdl alarm. Chief
elected by department. Densmore B. Hosmer.
Water Supply— Direct pressure; z reservoir,
supplied from pond; 30 miles street mains and sup-
ply pipes, diameter 4 to za inches; ZQ4 hydrants;
pressure, 50 pounds; cost of works, $Z40,ooo; annual
expenses, ^zz. John O. Haskell, Supt.; Geo.
Heywood, City Clerk.
8o
Fire Ptotection and Water Sugppfy.
NiASSACHUSETTS— OMjyMMdL
Gob way, FWoklin Co., popolation ti573: i
band engine; i liose carriage; 400 feet good cotton
hoie; 900 feet new leatner boie, 500 feet poor; 900
fset new linen hoae; 30 Tolnnteer members. C. A.
Smhh.
Watbs SuPPLT^River. H. W. BilUngi, Town
Clerk.
Cottage Citft Dukes Co., population 4500;
buildings, wood, two and a half to four stones;
shingle roofs; z steamer; 2 chemical engines; z book
and ladder truck; 3 hose carriages; 9000 feet good
cotton hose, 50 feet poor; value of apparatus and
supplies. $90,000; 80 members, s paid part time;
expenses in z888, $z5oo; electric alarm; 7 street
boxes. Geo. W. Smith.
Watbr SupPLT—Watcr-works, direct pressure;
Knowles pumps; 1 mile street mains; 9 hydrants;
pressure, zoo pounds; works cost $8,500. R. H.
Chase, Snpt; H. H. Davis.
I>altOB« Berkshire Co., population 9600: build-
ings, brick and wood, three stories; department
consists of 6 hose carriages; mills have hose com-
panies, from 500 to zooo feet hose each; zooo feet
rubber-lined hose, good; whistles and bell alarm.
C. Glennon.
Water Supply— Gravitv system; z reservofar,
cl^>acity z,ooo,ooo gallons; o miles street mains; 5z
hydranrs, pressure Z37 to Z50 pounds. Homer
BickneU. Cfity Clerk.
DanTOra. Essex Co., population *7048; area,
7680 acres; fireworks ordinance; buildings, wood,
two to lour stories; shingle roo& permitted; depart-
ment consists of z hand engine, z hook and ladder
truck, 9 hose caniages; zooo feet rubber hose, 9000
feet cotton, good; 500 feet linen, poor; zooo feet
leather, good; value of apparatus and supplies,
$3000; value of buildings in use, $5000; member-
ship, Z08; annual expenses, $5880; bell and whistle
alarm. Chief electea by boaxd of engineers. D.
W. Wheelwright.
Water Supply— Aqueduct, pumping svstem;
3Z % miles street mains; diameter, 6 to z6 inches;
900 hydrants; pressure, 50 to 8^ pounds; annual
expenses of water department, $z6,894. H. New-
Dedham, Norfolk Co., population i644z; fire-
works ordinance; mercantile buildings, usuallv
frame, two stories; wooden roofs permitted; dwell-
ings, frame, two stories; department consists of 4
chemical extinguishers, z steam engine, 5 hand en-
gines, z hook and ladder truck, 7 hose carriages;
Siamese couplings used; 600 feet rubber hose, good;
Z700 poor; 3750 feet cotton hose, good; value of
apparatus and supplies, $8000; 7 buildings owned
by department, value $z5,ooo: membership, zzo. all
volimteers; annual expenses, $3000; bell alarm.
Chief elected by engineers, who are appointed by
selectmen. G. A. (Tuild.
Water Supply— Wells and cisterns; gravity and
stand-pipe system; Knowles pumping machinery,
daily capad^ 3,000,000 gallons; Z92 nydrants; 90
miles mains, diameter 4 to zo inches; Z50 gates,
Ludlow, Chapman; 3 meters. Crown: gravel mtera-
tion; cost of works to Dec. z, z888, $165,000; pres-
sure 40 to 60 pounds, operated by orivate company.
W. Warren, Pres.; W. F. Hill, Supt; D. G. HiU,
City Clerk.
Deerlleldy Franklin Co., population 13049; fire
department owns hooks, ladders, extingtOshers,
pumps, paUs, etc.
Water Supply— Driven wells. H. S. ChUds,
Town Clerk.
BoQf lata, Worcester Co., popolation 9005; z
enrine; volunteer company.
Water Supply— Wefls and dstems. Thoa.
Meek, Town Clerk.
Uraeat, Middlesex Co., popolmiQn tigar. frne
bmkiings. two stories; i hoae carriage; zsoo fact
linen hose. Owned bv mills. Geo. S. Dmn.
Water Supply— Brooks.
Dadley, Worcester Co., population \tej^ Sa
Webster.
Sast BridgowatOft Plymooih Co.. popak^
tion 3500; buildings, wood, one and a half and t«o
stones; shingle roots; department oonaitts of i band
engine, 9 hook and ladder trucks,4 handhoseicek
vaine of apparatus and supplies, $300; looTofacr
teer members; bell alarm. Minot S. Curtis.
Water Supply— WeUs; system, pnmpiac tc
stand-pipe and direct; capad^of stBnd>pipe4Sa-
000 gallons; Worthington pumps, daily capictr
m,ooo nllcms: 30 hydrants; total miles niaJBsi
B. and E. B. 9z; diameter 3 to zo mches; qau^
water, soft; not filtered; pressure 85 pooiids; cos
of works, $Z4o,ooo (estimated); annual exposes.
$90oa B. W. Harns, Pres. Co.; H. H. Vaat
dike, Supt.; Frank Smith, City Clerk.
Eaat Brooklleldy Worcester Co., popolaaoi
*zooo: area and fire limit, z8oo acres; btevsis
ordinance; frame buildings principally; i haod e-
gine; z hose carriage; 300 feet good cotton boc
900 linen and zoo leather, poor; 300 leather; nbe
of apparatus, etc.. $95,000; z building used, vbi
$zooo; 55 members, 48 paid. P. Bollard.
Water Supply— 3 reservolis, ponds aad i at
ural spring.
EaatkamptOBy Hampshire Co., popaiaK:
t499Z; z hand engine; z book and ladder track; :
hose carriage; Z500 feet good rubber hose; w
feet good linen; Go volunteers. E. E. Jones.
Water Supply— Water-works; direct presssre
3 miles of mains; 40 hydrants.
Eaat StonghtOM, Norfolk Ca; bniUisfs
wood, two to four stcvies; wooden roofi penu»^
department consists of z steamer, z hand engiK:
hose carriages; 9950 feet cotton hose; 300 feet gsoii
leather; 3 horses; value of apparatus and vp^
$6000; Z5 full paid members; expenses in iSSl
$9000; bell alarm. John Geary.
Water Supply— 3 reservoirs. H. C. Kinbfc
Town Clerk.
East Weymoatkt Norfolk Co. See Wer I
mouth. I
Edgartowtty Dukes Co., popnladon 11^ ^ '
works ordinance; causes of fires investigated; d^
partment consists of z hand engine, i cbcfixsl
engine, z hook and ladder truck; 500 feet coPio
hose; 500 fieet good leather; z building owned, vaJa
$800; 30 members, all paid; annual expenses. $1?:
bell alarm. R. E. Norton.
Water Supply— Bay; 3 wells of 50 barrels ««t
John A. Baylies, Town Clerk.
Enfield, Hampshire Co., popnlatk» fiois 1
hand engine; z hose carriage; 950 leet good rubber
hose.
Water Supply— River. Charles Ridarti
Town Clerk.
Etaezy Essex Co., popolation *Z73S; ares. ^
acres; frame buildings, two stories; shmgle raofe:
departmoit consists of 9 hand enginaa. a hose ex-
suuBcae
riages, z hook and ladder truck;
used; zzoo feet cotton hose, good; valne of ^pv>-
tus and supplies, $4500; 9 buildings owaed, vafc^
$9000; membership 90, full paid; annnal eipeiuc^
$600; bell alarm. L. E. Bomham.
Water Supply— River and wella. N. BBr^
ham, Town Clerk.
Ereretty Middlesex Co.. popiilatioD«9ooo; aies,
9300 acres; frame buildings, two atoriet; (i«6^*
ment consists of z steam engtaie, z bookandlsMff
truck, 9 hose carriages; Z900 feet good coOoabtfe,
700 feet poor leather; a horses; vahw of app'O'''
Fire Protection and Water Supply.
8j
ind supplies $7000; value of buildings $3500; 35
DODben, I fu]l paid, 94 put paid; annual expenses
\a700; bell a^ann and telegraph alann. Chief
bosen by engineers. Joseph Swan.
Water Supply-— Reservoir system; 90 miles of
treet mains and supply pipes, diameter a to 16
ncbes; 88 hydrants; pressure ^ pounds; annual
ipenses of water department Ip^oo. J. H. Can-
idl, Town Clerk.
FairkaTeiif Bristol Co., population taSao; 6400
ores; fireworks ordinance; causes of fires investi-
ated; frame buildings, two and four stories; shingle
3ofs permitted; department consists of x steam en-
ine, I book and ladder truck, i hose parriage; lazo
set good cotton hose, 600 poor; value of apparatus
ad supplies, $5000; 4 buildin^p owned by depart-
lent, value $3000; 90 full paid members; annual
Kpenses $1500; beU alarm. Chief elected by
ilectmen. - T. N. Morse.
Water Supply — 7 reservoirs, supplied from
^riogs, capacity 300 gallons daily; river and ponds.
. Dc P. Tappan, City Clerk.
Fall River 9 Bristol Co., population *6a,ooo;
reworks ordinance; mercantile buildings, brick
id stone, five and six stories; shingle roofs per-
itted; frame dwelhngs, two and two and a naif
ories; department consists of 7 steam engines, 5
lemical hand extinguishers, 4 hook and ladder
Qcks, xo hose caniaget; Siamese couplings used;
;,ooo feet good cotton hose; 99 horses; value of
)paratus and supplies $67,500; xo buildings
vned, value (with land) $969,700; X39 members,
full paid, 1x8 part paia; annual expenses $43,000;
t alarm telegraph, 56 street boxes and ^3 private
>xes. Chief elected by council. Philip bavol.
Water Supply — Direct pumping system; 54
jles street mains and supply pipes, diameter 6 to
\ inches; 6x8 hydrants; pressure 3X to iio pounds;
mual expenaea of water department $19,559. P.
ieran.
Fitc^barffy Worcester Co., population *99,ooo;
ea. 17.879 acres; fire hmit, 550 acres; fireworks
dinance; mercantile buildings, brick and wood,
ro to four stories; wood dwellings, two stories;
apartment, 3 steam engines, 9 hook and ladder
icks, 7 hose carriages 13 in reserve) and x hose
igon, X hose sleigh, x ladder; Siamese couplings
ed; 8aoo feet cotton hose, 1500 feet linen, 350 feet
ither; 7 horsea; value of apparatus and supplies,
^*7^3l S buildings owned, value $16,550; mem-
Tship, 67 part paid, 4 full paid; annual expenses
4.000; fire alarm telegniph. 38 street boxes,
lief elected by city. D. W. Tinsley.
Water Supply— Gravity pressure; 3 reservoirs,
pacity 3,500.000 gallons per day; 38 miles street
uns, diameter 4 to 16 inch; 968 hydrants; 954 gates
Chapman, Barton; 657 meters — Crown, Ucion,
orthington, Hersey; pressure 80 to X50 pounds.
10s. C. Lovell, Supl.; W. A. Davis, City Clerk.
Florenoay Hampshire Co., population \yx30
art of Northampton); mercantile buildings, brick,
o stories; shingle roofs; wood dwellings, two sto-
s; department consists of x hook and ladder truck,
lose carriai^ea; Siamese couplings used; xooo ieet
t>ber hose, 400 feet cotton hose, good; 400 feet
or linen; value of apparatus and supplies, $3000; x
ilding owned, value $4000; 94 full paid members;
nual expenses $1500; beU alarm. William A.
ilcy.
VSTater Supply— Gravity system; water mains
"ougb all principal streets, diameter 4 to x6 inch;
drants; pressure 65 pounds. J. M. Clark, Supt.;
I. Clapp. City Clerk.
PoxboroWKh* Norfolk Co., population '3900;
team engine; x hand engine; 9 hose carnages; 9
se reels; 217 paid men; X950 feet good cotton
Be. 500 feet good linen, 900 feet good leather. R.
.Carpenter. ^ ^ ,
M^atbr Supply— 9 astems; 4 hydrants; inex-
haustible wells; water-works to be erected during
present year. L. E. Gray, Town Clerk.
Framiiif haoiy Middlesex Co.. population *xo.-
000; brick and wood buildings, two stories; depart-
ment consists of 9 steamers, x hand engine, x hook
and ladder truck, 3 hose carriages; 6000 feet good
cotton hose, 500 feet good linen; value of apparatus
and supplies, $X5,ooo; xao members, 60 part paid;
expenses in x888 $4500; telegraph alarm, x8 boxes.
Watbb Supply— Direct pressure. Holly sys-
tem; X9 reservoirs: X5 miles street mains; 75 hy-
drants; pressure 80 pounds. E. A. Martin. Supt.;
F. E. Hemenway. City Clerk.
Franklla, Norfolk Co., population 13983; fire-
works ordinance; causes of fires investigatecf; mer-
cantile buildings, brick, two stories; wooden roofs
permitted; frame dwellings, two and a half stories;
department consists of 9 hand engines, x hodt and
ladder truck. 4 hose caniages; 9x00 feet of new cot-
ton hose; value of apparatus and supples, $^300; 9
buildings owned, value $1500; X47 members; an-
nual expenses $aooo; bell alarm. Cfaief elected by
board of engineers, appointed by selectmen. G.
E.' Emerson.
Water Supply— Wells; stand-pipe system;
Knowles pumps, daily capacity x,ooo,ooo gallons;
6x hydrants; 7% miles mains, diameter 4 to xa inch;
6 meters — Crown, Worthington; cost of works
$X39.ooo; pressure 34 to 75 pounds; operated by
private company. J. G. Ray, Pres.; W. E. Ma-
son, Supt.; C. E. Griffin, Town Clerk.
Freetown » Bristol Co., population X547; fitime
buildings, two stories; department consists of x
hand engine, x hand chemical engine, x hook and
ladder truck, x hose carriage; 600 feet good cotton
hose; 40 volunteer members; value of apparatus
and supplies $850; bell alarm. J. A. Manchester.
Water Supply— River and wells.
Gardner, Worcester Co., population 17983;
area, 13.000 acres; fire limit, same; fireworks ordi-
nance; mercantile buildings, wood, three stories;
wood dwellings, one and a naif stories; department
consists of 9 hand engines, 9 hook and ladder trucks,
4 hose carriages; 4500 feet good rubber-lined hose,
X50 feet poor; value of apparatus and supplies
$8000; 3 buildings in use, value $7000; lao mem-
bers, part paid; annual exoenses $9000; steam
whistle alarm. C. N. Edgell.
Water Supply— Pumping system; x reservoir,
supphed b]r springs, capacity 4,000,000 gallons
daily; X4 miles of street mains, diameter 4 to 14
inch; 74 hydrants; presrure xao pounds; expenses
of water department $4300. H. W. Conant; C. W.
Bush, Town Clerk.
Georgetown » Essex Co., population 19999; <
steam engine; 3 hand engines; 6 chemical extin-
gaishers; i hook and ladder truck; 4 hose carriages;
400 ieet good rubber hose; xooo feet good linen;
500 feet good leather, 500 poor; 900 volunteer mem-
bers. G. L. Mighill.
Water Supply- x6 reservou?; 6 cisterns. H.
N. Harriman, Town Clerk.
Gloucester 9 Essex Co., population *9^.ooo; de-
partment consists of 4 steam engines, 3 nand en-
gines, 9 chemical engines, a book ai.d ladder trucks,
A hose carriages, x supply wagon, x fire boat; xa,-
600 feet good hose; 19 horses; value of apparatus
and supplies, $43,000; X97 members; X7 paid; x8o
^1 men in city and suburbs; expenses in x888,
$3^,099; telegraph alarm, 99 boxes. Ed. L. Lane.
Water Supply— Conduit; system pumping to
reservoirs; Knowles pumping machinery; X40 hy-
drants: 97 miles mains, diameter 6 to x8 inches; ao
gates. Chapman; 40 meters, Worthington; pres-
sure, 69 pounds; cost of works, $500,000. J. O.
Proctor, Pres.; J. E. McCusker, Supt.; Wm. W.
French, Mayor; John J. Somes, City Clerk.
t
s^
Fire Protectwn and Waier Sugpply.
MASSACHUSETTS— C<wiyN««/.
Grafton, Worcester Co., population t4Soo;
aiea, 8000 acres; fire limit 3000 acres; fireworks or-
dtnaDce; mercantile buildings, wood, two stories;
wooden roofis; dwellings, wood, two stories; depart-
ment consists of 3 hand engines, 3 chemical band
eztinguisbers, x hook and ladder truck, 3 hose car-
riages; xaoo feet cotton hose; 300 feet linen; 600 feet
poor leather; value of apparatus and supplies, $6000;
3 buildnigs, value $3000; zsS full-paid members; an-
nual expenses, $1957; bell alarm. Chief elected by
board of engineers. Alden M. Bigelow.
Watbr Supply— Springs; direct pumping sys-
tem; Worthington machinery, daily capacity 750,-
coo gallons; 93 hydrants; 10 miles mains, diameter
4 to zo inches: 51 gates, Ludlow; pressure, 100
pounds; cost of worn, $93,000; annual expenses,
$3500; a new z.ooo.ooo-galfon pump will be added,
and a reservoir constructed during present year.
Solon F. Smith, Supt.; A. A. Howe, City Clerk.
Great Barriugtoa, Berkshire Co., population
t4279; z steam engiDc; z hand engine; 4 hose car-
riages; 2000 feet good cotton hose; aooo feet linen;
500 feet good leather, 500 feet poor; 80 volunteers.
Water Supply— water-works; gravity pressdre;
z reservoir, 900,000 gallons capacity; 4^ miles
street mains and supply pipes; 22 hydrants. H. F.
Robbins.
Greenfield, Franklin Co., population 14869; z
hand engine; 2 chemical extinguishers; z hook and
ladder truck; q hose carriages; 3600 feet j^ood cot-
ton hose; 500 feet good leather; 04 men, paid by the
hour. H.L.Miller.
Water Supply— Water-works; gravity pressure;
z reservoir, 15,000.000 gallons capacity; 5 cisterns,
55,000 gallons capacity; aa miles street mains, diam
eter z to 14 inches; 70 hydrants; 30 gates. Chap-
man, Ludlow; 6 meters, Crown; pressure, 95
pounds; cost of works, $xjo,ooo; annual expenses,
$z5oo. A. A. Rankin, Chairman Board; Chas.
WUey, Supt.; W. B. Allen, District Clerk.
GrotOBy Middlesex Co., population tz986; 3
hand engines; z book and ladder truck; z hose car-
riage; 50 feet good rubber hose; 250 feet new cotton
hose; 250 feet leather, fair; zoo feet poor; 68 men
paid full time. Chas. Wooley.
Water Supply--7 cisterns, 30,000 gallons ca-
pacity. Geo. D. Brigham, Town Clerk.
Grovelandy Essex Co., population 12278; 2
hand engines; 500 feet woven hose; 40 men, paid
full time. J. W. Ubby.
Water Supply— Pond and creek, also reservoir
at South Groveland; ao hydrants; a% miles mains;
90 gates. J. B. P. Ladd, Town Clerk.
Harvard » Worcester Co., population ZZ48;
area, ao,ooo acres; wood buildings, two stories; 2
hopk and ladder trucks.
Water Supply— Private wells and cisterns; 200
pumps. Abner Barnard, Town Clerk.
Haverhill » Essex Co., population *25,ooo; fire-
works ordinance: mercantile Duildings, brick, four
and five stories; frame dwellings, two and two and
a half stories; department consists of 3 steam en-
gines, 2 hand engines, z chemical engine, 20 chemi-
cal hand extinguishers, z hook and ladder truck
(with 365 feet oiladder, Z70 feet of spare ladder), c
hose carriages, 3 hose wagons, z combined chemical
and protection wagon, z Hayes aerial hook and lad-
der truck complete, 3 hose sleighs; 400 feet rubber,
zz,ooo feet cotton; 500 feet cotton hose, poor; Z3
horses; value of apparatus and supplies, $33,000;
7 buildings owned, value $32,000; 50 members, 9
paid, Z4 part paid; annual expenses, $26,000; tele-
graph alarm, 30 street boxes. E. Chaflesworth.
water Supply— Z4 reservoirs, supplied by aque-
duct; capacity of each, 70,000 gallons daily; gravity
system; Z2 miles street mains and supply pipes, di-
ameter 7 to z6 inches; Z39 bydrmts; pRMore. 4010
90 pounds; water-worics owned by pmleooDpnr.
C. W. Moiie, SimL; F. G. Ridianb. MstctD
B. Tenney, City Clerk.
Hlag ham, Plymouth Co., popnhtian 1435
area, 23,040 acres; fire limit, same; chief iaiob-
Ktes fires; mercantile buildings, wood, two tad 1
if stories; wooden roofs permitted; wood dial-
ings, two and a half stories; depaitment oooastisf
2 hand engines, z hook and ladder track, 5 hose
carriages; zzoo feet rubber hose; 2100 feet food
cotton; value of apparatus and supplies, $5000^ •
buildings used, value $7500; zz5 volimteer b»
bers; annual expenses. $700; bell abrm. Ot.
elected by engineers, who are appointed hfw^
men. George Cushing.
Water Supply— Gravity pressure; 25 nuks 3
street mains; diameter, 4 to z6 Inches; zoi bjdnss;
pressure, 55 pounds; water-works owned by \m^
corporation. C. W. S. Seymour, Supt; C !i
Marsh, City Clerk.
Holbrooke Norfolk Co., popnlaiion 1233^1
steam engine; a hand engines; 2 cbemkal tt»
guishers; z hook and ladder truck; 3 hose csnais
zooo feet good rubber hose; zooo feet poor; i«
feet good cotton; zoo men, paid part time. Jois
B. Austin.
Water Supply— Ponds; stand-pipe snw
Holly pumping machinery; daily capad^.s^*
000 gallons; 64 hydrants; 7 miles mains; divsda
6 to Z2 inch; 57 gates; Chapman; pressure, te=
85 pounds; cost of works, $zoo,ooo. E. J. Oat-
bourne, Supt.; W. £. White, City Clerk.
Holdeiiy Worcester Co., populatioii *i«
brick and wood buildings, two and three stone
no organized department; 20 hand chemical e£i>
guishers: z hook and ladder truck.
Water Supply— Wells, pumps and stsfo.
Isaac Damon, Town Clerk.
Holllatoiiy Middlesex Co., population ta#'
steam engines; z hand engine; z hook and ai^
truck; 3 nose carriages; 3700 fieet cotton asd JR
feet good leather hose; 6s paid men; 3 baik!ifl{&
John O'Brien.
Water Supply— Creek; 5 cisteras. G. s
Firke, Town Clerk.
Holyokey Hampden Co.. population f3a,«
area, 9Z27 acres; fireworks ordiiiaaoe; neicaav
buildings, brick, four stories; wooden roofe; dfsr
ings, wood and brick, three stories; departaes^
consists of 5 steam engines, 2 book waA^
trucks; 5 hose viragons) 7 hose carriages; soaev
couplings used; Z5,ooo feet good cotton bote; io°<
poor cotton; Z3 horses; value of apparatnsaDds^
plies, $40,000; 6 buildings owned, value P&SB^
Z4a members; 9 permanent men paid; sbbiiiI ex-
penses, $40,000; telegraph alarm, 48 street boi&
John T. Lynch.
Water Supply— Water-works; grarity pJ*
sure; 27 miles street nudns; diameter, 4 to x
inches; 480 hydrants; pressure, ^ to zao poBS»
E.P.Clark, M.J. Griffin.
HopkiMtOB, Middlesex Co.. popnlatioD *tf»
wooden buildings, one and a ban to three stonff
wooden roofs; 3 hand engines, x chemkalen^
z chemical hand extinguisher, z hook sad laddff
truck, 4 hose carriages; aoo feet rubber hose; 4.^
feet cotton; 700 feet good leather: 500 feet pocr
value of apparatus and supplies, $3Sa5«' X4^.^
bers: expenses in z888, $Z969; bdl and vus^
alarm. R. J. FraiL ,
Water Supply— 3 artesian wdls, water poDpefl
into tank, capacity 250,000 galtons; V''^^^
sure; 5 miles street mains; 36 hydrants; 14 ^
Chapman; ao meters, Union; cost of wo^^jS:*
000; annual expenses, $800; pressure. 80 pojfff;
Water Board in charge. Chas. Wondedey. Toim
Clerk.
Fire Protection and Water Sugpply.
83
H«kkM4>t«B9 Worecftor Co., popnlatton
[1303; area, 5800 aones; sdeet men inTettigate
Sres; moicaatilB tmikiiiifi. frame, one and two
rtories; wooden roofs; dweUtagi, frame, one and
:wo Btoriea; depnrtment ooosiats of i hand engine,
[ hose carriage; ilamcie ooopUngs uied; 400 feet
■ubber hoae, flood; 195 feet leather, poor; vahie of
ippenUns and supplies. $600; z bimding owned,
raioe $400; memboship, 45 volunteers; annual ex-
wnses, Iksoo; bell and whistle alarm.
Watbr Svpplt— Wells. L. Woodward, Town
:ierk.
HndaOBf Middlesex Co., population *396B; fire-
rorks ordinance; mercantile buildinn, wood and
irick, three stories; wooden roofr; dwellings,
name, two stories; department consists of z hand
ngine, 3 chemical hand extinguishers, 3 hoolc and
lidder trucks, 3 hose carriages; 400 feet rubber
OSS, good; 400 poor; 1300 feet cotton, 500 ieet
nen, 500 feet leather, good; value ol apparatus,
J7000; 3 buildings owned, $Ssoo; membership,
35, hill paid; annual expenses, 91500; bell alarm.
"W. Trowbridge.
Watbr Supplt— Water-works; gravity; iz
liles mains; 85 hvdrants; 4fi pounds pressure. J.
. Clare. D. W. stratton, Supt. and Town Clerk.
Hnllf Fljrmouth Co.. populadon 541; buildings,
ood. two stories; depsjtment oonnsts of 4 hose
urriages, zo fire ladaers; 2600 feet cotton hose,
ood; value of apparatus and supplies, S5900; 40
>lnnteer members; expenses In z888, $300; bell
arm. Oliver Clover.
Watbx Supply— Hingham Water Company;
ravitjr sjrstem; 8 miles street mains; 45 hydrants;
■essure, 65 pounds. C. W. S. Seymour, Supt.;
ouis P. Loring, Town Clerk.
Hyde Park* Norfolk Co.. population 'oooo; a
sam engines; z chemical engine; 5 chemical ex-
iguishers; x hook and ladder truck; a hose car-
iges; 1 hose wagon; 4000 feet good cotton hose;
nan paid lull time, 4Z men part Rinaldo Wil-
ms.
Watbs Supplt— Wells; direct pumping; Blake
ichinery; daily capacity, 500,000 gallons; zo4hv-
inu; 33 milea mains; diameter. 4 to z6 inch;
lapman gates; 40 metm; Crown; pressure, 70 to
pounds; works cost Saoo.ooo. A. S. Adams,
pt.; H. B. Torry, Town Clerk.
[pawichy Eases Co., populatkNi i^aor* frame
iUttngs, two stories; wooden roofs permitted; de-
rtment consists of a hand fire engines, z hook and
der truck, a bose carriaaes; Z500 feet good cotton
1 leather bose; vahie of apparatus and suppUes,
»; 160 ToluBteer membos; annual expenses,
}oo. S. F. Carney.
Vatbs Suffx-t— River; 5fesenroirs.
(IBCS^OB* Plymoolh Co., population ii&a
tartment consists of 3 hose carrisM; Z700 feet
Ki hose; 50 members. L. H. Keith.
V^ATER SupPi#Y— From well pumped by water
fer; 8 miles street mains; 55 hydrants; pressure
x>unds. M. C. French, JTs. Robbins.
■ancastery Worcester Co., population fapso;
ae and brick buildings; z chemical engine; zo
nical band extinguishers: z hook and ladder
k. 3 bose carriages; 2400 feet hose; value of ap-
itus, etc., 98000; z buildiuff in use. value ^9000;
aembcrs,^^d part time. H. F. Hosmer.
^ATKR SUPFLrY— Water-works; reservoirs; aa
rants; 8 miles mains; diameter 6 and 8 inches;
sure "K*^ ponnda. Horace Lane, Supt; H. M.
h. Town Clerk.
AxBs sicres; firewons oroinance; causes 01
'invwifleted; mercantile buildings, brick, four
ies: shio£le roofe permitted; dwellings, frame,
carriages, z diemical engine and ptotaetive wagon
combined; Siamese coupBngs used; za.ooo feet good
cotton hose; 500 feet poor; zy horses; value of ap-
paratus and supplies, $34tZ75; 5 buildings owned,
value 955>7^ 73 f^ P^d members: annual ex-
penses, 924, zaa; fire alarm telegraph. 61 street
boxes. Chief elected by board of engiiieers; a steam
engines to be added during year. Z. T. Merrill.
Water Supply ~ a reservofrs, supplied by
pumps; capacity zo,ooo,ooo aallons dally; 47 miles
street mains and supply pipes; diameter o to 30
inches; ^99 hydrants; pressure zo to 70 pounds^ A.
H. SaUsbury, Supt.; A. E. Mack, Mayor, Wm. T.
Kimball, City Clerk*
Lee. Beikshire Co., population 4a74; area. z6.ooo
acres; fire limit, 6000 acres; mercantile buildings,
brick, two and three stories; shingle roofe permitted;
dwellings, wood, two stories; department consisu
of 3 steam engines, a hand engines, 5 hose carriages,
z hook and ladder truck; sliunese couplings used;
zfioo feet rubber hose; aoo fitet good cotton; aoo
poor; 800 feet good leather; 580 poor; value of ap-
paratus and supplies, $6000; 4 buildings owned,
value $aooo; Z50 volunteer members; annual ex-
penses, $800; bell alarm. F. M. Pease.
Water Supply— Gravity system; z reservoir;
10 dstems; 5 miles street maias and supply pipes;
diameter 8 inches; 90 hydrants; pressure 90 pounds.
J. C. Chaffee, Supt.; C. N. Foote, City Clerk.
Leicester, Worcester Co., population 3903;
area, z5,ooo acres; fire limit, same; fireworks onu-
nance; causesof fires investigated; frame dwellings,
two stories; shingle roofr permitted; department
conaists of a steam engines, z hand engine, a diem-
ical engines, 4 chemical hand extinguishers, 4 hose
carriages; azsofeet rubber and rubber-lined hose;
Z500 feet good I^her; 63 members, part paid; an-
nual expenses, $Z5oo; bell, whistle and telephone
alarm. Chief elected by engineers. Amos A.
Gould.
Watbr Supply— zo reservoirs or large wdls.
H. L. Watson, derk committee appointed to inves-
tigate a water-supply system. L. D. Thurston,
Town Clerk.
Leaoz* Berkshire Ca, population az54; 900
feet good linen hose.
WATER Supply— Springs and reservoir; pump-
ing and gravity system; Cameron pumps; 8 miles
mains; ipialitv water, soft; gravel nitration; press-
ure 30 pounds; works cost $85,000. C. R. Bond,
W. R. Robeson, Commrs.; J. J. Newton, Town
Clerk.
LeomlBstePy Worcester Co., population t5997;
z steam engine; 6 diemical extinguishers; a taook
and ladder trucks; 5 hose carriages; 650 feet good
cotton hose; Z50 feet poor; a6oo feet mod leather;
300 feet poor; 7a volunteers. W. H. Spauldlag.
Watbr Supply— Water-works; gravity press-
ure; 3 reservoirs; 3,000,000 gallons eapadty; z8
miles street mains and supply pipes; Z09 hydrants.
J. G. Tenney, G. A. Joslra, Town Clerk.
LeztegtOMt Middlesex Co., population 0737;
area, zz,z6o acres; ftame buildings, two to three
stories; shingle roofe; department consists of a
chemical engines, z hook and ladder truek, a hose
carriages; azoo feet good cotton hose; 4 horses;
value of apparatus and supplies. S3000; a buildings,
value f^SPOo; 40 members; Dell alarm. W. B. Fos-
ter.
Watbr Supply— Water-worlu; a wells; stand-
pipe; capacity 63.000. gallons; direct pressure;
Blake pumps; capadtv 500.000 gallons daily; street
mains. 4 to 8 indies diameter; 49 hydrants; press-
ure 61 pounds. T. L. Bruce, Leonud A. Saville.
Lowell^ Middlesex Co., population *7o,ooo;
area, 7345 acres; fire limit, za5 acres; fireworks or-
dinanoe: metcantUe buildingSt bride and wood.
four and five stories; wooden roofe permitted; frame
84
Fire ProteciUyk and Water Supply.
MASSACHUSETTS— GwOiiMwrfi
dwellines, one and a half to three stories; depart-
ment consists of 4 steam engines, a hook and lad-
der trucks, II hose carriages; Siamese coupunM m
use; 1800 feet rubber hose; laooo feet cotton; 4B00
feet leather; 31 horses; i aerial hook and ladder
truck; a chemical engines; value of apparatus, etc.,
$90,000; II buildings owned, i rented at $a^ per
7^; 133 members. 99 P«rt paid, 33, <uU P"*^ «;
nual expenses, $95.<mo; telegraph alarm, 74 •?»«
boxes. Chief nominated by Mayor, confirmed by
' aldennen; fire patrol supported by city; 4 pOTia-
• nent members. 3 caU members; chemical -«-»«-
E. S. Hosmer.
engine.
Water Supply— River; by pumping to a r«-
ervoirs: capacity of same 10,000,000 gaUona; Woith-
inston pumps; daUy capacity 5.000.000 gallons;
8» hyifrants; 86 miles mains; diameter 4 to 30
inches; 1630 meters, various; pressure 60 pounds;
cost of works, %.453.S841 annual expense, $3a;Mj-
M. F. Wriffht, Supt.; C. D. Palmer. Mayor; G. P.
Dadman, City Clerk.
LiBColn* Middlesex Co., population t^oi;
frame buildings, two and three stories; wooden
xoob permitted; no fire department.
Water Supply— Pond; system, pumpmg to
reservoir; daily capacity of pumps 1,000,000 gal-
lons; II hydrants; ^% miles mains; woiJm cost
S30.000; annual expenses, $800. Goo. L. Chapm.
Supt; Jas. L. Chapin. Town Clerk.
I<«41ow, Hampden Co.. population 11649; no
fire department.
WATER Supply— SpringfieW water-works; hy-
drant pressure 75 pounds.
I<7B«9 Essex Co., popuUdon •50,000; firewoiks
ordinance; fires investigated; mercantile buildings,
brick, three to sfac stones; wood dwellings, two to
tour stories; department consists of 5^ »tMm en-
gines, a chemical engines, 6 chemical hand extin-
guishers. 5 hose carriages; Siamese couptangs used;
13,000 feet good cotton hose; 3000 feet fair; 55o »et
poor; a8 horses; value of apparatus and fappu«s*
s£i.(;oo: 5 buildings (with land) owned, value ?6o..
So; lai members, i full paia. 08 part oaid; an-
nual expenses. $48,800; telegraph fire ^um, 60
street boxes. Chief elected by aty council. A. C.
Moody. - -
Water Supply— Reservoir system; 60a hy-
drants; pressure 68 pounds; annual expends of
water department, Ii;66.a98 John C. HaskeU. Supt.;
Chas. E. Parsons. City Clerk.
Maiden. Middlesex Co., population •ao.ooo;
area. 9600 acres; fire Umit. same; causes of fires in-
vestigated; mercantile buildings, wood, two to four
storia; wooden roots permitted; dwellings. Wck
and wood, two stories; department consisto of a
steam engines, i hook and ladder truck. 3 hose
carriages; Siamese couplings in use; xo horsa m
use; 3 buildings owned, value %$c},ooo\ 48 members;
10 permanent; call men 38; annual expenses, Si5r
Soo; fire alarm telegraph, 37 st^etboxM. Chief
appointed by aldermen and Mayor. T. W. Hough.
Water Supply— Water-works; gravity svstem;
50 miles mains; diameter 4 to la inches; 33ohydranU;
Chapman gates; 95 Crown meters; pressure 45
pounds. C. L. Davenport, Pres.; S. MaUis, Supt.;
L. D. Holden, City Clerk.
Maachester, Essex Co.. population 11638; i
steamer; i hand engine; i hook and ladder truck;
2 hose carriaees; 1000 ieet good leather hose; 90
volunteers. J. T. Stanley. ^ ^ ^
Water Supply— a reservoirs. A. S. Jewett.
Town Clerk.
Maiiafleld» Bristol Co., population 2950; wood
buildings, two and three stories; department con-
sists of 3 hose carriages; zaoo feet good cotton hose;
40 volunteer members; value of app«sins. etc.
Szooo. H. E. King.
Water Supply— Springs; syslaB. puapiBg to
reservoir; Blake pumping machinery; diilf oputf
500.000 gallons; 46 hyorants; 6 miles miDs; 30
uidlow gates; aa metm. various; pcessare6oto?B
pounds: cost of works, m,ooo; ammsl eip«»
about ^5000. D. S. SpauMing, A. B. Dsy. W. I.
Royerson. Commrs.; A. V. Royerson. ToenClat
MarUeliead, Essex Co.. popntetum M;:
steam engines; anand engines; i hook and Iiddcr
track; a hose carriages; 7000 feet good cottoobcsc
450 feet good rubber; ai5 vofauiteen. a mea pai
full time. I. Atidns.
Water Supply— Water-works; 5 miles saiK
60 hydrants; 8 dstems; pressure 95 pooods. >.
Felton. Town Qerk.
Marlborovfh. Mkldlesex Co.. popolttB
♦13,000; area. 13.845 acres; fire limit, sane; »
works ordinance; mercantile buildings, firsnr.Be
stories; wooden roofs permitted; dwdlings, km.
two stories; department consists of i hsad ei|a&
I hook and ladder truck. 4 hose carriages; a^k
good rubber hose; 7^ feet good cotton hoi^»0
feet leather, poor; value of apparatos snd soppfis.
$7,000; 5 buUdings owned, vahie $5Sp2.96 «*
bers. all vohmteers; annual expenses. $8450; «>
trie alarm. Chief elected by board of esfiaeei
John C.Rock.
Water Supply— Lake; system, pampinftdie-
ervoir and direct; Blake paasps; daUr c^«et
3,500.000 gallons; 3^5 hydrants; 85 miks ncR
diameter 4 to 14 inches; 335 Cbapman f^ ^
meters, various; pressure 35 to 130 yaauk^ 00s-
works. $350,000; annual expenses. $^oa iff
T. Murphy. Pres.; Geo. A. Stacy. Supt.; P- ^
Murphy, City Clerk.
Mattapolsetty Plymouth Co.. popiiliii«tff>
frame buUdings. two stories; shwgle roeSp^
mitted; dg>artoent oowisU of ^^^^
chemical fiand extinguishers, 3I1
carriages; ooo feet
linen boKi^
trucks, a hose cairians; 900
feet leatiier hose, good. . ^^.
Water Supply— Ocean, walls and ^t*^*
large dstems.
Mayaard, Middlesex Co., popoladoej^
mercantile buildings, brick, lour stoiies; wsx^
roofs permitted; dwdlinss, firame, two stons ^
feet good linen hose; beU alarou .
Water Supply— Pond and river; fadonssr^
private water-works and a hose caniaeO' 'J;
Wyman. W. B. Case. ( Water-worics in coasf^
construction.) ^
Madltold, Norfolk Co.. population \m^
engine: a chemical extinguishers; ihodci^*
der truck; x hose carriage; 1000 feet llaeBisi|«-
feet good cotton; 60 men, paid pan time. G*
Water Supply— Brooks and wdls. St^J**
J. Spear. Town Clerk.
MedfoTd, Middlesex Co.. popt^JIg
buiMings, brick and frame, two to *««^
wooden roofa permitted; department com**
steam engine, i hook and ladder tndc 4 b<^t,
riages; 4000 feet of good cottcm h«e:4? !;.
leather, medium; 5 horses; memberdnp 45' ^f;
full time, 43 part time; annual expenses, fc."
bell alarm. Q. N. Lovering. ^ _. _^
Water Supply— Water-worts; giwtT ^^
ui«; 36 miles of mains; 173 hydrants. R. *>■ "^ '
P. R. Utchfield.
Medway, Norfolk Oo^ v^P'^^'^Z^
hand engines; 3500 feet good hose; i^ »»■ '«"
teers. Wm. Colvin. . j_,j-
Water Supply— Riven mains; » ny«*'**
dstems. H. E. Masott» Town Clev.
Fire Pntt&sHon and Water Sujpply,
SS
MeliOMy Middlesex Co., population *6S36;
rea, 2700 acres; fire limit same; frame buildings.
wo stories; .shingle tools permitted; depmrtment
onsists of I hand engine, z book and ladoer truck,
bose carriages; Siamese couplings used: 4300 feet
iose good; value of apparatus and supplies. $3100;
alue of buildings. $5000; membership ^6, full paid;
lorses used; annual expenses. $aioo; bell alarm,
^hief appointed bj selectmen. A. W. Lynde.
"Watrr Supply— Pump to reservoir, capacity
,5c».ooo gaUons; 25.40 miles of street mains;
liameterato z6 inches; X15 hydrants; pressure 35
0 80 pounds; in business section 76 pounds; an-
kual expense of water department $6000. A. D.
^ane, John Larraby.
Merrimacy Essex Co., population taST^; area.
740 acres; fife limit same; mercantile buildings,
rame, two and three stories; wooden rooft per-
nitted; dwellings, two stories; department consists
A X steam enmne, a hand engines, 1 hook and
adder truck. 3 hose carriages; xdoofiset leather hose,
rood; aooo leet cotton, poor; value of apparatus
md supplies, $9000; z building owned, value $4000;
aeinbenhip 90, all volunteers; annual expenses,
^Z5oo; bell alarm. Chief elected by selectmen.
Sd. H. Sarfent.
^^ATBR Supply— Brook, xeservolrs and Mcrri-
aac river. Bailey Sargent. Town ClerlL
Metknea, Essex Co., population 4500; z steam
»Sine; z hook and ladder truck; 3 hose carriages:
1500 feet good rubber-Uned hose; 35 men. pakl part
ime. G. B. Broadbary.
"Water Supply— Water works, direct presnre;
1 cisterns; ^% miles street mains and supply pipos;
t^ hydnmU. A. C. PuABr, #. S. Hawe, Town
MiUleboro, Plymouth Co., popalatton i586a;
irea, 36^8x3 acres; fizewoika ordinance; causes of
ires invesdgated; frame buOdings, two and three
;tories; department consists of z chemical engine, z
look and ladder truck, 3 hose carriages, z hose
vagron; 3000 feet good cotton hose; value of build-
ups, apparatus and supplies, $so.ooo; ojS paidvol-
inteer members; annusl expenses. Saooo; bell
darm. Chief elected by memoers. W. M. Snow.
Watbr Supply— River and 4 reservoirs; 2«>.ooo
rallons capacity; about zo miles mains; 80 hydrants,
foseph E. Beals, Supt.; C. T. Thatcher, City
::icrk.
JH iddletOBy Essex Co., population zooo; frame
yaildinp, one and a half and two stories; wooden
•ools; department consists of set of hooks and lad-
lers. z bose •carriage; 800 feet good rubber hose;
ralise ot apparatus and suppliei. $zzoo; i building
n use, value $75; za members; annual expenses,
c; bell alarm. B. T. McGlauffin.
X^ATRR Supply- Pond; direct pumping system;
I miles street mains; diameter, iK feet; 5 hydrants;
>re8sure, 75 pounds. J. A. Batchelder, Town
::ierk.
Jfillbnrf, Worcester Co., population 14555;
wooA. and brick btdldings, one and a half and two
(tories; wooden roofe permitted; fire department
x>nsists of a steamers, z hand engine, 3 nose car-
tages; aaoo feet good rubber hose; value of ap-
paratus and supplies, $zo.ooo; 78 members, paid
>art time; en>enses in z888. $z6oo; electric alarm.
fohn Gegenneimer.
>Vatxr Supply— Wells and private reservoirs.
:. N. Goddard, Town Clerk.
tf ilfordy Worcester Ca, population 19343; •»&>
[fl,x6o acres; fire limit, same; fireworks ordinance;
Auses of fires investigated; department consists of
I ateam engines, z hook and ladder truck, 3 hose
carriages and a jumpers; Siamese couplings used;
;35o feet good leather bote; 300 feet poor; aoo feet
•ubber; 6 horses; value of apparatus and supplies.
"^l
$38,000; <M members; annual expenses, $5Z53; bell
alarm. P. H. Baxter.
Water Supply — Direct pumping system;
z6 ^cisterns, supplied by springs; ao miles street
mams; diameter, 4 to xa hiches; 90 hydrants;
X07 gates— Chapman, Ludlow; 58 meters, various;
40 to 85 pounds pressure: water-works owned by
private company. W. H. Bomey, Supt.; J. T.
McLoughlin. City Clerk.
MIllTllle. Worcester Co., population *x5oo;
buildings, bnck and frame, two to four stories; fire
department consists of 3 hose carriages; aooo feet
good cotton hose; aooo good linen; 80 volunteer
memtiers; bell and steam whistle alarm. W. J.
Bowers.
Water Supply— Rotary and steam pumps in
factories. M. Carroll, Town Clerk.
Jlilto«| Norfolk Co., population t35S5: z hand
engine; z nook and ladder truck; 3 bose carriages;
aso feet good cotton hose; 300 feet good linen; 950
good leather; 75 volonteers; 5 paid men; Gamewell
fire alarm.
Watbr Supply— Ponds; 6 reservoirs; a dstems;
5 hydzanu; % miles mains. H. B. Martin. Town
Mo«soB» Hampden C9.. population 3958; build-
ings, wood, two stories; department consists of a
chemical engines, z hook and ladder truck. 5 force
pumps hi fectories; aoo feet rublner hose, good;
value of apparatus and supplies, $3000; 48 mem-
bers; wblsUe and bell alarm. A. A, Gage.
Water Supply— Wells. C. M. Gage. Town
Clerk.
MoBtMnet Franklin Co., population 56a8;
buildings, brick and wood; wooden roofe permitted;
department consists of z steamer, z hand engine,
z hook and ladder truck; a hose carriages; 500 feet
rubber hose; 900 feet good cotton; 39 paid mem-
bers; bell alarm. Warren Bumham.
Water Supply— Direct pressure and gravity
system; reservoir, capacity, z.8So,ooo gallons; 5
miles street mains; 50 ^dranu; pressure, zoo
pounds. W. M. Casttdy, District Clerk.
Ifantvcket) Nantucket Co., population 3x43;
area, 640 acres; fire limit, 640 acres; fireworks
ordinance; causes of fires investigated; mercantile
bnildinn. wood, two and a half stories; wooden
roots; dweUings, wood, two and a half stories:
department consists of 5 hand engines, a hook and
ladder trucks, a hose carriages; x6oo feet good cot-
ton hose; 500 feet good leather; zooo poor; value of
apparatus and supplies, iz,ooo; value of buildings,
S5000; 935 full paid members: annual expenses.
$5'4<)o; telegraph alarm; fire patrol, supported by
town. 4 members. B. S. Coffin.
Water Supply— Springs and cisterns; direct
pumping system; a reservoirs; Worthington-Blake
I pumping machinery; daily capacity, x.500.000
gallons; 35 hydrants; Z% miles mains; a to 8 inch;
45 gates. Chapman, Ludlow; pressure, 37 to 80
pounds. R. G. Chase, Pres.; Wm. F. Codd.
Supt.
If atiekf Middlesex Co.. population '9000; mer-
cantile buildinas, brick, three stories; dwellings,
wood, two stones; department consists of a steam
engines, a hook and ladder trucks, 4 hose carriages;
6000 feet good cotton hose; 3 horses; value ofap-
paratus and supplies, $ao,ooo; 3 buildings owned
by town, value $35,000; 66 members; z permanent
member; annual expenses, $3,600; Gamewell fire
alarm. Chief elected by selectmen. J. W. Morse.
Water Supply— Direct pumping system; z
reservoir; 3,500,000 gallons capacity, supplied by
Eump; 35 H miles street mains; diameter, z to xa
iches; Z40 hydrants; pressure, 60 to 90 pounds;
annual expenses of water department, $4,000. J.
W. Morel, James McManen.
IfeedhaMy Norfolk Co., population ta586; a
S6
Fire Protection and Water Supply.
MASSACHUSETTS— OiiiteMi^
hand engines; x hook and ladder truck; volunteer
department. Geo. Adams.
WATER Supply — Wells and dstems. C. C.
Greenwood, Town Clerk.
New BeMordy Bristol Co., population 40,000;
area, 4480 acres; fire limit, 1900 acres; fireworks
ordinance; causes of fires investigated; mercantile
buildings, brick, three stories; wooden roofr per-
mitted; orick and wood dwellings, two and a naif
stories; departmqot consisU of o steam engines, x
hand engine, 3 hook and ladder trucks; xx.ooo feet
good cotton hofe; 25 horses; 7 buildings in use by
department; X50 members, xo full paid, 137 part
paid; annual expenses, $35,000; fire alarm tele-
fi^pht 43 street tx)xes and x6 private. Chief
elected by city council. Fred. Macy.
Water Supply— Storage reservofa'; by gravity
through brick conduit to 3.000,000 gallon receiving
reservoir, and from Uience bv pumping to x5,ooq,ooo
gallon distributing reservoir, thenoe by gravity to
mains, Worthington and otber pumping machineiy;
total daily capacity, xc,ooo.ooo gallons; 445 hvdrants;
59K miles mains; diameter, a to 30 inches; 615
gates, Chapman; xo8 meters— union and National;
quality good; not filtered; cost of works to X889,
$i>355>3^i: annual expenses, $30,300; pressure, i
to ^spounds. W. Clifford, Mayor and Pres. Water
Board: R. C. P. Coggeshall, Supt and Engineer;
S. P. Leonard, City Clerk.
Newbaryy Essex Co., population 1x590; frame
buildings, two and a half stories; wooden roo£i per>
mitted; no fire department.
Water Supply— Wells, dstems and river. F.
L. Ferguson.
Newborrportf Essex Co., population tX4,ooo;
3 steam engines; x hook and ladder truck; 6 hose
carriages; x supply wagon; 5000 feet good cotton
hose; 6x50 feet lair; 95 men, paid part time; 9
horses; telegraph alarm. £. S. Dole.
Water Supply— River; system by gravity to
stand pipe; x68 hydrants; ay miles mains; diameter,
4 to IS inch. Jobn E. McCusker, Supt; Geo. H.
Stevens, City Clerk.
Newt OB » Middlesex Co., population fao,ooo;
area, xx,6oo; fire limit, same; fireworlcs ordinance;
causes of fires investigated; mercantile buildings,
brick and frame, three stories; wooden rood per-
mitted; frame dwellings, three stories; department
consists of 3 steam enrines, x chemical engine, x
hook and ladder truck, 8 hose carriages; xx,ooo feet
good hose; xy horses; value of apparatus and sup-
plies, $59,000; 7 stations belonging to department,
value (with land) $86,000; 7a members; xx full paid;
6x part paid; annual expoises, $04,000; fire alarm
telegraph, 60 street boxes. Chia appointed for
life oy Mayor and board of aldermen. H. L.
Bizby.
hydrants; 87 miles mains, diameter 4 to ao inch;
Qiapman gates; 2500 meters, mostly Crown;
average pressure, 60 pounds; cost of works, $x.x6<,-
000 to date; annual expenses, $X4,ooo. E. W.
Cate, Pres. Water Board; A. S. Giover in charge
works; 1. W. Kingsbury, City Clerk.
Nortk AdunSy Berkshire Co., population
*X4,50o; area and fire limit, 3750 acres; fireworks
ordinance; mercantile buildings, brick, two and
three stories; wooden roofe permitted; ftiame dwell-
ings, two stories; department consists of x hook
and ladder truck, 4 hose carriages; 3500 feet rub-
ber-lined hose, good; value of apparatus and sup-
plies, $4000; 3 buildings owned, value, $24,000; 49
x»rt paid members; annual expenses, $4500; elec-
tric darm. W.F.Hodge.
Water Supply — 3 reservoirs, supplied bv
springs; 7 miles street mains and supply pipes; di-
^\
aaeter, 4 to x6 indies; 40 hydranH; prane.^
pounds; annual expenses of water depmam
$2a,ooa J. J. Mount, Supt; R. O. RkinnlMi.
N^rtliaBiptoiiy Hampshire Co., . ^
tx3.o96; X steam engine; a hand engioei; i c
engine; 2 hook and ladder trucks; 7 bote cuol^
X hose wagon; 5000 ficet hose, good; 98 meo pii
irt time; 6 hoTMs; telegraph alaim, 13 bos!-
\ A. Bafley.
Water Supply— Water works; grstity pns-
sure; creek; a reservoirs, 8,000.000 gaUoos opieiti:
35 miles street mains and supply pipes; as h-
drants; X47 gates, Ludlow, Chapman; 10 mettiv-
Crown; pressure, 80 to 90 pounds; cost of ««b.
$267,565; annual expenses, $0,227. D. W. Bgci.
Pres.; Jonas M. Oaik. SiupL; J. Biovn. Mj^
E. I. Clapp, City Clerk.
Nortli AadOTer, Essex Co., popdatioa 3^
buildings, brick and wood, two and a half taen
stories; department consists of x steamer, i ^
engioe, x hose carriage; 200 feet rubber hose; »
feet linen hose, good; 3 horaes; vahie of spp*^
and supplies, $X2,ooo; members, 5X, t pn -
time; bell alarm. P. P. Daw.
Water Supply— xo reservoirs; poodi i»In«
Isaac F. Osgood, Town Clerk.
North AUleboroavli, Bristol Co., yi^
7000; area, 9967 acres; fire limit, axoo ^axs,^
works ordinance; mercantile buildings, wood. WR
stories; wooden roofi permitted; dweOiap.*^
two stories; department consists d x stesnop^
X hook and ladder truck, 2 hose reds, x boieitfx
Siamese couplings used; 3900 feet fabric bose. 9^.
1250 feet cotton hose, poor, 4 hired hones; nlK(
apparatus, $9000; 2 buildings belonging to it^:
ment, value $6000; membership, 33. p«t p*^
electric alarm; swinging harness. CEwf docttf *
districL C.W. H.Dav. _,
Water Supply— Water-works; system pw
to stand-pipe: Davidson pumps, dail^ op*^
x,ooo,ooo gallons; xoa hydrants; xa miles ^t»
diameter 6 to x6 inches; 72 gates, Peet; s»i f^
Crown, Union. Hersey; pressnra. 90 poiaiB' <^
of worics to date, $xjo,ooq; annual expeuo.ll'^
O. B. Bestoo, Pres.; W. P. Whtttemott. Sc^
C. T. Guikl. City Cleric.
Norlkborongk, Woicester Co.. v^.
tx853; X hand engine; a hose caniagei; i^*^
ladder truck; xooo feet hose, good; 500 is: .'
members; expenses in x888. $4001
Water Supply— Ponds and credo; P«*5.J
tern to reservoir; 54 hydrants; t% mifci ^
pressure, ^poundi^ cost of works, ^fjom ^
Scpenses, $3500.^. SmaU, Pks.; R. R- ^<»
Supt.; Q. B. tiowe. City Clerk.
NorU Bro«kflttl4, Worcester Ca. pog^
t420x; area, X2,676 acres; m««»«flr5rJ!y
wood, two stories; wooden roofe permitted; o^
ings, wood, two stories; department coBSg»^*.
steam engine, x chemical engine, aocbemkaiBP-
VBtinguisEeis, x hook and ladder tradu i ^
wagon, 2 bose carriages; Siamese c^n^C^"^
xsoo feet cotton hose; xsoo feet leather bo«. iPf.
value of apparatus and supplies. $6000; itaii-7
owned, value $3000; memoership, ^f*",^
annual expenses, $xoso; steam vn»«c*ri
Chief elected by boaid of engineers. Suss^
Holmes. __x^ bi
Water Supply— xs reservoirs, "P<*JJLl
springs; direct pumping system; a itesin pw=*^
209 feet street mains and supply pipes; **'*;^
inches; 3 hydrants; water preawe, xs© """^
also X artesian well, X85 feet Geo. R.
Town Clerk.
Norifc Bastoii» Bristol Co.. POp««Wo«^
buiklings, stone and wood, two stoifci;_g^
consists of X hand
fieet g od linen hoae; bell
X bose camM*-*
sov
Fire Praiedion and Water Stgpply.
S?
^ATBS SUFPLT— CkavUy «ad direet pramin;
niles ttrteC mains; 75 hydnnts; untwuq/flo lb
)poondi: ooic of worts, ttQ^ooD. Horace Jones.
pt; G. G. Withington. Citr CleriL
}foww—Af Norfolk Co., popolntlon tnpn;
a, 650 sens; firs Umit, 400 ncras; fireworks ontt-
Dce; frame bufldinss.
partment oonsists of a
. two stories; shingle roofr:
I hand enrines. i hook and
Ider truck, a Saboock exiinguisliers, a hose car-
ges, X wagon; 9000 feet good cotton hose, 800
or; value of apparatus and supplies, fdSoo;
ne of boiklings owned, S7D00; membership, 4^,
I paid; annnal expenses, $1700; bell and wnisue
rm. J. P. Boyden.
Vatcr SapPLT— Water-works; reserroirs, sup-
id by pumpbig from ponds; 2,500,000 gallons
I7; 8z hydrants; pressure, 40 to 90 pounds. Geo.
P. Bncknam, Francis Tinker.
^raage, Franklin Co., population 13650; frame
Idings two stories; slate roofs; department oonsisis
i steam engines, x band engine, 3 hose carriages,
00k and ladder truck; Siamese couplings used;
ofeetTOod cotton hose; xoooieet good leather
e; valne of apparatiM and supplies, $13,800;
ailding owned, vahie $aooo; 130 members, part
i; annual expenses, $1600; bell and whistle
rm. Chief appointed by selectmen. W. H.
inor.
(^ATSK Supply— Reservoirs, supplied by streams
i river. R. D. Chase, Town Clerk.
^xlord^ Worcester Co., population *97oo; x
im engine; z hand engine; a hose carriages;
> itd good leather hose, 500 feet poor, 65 men,
1 part time. P. Foster.
^ATBR Supply — 7 dstems, 05,000 gallons ca-
Ity. Edward S. Pease, Town Clerk.
^alner^ Hampden Co., population 15903; firo>
u ordinance; mercantile btuldings. brick, three
ies; shingle rooCi; dwellings, wood, two stories;
3ok and ladder truck: X steamer; a hose car-
es; 55 members; beli alarm. W. H. Hitch>
t.
^ATER Supply— 9 reservoirs, supplied from
Bg; gravitjr; s cisterns; 5 miles street mains and
vf pipes; diameter, 4 to zo inches; 40 hydrants;
sure, 68 pounds; river runs through town. J.
3amneO, J. B. Shaw.
Bnhodjf Bssez Co., population t9530S area,
» acres; fire limit, same; frame buiicungs, two
es; shingle roofe permitted; department con-
of 9 steam engines, z hook and ladder truek,
le carriages, x supply wagon, z hose wagon, <
pungs; Siamese couplings used; zo,6oofeet
m hose; isoleet leather hose, good; 7 hones;
i of apparatus and supplies, $58,500; 5 build-
owned, value f4X,aoo; membenhip, xoa; 5 ftiU
; part paid, 07; annual expenses, $7790; dec*
alarm, 27 alarm boxes; x whistle; a strikers.
f appointed by engineers. Daniel B. Lord.
ATEK Supply — z reservoir, supphed by pump-
capacity, 1,500^000 gallons daily; 35 miles
t mains; diameter, 9 to 16 inches; Z77 hydrants;
(ure. 75 pounds; annual expenses of water de-
nent, $SM. M. M. Quint, Supt.; Nathan
oon, City Clerk.
sppereliy Middlesex Co., population '9587;
rtment consists of 9 band engines, 9 hose car-
S.Z hook and ladder tmcfc; z6oofeet of linen
500 feet rubber-lined, good; membership, zoo;
part time; annual expenses. $700; whistle
ATBR Supply-
D Clerk.
I riverr, dstems. P. J. Kemp,
tterahaoty Worcester Co., population 1x039;
nd engine, a chemical extingmshers; z hook
adder truck; 300 feet good hose. J. F. Earner.
IVTKR Supply — Wells. S. B. Cook, Town
PittsfleMt Berkshire Co., populadott "z5,ooo:
arra, 93.044 acres; fire limit, 6^ acres; fireworks
ordinance; causes of fires invesugated; mercantile
bondings, brick and wood, three and four stories;
wooden rods permitted; dwellings, wood, two
stories; department consists of 3 steam engines, 3
hand engines, 4 chemical hand extinguishers, 9
hock and ladder trucks, 7 hose carriages; 6000 feet
cotton hose; xooo feet leather hose, good; za horses;
value of apparatus and supplies, $30,000; 4 build-
ings, value $zo,ooo; membership, X74; part paid.
99; annual expenses, $7500; tdegraph alarm, 94
street boxes. Chief dected by distnct. Geo. W.
Branch.
Water Supply ~ Gravity pressure; 9 reser-
voirs, supplied from lake, capacity 5,000,000 gal-
lons daily; 35 miles street mains and supply pipes;
diameter, 4 to Z4 inches; zoo hydrants; pressure, 45
pounds; annual expenses of water depaitment. $Z3,-
3Z5. John W. Hatch, Fred. Printice.
PlalBYiUet Norfolk Co., population inchided
in Wrentham; x hand engine, x hose carriage; 300
feet leather hose, good; 50 men, volunteers.
Water Supply— Gravity pressure; x reservoir;
5 hydrants. Knowles pump.
Flymontkf Plvmouth Co., population '7400;
fire department consists of 9 steam engines, x hand
engine, z chemical engine, x hook and ladder truck,
4 hose carriages; 100 feet rubber hose. 5000 feet cot-
ton; 400 feet linen, 400 feet leather, good; Z95 men
paid rail time; 90 part time; 9 horses; electric alarm.
H. P. Bailey.
Water Supply — Water-works; low and high
service pumping and gravity systems; Wortbington
pumps; dailv capadty, 750.000 gallons; 79 hydranU;
43 miles mains; diameter, 9 to z6 inches; 949 gates,
Chapman; cost of work to Z889, $934,891; annual
expenses, $5,539; pressure, 50 to Z50 pounds.
ProTliicetowHy Barnstable Co.. populatkm
14480; area. 4985 acres; fire limit. 3000 acres; fire-
works ordinance; State law provides for investiga-
tion of fires; mercantile buildings, frame, two
stories; wooden roofs permitted; dwdlings, frame,
two stories; department consists of 6 hand engines,
z hook and ladoer truck. 7 hose carriages; Siamese
couplings in use; 4Z50 feet cotton hose; 500 feet
good linen; 900 feet poor linen; vdue of apparatus
and supplies, $99,770; 6 houses owned, value $74<x>»
460 volunteer members; annual expenses, $9000;
bell alarm; z steam engine; z hose wagon will be
added. Chief elected by board of engineers. J'
D. HilHard.
Water Supply— 49 dsterns; surveys for water
works to be made at once. Seth Smith, Town
Clerk.
QniiiGT. Norfolk Co., population tz9.i44;
frame buildings, one and a naif stories; wooden
roofe; department consists of z steam engine. 9
chemicd engines, z hook and ladder truck. 3 hose
carriages; 6000 fleet good cotton hose; 600 poor;
value of apparatus and supplies, $9000; 66 mem-
bers: a pud fiill dme, 64part time; annual expenses,
$^50: telegraph fire alarm; az street boxes. John
Water Supply — Water-works; eravity pres-
sure; capadty of pumps, 4,000,000 galloDs ddly; 94
miles of mains; 89 hydrants; pressure, 99 pounds.
G. L. GiU. City Clerk.
lUliidolpk» Norfolk Co., population 13807; de-
partment consists of 9 steam engines, z chemical
extinguisher, x hook and ladder truck, 9 hose car-
riages; 9850 feet of good cotton hose; iioo feet of
fair leather: 70 members, paid part time; 5 horses.
R. A. Wales.
Water Supply— Water-works; Holly system;
iz reservoirs, 2 stand-pipes; capadty of same,
x,ooo.ooo gallons; Z05 hydranU, pressure good.
ReadiHf 9 Middlesex Co.. population *400o: de-
partment consists of z steam engine, z hand engine.
88
F.ipB JPvotedMn \md Water Supply:
MASSACHUSETTS-r(M»/wwMrfl
X hook «nd ladder truclc, a hose carriages; aooo feet
of fair leather bosi;; aioo feet good cotton; 71 paid
men. £. C. Nichols.
Wat£J» Supply— 98 dstems; wells. Jas. Rdd,
Town Clerk.
Revere, Suffolk Co.» population 4000; buildings*
wood, two and a half stories; z hook and ladder
truck; 3 hose carriages; aSoo feet cotton hose, good;
value of apparatus and supplies, $3000; members,
^8; expenses in z888. ^50; telegraph alarm, 13
boxes. A. H. Kimball.
Wate;r Supply— Artesian weUs, pumped to
reservoir; capacity, 3.500,000 gallons; z8 miles street
mains; 6x hydrants; pressure, 78 pounds. A. S.
Bumham, Supt.; A. H. Kimball, Town Clerk.
R«€klMi4, Plymouth Co.. populatton *50oo;
area, 6440 acres; irame buildings, three stories;
shin^e roofs permitted; department oonsists of z
hand ensiine, z chemical engine, z hook and ladder
truck, 3 hose carriages; 850 feet rubber hose; 700
feet cotton hose, good; vahie of apparatus and
supplies, $3500; z J>ai]ding owned, value (with
land) $3000; membership, zoo; annoal expenses,
$576; bell alarm. Chief elected by board of engi-
neers. G. A. Thomson.
Watbk Supply— Water-works; direct pumping
system; apumps; zoo h^rdrants; pressure, 87
pounds.
. Goose, Ezekiel Studley.
Rockport, Essex Co., population '3500; area,
4350 acres; fire limit, a3cx> acres; fireworks ordi-
nance; causes of fires investigated; firame buildings,
two and three stories; wooden roots; department
oonsists of a steam engines; z hook and ladder
truck; z hose carriage; 750 feet rubber, 3850 feet
cotton; z supply wagon; value of apparatiu and
supplies, $7500; 4 buildings owned; value $4000;
membership, 55 ^uU paid; annual expenses, $z6oo;
bell alarm. John Persons, Jr.
Water Supply— zz ctstems, supplied fiom
river; capacity, ao,ooo gallons. C. W. Pool, Town
Qerk.
RoyalstOMy Worcester Co. population tzz<3;
frame buildings; x hand engine; zooo feet hose; me
pump. A. A. Hyatt
Water Supply— River. F.W.Adams, Town
Clerk.
SaleMf Essex Co., population t98,o64; area,
5439 acres; fire limit; zooo acres; fireworks ordi-
nance; mercantile buildings. bridL and wood, three
•lories; dwellings, wood and brick, two and a half
to three stories; department consists of 3 steam en-
idnes, \ hook ancl ladder truck, 5 hose wagons;
namese couplings used; zy.aso feet hose, good;
vahie of apparatus and supplies, 930.000; number
pf buildings used by department, 6; value. $^,000;
membersmp, zoo; annual expenses, ^3,000;
telegraph fire alarm; 57 boxes. Chief elected l^
dty coundL W. O. Arnold.
WATER Supply— Reservoirs, supplied by
Worthington pumps; ^ miles street mains; diam-
eter of largest, 30 inches; smallest, 4 inches; 378
hydrants; pressure. 45 pounds; annual expenses,
$ao,ooo. Henry Rogers, Supt.; Henry M. Meek,
City Cleik.
Salisbiirf, Essex Co. (part of Amesbury),
population zzoo; a hand engines; 3 hose carriages;
3500 feet good cotton hose; 800 feet poor; zooo teet
poor linen; aoo feet poor leather; ZX3 volunteer mem-
Ders.
Water Supply— Water-works; direct pres-
sure; river; 35.000 feet street mains and supply
pipes; 6z hydranU. G. W. Menill, Town Cleric.
Sandwich, Barnstable Co., population taza4;
fireworks ordinance; mercantile buildings, frame,
one to one and a half stories; wooden roofe perw
mitted; dwellings, principally frame, two and ahalf
stories; z hook and ladder truck; bdl shrm. ¥. IL
Burgess.
. Water Supply— Wells, sopplied by spiinp.
F. N. Burgess, Town Clerk.
tSaiif aa» Essex Co., popolation *58oo; iroodes
buildings, two to three stories; department oossists
of 9 hose caniages: 3400 feet good hose; lidda
and equipments; zps members; C. J. Hutdiisss.
Water Supply— Lynn water-works; 9 mte
street mains; 80 hydrants. W. H. Nevhall. Tows
Clerk.
8axoBTUIe» Middlesex Co., populatioD vs,
frame buildings, two and a half stories; voodei
roots permitted; department oonissts of i haods-
gine, z hofte wagon; aooo feet good cottoafaoie;
value of apparatus and suppUes, $4750; 15 b»
bers, paid full time; annual expenses, $4899; Kie
graph alarm to be put in. W. C. Wight
Water Supply— River and reservdir: fine
pressure; z pump; z mile of mains; 4 byditBts; ^
pounds pressure. F. E. HemingWar. Ton
Clerk.
SkaroB, Norfolk Co., popQlatkm fi^ tend-
ings, wood, one and two stones; z book andiaddff
truck; 3 hose carriages; zwo feet new hose; f
members; bell alarm. A. D. ColbunL
Water SupPLY--5haron Water Co.; x v»-
voir; gravi^ and direct pressure; capaatf. x^
gallons; 4K miles street mains; 90 hydruis: wsr
sure, 40 to 78_pounds. E. £. Famhim. ^
J. P. Hewins, Town Clerk.
Shelknne Falls, FranUin Co.. popoItfA
*35oo; buildings, frame, s stories; woodeams
permitted; department consists of z stesn cef jr
z hook and ladder trnds. s hose carriages; i8u,^
good cotton hose; zoo feet rubber; 9^ feet laQ^*
poor, 70 members; call men; expenses is 1S8.
$«x>; bell and whistle alarm. G. I>. Eldrid{t
WATER Supply— River and ttseweirgfetf
pressure: 3 hydrants; 6 fire pbifs. Geo. MiSB*
Town Clerk*
mrley, Middlesex Co., population tis^s;^^
576oaeres; causes of fires investigated; ncicisdr
buiklings, frame, two stories; shingled roo6;d^
ings^ frame, two stories; deptftment. z hasd esgi*-
z chemical engine, 8 chemical eztinguisbcn. t bff
carriage, z hook and ladder track; aoo feet nb^
hose; 790 good eanvas; 500 feet poor leather bose; \
bunding owned; 45 volunteer members; sasails^
pc>^*^i $35^ 1^ alarm. JcAn Logne. .
Water Supply— a Reservoirs, supplied cf
springs. J. Longiey, Town CleriL. '
8krewsb«TT» Worcester Co.. popoiatioB ti^
area. za,ooo acres; buihUngs, frame; deptfta*
consists of a hand engines, e diemical cxtiagnAA
budDets.
Water Supply— Wells and dstem. & £•
Stone, Town Clerk.
Somenety Bristol Co., population 947S:^
ings, wood, two and a half stories; deoaias^
sists of z steam engine, z hoc^ and ladder trad
traek^
members: expenses in z888, $100; whistlessBd b&
alarm. 6. A. Hilliaid.
Water Supply— River. C. R. Field. To«>
Clerk.
SoMerTUIe, Middlesex Co., popalfltioB^;f^
area, a^ acres; fire Umit, seme; firevorts o«^
nance. State law permits a fire inquest; neni^
buildings, wood and brick, four and fi^.**?^
wooden roofs permitted; dwdlings, ^^o^^v^
stories; department oonsists of s steam af^^
chemical engine, a hook and ladder trads. 5^
carriages; uamese couplings used; ^^^^^^
l^ire JPrateiBiion'and Water Supply.
8g>
K>xes. Chief appointed by Mayor and aldermen,
r. R. Hopkins.
Water Supplt— Gcarity and pumping lystem;
' dstema, supplied finom street maint; z reaervoir;
ATorthtngton pomps; daily capacity. Z3,ooo»ooo
gallons; 45 miles street mains; diameter, 4 to 36
Qcbea; 350 bydraatt; _pres8ure, 5 to 55 poonds.
\.. Dennett, Supt.; O. F. Vincent, Cityljlerk.
8oatk Abiiift«a» P^mouth Co. SeeWhitP
nan.
Sovthbri^ffie^ Woroester Co., population t6$o;
ireworks ordinance; mercantile Duildinn, brick,
hree stories; wooden roofs permitted; dwellings,
rame, two and one-balf stories; department consists
if a steam engines, z hand engine, 4 chemical band
tztinguishers, 9 hook and ladoer trucks, 3 hosecar-
iages; 500 feet good rubber hose; 900 poor; 570
eet linen; 3500 good leather; value of apparatus
ind suppliM, $33c»; s buildings ownea, value
S9S00; 5k vc^unteer members; annual expenses,
99750. cHtief appointed by select men. J. J.
k>wlen.
Watbr Supply— Gravity system; 4 reservoirs,
upplied by springs; capacity, 47,000 gallons daily;
\% miles street mams and supply pipes; diameter,
I to Z9 inches, smallest, 3 mches; 99 hydrants;
pressure, 50 pounds. F. w. Eaton, Supt; E. D.
Iiillips, Town Qerk.
Sovtk FramlMhrnMy Middlesex Co., popu-
ation *90oo. See Framingham.
South Hadley Fmlla^ Hampshire Co., popu-
ation, f 3949; area, 9560 acres; fire limit, same: nre-
vorks ordinance; causes of fires investigated; frame
mildings, two stones; shingle roofs permitted; de-
>artment consists of z hand engine (not in use), 3
loae carriages; Siamese couplings used; 9000 feet
»f cotton hose, 950 feet leather hose, good; «> part
>aid members; annual expenses, %ifXi\ bell and
rhistle alarm, Chief elected by memk>ers of fixe
listrict F. E. White.
AVatbr Supply— Brook; z reservoir, supplied
%y 3 brooks; gravity system; zo miles street mains;
liameter, ^to Z4 inOMs; 65 hvdrants; pressure, Z75
K>unds. M. L. Barnes, J. Allen.
Sovtk Weyaiovili, Norfolk Co. See Wey-
aouth.
Spea«erfWoroestarCa, population t845a; da-
yartment consists of z steamer, z chemical engine,
hook and ladder truck, 3 hose carriages; 4900 iMt
4 good hooe; volunteer department. D. H.
)iims.
VTatks Supply— zo reservoirs; 3 dstems, C4,-
00 gallons capacity; 88 hydrants; Z3 miles mams,
Hsunctcr, 9 to z^inches; Chapman gates; press
5 pcmnds. A. Q. Pease, Supt; A. W. Curtis.
SprlBfAeldf Hampden Co., populatkm t^o^ooo;
j^ea, 988 acres; fire limit, z9ao acres; fireworks or-
Unanoe; chie6 d fire and police investigate fires;
sercantile buildings, brick, five stories; depart-
aent consists of 5 steam engines; Z9 chemical hand
xtinguishers, 3 hook and ladder trucks, o hose car^
iagea; Z4,40o feet cotton hose; zaoo feet good
gather bcee; 95 horses; value of apparatus and
applies, $8z,6zz; value of buildings owned, fzzo,-
00; Z48 membos, 99 foU paid, 1Z3 part paid, Z3
olunteers; annual expenses, $51,000; fire alarm
elegraph, 45 street boxes. Chitf elected by city
onndl. A. P. Leshure.
Watbr Supply— 9 reservoirs, supplied finom
rater-shed; gravity system; 84 miles street mains;
Hameter, 3 to 94 inoies; 665 hydrants; 777 gates.
niapman;jS56 meters— Crown, Hersey; cost of
rorks to Z889, i$x,349,574; annual expenses, $98,-
00; pressure, 40 to Z97 pounds. E. S. Bradford,
•dCayor; H. Q. Sanderson, Chairman Commis-
loners; J. C. Hancock, Supt.; £. A. Newell, City
^lerk.
Htorlittf, Worcester Co., population 11331;
wood buildmgs, one and a half and two stones; ae-
partment consists of 9 hand engines; 9 hose car*
riages; zooo feet cotton hose, 900 feet good linen;
value of apparatus and snoplies, $aooo; 95 volunteer
members; expenses in 1887, $50; bell alarm.
Water SupPLY-*4 reservoirs and wells. E. P.
Bartlett, Town Clerk.
Stoaehaoi, Middlesex Co., population 15659;
department consists of z steamer, z nook and uud-
der truck, 3 hose carriages; 9350 feet leather hose;
900O feet good rubber; ^ men paid part time.
Water Supply— zo reaervoirs; 9 cisterns; 54
hydranU; 4 pumps. B. B. Burbank.
8to«flito«» Nortolk Co., population 15183; fire-
works ordinance; frame boiknngs, two stories; de-
partment consists of 9 steamers, z hand engine, z
hook and ladder truck, 9 hose carriages; ^miese
couplings used; oooo feet good cotton hose; 5Z0 feet
good leather; value of apparatus and supplies, $7,-
000: 3 buildings in use owned by town, value $9000;
55 niU paid members; annual expenses, $9, zoo; bell
alarm. Chief elected by board of engineers; ap-
pointed by selectmen.
Water Supply— 9 reservoiis, siqipUed by
wells.
Stvrbiidfe. Woroester Co., population tx98z;
buildinn, wood, two stories; department consists of
9 chemical extinguishers; bell alarm.
Water Supply— Aqueduct and wells; gravity
system. A. B. Chamberlain, Town Clerk.
Svaderlaad* Franklin Co.; wood buildings,
two stories; hand pumps and rubber hose; nc fire
department; ringing bells.
Water Supply— Wells, dstems and pipes;
reservoir; gravity pressure; 3 miles street mains.
J. M. Smith, Town Clerk.
Swaaipaeott, Essex Co., population t950o;
department consists of z steam engine, x hook and
ladder truck, z hose carriage, z supply wagon;
aooo feet good cotton hose; horses from railroad
when needed; Z9 paid members; telegraph alarm,
7 boxes. I. Emmons.
Water Supply— Private <Jompany; water tower;
5z hydnmts; 8 miles mains, diameter 4 to zo inch.
Kend^ Pollard, Supt; Geo. F. Till, Town Clerk.
TapteyTiilef Essex Co.; wood buildings, two
and three stories; department consists of z hook
and ladder truck, 9 hose carriages; 600 feet poor
rubber hose, 3500 feet cotton, 900 feet linen, zzoo
feet of good leather; value of apparatus and sup-
plies $9000; zzo volunteer membiars; steam whistle
alarm. C. H. OOes.
Water Supply— Direct pressure system; z res-
ervoir, oapadtv 3,000,000 gallons; 36^ miles street
mains; 907 hydrants; pressure 70 to 85 pounds. D.
F. Harrigan, Supt; Julius Peall, Town Clerk.
Tavntoa, Bristol Co., population 196.674; area,
95,600 acres; fire limit, same; fireworks ordinance;
mercantile buildings, wood and brick, two and
three stories; wooden roo& permitted; frame dwell-
ings, one and two stories; department consisU of 4
steam engines, a hand engines, 8 chemical hand ex-
tinguishers, 9 hook and ladder trucks. 4 horse hose
reels, 3 hand hose reels, a hose wagons: Siamese
couplings in use; zz,ooo feet good cotton nose, zooo
feet good leather hose; za horses; value of appara-
tus and supplies $60,000; 6 buildinn owned, value
$60,000; Z95 members. 7 full paid, 84 part paid, 36
volunteers; annual expenses Sz5,ooo; fire alam
telegraph, 49 street boxes. Cnia elected by dty
council. Abner Coleman.
Water Supply— Water-works; direct pump-
ing. Holly system; daily capaatv of pumping m»-
chmery 3,000,000 gallons; 50 miles street mains, di^
amater 4 to 90 inches; 479 hydrants; pressure 6
90
Fire PrateetUm amd Water Skgypfy.
MASSACHUSETTS-CMUnmA
to no pouadi; aaaiua expenswof wirtvdmtf*.
Mayor; Kdwin A. TeOofir. City OnL
Ttaipletoa, Worotiter Co., populatloii •ay^;
4haiideogiiies; 4hoM canlafM; looo iwt good
hooe; 940 voluntoetB. O. D. BUOm.
Watjr Supply— Foicc Chariot PaiUiant.
TovnClariL
T^wnaoAd, Middlesex Co., popalatloa 1x846;'
frame buildingi, two stories; woodea roofii penalt-
ted; department coasists of x steam engine, i band
engine, a hose caniages; x6oo feet good cotton
hoae; TOTOlttnteermeinbert; annnal expenses $400;
bell alarm. Chief eleeled by board of engineers.
A. L. Fessenden.
Water Supply— River and creek. E. A. Blood,
Town Clerk.
TttnMi'a Falla^ Franklin Co., popolalion in-
cluded in Montague; x steam engine; x hand en*
gine; x hook and ladder truck; 4 hose carriages;
9000 feet good cotton hose; 3a men paid. W.
Bnmham.
Water Supply— Water-woiks; pumping and
gravity pressure; x reservoir; 55 hydrants; pressure
xoo to X35 pounds. W. S. Dana, Town Cle^
Upton. Worcester Co., population taa6s; fire-
works ordinance; frame buildings, two stories;
shingle roofs permitted;- department consists of x
hand engine, x hook and Udder truck. X hose car-
riage; 500 feet cotton hose. 900 feet food leather
hose; value of apparatus and supplies $aooo; x
building owned, value $9000; 65 members, 60 part
paid: bell alarm. Chief elected by engineers.
Water Supply— River, wells and private reser-
voir; annual expenses of water department 9850.
Vxkrldfey Worcester Co., popidatlon s»4B;
hand engfaies; a hose carriages; 800 feet goocfunen
hose. 400 feet good leather hose; xo men paid part
time.
Water Supply— Gravity pressure; 3 creeks; x
reservoir; 9 miles mains; 24 hydrants. C. A. Taft,
Supt; A. W. Bennett.
Wakefleldy Middlesex Co..populatk>n *7Soo; x
steam engine; x chemical engine; 3 hand enipnes;
X hook and ladder truck; 3 hose carriages; x porta-
ble exdnguisher; 9700 feet good leather hose, aooo
ieet good cotton; paid department, 48 men, and x
independent company.
Water Supply— Private company; direct pres-
sure; X4 dstems; a lakes; 79 double hydrants: ex
pomps. G. W. Harrington, Snpt.; Charias F.
HarUhome, City Cleric.
Wales, Hampden Co.. population 1853; build-
ings, frame, three and four stories; woodm roofr
permitted: department consists of 9 hand engines,
g chemical extinguishers, a hose carriages; xooo feet
Bnen hose, good; value of apparatus and supplies,
$xooo; membership. 30. paid part time; annual ex-
penses. $100; bell alarm.
Water Supply— Stream and reservoir; gravity
pressure. A. H. Hubbard. Town Clerk.
WalpolOy Norfolk Co., population 19443; >'«&>
X3,ooo acres; buildings, frame; x hook and ladder
truck; x hose carriage; 600 feet cotton hose, good;
value of apparatus, supplies, etc., owned $xooo:
bell and whistle alarm. Chas. Fales.
Water Supply— Streams. Geo. P. Morey.
Town Clerk.
Waltham, Middlesex Co., population +X4.000;
area and fire limit, 7674 acres; fireworks ordinance;
frame buildings, two and a half and three stories;
wooden roofs permitted; department consists of x
steam engine, x hook and ladder truck, 4 hose car-
riages, X supply wagoa; 4300 fiset cotton hose.good;
„ boaa, food; xioo hbi nhn ol
aimmttnaiidsnppliaa, ta6,oooc 4brildfaHB^
vafaa $13,000; lembarAy, 74. « fen IMi^npt
paid; annoal myeiiMi, $6700; tdqpyh skw. p
vrDMi apponuea ny Mayor
Pariu.
Water Supply— WalcMraiks; 39 aiks ana
mains; diameter, 4 to 26 faiclies: 173 hydosa;
piMsnre, 6&Poiuids: ananal axpeasesofvats dc
WftvOy Hampshire Co. (indndes Gabertiifri.
population 8000; area. X7,8ax acres; mtreatie
bdldinn, brick, two and three stDria; mota
roofo; dwellings, wood, one and a half Kories; <fe-
partment consists of x hand engfae in resenti
hook and ladder truck, 4 diemical hand oa-
guishers. x steam engine. 3 hose cairiacci; sjoc
feet cotton hose, good; mills have thdromfisect
hose; value of apparatus and supplies, $14,000; t
building owned, value S6000; membcrdiip, ^, 5
paid; annual expenses. $4000; beU alaxn. T. C
Gleason.
Watbr Supply— Reservoir 7 miles wm
diameter. 4 to 6 inches: 56 hydrants; pnssat,^
to 90 pounds, Fted Vdk, A. P. Ricfaardsoo.
Wamn» Worcester Co., populatioB 14031; »
of fireworks prohibited; mercandle boildiDcSkTCoi
two to three stories; wooden roofe; dwellinn,fraae.
two stories; department consists of x luuideiisis^
9 hook and ladder trucks. 5 hose cairiages; 1
coupUngsused; xooofeet cotton bote; 9000 feet {ood
linen hose; 300 feet poor leather value sf appc-
atus and supplies, $8000; value of buildiBgi ovsed,
Saooo; 85 volunteer members; annual expeas^.
fxdoo; bell and steam whistle alana. E. F.
Strickland.
Water Supply— Direct pumping sjstea; i
reservoir, supplied by swings; ponds, xirered
brooks; diameter 4 to 6 mches; 94 hyifrantt; pr»
sure, xoo pounds; annual expenses of wattr d^
partment. $x6oo. S. £. Blair, Town CleriL
WatertowB, Middlesex Co., pomladooft^
area, 905X acres; fire limit, same; fireweria on-
nances; mercantile buildings, wood and bfick. t^
ond a half and three stoms; wooden roofr; dveB-
ings. wood, two stories; department oooaiti of i
steam engine. 4 chemical hand extingntiiiA i
hook and ladder truck. 4 hose oarxiues; s ^k^
pumps, owned by private company; aaiMseoo^
lings used; 4930 feet good hose; 5 horses; valaea
appantus amf sopplies. $7600; value of bsHdofi
owned. 993.500; 3X members; 3 full paid; 9fV^
paid; annual expenses. $5x09; telegraph sisnB.»
street boxes. J. A. York.
Watbr Supply— 9 rescrvoiis, capacity. 4^^
gallons daily: x mile street mains; diameter. 6 to it
inches; X74 hydrants; aoo pounds pressore; m^
works owned by private company; espcaio v
x888.$70o. J. H.F^kitts,W.iringrahs]B.
Waylaad (Village of Coddtoate). Middkai
Co. , population 11946; fiwne buildings, two to iscr
stories; shingle roofr permitted: dnaitment cob-
sists of X hook and Isidder tradt, x nosecaffriilt:
xooo feet cotton hose; 500 feet good leather v*'^
of apparatus and supplies, $aSoo; x boildiaf oviwL
value $x6oo; 40 vduateer members; aaanal a*
penses, $300; beU alarm. Chief elected byboird
of engineers. Ralph Bent
Water Supply— Gravitatkm and direct psoiP'
ing system; 5 miles street mahis andsopplTpip^
diameter. 4 to xo inches; 33 hydrants; la gates. »
pounds pressure; cost of works, ^000; ibbbu
expenses of water department. ^00. Ralph Bst.
Supt; Richard J. Lombard, Town Cleric
Webster^ Worcester Co.. pcpubtioa "Tooot
area. 95x8 acres; mercantile buudmgs, wood «h
brick, two and four stories; shin^ tooh penoff^'
Fiir9 ProteetUm ond Waier Supply.
9'
Swellings, wood, two itories; i ftoan engine; i
laod engine; x . book and liddor truck; a boea car-
iag es; 700 Mat good cotton boae; x6oo feat good
eatDar; 700 poor: vataooCapMratua and anppUet,
(a6,8e7; x bnlklmg owned, $io»ooo; 60 Tolontaar
nemben; annual anenaet, $aooo; ball alarm,
:hief elected bj board of engineara. L. B. Patti-
OD.
Watks Supplt— z resenroir, aappUed by
tumping; capadtj, 8000 gallona; z dstem, filled
rem hTdrant; gravity syston; 3 milef street mains
nd supply pipes; lUameter, 4 to 6 inches; a8 fay-
rants; xoo to zao pounds pressure; annual ez-
enses of water department. $535; operated and
wned by H. N. SUter. Tbos. K. Bates. Supt;
:. P. Carter, Town Clerk.
WelleateTf Norfolk Co., population •31x3;
'ooden buildings, two stories; wooden roon; 4
ose carriages; aooo feet cotton hose; 400 feet good
iather; value of apparatus and supplies, $3400: 33
lembers; expenses in 1888, $500; bell and whistle
lorm. Freeman Phillips.
Water Supply— x reservoir; capacity, 1,151,500
alloDs; gravity and direct pressure; Blake pumps;
ipadty» x,ooo,ooo gaUons daily; 19K miles street
. xa6 hydrants: pressure. 40 to 1x9 pounds;
gates. Ludlow, Chapman; 66 meters. Hersey,
hington. Crown; cost of works to 18* '*'
annual expenses, $3Soo. W. H.
^rthington. Crown; cost of works to 1889, $175',-
»; annual expenses, $3500. W. H. Vaughn,
tipt.; Fred. Kingsbury, Town Clerk.
Wellfloety Barnstable Co., populatkm, ti687; x
x>k and ladder track.
WenhaMy Essex Co., population Syx; frame
tildings, one to three stones; wooden roofs per^
itted; department consists of x hand engine, x
»e carriage, hooks and ladders; X50 feet linen
ae, good; aop rubber, good; value of apparatus
4 supplies, $800; membership, 40, ail volunteers;
J] alarm. Simeon Dodge, Jr.
Watek Supply— WcOto, dstems and ponds. W.
K>1, Town Clerk.
ll^eatboro«sh, Woreester Co., population
)8o; area, n,Z37 acres; iire limit, same; fireworks
iinance; mercantile buildings, brick, three stories;
ingle rools permitted; dwellings, frame, two
des; department conaiats of x steam engine, x
ok and Udder truck, 4 hoae carriages; 1^300 leet
[ton hose, good; 900 Jhet leather hose, good;
^ of apparatus and supplies, $5000; x bnuding
ned, rafue $13,000; membenhip, 88, all call men:
Dual expoDditure. faooo; bell, steam whistle and
ctric alarm. Chief elected by board of engineers.
L. Chaae.
^ATBR Supply— X reservoir supplied by spring;
lacity, 800,000 gallona daily; gravity system; 7
es street mains and supply pipes; diameter, 4 to
inches; jo hydrants; pressure, 58 pounds; anniud
tenses of water department, $1450. F. W. Bul-
Veat BrooklleMy Worcester Co., population
7; area, xa.XAX acres; causes of fires investigated;
rcantile buildings, wood, two to four stories;
agle and slate roofr; dwellings, wood, two stories;
tartment coasists of x steam engine, i hand en-
e. I hook and ladder truck, x hose carriage;
nese couplings used; x8oo feet rubber-lined cot-
hose; 300 feet leather, poor; value Of apparatus
i supplies, $d4oo; x building owned by town,
00; memberanip. 36, all volunteers; annual ex-
ses. $800; bell alarm. Chief elected by board
mgineers. John G. Shackley.
Vater SuppX-Y— 8 reservoirs, supplied by
am; 4 hydrants; a miles mains; Chapman gates;
ssure, 40 pounds; cost of works 9^,500. Horace
Bush, Town Clerk.
fe^tfieldy Hampden Co., population 18961;
■candle buildings, brick, three stories; wooden
fs permitted; dwellings, frame, two stories; de-
of x steam engine, a chemical
engines, x hook and ladder truck, 4 hose carriages;
siameae oaimlinn used; d horses; a boUdrngs
owned; mambaffsnip, 6^ all paid; araual expenses,
$14600; bdl and trisjpl
boardof 4
I trisphoae alarm. Chief elected t^
MTd of englneera. H. T. Snow.
Watbk Supply— Rtsarvoir; gravitr system; 85
ilea street mains and supply pipes; <fiameter, 4 to
X4 inches; xa8 hydrants; pressure, xay pounds. C.
H. Diele, Sopt; C. N. Oakes, Town CIttk.
WeatadaateTf Westmoreland Co., popnladon
X556; 3 head engines; a hose carriages; aoo feet
goodmblMr hoae, aoo iMt good leather, xsofeet
poor, 70 men paid full time.
Water Supply— ao dstems.
Weat Hewharf 9 Essex Ca, population 1x899;
wood buildings, two stories; department consists of
X steam engine, x hoae carriage, hand pumps; x6oo
feet good cotton hose; value of apparatus and sup-
pUes, $7000; X7 volunteer members; expenses In
x888, $400; steam whistle and bell alarm. Gilman
W. Brown.
Water Supply*-4 reservoirs; capacity x5,ooo
gallons each; 4 wells, river. Eben P. Stanwood,
Town Clerk.
Weat Spriagfieldy Hampden Co., population
4480; wood Duildings, two stories; a hose carriages;
000 met good rubber hose; 450 feet good linen; 18
members; bell alarm. £. S. Flower.
Wa^er Supply— Gravity system; x reservoir; ix
miles street mains; 30 hydrants. J. M. Harmon,
Town Clerk.
West Stockbrldgey Berkshire Co., population
tx6^8; area, 1 1,331 acres; wood buildings, two
stories.
Water Supply— Gravity system; pressure, 140
pounds; 3 miles street mains. J. S. Moore, Town
Weymovthy Norfolk Co., population txo,7^o;
area, xa.ooo acres; fire limit, 9000 acres; fireworks
ordinance; mercantile buil^ngs, frame, one and a
half and two stories; wooden roofr permitted; wood
dwellings, one and two stories; department consists
of a steam engines, a hand engines, x chemical en-
gine, 4 hook and ladder trucn, 7 hoae carriages;
eSTo feet good hose; value of apparatus. ^,000; 5
uildings owned, value 9x2,500; x6^ members, part
paid; annual expenses, $4075; bell alarm. Chief
elected by board of engineers. F. D. Thayer.
Water Supply— Watrr-works; 330 hydrants;
stream, ponds; x8 dstems, filled by engine; 36 miles
mains; Geo. G. Rier, Supt.; Jonn A. Raymond,
Town Cleric.
WhitaiMif Plymouth Co.; buildings, frame,
one to three stories; wooden roofs permitted; x hook
and ladder truck; 4 hose carriages; 3300 feet ootton
hose, good; value of apparatus and aupplies, 99730;
membership, 75, peid part time; annual expenses,
$1600: bdl andf whistle akrm. I. T. Churchill.
Water Supply— Stand-pipe; gravity system; xo
miles mains; 9a hydrants; 7c pounds pressure. J.
C. Gilbert, Supt.; Geo. N. Pearson, Town Clerk.
WhiUiiaYilley Woroester Co., populadon,a34o;
no fire department; manufacturing establishments
are protected by reservoirs and force pumps; this
protection does not extend to all private prop-
erty in the village.
Water Supply— Reservoir. G. £. Taft D.
B. Bostwick.
Wtlbrahaniy Hampden Co., population, 1x734;
buildings, wood, two stories; department consists of
X hook and ladder truck; members, 24 volunteers;
bell alarm. C. G. Robbins.
Water Supply— Wells. W. C. Stone. Town
Clerk.
WIlltaBatargh) Hampshire Co., population
faG44; fire limit, xooo acres; frame buildings, two
g2
Fire PrOteeiian and Water Supply.
MASSACHUSETTS— C«ittM«^</.
stories; shingle roofr; a hand engines; a hose car*
riages; zooo feet good hose, aoo feet rubber, aoo feet
cotton, zoo leather; value of iqiparatas and sup-
plies, $5000; a buildings owned, vahie, $aooo.
Watbk Supply— River and springs. T. M.
Carter, Town Clerk.
Willlamstofnif Berkshire Co., populatk>n
fSTa^; frame, stone and brick buildings, two to four
stones: shingle roofs permitted; no fire department;
quantity of hose.
Water Supply— Qravity pressure; 6 miles of
mains; diameter, 6 inches; 4 hydrants. E. A. Tall-
madge.
WineheMdoBy Worcester Co., population
*4Doo; area, 3840 acres; fireworks ordinance; mer-
cantile buildings, wood and brick, two and three
stories; wooden roofi permitted; dwellings, frame,
one and a half and two stories: department oonsbts
of X steam engine, a hand engines, 3 hose carriages;
Siamese couplings in use; 1400 feet cotton hose,
ffood; 3500 feet leather hose, good, and 800 fioet
lair; a horses; value apparatus and supplies, $10,-
000; a buildings owned, value $5000; membership,
Z46, part paid; annual expenses, $3483; fire alarm,
bells, whistles and telepnones. Chief elected by
board of engineers. E. S. Merrill.
Water Supply— River, ponds and zo dstcms.
Geo. M. Whitney. Town Clerk.
WiMchetter, Middlesex Co., population 14390;
z steam engine; z hook and ladder truck; 5 hose
carriages; 4650 feet cotton hose, good; z8oo ieet
cotton, new; 6a men paid part time, z lull time.
C. T. Symmes.
Water Supply— Water-works, gravity pres-
sure; river; Z4 miles mains; 85 hydrants. Wm. T.
Dotten, Geo. W. Spuzr, Town Clerk.
Wiathrop, Suffolk Co., population *45oo;
buildings, frame, two and two and a half stones;
wooden roofs pomitted; department consists of a
hook and ladder trucks, a hose carriages, z hose
wagon; 3000 feet cotton hose, good; value of ap-
paratus and supplies, $4500; members, 57; expenses
in t888, $z3oo; electric alarm; 9 boxes. F. £.
Tewksbury.
Water Supply— Revere water-works, to which
Winthrop pays $aooo per year; zo miles street
mains; 55 hydrants; pressure, 80 pounds. A. S.
Bumham, Supt.; S. Floyd, Town Clerk.
Wobvnif Middlesex Co., population *za,7oo;
area, 7685 acres; fire limit, same;' fireworks ordi-
nance; frame buildings, two and three stories;
shingle roofs permitted; department consists of z
steam engine, two hook and ladder trucks, xi hose
carriages; 5000 feet cotton hose; 500 feet linen,
good; 9000 feet leather, poor; 3 horses owned; zo
m use; value of apparatus and supplies, $35,000; 7
buildings owned, value $zz,5oo; membership, 97; a
full paid; 95 part paid; annual expenses, $9500;
fire alarm tdegraph; z8 street boxes. Chief elected
by board of engineers. Clarence Litchfield.
Water Supply— Direct pumping system, Z4
reservoirs; 25 miles street mains and supply pipes;
diameter, 4 to z6 indies, 398 hydrants; pressure, 40
to 90 pounds; annual expenses of water department,
99500. Patrick Criely, Montressor Seely.
Worcester) Woicester Co., population '75,000;
fireworks ordinance; causes of fires investigated;
mercantile building, brick, four to six stories;
wooden roofs permitted; dwellings, frume, three
stories; department consists of 4 steam engines, 3
hook and ladder trucks, z6 hose carriages; z6oo feet
rubber hose; za,ooo feet cotton hose; 3000 feet linen;
3000 feet leather, frdr, aooo feet cotton, 8000 feet
poor hose; ^ horses; value oi apparatus, $90,000;
z6 buildings owned; value, $153,000; membership,
Z5a; full paid members, aa; part paid, Z44; annual
expenses, $55,000; fire alarm tdegraph, 86iaeet
boxes. Chie' ■ ■ • • - o i>
Cowles.
^fH elected by city oonndL S. EL
Water Supply— a reservoirs, gravity preswre.
diameter, 4 to ao inches; 700 hydrants; presuic 7$
to z6o pounds. M. A. Brady, E. N. Tovne.
Wreiitkam» Norfolk Co., populafioa 3710; i
hand engine; z hose oomnany; fotoe pomp ovm&
by factory. D. T. Stone, Town Clerk.
The following places
Bristol Co..
have no fire protectuB:
Acushnet, Briitol' Co., population tioTi. A^
wam, Hampden Co., .population tasST; water ap-
ply, wells and aqueduct. AshfieldTrlraskfiD Ca^
population Z097. Auburn, Worcester Co., pop<^
tion tza68. Barnstable. Barnstable C6.. popnteoos
4a4a; water supply, wells and cisterns. Bectat
Centre, Berkshire Co., population zzas. Beffior
ham, Norfolk Co., population tzz89; water sapplir
river. Brimfidd, Hampden Co., populatioii \vr^
water supply, wells and brooks. Carver, PlpMia
Co.. population tzooz. Chariton, Worcester Co-»
population tz8g». Chatham, Barnstable Ox. p(i^
ulation aoa8. Chester, Hampden Ca, popniiti®
tz3z8; water supply, creek and wdls. Coiens.
Franklin Co., popuiatkm tz6o5. Dartmouth. Ko-
tol Co. , population 13448. Dennis, Barnstable Co.
population 13933. Dighton,Biistc4Co.,popiiUtt»
tZ78a. Duxbury, Plymouth Co., Pop>^^i[Si
water supply, wells and springs, fiastoa, Britfi
Co., populadon 390a. Freetown, Bristol Co.. pop^
ulation tZ457. GUbertsville, Worcester Co., pcfi'
lation Z030. Granville, Hampden Co., popnwiff
tzz93. Hadley. Hampdiire Co., population rm-
Hanover. Plymouth Co., population ti^^Sf
son, Plymouth Co., population zaar. HsrdvKfc,
Worcester Ca. population 3Z45. Harwich, B^
stable Co., populadon 9783. Hatfidd, Hiapd^
Co., population tz367. Hinsdale, Beikahiic Ca.
population *z657; water supply, weDs and otP-
Hyannis, BamsUbie Co.. poipalatkm *aooo. Ubo-
borough, Berkshire Co., population tzaxa. If*-
ton, Middlesex Co., popuUttton Z067. Longina^^
Hampden Co., population tz677. Lunenwf
Worcester Co., population fzoyz. Mansfidd. BJ-
tol Co., population 19939. Marion, Pfymooth W-
population 1965. Marshfiekl, Plymouth Co., p3f:
fadon tz649. Matfidd. Plymouth Co.. popohtif'
zooo. New Marlborough, Bcrimhire Co.. poi^
tion z66z. Northbridge, Worcester Co., pcpj
tion 3^5; water supply, pumps and 1»t*J*
Northfield, Franklin Co., population tiTOS- ^
ton, Bristol Co., population fzyiS. Ortesni, «£;
stable Co.. population fzzTd. Pe^^wofeJS;
mouth Co., population tz3Z3l Princeton, WflW«^
ter Co., population tzo38. Ravnham. BiistoHA.
population ZSS5. RefaoboCh, Bristol Co., pop«*-
tion Z788. Rocheater, Plymouth Co.. popB^
fzoaz. Rowley, Essex Co., population Z185: votf
pumps. Sandis&eld, Berkshire Co. '
tzoz9. Scituate, Plymouth Co.
Seekonk, Bristol Co..
Berkshire Co., populal
sexCo.,popnlationtz39Z ^—r^xi j..^
Co., population fzoas. Southborough. Worc^
Co., population taioo. South Sdtuate. PJja»^
Co.. population tz589. Southwick. Hampden^-
population t98a. Stockbridge. Beritshire Co.,l«^
fadon azz3. Sudbury, Middlesex Co., popaUws
izz^. Sutton, Worcester Co.. popatatH»Jj£:
Swansea, Bristol Co., population tz4P3-^ T2y
bury, Middlesex Co., population tas^: JoP?S
Essex Co., population fzz4Z. Truro. Bkb^^
Co.. population \m\ frame bofld>n«^,**V?S.'
wooden roofs. Wareham. Plymouth Cow, popw»-
tion *3Soo. West Boylston, Won»jerWj
population ta977. West Bridgewater, PWr*
to., popuhiSntzToy. WesSwd, Middtesac^;
population taz93. West<m, Middlesex Ca.poP^
Son Z4a7. Wi^rt, Bristol Ca. popntawj t^
Wihnmgton. Middlesex Ca. po|*»J»" ^^
Yarmouth, Barnstable Co.. popnlatiott 1^
Fire ProtScHon €tnd Water Supply .
9S
MICHIGAN.
AdriaB) Lendwee Co., population 19550; 9
steam engines; i chemical engine; x hook and lad-
der track; 6 hose carriages; 400 feet hose; 3a mem-
bers. 6 ftdl paid, a6 part paid. H. Bowen.
Watbr Supply— Holly system; 138 hydrants;
39 cisterns; annual expenses of daputment$zo«5oo.
A. L. Hass, John Mandalesf".
AlbiOBf Calhonn Co., population *5ooo; x
chemical engfaie; x steam engine; x hand engine; s
hose carriages; x hook and ladder truck; X500 feet
of hose; 35 Yohmieer members; annual expenses
$1300; s horses. J. C. Roussnan.
WATER SuppLT--Raoe. river and wells; x pump;
9 hydrants. W. W. Austin, City Clerk.
AllacMif Allegan Co., population ia64o; area,
35i6oo; fire Umit, 96 acres; fireworks ordinance;
mercantile buildings, wood and brick, two and
three stories; no new bnildinga can be erected in
the fire limits only of brick or stone, and with metal
or gravel roofs, and no wooden buildings can be
repaired only by putting on a metal or gravel roof ;
wood dwellings, one and a half stories; department
consists of X hook and ladder truck, 3 hose car-
riages; xaoo feet good rubber hose, 2400 feet cot-
ton. 350 feet linen; value of apparatus and supplies
$0500; X building owned, value ¥500; 60 volunteer
members; annual expenses $400; oeH alarm. Chief
elected by members. David Frank.
Water Supply— Water-works; direct pumping
system; river and wells; Walker pumps, daily ca-
pacity x,ooo.ooo gallons; 6 mUet street mains, di-
ameter 4 to 8 inches; 96 hydrants: X4 Ludlow
^tes; pressure xoo oounds; cost of works $40,000;
annual e3q>enses of^ water department $X38o. M.
Dver, Supt; H. Hart, Mayor, J. Dryden, City
AlBUiy Gratiot Co., populatkm txxm; a hose
carnages; xooo feet bote; x oook and ladder truck;
40 volunteer members.
WATER Supply— Direct pressure; x8 hydrants.
C. L. Delavan.
Almoatf Lapeer Co., population fSoy; 3 chem-
ical engines; a band engines; x hose cart; t hock
sMid ladder truck; 600 net good rubber hose. A.
IV. Ferguson.
Water Supply— 3 dstems, x well and creek.
A. H. Patterson, Village Cleric.
Alpena 9 Alpena Co., population *x3,ooo; a
steam engines; a hose earriages; 4x50 feet good
bose; a men paid full time, 99 men part; telegraph
sUarm, xa boaes; 4 horses. A L. Power.
' Water Supply— Water-woiks; direct pumping-
system; capacity X47,ooo galloas per hour; X3 miles
of mains; x«o hydrants; pressure 40 to xao pounds;
cost of woiks ^.000. AL Creighton, Supt; M.
Clock, Mayor; w. McDonald, Town Clerk.
Ana Arbor 9 Washtenaw Co., population $X9,-
000; X steam engine; 3 hand engines; x hook and
ladder truck; 5 hose cttrriages; 4000 feet of hose; 75
volunteer members; annual eiqienses $xooa M.
Seabolt.
Water Supply— Springs: system, gravity and
pumpins to reservoir; Gordon and Knowles pumps,
total daily capadtv 3,500,000 gallons; xxo hydrants;
ai miles mains, dittmeter a to x6 indi; 8x Ludlow
l^ates; meters. Union, Hersey; pressure 65 to
Krands. S. W. Burice, Pres. and Supt.; Jas.
b, Mayor; A W. HamUton, City Oerk.
An Sable^ Iosco Co., population *^SPo; x
engine; 9 hose carriages; x hook and ladder truck;
800 feet of rubber hose; xooo feet of cotton, good;
xnembership, ao, paid part time. A F. McDonald.
Water Supply— uirect pressure; 58 hydrants;
river and a dstems. J. S. D. Soott, C. A. Jabrans.
HmmgoVf Van Buren Co., population *iaoor-
area, laoo acres; i hook and ladder truck; x hand
engine; x hose cart; volunteer department. Fred.
Water Supply— Cisterns. W. H. Reynolds,
Town Clerk.
Battle Craeky Calhoun Co., population *i6,-
000; area, a86b; fire limit, 70 acres; fireworks or-
dinance; causes of fires investigated; mercantile
buildings, brick and wood, three stories; dwellings,,
wood, two stories; department consists of 2 steam
engines, 8 chemical hand extinguishers, x hook and
latMer truck, 9 hose carriages; Siamese coupling»
used; 3500 feet cotton bose, good; 3 horses; value
of apparatus and supplies, l^X9,ooo; 9 building
owned, value $xo,ooo; membership, 96, 9 full paid
members. 94 part paid; annual expenses. $5«x>;
Gamewell alarm and telephone. Chief elected by
common ooundL J. G. Bohaett
Water Supply— Lake; stand-pipe system;
Blake pumping machinery; daily oapadty, 9,000,-
000 gallons; X35 hydrants; xsnules mains; diameter,
4 to x6 inches; 03 gates; 99 meters; quality water
soft, not filtered; pressure, 85 pounds; cost of works,
$x5o,ooo; annual expense, $4500. £. C. Nichols,
Pres.; W. W. Brigden, Sunt; H. C. Hall, mayor;
C. R. Thompson, City Cleik.
Bay Gity» Bay Ca, population '3500; area,.
5300 acres; fire limit, x6o acres; fireworks ordinance;
mercantile buildings, brick and stone, three and
four stonries; wood dwellings, two stories; depart-
ment consists of 9 steam engines, a chemical nand
extinguLdiers, x hook and ladder truck, x fire-escape
truck, 5 hose carriages. 3 fireboats; 5000 feet good
rubber hose; 7000 feet aood cotton; 14 horses; value
of apparatus and suppOes. $33,000; value of build-
ings owned, $95,000; 35 members, 7 full paid, aS
put paid; annual expenses, 9^7,000; tdegraph
alarm , 40 boxes. Chief elected pcnnanentiy during-
competency by the commissioners (non-poUtical
dqxtftment). T. K. Harding.
WATER Supply— Direct pumping system; 31
miles street mains; diameter, 4 to 90 inches; 915 hy-
drants; pressure, 90 pounds, ordinary; extra. 130
pounds; pump capacity, 6,000,000 gallons per day.
E. L. Dumbar, Supt; H. M. Wright, Mayor; J..
B. Bart)er, Citr Clerk.
Bevtoa Harbor, Berrien Co., population
*3ooo, area, 640 acres; fire limit, x6 acres; causes of
fires investigated; mercantile buildings, brick, two
and three stories; wood and bride dwellings, two
stories; department consists of x steam engine, s-
hose carriages; damese couplings used; x6oo feet
good rubber hose; a horses; value of appanitus and
supplies, $5800; 9 buildings owned, value $5300; 90
members, 9 pidd; bell alarm. Chief elected by
company. Danid Green.
Water Supply— Canal, 4 hvdrants and 3 ds-
tems. J. C. Russell, Town Clerk.
Big Rapids, Mecosta Co., population 15917;
area. 9560 acres; fire limit, 40 acres; mercantile
buildings, brick, three and four stories; brick and
wood dwdlincs, two stories; department consists or
a hook and ladder trucks, 4 hose carriages; Siamese
couplings used; 3500 feet good hose; value of ap-
paratus and supplies, $xx.6oo: 4 buildings used,
vdue $3500; 60 members, paid part time; steam
wfaistie dsnn. Chief dected by common coundU
S, G. Webter.
Water Supply— Direct pumping system; 10 »
miles street mains; diameter. 4 to 16 inches; 84 hy-
drants; pressure, 60 to xao pounds; annual expensea
of water department, $5000. S. Bronson, Supt.;
S. A. Stambaugh, Town Cleric.
Bliaafleld. Lenawee Co.. population fr
area and fire limit. 400 acres; fireworks ordlm
94
Fire Protection and Water Skgapfy.
MICHIGAN— OuMMMk/.
causes of fires isTestiiseted; ■eicentne traUdings.
trick, two stories; wooden looll not pennitted;
wood end briek dwcUinis, two stories; '
cUinis, two s
consists of t steemer, 4aeiBicelhemlexti]ifaislien,
I hose eerriege; zxoo feet good robber bose. «oo
feet poor robber; ndoe oC appMmtus aad supplies,
$3800; buildings, S3000; 33 vohtnteer aemDers;
.annual e3q>enses, fho; fire alarm, bells. Chief
•elected bfooancil. D. B. Heringtmi.
Watbs Supply— River, basin, 5 cisterns and x
hydrant; dstens supplied by river; cMMeity, as,ooo
iianonseacbdaUy. c7w. Bade, Village aerk.
BrlfhtOB) Livingston Co., population 1855;
area, 960 acres; mercantile buildings, fhune and
brick, twostofles; wooden roofii; frame dweUiogs,
two stories; department consists of 1 band engine,
3 chemical hand extinguishers, z hook and ladder
truck, z hoee carriage; 900 feet good robber hose;
value of apparatus and supplies, tafoo; part of
building in use. value Siooo; 27 volunteer members;
.annual expenses, $«>; Ml alarm. Chief appointed
by common ooundi. John Becker.
Watbr Supply— Pond, creek, is dsterns, sup-
plied by engine. Thoe. F. Lown, Town Clerk.
Bvckaaaay Benin Co.. population faoTo; z
steamer, z hand engine, s hose carriages; 9000 feet
^ood hose; 5a men, partly paid. I. L. H. Dodd.
WaterSupply— Creek and 4 dsterns. A. F.
Treat, Reoorder.
Cadillaoy Wexford Co., population *7ooo: 3
liose carriages, z hook and ladder truck; 3C00 feet
cotton hose; obo rofiber, good; 500 poor; 00 men,
volunteers. C C. Dunham.
Water Supply— Direct pressure; Holly system
water-works; 30 hvdraots; 6 miles mains; as gates.
Holly; capadty or pumps daily, 3.000,000 gallons;
pressure, 615 to Z50 pounds; cost at works, |ko,ooo.
H. W. Green, Pres. and Snpt.; L. J. Low, Mayor;
E. M. HutdUnson, Town Clerk.
CmtOf Tuscola Co., population 2400; buildings,
l>rick and wood, z to 3 stories; department consisU
of I hand engine, z hook and ladder truck, z hose
carriage; 500 feet rubber hose, good; 500 poor; «oo
cotton, good; value of apparatus and supplies,
^9000; members, 47, volunteers; expenses in Z887,
^300; bell alarm. "P. D. Riddle'.
WATER Supply— Cisterns and HoUy water-works,
navity^pressura; 3 miles street naitts; 30 hydrants.
<:. A. Thomas, A. Moreland.
Carrolto«» Saginaw Co., populadon zaoo;
^buildings frame, two stories; wooden roofii permit-
ted; z steam engine; z hook and ladder track; 9
hose cazriages; Z500 feet of good hose; value of ap-
iparatus and supplies, $6000; membership, 45; a
paid; bdl alarm. Jos. Bierd.
Water Supply— River and Tanks. Robert J.
Abbs, Village Clerk.
Cedar Spriaga, Kent Co., population tzoa4,
-area, 060 acres; fireworks ordinance; frame and
brick buildings, one and a half and two stories;
shingle roofs; department consists of z hand engine,
1 hose carriage; 600 feet linen hose, good; z build-
ings owned, value $zaoo; bell alarm.
WATER Supply— Creeks, 5 resen
D. C. Lylc. Town Clerk.
; reservoirs and wells.
Central lline» Keweenaw Co., population
z^oo; frame buildings, one and a half and two sto-
nes; wooden roofs permitted; no fire department;
500 feet hose; 400 volunteers; whistle alarm.
Water Supply— 4 reservoirs; gravity pressure;
800 feet supply pipes; 3 hydraoU; pressure; Z50
pounds.
CeatreTille. St. Joseph Co., population *zooo;
I hook and ladder trock; with extinguishers; good
company. Wm. F. Puck.
Water SUPPLY— Welli. C. F. Fiadky , Ton
Clerk.
GkarlaTcAXy Chailevoix Co., popahta id^
frame and brfek bondings, two tlatiss, wooda
rooCi; z steam engine; t band engfaie; s bOK cv^
riages; value of apparatus and supples, fm; <
members, z paid; aanual expenaes» I^bos tdephosi
alarm.
Water Supply— a reservofri and hiks; csnotr
of reservoirs, 5» barrds. H. S. Earths. Ton
Clerk.
Ckarlotta. Eatoa Ca. popwlaHwi, ^/koi bnk
and wood buildings, one and two storiei; i «en
enginr. zhook and ladder track; ehosecstn^
Siamese couplings; ?soo fset good ootlon hoie; t
buildings owned, value $70/»o; value ef sppuan
and supplies, $zz.ooo; 98 members, psrt psid; a-
nual expenses, $800 to $Z90o; tdephone alira.
Chief electod by depaitmeuL C. E. K. Baitfer.
Water Supply— Wells aad dstens; direcipia-
sure; Walker pumps; daily capadtv. 9,ooOkCOopl-
Ions; 68 hydrants; za miles mama, diameler4 u n
indMs; gales, Lodtow; pressure, 40 to 90 pmi^
works cost $50,000; annual expenses, 9sioo. t.
Shepfaenl, Pres., W. W. Rkfaaidaoa, Supt, fni
Bailey, City Clerk.
CheboTfaSy Cheboygan Co., populatioii*4S»
area, Z5D0 acres; mercanBle buildings, wood, m
stories; shingle roofr; dwellings, wood, two stones
department consists of z hand engine, 3 hoK or-
riages, z hook and ladder truck; Siamese coapIi>r
used; aooo feet good oolton hoee; 500 feet leniie.
poor; value of apparatus and supplies, fjooo; i
building in use, owned by viOage; zoo vohmttf
members; annual expenses. $500; whisde t^u»'
Chief recommended bv department and sppoian
by council. J. £. Culvey.
Water Supply— Dired pumping system; 1 1»
ervofr. supplied from s wells; capacity. 3,000.000
gaUons dslly; $% ^^^ '^'^^ mains; diameter 4
to za indies; » hydraata; pressare, 90 poeadi; a-
tedan wells and lake. Cbaa. Adaan, Wm. E.
Shoemaker.
Cllntoa. Lenawee Ca, population 84X 5^
teal exdnguishers: z chemioal engine; z hook an
ladder track; 48 ■alvaniscd iraa backets. CD.
Cutting, Village Cleric. ^
Water Supply— Cisterns and fane punpc- ^
D. Cutdng, Village Qerk.
ColdwatoPt Brandi Co., popoladea. W
area, 500 acres; fire limit, 40 acres; fcewwtsoij
nance; causes of fires investigated; bm>'£°7
btuldings, brick, two and three stories; dwdnii^
wood, two stories; department eoasists of s ^
engines, a hose carriages. ^300 fieet ooOobM
good; 3 horses; vahie of apparatus and wspf^
I8500: z buIWing owned by dty, value $3000: nj;
bership, z8. part paid; annual expenses. liS^^*^
and telephone auirm. Chief dected br ooopsa?
and approved by oonndl. A. E. Hulcfains.
Water Supply— a reservdrs. supplied by psaP-
ing, and aa wdls. E. J. Allen. City CleriL
Goaetaattea, St Joseph Co., populatfoB n^
area, oao acres; fire limit, zoo acres; cauesoT&a
investigated:mercantile buildings, bride. tvoitonK
dwellings, wood, two stories; department coeasow
iz chemical hand extlnguidiers, z hose csimr:
Siamese couplings used; hoee good, 300 feet roooff.
600 ieet linen; value of appvatus and vafpBi^
$35,000, indudfaig water-works; z boHdisg n ««;
value, $aooo; membership, az, voluateers; «»■;
expenses. $300; bdl alarm. Chief oonfimed 07
common council. S. F. Qreene. . .
Water Supply— Direct pumping STJ5JJ^* 5
miles street mains; diameter. 4 to 10 in»^ ^
hydrants; pressure, zoo pounds. E. Siradi. O- ^•
Cormaaa. Shiawasee Co.. popdatios i^'
buildings, brick and wood, one and two itofx^ ^
Fire Protec^on amd Water Supply,
95
and tar rooii; de|Mrtment eonalatB of x Bteuii engine,
a chemical eztingniahen, z hook and ladder truck, a
hofe cantegea; zooo feet cotton hose; good; a
borses; membership, 53, z paid loll; bell alarm.
L. H. Wiloox.
Water Supplt— River, wells and tank. E.
Harrington, H. C. Kieme.
Deeamr. Van Bnren Co., popnlation za6r» i
hook and ladder track; memberuip. 24, Toliinteers;
annual expenses, Ipzoo. Ed. Arnold.
Water Supply— 3 dstems. H. M. Bradrick,
Town Clerk.
Deerfleldy Lenawee Co., population 1447; hand
engine.
WATER Supply— River; 6 dstems*
Detrvlty Wavne Co.,^ population «aaS.ooo; area,
640 acres; fire fimit, 1800 acres; fireworks ordi-
nance; causes of fires investi|:ated; merctntile build-
ings, brick, four stories; dwellings, fr«ne, two
stories; department consists of Vf steam engines. 4
chemkal engines, 40 chemical hand eatingnishers,
8 hook and ladder trucks, zz hose carriages and
6 hose wagons; Siamese oonphngs used; ^750 feet
£ood cotton hose; zo7 horses; value of buildings,
apparatus and supplies, 97^,496; 83 buildings
used; membership. 937, full paid; annual expenses,
$300,000; telegraph and watch tower alarm, 009
boxes. Chief elected bjr board of fire oommissicm-
crs. James Battle.
Water Supply— Pumping system; 349 reser-
voirs; 343 miles street mains and supply pipes;
diameter, 3 to 4a inches; Z57Z hydrants; pressure, 35
Elds; annual expenses of water department,
.76a. Board of Water Commissionera. H.
ge, Sopt.; A. G. Kronberg, City Clerk.
I>owaglaot Cass Co., population ^3000; z
steam en^ne; z hand engine; z chemical engine; z
hose carnage; Z900 feet good hose, 300 feet poor.
Thomas Henwood.
Water Supply— River and dstems. Water-
works to be erected during z8d9. J. O. Becraft,
Town Clerk.
Eaat SagliiaWf Saginaw Co., population *38,-
100; area, 4000 acres; fire Hmit, zooo acres; mercan-
tile buildinn, wood and brick, one to five stories;
shingle roon not allowed in fire limit; dwellings,
brick and fraoM, one and two stories; department
ooaaists of z steamer, z hook and faHkler truck, 5
boee carriages, a fire boats; 6000 feet good hose,
1000 feet poor; 8 horses; value of apparatus and
supplies, $zoo,ooo; buildings, $Z7,ooo; member-
ship, 96k Z5 fiiU pakt- zz part paid; annual ex-
penses, $ao,ooo; telephone alarm, a8 boxes. Chief
elected by oommon council. Geo. W. Wallis.
Water Supply— Direct pumping; Hdly sys-
tem'; 40 miles street mains; diameter, 6 to aa
inches; 300 hydrants; pressure. 80 to zoo pounds.
J. J. Wheelar, Ptes.; John Weller. Supt.; Wm.
B. Baum, Mayor; Ferd. A. Ashley, City Qerk.
Eataa RapMs, Eaton Co.. popnlation *!a7oo;
causes of fires investigated; mercantile buildings,
brick, two to four stories; dwellings, wood sind
brick, two stories; department consists of z steam
engine, z hook and ladder truck, 9 hose carriages;
Siamese ooi^ilings used; 300 feet good rubber hose;
400 feet poor; zooo feet cotton hose, good; value of
apparatus and supplies, $8000; value of buildings,
fjooo; membership, 45; all paid; belt alarm, w.
'. Sterling.
Water Supply— River, mill race; a dstems,
■applied bv steamers; capacity, 60,000 gallons
dally. U W. Tales. Town Clerk.
Bdaaora^ Montcalm Co., population zz8o; build-
bigs, brick and firame. two stories; zooo feet good
cotton hose; 60 feet poor value of apparatus and
nipplies, $zo,ooo; xh volunteer members; annual
expenses, $zooo; beU alarm, watchman.
Water Supply— Wells; gravity and direct
pressure; capacity of pumping, 5oo|^ons; K mile
of mains; 7 hydrants; pressure, zao pounds. C. E.
Powell, Supt; G. D. Tunn, Town Clerk.
Bscanatay Delta Co.. population 14335; fire-
works ordinance; mercantile buildings, wood and
brick, two stories; shinrie roofs permitted; dwell-
ings, one and a half and two stories; department
consists of two steam engmes, 4 chemical hand
extinguishers, z hook and ladder truck, 3 hose car-
riages; Siamese couplings used; z8oo feet good
hoee; 500 feet poor; value of apparatus and supplies,
$9000; z building owned, value $3000; 3a volunteer
memt)ers; annual expenses, $9000; bell alarm.
Chief elected by Mayor and oonfirmed by council.
Water Supply— Water-works; a pumps; capac-
ity, a. 300.000 gallons daily; diameter of main, zo-
inches; 8 miles of mains, 70 hydrants. E. C.
Cook.
BsaesTlItoi Bay Co., population Z356; build-
ings, brick and wood, \% and a^ stones; z hook
and ladder tiudi; bell alarm.
Water Supply— lUver, wells and cisterns.
John Coulter, Clerk.
BYarty Osceola Co., population *9ooo; buildings,
wood, two stories; department consists of z book
and ladder truck; 3 hose carriages; zsoo feet good
cotton hose; 350 poor; value of apparatus and sup-
plies, $9500; 48 volunteer members; expenses in
z887, $600; electric alarm, z8 boxes. T. K. Park.
WATER Supply— Watei^works; direct pressure;
Walker pumps; daily capacity, z,5oo,ooo gallons;
4 miles street mains; 90 hydrants; pressure, 40 to zoo
pounds; za gates, Galvin: worlcs cost $17,000;
annual expenses are Ipxaoo. J. M. Wilkinson, Ptes.,
Ed. Seath, Supt., W. E. Davis, Town Clerk.
FoatoBYllley Genesee Co., population taasa;
area, 1980 acres; fireworks ordinance; mercantile-
buildings, brick, two and three stories; wood dwell-
ings, two stories; department consists of z steam en-
gine; 6 chemical hand extinguishers, z hook and
ladder truck, 3 hose carriages; Siamese coupUngs-
used; zooo feet rubber hose and zooo feet cotton
hoee, good; value of apparatus and supplies, $7000;
z building owned, value $«)oo; 76 members, 4 paid;
annual expenses, $400; bell alarm. Chief nomi-
nated by department and appointed by council. A..
J. Hirst.
Water Supply— 4 dstems, supplied fiom river;
a horses. J. F. Davis, Town Clerk.
Flinty Genesee Co., population Z3,ooo; area,
3^ acres; fire limit, 85 acres; fireworks ordinance;
mercaatile buildings, brick and wood, two and three
stories; brick and wood dweUings, two and three
stories; department consists of a steam engines, x
hook and.ladder truck, 3 hose carriages; 3000 feet
good cotton hoae; 5 horses; value of iq>paratus and
supplies, $Z3,ooo; 3 buiklings owned, value $7600;
za members, 4 full paid, 8 part paid; annual expenses,.
94500; bell and telephone alarm. Chief elected by
common council. Jas. Williams.
Water Supply— Holly direct pumping system;
river and wells; Gaskill pumps; daily capadtv.
z,ooo,ooo gallons; zia hydrants; zz miles mains, m-
ameter, 4 to 10 inches; 30 gates; quality water, poor,
not filtered; pressure, 40 to zoo pounds: works cost
about $zoo,ooo, and are owned by a private corpor-
aiion. W. Hamilton, Pres., Owen Stone, Mayor,.
John Hisoock, City Clerk.
Fort Gratiot. St. Clair Co.; frame buildings,.
two stories, wooden rood; department consists of
z hose carriage, zooo teet good cotton hose; value
of apparatus and supplies, $zf)o; 18 volunteer mem-
bers; whistle alarm. Thos. Dibell.
Water Supply— pirect pumping system; 6
miles mains; 35 hydrants; pressure, 60 pounds.
Ed. Hollis, Chas. Hnk.
FowletTillo. Livingston Co., population i(>3^*
brick and wood buildings, two stories; departs -
oonsiats of a book and ladder tracks; chemica'
^6
Fire Protection and Water Swpply.
UlCHlGAli'-'QmiiMMid,
tinguisben; value of apparatus and supplies, $400;
31 volunteer members; bell alarm. W. A. Ben-
jamin.
Water Supplt— Wells and cisterns. G. D.
Hamilton.
Fremont) Newaygo Co., population *Z9oo;
wood bnUdiogs, two stories; department consists of
^ chemical engines, 4 hose carriages; 1800 ieet good
cotton hose; volunteer members; electric alarm, 7
boxes. J.-Gerber.
Watbk Supply — Direct pressure; Walker
pumps; z mile street mains; 7 nvdrants; pressure,
40 to 100 pounds. J. Gerber, Supt., £. S. Hop-
pock, Town Clerk.
Gnuid H«Tea» Ottawa Co., population *6ooo:
■fire limit, zoo acres; mercantiie buildmgs, brick and
frame, three stories; dwellings, frame, two stories;
department consists of z steam engine, z hook and
ladder truck, a hose carriages; zaooleet rubber hose,
good; z8oo feet cotton hose, good; a hones; value
of apparatus and supplies, ^zz,ooo; a buildings
owned, value $6000; membership, Z7; a full paid ,
jK part paid; annual expenses, 9^000; telepoone
alarm. "Chief nominated by department and ap-
pointed by common council. Jos. Falmer.
Water Supply— Water-works, direct pumping
system; 6 miles street mains; diameter, 4 to za
inches; 66 hydrants; messure, zoo pounds; annual
expenses of water department; $Z45o. A« L.
Holmes, Wm. N. Angel.
Grand Iiodge. Eaton Co., population Z378;
buildings, brick ana frame, two stories; department
consists of a hand engines, z hook and ladder truck,
:2 hose carriages; 600 feet good rubber hose; 300
feet cotton, good; value of apparatus and supphes,
i^aooo; membership, 40, volunteers; annual ex-
penses, $900; bell alarm. A. B. Schumaker.
Water Supply— River and dstems; a reser-
voirs. Geo. B. Pratt, ViUage Cleric
Grand Rapid*. Kent Co., population *7o>ooo;
area, 5760 acies; nre limit, laoo acres; fireworks
ordinance; causes of fires investigated; mercantile
buildings, brick, four stories; dwdliogs, wood and
brick, two stories; department consistt of 4 steam
engines, a chemicd engines, 4 chemical. hand ex-
tinguishers, a hook and ladder trucks, 7 hose car-
riages; Siamese couplings used; zi6,ooo feet cotton
hose; 40 horses; value of apparatus and supplies,
$6a,ooo; 7 buildings owned, value $54,000; mem-
bership, 80, full paid, 43, part paid, 37; telegraph
alarm, 76 boxes; Chief elected Sy board of police
and fire commissioners. Henry Lemoin.
Water Supply— Reservoir, gravity system; 58
miles street mains and supply pipes; oiameter 4 to
S4 inches; 600 hydrants; pressure, zo to 70 pounds;
4Z0 gates. Wood, Galvin; 450 meters— Worthington,
National; sand and gravel filtration; works cost
$704,000; annual expenses, $33,483; works op-
erated by dty. G. G. Briggs, Pres. Board P.
W.; F. A. Twamley, Sec.; John Belknap, City
Clerk.
GreenrUley Montcalm Co., population t2
1 steam engine; z hook and ladder truck; a 1
carriages; 500 feet rubber hose, good; Z500 feet
cotton hose; a men paid full dme, zo men part; 3
horses.
Water Supply— River and wells; direct
pumping system; daily capacity of Deane pumps,
i,5co,ooo gallons; 45 hydrants; 6 a-3 miles mains;
diameter, 6 to za inch; — gates; cost of works,
$43,000; annual expenses, ffq^ to $3000; pressure,
9oto z6o pounds. J. G. Crosby, Mayor; James
L. Grey. City Clerk. ^
Haneocky Houghton Co., population *35oo;
1 steam engine; 3 hose caniages; aooo feet hose;
membership zy, part paid; annual espesKs,
^10. A.J. SootL
Tater Supply— Lake and spriaes; tftfea,
gravity and direct pumping; Worduogtos nt-
chinery; daily capadiy, z,ooo.ooo gaOooa; n hy-
drants; a miles mains; diameter, 4 to 6 inch; u
gates; quality of water, bad; not filtered; presmt.
9 to 90 pounds; works cost $ao^ooo: nonal ei-
pense, $3Soo- Thos. Stewart. Mayor; M. Fibb.
Harriaov, Clare Co., population 900; voodc
buildings, one and a half and two stories; dart-
ment consists of z hook and ladder track, a mk
carriages; zooo feet cotton hose; ao vohmteer iiei-
hers: telegraph alarm. A. R. Canfidd.
WATER Supply— Water-works; HoDr sj*v
direct pressure; pumps, aoo pounds Meuuci b
hydrants; 60 to 90 pounds pressure. John W3ef,
Supt.; A. R. Canfidd, Town Cleriu
Haitinfs, Barry Co., populatkM *3oaa;0a
640 acres; fire limit, ao acres; mercantile boiUiici
brick, two and three stories; dwel]in«,frBiBe,tflD
stories; department oonsiats of z hook and Itddff
trudc, a hose carriages; isoo feet good ootm
hose; zso feet poor; 600 ffeet poor ruim; vikeef
apparatus and supplies, $l«ooo; 53 part paklii*-
bers; annual expenses, $zaoo;^ibell and vUfie
alarm. Chief appointed by depaztmcDtaBd decad
by council. F. O. Goodyear.
Water Supply— Wdl; direct pcessme; Dok
pumps; dally capacity, a,ooo,ooo gaUoni; 40 kf
drants; 4K niiles mains; diameter, 4 to 8 iacfa; 0
gates. Feet; pressure, 50 to zoo pounds; wa^
cost $35,058; annual escpenses, $a,aoo. W. U
Wilkens, Res.; John B. Roberts, City deik.
Hilltdato, Hnifldale Co.. popolatioa 9ffi
area, a6oo acres; fire limit, 40 acres; matm
buildings, brick, two and three stories; dwdlBft
wood and brick, two stories; department coossts"
z steam engine, z chemical engine, a boK cr-
riages; Siamese couplings used; good hose: iF
feet rubber hose; value of apparatus and sapplA
$7000; z buildinff used; zz part paid menbA >
fiill paid; annual enenses, $az3a; beU snd tA-
phone alarm. Chief appointed by oonmoaoas}'
cIl. W. H. Perry.
Water Supply— Watet^wofka; direct poDpnt:
system, Blake machinery; daily capacity, a,ooB.o»
^lons; 70 hydrants; zo miles mains; dissMart
to z6 inch; Eddy gates; Sehre filtratioa; pnam.
45 to 90 pounds; worta cost $55.ooo; uiafl^^
penses, $3500. G. M cDermott, nes., M. S. Bik
Mayor.
Holland, Ottawa Co., population im*
hand engines; 3 hose carriages; z book sad lador
truck; 5500 feet hose, 35 volunteer menben; »
nual expenses, $750. F. O. Nye.
Water Supply— Wells and 34 cistern: 4]»
miles street mains; 40 hydrants. G. H. Sipp. Ofi
Clerk.
Holly, Oakland Co., popnhitioa ftjpy,^
chemical extinguishers; a hose carriages; ii^"''
good rubber hose; ao paid men. J. BenBett
Water Supply— Water-works; direct Doapaf
system; Holly pumping machinery; dsily dpi-
city, z, 000,000 gallons; 4K miles mains; disDev.
8 to za inch; az nydrants; 9 gates, Hotlr; a ncun
pressure, 40 to Z30 pounds; cost of wons. 1^^^
annual expenses, $Z300. T. Striggow. Pres.: & i^
Toothell, Supt.; Wm. Jones, Town Ckrfc.
Homer. Calhoun Co., p^nlation 11044.'*"''
640 acres; nre limit, 8 acres; mercantile bnilm^
brick, two stories; wood dwellings, one todoec
and a halt and two stories; department coasisB oi |
hand engine, a chemfcal hand ezdagnishei.^
hook and ladder truck, z hose carriagr. ^"^*^
hose; value of apparatus and supples, l^*"^
building owned; rtlut, $3500; 50 vohnieer mtfo-
Fire I^oteciian and Water Supplt/.
97
Ih
>ers; anmud expenses. $150; bell alarm. Chief
lected by council. Lewis H. De Bow.
Water Supply— a dsterns; i artesian well,
rperated by a 6-inch force pomps. C. D. Burt,
Reorder. W. W. Snider. Town Clerk.
Hovghton, Houghton Co., population f 1564;
: steam engine; z hand engine; z hook and ladder
rack; 4 hose carriages; 1500 feet cood rubber hose,
:ooo feet poor; aoofeet good learner, 300 feet poor;
[4 volunteers. Jas. Heuy.
Watbk Supply— Lake and 7 cisterns; water-
rorlcs; 4 to zo-inch mains; resenroir; capacity,
5.000 gallons; ao hydnsts. John Slockett,
ilUam Butterfidd.
Howelly Livingston Co., population tao94;
>rick and wood buildings, one and three stories;
lepartment consists of a chemical extinguishers;
|co feet rubber hose; value of apparatus and sup-
>lies, $3500; 40 volunteer members; expenses in
1887, $xoo; bell alarm. Thos. B. Clark.
Watbe Supply— Driven wcUs.
HadaoB* Lenawee Co., population *a5oo; i
;team engine; zhand engine; 3 hose carriages; 500
eet cotton hose; 2500 feet rubber hose; 6a full paid
nembers; annual expenses, $2500. J. C. Wykofil
Water Supply— 13 dsterns and river. George
Brewster. City Clerk.
Imlsy Gity, Lapeer Co., population *x6oo; z
land engine; 4 chenucal hand extinguishers; a hose
:arTiages; laoo feet hose; ladders; '38 volunteer
nembers. Chief appointed by boMtf of trustees.
iVilliam Gooding.
Water Supply— 13 cisterns. John Robinson,
Town Clerk.
Ionia. Ionia Co., population 5,000; z hand en-
j;ine; i hook and ladder truck; 4 hose carriages;
ri fleet rubber hose, good; 4a men, paid foil time.
H. Hearsey.
Water Supply— Water-woiks; 4 artesian wells;
lirect pressure; Smith and Vaile pumps; daily
»ipacity, a,ooo,ooo gallons; Z4 miles mains;
Siameter, 4 to zo inches; zo6 hvdrants; prea-
nire. 55 to zoo pounds; cost of works, $4,000. R.
Harnsey. Pres.; F. C. Sibley, Supt.; M. L. Steele,
mayor, R. Baerd, City Clerk.
Iron MoiiMtaiii) Menominee Co., populatton
$500; area, 300 acres; fire limit, z6o acres; ffreworks
ordinance: frame buildings, two stories; shingle
roofe; a steam engines; 3 hose carriages; 3500 feet
rubber hose; 600 cotton, good; aoo feet rubber,
poor; a horses; value of apparatus, $zo,soo; z build-
ing used, value $aooo; zo men, paid; expenses in
^ $aooo; beU alarm. W. H. Sweet.
/ATER Supply— 19 reservoirs, supplied by
ing 1:
iteam pumps; capacity of same, a,640,ooo gallons
laily. F. B. Crocker, Village Clerk.
IthpemloCy Marquette Co., population *zz.ooo;
frame, brick and stone buildings, two stories; de-
partment consists of a steam engines, z hook and
ladder truck, 3 hose carriages; Siamese couplings
used; 3700 feet rubber hose, good; zooo robber and
cotton, fair; joo feet cotton, good; value of appara-
tus and suppUes, $Z5,ooo; buildings in use, owned
by city, value $7000; membership, 35 volunteers;
annual expenses, $3500; electric, telephone and
t)ell fdarm; a4 boxes. Chief elected by department
and confirmed by counciL W. O. Tistov.
Water Supply— 4 reservoirs, supplied by creek;
direct pumping system; za miles street mains and
supply pipes; diameter,^ to za inches; 47 hydrants;
pressure, zoo pounds. Peter A. Kilstrom, John B.
Titor.
IthacA. Gratiot Co., population azoo; buildings,
brick and frune, two and three stories; department
consists of z horse power engine, 4 chemical hand
extinguishers, z hook and ladder truck, z hose car-
riage; 800 feet good cotton hose; value of apparatus
and supplies, $3000; membership, 75 volunteers;
bell alarm. O.F.Jackson.
Water Supply— Tanks; capacity, zooo to zsoo
barrels. O. H. Heath, mayor; J. P. Gibbs, City
Clerk.
JacksoB, Jackson Co., population *a5.ooo; z
steam engine; a double tank diemical engines; a
hose carnages; 4550 feet new hose; z hook and
ladder track; membership, 8 part paid. Z9 full paid
men; za horses; Gamewell alarm, telephone; an-
nual expenses, $z6,ooo. T. J. Conely.
Water Supply— Direct pumping; HoDy sys-
tem; Gaskill pumps; daily capacity, 4.000,000 gal-
lons; 337 hydrantt; diameter of mains, 4 to z8
inches: pressure, 40 to zoo pounds; operated by dty;
annual expenses of water department, $za.ooo.
Benj. Porter, Supt; Chas. Hunt, City Clerk.
JoBesTlll6» Hillsdale Co., population tz537;
area, Z440 acres; fire limit, z8 acres; causes of fires
investigated; mercantile buildings, brick, three
stories; dwelUngs, wood and brick, two stories; de-
partment consisUof z steam engine, z band engine,
a hose carriages; 500 feet good robber hose; Z400
feet cotton; value of apparatus and supplies, $4970;
z building owned, value $5500; 50 members, a paM;
annual expenses, $300; bell alarm. Chief nomi-
nated by department and confirmed by common
council. C. H. Levins.
Water Supply— Mill race, river and wells; ds-
terns. G. F. Smith, mayor; E. C. Corbett, Town
Cleric.
Kalamazooy Kalamasoo Co., population *aa,-
000; area, t% square miles; fire limit, Z500 acres;
fireworks ordinance; mercantile buildings, brick,
three stories; dwelUngs, frame, two stories; depart-
ment consists of z hand engine, z chemical engine,
a chemical hand extinguishers, a hook and ladder
trucks, 5 hose carriages; 4000 feet good cotton hose;
500 feet robber; 9 horses; value of apparatus and
supplies, $ao,ooo; a buildings used; 86 members; Z3
full paid; ao part paid: annual expenses, $za,ooo;
telegraph alarm; ac boxes. Chief appointed by
dtv coundl. B. J. Healey.
Water Supply— Wells; direct pumping sys-
tem; GaskiU pumping machinery; daily capadty,
3,000,000 gallons (also in reserve z Holly and z
Worthington pump— capadty of former z. 000,000
and latter a,ooo,ooo gallons daily); a3o hydrants; as
miles mains; diameter, a to 34 inches; 328 gates,
Ludlow, Jenkins, Galvin; pressure, 45 to 90 pounds;
total cost of works to March, $300,000; annual ex-
penses, $9,000; operated by ci^. G. H. Chandler,
Supt.; Otto Ihling, Mayor, C. Strong, City Clerk.
Itftke Iilndeiiy Houghton Co., population
*a70o; fire limits, 6 blocks; bulklings, stone, brick
and frame, two to six stories; wooden roofe per-
mitted outside fire limits; department consists of
z hand engine, z hook and ladder truck, a hose car-
riages; zooo feet good robber hose; value of appa-
ratus and .supplies, $3000; 30 volunteer members;
annual expenses, $300: steam whisde, tdegraph and
bell alarm. E. Stheline.
Water Supply— Reservofr, supplied by stream
and artesian well; capadty, 4z6,ooo gallons; direct
pressure; a miles of mains; 3Z hydrants; 80 pounds
pressure; cost of works, $40,000; annual expenses,
$za5. F. O. Mayotte, Pies, and Supt.; J. H.
Wilson, City Clerk.
Ijanaingy Ingram Co., population *z5,ooo; area,
640 acres; &e limit, 300 acres; mercantile buildings,
frame and brick, three stories; wooden roofs;
dwellings, wood and brick, two stories; department
consists of a steam engines, z hook and ladder trock,
5 hose carriages; Siamese couplings used; Z500
feet good robber hose; asoo feet cotton, 400 poor;
4 horses; value of apparatus and supplies, $40,000;
a buildings owned, value $Z5oo; 33 members, a ftUl
paid; az part paid; annual expenses, $6000; bell
98
Fire Protection and Water Supply.
MICHIGAN— CoMlteMif.
alanD. Chief appointed by common oounciL John
C. WabelA.
Watbk Supply— Water-works; stand-pipe sys-
tem; Wordiinjeton pumping machinery; daily
capacity, 1,500,000 gaUons; aio hydrants; iB% miles
mains, diameter 6 inches; Ladlow gates; 36 meters.
Union; pressure, 75 to 150 pounds; cost of works,
$X5o,oooc annual expenses, $6000 to $8000. O. M.
Barnes. Pres.; W. S. Wright. Supt; J. F. Cratty,
Mayor; Stacy Hemley, Ci^ Clerk.
Lapeer, Lapeer Co., population tfigijiti area.
3900 acres; fire fimit. za acres; fireworks ordinance;
causes of fires investigated; mercantile buildinn,
brick, three stones; wooden rooft permitted; dwell-
ings, wood and brick, two stories; department con-
sists oi z steam engine, z hand engine, z hook and
ladder truck, 3 hose carriages: Siamese couplings
used; 300 leet good rubber hose, 2500 feet poor;
zaoo feet good cotton; value of apparatus, f^Tooo; 1
building owned, value $6000; 45 volunteer mem-
bers; annual expenses, $Z50o; bell alarm. Chief
elected by common coundl.
Water Supply— River and 4 dstems, filled by
steamer; capacity, 45.000 gaUons daily.
liealie, Ingham Co.,
engine; a chemical exf
900 feet hose, good. '
>>., population
Ktinguuhers; 1
H. C. Yerby.
tzz5o; zhand
z hose carriage;
Watbk Supply— Creek; 7 reservoirs; 500,500
gaUons capacity. G. C. Moody, Town Clerk.
liezlngtoo. Sanilac Co.. population 1838; area,
430 acres: fire umit. 300 acres; fireworks ordinance;
causes of fire investigated; mercantfle buildings,
brick, two stories; fireproof rools; dwellings, wood,
one and one-half stones; department consists of z
hand engine, z hose carriage; zooo feet rubber hose,
good; zooo feet poor; Inmdings used owned by
village; membership, 50, volunteers; bell alarm.
Chief elected by members. George Henrv.
Water Supply— za water tanks, filled by
springs. John Bell, Mayor; J. W. Fead. City
Clerk.
Iiowell* Kent Co., copulation tasoo; brick and
frame buildings; zhana engine; zhook and ladder
truck; a hose carriages; zaoo feet of cotton hose,
good; 300 feet rubber, good; aoo poor; a hones; a
Sumps; z building used; members part paid. J.
. Moore.
Water Supply— ao wells^ system pumpfaig to
reservoir; Smith and Valle pumping machinery,
daily capacity 6,000,000 gallons; 5a hydrants; 4K
miles mains, diameter 6 and 8 inches; gates and
meters not descrit>ed; pressure, 65 pounds; cost of
works. &15.000; annual expense, $z5oa B. F.
Sweet. Pres.; A. C. Sekel. Supt.; C. G. Stone.
Mayor; J. L. Look. Town Cleric
liV^iBfUNi. Mason Co.. population *7X3X; x
hand engine; 4 nose carriages; 3000 feet hoae, ^>od;
ay men, pakt O. J. Gavigan.
Water Supply— Water-works; Holly system
direct pumping; daily capacity of pumps, 3.500,000
gallons daily; 8z hydrants: 6H miles mains, diame-
ter 4 to zo inches; SSgiites. Galvin; pressure 40 to
zoo pounds; cast oTworks. $75,000. T. R. Lyons,
Pres.; N. J. Gaylord, Supt.; J. B. McMahon,
Town Clerk.
Iiyonsy Ionia Co., population *95o; 800 feet
rubber hose, good; 35 volunteers. S. EUsworth.
Water Supply— Water-works, mill-race; direct
Eumping system; zaoo feet of main; 7 hydrants.
,. M. Hale. Supt; A. K. Roof.
ManekeateEy Washtenaw Co., population
tza74; z band engine; z chemical hand extinguisher;
z hook and ladder truck; z hose carriage; zooo feet
hose; 60 volunteer members. B. C. Lovejoy.
Water Supply— River and reservoir; capacity.
Soobairals. J. F. Nes'el, Town Clerk.
Mudateey Manistee Co.. popolatfer. fisjooo; i
steam engine; z hook and ladder track; sboiecar-
ri;iges; 5000 feet good rubber hose, loao feet poor;
4000 feet linen; 9 men paid lull time. 10 meo par..
30 volunteers; 3 horses; electric and Ideplicae
alarm. C. Flissner.
Water Supply— Water-works; Holly sjnte;
90 hydrants; zc miles mains, diameter 6 to 16 itcbs
ao gates, Ludlow; pressure, 65 to zao pooiids; oos
of works, Sz75,ooo; annual expenses, $7x0. E. D.
Wheeler. Kes.; S. A. CahiU. Supt; R. R. Blada.
Mayor; John £. Hays. City Clerk.
XuUaCftae, Schooloaft Co.. populstim jbk
wood buildings, two stories; deportmeat cosanet
a hand engines, z hook and ladder trad^ 2 hose
carriages; aooo feat good rubber hose, 30 pooc:
value of apparatus and snppUes, $a40o; zao vela-
teer membm; bell alarm. JS. N. C
.OlT.
Water Supply— Weils and dsteras. Gear
Chanthn, Town Clerk.
Marine City, St Clair Co.. poptdation •y«e.
area, 400 acres; firewofks ordinance; caues ci fin
investigated: frame dwellings, two and ooebi
stories; shingle roots; department consists d i
steam engine (in reserve), z hook and ladder (nek.
a hose carriages; siameae ooupliags used; xiao itf
good rubber hose, 600 feet poor; 70 voioBteen; i
building in use, value $500; electric alarm, xsbois
also wUsUe and belL Chief elected by dtybosi
A. Bowers.
Water Supply— Watei^works; 3milesof aart
3a hydrants. John Minnie, J. H. Thinken.
Marqvettey Marquette Co., popolatioa y/f^
area. 500 acres; fire limit. 35 aares; firevorb oic-
nance; mercantile buildings, brick, three stone:
frame dwellings, two stones; depaitneot coosss
of z hook and ladder truck, a hoae earriaccs; Sooo
feet rubber and cotton hose. 2500 goad; a bono;
value of apparatus and supplies, $8000; i hnSAn
owned, vaiue $5000; 33 members, a M psii i^
honorary members. 30 part paid memben; ve»
expenses. 9^^500; dectiic lire alarm. 6 street botes.
Chief appointed bv board of fire and water oooa'i-
sioners. James Young.
Water Supply— Direct pumping STsieai: 7^
miles of mains; diaaseter. 4 to z6 mcbes; 6i b^
drants; preasure. Z35 potuuls; aimnal expmstf ci
water department, S7000. John Kern. Supt.Tbft
Meads. City Clerit
Marahally Caihoun Co., popolatkxu *^
area, 3560 acres; fire Umit <S^ acres; caaies*
fires investigated; mercantila bmUings, brick m
wood, two and three stories; tin and shingie lOos
dwellings, wood, two stories; dqiartmeBtcostfa'
z steam engine, a hand engines, a hook sod mC^
trucks, 4 hose carriages; siameae oonpliBgs «^
hose, good. 600 foot rubber, asoo feet oottoo; i«*
of apparatus and supplies, $za.ooob 3 hoManfi ^
use; membership, Z45; full paid memben, 5: P*"
paid. a5; telephone alarm. Chief elected bf ooc^
at J.J. Mcliugh.
Water Supply— 30 artesiaa wells; 3 ch»g
supplied by wells, capacity unfimited; wstercon;
under construction; system to be stand-pipc fl-
direct pumping; Worthineton machinery; duir ^
pacity, a.ooo.ooo gaUons; SchydraatK Smiksoa*^
diameter, 4 to za indies; m gates, Ladlow. Jtf^
Wiseman. Mayor; John Whalen, Qty Clerk.
MeaoB. Ingram Co., population *9saoi z stti"
engine. S. B. Madden.
WATER Supply— Stream and dstens. J ^
Kimmel. Jr.. Town Cleric
Meseaalnee, Menominee Co.. popdi&^
zo.ooo; area, zaSo acres; fireworks onliasnce;*^'
cantUe buUdings, bridu three stories; dweflaT*
two stories; deptftmeat consists of a stesai«rpf^
6chemkal hand extinguishers, z hook aa^lf^
truck, a hose carriages, 3 hand carta, 40^ "^^jlT
her hose, new; 500 feet poor, zoo feet leather, sev.
Fire Protection and Water Supply.
99
' hones; Biameie oov^Ungi used; value of appara-
us and sapplies, 9ao,ooo: a baUdinffs owned, value
)io,ooo; memboship, z8; lull paid memboVt 14;
)artpaid, a; annual ezpenieSt $ia,ooo; dectric
ilarm, 35 street boxes. Chief elected by fire de-
lartment. J. H. Kiatz.
Water Supply— Bay and cisterns; direct pump-
ng system; Deane machinery; daily capad^,
!,ooo.ooo gallons; laS hydrants; 17 miles mams, di-
meter, 4 to 16 inches; 177 gates. Chapman; pres-
are, 40 to zoo pounds; cost of works, $150,000.
V. E. Mabuzy, Supt., J. C. Sherman, City Clerk.
Midlasd^ Midland Co., population '3900; area,
500 acres; fireworks ordinance; mercantile biaild-
igs, brick and wood, three stories; dwellings,
rood, one and a half stories; department consists
fz hook and ladder truck, 3 hose carriages; zooo
(et rubber hose; Z500 feet cotton hose, good; value
f apparatus and supplies, $10,000; a * buildings
wned, value $3000; membenhip, 40, volunteers;
DDual expenses, $3500; telephone alarm. Chief
iected by members, confirmed by council. T.
[art.
Watbr SuppLT^Dnect pumping system: ca-
acity, 3,500,000 gallons daily; 431 miles street
lains and supply pipes, diameter, 4 to zo inches;
\ hydrants; pressure, 60 pounds; annual expenses
water department, $zaoo. Chas. Foumie, Supt.;
. C. Heald, Mayor; Geo. Stanlord, City Clerk.
Millbrdy Oakland Ca, population *Z354; a
md engines, z book and ladder truck; a hose car-
sges; zooo feet of hose; zoo members, z paid;
mual expenses $350. D. H. Le Vanseler.
Watbr Supply— River, pond and a dstems.
)hn H. Wooten, City Clerk.
Monroe. Monroe Co., population 5500; area,
03; fire limit, 50 acres; fireworks ordinance;
ercantile buildings, brick, three stories; brick
reUings, two stori^ department, a steam, a band
igiues, z book and ladder truck, 4 hose carriages;
imese ooupUnas used; aooo feet good rubber hose,
o feet poor ruober, aooo feet new cotton; value of
»paratus and sapplies $z3.ooo; 5 buildings owned,
lue $zo,ooo( 68 part paid members; electric
irm, bells. Chief dected bv department and 9J^
oved by council. C. A. Golden.
Water Supply— Lake Erie; direct pumping
stem; Wortbington pumps, daily capadtv z,5oo,- .
0 gallons; za8 hydrants; Z4 miles mains, aiameter
oao inch; 84 Ludlow-Eddy gates; quality water
re, not filtered; cost of works $zao,ooo; annual
penses $6000; pressure 40 to za5 pounds. W. S.
rker, Pres. company; G. R. Hura, Mayor; Thos.
roog, Town Clerk.
■oiiUicve. Muskegon Co., population 3340;
xcantile btdldlngs, brick, two stories; shingle
>fi5; department consists of z steam engine, z hand
gine, a hose carrJages, z fireboat; 500 feet of rub-
r hose, aooo feet good cotton; value of apparatus
d supplies, $xx,ooo; value of buUdings 96000; az
rt paid members; annual expenses $Z034; bell
1 whistle alarm. Chief appointed by common
lodL G. M. Duram.
Vatrr Supply- Water-works; aooo feet of
ins, diameter a inch; 7 hydrants; mills have z8oo
t, with zo bydrants. Geo. R. Hancock, Mayor;
R. Hofiman, Town Clerk.
lorencl* Lenawee Co., jpopulatton *z5oo; z
id engine; z book and ladder truck; z hose car-
^; 700 Icet hose; 75 volunteer members. A. D.
phenson.
vatbr Supply— 5 wells and ao hydrants. Wm.
St, Town Clerk.
|o«Bt Cleaaentf Macomb Co., population
>7; X hand engine; z steam engine; z book and
der truck; a bose canriaf es; 500 feet rubber hose; .
good; 300 feet poor; zooo cotton, good; 75 volun-
teers. Wm. E.Hal).
Water Supply— River; direct pumping system;
Blake pumps; daily capadtv, 3,000,000 gallons; zoo
hydrants; 8 miles mains; diameter, 6 to za inches;
68 Ludlow gates; water is filtered; plant, American
Filter Co.; pressure, 40 to 80 pounds; cost of works,
$50,000. G. W. Robertson, Pres.; T. J. Hoyt,
Supt.; Thos. M. Crocker, Mayor; Charles Fitch.
Town Clerk.
Mt. Xorrisy Genesee Co., population 400; fire-
works ordinance; mercantile buildings, brick, two
stories; dwellings, wood, one and a half stories; de*
partment consisu of z hand engine, z hose carriage;
Siamese hose couplings used; 400 feet rubber hose;
zoo cotton, good; value of apparatus and supplies,
$zooo; 30 volunteer members; annual expenses,
§25; bell alarm. Chief elected by council. D. E.
mith.
Water Supply— zo wells. T. C. Hughes,
Town Clerk.
lit* PleaMUit, Isabella Co., population t400o;
area, 960 acres; fire Unit, 40 acres; sale of fireworks
Erohibited; causes of fires investigated; frame and
rick buildings, one to three stories; z hook and
ladder truck; a hose carriages; Siamese couplings
used; 500 feet poor rubber hose; zaoo cotton, poor;
value of apparatus, etc., $3500; z building, value
$800; membership, ^, paid; expenses m z888,
Szooo; bell alarm. Cnief appointed by coundl. H.
C. Dunlap.
Watbr Supply— Well and tank; direct pump-
ing system; water-works; a% miles : street mains;
diameter of mains, zo to za inches; 38 hydrants; z8
gates, Galvin; expenses of water department in
1888, $z6oo. W. Dixon, Supt.; £. J. Hoy, Town
Clerk.
Mvif) Ionia Co., populatkm t798; z chemical
extinguisher, Z50 feet nose; buckets, ladders, axes,
etc.; value of apparatus, $750; volunteer depart-
ment. L. A. Ely.
Water Supply— River and tanks. Z. Simp-
son, Town Clerk.
Maskeg 0B9 Muskegon Co., population 30,000;
area, 4000 acres: fire limit, ^00; fireworks ordinance;
causes of fire investigated; buildings, brick and
wood, one to three stones; shingle roofs; department
consists of z steam engine, z hook and ladder truck,
5 hose carriages, 5 fire boats; Siamese couplings;
zooo feet of good cotton hose, Z4 horses; value <A
apparabxs and supplies, $35,000; 0 buildings owned,
wue. $aa.ooo; 3a members; fiill paid, Z5; part paid,
33; expenses in z888, $z6,ooo; bell and telepnone
alarm. Chief engineer appointed by Board. James
P. Fallon.
Water Supply— Lake and wells; direct pres-
sure; Walker pumps; daily capacity, 9,000,000 gal-
lons; 406 hydrants; zoa miles mains; diameter, 4 to
z6 inches; pressure, 40 to zoo pounds. W. Dixon,
Supt.; J. Tomont, City Clerk.
Maahviltey Bazrv Co., population *Z3oo: z hand
engine; z hose caniage; 500 feet rubber hose; 35
volunteer members. W. E. Bud.
Water Supply— 8 dstems: annual expenses,
$aoo. A. L. Racey, Town Clerk.
d^3l
If eravveey Marquette Co., population .
z hand engine; 3 hose carriages; z hook and
der truck; z8oo feet of good hose; 35 volunteers.
Water Supply— Lake, creek, street mains,
pumps, 35 hydrants and 6 dstems. A. W. Mait-
NewaygOy Newaygo Co.. population z8oo; wood
and brick buildings, one to three stories; department
consists of z hook and ladder truck, 3 hose car-
riages; z8oo feet good cotton hose; expenses in z888,
$700; electric alarm, boxes. George E. Marvin.
Water Supply— Flowing wells; Walker pumps,
capadty Z50 gallons; 1}^ miles street mains; Z4
100
Fire Protection and Water Supply.
MlCHIGAN-Cwi&nMtf.
hydrants; presture. 60 pouacU. E. S. Bcaoett,
Sttpt. and Citj Clerk.
Nll6a« Berrien Co., popolnlioo 5000; area, xato
fire limit. 80 acres; fireworks ordinance;
I of fires investigated; mercaatile boiklinfs,
brick and stone, three and four storks, wooden
roob; dwellings, wood, one and two and one-half
stories; department consists of a hand engines (re-
serve). I book and ladder track, 4 hose carriages;
Siamese couplings used; 5000 feet good rubber hose;
5copoor: 300 feet good cotton hose; valoe of appar-
atus and supplies. $xo,oco; a buildings owned,
value $5000; membership. 6a, rail paid; annual ex-
penses. $4000; t>e]l alarm. Chief elected by dty
council. A. W. Coffinger.
Water Supply— i reservoir; xa miles street
mains; diameter, 4 to x8 inches; 75 hydraato; press-
ure, 85 pounds. J. H. Richardion, G. A. Lam-
berL
HortliTUlei Wayne Co., population aaoo;
buildinn. brick and frame, two stories; wooden
roofr; oepartment consists of i chemical engine, x
hook and ladder truck, x hose carriage. Docket
brigade: 300 feet of good rubber hose; value of ap-
paratus and supplies. $xaQo; membership 30, 99
volunteers, i paid; annual expenses. $xi6; gong
alarm. Wra. Young. (Department disbanded.)
Water Supply— Wells and cisterns. C. A.
Downer, Town Clerk.
OllTett Eaton Co., populatton 694; buildings,
brick and wood, two stones; department consists of
X hook and ladder trudc, 4 ^emical extinguishers;
value of apparatus and supplies, ffioo; members,
30 volunteers; t>ell alarm. G. W. Rryes.
Water Supply— Wells. Geo. W. Keyes.
Oatonaf oBy Ontonagon Co., population x86o;
bulklings, wood, two stories; department consists
of X steam engine, x hook and ladder truck, a hose
carriages, 4 chemical extinguishers; xsoofeet rub-
ber hose, good; a horses; value of apparatus and
Elies, $7000; members 50. x paia fiiU, 9 pvt
; expenses in x888, $300; beiil alarm. T. H.
DOns
Water Supply— River and wells. W. F.
Sawyer.
Oscoda 9 Iosco Co., population 700; wooden
buildings, one and two stones; shingle roo&; de-
partment consists of X hook and ladder trudc, xo
nose carnages; 3000 feet good cotton hose; value
of apparatus and supplies, f7coo; 40 members; 90
part paid; expenses in x888, $aitSoo; bell, whistle
and electric alarm. I. L. Warren.
Water Supply— Pumped from lake and river;
Blake pumps; a miles street mains; 30 hydrants;
pressure, 40 pounds. E. Rex.
OtaegOf Allegan Co., populatkm X500; depart-
ment consists of X engine, x hook and ladder truck,
a hose carriages; xooo teet good rubber hose; value
of apparatus and supplies, $xooo; 7< volunteer
members; bell and whistle alarm. C. A. Bnm-
dage.
water Supply— River, mill race and cisterns;
direct pumping system; Walker pumps; daily ca-
pacity, 1,500,000 gallons; 25 hydrants; s% miles
mains; diameter, 4 to 8 inch; la gates; pressure, 40
to 90 pounds; cost of works, $x5,ooo; annual ex-
pense, $150. G. A. Sherwood, Pres.; C. I. Clapp,
Supt.; F. Milbam, City Clerk.
Ovid 9 Clinton Co., population *X90o; area, 500
acres; brick and frame buUdin^: i chemical en-
gine; 2 chemical hand extinguuhers; x hook and
ladder truck; value of apparatus and supplies,
t435o; X building used, owned by village, value
x^. Wm. Stevenson.
Water Supply— Water-works to be built.
Horace N. Keys, B. V. Spoule.
Ofrni»o» Shiawassee Co., popdhboo tjB^;
area, 3560 acres; fire Hmit, 320 acres; Docasru
boildiags, brick, three stories; wooda rook; dvefi-
ings, frwne, two stories; dqwrtmenteooastiof i
steam engine, x hook and ladder trade, a hose ar-
riages; 300 feet rubber hose and 9300 feet good cot-
ton; vahie of buiklings. $8000; xoopiitpiidaes>
hers; aimnal ejcpenses. |6oo; bdl slazm. Ox.
dected by membm. J. H. CaUdns.
Water Supply— River and 5 daneaL E.O.
Denny, Town Clerk.
Paw PaW| Van Buren Co., ponahtioB i4.'>
mercantile buildln|i;s, brick, two nd tbnesooa
metal roofs; dweUmgs, wood, two tfories; dcfir-
ment consisU of x steam engine, x bookiDdbcdr
truck, X hose carnage; Siamese ooopliiip ac
X500 teet good cotton hose; xaoo poon valxof o
paratus and supplies, %^poo\ 50 volimiea va
bers; annual expenses. Saoo; bdl alarm. Cte
elected by company. O. N. Rowland.
Water Supply— 8 reservoirs; supplied br
river; caiMcitv, xoo,oqo gallons daily; also vcSsiac
dstems; x mile of street mains. J. C Wsof:
Niayor; W. H. Mason, City Clerk.
Pentwater, Oceana Co., popohtion ti^ :
steam engine; x hose caiiiage; xaoo fo bee
membership, 84, part paki; annual cxpcasei$«
W. H. TuDer.
Water Supply- Lake; direct pnmpiiici^
tem; Walker pumps; daflj capacity, vtm.
gallons; x6 hydrants; aK nllcs mams; dknee :
and 8 Inch; pressure. 40 to 75 pooads; oat :
works. $9000; annual expenses. $750. L ^
Hartwfch. Mayor; Moae Girmrd, Citydei
Peterstargk. Monroe Co.. popii]itioa*7s:
hand engine; 50 met rubber hose, poor; soniiiv
buckets. G. A. Stone.
Water Supply— River. E. A. Gflbeit Tw
Cleric.
Pl«Uiwell» Allegan Co., pcnnlatioo titel
chemical hand extkiguishers: x hook aodlitt
truck; a hose carriages; x6oo feet hose; Ksbff-
ship, 60, volunteers; annual expenses, $190. L£
Irland.
Water Supply— Direct pumping sfsua;^
hydrants; daily capacity of pumps, 610^000 {ilxe:
Holly gates; coat of works. ^000; ptmst i
pounds. John Sternberg. Supt.; H. Ottabe^
Town Clerk.
PoMtlac, Oakland Co., popaladon y^
causes of fiie investigated; mercsntik \j^i^
brick, two and three stories; dwdlings, brick =^
frame, two stories; department consists of a £*
engines, x hook and ladder truck, a hosecuniff
Siamese couplings used; 3 hones; value of sppi^
and supplies. $5(^000; value of boildiBp oo'^
$xb,ooo; membership, 14; xa part paid B^baS'
volunteers; annual expenses, $3500; dedzktiss
Chief appointed by dty council. G. H. Fos«
Water Supply— River; system, direct psspaf
Worthinaton pumps; daily capacity 3.ooftooc {>-*
Ions; XX4 bydranU; X3 miles mains; diasMier, 4 x'j
inch; 70 gates, Ludlow; quality of «>t<r,iB^
filtered; pressure 45 to X50 pounds; cost of *^
$85,000; operated by dty. F. D. Galbraitb. wfi
and Chairman Water Board; H. G. Mosroe. ^
A. McLarrea, City Clerk.
Port Haroa. Sl Clair Co., popalstios *&«(
mercantile boUdrngs, brick, two to fivt tf^
dwdUngs; wood, two and three stories; d9a|2?
oonsists of X steam engine, x hook and l*^'^
A hose carriages; aooo feet rubber hose, V^^^
teet leather hose, eood; 4 horses in use; 4 bto-^
in use, yalue. $x<.ooo; membeislup. '5- ^
annual expenses, $6,000; fire alarm w^'^ ~^
telephone. Chiet elected by commoa c^
R. Wolfe
Water Supply— Direct pumping sjstca.
dty 4,000,000 gallons daily; a6 miles stRCt
1
Fire Protection and Water Supply.
101
id supply pipes; diameter, 6 to za inches; 132
drants; pressure. 30 to 150 pounds; annual ex-
ixses of water department, $Booo. Wm. Aveiy,
!o. Parsons.
Portland 9 Ionia Co., population f 1870; area,
9 acres: fire limit same; fireworks ordinance;
ircantile buildings, briclc and wood, two stories,
Kxlen roots; wood dwellings, two stories; depart-
xsX coDsists of 8 chemical hand extinguishers, x
ok and ladder truck, a hose carriages; 3500 feet
od cotton hose, zoo feet poor; value of apparatus
d supplies, $3500; I buildiog owned, value $aooo;
volunteer members; annual expenses, $300; bell
d electric alarm. Chief appointed by village
ard. M.J. Beden.
iVATER Supply— River; direct pumping sys-
n; laoo feet fXi^^ mains; diameter, 8 incnes; 3
irants; water pressure, 80 pounds. P. N. Moore,
wn Clerk.
laiDcy, Branch Co.. population fi30o; area,
0 acres; fireworks ordinance; causes of fires in-
ligated; mercantile buildings, brick and wood,
> stories; wood dwellings, one and a half and two
ries; department consists of z hand engine, z
>k and ladder truck, a hose carriages; Siamese
iplings used; zooo feet sood rubber hose; value
apparatus and supplies, $34oa z building
led. value $Qooo; zzo volunteer members; annusd
enses. $30; bell alarm. Chief elected by mem*
s of department. O. S. Williamson.
/ATER Supply— 13 wells. W. H. Lockerby,
irn Clerk.
teed City^ Osceola Co., population 3350; z
k and ladder truck; 3 hose carriages; Z700 feet
tose; 64 volunteer members; annual expenses,
. H. E. Stoddard.
/ater Supply— a pumps and iz hydrants. B.
Mwards, L. B. Windsor.
lomeo, Maoomb Co., population \vj^^ z
m engine; z hook and ladder truck; 3 hose car-
es; Z700 feet hose; 40 part paid members,
id McCann.
^ater Supply— Z3 wells. Byron N. Seaman,
' Clerk.
■oscoamioiiy Roscommon Co.. population
pine buildings, one and two stories; shingle
s; department consists of 3 hose carriages; Z500
good cotton hose; value of apparatus and sup-
i, $6000; 33 members; expenses in 1888, $4So:
alarm. W. W. Vaughn. "
'ater Supply — Running creek; water pumped
nk 75 feet high; z mile of street mains; 9 ny-
Vi\ pressure, 38 pounds. John R. Cady, Jas.
d.
kffinawy Saginaw Co., population *ao,ooo; z
n engine; z hook and ladder truck; 7 hose car-
s; 6000 feet good rubber and cotton hose; aooo
fair leather and rubber; 9 men paid full time, 3
time; 4 horses. P. H. Opfergelt.
ATER Supply- Water-works; direct pumping
m; 5,000,000 gallons capacity; zz miles mains;
bydrants; river; 4 cisterns. F. Clifton. W.
er.
• CkarleSf Saginaw Co., pop^ilation \rj^^\
antile buildings, wood, two stories; shinele
; dwellings, wood, one and a half stories; de-
aent consists of z hand engine, z hose carriage;
ese couplings used; 300 feet good rubber hose;
»t good cotton; value of apparatus and sup-
» $zooo; z building owned, value $zooo; 60
iteer members; annual expenses, $zoo; bell
I. Chief appointed by village officers. G. Q.
Inch.
%TER Supply — River and tanks. H. C. Teft,
)r; Carl SweiUer, Village Clerk.
. ClalTy St. Clair Co., population 3000; i
1 engine; a hose carriages; Z300 feet good rub-
ber and cotton hose; 30 volunteer members. W. B.
Morse.
Water Supply — River, water-works, direct
pressure, 45 hyclranu, 6K miles mains. 40 pounds
pressure. E. E. Tim, City Clerk.
St* JohnS) Clinton Ca, population ^3000; area,
zaoo acres; fire limit, 30 acres; chief investigates
causes of fires; mercantile buildings, brick, two and
three stories; dwellings, wood and brick, two and
three stories; department consists of z hand engine,
z steam engine, chemical extinguishers (private), z
hook and ladder truck, 3 hose carriages; Siamese
couplings used; aooo feet good cotton hose; value
of apparatus and supplies, $8000; z building owned,
viUue $3000; 80 to zoo members, 3 paid; bell alarm.
Chief elected by members of department. S. B.
Daboll.
Water Supply— zo tanks filled from loofs,
pumps and springs. The town has just voted to
erect a Holly system of water- works, to be put in at
once, and to cost $45,000. Chas. P. Baker. Town
Clerk.
8t« Joseph, Berrien Co., popnUtion t37O0:
fireworks ordinance; causes of fires investigated:
mercantUe buildines, brick, two stories; wooden
roots; dwelhngs. frame, two stories; department
consists of z steam engine, 3 hose carriages; Siam-
ese couplings used; z^oo Heet good rubber hose;
value of apparatus and supplies. $6000; z bmlding
owned, value $800; 30 members; 3 paid; annuid
expenses. $350; beU alarm. Chief elected by com-
pany and approved by council.
Water Supplt-zo wells; daily capacity, z8oo
barrels daily. M. P. Blaesley, Town cGk.
8t« liOniSy Gratiot Co., populadon '3000; z
hand engine; z hook and ladder truck; 3 hose car-
riages; z8oo feet good hose: membership, Z07.
volunteers; annual expenses, $300. C. E. Marsh.
Watbr Supply— Artesian wells, direct pump-
ing system; capacity of pumps daily, zo.ooo gal-
lons; 31 hydrants; 5 miles mains; zo gates; press-
ure, 40 to 80 pounds; cost of works, $15,000;
annual ^penses, $zooo. Eugene King, Supt.; J.
M. Vanderbrook, City Oerk.
Saad Beaeli, Huron Co., populadon zoa6;
buildings, frame, two stories; wooden roofr per-
mitted; department consists of z hook and ladder
truck, z hose carriage; zoo feet of good rubber hose;
600 feet cotton, good; value of apparatus and sup-
plies, $6000; membership 35, all volunteers; steam
whistle alarm.
Water Supply— Direct pressure; x mile of
mains; 7 hydrants; pressure, 60 pounds. J. Jenks
& Co. C. A. HubbeU.
Sanmaoy Ionia Co., population 900; z hook
and ladder truck; no organised department.
Sangatiicky Allegan Co., population *875; z
hand engine; z hose carriage; z hook and ladder
truck; 5 chemical extinguishers; z6oo feet of hose;
Z5 paid members; annual expenses $300.
SchooIerAfty Kalamazoo Co., population 907;
area, 400 acres; mercantile buildings, brick, two
stories; wooden roofs; frame dwellings, two stories;
department consists of z hand engine and z hose
carriage. 400 fleet good rubber hose. z6o poor;
value of apparatus and supplies $800; z building
rented, annual rent $50; 34 volunteer memben; an-
nual expenses $100; Ml sJarm.
Water Supply— Cisterns and wells; capacity
of cisterns 90,000 gallons. F. L. Gill, ^llaee
Clerk. *
SpriMg lAke, Ottawa Co.. population fz98o;
area, 700 acres; frame and brick buildings; 3 steam
fire engines; z hand engine; 3 hose carriages; z
hook and ladder truck; Siamese couplings used;
3600 feet good cotton hose, zooo feet rubber hose;
value of apparatus $4x60; z building, value $400;
J02
Fire ProiecHan and Water Suppfy.
MlCHlGAfi^C^mHmud,
30 membert, paid port time; bell and whistle almno.
Chief elected by conpanles. J. Mahoney.
Water Supplt^iz cisterns, wells, lake and
river. C. M. Kay, Town Clerk.
StamtOB* Montcalm Co.. population moo; area,
640 acres; nreworks ordinance; mercantile bnfld-
ings, bride and wood, two stories; shingle rooh;
wood dwelUnn, one and a half stories; department
consists of z hand engine, s hose carriages, z hook
and ladder truck; Siamese couplings used; zsoofeet
of good cotton hose, 300 feet of poor robber; value
of apparatus and supplies $3000; z building owned,
value,995oo; 73 volunteer members; annual ex-
penses |z30o; bell alarm. Chief Robert SmiA,
elected by council.
Watbk Supply— 3 cisterns, supplied by pump-
ing, capacity 75.000 gallons daily. Max Jennings,
Frank Miller.
Stnrf iiy St. Joseph Co., population faSoo; area.
q6o acres; fire limit, 4 acres; mercantile buildings,
brick, three and four stories; wood dwellings, two
stones; department consists of z steam engine, 3
hose carriages, z hook and ladder truck; siameae
couplings used; zooo leet new rubber hose, 400 feet
fair, 800 feet good linen; a horses hired; building
owned, value $5000; qz members, z paid; annual
expenses $Z3Z3; bell alarm. Chief recommended
by company and elected by the trustees. F. Matd-
ion.
Water Supply— z reservoir and Z3 cisterns,
supplied by steam pumps; capacity of cisterns 96,-
600 g^lons daily; annual expenses of water depart-
ment $300. M. £. Aulsbrook, Mayor; Will. Zom,
City Clerk.
Tecnmaeh) Lenawee Co., population fa«
area, 640 acres; fire limit, zy acres; mercantile bu
ings, brick, three stories; wooden roo£i; dwellings,
wood, two stories; department consists of z steam
engine, a hose carriages; Z400 feet rubber hose,
zooo feet of good cotton; 9 horses; value of appa-
ratus and supplies, $5800; z building owned, ytdvue
$3500; membership, 50; a paid; annual expenses,
$300: bell alarm. Chief elected by members. S.
W. Bordine.
Water Supply— a tanks; z mile of street mains;
diameter, 4 to 6 inches; Z3 hydrants; pressure, 40
pounds, wm. Jordeo, J. H. Smith.
Three Oaka» Berrien Co., population *7oo; z
handengioe; za chemical exdnguisbers; z hose car-
riage; 250 feet of good rubber hose; zoo feet poor;
as men, volunteers.
Water Supply— 3 dstcms.
Tkree RlTeray St. Joseph Co., population
\; 1 chemical engine; z hand angina; a hose
ages; Z3D0 feet rubber hose, good; 500 feet
leather, goo(( 49 volunteers.
Water Supply— Rivers; 5 miles mains; 43
hydrants. H. D. Cushman.
TraYerse City, Grand Traverse Co., popula-
tion t3Z54; 3 hose carriages; z hook and ladder
truck; aooo feet hose; 60 volunteer members; electric
alarm, 7 boxes. S. C. Despres.
Water Supply— Water-worin; direct pressure;
pumps; 43 hydrants. H. D. Campbell, H. C.
Union Citr, Branch Co., population z66a; area.
640 acres; fire limit, 6 acres; mereantile buildings,
brick, two stories; wooden rood permitted; dwell-
ings, frame, cwo stories; department oonsists of z
steamer, z hand engine, z hcMe carriage; zooo fieeC
good cotton hose; value of apparatus and sui^
plies, $4000; z building owned, value $4000; mem-
bership. 85, volunteers. Chief elected by company.
J. A. Campbell.
Water Supply— 5 dstems, supplied from roofs
•f buildings; a reservoirs; river and race. D. J.
Xaston, ullage Clerk.
Tassar, Tusode Co. , populatkm tz66o; 6 cfaeB-
ical extinguishers; z hook and ladder tni^ i hose
carriage; 35 men. volunteers; za hand force poapi.
C. T. Bamum.
Water Supply— River and creek. E.J.Ti^
lor, Town Clerk.
Yickakarf, Kalamazoo Co., poimlatini *iaxt
fireworks ordinance; mercantile DiddoiKs, bnci
and wood, two stories; dwellings, brick and «ood
two stories; department consists of z handcngae
a chemical band extinguishers, z hook aodladdc
truck, z hose cart; 500 feet hose; value of appaip
and supplies, $9000; z building owned, Talulc
membership 75. all part paid; bell slam. Cu:
elected by company and approved by villa|e bnm
M. Gleason.
Water Supply— Wells and dstems. J^^
Penfield, Town Cleric
Weal Bay Giiy» Bay Co., popolstioB is®
buildings, wood and brick, two and three ssce
causes of fires investigated; departmeatoocss^
z steam engine, 3 hose carriages; 3 hose ^p^l
fireboats; 500 feet good rubber hose; aoo p»d r>
ton; 6 horses; value of apparatus aod ss^
$r5,ooo; memben 90. 3 paid full, Z7 part put »
penses in z888, $7000; Gamewell aiann. 12 be£
H. A. Borden.
Water Supply— Watcr-woiks, HoDj; &f
pressure; dailv capacity of pumps, 3.000.001 p
ions; zzo hycfrants; zo miles mains; dismcte..'
z6 inch: 48 gates; Eddy, Holly and otte^ -
meter. Crown; quality of water, bad; oot&r^
cost of works, $75,000; annual expenses. M
pressure, 60 to zzo pounds. John Bom, ^
Wm. PhilUps, Sec.; W. J. Martin. Mayw'J
Stewart, City Recorder.
Wkite Clomdt buildings, wood, one ud.-r
half and two stories; department coasss <
steam engine, a hose carriages; aooo feet ^
rubber hose; zooo good cotton; valic of appKf-
and supplies. $Sooo; members, 37 vdnstees ^
penses in z888, $50; bell alarm. A. E. Ferc>^
Water Supply— Water-works; a miks s?
mains; hydrants; pressure, zooo poonds.
Wlillehall, Muskegon Co., popnlstka*^
area, aooo acres; fire lunit, zooo acres; omr*^
buildings, brick, two stories; dweilia^ tvoss^i
department consists of z steam engine, a btf^
riages, z fireboat, ladders; siameae coopliBr.^
3500 feet of good hose; value of appararas oi
plies, $zo,ooo; z building owned, rtUm}
membership 40, paid for actual serhce; beSi
Chief elected by members and approved b(^
mon council.
oiojj
%9|
Water Supply— 4 cisterns, filled br m
capacity, 8750 barreU, laka and river. 14
Staples, Mayon Geo. E. Cowdl. Qty Ck^
WilltamstowM^ Ingram Co., popab&ffi
department oonsists of a chemical ezdap
z steamer, z hook and ladder truck, x bo»i
900 feet of good hose. £. S. Andrews.
Water Supply — River and wdls.
Porter, Town Clerk.
Wr««dott«, Wayne Co., populstioe^
steam engine, 3 hose carriages; i^ookef^
ber hose; Z500 feet linen; z6 voliiitf~^
Bamuler.
Water Supply— River; 5 dstens.
Gentha, Jr.; City Clerk.
Tpailuitl, Washtenaw Co., popoStiss ^
fireworks ordinance: chief investigates fi^.
cantile buildings, brick, two stories; veodesj
ings outside fire hmit; dweUings, wood, r^
d^artment oonsists of a steam engines, a ^
riages; Siamese ooupliags used; z8do fetf[
hose, zooo good, 800 unrdSable; valoe ofy
and supplies, $z6,ooo; 9 buildings oaB^v
$5000; 90 volunteer members; anaml €«?>
Fire JProtecHan and Water Swjpfhf.
^03
:ooo; tdeiAooe and ben alarm. Chief elected by
immon coondl. Edward Batwell.
Watbx Supplt — 9 ebterns, supplied from
riags and rivers; caMdty of each, xooo barrels
lily. Frank JodyB, City Clerk.
Zeeland) Ottawa Co., popidation •900; z hand
igmc; I hook and ladder truck; z hose carriage;
10 feet linen hose, good; 400 feet robber, poor; 44
en, volunteers. J. D. Everfaard.
Water Supply— z8 wells. J. Van Den Bosch,
iUage Clerk.
Zilwankee^ Saginaw Co., population 973; a
>se carriages.
Water Supply— River.
The following places have no fire jyrotection :
Beonington, Sihiawassee Co., popnladon Z47a»
Bridgewater, Washtenaw Co., population zmL
Cassopohs, Cass Co., popnlatioa 1051. Chelsea,
Washington Co., Population tza54. Danby, lonim
Co., population *Z545« £rie, Monroe Co., populA-
Hon 1721. Exeter, Monroe Co., population 1823.
Greenfield, Wayne Co., population 16x8. Kalkaska.
Kalkaska Co., population 1500. New Baltimore,
Maoomb Ca, population *ioe4. Plvmouth, Wayne
Co., populadon *zaa3. Redfofd. Wayne Co., pop-
ulatioii 1947. South Haven, Van Buren Co., popu-
lation tzsoo. Springwells, Wayne Co., populadon
*iooo.
MINNESOTA.
Albert Ii6«9 Fkeeborn Co., population *j
steam engine; 4 chemical extinguishers; a nose
niages; 1500 feet robber hose; 360 teet good cot-
X 40 men, volunteers. W. C. Mitchell.
Water Supply.— Lake; 6 dsteras; z reservoir;
iter-works it is reported will be built this year.
H. Lokens, F. A. Johnson.
AlezaMdiia, Douglas Co., populadon taooo;
»a xooo acres; fireworks ordinanoe; frame build-
p, one and a half and two stories; a chemical en-
les; 8 chemical hand extinguishers; z hook and
Ider truck; value of apparatus, ^gfpo>\ volunteer
partment, 60 men; expenses for z888, $100; bell
irm. Chief reoommended by firemen and ap-
inted by the village council. N. P. Ward.
Water Supply.— WelU and a lakes. A. G.
xtoD, Town Clerk.
Anoka, Anoka Co., population 14^09; area,
)o acres; fireworks ordinance; mercantile buildF
KS. wood and brick, two stories; dwellings, fi-ame,
e and one-balf and two stories; department con-
ts of I steam engine, z chemical engine, i hook
il ladder truck, z hose carriage; Siamese couplings
Ki; aooo foet good cotton hose; value of apparatus
d supplies, 96000; z building owned, value
3,000; membenhip 90 part paid, 3 paid; annual
pense, faooo; telegraph alarm. Cnief elected Xn
anbers and approved by city council. L. H.
tms.
iVATKR Supply- River and 5 dsteras. S. M.
rker, Town Clerk.
loatlay Mower Co., population 3500; area, 640
"es; fireworks ordinance, and for investigating
ises of fires; mercantile buildings, brick and
od, two stories; dwellings, frame, two stories;
partment consists of z hand engine, a hose carts,
look and ladder track; 500 fieet hose; value of
paiatus and supplies, $500; x building rented at
)0 per year; vahie, $150; 30 volunteer members;
1 alarm. Chief appointed by dty coundl. J.
Makepeace.
Vatbr Supply— Wells. M. Becker.
Slue £ank City, Faribault Co., population
o; buildings, brick and frame, one and two
lies; wooden roofs; department consists of a
mical hand extinguishers, x hook and ladder
ck, value of apparatus and supplies, $500; mem-
ship 20, volunteers; bell alarm. C. A. H. Kop-
i.
Vater Supply— a wella.
Brainerdy Crow Wing Co., population xo.ooo;
me and brick buildings; department consists of
ook and ladder truck, 4 hose carriages; 3500 feet
rood rubber hose; value of apparatus, etc., $5000;
ilding is valued at $5000; xao members; i paid
I time, xao volunteers. A. F. Leopold.
Vater Supply— Direct system; water-works,
m riven 9 miles street mains and supply pipes,
diameter 6 to Z4 inches; 7< hydrants, pressure z
pounds. C. F. Kindred, A. Mohlum.
CaledoBiA| Houston Co., population *zooo;
buildings, brick and frame, two stories; wooden
roo&; no fire department; ladders, axes, etc.; value
of apparatus ana supplies, $5a W. H. Harries.
Water Supply— Cisterns and wells.
Csnby, Ydlow Medidne Co., population 550;
buildings, wood, one and two stories; shingle rood;
department consists of z hand engine, i hook and
laader truck: expenses in x888, $50. H. Bieseker.
Water Supply— Wdls and streams. P. C.
Scott; Town Clerk.
CannoB Falls« Goodhue Co.. population 94a;
buildings, stone and brick, one and a half and two
stories; department consists of a hose carriages;
xooo feetrobt>er hose, good: coo cotton, good; valua
of apparatus and suoplies $x8oo; 33 volunteer mem-
bers; bell alarm. F. B. Seager.
Water Supply— Gravity, z reservoir, capadty
3000 baneb; Z500 ieet street mains; a hydrants,
pressure 85 pounds; oost of works about ffSooo;
annual expenses 9^ operated bv dty. F. B.
Seager, Pres. Coundl; John A. Wilson, Clerk.
CarTer^ Carver Ca, population 900; buildings,
wood, one and two stories; shingle roofr; depwt-
ment consists z band engine, z chemical extin-
guisher, z hook and ladder trade, z hose carriage;
700 feet of good robber hose; value of apparatus
and supplies, $Z3oo; 40 volunteer members; bell
alarm. C. Bristle.
Water Supply— Cfstens and a reservoirs; ca-
padty 300 bands each. O. C. Brunins, Clerk.
Ckaska^ Carver Co., population a6cx); build-
ings, bride and frame, one and a half and two
stories; wooden roofs; department consists of z
hand engine, 4 chemical hand extinguishers, z hook
and ladder track, two hose carriages; 900 feet good
rabber hose, 300 feet poor; value of apparatus and
supplies, $3000; 90 volunteer memt>ers; bell alarm.
Geo. Henk.
Water Supply— River and 8 dsteras. Paul
Hartman, Village Clerk.
Cold SprlBgty Stearas Co.; buildings, wood,
one and a half and two stories, shingle roofs; de-
partment consists of one hand engine, z hook and
ladder track, x hose cart; aoo feet of rabber hose; 35
volunteer members; expenses in x888. $50; beU
alarm. John Kiewel.
Water Supply— River and wells. M. Kummer,
Village Recorder.
CrookstOB, Polk Co., population 5500; build-
ings, brick and wood, two stories; department con-
sists of X chemical engine, z book and ladder track,
4 hose carriages; aooo feet of good rabber hose, 500
cotton, good; value of apparatus and supplies.
104
Fire PratedUm and Water Suppfy.
MINNESOTA— Ofni^MMf.
Sjooo; 40 Tolonteer members; expeniet in z888»
$500; bdl alarm. £d. W. Wflle.
Watbe Supply— Water>woriu, direct pressure;
pomps, Worthington and Holly, capacity 1,000.000
gallons <laily; 4 miles street mains; 4a bydranto,
pressure 60 to zao pounds. D. Jacobs, ms. and
Supt.; John Pateison, Clerk.
Delano, Wright Co., population 1000; build-
ings, brick and wood, one to three stories, shingle
roofr; department consists of z hand engine, 3 chem*
ical CKtinguishers. z book and ladder truck, z hose
carriage; 800 feet good rubber hose, aoo poor; value
of apparatus and supplies. 9^000; members, 6$ vol-
unteers; expenses in z888, aoo; bell alarm. O. L.
Billings.
Watbe Supply— River and dstems. L. P.
Probsts.
DalwthySt. Louis Co., population 40,000; steam
engine; 9 hose carriages; aooo feet good linen hose;
5000 feet good robber hose; Z500 feetpoor; 8a men.
volunteers part paid, 30 full paid. T. W. Hatha*
WATER Supply— Water-works; direct pressure;
ao miles street mains; Z05 hydrants; pressure, 105
pounds. William Craig; C. E. Bodden.
Faribault, Rice Co., population 16450; area,
zgao acres; fire limit, zabloocs; fireworks orcunance;
mercantile buildings, brick, stone and wood, two and
three stories; dwellings, brick and wood, one
and one-half and two stories; department consists
of z steam engine, z hook and ladder truck, 3 hose
carriages; Siamese couplings used; 2500 ieet good
rubber hose; value of apparatus and supj^es,
$10,000; z building owned, value $zo,ooo: memt>er^
ship, Z50, all paid; annual expenses, $7500; bell
alarm. Chief elected by the company and coniirmed
by the council. O. Stroubger.
Watbe Supply— Gravity pressure and direct
pumping; z reservoin capacity, 750,000 gallons; 6%
mfles mains; diameter, o to za inches; 65 hydrants;
pressure, zzo pounds; cost of water supply, $Z53,-
000. C. F. MOler; E. S. BassetL
Feiffaa Falls, Otter Tail Co., population
*Sooo; area, zooo acres; fire limit, 500 acres; causes
of fires investigated; brick and firame buildings, two
stories; z steam engine; 90 chemical hand extin-
guishers; z hook and ladder truck; 4 hose carriages;
asoofeet good rubber hose; z boildiDg used; mem-
bership, zay, a paid full time, za5 volunteers; bdl
and electric alarm. F. W. Bumham.
Watbe Supply— Lake; direct pumping; 39
hydrants; 8 miles mains; diameter, 4to za inches;
pressure, 60 to zoo pounds; workscost $8000; interest
paid. 6 per cent. C. £. Grey, Pres.; Oscar Moore,
Supt.; M. R. Lowry. City Clerk.
Gleaooe, McLeod Co., population ZUK build-
ings, frame, two stories, wooden roots; department
consists of z hand and z chemical engine, z hook
and ladder truck, z hose carriage; zooo Ieet good
rubber hose; value oi apparatus and supplies, $3500;
membership, 70, volunteers; bell alarm. N.
Hsssan.
Water Supply— 5 wells and dstems. A. S.
Snyder, Clerk.
Glen woody Pope Co., population 700; build-
ings, brick and lumber, one and a half and two
stories, shingle, gravel and dn roofs; department
consists of 3 hose carnages, hooSs and ladders; zooo
feet of good cotton hose; 250 rubber, poor; value
of apparatus and supplies, $Z40o; 15 volunteer
members; expenses in z888, $400; bell alarm. F.
jL. Simmons.
Watbe Supply — z reservohr zso feet high;
gravity system; a^ miles street mains; 9 hydranU;
pressure, 60 to zoo pounds; cost ol works, $4000.
C. T. Wollan, Mayor and Pres.; J. S. Cfanaln.
Supt; FVed. Calmeyer, City CleriL
HaatiMgty Dakota Co., population ^3084; ma.
a miles; fire limit, K >Bite: mcrcantae biii]diip,
brick, two and three storks; frame dwclfiagp.ti«
stories; department consists of z smam eagiBCi
hook and ladder trucks, a hose oaniagei; mmmt
couplings in use; aaoo feet good ivbber hoic jpa
feetpoor; value of apparatus and saMftet. $$«
z bmUing owned, value $3000; zoo vomatBcr no-
bers; annual expenses $7zo; bell alarm. Cbab
Otte.
Watbe Supply— Mississippi river andc
John Langenfidd, Town Clerk.
HoaderaoBt Sibley Ca, I .
buildings, two stories; wooden roofs; (
consists of z hand engine, a chenucal hand (
guishers, a hook and ladder trucks, z hose ca-
riage; 900 feet of good rubber boae; value of tpfi^
ratus and supplies, $aooo: 4a volunteer mcatet
annual expenses $50; l>ell alarm. W. SbcniaL
Watbe Supply— Cisterns. Pat. Barry, Mtir
C. Bisson, Village Clerk.
JaokaOBy Jackson Co., i>opiilation 750; «oad
buildings, two stories: shingle zoofe; depanaet:
consists of z hand engine, z hoae caniafe, «
buckets and zo ladders; 550 feet good rubber boK
50 poor; value of apparatus and sopplies, %wb,t,
volunteer members; expenses in z888, $85: bti
alarm. O. Lathe.
Watbe Supply — Wdls. E. J. On, Tew
Clerk.
KaaaoBy Dodae Co., popalatioa *zooo; ^
works ordinance; brick ana frame bmldugs tr.
stories; 3 chemical hand extinguishers; z book rei
ladder truck; z hose carriage; r force posptf
tiuck; 50 feet good rubber hose; value of appuita. :
S500; ao volunteer members; bell alarm. A. A.
Johnson.
Watbe Supply— Wells, windmill and ffiL
Geo. Sonner, Town Ckrk.
lAlce City, Wabash Co., popolatmn 13«^
area, 390 acres; fire limit, ao acrea; firewcria 0^
pe
Jai
nance; causes of fires investiffatod;
buiUings, brick, two stories; metal roofe oed; ta*
dwdUags, two stories; departOMot ooosistt d i
steam engine, z hook and ladder track, 3 bos v>
riages; Siamese coophngs used; 9600 feet of 000
and Hnen hose, neany new; value crf^appartfBS i3£
supplies, $7500; z bnUdiag owned by dty. fitB
$0000; 50 members part paid, z paid; aam «-
nses $aoo: bdl aferm. Chief dected by eoaB>
meslTailett.
Watbe Supply— Lake, 3 dsleras, smpfied^
fire engine; capacity aaoo batrela. R.H.KBal,U*
Clerk.
liaaesborOy Filmore Co., popalatioa 10
buildings, frame, two stories; departasent ooasaS'
4 chemical hand extinguishers, z hook and hddff
truck, a hose carriages; 500 feet aood rubber boc
600 feet good cotton hose; membenhip. 30. voii*'
teers; annual expenses, $500; b^ alarm. W.S>
Henry.
Watbe Supply— Reservoir, supplied bypnap-
capacity, 7000 barrels; gravity^ pressure; 3i ^*
mains; 6 hydrants; works cost $ma M. V. Bei:*
Mayor; H. C. Shelberg. Town Cletfc.
I«ltchfleld. Meeker Co., popnlatioo zSoo; vtk
640 acres; fire limit, zo acres; lirewotks ordiziaa^
causes of fires investigated; frame boildiags. ooe oA
one-half and two stories; department consists o(:
hand engine, z chemical engine, za cbemicsl his*
extinguisners, a hook and ladder trucks, a bo«
carriages; Z1500 feet new hose; value of mpparttos.
$4300: a buudings in use, value $3800; 75 voinntter
members; bell alarm. Chief appointed by nJIast
council. E. F. Roberts.
Watee Supply— s dstems and 3 weDs, sa^
Fire Pnxteciiion and Water Stilly.
105
plied bv hand pomps and windmi]]; expense of
vater department in z888, $150. A. J. Reodle,
Town Clerk.
LvTene^ Rock Co.. population aooo; buildings,
itone and bnck, two stones; department consists of
[ hand and z chemical engine. 6 chemical extin-
piisbers. z hook and ladder truck, z hose carriage;
;oo feet good rubber hose; 300 ieet good cotton,
'aloe of apparatus and supplies. $2500; no organ-
ted department.
Watbk Supply— Wells and dstems; a reser-
oirs; capacity, 500 gallons each. M. Webber.
Town Clerk.
Maiikato, Blue Earth Co., population zz.ooo;
Tea, 9000 acres; fire limit. 24 blocks; fireworks or-
inanoe; causes of fires investigated: mercantile
tuildings, brick and stone, two and three stories;
IwelliDgs. brick and wood, one and one-half and two
tones; department oonsistt of a hook and ladder
rucks, I chemical engine. 4 chemical extinguisb-
rs. 4 hose carriages; Siamese couplings used; asoo
set rubber hose; zzoo feet good cotton; vahie of
pparatus and supplies. $3500; 4 buildings in use,
wned by dty; membership, zio. volunteers; annual
xpenses. $750; electric bell alarm. Chief elected
J council. George M. Phillips.
Water Supply— Direct pressure reservoir, ca-
adty 1,000,000 gallons; Holly system; daily capacity
f pumps, a.ooo,ooo gallons; 4 miles street mains; di-
meter, 4 to 16 inches; 45 hydrants; ao gates, Mat-
lews; az meters, Crown; pressure, 60 to zoo
ounds; cost of works, $45,000: annual expenses,
4500; operated by dty. E. UU?, Supt.; A, R.
tau. Mayor; W. B. Davies, City Clerk.
Minneapolisy Hennepin Co., population aoo,-
00; area, 5a square miles, fire limit, 6 square mOes;
reworks ordinance; causes of fiie investigated;
lercantile buihlmgs. brick and stone, three to six
ones; slate or tin roofii; dwellings, wood and brick,
ro stories: department consists df Z4 steam engtaies,
chemical engines, z8 diemica] hand engines, 5
00k and ladder trucks, zshose carriages, z supply
agon; Siamese couplings used; 97.500 feet rubber
Me, good; 9000 feet cotton hose, good; zza horses;
ilue of apparatna and supplies, $z6o,6a5; zsbulkl-
ifs owned, Talue $Z4a,339. membenhip, z88; hiU
ud; annual expenses, $z83,oz4; tdegiaph alarm,
;8 street Iwxes and 8 private. Chief dected by
mndL F. L. Stetson.
Water Supply— Direct pumping system; Wor-
[cConneU. Supt; G. W. HenioQ, City Qerk.
XOMtcoMery. Le Sueur Co.; buildings, wood,
ic and a half ana two stories; department consists
z hand engine, z hook and ladder truck; z hose
irriage; aoo feet good rubber hose; 50 jpoor; a<
»lunteer members; expenses in z888, $100; beU
arm. P. Becker.
Water Supply— Cisterns. Frank Baker, City
lerk. ^
Hoorkeftd. Clay Co., population 2536; build-
gs, brick and lumber, one and a haii and two
3ries; department consists of a chemical extin-
iishers, z hook and ladder track, a hose carriages;
o feet good rubber hose, 300 poor ; 600 cotton,
K)d, zoo poor; value of apparatus and supplies,
500; 45 volunteer members; expenses in z888.
Pi steam whistle alarm. Jacob Kuler.
Water Supply— direct, Blake pumps; 3 miles
eet mains; 30 hydrants. City Coundl, A. J.
right.
■orris, Stevens Co., population Z330; build-
Ss, frame and brick, one and two stories; depart-
iiit consists of a hand engines, a chemical hand
tinguishers, z hook and ladder truck; a hose car-
ges; zooo feet good rubber hose, zooo cotton;
membership, 50, volunteers; bell alarm. Thomas
Calahan.
Water Supply— 8 reservoirs, supplied by wdl
and lake. J. D. GUespie, Town Cletk.
N«w Prafve, Scott Co.; buildings, bride and
firame, two stmies; shingle roofs; department con-
sists of z hand engine, z hook and ladder truck, z
hose carriage; zooo feet good rubber hose; value of
apparatus and supplies $9tsoo; 31 volunteer mem-
bers; beU and steam whistle alarm. John Lindea-
berger.
water Supply— 6 reservoirs, capacity 800
pounds each; direct pumping system; further Infor-
mation withheld. F: McKoska, Clerk.
Ifew Ulnit Brown Co., population ^4500; z
steamer, 3 hand engines, z hook and ladder truck;
3 hose cwriages; zooo Ieet good rubber hose; 60
members, volunteers. Chas. Brust
Water Supply— 8 dstems; 96,000 gallons capa-
dty. Louis Schilling, Town Clerk.
NortJdleldy Rice Co., population "3600; area,
2500 acres; fire limit, Z5 olocks; fireworks ordl-
nanoes; mercantile buUdmgs, stone and wood, two
stories; dwellings, wood, two stories; department
consists of z hand engine, z hook and ladder
truck, 3 hose carriages, z chemical extinguisher;
Siamese couplings used; a^oo feet good rubber
hose; value of apparatus, $6000; z buuding owned,
value $4000; membership zzo; volunteers; bell and
steam gong alarm. Chief dected by members.
R. C. PhilliM.
Water Supply— Dhrect pumping system; a
dstems, supplied by pump; capadty, z6oo barrels
daily; diameter of street mains, 8 inches; 3 hy-
drants; pressure, z6o pounds. W. W. Clark, Town
Clerk.
Hortli St. Pavl» Ramsey Co. (See St. Paul.)
OwattonBA) Steele Co., population t3a8oi
area, 4000 acres; fire limit, 30 acres; fireworks ordi-
nance; mercantile buildings, brick, two and three
stories; dwellings, wood, two stories; department
consists oi a chemical engines, 4 chemical nand ex-
tinguishers, z hose cart, z hook and la4der truck;
300 fed good robber hose; 600 cotton; value of ap-
paratus and SttppUes, $7000; z building owned by
dty, value $9000; membership 50. volunteers; an-
nual expenses, $300; bdl alarm. Chief elected by
city council. C. E. Luce.
water Supply— Wells and force pump. C. B.
L^ioe, Town Clerk.
PreatOB) Fillmore Co., populatlan
ings, brick and wood, one ana two stoi
zaoo; build-
stories, shingle
roofe; department consists of z hand engine, z
hook and ladder truck, z hose carriage; 600 feet
good rabtwr hose; value of apparatus and sup-
plies, izooo; members, 40 volunteers; expenses in
1888, $350; bdl alarm. Geo. Renmer.
Water Supply— River, wells and dstems. C.
Peterson, Village Clerk.
Red Wlacy Goodhue Co., population 8000;
causes of fires investigated; mercandle buildings,
brick and stone, three and four stories; dwellings,
wood, two stories; department consists of z steam
engine, z hook and ladder truck, a hose carriages;
5000 feet of good cotton and rabber hose, Z500
poor; value of apparatus and supplies, $30,000; 4
buildings owned, value $90,000; membership 63,
volunteers; annual expenses. $3500; electric alarm.
Chief elected by coundl. J. H. Webster.
Water Supply — Mississippi river; stand pipe
system works; Blake pumping machinery; daily
capadty, z, 000,000 gallons; 64 hydrants, 7^ miles
mains; diameter, 4 to Z4 inch; ^2 gates. Chapman,
Galvin; <o meters. Crown; Hersey, and Gem;
water is filtered by filtering well; pressure, 100 to
izo pounds; cost of works, $80,400. F. B. Howe,
Pres.; W. E. Hawkins, Mayor; S. J. WiUiaid,
City Clerk.
io6
Fire Protectum and Wafer Supply.
MWSESOTA—GmiiMtiid,
ttedwood Fallsy Redwood Co., population
Z500; brick and frame butldingi, one and two sto-
n«i: dapartment consitU of 1 chemical eofine, x
hook aaid ladder track; Talneof appaimtai and nm-
pUai, 9300; ao volimteer member*; bell alann. 0.
w. McMiUaa.
Watbk SUFPLT—Wdls and eisCerai. E. D.
French, Town Cleik.
Roolieat«r, Olmstead Co., popnlatton tS3i3;
z steam engine; a hook and ladder cracks; 4 hose
carriages; 1500 feet rubber hose and 500 liMt cotton,
fair, 50 men paid. W. S. Elkins.
Water Supply— Water- wosks; direct pfessnre;
8 miles mains; zco hydrants; 6 cisterns. Charles
Streeter, Supt.; £. Yetter, Town Clerk.
Boaesiooaty Dakota Co.; wood bufldings, one
and two stories; shingle roofs; department consists
of z hand engine, z nose carriage; 500 feet good
rubber hose; value of apparatus and supplies, $z30o;
z8 volunteer members. M. Hyam.
Water Supply— 4 reservoirs, capadty coo bar-
rels each, supplied from wells. Thomas Moran,
Town Clerk.
Raihf ord) FlUmore Co.. population Z30o; stone
and wood bnikUngs, two stories; shingle roo£i; de-
partment consists of z hook and ladder truck, 75
leather buckets; 30 volunteer members; expenses
in z888, $zoo; beU alarm.
Water Supply— Driven wells. F. Oleson,
Town Clerk.
SU Cliarleay Winona Co., populatie« fitZ^
brick and frame buildings, one and one-half and
two stories; wooden roon; department consists of
z hand engine, z hose caniage; 500 feet good
rubber hose; vshie of apparatus and supplies, ^000;
34 volunteer members; oell alarm. C. G. Bachel-
Water Supply— Tank, zooo barrels capacity;
¥»vity system; zK miles mains; zz hydrants,
bomas P. Dixon, Village Recorder.
St. Cloudy Stearns Co., population 8000; mer-
cantile buildings, wood and brick, two, three and
four stories; dwellings, wood, stone and brick, two
stories; department consists of z hand engine, z
hook and Udder truck, 3 hose carriages; 3000 feet
good rabber hose; 600 poor; value of apparatus and
supplies, $3500; z8o volunteer members; annual
expenses. $3300; electric alarm. Chief elected by
members and approved by counciL R. R. Griebler.
Water Supply— River; system, pumping di-
rect and to stand-pipe; Dean and Holly pumping
immping
Ions; zoo
machinery; dailv capacity, 3,000,000
*"""* '^1; Q miles
Ions; zoo hydranU; 9 miles mains; cUameter, 4 to
za inch; ay gates. Coffin; 8 meters, Union; press-
ure, 40 to zoo pounds; cost of works, $za5,ooo;
annual expeoses, $ao6o. £. T. Sykes, Pres.; Theo.
Weinhaus, Supt.; W. Westerman, Mayor, Peter
Brick. City Clerk. '
St« P««l, Ramsey Co., population *9o8.885;
area, 36,000 acres; fire limit, 4000 acres; mercantile
buildings, stone and brick, one to seven stories;
dwelling, wood, brick and stone; 10 steam engines;
p chemical engines; Z4 supply wagons; 7 hook and
ladder trucks; za hose carnages; 35.900 feet hose,
good; value of apparatus, $Z95.ooo; Z4 buildings
owned, value $z85.ooo; aoo men. paid full time;
telegraph alarm; 11^ stations; 93 horses. Chief
aected by Board ot Fire Commissioners. John
Jackson.
Water Supply— Gravity pressure; 86 mUes of
mains; diameter, 4 to 36 inches; 753 hydrants; aver-
age prnsure. 40 pounds. Water Commissioners,
A. T. Prendergast.
St. Peter, Nioolett Co., population •4500; mer-
pantile buildings, brick, two stories; frame dwell-
ings, two stories; department consists of z hook and
ladder truck, z hand engfaie, x hose carriage; 80
feet good rubber hoee; valate of apparstus sad Bip-
plies. $3000; value of buildings. $3000; 65 idmm
members; annual expenses, ^150; bdlalaaa. Oie
elected by company. John McCabe.
Water Supply— River and wells, and s dttns.
C. R. Davis, Town Clerk.
teak Cestny Stearns Co., popdatioB 3Poc:
buildings, brick and frame, two stories; woodb
roofs; department oonsisCs of z hook sad lidder
trudc, a hose carriages; zooo feet good rabberhasc
value of apparatus and supplies, $0500; meaber-
ship, so, volunteers; electric alarm; 5 street bout
L. £. Coe.
Water Supply— Direct pressure; WoitlmgtaB
pumps: daily capacity, 400,000 gallons; zshydiss;
1% miles mains; diameter, 6 to 8 iack; 8 ptei:
pressure, 40 to za5 pounds; coat of works, fuoooi
annual expenses, Jzdas. L. E. Coe, Sopt; A. H.
Pettis. City Clerk.
Stakopee, Scott Co., popnlatioa 'sSoo; bad
buildings, two and three stories; votanteer doin-
ment; 95 members; z hand engine; z hook and iid-
der truck; a chemical extinguisoera; a hoaeeiRia{K
z8oo feet rubber hose; value of apparatas. ck.
900; department owns z buildiac, vaJnad at $fBL
ief elected by baUot. E. J. Gelleabeck
Water Supply— Cisterns. J. A. Collar. Ton
Oeric.
8««tJk St. P«Bl, Ramsey Co. (see St PnL)
SprlBff Yaltojy FillmonCo., pofwtotioatxia
area, Z440 acres; ni^orics ordinance; caaaesaf se
investigated; frame buildings, one and oae^
and two stories; department consists of z hook i:^
ladder truck, z hand engine, z hoae cart; nfax ^
amMiatua and supplies, $z5oo; z bulldkig 0«wi
value $800; volunteer membeia, 50; mo liaa
Chief appointed by village ooonca.
Water Supply— Credc and two dMem u
M. Clark, Mayon J. C. Holpkat, l^Oage CkA.
Still water. Washington Co., populatioB tc-
437; causes of nres investigated; fraine sad bod
and stone buildinas; z steam engiae, z book vj
ladder truck, zo hoae carriages; zo.000 fact gps
hoae; 6 horws; value of apparatos, etc, .
z building in use, value $za5o; mombenhip. n J
paid full; electric and whisUe alarm; 1^ bons. F
E. Joy.
Water Supply — Water-works; oonbiBed
water is filtered through gravel and charcoal; ^
sure, 60 to zao pounds; cost of works, |i^^
E. W. Durant, Pres.; H. H. Harrison, Sapt; &
M. Seymour, Mayon E. A. Hopkins, Jr.. Cn
Clerk.
WalMMha, Wabasha Co., poonlatiOB '33^
buildings, brick and lumber, a stones; depaita<^
consists of z chemical engine, z steam enfiiA : ;
hook and ladder truck; bell alarm. II. Kcbba^- I
Water Supply — River and wells. R- ^ '
Stevens. Town Clerk.
WAeoEia^ Carver Co., boikUngs. frune. otf
and two stories, shingle roofs; departmcat cocsss
of z hand engine, z hook and ladder trade ik^
carriage; value of apparatus and snpplua. w^
48 volunteer members; expenses in z888,|5o; ^
alarm. J. Kugler.
Water Supply— Cisterns; 5 reserroirs. «{«•
city, 500 barrels each. A. £. Kaeder.
Waaeoa, Wasica Co., population tsw ^
zooo acres; fireworks ordinance; franc sad Dn»
buildings: z hand engine; z hook and ladder tnx
t hose carriage: zasp ficet good rabber hosK ™^
of apparatus, etc., $Z5oo; 86 volunteer laeaiKn,
Fire Proteeiion and Water Supply.
ioj
wll and steam whislte alArm. Chief appointed by
Idayor aod ^""'MriV
WATBX Supply ^Cbterns and lake. John
iifoonaa, Town Cleric.
WatertowBt Carrer Co.; wood buildtngi, one
ud a half and two storiea; department oooaists of
\ hand engine, z hook and ladder truck, i hosecar-
iage; 500 feet good robber hoie, 150 poor; value
rf apparatus and supplies, $zopo; a5 vohinteer
Demben; expenses m z888, $190; bell alarm,
f. A. Barth.
Watex Supply— Rivers and dstems. Walter
>t. John, Town Clerk.
Wells, Faiibnnlt Co., popnbtkm z66i; brick
ind wood buildings* one and two stories; shingle
ooiis; department oonsisU of z hand engine, 4
hemica] eztingnishers, z book and ladder truck, z
lose carriage; 600 feet good rubber-lined hose;
vlue of apparatus and supplies, $aooo; 60 mem«
Mrs, 30 part paid; expenses in z888, $500; bell
aarm. G. W. Fellows.
Water Supply— 4 reservoirs, capacity 500 bar-
ds each. J. A. Jonson, Town Clerk.
West WU Pamlt Ramsey Co. (See St. Paul.)
Winmar, Kandiyohi Co., population Z500;
irea, 800 acres; brick and frame Dinldings, one to
hree stories; z steam engine; x hand engine; z
faemical engine; z hook and ladder track; a hose
aniages; ladders; 400 feet good rubber hose, zaoo
»txxl cotton; value of apparatus, $4500; z build-
Dg. value Vzooo; 37 volunteer memliers; expenses
D 1888. $300; bell and whistle alarm. Chief elected
)y members. M. D. Manning.
Watek Supply— Cisterns and a supply tanks.
L Crosby, Town Clerk.
Winona, Winona Co., population *a5,OQo; z
team engine; z hook and ladder truck, 6 hose
axiiages; 6000 feet good rubber hose; 3000 feet
otton; Z50 vohinteers. M. Hanley.
Water Supply— Water-works; stand-pipe sys-
sm and direct pumping; river; 4 astrms; Z3 miles
treet mains and supply pipes; Z38 hydrants. Thos.
totham, O. N. Clark.
Znmbrotay Goodhue Co., population *zooo;
tiildings, frame, two stories; wooden roofs per^
litted; department consists of zo chemical ez-
Dguishers, z book aod ladder truck, a hose car^
ages; zaoo feet good cotton hose; value of ap-
uratus and supplies, $70oce 5c volunteer members;
uinal expenses, $500; bell alarm.
Watss Supply— River; direct pumping system;
hydrants; z mile mains, 4 to 9 inch; 140 pounds;
orks cost $6000; annual expe*ise, $350. W. F.
evers. Mayor and President; P. Yochem, Superin-
ndent; F. N. Lee, Village Recorder.
The following places have no fire protection:
da, Norman Co., population zooo. . Aitkin, Aitkin
o., population Z500. Appleton, Swift Co., popu-
tion 650. Argyie, Mannall Co.. population 500.
shby, Grant Co., population tfifn, Balaton, Lyon
0., population 500. BamesviUe, Clay Co., popu-
tion zooo. Battle Lake, Otter Tail Co., popula-
tion 500. Belle Plaine. Scott Co., population 8xz.
Benson, Swift Co., population 79Z. Bird Island.
Renville Co., populabon ^s^ Browns Valley,
Traverse Co., population 500. Brownsville, Hous-
ton Co., populatfon a«o. Bufialo, Wright Co..
population 500. Chatndd, FUmore Co., population
Z400. Clearwater, Wrig^ Co., population 600.
Cloquet, Cariton Co., population zaoo. Cokto.
Wright Co., population 500. Dawson, Lao-oui-
Parle Co., populatk>n coo. Detroit City, Becker
Co., population z8oo. Dodge Centre, Dodse Co.,
population zooo. East Grand Forks, Poflc Co..
population 600. Edgerton, Pipe Stowe Co., popu-
laUon 500. Ilk River, Sherburne Co., population
618. ely, St. Louis Co., population Z500. Evans-
ville, Dourias Co., population 700. Excelsior,
Hennepin Co., population 685. Fairmont, Martin
Co., population zzoo. Famungton, Dakota Co.,
population zooo. Fisher, Polk Co.. population 500.
Fulda, Murray Co., population coo. Glydon, Clay
Co., population 600. Gracevlile, Big Stone Co.,
population yzo. Granite Falls, Yelk>w Medicine
Co.. population zaoo. Hallock, Kittson Co., pop-
idation coo. Hamline, Ramsey Co., population
aooo. Hokab, Houston Co., popidation zooo.
Houston, Houston Co., population 80a Hutchin-
son, McLeod Co.. population z6oo. Jackson
Co. , population 750. Janesville, Waseca Co. , pop-
ulation zaoo. Jordott, Scott Co., nopulation z^oo.
Kenyon, Goodhue Co., population ooa LaCresent,
Houston Co., ■ population 804. Lake Brenton,
Lincoln Co., population 600. Lake Crystal, Bhie
Earth Co., populadon 900. Lakefield, Jackson
Co., population sea Le Sueur, Le Sueur Co.,
population 3034. Little Falls, Morrison Co., pop-
uladon Z80O. Long Prairie, Todd Co., population
TOO. MadeHa, Watonwan Co., population 900.
Madison, Lac-qni-Parie Co., population coo.
Mapleton, Blue Earth Co., population 800. Mon-
tevideo, Chippewa Co., population z6oo. Monti-
cello, Wright Co., population 750. Morton, Ren-
ville Co., population zooo. OrtonviUe, Big Stone
Co., pcpulation zaoo. Osalds, Douglas Co., popu-
lation 000. PaynesviUe. Steams Co., population
515. Pelican Rapids, Otter Tail Co.. population
zooo. Perham, utter Tail Co., population laoo.
Pine Island, Goodhue Co., population Z400. Pipe
Stone, Pipe Stone Co., peculation z8oo. Plain-
Polk Co., populatton ztto.
Co., population 6cq. Rush
population Z4oa St. James,
City. Chisago Co..
. Watonwan Co., pop-
idation 8Z4. ' St. Vincent, Kittson Co., population
Qoo. Sauk Rapids, Benton Co., population z8oa
Sleepy Eye, Brown Co., population Z500. Spring-
field, Brow Co., population 800. Taylor's Falls,
Chisago Co., population Z007. Tower, St. Louis
Co., population zcoa Tracy, Lyon Co., popula-
tion 1900. Vemdale, Wadena Co., population 70a
Wadena, Wadena Co., population z8oo. Warren,
Marshall Co., population 700. Watcrville, Le
Sueur Co., population zaoa White Bear Lake,
Ramser Co., population zsoo. Windoo, Cotton-
wood Co., population 800. Winnebago City. Fair-
bault Co., population 993. Worthington, Nobles
Co., popidation zaoo.
MISSISSIPPI.
Aberdeen 9 Monroe Co., population '4000; area,
80 acres; lire limit, aoo acres; fireworks ordi-
mce; causes of fires investigated; mercantile
tildings, brick, two and three stories; dwellings.
x)d, two stones; department consists of z steam
gine. z hand engine, z hook and ladder truck, 4
ise carriages; Siamese couplings used; zsoofeet
lod rubber hose; a horses; value of apparatus
d supplies, $7000; z building owned, value
500; Z90 volunteer members; annual expenses of
partment, $350; bell alarm. Chief elected by
nnbers.
Watbk Supply— za artesian wells and 4 reser-
voirs, z6,ooo gallons capacity each.
BrookhaTeiiy Lincoln Co., population '2500;
causes of fires investigated; mercantile baildmgs,
brick and wood, one and two stories; dwellings,
frame, one stoiy^; department consists of .z hand
engine; 6 chemical hand extinguishers, a hook and
ladder trucks, i hose carriage; 700 feet good rubber
hose; value of apparatus and supplies, $9500; zco
members; annual expenses, $150; Sell alarm. J. A.
Hoskins.
loS
Fire Prciectum and Water Supply.
MISSISSIPPI— CMAmmu/.
Watck Supply— 5 cisterns. B. T. Alldns,
Town Clerk.
CantOB, Madison Co., population 0083; area
and fire limic, 640 acres; mercantiJe buCklings,
brick, one to three stories; shingle roofi permitted;
dwellings, wood, one and two stories; department
consists of X steam engine, z hand engine, z hook
and ladder truck, s hose carriages; z6oo feet good
cotton hose; doo poor; 3 horses (hired); value of
apparatus ana supplies, $6000; a ouildiDgs owned,
value $800; z rented at $90 per year, ZS15 volunteer
members; annual expenses. $9000: bell alarm.
Chief elected by members. W. L. Craig,
Water Supply-^ dstems, supplied from
roofs; streams and wells. R. W. DuHey, Town
Clerk.
Colwnbmay Lowndes Co., population 5350;
area, xa8o acres; fire limit, 840 acres; fireworks
ordinance; causesof fires investigated; mercantile
tniildings, brick, two to four stories; dwellings,
brick and wood, two stories; department consists of
a steam engines, i hand engine, z hook and Udder
truck, 6 hose carriages; Siamese couplings used;
9000 feet good rubber hose; zooo poor; value of ap-
paratus and supplies, $90,000; membership, 900; 4
buildings owned, value ^5000; annual escpenses,
$1000; bell alarm. Chiet elected by Mayor and
aldermen. J. E. Leigh.
Watbk Supply— 3 reservoirs, supplied by
pump; total capacity, 148,000 gallons; direct pnmp-
wg system; 3 cisterns, suppued by pump; capa-
city, 35,000 gallons daily, one; diameter of street
mains, a IncMs; number of hydrants, 100; pressure,
Sto 60 pounds. R. J. Frierson, Snpt.; J. W.
opkins. City Clerk.
Cryatal SpriBfs» Copiah Co., population
*x5oo; bmldings, firsjne and brick, one story;
wooden rood permitted; department consists of 4
chemical hand extinguishers, z hook and ladder
truck; value of apparatus and supplies, $600;
membership 40, aU volunteers; beU alarm. C.
Appel.
WATCx Supply— Public wells and cistern. J.
M. Eagan, Town Clerk.
GreeiiTllley Washington Co., population *8ooo;
area, 9000 acres; fire limit, same; mercantile build-
ings, brick, one and two stories; dwellings, frame,
one and two stories; department consists of 9 steam
engines, x hand engine, x hook and ladder truck, a
hose carriages, Siamese oongflings used; 900 feet
good rubber hose; 400 poor; 3 horses; value of ap-
paratus and snppUes, $xo.ooo; membership co, 5
paid; annual expenses. $aooo; bell alarm. Chief
elected by companies, confirmed by council.
Watxi Supply— x5 dstems. filled from river
and roofr; direct pressure; water-works to be
constructed during X889. R* ^« Telford. Mayor,
Wm. Yerger, City Cltfk.
JacktfOBt Hinds Co., population 5904; area and
fire bmit. X500 acres; mercantile buildings, brick,
two stories; wooden roots permitted; dwellings,
frame, one and two stories; department consists of
3 steam engines, 3 hand engines, x hook and ladder
truck, 4 hose carriages; riamese couplings used;
3880 feet good rubber hose; value of apparatus and
supplies 19765; 6 buildings, value $9000; member-
ship. 347; annual expenses, $3500; bell alarm.
Chief elected by members. W. S. Hamilton.
Watbr Supply— River; stand-pipe svstem; daily
capacity of pumps 3,000.000 gallons; 80 hydrants;
13 miles mains, diameter 4 to X3 inch; pressure 60
to 13^ pounds; cost of works $110,000. A. L.
Saunders, Pres. Co.; Chas. Dudley, Supt ; Wm.
Henry, Mayor; J. T. Buck. City Qerk.
Koseiosco. Attala Co., population *X40o;
buildings, brick and wood, one and two stories; de-
partment consists of X hook and ladder truck; value
Elfoy
of apparatus and supplies, $750; mcaiben so, vol-
unteers; bell alarm.
Watbr Supply— Wells. J. C. Oaik. Msmt;
J. D. Comfort, Town Cletk.
Maomiy Noxibne Co., population
XOQO acres; fire Umit. xx acne; mercaDi
brick, one and two stories; fraase dweDings,
and two stories; department conaiats of x hookah
ladder trade; 35 vcomteer memticrs; bcil alana.
Watbe Supply— 1^ cistema, snppised horn
roofi; capacity, 10,000 gallons dafly. Wm. Fkmdt
Town Clerk.
McCoM^y Pike Co., population X98a; buifciiBfr
frame, one storr, wooden roofe pcnnittod; dc|>KK
ment consists of x hand engine, x chemical eafiM;.
9 chemical hand extinguishers; x hook end law
trudi; 500 feet good nil£er.hose; value ot appaniB
and supplies $500; 30 volunteer members; asmii
expenses, $xoo; bell and iriiistle alarm.
WATBK Supply— PMn 3 dstems.
Xerldian, lAuderdalaCo., popolsrtioQ *x5.ooq:
area, X440 acres; fire limit, 950 acres; fizevocks or-
dinance; mercantile buildincs, bric^. two stocks;
wood dwellings, one story; department coomti d
3 steam engines, x hand engine, 5 hose carrimfB:
Siamese couplings used; 3000 feet hoee; 3 booes
value of apparatus aad supplies, $x8,ooo; x bniUe<
rented atVx5 per month; xjomembera. 3 paid; »
nual expeoses, $aooo; American alnrm; ao stic0
boxes. Lewis Rosenbaum.
Water Supply — Natural springs; sysea
gravity-and direct pumping; xaohydxmnts; 8 bus
mains, diameter 4 to xo inches; gatea and bcibs
not describedjpressare, 60 to xoo pounds. G. &-
»p, Siu>t; Tnos. H. Grilfin. Mayor; J. R. Me-
>y. City Clerk.
M«aa Pttiat. Jackson Co., popnlniion *s9or
department consists of 3 band endues; 359 Ibbi
good hose; 35 vohinteer members.
Watbk Supply— River and lake.
NatekeSy Adams Co., population *xo,ooo; aia^
640 acres; fire limit, x6o acres; merenntile bail-
ings, brick and wood, one and two stories; wooda
rools permitted; brick and frame dwellings, oae
and two stories; 3 steam engines, x hand engiv.
hook and ladder truck, 3 hMis carriages; xooo face
good rubber hose; value of steamers, $iD,oa« j
buildings, a owned by dty, x by company, vsbr
$xo,ooo; 3«> volunteer members; am '
$1500; bell alarm. J. J. O. Renall.
Watbk Supply — Cisterns;
tracted lor and will be erected dnringpnaent yesc
proposed system not described. W. G. Benfamc
Mayor; T. R. Quarterman, City Qetk.
Port 6ikeo«, Claiborne Co.. popnlatinn xjoou
4 chemical exdnguishers, x hook and ladder txnck:
30 men, volunteers.
Water Supply— Private dstems. Fknnk H.
Foote, Town Clerk.
SemntOBy Jackson Ca, popolatkm ^500; sr^
X mile; frame buildings, 9 and xo feet; x hsad
engine, a chemical hana extinguishers, x hook sal
la<Mer truck, x hose carriage; 300 feet good bose
78 volunteer members; beU alarm. Chief lIhiiH
by companies.
Watek Supply— River, wells and 30 dsteras.
StnrkTilley Oktibbeha Co., population *x^
area, 3600 acres; fire limit. X350 acres; sale d on*
works prohibited; causes of fires investigated; brick
and fimme buildings, one and two stones; x hook
und ladder truck, value $1000; x building nsed, value
); 36 volunteer members: bell alarm. Chief
elected by baUot. E. B. MitcfaeU.
$3000;
Water Supply— xoo dstems, supplied by gut-
ters and tiling. J. T, Chides, Town Clerk.
Sammlty Pike Co., populauon *aooo;adieoiica2
Fire JPr^defOum and Water Supply.
eztinciiislien; i book and hukkr track; aomomben.
J. J. Havers.
Watbx Supplt^9 cittenu and wdls. J. C.
Lamkia, Mayor; S. A. Matdiows, Town Clerk.
YiekatarfTf Wairen Co., population *flo,ooo;
meicantfle baildings, brick, three itorles; dweUingi,
fnmm and brick, two stotiet; department consists ol
3 steam engine, z hook and ladder track, 5 hose
carriages; Siamese oonplings used; 2500 feet good
rabber boee; 1000 poor; zz horses; Ynlne of ap»
paratus and tnpplffi. %fttffifiviT', 5 bnfldtngs need,
'vnlne $io«oao, owned hj eoopanfes; ago msmbers;
7 paid; annnal eacpenses, $8000; tdepbone; beU
alann. Chief elsoled bf department. John K.
Bnizelins.
Watbk Supply— River; system pnmping to
stand-pipe and direct; Dean pnmping machinery;
daily capacity, a,ooo,ooo galfons; 8z nydrants; 14
miles mains; diameter, 6 to z6 inch; 78 gates, Lud-
low; qnality water, soft, settling basins, filtration;
pressore, 48 to z^ pounds; cost of works, $250,-
oco; interest paid, o per cent. C. C. Pomeroy,
Pres. Co.; Jas. B. Brown, Supt.; R. F. Becks,
Mayor; H. J. TYowbridge, City Clerk.
WeaaoBy Copiah Co., population *37oo; build-
ings, frame and orick, one and two stories; wooden
roofs i>ermitted; no fire department; Z5 chemical
hand extinguishers; z hose carriage; 500 feet good
rabber hose; aoo poor; 1500 feet good linen hose;
aoo poor; 500 leather, good; 300 poor; apparatus is
owned by miU; whistle and beU alarm.
Water Supply— Creek and cisterns; system,
direct and pumping to reservoir; Worthington,
Dean, pumping machinery; daily capacity, a,ooo.-
000 gallons; 22 nydrants; i mile 6 inch mains; ^
gates, Chapman; pressure, 50 to 9c» pounds; cost
of works about $z7,ooo; annual expenses, $300.
John Hopkinson, Supt, T. D. Day, Mayor; A. T.
Woodin. City Clerk.
Yasoo Citfy Yasoo Co., population '3500;
area, 800 acres; fire Ihnits, 350 acres; fireworks
ordinance; causes of fires investigated; mercantile
buildings, brick and wood, two stories; dwellings;
wood and brick, one and two stories; department
consists of z steam engine, z hai
and ladder track, a hose carriag
lings used; Z400 feet rubber hose, j
feet leather, i^ood; value of appan
$8000; a bmldings owned, valu
■hip, iPS't I paid; annual exp
alarm. Chief elected by departn
by city council. John Lear.
Watck Supply— z8 dstcras, 1
of bnildinn, capacity a8o,ooo
I, Qty Clcstk.
Tlie ioBowing ptaees have n 1
Batesvllle, Panola Co., populat i
Harrison Co., populadon acoo; 1 1
tiss Co., popnlanon 603; Brand 1
population zooo; Byhalia, Marsha 1
^o; Clarksdale, Coahoma Co..
Cleveland, Ek>]ivar Co.,populatio 1
Yalabusha Co., populatfon zoso;
Co., population 2500; DaleviUe, 1
population 500; Durant, Holmes !
zooo; ElUsville, Jones Co., populi
prise. Clark Co., populadon tws; 1
population 800; Friars Point, Coa
lation 676; Grenada, Grenada Co.,
Hattiesburgh, Perry Co., popula 1
hiuit, Copiah Co., population aoo
SotoCo., population 583: Holly i
Co.. populatioQ 3000; Houston,
1000500; luka, Tishomingi I
Lexington, Holmes Co., i
^nolia, rike Co., populatloB
Chiduuaw Co., population aw, ( 1
Co., population zsoa; Pass Christii 1
populadon Z4Z0; Pittsboro, Calho 1
tion6oo; Raymond, Hinds Co.,
Ripley, Tippah Co. , population Z05 ;
Co., population Z373; Soooba, Ke 1
lation 540; Senatobia, Tate Co., ] 1
Shubuta, Clarke Co., populatioi
Tunica Co., population «oo; Tu
population Z008; Water Valley, 1
population 4000; West Point, Cla} I
mo; Westville, Simpson Co.,
Winona, Montgomery Co., populai 1
ville, Wilkinson Co., population 9C ;
MISSOURI.
BoonTllle, Cooper Co,, population 5850; z
hook and ladder truck, 3 hose carriages; Z500 feet
cotton hose, good; ao vohmteers. L. H. Levcns.
Watbk Supply— Water-woiks; 50 fire plugs;
4 cisterns; domestic pressore, 65 pounds; Perkins
system. F. Snap, Town Clerk.
BmMawiek} Charlton Co., population *aaoo;
buildings, brick and frame, twostones; department
oonsii^ of z hand engine, a hand chemiosl extin-
guishers; aoo feet rabl>er hose, good; members, ao,
volonteecs (has disbanded.)
Watbr Supply— Water tanks and river; z
z hydrant. W. A. Knappcnberger, Town
g%'
CalUornlAy Moniteau Co., population *^soo;
ladders and hooks.
Watbr Supply— Wells. S. F. Hart, Town
Clerk.
ation •3500; z
hose; 40 volunteer
GaneroH, Clinton Co.,
band engine; 600 feet
membors. W. Sacket
Watbr Supply— Cisterns.
GaiitOH» Lewis Co., population 2633; z hand
engine; z hook and ladder track; a hose carriages;
Z490 feet good cotton hose; 400 feet good learner;
200 good rabber, 600 poor leather; 85 volmteer
members. L. H. Condst
Watbr Supply— River, water tanks and 5 cis-
terns. S. Stewart, Town Clerk.
Cape GlrMr4eam» Cape Girai I
lation *5ooo; 2 hand engines; z ] 1
hook and ladder truck; 6oolieet go 1
volunteer fin department, 45 activ 1
men.
Watbr Supply— River, crael
PhmpA.Hoch.
CanoUtOBy Carroll Co., pc|
area, 640 acres; z hook and ladd !
carts; telephone alarm; 47 volui
L. M. Metder.
Watbr Supply— Direct pressui *
Gaskdlpufflp; 24 hydrants; a mill
sure, 80 to 90 pounds. K. Turai
Drake, Mayor; John Patton, City C
Carthage, Jasper Co., populatii
carts; z hook and ladder track; aooci
ber hose; 500 feet poor; 48 volui
Geo. H. Thomas.
Watbr Supply— River; system
direct pumping; knowles machineii
ity, 3,000,000 gallons; 69 hydrants; :
diameter 4 to zo inches; 20 gates, C
ters. Crown. National; pressure. 74
cost of works. $Z25,ooo. C. H. MaJ
Bartlett, Supt.; B. F. Thomas, 1
Williams, City Clerk.
Charleston y Mississippi Co., pc
area and fire limit, 400 acres; firew<
causes of fires investigated; brick ai
110
Fire PrtOectum and MfTaier Shgppiy.
inn, one and two stories; z band engine, i chemi-
ttl engine; loo leeC rabber bose; vsbie of apperatos,
fzooo; value of bnildingt fSo; bdl alarm,
Water Supply— Driven pumps. .S. G. Twld^
die, Town Clerk.
CkUlleolli6t Livingston Co., population «8oo:
department consists of z hand engine, i hook and
ladder track, a hose carriages; zooo feet good hose.
A. M. Shelton.
Water Supply— Slaod-pipe; direct pressure and
savitr; 91 hydrants; further infonnatk>n withheld.
N. C. Irwin, Supt.; J. L. Schmiu, Mayor; B.
Craycroft, City Clerk.
CIlntOHy Henry Co., population *$Soo; 3 hose
«arts; a hook and ladder trucks; zoo feet ot good
rubber hose. J. C. Lepscnm.
Water Supply— Riven system; stand-pipe and
direct pumping; schydimnts; mains, gates, meters
and pumps not described; pressure, 50 pounds.
W. H. Aden. Supt.; A. Haynie, City Oak.
Fvlton, Callaway Co., population *3cxx>; z book
and ladder truck, 3 chemical extinguishers.
Water Supply— Wells; water works in course
of coDstraction. W. H. Dawson, Pres. of Co.;
James Lach to be Supt.; T. M. Bolton, Town
GleriK.
H«ailtOB,Caldwell Co., population *90oo; s
hand engines and hook and ladder company, with
outfit of hooks, ladders, pikes, etc.; 40 men. C. A.
Thornton.
Water Supply— Cisterns. S. M. Young, Town
Clerk.
Hamnltel, Marion Co., population zz,o74;
area, ao6o acres; fire limit, same; causes of fire in-
veitigated; mercandle bufldinn, brick, three stories;
wooden roofs permitted; dwelBngs, brick and wood,
two stories; droartment consists of z steam engine,
hook and ladder truck, 3 hose carriages, 4900 feet
good rabber bose; zooo feet poor; 3 horses; value of
apparatus and supplies, $Z3,90o: z building used,
value $5000; owned by city; membership, 30; part
paid, 6; annual expenses, $0750; bell and telephone
alarm. Chief appointed by council. T. R. Parks.
Water Supply— Water-works; z reservoh-; sup-
plied by steam pumps; Z3^ miles street mains; di-
ameter 4 to z6 inches; 78 hydrants; pressure, Z50
pounds; annual expenses of water department,
$5,700. J. H. Decker; J. C. Louis, Supt.
Hermann, Gasconade Co., population Z500;
area and fire limit. 960 acres; mercantile buildings,
brick and stone, two and three stories; wooden loofr
permitted; dwellings, frame, brick and stone, two
and three stories; department consists of z steam
engine, a hand engines, z hook and ladder track, a
hose carriages; Siamese couplings used; zooo feet
good rabber hose; 200 poor; value of apparatus and
supplies, $4000; value of buildings owned, $zooo;
75 volunteer members; annual expenses, $z5o; bell
alarm. Chief elected by members. Hugo Kropp.
Water Supply— River and 6 cisteras; capacity
of cisteras, zo,ooo gallons. T. Graf, Town Clerk.
Holden^ Johnson Co.. population 4500; build-
ings, brick, one and two stories; department con-
sists of hook and ladder track; z hose carriage; zooo
feet good cotton hose; 40 members; volunteers;
value of apparatus fzsoo. J. S. Johnson.
Water Supply— Water-works; stand-pipe sys-
tem; 50 hydrants; further particulars not given. R.
P. Adams, Supt.; Wm. B. Braddy , Town Clerk.
Independoncoy Jackson Co., population *8ooo;
I hose carriage; zooo feet good hose; 30 members,
volunteers. J. George. ^
Water Supply— Direct pressure; water-works;
50 hydrants; S% miles mains; pressure 60 to zoo
pounds. W. E. IK^nner, Supt; Jas. F. Arasinas.
City Cleric
Irm MawntniB, St Franoob Co., popnktios
*a4oo; aoo feet serviceable hose.
WATER Supply— Water-works, cnadtj i,ooq,-
oco gallons; preasore. Z40 pouDds. Tovn b tbe
property of the Inm Mountain Co. C. C Mote.
JalTenoA Clly« Cole Co.. popnlation 8000; a
steam engines; z book and ladder truck; x bod
engine; a hose carriaces; aooo feet good vAka
hose; 250 ieet poor; 30 men. volnnteen. GhtriB
H. Palmer.
Water Supply— Water-woiks, newly encttd
and not described. P. B. Perkins, Geocge N.
Winston.
Jopliny Jasper Co., populadon *za,ooo; i boat
and ladder track; 3 hose carts; 400 feet robber boK
in good condition; 2500 feet good cotton base; Sj
men, volunteers. George W. Payton.
Water Supply— <Mvity pressure; 13 milacf
mains; 6$ hydrants. Charies M. Gkyver. Jofia
Fisher.
JCnnsas Cltr^ Jackson Co.. popnlatioa *n-
ooo;. area, Z5 square miles; fireworks onfiaasa;
causes of fires mvestigated; mercantfie bnOdiB^
brick and stone, two to ten stories; dwdUngii fi>B&
brick and stone, one to five stories; depaitoMSt as-
sists of 3 steam engines, z chemical ensiae. ijcfatt-
ical hand extinguishers, a hook and ladder Ixvbi
a hose wagons, a water towers, zo hose csniigK
Siamese couplings used; az.6oo feet hoie is fw^
condition; ^|qoo feet toir, 34 boraes; valoe 01 f^
ana supplies and zo buildings omed bj
membership of depoittMc;
paratus and supplies and zo buildinji
oepartment, $949,550; membership oiu^f-x;^ —
78, all paid; aonuiu expenses of department, $1^-
000; telephone and telegraph alarm. Chief ekciK
by city council. Geo. C. Hale.
Water Supply— Direct pumping system; i
reservoirs, supplied firom Miaaoon river; jponpiBC
capacity, 37,000,000 callons daflj; zxo miles sttvt
mains; diameter of largest, 30 mcbes; smaBot, 4
inches; number of hydrants, zzo6; pressure. 70JJ
zzo pounds; pumping machinery by HoJlr v
Worthington; gates by Ludlow, Chapman. Gt2va<
Eddy; Z350 meters. National. Worthingiao; if
tUnff basin filtration. Giles E. Taintor, llaipr B-
F. Jones. Supt.; J.J. Davenport, Mavor; E.L«f
worthy, City Clerk.
KirlMTillei Adair C6., population •35x8; b^
ings, fi-ame and brick; z haiul engine; z bose o^
riage; 900 feet hose; value of apparatus, $800; aea-
bership 45. all vohinteers; annual exposes, |m
bell alarm. C. E. Ross.
Water Supply— Wens. Charies Miller.T9n
Cleric.
Jjml Graave, Lewis Co., population 133^ >"■
500 acres; fiie limit, same; fireworks ordhisBce
causes of fires investigated; mercantile boSmp-
brick and wood, three stories; woodea nob ^
mitted; dwellings, wood and brick, two it(«i«^
partment consists of z hook and ladder tnidL; /^
ot wparatus and supplies. $500; z boildinf n vsi
by department, value |z3oo; membership ao, p>^
paid; beU alarm. Chief appointed by dtf coeaa.
D. C. Sldnnei'.
Water Supply— River. J. B. Suddntb, Tuis
Clerk.
LebattOBy Laclede Co., population *3fx^ ^
fire protection; company tar the coastroctiofl »
water-works just organised.
LeziagtOBy La Fayette Co., populstioB *4»^
area. 500 acres; brick and wood buiMi»4s;J^
and ladder truck; a hose cars; zooo feet good 00^
value of apparatus. $1500; 45 volunteer wtmiei
bell alarm. JohnWelborn. . .^
Water Supply— Water-works; stsnd-pp«^
tem; Blake pumps; daUy capacity; %SP^ooo paati.
rxre TTOtecttan ana vrater ciwpply.
Ill
7 mOes of mains; «o l^ydrants; 35 gates; xo Crown
meters; pressure, 80 to 130 pounds; cost of works,
$95,000; annual expenses, ¥3500. William Morri-
son, Pres.; £. W. Abendrotb, Supt.; A. Johnson,
City Clerk.
liOnisianfty Pipe Co., population 55,500; area,
50 acres; fire limit, 14 blocks; mercantile buildings,
brick and stone, two to four stories; wooden roofo
permitted; brick, stone and frame dwellings, one to
three stories; department consists of x steam engine,
a hose carriages; Siamese couplings in use; aooo
feet good rubber hose, 300 feet poor; a horses; value
of u>paratus and supphes, $6000; x building owned
by department, value $aooo; x^ volunteer members;
annual expenses, $1600. Chief appointed by the
city council. C. H. Robertson.
Water Supply— Water-works. W. M. White.
Town Clerk.
MaeoB* Macon Co., population *400o; area, 640
fire limits, 6 acres; fireworks ordinance; bride
and wood buildings, one to three stories* wooden
roofi permitted; x steam engine; 3 chemical hand
extinguishers, x hook and ladder truck, a hose cai^
riages; Siamese couplings used; xooo feet good rub-
ber h<Me, 500 poor; value of ai^;>aratus and supplies,
$X3,ooo; I building owned, value $3500; 30 part
paid members; annual expenses, $400; bdl alarm.
Chief chosen by council.
Water Supply— 3 reservoirs and 5 dstems;
capacity, 30,000 barrels daily.
Marslially Saline Co., population ^5000; x hook
and ladder truck; 4 hand extinguishers; a hose
carts; xooo feet hose; 47 men. D. H. Folck.
Water Supply— water-works; direct pressure.
E. R. Page, C. E. MarshalL
MaryTilley Nodaway Co., population *5ooo;
area, 500 acres; fire limit, 60 acres; fireworks ordi-
nance; buildings, brick, one and one and a half
stories; 3 hose carriages; xooo feet good rubber
hose; beU alarm.
Water Supply— Water-works; Holly system; 7
miles street mains; 51 hydrants; direct pressure;
C. P. Denny, W. H. Davey.
Hexioo, Audrain Co., population 6500; a hose
carriages; xooo feet cotton hose; 14 men. R. M.
White.
Water Supply— Reservoir; direct pressure;
water-works; Blake pumps, daily capacity, 1,000,-
000 gallons; 50 hydrants, 5 miles mams; pressure,
80 to ISO pounds; cost of works, $75,000. £. R.
Cunningham, Supt; J. C. Bassford, Mayor; J. M.
Riley, Town Clerk.
Hoberly, Randolph Co., population *xo,ooo(
z steam engine; 4 chemical extinguishers; a hose
carriages: aooo feet good cotton hose; X4 men paid
for actual service.
Water Supply— i reservoir, 30,000.000 gallons
capacity; direct pressure; 6 cisterns, xo.ooo gallons
capaaty eadi. D. S. Forney, J. F. Rucker.
HOBtgomerr CitT, Montgomery Co., popu-
lation *25oo; buildings, brick and wood, one and
two stories: department consists of x hand engine,
X chemical engine, 10 chemical extioguishers, 3
book and ladder trucks, a hose carriages; xooo feet
good rubber hose; 500 teet poor rubber hose; 500
feet good leather hose; value of apparatus and sup-
plies, $7000; xo horses; 25 members; expenses In
1887, $1000; telephone alarm. Will. Lewis.
WATER Supply— 4 reservoirs; capacity, 30,000
gallons; 5 miles strtet mains; ao hydrants; pres-
sure, 5000 pounds. T. Suethen.
HevMAf Vernon Co., population 12.000; x hook
and ladder truck, a hose carriages; X500 feet of
hose; value of apparatus, $4500; 6a volunteer
members; bell alarm. W. W. Templin.
WATsa Sup PL Y—Water- works, river, reservoir
and tower; xa miles of mains; 86 hydrants; pressure,
X40 pounds. C. B. Ingels, J. A. Lovell.
Ifortk SprlBfffieldy Greene Co., population
*520o: frame and brick buildings, one to four stories;
2 chemical hand extinguishers, x hook and ladder
truck, a hose carriages; xooo feet good rubber hose;
3 buildings used, value $4000; 30 volunteer mem-
bers; enenses for x888, $435; bell alarm. Chief
elected by members.
Water Supply— Water-works; x reservoir, ca-
pacity x,6oo.ooo gallons daOy; 4 miles mains;
diameter, 4 to la inches; 29 hydrants; pressure, 60
pounds. P. B. Perkins.
Facifiey Franklin Co., population *x5oo; xhook
and ladder truck, value $350; x hand engine or
pump; cost, $260.
Water Supply — Cisterns and wells. J. C.
Lasanhier, Town Clerk.
Pierce City, Lawrence Co., population *45oo;
brick And frame buildings, two and three stones;
department consists of 100 chemical hand extin-
guishers, X hook and ladder truck, 2 hose carriages;
1800 feet good rubber hose; value of apparatus and
supplies, $290o; 50 members, xo paid part time, 40-
voiunteers; bell alarm. G. H. Scnoen.
Water Supply— Cisterns; stand-pipe svstem
works; 25 hydrants; 7 miles mains, 6 and 8 mches
diameter; pressure, 40 to 60 pounds. J. Guinney,
Supt.; G. R. Armstrong, Mayor.
Pilot Knob. Iron Co., population 1359; no
fire department; hooks and ladders.
Water Supply — Wells. Theodore Rudy,
Town Clerk.
Rollfty Phelps Co., population 3000; i hand en>
gine; x book and ladder triKk; x chemical extin*
guisher; 55 members. Geo. L. Leve.
Water Supply— Cisterns. T. D. Smith, Town.
Clerk.
At. Cliarlesy St. Charles Co., population 50x4;.
area, X280 acres; mercantile buildmgs, brick, two
stories; wooden roofs permitted; brick and fi«me
dwdlings, two stories; department consists of x
hand en^ne, a hook and ladder trucks, 4 hose car-
riages; Siamese couplings used; 2200 feet good rub-
ber hose; value of 'apparatus and supplies, $3000;.
a buildings owned, value Scooo; X30 volunteer mem-
bers; annual expenses, 9600; bells and electric
alarm system, 2 street boxes. Chief elected by city
coundl.
Water Supply— Tower system* 2 reservoirs,
supplied by pumps from Missouri nver; capacity,
x,ooo,ooo ndlons daily; 8 miles of street mains;
diameter, 6 to la inches; 45 hydrants; pressure, X30^
pdunds; annual expenses of water department,
$^5oa St. Charles Water and Heating Company.
HTB. Hute.
St* Joaephy Buchanan Co., population *8o,ooo;.
area, 8000 acres; fire limit, 1600 acres; fireworks
ordinance; causes of fires investigated; mercantile
buildings, brick, four to six stories, metal roofis;
dwellings, brick and frame, one and three stories;
depaitment consists of x steam engine, x chemical
engine, 2 chemical hand extinguishers, x hook and
ladder truck, 5 hose carriages; Siamese couplinga
used; 5000 feet good rubber hose; ichorses; x build-
ing rented, $300 per year; value $18,000; 26 fiill
pidd members; annual expenses, $30,000; telephone
alarm. Chief appointed by Mayor and connrmed
by council. M. M. Kane.
Water Supply— Water-works; dfrect pumping
system; 3 reservoirs; capacity, x6,ooo,ooo gallons
(Udly; 35 miles street mains; diameter 4 to ao Inches
300 hydrants; pressure, 80 to X48 pounds; aimual
expenses of water department, $25,000. L. C.
Bums, Supt; G. J. Bnglehart, Mayor; P. B.
Wright, cSy Qerk,
112
Fire Protection and Water Sugpply.
MISSOURI— Ow/AtMif.
St. Lonis^ St. Louis Co., population. *45o,ooo;
ordinance regulating sale and use of fireworks;
mercantile buildings, brick, stone and iron: height,
four to ten stories; wooden roofs permitted; dwell-
ings brick and stone, three stories in height; fire
department consists of «i steam engines, 3 chemical
engines. 90 chemical hand extinguishers; 8 hook
and ladder trucks, ^ hose carnages, 6 supply
$375,000; membmhip of department, 350, full paid;
nre alarm telegraph, 440 street boxes. Chief nomi-
nated by Mayor and approved by city council; fire
|)atrol supported by tmaerwiiters; z8 men paid full
time. John Lindsay.
Water Supply—- Riyer; pnmpin|r system to
storage reservoirs and stand-pipes; daJlT capacity of
high service pumps 04,000,000, and of low service
pumps 61,000,000 gallons; 33^ hydrants; 391 miles
mains; diameter 6 to 36 inch; 9963 gates (home
make); 2800 meters, Worthington, Crown and Her-
sey; pressure z8 to 95 pounds; cost of works $7,000,-
ooo; annual expenses, £938,700. A. W. Grote,
Chief Engineer; Geo. w. Allen, Mayor. A new
low service system to cost $3,000,000 is under con-
struction.
SaTannahy Andrew Co., population *9ooo;
frame buildings; i hook and ladder truck.
Water Supply— Well and elevated tank. W.
L. Kirtly, Town Clerk.
8e4alla« Pettis Co., population *90,coo; 3 steam
engines; z hook and ladder truck; 9 hose carriages;
3000 feet cotton hose, good; 500 feet poor; 500 feet
rubber, new; 94 men, la paid full dme, Z9 part
time; Z9 horses; 3 buildings in use. H. Willis.
Water Supply— Direct pumping; a reservoirs,
80,000,000 gallons; Blake and Deane pumps,
daily capacity 9,500,000 gallons; 30 miles of mains;
150 hydrants; 9 stand-pipes, capacity 30,000 gallons,
Epesture 50 to 300 pounds; Feet, Chapman and
udlow gates; 50 meters, Worthington. Crown,
Union; cost of works, $300,000. J. B. Quigley,
Pres. Co.; S. F. Rosse, Supt.; J. D. Crawford,
Mayor; J. Conrley, City Clerk.
ShelbiMa, Shelby Co., population *Z90o: area,
1440 acres; fire limit, z block; fireworks ordinance;
mercantile buildings, brick, two stories; wooden
roofs permitted; dwellings, frame, one story: de-
department, 9 hand engines; 800 feet rubber hose,
poor; value of apparatus, $500; bell alarm. F. C.
Nitsche.
Water Supply — 3 cisterns, supplied from
buildings; 9 wells. Wm. Morgan, Town Clerk.
SpriagfieMy Green Co., population '30,000;
dweuingi, brick, two and three stories; department
consists of 8 chemical hand exdnguishers, z hook
and ladder truck, 9 hose carts; zo,aoo feet hose; value
of apparatus and supplies, $Z90o; z building used,
value $9500; memboihip, 36, volunteer; annual
expenses, $950; bell and telephone alarm. Chief
elected by company, approved by ooondl. R. £.
Everett.
Water Supply — Water-works; gravity and
direct; 19 miles of mains: pressure, zco pounds.
J. B. Perkins, P. Foley.
TreatOB, Grundy Co., populatk>n *5ooo; area,
tS40 acres; fire limit, zoo acres; frame and brick
buildings; z hook and ladder truck; z chemical hand
extingtiisher. Charles Glaspell.
Water SuppLY-^Water-works; stand-pipe aad
direct pumping; .daily capacity of pumps, 3.000,000
gallons; 59 hydrants, mains, gates and meters not
described; pressure, 60 to zzo pounds. W. H.
Fritz, Pies.; C. A. Conradi, Supt; Wm. MazweU.
City aerk.
Washiagton* Franklin Co.. popoiatioB *f»o:
area, zaSo acres; brick buildings; 9 band eagiaes;?
hose carts; z hook and ladder truck; soofeetbsse;
volunteer fire department, 40 memlMn. H. J.
Buhr, J. Owns.
The following places have no fire protedioB;
Adrian, Bates Co., population zaoo. AlbtiiT,
Gentry Co., population z6oo. Appleton Citr. St.
Clair Co., population azoo. Arrow Rock,Safiae
Co., population 800. Ash Grove, Gieeoe Co,
population Z900. Ashland, Boone Co., popokiioi
600. Aurora, Lawrence Co., popolitioa 4000.
Aurora Springs, Miller Co., popuIatioD xoool
Auxvasse, Callaway Co., population 50a Avaka.
Livingston Co., populaibon 700. Bamsid. Nod-
away Co., population 500. Bdton. Gas Co,
population zaoo. Bethany, Harrison Cow, pa(«l«-
tion Z400. Bevier, Macon Co.. popolatioa 15001
Birmingham, Clay Co., popal»tion 600. Blon-
fiekl, Stoddard Co., population 550. BhR Suiigi
Jackson Co., population 500. BoldDoiir, AadRf
Co., population 795. Boliver, PoIk'Co..poplb-
tion 900O. Bonntf Terre, St FVancois Co.. pcpali-
tion 4900. Bowling Green, Pike Co.. popshtn
Z700. Breckenzidge, Caldwdl Co., popofani
Z300. Brookfield, Linn Co., poptdaixm p^
Browning, Linn Co., population 500. BroviuBf
ton, Henry Co., population 500. BuGUiii.Lie
Co., population 800. Bufiafo, Dallas Co.. poptli'
tion 968. Burlington JunetioA, Nodaway <X
population zaoo. Butier, Bates Co., popnbt»
4000. Cabool, Texas Co., population 700. CiB-
tomia, Moniteau Co., population z6oa Cano-
ville, Jasper Co., population z8oo. CisB*ilk.
Barry Co., popolatioo 650. Centralia, Booae Co.
popiuation 9900. Chamois, Osage Co.. popt^
tion ^69. Clarence, Shelby Co.. popalatioo im
Clarksburg, Moniteau Co.. popnlatioB to
Claricsville, Pike Co., population zjoa Cohmbo.
Boone Co., population 4000. Commeroe, Scot
Co., population joo. Concordia, Lafrvette C&.
population 79<. Craig, Holt Co., popiuation 90a
ueepwater, Henry Co., population 500. De Soic.
Jefferson Co., pooulation 3400. Dexter On.
Stoddard Co., population 800. Doniphao. RipkT
Co., population 600. Edina, Knox Co., pofw*-
tfon zSoo. Eldorado Springs. Cedar Co., VV^
tion 9500. Farminston. St Pranools Ca. pojwl*'
tion Z400. Fayette, Howard Co., populatioe »&
Forsyth, Trney Co., population 500. Frulm
Pike Co., populatfon 500. Fredericktovii. Madi-
son Co., population Z895. Gallatin. Davirn (X
population Z960. Gait. Grundy Co., popsl*-
tion 6150. Glasgow, Howard Co., popnlatioii it4i'
Glenwood. Schuyler Co., population 70a GoIdeB
City, Barton Co.. population 1300. Grant Oty.
Worth Co., population Z400. GreenficU, Didi
Co., population zspo. Green Ridge, Petos Co..
population zoco. Greenville, Wayne Co.. popol*'
tion Z300. Hale, Carr<^ Co., popnlatioo &ft
Hardin, Ray Co., population 5C0. Harrisootxik
Cass Co., population 9000. Hisbee, RandolpK
Co., population 600. Higrlnsvifie. La FsfeOe
Co., population aooo. Hopkins, Nodaway Co-
population 990. HumansviDe, Polk Ca. pop8i>
tion zooo. Hume, Bates Co.. popolatioD 60a
Huntsville, Rando^h Co., population 9000. Ins-
ton, Iron Co., population 759. Jacksoo, Ctpo
Girardeau Co., population zooo. Jsmesort.
Daviess Co. , population zaoo. Jasper, Jasper Co..
population 9x>. Kahoka. ClarlEe Co.. pop**
fation zaoo." Kearney, Clay Co..
zooo. Keytesville, Chariton Co.,
Kings Ohr, Gentry Co.,
1000.
m woo.
Kingston; taldweU Co., populadon TSp- ^'
wood, St. Louis Co., population aaoo. >uiob Not-
ter, Johnson Co.. population Z955. La Bdie.
Lewis Co., population 67c. La Ciede, Una Co.
population Z9oa LaddonTa, Audrain Ca, popaa*
Fire Protection and Water Stgofplt/.
'Z3
o.. population Z5oa Lawson. Raj Co., popida-
3D 700. Liberty, Clay Co.. population 2500. Linn
reek, Camden Co., population 1000. Linnens,
inn Co., population zooo. Lockwood, Dade
0., population 800. Lowry City, St. Clair Co..
>pu]a(ion 600. Maitland, Holt Co., population
o. Maiden, Dunklin Co., population 899. Malta
end, Saline Co., population 500. Marceline,
inn Co., population 3000. Marionville, Lawrence
9., population zosa Marquand, Madison Co.,
>pulation 400. Marshfield, Webster Co.,
tion 1000. Meadville, Linn Co., population .
empbis. Scotland Co., population 1800. Miami,
dine Co., population Z097. Middletown, Mont-
imery Co., population 595. Milan, Sullivan Co.,
pulation 1600. Monett, Bairy Co., population
oo. Monroe City. Monroe Co., population 171a
ontrose, Henry Co., population 1000. M6ttnd
ty. Holt Co., population 1500. Mountain Grove,
hght Co., population zioo. Mt. Vernon, Law-
nee Co., population 800. Neosho, Newton Co.,
pulation 2500. New Cambria, Maoon Co.,
pulation zodo. New Florence, Montgomery Co.,
pulation 600. New Haven, Franklin Co., popu-
ion zooo. New London, Rallas Co., population
». New Madrid, New Madrid Co., population
). Norbome, Carroll Co., population zaoo. Odes-
La Fayette Co., populationiaooo. Oregon, Holt
)., population zooo. Osbom, De iGdb Co.,
pulation 600. Osceola. St. Clair Co., population
x>. Ozark. Christian Co., population 700. Pal-
la. Marion Co., population a^8a. Paris, Mon-
! Co., population za45. Parkville. Platte Co.,
pulation 800. Pattonsburgh, Daviess Co.,popii-
!on Z90O. Perry, Rallas Co., population 500.
rryville. Perry Co., population zooo. Pilot Grove,
oper Co., population zooo. Platte City, Platte
., populaUon 800. Plattsburgh, Clinton Co.,
?ulation aooo. Pleasant Hill, <Uass Co., popula-
1 2378. Polo, Caldwell Co., population 500.
3lar Bliiir, Butter Co., population 5000. Potosi,
Washington Co., population 800. Princeton, Mer-
cer Co., population Z8Z4. Quitman, Nodaway
Co., population Qoo. Rich Hill, Bates Co., popu-
lation 6000. Richmond, Rs^ Co., population 2500.
Rocheport, Boone Co., population 900. Rock Port,
Atchinson Co., population 708. Rockville, Bates
Co., population zooo. Ste. Genevieve, Ste. Gene-
vieve Co., population 2500. Schell Citv, Vernon
Co., population z8oo. Seligman, Barry Co., popu-
lation 600. Seneca, Newton Co.. p2»pulation Zdoo.
Sheffield, Jackson Co., population 800. Shelby-
ville. Shelby Co., population Z455. Sheldon. Ver-
non Co., population 600. Sikeston, Scott Co.,
population 500. Slater, Saline Co., population
9000. South West City, McDonald Co.. popula-
tion 500. Spickardsville, Grundy Co., population
500. Stanberry, Gentry Co., population 2800.
Steelville, Crawford Co., population 650. Stew-
ardsvillr, De Kalb Co., population Z500. Stockton,
Cedar Co., population 000. Sturgeon, Boone Co.,
population 800. Sweet Springs, Saline Co., popu-
lation 2CO0. Tarkio, Atchinson Co., population
600. Thayer. Oregon Co.. population zooo. Tip-
ton, Moniteau Co., population aooo. Troy, Lin-
coln Co., population Z350. Union Star, De Kalb
Co., population 500. Unionville, Putnam Co.,
population zaoo. Urich, Henry Co., population
500. Vandalia, Audrain Co., population Z500.
Verona. Lawrence Co., population w, Versaillei,
Morgan Co., population zooo. walker, Vernon
Co., population 900. Warrensburg, Johnson Co.,
population 6za5. Warrenton, Wairen Co., popu-
lation 600. Warsaw, Benton Co., population zooo.
Waverlv, La Fayette Co., population 800. Webb
City, Jasper Co., population 3200. WellsvUle,
Montgomery Co., population zooo. Weston. Platte
Co.. populaUon z8oo. West Plains, Howdl Co.,
population 2000. Windsor, Henry Co., population
2Z00. Winston, Daviess Co., population 600.
Wyaconda, Clarke Co.. population 500.
MONTANA.
losemauy Gallatin Co., population *35oo;
Idings, brick and frame, two stories; d«>artment
dsts of z hand engine, z hook acd ladder truck,
wt carriages: 1500 feet aood rubber hose; value
ipparatus and supplies, 97000; volunteer depart-
1/; bell alarm. A. P. Clark.
^ATRR Supply— Wells; water-works to be con-
cted this year. D. C. Campbell, City Clerk.
ivtte City 9 Silver Bow Co.. population *8ooo;
I. 800 acres; fire limit. 400 acres; fireworks ordi-
ce; mei«uitile buildings, brick, one and two
tes, shingle and tin rooft; dwellings, wood, one
two stones; department consists of zo chemical
1 extingnlsliers, 2 hook and ladder trucks, 5
t carriagee; Siamese couplings used; vyao feet
1 rubber hoae; value of apparatns and supplies,
000; z building owned by city; value, $6soo;
volunteer members; anntial expenses, $mo;
and whistle alarm. Chief elected by members.
ATER Supply-— 2 reservoirs, supplied from
ks, capad^ 50,000 gallons dnilv; 3 miles street
IS. diameter ^% to 5 inches; z6 hydrants; pres-
Z76 pounds; annual expenses of department,
o.
eer I«odse CttTf Deer Lodge Co., popula-
*290o; area, 420 acres; fire limit, same; brick
fiame i^ulldings, one and two stories; z hand
ae: a hose carriages; zsoofeet good rubber hose;
3k and ladder truck, value of apparatns, $5000;
[Idinff. value $zsoo; 95 volunteer memben; ex-
es in x888. $300; bell alarm. Chief elected by
a'ter Supply— springs and cisterns; direct
Hire to reservoirs and mains; Z4hvdrants; SK
\ mains, diameter 3 to zo inches; z6 gates. Lud-
pressure,^B5 to az5 pounds; cost of works.
,000. Owned and operated by W. Bennett and
illiam Coleman,
Dilloo* Beaverhead Co.. population *z8oo;
buildings, brick and wood, one and two stories; de-
partment consists of z hook and ladder truck; value
of apparatus and supplies, $500; bell alarm. Dan.
T. Chapman, F. W. Pomderton.
Fort BentoBt Choteau Co., population z6z8:
area, 320 acres; fire limit, 5 blocks, 6 acres; fire-
works ordinance; fires investigated by duel; mer-
cantile buildings, brick and wood, two stories;
shingle roofe permitted, subject to fire committee;
dwemngs, wood and brick; one and two stories; de-
partment consists of z hand engine, z hook and lad-
der truck, 2 hoie caniages; zooo feet eood rubber
hose; value of apparatus and supplfes, $7000; z
building owned by department. $2000; Z25 volunteer
members; annual expenses, $3000; bell alarm.
Chief elected by company and approved by coun-
cil. T.J.Todd.
Water Supply— Rivers; water-works latelv
completed; description not given. H. B. Hill.
City Clerk.
Fort Keofky Custer Co., population 6oo* fire-
works ordinance; causes of fire investigated; frame
bufldiofls, one and two stories; z steam fire engine:
z hand lire engine; a hose carria|es; 750 fieet good
rubber hose; 750 feet poor; zzoo reet good cotton: z
building used; in case of fire, alarm is given by
guard.
Watbr Supply— Ydlowstone river; z reservoir,
supplied by pump, capacity zo,30o ^lons daily; 9
cisterns, capacity 95.900 gallons; z mile street mains,
diameter of main, 4 inches; x hydrant; Z5 pounds
pressure.
114
Fire Protection and Water Supply.
MONTANA—OwiteMd:
Glendale. Beaver Head Co.. popnUtioD 678;
zooo feet good rubber hose.
Water Supply— Flume, 140 fieet &U: % mile
street mains; 34 hydrants.
Gieat FalUf Cascade Co.; stone, brick and
wood bnOdfngs, one and a half to two stories; de-
partment consists of 50 chemical hand eztincuish-
ers, z hook and ladder truck; value of apparatus
and supplies, Szooo; a^ volunteer members; ex-
penses m z888, (a6o; beO alarm. Jos. C. Hunt.
Water Supply— Missouri river.
Heleoftf Lewis and Clarke Co., population
*z8,ooo; area, 7650 acres; fire limit, 250 acres; fire-
works ordinance; causes of fires investigated; brick,
stone and wood buildings, one to five stories; de-
partment consists ol 3 steam engines, z hand engine,
z hook and ladder truck, 5 hose cairiages; Siamese
couplings used; 2400 feet good rubber hose, 850
poor; 600 feet good cotton hose; 5 horses; value of
apparatus and supplies, $z5.ooo; 3 buildings owned
by department, value $5500; ^ members, 5 full
paid; annual expenses, ^000; Gamewell telegraph
alarm. 23 street boxes. Chief appointed br Mtyv
and confirmed by oouncfl; fire patrol supiMtel bv
dtv. J. R.Wictner.
Water Supply— Water-worics; graritysjaem;
6 dstems; 30 miles street mains and sopplj pipes;
diameter, aK to Z3 inches; Z85 bydniats; mer
pressure, 35 to zoo pounds; annual exposes of
water departments, $Z90o; 3 water ccHninnies. C.
Tucker. Supt; A. C. BotUn, Qty OtA.
The following places have no fire prolectioa :
Anaconda, ueer Lodge Co.. population Tffsi
Billings, Yellowstone Co., population z6oa 9oir
der, Je£Eierson Co., popnlanon 300. Cboiean. Ck-
teau Co., population — . Dillon, Beaveriietd Ca»
population z8oo. Glendlve, Dawson Co.. popB>
tion z«30. Gfeat Falls, Cascade Co., popokics
800.. Xewistown, Fergus Co., populatioo xft>. U*
ingston, Gallatin Co., population zaoa Miles Ztm.
Custer Co., population 3^00. Missoula, Missou
Co., population ZToa Fhilipsbnrgf Deer Loigt
Co., population 3kx Stevensville. Mtssooli Co.
population aoo. Townsend, Meagher Co., pop6>
tion 500. Virginia City. Madison Co.. Dopdba
63^ White Sulphur Springs. Meagher Co., poos-
lation — .
NEBRASKA.
Albion, Boone Co., population t9i6; firame
buildings, one and two stories: wooden roofs per-
mitted; department consists of z hook and ladder
truck, z hose cart, 3 chemical extinguishers; 500
feet good rubber hose; 500 feet good nnen; value of
apparatus and supplies, $zooo; 50 volunteer mem-
ben; annual expenses, $aoo; bell alarm.
Water Supply— Wells; system, gravitv and
direct pumping; Knowles pumping machinery;
daily capacity, z, 000.000 gallons; 9nyarants; about a
miles mains, diameter 4 and 6 inches; 4 gates; pres-
sure, 60 to Z30 pounds; cost of works, $75,000; an-
nual expenses, $300. H. P. Bull, Commissioner;
T. F. Martin, Mayor. F. H. Friend. CityOerk.
Beatrice 9 Gage Co., population *zo,ooo; 3 hook
and ladder trucks, 6 chemical hand extinguishers,
3 hose carts; Z500 feet hose; electric alarm. N.
nenon.
Water Supply— Direct; a duplex pumping en-
gines. z.500,000 gallons each; about 7 miles mains,
trom 4 to z6 indies; 77 double hjrdrants. E. O.
Kretstnger. Mayor; W. A. Wagner, Commissioner
and City Clerk.
Blair, Washington Co., population fazsa; area.
640 acres; fire limit. z6o acres; fireworks ordinance;
causes of fires investigated; frame and brick build-
ings, one and two stories; z hook and ladder truck,
value $600; 3 hose carts; z building used, value
$400; 60 volunteer members; bell alarm. Chief
elected by members. E. S. NOble.
Watrr Supply— scistems. supplied by pumps;
capacity, 900 gallons daily; water-works; 3 reser-
voirs; 30 driven wells; capacity, 800,000 gallons
daily; 34 hydrants; 4 miles mains; pressure zoo
pounds; cost of works, $30,000, operated by city.
Jos. Cook. Supt; Wesley Cook, Town Clenc.
CliadroBy Dawes Co., population '3500; brick
and firame buildings, one and two stories; wooden
rood; department consists of z hand engine, 3 hook
and ladder trucks. 3 hose carziages; z«do feet good
cotton hose; railroad has hose cart and steam pump;
value of appvAtus and supplies. S4000; zoo volun-
teer members; expenses in z888, $zooo; bell alarm.
F. M. Dorrington.
Water Supply— River and dstems; Holly sys-
tem water-works; daily capadty of pumps. 3,000,*
000 gallons; 50 hydranU; zo mues mains, diameter
4 to zo inches; meters and gates not described;
pressure, zas to 3op pounds; cost of works. $4^,000;
annual expenses, $3,000. Operated by ditj, D. Y.
Mean, Supt; H. A. Cox, Mayor; J. W. ScJiv
City Cleric
ColombBBy Platte Co.. population '350c i
hand engine, z hook and ladder truck, a good bos
carriages; zoo volunteer men.
Water Supply— Water-works; pump to saad-
pipe; 37 hydrants. zSoo feet hoae. C. Schroefcr
Crete, Saline Co., population *z870 ; brick ti
fiame buildings, one and two stories; voodea
roofii ; no fire department ; apparatus to be pc-
chased on completion of water-weeks.
Water Supply— Water-works buildiBc; I'-o-
ervoir; capacity, z.000.000 gallons; direct vi
gravity pressure. A. L. Strong. T. D. WiBiici.
David CilTt Butler Co.. populadon *i^
area, zooo acres; fire Ihnit Soo acres; firewobff-
dinance; causes of fires investigated; frame bcf-
ings, one stdy; shingle roob; depaiteient ooiscs
of 3 chemical engines. 4 diemical hard extiBj*^
ers, z hook and ladder truck; zooo feet good n^
her hoae; value of apparatus and supplies. $««
z building in use; value $zooo; 75 volnntecr ■«-
bers; annual expenses $90. Chief elected bf c**
pany. John R. Townsend.
Water Supply— Tank, 100 barrels cspso?-
with pump attached. j
Falrbanr. Jefieraon Co.. popuiatioa t4?" j
buildings, brick, stone and frame, two 10 <^ I
stories; fire department consists of two hoffa^* 1
panics; zaoo feet hose. N. L. SkeeL _
Water Supply— Wells; HoUy qrsism; iSr'
ressure; water-works; €5 hydrants; 5 miles n^
diameter 4 to 8 inch; 6 meters; cost of vof^
tio.ooQ. A. J. Stiong. Pies. Co.; S. M. Biik^
Fairiiont. Fillmore Co.. popuiatioa *iF*\
buildings, brick and fiame. one sind a half ao^t^
stories wooden roofe pecmHtad; departmcat con-
sists of z hook and ladder trade, a hose c*n^*f^
membership 3a. all volunteers. Joa^ Bfcasi*
Water Supply— Wells and teaks oa u^^
zza feet high; zyhydrants; %% milea maias; F^
bank pomps and gates; 40 pounds lauisff- ^
Falls CttTt Richazdson Co.. popoktfioa •m
area. 330 acres; fiiewoiki ordbanoe; mi^^^
buildings, brick and stone, one and dsee ^ot^^
dwellings, firame and brick, one and t«o s"'^*'
/''ire ProtecHan and Water Supply.
"5
partment consists of x hand engine, z book and
ider truck, s hose carriages; looo feet hose;
lae of apparatus, $zooo; 50 men, volunteers,
lief elected. L. Scboenhelt.
Water Supply—s dstems, supplied by pumps,
90 barrds capacity; 90 hydrants; 4 miles mains.
uneterSand za inch; pressure, Z40 pounds; cost
works, $4000. M. Masselman, Supt., J. J.
ulkaer. Town Clerk.
PremoBty Dodge Co., population *8ooo; area,
x> acres; fire timit, 250 acres; fireworks ordinance;
ircantile buildings, brick, two and three stories;
oden roofe permitted; dwellings, wood, one to
ee stories; department consists of z hand engine,
hemical engine, a chemical hand extinguishers,
ook and ladder truck, 3 hose carriages; 950 feet
>ber hose, good; value of apparatus and supplies,
;oo; a buildings owned, value $9000; member-
p, 100, volunteers; bell alarm. Chief appointed
council. Fred. De La Matger.
Vater Supply— Cisterns; waterworks; stand-
e; 7 miles of mains. Geo. Marshall, Commis-
aer; A. Forbes, City Clerk.
vraDd Taland, Hall Co., population *Z4,ooo;
Idings, frame and brick, one to four stories;
)artment consists of z chemical engine, 4 chemi-
extinguishers; z hook and ladder truck, 2 hose
Qpanies; 2500 feet of hose, good; value oi ap-
atus and supplies, $8000: 4 buildings, city prop-
U value fnooo; membership, zao, volunteers,
ief elected by members. John A. Mathews.
Vater Supply— Stand-pipe and direct pres-
e; 15 miles of street mains, diameter 4 to zo
bes; 75 hydrants; cost of works, $zoo,ooo; an-
il expenses, $3500. George Loan, Conunis-
ler; Chas. W. Brininger. City Clerk.
Ia«tln|r«9 Adams Co., population *Z3,5oo;
Idiogs, brick, stone and frame, two and three
ries; department consists of a hose carts, z hook
I ladder track; 3000 feet good rubber hose; value
ipparatus and supplies, $3500; membership, 48,
t paid; bell alarm. J. C.^williams.
^ater Supply— Wells; system pumping direct
I to reservoir; Knowles machinery, dailv capacity
.000 gallons; 86 hydrants; 20 miles mains, diam-
' 4 to 90 inches; pressure, Z25 to z8o pounds;
t of works, $zz5,ooo; annual expenses, $3000.
Iter Commiasioners, Ous Rice; A. D. Yocum,
yor; H. C. Haverly, City Clerk.
lebroB, Thayer Ca, population *z5oo; build-
s, brick and frame, two stories; department oon-
B of z hand engine, z hook and uulder, 1 hose
riage; 900 feet good rubber hose; value of appa-
u, supplies and buildings, $5ock^ membership,
all volunteers; anntial expenses. $Z5; bell alarm.
iV. Hohensee.
^ATER Supply— Cisterns. W. M. HUl, Town
rk
IvKboldty Richardson Co., population tz4oo;
idings, brick and frame, one and two stories; de*
bnent oonsisU of z hand engine, % hook and lad-
truck, z hose carriage; 400 feet good rubber
e; value of apparatus and supplies. $750; mem-
ship, 30, volunteers; bdl alarm. D. N. Nehr.
/ATBK Supply— Cisterns. J. £. Shrauger,
rn Clerk.
adiaBol«« Redwillow Co., population '900;
idings, brick and frame, two to fiour stories; 200
rubber hoae.
^ATER Supply— Wdls. J. H. Burgle, Town
rk.
dacolBf Lancaster Ca, population *So,ooo;
limit, 87 acres; buildings, bnck and frame, two
nx stories; department consists of 2 steam on-
es, z hook and ladder truck, zo chemical extin-
ihers, 2 hose carriages; Siamese couplings used;
0 lieet good rubber and cotton hose; 9 horses;
value of apparatus and supplies, $z6,65o; 2 build-
ings owned, value $z5,ooo; membership 2z. all paid;
expenses, $Z4,5oo; telephone alarm. Chief nomi-
nated by Mayor, confirmed by counsel. W. ff.
Newbury.
Water Supply— Water-works; stand-pipe and
direct stand-pipe, pressure, 40 to 65 pounds; direct,
zoo to Z30 pounds; z6 miles mains: 83 hydrants: 5
cisterns, kept full. — Lalta, R. C. ^Sulley.
MadiaoBt Madison Co., population *Z40o; area,
zooo acres; fire limit, zoo acres; z hand engine; z
hose carriage; ladders; 350 feet rubber hose, good;
value of apparatus, $800; Z4 vohinteer meinbersl
bell alarm. Jas. W. McGuiness.
Water Supply— Creek and wells; water-work»
in course of construction. A. M. Koschig. Citr
Clerk. ^
MoCooky Red Willow Co., population *25oo;-
buildmgs, brick and frame, one ana two stones;
department consists of z hose carriage; zooo feet
a>tton hose, good; value of apparatus and suppliesr
$750: 35 volunteer members; bell alarm. Frank D.
Burgess.
Water Supply— Direct system; Deane pumps,
daily capacity, zoo,ooo gallons; Z4 hydrants; Z5 miles
mains; diameter, 3 to za inch; 45 sates, Ludlow,
Peer; pressure, 40 to Z40 pounds. C. H. Meeker,
Supt. J Jas. Mc£ntee, Mayor; Wm. Anderson, City
Clerk.
Nebraska City, Otoe Co., population *Z2,ooo;
fire limit, 700 acres; caases of fires investigated;
buildings, brick, one to four stories; department
consists of z steam engine, zo chemical hand extin-
guishers, z hook and ladder truck, 3 hose carriages*
Siamese couplmgs used; 9000 feet rubber hose,
0ood; 3 horses; value of apparatus and supplies;
$Z9,5oo; membership, 75; 5 full paid; part paid, zo;
60 volunteers; annual expenses, $4000. M. Bauer.
Water Supply— River; stand-pipe system;
Worthington pumps; daily capacity, 2.000,000 gal-
lons; zoo hvdrants; 9 miles mains; aiaroeter, 4 to zs
inch; Ludlow gates; ^ meters, Worthington,
Crown. Hersey; Hyatt filtering plian in use; pres-
sure zoo to Z30 pounds. D. P. Wolfe, Water Com-
missioner and Mayor; E. A. Rudiger, Supt.: John
Teten, City Clerk.
Morfolkt Madison Co., population *35oo; brick
and frame buildings, two stones; department con-
sists of z hook and ladder truck, z diemical engine;
value of apparatus and supplies, $800; 45 volun-
teer members; bell alarm. H. S. Spaulding.
Water Supply— Water-works building. A. L.
Strang, W. Gerecke.
Ifortli Beady Dodge Co., population *Z5oo;
brick and frame buildings, one and two stories; de-
partment consists z horse power engine, z hook
and ladder truck, 2 hose carriages; 700 feet good
rubber hose; value of apparatus and suppUes,
$2800; 35 volunteer members; bell alarm. C«P.
Dickerson.
Water Supply— Cisterns, self-filling. C. P.
Dickerson, Town Clerk,
If orth Platte* Lincoln Co., population ^3000;
wood and brick bulkiings. one and two stories; de-
partment consists of z hook and ladder truck, 3
nose carriagts; zsoofeet good rubber hose; value
of apparatus and supplies, $9500; zoo volunteer
memtyers.
Water Supply— Water-works; direct pressure.
Walker pumps, z,ooo,ooo gallons capacity; 4^
miles street mains; ^ hvdrants; zoq poun<u pres-
sure. — Barnes, E. B. Warner.
Omaha« Douglas Co., population *zoo,ooa;
brick boiklings, two and six stories; 3 steam en-
gines; z chemical engine; 2 hook and ladder
trucks: 6 hose carriagts; Siamese couphngs used;
9000 wet good hose; 21 horses; value of apparatus
and supplies, $230,000; 5 buildings owned, value
ii6
Fire JProtecHon and Water Sujopfy.
NEBRASKA— C^w/Awc^
$40,000; 430 members, 55 paid; annual escpenses,
$73,000; telegraph and telephone alann, 55 street
boxes. Chief elected by Fire and Police Commis-
sioners, confirmed by council. J. J. Galligan.
Water Supply— Direct pumping and mvity
system; 2 reservoirs, supplied from Missouri river;
capacity, 7,500,000 gallons daily; 80 miles street
mains and supply pipes; diameter, 4 to 90 inches;
968 hydrants; 90 pounds pressure; new plant being
erected, 14,000,000 gallons daily capacity. A. C.
Hunt, Supt.; W. J. Broatch, Mayor; J. B.
Southard, City Clerk.
Plattsmontk, Cass Co., population *65Q>;
brick and frame tmildings, one to three stories; ae-
partment consists of i hook and ladder truck, 5 bose
carriages; 350 feet rubber hose; sxoo feet good cot-
ion; value of apparatus and supplies, $3000; 125
members; 3 part paid, xaa volunteers; expenses in
z888. $350; bell Maim, Sigel C. Green.
Water Supply-— Water-works; direct pressure;
stand-pipe, 350,000 gallons capacity; 3 Blake
pumps, capacity 50,000 gallons hourly; 5 miles
street mains; oz hydrants; pressure, 98 to 400
pounds. Turner, Rawson & Co., C. H. Smith.
Red Cloudy Webster Co., population '3500;
brick and frame buildings, two stories; wooden
roofs; department consists of x hook and ladder
truck, 3 hose carriages; zooo feet good rubber hose;
value of apparatus and supplies, $aooo; 69 mem-
bers, volunteers; bell alarm. A. S. Marsh.
Water Supply— Water-works; gravity and
direct pressure; Deane piunps; 4K miles street
mains, diameter 4 to 8 inch; 33 hydrants; 30 gates,
Chapman; 3ost of works, $37,500; pressure 58 to
88 pounds. £. M. Peridns, Supt.; Geo. B. Hol-
land, Mayor; L. H. Fort. City Clerk.
Schnylert Colfax Co., population *3ooo; brick
and frame buildins[S, one and two stories; z hand
fire engine; z chemiosl engine; z hook and ladder
truck; z hose oirriage; Siamese couplings used; z
building, value $9000; z6o volunteer meosDers; bell
alarm. Chief elected by City Council. J. W.
Artley.
Water Supply— 13 wells, supplied by pumps.
H. C. Wright, Mayor; Harry Stephenson, City
Clerk.
Sewardy Seward Co., population, iaoyi; area,
30O acres; fire limit, zo acres; brick and frame
buildings; 3 chemical engines; 6 chemical hand ex-
tinguishers; z hook and ladder truck; 300 feet of
hose; value of apparatus, etc., $3500; buildings,
$xaoo; 50 volunteer members. Cfhief elected. J.
C. Mulfioger.
Water Supply— Tank and windmill. Geo. F.
Dlckman, Town Clerk.
St* Panlt Howard Co., population *z8oo; area,
'440 acres; frame buildings; hooks and ladders.
Water Supply— Wells. Stand-pipe system
water-works; daily capacity oi pumps, 750,000
gallons; 26 hydrants: 3H miles mains, z6 gates;
pressure, 30 to zao pounds; cost of works, $3z,ooo;
annual expense, JS800. C. Starkweather, Supt.;
W. H. C. Chinn, Mayor; K. McKall, Town Clerk.
Stroodsbnrgt Polk Co., population *9oo;
buildings, wood, one and two stones; department
consists z hook and ladder truck, z hose carriage;
500 feet good rubber hose; 50 members, volunteers;
whistle alarm. T. R. Ross.
Water Supply— Wells. System, pumping
direct and to stand-pipe; Buffalo pumping machin-
ery, daily capacity 50,000 gallons; Z4 hydrants;
— miles 4 and 6 inch mains; pressure 40 to zoo
Kunds; cost of work, $xx,ooo. L. H. Headstone,
ayor; A. G. Hoffman, Town Clerk.
TalfMraisOy Saunders Co., population *7oo;
buildings, brick and frame, one and two stories;
department consists of z hose carnage; 73) feet
good rubber hose; value of apparatus and sopplits.
$iooo; 35 volunteer members. J. P. MiUer.
Water Supply — Well; z reservoir, ofiedir
60,000 gallons; gravity pressmv; a miles street
mains; zo hydrants. D. M. Deane, TovaClaiL
Wakooy Saunders Co., population 13000; boild-
ings, frame and brick, one to three stones; depni*
ment consists oi z hand engine, 3 chemica] engiaei
z hook and ladder truck, 3 nosecarriagei; uoofeet
gexxi rubber hose; 50 fieet poor: value of appsnta
and supplies, $3500; 60 volunteer meaiben; Uief
paid part time; annual expenses, $zoo; bdl tin.
G. L. Melvin.
Water Supply— Wells; direct pampias sis-
tem; Walker pumps; daily capacity, 1,500,000 pr
lons; 41 hydrants; 4 miles mains, diameter 4 to
zo inches; 30 Ludlow g^tes* pressure, 60 to uc
pounds; cost of works, $50,000; annual exfoat,
$3000. S. H. Purdy, Pnes. Co.; Harrr Ker
Supt.; H. Johnson, Mayor; F. J. Kiichmaa, Op
Clerk.
West ItimcolBt Lancaster Co.; bdUB^
frame, two stories; wooden rooCi; departneat oe-
sists of z hose carriage; zooo feet good ootioo base,
value of apparatus and supptaes, fzsoo; ytwckasBts
members; whistle alarm, w. C. Austin.
Water Supply— Water-woiks; direct preset
z reservoir, Dean and Knowles pumps, 3.Gooi,flDB
gallons daily: 3^ miles street niains; 6 hydnos.
pressure, 60 pounds. John Haines; C. H. Cons.
West Point, Cuming Co., popuiatioa *«.
buildmgs, brick and frame; z ^eoucal enpae: :
hook and ladder truck; z hose carriage; 300 fs^
good hose; 700 feet poor; value of apparun ad
supplies, ^xooo; zoo volunteer members; amnnio*
pense, $aoo; alarm bells. F. Koch.
Water Supply — Water-works; graritj pis-
sure; z reservoir and 36 hydrants. B. Y. Yodr
F. Krause.
York. York Co., population '5000^ hmOtp,
brick ana frame, one, two and three stories; dtpK^
ment consists of s hand cheoiioal extiag«Uien> i
hook and ladder track, a hose carriages; 1500 kt.
food rubber hose; value of apparatus and 9mf&
feooo; 75 volunteer members; beil alana. 6. F.
Oorooran.
Water Supply— Wdls; syftom, stand-pipe o^
direct pumping; Knowles machinery, daify ciptf'
ity, z,8oo,ooo gallons; 60 hydrants; 6 miles bis
diameter 4 to za inches; 30 Cliapman gaics; pie-
sure, 66 to z8o pounds; cost of works, mooK »■
nual expenses, $0000. C. F. McLjiia, Ss^; A. I
Newman, Mayor- M. M. Wildman, City Clsi
The following places have no fire protrctiaB:
Ainsworth, Brown Co., population 80a .^-
andria, Thayer Co., population 600. Alms. Harca
Co. , population zaoo. Anselmo, Caster Ca, pop^
lation 350. Ansley, Caster Co.. populadoo.^
Arapahoe, Furnas Co., population zrso. Aici*i^
Valley Co.. population 440^ Arlington, Wssbar
ton Cfo.. population 500. Ashland, Sansden C&.
population Z400. Atkinson. Holt Co., popsbtss
zooo. Auburn, Nemaha Co., popuhtfioa 1$^
Aurora, Hamilton Co., population xsoo. Bttdtfi
Wheeler Ca, populadon 500. Beaver Oty, FvBa
Co., population 800. Bellwood. Butler Co., popu-
lation 400. Belvidere, Thayer Co., populadoe 7^
Benkelman, Dundy Co., population 4«x ficaaer
Lancaster Co., population 800. BlooniBpcr^
Franklin Co., popiulation 643. Blue Hfll. W^er
Co., populatton 67a. Bine Springs, Gsge Cc
population z6oo. Bower, Jeflmon Co.. pop^
tion . Brainard, Butler Co.. popnliricej*
Broken Bow, Custer Co., populatioo 40& Broves*
ville, Nemaha Co., population zm. Cambridit
Furnas Co., population 500. Caneion, TbaT«r
Co., population 700. Cedar Rapkb, Boose t ^.
population 500. Central City. Menick C6.. p^*
Fire JProteetum and Water Swpply.
iry
I
ition 1528. Chester, Thayer Co., population 500.
larks, Merrick Co., population 60a Cortland,
age Co., population 600. Covington, Dakota
o., population 800. Crdgbton, Knox Co., popu-
tion 1000. Culbertaon, Hitchcock Co., population
)0. Curtis, Frontier Co., population 500. uakota,
*akota Co., population 500. Davenport, Thayer
0., population 850. De Witt, Saline Co., popu-
tion 800. Dieler, Jefferson Co., population 500.
odge. Dodge Co., population 700. Dorchester,
iline Co., population 600. £dgar, Clay Co.,
>pu]ation 2000. Emerson, DizonCo., population
;. Exeter, FHmore Co., population zooo. Fair-
d, Clay Co., population 967. Franklin, Frank-
1 Co., population 750. Friend, Saline Co.,
>pulation 1500. FuUerton, Nanoe Co., popula-
m looa Geneva, Fillmore Co., population 1000.
enoa, Nance Co., population 7cx>. Gibbon,
offalo Co., population 700. Grafton, Fillmore
»., populatkm 900. Greenwood, Cass Co., popu-
tion 748. Hardy, WuckoUs Co., population 600.
artington. Cedar Co., population 650. Harvard,
lay Co.. population xooo. Holdrege, Phelps
)., population a8oa Hooper, Dodge Co., popu-
lion 500. Humphrey, Platte Co., population 000.
ckson, Dakota Co., population zooo. Juniata,
lams Co., popnlatton 794. Kenesaw, Adams
>.. populadon 600. Leigh, Colfax Co., popula-
»n 700. Liberty, Gage Co,, population 800.
mg Pine, Brown Co., population 700. Louis-
le, Cass Co., population 700. Loup city,
erman Co., population 700. Lyon, Burt
>.. population 000. Milford, Seward Co.,
pulation 900. Mindon, Kearney Co., popu-
lon Z400. Neligh, Antelope Co., population
». Nelson, Nuckolls Co., population 500.
nnaha City, Nemaha Co., population 600. Nio-
ira, Knox Co.. population 643. North Loup,
lley Co., popvilatlon 600. North Platte. Lincoln
., population 90oo. Oakdale, Antelope Co.,
pulation >oo. Oakland, Burt Co., population
zooo. Ogalalla, Keith Co., population zooo.
O'Neil, Holt Co., population zooo. Ord, Valley
Co., population zooo. Orleans, Harlin Co., popu-
lation Z90O. Osceola, Polk Co., population 83Z. Ox-
ford, Furnas Co., population 52^. Palmyra, Otoe
Co., population 700. Pawnee City, Pawnee Co.,
population aooo. Pierce, Pierce Co., population
70a Plum Creek, Dawson Co., population Z500.
Ponca, Dixon Co., population Z438. Ravenna,
Buffido Co., population 500. Republican City,
Harlan Co., population 800. Rising City, Butter
Co., population 650. Riverton. Franklin Co.,
population 600. Rulo, Richardson Co., population
033. Rushville, Sheridan Co., population 500.
Salem, Richardson Co.. population 800. Scotia.
Greeley Co., population 600. Scribner, Dodge Co.,
population 750. Shelton, Buffido Co., population
zooo. Sidney, Cheyenne Co., population 5000.
South Sioux City, Dakota Co., population 800.
Springfield, Saipy Co., population 000. Stanton,
Stanton Co., populatk>n zaoo. Stella. Richardson
Co., population . Sterling, Johnson Co., popu-
lation 800. Strang, Fillmore Co., population 059.
Stratton, Hitchcock Co., population 500. Strom-
borg, Polk Co., population zooo. Superior, Nuckolls
Co., population 700. Sutton, Clay Co., population
Zfloo. Syracuse, Otoe Co., population 000. Table
Rock, Pawnee Co., population 800. Talmage,
Otoe Co., population 500. Tecumseb, Johnson
Co., population 9600. Tekamah, Burt Co., popu-
lation Z6S3. Tobias, Saline Co., population 750.
Ulysses, Butler Co., population 800. utica, Seward
Co., population 700. Valentine, Cherry Co., popu-
lation 6Z5. Wakefield, Dixon Co., population 800.
Wayne, Wayne Co., populadon zzoo. Weeping
Water, Cass Co., population Z500. Western,
Saline Co., population 500. Wilber, Saline Co.,
population Z850: Wisner, Coming Co., population
600. Wood River, Hall Co., population 600.
Wymore, Gage Co., population ascx>.
NEVADA.
knstiBy Lander Ca, population *z5oo; a hose
riagcs; Z500 feet good rubber hose; memberdiip
volunteers. P. H. Myles.
Vatbx Supply— Reservoir and 3 cisterns; ao
Irants; 3 tanks, capacity 993,000 gallons. W.
ster. J. A. Miller.
Larson CItTf Onnsby Co., population *400o;
:k and frame buildings; z steam engine, a hand
[ines,* 90 volunteer members. J. MuUer.
VATBH Supply— 8 reservoirs; 39 hydrants. A.
Im,W. H. Doane.
SikOy Elko Co., population 850; frame and
:k buildings; hook and ladder company and
ket company, in one company. W. T. Smith.
^ATSR Supply— Wells and nydrants.
Sarekfty Eureka Co., population 5000; z hook
ladder truck; 4 hose carriages; Z500 feet good
ber hose; membership 980, alivolunteers. M. G.
'anaugb.
/ater Supply— Water-works ; gravity; 94
» mains; diameter. 4 and 6 inch; 94 gates, Peet,
ipman; 90 hydrants; Z90 pounds pressure. 9
rms. G. F. Bliss, SupL; F. H. Harmon, City
rk.
old Hilly Storey Co., population *
artment consists of z hand engine. 4 hose carts;
> feet good rubber hose; 500 feet leatiier. Mike
inedy.
^ATER Supply— From Virginia City; direct
tping system; 95 hydrants, 3 miles mains;
aeter, 4 to zo inch; za ntes, Garrett; operated
3old Hill Water Co. J. B. Overton, SupL
[aMiltOBv WUte Pine Ca; buildings, brick
wood, one story; department oonnsts of z
hand fire engine, z hook and ladder truck, z hose
carriage; co feet good rubber hose; 7 volunteer
members; oell alarm. T. Hagar.
Water Supply— Direct pressure; 7 miles street
Placket Lincoln Co., buildings, wood, one
story; department consists of a hose carriages;
value of apparatus and supplies, $aooo; 40 mem-
bers; expenses in z888, $zoo; bell alarm. E. D.
Turner.
Water Supply— Direct pressure; a mUes street
mains; 99 hydrants; pressure, Z50 feet. R. H.
Elam.
HenOf Washoe Co., population 4000; area and
fire limit, Z4^ acres; fire limits, same; mercantile
buildings, brick, one storv; wooden roofii permitted;
dwellings, wood, one and a half stories; department
consists of z steam fire engine, z hand engine, Z5
chemical hand extinguishers, 5 hose carriages; 9000
feet good rubber hose; 500 teet in poor condition;
value of apparatus and supplies, $9000; building in
use, $500; rented, $z9o annually; 3 men, paid part
time; annual expenses, including repiairs, etc.,
$9500; bdl alarm. Chief dectea by trustees of
companies.
WATER Supply— Gravity system* a reservoirs,
fupplied from river; 9 cisterns, supplied fix>m res-
ervoir; 4 miles street mains; 4 to Z4 inches in diam-
eter; zobjrdrants.
Silver City, Lyon Co., buildings, wood, one
story; department consists of z hook and ladder
truck, 9 hose carriages; 1000 feet good rubber hose;
9^ volunteer members; expenses im z888, $aoo; gong
alarm.
Water SupPLY-«V/at0K*^^^^< ^SancX pressure;
ii8
Fire JProteetUm and Water Supply.
NEVADA-
t letenroir, caiMcity, s^oao gaOooi: % mUe stx«et
nuuBS; lo hydnnts; presnirt, aso feet.
YlrvlAla Cltf, Slory Co.. pooalatioo 10^917;
mercftiitfle bnildiBg. wood and briciu two md one-
half stories, shugle and metal roofi: dweCinfB.
wood, two and one-ball stories; department oonsisis
of I book and ladder track. 9 hose carriages; x<
hose reels: sianeae oonpUngs used; 5000 feet good
rubber hoee; upo good eotfon; valne of apparmtns
and aoppttes. |a8.ooo: Talne of bnikttngs. S4000(
neBBbf rsbip 7. fell paid; annoal expenses. $16,000;
beU and whistle alarm. Chief elected by board of
connty commissioners. F. P. Wflds.
Watek Supply— Gravity pressure; a
suppli^ by lake; 3 dstems. soppKed from ditch;
capndty. 600.000 galloos daily; 8 milM sttaet midns;
diameter of largest, io inches; smallest. 4
83 hydranU; water preaenre, 90 to 000 pounds: aa>
nnal expenses of water department, 93wo» J- B.
Overton. Sopt; B. Bote, Mayor* P. A. Wadi
County Clerk.
Wtenvaivceat Humboldt Ca. popeUacs
*iooo; area, zoo acres; fire limit. 50 acres; frne
buildings, one story, shingle roo6; depainneat oo^
slsts of Z9 extinguishers, z hook aad ladder irai
z hose carriage, za fireboalB; 600 Ceet good rabbe
hose; value of apparatus and supplies. $1500; i
building used; annual ren^ $96: ■coibenhip :>
volunteer, annoal expenses. $600; bellalaim. Cb^f
elected by the company. F. Ried.
Watbk Supply— z njeiwuii. supplied by spree
nles street mains; diameter, 6tozaiadws; r>
ts. J. B. Qramm; A. T. GUsoo.
The fellowing places have no fire \
Battle Mountain, Lander Co., popobtioi ^
Dayton, Lyon Co., populntkm 70a Gaioa. Dnt-
las Co., populatioa 5001 Hawthorne. Easnb
Co., poimlation ua Ruby HOI. Eoreka Co., pes-
Tuscarorm. Elko Co., popnlfla
X364.
NEW HAMPSHIRE.
Bheralt Hillsborough Co.. population u
frame dwellings, one and one-half stories; fire
^
» 40. vohmteers; annual expensra.
Chief elected by 1
nbers. W.
partment consists of a hand engines, a hose car-
riages; 800 feet good cotton hose; value of appar
ratus and supplies. %yxai 1 building owned, value
Izooo; membmli '
SZ56: bell alarm.
D. aark.
Watbr Supply-— 5 dstems. supplied by springs.
A. A. Rotch, Town Clerk.
Brintolt Qraflon Co., populalkm 135a; buikl-
ings, brick and l^me, one and one-half to three
stories, wooden roofs; department consists of z
hand engine. 3 hose carriages, 550 feet cotton hose,
zoo feet unen, zooo fieet good leather, zoo feet poor
leather; value of apparatus and supplies. $5000;
members 60, volunteers; bell alarm. Geo. C.
Cu«Tin.
Watbk Supply— River and s reservoirs; direct
pressure; 4 miles street mains; 40 hydrants. J. H.
Brown, Supt.; A. Robie, Town Clerk.
ClarcMOBt, SoUivan Co., populatioa 4704; z
steam engine; a hand engines; z book and ladder
truck; 9000 feet good linen rubber-lined hose; 45
members, fiiU paid. G. H. StorwelL
Watbk Supply- Water-works; direct pressure;
a miles of mains; 4a hydrants; zo dstems; 7 force
pumps. F. P. Haskell, Town Clerk.
Golobrooky Coos Co., population zsao; area
and fire limit, zooo acres; fnune buildings; z hand
engine; z hook and ladder truck; z hose carriage;
600 feet new hose; 600 feet poor hose; vahie of ap-
paratus, etc., faooo; z building used, value $500;
34 volunteer members. Chief elected by coas-
panies. A. C. WaUace.
Watbk Supply— a reservoirs, suppliad by
springs; 3 miles street mains, largest 3 inches; 8
hydrants: annual expenses ot water department,
$zsa works operated and owned by G. W.
Annis; D. B. Cummings, Town Clerk.
DerrTt Rockingham Co.. populatioik *a37o;
frame buildings; 3 hand engines; a chemical en-
gines; I hook and ladder truck; s hose carriages;
vahmof apparatus. $^00; 3 boiklings used; Z50
volunteer members; btiland steam wQstle alarm.
H. S. Warner.
Watbr Supply— Wells and dstems; capadty,
40^000 gaUons daily. E. T. Parker, Town Clerk.
Do^er, Strafibrd Co.. population *Z4,qooc 3
lam engines; z hand engine; z hook aad ladder
dc; shose carriages; z supply wagon; a large
"ion of the hose is reserved kk hydrant use at
the lactoriet; 33.300 feet good cotton hose; 300 r
good leather; aooo feet poor; Z4,o5o fectfisa:!::
members, all paid; 7 horMs; tekfrapb staitt <
boxes. H. G. Hanson.
Watbr Supply— a rivers, pond; ssdstau r
hydrants; 34 reservoirs. E. J. Peaiatoe.
Exeter « Roddngham Co., popdatkm *^:
sfeam engine; z chemical engine; a hind eop%
z book and ladder truck; 4 hose carrisges: nbbe
and leather hose, good; lao volunteer fsenbos, i
horsrs. Warren.
Watbr Supply— Water-woria; zo dstens: i
reservoirs; river and pond.
FanaiagtOMy StraiEard Ca. popahHos^xiK
frame buildings, two and three stories; dn(>
rtMfe permitted; department oonsisis of z hiai'!'
gloe, z hook and ladder tra<^ a hose onsfK
500 feet cotton hose; 750 feet leather hose. pK
value of apparatus and suf
rsnppHes,«aoao;tbdCi«
o full paid
owned, value $zooo; 70 i . ,
expenses. $700; beO alarm. Chief dcdedbroi^
bers. Eben Frye.
Watbr Supply— zz leseiroiw. soppBrfp
pumping and gravity; z$i mQes o< stnet w»
diameter 4 to 8 indies; aa hydrants; ^Ktss^f
pounds; annual expensei of water depaitaa(, ^
S. H. Parker. P. P. Conner.
I, bride and frsae. two stone; «w»
mitted; fire depaftment consists of i^
\ hand engine, 4 hose carriages; n» *^
urn hose. 500 feet good Hnea. 600 le«?^
FlakersTlUe, Merrimack Co.. popdstw^
bondings, bride and frsae. two stone;^^
roon permitted;
engine, z hai ~
good cotton I , „ . _^^
feather; value of apparatus and sopplies. btf*^
$7000 and $8000; membenihip 55. paid pszt ^
bell and whistle alarm.
Watbr Supply— River, canal aBd6resef«»
(There is no such place as Fisheinife"^
was changed to Penaoook a number of jtsff 4=
Jas. A. Cochran.)
FramkllM, Merrimadc Co.. popalsdoo5)^'
steamer; z hook and ladder truck; z hasdesi*
3 hoae carriages; Z500 feet good leather bse^
feet good rabber-lined hoae; BMOibenlup^ft *^
teers. Charles F. Noycs.
Watbr Supply— 5 dstems.
Gorbamt Coos Co.. popoladon 15°^ ^
90,000 acres; causes of fires >B^'^*^^V'rL^
works ordinance; frame buildings; s ^
gines; a honk and Udder trades; aboseoiii^
600 feet good cotton hose; 400 Imcn: 'wj^^
[.aratus, $z8oot vnhie of bmldiags med. |i5B(^ ''^
Fire ProtM^xm and Water
119
memben, pud; ImII and iteam-wbistit alam.
John Peabody.
Water Supplt— Gravity pressure; a miles
mains; diameter, 3 to 4 inobes; zx hTdiants; pres-
sure, 56 pounds; expenses of water department in
2888. $165. T. E. Fish, G. E. Tubbs.
Great Falls, Straffind Co., population *6ooo;
4 hand engines; z hook and ladder truck; a hose
carriages; 5000 feet good leather and linen hose;
membership z8o, paid. O. C. Shapleigh.
Water Supply— Water-works; a6 hydrants.
H. S. Chase, Supt., A. Sherry, Town ClerL
HaaoTer^ Grafton Co., population *3Z47; area
and fire lii^it, 3560 acres; frame buildinn, two
stories: department consists of a hand entpnes, 90
chemical hand extinguishers, 3 hose carnages; z
hook and ladder trudt; 500 feet good rubber hose;
200 poor; zzoo feet good leather; value of apiwr
ratns and supplies, $3500; x building owned, value
$1700; membership, 300; bell alarm. Chief elected
by the company. H. C. Braun.
Water Supply— zy cisterns, supplied from
buildings; capacity, 7000 gallons daily. E. R.
Ruggles in charge. Geo. Hitdioock. Village Clerk.
Hiasoale, Cheshfre Co., popultion *aaoo; area,
t^,ooo acres; fire limit, 500 acres; frame buildings.
t band engine; z book and ladder truck; 8 chemical
land extinguishers; 3 hose carriages; 300 feet good
libber hose; 2700 linen; 800 leather; value $5000;
) buildings used, value $5000; 'n members, paid
>arttime; steam gong alarm, uhiel appointed by
lelectmen. A. H. Latham.
Water Supply— Canal and force pumps; 96
lydrants; 4700 feet cMT main. E. E. Hall, Town
Keeaey Chediire Co., population *70oo; de-
Mutment consists of z steam engine, a hand en-
^nes, 8 hose carriages, a hook and ladder trucks;
|6 feet good eotton-hned boee; Z700 &ir leather; 86
vhmteer members; telegraph alarm. z8 boxes,
ienry H. Haines.
Water Supply— Lakes; gravitv system, water-
rorks; Z46 hydrants; 30 miles mains; diameter. 4
024 inch; 335 Eddv gates; pressure, 90 pounds;
ost of works to Z889, $aa3,^»; annual expenses,
Iz6oo. E. S. Foster. Pres.; P. F. Babblge, Supt.;
r. P. Wellman, City Qerk.
liae^aiat Belknap Co., population *^5oo; build-
Bgs, brick and frame, two and three stories; wooden
oofs permitted; depmrtment consists of z steam en-
me. z hand engine, z hook and ladder truck, a
ose carriages; 3900 feet good cotton hose; zooo
set poor; 4 horaca; value of apparatus and supplies,
>zz,3i3; membership 56^ pakl part time; annual
speoses, $zgM tetegraph alann, 94 boxes. C. H.
vatson.
Water Sufpi^y— Reservoir; pumped from lake;
miles mains; 43 hydranU; 85 pounds pressure.
u E. Cbeeny, George B. Lane.
Iiaacaatary Coos Co.. population 3000; fire-
works ordinance; causes of fires investigated; mer-
antile buildings, frame, two stories; wooden roofr
ermitted; dweUings. wood, two stories; depart-
lent consists of a hand engines, 4 chemical hand
itinguiahers, z book and ladder truck, 4 hose car-
ages, 3 force pumps; ^500 feet linen hose; 950 feet
ood leather; value of -apparatus and supplies,
15000; a buildings used, value 500; zza members,
art paid; annual expenses. $893; bell and whistle
lann. Chief elected by board of firemen. Ed.
L Kent.
Water Supply— 6 reservoirs and river; aque-
nct; 600 feet street mains, 6 double hydrants. W .
farshaU. C. B. Allen.
Lebaaoa* Grafton Co., population 3354. fire
mit, a56o acres; causes of fires mvestigated; mer.
antile buildings, wood, three stories; wooden roofg
permitted; dwelKngs. wood and tirlck, two stories;
department consists of a hand engines, z chemical
engine, z hook and ladder truck, a hose carriages;
aoo feet rubber hose, good; zoo fleet poor; zjoo feet
leather hose, good; 300 feet poor; value of appara-
tus and supnhes. Sza.a4o; z building owned, value
$1600; membership, ZZ9; zza part paid; annual ex-
penses, $973; bell alarm. Chief elected by pre-
cinct. Frank Sayre.
Water Supply— Direct pumping system; 8 cis-
terns, supplied from roofs, capacity m,ooo gallons;
a344 street mains; diameter, 4 to 6 inches; o by*
drants; pressure, 80 to 90 pounds; new system re-
cently put in. H. P. Goodrich, Chas. A. Downs.
liisbmiy Crafton Co., population zooo; area, z
square mile; firame buildings, one to three stories
high; z hook and ladder truck; z hose carriage; z
force pump; 800 feet serviceable cotton hose; value
of apparatus, $3000; as members; expenses in z888.
$z6oo; whistle and gong alarm. Chief elected by
board of engineers. F. P. Hall.
Water Supply— Lake and riven gravity pres-
sure; 33 hydrants; 4 miles mains, diameter 4 to 8
inches; pressure, zoo pounds; cost of works, $04.-
000; annual expenses, $z5oo. L. C. Payne. Supt.;
D. C. Moulton. Mayor; wTm. Kelsoe, 6^ Clerk.
IjittletoB. Gtafton Co.. population '3350; z
hook and ladder truck, a hose carriages; aooo feet
good hose; zy volunteers. A. J. Craln.
Water Supply— Water-works; 40 hydrants.
B. H. Coming.
Maacliaatery Hiltsborongh Co., population
*43>49o; mereantile buildings, brick, four stories;
wooden roofs permitted; dweUings, frame, two and
two and a half stories; department consists of 5
steam engines, a hook and ladder trucks, z chemical
engine, z boee lyagon. 6 hose carriages; 6800 feet
good cotton hose; 800 feet good leather; az horses;
value of apparatus und supiHies. $97i735; 5 buildings
used; memDershlp. za3; full paid, zz; part paid, zza;
annual expenses, 933i5^: telegtaph alarm, 47street
boxes. Chief elected by city council. T. W.
Water Supply— Reservoirs, pumping system;
49K miles street mains; diameter 4 to ae tncbea;
4z8 hydrants; pressure, 65 pounds. N. P. Kidder,
Town Clerk.
Mario W» Cheshire Co.; buildings, fhime, one
to two stones; wooden roofs; department consists of
z hook and ladder truck, hand grenades; expenses
in z888, $198; whistle alarm.
Water Supply— Pond. Elbiidge N. Howe,
TownClciiL
Milford. Hillsborough Co., population «x»;
firame buildmgs. two and three stories; a hand en-
gines; z hook and ladder truck; a hose carriages; a
DuildinjBfs owned by town; bell and horn alMrm;
Geo. C, Farwell.
Water Supply— River, ponds and reservoirs;
street mains and 6 hydranU; gravitv water-works to
be't>ut in. Jas. M. Laws, Town Clerk.
Naskaa, Hillsborough Co., population *3o,ooo;
3 steam engines; z hook and ladder truck; z chem-
ical engine; 4 hose carriages; 7000 feet good cotton
hose; membership 85. 7 paid full time; 9 horses;
telegraph alarm. Chas. ft. Whitney.
V/ATER Supply— Water-works; gravity pres-
sure; 500,000 gallons capacity; as miles mains; 79
hydrants; ao cisterns. Horace Holden, Supt.; C.
T. Russell. City Clerk,
New Market, Rockingham Co., population
3368; a fire companies. Henry Tuttle.
Water Supply- WatcrpowcrfrommiUs.which
will reach nearly all the business portion of the
town. John L. Bennett. Town Clerk.
Newport. Sullivan Co., population *a684;
'buildings, bnck and frame, one and one-half to
Uiree stories; wooden tooia petmitled; department
I20
Fire ProtecHan and Waier Siffpply.
NEW HKUV^mK&'-CmHmud.
consists of z steam engine, z hook and ladder
truck, a hoae carriages; aooo feet good rubber
hose; value of apparatus and supplies, $6000;
membership 35, TOittnteers; bell alarm. Chas. H.
WatU.
Water Supply— River and 3 reservoirs. Edwin
H. Hitchcock. Town Clerk.
Peaaeooky Merrimac Co., part of Concord.
See Fishersville.
Peterboroogh. Hillsborough Co., popolatkm
9906; area and fire limit, 23,040 acres; firame build-
ings, one and two stories; shingle roofs permitted;
department consists of a hand engines, 3 hose car-
riages, I hook and ladder truck; Siamese couplings
used; Z400 feet good linen hose; 500 poor; 600 feet
ffood leather hose; value of apparatus and supplies,
$3500; z building owned, value $300; membership
57, all volunteers; annual expenses, $Qoo. Chief
elected by board of engineers. John H. Steele.
Water Supply— Direct pumping system; di-
ameter of mains, 4 to 6 inches; 17 hydrants. John
H. Steele, Town Clerk.
Piltsfieldy Merrimack Co., population ^2500; z
hand engine; z chemical engine; zo chemical ex-
tinguishers (hand); z hook and ladder truck; a hose
carriages; 100 feet ffood rubber hose; 600 feet good
linen; zoo feet gooa leather; aoo feet poor. H. W.
Bachelder.
Water Supply— <jravity; 6 miles mains; 97 hy-
drants; 80 pounds pressure. Sherburne J. Win-
slow, Supt.; Frank l>. Osgood, Town Clerk.
Plymoatlif Grafton Co., population *z7a6;
frame buildings, two stories high; shingle roofs;
department consists of z chemical eneine, s hose
carriages; ZZ50 feet good hose; value of apparatus,
iz8oo; membership zs, full paid; annual expenses,
zooo; bell alarm. Fred. Batchelder.
Water Supply— a reservoirs, supplied by
springs and brook; 6 miles mains; diameter, 4 to
8 inches; 97 hydrants; cost of works, $40,000;
annual expenses, $z,ooo. Operated by town, John
Mason in charge; D. P. Donavon, Town Clerk.
PortsMOvthy Rockingham Co., population
96^; mercantile buildings, brick, three stories;
dwellings, wood, two stories; department consists
of 4 steam engines, a chemical engines, 6 chemical
hand extinguishers, z hook and lander truck, 3 hose
carriages; 6850 feet good hose; 3000 leather; 6
horses owned by city and a hired; 6 buildings in
use; Z93 memt)ers, all paid; annual expenses $SSoo;
telegraph alarm. Chief elected by board of alder-
men. Herbert A. Marden.
Water Supply— Z4 reservoirs, supplied from
aqueduct. John O. Ayers, Mercer Goodrich.
SvBOOokf Merrimack Co., population 3487;
fire department consists of z hand engine (worth-
iest), z chemical engine; 500 feet new hose; meia-
bership 50, za paid, rest vdlnnteers. G. P. Ap-
pleton.
Water Supply— Steam pump; 6 bydruts. D.
L. Jewell, Geo. E. Gerden.
WlltOBy Hillsborough Co.. pomilatioa *aooc;
buildings, brick and frame, one and one-half asd
two stories; wooden roofs permitted; deptrtnieet
consists of z hand engine, z hose carriage; 45^ ^
good rubt>er-lined hose; 600 feet good tettber.
value of apparatus and supplies, $aooo; member^
az, paid part time; annual expenaes $ao8; bdl an
whistle alarm. John Gage.
Water Supply— Wells and rivec z resnwr;
dtrpct pressure; 50 rods mains; 4 hydraats. Job
F. Mahoney, Town Clerk.
WImeliestery Cheshire Co., populatioa mi
area, 6400 acres; mercantile buOdings, woodn^
brick, two stories; dwelhngs, wood, one andtbal
stories; department consists of 4 hand engiies, i
hook and ladder truck, 4 hose carriages; aoo tai
rubber hose, 400 cotton, aoo linen, 400 )ex&tt,
good; aoo feet rubber, aoo linen, 900 leather, poo:
zoo volunteers; bell and whistle alarm. OsA
elected by board of fire wardena or appointed b
selectmen. W. N. Haskell.
Water Supply— River and cisterns, witk if
drants; 9 steam pumns; z pump, water pcvs
Geo. H. Snow. Town Clerk.
WolHiorovirlty Carroll Co., population 39s
area, 500 acres; causes of fire fnvesdeated; inat
buildings, two and three stories; shingle roo&; a-
partment consists of a hand ezigines. a boseor-
riages; Siamese couplings used; 400 feet linen boK
500 feet good leather hose; value of apparatns vi
supplies, $Z5oo; zoo n^embers, part paid: aioai
expenses, $800; bell and steam whistle aJsa>
Chief elected by members. Thomas Lees.
Water Supply— Lake, river and weBs; «*
works to be erected. C. F. Piper, S. W. Abboc
WoodsTille. Graftcn Co.. popdaiioB "Tn
buildings, wooa and brick, one and ooe4islia
three stories; wooden roofs; department cossuft"
z hose carriage; 500 iieet good leather hose: valves
apparatus and supplies, $PBoo; memben, sa, v^*
teers; expenses in z888, $400; bell alarm. H. F-
King.
Water Supply— Water-works; direct proff^
9}i miles street mains; z6 hydranta; presnre. fl$
pounds. E. B. Mann, Geo. £. Enciy.
The foUowing places have ao fire protfctioK
Canaan, Grafton Co., population *z863. Hay
ton. Rockinffham Co.. DooulatioB moo. HsTtnff>
ough Co., population ZQ4a. Runiiey, Grafioa Co-
population 960. Rye, Rockia^iam Co., popoi^
ZZ30. Straflbrd, Stzafibrd Co., populatioa iw-
NEW^ JERSEY.
A ilea town 9 Monmouth Co., population zozo;
a hand engines; 75 feet good leather hose; no organ-
iaed company. i>. S. Savidge.
Water Supply— Wells and lake. Wm. Haw-
kins, Town Clerk.
Asbvry Parky Morunouth Co., population
taza4; a steam engines; z chemical engine; 4 hand
engines: z hook and ladder truck; 3 hose carriages;
3500 feet good hose; Z45 men, volunteers. D.
Brower.
Water Supply— New water-work; pressure of
■^ pounds, any part of dty. G. H. Coffin, C. T.
Atlaatlo City f Atlantic Co., population tzo,ooo;
area, 7680 acres; fire marshal investigates fira
mercanule buildings, firame, two to three snna
wooden roofe permitted; dweBittgs,ftame, riotfc
a half and three storiea; department ooDSStsofJ
steam engines, za chemical nand extiagoisben, i
hook and ladder truck, 5 hose carriages; siano^
couplings used; 900 feet rubber hose; zooo fedgo^
cotton hose; 9 horses; value of apparams and ^
plies, $ao,ooo; buildings, $za,ooo; mcmb^wiP^
o, 4 paid; annual expenses of departmest. $5<m
i\\ alarm. Chas. S. Lackey. ^ ^
Water Supply— Pumping system; sttndftT
Z35 feet high, capacity 500.000 gallons; 30 *^
diameter of mains 5 to 84 inches; iSohydiasKPi^
^i
sure, 40 to 75 pounds; water
by
Fire Probee^Mn and Water Supply.
121
>rivate company. Geo. T. Prince, R. H. Albert-
on.
Baronaey Hudson Co.. population *Z4«ooo;
lepartment consists of 3 steam engines, z hand en-
^ne, 3 book and ladder tracks, 3 hose carriaces;
poo feet good hote; 400 Tolimteer members. Wal-
er Snrman.
Watbr Supply— Bay and Passaic river; gravity;
I miles mains; 68 hydrants; pressure 50 pounds.
I. C. Combs.
BridgetOBf Cumberland Co., population *ia,-
00; I sleam engine; z hand engine; z hook and
adder truck; 3 hose carriages; zsoofeet good cotton
tose; a8 men, paid part time; a horses. W. H.
i:iwell.
Water Supply— Water-works; gravity press-
ire; z reservoir; z,5oo,ooo gallons capadty; i^H
niles of mains and supply pipea; 96 hydrants. C.
}. Moore, City Clerk.
BvrliBf tony Burlington Co., population *900o;
irea, 2000 acres; fire limit, zooo acres; mercantile
buildings, brick and wood, three stories; wooden
oofs permitted; dwellings, brick and wood, three
tories; department consists of a steam engines, z
hemical band extinguisher, z book and ladder
ruck; 5 hose carriages; a^oo feet good hoae; 4
torses; value of apparatus and supplies, $Z5,3oo( 4
»ui1dings owned, value ^z.ooo; 306 volunteer mem-
>ers; annual expenses, $Z365; bell and electric
ilarm. Chief elected by compimies. Salvage corps,
:3 members; appointed by city. W. H. lUmbo.
Water Supply— Dirtct pressure; 7 reservoirs,
upplied by pumps; capacity zooo gallons per min-
ite; za miLes street mains; diameter 4 to 24 inches;
OS hydrants; pressure 90 pounds; annual expenses
>f water department, $65oa Geo. A. Allinson, J.
^. Battoo.
Cald welly Essex Co., population 800; 3 flb«
xtinguishers.
Camdevy Camden Co., population *6o.ooo;
irea, 4Z60 acres; fire limit; mercantile buildings,
>rick, two and five sfories; shingle rood permitted;
Iwellings, brick, two and three stories; department
onsists of 3 steam engines (z in reserve), 4cheroical
land extinguishers, a nook and ladder trucks (z in
eserve), 3 hose carts; Siamese couplings used;
000 feet good cotton hose; zo horses; value of ap-
paratus and supplies, $3<.4do; a buildings 0¥mea>
alue $za.ooo; membmhip 3a; full paid Z9; part
»aid Z3; annual expenses, $a5,oo(x telegraph and
ire alarm, ao street boxes. Chief elected by city
ouncil. R. S. Bender.
Water Supply— z reservoir; capacity. 5,000,000
gallons dailr> 40 miles and 33 feet street mains; dl-
imeter3 to 30 inches; 358 hydrants; pre«sure ao
K>unds. Wm. Mines, Supt.; D. Cooper Carman.
Caps HaT» Cape May Co., populstion tz6zo;
lepartment consists of a steam engines, a hose car-
lages, z hook and ladder track; zzoo leet good
uroerhose; Z500 feet good cotton; membership,
; paid full time, 38 part time. Joseph H. Hanes.
Water Supply— Water-works; direct and grav-
ty; 4 reservoirs; 50 hydranu; 5 miles mams. H.
^. Douglas.
Bellerlllef Essex Co., populaMon tz8i8; area,
440 acres; mercantile buildings, brick, two end
bree stories; shingle roofs permitted; dwellings,
rame, two and three stories; department consists
,f 3 chemical hand extinguishers, a hose carriages,
hook and ladder truck; m feet good mbber hose;
600 fe^t good cotton; value of apparatus and sup-
ilies. $aooo; a buildings owned, value Szooo; 7^
olunteer members; annual expenses, $400; bell
larm. Chief elected by commissioners. Levi
Sroadbent.
Water Supply— Inexhaustible; z reservoir,
applied by force pumps; gravity system; a miles
treet mains; diameter, 6 inches; z8 hydrants;
water pretaore. 70 pounds. Otis Palrchild, Town
Clerk.
Balvidere, Warren Co., population *aooo;
z hook and ladder track; a bote carriages; z8oo
feet good hose; as volunteer members, ueo. H.
Currie.
Water Supply— Direct pressure: river; ^%
miles of mains; a4 hydrants. Geo. Zink, Sharp
MelUck.
BeTerly^ Burlington Co., population Z759;
buildinas, ftame; department consists of one hook
and lacider track, a hose carriages; 3500 feet good
bos'-. M. J. Swift, J. Ashton.
Water Supply— River, stand-pipe, zao fieet
high, and direct pressure from water-works; daily
capacity, Gordon and Maxwell pumps, a,ooo,ooo
gallons; 44 hydrants; 6% miles mains; zoo ntes.
Harry Stetser, Supt.; Elmer C. Higgins, Town
Clerk.
Bloomfieldy Essex Co., population *8ooo
frame buddings, two and three stories; department
consists of z nook and ladder track, ^ ho«e car-
riaaes, a chemical extinguishers; 5,000 feet of hose;
bell alarm. T. Howell Johnson.
Water Supply— Wells; zia street hydrants in
use; Z4 miles street mains and supply pipes; diam-
eter 4 to 9 inches; smallest, 4 inches; z 15 hydrants;
Sresimre 90 to zao pounds. Geo. Olcott, Supt.;
:. F. Farrand, Town Clerk.
Borden town* Buriington Co., population
14683; fireworks ordinance; causes of fires investi-
gated; mercantile buildings, brick, two to four sto-
ries, tin or slate roofs; dwellings, wood and brick,
two stories; department consists of a hand engines,
z hook and ladder track, 3 hose carriages, Siamese
coupbngs used; Z300 feet good leather hose; 300
feet poor rabber hose; value of apparatus and sup-
plies, $6000; value of buildings owned, $34,000;
12s volunteer members; annual expenses.ni^STo;
bell alarm. Chief elected by members. H. N,
Jobes.
Water Supply— Reservoir, supplied from Del-
aware River; capacity 580,000 gallons daily; 6 mOes
street mains and supply pipes; diameter 4 to za
Inches; 38 hydrants. J. Steele, D. F. Waker.
Carl8tadt» Bergen Co., population *3cx)o; z
steam engine; z hand engine; z hook and ladder
track; z hose carriage, 850 feet good canvas bote;
70 men, volunteers.
Water Supply— River and 3 daterns.
Cluuabersbnrg» Mercer Co., population '5^37;
buildings, brick and frame, two aitd a half to four
stories: wooden roofs permitted; department con-
sists of a steam engines, z hook and ladder truck, 3
hose carriages; aaoo lieet good rabber hose; 500 feet
good cotton; 7 horses; value of apparatus and sup-
plies, $zo,ooo; membership zao, volunteers, a paid
mil time; annual expenses, $4800; telegraph alarm,
4 boxes.
Water Sitpply- Reservofr, 5,000,000 or 6,000,-
000 gallons; 58 hydrants; ay pounds pressure.
Clayton » Gloucester Co., population faooot
buildings, frame, two and three stones; wooden
roofs; a hand engines; buckets.'
Water Supply— Pumps and wells. B. F.
Sparks, Village Clerk.
DoTer^ Morris Co., population tszTo: a steam
engines; 4 chemical exdnguishers; z nook and lad-
der track; 3 hose carriaees; 1000 feet rabber hose;
500 feet cotton and 500 feet good leather hose; Z50
men. W. H. Lambert.
Water Supply— Water-works; 50 hydrants.
Dover Water Co., J. S. Gibson.
East Orange, Essex Co.. population *ti(,ooo;
buildings, brick and frame; wooden roofs permitted;
department consisU of z hook and ladder track.
122
Fire Frateotitm and Water Suppb/.
NEW JERSEY— Gw^vAf.
hose carriages; 6000 feet good rubber-lined cotton
hose; volunteer department; telegraph alarm. H.
Milk.
Water Supply— Direct pressure; Holly system;
36 miles mains; 960 hydrants; 90 pounds pressure.
Q. P. Okott, Supt.; Gen. A. F. Mnnn. Town
Clerk.
Egg Harbor, Atlantic Co., population *Z40o;
department consists of z hand engine, a cfaemfcal
extinguishers* i hook and ladder trudk, a hose car-
liagrs; aooo feet cotion hose; 150 feet rubber hose;
membership 75, volunteers. J. Reichenbach.
Water supply— Driven wells and force pumps.
F. Norman. Town Clerk.
Elisabeth, Union Co., population *33,a9o;
area, 7000 acres; n^mntile buildings, brick and
wood, two to four stories; wooden roois permitted;
but not within aoo feet of the mainstr^; dwellings,
wood and brick, two to four stories; department
consists of 6 steam engines, a hook and ladder
trucks, 8 hose carriages; 3500 feet new rubber hose;
2500 feet of poor; 15 horses; 7 buildings owned;
membership 573, 7 full paid; annual expenses,
98000; telegraph fire alarm, 96 street boxes. Chief
elected by members. Wm. Mahoney.
Water Supply— 3 reservohs, supplied by river
and pumps; capacity 290,000,000 gallons; 8 cisterns;
47 miles of street mains and supply pipes; diameter
4 to 24 inches; 2x3 hydrants; pressure 30 pounds;
annual expenses ot water depiartment, $75,000. B.
L. P. Coleman, City Clerk.
Englewoodt Bergen Co., population 4076;
buildings, brick and frame, three stories; wooden
roofs; department consists of i hook and ladder
truck, 2 hose carriages, hand extinguishers; 1000
feet good rubber hose; value of apparatus and sup-
lies, $9000; members 60, volunteers; bell alarm.
Jacob Taylor.
Water Supply— Hackensadc Water Company:
40 hydrants. Samuel F. Gold, A. A. Coyle.
FltmdugtoUf Hunterdon Co., population
*90oo; mercantile buiklings, brick, three stories;
wooden roofs permitted; dwellings, wood, two sto-
ries; department consists of z steam engine, z hoaa
carriage, z hook and ladder truck: 600 feet good
rubber hose; 600 feet fobric hose; z bolldiag in use;
membership z^, all volunteers. Chief elected by
atreet commissioners. Elmer Hamm.
Water Supply— Gravity pressure; 2 reservoirs,
supplied by springs and ennne at river; diameter of
street mains, 6 and 4 inches; 8 hydrants. J. B.
HopeweU, Supt.; H. O. Chamberiain.
Freelioldt Monmouth Co., population "2500;
fireworks ordinance; mercantile buildingB, brick
and frame, three stories; any roof permitted; dwell-
ings, frame, two story; department consists of 2
ateam engines, z hook and ladder truck, 3 hose car-
riages; Siamese couplings in use; value of apparap
tus and suppties, $10,000; z brick two-story build-
ing, owned by town, value $6000; z«> volunteer
members, excepting engineers; bell aiann. Chief
elected by department and approved by commis-
aioaers. John H. Hulse.
Water Supply— 14 dstems, supplied from
buildings, and steam well when necessary. Chas.
H. Butcfter, Town Clerk,
French town 9 Hunterdon Ca, population
tzo66; fireworks ordinance; mercaotile buildings,
frame, three stories; wooden roofis permitted;
dwellings, frame and brick, two and three stories:
department consisU of z steam engine, z hand en-
gine and 2 hose carriages; 1000 feet good leather
hose; value of apparatus and supplies, $9800; z
Duilding owned, value $2000; 80 volunteer mem-
bers; annual expenses. $zoo. Chief elected by
company. J. B. Lyons.
o'^^T.f * SuppLY-DeUware river and mill race.
P. Smith, Town Clerk.
dmiceater CItrt Camden Co., no|Nilatiai
15966; z hook and ladder truck; 6 dieraicsl eitis-
suishers; z hose carriage; Z400 feet go^nibbcr
hose; 34 volunteer members; mills aBdptbtvaib
own 5 hose carriages; 5000 feet serriceaMe hose.
P. Mealey.
Water Supply— WatetMrorks; Haadfipe;}
fire hydrants, 8 miles mains; pressure, 65 10 00
pounds. James Finley, SnpL; D. F. Lane. Cti
Haekensaek, Bergen Ca, popolatiaa niaao:
department consisU of z hand engine, a book and
ladder trucks, 3 hose carriages; 3500 iret cotot
hose, good; 500 mbber, good; i^ volm
hers; telegraph alann. M . W. iieatli.
Water Supply— Reservoir, 5.000,000 galkes
capacity; 5 miles maina; 61 hydrants; preasoe.^
pounds. J. C. Westervelt, hupt.; M. Dcnocesr,
Town Clerk.
Hacfcettatowm, Warren Co.. popiilaMi
ta645; 2 hand engines; 2 hoae carriages; 100 feet
rubber hose, good; Z500 feet cotton, good; #>^
nnteer members. G.w. Smith.
Water Supply— Water-works; gravity pws.
fure; a reservoirs; 80,000 galk>ns capadtv; 9Biia
of street mains and supply pipes; 40 nydian
Isaac W. Crane, Thomas Nolan.
Haddonfleldy Camden Co., popnlalion^sTK
department consists of 2 hand engines, z hook isu
ladder truck, 2 hose carriages; zooo feet good hose
500 feet poor; zzy volunteer members. D. C N-
Collins.
Water Supply— a^ publfe cistenu and wi»*
works; stand-pipe; ao hydrants; 5 miles nsiu; o
Water Supply— Resctvoirs in ooone of e»
atraction.
HaaimoBtoii. Atlantic Co.. popoiatko *aaK
buiklings, frame, two stories; wcxMlen rooft pcf^-
ted; dflpwtment consists of z hand engine, i bon
and ladder truck, z boae carringe; 450 fert |om
leather hose; valua of anpamtos and mppKi
$z5oo; membership 6^, all volnntaers; ttkpw^
alarm to be oonstructed.
HnrrlsOBy Hudson Co., population ^9"°^
buildings, frame, two and a half and three sladeK
wooden roofs permitted; department consists di
hook and ladder truck. 2 hose caniages, 4 cbenn-
extinguishers; aooo feet good rubber hose; soo w
cotton, poor; value of appamtes and SBn>»
$4000; membership 95. volnnteers; aanasl ex-
penses, $2500; bell and whistle alarm.
Water Supply— Belleville watar-works; *i*
system; 4^ miles mains; 65 hydrants; 65 posaff
pressure.
Hlgktstowo. Meroer Co.. popolaikHi *tka
area, zoo acres; frame boHdings. two and three fu-
ries in height; wooden roofe permlttad; depsTtnesc
consists of z steam engine, z hand engine, s bo*
carriages; Z500 feet cotton hoee, new; sooleetfo^
leather hose; 400 feet poor; value of apparsttttsd
supplies, $7000; z building owned; vahie. ^$^
membership 66, volunteers; bdl alarm. Oi»
elected by members. J. V. D. Bednnaa.
Water Supply— Pond; stream; wells; 8 en-
terns, zzoo gallons each. T. W. PuOen. Ton
Clerk.
HobokeSf Hudson Co., population '43.000; 3
steam engines; 4 chemical band extingushers' s
hook and ladder trucks; 6 hose carriages; s cose
carts; a jumpers; 4500 feet good rubber hose; ^
feet good linen; 2 men (engineers) paid finil taei
300 volunteers. W. A. Wiffig.
Water Supply— River; system, pampioe »
reservoir; daily capacity of pumps» 5,000,000 fa|-
Ions; Z50 hydrants; z8 miles mains; diamcttfo^
z6 inches; zooo meters; Crown, WotthtBjtoB.
Fire Ftote^hn and Water Supply.
123
pressure 40 to 65 pcmnds. C. B. Brush, Supt.;
::ha5. Gross. City Registrar.
Ho^wellf MeroerCo., population ttioo; z hook
nd ladder truck; value of apparatus, etc., $zooo;
O yolnnteer members; bell alarm.
Water Supply— Wells, dstems and brooks.
Jersey City, Hudson Co., population *i6o,ooo
irea, 16,640 acres; fire limit, 3^0 acres; fireworics
trdinance; causes of fires investigated; mercantile
buildings, brick and wood, three and four stories;
dwellings, brickr four and five stones; department
onsistsof zz steam engines, a chemical eneines, 96
bemical hand extingmshers, 6 hocric and ladder
racks, la hose carnages, Z5 fireboais; Siamese
ouplings used; 3550 feet good rubber hose; z5,5oo
eet good cotton bose; 49 horses; value ol apparatus
ind supplies, 9000,000; az buildings owned; z
ented at $3do per vear, value $3000; membership,
03; full paid members, 75; part paid, zaS; annual
xpenses, $zoz,ooo; telegraph alarm, 99 street
>oxes. Chief elected by fire commissioners during
good behavior. H. C. Farrier.
Watbk Supply — 3 reservoirs, supplied by
mmping and gravity; diameter of mains, 4 to 30
nches; 1650 hydrants; pressure, 4< pounds. W. W.
Juggles, Chief Engineer; John E. Scott
Keypoity Moomottth Co., population 13663;
onea and fire limit, zo,340 acres; fireworks ordi-
lance; causes of fires investigated; mercantile
Niildmgs, brick and wood, two and one-half and
hree stories; shingle roofe permitted: dwellings,
>rick and wood, two and ono-oalf and three stories;
lepartment consists of 6 chemical hand extinguish-
;rs, z hook and ladder truck; value of apparatus
ind supphes,f$z5oo; membership 50, volunteers; an-
lual expenses, $Z75; bell alarm.
Water Supply— Cisterns and bay.
I«akewoodf Ocean Co., population *Z30o; z
look and ladder truck; 800 feet liose.
Water Supply— Stand-pipe; street mains and
tx hydrants; pressure, 60 to zio pounds. J. O.
/an Hise in charge; B. F. Fielder, Villaxe Clerk.
ralueof apparatus, $4000; Dufldings, value $zz,d
nembersmp, Z40 vohmteers. C. H. W. van
kriver.
Water Supply— Water-works; gravity pres-
nire; river, z reservoir; 4 miles street mains and
npply pipes; 23 hydrants. F. Coryell, Supt.; Gea
Wl. Holcombe, Town Clerk.
I«oBg Braneliy Monmouth Co., population
•Sooo; area and fire limit, 9000 acres; fireworks or-
llnance; ftwne buildings, two stories; shingle roofs
>ermitted; fire department consists of a steam en-
pnes, z chemical engine, a hook and ladder trucks,
\ hose carriages; Siamese couplings used; ^000 feet
^ood rubber hose; z8oo feet gooa cotton; 6 horses;
ralue of apparatus and supplies, $90,000; 4 build-
ups owned, value $xa,ooo; membership 300; engi-
leers and drivers paid, rest volunteers; telegraph
darm. Chief elected by companies. Jas. B.
ninn.
"Water Supply— Brook; stand-pipe system;
laily capacity of Wonhington pumps 5,000,000 gal-
00s; 91 hydrants; Z5 miles mains; diameter 4 to 20
nches; 54 Ludlow gates; daily capacity of HyAtt
iltering plant a,ooo,ooo gallons; pressure 40 to 60
)Ounds; operated by private company. Geo. F.
3aker, Prcs.; W. Conant. Supt.; G. W. Brown,
^ayor; R. J. Vanbrunt, Town Clerk.
Maditony Morris Co., population tz7s6; mostly
tame buildings; 4 chemical band extinguishers; z
took and ladder truck; bell alarm. E. H. De Hart.
Water Supply— a cisterns, supplied from roofs.
:. M. Bush, Town Clerk.
MaeaeqvaBi Monmouth Co.. population zooo;
buildings, frame, two and three stories; wooden
roofs permitted; department consists of z hook and
ladder truck; value of apparatus and supplies,
$zooo; membership 40, all volunteers; bell alarm.
Water Supply— WeUs.
HlatawaBy Monmouth Co., population tz435;
buildiuKS, frame, two stories; wooden roofo; depart-
ment consists of z hand engine, x hook and laidder
truck, z hose carnage; 250 feet cotton hose; 250
fieet good leather hose; value of apparatus and sup-
plies, $800; members 58, volunteer; expenses in
z888, $aoo; bell alarm. C. Hendrickson.
Water Supply— Cisterns. Wm. A. Rodgers,
Town Cleric.
Medfordy Burlington Co.. population ^50;
frame buildings, three stories; department consuts
of z hand engiue, z hook and ladder truck, z hose
carriage; zoo feet rubber hose, good condition;
membership ^, volunteers; annuiu expenses, $5.
Chief elected oy company.
Water Supply— WeUs and dstems. Samuel
SUckhouse. Town Qerk.
VetnckeBy Middlesex Co., pc^ulatkm "3000: z
hand engine; z hook and ladder trudc; 30 men, vol-
unteers. Nathan Robins.
Water Supply— Wells. John Robinson, Town
Clerk.
JVillordy Hunterdon Co., populatton *686;
buildings, frame, two and three stories; department
consists of z hand engine, hand grenades; 300 f'^t
good rubber hose; value of apparatus and supplies,
$400; mrmbers jf>^ volunteers; bell and whistle
alarm. Jonas riager.
Water Supply— Creek and miU-raoe. Johu
C. Stem. Town Clerk.
tf itlTltle, Cumberland Co., population 18824;
buildings, brick and fi«me, two to three stories;
wooden roofs permitted; department consists of t
band engine, z hook and ladder truck, 4 hose car-
riages; 400 leet good robber hose; Z500 feet good
leather; value or apparatus and supplier. $5^;
membership 4Z, volunteers; bell alarm. Geo. W.
Yeiter.
Water Supply— Stand-^ipe; za miles mains;
zoo hydrants; 56 pounds pressure. Reuben W.
Meredith, L. H. Hogate.
Montelalrt Essex Co., population *675o; frame
buildings; i hook and ladder truck; z chemical en-
gine; 3 hose carriages; z8oo leet hose; bell alarm.
Geo. J. Westbrook.
Water Supply— Waier-works; gravity pres*
sure. Montdair Water Company, Henry L.
Yost
MoorestowD. Burlington Co.. population
X497; a hand engines; z hook and ladder truck; z
ho«e carriage; aoo feet good robber hose. 40 feet
poor cotton; 70 men. volunteers. Thos. Wilson.
Water Supply— 8 cisterns, 40.000 gallons ca-
pacity; water-works building. Gilbert Airden,
Town Clerk.
tforristowiiy Morris Co., population 18760;
causes of fires investigated; irame buildings, three
stories; wooden roofs permitted; department con-
sists of 2 steam engines, 4 chemical hand extin-
guishers, z hook and ladder track, 3 hose carriages;
zooo feet good robber hose, Z500 poor; 2200 feet
good cotton; 4 buildings owned, value $28,000;
membership zyo, volunteers; bell and telephone
alarm. H. A. Freeman.
Water Supply— 3 reserroirs, supplied by
springs and brooks; capacity, iz.ooo barrels daily;
gravity pressure; 28 miles ot street mains; diameter
3 to 8 inches; zoo hydrants; pressure, 3s pounds;
annual expenses of water department, $2000. W.
A. Dunn, SiH>t.; C. Aug. Muir. City Clerk.
124
Fire Protectim and Water Sapph;^
NEW JERSEY— OmJ«iimA
Hovnt HollTf BurUngtoa Co.. population
j6az; area, xooo acres; mercantile buildings, brick,
three stories; shingle roois permitted; dwellings,
frame, two and two and a halt stories; department
consists of a steam engines, i hand engine (not
used), z hook and ladder truck, 4 hose carriages;
Siamese couplings used; 100 feet good rubber hose;
zoo feet poor; 900 feet good cotton; 1600 feet good
leather; 6oopoor; value of apparatus and supplies,
$55<>o; 3 buildings owned, value $6600; membership
floo, volunteers; annual expenses, $zooo; bell alarm.
Chief elected by members volunteer fire police; z8
permanent members. Charles B. Gibbs.
Water Supply— Water-works; x reservoir, sup-
phed by pump; capacity, 940,000 sallons daily; 6
miles street mains; diameter 3 to 6 mches; 3a hyd-
rants; pressure, 90 to 40 pounds; annual expenses of
water department. $4000. H. C. Risdon.
Newark, Essex Co., population 'zys.ooo; zi
steam engines; z6 chemical extfnguishers; 3 hook
and ladder trucks; 9 hose carriages; 2 hose wagons;
floo feet poor rubber hose; 99,000 feet good cotton;
telegraph alarm; Z4X street boxes; 70 men paid fiill
timp, Z70 part; 45 horses. R. Kiersted.
Watbk Supply— Water-works; Z9.ooo,ooo gal-
lons capacity; 3 reservoirs; 147 miles of mains; zaTO
hydrants; 49 cisterns. A new supply is proposed
during 1889. Geo. R. Gray, S. H. Pemberton.
Hew Brutwick^ Middlesex Co., population
tz8,258; area and fire limit, 9880 acres; causes of
fires investigated; mercantile buildings, brick, three
stories; dwellings, frame, three stories; department
consists of 6 steam engines, z hook and ladder
truck, 7 hose carriages; Siamese couplings used;
Z500 feet good rubber hose; z6oo fret good cotton
hose; value of apparatus and supplies. $30,000: 7
buildings ownea, vahis $9000; membership, 488,
volunteers; annual expenses, $3000; bell alarm.
Chief elected by department oonnmed by council;
fire control, supported by department, Z4 members.
John Donnelly.
Watbb Supply— 9 reservoirs, supplied by
pumps from brook; 7 cisterns, supplied by hy-
drants; 40 miles street mains; diameter, 6 to Z4
inches; 4Z9 hydnnts; pressure 85 to 90 pounds;
annual expenses of water department, $90Qa A.
J.Jones, Supt
Hew Darkamy Hudson Co., popoiatien 550;
buildings, frame, two stories; wooden ioo£s per-
mitted; department consists of z diemical exdn-
guisher, z nook and ladder truck; vahie of apparatus
and supplies, $600; membership 98. all volunteers;
bell alarm. Geo. Bmoe.
Watbk Supply— Hackensack Water Company
and wells. Hy. Collins, Town Clerk.
HewtOBy Sussex Co., populadon 19648; z steam
engine; z hand engine; 3 hose carriages; zaoo feet
good rubber hose; zooo feet good cotton; z man
paid part time; Z95 volunteers; patrol incorporated
(volunteer), JO permanent men. H. C. Bonnell.
Watbr Supply— z reservoir. 49.000 gallons
capacity; 4 cisterns, 90,000 gallons capacity; 700
feet street mains and supply pipes. D. B. Hetzel,
Town Clerk.
Oceaa GroTe* Monmouth Co., population
*Z3oo; buildings, frame, two and three stories;
wooden roofs; department consists of a steam en-
gines, z cfaemicaT engine, z hook and ladder truck,
9 hose carriage, 4 chemical extinguishers; Z550 feet
good cotton hose; value of apparatus and supplies,
S7000; members 65, volunteers; expenses in 1888,
.Hodf-
$300. Louis Raineor.
Wa-
;^ATBR Supply— Artesian weUs; hike; reser-
voir, capacity zo6,ooo gallons; direct and gravity
pressure; zo miles street mains; 30 hvdrants, pres-
sure 40 pounds. John Smith, Alfred Hart.
Onuigey Essex Co., populatkm tz7.ooo; aica,
Z300 acres; fire limit, zoo acres; causes of fires b-
vestigated; mercantile buiMinfs. bride Aite
stories; dweUings, wood, two and three stories, ^
partment consists of 9 steam engines, 6 cfaenoil
hand extinguishers, z hook and ladder truck, ahae
carriages; 600 fleet good rubber hose; 4000 feet good
cotton; 5 horses: value of apparatus and snpfilki.
$Z9,ooo; five buildings owned, value ^,000; DaB>
l>ership, ^4; 5 full paid: part paid, 99; amnal a-
penses, $zo,ooo; electzic and tdc«K»e *
Chief eleoted by common council. J. W.
kinsoD.
Watbb Supply— Gravity system;
capacity 3po.ooo,ooo gallons; za dstcms, sappbed
by stream; 38 miles street mains; diameter. 4 n 16
inches; Z93 hydrants; 950 meters, Americsn; ci»
by Wood ft Co.; cost of works. $joo,ooo; anosii
expenses, $5000; pressure. 60 pounds. T. Dovl
Sr., Supt; G. H. Hartfixd. Mayor; Haraee Sia*
son, City Clerk.
Fassaicy Passaic Co., population t83a6:j
steam engines; z chemical engine; a book m
ladder trucks; 4 hose carriages; 9300 feet goodrab-
her hose: 950 men, volunteers; Gamewell a]anD.»
boxes. W.E. Gibbs.
Water Supply— Water-works; grstity pres-
sure; z reservoir, 500,000 gallons capacity; zobiIs
of street mains and supply pipes; 100 hjrdiaia.
W. H. Paulisoa. Supt.; F. C. Cogan, Off
Clerk.
PateraoMt Passaic Ca, populadon *8o.qoc. 9
steam engines; a hook and ladder trucks; 8 box
carriages; 3 hose wagons; zooo feet Cur nibbe
hose; 8500 feet good cotton; Z9 paid men. 23 p*:
paid; 596 volunteers; fire alarm telegraph, 79Stnc
boxes. John Stagg.
Watbb Supply— Passaic river; pumping torn-
ervofr; Worthington machinery; daily caincity. il-
000,000 gallons; 7Z5 hydrants; 75 mUesmsins.diaB'
eter 4 to 36 inches; 500 gates, vaiioos; capadtfoif
reservoirs, 50,000,000 gallons; pressnre, as top
pounds. G. A. Hobart, Pres.; Wm. Ryle. Sift.
W. Bamert. Mayor; George Boyd, City Oeti
Pertli Amhoy, Middlesex Co., popdati*
*700o; z hook and ladder truck; a hose carrafS
99 men. John H. Kant
Watbb Supply— Water-works; direct potp-
ing; 6 miles mains; 60 hvdraBts. M. A Braatr
Supt.; C. C. Hommann. Town Clerii.
Pkllllpebnrvk. Warren Co., popttlaHos«9(«
z steam engine; z nook and ladder track; 400^
carriages; 9600 fleet good cotton hose; 3 men pa>
part time, zao volunteers. S. A. Mets.
Watbb Supply— Water-works; reservoir; »
padty 9.000,000 gallons; gravity pressure; xo vm
of street mains; 6S hydrants; aoo Ludlow gates; ^
meters. National; cost of woiks. $za0k00o; pe-
sure zoo to zzo pounds. G. G. Stiyfcer, Sc^
Phillip F. firakder. Towd CleriE.
PlaimlieMy Union Co.. population lU^
buildings, brick and fiame, two and three stortf
wooden rooft permitted; department coosisa 01 >
steam engines, z hook and ladder truck, 3 bosc ctf-
riages; 3000 feet good rubber hose; 3000 feei«^
ton. good; 400 feet poor cotton; 9 horses; raw •
apparatus and suppUes, $z5,ooo; membership i^
5 paid part time, rest volunteers; annual expeosn
$9CRX>; bell alarm. T. O. Doane. .
Water Supply— az fire wells; z dsftxtk ajo
connection with brooks and pond. O. B. LeosizV'
Town Clerk.
PleasantTille; buildings, wood, two tojirt
and one-half stories; wooden root; departB^
consists of z hook and ladder truck; bell alara.
Geo. W. Nuts. . .^^.^
watbb SupPLY-WeUs. D. L. AIbeits«».
Town Clerk.
Fire Pff^eeHon and Water Sitpply,
"5
Prf ■<$€!•■ y Mercer Co., popoUtioii t3S46; fii^
9rks ordimiDoe; causes of fires Investigated; mei^
nfile bnfldinn, brick, four stories; wooden rooft
nrmitted; dwellings, wood, three stories; depart-
ent consists of a band engines, i hook and ladder
tick, 5 hose carriages; Z950 feet ^ood leather boee;
0 feet cotton; aoo poor; % buildings owned, value
'500; membership z^o* fiul paid; annual expenses,
tooo; bell alarm. Chief elected bj nembos. T.
. Bergen.
Water Supply— 92 cisterns; stand-pipe system;
w direct; daily capacity of Worthington pumps
100,000 gallons; 49 hydrants; 7 miles mains; ao
Idy gates; oost of works, $50,000; pressure 55
•UQda. C. E. Green, Pres., J. E. Burke, Supt.;
so. Briancr, Town Clerk.
RahwATy Union Co., population "6900; fire
lit, 1900 acres; causes of nres inyestigated; mer-
atile tniildings, brick and wood, two and a half
d three stones; shmgle rood permitted; dwell-
ss, wood, two and a half stories; department oon-
(s of a faaod engines, z hook and ladder truck, 3
le carriages; aaoo feet good hose; membership
», volunteers; annual expenses, Scoo; bell
trm. Chief elected by members. F. Franck.
iVATBR Supply— a wells and river; capacity of
orthiogton pumps, 3.000,000 gallons daily; direct
mping system; za miles street mains; diameter
to za Inches; Z35 hvdrants; 85 Ludlow gates;
sssure 40 to 65 pounos; annual expenses of water
3anment. $4438. J. H. La Forge, Pies. Water
mmrs.; G. Warren, Supt; C. H. Lambert,
y Clerk.
taritaSy Somerset Co., population taa44; area
1 fire limit, 700 acres; fireworks ordiaianoe; mer-
itile buildings, brick and wood, two and three
ries, slate and tin roofs; dwelUngs, wood and
:k, two stories; department consists of z chemical
(ine, a hose carriages; Siamese couplings used;
ofeetoocton hose; Z50 feet good leather hose;
iest poor rubber; vahie of apparatus and sup-
!S, $aooo; z building owned, value $zooo; mem-
ship of department «o, all vohinteers; annual ex-
siti^ $300; electrie alarm. Chief elected by fire-
1. J. C. Kinyon.
/ATBK Supply— -Direct pumning and stand-
t system; aK miles street mains, diameter a to
aches; z8 hydrants; pressure, 60 pounds; anntial
enaes of water department, 500. J. Harper
iih, Robert Coote.
\jtA BamlCy Monmouth Co., population *^6oo;
artment consists of a chemical engines, z Band
hae, z book and ladder truck, 3 hose carriages;
»feet good hose; membership Z50, volunteers.
I. Wiffy.
^ATSK Supply— Artesian wells; Dumping and
Htf aystema; Worthington machinery; daily
icity, z. 900,000 gallons; 53 hydiantt; 4 miles
Ds; 4Z Worthington, Crown meters: pressure,
ounda. "Wm. T. Corlies, Supt; Wm. Sickles,
m Clerk.
vtheii^WI. Bergen Co., pomdatkm •4500;
»ntile buildings, wood and brick, two and a
storiea; wooden roois permitted; dwellings,
d, brick and stone, two and a half stories; de-
ment conaiats of a hand eogines, z chemical
ne, z book and ladder truck; value of apparatus
supplies, $9500; z building owned, value Saoo;
ibersbip 140, volunteers; bell alarm. Chief
:^d by company. J. J. Dupuy.
ATSR Supply— Well and cistems. Geo. P.
, Town Clerk.
liens. Salem Co., population tSS^^ *^^ 3Po
v fire limit, same; fireworks ordinance; causes
res inveati^ated; mercantile buildings, frame
brick, three stories; wooden roofs permitted;
e dwellinfiTS* three stories; department consists
steam engis^i z hand engine, z hook and ladder
:, 4 koae carriages; Siamese oooplings used;
zooo feet rubber hose, good; zoo feet linen, good;
zooo feet leather, good; value of apparatus and sup-
plies, Szo,ooo; 4 buildhigs owned ; membership 300,
all volunteers; bell alarm. Chief elected by com-
panies. R. T. Starr.
Water Supply— Direct pumping system; 1
reservoir, supplied by springs; Z3 cistems, sup-
plied from roofs; zo miles street mams, diameter 4
to Z2 inches; 6a hydrants; 30 gates. Cassia; pres-
sure, 30 to 70 pounds; cost of works, $75,000; an-
nual expenses, ^haax G. W. Casper, Supt.; J.
L. Ridimond, City Clerk.
Scotek PlalMS. Union Co., population 500;
buildings, brick ana frame, two and a half stories;
wooden rooli permitted; defMutment consists of z
hand engine, z chemical engine, z hook and ladder
truck, z nose carriage, a chemical extinguishers;
value of apparatus, supplies and buildings, $7000;
membership 90, all volunteers; bell alarm. T. J.
Nichols.
WATgR Supply — Wells, cistems and brook.
Norman Dunn. Town Clerk.
Someirille. Somerset Co., population *40oo;
mercantile buildings, brick, three stories; wooden
roofs permitted; dwellings, frame, two stories; de-
partment consists of z steam eorine, a chemical
hand extioguishers, z hook and ladder truck, a hose
carriages; 950 feet rabber hose, poor; 950 feet cot-
ton, good; 250 fieet leather, good; value of appa-
ratus and supplies. $5800; membership 80. volun-
teers; annual expenses, $500; beU and whistls
alarm. Chiefappotnted by the commissioners. A.
G. Anderson.
Water Supply— 4 cistems, supplied from roofs;
vrater-works, stand-pipe and direct pumping system;
capacity zoo,ooo gallons; 6 miles street mains: di-
ameter 3 to za inches; 3Z hydrants: pressure 50 ta
75 pounds. J. F. Mclntire, D. Richards.
TraatOB. Mercer Co., population 134,386; area
and fire limit. z6i6 acres; chief investigates causes
of fires; buildings, brick and wood, three and fear
stories: shingle roofe permitted; department coup
sists of 7 steam engines, z hook and ladder track, 9
hose carriages; 3735 feet hose, good; a8 horses;
value of apparatus and supplies $30,050; zo build-
ings in use, owned by dty, value $65,000; mem-
bmhip 465, volunteers; annual expenses, $Z9,^78;
telegraph alarm, aa street boxes. Chief electea bf
members.
Water Supply— Gravity and direct pumping
system; capacity z,3Z3.6oo salkms dailjr; 4 resets
voirs; capacity z.500,000 gallons per day; 4Z miles
street mains; diameter 3 to z6 inches; 803 hydrants;
pressure zo to 30 pounds; annual expenses of water
department, $za,ooa J. J. Sayer.
TIaaUiBd* Cumberland Co., population *8oooc
area, 6400 acres; fire limit, 960 acres; fireworks or-
dinance; mercantile buildinp, brick, two and three
stories; wooden roofs permitted; dwellings, wood,
one and two stories; department consists of z band
engine, a chemical hand extinguishers, z hook and
ladder truck, a hose carriages; 300 feet poor robber
hose; zaoo feet good cotton hose; value of appa-
ratus and supplies, $zaoo; z building owned, value
$aooo; 50 members, 40 paid, 10 reserve; annual ex-
penses, $300; electric and bell alarm. Chief elected
oy company and confirmed by commissioners. E.
Morley.
Water Supply— 04 public and 30 private cis-
tems, supplied from roofs; capacity 250 bbls. each;
za miles of mains; 40 hydrants; pressure 30 to 60
pounds. Chas. Knightiey, T. B. Ross, City Clerk.
WasbiagtOB^ Warren Co., population '3300;
department consists of i steam engine, z hook and
ladder track, 2 hose carriages; zaoo feet cotton
hose; 400 feet leather hose; 40 volunteer members.
W. Barram.
Water SuppLY^Rcservoir; gravitv; 40 hydrants;
z6 miles mains; pttssvx^ ^ pounds. IX V1iet>
i26
Fire PratedUm and Water Sujppfy.
NEW JERSEY— CMi&WAf.
Pt«s.; J. E. Fulper, Supt.; John Gushing. Town
Clerk.
Wet tlleldy Union Co., popnlation a3i6; am.
13.800 acres; mercantile bididingB. wood and brick,
two stories; wooden lOois pennitted; dwellings,
wood, two and three stories; department oonsisto
of a chemical engines, a chemical hand eztingaish-
ers. I hook and ladder tmck; ^50 feet good rubber
hose; value of apparatos andsni>plies, $3000; 100
volunteer members; annual expenses, $100; bell
alarm. Chief dected by companies.
Water Supply— Wells anddistems. Chas. R.
Clark. Town Clerk.
Woodbvrr, Olouoester Co., population 14000;
area, laoo acres; fire limit, same; ordinance pro-
hibiting sale and use of fireworks; mercantile
buildings, wood, two stories in lieigfat; shingle
roo&; dwellings, wood, two stories; department
consists of a hand engines, z hook and ladder
truck, 3 hose carriages; 1750 feet good hose; value
of apparatus. $1000; 3 buildings, value foooo; 60
volunteer members; bell alarm. B. W. Cloud.
Watbs Supply— Creek, pumped to reservoir;
oapadtr, 1,500,000 ganons; Goidon and MnvHl
machinery; za mules mains; 63 bydianU, prawc
Clo 45 pounds; coat of works, 973»«oo. W. H.
vermore. Chairman Water Comnxs.; B.W.
Cloud. Supt; D. O. WatUns. Ilayon S. &
Burckett, City Clerk.
WoodatowB, Salem Co., popubtion ti4io: i
hand engine; zoo feet good nmber hose; m fee
poor; 40 volunteer members.
Water Supply— Cisterns, cvedL and lake.
The folkywing places hare no fire .
Boonlon, Mocns Co.. popnlaiioa 999a Dechr
town, Sussex Co., population Z500U Deonsflfe
Cape May Co.. popnlatkin ioqb. Hiheini. )kt
ris Co., population Z698. High Bridge. Hmtadoi
Co., population 2909. Hobolcna, Beigcn Co., p^
ulation 0900^ Irvingtoo. Fssrx Ca. pepidwi
tz8oa. MUlbum, Essex Co.. popnlatm 109^
Rockaway. Morrte Co., popniafkm Z700L Sotf
Amboy. Middlesex Co.. population t3S4a- ^^
River. Middlesex Co., population zooo. Sffd
Viaeland, Cumberiand Co., popnlation zsoo. Sa»
mit. Union Co.. popolatioe zosi. Ton's Krc
Ocean Co.. popuhiiion aooo. Wifltamston, Gl»
caster Co.. population z^gou
NEW^ MEXICO.
Albv4«er4«e, BemalUlo Co., popnlatkNi
*750o; area, Z9ao acres; mercantile buildings, two
to three and a half stories, brick, sione and frame;
ahingle roofi permitted; brick and stone dweUings,
one and two stories; department ooosifts of 3 hose
earts, z hook and ladder truck. Wm. Hopkms.
Water Supply— Direct pumping system; 5
ailes mains; 5c hydranU; pressure, 93 pounds.
Stetson, M. P. Starinn.
LmM Teg aaf San Miguel Co., population *790o;
area, 640 acres; fire linut, same; frame buildings,
two stories; shingle roofs permitted; department
consists of a hose carriages; aooo feet good linen
bose: value of apparatus and supplies. $4000; a
buildings owned, value $aooo; 70 volunteer mem-
.bers; bell alarm.
. Water Supply— Water-works; grarity syt-
fem; Smiles street nudns; diameter, 4 to 6 inches;
AA hydrants; water pressure, Z30 pounds. —
Pierce, Supt.
BatOB, CoUax Co.; stona and frame buildings,
one and two stories; department consists of a hose
carnages; 900 feet good rubber hose; zjoo feet
goodunea; value of apparatus and supplies. $3000;
ao members: bell alarm. C. A. Fox.
Water Supply— Gravity mtem; steam pumps;
2 reservoir, capacity 90,000 gallons; 1% miles street
mains; z5 hydrants; pressure, 90 to zao pounds.
teata FOy Santa Fe Co., population *zo.ooo;
area, q square miles; fire limit, a acres; adobe and
brick buildings, one story; z book and ladder truck;
a hose carriages; value of apparatus, etc., $z5oo; a
buildings in use; 75 volunteer members; beU alarm.
Chief elected by members. John Gray.
Water Supply— z reservoir, supplied by mains.
aooorro» Sooorro Co.,
ings, btiek and stone, ooe
capacity 5,000,000 gallons; wnter>woikr, ptro
S3rstem, natural pressure; 9 miles street mem; ^
ametcr, 4 to zo inches; 75 hydtnnts; preuae, C5
pounds; annual expenses of water depMtnoL
$6000. Ed. B. Sewaid, SupL; Maiodlino Ct^
SilTor City. Grant Co., population 3500; bid
and stone buildings, one story; depaitmeat »
sists of z hook and ladder truck, a hose canii^
1000 leet new hose. Robert Black.
Water Supply— QraritysystcflB;zresen«:<
irants; pressure, zzo pounds. B. C. Unp
W.Lucas.
ment consistsofz hose carzia^; 500 feet goodiw
berhoae: valneof appanhu and sapplics»9>K
members 60, volunteers; bell atenii. S. W. Yffif
Water Supply— Dirset prcasora; i naa^
capodty, 500,000 gallons; 8 miles street muK f
hydranU; pressure, 75 pounds. J. S. Sayfis.'*'-
Fowler.
The following places have no fire mocediPK
Anton Chico, San Migud Co.. popnisiiQC^
Bemalttlo. BemalUto Co., populiitkm zasj. Cbo"
riltos. Santa Fe Co., populatioD dooi Deai^
Grant Co., population aooo. El Pueblo, Sea Jwr
uel Co., popniatkm zooo. Pemaades de Ti»
Taos Co., population 3500. Gallup, BefaaOoU
popnlation aooo. Kiagstoa, Stem Co., pepak^
Z500. Lincoln, Lincoln Co.. populatfcm Boo. jf
Lunas, Valencia Co.. popidation (^ SuH»
dal, Socorro Co., population 600. SpriaKer, O
fax Co., population zooo. Taoa, Taos Co., P^
lationz5oa White Oaks. Lincola Co., popnkai
700.
NE^V YORK.
Adamsy Jefierson Co., population 'zjoo; z
fiand engine; a hose carriages; 300 feet good cot-
ton hose; ooo feet good linen; 50 feet good leather;
membership 60, all volunteers. R. H. Huntington.
Water Supply— Gravity; direct pumping; 3
miles mains; sz hydrants; creek; s dstems. D. D.
Basselt. I. W. Payne, Supt.; T. F. Saunders,
Town Clerk.
AddiaoBy Steuben Co.. population 8500; area,
4I00 acres; buildings, brick and wood, a and 3
stories; department consists of a hand engines in
poor condition, z hook and ladder tzaek. vitb fai^
grenades, 3 hose carriages; Siamese conpliap ^
800 feet cotton hose; 000 feet good robber iKff.
value of apparatus and suppliea. $aooo; "^^
zao. all volunteers; expenses in z888, 9f^JS^
alarm. Chief elected by departakent. £.LH>-.
Water Supply— River, creek and dsteias. *
B. Clark, Town Clerk.
Akroa» Erie Co.. population •isooi fire^^
ordinance; cause of fires in^ettigateri; ^^"^^
buildings, brick and wood, two andduee stones.
Firt Proteetwn and Water Supply.
127
shiDgle rooft permittad; dwelHngs, frame, two
stories; department consists of x hook and ladder
truck, 3 hand engines, a hose carts; value of ap-
paratus and snppUes, $1500; a buildings owned,
value $1000; membership xoo, all volunteers; an-
nual expenses, ^aoo; bell alarm. Chief appointed
by village trustees.
Watbk Supply— Cisterns. B. R. Ford, Vil-
lage Clerk.
▲Ibaar* Albanv Co., population *zoa,ooo; zx
steam engines; ^z chemical extinguishers; 3 hook
and ladder tru<ucs; x6,8oo ftet ^od cotton hose;
fire alarm telegraph, 14^ street boxes; 49 men paid
full time, xxapart; 38 norses; insurance patrol, 4
men paid lull time, 4 part j>aid; a wagons; xo
chemical extinguisbers. M. Ef. Higgins.
Watsk Supply— Water-works; gravity pres-
sure; 16,000,000 gallons capadty; 5 reservoirs; 6x4
hydrants; a cisterns. Geo. W. Carpenter, Supt.;
M. Ddahanty.
Albion, Orleans Co., population ^X47; z
steamer; x chemical engine; x hook and ladder
truck; 3 hose carriages; x hand engine; aooo feet
good cotton hose; volunteer department, axa men;
3 paid. James Bailey.
WATKR Supply— River, 9 reservoirs and canal;
stand-pipe system, water-works; 80 hydrants; 8
miles main; 00 Ludlow gates; 50 National meters;
pressure. 70 to 85 pounds. F. F. Clark, Supt.;
W. C. RamsdaU, Town Clerk.
AIIV«4 Ceatre.AUegany Co., population *8oo:
brick and frame buildings, two and three stories;
wooden roofr permitted; department consists of x
book and ladoer truck, z hose reel; xoo feet hose
and force pump; value of apparatus and supplies,
^coo; bell alarm; 30 volunteer members. W. H.
Crandall.
Water Supply— Water-works; village has
nstde a ten vear contract with a new water company
S6r a supply; 35 hydrants to be put in. Cf. E.
ABAtordafli, Montgomerv Co., populatioi
teres; fire Umit, 60 acres; ma
^x6,ooo; area, xaxa acres;
santile buildings, brick, three stories: shingle rooCi
>ermitted; wood and brick dwellings, two stories;
Icpartment consists of 3 steam engines, x hook and
aader trudc, 6 hose carriages; 3400 feet good linen
loae; value of apparatus andsuppUes, $xa,ooo;
suildings, $xo,ooo; 400 members, a full paid, 4J>art
>aid; annual expenses, $3000; bell alarm. Chief
Uected by members. W. J. McLecd.
Water Supply— x reservoir, supplied by
(prings, brooks, etc.; capacity 3,000,000 gallons
laily; gravity system; X4 miles street mains; di-
uneter 4 to Z4 inches; 133 hydrants; pressure X33
>oimds. A. H. DeGraif; A. G. Sturtevant.
Aadea 9 Delaware Co., population a6^ area,
140 acres; fireworks ordinance; causes of fires in-
restigated; frame dwelttngs, two stories; shingle
x^oS:^ permitted; department consists of x book and
■wider track, i hose carriage; 500 feet cotton hose;
ICO feet good leather; value of apparatus and sup-
ies, $1800; X building in use, annual rent $60.
ralue $§00; 50 volunteer members; annual ex-
>enses, S75; bell alarm. Chief elected by depart-
Dent and approved by village trustees. Cornelius
Helton.
Water Supply— Reservoir, supplied firom
prings; capadty Z90,ooo gallons daily; 1% miles
trcet mains; diameter 4 to 6 inches; a6 hydrants;
^xessure 8x pounds. D. BaUantine, J. Muir.
AMtwerp, Jeflerson Co., population *i73z;
»-uildings, wood, one and a half and two stories; z
LOive carriage; bell alarm.
Water Supply— Wells and river; x pump; x
.^drant. G. H. Crosby, J. Van Slyke.
Area4e« Wyoming Co., population 76B; area,
^o aoies; nic limit, same; buUdiags, wood, two
stories; wooden roofs permitted; department oonsista
of z chemical hand extinguisher, z hook and lad-
der track; zoo feet robber nose, good; 50 feet poor;
value of apparatus and supplies, $X3oo; building
owned, value $Z90o: membership 40, volunteers;
annual expense, |aoo; bell alarm. Cfhief elected by
trustees on recommendation of department. F.
M. Foote.
Water Supply— Creeks and wells. W. W,
Wade. Town Clerk.
Athena 9 Greene Co., population *35oo; mercan-
tile building, brick and wood, two and three stories;
shingle roon permitted; dwelUngs, brick and frame,
two and three stories; department consists of z
steam engine, z hand engine, z hook and ladder
track, a hose carriages; Siamese couplings used;
Z500 feet rabber hose, good; a buildings owned,
value $4500; membership zao, volunteers; bell
alarm. Chief elected by compainies, appointed by
village trustees. John SickeU.
WATER Supply— 8 cisterns, supplied by sprinn;
capacity Z30,ooo gallons; river and wells. W.C.
Brady, Town Clerk.
Attica 9 Wyoming Co., population *aooo; t
hand engine; x hook and Isidder track; a hose car-
riages; 3x00 feet hose, good; zoo men, volunteers.
Water Supply— Springs; gravity pressure; 3a
hydrants; 5^ miles mains; Z4 gates; j>ressure, 65
pounds. Geo. T. Losnier, Supt.; F. P. Jolls.
Town Clerk.
AabnrBt Cayuga Co.. population *a6.ooo; area;
6400 acres; mercantile buildings, brick and stone,
four stories; shingle roofs permitted; dwellings,,
brick and wood, three stories; department consists,
of z hook and ladder track in senrice, z in reserve,
6 hose carriages, 6 hose Jumpers in reserve, z pro-
tective carriage; 7500 feet cotton hose, good; s
horses used; value of apparatus and supplies, $33.-
750; buildings, $30,000; annual rent, $600; mem-
bership 300, all volunteers; annual expenses, $10.-
000; fire alarm telegraph, 3Z street boxes. Chief
elected by companies and approved by fire commis-
sioners. E. J. Jewhurst.
Water Supply— Owasoo lake; direct pumping
system; 33^ miles mains; diameter 4 to 34 incnes;
33Z hydrants; pressure zoo pounds; annual ex-
penses of water department, $15,000. Nelson B.
Bldred, Supt.; Robt. Carson, City Clerk.
AtoB) Livingston Co., population *aooo; area,
3560 acres; mercantile buildings, brick, two to four
stories; wooden roofs permitted; dwellings, wood,
two stories; department consists of z hand engine, z
Xnses, $300; bell alarm. Chief appointed by
re trustees. Hy. L. Munro.
WATER Supply— Wells. H. E. Van Zandt,
Ullage Clerk.
BabyloBy Sofiblk Co., population 3000; z hook
and ladder truck; z hand engine; z hose cart; zooo
feet hose; Z15 volunteer members. H. Van Weel-
den.
Water Supply— a ponds and Z5 large wells; a
large streams. Joseph Moore, Town Clerk.
BatBbriiUe» Chenango Co., population 78Z;
frame buildings, one and a half to three stories;
wooden roofe permitted; department oonsists of a
hose carriages; zaoo feet good cotton hose; zaoo-
feet poor cotton hose; 60 volunteer members; an-
nual expenses, $z5o; bell alarm. Dr. R. D. L.
Evans.
Water Supply-^ artesian walla and 6 springs,
ptunpedby a wind-mills and stationary engine to
reservoirs, 350 feet above main street; mains; ao hy-
drants, IZ5 pounds pressure. J. M. Robertt, £. S^
Gilbert.
128
Fire Protection and Water Supphf.
NEW \ORVi'^CaHim$ML
Baldwisf Title, Onondftfa Co., population
3047; mercantile buildinfs, brick and wood, two
and tbree stories; shingle roofs permitted; dwell-
ings, wood, two stories; department consists of z
steam engine, z hand engine, z book and ladder
truck, 3 hose carriages; 350 feet rubber hose; zzoo
feet good leather hose; zTuilding owned by depart-
ment, value $i90o; zo members, part paid; annual
expenses, $600; bell alarm. Chief elected by board
of trustees. Wm. Rodaers.
Water Supply— River and canal. J. H. Bol-
cen, Village Clerk.
BallftoBy Saratoga Co.. population '3000; fire
limit, 640 acres; causes of fires mvestlgated: frame
buildings; department consists of a lumd fire en-
gines, z hook and ladder truck, a hose carriages;
1000 feet rubber hose; aoo feet cotton; 400 linen; 500
leather, good; value of apparatus, etc, $4000; a
buildings used; 75 members; bell alarm. Frank J.
Holmes.
Water Supply— 3 reservoirs, supplied by
springs; capacity, zoo,ooo gallons daily; zz miles
street mains, diameter 3 to za inches; 60 hydrants;
pressure, 60 pounds; annual expenses of water de-
partment, $350. Jas. H. Norris, H., C. Weatoott.
BataYiftf Genesee Co., popnlatkm *8ooo; z
hook and ladder truck, 3 hose carriages; 3500 feet
linen hose, good; 600 feet poor; ZZ5 volunteers.
Geo. E. Perren.
Water Supply— Direct pieisure syKma; creek;
9 miles of street mains and supply pipes; 84 hy-
drants. Fred. Cutlan. G. E. Penm.
Batkt Steuben Co., populatkm '3500; area.
1675 acres; fire limit, Z4 acres; fireworks ordinance;
causes of fires invesdgated; mercantile buildUngs,
brick, three stories; dwellings, fivne, two stories;
department consists of z steam engine, z hand en-
gine, z hook and ladder truck, a hose carriages;
Siamese couplings used; Z500 feet linen hose, good;
950 feet poor; 450 leather, good; 50 poor; value of
apparatus and supplies, $6000; z building owned,
value 47SP; membership 80, 3 paid; annual ex-
penses, S760; bell alarm. Chief appointed by
trustees of the vQlage. W. E. Howell.
Water Supply— Water-works, z,ooo,ooo gal-
lons; z reservoir, 300.000 gallons; 7Z hydrants;
pressure, 86 pounds; 6% miles mains. L. B. Cross,
Supt.; C. Willis, Town Clerk.
Bay flk^re, Suffolk Co., population *35oo;
department consists of z nook and ladder truck;
membership 40, volunteers.
BlngliamtOB, Broome Co., population
^35.000; area, z8oo acres; fire limit, same; fireworks
ordinance; mercantile buildings, brick, three and
four stories; wooden roofs permitted; dwellings,
wood and brick, two stories; department consists of
3 steam engines, 6 chemical hand extinguished, z
hook and ladder truck, 7 hose carriages; 3500 feet
cotton hose, good; 3500 feet fair; zz horses; value
of apparatus and supplies. $35,500; 5 buildings
owned, value $33,000; membership ^, Z4 paid;
annual expenses. iz3,ooo; telegnpn alarm, za
street boxes. Chiex elected by members. Frank
Stewart
Water Supply— Water-works; direct pump-
ing system; 33 miles street mains; diameter, 4 to
■30 inches; 300 hydrants; Eddy gates; 300 meters,
Nadonal, Union, Kersey; cost (^ works, $305,000;
annual expenses $Z4,ooo; pressure, 80 pounds.
Darwin Feller, Supu; W. J. Flanagan, City
Clerk.
Btaek Biooky Clinton Co., population 500; z
<hand fire engine and z force pump; bell alarm.
J. J. FitxgeraW.
Water SupPLY^rHyrants. H. W. SteCion.
J. M.SheffiekL
BooaeTilley Oneida Co., popnlafion *x8sff
area, 843 acres; fire limit, same; mercantile bDid-
ings, wood and brick, three stories, wood ud ta
roofs; dwellings, wood, two stories; depanma!
consists of z steam engine, z hand engiae, i taock
and ladder truck* a hose carriages; menbo^
zzo, all volucteers. Chief reoommeaded \n d^
partment and appointed by trustees. W. W.
Roberts.
Water Supply— Reservoirs; pond; cm:.
river. Norton Jenks. Town Cleik.
Brewster StatiiNif Putnam Ca.popalaice
*35oo; area. % mile square; fire limit, same: cm
of fires investigated; buildings, brick andftaai,
one to three stories; z steam engine; z bud fa
engine; z chemical engine; zo cneraieal haad o-
tinguiriierB; z hook aind ladder truck; shoaeiv-
riages; aooofeet good cotton hoae; 400poonva^
of apparatus and supplies, etc., $6500; valseaf
building, $3000; 50 volunteer members; asiol
expenses, $500. Chief elected by baUot C A.
Rundall.
Water Supply— Brooks and dstems. Ridcd
Michell, Town Qeik.
Broatelbbiy Fulton Co., popnbtios sr>
buildings, brick and fiwne, two stories; depsitDes
consists of z chemical engine, z hook and bddff
truck; Z50 feet good rubber hose; memben 40, ift-
unteers. E. J. Greenslite, T. S. Hawley-
Broekpovt, Monroe Co.. popqlatios *4^
fireworks ordinance; causes oif ma investi|*tti
mercantile buildings, brick, three stories; vooda
roofs permitted; dwellings, wood, one and oofrte'
and two stories; department «^**"«f** of z sten a>
gina, z band engine, 8 chemical hand extiagiBshsi.
z hook and ladder truck, 5 hose carriages, i
)Ungs used; 3300 fee
feeteooa
ive wagon; siameaeooupU _ „
hose, good; value of apparatus and srapKei. |n-
000; z building owned by viUsige, value $»oac
membership 300. volunteers; bdl alarm. Q^
elected by trustees.
Water Supply— Canal and 8 reservan t
Weksh, City CleriL
BrooklfBy Kings Co., popnlatioB *774>^
area 3^ square miles; fire limit, zo,ooo aero; ia-
works wdinanoe; causes of firea iavcstigaied; K^
canlile buildings, brick, stone and iron, lour ladsi
stories; dwellings, brick, stone and frame, t«o s
eight stories; department consists of a6 steia iR
engines, z fire boat, 8 hook and ladder trecfeje
hoaie tenders, 8 coal wagons; z8,50o feet food otf-
ton hose, Z3,zQo fleet fair; 47,900 feet good boe
Z33 horses; value of apparatus and supplies, wi''
000; 46 buUdinn in use, value $j68,oooe acBbtf-
ship 478, full paid; expenses in z888, $639,591; tt^
graph and bell alarm; 37Z street boxes; iso prina
boxes. Thomas F. Kevins.
Water SUPPLY--a reservoirs, soppfied bf
pumps; capacity, 45,000,000 gaDons dsur; gn*r
system; diameter of mains, o to ^ inaes; p^
hydrants; water pressure, 50 pouads; eqxaio «
water department. $340,000. Henry Hawks. Job
Shanley.
Boflklo, Brie Co., popufation ^^s^oao, no
a5,6oo acres; fire limit, same; fireworks ordiDtace
causes of fires invesdeated; mercantile bmldtofi
brick, two to seven stories; wooden roofrpcnsitt^
frame dwellings, two and three stories; de|MfftBei|
consists of 3Z steam engines, 5 ^lemical enfiDaj
chemical hand extinguishers, 6 book aod bddff
trucks, 30 hose carriages; Siamese coupliags oac
39,000 fleet good cotton hose; zzy horses; vahic ^
apparatus and supplies, $367,370; 30 bdldisr
owned, value $Z30.ooo; 375 memlwrs, sD pald'tf-
nual expenaes, $333,000; fire alann tek^nF
z^ street boxes. CUef appointed by Commssioi'
ers. Fred. Homung. .
Water Supply— Direct wamp*^ «it» "^
graviQr; zreseiioii, supplied by ]
Fire JProiectian and Water Supply
I2g
opacity ao,ooo,ooo gallons daily; ao cisterns, ca-
)adtv of each, 5000; 25a miles street mains; di-
uneter, 4 to 36 mches; a8o hydrants; 1500 gates,
Sddy, Ludlow; 87 meters, Crown; pressure, 15
rounds; cost of works to 1889, $3,110,382; new
■eservoir and new pumps (HoUy) to be put in dur-
ng 1889; annual eroenses of water department,
^1,079. Louis H. Knapp, Supt.; Wm. £.. Delany,
Jity derk-
Cambridge* Washington Co., population 1482;
auses of fires mvestigated; mercantile buildings,
irick and wood, two and three stories; wooden
ooCs permitted; wood dwellings, two stories; de-
lartment consists of z hand engine, i hook andlad-
ler truck, 3 hose carriages; Siamese couplings used;
50 feet rubber hose, aco cotton, aoo leather, £ood;
alue of apparatus and supplies, $2000; z bufldine
II use, value $2000; 94 members, z paid; beU
larm. John Larmon.
Water Supply— Water-works; 36 hydrants; 2
rooks and 3 cisterns. William McKee, H. H.
'arrisb.
Camden. Onaida Co., population 1589; area,
140 acres; nre limit, 20 acres; mercantile bnildings,
rick, two stories; wood and brick dwellings, two
ones; department consists of i handen^ne, a
lemical band extinguishers, z hook and ladder
uck, I hose carriage; 600 feet good cotton hose, 50
oor; 600 feet good leather hose, zoo feet poor;
ilue of apparatus and supplies, $3500; i building
med, value $z5oo; 93 volunteer members; annual
cpenses, $58; bell afann.
WATKR bUFPLT— Springs and streams; water-
orks; gravity system; 6 miles mains; 36 hydrants;
■essure, 75 pounds. Wm. Streator.
Caas^jokaiiey Montgomery Co., populadon
^00; z steam engine; z band engine; z hook and
dder truck; 3 hose carriages; 3000 feet good cot-
n, linen and leather hose; zz5 volunteers.
Water Supply— Water-works; 26 hvdrants; 3
sterns. James W. Dygert, Town ClerL
Casavdaina^ Ontario Co., population *6ooo;
ea and fire limit, 2560 acres; fireworks ordinance;
)od and brick buildings, two and three stories;
partment consists of a steam engines, z hand en-
ne, a chemical hand eitinguishers, z hook and
ider truck, 3 hose carriages; Siamese couplings
ed; 3700 feet good cotton hose, 500 poor; value
apparatus and supplies, $Z3,ooo; buildings
neo, $i3,ooo; zao members, 7 part paid, ZZ3
Innteers; annual expenses, $600; bell and tele-
one alarm. Chief elected by department.
Watbr Supply— Water-works, both gravity
d direct pressure; 74 hydrants; 6 miles mains;
idlow gates; cost of works, ^,000; pressure, ^
zao pounds. F. B. Merrill, Pres. and Supt.; Cf.
andall, City Qerk.
CaBaatota-yMadison Co., population '3000; z
am engiiie; z hand engine; z nook and ladder
ck; 5 hoae carriages; 2300 feet leather and rub-
r hose, good; zoo men, volunteers. Wm. H.
ftero. «
A^ATBR Supply— Canal and dstems; water-
rks; 55 hydrants. H. O. Tnvis, Town Clerk.
^amiateoy Steuben Co., population *3ooo;
tidings, brick and wood, two and three stories;
xirtment consists of z steam engine, 4 hose car-
ges; X900 feet rabber-lined hose, good; 300 feet
>r; value of apparatus and supplies, $55,000;
ildings, $4900; members Z3Z, z pakl part time;
>en9es izi z$88, $700; bell alarm. W. P. Delany.
Vatek Supply— Gravity system; z reservoir.
00,000 gallons; 6 miles street mains; 50 hy-
Jits; prescure, 70 pounds. Daniel Comfort,
WD Clerk-
^antoKy St. LAwrence Co., population '3700;
works ordinance; causes of fires investigated;
elc and frsone buildings; i steam fire engine; z
hook and ladder truck; 2 hose carriages; Siamese
couplings used; Z500 feet good cotton hose; value
ot apparatus, etc., $7000; buildings, $2500; 50 vol-
unteer members; bell alarm. Chief elected by bal-
lot. F. J. Kirkland.
Water Supply— River and reservoirs; capacity
25,000 gallons daily. F. J. Chapper, Town Clerk.
Cape Tine en t, Jefierson Co., population *z5oo;
buildings, brick and wood, one and two stories;
department consists of z chemical engine, z steam
engine, z hook and ladder truck. 2 hose carriages;
Z435 teet rubber hose, good; value of apparatus and
supplies, $3200; members Z2<; building owned by
company, worth $Z30o. M. E. Lee.
Water Supply— River and tank zooo feet from
river. L. G. Kelsey, Village Clerk.
Cartkage. Jefferson Co., population *«xx>;
area and fire limit, 690 acres; mercantile buildmgs,
brick, three stories; shingle roofs permitted; dwell-
ings, brick and wood, two stories; department con-
sists of z steam ergine, 2 hose carriages; Siamese
coupliDgs used; z6oo feet linen hose, good; zooo feet
rubber, poor; value of apparatus and supplies,
$6500; z building owned, value $Z5oo; member-
ship 90, volunteers^ annual expenses, $400; bell
alarm. Chief elected by members. Wm. Mc-
Graw.
Water Supply— zj cisterns; capacity 383,500
gallons daily; river, w. B. Kesler, Town Clerk.
Castile* Wyoming Co., population *z90o; area
and fire limit, 300 acres; fireworks ordinance; causes
of fires investigated; frame bnildings, two stories;
shingle roofii; department consists of hand engine,
8 chemical hand extingutohers, z hook and luider
truck, z hose carriage; 350 feet rubber hose; aoo
feet good cotton; value of apparatus and supplies,
$zsno; z building owned, value Szooo; 4a volunteer
members; annual expenses, $zoo; bell alarm.
Chief elected by company.
Water Supply— Wells, dstems and streams.
A. B. Smith, Town Clerk.
CasUetoa* Rensselaer Co., population *zaoo;
z steam engine; 2 hose carriages; 850 feet good
linen hose; 200 good leather; 60 volunteer mem-
bers. Wm. W. Wood.
Water Supply— River; i cistern. John Moore,
Town Clerk.
Catskilly Greene Co., population 4320; area
and fire limit, 3200 acres; fireworks ordinance;
mercantile buildings, brick, three stories; wooden
roots permitted; dwellings, fiume, two stories;
department consists of a steam engines (reserve),
z book and ladder truck, 6 hose carriages; zsoo
fieet rubber hose; Z500 feet good cotton; value of
apparatus and supplies, $zo,ooo; 3 bnildings
owned, value $zz,ooo; 244 members; 2 part paid,
242 volunteers; annual expenses, $Z30o; bell
alarm. Chief chosen by department William
Joesbury.
Water Supply— Water-works; 9 miles mains;
zoo hydrants; pressure, 40 to zoo pounds. W. C,
Pierson, E. P. Smith.
Cattaraiigiis» Cattaraugus Co., population
zooo; 2 chemical extinguishers; z hook and ladder
truck; 30 men. W. A. Andrews, Town Clerk.
CaxenoTiay Madison Co., population Z9Z8;
area and fire limit, 640 acres; firewoncs ordinance;
mercantile buildings, brick and stone, three and
four stories; shingle roofs permitted; dwellings,
frame, two stories; department consists of z horse-
power engine, z hand engine, z hook and ladder
truck, 9 nose carriages; zooo feet good leather
hose; 300 poor; value of apparatus and supplies,
Sasoo; 80 volunteer members; annual expenses,
$500; bell alarm. Chief appointed by trustees.
D. H. Doremus.
Water Supply— 33 dstems, supplied from
buildings; capacity. 600,000 gallons didly; creek
and lake. W. D. Weils. Town Oerk.
^30
Fire ProtecAan and Water Supply.
NEW ^OKKr-Omimued,
Ckaaiplalfli, ClinUm Co., popnlatkm 1509;
buildings, brick and wood, three to four stories;
depatlment consists of i band engine, z bose car-
riage; TOO feet robber bose, good; 900 feet cotton
bose. good; 70 volunteer membm; bell alarm.
R. W. Graves.
Water Supply— River. B. Everest, Town
Qeik.
C]iateavc«r« FraskUn Co., population sSatf;
area, 640 acres; fire limit, same; causes of fires in-
vestigated; fireworks ordinance; mercantile build-
ings, brick, two stories; wooden rools permitted;
dwellings, wood, one and one and a half stories;
department consists ol z book and ladder truck, z
bose carriage; 700 fret rubber hose, sood; value of
apparatus and supplies. $750; z bmuling owned,
value $1000; membership 55, volunteer; annual ex-
penses, fac; beU alarm. Chief eleected by village
trustees. H. E. Gooclspeed.
Watsr Supply— water-works; gravity pres-
sure; z reservoir, supplied from sprmg; capacity,
z.500,000 gallons daily; 3 miles street mains; diaos-
etrr, 4 to 6 inches; Z4 hydrants; pressure, 50
to zao pounds; annual en>eiAes of water depart-
ment, $z5o. B. Haney, Supt; H. £. Goodspeed,
Town Clerk.
ChctlMiAy Columbia Co., popniatioin azoo;
buildings, farioL and wood, two to tliree stories; de-
nt ruBiists of z hand engine, z hook and
truck, 3 hoae carriages; zooo feet leather
hose, new; 500 feet leather hoae, poor; 450 -feet
rubber hose, poor; 45 membeis. vohmtecn. H.
A.Bhmt.
Watbr Supply — Drives wells; pumping to
reservoir and direct — ^HoUv machinery; dafly capa-
city, 1,500,000 gaDona: 36 hydrants; 5 miles mains;
24 gates; pressure. 80 to zzo pounds; cost of
works, $89,«)o. H. W. McOdlan, Pres.; P. B.
Blmn. Jr., Supt.; Frank E. Page, City Clerk.
CliemvBgy Chemung Co., population — ;
buildings, bnoE and wood, two to four stories; de>
partment oonsis.s of 4 steam engines, z chemical
engine. 4 hand chemical eztingnishers, zhook and
ladder truc^ 3 hose carriages; zz horses; 37 mem-
bers, Z5 full paid, as part paid; Gamewdi alarm;
49 street boxes. J. A. Campbefl.
Water Supply— Obtained from the Ehnira
water-works. J. M. Diven, Siq^
CIdtteBftBCOy Madison Co., populalioo, 95«
fire limit, 39^ acres; fiiewoiks oedinanoe; bnck
traildings, two and two and a half stories; depart-
ment consists of z hand cngiae, z hook and ladder
truck, a hose carriages; jofeet rabber hose; zteo
feet cotton; 350 leather, good; value of apparatus
and supplies, $stoo; z buDding owned by corpora-
tion, vahie $0000; membership 50, volunteers; an-
nual expenses, $zoo; bell alarm. Chief appointed
by tnistecar Peter P. Cari.
Water Supply— Water-works and credEs; half
a mile of street mains and supply pipes;
of main, zaindies; za hydrants. C. A. I
Village Clerk.
CteytoBy Jefieraon Co., popuiatioa "^sflo;
boildinfs, wood, two and three stories; dniartment
consists of z steam engine, z hook and ladder trndr,
a hose carriages; Z5C0 feet rubber bose, nod;
value of apparatus and supplies, $9000; meinbers,
85: whisilesand bdl alarm. J. W. McCombe.
Water Supply— River. A. £. Wood, Town
Qcric.
CUIti^Bt Richmond Co. See Edgewater.
CliBtOKy OneMa Co., populatioa xa3i6; area
and fire limit, stsfo acres; mercantile buildings,
brick, three stories; shingle roofii permitted;
dwelhngs, wood acd brick, two and a h^ stories;
Hitdsoock
englae, ihooknd
SofeokadierbeR,
department consists of z 1
ladder truck, a hose carriages; :
good; zooo feet linen, good; z 1
nual rent, $aoo; membership 9s» vQfarat«en; c-
nual expenses, $300; bell alarm. Chief dectedb
company. F. A. Tasker.
WATER Supply— Water-worics; z icsenor.
capacity, 3,000,000 gallons; street maias sad sspp^
pipes; diameter, 8 to z6 indies; hydruis. T. T.
TboBuon, John Colgrove.
Clydey Wayne Co., population
fire limit, 960 acres; mercantile r "
brick, two and three stories;
mitted; dwdlings, moidy
partment ronsi^fs of z
4 hose osrriages, 8 private die
guishcis, a ^emical engines, x
tmck; Siamese couphn^
hose, good; nooo feet hncn bose,'
poor; membership 60b a fall paid;
$1500; beU alarm. Chief 1
the village. A. E. Adams.
Water Supply— Wds;
system to be stand-pipe and
8 miles mains; diameter, 4 to zo
Strughan. Chas. A. Tipplmg. To
a3P0Qc amiai
- wodnd
roois pC'
two stoiiex^
ihandspc.
asd hdfe
D ieet n^iber
good;3P0H
baiter.
es. Chades
Clert.
C^bleskill. Sdmharfe Co., popttlBlioB*xac
mercantile buildings, brick, three stories; jtejfe
roofs permitted; dwdlings, wood, two stoncs.'B'
partment consists of z hand eng^ (not medM
nook and ladder truck; a hose carriages; ijjpetf
bose, good; value of apparatus and supplies, feooc
z buildjn|r owned, value $booo; annual ezposs.
$500; beU alarm. Chief elected by memben. PB.
Borst.
Water Supply— 3 icjct>oiifc. sapohed bf
pipes; water-worlcs, gnvity system: 90 iiydn^
about 7 miles iBaina; diameter, 4 to z6 incbe; ^
sure. 80 to zzo pounds: cost of works. $60.0^
Jas. N. Borst. Siqic; W. Hurst, Towa Cletk.
C#ko«IOB. Steuben Co., popnbition *»n^
partment consuU of z engine, z book aad Udvr
truck; hose; membership 40, vofamteers. J- ^
Water Supply— Wells. C. CroAy. T(i«a
OeriL
Cokoes* Albany Cow. popnlatkm Z94xti; 1^
3aoo acres; fire fimit, zfl8o acres; fireuoriES 0^
n9f>4^ tmwff of fires investigated; ■oti^
buildings, stone, brick and wood, ibor stones
dwdlings. brick and wood, three and kns»^
department consists of 3 steam engines, 6 cbe^
band extinguisbers, 6 boae cazmges; 6sp ^
leather hose, good; 6 horses; valneof nps^
and supplies, $^,000; 5 bnikflngB owned by »
partment, value $az,5ooc membership, »« g*
nrid members, zz; part pnfal.4. nnm^ eija^
CalUns. _^
Water Supply— Pumping mtm; 3 w»«]2
capacity 6b.ooo.ooo gallons daily; aS bi^ ^
mams; diameter. 4to n4faiGhes; aoo bydrsstt^
Ludlow gatg; ^1 — •
55 to 90 pounds; •_
ment, Sza,ooo. A.
Clerk.
, 4to n4 inches; aoo bydrsstt^
{meters, Natoal; vtterp^l;
annual expanse os wsbt *^^
A. L. KniiarP. C. R|«- ^
5VJ
College PttlBtf Qfoaens Co., popalstioB 5^
z hook and ladder Ovdc; a hose canfeges; 3«^
ootion hose, good; vohmteer depaftmeat 9^ >^
Water Supply— Wntar-worio; *«*f;^
a,S0OkOoo gallons capadty; 14 miles of r«^
hydrants. Wm. Taylor, E. H. BeUeii
Cmmtj UlMid. Kings Co.; deparendj «^
siste of z hook and Liddcr trock, z hoae f^ntft"
jumper; zaoo feet cotton hose, good; vsw « "i^
Fire J^-atecHon and Water Si^pply,
13'
oratus uhI raopUes, $6000; tteibeti 100, T^ttii-
Bcn. IV. A. Vuidcrveer.
Watbs Supply— Direct pressure qrstea; jo
lydrants.
CoBsiaMeTiltey Lewis Co., popnktion 595;
fea, 640 ecres; mercantile buildings, wood, one
Ad a half and two stories: wooden lodGi permitted;
iwellings, wood, one and a half and two stories:
lepartment consists of x hand engine, x chemical
ngine, x hose carriage; 500 feet mober hose, good;
00 feet leather, poor; yalue of apparatus and sup-
ilies. %Toor, x bwlding owned by aepartment, value
hooo; annual expenses, %4p\ beu alarm. Chief
appointed by Tillage trustees. W. G. Sittaye.
Watsk SappLT--9 reservoirs: capacity, xaoo
»llons each daily: cieelc and weD ponds. Jacob
Vorthby. W. R. Wardsworth, Town Clerk.
Coopent«w«9 Otsego Co., popolalioa axoD;
krea, 050 acres; fire limit, same; mercantile buua-
ngs. brick, three stories; wooden roofr permitted;
Iwellings, wood, two stories; department consists
kf a hand engfaMS, x hook and ladder ttuvk, 3 hose
arriages; xioo feet rubber hose; X500 leet cotton
lose, good; value of apparatus and supplies, $3000;
[ building owned, value $ao,oooe 155 volunteer
nembers. Chief elected by members. L. B.
i;rlttenden.
Water Supply— Pumping svstem; 560 feet of
(treet mains; diameter, 4 to sTnoies; 34 hydrants;
sressuze. xio pounds; annual expenses of water de-
partment, 96oix Lorin J. Arnold, Village Clerk.
GormlBf • Steuben Co., population *6ooo; mer^
»nti1e bdidings, brick, two and three stories;
Iwellings, wood, two stories; department consists
>f a hook and ladder tmcks; 5 hose carriages;siamese
soupUngs used; aooo feet good linen hose; 500 feet
good leather hose; 500 feet rubk>er hose; a ooildings
>wned by village, value $7000; x room rented, 9sSo
per year; memocnhip, xao, all volunteers; annual
expenses, %iyxrt bell alarm. Chief dectedby fire-
men. Henry C. Hecrmans.
WATBt Supply— Water-works; direct pumping
md gravity pressure; x reservoir; 7 w&m street
mains; diameter of largest, xo inidies; smallest, 4
Aofaes; 70 hydrants; water preamre, 90 pounds. J.
W. Vedder.
CoYBwally Orange Co., population 3833; a
tiand engines; a hose carriages; 400 feet goodnib-
ber hose; aoo feet poor; 50 feet good cotton, 50 feet
aoor; 50 fset good linen, 50 feet poor; 150 feet
bather; 80 men, vohmteers.
Watbi Supply— River and dstem.
Cortlaady Cortland Co., population *779e;
area. 9^560 acres; fire Unit, same; fireworks orai-
[lance; chief and department secretary investigate
causes of fires; mercantile buildings, brick and
Qrame, three to four stories; most roots of dn; dwell-
ings, i^ame, two stories; department consists of x
iteam eagiiie, x hand engine, a ehemfcal hand ex-
tinguishers, X hook and ladder troek, x large extra
•xtenskm ladder, independent of truck, 3 boee car-
riages; large qnandtv of hose; membership axo, all
volontsers; fire police; eleetrie alarm. John H.
Pbelps.
Watis Supply— springs; system pumping to
itand-pipe and dbact; Worthington madiinery;
cUdly capacity 4,000,000 gallons; xafi hydranto;
15 x-3 miles mains; diameter 4 to xa iachei; Lud-
low gates; 80 meters; various; pressure 75 pounds;
worlis cost f^SfOOO. B. P. Taykir, Pres.; L. J.
Richardson, Supt.; Ftad. Hatch, Town Clerk.
Coisaekto. Greene Co., P^nlatfoii x66x; area,
(zo acres; fire limit, 300 acres; meworfcs ordinance;
aintOe buildings, bikk, three stories; wooden
I permitted; dwellings, wood, two stories; d^
partment consists of x steam engine, x hand engine,
■ hose caitlages; Z400 feet mod hose; ,
value of appaiatas and mppaea, fssoo; a
owned by village, value $3500; membership 85. all
volunteers; annual expenses, $70. Chief elected
by members. Wm. K. Reed.
Watbr Supply— Cisterns and river. Albert
Perker.
CvlNly Allegany Co., poputatkm *x5oo; a hand
engines; a hose carriages; i nook and ladder truck;
Z50 feet new Unen boaa; 400 leet good rubber; aoo
system of water>works nowlioildlng win include 40
vohmteers. A. W. Smith.
Water Supply— Springs and wells; a entity
/stem of water>works now building win include 40
hydrants. 7 miles mains, gates, etc., pressure to be
7S pounds; estimated cost, $30,000. E. A. Bart-
lett. Town Clerk.
DftaaTilto, Livingston Co., population *42ooc
buikUngs. wood and odck, one to four stories; z.
hand engine; 4 chemical extingulsbars; a hook and
ladder trucks; a hose carriages; 8750 fieet good
Unen hose; value of apparatus and supplies. $3000$
xoo volunteers; bdl alarm. J. W. Burgess.
Watbk Supply— WateiHrorin: gravity svstemr.
X reservoir, capadty x, 000,000 gallons; 4 miles of
; 54 hydrants: 77 poundspressure. Jacob-
Huber, Supt;; B. R. Woodmll, iVwn Clerk.
Belkiy Delaware Co., population *x6oo; fire*
works ordinance; mercantile buildings, wood and
brick, two and three stories; wooden roofs per*
mitted; dwellings, wood, two stories; department
consists of a hand engines, x book and ladaer truck,
E' le caiTiages. a eheeslcal hand exdngulshera
ite); Siamese ooupHngs used; 150 feet rubber
4^ fiset leather, poor; aooo fiset cotton; aoo
fiwt feather, good; value of apparatus and supplies,
I6000S a buildings in use by department, owned by
village, value $4000; membeiuoip m; bell alarm.
Chia dected by company. M. T. Mensie.
Watbr Supply— Water-works; gravity press-
ure; X reservoir, supplied 60m brook; capacity
8,000.000 gallons daily; z dstem, supplied fbom hy-
drants; eapadtysooo gallons daily; nver andponos;
4 Bslles street mains; diameter of largest xa iacbes;
smalleftt 3 inches; 90 hydrants; water pressure 70
pounds. J. Middlemess, M. T. Mensie.
Dap^ally Broome Co., population x69o; depart-
ment ooasists of X hand engine, x hook and ladder
track, a hose carriagea; xooo feet good hose; 900
feet poor; valna of apparatus, $aoo; expenses in
x888, laoo; bdl darm. J. H. Stone.
Watbr Supply— Water-works; gravity system;
reservoir; 5 miles mdns; 40 hydiants; ^ pounds
pressure. C. M. Putnam, ti. J. Adiwns.
Drfden. Tompkins Co., population 779; mer-
cantile buUoings, stone, brick and wood, two stories;
dwellings, fraiM, two stories; department consists
of z hand engine, x hose cart, acnemlod hand cxf
tinguisbers (private); membership 60, volunteers.
Chief elected by members. W. W. Hennessy.
Water Supply— 6 dstems, supplied firom wells.
D. T. Wheder, Village Clerk.
Pandeet Yates Co., population *X4oo; bdM-
ings, brick and wood, two stories: department con-
sists of a chemical hand extinguishen, i hook and
ladder truek; ^ members, volunteers; value of ap-
paratus, etc.. f6oo; bell alarm. H. V. L. Jones.
Water Supply— Wdls.
Dsaklrky Chautauqua Co., population *fiooo;
X hook and ladder truck; \ hose carriages; afioo
feet good cotton hose; 700 feet good leather; X4S
volunteer 1
Water Supply— Waier-worfcss dhed pumping
system; a,ooo,ooo gallons capadtv; x8 miles of
nudas; X05 hydranu; 3 dsterns. O. If. Abdl.
_ Awrorat Erie Co., population fasoo; 1
eaatile buildings, wood, two and three stories;
moellT wood dwdllngs, two storioK departmen:
coosiits of a haad engines, z hook and ladder truck.
/J^
Fire PrdeoRcn tmd Water Signpfy.
\ aadfliip-
16$, valiM
NEW YORK-CMImmA
I bote otfTtage, new; 450 fsot good
rrubovhote; Tahwoi ftpp
^500; 3 baildiafi n
103 ToraAtoer meat
beU alana. Chief eleeted bj
P. Dick.
Water Svpplt— Wdb; a diieraft
barrels dally. Charles H. AddtogtofT.
Clerfc.
Baal Bjtmtmff Onoadafa Ca, popqlaHon
*s6oo; wood boddiags. two stories; dspartment
eoasistsof i hand encine, a hand diamieal eztiB-
gniiheri, x booli and ladder truck, x hose oarriafK
700 feet good cotton hose; Tsloe of apparatus rad
soppUes, 9x500; ixo volunteer members; beO and
whistle alarm. Georgs M. Weaver.
Watbs Supply — CIslsnis. J. C. Kinaer,
Village Clerk.
B«t«B9 Madison Co.; jpopnli^loo 77^ fr" *>
biiikUngs« two stories; woodin roo6 psnnntod; ds-
partment consists of a hand engines* a hose car-
riages; 3S0 fMt good
leather; Talue of appi
54 Tolunteer ,
and whistle aUnn. J. 'H. Colsoa
Watba Supply — Fond and strsams.
Vines.
■•; so feet poor
sap^lM. $im
Mnses,99o; beU
E. 8.
Bdfgwftlery Richmond Co. (inchides Tomp-
UnsviBe, Stapleton and Clifton), popwisttea txi,ooo;
department consists of 4 steam cn^nas, i hand en-
gine. 6 hoie comnaniet, a hook and ladder truck
)liMlgOO(
t good rubber hoee; 8 horMs;
400 volunteer memlMrs. Thos. Willshnw.
Watbb Supply^xjo firs hydrants; private ci»>
terns; running streams and New Yoric bnv; wa
works, direct pressure. C. Detrick. M. Collins.
EilmabethtoWBy Emez Co.. population 44£
wood buildings, one and two stories; sectional lad-
der, I hose carriage; 400 feet good rublMr hoae;
ICO poor rubber; aoo feet nod Imen hoee; value of
apparatus and supplies, $000; ao memlwrs; es>
penies in 1888. $xoo; bell alarm. R. C. Keuogg.
Water Supply — Water-woiks, grevitj prss-
sure; x leiervoir, capacity xaS.ooo gallons; 4K
miles street mains; ao hydrants; pressure, xoo
pounds. R. C. Kellogg, Supf.; Chas. H. Palmer.
Town Clerk.
BllemYill«» Ulster Co.. popufaukm *49»; x
hand engine; x hook and ladder truck; a hose car-
riages; X500 Iset good hose, aoo feet poor; 99 vol-
unteer members. O. B. Seaman.
Water SupPLY^Water-works; gravity pres-
sure; X reservoir, 90.000 gallons capacity; 6 miles
mains and supply pipes; 44 hydnnts; piessme ^
to 75 pounds; cost of works, $50,000. W. H.
Deyo, Pres.; D. S. Williams, Supt.; George H.
Dntdier. Town Clerk.
EliicottYill«« Cattaraugus Co.. population
748; area, 640 acres; frame and brick Dulldings;
xooo feet hose; 4 chemical hand exdoguisheti.
Water Supply— Wells. E. S. King. Village
Clerk.
Elmlim, Chemung Co., populatkm *«i,ooo; de-
partment consists of 4 steam engines, nook and
ladder truck, x chemical engine. 3 hose carriages;
4700 feet cotton hose; zi horses; 3$ members, xa
p«id full time, 23 paid part time; telegraph alarm,
49 hoses. J. A. Campbell.
Water Supply— Wells and reservoir; pump-
ing system; total daily capacity of Worthington and
Knowles pumps. 0,000.000 gallons; say hydrants;
36 miles mains, diameter 6 to 30 inches; 847 Eddy
gntes; 30^ meters. Worthington, Crown; sand and
gravel mteradoo; pressure. 43 pounds; ooat of
-orks, $507,000. Geo. M. I>iven. Pres.; J. M.
I>lv«n,i8imt;C L. Dnvison. Mayor; Th0i.SHk.
BlM Pttffkf Rkhmoad Ca See Kw
Brighton.
Fairp«fft» Monroe Co.. population "350D: va,
844 acres: mcrcantfle bnildtngs, bikfc sad tmt,
three and fbor stories; dwellings, trsme, tvo adi
haU stories; datartoMnt consists of x stesa eags,
achemical hand exthiguishers. z hook and laUff
truck, a hose carriages, protectkm carrisfe: smes
couplings used; aSoo feet good cotton hose; vikeflC
appamtus and sappUes. I^m; xoo volmteff bo-
hers; annual r wprnsii. *^xooo; whisde. Oii
elected by dmuttient and npprored bf Yiiap
Water StiPPLY— Canal and ondL J.S.Kb»
deO. Town Clerk.
'■^ Af^'~'^» Q"?" Cowpopahdosnit
— 1 favUdlngs, two stories: a hose camiiB r
and ladder truck; xooo wet foodoottoshK
value of appamtus and supplies, I3000; beU ilai.
Water SUPPLY— Waterworks, stand pipes
jiMthigh;hydranU. C. A. Lockwood.
FaMtnTlll*. Onondaga Co.. popohtioai^
z hand enrine, x nook and ladder track; i tes-
riage; aoo feet rubber. 800 cotton. 300 lesdarbBX.
good; bea ahum; aoo men, volnntasn.
Water Supply— 6 dstems and cneks.
FlaUrillt Dutchess Co.. popolatian 8oo;ihBC
angioe; x hoae carriage; 380 feet good rubber bK
membership ^. volunteers.
Water Supply— River and diree dsienL
Fiakkill-oft-Ha^a^B, Dntcfaess Co., popci^
latkm *a«o8; x hand enginie; z hoae canisfe; m
feet good rubber and leather hose; nwmbenfaipa
volunteers.
Water Supply— Reservoir; psesmre, ise 9
Z50 pounds. Frank Pterrin, VlUnge Clok.
FlaCbsah. Kinp Co., popolatne %9i
buildings, bride and wood, three sloites, woods
roofr; department consists of z hnnd engiBe. sbad
and ladder trucks, 6 hose carriages; voiDi»
members; telegraph and bell nlarm. Thoi ^
Lott. I
Water Supply— Holly system; X3 miles sstf |
lains; X69 hydrants; pAcssmc 40 tooo pooads. I i
Lott. Supt.; P. M. Glenson. Tovm OedL {
populatiOB *B3K<
ladder tnekf
mains; 1
Lott. Su
FlvaUMg» Queens Co. popu]
chemical extinguishers; z hook nnd ■— in »-
hose carriages; zooo feet good cotton boie; -.«
feet good leather, volunteer dnMotoseat, x*"^
Jas. McCormick.
Water Supply— Water-works; diieet pe^
ing system; 30 miles of mains and smplrg^
XX5 hydrants; zoo poimds presaore. C. R. ^
ilher.
FoBdfty Montgomery Co.. populsbos *g|
area, 640 acres; wood and brick hniidisgy ihd
engine, z hook and ladder truck; a hose eem <*
800 feet of hose; hose interdiannnhlf with ftfe»
ville department, the two departments wodns >>
gether. J. O. Schuyler. »
Water Supply— Springs; grarity; vdis el
cisterns: 3 miles mains; 3Z hydmnts. Hcair^*^
Town Clerk.
F«rt Edward. Washiaglon Co.. w^
0988; mercantife buildings, brUc and wood i««7
four stories; wooden roofii permitted; dvdE^
brick and wood, two stories; departmest eoc^
of z steam engine, x hand engfaie, a hose cnmn
coo foet rubber hoee; Z360 feet good oottOKJ
building owned, vahie 91500c messbo^ *
vohintseca; beU alarm. Clnefdectedbrnc»M
L. B. Fields.
Water Supply— xo ressnroii
canaltf. M. Bennett, Village Oesfc.
Fire Proteetkn and Wate^ Sujjpfy.
'33
Fort Plaimt Meotgomety Co., popalatioo
500; firewoflu ordfaumce; bulldingB, wood and
ick, two to three stories; shingle roo£i permitted;
portment consists of a hand ensines. z chemical
nd extinguisher, z hook and ladder truck, 4 hose
rriages; aooo feet cotton, 900 linen, 600 leather
>se: value of apparatofl and supplies, $4500; a
lildings owned, value $2^900; Z50 volunteer mem-
ra; annual expenses, $500; bdl alarm. Chief
ictedbyconpanyand approved by trustees. J.
inning.
Watbr Supply— Water-works; gravity mtem;
hydrants; 9 miles mains; canal; reservo£r and
cisterns, 79 pounds pressure. Charles Wick,
>wn ClerlL
Pniftkfoity Herkimer Co., population "3500;
», 1000 acres; fire limit, zooo acres; mercantile
ildings. frame, two to three stories; wooden rools
nnitted; dw^ngs, frame, two stories; depart-
int consists of z steam engine, z hand engine, z
ok and ladder truck and a fire extinguishers, \
le carriages; zoo fiset rubber hose; azoo feet good
:ton; value of apparatus and supplies, $5000; a
ildings used; zoo volunteer memoers; annual ex-
Dses, 92|Co; bell alarm. Chief elected by com-
nies. Taos. Honohan.
^ATBR Supply— Cbtems, canal and river
d 4 suction connections with water supply of
est Shore R. R. Chas. B. Cleland, Village
srk.
P'nmkliBy Delaware Co., populatioii 9907; de»
rtment consists of z hand engine, 3 hose carts,
ders; 650 feet good rubber hose; ^ feet good
con; 400 feet poor rubber; 56 volunteer members.
>ert Smith.
Vatbk Svpply— zz dstens. A. Bush, Town
7k.
fraaklUiTillet Cattaraugus Co., populatioa
a; buildings, brick and frame, two and three sto-
i; department consists of z hand engine, z chem-
engine, z hook and ladder truck, x hose car-
Se; aoo leeC good rubber hose; ioo teet poor; 600
: good canvas; value of apparatus and supplies,
00; z building rented at $^zoo per vear, value
,000; 90 volunteer members; annual expenses,
o; bell alarm. Chief appointed by village tms-
:. M. J. Waring.
/ATER Supply— walla. G. £. Spring, Village
rk.
'redovia^ Chautauqua Co., fireworks ocdl-
ce; mercantile buildings, wood and brick, three
ies; wooden roofr permitted; dwellings, wood,
stories; department consists of a chemical hand
aguishera, a hose carriages, z hook and ladder
Ic; Siamese couplings used; 300 feet rubber.
» feet good cotton boae; value of apparatus and
?Ues,^3Soo; z building used by department,
ed by village; 85 volunteer members; whistie
m. chief elected by trustees. K. R. Palmer.
'^ATSR Supply— Gravity system; reservoir; ca-
ty, zo,ooo,ooo gallons; 636 miles street mains;
ydrants; xoo pounds pressure. £. A. Curtis,
L; John Warran, Town Cleric.
reeporty Queens Co., population fzazy; z
c and ladder truck; 90 men, volunteers.
rieBdafeip* Allegany Co., population azay;
e and brks buildings, two stories; z steam fire
ne; z hook and ladder truck; a hose carriages;
«se couplings used; Z500 feet cotton hose; hose
r. 60 feet high; value of apparatus, supplies,
96000; I building used, value $4cxx>; bdl and
tie alarm; 'volunteer department, 74 men. Chief
Chi
ed by company. T. J. Rose.
ATER St7PPLY-n4 cisterns, capacity 9300 gal-
daily. J- O. Rice. Town Cleric.
iltoSf Oawego Co., population 6500; a steam
lea; 1 nook aadladder truck; 6 hose carriages;
Kt rubber hose, good; 3000 feet linen, guiMl;
4 men paid I^ time; zoo volunteers; 5 horses.
W. Bnfiley.'*^
Water $^pply— Springs and river; system,
gravity. stanVpipe; also cGrect pumping, Worth-
ington macunery; daily capad^, z,5oo,ooo gal-
lons; ^ hyduntf ; zz miles mains; diameter 4 to zo
inch; £ddy ^tes; 3 meters. Crown; pressure, 50 to
zao pounds; ^jrorics cost $z90,ooo; annual expense,
^11. tf • Nichols, Pres.; Geo. G. Channcy,
. . Morrg C. Highuter, Town Qerk.
FiiltOBT» ley Montgomery Co., population
*Z30o: mercaiitile buildings, biick, two and three
stories; woo sn roofe pennitted; dwellings, wood
and brick, oest and a half and two stories; depart-
ment consb s<of z hand engine, a hose carriages;
640 feet oottohihose, good; z building owned, value
)Z5|oo; meck»ersbip 40, volunteers; bell alarm.
'hief elected fe»y members. John Brookman.
Water jTz-ppLY-^Water-worics; gravity pres-
sure; 3 resf jiii^irs, supplied by springs; canal; nver;
a miles stn j^ mains; diameter, 4 to 6 inche»; 8
hjrdrants;. p« Dodge, Supt; JohnMarlette, Town
Geddety pnondaga Co. See Syracuse.
Geneaeoy Livingston Co., population *a5oo; z
steam engina; z hand engine; 4 chemical extin-
guishers (hand); z hook and ladder truck; \ hose
carriages; z protective carriage fumishea with
buckets, salvage bags, canvas covers and a diem-
ical extinguisiiers (hand); 3500 feet linen hose, good;
Z30 volunteeti. Wm. A. Brooke.
Watbk Supply— Conesus Lake; 5 miles of
street mains. S. H. Blyth, L. H. Doty.
Geveirm^ Ontario Co., population *730o; area,
690 acres; nre limit, zoo acres; fireworks ordinance;
mercantile bufldings, brick, three stories; dwell-
iags, brick anq wood, two stories; department con-
sists of a steam engines, z hook and ladder truck. 6
hose carriages: 500 feet rubber hose; jxo cotton
hose; zooo ^00 linen; 4 horses; value ol apparatus
and supplies, $z5.ooo; a buildings, owned by village,
value, $zo,ooo; membership zoo, zo part paid; Z50
volunteers; aniiual expenses, 9aooo; Imi alarm.
Chief appointed by trustees. John Denison.
Wateb Supp;.y— Gravity pressure: 3 reservoirs,
supplied by springs; z8 dsteras, supplied by water-
worxa; 6 miles mains and supply pipe; diameter, 4
to za inches; 36 hydrants; pressure, to pounds: an-
nual expenses of water department $z6ao. S. S.
Graves, Henry B. Graves.
GilbenaTllley Otsego Co., populatfen 600;
mercantile buildings, wood, two stories; dwellings,
wood, one and a half and two stories; department
consists of z hand engine, z chemical engine, z hose
carriage; 300 feet good hnen hose; zoo cotton, fair;
value of apparatus aed supplies, $zooo; value ot
buildings, $rao; bell alarm. J. R. Woodlands.
Watsk SupPLY-^Wells, dstems and brook.
H. O. Donaldson, Town Clerk.
Glea CoTe* Queens Co., population 3000;
area, zooo acres; fire limit, zooo acres; mercantile
buildings, brick and IhuBe, two to five stories;
wooden roofs permitted; dwellings, frame, two
stories; department consists of z hand engine; 350
feet good leather hose; aoo feet new canvas hose;
900 feet poor leather; value of imaratus, $9500; 40
volunteer members; bell alarm. £. P. Titus.
Watbr Supply— Lake, cisterns and springs.
Gleaa Falls. Warren Co., population *8ooo;
area, a square miles, fire limit zoo acres; fireworks
ordinance; buildings, brick, stone and wood, one
and a half to seven stories; department consists of
z band engine, z extension ladder, z hook and lad-
der truck, 6 hose carriages; Siamese couplings used;
3000 feat good rubber and liaan hose; 1000 fleet
poor; value of apparatus and supplies, I8000; a-
buildings owned by dty, ▼■>»• f z5,gQo; zoo mem-
^34
Fire JProia^don and Water JSk^y.
NEW YORK— C^wl&MMk^
ben; ezpentet in x888, $iaoo; beU ^^m. Chief
elected dy department* appiOTcd bX trustees.
Charles H. Clark.
Watbr Supply— Water-works. ^r^Tity pres-
sure; 3 reservoirs, supplied by bro^s; so miles
street mains, diameter 4 to la inches; ^ hydranU;
annual expenses o^ water-woclts, 97$oP* Charles
Albro.
Gl0TeraTill«9 Fulton Co., populrf on *zo.oqo;
area, 1900 aeres; fire limit 350 acres; fiilworks ordi-
nance; mercantile buildion, brick, net stories;
dwellings, wood, two stories departoF^nt consists
of z hook and ladder truck. 3 hop^ carriages;
Siamese couplings used; 2500 feet go{^linen hose;
value ol apparatus and supplies, 950^* z building
in use by department; 80 volunteer 1 aaberKan-
nual expenses, $793; bell aad whistle^^yrm. Chief
dectcd by department. Ftank Carson.
Watbr Supply— Gravity system; 4 reservoirs,
supplied by springs; diameter of mains, a to za
inches; Z08 hydrants; pressure, 60 to zap pounds;
annual expenses of water depanment, $za5o. A.
W. Hehrig.
(»otke«. Orange Co., population a^ST* x hand
engine; i hook and ladder track; 4 hose carriages;
aooo leet leather hose; zooofeet good fabric hose;
too volunteers. C. G. Elliott.
Water Supply— Water-works, gravity prcs>
sure; z reservoir; 7 miles street mains; diameter, 4
to Z3 inches; 44 hydrants; zy gates; pressure, 60
pounds; works cost S6o,ooo; W. H. Wood, Sv^t;
fe.H. KeUy, Town Clerk.
Cf««Ti0nMBr9 St Lawrence Ca, population
*3Soo; area, Z400 acres; fire limit, 30 acres; fire-
works ordinance; mercantile buildings, brick and
stone, two and four stories; frame dwellings, two
and three stories; department ooosisU of z steam
^e, 3 hose carriages; 3000 feet nod cotton hose;
_tte oi apparatus and suppliM, $6000; z building
used, owned by village, value $3000; ^ vol
members; annual expenses, 9400; bell and
song alarm. Chief appointed by trustees. Fkank
Watbr Supply — Direct pomping system; 3
mQes mams and supply pipes; diameter. 4 to o
indies; no hydrants; pressure, 45 pounds; annual
expenses of water department, $900. Adalbert Alt-
house, Chas. N. Reyikolds.
G^Wftfttey Cattaraugus Co.. populatUm Z900;
brick and wood buildings, two stories; department
consists of z steam engine, z hand engine, x hook
and ladder truck. 3 hose carriages; zooo feet good
cotton hose; 500 feet good linen hose; expenses in
zsr " - -
W.
Watbb Supply— Waier-works; gra^ftv system;
Tk*^
bell and telegraph alarm, 6 street boxes.
1 fcservoir, capacity 3,000,000 gaUons; 4 miles street
mains, diametrr 4 to 10 inches; zy hydrants; pres-
sure, 80 pounds. W. W^ Welch. iVes.; F. J. Blnck-
mer, Supt. and Town Qerk.
GnmTllle • Washington Cow, population *zfioo;
4 chemical extingnisherB, a hose caniages; Z97S feet
good leather hose; 38 volunteers.
Watbr Supply— River; system pomping to re-
servoir; Knowles machinery, daily capaaty 500.000
gallons; as hydrants; diameter of mains. 4 to 8
mches; pressure. 6$ to 100 pounds; works cost $98.-
000; annual expenses. $800. 0. L. Goodrich, Supt;
John S. Warren, Town Clerk.
Gracoibsakt Rensselaer Co., poptdatioB "7500;
fireworks ordinance; brick and frame buiklfaigs, two
and three stories; shingle roofe; department con^
sists of a steam engines, ahose carringes; 3000 feet
good linen hose; value or apparatus and supplies,
fiSiOoo; 9 buildings owned, vafaie $zo.ooo; aoo vol-
unteer members; annual expenses, $zooo; whistle
and bell alarm. Chief appointed by traslKs. Jobs
B. Miller.
Watbr Supply— Waterworks; standfipe ifv
tern; Worthington pumps, daily capacity ijmm
gallons 90 hydrants; Z5 nules mains, diiaacler 610
90 incnes; Ludlow gates; sand and pavd fitai-
twn; works cost (estisMted) $000^000. J.F. Mof*
fetr. Pres.; John Wina. Si^t; W. H. Hcfieo.
>nilage Clerk.
Gieette. Chenango Ca. popniarten *iaoo; tm,
640 acres; fire Umit, 040 acres; okuses o( fires iofo-
tigated; mercantile buddings, brick, two snd tbree
stories; dwellings, frame, two stories; deptrtoot
consists of z steam engine, z hand engme. i book
and ladder truck, 3 liose carriages; Siamese ocsp-
lingsused; zooo met linen hose, new; ifiooiv
leather, good; 900 poor; valne of aopantss td
supplies, $3000: membership zoo^ votnateen; »
nuiu expenses, $zoo; bell alarm. Chief elected \j
members of department. E. B. Jackson.
Water Supply— Cisterns and riven. R.A.
Race in charge; M. F. Porter, Town Clak.
Greea lalwid. Albany Co., popubtkn 41^
z steam engine, 9 nose carriages; noo to ooom
hose, good; 500 feet leather, good; fne sknn te*-
gra^. 6 boxes; 60 men, volunteers; z team bo(s&
water Supply— Waterworks; gnvuf ptt-
sure; river; z reservoir; 3 miles of street mai&saB^
supply pipes; 90 hydrants.
Grewipoity Sulfi>lk Ca, popnkitinn 93/0; m
and fire limit, 640 acres; fireworks ordiaaace; ctoa
of fires investigated; mercantile bnihiincs. ««i^
two stories; shmgle roofii permitted; dweObip,
wood, two stories; department consists oi i se*
engtake.a hand engines^ z Hook and ladder mck 5
hose carriages; 500 feet rubber hose, 5So oooo.
400 leather, good; value of apparatus sad npp!"^
$7000; 3 buildings owned, value fjooo; mcDte-
ship Z50. volunteers; annual evpetisrs, $350: bd
alarm. Chief elected by oonpnay, sppofed by
trustees. J. L. Terry.
Water Supply— Wdls aad lake; water ««h
undar construction. George H. Corwis. VBI^e
Clerk.
OffMBWiek, Washington Co.. popsltf*
*950o; 9 hand engines; z hook and laddcrmck. 4
hose carriagee; 3000 feet rubber hose, fidr n>l»
teer department, Z40 men. F. A. Cosseas.
Water Supply— Reservoir, gravity sjabi: 3°
hydranU; j asilM mains: ^5 ntM; iwow^vt?
Z90 pounds. R. J. Wait. Supt.; W. T. Ij^
Town Clerk.
GrotMi. Tompkins Co.. population *z#io: a^
690 acres: nre limit, same; fire warden iatesnf^
causes of fires; mercantile bulUings. fr>B< ^
brick, two and ttunee stories; dweffings. fiiae. i^
stories; department consists of i haad csgiK- )
chemical hand extinguishers, a hose caniif^
Siamese couplings used; aoo feet nibhorboica^
feet cotton, 900 Unen, aoo leather, good; 9j^
cotton, zoo linen, too leather, poor; "^^'i'^
50, all volunteers; annual explBases, W^J^
alarm. Chief elected bv department aad s|Vio^
by trustees. Jas. L. McLaln.
Water Supply— Springs; gravity lysW^
padty of reservoir. 500.000 gaDooss 45 ^7^^
6H miles mains; diaaMter,4 to 8 inch; isj^fc
80 to 9S PotUKlK works coat $M.ooft !»■■
Uoran. Supt.: Eugene LaBdonTMAyar. »- ^
Shaw, Town CleriL
HaMtarg, Erie Co.. PopobtioB ^^SSJ^
tijso acres; fire limit, same; mereantfle wggR
brick, two to dtfee stories; shinglei
dwellings, wood, two stories; dqMStacst <^
of a hand engfaies, 4 chemical handenaii^
I hook and ladder trunk, i hoee cmris|<3*^ ,
new cotton hoae$ aoo feet good ruMNr. wm* _^*,
parattts and supplies, fSoob xbuOdkig ««*»***
Fire FroMkn and Wilier
'35
^Sooo; membanhip so»aU
penses, $195; b«il aJaia. ChteffelMCed br villAffe
Watbr Supply— Cndc. irtfit ud dstan.
Fayette Kdljr. Villaft CleilL
HamllUNif Madisoa Co., popalation *90oo;
irea and ftre limit, 700 acres; mercantile boildinga,
jrick, wood and stone, three storiea; wooden roofs
)enDitted; dwellings, frame, two stories; depart-
nent consists of x steamer, i hand engine, i cbemi'
al hand eztingoisher, x book and ladder truck, a
lose carriages: Siamese ooapUngs in ose; xooo feet
Lew hose; Qo wet rubber hose; 400 cotton; 50 linen;
150 good leather; 150 poor leather; irahie of ap-
wratua, $6000; x buudttng used, vahie $7000; mem-
bership 80. volunteers; annual expenses. $50; bell
ilarm. Chiaf recommewled by department, ap-
K>inted bjr trustees. J. E. Baker.
Water Supply— 3 streams, inexhauttlbla. B.
. Stimson, Town Cleric.
HaouBOBdnpert^ Stenban Co., population
X400; buildings, wood, two stories; department
onaists ol x horse-power engine, x hand engine, a
liemical extinguisners, x hook and ladder trudk,
hose carriage; 1500 liMt boss; membership xv^^
U volunteers; bell alarm. Geo. H. Knler.
Watbr Supply— 5 large oisiems, lake and
reek. J. W. Shanley, Town Clerk.
Hattivg«9 WestdMBler Co., population xaoo; x
ind engine^ x hoseearriagea; xioo feet good nose;
x> feet poor rubber hose; 400 iset poor Iteen; de-
artment, 40 men, volunteers.
Watbr SupPLY^^Cislems and ponds. Jacob
rheeler. Village Cleric
HftYeratrawy Rockland Co.. pdpoladon 3016;
steam engine; x hand engine^ x nook and ladder
Qck; 4 hoae oaniages; xjoo feet leather and 500
et rubber hose, good; membership 9$, voran-
ers.
Watbs Supply— Drivnn wells; gravity qratem;
! hydrants; 7 mUes mains, diameter 4 and xo
cbes; galas and meters; preseore, 60 to 90 1
arks oost $95,000; annual espenses (estimated),
1500. J. LM^wood, Pies.: D. W. WUUaaM,
ipt.; M. McCabe, Town Cleric
■«• QiieenaCo..popolatloB *3Soo; x
»im engiae; a naiM engines; x nook and ladder
ick; a fioae carriages; 1500 ieet hoae; file alarm
il; aoo men. volunteefs. E. Cooper.
Water Supply-*9b weUa and hydrants.
HerkiaMTy Herkfaner Co., population
'i^S^
!am engine; x hand engine; x hook audi
tck; 3 boee eanlages; aooo fset cotton bote, good;
o men. volunteers* S. A. Brown.
Watbr SuppLY--Qood water supply; sdslerns
d hydrauUe canal; water-works to be pot In. W.
. Fiske, Town Cleric
Btekarlllay Queens Co., populadon xdax;
ildlngs, frame, one and a half and two stories;
loden roofii permitted; department consists of x
emical engine, x hodi and ladder truck; bell
inn.
W'ATER Supply— Wells and cisterns.
BtlChlsuid FtellSf Orange Co.. population
no; department consists of x book and ladder
ck; membership 45, volunteers. Louis F. Good-
^ATER Supply— WeUs, brooks and river. J. E.
ennan. Town Clerk.
Sobfurty Delaware Co., population *6oo; build-
IS, wood, two and three stories; department oon-
ts of X hand engine, x hose carriage; 400 feet
ton hoae, good; xoo feet leather hose, good; xoo
t rubber hose, poor; 900 feet leather, poor; mom-
's 5a; beil alarm. John Muir.
ATatkx Supply— Direet pressure; xpump; xa.
hydrants; prasswe, 6a poiinds. A. G. Carroll,
Supt; O. S. Faulkner, Village Clerk.
Holleft drleans Co., popokrtion 1500; bofld-
Ings, brkk and wood, two and three stories; x
horse-power engine; department not lUly organ-
ked yet; hook and ladder truck and hose cairiage to
be bonght; xooo feet cotton bote, good; members
xoo, alt volunteen.
Watbr Supply.— Canal and brook. William
Hoasel, ViOage Cleik.
Hamer» Cortland Co., population ^3800; area
and fire limit, x mile soaaxe; fireworks onttnaooe;
mercantile boHdings, brick and wood, two and
three stmies; wooden roofs permitted; dwellings,
wood, two stories; department consists of x hand
engine, a chemical hand extinguishers, x hook and
ladder track, 3 hoae carriages; Siamese conp"
used; X500 feet cotton hose; xaoo feet leather,
value ol apparatus and sunpUes, $5000; 3 buildings
owned by viUage, value $3400; membenhip, 125;
annual expenses, $350; bell alarm. Chief chosen
by department, E. J. Bockes.
Watbr Supply— Spilngs and weUs, pumped to
stand-pipe; A miles mains; 3$ hydrant^ 05 pounds
Messure. W. Richerson, Supt.; M. v7 Foster,
Town Clerk.
Honeoye Falle, Monroe Co., populadon X500;
department consists of i steam engine, a chemical
hand exdnguishers, x hook and ladder truck, 3 hoae
carriages; X500 fisetgood hose; xoo members; elec-
tric alarm. H. H. Plusbury.
Watbr Supply— 3 reservoirs; creek. J« Flit-
patridc. City Clerk.
Hooaiek Falla, Rensselaer Co., population
*S5oo; X steam engine, s hook and ladder track, 4
hose carriages; aloo feet hose, good; a meU' paid,
dovohmteers. W. P. Parsons.
Watbr Supply — WeDs; stand-pipe system;
Knowles pump: 83 bydraats; 8 miles mains, di-
asBeter4 to xo iades; 36 gates, Eddy; Worthing-
ton meters; pressure, 00 to xxo_pounds. B. R. Esta-
brook, Supt.; W. H. Soeam, Town Cleric
HorBellBTlllef Steuben Ca, population *X3,-
000; X steam engine, x hook and ladder track, 3
hose csniages, x protective company; 4000 feet
hose, good; aoa volunteers; fire marm, X4 boxes.
T. C. McCarthy.
Watbr Supply— Water^rorks, gravity system;
xay hydrants; xo mUes mains, diameter 4 to x6
inches; xo8 Ludlow gates; x meter. Crown: gravel
and charcoal nitration; preasure, 05 pounds; oost
of works, $900,000. Geo. L. Tubbs, Supt.; H. C.
Sawyer, Town Cleric
Horeelieftdaf Chemung Co., population X684;
area, 950 acres; fire limit, xo acres; fireworks ordi-
nanee: mercantile buildings, brick, three aiories;
dwellings, wood, two stories; department consists
of X steam engliie, 3 hose oarrlages; sianMse oonp-
bnga used; xooo feet cotton hose; 900 feet leather
hose, good; valae of apparatus and supplies, Vtooo.
annual rent of buildings In use by department, $150;
value, $6000; membership xoo, 3 paid; annual ex-
penses. $400; ben alarm. Chief elected by depart-
ment. John Hogan.
Water Supply— a reservoirs, supplied firom
springs; canaL Chas. Marshall, Town Cleric
HadaoBy Columbia Co., population *X3,ooo;
area, xooo acres; fire limit. 800 acres; fireworks
ordinanoe, and for investigating causes of fires;
mercantile buildings, brick, three stories; shingle
roofe permitted; dwellings, brick and wood, three
stories; department consists of i hook and ladder
truck, 5 hose carriages; 3600 feet cotton bose; 350
feet good leather, 300 feet poor robber; 300 poor
cotton; value of apparatus and supplies, $36,500; 5
buildings owned by deportment, value $ai,ooo; 3
rented at $50 per year, value $300; membership
840, all volunteers; annual axpenaes, faooo; beU
/J^
Fire Pnteetiom md Waiar Sitppfy.
NBW YORIC CmiHmuJ.
alani, lo aitdoBM, Chief dcctad by i
dMMflBMBt. Robert Elttaii^.
~Wat»k Sptflt;— Rhrcn tyitatt, gwyity- — d
by nuBp to ftsenfoir; Clopp » Jf oocs BMidiiMfj;
jr. 9.500,000 fliikms; i86hydnBli; 15
. diamelcr, 3 10 i6tecli; fila» molflfB,
not detcribod; nuid fUtradOB; pmwirw, 60 io U5
. imhumWt cofC ci wofki^ (mo^oooc iTttuftl t ipiioif .
fiiooa Wa. H. TmTcrTmt^ Jobs Ragr, Sopt;
P. L. Fitebor, City Ckrk.
HuillMtMly Sofiolk Co., poyriotioo *9ooo;
fire Hmit, 640 ocrri; fiiewonU oidiiiaiice; beild-
taigi.wooduid bcia^; twooad a belltlofkt: de-
peitaMBt cooeists d bead engiiie, with 350 feet
good rubber hoee, !«$ feet poor; z cheaakel caftoe,
with eoofeet coed boee. z book and ladder trade;
•iameee oompSmgB used; rahie of apparatoe and
foppUcs, f zjoo; z bnildfaif owned, Tabie $1000;
membership 75 volnnteen; aannal expenses, $aoo;
bell alarm. Chief elected by company. £. R.
AitUn.
Watbs Svpplt— a dstcms,
springs. P. Pearsall, Town Clerk.
Hyd« Parky Dvtdleas Co.. popwiatfan 7^
bnildings, frame, two and three stories; wooden
roofs permitted; department consists of z hand ea-
dne, z bookaad ladder track, z hose caniagr, 500
leet good robber hose; Z700 good Hnen; 500 good
leather; valne ol eppaiatns and supplies, f 5000;
membership zzo, Totoateert; annbal eipenses,
fzaoo; bdf alarm.
Watbb Supplt— Osterns.
Ili«B. Heridmer Co., population jyzz; botkU
ings, brick and wood, two and three stories; de-
partment eoosists of a steam engines, z hook and
ladder track, a hose carriages: 9900 feet good rob-
ber hose; 400 fMt poor, Talne of apparatus and
supplies, frzz.500; membera Z75: a pmd full tfane;
whistles and beU alarm. M. M. Kawe.
Watjbr Supplt— z dstern; z reservoir. . Z. E.
Cooper, Town Clerk.
IrrlMftoBf Westchester Co., populatioa Z9Q4;
boikllngs. frame, two and a half stories: wooden
rood permitted; department consists of z hand en-
gine; a hose carriager. Z400 leet cotton hose, good;
M feet poon Telue oi apparatus and supplies,
I3M0; membership 40 volunteers; annual expense,
tSz7;beU alarm. W.Walker.
WATss Supply— Artesian well, pu to
reservoir, capacity, 8,000,000 gallons; 4^ mUes
mainsi ac hydrants, Z40 to z8o pounds
F. W. CrUfiehl, Village Qerk.
to z86 pounds pressure.
laUfy Suffolk Co., popuhulon *aooo( z eagiae;
z hoee ctfflage; z hook aad ladder tnicak; value of
appantitt, $zooo; value of buildlass, owned by
vulage, fzooo; 94 members. P. J. Hawkins.
WATBB Supply— Wells. W. F. Lcchise, Town
Clerk.
likacBv Tompkins Co., populatioa *zz,ooo;
area, 2400 acres; fire limit, 320 acres; cattses oi
fires Investigated; mercantile bulldingi, brick, three
to lour stories; dwellings, wood and brick, two
stories; department consists of 3 steam engines, 3
chemical hand extinguishers, z hook ana ladder
track, 7 1
value of I
track, 7 hose carriages; 4000 feet cotton hose, good;
value of apparatus and supplies, $z5.ooo; 6 build-
ings owned by department, value $40,300; mem-
bership 4Z0, 4 paid; annual expenses, $400: bell
and tetepoonealarm. Chief elected by department
£. E. Robinson.
Watbb Supply— Water^rorks, gravity pres-
sure; 3 reservoirs, supplied by creeks; Z4 cisterns;
Z4 miles street mains and supply pipei ; oiameter, 4
to 90 inches; 70 hydrants; pressure, 90 pounds; an-
nual expenses of water department, $400. £. M.
Freman. Supt; C. Hillack. City aerk:
Dyoepsfonaiai
tdaeenoriic
^^ of ahaadcsMm^cheBal
baiid extingnisbefs, z book aad ladder track, t
hose caniafea, 3 jumpera, boeketcarrisge; sooieei
aew rubber boee; 500 leet caavaa hose; Sod of nbbe
hose, good; 800 feeC misreWanroas^ jretae ot 1^
paiatui and eupphra, ^te^ooo; 6 i
▼nlae Sio,oooc awnwcnbiE
1143;; bdl •htfm. Cbirf d
ooannaed by tiasteas. ^r m. £•
Watbb SuppLY--Staad-pipe .,- ..^
by drhrea wdls; 100 hydrants; iMCaSBie5'^poia&
Joha Ticbward, Goo. F. PowcD.
JaaMOtoWBt Chaulaaqua Co., pon:aba
Z800; z hand eagfae, a chemical extfaigDahas; 2
bookaad bidder tracka; dboaecanlaffes; 6oooies
iKwe, good; a^mea, volaatecrx; z arepandooa-
paay. T. T. Qnney.
WATBB Supply— Water-woifca; dlieuHsmipni.
Holhr system, 4,000,000 gallons cepadty; an It-
diants: 5 dsteras. A. F. Koit. SapL; O. F. Pnot,
Mayor; Kobe Sbaw, City Clerk.
JohBai«WB9 FttHoa Co., popofartiea "ftw
area, z8oo acres; fire Umit, 10 acres; beOfcA
brick and wood» two aad ttiiwe stories; vooda
roofs permitted; depaitsMot ooasiits of iboofcal
hMhlertrack,a boeeooaBpaalea.4 caaitfBi;n!«
of apparatna»%yn: v8hmcfballdfaigs,9ooo:i3»
A. J. Tbompaoa.
Watbb Supply— Gnvlty
supplied by springe;
daily; mains, 4(0 za
drantt; preseore, zzs poonda. J.' J.
Supt. and Town Clerk.
lBlloa*z|ooc
aBcrcaadkl
bald-
J#rtUm^OaoadagaCa,, .
900 acres; nreworks ordinanoa;
lags, bridt, RUT akwiea; wi
dwidliags, frame aad brick,
ooosisu of z aleaa eagiae, z L«
calhand exdayrisfaers, 4 bose^
coapHags used; aooo feet good robber wKkk, je
poor; 50 feet good ootloa; valua of aapsistss od
9m(bd
supplies, $6000; a buildings owned, y
volnateer members; anaaal eTmaari, yw
alarm. Chief eleetod by boavd of traslsei> ^^
Watbb Supply— 5 deieraa, crack aad cok
one-half mile of miOns, diameter 3^ iacbes; >
Mceea^llay ISamx Co.. popnlarioa *^^
partmeat cooaists of z book aad ladder tmct J a||
oarriages; 800 fset leather hoee; Z500 fcei wttwy
patrol, with track; zzs vobmleer membrni- A. i>
Tafaaadge.
Watbb Supply — River; waftsr-woiki. di«i
pampiag system; daily capacity of pomps, x,ooe.ooo
gallons; 40 hydrants; %% mUea
to za inches; M gato; ciavi^
80 to zco poimdi; cost of worha, S3S,oooc
expenses, $^ H. M. Moald, Cb^maDCoiDa»
doners; jToTcoid, Siqrt.; M. R. La Duke. T0M
Clerk.
KUdwbooky Cotambbi Co., popahtioonjaD;
fireworks ordinance; fire wardens investifite &«
mercantile buikUngs, brick and wood, tvo Ma
dwdUngs, wood, two stories; departmeot cotf^
of z steam engine, z bookaad ladder track, I >^
engine, a hose carriages; Siamese eoupKaCS ^^
5oieet linenhoee; zaoo feet good leadier bofej4f
feet poor leather; value of apparatus aad W^
$6000; z bttikllng owned, vafaw $8000; xooMba|.
apald; bettaferm. Chief appointed by viD<r^
tees. Cbas. Palmer.
Watbb Supply — Z4 titiaKn^,
roofr: capacity from zoo to 600 1
S. Wld>eck. ViUage Cferk.
Fire ProiMtUm and Water Suppfy.
'37
U1iterCo.,popQ]ji-
itt or ft book and
Hon *M,XD4; dtpoitmont oonsbtt
ladder tracks, lo boie etntofes; 0500 feet good cot-
ton hoM; flooo feet poor mrthor; 300 voluntotr
membcn, 7 pnkl. John P. Dlnenboekar.
Watbi Supply — Credc; gniTity tyilem; 3a
** ins: SAS fardrants: so dstcrns; pmsursi xos
Ateodr ^- ' ^" '
ponods.
I Hudlar, A. Sehtfinons.
Laaeastery Erie Co.» population 160a; area,
790 acKt: fire Unit, Muna; mareaatile bnUdlan,
brick and wood, two stories; wooden rooiii permit-
ted; dwelUncs, brick and wood, two stories; depart-
ment consists of a hand engines, x hook and ladder
track, a hose carriages; Siamese eonplings nsed; 50
feet robber hose; 1300 cotton; zoo leather, value of
apparatus and supplies, $8700; z building owned by
hook and ladder company, value $z5oo; 8n volun-
teer memban; annual expenses, f^; beu alarm.
Chid appointed by trustees. Geo. Huber.
Watbs Supply — WcUs and cracks. John
Leininger, Town CieriL
Lautefbufki Renssdaar Co., population
*9ooo; mareantiia bniklings, brick, three to five
stories; dwellings, brick and firame, two and three
stories; a steam engines; a diemical extinguishers;
z hook and ladder truck; a hose carriages; aooolaet
good hose; 58 members, fire alarm tdenaph, 13
■treat boxes; c horses; expenses for z888, $5000;
severd lactones and mills have apparatas and
steam firs pomps. Chief appointed by fire 00m-
mlssioners. J. |i. Ingram.
Water Supply— Water^works; gravity system;
s reservohs, supplied by watershed; 13 miles nudns;
tZQ hydrants* pressure, about 90 pouads. John
Brook. F. De Witt.
I16 B07 Genesee Co., populadon 4460; area,
Z400 acres; fire limit, Z5 acres; fireworks ordinance;
causes of fire investigated; mercantile bulkUngs;
brick, three stories; dwellings, frame, two stories,
department consisU of 6 chemiod hand extinguisli-
srs, z hook and ladder truck, a hoae carriages, z
ehemicd engine, bucket cart; z8oo feet good cotton
boae; aoo feet leather, poor; vdoe of apparatus and
nipplies, taooo; vahia of buiUings owned, (3000:
35 vdnateer members; annual expemes $900; bell
darm. Chief elected by members. John wiss.
Watbr Supply— Pumping system; x% adles
ifreet mains, 6 inches in diameter; z8 hydranU; an-
inal expenses of water department, 94Sa William
L. Crofoot, City Cleriu^ ^^
»9 Uringston Co., population Z878; z hand
sngine; z diemlcd engine; 6 ehemicd exdnguish-
iTs; 40 neaades; z hook and bdder truck; 800 feet
rood rubber hose; 34 feet good cotton; vohmteer
Icpartment, Tdmen. Geo.T. Sdmon.
WATBE Supply— Cisterns and wdls. A. Hyde,
Town Clerk.
Uttla Falla« Herkimer Ca, populadon *7soo;
iepwtment copsistsofa steam en^nes, z ehemicd
ngine, z hook and
track, 3 hose carriages;
id,
E.
poo feet good cotton hoses memliership, 9
S volunteers; tOegraph alarm, zy boxes.
bcock.
Water Supply— Strsams; graritr system water-
rorks, Z3Z hydrants; ad^ miles nuiaas, diameter 4
» ao inches; 1153 Ludlow gates; ad meters, various:
vassore Z30 pounds; worlu cost $300,000; annual
$z5,soa W. J. Skinner, Pros.; S. E.
SopL; L B. Richmond, Mayor.
UTarMalt — Co., populatfcm * ; bdldings
trick and wood, three stories; wooden rods per-
oitted; department, a hand ehemicd extinguishers;
hook and ladder truck; buckets; vdue of appa-
atus 9doo; 40 vohmteer members. John T.
togers.
WATBS Supply— Wdls and cisterns.
Undan,Vinage CieriL
A. B.
I^oekpart
reworks ^
wK%y Niagara Co., populadon *z8,ooo;
ornaaace; causes 01 nres investigated;
mefcaatUt bnildiags, stone aad brick, three storks;
wood dwdUngs, two stories; department consists of
z hook and ladder truck. 5 hose carnages; 5000
feet robber hose; aoo vohmteer members; anaud
expenses, $4500; fin alarm tdejgraph; 30 street
tMNKs; button atp61ice station andchief eaginecr^s
Chief nomh
nominated by Mayor and ooa-
finaed by dty ooundl. H. K. Wicker.
Water Supply- Direct pumping svstem; Z3
miles street mdns and supply pipes; diameter, 4
to 90 inches; ao6 hydrants; 75 gates. Holly, Lad-
low; coat of works, $40,000; annud expense $8000;
water pressure, 40 pouads. R« J. Sterrett, Snpt;
T. Oliver, Mayor; wm. C. Ohmstead, City Clerk.
IfOBf lalaad CltT, Queens Co., populatioa
*a7,ooo; area, 9600 acres; fire limit, 0400 acres;
fireworks ordiaanoe; causes of fires investintted;
frame buildings, three stories; shingle roofi per-
mitted; 3 hand engines; z steam engine; 3 hook
and ladder trucks; 6 hose carriages; 0900 feet good
robber hose; vdue of apparatus and supplies, 9<5f-
000; Z3 buildings in use, 3 belonging to city; annud
rentd, $3000; 600 Vdunteer members; annud ex-
penses, I3000; bell alarm. Chief elected by meas«
bers. M. J. SdUvaa.
Water Supply— Direct pumping system. Holly
and Worthington machinery; diameter of mdns. 6
to z8 indies; 500 hydrants; pressure, 80 pounds
Present supply to be increased during ztt9. P. J.
Harrigan, Snpt; P. J. Gleason, Mayor; J. T.
OIwdT, City Oak.
IiOWYilla» Lewis Co., population 3Z88; z steam
engine; z hand engine; z hook aad ladder truck: a
hose carriages; z6oo feet good rubber hose; 400 feet
linen and leather, fair; lao vohmteer members. J.
D. Moore.
Watbr Sitpply— 7 dsteras; creek. F. C.
Sduaob, Town Clerk.
lifamsy Wayne Co., population *6ooo; mercan-
tile buildings, Mick and name, two and three sto-
rica; woooen roofe permitted; firame and bride
dwdlings, one and two stories; department ooadsts
of a steam engines, z hand cndne, 35 ehemicd hand
extinguishers, z hook and ladder truck. 5 hose car«
riages; ayso feet good liaea hose; 600 feet linen,
damaaed; vdue 01 apparatus and supplies, $00,000;
z buildina owned, vdue $6000; annud expenses,
Szoaz; beu alarm. Chief dected by dty. Charles
Water Supply— Gang wdls; stand-pipe aad
direct pumping, Daridson machinery; 40 hydrants,
%% miles mains; diameter, 4to zo mches; Ludlow
fides; 4 meters; works cost $zoo,ooo. C. J. Rysa,
Pres.; Mr. Brower, Supt; J. D. Alden, Tawn
CieriL
Madrliy St Lawrence Co., populatk>n *6oo;
brick and frame buildings, two stories; z hand en-
gine; z hoae carriage; 400 feet good cotton hose; z
buikUng used, vdue $300; bdl alarm. Chief
dected oy ballot.
Water Supply— River and tanks. J. E. Hors-
iord. Town Clerk.
MalOBa. Franklin Co., population *5ooo; area
and fire Umit, 750 acres; fareworks ordinance; causes
of fires investigated; mercantile buildings, brick,
three to four stories; wooden roofe not permitted;
dwellings, frame, one to two stories; department
consists of z steam engine, z hand engine, z chens-
icd engine, z hook and ladder truck; Z700 feet hose,
new; azoo feet good; 1300 feet poor; vdue of ap-
oaratus and supplies, ^Tooo; 3 buUdings, value
fSSoo; Z04 men, volunteers: annud expenses, $jdo;
bdl and steam whlsUe alarm. Chief appointed by
trustees on adrice of department M. o. McQuire.
Water Supply— Grarity pressure; z reservoir,
"id ftvm springs; aa miles mains, 4 to la
in diameter; 46 hydranU; naturd' filtratton
pressure, co to 90 pounds; work cost 9i5e>»ooo.
Chas. L. Hubbard, Pres.; George Sabin, Sup'.;
F. P. Stewart, Town Cteric
^ss
Fire JProteefUm md Water Si^fpfy.
NSW YORK
Maaiar^ftecky Waitcliester Co.. population
^Soo; biiUdiafi» brick mod wood, three storiei: i
book and ledder track; z lioce carriage: 600 net
ootton hoie, good; value of apparatue ana supplias,
91500; meniDen, 46; expenieiiii z888, $000; bell
alami* D. B* O'NeU*
Watbr Supply— River; gravity and reMrroir
avitem; Worthiagton, Woodruff pumps; daily capa-
oty. zoo,ooo gallons; 15 hydrants; 15 miles mains;
diameter 6 inches; ij gates; tzo meters, Worthiag-
ton; pressure, 60 to 65 pounds; works cost $65^000;
annual expenses, $000. Jas. M. Constable, Pres.;
Louis Ottman, Supt.; Wm. H. Sicklls, Town Cleric
MMlUvty Onondaga Co., population 834; fire-
works ordinance; causes <m fires investigated;
buildings, wood, two stories; shingle rood per«
mitted; department consists of z band engine, z
hose carriage, z hook and ladder truck; 400 feet
rubber hose; aoo feet laather, good; value of ap-
paratus and supplies. $4900; z building owned,
value $z5oo; menibership 44, volunteers; annual
expenses, $zao. Chief elected by company and
inoorsed by presklent and village trustees. Geo.
Armstrong.
Watbr Supplt— Z3 cistems, supplied from rooii
and water-works; J4 mile street mains and tupply
pipes; diameter, af< to 4 inches; 4 hydrants. Cbas.
Hart, F. H. Dewey.
ManttliOBf Cortland Co.. population *zaoo;
area, 640 acres; firame buildings, two and three
stories; shingle roo6 permitteo; department con-
sists of z hand engine, z hoee caifiage; Siamese
couplings used; 500 feet rubber hose, good; z88
Uii; aoo feet cotton hose, good; z building ifl[ ose;
membership 47, votnateerst annual expenses; $zoo;
bell alarm. Chief recommended by department,
confirmed by trustees. M. B. Aldricn.
Watbr Supply— River, creek and dstems; re>
aervoir; few hydranU. H. E. Wilson, City Clerk.
MuTMllaay Onondaga Co., population 9696; z
engine; z bote cart; t extension ladder; zooo leet
good hose. M. B. Van Vraaken.
Watbb SupPLT-^isterBS, capacity «oo to zooo
galkms. M.B. Van Vraaken. Village Cterk.
Matpetlit Queens Ca, population—; depart-
ment, z steam fire engine; z nose cart; zooo fieet cot-
ton hose.
Water Supply— Creek, ponds and wells. Jas.
S. Fairbrother.
MBaoeaat St. Lawience Co., populatioa looo;
bvildingf, brick, wood and stone, one and two
stories; a band engines owned by village prari-
denr; z hose carriage; bell alarm.
Watbb Supply— River and wen. W.H. Pud-
dock.
MatlMiwaBt Dutchess Co., population 4705;
buildings, brick and wood, two and three stories;
department eonsisu of z hand engine, z hose car^
riage; aoo feet rubber hoee, good; 500 fset ootton,
good; value of aoparatus and supplies, $Z5oo;
members 35; bell alarm. S. H. Tillman.
Watbr Supply— a reservoirs, 4.000,000 gallons;
3 miles street mains; 96 hydrants; pressure, zzo
pounds. J. W. Phelps, Sherwood Phillips.
Meeteftleaville, Saratoga Co., population
£<
mitted; dweUings, brick and wood, two stories; de-
partment consists of z steamer, z hand engine, z
nose carriage; Siamese couplings used; Z500 feet
hose, good; value of apparatus and supplies $4000;
hnildiogs owned by village; membership 75; volun-
teers; bell alarm. Chiefelected by membins. H.
S. Miller.
Watbr Supply— River, canal and stream. W.
J. Adams, Village Clerk.
engine, z book imdladdcr'traGk; 3 boss
z DodBet wj
%:
MO MStC
eaily
Fied. M. Iv
Z9MfB«I^
ber-lined hoee, neady new; \
AMU. Fred. M. Ives.
^ATBB Supply— Water-woffcs; dirset yayi^
aiaSas sad lui^
system; creek; z mUe of street 1 ,
crfpes; Z5 hydrants. Fhmk J. Kesiarf. Ton
Vexie«f Oswego Co., popidatiGn isn an,
Z440 acres; fire Umit, 700 acres; firewom arti-
nance; causes of fires investigated; IndMtafi, triek
and frame, two stories; wooden roofr peimined; i
steamer; z hand engine; z hook and leader tnxk; a
hose carriages; z supply cart; Siamese oonpliaSK
zooo feet ootton hose; 600 leet leather, good; w
of apparatus and supplies, $5500; bimaint pjt,
members 6z; bell alann, J. sdioonntsher.
Water Sitpply— 3 cistems and stresn. I
Porter, Town Clerk.
Middtotarfh, Schoharie Co.. poinkte
*9ooo; buildinp. wood and Mdc, two sod lint
stories; z steamer; z hand engine: z hook lod U>
' Me carts; zooo met hose; vsloe of r
»; annual expenses, $soo; stansb
der troiek: 2 hose carts; zooo met hose; vsloeofaf'
ISSoo; annual ezDentes. Isoo: slsnDbd.
G. L. Danmrth.
paratus, $«
Watbr Supply— Creek and river. J.E.Toai(
Town Cleik.
MUUteMrtf Ntogara Co.. popnktfim 771:
buildings, brick and fraasa, two stories; depvmtf
'- of zhoiaa power engine, zhoekaadladdff
sofietU
of
tmek, z hose carriage; 900
hofses in use; value
tliBeBhaee,|O0d;i
(9000; membership do, all votaatoen; aaDBU a-
penses, $050; bell and wfaisOe alens. Jmo
Compton. Apparatus was reoenHy dettrorn fer
fire.
Watbb Supply— Canal, creeks and poodi C
W. Laskey, Town Clerk.
MiMtoCAWBf Orange Co., powdaHna *nm
tbtee stories; fireproof roofs; dwellings, ^noivt
andahalfstoneB; department eoMlsis of s w
engfaMs, z hook and ladder trvde, 8 hose eai^
0700 feet cotton hoee; zaoo fset leather hos^pK
valoe of apparatus and supplies, f^Soo; 5 beBoifi.
value $Z5.ooo; vohmtoer department, aoones; •>
' expenses, 9a45fi; GameweU alarm, 17 ^^
rf^ectodl^
Chief.
^_
fire polioa. E. M. HamUlon.
WATBR Supply— z reservoir, i . .
pumps from a stream aK milea ^Bstant;6c^
supplied from buildmgs and hydrants; 17% ^
street mains, 4 to z6 Inches in diameter. 197;
drants; zab Eddy gates; prsssuress ^ JS^^
annual eapenses 01 water department, $1^^ '
F. Van Duser, Supt; D. Corwin, Town Ckrt
M^kawky Heridmer Co., popnkttkm tMRt^
4000 acres; fire liarit, same; mercaniili bidiw
iKick. three stories: dwellings, briok, two mk
departaMnt oonsista of z steaar ancine, i^f;
gine, 3 hose cattiages; Siamese ooupnagsund: b<^
leet cotton hose, good: <90O feet leather kose, pK
ago feet goor, 3 buacflniB w^.«tae tow »
rented at 9zoo per yean aMmbership nB. t^
onteers; bell alarm. Chief eleotod bydepsrtav-
A. F. Bellinger. ,^ .
Watbr Supply— 4 reservolrB; «Wf^
pumping from wells. Chas. Youngs, Town CKff-
Molrm, Fkanklin Co., popnUdton 9«54|^
ings,wood and bridE,one and abalf sioriK^
partment consists of z hook and ladder tndc w
of apparatus and siq>plies, $100; membao <« "^
volunteers; bell alarm. . ,
Watbr Supply— Cistans and wdb. A. ^
Sayles, ViUage Clerk.
works ocmance; causes of firas mvcadgstoSb*^
Fire ProiaeHm and Wakr
139
DKs. fram*. tmo •toriM; wooden foofii ptnnittid;
leparimant ooBiiiCi of a hoad ongiiMS, i bose oap-
iage; 695 feet linen hoee; i<o feet leather, oood;
ralue of apparatu and sappiitef . $3900; 1 bunding
ywned by department; membenUp 63, all Tolim-
eers; expenses for t888, $50.41; bell alarm.
Water Sui»PLy--Citteni, supplied finom river;
»padtT 400 barrrfs dalhr. W. H. N. Thompson,
[. H. Harris. Town ClerlE.
MoBti«ello. SuBfran Ca, populatkm *X996;
nercantile buiMUnn, bcidc «M wood, two snd
bree stories; sbingis and slate iooIk dwellings,
>rick and wood, two and three stories; department
xmsistsof I hand engine, z booic and ladder truck,
I hose carriages; 750 feet rubber hose, idn value
>f apparatus and supplies, 23000; a buildings in use
>y department, f 100 and 900 per year; value $6000;
nembersbip 90, all volanlean; bell alarm. S. W.
Demorest.
WaterSvpflt— 9€istenkfl. C. H. Royaa, Cor-
M>ration Clerk.
MoraTia^ Cayuga Co., population *z8oo; fire-
works ordlnaDce; causes ol lires investigated: brick
ind frame buUifiDgs, two stories; department oon-
dsts of a hose carnages, z hook and ladder truck
ind 2 chemical extinguishers; Siamese couplings in
ise; x6qo feet cotton hose, good; value of apparatus,
B4000; I building used, value $3800; membership
b, all vohmteera; annual expenses, |aoo; bell
Oarm. Chas. O. Shaft.
Water SUPPLT--Springs; gravity svstem; 75
niles mains; diamftffr 4 to zo iaiches; 90 nvdiants;
[o Eddy gates; pfessore 95 pounds; woncs cost
P36.000. S. H. Morgaa, Pres.; Fred. C. Reynolds,
Supt.; F. A. Hawley, Town Clerk,
Moiiah. Essex Co., population '450; buildings,
Trick and trame; department consisu of i hand
sngine; aoo feet hose; value of i^iparatus and sup-
plies, $250; membership about 25, all votnnteers.
Foseph Wright.
Water supply— Large well centre of villafe.
^. F. Hickey, Town CerL
Mount KtacOf Westehester Co., population
'1500; causes of ms investigated; fhunebuikllngs,
:wo stories: shini^ rood permitted; departmeat
3onsists of 3 hand engines, z hook and ladder
TUck, X hose carriage; zooo fiset linen hose, good;
ralue ol apparatus and simplies, $sioo; member-
ship 80, voluntecn. Chief elaoted by members. A.
Serlach.
Water Sopplt— Wdls, dstems, brook and a
lydranU. W. E. Osborne, Village Cleric
Moaat Marrliy Livingstoa Co., population
^9500; fire limit, zoo acres; fireworks oroinance;
Muses of fires investigated; mercantile buildings,
Mick, two stories; wooden roo6 permitted; dwdl-
Bgs, frame, two stories;
land "
500k . -
riages; 150 f^ rubber hoae; aooo feet cotton; aoo
eet leather; value of apparatus and supplies, |mo;
tniildings, $1500; membership, 80; annual ex-
3enses.^(40o; bell alarm. Chief elected by depart-
inent and confirmed by trustees. Wm. Pattan.
Water SappLT—water sbed; gravity system;
17 hydrants; 6 miles mains, diameter 4 to 10 mches;
iz gates, Eddy, Ludlow; pressure, 45 to 60 pounds.
\A. Herrick, Rres.; M. H. Mills, Supt.; Jos. Brit-
x>n, Town Clerk.
Jit* TernoBy Jefferson Co., population 2324;
I hand engines, z hook and ladder truck, a hose
carriages; 600 feet good rubber hose; 200 poor;
ralue of apparatus, etc., $800; z building in use.
ralue $500; 25 men, volunteers; annual expenses.
, frame, two stories; department oonsisU of z
I fire engine, 4 chemical hand extinguishers, z
\ and ladder truck, z protective cart, 3 hose car-
^A
/ATER Supply— ZO cisterns and creek; stand-
>ipe system water-works; Deane nmchinery; daily
iapacity, 2,000,000 guUotts; via hydrants; 25 miles
nains, diameter 4 to z6 Incfaas; 50 Ludlow gates;
pressure. 45 pounds; woiiBi entt. i)oo,ooo. E. H.
Shair, Supt; Jas. H. Jenkins, Town Clerk.
Naylety Ontario Cb., population *aooo; area,
700 acres; frame buildings principally; z hook and
ladder truck, z hand engine, z bucket €aft,^vllk too
buckets. Chas. A. SaMn.
Water SapPLT— Wdls. CO. Fox. Village
CleriL.
Newark, Wayne Co.. popuktkm *f)oo; build-
ings, brick and frame, one to three stories: wooden
roo£i permitted; deptttmeot consists of a nand en-
gines, z cfaemieal engine, z book and ladder truck.
3 hose carriages; z«o fset rubber hose, fair; 600 feet
cotton, good; 400 Hnen, good; 300 poor; 300 leather
fair; membership zaq, volunlaecs; cell auvm. M.
J. Flynn.
Water SuPPLT^Canal and brook; water-woria
contracted for. James Booth, L W. Colbum.
KeW Berlin f Chenango Co., population *zooo;
area, 500 acres; fire limit, zoo acres; fireworks
ordinance; causes of fires investigated; frame and
brick buildings, two stories: shln^, slate and tin
roofs; de|;artment consists of a hand engines, z hose
carriage; zooo feet rubber hose, good; value of
apparatus and supplies, faooo; z building owned,
value $zooo; membership 50, volunteers: bell alarm.
Chief elected by department Ed. C. Benfley.
Water Supply— Reservoir, filled from cred^
capacity zo,ooo gallons daily; cisterns filled from
buildings, capacity Z5.000 gallons daily; gravity
water-works: 24 hydrancs; 23^ miles mains, diam«
eter 4 to zo Incnes; ia gates; Ludlow; pressure, zz5
pounds; works cost $36,000; annual e^Mnses $75;
Q. G. Beers. Pres.; John L. Fuller, Town Clerk.
Hew BrlghtMit Richmond Co.. population.
*z5,ooo; covering West New Brighton, Port Rieh-
mond and Elm Park; brick and frame buildings,
two to three stories; wooden roofk permitted; de»
engines, z hand engine,
z chemical engine, dliook and ladder trucks, 5 hose
carriages; 4200 feet good rubber hose; 700 good
cotton; value of apparatus and supplies, $Z8,ooo;
700 volunteer members; annual expensss, $050^
Ml alarm. W. Janes.
Water Supply— Driven wells, pumped to
reservoir, azn feet elevation; capacity, z,ooo,ooo
gallons; gravity and direet nressure; a steam
pumps, 3.000.000 gallons oapnefty; 30 miles mains;
238 hydrants; 88 pounds pressure. J. L. Ward.
Ifewbarg 9 Orange Co., population *a2.ooo. 3
steam engines; z hook and ladder truck; 5 hose
carriages; asoo feat good rublNr hose; 2300 Ibet
good ootton; 7 men pfid part time; 490 voluateersc
telephone alarm. Jas. Cunningham.
WATER Supply— Lake; 33 milea street mains
and supply pipes; 225 hydrants. W. C. If alien,
Daniel J. Coutant.
If e w Lots, lUngs Co.— Part of Brooklyn.
Ifew JPftltSy Ulster Co., population — ;
buikiings brick and wood, two wkI three stories;
shingle roofs permitted; June z, a hook and ladder
company about to be organised. Geo. Qiiffitii.
WATER Supply— wells and dstems. John
Schmid. ViUage Cleric
If ew Roeheltef Westchester Co.. population
*6ooo; area, 2000 acres; fireUmit, soooacres; fire-
works ordinance; fraaM buikUngs, two and a half
stones: shingle roofs permitted; department con*
sists of 2 steam engines, z hand engine, z hook and
ladder truck, a hose carriages; Z500 feet good hose;
value of apparatus and supplies. $9000; buildings
owned, value $7000; zz5 volunteer members; beli
alarm. Chief elected by members; fire patrol.
Martin Bums.
Water Supply— River; gravity svstem water-
works; 70 hydrants; 22 miles mains, diameter 4 to
Z2 inches; Z50 Ludlow gates; 283 meters, National;
pressure 40 to 50 pounds; works cost 1300.000.
J40
Fire ProkeAm and Water Sappfy.
NEW YORK-GM«lMMrfL
Aditea iMiia. Pies.: P.
DOloB, Vmife ClcriL
H. Dftfit, SopL; M. J.
Jfmwimmmf Qoteat Co.. popilaiios *ix,ooo; 3
md OTglMs; 3 hook «id ladderlni^ ohow
ovxteget; 40^ ^Mt iMUfacr how; 700 loot food rob-
ber hote; x^ vohiateer aemben. O. H. Fefrr.
Watbr Svpplt— Cfeeks. dstonis and weOs.
Wa. O. Oomun. Vllliige Clerk.
Hew T«tk« New York Co., popololioo *x.5oo^-
000; area, 96,500 ocroi; fira Umit. Mne; use offire-
worktmd fifo-enehertpfoliibftted; fire Muihal for
mmtamtHag eamn of fire; mereeattte boildiogs,
brick, dito tea Moriet; firqproof aurterial reqoixed
lor rooft: dweUiagt, priodpaUr bride, thxee 10 tea
■tories; departiaeat iadades A fleam eagiaet (in
ofe) aad x8 naia, xo chaoycal eaciaei (aot la use).
x6o diemicel eitiagiriihen. 97 book
trades (fai uie) aad xo spare, 69 hose carHafes (ia
use) aad xaspare, a fireboats, a (fnase) aad x spare;
water towers, x wreddag trade, x6 fiid wagons (la
use), X spare; two aad foor-way Siamese ooapKogs
ased; 335 horses; aboot xxo,ooo feet of hose; XOS5
Biembers. fbU paid: dectric alarm system, X032
^reet and spedal alerm boxes; aaaoal expenses,
fx,83p.xas: 8a boikUngs ased, owned Iqr dty.
Chief appoialed by fire oommlsdoners; Charles 6.
Shay, Chief of Dept.; firs patxol iacorporated and
maiataiaed by fasaraace eompaaies, X95 permaaeat
members; 4 statioas; aaaoal expenses of pattol.
fxoo,ooo. Abram C. Hull, Siq>erinteodeat of
patrol.
Watsr SuppLT*-Soarce: Croton and Bronx
rivers; system, graTity; high service supply; pnmp-
teg to reservoir aad stand-pipe; 600 ndles asafau;
x8,ooo meters. Crown, Thompson and Worthiag^
too; hydraats, 7984. Jonsoa. Arpes, HotchUss;
pnmplag aiadiinerT: High Bridge, twoengines de-
sincd by W. B. Worthan, daily capadty. 5.000,000
gaUonseacb, aad at Centrd Park, two Worthlag-
orthlag-
15.000,000 galloas;
pressare, from xo
eagiaei; daily
ooasumpdon xxo,ooo,odb _
toaop^inds; cost of ooaknwtioiC oriafaml, (40^
000,000; Commissioaer of PubUc Worics. Joha
Gilroy; chief eagiaecr. George Birdsall; registrar,
J. H. Chambers; water purveyor, A. 6. Cnlvcr;
cost of operatiag, $600,000 per year; revenaa, $3.-
605,000; vary extensive aad oostlyimprovameots to
the Croton system are now bdng made, whkh wiU
lly iacreaie die capadty of the works. Hugh
t. Mayor; Ed. JT. Ridly, City aeik.
Hew T*rk MiUa, Oneida Co., popniatkm
- 9 hand eagiaes; 3 hose carriages; 17,070 fset
greatly
Grant,
r aad liaea hose, good.
Watbr SvppLY^Water-workr. dixact
03 hydrants; private property.
H tann FaUa. Niagara Co., popalatkm •6000;
9 haadengines; x hook and ladder trade; 9 hose
oniages: 1500 feet good leather hose; x8oo feet
fabric rubber Uaed^hose; volunteer depaitaMOt. X89
men. Joha Pfetsch.
Watbr Supply— Water-works; HoUy system:
7 dsteras; 83 hydraats. Heary 8. Ware. B. Youag.
Nertkialdy Ridimond Co., population ^9000;
X steam eagine; 9 hose carriages; aioo feet robber
hose, good; 300 volanteers.
Watbr Svpplt— River aad wdls.
1 ?*'^'''»?Tt«W«, Westchester Co., popo-
l^oa 9684; baUdings. brick aad frame. tSree
stories; woodea roofii permitted; x hook and lad-
dertende; xooo feet good cotton hose; 9 diemical
mnguishers; fire patrol; reodve assistaace from
rarrfUiwn department; value of apparatus and
•M^i.^^ $8,300; xx6 volanteer members. Samud
ssr*
^X^T?"»1^'^^-W»<""^«**»J reservoir sod-
plied by Pbcantico river; 3 miles mains; 37 double
Low, ftcs.
WalB (XJ.
Sea, Taaa Oerk.
KmtwUkf Chenasflo Gqu popdnioa fiooo;
mercaatile bdidlB^ fisfek. fimr stories; aooda
roon permitted; dwdBn^i* wood, two itoria; v
partBicnt consist of xstaam angina, X head enfiK,
X chemkal hand eHiagaishcr. x book lad hdder
track, 3 hose carriages; siaaaese coapEap usei
X90O feet good hemp boae; 900 feet feirrabbcr; n)K
of apparataa and aanpfisa; ^7000; aaaari mi ft
by d^Mntaaeat* H. C. RydsB.
Watbr Supn.T-*Oravliy puMari; x i
to xo indms; 09 hnuaatB: ueaure, v
pounds; aaanal axpeaaes
9740* Joha Stmvt, Si^C.;
LMigrtaa Co.. popabtiaa im t
head eagiiies; a boee carriagea; 700 feet leate
hose; 800 feetgood liaea; vofameer depmaeft
75 men. H. Pede.
Watbr Supply— Satfngi; grariiy sp^^
hydrants; 6K mifes mates; diaawler4ioioiBcte;
xo gates, Galvia; piLiSiiic, 75 to aoo pooadi; vds
cost $90,000; aannai expenaea. $xoao. H. V&
lard. S^; C. D. WhiftsnaA, TOwa OoL
tisdsdtt
the three cbrpocatkms of UpperN^Mk, VjwdLfd
Inxkae-
also in at
Hvmeky Roddaad Co.; fire
« three corpocatioas of Uppe ^ . .
Sooth Nyack, aad alao West Nyade. wUA is»
incorporated; totd area about 4 soaue naK
popolatloB about 6800; baOdittgs. bri£ aad 6iae
4 Mgine companies x.aaadsaresteamiito^
companies. No. x lacated fax Soaih Nyack. N^>
and 3 in Nyade; 4 ia a^hand ^^^^^ '"
eagiae in reserve; a book and ladoer \
paaiea ia Nyade and Upper Nyack re
Utter has two chemfcal exdnj '
department, a hose carts and
carrying 3000 feet cotton hoae and 500 feet
hose; 4 Dufldiags used, vatoe ^7000; sg ""^^
voluoteers; annud expenses. $ai9aQ. LAtef decad
by coflspaaias. George DicId^.
Watbr Supply— 4 reservoirs, 9 aiiks lo^
maias; diameter 3 to xa iochaa; 4 dstoas; a^-
dranU; pressnre. & pounds. Wm. Voorhis. P»-
Bea Voorhis, Supt; Aadrew Murray, Gtf Oat
Oceamua (Rockawnr Baadi), Quem ^
buikUngs, wood, two aad diree stories; i boofcig
ladder truck; a haae carriages; axoofcet foodo^
ton hoae; members, xxo; bdl alann.
Watbr Supply— Stand pipes, direct pr^
4mi]es street maias; hydraat; psiiiiiff, 5S P°°*^
Charles Lodcwood. Jaa. B. Ciniey.
OffAOBabug* St. Lawreaea COb, po|»^^
X9,ooo; area, X900 aerea; fire Uaalt. 50 ^ets,^
caatOe buikHaga, bride and atone, duee mi_^
stories; department oonsists of a steaai etgct-^
hook aad ladder truck. 3 hoae reeiSk x hose vHf-
4 hoae sldghs; 0700 feet fidiric hoae; 5» K^^^
hose, in fek coodidoa; vatoe of apparstos. $19^
4 houses owned, value $X9.ooo; membsrdnpj^ f^
nual expenses, $X9oot fire alarm tdttpm- °
street boxes. Chitt elected by cooadl. Lpv
D. Burt. ,
Watbr Supply— Direct pumpiag sntest; *^
mOes street mains and sapply pipes; dianMCtf 4^
X9 inches; 91 hydraats; 96 gate^ Ludkm, £^
pressure 50 to 70 pounds; worlcs cost $]3S«<^; ?
nnal expenses, $0500. W. If. Baird. Pfts: A^B-
Lord, Supt.; Jas. N. Wdls, Town CkdL
01eui» Cattaraugus Co.. popdalioB *iof5
causesof fires investigated and fire liasBdar
nated; mercaatile brnldiags, brick, two JpJD^^
stories; dwdlings, wood, two and three st^ Jj
partment oonsists of x steam engfae, x ^^^v^
ladder <nif*k. 5 hose ooropaaiei; sMeie covpg
used; 700 leet robber hose; aooofeet m^^ ^"^
Fire Preieelum andWaier Sug^y.
141
i ttOBK^tm mA tonpUct. 96000; 4 bvUdtecf
coiw. lasoo; iMfl otem. Cbid itoetcd by de-
•ftmeot. W. H. SinpMiu
Watbk Supply— GrmYlty sfttem; reservoir; cft-
«dtjr 5.000.000 mHoiis: wrter-^wofks; dbM pi^p-
«re So to 100 poinds. J.
. Eoton» City dsTk.
OMeMa. Madison Co.. population *7coor, sroa.
looacres; Itae Uorft, s» •c~v fi««w*f ^w^^^^'J
lercsatile buildings, brick, three stories; wMdon
)ob permitted; dwellings, Irame and brick, two
»ries: deMTtment consists of x steam engine, x
ndlSder tmck, 4 bose carriage; riamese
adtjr 5.000.000 gaooos; waief
ig system: xxmllesMweC mi
idles; 70 hydrants; pressm* I
^ Le F^swn, Snpt; P. U Eal
00k aad
Mipltags used; vatae of boildings nsed, 9x5'OOo;
lembersbip 133. « l»Ws annmd empenses, fim;
lectric aim. CUef elected by linmen. Seth
I. Hill.
Watkb Supply— Wat«wworks: gravity system;
S hydrants; xo nules mains; So pounds pressure.
. W. Warner. Snpt.; E. C. Stark, Mayor.
OmobUu Otsego Co.. popnlation $6700; ma.
poo acies; l&eworics ordinance; mercmitile hnOd^
igs. brick and frame, two and four stories; wooden
^sor buildings attowed; fire Umit; department
msists of X steam engine, i hook and ladder
nek. 4 hoee carriages; 3000 Heet good cotton hose;
due of apparatas,%ooo; xfS vi^nteer memben.
paid; bdl alarm. Chief elected by department
Id confirmed by trustees. L, H. Groat
Wateb Supply— Waterwworks; gravity pres-
ire; xo mites mains; diameter of largest, xolnckes;
nallest, 4iiK*es; 40 hydrants; water pressmre, 9S
>nnds. F. A. Norton, Supt, B. F. Hoye, Town
lerk.
OeweffO. Oswefo Co., populatfon 'n^oo; ««•.
90 acres; Are limTt. 3800 acres; causes of fires in-
istigatcd; mercantile buiklhigs. brick, km stories;
une dwellings, two stories; depytmwt consists
3 steam estfnes. 8 chemical hand extinguishers.
[uK>k and ladder tmcks. a hose carriages; nam-
e coupUncs used; 6000 feet good cotton hoje;
oofeeTfiOr: 9 ho«~ «««^; \5 i\^i 4**^
gs owned, value $30,000; membersh^ 43> '3 f^
?j l^ ^.1^. ^..n.l AvnAMajM ■t'V nncv fire
Id, 30i>nrt paid; annual ezpeasM. |x7.oo(n fire
arm t^egraph. 36 street boxes. Chief elected by
mmissioners. Geo. W. Warsop. ^, ^ ^
Watkr Supply— a reservoirs, supplied by
impe: caiMcity 1,500.000 gaUons daily; ^gravlg
esswe; onmeter of mains 3 to xa inches; xfc
drants; pressure 40 P«a«l»i,*^nal expenses of
Iter depnrtment, 9SS.0OO. H, H. Lyman. J. H.
addn.
Dnwesv Falls, Oswego Co.. popidatka '9000;
ildinnT brick and frame, two and three stories;
partment consists of s hose carriages; xooo fset
od cotton hose; value of apparatus and suppUes.
000: CO vohmteer members; expenses in .x8S8,
V^ATBR "supply.— Fulton Water Co.; gravity
d direct pressure; 3H ««^»2?^"^ 3^ Ad-
ults: WortWngton pumps, daily cmeity x.500.-
3 gallons; Eddy gates; works cost. 9x30,000; an-
nTexpenses, 99000; pw«««. 55 pounds. Geo.
lamio^. SuptTG. F. SchenckTrown Oeris.
OtM, Seneca Co,, poputetioji -ySS; x h"* •«-
le X fftenm engfaie at Wlllard Insane Asylum, a
tes distant, sulject to caD; xoo feet rubber hose,
od; xooo feet cotton; 600 linen, good; 30volun-
T«. A. S. Darrow.
iVATKR SUPPLY— Creek. 6 dstems and rescr-
ir. B. J. Covert, Village Clerk.
[>weco. Ttoga Co., population 6000; causes of
liiS!S&««teS; menMtile buildings, brick and
od three stories: dwelUnp, brick and wood, two
ri^ depettment consists of n steam engines, x
idengS^Ti liook and tedder truck, c hose i«w
ges. I petiel wagon; Siamese couprngs used;
xsoo feet new cotton hose; sisoo imt leather hose.
fain Yelue of apparatus and suppUes. 9to,ooo;
buikUngs owned by viltefs. vatae9z6,ooo; member^
ship aoo, all vohinteers; annual expenses. $1000;
tdMahone and bell alarm. Chief elected by mem-
bers. H. 8. Hodge.
Watbk Supply— WatnMrorfcs, gravity pressure;
8 reservoirs, supplied by pumps and streams, capa>
city 90.000.000 gallons daily; xo cisterns, supphed
from rooCi. capacity X8,ooo gaUons daily; river; 8
miles street mains. <Uamettf 5 toxa inches; 58 hy-
drants; oressuxe, xoo pounds. Geo. T. Robertson,
Snpt; C. P. Thusdn. Town Cleric.
Ozferdy Chenango Ca.popotetkm X400; area»
ixfl9 acres; fire Umit. sameg frame buil^ngs, two
stories: sUngte roofs permitted; department con-
sisu of X steam engine, a hand engines, x hook and
tedder tmdL, 3 hose carrteges;90oo feet hose, good;
3oopoor; value of apparatus and supi^. 975oo;
X building owned by department, value 9pooo; mem-
bership xao, allv(dunteers; bell alarm. Chief elected
by members. John R. Glover.
Watbr Supply— River and 5 reaervohrs; direct
pumping system; X900 fleet street mains, diameter 4
inches; 7 hydrants. Charles M. Dodge. Pres.; L.
Aug. Knott. Viltege Cterk.
Orater Bayt Queens Co.. population '1300;
boildings, brick and frame, two and three stories;
shingle roofii permitted; department consists of 4
hand (Chemical extinguishers, x hook and ladder
truck; value of apparatus, S^ 45 members, volun-
teers; bell aterm. T. H. McCormack.
Watkb Supply— Stream and wells. Amos M.
Knapp. Viltege Oeri^.
PmlHiyra, Wayne Co., population 9308; area.
600 acres; mercantite buildings, bride, three stories;
dwellings^ wood, two stories; departmeot consists
of X steam engfne, x chemical engine, 4 chemical
hand extinguisbers, x hook and tedder truck, 2 hose
carriages; riamese couplings used; 800 feet cotton .
hose; dsofiset Unen hose, good; 800 feet leather^
poor; X building owned by town, value 95000;
ibershlp xoo. all volunteers; annual expenses.
beU alarm. Chief elected by trustees. G.C.
Watbk Supply— if reservoirs* soppUed from
canal. N. Sawyer. VUtege Clerk.
PmtelMC«e» Suffolk Co., poputedon *5ooo;
fraoM buiknngs, two stories; x hand engine; xhose
carriage; xbodk and ladder truck; 800 feet good
Mtton hose: 50 poor; value of apparatus, etc.,.
9x000c X boikmigln use, value tsoo; xo6 members^
volunteers; annual expesses, 93»- ^* Bailey. Sr.
Watbk Supply— weUs; stand-pipe and direct
pumping qrstem; Holly machinery; x- hydrant; 5
miles mains; pressure 40 to xoo pounds; works cost
9^,000. John Lockwood, Pres.; H. Hutchinson,
Village Clerk.
PeekakilK Westchester Co., population 'too^
fireworks ordinance; causes of fire investigated;
mercantite boildings, brick, three stories; wooden
roofs permitted; dwfillings, brick and wood, three
stories; department conrists of a hand engines, x
hook aad ladder truck, 4 hose carriages; X900 feet
good leather hose; X700 feet cotton; value of appa-
ratus, 9xo,ooo; a buildings owned, value 935<ooo(
aao vdunteer members; annual expenses, (aooo;
bell and whistte alarm. Chief elected by compa-
nies. I. Yocom.
Watkk Supply— Reservoir, cspadty 36.000.000
galkms; oH miles street mains; diaaseter 4 to xs
inches; W hydrants; pressure 163 pounds; annual
expenses of vrater department, $ta,ooo, L. F.
Crumb, City Clerk.
FeafteMy Monroe Co., population •800; depart-
nsent oonsiste of x hand en^e, ihose carriage; 3x5
feet hose; 50 volunteer members. J. W. Jon£> .
7^i
Fire Proteett&n and WatBr Suppfy.
NKW YORR-^iwlfiwAf.
Watkr Supplt— 8 menroln. toppliid fram
Penn raa, Vates Co., popii]«tioft «4S0o; x
tteam encljit; x band tofliae; 4lu»e carriagas; 9000
-feat good ootton hoaa; xio ▼ohiataan; piotectiva
company, x8 naen; xac voluntaan. W. S. Biuan.
WATBS SuppLT---Watap.worica: xa hfdranta; 14
cUtenw. W. D. Dwalla. ViUafaClork-
Ferry. Wyoaiias Co., popiUatian •1500: Mld-
fngs, brick and wood, ona and a half to three sto-
naa; wooden rao6 panaitted; dapartmant oonafsU
«fxhandansina,5diamlcalhaml eztinfiiishan, x
hook aad kiddar tiuck, x hoaa carriage; 600 feat
food linen hoaa; vahwof appanrtua and anppUaa,
fiaoo; 75 vohmtaar mamban; ezpenaea In x8«,
9180D; ban alarm. G. R. Travera.
Watm SuppLT--<:radt. H. A. Cola, Town
Clark,
FhelfSy Ontario Co.. population 1^; area,
xooo acres; State law legnlatai salr and use of fire-
works; frame and brick buildings, two and three
stories; department consisU of x hand engine, x
hose carriage, x hook and ladder truck, 4 axtin-
guisbers; 800 feet hose. lair. Fred. Baker.
Water Supply— x dstera. supplied by fofce
pump from creek. John Watkias, Town dark.
PkcBttiZy Oswego Co., population 'aaoo; aiea,
600 acres; fire Umit. 600 acres; mercantile buildings,
brick, three stories; wooden rood permitted; dwdl-
ings. frame, two stories; department oobsisU of x
hand engine, 4 hose carriages; Siamese couplings
used; 350 fieat rubber hoae; too cottca; aoo liqen;
Tahie of apparatus aad auppUas. f xooo; mambar-
ship 47, aU volunteers; belT alarm. Chief dected
by village. Geo. HasaUon.
Wat»« StrppLT— River; water-works; direct
pumpinff aad stand-pipe system; 6 miles of street
mains; (fiamelar a to 4 inches; 33 hydrants; 50 Lud-
low gates; daily capadty of pttmpa,ooo^ooo gallons;
50 to X50 pounds uesaure; annual m>enses of
water dcputment, Sapoo. Van R. Sweat, Snpt.;
D. A. Brooks, Town cSi.
PlmltsbmrffVClintOtt Co., populatkm «oooo;
2 hand engine; x hook and ladder truck; 6 hoae car*
riages; extaasioa ladder. 9000 feat good ' "
and cotton rubben-Uned and linen hoaa;
aUra; ▼ohmtaar dapattMent. aSy awn.' R. WT
^ ^^TKE Supply— Water-works; direct preaaan;
«a hydrants; aK miles of maina; a reservoiia: ca-
gjdtyT^ooogaUons. D. C. Boynton, Chas. H.
Fort Brr«B, Cayuga Co., poputation ♦xjoog 3
hose carriages; x hook and ladder truck; xsoofeat
food linen hose; aoo feet poor; 35 men, volunteers;
f, HomeL
Water Supply— Direet pumpiag; x leservoir;
90o.ooQgaUonscapadtr. 3 nuas nuuns and supply
pipes; 96 hydianU; pressure 65 pounds; owned and
operated bjr village. John HoUng, Piea. Water
Commrs.; S. Rooey. ViUage ClcriL
Port Chmgtmtf Westchester Co., population
^6500; 3 hand engines; x hook aad ladder truck; a
hose carriages; fire patrol; 0400 feet good rubber
hose; 300 men. volunteers. Geo. A. Fish.
Water Supply— River; dstems; water^works
of Greenwich, Conn., also used; ^ hydiants; xa
miles mains; pressure, 100 pounds; water is fil-
tered; plant not described. John Loonsbury, SupC;
J. H. Gilbert. ViUage Clerk. *^*
Port HoMry, Essex Co., populatkm •asca; x
steam engine; x chemical engine; x hook andfidder
truck: 3 hoae carriages; X3oo feat lair rubber hoae;
790 feet good cotton;
BMn. Tlna.McCabe.
Watbr Supply— Waier^voria; a
S. Witheri>ee. M. E. Carr.
F.
^ F«rt JeflSsnoa, Suflblk Cau» pomOata tj^
baikHnas, wood, two storiaa; x hoSTSThS
^uck; MroaMmp;vakieofaBpantasaadflni«
fiooo; members 50; beUMarm. W.P.Ufa.
Watbr Supply— Spring, dslvn and kariMf.
Port Jarria. Orange Co., pepiialka Ham,
mercantile bufl&gs, brick, tfuee sleriei; M
roofe permitted; dwdlings. wood, two storiei; ie-
partment oonsista of X hook andladder track, Itee
carriages; asoo feet leafter boae. good; dba
apparatus and supplies, fSooo; IndMiBgs, loyooo;
membeiship 950. volnnteerB; aankalenMaiei, !$■;
steam wUsde alarm. Chief deeied by aeidNn.
Watbr Supply— a reMrvoirs, supplied bjr bnok
aad Ineadumatible springs; giavlty; disneteroi
mains, 4 to X5 in^es; X40 hydrants; fttamt ^
pounds; annual eipenses of walsr dcpsitaa
Port Ii«yieii9 Lewis Co., poprialios *ddc;
buildings, brick aad wood, one and onoMfttm
and one-half stories; department comisis ofx M
engine, x hoae eaniage; aoo feet linea bote, |wd;
aoo feet leather, feir: members xo. aH vebnast
ben alarm. J. H. WilBams, Jr.
Watbr Supply— River aad CaaaL ILRBft-
bins.VUIage Cleric
Port RlekaMiid,
Brighton.
Ga.. smNci
P«rt WaakUictoa, Queens Ca.twpabto
— X company. 54 members; neaotistiat ivi
andladdertnidc S.B.r *
Watbr Supply— River,
H. Roalyn, Villaga Clerk.
Potadufty St Lawrence Co.. pomlatinfBtt
X steam engine; x hand engine; x hook and bddr
trudc; 3 hose carriages; aooo feet good UacaboK
300 feet good leather; 3S votumtaers. If . Ht^
Water Supply- water-worito; dfaeetpas«ai(
svstem; river; sH iniles of street mains and i^v)'
pipes: 4shydraaU; ati Eddy gales; presmcS^ii
xoo pounds; woriuooat, $50,000; a
Oeo. Lewis. Pies.; W. F.
Brown. Town Clerk.
Sedcy, S^-
Povf hkMMle. Dutdieas Co.. popniaiioBft
aoy; area and fire limit, ^s^ acies. flrevoilicr^
nance; causes of fire investigated; ncrci^
buildinga, brick, three storiesTddBgla rook f^
mitted; dwelUaei, brick, two and a halfi»a
departneat consisia of a steam aBgines. z hookfv
ladder tr«d(. 7 hoaa eardagea; siamrst catfUfP
used; 5000 feat good leather hoae: agoo feet p^
value of apparatus and supplies. $00^000; Sw
ings owned, value 9a4,ooo; 3x0 members; fidl p»
^; P^ Vi^A •"?^ ctpenaea. $^4^sr. ^
alarm. Chief elected by departaae&t
Watbr Supply— x reservoir, aoppfiad by
from HudsoB river; capacity. $Ta,OQ^^oo^)
t i6iBd)tf
3X miles of street mains; diameter, 6 10
316 hydrants; pressure, xao pounds;
penies Of water department. $x6.oeo.
Pnlaaki, Oswego Co., populatkm Moo; tt
Umit, 30 acres; depaitment consists of a baad e-
gines, X hose carriage; 800 ieet rabbsr bo*
Siamese couplings used; value oi apparatasasd ap-
plies. $3500; X building used; jo volanieer akb*
bers; beU alarm. Chief appcdnted by HOWS'
John Pohman.
Water Supply— River, springs; dbaetpa^
ing. Holly system; 30 hydranta; 8 ndla w^
diameter, 4 to 8 inch; praaaure. 15 laiea po^
wctks coat $aa.ado. W. F. Aatia. »^^'
Meaeham, Village QariL
Fire ProieoHon ami Water Sv^pfiy.
'4S
RooUtnd Co., populatiOB.'tto; i
rndfireeagitaie, 6eliaiiiesl hand tsdnguiiBcn, i
Bftm pump. G. B« Piccaon.
Watkr Supply— r
RandoliM^y Cattangns Co., population xzzx;
cfaemical cztlnffauben; 1700 ieat fire bote; aboae
xriafBS, z hoae tamper* z hook and ladder outfit;
ChailcsDrSi "
Watbb Supply— Sprinffi, by mvity to a large
lervoir; diaaeler of mains, 4 to f indies; 46 plugs;
1, 96 pounds; works cost, $^000. Operated
u Boaid Trustees in duvge. L. D« Van
r. Village Ckrk.
RoBseelAerYUtoy Albany Co., population 2488;
Iders yy^ boofctt
Watbr Supply— WeOs and springs.
Rkimebeeky Dntdiess Co.. population Z56Q; z
!am engine, z hand engine, z book and ladder
ick, a hose carriages; 800 feet good rubtier hose;
oieetpoor; zooo feet good cotton; 400 feet good
itben 900 feet good linen; 3 men, paid part nme;
volunteers. H. W. Seoor.
Watsk Supply— ao dstems. Jacob H. Potter^
irgh, Town Clerk«
ftlekfloM SfrlAffSf Otsego Co., popokuton
700; Z5 chemical extinguishers, z hook and ladder
ick, 3 hose eaniages; zsoo feet good linen hose;
lunteer department, zoo men. Edgar Cary.
Watbk supply- Water-works; gravity pres-
re and pump to stand-pipe; dailj eapadty of
imps. 750,000 gallons; % rsserroirs; 4 miles of
eet mains and supply m^\J^ hydrants; pres-
to. 40 to 90 pounds. S. P. Cole, Supt.; J. D.
Md, Village Clerk.
ftlYerkeMf Suffolk Co., populatton (yUlage)
00; z steam engine; 4 hand engines; 5 oiemiesl
tinguishers; z hook and ladder truck; 3 hose car-
iges; 400 feet good rubber hoie; Z400 feet good
en hoae; 100 feet poor Ibien hose; 50 feet poor
ilher hoae; zz8 volunteer members. OUver A.
Watsb Supply— Rirer (reaching all business
rtt of vfUngeh 3 dstems; 30,000 gallons eapadty;
fire wells. John Bagshaw, Town Clerk.
Roehe»tor» Monroe Co., popoiation *Zfl5,ooo;
!a, zz.z6z acres; fire limit, zo,ooo acres; fireworks
causes of fires investigated; mercantik
ilcfingSr stone and brid^ three to eleven stories;
ellings. wood and brick, two to three stories:
partment consists of \ steam engines; z chemical
efne, 6 chemical hand extmguishen, 3 hook and
Ider trodm, 5 hose carnages, 4 hose wagons; si-
lese couplings nied; 90»ooo feet good linen hose;
o feet linen, second dass; 4a horMs; value of
paratna and supplies, $96,000; Z3 buildings in
», owrmed by city, value $Z70bOoo; SMmbi '
r, loll paid aMmbers 85; annual expenses,
1; telegmph alarm, zza street boxes,
cted \ff exacntive board. S. Bemish.
ATatbr Supply— Gravity and direct pomping
aem; 904 miles of street mains and supply pipei
12£
laeter 4 to 34 mches; Z903 hydrants; aaa7
r gatoa; jpressare 70 to zzspmuids; aooo Natkmal
ters; daily eapadty pompmg machinery 6 to 7
lion gallcMis; cost of works to z88o. $4,000,000;
lual enenses. $90,000. Geo. W. Aldridge,
mn. Waier Board; J. Nelson Tubbs, Supt; c:.
Parsons, Mayor; P. Shezidaa, City Clerk.
Roekwilto GevtrVf Queens Co., population
'a\ area., zsoo acres; fire limit, same; frame
ildinga; 1 hook and ladder truck; valueof appa-
Ds. efee., $zooo; z building used, value $800; 40
ottCeor membm bell alarm. L. J. Sammond.
Vatkr Supply— Wells.
Co., population 10*194; depart-
d zhook and ladder tnktt; 411000
3010 foot good eotlon hose; 150 iwtsoo*
ond dass; Z50 fboCleather and rubber, third dass;
5 horses; 4 owned by dty; memborship zz, paid
lull time; zao volunteers; tdegraph alarm. 97 sta-
tions. Jay Bales.
Water Supply— River; direct pumping and
reservoir system; z reservoin 9.000,000 gaUons ea-
padty; z8 miles mains; Z4Z hydrants. Chas. Hay-
den, Supt.; R. E. Sutton. Town Qerk.
Bna^Mty Ulster Co. See Kingston.
ltoal7A» Queens Co., population zzoz; z com-
bined engine and hook uia ladder truck; bucket
cart; 40 mont>ers. J. S. Hides.
Watsk Supply— Wdls and ponds. Samud
Hooper, Town Clerk.
Rnsala, Heridmer Co., population 2277; build-
inn, wood, one to two stones; z hand force pump;
bell alarm.
Watkk Supply- Wells snd dstems. L. F»
Carpenter, Town Clerk.
Ryoy Westchester Co., population 333a; area,
Z400 acres; fire limit, same; fireworks ordinance;
fire wardens investigate causes of fiies; frame build-
ings, three stories; shingle roofe; department con-
sists of zhook and ladder trudc, z nose carriage;
Siamese couplings used; 500 feet rubber hose, good;
value of apparatus and supplfes, $3500; z buuding
owned; membership 50, all volunteers; bell alarm..
Chief elected by menibers. T. SnifBn.
Water Supply— Water-works. Wilford Purdy,.
Town Clerk.
SaelMtl's Harbor, Jefferson Co., population
885; area, aooo acres; causes of fires investigated;
mercantile buildings, brick, two and one-half stories;
shingle roofe; dwdiings. wood, two and one-half
stories; department consists of zhand engine, z hose
carriage; 450 feet rubber hose, good; zso feet
leather, good; aoo feet poor; new apparatus to be
purchased; value of apparatus and supplies, $aooo;
z building owned, value $1900; membenhip 30, a
paid: annual expenses, S85: bell alarm.
WATER Supply— Wells, reservoirs and lake.
B. W. Metcalf, Town Clerk.
tes Hmrtor, Suffolk Co., populati<m Z996;
buildings, brick and frame, two and a half and three!
stories; wooden roofe permitted; department con>
sists of a hand engines, z hook and fedder truck, &
hose carriage; 400 feet rubber hose, ^9od; 490 feet
ootton, good; 350 feet Unen, good; valna of ap-
paratus and supplies, $9000; memberdiip 85. all
volunteers; annual cjcpenses, ^ " " ' '
alarm. J. Wm. Beebee.
^ J5. all
s, $390; bdl and whistle
Water Supply— Wells; aoo feat pipe; a hy^
dranU; water-works about to be canstracted; to be
stand-pipo system, and to indudo 3a hydrants. T..
Cunningham, Town Clariu
lyCattaraugus Co.,popoladon 'sooo;
fireworks ordinance; mercantile buildings, brick,
three stories; dwdiings, frame, two stories; dep«rt-
ment consists of z steam engine, z hand ennne, n
chemical hand extinguishers, a hook and ladder
trucks, 4 hose oarriages; Siamese ooopUngs used;
500 feet rubber hose; 3100 feet cotton, good; value
of apparatus and supplies, $z5,ooo; buiklings»
$aooo; membership, z8o, voluateeis; annual ex-
penses, faooo; bell alarm. Chief elected by depart-
ment. F. R.Stillman.
Water Supply— Water-works,gravity pressure;
a reservoirs; 4 miles street mains and supply pipes;
diameter. 4 to zo inches; 55 hydranU; pressure, zw
pounds; $Z950 is pdd to water company fer water
tor fire purpose. A. H. Krieger, Jas. Mulcoy.
nt
toleait Washington Co., popniatioa Z4Z0; area,
9560 acres; fireworkaoidinanoa; name bniknags, two
stories, slato roofe; department conaiits of z steam
engine, 1 hand angina, z hook and hiddar truck. 3.
boaeoaffziagea; zaoo feet gnodnbbar hoae; valueof
appantns and snppliaSi $7000; i buiUHng owned by
department, valna $^OQo;nbulhlingsrsim^ aeirv
H4
Fire Prctedim and Water Sigy^fy.
NEW YORK-
bcnhip 136, all mlnnteen; uiniud apcosei, $xQo:
bell alarm. Chief elected by memDen. J. M.
WilUaois.
Watkb Supply— la wells. S. W. RusmU, Jr.,
Village Clerk.
Sandy Hill* Waabincton Co., popolatioii *iooo;
z steam engine; a hose carriages; 1250 feet good
cotton hose; a men paid full time. 65 yolnnteen. S.
H. Parks.
Watbk SuppLT^River, canal and za dsteras;
water-works; 43 hydrants: 6 miles mains; 34 gates;
Z5 meters, Crown. R. W. Sherman, Supt; G. M.
Ingalsbee, Town Clerk.
Sarfttofs 0«Haft9 Saratoga Co., population
*X3,ooo; firewons ordinance; causes of fires investi-
gated; mercantile buildings, bride, three and fear
stories; wooden rood permitted outside of lire
limits; dwellings, frame, two stories: department
consists of I hook and ladder truck, a hose wasons
in active service, with i steam engine; z nose
wagon in reserve; apparatus drawn by horses; 3800
feet good cotton hose; value of apparatus. S18.000;
abuUdinn owned by department, value $04,000;
membersnip ay, part paid; annual expenses, $9000;
fire alarm telegraph, ai street boxes. Chief ejected
board of fire commissioners of the villages. B. J.
Shadwick.
Water Supply— Direct pumping. Holly sys-
tem; daily capacity of pumps, za,ooo»ooo gaOons;
azo hydrants; ag miles mams; diameter g to ao
inches: Ludlow gates; meters; pressure, 90 to zao
pounds; works cost $asp,ooo; annual expenses,
$9,000. M. F. Median, Pres.; G. F. Bacon, Supt;
S. F. Corey, "Ullage Clerk.
8a«feities« Ulster Co., population '4000; z
steam engine, z hand engine; z hook and ladder
truck, 4 hose carriages; zooo feet good rubber hose;
vdunteer department, zoo men. wm. Zie^^r.
Water Supply-^ cisterns; vrater-works; gravity
pressure; 50 hydrants. J. M. Low, M. FreUgb.
Village Clerk.
SaYMiaakt Wayne Co., population zaoo;
buildings, wood, two stories; wooden roofs permit-
ted; department consists of z hand engine, z hose
carriage; value of apparatus and supplies, $^0;
members 50, all vonmteers; bell alarm. L. C.
Sherman.
Water Supply— z reservoir. A. P. Smith* Vil-
lage Clerk.
SayTllle* Soflblk Co., popuhMion *aooo; area,
8000 acres; nre hmit. 3000 acres; mercantile build-
ings, frame, two and a half stories; wooden rods
permitted; dwellings, two to three stories; depart-
ment consists of z bhemical hand extinguisher, z
hook and ladder trade; value of building, $400; 40
volunteer members; whistle alarm. Chief dected
by members.
Water Supply-^WcUs.
Sehafhtleokey Rensselaer Co., population
za75: buildings, brick and wood, two stories; feice
pumps; bell alarm. S. S. Congdon.
WateRj Supply— River. T. J. Willy, Village
Clerk.
Seheaeetady, Sdienectady Co., populatkm
*33.ooo; firewoiks ordinance; causes of fires inves-
tigated; buildings, brick and frame, two and three
stories; department consists of z steamer, z firdxiat,
z hook and ladder truck; C9oofeet cotton hose; 800
feet good leather; value ofapparatus and supplies,
{SStOoo; zas volunteer BMmbefs; expenses in z888,
Saooo; wUMle alarm. Chief dected by <
John A. Vedder.
Water Supply— Direct pumping si
Dean, QtuddU; dtfly capacity^
piewuie, oS pouds; aaanal expeasei d wMBrd^
partment, f za,ooo; z mile mains to beWd, asd i
new pump to be put in during 1889. Ed«r 11.
JenUns, Chairman Coaunn. M. 0. Caldfd,
Supt.; R. G. Gkn, City CleriL
•ekokarie, Schoharie Co., pmktin ii«:
area, 9690 acres; fire limit, same; mevoito oriir
nance; causes of fire investigated: mercaartlf bBad>
ings, bii^ three stories; wooden roofr pamtt^
dwdlings, wood, two stories; departmeat cossiss
ofz band engiflis, z hook and ladder tradk.ika
Chief dected by company. A. H. Farqahir.
Water Supply— 7 dstems supplied bta
buildings; capadty. zaoo gaOoos ddly; driva nfi,
hydrants andfbrook. R. Ft. SCaliord, TovnOsL
•ekalreraTiUe, Saratoga Co., popolite
Z6Z7; area, aoo acres; iire linsit, same; utvob
onnnanoe; and for investigatiag caasa of te
mercantile buHdiags, brick and wood, two udok
shingle roo6 permitted; dwellings, wood ssd fani
two stories; oepartment consists of i hsad e^at
z steam engine, zo dieanicd hand cxtiagiiiihns
ibbcrime; w
dstems; a
5t 000,000
4toz6
zdo hydrants, Lodlow;
maiujdiai
lowTlddy
carriages; 600 feet good rubber 1
feet flood leathen s6o feet poor, z bafldiaf omd
by department, valne $5000; 70 vohmtoffas-
hers; annual expenses, f loooc bdl akma. ChW
dected by board of trustees. J. J. Cavaatsik.
Water Supply— 4 resertoira and z kntjHm
800 feet of 6-inch iron pipe, with hydrants stUcM
fed by reservoir upon tiie hill back of the fiDafe;
water drawn from wdl aoo feet de^ B. C k^
kxd; G. R. Salisbury, Town CleriL
SeottaTiitet Monroe Co., popnlsfios "te
causes of firea investigated: brick and bae
buOdings, two stories: shiagie rods; depsrtnai
consists of z hand engine, z supply wagoa; x bMi
and ladder truck, a hose canii^ies; riasMKCo^
lings used; 500 feet linen hose, good; value d ^^
paratos and supplies. $aooog membenhtp ^ ^
volunteers; annual expenses, $aoo; bcO ihm-
Chief dected by departssent L W. Sdyodi.
Water Supply— Creek; miB race. J- 1
Weiagand, Town CleriL
Senaca Palls. Seneca Co.. popdadon *7doo; i
steam engines, z hand engine, z diemicsl eogK
5 hose carts, z hook and ladder tracts z hoM cc-
riage, z protecdve wagon; aaoo feet oottos hoa.
gooid; Z500 fiset poor; aa men paid, call bmb; tz
volunteers; a horses. N. N. Ramsey.
Water Supply— River and cand; a6 dstsK
5000 feet private street mains; aa hydnstt. C
SOsby, Village CleriL
•iMrbania» Chenango Co., popnlatioB 9j|C
area, zaoo acrea; fire Hmit, r ^
ings,' brick and'wood. two stories; woodea n^
permitted; dwdlings, brick and wood, tvp non^
department consists of a hand eagiacs, j 80i^
riaiges; siaaMse couplings used; 400 bet iwoer
hose; 5C0 cotton; aso leatbar; value of 99tf^
and supplies, $zaoo; BBemliersliip 75, all Tonsttn
annudexpenaes, {90; bdl alarm. ChideUolHOT
members. L. A. Blanding.
Water Supply— Gravity; 4 mUes bu*« «
hydrants; zqs pounds pressure. Wm. B. Dsm
Snpt; Geo. S. Loomis, VIOage Ckik.
•hanaaa, Chaatanqua Co., popdstioa *vbo
department coosisu of z head engine. scMa»
extinguishers: 650 feet hoae. A. G. Saxtoa.
Water Supply— Creek and a lasenoin^
barralscapadty. Thomas J. Newdl, Xoaa Oat
SIlYar Ci<aek» Chantaaqoa Co.. V^^^
zooo; buildings, wood, twostoriss? dspsmsrjv*
dsts of z steam engine, z hook and laMr m i
hoseearriage; tooolaetootlMhosi^gao^v*"'"
Fire Proteetum and Water i^gsipfy.
H5
paratus and soppUes, $3000; members, 6s\ ex-
Qses in 1888, 990; bell aJarm. F. B. Porter.
iVATCR SupPLT—^ creeks and Lake Erie. Wm.
rUett, Vmage Clerk.
UBff 8iu« Weatchetter Co., popnladon 7500;
a and fire lunit, 560 acres; fireworks ordinance,
ist% of fires inTestigated; mercantile buildings,
ck, three and ioor stories; woodea roofs permit-
I; dwellings, wood and brick, two and three
ries; department consists of z steam engine, s
id en^cs, x hook and ladder tnick, 5 hose car-
ies; suuneae couplings used; 400 feet good rub-
' hose, 90O poor; zooo feet fair leather hose; 1000
t cotton; iralue of apparatus and supplies, $zo,-
r. 3 buildings owned, ▼ahie $0500; membership,
>: 2 paid; annual expenses, Szooo; bell alarm,
ief elected by members. A. e. Smith.
Vatbk Supply— Waterworks; pumping to 4 re-
voirs; 13 miles street mains, diameter 4 incnes;
bydrants; So gates; pressure, 30 pounds. Henry
stin. Town Clerk.
ikaneatetef. Onondaga Co.. population ^8500;
a and fire limit, 640 acres; mercandle buildings,
ck, three stories; wooden roofs permitted; dwml-
s, frame, two stories; department consists of a
id engines, z hook and ladder truck, a hose car-
ies; 500 feet leather hose; zooo feet good rubber
e; zoo poor; value of apparatus and supplies.
<x>\ 60 vohmteer members; bell alarm. Geo.C.
ich.
Vatbk Sttpplt— Lake and 3 reservoirs. S. B.
ledict. Village Clerk.
•outkmaiyt^B» SufKolk Co., population 91M;
Idings, fraine, two stories; wooden roofe permit*
department consists of z hand engine, with
ders; 250 fiset good cotton hose; value of appa-
is and supplies, $800; a^ volunteer members;
alarm. Oscar L. Howell.
/ater SuppLT^FIre wells and dstems. L.
iden.
oath If ymeky Rockland Co. See Nyack.
oaf holdy Suffolk Co., population zaaz; bnild-
I, frame, two stories; wooden roofs permitted:
artment consists of i hand engine, z hook ana
ier track; 450 feet good linen hose; value of ap-
itus and supplies. S700; 60 volunteer members;
alarm. A. R. Vail.
^ATES Supply— Wdls and dstems. W. A.
;hran. Town Clerk.
priagr Valleyf Rockland Ca, population zooo;
I and fire Umit, 640 acres; frame buildings, two
a half stories; shingle roofs permitted; depart-
it consists of a haalo engines, z hose carnage;
feet good cotton hose; 80 poor; aoo feet good
lier hose; 50 poon value of apparatus and sup-
I, $2400; z building owned, value $zoo; mem-
hip 40, volunteers; annual expenses, $75; alarm
Chief elected by denariment L. R. Brooks.
^ATKK Supply— Brook and dstem.
priasrilley Erie Co., population *90oo; area,
icres; fixe limit, soacres; name and brick build-
, two and three stories; wooden roofe; depart-
t ooDsists of a hand engines, a chemical hand
iguisbers, z hook and ladder truck, z hose car-
e; Siamese ooupUnn used; 800 feet hose, in
1 condition; value of raporatus and supplies,
;o; annual rent for buikungs, fzoo; membership
sill volunteers; annual expenses, fasp; bell
tn. Chief dected by members. Geo. H. Bai^
'ATER Supply— Water^works; Holly system;
ydrants; 7 mfles mains; diameter, 4 to za inch;
sure, 40 to 80 pounds; woriu cost $z6,ooo. C.
Shttttlevrorth, Supt; W. Thombro, Town
k.
Aoalordf Delaware Co., populatton *8oo; de-
sent consists of z hand engine, z hose carriage;
fe«t good cotton hose aoo feet poor leather;
membership 44, all volunteers; z building in use.
D. Chichester.
Watbk Supply— Reservoirs; gravity system; z6
hvdrants; 3 miles mains; diameter, 4 to 8 inch;
charcoal filtration; pressure 50 pounds. J. Hamil-
ton, Supt; G. W. Kendall, Town Qeik.
Stapleton, Richmond Co. See Edgewater.
StUlwmtor. Saratoga Co.; buiklings, brick and
frame, two and three stories; department consists of
z steamer, z hand engine, z hose carriage; 600 feet
good rubber hose; aoo poor; 500 good cotton; value
of apparatus and supplies. ^6000: members, 57, vol-
unteers; expenses in z888, $500; bell alarm. T. T.
Judd.
Watkr Supply— Hudson river and caaaL M.
G. Hewett. Village Clerk.
St. JaknsTiiley Montgomery Co., popnlation
*90oo; z hand engine; z hook and ladder truck; a
hose carriages; 550 feet good cotton hose; 500 feet
poor, za3 men, volunteers.
Watbs Supply— 9 dstems. F. S. Mosher,
Town Clerk.
0«spenei4m Brldce, Niagara Co., population
3476; area, 650 acres; fire limit, 600 acres; fire war-
dens investigate causes of fires; mercantile buikl-
ings, brick and stone, three stories; wooden roob
pwmitted; dwellings, frame, two stories; depart-
ment consists of z hook and ladder truck, 3 nose
carriages; 600 feet cotton hose; 800 feet good
leather hose; value of apparatus, $3zoo; z building
owned by department, value fzooo; 85 volunteer
members; annual expenses, $Z75; bell akrm. Chief
elected by village. 0. R. SacketL
Watbm Supply— Direct pumping system; 7
miles street mains and supply pipes; diameter of
largest, Z4 inches; smallest, 4 inches; 50 hydrants
(double); hvdrmnt pressnre, Z85 pounds; annual
expenses ozwater department. 945S6* P* Seymore,
C. F. Usoome.
Wsftrntmamf Onondaga Co., population ^,000;
area, 9000 acres; fire limit, same; fireworks ordi-
nance; mercantile buildings, wood and brick, three
to five stories; wooden roofs permitted; dwellings,
brick and wood, two stories; department consists of
6 steam engines, z chemical engine, 4 chemical
hand extinguishers, a hook and ladder trucks, 6
hose carriages; 8500 feet good cotton hose; 30
horses; membership 6z, full paid; annual expenses,
;,ooo; telephone and telegraph alarm, 6$ street
box
>xes. Chief elected by commissioners. Henry
Refley.
Watss Supply— Water-works; 5 reservoirs,
supplied from springs and pumps, capacity a66,-
000,000 gallons daily; 46 miles street mains; diam-
eter. 4 to 30 inches; 383 hydrants; pressure, 45
pounds; annual expenses of water depfitment,
$a6,ooo; new works to be constructed during pre-
sent year. D. S. Brice, Pres.; John Buder, Supt.;
W. B. Kirk. Mayor; H. W. Bannister, City Clerk.
TarrytowM, Westchester Co., population 4500;
buildings, bri^ and wood, three stories; shingle
roofs permitted; department consists of z hook and
ladder truck, 6 hose carriages; 3500 feet of good
hose; z hand engine; value of apparatus and sup-
plies, 96000; 3 buildings used; annual rent, fzioo;
value, $jooo; 95 volunteer members; annual ex-
peases, fzooo; bell alarm. Chief elected by de-
partment. Wm. Falton, Jr.
Watbs Supply— z reservoir, supplied by pump-
ing from well; capacity, 900,000 gallons daily; 7
miles street mains; diameter, 4 to zo inches. 40
hydrants; pressnre, za8 pounds; annual expenses
of vrater department, Sz8oo. Wm. Taylor, Supt.;
W. F. Wiley, Town Qerk.
Tlcoaderoga. Essex Co., population 3304;
area, 690 aeres; fire limit, zoo acres; mercantile
buikliogs, brick, two to four stories; metal roofe;
dweUings, finuae, one and a half and t
I two stories;
7-^6
Fire JProteetion and Water Supply.
NEW XOVaH-Omiimmsd.
department contitts of x hook and ladder truck, 3
hose carxiaeet; aiaaeee couplings used; number
feet senriceable hose, 700 cotton, 9SoUnea, rubber-
lined; yalue of apparatus, $3500; x bolkhng owned
by department, value $1000; 48 volunteer members;
beUaluiD. C. S. Midcle.
Water Supply— Water-woiks; x reservoir; 3K
miles street mains; diameter of largest, 8 inches;
smallest, 4 inches; number of hymnts, xa; pres-
sure, xoo pounds. C. B. Bennett; J. C. Fenton,
Town Clerk.
TiToUf Co., popnlatioii ; buiklings.
wood, two stories; department, x steam engine; x
hoae caniage; 950 feet good rubber hose; 50 volun-
teer members; value of apparatus, ¥4,000; bell
alarm. J. L. de Peyster.
Watkk Supply— River, creek and a reservoir.
F. H. Burnet, Village Clerk.
TompkiBtTille, Richmond Co. See Edge-
water.
ToMmwftndft, Erie Co., popuhition xo,ooo;
fireworks ordiaaaoe; mercantile buttdiaga, bride,
three stories; dwellings, firame and brick, two sto-
ries; department consists of a steam engines, x
hand engine, a hook and ladder trucks, 6 hose car-
riages; Siamese couplings used; 3500 feet good
Unen hose; xooo leet good leather noae; axe volun-
teer members; annual expenses, $3000; telegraph
alarm. Chief appointed by department. J. O.
Day, M. J. Wattengh.
WATBX Supply— Direct system; a seU com-
pound duplex pumps, each of 3,000.000 gallons; car
padty 8,000,000 gallona in arbours if needed; pump
boilers and main pipes all auplicated; diameter of
pipes 4 to xa inches; x6 mUes street mains; X75 hy-
drants; xoo to aoo pounds ptessnre; annuiu ex-
penses of water department, $8000. Tonawanda
water-works Co., Charles J. Hagen.
TotieiiTilley Richmond Co., popnkoion XX47;
X engine; x hose cart; x hook and ladder truck; x
force pump; 600 leel of good hose. Geo. Simon*
jon.
Watek Supply— Weils and dstems. Edwaid
Cole, Town Clerk.
Troy, Rensselaer Co., i .
3388 acres; fire limit, 530 acres;
mercantile buildings, brick, two to six stories; dwell-
ings, brick and frame, two to three stories; depart-
ment consists of 8 steam engines, xa chemical hand
extinguishers, a hook and ladder trucks, 8 hose car-
riages; Siamese couplings used: 8aoof^ good hose;
8000 poor; a3 lumes; value of apparatus and sup-
plies, $75*000; xo buildings owned, value $60,000; x
rented at $X90 per year; membership 4x9, volun-
teers 388; annual expenses, $S3.588; telegraph
alarm, 63 street boxes. Chief etocted bjr comsua-
rioners, confirmed by coundL J. L. Lane.
Water Supply- River and reservoirs; 54 miles
street mains and supply pipes; diameters to 36
inches; 6ao hydrants: 900 Eddy and Ludlow gates;
50 meters, wious; preuure 35 to XX5 pounds;
works coat $x,ooo,ooo; annual expenses, $80,000.
S. O. Gleason, Pres.: P. N. Baermann, Supt.; D.
T. Whdan, Mayor, J. J. MeCormack, City Oerk.
TrwMaBsbwrthf Tompkins Co., populatioa
X376; X chemical engine: x hand engine; x hose caiv>
nage; 400 fieet good rubber hose; 800 feet good cot-
ton; memberanip 63, all volunteeis. Geo. P.
Becker.
Watbk Supply— Creek; 6 reservoirs. C. L.
Adams, Town Qeric.
UBadllla, Otsego Co., villaoe population xaoo;
area, xooo acrea; brick and wood buildings; depart-
ment; xooo feet ootton hose.
Watbk Supply— Waterworks; gniYi^pressure:
3 reservoirs. suppHed by springs; capacity 850.000
gaUonsdai^ wells; river; x mfie cf stres
diameter of laigest, 6 indies; smallest, 4iBdiB; 15
hydrants; water pressure 65 pounds.
Umiom^ Broome Co., population xooo; ant 2sd
fire limit, 640 acres; firewnks ordinance; caoses cf
fires investigated; Imildings, frame, two to Aie
stories; shingle rooft permitted; departSMat cob-
sists of X hand engine, x hook and UKldertnRl,i
hose caniagr. 600 feet good ootton hose; 400 ks
fair leather; x building owned, vahie $1000; b»
tsetship xoo, volunleen; beQ alarm. Chief dieiEd
at annual meeting. S. S. SkiOman.
Wates Sxtpply— 8 dstems, supplied firoaid*
and springs; capndty xooo barrels eadi. R. M.
Town Clerk. *
UmtoA SpTtBfS, Cayuga Co.,popo]adaDBB;
department consists of i steam engine, x hook ai
ladder truck, a hoae carriages; xooo feet hose; aa-
iMrship xoo, volunteers. R. W. Tata.
Watsk Supply— Springs; ponds; osIsb;
wells; reservoir. D. J. Bray. Town Qak.
Upper If y««li, RocUand Co. SeeNysdL
Utiofty Oneida Co., population *8o,ooo;in,
3aoo acres; fire Umit. xoo acres; cause of fiMB-
vestigated: mercantile buildings, brick, fi^ar e
seven stories; dwellings, bride and frsme, m '
Siamese couplings used; 5750 feet good cottoo &9K
ax horses; value of imaratus, etc., $87.3^'°
buUdinss in use, value $a8,ooo; membership rt^
paid fuu time, 54 part time; fire alarm tckp^
57 street boxes. Qiief appointed by ooaaiaA&r
ers. W.Dimbldiy.
Watbr Supply— 4 reservoirs, supplied t?
springs; capadty 5,000,000 gallons dafly; fnii?
system vrater-works; 54 mUes street maias; d■a^
ter 4 to 34 inches; 337 hydranta; pressure 35 o f^
pounds. C. W. Vk% Supt.; P. J. McQca^
Tftlatie, Columbia Co., popufatfkm nri
hand engine; x hose carriage; m^feet luhber-IiMd
hose, good; 40 volunteers. D. lulton.
Watbr Supply— x dsten; x hydiant; creek; i
force pumps. W. P. Pulver, \nilngn Qeric.
Wad^UBfton, St Lawrenoe Ca, popiikt:^'
7; buildings, bnok, stoaa and wood, ooe 10 ibs
stories; department consists of x hand cn^ ^
hose carriage; 500 feet good bose; 500 poor nk
of apparatus and supplies, $booo; mtsAmP
expenses in x888. $50; ben alarm. W.CJoc^
Water Supply— St. Lawrence river aad^s-
Thoa. Hargrave, Town Oeric.
WaUleAf Orange Co., population *%
and fire limit, sqs8 acres; meicaatlle c
brick, two and thiee stories; wooden roob P»
~ dwdlings, wood and brtek, two staries>
nt conaists of x ateaan' engine, x hooke-
truck, X hose carriage, aiumpecs; stiae*
couplings usedt xeoo fset rubber beee. pod; ^
ootton, good; xoo leaiber. poor; vntaeofapfan^
and supplies, $800; x buikfing owned, valnel^
meml>enhlp X05, vohmteers; naaiml eipetfft
Saoo; beU alarm. Chief dected by memben. J«
L. Crawford.
Watrr Supply— Stream.
WalUnit Ddaware Co., population ^jfosi bt-
works ordinaaoe; causes of men investij^ted; se^
cantile buildings, wood, two stories; AiagleiooK
dwellings, wood, two stories; deptftaaent oosfa
of X band engine. X book and tedder track. 3 ^
caniages; SHimeae couplings uaed; 9oefBetooaM
and XP5P feet leather boee, good: iSppooniJ^
lug used; annual rent, $$0; vahia $xoooc Bcnctf-
ship 00, all volunteers; beD and whisde a2«B.
v^aieff eKCieo oy SMmoeia. sa. i#. eman. ^
Watrr Supply— t itstrroir, soppM kf "?!
^d springs; giuvity pressure 5
Fire Pratedioh and Witter Stypply.
^47
nd supply pipes; diameter, 4 to 8 Inches; 25 hy-
nuts; pressure, oo po«mds. J. W. St JcAn,
^res.; S. Comstodc, Supt; J. Olmstead, Town
:ierk.
WappiBcer't Falls, Dutchess Co., popnla-
on *5ooo; department consists of x steam eDsine,
hand engines, a hose carriages; 500 ieet rubber
Dd cotton hose, good; 6qo ieet poor; membership
3, al] Tolunteers; a horses. C. W. Clapp.
Watek Supply— Water-works; gravity; z reser-
3ir; 10 hydrants. J. W. Connell, Town Clerk.
Wanrensburf. Warren Co., population 2725;
chemical extinguishers.
Water Supply— Gravity pressure; z^ miles of
lains and supply pipes. Bates ft Cole. R. G. Jar-
s, Town Clerk.
Waraawy Wyoming Co., population *9ooo;
"ea. 960 acres; fire limit, 400 acres; mercantile
lildings, brick, three stories; dwellings, wood,
ro stories; department consists of a chemical hand
rtinguishers. z hook and ladder truck, a hose car-
iges; azoo feet good hose; z building owned bv
ipartment, value $aooo; membership 65, all voi-
iteers; bell alarm. Chid elected by board of
istees. C. T. Watkins.
Water Supply— a reservoirs, supplied by
rings and brooks; gravity system; pressure Z50
ninds. O. L. Morris. N. S. Wells.
Warwick^ Orange Co., population *zz7o; mer-
ntile btdldings, brick, three stories; wooden roofs
rmitted; dwellings, wood, two and three stories;
partment consists of z hose carriage, a lumpers;
imese couplings used; ipo ititi good leather hose;
9 feet good cotton; value of apparatus and sup-
ies, $zaoo; 3 rooms used; memoership «o, all vol-
teers; annual expenses. $zoo. Chief elected by
imbers. B. F. Vail.
Water Supply— Rerservoir; gravity system;
r miles of street mains; diameter 3 to za indies;
hydrants; annual expenses of water department,
00. W. A. Hulse, J; McWiUlams.
i^aterfordy Saratoga Co., population 6000;
fa, 50 acres; fireworks ordinance; mercantile
ildiogs, brick, three stories; wooden roofe per-
tted; dwellings, wood, two stories; department
isists of 3 steam engines, 3 hose carriaaes; azoo
t good hose; z building used; membership 60, a
d; bell alarm. Chief selected by company, ap-
nted by trustees. W. F. Holroyd.
Vatbr Supply— Hydrants; canal and river; 85^
es of street mains; te hydrants; pressure 75
150 pounds. Wm. A. Dennis, Supt.; Geo. E.
;kett. Clerk.
Waterloo, Seneca Co.. population *548o; a
im engines; z hand engine; i hook and ladder
ck; z patrol carriage; 4 hose carriages; Z700 feet
>d rubber hose; 500 feet poor; 400 feet poor
tber hose; volunteer department, 340 men; mde-
ident hydrant hose, ao men. T. E. Mills,
Vater Supply— Water-works; stand-pipe and
set pumping; Worthington pumps usetl; daily
aci^ a,ooo,ooo gallons; 57 hydrants; 9 miles
ins; 40 L»ndlow gates; pressure 40 to zoo pounds;
*ks cost $79*ooa Geo. Clark, Supt.; J. S.
eford. Town Clerk.
ratertowny Jeilerson Co., population *Z3.-
; area, 548Z acres; fire limit. 3500 acres; fire-
ks ordinance: mercantile buildings, brick, five
six stKMTics; slate and tin roofi; dwellings, frame
. brick, two and three stories; department con-
! of a steam enf^nes, z hook ana ladder truck,
boae carnages; aamesecoupUngiused; 3500 feet
d cotton hose; aooo poor; 6 horses in use; value
apparatus and supplies, $15,000; a buildings
led. z by dty. vahie $Z4,ooo; a rented, annual
; $700; value $9000; Z30 volunteer members; ex-
penses in z888, $3799; telegraph alarm. Chief
elected by department. J. L. McCarty.
Water Supply — Reservoir, supplied by pump.
capacity 3,500,000 galbns daily; z8 miles street
mains, diameter 3 to z6 inches; Z40 hydrants; pres-
sure, $5 pounds; annual expenses of water depart-
ment. $z7,ooo. A. Salisbury, W. D. Hanchette.
Watarrilley Oneida Co., population *sooo;
buildings, wood and brick, fxom one to four stories;
wooden roofe permitted; department consists of z
steam engine, z hand engine, 3 hose caniages; 2000
feet of good hose, 350 poor; value of apparatus and
supplies, $6500: z buildlDg owned, value $4000;
membership, te, 3 paid; aimual expenses, $450; bell
alarm. Chief elected by corporation. John F.
Hamill.
Water Supply — Cisterns; gravity system,
water-works; 50 hydrants; 7K miles mains; pres-
sure. 70 to zoo pounds. T. H. Coggshall, Mayor
and Chairman Water Board; Henry Peck, Village
Clerk.
Watkins 9 Schuyler Co., population ♦3000; r
steam engine, z hook and ladder truck, 3 hose car-
riages; Z300 feet good rubber hose; zoo volunteers.
Geo. O. Norman.
Water Supply— Lake, driven wells and 7 cis-
terns. £. A. Gillett. Town Clerk.
WaTerly, Tioga Co.. population ^3000; area,
640 acres; mercantile buildings, brick, two and three
stories; dwellings, wood and brick, two stories; de-
partment consists of z steam engine, z hook and
ladder truck, 3 hose carriages; Siamese couplings
used; Z500 feet good cotton hose, zooopoor; z build-
ing used; Z50 volunteer members; bell alarm.
Chief elected by department. C. W. Jones.
Water Supply— Water-works; jeravity pressure;
z reservoir; 8 miles street mains, mameter 4 to za
inches; a7 bvdrants; pressure, 90 pounds. J. T.
Sawyer. A. J. Van AtU, Supt.; J. F. Shoemaker.
Town Clerk.
Way land 9 Steuben Co., population '900; area,
640 acres; fire limit, same; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, two stories; wooden buildings not permitted
in fire limits; department consists ot 3 chemical hand
extinguishers, z hook and ladder trudk; value of de-
partment buildings, $aaoo; 40 volunteer members;
bell alarm. P. H. Zimmerman.
Water Supply— Wells. C. C. Tinker, Village
Clerk. •
^eedsporty Cayuga Co., populadon •zfioo;
area, 640 acres; fireworks ordinance; causes of fires
investigated; mercantile buildings, brick, two and
three stories; dwellings, wood, two stories; depart-
ment consists of z steam engine, z hand engine, z
chemical hand extinguisher, z hook and ladder
truck, a hose carriages; Siamese couplings used;
400 feet rubber hose; Z500 feet good cotton hose;
value of apparatus and supplies, $8500; member-
ship 70, a paid; annual expenses, $aoo; bell alarm.
Chief elected by members. H. D. Brewster.
Water Supply— Canal, creek and reservohrs.
H. D. Brown, Town Qerk.
WellsTilley Allegany Co., population '5000;
department consists of z steam engine (in reserve),
z hand engine (in reserve), z hook and ladder
truck, 3 hose carriages; 3000 feet of good linen hose;
zoo volunteer members. Wm. C. Clark.
Water Supply— Water-works; springs; gravity
system; 6 miles mains; 3Z hydrants; pressure 85
pounds. Simons and Arnold, E. R. Allen.
West Brighton, Richmond Co. See New
Brighton.
Wast If rack, Rockland Co. See Nyack.
Weatfleld, Chautauqua Co.. population *Z9a4;
rea, 800 aeres; fir^ ^imit, 480 acres; fireworks ordi*
of ^t^ investigated; frame biUldings,
I4S
Fire Protection and Water Supply.
NEW YORK'-ComUmmoI.
two and three stories; shingle roofs permitted; de-
partment consists oi i hand engine, 5 chemical hand
extinguishers, i hook and ladaer truck, z hose car-
riage; 1000 feet rubber hose; aoo feet good leather;
value of apparatus and supplies, $aooo; i building
o«med, value $3000; 100 volunteer members; an-
nual expenses, 150; bell alarm. Chief elected by
department.
WATBR Supply— Reservoirs; gravity system;
xH miles street mains; diameter 4 to 6 inches;
smallest 4 inches; xa hydrants; pressure 15 pounds.
Wei^t Pointy Orange Co., population X131;
buildings, brick, stone and frame, two stories;
woe den roofs permitted; department consists of a
steam engines, i hook and ladder truck, a hose car-
riages; X500 feet good rubbei hose; 4 horses, prop*
erty of the U. S. Government; membership, all
U. S. employees or enlisted men; electric alarm, 5
boxes, rost Quartermaster.
Water Supply— Gravity system; by 6 and la-
inch pipe from springs and stream to 4 reservoirs;
58,600,000 gallons capacity; 6 miles mains; di-
ameter, 4 to la inch; 17 hydrants; 11 Chapman
gates; 30 pounds pressure. Capt. Thos. W.
Williams.
WeatTroTy Albany Co., population ^13.000;
area and fire limit. 856 acres; fireworks ordinanoe:
causes of fires investigated; buildings, brick and
wood, two and three stories; wooden roofs permit-
ted; department consists of 3 steam engines, a
ohemiciu hand extinguishers, hook and ladder
tmdc, hose carriages; xooo fieet good rubber
hose; 600 poor, 3300 feet good cotton; 500 feet
good leather; 3150 poor; 3 hose; value of apparatus
and supplies, 9x9.150; 5 buildings owned, value
$ai.aoo; membership, xq5, 5 full paid; 3 part paid;
expenses, $5440; beu alarm. Chief appointed by
commissioners. Lewis Smith.
Water SuppLY^Reservoir and direct pumping
from canal and river; diameter, 4 to 30 inches; 87
hydrants; pressure, 70 pounds; xx miles mains;
Eddy gates; daily capacity, Worthington pumps,
2.500,000 gallons. C. M. Storer, Supt; Jchn Ca-
hiU, City Clerk.
Whltahftlly Washington Co., population *45,*
000; fire Umit, 3840 acres; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, three stories; wooden roofs permitted; dwell-
ings, frame and brick, two and two and a half stories;
department consists of a steam engines, x hand
engine, 4 chemical hand extinguishers, x hook and
ladder truck, 7 hose carriages; Siamese couplings
used; 4000 feet rubber hose, good: 350 feet poor;
value of apparatus and supplies, $X5,ooo; 4 build-
ings owned, value $6000; membership X58, a paid;
annual expenses, $iaoo; bell alarm; telephone con-
nections with chiet. Chief appointed oy trustees,
F. H. Gaylord.
Water Supply— Good water-works; creek,
canal and lake; system, pumping to mains and
reservoir; daily capacity, uaviason pumps, x.500,-
000 gallons; 51 hydrants; 8 miles mains; 43 Kddy
gates; pressure. 60 to xao pounds: works cost $75,-
000. C. M. Hotcfakiss, Supt.; Chas. Barker. Town
Clerk.
White Plaina, Westchester Co., population
4500; 3 hand engines, x hook and ladder truck, 3
hose carriages; aooo feet hose. Lewis C. Piatt, Jr.
Water Supply— Water tower. Holly system;
85 hydrants; 7 miles mains. Fasset; F. M.
lliompson. Town Clerk.
WhitesborOy Oneida Co., population X370;
buildings, wood, two stories; department consisU
of X steam engine, x hook and Udder truck, a hose
carriages; 900 feet cotton hose, good; 900 feet
leather hose, good; value of apparatus and supplies,
$5000; 50 members, x paid part tisM; expemes ii
xiB8, 400; engine bell alarm. Melvin Baaaoft.
Water Supply— Canal and oedL Geo. A.
Kirkland, City Clerk.
Whllestoiiey Queens Co., popnlation 2510;
department consists of x hook ana ladder trad
membership 50; value of apparatus, $1500. J. F.
MerritL
Water Supply— Cisterns.
Whitney's Pointy Broome Co., populsfe
^ixoo; fireworks ordinance; mercantile buiidii^
brick, three stories; wooden roofe permitted; dvo.-
ings, wood, two stories; department consists at i
steamer, i hand engine, a hose carriages; 1400 feet
good cotton hose; 300 feet poor rubber; valoett
apparatus and supplies, $9oqo: x buHdiag, nhe
$3500; membership 75. all volunteers; ansnal a-
penses, $350; bell and whistle alarm. Chief dcaed
by members. S. E. Birdsall.
Water Supply— River and wells. D. L Ma-
field, Village Clerk.
Willet'f Point. Queens Co.. bui1dmB.«ood.
one to two stories; department consists of x aess
engine, a hose carriages; xaso feet good rabbcr
hose; members, 350; bugle alarm.
Water Supply— flushing water-worts; oi-
tems; 14 hydrants; pressure. 60 pounds. Mr
W. R. King.
WIllianitTille, Erie Co.. populatioa Sir
area, 640 acres; fire limit, same; fireworks orfr
nance; buildings, frame, one and a half to ttate
stories; shingle roofs; department consists ofi
hand engine, 4 chemical band exdngoisbcn. :
hook and ladder truck, x hose carriage; sm»
couplings used; 500 feet good linen hose; loofctf
good leather hose; 400 fiset poor; vahie of ^
paratus and supplies, $aooo; memberdup 6^ ^
volunteers; annibd expenses. %a$;
Chief appointed by trustees. H. M. Long.
Water Supply— a reservoirs, snppBed ttc
creek; capacity, 750 barrels dally.
Windhnm, Greene Co., popiiladoo*4so: ^
ings, frame, two stories; wooden roo6 penias
3 hand engines; Siamese ooaplinga used; 450 ^
gbod leather hose; aoo liset poor; vahie of sppca-
tus, $800; X bnikUng owned, value $50.
Water Supply— Creeks, wella and sill m^
Addison P. Roach, Town Clark.
Woloott» Wayne Co.. pofiulation •agatK bc^i-
ings, wood or brick, two stories; d^wrtmeoi (^
sists of X horse-power engine. 4 chemical hiado-
tingnishers, x hook and ladder tniciL, z hose w-
riage; X500 feet good ootton hoae In use; Tsbect
fire apparatus. $3500; 85 members. H. A. Gi>*^
Water Supply— Pond and dsteras; 5 ^'
voirs; capacity 300 to 500 barrels each. £• -^
Wadsworth, Town Clerk.
Woreestnr, Otsego Co., populaiion *itf
buildings, brick and wood, two stories; ihostf*-
riage; udders and axes; 650 feet good cottoshoft
value of apparatus and supplies. $xooq; 4° "^
bers; bell alarm. J. R. Pickett
Water Supply— Lake; direct pressare; i "^ '
street mains; xy hydrants; pressure 70 poasds. *
T. Hadsell. William Fern.
Tonken, Westchester Co., populatioo 'jo.«f
area, xx,ooo acres; fire limit. 5x00 acres; fire»o»
ordinance; causes ot fires investigated; naaaxa
buildings, brick, four stories; wooden r«^ F<^
mitted; dwellings, wood and brick, two aadth.'ct
stories: department oonsists of a band eBginei4
chemical fire extinguishers, a hook and ladder craco
in use and a in reserve. 6 hose cairiages is use, >
extra; 6400 feet good cotton hose. 300 PO^Kjj^
feet good rubber; vahie of apparatus and ^PP^
$X5,ooo; 7 buildings owned, value about |».*^-
400 volunteer members; annual erpfpsri. ?^
Fire Protet^ion and Water Sujpfply.
Oamewell alarm. Chief elected by memben. Jas.
Mc Vicar.
Water Supply— z storage xesenroir; capacity
40o,ocx>,ooo n^aiions, supplies low and high tervice
works; two low service pumps, 2,250,000 and 3.500,-
<xx> gallons capacity in 24 hours; pumps to mains
and to distribudng reservoir, 4,000,000 gallons ca-
pacity, 900 feet above the river; one x,ooo,ooo gal-
lon pump for high service works, takes water from
the low service distributing reservoir and raises it
X25 feet into a tank holding 40,000 gallons; 390 hy-
drants; pressure varies from 50 to 135 pounds; 35
miles street mains; diameter of largest 18 inches;
annual expenses of water department, $26,1x2.
Jas. A. Lockwood, Supt.; Wm. H. Doty, CityClerk.
The following places have no fire protection :
Allegany, Cattaraugus Co., population 1049. Al-
tona. Clinton Co., population 1200 Augusta,
Oneida Co., population 2171. Bangor, Fruiklin
Co., population 2440. Beekmantown, Clinton Co.,
population 2644. Bridgebampton, Suffolk Co.,
population *i5oo. Canarsie, Kings Co., popula-
tion 1760. Candor, Tioga Co., population 4323.
Carmel, Putnam Co., population 2811. Chester,
Orange Co., population 1200. Chemung, Che-
mung Co., population aoo8. Clarence, Ene Co.,
population 3495. Clay, Onondaga Co., population
^10. Cold Sprixigs, Putnam Co., population dzii.
Groghan, Lewis Co., population 3374. Dickinson,
js'ranklin Co.. population 2329. Deranesbnrg,
Scheaectady Co., population 2995. Dundee, Yates
Co.,'popu]ation 1025. East
Co., population 1800. Ephn
ulation 2157. Esopus, Ulster
Fallsburg, Sullivan Co., po
ham, Dutchess Co., populaUc
8ueens Co., population zii3.
o., population 3238. Harts
population 1275. Havana, S
tion 1700. Hector, Schuyler
Highland, Ulfter Co., populs
Erie Co., populati 'U 1720. Li
ulation 2399. Liverpool, On
tion 1350. Livingston, Colui
2060. Marlborough, Ulster <
New Lebanon, Columbia C
Norfolk, St. Lawrence Co., p
Suffolk Co., population 138
Co., population 2962. Oyst
population •1500. Peru, Clii
26x0. Philmont, Columbia (
Pittstown, Rensselaer Co., pc
Ewen, Ulster Co., populati
Seneca Co., population 2761
renoe Co., population 2403.
population *xooo. South G
Co.. population *xsoo. Stuyv
population 2007. Three Mile
pop. 104Z. verplanck. West
tion Z337. Vestal, Broome C
Washington, Dutchess Co.
Westport, Essex Co., populat
town, Oswego Co., popmatioi
NORTH CAROLINA.
Athevilley Buncombe Co., population '10,500;
area, 1500 acres; fire limit, 40 acres; buildings,
frame and brick, two and three stories; 3 hose carts;
X hook and ladder truck; 2450 fset good hose; 40
vohmteer members; bell alarm. Chief elected by
aldermen. James P. Sawyer.
Watbk Supply— Weils; water-works; x reser-
voir; capacity of reservoir 350,000 gallons; Gordon
and Maxwell pomps; daily capacity 300,000 gallons;
gravity pressure; capacity of stand-pipe 750,000 gal-
kms; 5 miles street mains; diameter 4 to 10 inches;
53 hydrants: 25 Ludlow gates; quality of water,
soft; Hyatt filterine plant; pressure 60 to too
pounds; cost of works, iPioo,ooo; operated by dty.
F. M. Miller, Supt. and City Clerk; H. S. Harkins,
Mayor.
Charlotte* Mecklenburg Co., population ^ix,-
000; avea, xooo acres; fire limit, x6 blocks; sale and
use of fireworks prohibited; causes of fires investi-
gated; mercantile buildings, brick, two and four
stories; dwellings, wood, two stories; department
consists of 2 steam engines, x hand engine, z hook
and ladder truck, 5 hose carriages; Siamese coup-
lings used; 3200 feet rubber hose, in good condition;
500 feet poor; 3 horses; valoe of apparatus and su];>-
plies, $35,000; membership of department 45, X4
paid caUmembers; fire alarm, 20 boxes; annual ex-
pense about $4000. Chief elected by board oi al-
dermen. P. F. Asbeery.
Watbr Supply — water-works; pumping into
stand-pipe; Blake machinery; daily capacitv 2,^,-
000 gsalons; 6 miles street mains and suppiv pipes;
diameter of largest 12 inches; smallest 4 inches; xoo
hydrants; meters; pressure 35 to 100 pounds. R.
X Brevard, Pres.; D. P. Hutchisen, Supt.; F. B.
McDoweU, Mayor; Fred. Nash, City Clerk.
Concordy Cabarrus Co., population xa64; de-
partment consists of x hook and ladder truck, x hose
cart; 500 feet rubber hose; membership x8. E. H.
HalL
Watbk SuPPLT-~Spring, having an outflow of
30,000 gallons daily; steam pump to tank; capacity
30,000 gallons; 700 feet of mains; 8 double hyvants;
water-works owned by a citisen who has a 25.year
contract with the dty. P. B I
ble.
DnrluiHi, Durham Co., pc 1
645 acres; fire limit, xoo acres; :
mercantile buildings, brick, t«
frame, two stories; department 1
cal engine, x hook and ladder 1
ratus and supplies, $3000; te 1
annual expenses, $aoo; bell al 1
by commissioners. R. D. Blat :
Water Supply— River; 1
3,000,000 gallons capacity; X3x i
X2 inches; 88 hydrants; pressi ;
Holman. G. W. Woodward.
Ellxftbeth City, Pasquoti
*45oo; brick and frame buildin
X hand engine; x hook and It
carts; xaoo feet hose. George
Water » Supply- River, en 1
capacity of latter 20,000 gallons
Town Clerk.
FftyetteTille, Cumberlan I
3485; buildings, brick and fraix 1
sists of X steam engine, x hand < ;
ladder truck; 500 leet good ru :
poor; xooo feet good cotton; xc 1
value of apparatus and supplif 1
ship, X paid full time, 4 paid ] •
teers; annual expenses, $050; bi
Water Supply— Spring; gi
miles mains; 7 hydrants; 50 poi
W. Hardie.
Goldnborovgh, Wayne Co
area, xooo acres; fire limit, 100 ;;
dinance; buildings, brick and
volimteer department, 75 mei!
consists of X steam engine, x (
hose carriages; Siamese couplii
good rubber hose; 2 horses; ^
and supplies, $xo,ooo: x buih
$5000; annual expenses, $xooo;
elected by aldermen. Jas. J. R
Water Supply— Cisterns; i
^50
Fire Protection and Water Swpply.
NORTH CAROLINA— QwK6»i«rf.
dty, 90,000 galloiii daily; water-works oonstructing.
T. H. Bain. City Clerk.
Greentboroy Guilford Co.» population *5ooo;
buildings, brick and ¥rood, tvro and three stories;
department consists of x steamer, x hand engine m
reserve, x chemical engine. 3 hose carriages; aooo
feet good cotton hose; value of apparatus and sup-
plies. $5000; members. 90; bell alarm. C. F.
Thomas.
Water Supply— Water-works; 3 reservoirs;
capacity. 65,000 gallons; waterworks in course of
construcdon. John D. White. City Clerk.
GreeiiTille, Pitt Co.. population •1900; fire-
works ordinance; buildings, frame, one and two
stories; department consists of x hook and ladder
truck; membership 25. volunteers.
Water Supply— Wells.
Henderaon, Vance Co.. population 3500;
department consists of x hand engine, x hook and
ladder truck; 500 feet good hose. A. W. Schaum.
Water Supply— s cisterns. Reding Perrey.
City Clerk.
Hiokory» Catawba Co., population *x8oo; fire
limiU fixed; fireworks ordinance; department con-
sists of X hand engine; no good hose; 95 members,
volunteers.
Water Supply— x cisicm.
KlBStom. Lenoir Co., population *95oo: area.
«3o acres; fireworks ordinance; buildings, frame
and brick, two stories; volunteer department, 50
members; x chemical engine, x hose carriage, x
hook and ladder truck; 500 feet good rubber hose;
bell alarm; x buikUng owned, value $150; night
police. Chief elected by members. , ,,
Water Supply— Wells and river. L. Mo-
Cullen. Town Clerk.
Lenoir, Caldwell Co.. population •700; build-
ings, brick and wood, three stories; department
condsts of X steam ens^ne; value of apparatus and
supplies, $X95; la members; bell alarm. J. A.
Water Supply— Cisterns. J. W. Klrby, Town
Clerk.
IilncolBton, Linoohi Co.. population *X9oo; x
hand engine; xoo feet cotton hose, good; 35 men.
volunteers. T. H. Hake.
Water Supply — Wdls. W. R. Edwards,
Town Clerk.
Milton. CasweU Co.. population ♦800; fire-
works ordinance; department consists of x hand
engine, x hose cart; 600 lieet good linen hose; 80
vomnteer members.
WaterSupply— 9 large cisterns, capaaty 74,-
000 gallons; X3 private dstems.
Monroe, Union Co., population *9ooo; fire-
works ordinance; buildings, bxick and frame, one,
two and tiiree stories; x steam engine; 2 hose carts;
xbook and ladder truck; xooo feet hose; 70 mem-
bers; 9 horses; bell alarm. R. V. Houston.
Water Supply— 6 dstems; capacity of one
40.000 and balance X9.ooo gallons each. J. M.
Stewart. Town Clerk.
MooreaTille, Iredell Co.; x hook and ladder
truck.
Hew Berne, Craven Co., population 6443; fire
limit, 9 blocks; buildings within fire limit, brick and
iron; department conBsts of a steam engines. 8
hose carnages. 9 hook and ladder trucks; xsoo feet
of good rubber hose; 500 feet cotton. fl»od; 6
horses; value of apparatus and supplies, f X500; 3
buildings in use, value $4000; membership, x86,
xxo white, 76 colored volunteers; 4 men paid; an-
nual expenses of department, $9500; bell alarm.
Chief elected by board of officers of depsitmtsL
£. M. Pavie.
Water Supply— 9 rivers and 38 infrinntfiWe
wells.' Silas Ftilcher, City Clerk.
Oxford, Granville Co., population *3n); bod
and ladder truck; no organised department
Water Supply— Wcfis. W. O. Punnsn. Twi
Clerk.
Plynionth, Washington Co.. popnlatioii 1836
buildings, frame, two stories; wooden 1006 ps-
mitted; department consists of x hacd eogiae: »
feet of rubber hose, in good condition; 900 feet cr-
ton; value of apparatus and supplies, $1500; bcs-
bership 35, all volunteers; beu alarm. £. R.
Latham.
Water Supply— River and wdls. JoscjA
Tucker. Town Clerk.
Ralelffli, Walke Co.. population •X4.591]; am.
X440 acres; fire limit, same; fireworks ocdiBaiec
mercantile buildings, wood and brick; heigbt. ^
to fi>ur stories; wooden roofr permitted; dweiHip,
wood, three stories; department consists ot z stos
engine, x hand engine, 9 chemical engines, a book
and ladder trucks, 5 hose carriages; 9100 feet rab-
ber hose, in good condition; 900 poor; 700 feet o«-
ton, good; 500 feet leadier hose; \ boises; valae ai
department apparatus and simphes, $so.oao; boK-
ings owned by the dty; membership of deptrtnes
900, all volunteers; Gamewell alarm; xz stiH|
boxes; annual expenses of department. $9000; bd
alarm. Chief elected by dty council. E. B. Eafe-
hard.
Water Supply— Tower and direct presme; n
dstems; capadty, 365,000 galkms; xao Mus
issure, 45 to 90 pounds. £d. Englcbard. Squ;
W. Lambetii.
pressure,
C.W.Li
Reldarllley Roddni^am Co.. populatioB ^-m
fireworics ordinance; causes of fires iaveitifat»
frame buildings not allowed in bnsinesi pin«
town; brick buildinfls, six stories; departnest (s&
sists of I steam engine, 9 hose cartiagcs; 1800 «:
of good cotton hose; value of apparatos sad sep-
plies, engine house, etc., $15,000; membensitp*
tor time served at fires. Chas. Derry. ^
Water Supply— Cisterns. W. B. Wny, C7
Qerk.
Salem, Forsyth Co., population *30oa; is^
ordinance; causes of fires investigated; bdlajsg
brick and wood, one to five stories; woodes no^
permitted; department consists of x steam ei«ae,
9 hand engines. 3 hose caniages; xooo ieet iwi^
X900 cotton; 50 leather hose in good ooodilioo: "^
bership 99; dell alarm. Chief elected by ooapnf
F. C. Menning.
Water Supply— a reservoirs, capadtjr ig^^
gallons daily; 3 dstems. soppUed by pumps; (^
eter of mains, 9 to 6 inches; ^ hymnts. C- a-
Fogle, Supt.; L. N. Clinaid, Town Clerk.
BaUabnrT, Rowan Co., popubttxn •4S0? «*
740 acres; fire limit, same; fireworks oidin^^
mercantile buildings, brick, three stones; ^^
roofr permitted;dwellings, wood, two stories; o^*
ment consists of 9 hand engines, x chenkal es{v.
X hook and ladder truck. 3 hose carriages; »« I*
hose; value of apparatus and supplies. ^&^
buikUng in use; annual rent $xoo; value Vf^
membership xoo, volunteers; bell alsrm. Arfi-
Parker. ^
Water Supply— Stand-pipe; csfMdty. a|o^
gallons; 6x hydrants; 6 miles mains; P>^?^°:
pounds. E. B. Neave. Supt.; D. R. Jnliu. 07
Clerk.
BtntetrlUe. IredeU Co., population •3««^
and brick buildings, x steam engine, s ^^
riages; xooo f5«t good rubber hose; "f^^SSL
ratus. etc.. $5000; x building owned, vahedstUS*
Chief dectecL
Fire Protection and Water Supply.
'5'
Watbk Supply— Cisterns, with capacity of 6or
100 gallons daily.
TarborOy Edgecombe Co.. population '2500; i
land engine; x chemical engine: 6 chemical hand
ixtinguishers; i hook and ladder truck; z hose
arriage; 600 feet good rubber hose; 175 men,
'oiunteers.
Water Supply— Wells; water-works in course
if construction. S. P. Beatty, Town Clerk.
Wftrrentony Warren Co., population *i90o; z
look and ladder truck; 30 members, Tolunteers.
WashiBftoiiy Beaufort Co., population *5ooo;
steamer; 4 hand engines; i hook and ladder
ruck; 4 hose carriages; Z9oofeet leather hose; 1000
set rubber, in gooa condition; yolunteer depart-
aent, 175 men. E. S. Hoyt.
Water Supply— River; 5 artesian wells. Jas.
I. Hoyt. City Clerk.
Wilmisf ton. North Hanover Co., population
33,000; area, 0350 acres; (ire Umit, 460 acres; fire-
rorks ordinance; mercantile buildings, brick, two
nd three stories; dwellings, frame, two stories; de-
artment consists of 3 steam engines, a hook and
idder trucks, 6 hose carriages; namese coiq>lings
sed; 4000 feet good linen hose; 1000 poor; la
orses; vahie of apparatus and supplies, $90,600; 7
buildings owned, value $zo,oqo; membership 300,
volunteers; 6 lull paid; annual expenses, $xa,ooo;
telegraph alarm, 19 boxes. Chief elected by alder-
men. J. G. Oldenbuttel.
Water Supply— Direct pumping and stand
pipe system combined; ao cisterns, supplied from
pumps and hvdrants; capacity, 340.000 gallons
daily; zaH miles street mains; diameter, 4 to Z3
inches; zz7 hydrants; pressure, 45 to 90 potmda;
annual expenses of water department, %tooo* J. C.
Chase, wTATwilson.
WiBttoiiy Forsyth Co., population *8ooo; z
steam fire engine; 7 chemical exanguishers; 3 hose
carriages; zooo feet good rubber hose; value of
apparatus, etc., $5000; ao members, all volunteers;
ben alarm. W.FTlCeith.
Water Supply— Springs; reservoir; 4 miles
street mains; diameter, 4 to zo inches; 45 hydrants;
pre8iure,_5o pounds. Geo. W. Hinshaw, Supt.;
Charles Buford, Mayor; E. H. Wilson, Town
Clerk.
The following places have no fire protection:
Edenton, Chowan Co., population *aooo. Enfield.
Halifax Co., population *zooo. FranUinton, Frank-
lin Co., population *z3oo. Newton, Catawba Co.,
population *zaoo. Smithfidd. Southport, Bruns-
wick Co., population zoo8.
OHIO.
Ada, Hardin Co., population *asoo; z steam
Qgine; zband engine; z nook and ladder truck; a
ose carriages; z^ feet good hose; 60 men, vol-
Dteers. J. W. Kairode.
Water Supply— 9 dstems. T. J. Rutledge,
'own Clerk.
AkroBy Summit Co., population *30,ooo; area,
100 acres; fire limit, 44 acres; fireworlcs ordinance;
ercantile buiklin(p, bnck and stone, two stories;
ooden roo& permitted; dwellings, frame, one and
half to tour iiories; department consists of 4 steam
igines, z hook and ladder truck, a hose carriages;
;oo feet rubber hose, good; 900 teet linen, good;
r horses; value of apparatus, $40,000; 4 buildings
vned, value $35,000; membership 73, az full paid,
t part paid; annual expenses, $30,000; telegraph
arm. Chief appointed by Mayor. J. Mannder-
ich.
Water Supply— Cisterns, supplied from water-
3rks; capacity 448,000 gallons; 35 miles street
sins; diameter 4 to z6 Incnes; Z9a hydrants; press-
e 3o to 85 pounds; owned by private company,
ewton Fold, Town Clerk.
Alliamo6tStark Co., population *qooo; build-
gs. brick and frame, two and three stories; wooden
ofs permitted; department consists of z steam
gioe, 8 chemical extinguishers, a hook and ladder
icks, 3 hose carts; Z750 feet rubber hose, good;
lue of apparatus and supplies, $8000; member-
ip 60. I paid full time, 59 6art time; annual ex-
nses, $4000; bell alarm. C. A. Goddard.
Water Supply— Water-works; stand-pipe and
-ect pumping system; capacity of pump Z5o,ooo
lions: 7 miles mains; 75 hydrants; 50 to 100
unds pressure. J. C. Reed, Supt.; Tbos. Gas-
man.
Am her sty Lorain Co., population 3259; z hand
gine; z bose carriage; 800 feet good rubber and
ither hose; 60 men, volunteers. H. C. Smith.
W^ATBR Supply— € cisterns. E. A. Steivold,
)wn Clerk.
Antfrerp* Paulding Co., pc^mlation Z400; area,
x> acres; buildings, brick and frame, one to three
iiies; <lepartment consists of a hand engines, a
se carriages; 700 feet good rubber hose; 350 poor;
lue of apparatus and supplies, $3500; z building
owned, valne $z5oo; 35 members, volunteers; ex*
penses in z888, $75; beUalarm. E. C. Munson.
Water Supply— 7 cisterns, capacity $z5,ooo
barrels; expenses for water department, $35.
AshlRBdf Ashland Co., population 4000; z
steam engine, z hook and ladder truck, 3 hose car-
riages; zaoo feet of good rubber hose; aoo feet poor
leather hose; membership 65, volunteers. P. A.
Myers.
WATER Supply— z6 dstems. B. C. Miller,
Town Clerk.
AahtabnlRy Ashtabula Co., population *75oo;
area and fire limit, 3840 acres; mercantile buildings,
wood and brick, two and three stories; shingle and
tin roofr; dwellings, wood and brick, two stories;
department consists of a steam engines, z hand
engine, z hook and ladder truck, 7 hose carts, z
hook and ladder and z hand engine in reserve; zooo
feet new rubber hose; 3500 feet good rubber hose;
iioo feet good cotton hose; zooo feet old serviceable
hose; value of apparatus and supplies, $z6,ooo; a
buildings oamed; membership 98, a members part
paid, rest paid for time in service; expenses z888,
$33c^; bell alarm. Chief recommended by Mayor,
confirmed by council. John C. Crosby.
Water Supply — 43 dstems, supplied from
creek and other sources; total capadty, Z5,7oo bar-
rels; water-works; zoo hydrants; za miles mains;
Wonhington pumps; direct pressure and stand-
pipe. O. B. Clark; Supt.; F. C. Moore, Town
AthemS) Athens Co., population ^5000; fireworks
ordinance; frame and bnck buildings; z hook and
ladder track. C. R. Sheldon, Town Clerk.
BanietTllle. Belmont Co., population '3735;
area, 640 acres; nre limit, t6o acres; fireworks or-
dinance; mercantile buildings, wood and brick,
two stories: wooden roofs permitted; dwellings,
wood, two stories; department consists of z hand
engine, a chemical hand extinguishers, z hook and
ladder track, z hose carriage; 800 feet good rabber
hose, 300 poor; value of mparatus and supplies,
$aooo: z room in town building in use, value of
building $zo,ooo; xoo volunteer members; annual
expenses. $35; beU alarm. Chief elected by dty
ooundl. H. S. B^es.
Water Suppi^t — x8 dstems, supplied firom
152
Fire Protection and Water Supply.
OHKy-Contmued,
roo6, CMpacity 10,800 gallons perday. H. E. Barns,
Town Clerk.
BaUiTiftf Clennont Co., population zoic;
buildings, frame, one and two atones; wooden rooa
permitted; department consists z hand engine, z
nook and ladder truck; z hose carriage; 400 feet
tpod rubber hose; value of apparatus and supplies,
$800; 50 volunteer members; bell alarm.
Water Supply— Cisterns.
Bellaire, Belmont Co., population 8025; fire-
works ordinance; causes of fires mvestigated; mer-
cantile buildings, bnck. two and three stories;
wooden roofs permitted; dwellings, brick and
frame, two stories; department consists of z hook
and ladder truck, 4 hose carriages, 9000 feet good
rubber hose, z8oa feet poor; value of apparatus
and supplies, $a8,ooo; 4 buildings owned, value
$9000; membership 104; volunteer membm. zao;
annual expenses, $33,000; bell alarm. Chief
fleeted by wardens.
Water Supply— Reservoir, supplied bv pump-
ing from Ohio river; capadtv, 700,000 gallons per
day; Z5 miles street mains; duuneter, 6 to za inches;
•59 hydrants; pressure, Z78 pounds; annual ex-
penses of water department, $99,000. H. G. Wil-
son.
BellefOBtmioe» Logan Co., population *j9oo;
z steam engine; z hook and ladder truck; a nose
carriages; z^oo feet cotton hose; 300 feet good rub-
ber hose; z man paid full time, a men part; a
horses. C. F. Martin.
Watbk Supply— Dam; z reservoir; 8!^ mites
mains; 73 hydrants; gravity pressure; water-works;
73 Eddy gntes; works cost $zoo,ooo; pressure, 65
pounds. (;. P. Martin, Supt. A new punpingplant
under oonstmction. R. B. Johnston, Town Clerk.
BelleTve, Huron Co., population ^3500; area,
9500 acres; fire limit, 400 acres; causes of fires in-
vestigated; fireworks ordinance; frame buildings, 9
stories; department consists of z steam fire engine,
z hand fire engine, 9 hose carriages; zooo feet rub-
ber hose; Qoo feet good cotton hose; 750 feet poor
rubber; value of apparatus, etc., $6^00; z building
used, value $6000; 50 volunteer members; z paid
part time; bell alarm. H. E. Basford.
Water Supply— Reservoirs; 3K miles street
mains; az hydrants: annual expenses of water de-
partment, $900. J. L. Painter; C. H. Goodson,
Town Clerk.
Bereft* Cuyahoga Co., population Z683; fire-
works ordinance; bmldings, brick, frame and stone,
two and three stories; shmgle .roofs permitted; de-
partment consists of z hand engine, z hook and lad-
der truck, z hose carriage; 900 feet eood rubber
hose; value of apparatus, $800; buildings, $5000;
9C volunteer members; annual expenses, $50; bell
alarm. W. Hennister.
Water Supply— River and tank. C.F.Lane,
Town Clerk.
Blolltoiiy Allen Co., population *z5oo; z hook
and ladder truck. Jas. A. Mummard.
Water Supply— 9 large cisterns; capacity,
^00 barrels; stone quanies. James Doty, Town
Clerk.
Bowling Greeny Wood Co., population ^3500;
buildings, brick and frame, one and half to three
stories; department consists of 9 chemical extin-
guishers, z hand engine, z hook and ladder truck, z
nose carriage; zsooteet good cotton hose; value of
apparatus and supplies, $9000. G. W. Gaeban.
Water Supply— z town cistern and wells;
water-works building. I. C. Taber, Town Clerk.
Brooklyftt Cuyahoga, Co., population '4000:
causes of fires investigated; department consists of
4 chemical band extinguishers, z hook and ladder
truck, 9 hose carts; zaoo feet new hose; value of
apparatus and supplies, $Z90o; 90 vohmtrrr mm*
hers; bell alarm. Chief elected bvmoabers.
Water Supply— Wells and dsDerns. also lake;
Z9 hydrants; 3 miles mains; diameter, 4 to 8 ind;
39 Ludlow gates; 40 Worthington meters; cost of
work, $Z7,6oo; pressure, 50 pounds. S. Trov-
bridee, Pres.; F. E. BUss, Mayor; H. M. Farsy
worth. Secretary Water Co., and Town Clok.
Bryftn, Williams Co., population '4000; i steaa
engine; z hand engine; z hook and ladder track; s
hose carriages; Z500 feet good rubber hose, 500 to
poor; 30 men paid 50 cents an boor, 9 fiill pud; <
horses.
Water Supply— z reservoir; 90 cisterns. Su
Poeples, Town Clerk.
Bucyms, Crawford Co., population *sr^i
steam engine; z hook and ladder truck; 3 hose as-
riages, 9000 feet good rubber hoae; zo mmnte mec
C.Scheib.
Water Supply— Water-works; <Srect poap-
ing system; 8 miles mains; 73 hydrants; presnie,
Z90 pounds; 9 dstems. Henry Alfller, S. WdsL
Cadiif Harrison Co., population "aooo; x stem
engine; z hook and ladder truck; a hose caniafo;
z8oo feet good rubber hose; 50 vohiBlMn. 3P«>
J. C. Glover.
Water Supply— 7 dstems; cspadty 3700 ba-
relt. W. H. Lucas, Town Clerk.
Caledomift, Marion Co., popolatkm *6;2; tack
and wood buildinn, two storiea; departaifiitooc-
sists of z hand engine, z hose carriage, z hook id
ladder truck; 400 feet good rubber hoae; nlacttf
apparatus and supplies, $0000; 39 vohmteeriMa-
bars; expenses in z888, $Z5o; bdl alum. A.U-
Dilts.
Water Supply— ^ reservoirs; capadtraoobr
rels; z hydrant. L. M. Hipshcr. Town Oeifc.
Canibrtdffe» Guernsey Co., populatioB *^
area, 940 acres; fire limit, 9560 acres; firevoiksor-
dinanoe; mercandle buildings, brick, one andm
stories: wooden roofs permuted; dwdhngs. fraat
and brick, one stonr; dmutment consists a x ita>
engine, 9 book and ladder trucks, a hoae csimfec
Siamese couplings used; Z500 feet good cotton bose
800 feet poor rubber; value of apparatus sodssp-
plies, $too; zao members, z paid; annual ezpecss,
$800; bell alarm. Chief elected by departocBi
F. M. Raymond.
Water Supply— 9 cisterns, supplied by creek
and steamer; capadty zoo to Z50 barrds dv^T.
water-works under consideration. J. J. Lee, Ton
Clerk.
Cftftftl Dover. Tuscarawas Co., popaltoi>
*3S(x>; z tteam engine; z hook and ladder tnck i
hose carriages; Z5D0 feet good hose; 90 volvnteet^
J. C. Shroop. .
Water supply— Canal, mill-race and riTer »
dstems. E. Aureck, Town Clerk.
Cftmal FvitOHy Staik Co., popniation 119c
area, 600 acres; fire limit. 300 acres; mereaaEe
buildings, brick and wood, two and three stones
wooden roofi permitted; brick and wood dvdlinis.
one and two stories; department consists of x 9^
engine, 9 hose carriages; Siamese couplings w.
600 feet rubber hose; 900 feet epod cottoo |^
value of apparatus and supplies, $5000; i bai<ciB$
in use, value $800; 40 members, 3 paid; annoal ex-
penses, $300; beU alarm. Chief elected by cotJW-
Chas. Som, Sr.
Water Supply— Canal and river; 3 ck»«
capacity 9000 gallons daily. Henry Mucpby. Tov°
Clerk.
Canton, Stark Co., populatten •ap.W a^^fj
engines; z chrmical engine; z hook moJ^
truck; 9 hose carriages; 5 hose reels; sooofe«|w»
Fire Proi&sHon and Water Sixpply,
'53
rubber hose; xooo feet poor; 910011 paid full time,
248 men part paid; 3 horses.
Watbk Supply— Water-works; direct pumping
system and direct pressure; 6 dstems; yy iniles of
mains and supply pipes; 232 hydrants, operated by
company. C. D. Moonot, I^res.; L. B. Ohliicer,
Supt.; J. F. Blaice, Mayor; Henry Schwab. City
Clerk.
CaroTf Wyandot Co.. population X148; build-
ings, brick and frame, two stories; department
consists of z hook and ladder truck, rubber buckets;
▼alue of apparatus and supplies, f6oo; members 40,
volunteers; bell alarm. T. W. McClure.
Watkk Supply— Stream, wells and dstems.
F. C. Starr, Town Clerk.
Cedftrrille— z steam fire engine; z hand en-
gine; a hose carts; zooo teet hose.
Celinay Mercer Co., population Z34^; buildings,
frame, one and two stories; wooden rooo permitted;
department consists of z hand engine, z hook and
ladder truck, z hose carriage; 800 feet good rubber
hose; zoo feet poor; 8 horses; value of apparatus
and supplies, $i9ooo: membership 50, volunteers;
annual expenses, $zoo; bell alarm.
Water Supply— za dstems. C. C. Gable.
CkagrlB Fftllt. Cuyahoga Co.. population
*Z7oo; z hose carriage; z force pump; zooo feet
good robber hose. A. E. Smith, Town Clerk.
Ckieago Jametlon, Huron Co., population
*zooo; buudings, wood, two stones; shiogie roo&;
depaxtment consists of z steam engine, z hook and
ladder truck, a hose carriages; 900 feet good cotton
hose, aoo poor; a horses; memoers 40, volunteers;
bell alarm. H. M. Sugler.
Water Supply— Cisterns and a reservofas-
gravity and pumping system; daily capacity of
pumps, 900,000 gallons; za hydrants; z mile mains;
zo gates; works are owned and operated by the B.
andO. R. R. Co. D. N. Carpenter, Mayor; J. J.
Denison, Town Clerk.
CkllUcothey Ross Co., population *Z3.ooo;
fireworks ordinance; causes or fires investigated;
mercantile buildings, brick, three and one-half
stones; shingle roofs permitted; dwellings, woid
and brick, two stories; department consists of a
steam engines, a hose carriages, z combination lad-
der truck, with hose reel attached; 3500 feet hose,
good; 5 horses; value of supplies and apparatus,
$43,000; abuildlnffs owned, value $za,ooo; mem.
bership, 0 men full paid; annual expenses, $6500*
telegraph alarm. 28 street boxes. Chief elected by
coundl. Dan Hammd.
Water Supply— z reservoir; capadty, 3.500,-
000 gallons daily; lao hydrants; 90 miles street
znains, diameter 4 to 16 inches; pressure, 95 pounds.
F. A. SUcey, Supt.; C. A. Malone, City Clerk.
Cincinnfttiy Hamilton Co., population *395,-
000; area and fire limit, 34 square miles; fireworks
ordinance; causes of fires investigated; mercantile
buildings, brick, stone and wood, one to nine
stoiies; wooden roofs permitted; dwellings, brick
and wood, two and a half and three stones; de-
partment consists of 90 steam engines, 3 chemical
engines, 14 chemical hand extinguishers, 7 hook and
ladder trucks, 40 hose carriages; Siamese couplings
used; 30.000 feet hose with 5000 for reserve; 106
horses; 25 buildings owned; membership ai6, full
paid; expenses ior z888, $282,969.51; telegraph
alarm, 290 street boxes. Chief dected by commis-
sioners. L. Wesbey.
AVater Supply— Pumping sjrstem; 3 reservoirs
and 3 tanks, supplied by pumping from the Ohio
river, cuMidty 32,000,000 gallons daily; 300 dsterns,
supplied from reservoirs; Z90 miles of street mains,
diameter 4 to 40 inches; zooo hydrants; pressure, 45
pounds. A. Moore, Supt.; £. Henderson, City
Clerk.
CireleTtlle« Pickaway Co., population '9000;
area, 640 acres; fire limit, m acres; fireworks ordi-
nance; causes of fires invesdgated; mercantile
buildings, brick, three stories; wooden roofs per-
mitted; dwellings, wood and brick, one to two
stories; department consists of a steam engines, 3
hose carriages; 1000 feet robber hose, good, zooo
poor; zooo Teet cotton hose, good; 4 horses; value
of apparatus and supplies, $15,000; z building
owned, value $zo.ooo; membership 5, full paid;
annual expenses, $3500; telephone alarm, 15 street
boxes. Chief appomted by Mayor. Levi Hammil.
Water Supply— 37 dsteras, capacity 5000 gal-
lons per day; water-works; reservoir; zoa hydrants;
Z2 miles mains, pressure 70 to zoo pounds. W. £.
Bolin, Supt; R. T. Dresback, Town Clerk.
Cleveland) Cuyahoga Co., population '225,005;
arra, z8,8ao acres; fire umit, Z400 acres* fixeworks
ordinance; causes of fires investigated; mercantile
buildings, brick and stone, two to ten stories; dwell-
ings, wood, brick and stone, two stories; depart-
ment consists of z6 steam enaines (a in reserve), 3
chemical engines, za chemical hand extinguishers,
5 hook and ladder trucks (z in reserve), z fireboat,
Z5 hose carriages; Siamese couplings used; 5500 feet
rubber hose* Z2,25o feet cotton hose, good; 86
horses; value of apparatus and supplies, ^z86,ooo;
buildings and lots, 9az2,ooo; membership aoo, full
paid; annual expenses, ^17,067; telegraph and
telephone alarm, z8o street boxes. Chief elected by
commissioners. J. W. Dickinson.
Water Supply — a reservdrs, supplied by
Worthington and Knowles pumps from Lake Erie;
capacity 70.000,000 gallons doily; 150 dsteros,
direct pumping and gravity; 375K miles street
msins, diameter 4 to 36 inches; 2894 hydrants; 559Z
gates. Lord, Bowler; Z644 meters, Worthington;
pressure, 20 to 90 pounds; cost of works, $5,37Z,-
878; annual expenses, $zoo,ooo. Geo. S. Paine,
Pres.; Geo. W. Gardner, Supt.; H. H. Burgess.
City Clerk.
Clyde* Sandusky Co., population '2052: area,
640 acres;fireworks ordinance; mercantile Duildinffs,
brick, three stories; shingle roofs permitted; dwell-
ings, wood, one and two stories; department con-
sists of I hand engine, z chemical hand extinguisher,
z hook and ladder track, 3 hose carriages; Siamese
couplings used; zooo feet robber hose; zooo feet
cotton hose, good; value of apparatus and supplies,
$6500; value of buildings used, $4500; membership
60; bell alarm. Chief elected by companies, con-
firmed by coundl. N. T. Wilder.
Water Supply— Water-works; direct pressure;
aK miles mains; Z3 hydrants. W. C. Terry, C. 1 .
Eaton.
ColnmblaBfty Columbiana Co., population
Z223; baildings, frame, two stories; wooden roois
permitted; department consists of z hdnd engine,
I hook and ladder track, z hose carriage; 600 feet
good rubber hose; az volunteer members; beil alarm.
W. H. Barger.
Water Supply— Cisterns. J. W. Detwiler,
Town Clerk.
Colvm bo s» Franklin Co., population *90,ooo:
area and fire limit, 7680 acres; fireworks ordinance;
mercantile buildings, brick, six stories; wooden
roofs permitted; dwellings, brick, two stories; de-
partment consists of 2 steam engines, 3 chemical
engines, 2 chemical hand extinguishers, 3 hook and
ladder tracks, 8 hose carriages; zo,ooo feet good
robber hose; 28 horses; value of apparatus and sup-
plies, $30,000; value of buildings in use, $125,000;
membership, 5Z, full paid; annual expenses, $57,000;
telegraph alarm, 67 boxes. Chief appointed by
Mayor, confirmed by council. D. D. TresenTidtr.
WATER Supply— Direct pumping system; Holly
machinery; daily capadty z8,ooo,ooo gallons: 90
miles street mains; diameter, 4 to 24 inches;8maUesr,
4 laches; yzo hydrants: 748 gates; 450 meters, Na-
tional and Hersey; pressure 70 to 120 pounds; cost
'54
Fire JProtecdon and Water Supply.
OHlO^QmHmted.
of works to 1889, $1,539,000; annual expenses, $33,-
oeo. L. W. Sherwood, Pres. trustees; A. H. Mo-
Alpine, Supt.; H. E. Bryan, City Clerk.
Colnmbaf Grove, Putnam Co.. population
*i8oo; brick and frame buildings, two stories; z hand
fire engine; 3 chemical hand extinguishers; z hook
and ladder truck; z hose carriage; 500 feet good
rubber hose; value of apparatus, $aooo; building.
$500; zoo volunteer members; bell alarm. Chief
elected by companies, confirmed by council. H.
J. Saunders.
Water Supply— Cisterns. J. W. Monis.
Conneftat; Ashtabula Co., population *a^;
mercantile buildings, brick and wood, three stories;
wooden roofs permitted; dwellings, wood, two
stories; department consists of z hand engine, 5
chemical hand extinguishers, a hose carriages; 500
feet good rubber hose; value of apparatus and
supplies, $3000; z building in use; membership 40;
full paid, z5; part paid, 35; annual expenses, $300;
bell alarm. C Hayward.
Water Supply— 90 wells; z large dstem; ca-
pacity, zooo barrels. J. R. Stenson, Corporation
Clerk.
CoTington, Miami Co., population *30oo; z
steam engine; volunteer company. Geo. Drees.
Water Supply— zo cisterns: capacity, 500 bar-
rels. W. F. Maier, Town Clerk.
Crestline 9 Crawford Co., population 4300; de-
partment consists of z hand engine, 3 hook and
ladder trucks, 4 hose carriages; zooo feet good rub-
ber hose; 600 feet good cotton; members 90, volun-
teers. Fred. Kress.
Water Supply— Gravity pressure; a reser-
voirs; capacity, 3,000,000 gallons; za miles street
mains; 35 hydrants. David Ogden, Town Clerk.
Cuyahoga, Summit Co., population *3ooo;
bmldings, brick, two stories; department consists
of z hook and ladder truck, 4 hose carriages, 10
chemical extinguishers; 1500 feet good rubber hose;
value of apparatus and supplies, $3500: members
87. volunteers; steam whistle alarm. T. A. Car-
water Supply— Direct pressure; 3 Holly
pumps; z mile street mains; 35 hydrants; Z3 gates.
A. Higgs, Town Clerk.
Dayton, Montgomery Co., population, ^65,400;
fireworks ordinance; mercantile buildings, brick
and stone, four stories; wooden roofs permitted;
dwellings, frame, bnck and stone, two stories; de-
partment consists of 3 steam engines, 3 chemical
engines, 4 chemical hand extinguishers, 3 hook and
ladder trucks, 9 hose carriages; 3500 feet rubber
hose; Z3,350 feet good cotton hose; 37 horses; value
of apparatus and supplies, $59,37z; buildings
owned by department, value $60,300; membership,
55; full paid 46; part paid 8; annual expenses,
$3Z,662; telegraph alarm, 75 street boxes. Chief
elected by commissioners.
Water Supply— Wells and river; direct sys-
tem; 30 cisterns; 50 miles street mains and supply
pipes; 473 hydrants; water pressure, Z30 pounds.
Wm. Hoffman, Pres.; £. Sherin, City Clerk.
Defiance, Defiance Co., population '7500;
area, 3730 acres; fireworks ordinance; mercantile
buildings, brick and stone, two and three stories;
wooden roofs permitted; dwellings, brick and
frame, one and two stories; department consists of
3 steam engines, z hook and ladder truck drawn by
horse; 3 hose carriages; Siamese couplings used;
3500 feet ^ood rubber and cotton hose; 6 horses;
membership 30, volunteers; 5 men full paid; tele-
phone and oell alarm. Chiefappointed by Mayor.
L. Spring.
Water Supply— Water-works; stand-pipe sys-
tem; Blake pumps; dsily capacity, 3.500.000 gal-
lons; Z36 hydrants; Z3K miles mains; dSaneler. 4
to z8 inch: 50 Ludlow gates; water is filtered;
plant not described; pressure, 65 poonds; cost of
works. $Z75.ooo. D. Boddy, Pm^ S. M. Stereos,
Supt.; M. fi. Gorman.
DeGrair, Logan Co., population *z9So: t"sU-
ings, brick and frame, one to three stories; woods
roofs permitted;, department consists of z iteaia
engine, z book and ladder truck, a hose csniaees;
Z500 feet good cotton hose; value of appsrstos asd
supplies. $6500; membership C7, volunteeis; iuiol
expenses, $500; bell alarm. H. P. Runyoa.
Water Supply— Wells, cistenos andnilkMe.
J. H. McKinnie, Town Cleik.
Delaware, Delaware Co., popu]atioa*io,m
area and fire hmit, 2560 acres; mmatks onfiaiBoe;
mercantile buildings, brick and stooe, two to tbiee
stories; wood, brick and stone dwellings, one aad
one-half and two stories; department consists of 3
steam engines, 4 chemical extingnishefs. z bookad
ladder truck, 3 hose carriages, i chemical cngar
Siamese couphngs used Jzooo feet 0ood oottoa base,
500 feet poor Unen; 5 horses; value ofappanios
and supphes, $05,000; buildings, $30,000; 17 nca-
bers, 5 tall paia, za part paid; ananal ezpcues,
$3500: telephone and bell alarm. Chief oomiMtBd
bv Mayor, appointed by dty ooondl. W. E^
Moore.
Water Supply— 4 reservoirs. 15 dsttw.
stream and nver; water-works in course of cos*
struction. John T. Evans, Town Clerk.
Delph OS, Allen Co., population *5ooo; areaiid
fire limit, 950 acres; brick and wood bnlMixigs. tie
to lour stones; department consists of a steam es-
gines, z hand enpne, z hook and ladder trod,:
hose carriages; Siamese couplings used; 2500 fee
good rubber hose; value of apparatus. $ii.ooa; :
building owned, value $Z5,ooo; 75 volunteer mea-
bers. Chief elected by counciL F. RousbanL
Water Supply— Canal, creek, zy dstem J-
M. Kollsmith, City Clerk.
Daakirk, Hardin Co., population «9oaa;d^
partment consists of z hand engine, z hook aad W-
der track, z hose carriage.
Water Supply— 4 cisterns, aoo barrels; 10 cs-
teipss, zoo barrels. J. J. Orth, Town CkriL
East JLiTerpool, Columbiana Co., popidatxa
*zz,ooo; z hook and ladder truck; a hose camaffs
3500 feet good hose; 3 hwses; telegraiih slam, i
boxes; 40 volunteer members, 16 paid. K> A.
Frederick.
Water Supply— Water-works; system, (fine
and pumping to reservoirs; daily capadty of Go"
don and Maxwell pumps, z. 500,000 gaDons; 50^
drants; zy miles mains, diameter 4 to za isdi^
Eddy gates; 6 Worthington meters; pressore, ^
pounds; cost of works, $36,000; annual expeasft
$4500. N. A. FrederidtT Pres.; PbiL MoAy.
Supt.; Wm. Griggs, Town Clerk.
East Paleatiae, Columbiana Co.. popol^
Z047; frame buildings, two stories; wooden rocs
permitted; department consists of a chemical^
gines, 4 chemical exdnguishers, z book and te»Kf
truck; soo feet good rubber hose; value of appv^
tus and supplies, $Z30o; 36 volunteer membw
annual expenses, $50; bell alarm. J. R. Han-
Water Supply— Wells. H. A. Gray. Tow
Clerk.
Eaton, Preble Co.. population *^xxk antM
acres; fire limit, 500 acres; Irame boikiiiip. J^
stories; shingle roofs; department ««**5ts?^'
steam engine, a hand engines, z hook asd uooe
truck, 3 nose carriages: Siamese couplings w
zzoo feet rubber hose, good; 800 feet m«vI^
500 feet poor; value of apparatus and «pJ*^
$8500; z building owned by dty. value l7W«J5
paid members; annual expenses, fSoo; bdlaltfa.
Chief elected by company. J. A. HobbdL
Fire Protection and Water Supply.
rSS
Water Supply— 13 dstenis. J. N. Silver,
Town Clerk.
Edffertoiiy Williams Co., population '950; x
hemical engioe; i haod engine; i hose carriage; i
9rce pamp; 100 feet rubber hose, good; volunteer,
8 men.
Water Supply-—! hydrant; 3 dstems.
Elmore, Ottawa Co., population '1500; depart-
lent consists of 2 hand engines, i hoolc and ladder
ruck, 2 hose carriages; 500 feet rubber hose; ^
?et cotton, good; 65 members, volunteers. G. w.
lalland.
Water Supply— xo cisterns. E. Tankey,
^own Clerk.
Elyria, Lorain Co., population *55oo; area and
re limit. 1575 acres; fireworks ordinance; mercan-
le buildings, brick, two and three stories; dwell-
igs. frame, two stories; department consists of x
^am engine, x hook and Udder truck. 5 hose
images; X500 feet rubber hose, good; 400 poor;
30 feet cotton, good; value of apparatus and sup-
lies. $8000; 3 buildings owned, value $30,000;
% members, part paid; annual expenses, $18,000;
el) alarm. Chief appointed by Mayor. J.
[afner.
Water Supply— Direct pressure; 20 reservoirs;
opacity. 1,500,000 gallons daily; 8 miles mains and
ipply pipes; diameter, 4 to 12 inches; 60 hydrants;
> gates; pressure, 125 pounds; annual expenses
f water aepartment, $5000. D. M. Clark, Supt.;
»r. L. C. Kelsey, Town Clerk.
Payott^f Fulton Co., p'vpulation 580; buikl-
igs, brick, two stories; department consists of i
uid engine, x chemical extinguisher, i hose car-
age, ladders; 500 feet rubber hose, good; value of
>paratus and supplies, $1200; 24 volunteer mera-
:rs; expenses in 1888, $35; bell alarm. £. T.
icrce.
Water Supply— X3 reservoirs filled firom build-
gs. Frank Mattem, Town Clerk.
FelicitTy Clermont Co.. population xo^j; build-
gs, brick and frame, two stories; wooden roots
srmitted; department consists of 2 hand engines;
» feet good rubber hose; value of apparatus and
tpplies, $300. F. J. Frambes.
WATER Supply— Wells.
FindlaTy Hancock Co., population *24,ooo: a
sam engines; 2 hand engines; i chemical engine;
book and ladder truck; x hose wagon; 7 hose
.rriages; 33.550 feet good rubber hose; aooo feet
tton; 14 paid full time; 2 paid part time: 70 vol-
iteers; ix horses. Murray Waltman.
Water Supply— River; vrater-works; system,
impinj^ direct and to reservoir; Gordon machin-
y; daj^ capacitjr, 3.000,000 gallons; X40 hydrants;
miles mains; diameter, 4 to 24 inch; ixo Eddy
ites; pressure, 40 to 70 pounds; cost of works.
180,000. The city has a new system of water-
>rks under construction, to be completed in July,
89. B. F. Kimmons, Pres.; J. W. Righter,
pc; Theo. Totten, Mayor; W. R. Black, City
erk.
Foaforiay Seneca Co., population ^5000; area,
niles square; causes of nres investigated; mer-
ntile buildings, brick, three stories; wooden roofs
nnitted: dwellings, brick and wood, two stories;
partment consists of 2 steam engines, hook and
ider truck, a hose carriages; Siamese couplings
ed; 4500 feet good rubber hone; value of apparatus
d supplies, $X5.ooo; x building in use, value
o,ooo; membership 90, volunteers; 4 paid; bell
irm. Chief elected by council; 4 horses hired; x
im owned by dty. W. H. H. V/illiams.
iVATBR Supply— X4 cisterns and well. J. M.
atzell. Town Clerk.
Pranklin, Warren Co., population '3000; x
am ensine; x hook and ladder truck; 2 hose car-
riages; X300 feet good rubber hose; 23 men paid
part time, 22 volunteers. F. R. Evans.
Water Supply— River, canal and 3 cisterns;
direct pressure; water-works supplied by 6 driven
wells. John A. Reece, Town Clerk.
Fremonty Sandusky Co., populatk>n *xo.ooo;
area, 2560 acres; fire Umit, 30 acres, mercantile
buildings, bnck, three stories; shingle roofs per-
mitted; dwellings, wood, two stories; department
consists of a steam engines, x hand engine (in re-
serve), X hose wagon; x hose cart; Siamese coup-
lings used; 600 feet good rubber hose; xooo feet
good cotton bose; a horses; value of app|aratus and
supplies, $5800; membership 9, part paid; annual
expenses, $1200; bell alarm. Chief appointed by
council. C. F. Reifif.
Water Supply— Water-works, stand-pipe and
direct pressure; la miles of mains, xxo hydrants;
90 Ludlow gates, 7 meters; Hersev, Crown, Union;
pressure, 90 pounds; cost of works, $140,000; an-
nual expenses, $3900. James W. Moore, Pres.;
C. T. ReiflF, Supt.; H. B. Smith. Mayor; F.
Quilter, City Clerk.
Gallon 9 Crawford Co., population 5to; area,
2560 acres; fire limit, 640 acres; mercantile build-
ings, bride and wood, two and three stories; de-
partment consists of X steam engine, x luqid engine.
\ hose carriages; Siamese couplings used; xooo
teet good rubber hose, 300 poor; 400 feet good cot-
ton; value of apparatus and supplies, $745o: 2
buildings owned, value $8000; 70 volunteer mem-
bers; 6 full paid, 7 part paid; Gamewell alarm.
Chief elected by company, confirmed by ooundU
Water Supply— Wells; stand-pipe; system,
water-works; Dean pumps; daily capacity, a,ooo,ooo
gallons; 87 hydrants; 8 miles mains; diameter, 4 to
X4 inch; 40 Chapman gates; pressure, 45 to xoo
pounds; works cost $100,000. A. C. Squires,
Mayor; C. F. Else, City Clerk.
GalllpollSy Gallia Co., population 4J00; area,
200 acres; fire limit, X26 acres; causes of nre inves-
tigated; mercantile buildings, brick, two stories;
dungle roofs permitted; dwellings, brick and fi-ame,
two stories; department consists of 2 steam engines,
X hook and ladder truck, 2 hose carriages; Siamese
couplings used; 3000 feet good rubber hose; 500
poor; 2 horses; x building owned, value $xooo;
membership 55, x full paid, 3 part paid; annual ex-
penses, $x5oo; bell alarm. Chief^ elected by de-
partment.
Water Supply — 20 dstems, supplied from
Ohio river; capadty, xooo to X500 barrels.
GarrettsTlUet Portage Co., population 969;
buildings, brick and frame, two stories; wooden
roofs permitted; department consists of x horse-
power engine, a chemical extmeuishers, x hook
and ladder truck; 750 feet good linen hose; value
of apparatus and supplies, $2500; ^ volunteer
members; annual expenses, $100; bell alarm. J.
Lampson.
Water Supply— River; stand-pipe; 3 reser-
voirs, capadty 500 barrels each. \L, L. Davis,
Town Clerk.
Geneya, Ashtabula Co.. population "2500;
area and fire hmit, 800 acres; mercantile buildings,
brick and wood, two and three stories; shingle roofs
permitted; dwellings, wood, two stones; depart-
ment consists of I steam enffine, x hook and ladder
company, 4 chemical hand extinguishers, 2 hose
carriages; Siamese couphng used; xooo feet good
rubber hose; manufacturing shops have tanks and
hose; value of apparatus and supplies, $10,000; x
building used, owned by village, value $xz.ooo; 28
paid members; annual expenses, $500; bdl and
electric alarm. Chief elected by council. W, H.
Munger.
Water Suppt v--8 welU; capadty, 5500 gallons
daily. F.B.W^Jnore.CUyCferk.
156
Fire Protection and Water Supply.
€!•■••, Ottawa Co.. populatioii 930; area, 150
acres; lira limit, saaie; bride and frame buildings; i
hand fire engine, a bote caniages; 250 feet good
rubber hose; 500 cotton, new; value of apparatus,
$1500; 35yohmteer members; bell alarm. S. H.
/atbs Supply— t dstem. capacity 500 barrels;
also weUs. G. H. Foster, Town Clerk.
GeorgetowB, Co., population ; buildings,
brick and wood, two and three stories; department
consists of I hand engine, i hose carriage; 40 mem-
beis, volunteers; value of apparatus, 91,600; bell
alarm. G. C. Rdsinger.
Water Supply— Wells and dstems. R. E.
Campbell, Town Clerk.
GennaBtowa, Montgomery Co., population
*i8oo; area, 1250 acres; fire limit, 500 acres; fire-
works ordinance; buildings, brick and wood, two
stones; wooden roofs permitted; department con-
sists of I steam engine, z hand engine, z hose car-
riage; 1000 feet of good rubber and cotton hose;
value of apparatus and supplies, $6000; z building
owned, vuue $Z5oo; 90 members, a paid; annaal
expenses, $aoo; beU alarm. Chief elected bj com-
pany. Adam Ftaak.
WATER Supply— 7 wells and 9 dstems; dstems
supplied by puinping firom wells, capadty 84,000
gaUons daUy. J. C. Schaefter, City Clerk.
Ginurdy Trumbull Co., population *aooo; fnmm
and brick baikUngs; no organised department; i
hand engine; 100 feet good rubber hose; z bucket
brigade; bell alarm.
WATBS Supply— Cisterns, pumps, welte and
river.
Glaadale^ Hamilton Co., population *z6tso; i
chemical engine; fire company lias 60 members.
GieeaAeldy Highland Co., population *a40o;
area, zaoo acres; we limit, 500 acres; frame and
brick buildings, two and three stories; z hook and
ladder truck, 4 chemical hand exthiguishers; bell
alarm.
Water Supply— Wells and cisterns.
Green SpriDg* Seneca Co.. population *z90o;
z hand engine; 4 chemical eztmguishers; a hose
carriages; zooo feet good mbber hose; 35 volun-
teers. H. Parker.
Water Supply— 4 dstems and reservoir. D.
McConnell, Town Clerk.
Greenrllley Darke Co., population ^5000;
department consists of a steam engines, i hook and
ladder truck, 3 hose carnages; Z500 feet good
hose; 500 feet poor; membersnip, 4 paid lull tune,
5Z volunteers; dectric alarm. Z. T. Dorman.
Water Supply— 3 dstems; 7 wells; capadty,
zooo barrels each. Wm. Sullivan, City Clerk.
Hamilton » Butler Co.. population *i5.6oo; 3
steam engines; a hand engines; z hook and ladder
tmck; 3 hose carriages; 6oco feet fair robber hose;
telegraph alarm, 3Z street boies; 47 men, part paid;
horses. D. Liogier.
Water Supply— Pump to reservoir; 27 miles
of maios; az hydrants; pressure. 80 pounds. R. N.
Andrews, Major J. J. McMakin.
Harmapy Washington Co., population 1572;
area. 500 acres; mercantfle buildings, wood and
brick, two stories; wooden roofs permitted: dwell-
ings, brick and wood, two stories; z steam engine;
z hose carriage; Z500 feet rubber hose; 1000 feet
good leather hose; va.ue of apparatus and supplies,
$5500; z building in use. value $9000; membership
as, 3 Daid; annual expenses, $300; bell alarm.
Chief dected bv company and confirmed by coun-
cil. Geo. Stephens.
Water Supply— 5 dstems. supplied from river,
capadty, za.ooo gallons daily, w. Jadd. Town
Clerk.
HarriaoBf Hamilton Co., popdaliQB 1850; ibt
limit. z6o acres; fireworks ofdinanoe; BKitaiak
buildings, brick, two stariei; wooden rco6 po-
mitted; dwellings, fiame, one and two stories; d^
partment consists of z steamer, x hand eaeme. 7
chemical hand eattinguisben. z hook and Mik:
track, z hose carnage; aSoo fleet eood leader bose
value of apparatus, $3000; z boflding naed; nitt
$Z7,ooo; membership 50, volunteen; aaaail ei-
penses, $900. Chief appointed by oompaoj. Hcv;
Slete.
Water Supply— Z3 dstema, sappiied fna
buildings, capadty Z5,ooo gallons per diy eact
Jos. Mettier. Town Clerk.
Hiilakoroy Highland Co.. pop«datioo ^m
area, 1500 acres; fire limit, zooo acres; fire«sdi
ordinance; causes of fires investigated; boilfiBfi
frame and brick, two and three stories; voooa
roofs permitted; z steam engine; z haad cn|tic
z hook and ladder tmck; 4 hose csimfs
Siamese ooopliags used; aooo fiwt good raw
hose; aooo poor; aoofeetpoorootioahwabo^
value of apparatus and supplies. $7700; a hoildap
in use, value $6000, owned oydty; membership d.
3 fiill paid, 35 part paid; annual cipfnsfv $m.
Gamewdl alarm; zo street boaea. CUefappoak'
by Mayor. IL J. Duffy.
Water Supply— 4Z dstems, supplied fna
roofs, oipadty 80,000 gallons daily. N. H. K}^
Town Clerk.
Habbard, Trumbull Co., popolstian isK
buildings, wood, one and two stories; depsmna^
consists of z hand engine, i diemical eatiBgoske.
z hook and ladder track, i hose ratiiage; 175 ^
good robber hose; Z75 poor; lOo feet apod cosdc
members so. volunteers; bell amnn. '^
Water Supply— Wells,
reservoir. R. J. Roberts.
Geo-Tem.
and piniff
HadaoBy Summit Co., popolntion Z817: i tasi
engine; z hose carriage; i book and ladder ns
386 feet good robber and leather hose; 45 v'*'
volunteers.
Water Supply— 13 dsiema. A. N. «»«•
Town Clerk.
Iroatoa, Lawrence Co., populatkn *u.^
buildings, brick and wood, one and two s:u'«
shingle roofs permitted; department consiss ^
hook and ladder track, 6 hose carriam; aSoo »
rubber hose; 65 volunteer members. WD. Geofft
Water Supply— Water-works; z resent
4,000.000 gallons capadty; 9K miles of mains: u'
hydrants. S. J. Laton, Supt.; H. C. Burr. Tc«
Jaeksoa, Jackson Ca, popnlation 5°°^
steam engines; 3 hose carriages; 1500 feet rctAc
hose, goud; 300 feet poor; 9 men, volunteecs. Jw
Harding. „ , . ^
Water Supply— zy dstems. John S. Joto5«
Town Clerk.
Jameatowa, Greene Co.. population *^
buildings, brick, stone and wood, one aoc '••
stories; wooden roofe permitted; departmeot cot-
sists of z hand engine, z hook and ladder chk^
z hose carriage; 800 feet robber hose, ifood: «•*
of apparatus and supplies, $800; membersiup 3|-
z paid part time, 34 volunteers; bdl alarm, r. v*
WATER Supply— 6 dstems, 400 barrels eict
also wells. W. K. Shiflette, Town Clerk.
Jefteraon, AshtabuU Co.. population 15*
causes of fires investigated; mercantile bwldn^
brick and wood, three stories; shingle roofe p«i^*
ted; dwellings, wood, two stories; departoieBt cor
sists of z hand engine, z hook and Inddff (ttiO^
hose carriage, 6 chemical hand cuingdsMrs^i^
ieet good robber hose; 100 poor; wo fee* 00^" «
[ood; value of apparatus and supplies, 9to^
luilding in use, owned by vilkge, valor ivy^
t
Fire Proteciiion and Water Sujppbf.
'57
volunteer members; animal expenses, $95.
bief elected by company. D. S. Downing.
Water Supply— 6 dstems, lopplied from roofs;
so wells. D. L. Crosby. Village Clerk.
Kent 9 Portage Co., population *^ooo; z steam
igine; i chemical engine; z hook and ladder truck;
tiose carriages; Z500 feet good cotton hose; z man
lid part time, 89 paid for services. D. M. Mar-
all.
WatbkSupply— River; adstems; water-works;
ind-pipe and direct pressure. A. B. Young,
ipt.; J. Otis Smith, City Clerk.
Keate«9 Hardin Co., population ^7000; area,
0 acres; fire limit, 278 acres; mercantile buildings,
ick, two to four stories; shingle roofs permitted;
fellings, brick and wood, two stories; department
•nsists of z steam engine. 6 chemical hand extin-
lisbers, 1 book and ladder truck, a hose carriages;
imese couplings used; Z500 feet good rubber hose;
00 poor; value of apparatus and supplies, $4500;
iue of buildinjKB owned $za,ooo; membership 60,
paid, za mmute men; annual expenses. $Z5oo;
lephone alarm. Chief elected by company, ap-
>inted by Mayor. W. H. Young.
Water Supply— Water-works; Holly system,
rect pressure; z reservoir; pumping capacity,
»o.ooo gallons per day; 8 miles street mains;
ametcr, 8 to Z4 inches; 73 hydrante; zo ntes;
essure. 60 to zas pounds; annual expenses, fifooo;
>rks cost $8o.ooa W. W. Young, Pres.; Liewis
akes, Supt.; M. Smith, Town Clerk.
KiagSFllle, Ashtabula Co.. population *6oo;
une buildinn; z chemical hand extinguisher,
dders, etc. M. K. Lockwood.
Water Supply-^WcIIs and cisterns.
La Boaster 9 Fairfield Co., population *8aoo;
ea and fire limit, a56o acres; fiivworks ordinance;
lildings, stone, wood and brick, one to three
mes; wooden roofe permitted; department con-
tts of a steam engines, z hook and ladder truck, 4
ise carringei; value of apparatus and supplies,
5,000; ImikiingB, $3000; membership 75, part
id; annual expenses, ^aooo; bell alarm. Chief
ictied by dty council, Louis Mayer.
Water Supply— Water-works; stand-pipe, ca-
city Z50.000 gallons daily; Z3 dstems; Z3 miles
eet mains, dmmeter 4 to za inches; 85 hydrants;
essure, 60 pounds; works cost, $72,000; annual
penses, ^zjoo. J. B. Orman, Supt.; H. Cannon,
siyor; G. w. Trimble, City Clerk.
Larne, Marion Co., population "zaoo; area, 640
res; fire limit, 400 acres; causes of tires invesd-
ted; mercantile buildings, brick, two stories;
loden roofe permitted; dwellings, frame, two
»ries; department consists of z band engine, z
ok and ladder truck, a hose carriages; Siamese
iiplings used; zooo feet good rubber hose; value
apparatus and supplies, $3000; buildings, {800;
anbership 80, volunteers; annual expenses, $Z58;
tl alarm. Chief elected by department approved
council. A. Prettyman.
iVATSR Supply— River, tanks and cisterns;
mber of cisterns 7; capacity 25,000 gallons daily;
imeter of largest mains, 4 inches; 3 n3rdranls. A.
Manley, Town Clerk.
Le ban OR 9 Warren Co., popnladon *3ooo; mer-
itile buildings, frame, two stories; shingle roofs;
ellings, brick and frame, two stories; department
isists of z steam engine, a hand en^riiies, z hook
1 ladder truck, 3 hose carriages; Siamese coup-
gs used; 500 feet rubber hose; zzoo cotton; zooo
xl leather; value of apparatus and supplies, $zo,-
»; 3 buildings owned, value $3000; membership
I, a full paid, 4 part pakl; bell alarm. Chief ap-
nted by council. E. Sillers.
Vatrr SUPPLY—Cistems. Mat. Gustin, Town
! k.
Leipsiey Putnam Co., population *z95o; build-
ings, brick and wood, one ana two stories; wooden
roofe; buckets, axes, hooks and ladders; value of
apparatus, $100.
WATER SUPPLY—Cistems, capacity 500 barrels
each; a hydrants, supplied by tank; capacity, 35
barrels; value, $900. W. A. Koher, Town Clerk.
LlRiay Allen Ca, popnladon *Z7,ooo; 3 steam
engines; z hook and ladder truck; tf hose carriages;
3500 feet hose; 4 men paid full timd, Z5 call men;
telephone; 5 hotses. J. Hubbard.
WATER SUPPLY— 33 cistcms; 3 reservoirs; direct
pressure. W. Fisk.
ItOgaa^ Hocking Co., popnladon '3900; z steam
engine; aooo feet good rubber hose; 90 men, volun-
teers. R. O. KittsmiUer.
Water Supply— Canal; 4 cisterns, 3700 barrels
capacity. G. G. Gage, Town Clerk.
IcoadoRy Madison Co., population '3500; area
and fire limit, Z44oacres;mercantile buildings, bnck,
two and three stories; wooden roofe permitted;
dwellings, wood, two stories; department consists
of z steam engine, z hook and ladder truck, z hose
carriage; Siamese couplings used; aooo feet good
cotton hose; 4 horses; value of apparatus and sup-
plies, (qooo; z building in use; membership 30, 5
paid full time, S6 psrt time. J. M. Boyer.
Water Supply— Z4 dstems, supplied by pumps
from river. W. Furgison, Town Clerk.
ItOrala, Lorain Co., popnladon ^5000; depart-
ment oonsisto of z hook and ladder trade, a hose car-
riages; zaoo feet rubber hose; membership 50, paid.
F. A. Parks.
Water SuppLY-*Lake Erie; direct pumping
system; za miles mains; 4 to zo inches. T. Norcross,.
John Stack.
IfOndoRTllle, Ashland Co., population Z873;
area, 60 acres; brick and frame buildings, two sto-
ries; z hand engine; z h<x>k and ladder truck; a hose
carriages; zaoo teet good rubber hose; Z400 feet good
cotton; value of apparatus and supplies, $3000; 70
▼olunteer members; bell alarm. J. B. Human.
Water Supply— za dsterns, capacity 3cx> bar-
rels each. J. Frankhdser, Town Clerk.
LoaiaYliley Stark Co.. population 'z^oo; build-
ings, brick and frame, two stori^'s; wooden roofs
permitted; department consiste of z hand engine;
nose; bell alarm. L. J. Hang.
Water Supply— Cisterns. F. E. Favret, Town
Clerk.
ItOTelaad) Clermont Co., population 1884;
buildings, frame, two and three stories; wooden
roofe permitted; department consiste of z steam en-
gine, z hook and ladder truck, z hose carriage; 700
feet good rubber hose; a horses in use; value of
apparatus and supplies, $3500; membership 60. vol>
unteers, z paid mil time; annual expenses, $100;
bell alarm. Wm. Voris.
Water Supply— Cisterns and river. J. R. An-
derson, Town Clerk.
LyoRBi Fulton Co.. population azg; department
consists of I steam engine, z book and ladder truck*
3 hose carriages; Z350 feet rubber hose; department
has disbanded. £. P. Cole.
Water Supply— Canal. 3 cisterns, zooo barrels
each; z cistern, Z500 barrels. F. A. Slater, 1 own
Clerk.
McComby Hancock Co.. population *Zi^oo;
buildings, brick and timber, two and three s:ones;
shingle roofe; department consists of z hand engine,,
z hook and ladder truck, z hose carriage; 600 feet
good rubber hose; 4 horses; value ot apparatus
and supplies, $5000; 30 volunteer members; bett
alarm. T. C. Meiser.
Water Supply— Cisterns. E. A. Cook, Town
Clerk.
158
Fire Protection and Water Supply.
BIcCoanelltTlllet Morgui Co.. popnlation
*a6oo; bocket brigftde.
Water SuppLY—RiYcr; cisterns. W. O. Fonts.
Mt« Gllead. Morrow Co., population *i6oo; z
hand engine; z nook and ladder truck; z hose car-
riage; zooo feetgood rubber hose; 60 men, Tolun-
tecrs. W. B. llahnage.
Water Supply— z8 dstems. R. Baxter. Town
Clerk.
Mt* Tern OB, Knoz Co., population ^7500;
area. 960 acres; fireworks ordinance; mercantile
buildings, brick, three stories; wooden roofe per^
mitted; dwellings, brick and frame, two stories; de-
partment consists of z steam engine, z hand engine.
I hook and ladder truck. 5 hose carriages; Z500 feet
rubber hose; 500 feet cotton, good; value of ap-
paratus. $z5.ooo; 3 buildings owned; ox members,
part paid; annual expenses. $4800; bell and tele-
phone alarm. Chief elected by Mayor and council.
L G. Hunt. '
Water SuppLr—Cistems and water-works; z6
street mains; diameter 4 to za inches; 80 hydrants;
pressure Z05 to zas pounds. C. W. Koons. R. B.
Chase.
Madiaon, Lake Co.. population *t5oo; build-
ings, brick and wood, two stories; 6 chemical exdn-
gmshers.
Water Supply— Wells and cisterns. F. C.
AUen. Town Clerk.
MaMehester, Adams Co., population aooo;
frame and brick buildings; 04 rubber buckets; z
hook uid ladder truck; value of apparatus and sup-
pUes. $z5o. C. W. Galbraith.
Water Supply— Wells and dstems. W. H.
Cooly, Town Clerk.
Maaaiield) Richland Co.. population *Z4.ooo;
area. 3500 acres; fire limit, 900 acres; mercantile
buildings, brick and wood, three and four stories;
dwellings, bride and frame, two stories; fire depart-
ment consists of z steam engine, z hand engine, z
hook and ladder truck. 3 hose carriages; 3400 feet
good hose; 5 horses; vaiue of apparatus and sup-
phes, $15,000; 3 buildings owned, $90,000; mem-
bership Z5, paid: annual expenses, $6000. Chief
elected by coundl. G. Knomock.
Water Supply— Springs and wells, direct
pressure; Gordon and Maxwell pumps; daily capa-
city. 5.000.000; a reservoirs, capadty. 5,000.000
f aliens daily: 33 miles sti«et mains and pipes;
iameter, 4 to Z4 mches; Z30 hydrants; pressure 50
to 135 pounds; works cost $Z95,ooo; annual ex-
penses, $5,700. A. C. Cummins. Pres.; Wm.
Ritter, Sunt.; R. B. McCrory, Mayor; John
Glessner, City Clerk.
Marietta, Washington Co., population *6ooo!
fireworks ordinance; mercantile buildings, brick,
three stories; shingle roofs permitted; dwellings,
frame, brick and stone, two'stories; department con-
sists of z steam engine, z hand engine. 6 hose car-
riages; Siamese couplings used; aooo feet good rub-
ber hose, zooo poor; 3 buildings in use; zoo volun-
teer members; telephone and bell alarm. Chief
appointed by Mayor. Henry Best.
WATER Supply— 39 dstems. fiUed from river by
steamer. George Weiscr, Town Clerk.
Marion f Marion Co., population 15873; area
and fire limit, z^ acres; causes of fires invesdgated;
mercantile buildings, brick, two and three stories;
frame dwellings, two stories; department consists
of z steam engine, z hand engine, z hook and lad-
der truck, 3 hose carriages; Siamese couplings used;
3400 feet cotton hose; 3 horses; member&ip 65, 3 full
paid. 63 part paid; bell alarm. Chief elected by
coundl. William Fies.
Water Supply — za dstems. supplied from
roofe and wells; water-works in course of construo-
tkm by Howland ft EQis. H. M. Anh. Ton
aerk.
Maittit'a Ferry, Belmont Co., popohtki
*700o; 3 hose carriages, z hook and ladder trac^
zaoo feet hose. S. H. Heaton.
Water Supply — Water-worio; reamoir, ca-
padty 3.750,000 gallons; direct pressure; opntj
ot pumps. z,ooo.ooo gallons daily; 7K mikiBusB
46 hydrants, pressure 85 to 150 pounds. Joha
Hanes. Pres.; IL F. AUender. Town Cleric
MarriTille, Union Co., popotatioB *35oo; off^
candle buildings, bride, three stories; tm or b«
roofs; frame dwellings, two stories; depiitneBto»
sisU of z steam engine, z hand engfaie. z book isl
ladder trudc, z hose wagon; Siamese ooupUDpiBBd:
«x> feet good rubber hose; zooofeet good oottai; 3
oorses; value of apparatus and suppUes, $xs,ooc; i
building used, value $Z7.ooo: membendnpa^ 3 Ik
paid, 90 part paid; annual expenses, $3000; eMrc
alarm, ubiei dected by council. Geo.W.FoL
Water Supply ~ z8 dstems, supplied bi
steamer capadty, 600 barrds each. L. G. Y^
Town Clerk.
MatsUloa, Stark Co., popolatton 6836; istee
engine, z hand engine, z hook and ladder tnefc. 5
hose carriages; 3000 feet good rubber hose; vf.
men, volunteers. S. Frits.
Water Supply— Water-works; standispe.?
feet high; pump, 4,000,000 gallons cspactty; £^
pressure; zy miles of water pipes: z8o hydnBii i-
W. McCaUum. I. R. White.
Manmeey Lucas Co., population rfio; i ha^
engine; no fire department.
water Supply— River and canaL
MeehMilcsbvrf 9 Champaign Co.. p(^raia6s
aooo; area, 640 acres; fireworb oidinsBoe; ic
candle buildings, bride and wood, two sod tiR
stories; wooden roofe permitted; dwdHngx 6cs&
one and a half and two stories; depaitment ooese
of 5 chemical hand extinguishers, z hook asd iaii-
der trade; value of apparatus, $500; 30 TobiiBff
members; annual expenses, Szoo; bell tlse
Chief elected by members. J. W. Needhsm.
Water Supply— Cisterns: capadty, 500 pr
Ions daily. F. £. Shepherd. Town Cleik.
Mediaa, Medina Co., popuktioa ^vn z
steam engine; hook and ladder truck; a bose cr
riages; 900 feet rubber hose; z man paid. ^ n^
tem; 3 borses. H. N. Brainard.
Water Supply— Z9 dstems, weBs ssd tasi
W. N. Hidcox, H. Goodwin.
Mendon, Mercer Co.; buildings, wood, oseffi
one-hall and two stories; deputment coosssa-
hook and ladder truck; value of appsntas fA
supplies, $350; 23 volunteer members; oeU ^sse.
WATER Supply— River and dstems. l^
Moore. Village Clerk. j
Miamlslmrghy Montgomery Co., pop^
*3Soo; area and fire limit, 600 acres; &«"^^
ordinance; buildings, brick and wood, one sad '-
stories; wooden roofs permitted; departiB0t^
sists of z hand engine, z hook and ladder tractj
hose carriages, aooo feet rubber hose, rax V-
leather hose, good; value of iqiparatos asds^
plies. $3000; z building owned, value, $flO(«^
volunteer members; annual expeases, ITS- ^
appointed by Mayor and ratified by coooal. J»'
Rison.
Water Supply— Canal and river. A.CSc6c^
Town Clerk.
Middleport, Mdgs Co.. popol«tiaii J^
buildings, brick and wood, one and two ston^
shingle roofs; department consists of z ^^^
gine, a hose carriages; Z500 fc«t goodrabg^w^
goo poor; 3 horses; expenses m z888. W *^
alarm. T. J. Gardner.
Water Supply— River and dstens.
and twostoritt, Drick and firame; department con-
sists of X hook and ladder truck, a hose carriages,
4 chemical hand engines; xooo fieet rubber hose:
3000 feet good cotton hose; membership 04, 14 fall
paid, 10 part paid; annual expenses, $44; tele-
phone alarm. Chief appointed by Major and
council. Wm. Bamett.
Water Supply— Water-works, direct pumping;
7 miles of street mains; diaroetrr, 4 to za inches; 6$
hydrants; pressure zoo pounds, test pressure Z50;
expense of water department, $z8oo. L. Goff, Jas.
V. Bonnell.
MilaB) Erie Co., population 707; area and fire
limit, 3x0 acres; mercantile builcungs, brick and
frame, two stories; wooden roofs permitted; dwell-
ings, frame, two stories; 1 hand engine, z hose car-
riage; several private chemical hand extinguishers;
300 feet good leather hose; value of building owned.
$900; bell alarm.
Water Supply— Springs: direct pumping sys-
tem; water-works: Hushes pumps; daily capacity,
z, 000,000 gallons; z8 hydrants; aH miles mains;
zo gates; worlcs cost $15,800. Geo. R. Curtis,
Mayor; Maltby Smith, Town Clerk.
Millersb«rf9 Holmes Co., population *35oo
3 hand engines; a hose carriages: z hook and ladder
truck; zooo feet good rubber hose; 500 feet poor;
zooo fieet good leaBier hose; Z40 men, volunteers.
Water Supply— Cisterns. F. G. Walkup,
Town Clerk.
MiaeroB, Vinton Ca, population Z500; build-
ings, brick and wood, two stories; shingle rood; de-
partment consists of a hose carriages; 4oo feet good
nose; valup of apparatus and supplies, $z3,ooo;
members ao; bell alarm.
Water Supply— Creek; steam pump. Wm.
Unger, Clerk.
Jfinenrm) Stark Co., population Z400; build-
ings, wood, two stories; sliinale roofs permitted,
depfl^ment consists of z hand engine z hose car-
riage; 500 feet ^>od rubber hose; 50 feet poor; Z50
food cotton hose; value of apparatus and supplies,
3500; z building owned, value $600; membership
3c, z paid; annual expenses, $500; bell alarm.
Chief elected by company. T. J. Perdue.
Water Supply— Creek and basin; water-works.
O. Morrow, Town Clerk.
Jfinatery Anglaise Co., population *z3oo; z
hand engine; z hook and ladder truck; z hose car-
riage; 500 feet good cotton hose; 30 men, volunteers.
B. jLangc.
Water Supply— Canal and dstems. J. B.
Piening, Town Clerk.
JfoaroeTille, Huron Co.. population zaaz;
areii, 800 acres; fireworks ordinance; causes of fires
investigated; mercantile buildings, wood and brick,
two stories; wooden roofs permitted; dwellings,
rame, two stories; department consists of z steam
engine, a chemicsil hand extinguishers, z hook and
lacKler truck, 3 hose caniages; Siamese couplings
used; Z700 lc«t good rubber hose; 400 poor; 400
feet good cotton; value of apparatus and supplies,
$cooo; z building owned, value $300; bell alarm.
Cfnief elected by council.
Water Supply— 6 reservoirs, supplied from
river, capacity 5000 gallons daily; z hyorant and 3
wells.
Montpelier, Williams Co., population *z9oo;
buildings, brick and wood, two stories; shingle
roofr; department consisU of z hand engine, z hose
carriage; 500 feet goodnibber hose; value of ap-
paratus and supplies, $zzoo; members 40, votiin-
teers; expenses m z888, $90; bell alarm. John
Bager.
Wat
JTatrr Supply — River- 3 reservoirsi capacity
»«> barrels. F, M. Force,
DTicK. two ana lorce siones; sningie roois per-
mitted; dwellings, wood, one and two stories; de-
partment consists of z steam engine, 4 chemical
hand extinguishers, z hook and ladder truck, s hose
carriages; Siamese couplings used; z8oo feet rub-
ber hose, cood; 400 poor; ^^ihie of apparatus and
supphes, $6000; z buildinff owned, value $10,000;
65 volunteer members; beU alarm, Chief elected
by companies, approved by council. E. E. Decker.
Water Supply— Canal and 7 cisterns; cisterns
filled by engines. E. Dodd, Town Clerk.
Newark) Licking Co.. population *Z4.ooo; 3
steam engines, z chemical engine, z hook and lad-
der truck, 4 hose carriages; 3300 feet rubber hose;
6 men part paid and 15 minute men; 4 horses; tele-
graph alarm. 35 boxes. J. Schlegel.
WATER Supply— Water-works; pump to reser-
voir; 3Z miles mains; 300 hydrants, pressure lao
pounds. W. A. Veach. Town Clerk.
New Athens* Harrison Co., buildings, brick
and wood, two stories; shingle roots, department
consists of z hand engine, ladders; Z50 feet rood
cotton hose; value of apparatus and supplies. $250;
paid members; annual expenses, $600; telephone
alarm. Chief appointed by Mayor. J. V. Jus-
tice.
Water Supply— Water-works; pump to tanks;
capacity, 3,000,000 gallons daily, zo miles of pipe;
04 hydrants; zoo pounds pressure. J. W. Coffland,
Mayor; H. G. Day, Town Clerk.
New BremeM) Aualaixe Co., population z6oo;
mercantile buildings. Brick, two stories; shinsle
roofs permitted; dwellings, wood, two stories; de-
partment consists of 3 hand engines, z hook and
ladder truck; too feet good rubber hose; z.ooo cot-
ton; value of apparatus and supplies, $6,000; 3
buildings owned, value 93Soo; zoo volunteer mem-
bers; bell alarm. G. F. Schulte.
Water Supply— Wells; zy dstems, 8 supplied
from canaL J. H. Giothoeus, Town Clerk.
New ComeratowD) Tuscarawas Co., popula-
tion zaoo; buildings, brick and wood, two stories;
shingle roofii; department consists of z crank pump,
z h<x>kand ladder truck.
Water Supply — Canal and wells. R. M.
Temple, Town Clerk.
New I^exiBfftOB) Perry Co.. population, Z357;
z hand engine. 5 chemical extinguishers, z hook
and ladder truck; zooo feet hose in good condition;
membership 40, volunteers. J. WeUand.
Water supply— Cisterns. F. E. Fox, Town
Clerk.
New Lisbon^ Columbiana Co., population
9038; fireworks ordinance; mercantile buildings,
wood and brick, two stories; wooden roofs pennit-
ted; dwellings, wood and brick, three stories; depart-
ment consists of 3 hand engines, z hook and Isdder
truck, 4 chemical extinguishers, 4 hose carriages;
3000 feet good leather hose; bell alarm. L. J. Hol-
ton.
Water Supply— Reservoir, supplied by spring
and wells; system, pumping direct and to reservoir;
Gordon and Maxwell pumps; daily capacity, %)o,-
000 gallons; 4^ miles of mains; diameter of lar-
gest, zo inches; ^ hydrants; pressure of 55 to zao
pounds. W. A. Rankin, Supt.; E. A. King, City
Clerk.
New LondoB) Huron Co., population zozi; r
hand engine.
Water Supply— Wells and dstems. S. Sackett,
Town Clerk.
New Pkiladelpkla, Tuscarawas Co., popula-
tion 5070; area, 600 acres; fire limit, 400 acres; fire-
works ordjad.t)ce; mercantilfr buildings, brick and
stone, two stories; wood«n roofs permit ted j dwel'
i6o
Fire Protection aa%d Water Sujpfjphf.
ings, frame, one and ooe-half and two stories; de-
partmeDt consists of i steam engine, z hand engine,
X hook and ladder truck, a hose carriages; Siamese
couplings used; 500 feet good rubber hose; 1000
good cotton; 900 poor; value of apparatus and sup-
plies. $1000; membership 75, part paid; annual
expenses, $1100; bell alarm. Chief elected by
department. S. F. Hensel.
Water SuppLY—Water-works; Holly system;
^ell and reservoir. Operated and owned by Sharp
and Sons, J. A. Corsell.
New Richmoad) Clermont Co., population
^3000; area and fire limit, 790 acres; fireworks ordi-
nance; mercantile buildings, brick and wood, one
to four stories, wooden roofs permitted; dwellings,
wood, brick, stone and iron, one and two stories;
department consists of 3 hand engines, a hose car-
riages; ^ feet good rubber hose; zoo poor; zoo
feet goodcotton hose; a buildings owned, i rented
at $^ per year; membership 80, part paid; annual
expenses, $300; bell alarm. Chief elected by com-
jnon council.
Water Supply— Ohio river and dstems. C.
A. Bairman, Town Clerk.
New StraittriUey Perry Co., population
*2783; area, 560 acres; causes of fires investigated;
frame buildmgs, two stories; shingle roon per-
mitted; department consists of z hand engine, z
•chemical engine, 3 chemical hand extinguishers, a
^bose carriages; Siamese ooupUogs used; 850 feet
good rubbo- hose; value of apparatus, $aooo; 40
volunteer members, a paid part time; annual ex-
penses, $za6; bell alarm. Chief chosen by ballot,
approved by council.
WATER supply— 5 cistems; 3 reservoirs, sup-
•plied by creeks, capacity 80,400 gallons.
Newton Falls, Trumbull Co.. population ^900;
area and fire limit, 700 acres; fireworks ordinance;
fire wardens investigate fires; mercaadle buildin|i(s,
wood and brick, two stories; wooden roofs permit-
ted; fi-ame dweUmgs, two stories; department con-
fists of z chemical engine, z hose carriage; 300 feet
good rubber hose; 50 poor; z building owned,
-value $Z5o; membership 70, part paid; annual ex-
penses, $zoo. Chid elected by trustees.
Water Supply— Wells, cistems and rivers. E.
'£. Butts, Town Clerk.
9; build-
roofs;
« . _ . t good
cotton hose; 4 horses; value of apparatus and sup-
plies, $7500; members az. 3 full paid; expenses m
z888, $Z958; telephone and whistle alarm. £. A.
Biery.
Water Supply— s streams, 7 cistems and 5 hy-
<lrants. M. J. Flaherty, Town Clerk.
North Amherst, Lorain Co., population Z54a;
area and fire limit, 640 acres; fireworks ordinance;
mercantile buildings, wood, two stories; shingle
roofs permitted; dwdlin^, wood, one and a half
stories; department consists of z steam engine, z
hand engine; a hose carts, z hook and ladder truck;
900 iect good rubber hose; 300 poor; Z3ooieetgood
leather; bell alarm. Chief appointed by depart-
ment, approved by council; no organisation; chief
and four pipe-men paid for actual services at fire,
and z man to keep apparatus in order; ordinances
empower marshal and chief to compel persons to
work at fires. A. E. SUwald.
Water Supply— 13 reservoirs, supplied by
springs; capacity zoo.ooo gallons daily; gravity
pressure; 3 cisterns, supplied from buildings; %
mile of street mains and supply pipes; diameter of
main 4 inches; annual expenses of water depart-
ment, SZ50. H. G. Redington, Mayor; A. £. Stil-
wald. Town Clerk.
North KiBf STllle» Ashtabula Co., popnlation
aoo; buildings, wood, two and one-half stories; de-
partment consists of a chemical extiBKiii^cn; i
nook and ladder track, 36 pails; vahie of appanta
and supplies, $za5; members 36; bdl akim. M.
K« Lockwood.
Water Supply— Wells and cisterns. -PbcIl
Nor walk. Huron Co., population *6G&|; t»
and fire limit, 300 acres; causes of fires isicsi-
gated; mercantile buildings, bride, two and tbne
stories; tin and iron roots; dwellings, wood, m
stories; department consists of z hand esgiM :
hand chemical extinguishers, z hook and ladder
truck, 5 hose carriages; 3000 feet sood rubber boK
3 horses; value of apparatus and supplies. %m
6 buildiogs owned, value $3500; 23 memben; pe
paid; annual expenses, $Z25o; belt and tdepbose
alarm. Chief appointed by conacil. Geo. W.
Suhr.
Water Supply— Direct pumping systeo; oj
feet of street mains; diameter 3 to z6 inches; Rt
hydrants; pressure 90 pounds; annual expeass:'
department, $5400. A. Joslin, O. W. Wilfiiss.
Oak Harbor^ Ottavra Co., popalatioataooc
buildings, brick and firame, one and oee^alf br
two stories; wooden roofe permitted; depntees:
consists of z steam fire engine, z hand engiw i
hook and ladder truck, a hose carriages; noolee
sood rubber hose; value of apparatus and sqviKi
$3000; aa members part paid, 40 vohinteen;a-
nual expenses, $500; t>eU alann. Geo. Vieoiar
Water Supply— River, wells and dsCents. G«
Viening in charge; A. J. Nag^. Town Qett
Oherlia, Lorain Co., popolattoa *pocn na
9560 acres; brick and frame bnildingi, t«o nc
three stories; shingle roofe permitted; depvtntf
consists of a steam engines, z hook and lakk
truck. 3 hose carriages; Z500 feet rubber hoH; ?
feet good leather; z building in use; bdl litfa
L. P. Chapman.
Water Supply— River and dstems; gravitraii
direct pumping system; Deane madunerf . ^
capadtj a,ooo,ooo gallons; 60 hydrants; sH ma,
mains; 50 gates; 4 crown meters; sand and pt^
filtration; works cost $55,000; annual eipeaie, |iV
000; pressure 40 to zoo pounds. E. Regal FY&
G. C. Prince, Supt.; A. Dale. Mj^qt, A. J. M»
roe, City Clerk.
OrrTillOy Wavne Co., population *9ooo; b^
ings. brick and frame, two and tfaiee sioiies ^
Eartment consists of z steamer, a hand fafft^ '
00k and ladder truck, a hose carriages; n^^
good rubber hose; value of apparatus and s^ff^
|a6oo; 64 |volunteer members; annual txfa»
$zoo; bell alarm. C. Smith.
Water Supply— Cisterns and streams; 9>^
ervoirs; 95,000 galk>ns capacity. M. R. Zdl. Tc«
Clerk.
Ottawa, Putnam Co.. population ^000; ^
cantile buildings, brick, two and three donts
wooden roofs permitted; dwellings, fraae ^
brick, two stories; department consists of i stetf^e
z chemical engine, z hook and ladder tmck v^
feet hose; Z5 paid and 30 volunteer mesibeR v^
alarm. W. W. Sutton. .
Water Supply— Wells, dstems and liver. *
Schierlow. Town Cleric.
Oxford. Butler Co., populadon Z743; »»,^
acres; fire limit, 8 blodcs; mercantile bawag
brick, two and three stories; wooden TOciK dtcs-
ing^, frame and brick, two stories; dcpartin»t «J
sists of z steam engine, z band engine, z h^^
ladder track, a hose carriages; Siamese ocnp^
used; z6oo feet rubber hose, good; 3P0 feet l^^
hose, good; value of apparatus ai^ SBppli«^^^
dty owns buildings used, value, $10^000; ibcbv^
ihip» 55, volonieers; annual expenses. W^i^
alarm. Chief deeted by company. H. w. •"■•
Water Supplt^xi dstems, sq^iM ^
roo&. J. A. Kennedy, Town Ctaik.
Fire Protection and Water Supply,
i6r
Paioesrilley Lake Co., population tsooo; fire-
rks ordinance: causes of fires investigated; build-
:s, brick and frame, two to four stories; depart-
nt consists of z steam engine, z book and ladder
ck, 4 hose carriages; Siamese couplings in
r, 3000 feet cotton hose; value of apparatus, etc.;
>,ooo; membership, 28; annual expenses, $1600.
ief chosen by council. W. C. Hathaway.
Vater Supply — Wells and springs; stand-pipe
d direct pumping system; Worthington machin-
', daily capacity 9,000,000 gallons; 40 hydrants;
miles mains; 25 Chapman gates; works cost
28,000; annual expenses, $3000; pressure, 50 to
pounds. C. A. Abery, Ptes.; B. F. Stevens,
pt.; S. K. Gray, Mayor; H. P. Sanford, City
erk.
Perryaborf 9 Wood Co., population 1909; area
d fire limit, 640 acres; mercantile buildings, brick,
3 stories; wooden roofs permitted; dwellings,
me, two stories; department consists of i hand
gine, I hook and ladder truck, i hose carriage;
) ieet cotton hose, good; 150 feet poor; value of
paratus and supplies, $9000; value of buildings
ned, $600; membership of department 30, all
tunteers; annual expenses, $72; bell and whistle
irm. Chief elected bv council. Nathan Teflt.
Water Supply>-4 cisterns supplied from river,
pacity 1160 barrels; river and wells. J. Amon,
Oblinger.
Piqna^ Miami Co., population *z2,ooo; area,
x> acres; fire limit, zooo acres; mercantile build-
;s, brick and wood, two and three stories; shingle
Dis permitted; dwellin}(8, bnck and wood, two
>ries; department consists of z hook and ladder
ick, 5 hose carnages; Siamese couplings used;
90 feet rubber hose, good; Z500 feet poor; 400
St cotton hose, good; 300 feet, leather, poor; 4
fses; value of apparatus and supplies, $4000;
buildings in use, value $8500; 3 owned bv dty; i
Qted at $50 per year; membership 22; lull paid
smbers, 4; part paid, z8; annual expenses, $4500;
iegraph, telephone and bell alarm; z street box.
liet appointed by council. F. B. Hunter.
Water StrppLY— s reservoirs, supplied from
nals; capacity, 20,z6o,ooo gallons daily; direct
imping system, za miles street mains; diameter,
to 16 inches; smallest, a inches; zzo hydrants;
essure. 40 to zoo pounds; annual expenses of
Iter department, $zooa J. C. Smiley; J. H.
atch, City Clerk.
Plymoiith) Richard Co., population zz4^; fire-
>rks ordinance; mercantile buildings, brick, two
sries; wooden roofs permitted; dwellings, wood,
'O stories; chemical engine; i hook and ladder
lick; 200 feet rubber hose, good; membership Z5,
•lunteers. Chief elected by company.
Water Supply—WcUs and cisterns. F. Beck-
an. Town Clerk.
Pomeroyy Meigs Co., population '5434; area,
00 acres; fire limit, Z450 acres; mercantile build-
gs, wood and brick, one to three stories; shingle
ofs permitted; dwellings, wood and brick, one
id two stories; department consists of z steam
igine, z chemical engine, z hook and ladder truck,
hose carriages; Siamese couplings used; zzoo feet
ibber hose, good; 500 feet cotton, good, value of
)paratus and supplies, $7000; z building owned,
due $800; membership 32, 2 paid; annual ex-
snses, $350; bell alarm. Chief appointed by
[ayor; L. H. Lee.
WATER Supply— I dstem, supplied by pump
om river; total capacity, 25,000 gallons; 2 pumps
vned by brewery and mills. W. H. Huntley,
own Clerk.
Port CliBtOAy Ottawa Co., population *aooo;
rea, 80 acres; frame buildings, two and three
ones; department consists of z hand engine, z
cx>k and ladder truck, z hose carriage; 900 feet
ibberhose, good; value of apparatus and supplies,
3500; z building in use, value $3(»o; membership
40, z paid; annual eicpenses, $400. Chief elected by
the people. Henry Hornet.
WATER Supply— Street mains from lake; cis*
terns; water-works to be erected. George Haller,
Town Clerk.
Portsmootliy Scioto Co., population *z5,ooo;
area and fire limit, zaoo acres; fireworks ordinance;
chief investigates causes of fires; buildings, brick,
stone and wood, two to four stories; wooden roofs
permitted; department consists of a steam engines,
z hand engine, z hook and Udder truck, 6 hose car-
riages; 2300 feet rubber hose; zoo teet leather, good;
4 horses; value of apparatus and supplies, $10,000;
buildings, $1500; membership, 40 full paid, 60
volunteers; annual expenses, $3378; electric alarm,
8 street boxes, 60 telephone stations. Chief elected
by city council. — ^Williams.
Water Supply— Direct pumpine system; 22
miles street mains, diameter 4 to Z2 inches; smallest,
4 inches; Z09 hydrants, pressure zoo pounds; annual
expenses of^water department, $za,ooo. L. Smith,
Pres.; Thos. Watkfns, Supt.; Geo. A. Waller,
Mayor; S. G. McColloch, City Clerk.
ProctorTllley Lawrence* Co., population *5oo;
buildings, wood, 2 stories; shingle roofs; depart-
ment consists of z hand engine; zz5 feet rubber
hose, good; value of apparatus and supplies, $225;
members 40, z full paid; expenses in z888, $2Z5.
A. Ripley.
Water Supply— Cisterns. E. F. Gillen, Town
Clerk.
RaYeaiia» Portage Co., population '5000; area
and fire limit. 070 acres; causes of fires investigated;
mercantile buildings, brick, two and three stories in
height; dwellings, wood, two stories; department
consists of z steam engine, z hand engine, z hook
and ladder truck, 4 hose carriages, 4 chemical ex-
tinguishers; Siamese oouplings used; 2400 feet rub-
ber hose, good, zooo poor; 3 horses; vaTue of appa-
ratus and supplies, $6000; value of buildings, $^000;
z^ paid members; annual expenses, $600; telephone
alarm. Chief appointed by Mayor. J. H. Helt.
Water Supply— Water-works; pump to tanks,
capacity 3.000,000 gallons daily, 10 miles of pipe; 94
hydrants; zoo pounds pressure. W. H. GrentU, A.
Seyton.
Readlngy Hamilton Co., population '3800;
area and fire limit, 500 acres; buildings, brick and
frame, one and two stories; wooden roofs; fire de-
partment consists of z hand engine, z hose carriage,
z hook and ladder truck; 600 feet serviceable hose;
value of apparatus, $zooo; volunteers.
Water Supply— Wells and cisterns.
Richfield 9 Summit Co.; buildings, wood, two
stories; department consists of 2 hand engines, z
chemical engine, z hand extinguisher.
Water Supply— Wells and cisterns. H. M.
Welton, Village Clerk.
Rich wood 9 Union Co., population 2000; area,
640 acres; mercantile buildings, brick, two and three
stories; shingle roofs permitted; dwellings, wood,
two stories; department consists of z steam engine,
4 chemical hand extinguishers, z hook and ladder
truck, 2 bose carriages; Siamese couplings used;
zaoo feet rubber hose, good; 300 feet poor; value of
appazatus and supplies, $6800; z bmlding owned,
value $2000; membership 26. volunteers; annual
expenses, $500; bell alarm. Chief appointed by
council. V. F. Collier.
Water SuPPLY-«-Dtiven wells. Henry S.
Styles, Town Clerk.
Ripley 9 Brown Co., population 25^6; fireworks
ordinance; mercantile buildings, brick, two and
three stories; shingle roofs permitted; dwellings,
brick and frame, two stories; department consists of
2 hand enK^i^^s* ^ hook and ladder truck, % hose
carriftg^. Siamese couplings used; z8oo feet leather
hose, ^Q(^; 500 feet poot; value of apparatus and
i62
Fire JProtecHan and Water Supply'.
OHlO^CotUtrnted.
inppUes. $9000; x building in use; membership 68,
volunteers; annual expenses, $zoo; bell alarm.
Watbs Supply— River; 14 cisterns, supplied
from roofs; capacity ia,ooo gallons daily.
St« ClalrsTille, Belmont Co., population
*x^oo; 4 chemical extinguishers; 4 sets of hooks and
ladders. R. C. Meyer, Town Cleik.
St. Mary'f 9 Auglaize Co.. population *aooo;
area and fire limit, 840 acres; frame buildings, one
and alialf to two stories; Single roofs permitted;
department consists of 2 hand engines, z hook and
laoder truck, 4 chemical hand extinguishers, a hose
carriages; 600 feet rubber hose, poor; Z400 feet cot-
ton hose, good; 400 feet leather hose, good; 300
poor; value of apparatus and supplies, $4500; z
Duilding owned, $6000; membership 75, all volun-
teers; annual expenses, S750: bell alarm. Chief
elected by company. F. A. Hauss.
Water Supply— zz cisterns, supplied from roofs
of buildings; capacity of each zz.soo gidlons daily;
canal and rivers. H. G. McLain, Town Clerk.
St* Parlsy Champaign Co., population Z099;
buildings, brick and wood, two stories; department
consists of z steam engine, z hook and ladder truck,
a hose carriages; zooo feet rubl>er hose, good;
value of apparatus and supplies, $45<^'t os^i^^bers
60. volunteers; expenses in z888, $905; bell alarm.
W. H. Rhynard.
Watbr Supply— Wdls. Thoa. Derr, Town
Clerk.
Salem. Columbiana Co., population '5677;
area and nre limit, zaSo acres; fineworks ordinance;
mercantile buikUngs. brick, two and three stories;
wooden roo& permitted; dwellings, frame and brick,
two stories; department consists of a steam engines,
a hand engines (not in use), z hook and ladder
trade, 5 hose carriages, z extension ladder; Z500
feet rubber hose; Z500 feet cotton, good; member-
ship Z47; bell alarm. Chief elected by council. C.
Water Supply— Z3 cisterns and small water-
works; stand-pipe and direct pressure. T. W. Al-
lison, Town Clerk.
SallaeTllley Columbiana Co., population *3ooo;
area, zaSo acres; fire limit, aoo acres; mercantile
buildings, brick, two stories; wooden roofs permit-
ted; dwellings, frame, two stories; department con-
sists of z hook and ladder truck; value of apparatus
and supplies, $400; one building owned, value Szoo;
membenhip 40. volunteer; bell alarm. Chief
elected by company. J. W. Manning.
Water Supply— Wells and crecdL H. Schu-
bert, Town Clerk.
Suidiukyy Erie Co., population *a3.ooo; 3
steam engines, poor; z hook and ladder truck, 4
hose carnages; 5000 feet rubber and cotton hose,
fair; 7 paia men, 30 part paid; 5 horses. David
Meyers.
Water Supply— Water-works; gravity pressure;
7,000,000 gallons capacity; z reservoir; ao miles
mains; 36a hydrants; stand-pipe. Chas. A. Jud-
son, A. W. Miller.
SeTilley Medina Co., population *8oo; build-
ings, brick and wood, two stories; shingle, tin and
slate roofs; department consists of z hand engine, z
hose carriage; 400 feet rubber hose; bell alarm.
Water Supply— Two^ streams and 8 tanks.
Egbert Smith, Town Clerk.
Shawaeey Perry Co., population 14000; build-
ings, firame, two stories; wooden rooft; department
oondsts of z hand engine, 4 chemical extinguishers,
z hose carriage; zaoo teet rubber hose, good; value
of apparatus and supphes, $z5oo; 30 volunteer
members; expenses in z888, $Z35; beu alarm. E.
W. Williams:
Water Supply— Cisterns. S. W. Paieoe.
Town Clerk.
Shelby. Ridiland Co., population *9ooo; i hici
engine; i hook and ladder track; 3 hose canupi;
400 feet rabber hose; za5o feet oottoo, good; in«a-
bershir, zoo volunteers. R. Smiley.
Water Supply— Z5 cisterns. J. W. WiliaBS,
Town Clerk.
Sidney, Shelby Co., population *6ooo; meicao-
tile buildines, bnck, three stories; wooden nxf^
permitted; dwellings, frame, two stories; depin-
ment consists of i steam engine, z book and bdder
track, z hose carriage; aooo feet hose, good; vatse
of apparatus, $za,ooo; value of buildings oned.
$8000; membership, 3 full paid, zy port paid: »
nual expenses, $3500; electric alarm. la stnec
boxes. Chief elected by council. J. W. Kesdil
Water Supply— River; stand-pipe and Area
pumping systems; Gordon madiinery, dailjrcapaaf
a,ooo,ooo gallons; oao hydrants; 9 miles os^
4 to za inches; a6 gates; water is filtered; p^
American F. Co.; cost of works. $60^000; usaii
expenses, $zaoo; pressure, 60 to zio ponnds. i-
Wagner, Supt.; M. C. Hale. Mayor; JohnKao.
City Clerk.
Somerset^ Perry Co., population tz40o: boUd'
ings, brick, stone and wood, two stories; vooda
and other roo£i; department consists of i band o-
gine, z hook and ladder track, z hose carriage; p
feet cotton hose, new; value of apparstos and ss-
plies, $9500; 60 volunteer members; bdl alatm. J-
G. Achauer.
Water Supply— Wells and dsteras. Tboaa
Scanlon, Town Clerk.
Springfield, Clarke Co.. populatkm *vfifxr. i
stean engines; a chemical engines; i bookei
ladder track; 5 hose carriages; 5000 feet good m-
ber hose; 4900 fieet cotton bose; tdegraph abis-
^8 boxes; z6 men paid fuD time; zy csll mfio; U
horses. £. W. Simpson.
Water Supply— Water-works; stand^ipt; 3t
miles street mains; diameter, 6 to 84 inoe^ ^
hydrants; pressure, 80 pounds; 38 dsteno. «•
Powell, Supt.; J. S. Shewalter, City Clerk.
SteubenTUie, Jefferson Co., popuistioD *i4'
00c; area, aooo acres; fire limit, ooo aaes; t»
works ordinance; causes of fires investigated; vff-
cantile buildings, brick, two and three tfone;
wooden rood permitted; dwellings, wood &-,
brick, one and two stories; dowrtmentcoosi^si
a steam engines, z hook and ladder cinck. 5 1^
carriages; zooo fieet good rabber hose; 4000 ibb
good cotton hose; value of appantus and supp^
$13,000; 3 buildings owned, value |bo,oao; u ^
members; Z5 full jraid members; annual exposf^
Z4,ooo; GameweU alarm. Chief appoisw »
Mayor, confirmed by council. Ed. Nkfaolsoa.
water Supply— z reservoir, supplied hjrp"?^
ing from river; capacity, z,5oo,ooo gallons dttlr; i-
mues street mains; diameter, 4 to ao incnes: i^
hydrants; pressure, 60 pounds; annual tsaa»*
water department, $z3,ooa J. M. Reynolds, ti7
Clerk.
TlfllB, Seneca Co., populatioB *zo.ooo; irti-
9560 acres; fire limit, 30 acres; fireworks ontDiocr.
causes of fires investigated: mercantile buiJdia^
brick and stone, three and four stories; dvcQiBr
wood and brick, one and oae-balf to three ston^
department oonsbts of a steam engiaes, t o**^
engine, a hook and ladder trudts. 7 hoae cairu^
Siamese couplings used; 4000 feet good nt'lpj^
4 horses; value of apparatus and suppUes. ?90.^
5 buiklings owned oy dty; zo8 members, s ]^-
annual expenses, including water-works, ^^
John Roller. ^. . _,
Water Supply— zo dsieras, supplied v»
springs; water-works; direet preasare; X7 ^Ji^
street mains; diameter, 5 to z6 inches; m^y
drants. pressure, zoo pounds. M. Scssacll, J. «»
Fire Protection and Water Supply.
163
Tippecanoe Citr» Miami Co., population
3500; area, aoo acres; baildinga. brick and wood,
vo and three stories; wooded roois permitted; de-
artment consists of x steam engine, z heater, x
oolc and ladder truck, 5 hose carriages; Siamese
Duplings used; x6oo feet rubber hose; 500 feet
ood cotton; value of aoparatus and suppbes,
6000; Talue of buUdines. $6000; ssTotunteer mem-
ers; beU alarm. Chi^appointed by council. C.
ruff.
Water Supply— Canal and wells. E. A.
ackson, City Clerk.
ToledOf Lucas Co., population *85,ooo; area,
iK miles; fire limit, 6 miles; mercantile buildings,
rick, two to five stories; dwellings, brick and
ame, two stories; department consists of 4 steam
agines, a chemical engines, a chemical hand ez-
nguishers, a hook and ladder tracks, 7 hose car-
ages; xo.ooo feet good hose; ax horses; value of
pparatus and supplies, $65,000; buildings, $180,-
x>; 63 members, full paid; annual expenses, $56,-
x>; telegraph alarm, 352 street boxes. Chief ap-
ointed oy Mayor, confirmed by council. John
WATER SUPPLT— Water-works; stand-pipe sys-
tm; 60 miles street mains; diameter, 6 to 3a inches;
^ hydrants; pressure, 105 pounds; annual ex-
enses of water department, Sas.ooo. H. C. Cot-
T. G. H. Cole.
Troy 9 Miami Co., population *6ooo; area and
re limit, 800 acres; causes of fires investigated;
tercantile buildings, bri:k, three stories; wooden
yQ)ii permitted; dwellings, frame, two stories; de-
artment consists of s steam endues, i hook and
idder truck, 3 hose carriages; z^oofeet rubber hose
nd aoo feet linen hose, good; 500 feet cotton hose,
ew; 3 horses; value of apparatus and supplies,
35,000: membership 37, part paid time; annual
xpenses, $aooo; bell and telephone alarm. Chief
ppointed by coundL George Mayer.
WATER SupPLT—WeUs and cisterns; water-
orks; pump to tank; 7 miles of mains; 84 hydrants;
ressure, 35 to 100 pounds. Frank Ross. J. H.
lonklin.
Upper Suidvfkyy Wyandot Co., population
yfo; z steam engine, x chemical engine, a hook and
idder trucks, a hose carriages; X500 feet rabber
ose, good; a men paid fnll time, X13 part time. W.
. Coon.
Water Supply— ao cisterns, 13,000 gallons ca-
adty. E. N. Halbcdel, Village Clerk.
Uriiaaay Champaign Co., population '8500;
rea, 2200 acres; fire limit, 4 blocks; causes of fires
ivestigated; mercantile buildings, brick and wood,
/o and three stories; dwellings, wood, two stories;
spartment consists of x steam engine, z hook and
idder truck, 5 hose carriages; acoo feet rabber
ose, 500 feet cotton hose, good; 5 norses; value of
pparatus and supplies. $9000; a buildings owned,
due $3500; I bnilding rented at $aoo; membership
\, 4 full paid, 8 part paid; annual expenses, %^Wt
tlephone alarm . Chief and assistant appointed by
(ayor, confirmed by council. W. G. weaver.
water Supply— Direct pressure, HoUy system;
ipacity, z.500,000 gallons oaily; Z5 miles of direct
reet mains, diameter 4 to Z4 inches; xxx hydranU;
\ Ludk>w gates; works cost, $z35,ooo; pressure,
x> pounds; annual expenses of water department,
7300. W. M. Ambrose, Supt.; O. Horr, City
lerk.
Utlca* Licking Co., population 70a; area, Z04
:res; fire limit, zao acres; fireworks ordinance;
luses of fires investigated; frame buildings, two
ories; shingle roofs; department consists ofz hand
igine, z chemical hand extinguisher, z h<x>k and
dder truck, zhose carriage; 30 fieet rabber hose,
10 feet cotton bote, good; value of apparatus and
ipplies, 9700; membership 30, volunteers; bell
arm. Chief appointed by council. C. A. Berlt.
Water Supply— Wells and streams, H. £.
Harris, Town Clerk.
TermillioBy Erie Co., population xo6o; fire-
works ordinance; mercantile buildings, wood, brick
and stone, two and three stories; shingle rocfis per-
mitted; dwellings, wood, two stories; department
consists of X hand engine, x hose carriage; 700 feet
good cotton hose, aoo poor; value of apparatus and
supplies, $xxo; value of buildings. $500: member-
ship 37, volunteers; annual expenses, $250; bell
alarm. Chief elected by company.
Water Supply— River and dsteras.
Versaillef » Darke Co., population *x6oo; build-
ings, brick and frame, two stories; wooden roofs;
department consists of z steam engine, i hose car-
riage; xooo feet cotton hose; 300 linen, good; value
of apparatus and supplies, $^000; members 36, x
part paid, rest volunteers; Sell alarm. J. G.
Stierle.
Water Supply— Creek and dsterns. J. G.
Stierle. Supt.; Wesley Ault, Village Clerk.
Wadsworthy Co., population ;
buildings, brick and wood, two and three stories;
shingle roofs permitted; 3 Babcock extinguishers;
ladders and buckets; no department.
Water Supply— Springs; gravity system,
water-works; 30 hydrants; 6 miles mains; 3 meters;
pressure, 40 to 60 pounds; cost of works, $xo,ooo;
annual expenses, $aoo. R. Weaver, Supt.; J. A.
Clark. Town Clerk.
Wapakoaeta, Auglaise Co., population '3500;
buildings, brick and frame, one to three stones;
shingle roofs; department consists of i steamer and
X hand engine, 4 hose carriages; X500 feet rubber
hose, poor; xooo cotton, poor; members xio. volun-
teers; expenses in 1888, $800; bell alarm. James
Stecknell.
Water Supply— x reservoir. Jos. Meyers.
Warrea, Trumbull Co., population *7ooo; area
and fire limit, xooo acres; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, two stories; wooden roofs permitted; dwell-
ings, wood, two stories; department consists of 3
steam engines, x hook and ladder track. 4 hose
carriages; Siamese couplings used; 3000 feet cotton
and r^ber hose, good; 4 horses; value of appara-
tus and supplies, ^zo,ooo; value of buildings used,
$50,000; membership, full paid 3; volunteer, 35;
annual expenses, $2500. F. Wilson.
Water Supply— River; stand-pipe system
water-works; Dean pumps, daily capacity ^,000,000
gallons; xoo hydrants; xa miles mains; diameter,
4 to x6 inches; 48 Eddy gates; cost of works, $x«},-
000; pressure, 60 to 170 pounds. Geo. H. QuimDy,
Supt. and Town Clerk; J. L. Smitii, Mayor.
Waakiagtoa, Fayette Co., population *6ooo;
causes of fires investigated; mercantile buildings,
brick, two and three stories; wooden roofs per-
mitted; dwellings, wood and brick, two stories;
department coonsts of x steam engine, x chemical
engine, 4 chemical hand extinguishers, x hook and
ladder truck, 3 hose carriages; Siamese couplings
used; 7500 feet rubber hose, good; xooo feet poor;
850 feet cotton hose, good; a horses; value of appa-
ratus and supplies, 1^x5,000; x building owned, value
$xo,ooo; membership, X30; a paid; telegraph alarm,
xo street boxes. Chief dccted by council. John
Milliken.
Water Supply— 6 dsteras, supplied from
creek; capadty, X500 gallons daily, and well; water-
works building to be completed during year. A.
Burnett, Town Clerk.
Waaaeoiiy Fulton Co., population i960; area,
340 acres; fire limit, x6o acres; nieworks ordinance;
causes of fires investigated; mercantile buildings,
brick, stone and wood, two and three stories;
wooden roofs permitted; dwellings, brick and wood,
two stories; department oon^ts of a hand engines.
164
Fire Pratecdan and Water Suppb/.
OHlO—CoHiimued.
2 hose carriages; 1300 feet cotton hose, good; value
of apparatus and supplies. $4500; i building, value
$15,000; membership 65, volunteers; annual ex-
penses, $65; bell alarm. Chief elected by com-
panv.
Water Supply— 30 cisterns; capacity, zo.000
gallons daily. C. J. Nachtrieb. Town Clerk.
WaTerly, Pilce Co.. population *i6oo; area,
aoo acres; fire limit, 150 acres; fireworks ordinance;
mercantile buildings, brick and wood, one to three
stories; shingle and tin roofs; dwellings, wood and
bnck, one to three stories; department consists of
I steam engine, z chemical hand extinguisher, i
hook and ladder wagon, 2 hose carriages; 1000 feet
rubber hose, good; value of apparatus and supplies,
$8000; I building owned, value $800; 25 volunteer
members; annual expenses, $100; bell alarm.
Chief elected by company. C. L. Haubeil.
Water Supply— Canal and 3 cisterns, W.
D. Hartshorn. Town Clerk.
WaTnesbarf liy Stark Co., population 6aa; no
fire department.
Water Supply— Water-works; gravity pressure;
z reservoir, ^000 gallons capacity per diem; x cis-
tern, 900 gallons; one-half mile street mains and
supply pipes; 24 hydrants. W. A. Robertson, W.
Klots.
Wellington 9 Lorain Co., population '2500;
buildings, brick and frame, two stories; shingle
roofs; department consists of x hand engine, z hook
and ladder truck, i hose carriage, 24 buckets; 500
feet rubber hoM, good; 50 poor; 400 cotton, good;
Z50 poor; value ofapparatus and supplies, $X9,6oo;
3& members, paid $zo per year; expenses in 1888,
$200; bell alarm.
Water Supply— Cisterns. R. Goodwin, Vil-
lage Clerk.
Wellsvllley Columbiana Co.. population *58^5;
iirea, 1000 acres; fire limit, 550 acres; fireworks
ordinance; brick and frame buildings; z hook and
ladder truck; 2 hose carriages; Z500 feet good cot-
ton hose; value of apparatus, $2500; 2 buildings in
use. value $2500; 37 volunteer members; bell and
whistle alarm. C. R. Van Fosson.
Water Supply— River; stand-pipe and direct
pumping system; Worthington machinery; daily
capacity 50.000 gallons; 60 hydrants; zo miles
mains; diameter 4 to 10 inches; 50 Ludlow gates;
4 Crown meters; works cost $6z,ooo; annual ex-
peoses, $4000. Jno. Lytb, Pres.; A. S. Fqgo,
Supt.; G. B. Cooper, Mayor; C. B. Maylone, City
Clerk.
West Liberty 9 Logan Co., population *z2oo;
buildings, wood and brick, one and two stories;
wooden roofs; i hook and ladder truck and rubber
buckets; no fire department.
Water Supply— Mill race, east and south. J.
W. Brown, Village Clerk.
West Salem* Wayne Co., population *Z2oo;
I hand engine; z hook and ladder truck; 3 hose car-
riages; 1000 feet rubber hose; zooo feet leather hose;
good; 50 volunteer members. A. J. Gerhart.
Water Supply— 15 cisterns. O. F. More,
Town Clerk.
West Toledo, Lucas Co. See Toledo.
Wilmington« Clinton Co.. population "3500;
area and fire limit, Z200 acres; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, two stories; dwellings, wood, two stories; de-
partment consists of z steam engine, z hqok and lad-
der truck, 3 hose carriages; Z400 feet good rubber
hose; 300 feet poor; 2 horses; value of apparatus
and supplies, $6,000; city owns buildings; 70 vol-
unteer members; annual expenses, ^ffoo. Chief
elected by company, approved by council W. H.
McLain.
Water Supply— z6 cisterns; suppliedfromroot
Ed. Hughes. City Clerk.
Woostefy Wayne Co.. population 7060; asteaB
engines; z hook and ladder truck; 8hosecaiTa2cs;
3000 feet good rubber hose; 50 feet oottoo, poor
Z70 volunteers. W. A. Eberly.
Water Supply— Water-works; |Tavity syaaa;
2 reservoirs, 2,500,000 gallons capaaty; 10% odifi
of street mains and supply pipes; zoz hydnuits; c
pounds pressure. Z. Potter; C. C. Adams.
Zenlay Greene Co., population *io,ooo; va.
640 acres; ordinance for investisatingcaosesofsn^
frame buildings, two stories in height; shin^iofi
permitted; fire department consists of z steam o-
gine, z hook and ladder truck, 2 hose cania|«.
4400 feet rubber hose; zoo feet good cotton b^
value of apparatus; and supplies, $Z5.ooo; abdi-
ini^s owned by department, value $zo.ooo; member-
ship of department. Z5; full paid members, 6; psft
paid. 9; annual expenses of department. $7500: tei^
graph alarm, zy street boxes. Chief elected by cxf
council.
Water Supply — Springs; stand-pipe spm.
water- woiks; Gordon pumps, daily capacity 5.cc».-
000 gallons; z8o hydrants; 19 miles mains, damna
6 to Z4 inches; zoo Chapman gates, 5 meters, Na-
tional; works cost $200,000; pressure Soposa^-
John Little, Pres.; G. F. Cooper, Supt.; C. H«»-
ard, Mayor; J. A. Hivling, City Clerk.
Yoanf^towny Mahoning Co.. population *3S-
000; z steam engine; z hook and ladder track I
hose carriages; 3600 feet good cotton hoce; mesbs-
ship, Z2 paid full time, 10 paid part time; 9 he.ti
Chief elected by council. John P. Mercer.
Watek Supply— River; direct pnmpiog systc
Worthington and Deane pumping machinery, ted
daily capacity 8.000,000 gallons; 905 bydrano: »}
miles mains, diameter 4 to 20 inches; 200 g*^«&
Ludlow. Galvin; 95 meters. Worthington. Crscs
pressure. 90 to Z20 pounds. J. O. McGaveo, P*
W. S. Hamilton. Supt.; R. Montgomery. Uijfr,
J. S. Roller, City Clerk.
Zanesvllle, Muskingum Co.. populatiaa^si.-
000: area, 4445 acres; fire limit, 3308 acres; st
works ordinance; mercantile buildings, brick, ^
stories; wooden roofii permitted; dwelling iras%
two stories; department consists of z oombioed^
and ladder truck, 4 two-horse hose carriages; n
horses; value of apparatus and suppHes, $^^ :
buildings used, owned by city, value $z6,ooo; &^
bers, zo; Z5 fuU paid, z part paid; annual expo^
S14.000; telegraph alarm and bell, 37 street bccs-
Chief appointed by Mayor, confirmed bj dtycos-
cil. L. F. Lan^ley.
Water Supply— 2 reservoirs supplied bypss^
firom river; capacity, 5,000,000 gallons daily; gr^^
pressure; 35 miles sueet mains, diameter a ic <
inches; 20ohydrants; pressure, 80 pounds; asB3i>
expenses of water department, $Z3,63o. K- ^
Saup, Supt.
The following places have no fire protectio-"
Belpre, Washington Co., population 901. Biid^
port. Belmont Co., population 3800. Bruii5«»
Medina Co.. population zooa CoJlamer, Ccyab^'
Co.. population 2400. Coshocton, Coshocton Cc
population *32oi. Doylestown. Wayne Co.. p<^'
latlon *Z200. Dresden, Muskii&gam Co.. pop<^
tion «Z20o. Ebeoeser, Prebel Co., populatioo aii^
Georgetown, Brown Co., population *aooo. Hsn
well. Hamilton Co., population 8aa. Hicks^''
Defiance Co.. populatkm *asoch. KeOey's !.««?»•
Erie Co.. popuJadon zogo. Leetoma, ColBBh^
Co., population 2552. Mineral Ridfe. Trsmti^
Co.. population Z150. MinersviUe, Mags Co..p^
Fire Protection and Water Supply,
165
Jation *i5oo. Morsan. Ashtabula Co., population
[50. North Fairfield, Huron Co., population 1359.
orth Monroeville, Huron Co., population 1343.
*Blmyra, Portage Co., population 1x15. Parma,
Cuyahoga Co., population 14^4. Rockport, Cuya-
loga Co.. populaUon 9676. Syracuse. Mdgs Cfo.,
I
population 1545. Uhricksrille, Tuscarawas Co.,
population 0700. Wellston, Jackson Co.. popula-
tion 3aoo. West Toledo, Lucas Co.. population
laoo. Willougbby. Lake Co., population looi.
Yellow Springs, Greene Co., population 1377.
Zaleski, Vinton Co., population 1175.
OREGON.
AlbanTy Linn Co., population *4ooo; area, 785
cres; fireworks ordinance; causes of fires investi-
;ated,- mercantile buildings, brick, one to three
tones; shingle roofs permitted; dwellings, wood
nd brick, one to three stories; diepartment consists
f 2 steam engines, i hand engine, z hook and lad-
er truck, 3 hose carriages; Siamese couplings used;
700 feet sood hose; 500 feet fiiur; value of apparatus
nd suppues, $10,000; 4 buildings owned by city,
aloe $6000; 130 volunteer members; annual ex-
•enses, $1500; bell alarm. Chief elected by roem-
ers. C. H. Stewart.
Water Supply— Direct pumping system; 8
istems; capacity of each, zo,ooo gallons; 6 miles
treet mains, diameter z to 6 inches; 3 hydrants;
ressure. 40 to 100 pounds. N. J. Henton, City
:ierk.
Astoriay Clatsop Co., population *tqoo\ fire-
rorks ordinance; chief investigates causes of fires;
uildings, brick and wood, two stories; wooden
cx>fs permitted; department consists of a steam
ngiges. 4 chemical hand extinguishers, z hook and
idder truck, 5 hose carriages; 4000 feet rubber hose
\ good condition; value Of apparatus and supplies,
i2a.ooo; a buildings in use by department, owned
y city, value $10,000; 300 volunteer members; tele*
raph alarm. 6 street boxes. Chief elected by mem*
ers of department. B. S. Worsley.
Water Supply — River; a reservoirs, supplied
y mains from Bear creek; pipe lines from Pacific
)cean supply water for nre purposes. J. W.
VeUh. T. S. Jewett
Baker City, Baker Co., population 2300; build-
igs, frame, one and a half and two stories; wooden
>ots permitted; department consists of z hook and
idder truck; value of apparatus and supplies,
1500; 68 volunteer members; bell alarm. D. M.
lellv.
Water SUPPLY—Wells. J. T. Donley, Town
lerk.
CoTvalliSy Benton Co.. population "aooo; area,
(O acres; causes of fires investigated; frame and
rick buildings; i hand engine; z hook and ladder
uck; 2 hose carts; zooo feet good rubber and
ather hose; 500 feet poor; a buildings used, owned
i city; 125 volunteer memt>ers; beUalarm. Chief
ected by department.
Water Supply— 7 cisterns; wells; water-works;
irect pumping; street mains; 4 and 8 inches in di«
neter; 9 hydrants. Wm. Graves, Supt.; W. St.
lair. Ciiy Clerk.
Dallas* Polk Co., population *8oo: z hand en-
ne; 3 hose carriages; 500 feet leather hose; 80 men,
>lunteers.
Water Supply— Water-works; gravity; 5 hy-
rants; 4 cisterns.
Eogeney Lane Co., population tsooo; area, 640
Tes; fire limit, 3 acres; fireworks ordinance; causes
fires investigated; mercantile buildings, brick,
'o stories; shingle roofe; dwellings, wood, two
dries; department consists of z hand engine, z
K>k and ladder truck, 3 hose carriages; 2700 feet
>od cotton hose; value of apparatus and supplies,
1000; a buildings in use; Z25 volunteer members;
inual expenses, $zso; t)ell alarm. Chief elected
' members. W. McGhee.
Water Supply— River; system, direct and
imping to reservoir; Dow machinery; daily ca-
city 2.000,000 gallons; 4a hydrants; zo miles
mains; diameter 2^ to 8 inches; Chapman gates;
pressure 73 pounds. G. R. Chrisman, Supt.; A.
G. Harvey, Mayor; B. F. Dorris, City Clerk.
Hood River, Wasco Co.; buildings, wood, two
stories; no fire department.
Water Supply— Gravity pressure from springs
to reservoir; capacity 9000 gallons; a miles street
mains. H. C. Coe, Supt.
JaoksoiiTilley Jackson Co., population tzaoo;
z hand engine; z hose cart; z hook and ladder truck;
750 feet hose; bell alarm; ^ members. C. F. Smith.
Water Supply— 3 astems; capacity za,ooo
gallons; street mains. S. Hufiar, Town Clerk.
ffewporty' Benton Co., population '700; build-
ings, frame, one and a hall to two stories; z hook
and ladder truck.
Water Supply— Direct pressure; capacity zao,-
000 gallons. Case & Bayley, J. H. Aldrich.
Oregon City, Clackamas Co., population taooo;
area, 700 acres; fireworks ordinance; mercantile
buildings wood and brick, one and two stories;
shingle roofs; dwellings, wood, one and two stories;
department consists of z hook and ladder truck, 4
hose carriages; Z4ao feet rubber hose; aoo feet cot-
ton hose in good condiion; value of apparatus and
supplies, $aooo; 2 buildings ovmed by city, value
$7000; membership 83, aU volunteers; annual ex-
penses, $zoo; bell alarm. Chief elected by mem-
bers of department. T. P. Ryan.
Water Supply— River; direct pumping system;
daily capacity of pumps 300,000 gallons; Z4 hy-
drants; \% miles mains; diameter a to 6 inches; 3
gates; pressure 50 to 90 pounds; annual expenses,
Izaoo. Wm. Howell, Supt.; C. O. T. Williams.
City Clerk.
Pendleton 9 Umatilla Co., population *3aso;
buildings, bride and frame, one to four stories;
wooden roofs permitted; department consists of z
steam engine, z hand engine, z hook and ladder
track, a hose carriages; z6oo feet good rabber hose;
450 feet poor; a horses; value of apparatus and sup-
plies, $9000; membership zoo, all volunteers; an-
nual expenses, $1800; bell alarm. J. N. Young.
Water Supply— Wells; gravity and pumping
system; Blake machinery; daily capacity z, 000,000
gallons; aa hydrants; 6 miles mains; diameter a
to zo inches; ao gates; pressure 60 to 80 pounds;
works cost $30,000; annual espenses, $6000; owned
by dty. J. B. Wilson, Supt.; W. F. Matlock,
Mayor; Chas. Carter, City Clerk.
Portland 9 Multonah Co., population 165,000;
fire limit, z6o acres; fireworks ordinance; causes of
fires investigated; mercantile buildings, brick and
wood, three and four stories; dwellings, wood, two
stories; department consists of 4 steam engines, 9
hook and ladder trucks, ^ hose carriages; 6(^0 feet
rubber hose in good condition; aa horses; value of
apparatus and supplies, $75,840; 7 buildings owned
by department, value $98,000; membership 70; 90
full paid, 50 part paid; annual expenses. $57,000;
fire alarm telegraph, aa street boxes. Chief
elected by fire commissioners. Harry Morgan.
Water Supply— 4 reservoirs, supplied by
pumping system; Worthingcon machinery; capac-
ity z6,ooo,ooo gallons daily; 50 miles street mains; 4
to 30 inches; zao hydrants; Chapman gates; 73
meters, various; cost of works. $600,000^ annual
expenses, $60,000; pressore 30 to 70 pounds; owned
j66
Fire I^oiectian and Water Sujjpfy.
OREGON— CMlMWA/.
bvcity. liuc W. Smith, Snpt.; W. H.Wood.
City Auditor.
8alem« Marion Co., population 8000; area, 733
acret; fire limit, a6 acres; fireworks ordinance;
causes of fires iuTestigated; mercantile traildings,
brick, two stories; shingle rools permitted; dwell-
infs. wood, two stories; fire department consists of
a steam enfines, z band eacine. 8 chemical hand
extinguishers, z hook and ladder truck, a hose carts;
Siamese oonplings used; 9500 feet nmer hose in
good condition; valoe of apparatus and supplies,
iza,5oo; 4 buildings owned bjr department, Talue
fTToo; membership 9^50, paid; annual expenses,
izaoo; bell alann. Chief elected by members. C.
N. ChurchilL
Watkb Supply— Water-woiks; direct pressure;
5 dstems; capacity 1,000,000 galkms daily; 11 miles
street mains and supply pipes; diameter 4 to za
Inches; 46 hydrants; 24 gates, Eddy and Chap-
man; water pressure, 55 pounds; cost of works,
yz5o.ooo; annual expenses. $<iooo; worirs owned by
company. James M. Bdartm. Pres. and Supt;
Geo. WilUams, Mayor; L. F. Came. City Clerk.
Union* Union Co., population 800; buildings,
frame and tnick. one and two stories; wooden
tools; department coosiats of 50 cfaenicalhsida-
dngushers. z hook and ladder truck; vafaie of ip-
pantus and supplias. $500; 35 vofamteer sMnbcn;
annual expenses. $75; triangle and beU alsnn. L
E. Davis.
Watbs Supply— a credLs and wcDs. J. L
Tuttle, Town Clerk.
The following places hare no fire protection:
Albina, Multnomah Co.. population 700. Aiisf
ton, Gilliam Co.. popuhitfan 600. Ashland. Jack-
son Co., population a^qo, CentreviUe. UntfLJ
Co., population 500. Drain. Douglas Co.. popsr
lation 500. East Portland, Multnomah Co.. popB>
ladon 0000. Grant's Pass, Josephine Co., popslk-
tion 8oa Heppner, Morrow Co.. popnlatioa 600.
Independence, Polk Co.. populadon ^ Jec-
tion City, Lane Co.. population 500. La Gmft
Union Co.. population 800. Lebanon. Uim Co^
population 500. Linlnrille, Klamath Co.. popdi-
tion 600. McMinnville, Yam Hill Co.. popckbo:
90OO. Marshfield. Coos Co., popolsiioB laofr
Milton. Umatilla Co., population 500. WnerX
Crook Co., population ocx>. Rosenbnrc. Doi3^
Co., population aooo. The Dalles, waxo Co.
population 4450. Weston. Umniilla Co.. popob-
tkm8oo.
PENNSYLVANIA.
AUeclMBTy Allegheny Co.. popolatkm *^,ooo;
fireworks ordhianoe; fire marshal investigates fires;
mercantile buildings, brick, four stories; wooden
roofi permitted; dwdlings, three stories, brick; de-
partment consists of zo steam engines, zo chemical
band extinguishers, a hook and ladder trucks, za
hose carriages; siaaaese ooupUngs used; 45 horses;
value of apparatus and supplies, $80,000; zz build-
ings owned, Talue $80,000; membership 76, liill
paid; fire alarm telegraph, Z03 street boxes. Chief
elected by dtr council. J. E. Crow.
Wateb Supply— Reservoir, supplied by pump-
ing engine; capadty. z8.ooo.ooo gallons daily; 70
miles of mains; cuameter. 6 to 46 inches; 900
hytonU; pressure, Z5 to zjo pounds. (Additional
nachinery having a capadty o( za,ooo,ooo
I recently been put in.) E. Armstrong.
5upf.
AlleBtowAy Lehigh Co. population *96,ooo;
area. 90Z4 acres; fireworlu ordioance; mercantile
buildings, bride, two and three stories; slate and tin
roofr; dwellings, brick, two and three stories; de-
partment conri^ of 4 steam engines, 6 hose car^
riages; 4M0 feet linen hose, good; 2550 leather
boae. ordinary; z6 horses; value of buikfing owned
by dty. $70,000; by department, $Z5,ooo; member-
ship 358, volunteers; annual expenses, $7000; tele-
graph alarm. Chief appointed by Mayor. H.
Clevdand.
Water Supply— 9 reservoirs and z stand-pipe;
capadty, 428,000 gallons daily; a Knowles pumps,
3,000,000 gallons daily capadty; a8 miles street
mains; diameter, 3 to 24 incnes; z66 hydrants;
pressure. 60 pounds; cost or worics, $80,000; annual
expenses, $25,000. S. S. Thompson. Snpt.; H.
W. Allison. Mayor; James Housman. City Clerk.
AUoOM» Blair Co., population *a7.77^; area
and fire limit. Z500 acres; fireworks
causes of fires investigated; frame buildings, one
and one-half stories; shingie rood; department
consists of a steam engines, a hook and ladder
trucks, 6 hose carriages; Siamese couplings used;
za,ooo fleet good cotton hose; Z5 horses; value of
apparatus, $0600: membership 500, volunteers; an-
nual expense, $5000; electric alarm. 35 boxes.
Chief elected by companies. F. P. Molloy.
Wateb Supply— -Gravity pressure; z reservoir,
capadty 550,000 gallons daily; 3a miles street mains
and supply pipes; diameter, a to z6 indies; zts by*
drants; pressure, 75 pounds; annual expoiaei
water department. ^,ooa S. Galey; H. T. Hd»
ling.
AnBYiile, Lebanon Co., population *i6oir, :
hand engmer, z steamer; z hose carriage; y»fe0
leather hose; 500 feet 0Dod cotton. W. MsitiB.
Watbs Supply— wells, dstems and cnch.
D. O. Shenk, Town Clerk.
Arehbald, Lackawanna Co., popdatioo 30^
no fire department.
Wates Supply— Water-works; gtavitypw»«
JmUes of mains; 6 hydrants; pressure 90 poosds.
. Carroll. D. Atkinson, Jr.
Amot, Tioga Co., population *^ooo; i fii«»
gine; zooofeetcf hose owned by BlossberiCv
Company and run by their direction; no orfisii"
fire department N. Shnltz.
Watee Supply— a steam pumps; resawci
P. F. Lyon, S. S. MiUer.
AahlaBd» Schuylkffl Co.. populadoo y^
mercantile buildings, brick and wood. rvoitonK
shingle roofs permitted; dwellings, wood, two jg
ries; department consists of z hook and ladder m
a hose carriages; Z500 feet leather hose; now
good linen; 2 buildings owned, value $6000; a^
bership Z70. volunteers; annual expenses, f4»
Chief dected by members.
Wateb Supply— Pipes from dam; pvifft*^
tem; diameter of mains 3 to za indies; ^ bfbtf^
annual expenses of water department, $ 70a
Ashley. Luxeme Co.. population 4000; aiei.^
acres; fire Umit, 300 acres; fireworks ordiaaiio^bB^
and frame buildings, two stories; a chenicsi h^
extinguishers; 3 hose carriages: 2000 feet {oo^
ber^lined hoee; vahie of apparatus, $600; iwfr
ing used, value $4000; 40 men, volunteers; «pf
lor z888, $79; steam gong alarm. W. T. Reed
Wateb Supply— Lake; 3 miles street oiw ^
and 4 inches in diameter; Z9 hydrants; pesnnt tP
pounds. J. K. P. Fenner. Town Clcrt.
Albena, BradfiMd Co.. popolatioa 30?^
worics ordinance; causes of fires investigawdj^
cantile buildings, brick and wood, two pona^
wooden roo6; dweDina. wood, two stori«: d^
ment oonsistsof z hand engine, z hook wd w»^
truck. 2 hose carriages; 600 feet rubber boK^ 3»
Fire Ptotedian and Water Sapply.
iieet flood leather; z building owimd, value $600;
jnembersbip 73, volunteers; bell alann. Cbidf
elected by company. C. H. Henne.
Watbr Supply— River; water-works; 7 miles of
mains; x8 hydrants; pressure Z90 pounds. A. El-
mer.
Avdenreidy Carbon Co.. population 9000;
buildings, frame, one and two stories; no fire de-
partment; buckets and hose; whistle alarm.
Water Supply— z reservoir, capadty a,5oo»«oo
.gallons; steam pumps; smilesofnaains; zz hydrants;
pressure, 55 pounds.
AottiB) Potter Co.; buildings, hemlock and
lumber, two stories; shingle rooft; department con-
sists of a hose carriages, 300 fire buoccts; 600 feet
good cotton hose, 300 poor; 400 teet good leather
lose, 900 poor; value of apparatus and supplies,
'050; membership, 30, volunteers; expenses in z888,
'Z50; steam whistle alarm. Paul Costa.
WATER Supply— Springs, well and brooks; 3
Worthington pumps. M. J. Young.
BaBgor, Northampton Co., population '3000;
buildings, frame and brick, two stories; department
'Consists of z hose carriaga; zooo feet good fabric
hose; value of apparatus and ^pplies, $zooo; 35
members. W. R. Grubb.
Water Supply— Reservoir; gravity pressure; Z5
iiydrants. M. Flory, C. K. Stier.
BeaTOr, Beaver Co., population *zooo; z band
engine.
Water Supply— Water-works; gravity pres-
sure; 90 hydrants; 5 cisterns; z steam pump; capa-
city, 900 gallons per minute; pump forces water
through force main to dstems; are about to make
direct connection from Ibroe main to distributing
mains to be used in case of fire.
Beaver Falls. Beaver Co.. population *zo,ooo;
area, 400 acres; nre limit, same; fireworks ordi-
nance; mercantile buildings, brick, two stories;
shingle roofe permitted; dwellings, brick and wood,
two stories; department consists of z steam engine,
z chemical engine, z hook and ladder truck, 9 nose
carriages; Siamese couplings used; Z500 feet good
rubber hose; value of apparatus and supplies, $Z5,-
000; z building owned, value $Z9,ooo; fp volunteer
members; telephone and bell alarm. Chief elected
by department. Jas. R. Braden.
Water Supply— Direct pumping and reservoir
systems; z reservoir; Z5 mUes of street mains, diam-
eter 4 to Z9 inches; daUy capacity of pumps, 4,500,-
000 gallons; 90 hydrants; pressure, 80 pounds; cost
of works, $180,000. J. Ramsey, Supt.; James
Piper, Mayor; Wm. Rayner, Town Clerk.
Bedfordy Bedford Co., population ^9670; de-
partment consists of z steamer, z hand engine, z
hook and ladder truck, 3 hose carriages; 900 feet
good rubber hose; 900 feet good leather; Z500 feet
cotton; 54 men, volunteers. R. McNamara.
Water Supply— Mountain sp'-ings, by gravity
•to reservoir; Z4 hydrants; 8)^ miles mains, diame-
ter 9 to 4 inches: a6 gates, pressure 30 pounds; an-
nual expenses, $200. Committee in charge. Geo.
M. Stedcman, Mayor; T. Armstrong, Town Cleik.
Bellefonley Centre Co., population *6ooo; area
and fire limit, 360 acres; fireworvs ordinance; mer-
cantile buildings, brick, three stories; shingle rools
permitted; dwellings, brick and wood, two stories;
department consists of z hook and ladder truck, 9
hose carnages; zaoo feet of rubber and Z500 feet
leather hose, good; value of apparatus and supplies,
$4600; 9 buil^ngs in use, value $9400; z rented at
^aoo per year; membership Z90, volunteers; annual
ttcpenses, fizooo. Chief elected by company. L.
T. Munson.
Water Supply— Reservoir, supplied by steamer
*nd power; capacity zo.ooo barrels dally; spring;
diameter of mains. 4 to z6 inches; 75 hydrants; an-
nual expenses of water depa
Rine. I. MitcheU.
Benrlcky Columbia Co.
hand engine, 9 hose carriage
hose; 80 volunteers. John K
Water Supply— Water-w.
3 miles of mains; 94 hydrants
Geo. DePuy, Snpt; F. A. W
Betlileham, NorthampU
*8ooo; 9 steam engines, z hant
ladder truck, 9 hose caniagi
hose and zaoo cotton, good; s
bdl alarm. Wm. E. Bedcel.
Water Supply— Springs; •
pumping system; Worthingto;
chinery; daily capacity, z,ooc
drants; 8 miles mains, diamet
gates, various; qualitv water,
40 to 60 pounds; wons oost,
penses, ^zoo. L. F. Giering,
sioners; Ohas. Bodder, Supt.
Mayor; T. O. Fradenech, T01
Birdsboroofk. Berks Cc
limit, 640 aa
areaand fire limit,
brick and stone buUmngs, two
stories; z hose carriage; zooofi
value of apparatus, $zsoo; vali
$5900; 75 volunteer members.
Water Supply— z reservt
gallons daily; c miles street mi
mches; 36 hydrants; pressure
owned by E. & G. Brooke Iroi
Supt.; C. K. Rhoads, Town C
BlainTille»IndianaCo., p
and fire limit, 900 acres; firewo
cantile buildings, brick, two st
dwellings, frame, two stories;
of z ho«c and ladder truck, 9
couplings used: zooo feet good
couplings used; also at R. R. :
400 feet cotton hoae; z horse; vi
supplies, $1400. J. Kalbach.
WATER Supply— River; pt
miles of mains; z8 hydrants;
pounds. Samuel Lyons, May
Town Clerk.
Bloomsbargk* Colnmbit
*5ooo; fireworks ordinance; n
brick, three and four stories; sfc
ted; dwelUngs, brick and wo<
partmcnt consists of z hook t
nose carriages; 500 feet good o
good leather; zoo feet poor; val
supplies, $3000; azmuiBl rent <
volunteer members; bell alarm
department.
Water Supply— z reservoir
ing from a stream, capacity z.a
gravity system; 5 miles street n
8 inches; 6ohvdrants; 70 poun
works owned by private oorpon
Blotabarg , Tk>ga Co., po
works ordinance; causes of fires
cantile buildings, brick and 1
wooden roofs pomitted; wood
ries; department consists of z s
gine, 3 hose carriages; aoo fe<
Z900 feet good cotton; value c
zps volunteer members; annual
alarm. Chief elected by men
self- supporting, 30 permanent
lands.
Water Supply— 9 reserv
springs and river. J. P. Ely, 1
BoyertowBy Berks Co., po]
640 acres; fire limit, 950 acres; n
brick, three stories; tin and si
and brick dwellings, two and tl:
j68
Fire Protection and Water Supply.
PENNSYLVANIA— <
ment consists of x steam enriDe, a chemical hand
extinguishers, x hook and ladder truck, a hose car-
riages; 1000 feet good rubber hose; 400 feet p<x>r;
value of apparatus and supplies, $10,000; 2 build-
inn owned, value $2000; 150 volunteer members;
beU alarm. H. M. Binder.
Water Supply — i reservoir, supplied by
springs, capacity 35.000 gallons daily; direct pump-
ing system; 3 miles street mains, 3 to 6 inches di-
ameter; hydrants: 900 pounds pressure; annual ex-
penses, $9500. J. Sweinhart. C. F. Emes.
Bimddocky AUegtienv Co., population *i3.ooo;
department oontists of x nook and ladder truck, a
bose carnages; 1500 feet rubber hose. James L.
Black.
Water Supplt— River; direct system water-
works; Wortbington pumping machinery; daily
capacity, 3,500,000 galloas; 55 hydrants; 15 miles
mains; diameter, a to ao inch; pressure. 80 to xao
pounds; works cost $85,000. G. L. Jones, Supt.;
A. S. Brubaker. Town Clerk.
Bradford 9 McKean Co.. population 9x97; fire^
works ordinance; causes of fires mvestigated; brick
and frame buildings, two and three stones; depart-
ment consists of a steam fire engines, ao chemical
hand exdnguishers, x hocA and ladder truck. 6 hose
carriages; xo fire pumps; Siamese couplings used;
900 feet good rubber hose; aooo feet linen; value
of apparatus, etc., $15,000; 6 buildings owned,
value $8000; 340 members, a paid full dme, 3 part
time, asc volunteers; electric alarm, 8 street boxes.
Chief dected by ballot; fire patrol, jo volunteer
members; expenses of patrol in 1888. ^boo. B. Mc-
Allister.
Water Supply— Gravity system water-works;
3 reservoirs; capacity 5.000,000 gallons daily; X5
miles street mains; diameter 3 to X4 inches; 57 hy-
drants; 303 Ludlow gates; pressure 85 pounds; ex-
penses tor x888. $3000; new reservoir in course of
construction; 33,000,000 gallons capacity; works
eost, $x3Cooo. C. J. Lane. Supt.; H. McSweeney,
Major; James A. Lindsey, City Clerk.
Bristol* Bucks Co., population about 7000; fire-
worics ordinance; mercantile buildings, frame, two
and three stories; wooden roofs permitted; dwell-
ings, brick and frame, two and tnite stories; de-
partment consists of X steam engine, x hook and
ladder truck, 3 hose carriages; Siamese couplings
used; xxoo feet leather hose; value of apparatus and
•upplies, $10,000; a buildings and stable owned,
value $6500; 135 volunteer members; annual ex-
penses, $1100; bell alarm. F. N. Boos.
Water Supply— Water-works; stand-pipe pres-
sure; 6 miles of mains; diameter 4 to X3 inches;
50 hydrants; pressure 60 pounds; works cost, $35,-
000. A. Swain. Pres.; C. E. Soott, Supt.; J. W.
Wright. Town Clerk.
BrookTillef Jefferson Co , population 3x36; x
hook and ladder truck; a hose cazts; xooo feet ot
hose; 40 volunteers.
Water SVPPLT— Creeks and wells; water-works;
a reservoirs; capacity 1350 barrels each; 5K miles
of mains; 8 inches in diameter; 36 hydrants; presv
ure, 80 to xxo pounds. W. D. J. Martin, C. Z.
Gordon.
BatleT» Butler Co., population *700o; 4 hose
carriages; x hook and ladder truck; aooo feet cotton
rubbei4ined and 300 lieet rubber hose, good; 335
volunteers. A. L. Reiber.
Water Supply— Water-works; system, pump-
ing to reservoir; daily capacity of madiinery 33,000
barrels: 6a bydranU; 5 miles mains; 4 gates: works
cost, $48,000. James McCaUough, Pres.; Wm.
Meredith, Supt.; J. D. Marshall, Town Clerk.
Can ton, Bradford Co.. population *i5oo; fire-
works ordinance; mercantile buildings, brick and
wood, two stories; dwellings, frame, two stories; de-
partment consists of x hook and ladder tnidt;8n
feet of good linen hose; aoo poor; 35 vohmteer
members; annual expenses. $xoo; bell alaim. L
£. Crane.
Water Supply— x reservoir, supplied &w
stream; gravity system; a^ miles street mains iid
supply ppes; 4 to X3 inches in diameter, 14 bv
drants; water pressure. a8o pounds. G. A. Goen-
sey. C. E. Riggs.
CarbOBdalOy Lackawanna Co.. popdaika
*X3.ooo; X hand engine; 3 hose carnages; 900 iea
good leather hose; 37 volunteers. J. H. ¥af.
Water Supply— Graviry pressure fcom spriup
to reservoir; 8 miles of mains; 36 hydrants; jnv
sure. 90 pounds. Wm. Tuts, ^upt.; John Kfly
Mayor; Robert Stuart. Town Clerk.
Carlisle, Cumberland Co., populatioB ja&
department oondstoof 3 steam engines, i hook lac
ladder truck. 7 hose carriages; 600 feet goodcstoi
hose; 3000 feet good leather; membership tso, t: •
unteers.
Water Supply— Creek; pump to resmcr k
miles of mains; 50 hydrants. J. G. Heiser.
Cataaaaqiuit Lehigh Co., population ^soo? :
steam engines; 5 hoce carriages; 4000 feet {octf
hose; 150 volunteers.
Water Supply— Water-works; stand^pefyi*
tem; daily capad^r of pumps. 800.000 ga&os; 5
miles mains; 47 hycrnmU: pressure. 30 10 45_poB£iiE
works owned by Crane Iron Co. W. R. Tbonts.
Supt.; Jno. W. Hopkins, May on Ed. D. Boys
Town Clerk.
Catawissa, Columbia Co.. popnlation *2te
department consists of 3 hand engines (old), i t»tf
cart; quanti^ of good hose.
Water Supply— Gravity pressure.
ChamberabvTfff Franklin Co.. popslita
"8500; hreworks ormnance; buildings, bndc. tfo
stories; wooden rood permitted; departBcatcos-
sists of X steam engine, x hand engine, xoo dbe»
cal hand extinguiuiers. i hook and ladder tm^ :
hose carriages; «xx>feet good leather hose; ni«
of apparatus and supplies. $6000; buildings, fboc
membership 360. volunteers; annual txpa»
$300, Chief elected by council. A. C Bradr.
WATER Supply— Creek; reservoir sys««
daily capacity of madiinery. x. 000.000 galtocs: :4
hydranis; 8j^ miles mains; diameter. 4 to loisdia
43 gates. Ludlow. Eddy; pressure. 40 to jo^tmii
work cost $55,000: annual expenses. $3.3«»: **?
reservoir to be built during XSB9. A. C. McGna
Supt; D. B. Kirby. City Clerk.
Chestar^ Delaware Co., population *PS^
steam engines; x hook and Mdder truck: 5 ^
carriages; 5500 ficet good rubber hose; ispi^-
poor; 335 men. volunteers; xa horses, ^.^l^
graves.
Water Supply— River; system direct and i*^
6 to a^ inches; Sfo gates, varioas; p
meters. National; pressure. 50 pounds. J. L. t^
wood. Prest.; W. S. Johnson. Supt; J. R. ^
Coates, Mayor; Geo. T. Jones, City Clerk.
Glareadaay Warren Co., population isoo^ut^
aoo acres; fire limit, X50 acres; fireworks ordiBtfee;
buiklings. wood, one and a half and two stsn^
department consists of two bose companies, i ^
and ladder truck, x fire police; isoofeet CMdrnwff
and cotton hose; value of apparatus and soppfe^
$3000; 3 buildings in use, x owned by hose conps^
X by hook and ladder company, and i o*'"*"^
borough, valued at $800; membership «A «»J
teers; annual expense, 93SK fi« •l*™* }t^^
whistles. Chief^and two assistants elected by coo-
panics, approved by couneil. A. S. Knigfct.
Water Supply— 4 reservoirs, supplied br ^
and force pump; capacity. 65.000 galtons d«^
sure, 300 pounds; water-works, owned by private
company; force pump and water line owned by
borough. Elston Heirs. J. O'Neil.
Clarion, Clarion Co., population '3500; z hand
engine, z hook and ladder truck, z hose carriage;
1000 feet good rubber hose; 600 feet good leather;
60 men, yolunteers. W. J. Mclntire.
Water Supply— River; water-works; pump to
tank; 3 miles of mains; li hydrants; pressure, 40
pounds. J. B. Kqoz; C. £. Smith.
Clearfield, Clearfield Co., population ^3000;
fire department consists of z hook and ladder truck,
3 hose carriages: zooo feet cotton hose; value of ap-
paratus, etc., $3000; 60 volunteer members; z build-
ing. O. L. Moore.
WATER Supply— Creek; gravity; reservoir; 6
miles of mains; 4a hydrants; pressure, z8o pounds.
J. M. Stewart, S. Bell.
CoatesTilley Chester Co., population 3766;
area and fire limit, zaoo acres; fireworks ordinance;
mercantile buildings, mostly brick, three stories;
wooden roofs permitted; dwellings, brick and fiame,
two and a half stories; department consists of z
steam engine, z hook and ladder truck, 3 hose car-
riages; 500 feet good leather hose; 500 feet cotton;
value of apparatus and supplies, 4^5500; i building
owned, value $5000; membership zao, volunteers;
annual expenses, $z^: bell alann. Chief elected
by company, Geo. W. Brooks.
Water Supply — Reservoir; capacity. 300,060
gallons daily; gravity pressure; 5 miles of supply
pipes and street mains; diameter, 3 to 8 inches; 53
hydrants, pressure, 96 pounds; annual expenses of
water department, $35a I. Spackman, Town
Clerk.
Colombia, Lancaster Co., population *zo,ooo;
3 steam engines; 7 hose carriages; ^000 teet good
cotton andleather hose; 450 men, volunteers. New-
ton Jackson.
Water Supply— Water -works; gravity; 3 reser-
voirs; Z3 miles of mains; 93 hydrants; pressure, 56
pounds. W. B. Fasig. Dr. S. A. Bockius.
ConneantTille, Crawford Co., population
*zooo; buildings, brick and wood, two and three
stories; department consists of z steam engine, z
hook and ladder truck, z hose carriage; zo.ooo feet
ffood rubber hose; 5000 good cotton; 5000 good
leather; vahie of apparatus and supplies, $4000;
100 volunteer members; expenses in z888. $35; bell
alarm. H. B. Moulthrop.
Water Supply— Canal and creek. Ira Fetter-
man. Town Clerk.
Coanellsrille, Fayette Co., population *70oo;
area, 6iio acres; fire limit, 480 acres; fireworks ordi-
nance; brick and frame buildings; a hose carriages;
000 feet good mbt>er hose; value of apparatus, etc.,
^z5oo; 00 volunteer members; whistle and bell
alarm. Chief chosen by department and i4)proved
by coundl. K. C. Mccormick.
Water Supply— Reservoir, capacity za.ooo.ooo
SiUons daily; gravity system; 7 miles of street mains;
ameter, 4 to Z3 inches; 67 hydrants; pressure, zzo
pounds, ueo. A. Munson; W. H. Hughes, Town
Clerk.
CoBsholiookea, Montgomery Co., population
456Z; area and fire limit, 640 acres; fireworks ordi-
nance; mercantile buildings, brick, three stories;
wooden roofa permitted; dwellings, brick and wood,
two and one-half stories; department consists of z
steam engine, 3 hose carriages; Siamese couplings
used; zaoo feet good rubber hose; 400 poor; ZZ50
good cotton; vahie of apparatus and supplies, $775o;
1 building owned, value $4000; zzovolimteer mem-
bers; annual expenses. $500; bell alarm.
Water Supply— 1 TeserToir,TOppliedb7 pumps;
* espajcity, 44D»«5D gaJloDs daily; 4U miiei street
ward. Town Clerk.
Corrr, Erie Co.. population *8ooo; area. 3908
acres; fire limit, 540 acres; mercantile buildings,
brick, three stories; tin and iron roofs; dwellings,
wood, two stories; department consists of 3 steam
engines, z hook and ladder truck, 4 hose carriages;
350 feet rubber hose; 3000 feet good cotton hose;
500 poor; 3 horses; value of apparatus and supplies,
$8000; 3 buildings owned, value $4000; 135 mem-
bers, 3 full paid, z part paid; annual expenses, $500;
bell and whistle alarm. Chief elected by depart-
ment. J. F. Austin.
Water Supply— Waterworks; gravity and
pumping system; za reservoirs, supplied from
springs; capacity. 5000 gallons daily; 9 miles of
mains; 60 hydrants; pressure, zio pounds; annual
expenses for water department, $3000. B. F.
Knause, Supt.; M. N. Baker, City Clerk.
CnnrensTilley Clearfield Co., population 1580;
area, Z035 acres; buildings, brick and frame, two
and three stories; department consists of i chemical
engine, 6 chemical extinguishers, z hook and ladder
truck, z hose carriage; value of apparatus and sup-
plies, $3000; 50 volunteer members; expenses in
z888, $z6oo; steam whistle alarm. Wm. Holden.
Water Supply— 4 reservoirs, capacity 500
ban els each. A. Bloom.
DSBTilley Montour Co., population 9000; de-
partment consists of z steamer and a hand engines,
4 hose carriages; 700 feet good leather hose, Z135
r[>r; Z500 feet good cotton; Z78 volimteer members.
L. Russell.
Water Supply— Wells; Holly system, direct
pumping; daily capacity of machinery, z, 500,000
gallons; zo6 hydrants; Z3 miles mains; diameter, 3
to 13 inches; ^6 Ludlow gates; pressure, 60 to zoo
pounds; woras cost $168,000; new pump to be
added this year. John Famsworth, Pres.; P. M.
Kerns, Supt.; Jos. Hunter, Mayor; Benj. Harris,
Town Clerk.
Darby* Delaware Co., population *aooo; z
band engine; 500 feet of hose. Controlled by
council.
Water Supply— Creek. B. D. Legin, Town
Clerk.
Derry Station 9 Co., population '3500;
buildines, wood, two stories; department, z chemi-
cal engme; 3 hose carriages; 600 feet good rubber
hose; 30 volunteer members; value of apparatus,
$800; whistle alarm.
Water Supply— Streams; gravity system; 34
hydrants; 5H miles mains; diameter 4 to zo ins.; 6z
Ludlow sates; pressure, 05 pounds. C. S.Tims,
Pres.; Murray Forbes, Supt.; John Doak, Town
Clerk.
DoyleatoWBy Bucks Co., popula'ion 3070; s
hose carriages; zooo feet good leather hose.
Water Supply— Springs, water-works, 33 fire
plugs.
DowBiagtowa, Chester Co., population
*z8oo; no fire department.
Water Supply— Gravity pressure; 3 miles
street mains; 400 hydrants. J. Hamilton.
Do Bois, Clearfield Co., population *70oo;
area, z8oo acres; fire limit, 600 acres; frame build-
ings, two stories; zoo volunteer members; z hose
carriage, z hook and ladder truck; Siamese coup-
lings used; 850 feet good hose; value of apparatus,
$3000. Chief elected by ballot. F. J. Foster.
Water Supply — Street mains and supply pipes,
extending }i mile; 35 hydrants; z force pump. J.
Roscoe, C. Pentz.
Dnke Centre^ McKeon Co., population *8oo;
area, 300 acres; fire limit, 150 acres; fireworks ordi-
nance; tallies of fires invest] g*ifed; niercsiTitile
jyo
Fire Protection and Water Supply.
PENNSYLVANIA— CiWirtwrAf.
buildings, wood, two stories; wood dwfUiogs. one
story; wooden roofs permitted; department consists
of z chemical band engine, a hose carriages; 500
feet good cotton hose, zooo feet poor; valne of ap-
paratus and supplies, $zooo; z building, value $500;
z rented at $36 per annum; 50 volunteer members;
annual expenses, $ao; bell and steam whistle alarm.
Chief elected by department.
Water Supply— Tanks; capacity, zaoo bar-
rels, supplied by pump; 1^ miles of mains and
supply pipes, a to^ inches diameter; Z3 hydrants;
annual expenses, $10. G. H. Dana.
DaacannoBf Peny Co., population zaoo; wood
buildings, two stories; 2 hana engines, a hose car-
riages; 950 feet good leather hose. 800 feet poor;
whistle alarm.
Water Supplt— Rivirs and wells. A. L. Lane,
Town Clerk.
Donmorey Lackawana Co., populadon *zaoo;
brick and wood buildings, two ana three stories;
shiogle roofs; department consists of z hose carriage
z chemical hand engine; 500 feet good rubber hose;
75 volunteer members; whistle and telephone alarm.
Water Supply— Gravity pressure; z reservoir,
8 miles street mains; 4 hydrants. Wm. Gilmore,
Supt.; C. P. Savage, Town Clerk.
East Bradjy Clarion Co.. population *Z7oo;
fireworks ordinance; causes of fires investigated;
frame buildings, two stories; 9 chemical engines; 4
chemical hand extinguishers, z hook and ladder
truck; value of apparatus $a90o; z building, value
$350; z^o volunteers; bell alarm. Chief elected by
members, approved by council. C. R. McCafferty.
Water Supply—^ dstems, supplied by springs;
direct pumping; a-indi street mains and nydrants.
R. R. McGregor, Town Cleric.
East Manch Ckank, Carbon Co., population
S500: frame buildings, two and three stories;
wooden roofs; no fire department; buckets.
Water Supply— a reservoirs; gravity pressure;
^ miles of mains, pressure, 50 pounds. Owned
•y Mauch Chunk Water Company, S. S. Smith.
Supt.
EastOBy Northampton Co.. populadon *z5.ooo;
area, i}^ square miles; fire limit, same; fireworks
ordinance; mercantile buildings, brick and stone,
three to six stories; slate roon; dwellings, brick,
stone and frame, two and a half to four stories; de-
partment consists of 3 steam engines, z hook and
ladder truck, also z aerial truck, 5 hose carriages;
4000 feet good rubber hose, 500 poor; aooo feet good
cotton; 7 horses; value of apparatus, supplies, tele-
graph and buildings owned, $46,221.75; member-
sniPi 381 paid; annual expenses, $8000; telegraph
alarm, 24 street boxes. Cnief appointed by Niayor;
term, 6 years. J. J. Smith.
Water Supply— River; combined gravity and
pumping system; daily capacity of Worthington
machinery z, 000,000 gallons; 95 miles street mains,
diameter 4 to ao inches; 50 hydrants; pressure, 60 to
zoo pounds; 3 pumps, capacity z, 000,000 gallons
each. J. S. Rodenbougfa, H. T. Buckley.
EastStrondsbarghyldonroe Co.. population
*Z9oo; frame buildings, two and three stories; wooden
roofs; no fire department.
Water Supply— Wells, dstems and creek;
water-works building. Geo. E. StaufSer.
East York 9 (Pricetown)— z steam fire engine;
800 feet hose.
Ebensbargy Cambria Co., population Z193;
fireworks ordinance; fiame buildings, two stories;
wooden roofs permitted; department consists of z
hand engine, z hook and ladder truck, a hose car-
riages; 600 feet good rubber hose, 600 feet cotton
hose; value of apparatus and supplies. $2730 mem-
li
expesaes, $75; i
Chief dected bf ooa-
bership 63, volunteers; ^
building used; bell alarm,
pany. Otis Uoyd.
water SUPPLY—Pumping system; s nsama;
z^ miles street mains and supply pipes, dwoets
A to 6 inches; Z5 hydrants; annual expoiscs of «iB
department, $350. R. L. Thomas, W. H. Cosoefl.
Town Clerk.
Edeabarf, Clarion Co.. popolaaoD *ioco,
buildings, frame and brick; one and two aom:
department consbts of z hose cairiage, i hook aad
ladder truck; m feet of hose; value of appasES
and supplies, %oo; z building, value Smo; do-
bership 46. jTRTNeelv.
Water Supply— Water-woiks; grsvitv; apK-
itv 900 barrels; aooo feet mains; 3 and 4 md» ii
diameter; 5 hydrants; pressure 7< ponods; aaaai
expenses of water department, ^00. R. CodeOL
Supt; N. N. Booth. Town Cleric
Eldredy McKean Co., populatka Z165: sa.
600 acres; fire limit, same; frame bmkiiofi, tvs
stories; diingle zools permitted; department eoi-
sists of a diemical hand extinguishers, z bookod
ladder truck; zooo feet of hose; valne of ananss
and supplies, $zooo; z building in use; memixf^.
45, all volunteers; bell and whistle alana. Oae
elected by company. T. L. Sartwdl.
Water SuppLY—Wells and riven wateM»atb:
3 inch mains. A. H. Mayo, Town Cleric
ElisabethtowB^ Lancaster Co., popditica
3980; area and fire limit, 640 acres; (iieipofb ont-
nance; mercantile buildings, brick, three »m
shingle n>o& permitted; dwellings, brick and fiast
two stories; z steam engine; z band engiae; s bos
carriages; 400 feet good rubber hose; 500 poor ns
feet good cotton; vahie of appamtua and ssfxptia
$5000; z building owned, value $4000; mtibe-
■hip 75, voiunteers; annual expenses, 9i»: ^
alarm. Chief elected by company. J. C Red-
seeker.
Water Supply— 8 dstems. supplied by pop-
ing from creek; capacity zso.ooo gaUons &^- ^
plug. F. \V. Miller. Town Cleric
EmleatOB) Venango Co.. pofmlatkMi *i5b
brick and frame buildings; s chemical hand tg>
guishers; z hook and ladder truck; s hosecamafa
Siamese couplings used; 600 feet good rubber bosc
aoo linen; 400 feet cotton; valne m apparatsi. ett
$aooo; z building, value $9000; 50 volunteeriKS-
l>ers; expenses in z888. $zoo. Chief dectsi tf
members. A. R. Newton.
Water Supply— Gravity system watei^oBS
z reaervoir, capacity 500.000 gaUoas; 4 sulei s»^
mains, 5 and 6 inches in diasseter; zy hydxasis. *-
R. Donnelly, Town Cleric
EmaoriaBy Cameron Co.. popolatkja *9^
z hand engine; z hook and ladder trade; sckesi-
eal hand extinguishers; a hose carriages; 700 ^
rubber hose, lair; Z850 feet good ooctoa; iio ba
volunteers. E. O. BardwelH
Wates Supply— Water-woriLs; graritysj^
30 hydrants: 6% miles mains; pressure zio poaog:
works cost $35,000. J. F. Panoctt* Pkes. Co.; H
H. Mullen, Town Clerk.
Ephratah. Lancaster Co., popnlatioB 1310
buildings, t»rick and wood, two and three snntf
department consists ol z steam eagine. z chcai»
engine, z hose carriage; 400 feet good rubber hose
400 poor; zooo good cotton; valne of apparatus tf^
supples, $3000; members zoo, volunteers; eipesi^
in z888, $aoo; beU alarm. Geo. W. GiolL
Water Supply— Creek and z reservoir. 5PJIJ
500 hogsheads; 3 miles street mains; so hjuiisK
pressure. 70 pounds. E. S. Roycr.
Erie, Erie Co., popuUtion *38.ooo; v^y^
acres; fire limit, Z75 acres; fireworks ow'v^
mercantile buikiings, brick and wood, t«o W^
Fire Proiec^an and Water Supply.
'7'
tones; dwellings, wood, one and two stmies; de-
artment consists of a steam engines, a chemical
and extinguishers, z book and ladder truck, 6 hose
arriages; 13,150 cotton bote, good; ax horses; value
f apparatus and supplies, )z4.doo; 6 buildings
)wnea, value $50,000; membership 47, zo full pajio,
7 part paid; annual expenses, $ao,^a; fire alarm
.na f '
, value $50,000; membmhip 47, zo full paid,
paid; annual expenses, $ao,03a; fire alarm
[ telegraph, 39 street boxes. Chief elected bj
imissioners.
'ater-works, pumping sys-
)r, 30,000,000 gallons; ^8
neter, 4 to 30 inches; aoo
ommi
Water SuppLT^Water-works, pnmi
em; reservoir, capacity, 30,
niles street mains; diameter.^ _ ^ __
lydrants; pressure, 70 pounds; annual expenses of
vater department. $43,800. C. S. Clark, Mayor;
rhos. HanloD, City Clerk.
Everett. Bedford Co., population '3500; area
ind fire limit, aoo acres; mercantile buiklings, brick,
wo stories; dwellings, wood, two stories; depari-
nrnt consists of z steam engine, 3 hose carriages;
£ooo feet good rubber hose; 500 feet cotton hose;
kralue of apparatus and supplies, $4,600; value of
3ui]dings m use, $5000; zoo volunteer members;
innual expenses. $as; bell alann. Chief elected
3y council. D. B. Ott.
Watkr SUPPLY—River and streams. J. F.
Fisher. Town Clerk.
Foxbnrg » Clarion Co.. populatioo *8oo; 800
feet hose; 40 volunteers. G. Kiel.
Water Supply— Water-works; gravity pres-
sure; river; a tanks; a miles of mains; 25 double
hydrants. F. Dale.
Franklia* Venan|ro Co.. population *8ooo;
area, 1500 acres; fire hmit, 500 acres; fireworks or-
dinance; causes of fires investigated; mercantile
buildings, brick, three stories; smngle roo£i per-
mitted; dwellings, brick and wood, two stories; de-
f>artment consists of i steam engine, i book and
adder truck, 5 hose carriages; 1000 feet good rub-
ber hose; 500 feet linen; value of apparatus, $zz,-
350: Q buildings owned by dty, value $6000; 150
members, part paid 3; annual expenses, Siaoo; bell
alarm. Chief elected by council. P. W. Welsh.
Water SUPPLY—Springs, by gravity to reser-
voir; 10 miles street mains; diameter, 4 to 8 inches;
45o hydrants; pressure, 70 pounds; cost of works,
$40,000; annual expenses, $550. F. W. Mitchell,
Pres., Co.; J. L. Hanna. Supt.; Wm. Waller,
City Clerk.
Free land 9 Luzerne Co., population *400o;
area, 400 acres; fire limit, same; fireworks ordi-
nance; causes of fires investigated; frame buildings,
two and three stories; shingle and slate rools; zhook
and ladder truck; a hose carriages; zcoo feet good
cotton hose; value of apparatus, etc., $aooo; z build-
in?: 57 vohinteer members; bell alarm. Chief
elected by council. Albert Ooeppert.
Water Supplt^i reservoir; pumping system;
Wortbington machinery; zp hydrants; 4 miles
mains; works cost $az,ooo; pressure 30 toTS pounds.
Henry Fisher, Supt.; fi. Davis, Mayor; T. A. Buck-
ley, Town Clerk.
Freepeity — ^ Co., population ; buildings,
brick, two and three stories; shingle roofs per-
mitted; bucket brigade; no fire department.
Water Supply— River; by pump to reservoir;
Blake pumps; a hydrants; 6 miles mains; diameter,
5 and 0 inches; gravel filtration; pressure 90 pounds;
annual expenses, $zooo. John Ralston, Prest;
D. B. Golden, Supt.; G. M. HiU, Town Clerk.
Gettysbarfhy Adams Co., population '3000; i
steamer, a hand engines, i hook and ladder truck;
q hose carriages; Z500 feet of cotton hose. J. M.
Warner.
Watbr Supply— z reservoir; pumping system;
38 hydrants; a miles mains; pressure 50 pounds;
cost of works, $ao,ooo. David Warren, Supt.; W.
F. Grimesby, Mayor.
Glmrd. Erie Co., population 793; z chemical
engine; i nook and ladder truck; z hose carriage;
300 fiset good rubber hose, aoo feet poor; 50 volun-
teer members.
Watrr Supply— Creak; i cistern. H. Ball,
Town Cleric
GlrardTiltot Schuylkill Co., population '3000;
3 hose carriages; z hook and ladder truck. P.
Cress.
Water Supply— Street mains from reservoir.
E. C. Wagner; W. Parker.
GreeBbttYv* Westmoreland Co., population
*5ooo; area, a5oo acres; fireworks ordinance; mer-
cantile buildings, brick, and stone, three stories;
brick and stone dwellings, two stories; department
consists of 3 hand engines, z hook and ladoer truck,
z hose carriages, aso feet bad rubber hose; zoo
poor; Z50 feet good leather, 50 poor; z horse; value
of apparatus and supplies, $3500; a buildings
owned, value $500: Z50 volunteer members; aanu»l
expenses, $350; bell alarm. Chief elected by the
borough authorities; new city hall.
Water Supply— Wells and dstems. Cyrus
Gross, Town Cleric
GreeBMittley Pjranklin Co., population *aooo;
z steam engine, a hose carts; zzoo feet good rubber
hose; 60 volunteer members. C. Kohun.
Water Supply— 3 cisterns, capacity 60^000 gal-
lons each; a small cisterns. J. E. Wilson,
Town Clerk.
GraeBTllley Mercer Co., population '4000;
area, zaoo acres; fire limit, same; fireworks ordi-
nance; mercantile buildings, brick, two stories:
wood dwellings, two stories; department consists ot
z steam engine, 3 hose carriaces; Siamese couplings
used; aooo feet good rubber nose; value of appara-
tus and supUes, $5000; 00 members, a paid; an-
nual expenses, S300: bell alarm, Chief elected by
members. P. Leech.
Water Supply— Creek; water-works; gravity
system; 35 hydrants; 6 miles mains, diameter 4 to
za inches; 40 Eddy SP^es; pressure, 80 pounds; works
cost, £50,000 annual expenses, f«x>. J. T.
Blair, Pres. Co.; S. R. Cochran, Supt; W. P.
Leach, Mayor, £. S. Templeton, City Clerk.
flaMbttryby Beriu Co., population azzo; z
steam engine, z hook and ladder truck, a hose car-
riages; zooo feet leather hose, good; 500 cotton,
good; zoo men, volunteers. Wm. Shendan.
Water Supply— River and canal. R. J. M.
Miller, Town Cleric
HaMOTery York Co., population 5000; mercan-
tile buildings, bnck, two and three stories; wooden
roofs permitted; dwellings, frame, two stories; de-
partment consists of z steam engine, z hand en-
gine, z hook and ladder truck, a hose carriages;
Siamese couplings used; z6oo leet leather hose,
good; value of apparatus and supplies, $6000; z
buildiog owned, value $5000; membership yj, aU
volunteers; annual expenses, $300; bell alarm.
Chief elected by company. Wm. Long.
Water Supply — a reservoirs, supplied by
springs; gravity pressure; \ miles street mains; di-
ameter, 4 to 9 inches; a8 bydranU; pressure, 70
pounds. S. Keeper, W. R. Sohday.
Harriabarf t Dauphin Co., population 35,7^1;
area, a889 acres; fire limit, same; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick, three and four stories; tin and
slate roo£i; dwellings, brick and frame, two to three
stories; department consists of 6 steam engines, z
hook and ladder truck, zo hose carriages; 8500 feet
cotton hose, good; 350 feet leather hose, good; aooo
feet leather, poor, az horses owned, a hired; value
of apparatus and supplies, $37,000; 9 buildings
owned, value $45>ooo; membership, zooo. volun-
teers; annu^ expenses, $za,47o; telegraph alarm,
aa street boxes. Chief appomted by Mayor. J.
Kohler.
172
Fire Protection and Water Sigpply,
PENNSYLVANIA— Clwiifewfl/.
Water SuppLT-^Pumping system; i resenroir,
supplied from Susquehanna river; capaaty, 90,000-
000 gallons daily; 28 miles street mains, diameter
6 to 30 inches; 650 hydrants; pressure, 65 to 75
pounds; annual i-xpenses of water department,
laa.SSo. J. H. Weitmyer, W. J. Baker.
HaaeltOB, Lucerne Co., population *ia.ooo;
area, la.ooo acres; fire limit, saoie; fireworks ordi-
nance; mercantile buildings, brick and wood, two
and a half and three stories; shingle roofs per-
mitted; dwellings, wood, two stories; department
consists of 9 steam engines, 15 chemical nand ex-
tinguishers, I hook and ladder truck. 3 hose car-
riages; 600 feet rubber hose; 1700 feet leather hose,
good; a horses; value of apparatus and supplies.
$14,000; membership 50, volunteer. Chief elected
by company, approved by borough council. E.
Bachman.
Watbb SUPPLY--4 reservoirs, supplied by pump-
ing and springs: capacity. 340.000 gallons daily;
gravity system; zi miles street mains, diameter 3
to 8 inches; z8 hydrants; pressure. 90 pounds; an-
nual eacpenses of water department, Saoo.ooo.
Josiah Walk, Geo. Mane.
HollidartWnr, Blair Co., population 3150;
area, 9000 acres; fire limit, 1000 acres; fireworks
ordinance; mercantile buildings, brick, two and
a half stories; shingle roois permitted; dwellings,
firame and brick, two and a half stories; department
consists of a steam engines, i hook and ladder
truck, a hose carriages; Siamese couplings used;
aooo fieet linen hose; 400 feet good leather hose;
value of apparatus and supplies, $10,000; member-
ship, aoo, volunteers; value of buildings, $5000; an-
nual expenses, $500; whistle alarm. Chief elected
by council. Martin Bell.
Water Supply— a reservoirs, sravity system;
Z3 miles street mains, diameter 6 inches; a8 hy-
drants; pressure, 50 pounds. C. A. McFarland, J.
H. Smith.
HoBeadate , Wayne Co. , population 9690; area,
640 acres; lire limit, 500 acres; mercantile buikl-
ings, brick and wood, three and lour stories; wooden
T006 permitted; dwellings, brick and wood, two
and a half and three stories; department consists of
9 steam engines, 9 hose carriages; Siamese ooup-
bngs used; 1250 feet good cotton hose; 800 feet poor
leather; 950 feet poor rubber; value of apparatus
{and supplies, $10,000; z building owned, value
6000; membership 55, 3 paid; annual expenses.
5<x>; gong alarm.
Water Supply— Water-works; gravity system;
fD miles of street mains, diameter 4 to 6 inches; 6
ydrants; pressure. 50 pounds. W. A. Thayer,
Supt; T. E. Callaway. Town Clerk.
HttfhTille, Lycoming Co., population *z5oo;
area, 400 acres; fireworks ordinance; frame and
brick bnildin|[s, two stories; shingle roofs not per-
mitted on mam street; z band engine, value $300.
Water Supply— Wells. A company has been
granted a charter and will build water-works during
year. T. Rommelt, Town Qerk.
HttmnelatowBy Dauphin Co.. population
Z400; buildings, brick and stone, two and three
stories; shingle roofs; department consists of 3
hand engines, z hose carriage; 600 feet good hose;
300 poor; members 959, volunteers. W. M. Bum.
WATER Supply— Water-works; stand-pipe sys-
tem; 5 miles street mains; Z9 hvdrants; pressure 75
to Z50 pounds; works cost $45,000; annual ex-
Eenses. $560. F. J. Shaffer, Pres. Co.; W. H.
iple, Supt; J. J. Bolton, Town Clerk.
HiiMtiBKdoB, Huntingdon Co., popnlatkn
6000; fireworks ordinance; buildings, orick and
frame, two to four stories; depanment consists of a
steamers, z hand engine, z chemical engine, z
hook and ladder track, 3 hose carriages; saase
couplings; 9000 feet good katber hose; aoo good
rubber; zooo new cotton; value of appannu ££
supplies. $Z9.ooo; 3 bufldings owned, vah}^ li^-sor
members 450, volunteers; cspenses in x88S $5^
telephone alarm. Gilliert Greenbarg.
Water Supply— Water-works; graritysTms
Z9 miles street mains; 60 hydrants.
iMdiaBftt Indiana Co., population '4000: ^
works ordinance; mercantile buildmgs, bncLtK
stories; wooden roofs permitted; frame dselirp
two stories; department consists of i hand nin
a chemical engines, z hook and ladder vrs^ :
hose carriages; zaoo feet good rubber bosr tlje
of apparatus and supphes, $9550; value d bik-
ings owned, $3500; Z75 volunteer menboi c-
nual expenses. $600; bell alarm. Chief eierted r<
the companies. M. J. Lowery.
Water Supply— Watcr-worlcs; gravity ?«■
sure. E. Row. S. A. Douglass.
IrwiMy Westmoreland Co., population *33K
area, zoo acres; fire hmit, zoo acres; firevoris si-
inance; mercantile buildings, bric^ and vood. :i:
stories; wooden roofis permitted; wood dvtkfi
two stories; department consists of z hand ept
z hose carriage; zooo feet good rubber hcse: n^
of apparatus and supplies, $0000; zbutldicf onec
value $800; ^ vofunteer members; ancsi o-
penses. $aoo; DeD alarm. J. L. Prick.
Water Supply— 5 dsteras. supplied froniw*
of buildings; capacity 50,000 gaDons; water-i«ta
to be erected. S. C. Remsber£, Town Ckxi
JermyVl Lackawanna Co., populatioo 'jooc
frame buildings; zooo fiset good liiMn box; ^
$900; 40 volunteer members; bell and «bs->
alarm. S. D. Davis.
Water Supply— z reservoir, snppSed b?
springs and streams; gravity system; 8 and 4-n^
street mains; za hydrants; pressure 80 to uc
pounds. W. S. Hutcfaings, Supt; W. C. Nxbor
son, Town Cleric
Jersey Shore* Lvooming Co., popolitiaisv^
brick and firame buildings, two and three snna
department consists of a hose carriages: looofcf
good leather hose; vahie of apparatus sod saf^
$aooo; bell alarm.
Water Supply— Water-worics; resertor f»
tem; z reservoir; 3 miles street mains: 28 hTdne^
E. D. Trump, Supt.; B. D. Bricker, Town Ctai
JohMStoWMy Cambria Co., population <3Pac
3 steamers; z hook and ladder truck; 8 how csr;
tiages; 5600 feet good cotton hose; 3 rocs. ^
part time, 400 volunteers; 9 horses. S. E. V(^S
Water Supply— Water-works; graviiv pws-
ure; 4 reservoirs; 40 miles mains; diameter 4*^'
inches; Z04 hydrants; Ludlow gates; pressztjs
rmds; works cost $soo,ooo. J. McMillea, P^.
WiUiams, Supt.; I. HoneU. Mayor I ^
Fisher. City Cleric. (Above report receiwd P"
vious to late disaster.)
JoaeatowBy Lebanon Co., populatioo joi *
hand engine; z hose carriage; zoo fie«t leatbei bo^
Water Supply— Wells and dstems. C -
Zehning, Town Clerk.
KesBett 8q«ire« Chester Co., powiii^
Z300; area, 680 acres; ure limit, zoo acres; firevoic
ordinance; mercantile buildinga, brick, two »
three stories; shingle roofs permitted; dvelUeV
brick, two and three stories; department conssstf
z hand engine, z hose carriage; 600 fleet good rv-
berhose; value of apparatus and supplies, $1^^
building owned by oorouglk, value t^oo; ^^^^
ship 50. volunteers; annual expenses. $^5 ^
alarm. Chief elected by board ot enctneers.
Water Supply— Water-works; <fi«ctl?5*?;
and stand-pipe system; reaerroirB. suppix^i ^
water power; capacity 36^000 gaUons daih: ^Jj
miles street mains; (fiamcter a to 6 inches: 15 ^^'
Fire Protection and Water Supply.
'73
rants; pressure 95 to 50 pounds; annual expenses
\ water department, $aoo. Eugene Mercer, Supt ;
OS. Clark, Town Clerk.
Kerns Cityy Columbia Co.; buildings, wood,
De and two stories; shingle roofs; department con-
ists of several chemical extinguishers, z hose car-
tage; 500 feet good rubber hose; 17^ poor; value of
pparatus and supplies, $400; memb^ ax, volun-
xrs. L. S. Burgess.
Water Supply— Water-works; pumps, 35 horse
ower; z mile street mains; 6 hydrants.
Kingfltoiiy Luzerne Co., population 1418; i
worthless hand engine; z hose carriage; 900 feet
ood leather hose.
Kittanniof 9 Armstrong Co.. population 3624:
rea, zoo acres; fire limit, same; fireworks ordinance;
uildings, brick and wood, two and three stories;
hingle roofs permitted; department consists of a
ook and ladder trucks; zzoo feet good leather hose;
buildings in use; membership 40, volunteers; bell
ilarm.
Water Supply— Water-works; direct pumping
ystem; i reservoir, pumped from river; zi miles
treet mains; diameter, 6 to 10 inches; 30 hydrants.
Knox 9 Clarion Co., population *zaQo; area, 30
cres; fireworks ordinance; frame and brick build-
Qgs, one and two stories; z hook and ladder truck,
hose carriage; 550 feet good rubber hose; 50 feet
inen; value of apparatus, $800; z building; 50
'olunteer members; steam whistle alarm. Chief
!lected by ballot.
Water Supply— a reservoirs, capacity 63,000
rallons; 9^ miles street mains, 4 and 3 inches m di-
imeter; 6 hydrants; pressure, 75 pounds; works
)wned by Smith and Corlett, Nelwin Tooth.
Kvtstowm, Berks Co., population *Z325; brick
ind frame buildings; i hand engine.
Water Supply— Wells. J. u. Wanner, Town
:ierk.
lAiicattery Lancaster Co., population 25,769;
rea, 2560 acres; fire limit, same; chief investigates
ires; mercantile buildings, usually brick, three sto-
les; mostly slate rood; dwellings, brick and frame,
wo to three stories; department consists of 4 steam
ngines. z hook and ladder truck, 4 hose cans; 4000
set good rubber hose; several factories have private
lose; x^ horses; value of apparatus and supplies
nd building, $50,000; memoership 39. full paid,
o; part paid, 99; annual expenses, $26,467; fire
larm tele^pb. Chief elected by council. H. V.
^andersmith.
Water Supply-^ reservoirs, supplied by steam
lumps, capacity 5,000,000 gallons per day; 32 miles
treet mains; 4 to ao inches; 425 hydrants; pressure,
6 pounds. Jacob Holabach, J. Chillas.
Ijamsford, Carbon Co., population ^2500; build-
3gs. wood, two and two and a half stories; shingle
oofis; no fire department.
Water Supply— Water-works; gravity pres-
ure; 3 miles street mains. W. D. Zehuer, W.
>rumheller.
I^atrobe, Westmoreland Co., population *42oo;
reworks ordinance; causes of nres investigated;
»rick and frame buildings, two and three stories;
hingle, tin and slate roofs; z chemical engine; 4
hemical hand extinguishers; z hook and ladder
ruck; 950 feet good rubber hose; value of appa-
atus.$i8oo; z building, value $1500: 33 volunteer
lembers; bell alarm. Chief elected by council.
Water Supply— Wells and creek; water-works;
ump to mams; 4 miles of mains; 23 hydrants. J.
;. Head.
liClMiMOB. Lebanon Co., population *z<,70o;
reworks onnnance; mereantile buildings, brick,
iree stories; wooden roofi permitted; dwellings,
rick and frame, two stories; department consists
of 3 steam engines, z hook and ladder truck, 3 hose
carriages; 3600 feet cotton hose; value of apparatus
and suppkes, $3500; value of buildings owned,
$40,000; annual expenses, $3500. Chief elected by
companies. Geo. A. Hunter.
WATER Supply — Gravity pressure; 35 miles
mains; diameter. 4 to z6 indies; zio hydrants; 50
gates; 23 meters, Herscy; pressure 55 pounds;
works cost $352,000; annual expenses, $1800. R.
J. Shirk, Supt.; P. L. Wiener, Mayor; Jos. Light,
City Clerk.
Ijeliiglitoiiy Carbon Co., population *40oo;
area, 3560 acres; fire limit, same; fireworks ordi-
nance; mercantile buildings, brick, three and four
stories hi^; dwellings, w<x>d, two and one-half and
three stories; z hook and ladder truck; buckets. P.
Wagner.
WATER Supply — Artesian well being: con-
structed; present supply from well; capacity. za5
fallons per minute; pumped to reservoir. Mahlon
Leichard, Mayor; John Semmel, Town Clerk.
Lewisbarf ^ Union Co., population 3080; area»
320 acres; fire limit, 200 acres; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick, two and three stories; dwellings, brick, stone
and wood, two and three stories; department con-
sists of z steam engine, z hand engine, 3 hose car-
riages; Siamese couplings used; Z500 feet rubber
hose, good; 200 feet cotton, good; 300 poor; value
of apparatus and supplies, Szo,ooo; i building
owned, value $3500; membership zoo, 3 paid; an-
nual expenses, $z5o; bell alarm. Chief elected by
borougn council. J. V. Miller.
Water Supply — ^Water-works; system pump-
ing to stand-pipe and direct, Knowles pumps; qual-
ity of water, good; cost of construction $35,000; 8
miles street mains, aK to zo inches diameter; 45
hydrants; pressure, zoo pounds. C. Dreisbach,
Supt; Wm. Jones, City Clerk.
liewistoily Mifflin Co., population 3222: z
steam engine; z chemical; 2 hook and ladder trucks;
3 hose carriages; z8oo feet rubber hose, good; 1000
feet poor; Z5c» feet leather, medium; zooo feet cot-
ton, good; z man paid part time; zoo volunteers.
F. H. Wentx.
Water Supply— Gravity pressure; 35 hydrants.
P. Glum.
Lttitz, Lancaster Co., population 1113: 3 chem-
ical engines; 3 hand engines; 500 feet cotton hose,
good; 25 men, volunteers.
Water Supply— Creek; water-works in course
of construction.
Lock HaTen, Clinton Co., population *8ooo:
area, 500 acres; fire limit, 400 acres; mercantile
buildings, brick, three stories; dwellings, brick and
wood, two and three stories; department consists of
z steam engine, z hook and ladder truck, 5 hose
carriages; Siamese couplings used; 3600 feet good
hose, mostly cotton; 3 borses; value of apparatus
and supplies, $zz,ooo; z buildinr owned, value
$3000; z rented at $60 per year, value $400; mem-
bership Z50, 4 full paid; annual expenses, $1000;
bell alarm. Chief dected by commissioners. C.
F. Keller.
Water Supply — a reservoirs, supplied by
streams; capacity 4,zoo,ooo gallons daily; gravity;
Z5 miles street mains; diameter 4 to za inches; 70
hydrants; pressure 70 i>ounds; annual expenses of
water department. $aoco. John Griffin, Supt.; G.
W. Mason, Mayor; S. M. McCormack, City
Clerk.
Lykensy Dauphin Co., population 3500; 2 hose
carriages; a hose carts; zooo feet hose; 2 hose com-
panies; no fire alarm. A. G. Stanley.
Water Supply— System, gravity to reservoir;
as bydraiits; 3M miles pipes, zo to 3 mches in diam-
cter; *« gates; quality of water good; pressure 40
pouirt* * T. M?>Viltiam8. Supt.; B. F. Eby, Town
ClerlJ^-
n4
Fire iVofcc/ion and Water
FENSSYhWASlA-'^dMiimud.
Hahaiior Planet Scha/lkill Co.. popuUtion
3500; 3700 feet of hose; a bote carts; 60 members.
Watbr Supply— QniTity from Mud Rim, zK
miles from toim; 8 hydrants; 4 mttes 6-incfa pipe;
8 gates; maker, F. B. Banaan; water not fit for
use in summer; pressure good. M. Luthin. Pres.;
John J. Splane, Mayor; H. C. Dutter, Town
Clerk.
Haakeimy Lancaster Co., population *a90o;
area, Z280 acres; fire limit. 960 acres; fireworks or-
dinance; causes of fires investigated; mercantile
buildings, brick, two and three stories; wooden
roofs permitted; dwelltngs, wood and briek, two
and three stories; department consisU of z hand
engine; 3 hose carriages; Z400 feet of good hose;
Taliie of apparatus and supplies, $9000; 9 buildings
used, value Si6o9; membership zoo. volunteers;
ben alarm. Chief elected by company.
Wateb Supply— System; pumping to reservoirs;
capacity 800,000 gallons; capacity of storage reser-
voir, 500.000 gallons; Worthington pump; 5 miles
of mains; pressure 60 pounds; 68 hydrants; cost of
construction, $ao.ooo. A. Kline, Pres.; H. E.
Gye, Supt.; M. E. Bomberger, Mayor; H. M.
Ensminger, Town Cleik.
Maaafieldt Tioga Co.. population «3«oo; area,
Z406 acres; fireworks ordinance; mercantiie build-
ings, brick, three stories; wooden roofs permitted;
dwellings, wood, two stones; department consists
of z band engine, 4 chemisal hand exdnguisbers. z
hook and ladder truck; value of apparatus and sup-
plies, $750; membership 50. volunteers; bell alarm.
Chief elected by company. T. H. Bailey.
Water Supply— Gravity; private company.
T. H. Bailey. Mayor; Mart King, Town Clerk.
Maasfield Talley, Allegbeiv Co., populatioa
3000; z hand engine; z book ana ladder truck; z
nose carriage; 500 feet good rubber hose; 35 men,
volunteers.
Water Supply— zs dstems.
Hariettay Lancaster Co.. population ^5500:
area 9000 acres; fire limit, same; fireworks ordi-
nance: mercantile buildings, brick, three stories;
WQoden roofs permitted; dwellings, frame and
brick, two stories; department consisU of z steam
engine, z hand engine, z book and ladder truck, 4
hose carriages; Siamese couplings used; z6o3 feet
good leather hose; value of apparatus and sup-
plies. $8000; z borough building, value i/ooo; 90
volunteer members; bell alarm. Chief elected by
members. Caspar Eater.
Water Supply— River; canal; 4 cisterns and
creek. Thos. O'Rourk, Mayor; J. Nartor, Town
Cleric '
Mandi Cknnkt Carbon Co., population '4800;
fireworks ordinance; causes of fire iavesdgated;
mercantile buildings, brick, four stories; mostlv
slate and tin roofs; dwellin^p, brick and wooa.
three stories; department consists of z steam engine,
z haod engine, z hook and ladder truck, 3 hose car-
riages; 600 feet good leather hose; 600 feet gum
and 600 cotton; value of apparatus and supplies.
$8000; 2 buildings owned, value $4000; member-
ship. iz6; part paid. 9. Chief elected by members,
oonfirmsd by couacil. G. W. Sandel.
Water Supply— 4 reservoirs, supplied by
springs; gravity system; 4 miles street mains, 6 to
4. inches diameter; 33 hydrants; pressure 80 pounds.
Hon. R. Klotz, Supt.; John Faga, Mayor; Elmer
Keiser, Town Cleric
MarysYilley Perry Co., population zo3o; z
Rumsey hand engine; Z50 feet cotton hose; 45
members, volunteers: value of apparatus, $350. G.
E. Strasbough, Chief.
Water Supply obtained from river and well.
J. £. Mann, Burgess.
MeKaetport, Allegheny Co., popabtka ««•
000; z hook and ladder track; 9 hose reds. J
McAllister.
Wateb Supply— Water-works; pomp toias*
voir. J. E. Coll, Geo. Bossart.
MaadTllley Crawford Co., populatioa *ujk
X steam engine; z hook and ladder track; 4 boa
carriages; 3500 feet good oottoa hoee; aBs ao.
volunteers; 9 horses. Oscar Hartsaaa.
Water Supply— Creek; gmi^ zSoieii
mains; zq7 hydrants; pmswu, zz5 poands. G.G.
Collum, Supt.; J. B. Cochran, Mayon B. & FU-
ett, Junior, City Clerk.
Meekaalcabargy Cumberland Ca, ponWa
4000; area, 400 acres; fire limit, same; mab
ordinance; mercantile buildings, brick, two ai I
three stories; wooden T00& permitted; dvdBip |
brick and wood, two and three stories; deutitaes
consists of z steam engine, z hand engine, 8 ladds ,
and two hooks, 9 hose caniages; Z400 ieet nhkr
hose, good; 400 feet good leather hose; z book ai
ladder truck and 9 Babcock fire exdagnishen; nkc
of apparatus and supplies, $8500; 9 buikliBgi, nia I
$5000; membership, Z75, 5 paid; annual expean
$6^; ben alarm. S. M. Wagoner.
WATER Supply— Water-woiks; gravity wr»:
9 reservoirs: 7 miles of mains, diameter 4toxDiBte
98 hydrants; supplied by R. D. Wood ft Cow; ;»
sure, 39 pounds; quali^ of water, good; sfli fr
tered; cost of works, $45,000; annual expoA
Szooo. Joseph Leas, Pres.; Andrew Seifert Sea.
D. H. Kimmel, Mayor; D. E. Kast. Towb ObIl
Media. Delaware Co., population ^900; ilnd
engine; 9 note carriages; zooo feet leather bose; as
feel cotton.
Water Supply— Source, Ridlef creek; spsm.
pump to reservoir; Cassin and Knoita pup
capacity per day, 300,000 gallons; 30 Cans kf
drants; 7 miles mains, 4 to 8 in^es dismctcr 9
gates, Cassin make; cost of works, $zoo,ooq; p»
sure, average 95 pounds. Works owned by bonoi^
W. Mandl, Siq>t^ Henry Qraen. Chitf Bergoc
William Tudm, Town Ckrk.
Meroar, Mercer Co., population *93So; i^
engine; z hook and ladder track; a hoae carts; I5>
f net good rubber hoae; 50 vohinleers; fire police, n
men. W. D. Keek.
Water Supply— Streams; water-woiks, pear
to tank; capacity, 90.000 gallons; capacity of pi>f
900 gallons per minute; 3 miles of mains; S ?*
drants; pressure, Z95 pounds. H. H. Zigler, Td«x
Cleik.
Mereersbmify FhukHn Co.. populatioB 'i?c
buildings, principally bnck, two and three stooes
wooden roofs ponitted; department consists « i
steam engine. 9 hose carriages; 950 fieet of goo^ cot-
ton hose, 50 feet poor; value of appantas tx
supplies. $5000; membenhip 40, volnateers; i a^
paid; bell alarm. S. C. Jordan.
Water Supply— Cisterns, supplied by pa^P^
from Silsby enciae; mill race and wells; cost a si»
tem. $503o. F. A. WaddeU. Burgess; M. J. S«i
Town Clerk. |
lIefiioppea» Wyoming Co., popniatios *t»i
area. 400 acres; frame buildings, two stories »
fire department; 48 buckets; 3 l4ddecs. _
Water Supply— Water-works; gravity sytf*
9 reservoirs, supplied by sprhigs and p^ "^
creek; capacity 30,009 gaUons per day; «isn^
^ to 3 laches: 3 hydrants; water>works ova» ^
private company. £. H. Weels. E. J. Movxy-
Mefara4ale« S3merset Co.. popolstioa som
z hook and ladcler truck: z hose oomptay; «o^
carts; 700 feet boss. WiUlam Coolehaa.
Water Supply — Source, miag A«^
Mountain; gravity system; flow of spnag i.o**'
gallons per day; 96 Eddy hydrants; I9»9SI^^^
Fire Pnxtet^^Mt and Waier Supply,
^75
to 8 iochcs diameter; 15 Eddy gates; cost of
orks, $90pOoo; pressare zao poands; anaaal ex-
enses, $350. A. Chamberiain, Prest.; J. S.
ravei, Supt; E. J. Hudaoo, Major; N. E. Mil-
r, Town Clerk.
Middletowm, Dauphm Co., population *sooo;
steam engine; 3 hose carriages; 1500 leet good
>ttoo hose; 800 teet leather; 90 men, volunteers.
Water Supply— Stand-pipe and direct to
sins; capadtr of pumps 300,000 gallons; Ray-
ond& Campbell makers; 5 miles mains; 35 hy«
rants; pressure 60 to aoo pounds. Joseph Camp-
ill. Pres.; C. W. Raymond, Treas.
Mii&imtowBy Juniata Co., population *8oo; z
ind engine.
Watbr Supply— Canal and river.
milord* Pike Co., population 984; area, aoo
:res; mercantile buildings, frame, two stories;
Nrellinn, frame, two stories; 450 feet rubber hose;
;o good leather; value of apparatus and supplies,
)a5; z building owned, value $50. Chief ap-
>inted by ooundL J. B. Newman.
Water Supply— Spring; gravity system; a
jles street mains; diameter 4 to 8 inches; az hy-
rants; pressure ^pounds; annual expenses of
ater department, $300. J. C. Wallace, Supt.;
. D. Brown, Mayor; James Hutchison, Town
ierk.
MllleraVvrgk, Dauphin Co., popu]atk>n aooo;
iiildings, brick and wood, two and three stories;
lingle roois; department consists of z hook and
idder truck; vaiue of apparatus and supplies,
600; members 40, volunteers; bell alarm. jD. D.
itty.
Water Supply— Wells. W. L. Brubaker,
fayor; Wm. M. Hartman, Town Clerk.
MillentowB^ Butler Co., population laco; area,
fo acres; fire limit, 480 acres; fireworks ordinance;
ercantile buildings, brick, two stoiies; shingle
ofs permitted, wood and brick, dwellings, two
ories; department consists of z hose carriage; 300
et good rubber hose, 300 feet poor; 900 feet good
»tton: value of apparatus and supplies, $Z90o;
building in use; 55 volunteer members: annual
;penses, $xoo; bdlfilaim. Chief elected by com-
WATBR Supply— a tanks of z8oo gallons capa-
!y, supplied from well; gravity S]rstem; zK miles
street mains, diameter 3 to cinches; aa hydrants.
. F. Aldinger, Mayor; E. J. Cahnet, Town Clerk.
Mil torn 9 Northumberland Co., population
Qoo; mercantile buildings, brick, two stories;
ingle roois permitted; brick and frame dwellings,
o stories: department consists of z steam engine,
• chemical hand extinguishers, z hook and ladder
ick, 9 bose carriages; Siamese couplings used;
o feet rubber hose; zooo feet good leather; value
apparatus and supplies, $6000; z building owned,
iue $2500; z8 members, part paid; annual ex-
(Dses, 4^<o<'! ^^ alarm. Chief elected by coun-
Watkr Supply— River and canal; water-works;
UDp to reservoir, 7 miles mains; 40 hydrants; zco
lunda pressure. R. Hatfield, Town Clerk.
MimenrtUey SchuvlkillCo.. population 3240;
ea, 640 acres; fire limit, same; fireworks ordi-
nce; causes of fires investigated; frame buildings,
o stories; wooden roofs permitted; z steam en-
Be, z hcM)k and ladder truoc, 3 hose carriages; 600
;t rubber and zaoo feet cotton hose, good; lvalue
apparatus, $4000; 4 building owned, value $^coo;
en ted; annual rent, $zoo; zoo volunteer memners;
vual expenses, $500. Chief elected by council.
W^ATBR Supply— Water-works; gravity from
riBSs; 9 miles street mains, diameter 3 to 10
chea; ys> Eddy hydrants and so gates; a Crown
eters; oost to construct, $4Z,coo; pressure, aver-
age zoo pounds; annual expenses, $1500; water
department owned by private corporation. R. F.
Potter, Pres.; Charles R. Rear, Supt; Albert W.
Sterner, Town Clerk.
wgakela, Washington Co.. population
9904; area, zooo acres; fire limit, 500 acres; frame
and brick buildings; z steam engine. 2 chemical
hand extinguishers, z hook and ladder truck. 2
hose carriages; zooo feet good rubber hose; value
of apparatus, etc., $3000; z building in use, value
o; 75 volunteer members; bell and steam
»tle alarm. Chief elected by company. H. C.
McCnrdy.
Water Supply— River.
HoBtonrsYilley Lycoming Co.. population
ZZ93; area, 500 acres; we limit, same; causes of
fires investigated; frame buildings, two stories; z
hook and ladder truck; value ot apparatus, $650;
z building rented at $25 per year; 35 volunteer
members.
Water SUPPLY—From wells. D. Lichtenthaler.
Town Clerk.
MoBtroae, Susquehanna Co., population zyaa;
area, 640 acres; fire limit, 320 acres; nreworks ordi-
nance; frame buildings, two stories; shingle roofs
permitted; department consists of 2 band engines,
z hook and ladder truck, 4 hose carriages; 300 feet
good leather hose; 900 good cotton; value of appa^
rattts and supplies, $5000; buildiDss, $4000; mem-
bership Z50, all vclunteers; annual expenses, $150;
bell alarm. Chief elected by department. J. R.
Raynsford.
WATER SUPPLY~Z3 dstems, supplied from
buiklings. W. S. Cox, Town Clerk.
MottBt Camel » Northumberlsnd Co., popu-
lation 9000; buildings, brick and frame, two and a
half and three stories: wooden roofs permitted; de-
Eartment consists of z steam engine, 3 chemical
and extinguishers, z hose carriage; 2300 feet of
good leather hose; 300 feet poor; value of appara-
tus, $5000; membership 60, volunteers; annual ex-
penses, $300; bell alarm. S. Dietrick.
Water Supply— a reservoirs, capacity 5.0C0,-
000 gallons; gravity; 6 miles of mains; 4 to zo inch
diameter; 34 hydrants; cost $6o,oco to constiuet;
pressure, 4c to zoo pounds; 90 meters. T. Scott,
Supt.; S. Hoover, City Qerk.
MoVBt J079 Lancaster Co., population 2058; z
hand engine; a hose carriages; 500 feet good linen
hose; 508 feet good leather; 500 feet cottcn and 150
feet good rubber; somen, volurteers. |
WATER Supply— Water-works; direct system; 5
miles mains; 40 hydrants. W. Kuhn.
MoaBt OllTcr, Allegheny Co., population 1883;
area, 300 acres; fiie limit, aoo acres; frame asd brick
buildings, two stories; z handergine; z hook and
ladder track; z hose carriage; 400 fret serviceable
cotton bose; value of apparatus, etc., $iaoo; 77 men,,
volunteers; annual expenses, $z66. Chief elected
by members. A. Meanl.
Water Supply— Cisterns, hydrants and wells;
% mile street mains, 4 inches in diameter; 8 hy-
drants. John Wagner, Prest.; A. G. Goldbacb,
Town Clerk.
MovBt Fleasaaty Westmoreland Co.. popula-
tion 6500; area, 300 acres; fite limit, sance; firewoika
ordinance; mercantile buildingr, brick, two and
three stories; wooden roofs permitted; dwellings,
brick and frame, one and two stories; department
consists of z hand engine, z hock and ladder tiuck,
3 hose carriages; Z650 feet bose; value of appa-
ratus and supplies, $187^; z building owned, value
$300; bell aiaim. Chief elected by company. J.
Water Supply — ^Source: Jacobs Creek; sys-
tem, pumping to res^r^oir and stand-pipe; makers
o* pnapf , Gordon ^\f,VfBL Pump Co.; capacity of
pump, 3,000,000 ^^\on?*, SP Galvm hydrants; 7
7/6
Fire Protection and Water Supply.
PENNSYLVANIA— Ciw/Mii#</.
roiles of pipe; i6 to 4 inches diameter; 45 Galvin
ffates; pressure. 50 to 100 pounds. H. C. Fnck,
Prest.; H. Coll. Supt.; G. W. Lemmon, Mayor;
W. M. Jordan, Town Clerk.
MnBCTy Lycoming Co., population 2000; fire-
works ordinance; causes of fires investigated; mer-
cantile buildings, brick, three stories; shingle roofs
permitted; dwellings, brick and wood, two and one-
naif stories: department consists of z steam engine,
1 hand engine, z hook and ladder truck. 2 nose
carriages; Siamese couplings used; 800 feet good
rubber hose; 400 poor; 600 feet good leather; 50
poor; 3 horses; value of apparatus and supplies,
$8000; I building owned, value $3500; membership
^3. volunteers; annual expenses, $1500; bell alarm.
Chief elected by council. Irwin Shook.
Water Supply— At present from canal and
wells; new system from reservoir, 225 feet eleva-
tion, under construction.
MrerttowD, Lebanon Co., population *2ooo;
area, 640 acres; mercantile buildings, tnick and
wood, two stories; depcutment consists of i steamer,
z chemical engine, z hook and ladder truck, 9 hose
carriages; 200 feet rubber hose and 400 feet leather;
TOO feet good cotton; value of apparatus, $5756; 2
buildings owned, value $zo,ooo; membership 300,
volunteers; bell alarm.
Water Supply— Wells and cisterns.
Nan ti coke 9 Luzerne Co., populadon *za,ooo;
fire limit, 350 acres; buildings, brick and frame;
two stories; wooden roofs permitted; department
consists of I hook and ladder truck, 2 hose car-
riages; 20C0 feet good linen hose; 800 feet poor;
value of apparatus and supplies, $za54; member-
ship 100, volunteers; annual expenses, $375; steam
whistle alarm.
Water Supply— z reservoir; direct system;
stand-pipe; 35 hydrants; 13 miles street mains, 4 to
12 inches.
Nazaretky Northampton Co., population 984;
2 old hand engine; i hook and ladder truck, z hose
carriage; 700 feet good leather hose. £. A. Cle-
weU.
Water Supply— Water-works; gravity pres-
2 reservoirs; 16 hydrants. J. F. Bardill, E. T.
Grunewald.
Newbarr, Lycoming Co. See Williamsport.
New Bethlehem. Clarion Co., population
zooo; area, 290 acres; nre limit, 50 acres; fireworks
ordinance; mercantile buildings, wood, two sto-
ries; department consists of 3 chemical engines, 4
chemical hand extinguishers, 2 hose carriages: 1200
feet hose; value of apparatus and supplies, $2700;
building, 600; membership 40, volunteers; annual
expenses, $40. Chief elected by company. F. L.
Andrews.
Water Supply— Creek; pump to reservoir;
Worthington pump; 2 miles of mains, 6 to 4 inches
diameter; 12 hydrants; 8 gates; cost of works to
construct, $11,500; annual expenses, $650; pres-
sure 85 pounds. Geo. L. Thomas, Supt.; Geo. £.
Cowan, Mayor; John R. Kron, Town Clerk.
New Brighton 9 Beaver Co.. population *6ooo;
z hand engine; 4 hose carriages; 2000 feet hose,
good; 50 volunteers. D. R. Corbus.
Water Supply— Source, Beaver River; system,
pumping direct into mains; Worthington and Wil-
son & Snyder pumps; aggregate capacity z, 600,000
gallons; 53 Mathews hydrants; zz miles pipe, zo to
2 inches diameter; supplied by R. D. Wood &
Co.; Z9 gates; 5 Crown meters; water good, fil-
tered through sand; cost to construct works, $60,000;
average pressure Z37 pounds; annual expenses.
$3300. John D. Ring, Supt.; John Calhoon.
Mayor; D. Daniels, Town Clerk.
New Castle 9 Lawrence Co.. popnlstion *i7.oqo;
fireworks ordinance; causes 01 fire investig^wi;
mercantile buildings, brick and stone, tbree aad
four stories; shingle roofs permitted; dveffi^
brick and wood, two stories; department coasistsd
I sttam engine, 8 chemical hand extingoisben, i
hook and laidder truck, 5 hose carriages, z lire po-
lice cart in reserve; Siamese coupUngs in use; 4500
feet rubber hose, good; a horses; value of appanos
and supplies, $9000; 4 buildings owned, rake
$5000; membership zoo; 4 paid; annual eipesses
$88ao; bell alarm. Chief elected by depaitmoi.
confirmed t>y Mayor. W. W. CobbSson.
Water supply— Water-works; grsvit? ijste
diameter of mains, 4 to Z2 ini^es; zz6 ofdnes;
pressure Z25 pounds. J. W. Taylor, — Milkr.
New Hope, Bucks Co., popolatksi np: :
steam engines; z band engine; a hose cania^e
500 feet leather hose, good; 60 men, voloateen.
Water Supply— River and canaL
New Oxiordf Adams Co.. popuIatiaB 6ao;
area, 360 acres; fire limit, 320 acres; fiievoib or-
dinance; causes of fires mvestigated; mercadie
buildings, brick, two and tbree stories; shte tzi
tin roofs; dwellings, brick, two and three s^ono;
department consists z hand engine; menbersbps^
volunteers. F. C. McCadden.
Water Supply— Pumps, wells aad dstera-
H. H. Diehl. Mayor; J. S. Gitt. Town Clerk.
Newport, Perry Co.. population 800: bkre-
tile buildings, brick and wood, two and three s£>-
ries; shingle roofs; dwellings, frame, height :va
stories; hook and ladder truck and bucket brifide:
Z2 members; value of equipment, $300. A, Fiei
Keim.
Water Supply— From wells and csnaL W
M. Kortiag, Burgess; A. Fred. Keim. Town Oct
Newtewm, Bucks Co.. popolatioo ^zsoo; bSi-
ing«. brick, two stories; 2 hand engines; i ba
carriage; 750 feet leather hose, good; vsloeofap'
para'us and supphes, $r50o; 50 men, votaniefi^
£. R. Baldiston.
Water Supply— Source. 9 artesan wtEs
Downie & Bro., constructors; capacity soogaiia^
per minute; 24 hydrants; 4H miles of pipr. Sioi
inches in diameter; 6 gates; cost of woixs, $8o,aoQ-
Geo. E. Wastole, Prest.; Joseph K. Walton, Bsr
gess; H. G. Peeder, Town Clerk.
NewTille, Cumberland Co., populaiioa As
fireworks ordinance; mercantile bmldings, M
and wood, two and three stories; departmeot c:^
sists of 2 hand engines, i hose carriage; 500 fc^
leather hose; zso cotton, good; membei^ ^
volunteers. Chiet elected by company.
Water Supply— WeUs and dstems. J. *
Hays, Town Clerk.
Norristown, Montgomery Co., 'popdtfj
*z6.ooo; area, zSao acres; fire bmit, same; iiic«o(B
ordinance; mercantile buildings, brick, three s>
ries; wooden roofs permitted; dwellings, brick, tiotc
stories; department consists of 3 steam engioes '•
hook and ladder truck, 6 hose carriages, t boK
wagons; Siamese couplings used; 3000 feel oqc»
hose, good; Z500 feet leather, good; zs bone
value of apparatus and supphes. $90,000: 4 bau
ings owned, value $60,000; membership 800, ^^
unteers; annual expenses, $3800; fire alsns. ij
boxes; indicators in houses connected widi beiL
Water Supply— Source, ScfauylkiU river; pB>3?^
ing direct; Worthington and Newbred poaps; H'
gregate capacity 9,000,000 galbms per ^JjJ^
Ludlow hydrants; ao miles mains; S4 103 tncaes^
diameter; oostofworics, $300,000; pressure 30 to^
pounds. John SUnglufi, Supt.; George M. GrK9<
Burgess; Theo. F. Baker, City Clerk.
Northeast. Erie Co., pojMilation 139^ b^
ings, brick ana wood, two stories; depsrmeat co*-
6o, volunteers; expenses in 1888, $185; bell alarm.
W. H. Phillips.
Water Supply— Spring to reservoir; capacity
3,500,000 gallons: gravity; 6 miles of mains; 34 hv-
drants; pressure lao potmds. £. W. Nlerrill,
Supt.; R. H. Clark, Town Clerk.
North nmberland Boroagliy Northumber-
land Co. , population a6oo; i hook and ladder truck;
volunteers.
Watkr Supply— River and canal. C. T.
Brouse, Mayor; C. H. Peter, Town Clerk.
Oil Cityt Venango Co., population *ia.ooo; 3
steam engines, z hook and ladder truck, 3 hose
carriages; 300 feet good hose, 1000 feet poor; 15
paid men. D. Fishar, Chief Engineer.
Water Supply— Water-works; gravity and di-
rect systems; Holly pumps, capacity 3.500,000 gal-
lons; 18 miles of mams: 80 Ludlow hydrants; pres-
sure, no pounds: 15 Union meters; cost of con-
stiucting works, $120,000; annual expenses, $5000
to $8000; M. Dobson, Supt.; J. H. Payne, Mayor;
H. C. Sweny, Town Clerk.
Osceola 9 Tioga Co.; wood buildings, two sto-
ries; sbinele roofs; department consists of i hand
engine; i nose carriage.
WATER SUPPLY—Wells.
Osceola Mills» Tioga Co., population 2500;
mercantile buildines, wood, two stories; dwellings,
wood, two stories; bucket brigade.
Water Supply— From wells. James Stoddart,
Mayor; Thomas Butler, Town Clerk.
Oxford 9 Chester Co,, population 1503; area,
1920 acres; fire limit, 1280 acres; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick, three stories; slate roofs; brick
dwellings, two and three stories; z steam engine, 2
chemical hand extinguishers, i hook and ladder
truck, I hose carnage; zioo feet good cotton hose;
value of apparatus and supplies, $5000; building,
$2000; 60 volunteer members; annual expenses,
$300; bell alarm. Chief elected by companies, ap-
pointed by Mayor. Geo. E. Jones.
Water Supply— Gravity system; i reservoir,
supplied by 2 steam pumps; capacity, 50,000 gallons
daily; well; 5 miles street mains, (Uaroeter 4 to 8
inches; 24 hydrants; ^pounds pressure. George
D. Hayes, Burgess, J. Cyrus Kerr, Town Clerk.
Parker's Landiikf y Armstrong Co., popula-
tion 1835; area, 3 square miles; fire limit, 2 miles;
fireworks ordinance; causes of fires investigated;
frame and brick buildings, two stories; i hand en-
gine, I hook and ladder truck, 2 hose carriages;
Siamese couplings used; 1500 feet good rubber hose;
500 feet good linen; value of apparatus, $3000; 2
building owned, value $aooo; 50 volunteer members;
bell and whistle alarm. Chiet elected by council.
E. F. Dunlap.
Water Supply — Water-works; 3 reservoirs;
capacity, 420,000 gallons; 5 miles street mains, 2 to
4 inches diameter; 30 hydrants; pressure, 200
pounds. O. Finsman, R. Balph.
Patterson 9 Juniata Co., population *8oo; de-
partment consists of z steam engine, hook and lad-
der truck. I hose caniage; 1000 feet good cotton
hose; 450 leet leather. K. L. Cramer.
Water Supply— River; reservoir; gravity; 3
hydrants; V "lile of 4-inch pipe; 4 gates; 30 pounds
pressure. John Diven, Mayor.
Petrol ia* Butler Co., population 1500; area,
2000 acres; nreworks ordinance; buildings, wood,
one and two stories; wooden roofs permuted; de-
partment consists of 2 chemical hand extinguishers,
.-.■■' , I ■'.< t;^ d Hnen bo3fr, aoo feet
Loor, '.'fthje 01 afiparaius, i^iBoo; a buildinj^s, value
$5cx>; mrmbersbip 100, full paid; bell and 5t<;am
WATER SUPPLY— Water-works; pumping to
reservoir; capacity of reservoir, 74,000 gallons per
day; 2 miles mains. 2 to 33< inches: 19 hydrants;
annual expenses, $1700; pressure, 100 pounds. T.
Krighron. owner; J. W. Riddle, Town Clerk.
Pbiladelpliia. Philadelphia Co., population
*95i,ooo; mercantile buildings, brick and stone,
three to ten stories; dwellings, brick; no wooden
houses or roofis permitted; 45 steam engines. Shook
and ladder trucks, 36 hose carriages; 50,000 feet
cotton, 10,000 rubber hose, fain fire alarm tele-
graph, 615 street boxes; paid department, 5x3 men;
175 horses. J. R. Canthn.
water Supply— Delaware and Schuylkill
rivers, also springs; system, direct and munping to
reservoirs; Holly, Gaskill, Knowles, Worthington
and other pumping machinery; total daily capa-
city, 183 300,000 gallons; 10 reservoirs; total capa-
city! 375.000.000 gallons; 876 miles of mains; 6720
hydrHnts; 250 meters; pressure, 20 to 150 pounds;
estimated cost of works, $15,000,000; annual ex-
penses, $592,000 Water Bureau in charge. John
L. Ogden, engineer; F. L. Hand, Supt.; £. Fider,
Mayor.
Pbilltpsbiirgy Center Co., population ^5000;
area, 900 acres; fire limit, same; fireworks ordinance;
causes of fires investigated; brick and frame build-
ings, two stories; i steam engine; 3' chemical hand-
extinguishers; I hook and ladder truck; 2 hose car-
riages; Siamese couplings in use; 5000 feet good
cotton hose; value 01 apparatus, etc., $5000; 2 build-
ings used, value $zooo; 35 volunteer memben; b^
alarm. Chief chosen by ballot.
Water Supply— 9 reservoirs; capacity, 275,000
and 10,000 gallons daily; direct pumping; 5 miles
street mains, diameter 2 to 8 incnes; 60 nydrants;
pressure, 60 pounds; annual expenses of water de-
partment, $660. Heniy Southard, R. L. Scott
PhflBliixTille* Chester Co., population *8ooo;
area, 1600 acres; fire limit, 650 acres; buildings,
bnck, two and three stories; shingle roofs permitted;
department consists of i hand engine, i hook and
ladder truck, 2 hose carriages; 1500 feet good leather
hose; 500 feet good cotton; value of apparatus and
supplies. $7000; 3 buildings owned, value $6000;
150 volunteer members; annual expenses, $387; bell
alarm. C. Shopper.
Water Supply— x reservoir, supplied by pump
from river, capacity 2,500,000 gallons daily; 15 miles
street mains, diameter 4 to 16 inches; 100 hydrants;
pressure, 60 pounds; annual expenses of*^ depart-
ment, $16,418. A. Vanderslice, J. P. Zachus.
Pine Groye, Schuylkill Co., population ;
mercantile buildings, brick and wood, three stories,
tin, slate and shingle roofs; dwelhngs, wood and
brick, two stories; bucket brigade.
Water Supply from wells and stream. Aaron
T. Felter, Town Clerk.
Pittsbnrg II9 Allegheny Co., i>opulation *s5o,-
000; total area, 18,500 acres; fire limit, 12,000 acres;
fireworks ordinance; fire marshal investigates fires;
mercantile buildings, frame, brick and iron, two to
eight stories; shingle roofs permitted; dwellings,
wood and iron, two and three stories; department
consists of 16 steam engines, 4 hook and ladder
trucks, 18 hose carriages, 30 chemical hand extin-
guishers; 30,000 feet good cotton hose; 90 horses;
value of apparatus and supplies, $150,000; 18 build-
in use, value $200,000; membership 180, full paid;
annual expenses, 1^185.000; telegraph alarm, 240
street boxes. Chief elected by Department of
Public Safety. S. N. Evans. J. O. Brown, Chief,
Department of Public Safety.
Water Supply— Reservoirs; mvify system;
reservoirs suoplled by pumps from Allegheny river;
cflpEicity of 60,000,000 gallons dai<y; tSo mJtes *~
mains; diameter, 4 to 3& inches; 2690 hud}
178
Fire Protection and Water Supply.
PENNSYLVANIA— CiM/MffAf.
ralves; Z437 hydrants, pressure, 30 to zoo pounds;
30 Crown meters; annual expenses, $zoo,ooo:
pressure, 40 to 130 pounds. E. M. Bieelow, Chief
Department of Ptibiic Works; George H. Browne,
Supt.: Wm. McCalUn, Major; C^. Sheppard,
City Clerk.
PittstOBy Luscme Co., population *i5,ooo; ^
steam engines; z hook and ladder truck; 3 hos^
carriages; 3000 feet good hose; Z50 men, volunteers;
a horses. J. H.Mullin.
Water Supply— Water-works; gravity system;
3.000,000 ndions capacity; 3 reseryoirs; 95 miles
mains; ^ssnydrants; 24 gates; pressure 40 pounds;
6 Union meters; cost of works, $zoo,ooo; annual
expenses, fzo.ooo. John Anderson, Supt.; Edward
Barrett, Mayor; John T. Flannery, City Clerk.
Plyaiovtk. Luseme Co., population 10,000;
frame and brick buildings, two stories; 3 hose com-
panies.
Water Supply— Springs; gravity system; 40
hydrants; 15 miles of mains, largest 8 inches; pres-
sure, zao pounds. O. M. Lance, Supt.; A. Martin,
Burgess; J. Q. Creveling, Town Clerk.
Fort Carbon « Schuylkill Co., population 3354;
z hose company; zaoo reet good nose. Geo. B.
Dicus.
Water Supply— See Pottsville. J. Moody,
Supt.; Joseph H. Beir, Town Clerk.
PottttowBy Montgomery Co.. population *za,-
000; a steam engines; 6 chemical extinguishers; i
hook and ladder truck; 4 hose carriages: zoo feet
rubber hose in good condition; aooo feet good
leather 500 feet poor; i/s6 men; volunteers.
Water Supply— Water-works; gravity pressure;
river; zo miles mains; 43 hydrants. A. K. Shuner.
Pottarlllef Schuylkill Co., population zS.ooo;
fireworks ordinance; orickand frame buildings; 4
steam engines; 8 hose carriages; 6 horses; 7 build-
. ings; bell alarm. R. H. Shoener.
Water Supply— 3 reservoirs, supplied by
springs and creeks; gravity system; ^ miles of
, 80 to zoo pounds. W. u. Pollard,
D. L. Krebs.
PmnzttttawBert Jefferson Co., population
3000; buildings, brick and wood, two stories; tin.
slate and shingle roofi; department consists of 3
diemical extinguishers, z chemical engine, z hose
carriage, z hook and ladder truck; aoo feet good
rubber hose; 600 good linen; members 40, volun-
teers. W. C. Torrence.
Water Supply— Pumps to tank and reservoir,
capacity 3400 barrels; EpDmg, Carpenter Company
pumps, capacity 350 gallons per minute; 5 miles
street mains; Z3 hydrants; pressure, 45 pounds; cost
of works to construct, $z8,ooo. Charles E. Rats,
Supt.; D. S. Altman, Mayor; J. A. Loweiy, Town
Clerk.
^^vakertowiif Bucks Co., population '3500; 3
hand engines: z hook and ladder truck.
Water Supply— Wells and dstems. J. C.
Harmer, Town Clerk.
ReadltaiCf Berks Co., population *6o,ooo; area,
4568 acres; fire limit circumference, 9 miles; fire-
works ordinance; mercaniile buildings, brick« three
stories; tin and slate roofr; dwellings, brick, two
and three-quarter stories; department consists of 8
steam engines, 4 chemical hand extinguishers, a
hook andladder trucks, zz hose carriages, z salvage
corps wagon; 350 feet rubber hose: zo. Qoo feet cot-
ton; SCO good leather; 30 horses in all, 37 owned;
value of apparatus and supplies, $5S*45o; 9 build-
ings owned, value $64,000; z rented at $400 per
annum; membership 3000, 13 full paid, 3 part paid;
annual expenses, $zo,ooo; fire alarm telegraph and
telephone, 43 street boxes. Chief elected by com-
panies; fire petiol supported by members sod dlj;
z8 permanent members. G. W. MiUer.
WATER Supply— Gravity systeoi; 8 nsavxrs^
capacity, 40,000 gallons dailv; nomber of itnet
mains, 60; diameter, 6 to 34 inches; siohfdnass:
water pressure, 50 pounds; annual expesses i
water department, iPa8,ooo.
RenoTftt Clinton Co., population *5ooo; brick
and frame buildings, two stories; wooden toa&pe>
mitted; department consists of z steam eogix, 4
hose cans; 3500 feet cotton hose; 2 bu04ings onA
membership 60, ao paid, 40 volunteers; auulo-
peoses, $500. J. R. Sbuster.
Water Supply— 3 reservoirs. suppUed bf
streams: capacity zoo.000 gallons daily; gnvitr. )
miles of mains, diameter 4 to 10 indies; 62 bf-
drants. S. B. Clark. J. P. Mathers.
BarEOldtTlllef Jefferson Co.. pops^
*300o; 3 fire extinguishers: zooo feet hose; 3 book
and ladder trucks; 3 companies; 50 men. JB.
Arnold, foreman.
Water Supply— Source, springs; sjsw.
pump to reservoir; capacity of pump. 450 ban^
per hour; z8 hydrants; 3 miles pipe, 6 to 4 led
z6 valves; pressure, zoo _pounds; cost of ^^
$zz,5oo. F. K. Arnold, Prest.; S. T. Doajberr.
Mayor.
Ridpeway. Elk Co., popnlatk>n aooo; ibooi
and lacMer trues; a chemical eztingmsbers; ad-^^
ical hand extinguishers; value of apparatus, fi^
volunteer company, 60 men; z building is a.
W. H. Hyde.
Water Supply— Source. GaOatin Run; gi&f«r<
Z9 hydrants; 3 miles pipe. 8 to 4 inch; w«ricsfi^
construction. Thomas Barry, Supt.; J. H. Mt>
Ewen, Prest; W. C. Healy, Town Cleric
Royertfordy Montgomery Co.. popnlatioBd^s
buildings, brick, two to four stories; ^^P^^^
consists of z steam engine, 13 ehemical extiagoiS'
ers, z hook and ladder truck, 3 hose carriages;!?'
feet cotton hose, good; value of appamtos asds?
plies, $4500; members zso; expenses in x888, W>
beli alarm. John Unckel.
Water Supply— River. W. Scsick, To«
Clerk.
Sayrei Bradford Co., population 3000; bc^*
ings, brioc and wood, two and three stones; »
partment consists of z hook and ladder track, a c«
carriages; zaoo feet cotton hose, good; ^a^^f
paratus and supplies. $2000; members 75> ^^
teers; whistle alarm. .
Water Supply— Pump to rcscnw "®r
ington pumps; zscooo gallons capacity; n "^
street mains; 45 hydrants; pressure, 80 pousds; ^
Ludlow gates; 40 meters. Crown and Hersey- -
F. Walton, Town Clerk.
Sclimrklll HavoB, SchuykiU Co.. pope^
53; z hose carriage, with zooo fieet hose. J'"
B^er. ,^
Water Supply— z reservoir; gravity; 4^7
of mains; 38 hydrants. W. H. MeUon. C *
Moyer.
Soottdale, Westmoreland Co.. W^
*3ooo; 3 chemical engines; hook and ladder tn»
30 members. .^
Water Supply— Wells; a few house sVFf
by private line firom H. C. Frick Coke Cos w^
W. N. Porter, Mayor; B. C. Juetts. Tows CSfit
Scramtom, Lackawanna Ca, popol'^J^
000; department consists of 5 steamers, a ^^
Sines, z book and ladder truck, za hose camHc;
300 feet good rubber hose; zooo feet poor^^
hose; 500 feet good linen; aoo feet poor k^
zz men paid part time, 431 volunteers; I3 !»»*
telephone alarm. E.Page. ^^ _-
Water Supply— Gravity system; aboot ^
miles pipes; 300 hydrants; piessnre, 40 ^ -
pounds. R. Reeves, M. T. LaveUe.
bree stories; shingle roofii permitted; dweUings,
irick, two and a half stories; department consists
i I steam engine, i hand engine, z hook and lad-
ler truck, a hose carriages; Siamese couplings used;
00 feet good leather hose; ^oo good linen; value of
pparatus and supplies, $6oso; membership 90,
olun leers; annual expenses, $225; bell alarm. F.
lichter.
Water Supply— Water-works; direct pressure;
reservoir; 30 hydrants; creek; canal; river. I.
Cochen, A. W. Potter.
SewicklTy Allegheny Co., population 3000;
rea, 640 acres; fire limit, same; mercantile bulld-
ogs, brick and wood, two stories; shingle roofo
)ermitted; dwellings, brick and wood, two stories;
lepartment consists of a chemical hand extinguish-
rs, I hose carriage; Siamese couplings used; 1300
eet good linen hose; value of apparatus and sup-
)lies. $1800; I building owned, value $400; mem-
>ership la, volunteers; annual expenses, $150.
^hief elected by members. J. R. Walker.
Water Supply— i reservoir, supplied by
prings; capacity. 4.000.000 gallons daily; ^vity
ystem; 9 miles mains; diameter. 3 to la inches;
o hydrants: pressure, 45 pounds; cost to construct,
^.000; annual expenses, $950. John Patten,
)upt.; Van R. Smith, Mayor; Charles Atwell,
Town Clerk.
Sliaeflerttowmy Beaver Co., population *7oo;
10 fire department.
Water Supply— Gravity system; y^ mile of
nains.
ShamoklBy Northumberland Co., population
:263; fireworks ordinance; causes of fires investi-
gated; mercantile buildings,*, brick, three stories;
iimgleroofe permitted; dwellings, wood, two and
me-DaJf stones; department consists of i steam
tngine, 4 hose carriages; 3700 feet good rubber hose,
;oo feet poor, 500 feet cotton, good; value of appa-
atus and supplies, $6900; value of buildings, $za,-
00; membership, 3x5 volunteers; annual expenses,
^600. Chief elected by companies. J. Schabo.
Water Supply— Water-works; gravity system;
to miles mains, diameter, 4 to 16 inches; 44 hy-
Irants; pressure, 85 pounds; annual expenses, $600;
rater-works owned by private corporation. J. A.
ATeaver, Chief Burgess; James A. Shipp, Town
^lerk.
Sharon » Mercer Co., population *7ooo; fire-
vorks ordinance; mercantile buildings, brick, two
tones; frame dwellings, two stories, but not per^
flitted in fire limits; department consists of i steam
ngine, i hook and ladder truck, 2 hose carriages,
: steamer; 1600 feet rubber hose, good, 900 poor;
s horses; value of apparatus and supplies, $xo,ooo;
building owned, value $xo,ooo; membership 30, x
>aid; annual expenses, $1x00; bell alarm. Chief
sleeted by department, confirmed by council. C. E.
3undel.
Water Supply— Water-works; pump to reser-
voir and direct; Dean pumps, 3,000,000 gallons ca-
)acity; 11 miles of pipe; steamer in reserve; pres-
ure, X35 pounds. E. J. Robinson, Supt.; H. S.
iopper, Pres,; W. Q. Wallis, Mayor; T. B. Beil,
Town Clerk.
Bharpsbargk. Allegheny Co.,. population
^4350; X hook ana ladder truck, 9 hose carriages;
:oo men, volunteers; telegraph alarm. W. C.
VIeyer.
water Supply- Water-works; direct system;
Gordon and Maxwell pumps, 3,000,000 gallons ca-
>acity; 43 hydrants; 4 miles pipe; pressure, 40 to 80
>ounds; cost of works, $53,ooa Dan. S. Duncan,
)upt.
SharpsTiUei Mercer Co., population 2200;
)oor ladders and buckets; no fire department.
i!»iiF^QfiiDdoali^ Schuylkill Co.i popujation '17,-^
X)o; 2 Kteam engines; S cbemical extJngiushers; i
5 horses. W. Temple.
Water Supply— Water-works; gravitr system;
6 reservoirs; 41 hydrants; pressure, 75 to 12a
pounds. D. H. Hess, P. Sheehy.
ShickahiBBiTy Luseme Co. Fire department,
none; bucket.
Water Supply— Source, creek; gravity; x hy-
drant; 3 miles xo-inch pipe; 4 valves; cost to con-
struct, $ii,aoo; pressure, 70 pounds; annual ex-
penses, $60. M. B. Hughes, SupL; M. E. Walker,
Chief Burgess; M. W. Harrington, Town Clerk.
HIiippeDsbnrffk. Cumberland Co., population
33x3; fireworks ordinance; mercantile buildings,
brick, two and three stories; shingle roo£i permitted;
dwellings, brick, two and three stories; department
consists of 3 hose carriages; laoo feet leather hose,
good; 300 poor; xooo feet rubber; value of appara-
tus and supplies, $3500; 3 buildings owned, value
$5000; membership 150, volunteers; a bell alarms*
John A. Fleming, Sec.
Water Supply— Stream, wells and 3 cisterns;
water-works; gravity system; 13 miles of mains; 4s
double hydrants; cost of construction, $39,000;
pressure, 63 pounds. B. F. Landis, Supt.; John C.
Bamer, Mayor; John £. Geesaman, Town Clerk.
Slatln^OBf Lehigh Co., population ^000: r
hand engine, useless; 4 chemical extinguishers; z
hose carriage; 600 feet leather hose; 500 co'.ton.
J. H. Lloyd.
Water Supply— Springs; gravity system; a%
miles mains, 8 and 6 inches; 37 fire plugs; pres-
sure, 90 pounds; cost to construct $30,000. £. D.
Peters. Prest.; B. F. Peters, Mayor; Geo. Mc-
Dowell, Town Clerk.
Smethporty McKean Co., population *xooo;
area, 500 acres; fire limit, 300 acres; mercantile
buildings, wood and brick, three stories; wooden
roofii permitted; dwellings, wood, tvi'O stories; de-
partment consists of 3 hose cariages, x hook and
ladder truck; 800 feet rubber hose, good; value of
apparatus and supplies, $1600; i building owned;
membership, 60; x paid; annuid expenses, $350;
bell alarm. Chief elected by company. C. S,
King.
Water Supply— Reservoir, supplied by spring;
capacity, xo.ooo barrels; gravity system; H mile
street mains; diameter, 3 to 6 inches; 34 hydrants;
pressure, 90 pounds; annual expenses of water
department, $300. A. B. Armstrong.
Soneraety Somerset Co., population *X40o;
area, 640 acres; fireworks ordinance; mercantile
buildings, brick, two and three stories; wooden roofs
permitted; dwellings, frame and brick, two stories;
no department; z cbemical engine; 4 chemical hand
extinguishers; value of apparatus and supplies,
$1000; z building owned, value $X45o.
Water Supply— Wells and cisterns. W. H.
Welfley, Mayor; John Love, Town Cleik.
South Bethleheniy Northampton Co., pop-
ulation 4935: buildings, principally brick, two sto-
ries; depanment consists of^ x hook and ladder
truck, 5 nose carriages; 3000 feet good cotton hose;
xooo feet leather, good; 350 poor; value of appa-
ratus and supplies, $x8,9oo; membership 350, vol-
unteers; annual expenses, $5386; gong alarm.
Harry F. Bender.
Water Supply— River; gravity and pump to
reservoir; capacitv 3,400,000 gallons; Dixon Mfg.
Co. pumps; xx miles of mains; 47 hydrants; pres-
sure, 05 pounds. J. J. O'Brien, Town Clerk; B.
E. Lehman, Supt.; H. Hanley Goodwin, Burgess.
Somth Clieatery Delaware Co., population
3664; X steam engine; 3 hose carriages; 3500 feet
cotton hose. Frank Litde.
Water StippLY^-River. C. B. Houston, Bur-
gess; W. J. McDowell Town Clerk.
i8o
Fire Protection and Water Supply:
PENNSYLVANIA— C<
Sonth Easton, Northampton Co., population
4534: buildings, brick and wood, three stories; de-
partment consists of I steamer and i hand engine
not in use, 3 hose carriages: 600 feet rubber hose,
good; 900 poor; 3500 cotton, good; 2 horses; value
of apparatus and supplies, $7000; members 60, i full
paid. 3 part paid; expenses, $400; bell alarm. Jacob
Kemmerer, Pres. Fire Co.
Water Supply— Water-works; grarlty pres-
sure; 4 miles street mains; 90 hydrants; 35 Talves;
cost of construction, $40,000; 45 to zoo pounds.
W. F. Pascoe, Pres.; F\ M. Arthur, Mayor; J.
Salridge, Town Clerk.
SprlBf Citf , Chester Co., population '1400;
z steam fire engme; 2 hose carriages; 1000 feet of
good hose; ladders, etc.; 50 members. E. Der-
ricks.
Water Supply— z large dstem. capacity 600
hogsheads; canai. L. H. Rosenberger, Town
ClCTk.
St* Clair, Schuykill Co.. population 4300; a
hose carriages; zooo feet leather hose; 600 feet cot-
ton; 150 volunteer members. Clay W. Evans,
Chief MarshaU.
Water Supply— Gravity system; 49 hydrants;
4 miles mains, 3 to zo inch; pressure, about 40
Sounds. D. W7 Bland, Prest; Wiltiam Kalbach,
upt., Pottsville; Harry Dix, Chief Burgess; John
A. J&rwin, Town Clerk.
Ml* Mary's, Elk Co., populadon 150; z hand
engine; 2 hose carriages; zoo feet hose.
WATER Supply— Creek and wells. J. A. Han-
baeser, Town Clerk.
St. Petertbnrgy Clarion Co., population Z044;
area, Z50 acres; fire limit, zoo acres; fireworks or-
dinance; mercantile buildings, wood, two stories;
wooden roofs permitted; dwellings, wood, two
stories; z hose carriage; Z500 feet good hose; 30
volunteer members; bell alarm. Chief elected by
company.
Water Supply— Gravity system; 3 reservoirs;
diameter of mains, ^% to 8 inches; zo hydrants.
CO. Dewe, Town Clerk.
SteeltOBf Dauphin Co., population 8000; build-
ings, brick and frame, two and one-half and three
steries; wooden roofis permitted; z steam engine; z
hose carriage; z hook and ladder, village truck;
zooo feet good cotton hose; value of apparatus and
supplies, $4650; building, $6000; 90 volunteer
members; annual expenses, $50; steam whistle
alarm.
Water Supply— Canal, wells and pump. T.
Shellenberger, Burgess; Chas. W. Graham, Town
Clerk.
Stratbvrghy Lancaster Co.. population Z005; 2
hand engines; z hose carriage; 300 feet good rubber
hose.
Stroadstars, Monroe Co., population *3ooo;
area, 300 acres; fireworks ordinance; mercantile
buildings, brick and wood, two and one-half and
three stories; wooden roo& permitted; dwellings,
brick and wood, two and three stories; department
consists of z steam engine. 2 hose carriages; Siam-
ese couplings used; 2000 feet good hose; 2000 feet
fabric jacket ho^e; value of apparatus and supplies,
$zo,ooo; z building owned, value $3000; parlor
mmiture. value $zooo; membership 30, 3 paid.
J.G.Keller.
Water Supply— Gravity system; 3 miles street
mains; diameter; 4 to 6 inches; Z4 hydrants; an-
nual expenses, $500; three creeks used for firepur-
poses. F. Philips, Supt.; R. L. Burnett. Town
Clerk.
Sammtt Hill, Carbon Co., population *3Qo;
buildings, wood, two and three stories; no fire de-
partment
Water Supply— Water-works, gravity {hcshr;
Z5 hydrants.
Saabary 9 Northumberland Co., poraktio:
*85oo; area, za8o acres; fireworks ormuzxe
causes of fires investigated; brick and wood hold-
ings, two to three stories; shingle rao& pensitid:
department consists of 2 steam engines, 2 dMoicil
hand extinguishers, z hook and ladder track. 5 feo«
carriages; Siamese couplings used; 3500 feet good
cotton hose; 2 horses; value of apparatus and s^
plies. $Z2,ooo; 3 buildings owned, value $i6a)c
So volunteer members; annual expenses, fi^K
U alarm. Chief elected by citizens.
Water Supply— Riven giravity systen, i:
miles of mains; 40 hydrants; presrare, 56 poaad
W. H. Rohrbach. L. D. Haupt.
Satqaehaaaay Susquehanna, Co., moks;
*445z; z hose carriage; z hook and laddertract
Z400 feet good leather hose; 48 men. voliucec
H. Brown.
Water Supply— Water-works; gravity srsts.
z mile of mams; 3 hydrants, pressure, 40 posoli
C. A. MiUcr, W. C. Frith.
Taaiaqaay Schuylkill Co., popolatioB *?n
area, 960 acres; mercantile buildings, itoae. three
stories; sbins^le roofs permitted; wood dwelo^
two and one-half stories; department oonaistiof i
hook and ladder truck, z steam engine, 3 bosecsr*
riages; Siamese coupkngs used; 500 feet goodnb-
berbose; 2000 feet goodttnen; a horses; Takes
apparatus and supplies, $6000; 2 buildiogsovsed
value $8000; membership, zas volunteers; asia.
expenses, $200; bell alann.
WATER Supply— 2 reservoirs, snppfod ^
springs; gravity; zo miles street mains; mejee.
4 to 8 inches; 50 hydrants; pressure; 106 paca& i
cost of works, $30,000; annual expenses, $ijk
W. Caloway, Prest.; Frank Lyndi, Sopt; W:
Priser, Chief Burgess; S. Beard. Town Ckit.
Tareatam, Allegheny Co.. popoUtion ^
1 hook and ladder track; 6 chemical band aiii-
guishers; a hose carts; 800 feet of hose. J. S.
Hemmelwright.
Water Supply— Reservoirs; capadty. 600 br
rels; 2 pumps; 2 fire plugs: water-works o ^
built. G. M. Parker, Town Clerk.
Tidimitey Warren Co., population *Z5oo:ata
600 acres; frame buildings, two stories; stiif^
roofs permitted; department consists of i baBd»
gine, 5 hose carriages; Siamese oooplnigs a»ei
550 feet rubber hose; 400 feet cotton; 1600 ^
l^ood linen; value of apparatus and siqyplies. ^
3 buildings owned, value fz^oo; membersh.'p ^
volunteers; bell alarm. Chidf elected by dqpv^
ment approved by council. J. Tinldn.
Water Supply— z reservoir; capadty to^
barrels; gravity system; 3 miles street iM^
diameter 6 to o inches; 27 hydrants; pressote. '
poucds; annual expenses of ^icater deptttBa*-
$6oa W. R. Dawson, A. J. Noble.
Tlof a y Tioga Co. , population 59o;firewoiisffC I
nance; mercantile buildings, brick, two asd ^' '
stories; frame dwellings, two stories; depsnae^
consists of z book and ladder truck, z hosecsrna^
Siamese couplings used; zooo feet good hose. OX
elected by company. M. B. Prutsman.
Water Supply— Gravity system; a reseftois
supplied by brook; 5 miles mains; dfameter s to •
inches; Z4 hydrants; pressure, 85 pounds. F ■-
Wickham, Supt.; C. B. Borden, Mayor; J ^* I
Putnam. Town Clerk. '
TitaSYilley Crawford Co., popukttionjo^
area, 2600 acres; fire limit, Z400 acres; fiitvoos
ordinance; causes of fires investigated: mcrcasp^
buildings, brick and wood, three stories; vooda
roofs pennitted; dwellings, brick and wood, toree
stories; department consists of 2 steam eo^^
hook and ladder truck. 6 hose carriages: 1000 «« j
membership 31, 4 full paid, 37 part paid; annual
expenses, $3750; bell and telephone alarm. Chiet
appointed by council; fire pohce supported by city;
ao members. D. Healy.
Water Supply— Direct pumping system; wells;
capacity, 900,000 gallons per day; zo miles street
mains; diameter, 3 to 15 inches; 56 hydrants; pres-
sure. 80 pounds; annual expenses of water depart*
ment, $7800. Geo. W. Angier, E. M. Guthrie.
Towandftf Bradford Co., population *5zoo;
mercantile buildings, brick, three to five stories;
wood and brick dwellings, two stories; department
consists of z steam engine, z hand engine, a hook
and ladder trucks, 4 hose carriages; Siamese coup-
lings used; aooo feet good cotton hose, 400 poor;
value of apparatus and suoplies, $9000; s build-
ings owned, value $15,000; zio volunteer members;
annual expenses, $860; k>ell alarm. Chief elected by
comoanies. W. S. Rickey.
Water Supply— River and water-works; reser-
voir system; 10 miles street mains; diameter, 6 to
14 inches; <6 hydrants; quality of water, poor;
gravel and charcoal filtration (yerv unsatisficictory);
Pressure, oo pounds. J. J. Griffith, Supt; Wm.
laxwell. Mayor; J. S. Kingsbury, City Clerk.
TremoBty Schuylkill Co., population *9ooo;
area, 600 acres; fire limit same; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, frame and brick, two and three stories;
wooden roofs permitted; frame dwellings, two and
three stones; department consists of i steam engine,
I hose carriage; 1000 feet good cotton hose; value
of apparatus and supplies, $6000; z building
owned, value $2,500; 45 volunteer members; an-
nual expenses, $zoo. Chief elected by the com-
pany. J. Marks.
WATER Supply— Streams; gravity system; a
miles mains; 3 hydrants; 50 pounds pressure. J.
P. Bechtel, Pres.; L. W. Kopp, Mayor; F. Sim-
mendinger, Town Clerk.
Troy* Bradford Co., population *z50o; fireworks
ordinance; frame buildings, two and three stories;
department consists of z steam engine, a hose car-
riag'^s; Siamese couplings used; 600 feet good rub-
ber hose; Z500 good cotton; value of apparatus and
supplies. $4000; z building owned, value $3000; 75
volunteer members; annual expenses, $z5o; bell
alarm. Chief elected by company. H. M.Spald-
ing.
WATER Supply— Waterworks and creek. E.
B. Parsons, W. E. Chilson.
Tnnkhannocky Wyominjg Co., population
3150; area, 500 acres; fire limit, 500 acres; brick
and frame buildings, two and three stories; causes
of fires investi^ted; fireworks ordinance; z hose
carriage and z jumper; 400 feet good leather hose
and zaoo feet good cotton hose; value of apparatus,
etc., $aooo; z building, value ^500; 40 volunteer
members; annual expenses, Ipioo; bell alarm.
Chief elected by vote. G. White.
Water Supply— Reservoir and direct pressore;
Worthington and Gordon and Maxwell pump;
daily capacity, 500,000 gallons; 6 miles street
mains, diameter 4 to 8 inches; ay double hydrants;
36 gates, R. D. Wood & Co.; Hyatt filtering plant;
pressure, 70 pounds; works cost $30,000; annual ex-
penses, $3Z5. W. C. Kittredge, Snpt.; James
Pratt, Mayor; Geo. DeWitt, City Cleric.
Tyrone* Blair Co., population *5ooo; area, 300
acres; fire limit, same; fireworks ordinance; mer-
cantile buildings, brick and wood, two and three
stories; wooden roofs permitted; brick and frame
dwellings, two stories; department consists of a
steam engines, z hook and ladder truck, ^ hose car-
riages: 1500 feet good leather hose; zooo feet owned
by private parties; 2 horses; value of apparatus
R. F. Burley.
Water Supply— Distributed by pipes from a
dam; 6 miles street mains, diameter 4^to za inches;
34 hydrants; pressure, 40 pounds. C. Dieffenbaugh,
B. F. Evans.
UlysMt, Potter Co., population *6oo; buildings,
wood, two stories; department consists of z hose
carriage; aoo feet good linen hose; value of appa-
tus and suppUes. $650; 35 volunteer members; bell
alarm. Geo. A. ramsworth.
Water Supply— Water-works; gravitv pres-
sure; a reservoirs, capacity azoo gsUlons; aH miles
street mains; 5 hydrants; pressure 70 pounds. P.
Brigham, Supt.; F. M. Bronson, Mayor; J. P.
Collins. Town Clerk.
Union City, Erie Co., population *a<oo; area,
zooo acres; fiie Umit, same; mercantile buildings,
brick and wood, two and three stories; wooden
roofe permitted; dwellings, fiwme, two stories; de-
partment consists of z horse-power engine, 4 chemi-
cal hand extinguishers, z hook and ladder truck, z
hose carriage; Siamese coupling used; zooo feet
good cotton hose; a horses; value of apparatus and
supplies, $3700; 3 buildings owned by city, value
$8000; annual expenses, $350. Chief elected by
council.
Water Supply— River; 3500 feet of mains; 7
hydrants; tank; capacity Z700 barrels; a pumps;
capacity 800 gallons per minute.
UniOtttown, Fayette Co., population *7,ooo;
area, 700 acres; fireworks ordinance; mercantile
buildings, brick and wood, two and three stories;
dwellings, wood, two and a half stories; department
consists of z steam engine, a hand engines, z lad-
der truck, 5 hose carriages; Siamese couplings used;
aooo feet good hose; value of apparatus and sup-
plies, $6000; z building owned, value $5000; annual
expenses, $zooo. Chief appointed by council. W.
H. Wilhelm.
Water Supply— 3 reservoirs, adstems;ao miles
street mains, diameter 4 to 8 inches; 80 hydrants;
z6o pounds pressure. Works cost $40,030. G.
Seaton, Supt.; Jesse Reed, Mayor; R. F. Hop-
wood, Town Clerk.
Warren, Warren Co., population ^4500; de-
partment consists of z steam engine, z hook and lad-
der truck, 3 hose carriages: a6oo feet good hose; aoo
volunteers; buildings, $z5.ooo; apparatus and sup-
plies. $7000. F. E. Windsor.
Water Supply — Gravity system water-works;
6 miles of street mains; 50 hydrants, pressure 135
pounds. G. Cornelius, C. H. Meecham.
Washington 9 Washington Co., population
*7O0o; area, 640 acres; fireworks ordinance; causes
of fires investigated; mercantile buildings, brick
and stone, three stories; wooden roofs permitted;
dwellings, brick, two stories; department consists
of z steam engine, z hand engine, z hook and lad-
der truck, 3 hose carriages; Z850 feet good cotton
hose; value of apparatus and supphes, $9000; a
borough buildings , value $30,000; z rented at $700
per annum; membership zoo, za part paid; annual
expenses, $350. bell alvm. Chief elected by coun-
cil. J.B.Clark.
Water Supply— z8 cisterns, supplied from
roofs; capacity, zz,700 barrels daily. J. Dickson,
Town Clerk.
Water ford. Erie Co., population 900; causes
of fires investigated; firame and brick buildings,
three stories; department consists of z hand fire en-
gine, a chemical hand extinguishers, z hose car-
riage; 9ao feet g;ood rubber hose; ladders, buckets,
etc.; buildings owned valued at $3500; bell alarm;
40 volunteer members. F. E. Enswoith.
Water Supply— Creeks and reservoirs. A, H.
Woodard< Town Clerk.
l82
Fire Protection and Water Supply.
WatsoBtowB, Northumberland Co., popu)*-
tion 9800; I steam engine; z book and ladder track;
a hoie carriages; 400 feet good leather hose; 6000
feet cotton owned by mills; a horses hired; 16 mem-
bers, all paid; z yolunteer compaar. J. M. Rhoads.
Watbk Supply— Source creek; pomping diieet
and to reservoir; Blake and Worthmgton machin-
ery; 37 hydrants; 7 miles mains; qnaltty water soft,
not filtered; pressure 75 pounds; works cost ^0,000.
R. Bock, Pres.; L. B, Morgan. Supt.; E. S. Foll-
mer. Mayor; W. A. Durham, Town Oerk.
Wayney Delaware Co.. buildings, brick stone
and frame, two and three stories; 6 <£emical extin-
guishers; z hose carriage; 500 feet good cotton
hose; vaiue of apparatus and supplies, iz,5oo; 50
volunteer members; expenses in z888, $87; dec-
trical alarm. Jas. M. Matthews.
Watek Supply— Water-works; mvity pres-
sure; z reservoir; capacity, 60.000 gallons; Wortb-
ingtoQ pumps; 6 miles street mains; 40 hydrants.
Wayaeaboroaffkf F^ankUn Co.. population
*350o: z steam enaine; z hook and ladder truck;
zooo wet of hose; 80 volunteers.
Waymealbsrv, Greene Co., population 9500;
a chemical eneines; a chemical hand extinguishers;
z hook and ladder truck; a hose carU; 800 feet hose;
bucket brigade; volunteer department. W. Allison.
Water Supply— Source creek; pumping to
reservoir; Smith and VaiUe machinery; 37 hydrants,
diameter of mains 4 to 8 inches; pressure z6o
pounds; works cost $90,000. Snigerly. Supt;
A. P. Dicken, Mayor; J. A. F. Randolph, Town
Clerk.
Weatherly. Carbon Co., population 9600;
buildings, wooa. two stories; shingle, tin and slate
roofs; no fire department.
Water Supply— Gravity: z reservoir; 6 mOet
street mains; S. G. Eby, E. O. Rouse.
WellaWroaffhy Tioga Co., popolaiioa *39oo;
area, 3560 acres; fire limit, zo acres; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick, two stories; dwellings, wood, two
storiea; dq>artment oonsisU of z hand engine, z
hook and ladder truck, 4 hose carriages; suunese
couplings used: z6oo feet good cotton hose; 900
poor leather and cotton; value of apparatus and
supplies, $5000; z building owned, value $590;
membership Z30. pvtly peid; annual expenses,
'*' bell alarm. Chief elected by members.
. W. Williams.
Water Supply— Gravity water^works, fed from
reservoir of ao,ooo,ooo galtons capacity, located z8o
feet above average level; pressure. 8c pounds per
inch; 43 double hydrants; zo fire weUs; zz^ mfles
mains, diameter 4 to za inches ; spring gravel filtra-
tion; works cost $99,000. Wm. Badie. presklent
and superintendent ; Wm. H. Roberts. Mayor: A.
J. Shattuck. Town Cleik.
West CketCer, Chester Co.. population 7946;
bnildfogs, brick and frame, two to four stones;
wooden roofe permitted; department consists of a
steam engines, z hook and ladder truck, 3 hoae car-
riages; membership aoo^ volunteers; bell alarm.
tTp. Apple.
Water Supply— Creek; water-works; z reser-
voir, direct system; zo miles street mains; zoo
hvdrants; pressure, 50 pounds. C. Henry. J. A.
Hannum.
Weal HewtoM, Westmoreland Ca.populatkm
Z576; briek and frame buildings, two stories;
wooden roofs permitted; department consists of z
chemical engine, 300 feet of good rubber hose;
value of apparatus and supplies. $zooo; volunteers;
steam whisde alarm. H. Cronshore.
Water Supply— Riven direct pumping system;
5 pumps, 5 hydranU; 3500 feet mains, diameter 3
and 4 inches ; pressure. Z70 pounds. W.
Supt.; Davki Orr. Town Ckrk
Wkito HaTea, Loseme Co.. popwlartnH 140S
z steam engine; 3 hose carriages; aaoo feet host.
good; 40 men, volunteers. J. N. GeOd.
Water Supply— Water-works. H. L Mja
Supt; S. Maguire. Town OeriE.
Wllkestem, Luzerne Co., populatk»*£joc;
fireworks ordmanoe; causes of fiies invcsO|i«!,
mercantile boikiings, brick, three stories; dw^
frame, two and three stories; department cobssss
4 steam engines, z hook and ladder truck. S m
carriages; smmese couplings used; doooioecnfcte-
lined hose; 770 feet linen ; 9600 feet good leadxr i
horses; 8 buUdings; membership zooc feO pnit
part paid, 86; annual expenses, S30Q0; bcU atxt
Chiet appomted by connseL T. S. HOlard.
Water Supply— a reservoirs, supplied ^
credc and pond; gravity system; diameier of acn
9 to Z5 inches; 990 hydrants; pressure. jiKt
pounds; water-works, owned by private coapc*
F. Dietrich, Qty Clerk.
Wllliansport, Lycoming Co., popokttios'c-
000; area, 4480 acres; fire limit, 716 acres; wbcc-
tile buHdlngs, three to five stories; dwdliBSS.lsKi
and wood, two and three stories; depaitmeut caaa
of 4 steam engines, z hook and ladder truck, sbost
carriages; Siamese couplings used; 3600 teet focc
cotton hose; 9400 medium leadier hose; aooopor
Z5 horses; value of apparatus and supplies, Siils
buildings, $98,000; membership 48, foil pod :^
part paid 39; annual expensea, $Z5.ooo( tdabse
alarm. Ch»ef elected by coundL J. W.Uiki
Water Supply— a reservoii*, gravity srsxr.
diameter of mains, 3 to z6 incfaes; Z79 hydrus
pressure. Z9 to 43 pounds. Wm. H. Brovn. Svr
J. S. Foreman, Mayor; J. J. Galbruib. u?
Clerk.
WUUaautowBy Dauphin Co.. popcJea
*40oo; buildings, wood, two and diree ttoms ^
fire departmeuL
Water SuPPLY->Water-woflcs; gravitjpfessEf |
9 reservoirs. D. ChaOinger, Sunt.; J. lscfaa{f
Town Cleric
W«HMla4orf, Berks Co., populatios mr
buildings, bride, two and three stones; sfaiBfk»<;^ I
department consits of a hand engines, zoo cfaeen
extinguishers; z hose carriage; value of vpfstf
and supplies, fzooo; expenses in z888, $501 TJ-
McDouel. I
Water Supply— Creek and dstens. G»^
Filbert. Burgess; John M. Smith. CopofUO
Clerk.
Wriffhttrttle, York Co., popoktion *>»c
buadings, btitk, two and time stories; s!is{<
roois; department consists of z steam engine ik«
carriage; zooo feet poor cotton hose; vahie of i|iP'
ratus and supplies, fs^^ members zoo. tdtasc^
H. McElroy.
Water Supply— River and pumps. W. ^
Moore, Town Cleric
Wyalaaimg. Bradford Ca, populatios tie
buildings, wood, two stories; aoo palls: vdi*"^
department, aoo ^i^e**T
WATER Supply— Z5 dsteras; force pomp. ^ ^
Haymaker, Town Cleric
TorkfYork Co., papulation *93.8a); 4f?*
engines; z hand engine; z book and uiddcr tncci
hose carriages; 9400 leet new cotton hose; 2500x0
inferior leather hoae; volunfeer depsitaest. ¥»
men; yp^M; 14 horses; tdegraph *kriB>*'^
4 tower strikers; 4 gongs; z Indicator. J. £• ^^'^
Water Supply— Water-works; gw^T*?*;
z reservoii, capacity, zo,ooo,ooo gaUoas; y^
pump, 400^000 gallons capacity; uaulesviBS"
hydrants. J. L. Kuehn, T. Hendridaoo.
Fire Protection and Water Sfjgpply.
rSs
The ionowing places have no fire protection:
Lpollo, Armstrong Co., population 1X^6. Barday,
tradford Co.. populaiion Z143. Belle Vernon, Fay-
tte Co., population *i5oo. Bennington, Blair
^o., population 954. Brady's Bead, Armstrong
To., population loza Bridgeport, Montgomery
Ic. population z8oa. Brownsville, Fayette Co.,
opuUtion *Z4O0. Cambria. Cambria Co., pop-
Jation *a900. Conemaugh, Cambria Co., popula-
ion 3498. Cressoaa, SchuylkiU Co., population
455. Elisabeth, AUegheny Co., population *90oo.
^tna, Allegheny Co.. population 93^ Frackrille,
IchuylJcill Co., populadon *95oo. rreeport. Arm-
trong Co.. population *z85o. Great Bend, Sua-
uehanna Co., population *6ooo. Hawley, Wayne
:o.. population z88a. Houtsdale, Clearneld Co.,
opulation ao6o. Lechburgfa, Armstrong Co.,
opulation z6oo. Liberty, Tioga Co., population
63. Lover Providence, Montgomery Co., popu-
ition 1586. Marysville, Perry Co., population Z906.
latamoras, Pike Co., population 944. MiflUaburg,
Union Co., population *Z4O0. Millersville, Lan-
caster Go., population ziaz. Morrisville. Bucks
Co., population *X490. New Holland, Lancaster,
Co.. peculation *Z900. Newport, Perry Co., pop-
ulation *9ooo. Olyphanr, Lackawanna Co., popu-
lation 9004. Osceola Mills, Clearfield Co., popu-
lation *zooiD. Pine Grove, Schuylkill Co., popula-
tion 957. Port Peny, Allegheny Co., population
zzoo. Rixford, MciCean Co., population Z137.
Rochester, Beaver Co., population ^4000. Salts-
burgh, Indiana Co., population *zaoo. Sheshequin,
BedToid Co., population Z4J60. Shickshinny, Lu-
zerne Co., population *9ooo. St. Nicholas, Schuyl-
kill Co., population zooo. Sugar Grove, Warren
Co., population *yx>. UnionvUle, Chester Co.,
population zooo. Upland, Delaware Co., population
ao98. Verona, AUegneny Co., population Z599. West
Fairview, Cumberland Co., population *Z9oo. Wil-
kensburgh, Allegheny Co., population Z599. Wy-
oming, Luseme Co., Z500.
RHODE ISLAND.
Aretie. Kent Co., population 84$; the Arctic
till has 3 fire pumps; zooo fset hose. J. F. Lock-
'ood, Town Cleik.
Bristol, Bristol Co., nopulation 15737; area,
3.240 acres; fire limit, 2500 acres; firewoilcs ordi-
ance; mercantile buildings, brick and wood, one
> seven stories; shingle rooft permitted; dwelUnffs,
ood. one to three stories; department consists of z
team engfaae, a chemieu hand extinguishers, z
ook and ladder truck, 3 hose carriages; Siamese
3uplings used; 3500 feet good rubber-lined hose;
slue of apparatus and supplies, $36,000; value of
uildings. Ifi^ooo; zoo members, z paid; annual ex-
enses, $9000; tiell alarm. Chief elected by com-
anv and approved by council. Spenoer Round.
Water Supplt^z reservoir, direct pumping
rstem; 8 miles street mains, diameter 4 to o
iches; zoo hydrants; water pressure, 70 pounds.
Central Falls, Providence Co., population
[2,000; area, 700 acres; fire limit, same; fireworks
rdinance; frame buildings, two and three storied;
lingle roo€i permitted; department oonsisu of z
cam engine, z hook and ladder truck and hose
agon combined, a hose carriages; s8oo feet rubber
Me; Z500 cotton, good; 3 horses; value of apparatus
&d supplies, $Z9,ooo; z building owned by depart-
ent, value $z6,ooo; membership, 3, paid full time,
\ call men; annual expenses, $4500; electric alarm,
i boxes. Irving F. Patt.
Water Supply— Water-works, za miles of street
ains; 75 hydrants; pressure, 90 to zao pounds.
Craaatoa, Providence Co., population 5040; z
Id ladder
earn engine; a hose carriages; z hook and
lick; 3oooiiBet hose, good; 34 men, volunteei . .
kratus o¥med by Bleaching and Printing Com-
ATKR Supply— za hydrants; 3 steam pumps.
lick; 3o6biiBet hose, good; 34 men, volunteers; ap-
* " Bleachu - -^ • -
^.
East Greeawieli. Kent Co.. population *30oo;
band engine; z hook and ladder truck; z hose
rriage, with 500 feet good hose. Chas. B.
>Des.
Water SuppLY—Water-wotks; stand-pipe grav-
r system; hydrants. J. L. Congdon, E. stan-
►pe.
East ProYldeace, Providence Co.. population
800: 9 band engines; 3 hose carriages; 2000 feet
len hose, good; volunteer department, zoo men.
Watrr Supply— Water-woriu; direct pressure:
hydrants; 8 miles mains; Chapman gates; Z76
rown meters; pressure, z^o pounds; works cost
0,000. Charles E. Pierce, Supt.; Wm. L. Suther-
ad. Town Clerk.
JLiateola, Providence Co. (part of Central Palls)
ipulation *i7iaa9; area, 9560 acres: fire limit.
^:
same; fireworks ordinance; causes of fires investi-
gated; mercantile buildings, wood, two and three
stories; shingle roofs permitted; dwellings wood,
two stories; department consists of two steam en-
gines, 3 hoae carriages; 400 feet good rubber hose;
value of apparatus and supplies, $Z5,ooo; 9 build-
ings owned, value (with land) $z8,ooo; aoo volun-
teer members; annual expenses, $3Z97; bell ahum.
Chief elected by tax-payers. L F. Patt.
Watbr Supply— Pawtucket water-works; zy
miles of street mains; diameter, 4 to 94 inches; 69
hydrants; pressure, 80 to zzo pounds; annual ex-
inses of water department, $zo,6o7. L F. Patt,
H. Gooding.
liOBSdale, Providence Co., population 700; z
hose company.
Naatick, Kent Co.; z hand engine; z hose
carriage; zooo feet hose, fair; volunteer departs
ment.
Ifewport, Newport Co., population fz9,566;
Area, 4500 acres; fire limit, same; fireworks ordi-
nance; mercantile buildinn, fi-ame, three and one-
half stories; wooden room permitted; dwellings,
wood, brick and stone, two and one-half stories;
department consists of 4 steam engines, z supply
wagon. 2 chemical hand extbiguishers, 9 hook and
ladder trucks. 9 hose carriages; stationary engine
at cotton mills; zz.ooo feet rubber hose; 0500 feet
linen hose, good; Z500 feet leather, cotton and
linen, poor: z8 horses employed for use; value of
apparatus $65,000; 9 buildings in use; value $44,-
000; z rented, annual rent $z5o} value, $Z90o; 9 not
in use; value $9400; membership za4, part paid;
annual expense, $93,000; telegraph alarm, 97 street
boxes. Chief elected by coundl. Henry W.
Cozsens.
Water Supply— Newport water-works, dstems,
reservoirs and harbor; 95 reservoirs and cisterns;
capacity, 8,000,000 gallons; 50 miles of street mains
and supply pipes; diameter, 4 to 94 inches; aao
hydrants; meters, various; gates, various; Hyatt
filtering plant; works cost $750,000; pressure, 35 to
65 pounos. Geo. H. Norman, Pres.; T. Cogges-
hall. Mayor; W. G. Stevens, City Clerk.
OlneyTilley Providence Co., population 5765;
2 hose carnages; z hand engine; zaoo feet rubber
hose, part good; 600 feet good cotton; 600 feet
good linen; 83 men. volunteers. S. E. Groves.
Water Supply— Water-works; drawing from
Providence mains; 5 miles mains; 35 hydrants.
W. D. Harris. W. F. King.
Pawtueket, Providence Co.. population *2^.-
o°o; are»i 5630 acres; ^^ ^^ToM, same; fireworks
ordiix^ncr, mettamtilc boHaings, brick and wood.
i84
Fire Protection and Water Sujoplt/.
RHODE ISLAND—Cm/MiMi/.
three stories; dwellings, frame, two and a halt
stories; department consists of 3 steam engines, z
chemical engine, 10 chemical hand extinguishers,
3 hook and ladder tracks, 4 hose carriages: Siamese
coapllngs used; 450 feet rubber, 9050 feet cotton,
700 leather hose; 13 horses; value of apparatus and
supplies, $67,000; ^buildings owned bv depart-
ment, $46,500; memoership 58, 8 full paid, 49 part
paid; annual expenses, $k>,ooo; fire alarm tele-
graph, 60 street boxes. Chief dected by council.
John Brierly.
Water Supply— Gravity and direct S3rstcm
combined; i reservoir; capacity, 4,500,000 gallons
daily ;[z storage' reservoir, capacity 1,600,000,000; aa
cisterns; 30 miles street mains; diameter, 4 to 34
inches; 418 hydrants; pressure, 7a to zao pounds.
Edwin Darling. Supt., Alden W. Sibley.
PheaiXf Kent Co., population ZP38; buildings,
brick and wood, one to three stories; department
consists of 2 hose carriages; z6oo feet good cotton
hose; value of apparatus and supplies, $1500; ao
volunteer members;bell alarm. A. F. Hill.
Water Supply— Water-works; a reservoirs, ca-
pacity 45,ooc,ooo gallons; gravity system; sji
miles street mains; 41 hydrants; pressure, 75 pounds.
V. A. Bailey. William V. Slocum.
PrOTideace. Providence Co., population *za5,-
000; area, zo.oz6 acres; fireworks ordinance; causes
of fires investigated; mercantile buildings, brick, five
stories; dwellings, frame, two and a half stories; de-
partment consists of 7 steam engines, 3 chemical
engines, 25 chemical hand extinguishers, 8 hook and
ladder trucks, z6 hose carriages, 3 hose wagons;
automatic sprinklers; 8000 feet rubber hose; za.ooo
feet cotton, in good condition; 49 horses; value of
apparatus and supplies, $200,000; Z7 buildings used,
value $225,000; membership 220, zzo fiiU paid, ZZ4
part paid; annual expenses, $140,000; automatic
alarm, z6z street boxes; fire patrol incorporated and
maintained by city and insurance companies; per-
manent members 4. annual expenses $5000. Qiief
elected by city council. Geo. A. Steere.
Water Supply— Reservoir; gravity system; a
reserroirs, supplied from river; capacity, 5z,ooo,ooo
and 76,000,000 gallons; miles street mains, 208;
diameter, 6 to 30 inches; Z300 hydrants: pressure,
39 to 78 potmds; Wonhington and Corliss pumps;
cost of works to Z889, $6,900,838. John A. Cole-
man, Commissioner Public Works; H. R. B4rker,
Mayor; H. V. A. Joslin, City Clerk.
Talley FallSyProvidence Co., oopabtioc iB«
2 steam engines; 3 hand engines; z nook and lime
truck; 4 hose carriages; zaoo feet robber bose a
food condition; volunteer depaitmeot, 40 nss; 3
orses. John H. Barnwell.
Water Supply— Water-works; 4 dstauss
hydrants. Edwin Darling, Supt.. P. F. KinioL
Warrea, Bristol Co., population iiocainsa
engine, out of repair; a hand engines; i book ci
ladder truck; 4 bose carriages; 600 feet good nbbe
hose; 200 feet poor; zooo feet good cotton; KBoite.
good linen; 800 feet poor; 300 feet good lestbo; j
men paid part time; 97 volunteers.
Water Supply— Water-works; direct sjaw
river; 3 reservoirs. B. B. Martin. Supt.; CB-
Mason, Town Clerk.
Wetterly, Washington Ca. popnlatioa *63S
a steam engines; 3 hose carriages; 3000 feei ccaa
hose, in good condition; 6/7 volunteers. W. £.
Wheeler.
Water Supply— zzdstems; pumptostandispc
zo miles street main«; 4 hydrants; pressiat, ^
pounds. E. Barnes. Wm. Hozie.
WIckford, Washington Co.; buildin|;s, ^
and frame, tvro stories; department consists a:
hand engines, z hook and ladder truck, 2 base s:*
riages; 250 feet rubber hose; 500 feet cotton. isr»
condition; 500 feet poor leather; 60 membsn; c^
alarm. George F. Hunt.
Water Supply— Wells, springs and the haw
Charies T. Croumb, Village CkriL
Wood socket, Providence Co.. popoIadoiK-
000; department consists ofa steam engines, 3 liooK
and ladder trucks, 3 hose carriages; ssoofeetco^
hose; 56 members paid part time; annnslezpcBSfi
$8ooa JayNeill.
Water Supply— Brooks; water-wortcs; Pa^
pipe system; Worthington pumps, dsily ct^^
2,000,000; 23 miles mains; j^ hydiaats; a63 (>^
man gates; 76Z meters; vanona qnalitTWStcr, fO»
not filtered; pressure, 90 pounds; wons oost|i4^-
6z2. B. L. Cook. Supt.; G. H. Giant. Mayor A
E. Green, City Clerk.
• The following places have no fiia protew*
BurrillviUe, Providence Co., population S7^'„^
entry, Kent Co., population 45Z9. Hope W
Washington Co., population zooo. Hcpi^
Washington Co., population ag^ Maarilk;. J"^
idenoe Co., population 2074. Tiverton, Ne«l*
Co.. population '2500. Warwick, Kent Co.
SOUTH CAROLINA.
AlkeMy Aiken Co., population ^3000; area 2560
acres; fire limit, 640 acres; fireworks ordinance;
mercantile buildings, brick and wood, two stories;
wooden roofs permitted; wood dwellings, one and
two stories; department consists of z steam engine,
z hand engine, z book and ladder truck, a hose car-
riages; Siamese couplings used; zaoo feet linen hose;
800 feet good rubber; value of apparatus and sup-
plies, $6000; zoo volunteer members; annual ex-
penses, $250; bell alarm. Chief elected by town
council. H. F. Waincke.
Water Supply— 3 cisterns, supplied from roofs,
capacity 95>ooo gallons, and about 50 private
cisterns. J. R. Jordan, Town Clerk.
Anderaoiiy Anderson Co., population '3500;
department consists of z steam engine, z hand en-
J(ine, z hook and ladder truck, 4 hose reels; Z900
eetof good rubber hose; 1Z4 volunteer members,
70 white, 44 colored.
Water Supply— Cisterns, total capacity 2Zo,ooo
gallons; 2 streams. J. E. Breazealle, Town Clerk.
Bamberg— Department consists of z hand en-
gine, z hose reel, z hook and ladder truck; 250 feet
2 M- inch hose.
Water Supply— a dstenis; capacity, 3"° '
5000 gallons.
Beanfort, Beaufort Co., popolatioB^
buildings, frame and brick, one to thiee sMne
wooden roofs permitted; fire depaitment fOB^l
1 steam engine, a hand engines, z book and la^
trudc, 3 hose carriages; siameae co^iriinc^
bell alarm. Chief elected by mambcrs of of^'
ment. John N. Wallace.
Water Supply— River pond and artesian «t>
S. E. Taylor, City Clerk.
BlackYllle, BamweU Co., populartoo i««/
hand engine; Z50 feet hose, buckets, etc J* ^
WATER Supply— Wells and pomps. P- ^
Drew, Town Clerk.
Camden, Kershaw Co.,populatk>n-ssy J^
z6oo acres; fire limit, ^acres; fireworborfiMfi^
causes of fires investigated; mercantile baiwwg
brick and wood, one and two stories; "^ooden^^
permitted; dwellings, wood, one and ^"^^ ;
department consists of z steamer, 2 baadespD^
book and ladder truck, 3 bose carriages; fO'^
>eu alarm. K^tAtt appointed by oounctl. John R.
Soodale.
"Water Supply— Fire wells. Janies L. Brmsins-
on, Town Clerk.
Charleston) Charleston Co., popolation 60,000;
»iiildings, brick and firame, three and three and a
iskM stories; departm<-nt consists of 8 steam engines
n use, a in reserve, a hook and ladder tnidcs, 7
lose carriages; 10.000 feet of good rubber hose; 98
lorses; membership, 103, all paid; annual expenses,
S^.ooo; telegraph alarm; 97 street boxes. F. L.
Water Supply— s wells; hydranU; stand-pipe
system; capacity of pump, 3,000,000 gallons daily;
c8 miles of mains; 360 hydrants; pressure, 40
pounds. J. Chapman; W. W. Simons.
Cheater » Chester Co., population 2500; z steam
engine; i hand engine; z hook and ladder truck; a
bose carriages; 500 feet rubber hose, in good con-
dition; 400 feet Unen hose, good; volunteer fire de-
partment, Z30 men. B. M. Spratt.
Water Supply— 8 cisterns. S. B. Latham,
Xowa Clerk.
Clifton, Spartanburgh Co., population '3000;
buildings, brick and wood, two stones; z hose car-
riage; Z785 feet good linen hose; z8 members; bell
alarm. C. B. Carr.
Water Supply— Gravity system; z reservoir,
capacity 86,363 gallons; 3 pumps; Z4 hydrants. D.
D. Wheat, bupt.; D. E. Converse.
Col«mbia» Richland Co., population *z5,ooo;
area, z8oo acres; fire limit, zooo acres; fireworks
ordinance; causes of fires investigated; mercantile
buildings, brick and stone, two and three stories;
dwellings, wood, one and two stories; department
consists of 2 steam engines, 2 band engines, z hook
and ladder truck; hose carriages attached to en-
m»es; 3500 feet good rubber bose; zooo poor; 6
Horses; value of apparatus andsuppUes, $ao,ooo;
membership, 287, w\ volunteers; annual expenses,
$5000; electric alarm. Chief elected by firemasters.
Water Supply— ^i reservoirs, supplied by water
and steam power from springs and nver; capacity,'
3,500,000 gallons daily; z6 miles street mains; oi-
ameier, 4 to Z3 inches; zzo hydrants; pressure, 90 to
60 pounds; annual expenses of water department,
$7000. W. H. Alexander, Supt; John T. Rhett,
Mayor; W. J. Cathcart, City Clerk.
DarliafftOB, DarUngton Co., population 3500;
frame buildinffs, one and two stories; wooden rooft
not permitted m business portion of town; department
consists of z steam engine, z hand engine. 2 chemical
band extinguishers, a hose carriages; 350 feet good
rubber bose; 300 feet poor; 500 good cotton; value of
apparatus and supplies, S4000; membtrship 40;
annual expenses, $300; bell alarm.
Water Supply— Artesian wells and cisterns.
S. S. Burch, Town Clerk.
Florence) Darlington Co., population 3500;
frame building, two stories; wooden roofs per-
mitted; department consists of z steam engine, z
hand engine; zooo feet of good rubber hose; 500
feet poor; value of apparatus and supplies. $5000;
member&hip 80, volunteers; z man piedd; annual
expenses $zzoo; bell alarm. G. C. Cole.
Water Supply— aa fira wells. E. W. Lloyd.
Town Clerk.
GeorfetoWBt Georgetown Co., population
3555; area and fire limit, 640 acres; causes of fires
investigated; mercantile buildiogs. brick and wood,
two and three stories; wooden roofs permitted;
dweltings, wood, two stories; department consists of
I steam engine, 3 hand engines, z hook and ladder
truck, 4 hose carriages; Siamese couplings used;
3000 feet good rubber hose; value of apparatus and
njppli«, $10,000: 4 boildings owfjcd, value $5000;
confirmed by council. A. P. Haxard.
Water Supply— River and wells. J. J. Hucks,
Town Clerk.
Green ville, Greenville Co., population *zo.ooo;
area, 3Z4a acres; fire limit, same; mercantile build-
ings, brick, two stories; wood dwellings, two sto-
ries; department consists of z steam engine, 3 hand
engines, 3 chemical extinguishers, hook and ladder
truck, 4 hose carriages; z8oo feet good rubber hose,
550 poor; a horses; value of apparatus and sup-
pUes, $8500; value of buildings, $7000; 335 volun-
teer members; annual expenses, $zz84; befi alarm.
Chief elected by council. J. C. Kirkpatrick.
Water Supply— 30 dstems, supplied firom
buildings; capacity, 35,000 gallons daily; annuid
expenses, $50. C. W. D'Ojoey, City Clerk.
Lancaster y Lancaster Co., population *zooo;
brick buildings; fireworks ordinance; department
consists of z book and ladder truck; 30 volunteer
members.
Water Supply— Wells.
liaarens, Laurens Co., population ^3450; de-
partment consists of z Silsby No. 5 steamer, z hose
reel; zooo (eet linen hose; value, $3350; z hook and
ladder truck.
Water Supply— z cistern, capacity 75*000 gal-
lons, and branch. A. P. Sullivan.
Marlon 9 Marion Co., population *z8oo; frame
and brick buildings, two and three stories, z hook
and ladder truck. W. H. Collier.
Water Supply— 9 wells. W. J. McKerall,
Village Clerk.
Mare»Tllle» Sumpter Co., population *50o; x
hand engine; aoo feet good hose.
Water Supply— wells.
Newberry. Newberry Co., population ^3300;
mercantile buudings. brick, two stories; wooden
roofs permitted; dwellings, firame, two stories; de-
partment consists of z steam engine, 3 hose car-
riages, z hand engine, 4 chemical extinguishers, i
hook and ladder truck; z8oo feet hose; value of ap-
paratus, $8000; Z40 members; expenses for z888,
$657; bell alarm.
water Supply— s cisterns. J. S. Fair, Town
Clerk.
Orangebnrgy Orangeburg Co., population
^3500; area, 960 acres; fire limit, same; causes of
fires investigated; mercantile buildings, brick, two
stories; wooden roofo permitted; dwellings, frame,
two stories; department consists of z steam engine,
z hand engine, z hook and ladder truck, 3 bose car-
riafres; Siamese couplings iked; Z400 feet good rub-
ber hose; aoo feet poor, value of apparatus and sup-
plies, $4JBoo; ^ biuldin^s, value $3500; 75 volunteer
members. Chief appointed by council and compa-
nies. F. A. Schiffley.
Water Supply— 5 cisterns, zo,ooo gallons each,
supplied from buildings; z cistern, ao,ooo gallons;
artesian well; stand-pipe; pressure. 45 to 50
pounds; Z5 hydrants. G. S. Allbugoth, C. D.
Kcitbjohn.
Rock fill 1 9 York Co.. population *z8oo; build-
ings, brick and frame; department consists of steam
engine, z chemical engine, z hook and ladder truck,
3 hose carriages; zaoo feet good rubber hose; value
of apparatus and supplies, $5000; 3 buildings; zoo
volunteer members; bell alarm.
Water Supply— 3 dstems, capacity 53,000 gal-
lons. Edward FewelJ, Town Clerk.
Spartan bnrghy Spartanburgh Co.. population
*40oo; area. 3560 acres; fire limit, same; mercantile
buildings, brick, two and three stories; wooden
roofs permitted; dwellings, wood, one and two sto-
ries; department consists of z steam engine, z hand
engine, i bock and ladder truck. 3 hoie catriage**
j86
Fire Protection and Water Supply.
SOUTH CAROLINA— Cih/mmA
Siamese ooupliDSs used; 500 feet rubber and xooo
ieet good cotton nose; value of apparatus and sup-
plies. $8000; X50 volunteer members; annual ex-
penses. S4000; bell alarm. Chief elected by counciL
Joseph Spigir.
Water Supply— xo cisterns, supplied from
roofs; water-worics; Deane machinery, daily capacity
a.000.000 gallons; 7 miles mains; 60 hydrants; a
Crown meters; pressure. 50 to 00 pounds. Joseph
M. Elfood. Town Cleric,
SuBtery Sumter Co.. population *30oo; x staam
engine; a hand engines; a hose carriages; x hook
and ladder truck; XX50 feet good rubber hose; 35
men paid; 50 volunteers.
Water Supply— Wells and dstems; watar^
works to be buitt. C. M. Hurst. Town Clerk.
UniOMy Union Co.. population xady; x hand en-
gine; XQo feet good mbtier hose; 3X men, volun-
». J. O. *" " * *
Budihist.
Water Supply— 4 dstems, 40.000 gallons eadi.
Walhallm, Oconee Co.. population «xaoo;
fireworks ordinance; causes of fires investigated;
frame buikUogs, one and two stories; x hand engine;
2 hose carriage; 300 feet good rubber hose; as men.
volunteers. X9eo. Pratt.
Water Supply— Tanks and 5 dstasi, v^
by pipes froB
Town Clerk.
by pipes from dwdlings. T. M.
Sdsla
Kdlr,
CLfod.
WiAMsteroiifk, FairfieU Co.. popaiiCA
aooo; area. 960 acres; fireworks orcfinance; msrai-
tile buildings, wood, two stories; shmgle roots po^
mitted; dwdUngs, wood and brick, three Holies; de-
partment consists of X steam engine, x hand eajm 1
X hook and ladder trudc. 3 hose carriages; snact |
couplings used; X500 feet good rubber hose; vbti
apparatus and supplies. $5500; a bniViiDp onai
by town; X50 volunteer members; aaaoal expm
9600; beU alarm. Chief dected by coaadL 1.1 I
McCarley.
Water Supply— 7 dstems. supplied fnnna
of buildings; total omadty, 180,000 gaDoos dLi
J. W. Withers. Town Clcik.
TorkYllle, York Co.. population •1650; ibui
engine; x houk and ladder tru^ aoo feet goodie I
ber hose, xoo feet poor; xoo good leadier; soia
volunteers.
Water Supply— Cisterns. J. E. Im^
Town Clerk.
The following places have no fire protttfiK
Abbenlle. C. H.. Abbeville Co.. popdadoaKZ
Pickens. C. H., Pickens Co., popdatioo i^
Timmonsvflle. Dariington Co.. popcuatioa noo.
TENNESSEE.
CkmUmaoof m, Hamttton Co., population *4a.-
000; department consists of a steam engines, 3 hose
carriages, a hook and ladder trucks; 6500 feet good
cotton and rubtier hose; membership 43. a8 paid
men, no volunteers; xo horses; tdegraph alarm, 3a
boxes. Charles Whiteside.
Water Supply— Water-works; gravity; capa-
dty. xa.ooo,ooo gaUons; X63 hydrants. V(. Wing-
fidd. V. S. Whiteside.
Clarksvllto. Montgomery Co.. population
*6ooo; mercantile buildings, brick, two and three
stories; dwellings, bridt and wood, two stories; de-
partment consists of X steam engine, x hook and
ladder truck. 4 hose carriages: aooo feet good rubber
hose; yxi feet poor; value of apparatus and sup-
plies. 97750; X building in use, value $x5oo; annual
rent, mo; membership xoo, x paid; annual ex-
penses. $a6oQ; bdl alarm. Chid elected by mem-
bers, ratified by Mayor and aldermen. Wm.
Kleeran.
Water Supply— Water-works; direct pressure
And stand-pioe systems; 8 dstems, supplied from
roofs of buildings; 4 miles of street mdns; diameter
4 to xo mches; 4X hydrants; pressure 35 to 80
pounds. R. £. McCuUough. Supt.; J. VL Smith.
Mayor; C. H. Bailey, City Qerk.
Colunbimy Maury Co., population *5ooo; area
500 acres; fireworks ordinance; mercantile build-
ings, brick, two stories; dwellings, frame, two
stories; department consists of x steam engine, 4
hose carriages; Siamese couplings used; x/oofeet
good rubber hose; 5 horses; value of apparatus and
supplies, $6500; membership ao, partjpaid; annual
expenses. $4000; tdephone aUmn. Chid dected
by aldermen. J. Latta.
Water Supply— x reservoir, capadty x,ooo,ooo
gallons, supplied from river; gravity system, xa ds-
tems, stnpplied from water^works; $% miles street
mains: diameter, 4 to 8 inches; 6a hydrants; pres-
sure. 86 pounds; annual expenses of water depart-
ment $3250. T. J. Oddl. Supt.; E. E. Erwin^
City Clerk.
FaretteTlUey Lincoln Co.. population ^500;
area. 340 acres; fireworks ordinance; mercantile
buildings, bricks two stories; shingle roofs permit-
ted; dwellings, wood, one and one-half stories; de-
partment consists of X chemical engine, a chemical
hand extinguishers; xoo ieet good robber iMit ix
feet poor; membership 35. volunteers; bell r^
Chid elected by company.
Water Supply— None.
FnuikliM. WiUiamson Co., popuhuftai^
fireworks ordinance; causes of fires iavesogis!i
mercantile buildings, brick, two and three stoos
dwellings, brick, two and three stones depB:
ment consists of x hand engine; x hose cin«r
800 feet good rubber hose; value of appaiatasc:
supplies. 9x500; membership 40, part paid. CM
dected by company. J. H. Allen.
Water Supply— x5 or ao dstems, sappUntna
rooii of buildings. E. B. Campbdl, Mayor J* ^
Buchanan, Town Clerit.
Gmllatim, Sumner Co.. population a^oo: vo-
640 acres; fire limit. 460 acres; firewacksordisiBK
mercantile buildings, brick, two and three rts^s
dwellings, brick and wood, two and three sw«s
department oondsts of a chemical eagiDes. 4^
ical hand extinguishers, a hook and ladder tran j
hose carriages; 600 Ieet good rubber hose; w^
appantus and supplies, $600; x bailding.J]|2
$3500; membership 44, volunteers. Chief ekcs
by board of aldermen. W. H. Brown.
Water Supply— Wells; annual op»*lj
water department. $450. W. Ruasomen. To^'
Clerit.
JaekMW, Madison Co.. popolatk>a *8ooo: k«
3560 acres; fire limit, x6o acres; fireworks ordiaiB^
causes of fires investigated; mercantile buldia^
brick, two and three stories; dwdUngs. bncfci*
wood, one and one half and two stories; depai«*
consists of X diemical engine, xo cfaenkal baadtt^
tinguishera, x hook aadladder track. 5 bo^/^
riages; ao^ooo feet good cotton hose; valoe oi w
paratus and supplies, $70ooc meahenhip ^
volunteers; bdl alarm. Chief dected bjr Maiff
and aldermen. F. F. Reavis.
Water Supply— Waier-works; direct pre»jre
xo miles mains; X40 hydrants. L. TranbolL ^' '-
Stark.
KBOKTille, Knox Co., pcqiulaCkm 37.5^^ ^
11560 acres; fire limit, X640 acres; fi«**5SJl
nance; mercantile buildings, brick, tvo ^J'^
stories; slate or metal roofe; dwdlinp. wood, ow
to two stories: department consists of a steis cb-
i88
Fire Protection and Water Supply.
TEXAS.
At^lleney Taylor Co., popnladon *50oo; build-
togs, brick and wood, one story; department con-
sists of 4 chemical extinguishers, i hook and ladder
truck, a bose carriages; xzoo feet good rubber hose;
X horse; value of apparatus and supplies, $3000;
60 members. 3 part paid; i house; expenses in 1888,
$500; electric alarm. J. J. Clinton.
WATER Supply— Water-works; stand-pipe; res-
enroir, direct pressure; capacity, zoo.ooo gallons;
3 Blake pumps, capacity a,ooo,ooo gallons per day;
5 miles street mains, 4 to 8 inches diameter: 30 hy-
drants; pressure. 55 pounds. D. W. wreston,
Mayor; W. G. Swanson, City Clerk.
AnatiMy Travis Co., population *a5,ooo; area,
7435 acres; fire limit, 70 acres; fireworks ordinance;
causes of firea investigated; mercantile buildings,
brick and stone, two stories; fireproof material for
roofs in fire limit; dwellings, bricic, stone and wood,
one to two stories; department consists of a steam
engines, 2 chemical hand extinguishers, a hook and
ladder trucks, 4 hose carriages; Siamese couplings
on hand; 900 feet good rubber hose; 3000 feet good
cotton hose; 5 horses; value of apparatus and sup-
plies, $25,000; 4 buildings owned, value $15,000;
aoo members,!;; rail paid; annual expenses, $35,000;
bell alarm. Chief elected by members. August
ZiUer.
Water Supply— Water-works; direct system;
zo dstems; ai miles street mains; diameter, 4 to 16
inches; z66 hydrants; annual expenses of water
department, $xo,ooo. M. D. Mather, Milton Mor-
ris.
Baatropy Bastrop Co., population 9000; build-
ings, brick and wood, one and two stories; depart-
ment consists of z hand engine, x hose carriage; 300
feet good rubber hose; value of apparatus and sup-
plies, $zooo; 30 volunteer members; bell alarm.
Water Supply— Stand-pipe, 50 feet high; grav-
ity pressure; Cameron pumps, capacity zo.ooo gal-
lons; 800 feet street mains; o hydxunts; pressure, ao
pounds. A. C. Erbard, owner.
Beaunoiitt Jeflferson Co., population '3400;
area, zooo acres; brick and frame buildings; depart-
ment consists of z horse-power engine, z hand en-
gine, z hook and ladder truck, a hose carriages;
Siamese couplings used; 400 feet rubber hose; 600
feet ^ood cotton; value of apparatus, $5000; z
building owned by city, value $3500; 60 volunteer
members; 2 horses; bell, whistle and pistol alarm.
Chfef elected by companies and confirmed by coun-
cil. O. C. Ogden.
Water Supply— 8 reservoirs, capacity 35.000
gallons each; cisterns, rivers and wells; street mains
to mills and lumber yards only; water-works being
put in.
BeltOB) Bell Co., population *6ooo; frame and
stone buildings, one and two stories; department
consisu of z hook and ladder truck and a hose
carriages; Siamese couplings used; xaoo feet good
rubber hose; value of apparatus, etc., $5500; value
of building, $Z7oo; 53 volunteer members; bell and
telephone alarm. Chief elected by department
George W. Hunt.
Water Supply— i stand-pipe, supplied by
Worthington pumps; capacity, z, 000.000 gallons
daily; 7 miles street mains, 3 and 8 inches in diam-
eter; 36 hydrants, Chapman gates; 75 pounds pres-
sure. Works owned by city and operated by Bel-
ton Light and Water Company. J. M. Thomson,
Mayor; H. C. Surghnor, City Clerk.
Bonbam, Fannin Co., population '4500; build-
ings, stone and brick, one and two stones; z hook
and ladder truck; value oi apparatus and supplies,
$8co; z8 volunteer members; bell alarm.
Water Supply— Water-works, to be put in; a
cisterns; capacity, 40,000 gallons. E. L. Agnew,
Mayor; James K. Blair, City Clerk.
Breakaiiiy Washington Co., popolatioQ 4300;
area, 3560 acres; fire limit, ao acres; Bfeworta ts^
nance; causes of fires investigated; raeramiie
buildings, brick, two stories; dwellinas, frame, oae
story; z steam engine; ao (private) (acfoical bad
extinguishers; z hook and ladder truck; 3 hose car-
riages; 4 Siamese couplines in use; Z450 feet food
rum>er hose; 350 feet good cotton; vailue of appi-
ratus, $5000; 3 buildings owned, valne $10,000; 95
volunteer members; a paid engineers; annual a-
penses, $z5oo; bell alarm. Chief dected br vm-
panics. W. A. Wood*
Water Supply— 5 cisterns, simplied fraa
water-works; capacity, 7000 gallons daily; 4 nBa
mains; diameter of largest, 8 inches; 35 fin ^f
drants; water tank, Z4 feet in diameter, zoo te
high. J. H. LesUe. Supt.; J. A. WiUdns. Majv:
H. C. Mclntyre, Jr., City Clerk.
BrowasTille* Cameron Co., popnlatioBisI:
z hand engine; z nook and ladder truck; 4ovols>
teer members. B. A. TureganL
Water Supply— River. S. A. Rousset, Ton
Clerk.
Browawood» Brown Co., populatioa *90:
department consists of z hook and ladder tncis
hose carriages: Z400 fieet good hoae; memlxs 5
volunteoa; bell alarm.
Water Supply— Stand-pipe, capacitv soe^
gallons; a pumps, capacity 3,400,000 gsUoos; 4^
miles street mains, 4 to zo inches; 37 bydim
pressure, 40 pounds. W. J. Morgan, Major; Ed
T. Smith, Town Clerk.
Bryan, Brazos Co., population 4000; aro.
2500 acres: fire limit, zz acres; fireworks ordiiaace;
causes of fires investigated; mezcaniile bdkfi&ri
brick, two stories; dwellings, wood, one stofy; «*
partment consists of z steam engine, z hand eo|iK
z hook and ladder truck, a hocc carriages; saaeie
couplings used; zooo feet hose, good; vahie d ap-
paratus and supplies, $5300; z building ova^
value, $400; meinbership 30, vohinteers; xo paK
annual expenses, $Z3o; bell alarm. Jdn £■
White. _^
WAtER Supply— 5 cisterns, supplied from «»
capacity of each 50,400 gallons daily; witer-wm
in progress. E. A. Addams, Mayor; A. B. Cut'
Town Clerk.
Caldwell » Burleson Co.. population *fp
buildings, brick and wood, one stoiy; woodeaiQg
department consists cf z hook and ladder wc
members 3a, volunteers; expenses in z888, w^
bell alarm.
Water Supply— Cisterns.
Calrert, Robertson Co., populatioD 'ag^
hand engine; a hose carriages; z hook and Iw^
truck; zsoo feet hose, good; 70 volunteer ncnwai
L. T. Fuller.
Water Supply— Artesian wells; direct *;
pumping to reservoir; Smith ft Vaille and Kbo*w
machinery; daily capacity z,5oo,ooo gallonsj" ^'
drants; aM miles mains, diameter 3 to 8 iocfi; »
Ludlow gates; 36 Worthingron meters; pressure, f
to zs© pounds; works cost$z8.5oo; annual exp^-
J zooo. A. Day, Supt.; Geo. Burk, Mayor H.^
ohnson. Town Clerk.
Clef^nrae, Johnson Co., popalatkMi *?«■
area, 350 acres; sale and use of fireworts pjcjj^
ited; frame and brick buildinp; z hook and toj»
truck; z hose carriage; zooo feet nxbber ho«; «•*
of apparatus, $3700; z building, value, IS^JJ
volunteers; bell alarm. Chief elected.by aaeoibev
J. A. Lindgren. . _
Water Supply— Water-works; z ^fsff^^\ru
paaty Z50.000 gallons; artesian well, 5>°* ^^^
capacity; stand-pipe. 70>ooo gallons; 5 B»ues »^
mains, diameter 4 to zo mcbes; 30 hydrants, pro-
ire 150 pouods. C. J. Jang, Pres.; D. G. Whet-
nburg, Supt.
Colorado]^ Mitchell Co.. population *25oo; de-
utment consists of i book and ladder truck, 2 hose
irriages; zaoo feet good hose, 500 feet poor; 60
)luDteer members; bell alarm.
Water Supply— Stand-pipe, capacity 285.000
allons; a pumps, capacity 2,000,000 gallons; 6
dies street mains, 6 to la inches; x6 hydrants. N.
.. Taylor.
Colontas* Colorado Co., population "2500;
rick and wooa buildinn, one and two stories; de-
artment consists of x hose carriage, 500 feet rub-
er hose, 500 feet good cotton; vame of apparatus
nd supplies, $aooo; 22 volunteer members; bell
larm. H. Wagenfuhr. *
Water Supply— Reservoir, capacity 56,000 gal-
ons; direct pressure; a miles street maibs; za hy-
Irants; pressure 60 to 150 pounds; works cost $25.-
00; annual expenses. $800. J. J. Dick, Supt.; E.
F. Sandmeyer, Mayor; C. C Duerr, Town Clerk.
iage; looo teet good rubber hose; 40 volunteer
nerobers. John J. Boerum.
Water Supply— Bay. C. W. Yung, Town
Clerk.
Corsicana, Navarro Co., population 10,000; 2
hose carriage^; z hook and laader truck; 2000 feet
good hose; 68 men. J. J. Strupper.
Water Supply— Direct ana srand-pipe system;
7 miles mains; 60 hydrants; 55 pounds pressure.
B. T. Barry, Pres.; C. B. Lewis, Supt.; C. H.
Allyn. Mayor; J. W. Mayo, Town Clerk.
Ciieroy De Witt Co., population *dooo; wood
and brick buildings, one and two stories; wooden
roois; department consists of z hand engine, z hose
carriage; mo feet good leather hose; value of ap-
paratus and supplies, $zooo; 25 volunteer members;
bell alarm. John A. Lewis.
Watrr Supply — ^Water-works to be put in;
4 reservoirs, capacity 30,000 gallons; x6oo feet
4-inch pipe. C. A. Ogsburry. City Qerk.
Dallas, Dallas Co., population *«>,ooo; area,
5000 acres; fire limit, 700 acres; fireworks ordinance;
causes of fires investigated; mercantile buildings,
brick and stone, three stories; dwellings, frame, two
stories; 3 steam engines; 3 hose caniages; Siamese
couplings in use; 5150 feet good hose, ^97 feet bad;
16 horses; value ot apparatus and supplies, $20,000;
4 buildings owned, value $25,000; 28 fiill-paid mem-
bers; annual expenses. $35^000; Gamewell alarm.
Chief elected by council. Thos. Wilkinson.
Watkr Supply— Direct pressure; stand-pipe;
a reservoirs; capacity, zoo,ooo.ooo gallons; Worth-
ington and Holly pumps; capacity, 14,000.000 gal-
lons; 33 miles mains, diameter 4 to z8 inches; 175
hydrants; 142 Eddy and Chapman gates; Z4 meters.
Crown and Hersey; works cost $295,000; annual
expenses, $25,000; pressure, 50 pounds. Dave
Tichnor, Supt.; W. C. Connor, Mayor; Wm.
McGrain, City Qerk.
Denlton City, Grayson Co., population Z4,ooo'
area, 2140 acres; fire limit, 44 acres; fireworJts
ordinance; mercantile buildings, brick, two stories;
dwellings, frame, one and a hali stories; 3 hand en-
gines; I hook and ladder truck; a hose carriages;
^000 feet good linen hose; value of apparatus and
»uppUei, $10,000; city owns buildings; 50 volun-
JeCT members, 4 paid; annual expenses, $3500;
Mil alarm; 6borses. Chief elected by department
and conftrmed by council. M. J. Fitzgerald.
Water Supply— Wells; combined Holly and
HWid'pipe syaltjtn of water-wotks; Gaskill pumps,
daily opacity 3,500,000 gallntis: 75 hydrants; 10
mfi maips, diameter 6 to i5 inches; 32 Ludlow
|aUs; 900 meters, various; pressure. So 10 150
pounds; works cost $aoo,ooo. W. G. Hopper,
Pres.; M. J. Fitzzgerald, Supt; H. Tone, Mayor;
T. E. Kennedy, City Clerk.
Denton 9 Denton Co., population 3000; build-
ings, brick and frame, two stories; department con-
sists of z steam engine, a chemical hand extinguish-
ers, I hook and ladder truck, a hose carriages, z
supply wagon; 550 feet good rubber hose; zooo feet
good cotton; 3 horses; value of apparatus and
supplies, $10,000; 63 members, a paid, 61 volun-
teers; annual expenses, $z8oo; bell alarm. C. W.
Pierce.
Water Supply— 4 cisterns; capacity, 90,000
gallons each. J. B. Cleveland, City Secretary.
El Paso, El Paso Co., population *zz,ooo;
buildings, brick, stone and frame, two and three
stories; department consists of z hook and ladder
truck, 3 hose carriages, 2 band chemical extinguish-
ers; 600 feet good rubber hose, 500 feet poor; Z500
feet good cotton; 85 volunteer members; expenses
in z888, $Z5oo; bell alarm. Cbas. E. Fruin.
Water Supply— a reservoirs; gravity pressure;
z6 miles street mains; 70 hydrants; pressure, 85
pounds. W. M. Watts, O. B. Beall.
EBoit) Ellis Co., population 3000; area, 6ao
acres; fireworks ordinance; brick and frame btiild-
ings; z steam engine; a hose carriages: zooo feet
good cotton hose; Siamese couplmgs used; value of
apparatus, $5900; 30 volunteer members; bell
alarm. Chief elected by members. A. M. Morri-
son.
Water Supply— Direct pumping, through 3}^-
inch mains. F. A. Rust, City Secretary.
Fort Wortky Tarrant Co., population 30,000;
area, 3500 acres; fireworks ordinance; mercantile
buildings, brick and stone, two and three stories ;
dwellings, wood, one and two stories; department
consists of z steam engine, z book and ladder truck,
4 hose carriages; Siamese couplings used; 5000 feet
good rubber nose; 9 horses; value of apparatus and
supplies, $35,000; z building owned, value $5000;
membership Z43, 6 paid; annual expenses; $zo,ooo;
Gamewell nre alarm, 37 boxes. Chief elected by-
department and confirmed by council. R. Maikin.
Water Supply— Water-works; direct pumping
system; 6 dstems, ao miles of mains, diameter to
34 inches; zao hydrants; pressure 40 to 80 pounds.
Henry Early, City Cletk.
Fredericktborgh, Gillespie Co., population
*zaoo; z hook and ladder truck; volunteer fire de-
partment. Oscar Kranskopf.
Gainesvilley Cooke Co., population *zo,ooo;
area, 3560 acres; fire limit, 60 acres; fireworks
ordinance; causes of fires investigated; brick and
frame buildings; z hook and ladder truck; 3 hose
carriages; 3600 feet good cotton hose; 400 poor;
value of apparatus, etc., $6000; z building, value
$zo,ooo; 97 volunteer members, 4 paid; 4 horses;
bell and telephone alarm. Chief elected by depart-
ment.
Water Supply— Water-works; direct system;
8K miles street mains, diameter 4 to za inches; 3
pumps, daily capacity 1,500,000 gallons; 96 hydrants;
Z40 meters, various; pressure, zoo pounds. F. L.
Cleary. President; Wm. L. Pierce, Superintendent;
J. B. Rowland, Mayor; John Puckctt, City Clerk.
Galveston 9 Galveston Co., population "47,000;
5 steam engines; i hook and ladder truck 6 hose;
caniages; z6oo feet rubber hose; 7000 feet cotton,
good, telegraph alarm; 40 street boxes; 53 paid
men; 30 horses. Wm. Oldenburg.
Water Supply— 13 artesian wells; daily ca^
pacity, 3,000,000 gallons; system, pumping to stand-
pipe, also direct. Knowlc* machinery, daily capa-
ciiy 6^000,000 galloQii; jsohydrantis; 32 wU^.^ mains*
diameter 6 to 24 tnthcs; 2Z0 Eddv EHtes^ estimaied
cost of works, $450,000, Albert \Vci^, Pres.{ ^
igo
Fire Protection and Water Supply.
TEXAS— OwAjwa/.
A. Cotter; Supt.; R. L. Fulton. Mayon !>&& J-
Buckley, City Clerk.
GalesTlUey Coryell Co., population *30oo:
department consists of z band engine, z book and
ladder truck, x bose carriace; 500 feet good hose;
memtiers 40, volunteers; bell alarm. B. B. Garrett.
Water Supply— a cisterns; capacity, 50,000
gallons. W. E. Brown. Mayor; J. T. Briggs.
Town Clerk.
GeorgetowBy Williamson Coc, population
*35oo; area, 800 acres; fire limit, z6 acres; fireworks -
ordinance; stone and frame buildings; x book and
ladder truck; a bose carriages; zoo feet good rubber
bose; value of apparatus,^a6oo; i buflding in use,
value $350; 6z men, volunteers; bdl alarm. Cbief
elected Dy department. E. Taylor.
Water Supply— Water-works; stand-pipe sys-
tem; 6 miles street mains; diameter a to zo indies;
ao bydrants: pressure, 45 pounds. E. E. Taylor,
Jobn C. Prew.
Giddtafs, Lee Co., population *X90o; build-
ings, bfick and frame, one and two stories; wooden
rooCs; department consists of z band engine, z hook
and ladder truck, z bose carriages; 350 fset good
cotton bose; value of apparatus and suppli«Y, $Z90o;
ao volunteer members; bell alarm. J. C. Neumann.
Water Supply— Cisterns. A. B. Green, Town
Clerk.
GoMsales. Gonsales Co., population Z58Z;
buildings, bnck and frame, one and two stories;
wooden roofs; no fire department.
Water Supply— Stand-pipe being erected;
gravity and direct pressure; ojl miles street mains;
Z4 byorants; pressiue, a6 to zoo pounds. T. S.
Walker, Ed. Titcomb.
GreeBTlUe, Hunt Co., population *5ooo; btt0d-
ings, brick and frame, one and two stones; depart-
ment consists of z steam engine, a bose carriages;
za5o feet good rubber hose, 50 feet poor; a horses;
vslue of apparatus and supplies, $5000; member-
ship 94. 3 paid, X5 volunteers; annual expenses,
$z«oo; bell alarm. W. S. Andrews.
Water SupPLY->River; stand-pipe and direct
pumping system; Worthington machinery, daily
capacity z, 000,000 gallons; 60 hydrants; 4 miles
mains, diameter 6 to Z5 inches; pressure, 60 pounds;
works cost $zoo,ooo. J. M. Cook, Pres.; W. G.
Perkins, Mayor; J. P. Atterbuzy, Town Clezk.
Hempstead, Waller Co., population '9000;
area, aooo acres; fire limit, 100 acres; fireworics
ordinance; causes of fires investigated; mercantile
buildings, brick and wood, two stories; dwellings,
brick and wood, one and two stories; fire depart-
ment consists of z hook and ladder truck; mem-
bership of department, 56.
Water Supply— Cisterns and wells. E. Hauser,
Town Clerk.
Hillstero, Hill Co., population *300o; bond-
ings, brick and wood, one and two stories; depart-
ment consists of z steam engine, z hook and ladder
truck, a hose carriages; zooo feel cotton bose, good;
50 feet poor; value of apparatus and supplies,
$8000; members 40, z paid full time; expenses in
z888, $xooo; bell alarm. Eugene Rosenbaum.
Water Supply— Wells and cisterns. Andrew
L. Smith, City Clerk.
Houston* Harris Co., population 3S.000; z
hook and ladder truck; 4 hose carriages; z8oo teet
rubber bo^e, good; zooo feet rubber, poor; zoo
volunteers. H. Ross.
Water Supply— Water-works; gravity and
direct system; 8,000,000 gallons capadty; z reser-
voir; 33 miles of mains; z8z hydrants; 90 pounds
pressure. T. H. Scanlan, Geo. M. Bnnghurst
HantSTiile, Walker Co., population *aooo; z
hand engine; 40 members. F. O. Brown.
Water Supply— Water-works at State peiit»
tiary; a dstems, capacity 40.000 galkxis. in pisba
square. F. B. Robinson, Town CleriL
JelTersoMy Marion Co., population *4aoa; d^
partment consisU of a steam engines, z book ic:
ladder truck, 4 hose cairiages; Z500 feet good nb-
ber hose; Z500 feet poor; 900 feet spood lesifaef; f^
unteer department, 65 men. J. M. Dcwsie.
Water Supply— River; z dstem and aitesis
welL W. F. Jones, County Clerk.
Krle» Hays Co.; buikllngs. wood snd ne.
one story; wooden roofs; department consias of i
book and ladder truck, z bosecaixiage; vahiecfip-
paratus and supplies, $500; nsembeis, 3s. ^^
teers; bell alarm. W. E. Roach.
Water Supply— Water-worka being ooosoos-
ad; a reservoirs, capacity ^,000 gallons; pro*
pressure; 4 miles street mates; 41 bydiants. Kyie
Water Company.
La GraBfe, Fayette Co.. populatkm *t^
department oonsista of z borae-power engisL :
hand engines, z bose carriage; zooo fleet of goac
hose; 30 men. volunteers, r. C. StreitboA
Water Supply— 6 dstems. W. BogaadaJ.
E. Baker, Town Cleric
IimmiH^aaSy Lampasas Co., popuiaiioa "asK
buildings, stone and wood, one and two shxio; it
partment consists of z hook and ladder tmck. a tea
carriages; zsoo fieet good ootton bose; zoo fset poor
value of apparatus and supplies. $nooo; ats Totaoatf
membefs; expenses m z888, $aoo; bell slam.
Water Supply— Stand-ptpe; gravity P>*b^
z mile street mains; aa nrdrants. praaat a
pounds. H. O. Hair. City Clak.
LaiedOy Webb Co., population *8ooq; tm
4498 acres: fire limit, aoo acres; brick, adobe, frace
and stone buildings; department consists of i bow
and ladder truck, a hose carriagea; 600 fiset boa
a8 members. John Rice.
Water Supply— Direct system; so asfles naK
zooo bydrants, pressure 40 to aoo pounds. A 1*
McLone; Ra&el Vidourri, Town Oak.
LoMfTlew. Gregg Co.. popnlatioa 3S00, bofli-
ings, brick ana frame, one story; deparanestoc-
sists of z steam engine, z hose caniage; 600 feet a
food cotton hose; value of apparatus snd nppbB
3000; membership a^, volunteers, z psid; seB:>>
expenses. $z8o; bell alarm.
Water Supply— z cistern, capadty 50.000 pr
Ions. J. H. Carter, Town Cleric.
I1BUM9 Caldwell Co.. populatioo *35oo. bd^
ings, brick and wood, one story; z book sad udoff
trudk; ropes, buckets and ladoers; value of sppa*;
tus and supplies, $aoo; 30 volunteer membecs; v>
alarm. R. W. Malone.
Water Supply— Wells. F. C. Cross.
HmrliM, Falls Co.. population *a|oo; depe^'
ment consists of z hand engine; aoo feet good base
zo volunteer members; bell alarm. ,
Water Supply— Cfatems and weUs. u *-
Bardett, Town Clerk.
Harskall, Harrison Co.. popuUtion ffix^
steamer; z band engine; a book and ladder tio»
6 chemical extinguisbers; a bose csrrisges; av
feet good rubber hose; 500 feet poor; 5 l»«««^f
volunteer members; bell and telephone tix^
Fred Wals. ^^
Water Supply.— Creek and wdls; stasdiijpe
and direct pumping; Dean madiinerv, d«Ir or*
city 350,000 gallons: s© hydrants; 7 »»«« »««• *
ameter. 4 to zoinch: 30 gates; pressure; » »»
pounds; works cost ^70.000. A. Van Hook.^
JTh. Carter. Mayon W. G. Rudd. Town O*
MeKtaney CoUin Co., popijWon r?w
buildings, brick and frame, one and two^^
department consists of z steam engme, J°«* **
ladder truck; z hose earziage; zoo fiet rubber eo*
Fire Protection and Water Supply.
jgi
K)o feet good cotton; 350 feet poor; 3 horses; value
apparatus and supplies, $5000; 40 volunteer mem-
iTs\ bell alarm. A. L. Jooes.
Water Supplt--6 reservoirs, capadty 350
bis. W. P. Cloyd. City Clerk.
Mexia. Limestone Co., population 3500; build-
gs, bricK and frame, one and two stones; x hook
id ladder truck; a hose carriages; xooo lieet hose;
; volunteer members; bell alarm. John R. Corley.
Water Supply— Water-works; staad-pipe; di-
et pressure. S. I. Munger, Town Clerk.
NaTasotS) Grimes Co., population *300o;
lildings, stone and frame, one to three stories; z
x>k and ladder truck; a hose carriages; 500 feet
)od rubber hose; 90 volunteer members; bell
arm. Jos. Holly.
Water SUPPLY—Artesian well; gravitv and di-
et pressure; X mile street mains; za hydrants.
^ T. Smitheal, City Clerk.
New Brannlels* Comal Co., population aooo;
ea, 9000 acres; buildings, wood and brick, one
id two stories; i chemical hand extinguisher; x
lok and ladder truck; 3 hose carriages; 250 poor
bber hose; 6oo feet new cotton; value of appara-
s and supplies, Sx^, 45 volunteer members;
(11 alarm. C. A. Jahn.
Water Supply— Water-works; reservoir, ca-
kcity 500,000 gallons: direct pressure; Knowles
imps, capacity x, 000,000 gallons; 96 hydrants;
essure, 45 pounds. Joseph Faust, A. Holman.
Orangey Orange Co., population '3000; build-
gs, frame, two stories; wooden rOo& permitted;
partment consists of x steam engine, x hand
gine, I hook and ladder truck, 3 hose carriages;
horses, hired; value of apparatus and supplies,
looo; membership 60, volunteers; bell alarm. A.
. McLean.
Water Supply— River, H. D. Sells. City
lerk.
Palefltinet Anderson Co., population *6ooo;
ea, 400 acres; fire limit, xoo acres; fireworks ordi-
Ace; causes of fires investigated: brick and frame
lilding, one and two stories; x hook and ladder
ick; o hose carnages; 600 feet good rubber hose;
0 feet poor; value of apparatus, etc., $3000; x
ilding used; value, f 5<^! 74 volunteers; x horM;
pense of department lor x888, $300; bell and
ephone alarm. Chief elected by company.
Water Supply— Water-works; direct system;
ind-pipe; 3 pumps, capacity 1,500,000 gallons; 8
les street mains, diameter 6 to za mcbes; 30
drants; pressure, 80 pounds; cost of maintain-
1 water department $500. E. McCleery, Supt.,
in Egbert, Town Clerk.
Paris, Lamar Co., population 13,000; area 1000
res; fire limit, 90 acres; fireworks ordinance;
trcantile buildings, brick and stone, two stories;
'ettings, wood, one and two stories; department
isista of X steam engine, x hook and ladder truck,
lose carriages; Siamese couplings used; X300 feet
od rubber hose; 300 poor; o horses; value of ap-
ratus and supplies, $xo.ooo; one building in use;
lue, $800; membership, 50, volunteers; a paid;
oual expenses, 2^3000; oell and telephone auum.
lief elected by the members. J. P. Record.
iVater Supply— Wells and cisterns; number of
tema 8, supplied from roofs; capacity, 9000
rrels. M. P. Kelly, John Harvey.
Pecos City. Reeves Co., bnOdings, brick and
me, one ana two stories; wooden roofs; ao
ranised department; xooo feet new rubber hose.
Vatkr Supply— Artesian wells; good pressure.
las AagelOf Tom Green Co., population
joo, department consists of x hook and ladder
ck, a hose carriages; Z350 £eet good hose; mem-
-s 35, volunteers; bell alarm.
Vatbr Supply— Elevated tank, capacity 50,-
> gallcms; z pump, capadty 500,000 gallons; 3
miles street mains, diameter 4 to 6 inches; 45
hydrants.
Saa AatoaiOy Bexar Co., population *49,ooo;
area, X3,940 acres; fire limit, 640 acres; causes of
fires investigated; mercantile buildings, stone and
brick, one to three stories; frame and stone dwell-
ings, one and two stories; department consists of 9
steam engines, 8 chemical nand extinguishers, x
hook and ladder truck, o hose carriages; 3450 feet
good hose, xooo poor; 8 horses; value of apparatus
and supplies, $15,000; 7 buildings owned, value
$95,000; X57 members. 8 full paid. 6 part paid; an-
nual expenses, $19,000; telephone and bell alarm.
Chief nominated by companies and elected by
council. G. A. Duerber.
Water Supply— Water-works; direct pumping
and gravity system; x reservoir, capacity 4.000,000
gallons daily; 85 miles street mains, diameter, 4 to
90 inches; 400 hydrants; water pressure. 80 pounds;
annual expenses of water department, $90,000. E.
P. Cloudan, City Clerk.
Saa Mareoa. Hays Co., population '9500; wood
and stone buildings, one and two stories; depart-
ment consists of X hook and ladder truck, x hose
carriage; 800 feet good cotton hose; value of ap-
paratus and supplies, $x5oo; 44 volunteer mem-
bers; expenses m 1888, $400; bell alarm. B. W.
Smith, Jr.
Water Supply— Water-works; x reservoir, car
padty 950,000 gallons; Worthington and Grordon
and M. pumps, daily capacity x,95o.ooo gallons; 6
miles street mains; aihvorants; Peet, Ludlow gates;
worics cost $40,500 to x88o; annual expenses, $1400;
pressure. 60 pounds, w. O. HutchinsoD, Pres.;
H. Hardy, Mayor; P. Springer. Town Clerk.
Schnleatarff, Payette Co.. population *xooo;
department consists of a hand engines (private), x
hook and ladder truck; 900 feet good hose; 40 volun-
teer members; bell alsirm.
Water Supply— 5 cisterns, capadty 40,000 gal-
lons. Fred. Ebeling, Town Clerk.
8e^ia» Guadeloupe Co., population 1600; use
of fireworks prohibited; causes or fires investigated;
I hand engine; x hook and ladder truck; a hose
carriages; xooo feet good rubber hose; value of ap-
paratus, etc., $3000; X building, value $400; 50 vol-
unteer members. Chief electM by companies. P.
J. Burgess.
Water Supply— 9 cisterns, capadty xo.ooo gal-
lons each; water-works; stand-pipe and direct sya-
tem; 8 miles of mains; X5 fire hydranU. C. M.
Holmes, A. G. Swope.
Shenaaa. Grayson Co., population *xo.q97;
area, 4 square miles; fire limit, X3 squares; fire-
works ordinance; mercantile buildings, brick, stone
and wood, two and three stories; brick and wood
dwellings, one and one and a half and two stories;
department consists of x steam engine, x hook and
ladder trudc, x supply car, 9 hose carriages; Si-
amese couplings used; 9000 feet good rubber hose;
500 poor; 5 horses: value of apparatus and sup-
plies, $8950; 3 buildings ownea, value $4500; 77
members, 5 paid; annual expenses, $3058; bdl and
telephone alarm. Chief elected by members. L.
C. Gilmore.
Water Supply — Water-worics, supplied by
driven wells; Worthington pumps; daily capadty.
1,000,000 gallons; 80 hydrants; xo miles mains;
works cost $70,000. Robt Harvey. Supt.; Jas.
Porter, Mayor; B. T. Roe, City Clerk.
Salpkar Sprlaga^ Hopkins Co., population
4500; buildings, bride and frame, one and two sto-
nes; department consists of x chemical engine, x
hook and ladder truck, x hose carriage; 350 feet
good rubber hose; value of apparatus and supplies.
$x«Do; membership 50, volunteers; bell alarm. W.
F. Henderson.
Water Supply — Wells and cisterns. J. M.
Ashcroft, Town Clerk.
ig2
Fire Protection and Water Supply.
TEXAS— OnDMiyAf.
Tmylor* WiUiaxnson Co., population *a^;
buildings, orick, and liame, one and two stories;
department consists of i hook and ladder truck, z
hose carriage; xoo feet good cotton hose; 40 volun-
teer members; bell alarm. C. H. Welch.
Water Supply— Water-works; direct pressure;
30 hydrants.
TemplPy Bell Co., population 5000; buildings,
brick and frame, one story; department consists of
I hook and ladder truck, 4 hose caniages; 3000
feet good rubber hose; value of apparatus and sup-
glies, $3000 to $4000; membership, 100, vohmteers;
ell alarm. P. L. Downes.
Water Supply— Direct and stand-pipe system;
7 miles of mains; xa hydrants; pressure, 65 to aoo
pounds. G. E. Wilcox, Supt.; J. Linbough, Town
Clerk.
Terrell 9 Kaufman Co., population ^5x00; build-
ings, fram^ and brick, one and two stones; depart-
ment consists of X hook and ladder truck, a nose
carriages; xooo feet good rubber hose; 400 feet good
cotton; 100 feet poor; a horses; value of apparatus
and supplies, $3500; membership, 41, volunteers; x
paid man; telephone and bell alarm. V. Reinhardt.
Water Supply— Water-works: direct and grav-
ity system; 5 miles of mains; 33 hydrants. S. M.
Carton, City Clerk.
Texarkanmy Bowie Co.. population *ia.ooo;
buildings, brick and frame, two to three stories; de-
partment consists of X hook and ladder truck, 3 hose
carriages; 3500 feet good rubber hose, 300 feet poor;
5a volunteer members; brll alarm. K. Brunaggi.
Water Supply — Stand-pipe; direct pressure; 50
hydrants; 8 miles mains; pressure, 45 pounds. K.
«r Haywood, Supt.; H. Mendels, City Clerk.
Tfleft Smith Co., population 9000; fireworks
ordinance; causes of fires investigated; frame and
brick buildings, two stories; x hook and ladder truck;
a horses; x hose carriage; xooo feet good rubber hose;
value of apparatus, $0000; a8 volunteer members;
annual expenses, $xaoo; bell alarm. G. W. Nor-
wood.
Water Supply— Water-works; stand-pipe and
direct system; xx miles street mains, diameter 4 to 8
inches; 50 hydrants; X40 pounds pressure; stand-
pipe, 80 to 100 pounds pressure; annual expenses
of water department, $5000; works to be extended.
B. W. Rowland, Supt.; N. C. Harris. Mayor; Chas.
V. Johnson, Town Clerk.
Yictoria, Victoria Co., population *5ooo; area,
5760 Acres; fire limit, 640 acres; fireworks ordinance
and for investigating causes of fires; frame build-
ings, one and two stories; shingle and tin roofs; de-
partment consists of X hand engine, 3 hose car-
riages, X hook and ladder truck; 450 feet rubber
hose and xooo feet leather, good; value of apparatus
and supplies. $3x75; 3 buildings owned, value
$X3oo; 75 volunteer members; bell alarm. I.
Buhler.
Water Supply— Wells and river; water-works;
direct and stand-pipe system; 4K miles street
mains. 8 and 4 inches in diameter; ^7 hydrants; a
pumps, capacity 150,000 gallons daily. William
Wheeler. Supt., N. Whips.
WacO) McLennan Co., population *x8,ooo; a
steam engines; a hook and ladder trucks; 3 hose
carriages; 3000 feet good rubber hose, 500 feet poor;
Qovoluufeer members. 8 paid; telegraph alarm, 7
boxes. A. M. Prescot.
Water Supply— Water-works; gravity system;
a cisterns; ^% miles of mains; 47 hydrants; reser-
voir, capacity 6,000,000 gallons. Henry White, A.
Hinchman.
Waxahachie^ Ellis Co., population *a30o;
brick and frame buildings, two stories; department
'sists of I steam engine. 3 che|Bical hand extin-
ers, a hose carriages; X750 feet good cotton
hose; value of apparatus and supplies, $7000; 39
volunteer members; annual expenses, $150; bd
alarm. J. B. Wilson.
Water Supply— Spring, leservotr and 3 ds-
terns. R. G. Phillips, City Cletk.
Weatkerlord, Parker Co., popolafioa •sooor
frame, brick and stone buildings, one and tvorto-
ries; department consists of x steam engines book
and ladder trucks, a hose carriages; xaoo feet inod
cotton hose; value of apparatus and supplies, $&•
000: 60 members, 3 paid part time; annnalexpon
$xaoo; bell alarm. D. C. Haynes.
Water Supply— Wells; reservoir system: Dea
machinery, daily capacity x.ooo.ooo galloos; ^17-
drants; 3 miles mains; X5 Eddy gates; worb cos
$60,000; pressure, 45 to aoo pounds. N. J. Sfas-
man, Pres.; J. M. fiassett, Supt; M. W. Boor
Mayor.
Weimar, Colorado Co., popolatioo *ito
buildings stone and frame, one and two stories; d^
partment consists of x hand engine, x hook and lad-
der truck, X hose carriage; 600 feet of rubber b«
value of apparatus and supplies, $1500; 50ToIia!eff
members; oeU alarm. A. F. Rose.
Water Supply— Elevated tank and 4 tsnbsaa
in ground; 5 hydrants. Joe Lowry; Oweo Hefff,
Town Clerk.
The following places have no fire protedJoL
Albany, Shackelford Co., peculation X500. Ajo*
ander, Erath Co., population 700. Alvazda Jft>
son Co., population aooo. Anson. Jones Co.
population 600. Athens, Henderson Co., pofxa-
tion 900. Atlanta, Cass Co., populaixMt 3000.
Ballinger. RunneUs Co., population aooo. BandEa
Bandera Co.; population 000. BeeviOe. Bee Co.
population 600. BeUville. Austin Co.. popoliMa
xaoo. Big Springs, Howard Co., pofialadoo aooc.
Blooming Grove, Navano Co., popoladoG g^^
Blossom Prairie, Lamar Co., popuiatioB i3»
Blum, Hill Co., population 500. Bowie. Montac*
Co., population 500. Brackett, Kianor Co.. popB-
lation xsoo. Breckeandge. Stephens Co.. popu-
tion 497. Burnet, Burnet Co., popidation aooo.
Cameron, Milan Ca, population xaoo. Cai^^
Panola Co., population 590. Castroville, Medoa
Co., population 730. Cisco. Eastlancl^Co.. popas*-
tion 3500. Claiksville, Red River Co.. pop. v^
Cold Springs. San Jadnto Co., populadoa 130a
Coleman, Coleman Co., population xaca Coiao-
neil, Tvler Co., population aaoo. Colnmbia. Wr
soiia Co., pop. 700. Comanche, ComaDcheCo^
population X400. Commerce, Hunt Co., pop. 5^
Cooper. Delta Co., population 600. Cotnlli U
Salle Co., population 1500. Crawford. McLe^
Co., population 600. Crockett. Houstso (^
population aooo. Decatur. Wise Co.. popolic*
3500. Del Rio, Val Verde Co., population i^
Dublin. Erath Co., population xaoo. Eagle U»
Colorado Co., population 800. Eagle Pass, i^
rick Co., population xooo. Edna, Jacksoa O^.
population 500. Fairfield. Freestone Co.. pop*
tion 750. Farmersvine, Collin Co., popoliM?
xaoo. Tlatonia, Fayette Co.. pqpnlatkw »*
Floresville, Wilson Co., population xooo. WJ-
Kaufman Co., population 700. Ft. Davis. Iwk
Co., population 800 Franklin, Robertson U.
population xooo. Garland, Dallas Co., pop»2*
500. Goliad, Goliad Co., population 60a Gort»
Palo Pinto Co., population 950. Graham, xW
Co., population X850. Granbury. Hood Ccpcp*
lation 800. Grandview. Johnson Co., popnl*?^-
800. Groesbeck, Limestone Co., popul«»«.,^
Groveton, Trinity Co., population xsoo. Haaea-
ville. Lavacca Co., population 588. Hejsj
Robertson Co., population X500. Henderson. *^
Co., population aaoo. Henrietta. Clay Co.. p<J^*
lation 500. Hioo, Hamilton Co.. popuUnon Soo.
Holland. Bell Co.. population 600. Hooey Gfwt.
Fannin Co.. popuUtion aooo. Hubbard Oty. K-J
Co.. population xaoo. HuntsviUe. Walk-r Co..
population 3x38. Itasca, HiU Co., populatioa w
ig4
Fire Protection and Water Supply.
VERMONT.
Barre^ Wasfaiiigton Co.. popolaHon *5ooo; x
hand engine; x hook and ladder truck; x hose cart;
3 hose carriages; aoo feet good rubber hose; aoo
feet leather; 1500 feet cotton rubber-lined; 60 men,
volunteers. F. T. Catler.
Water Supply— River and wells; gravity to
reservoir; 50 hydrants; xo miles mains; Chapman
gates; pressure 150 pounds; works cost ^,000.
Philip Koas, Supt.; W. A. Perry, Town Clexk.
Barton LaBdiMf » Orleans Co., population
*8oo; frame buildings, one to three stories; wooden
roofs permitted; department consists of x hand en-
gine, X hose carriage; 800 feet cotton hose; value of
apparatus and supplies, $aooo; bell alarm. J. H.
Clark.
Water Supply— Water-works; reservoir. C.
E. Joslyn, A. C. Paiker.
Barton Tillage^ Orleans Co., population *8oo
fire wardens investigate causes of fires; mnrcantile
buildings, wood, one to three stories; shingle roofs;
wood (Mrellings. one to three stones; department
consists of X hand engine, x hose earriaee; 800 feet
good cotton rubber-lined hose; value of apparatus
and supplies. $aooo; x building owned by village,
value $1000; X building rented; oell alarm.
Water Supply— River; a gravity system of
water-works to be constructed during year. James
Buswell, Town Clerk.
Bellows FalU» Windham Co.. population
*40oo; area and fire limit, 875 acres; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick, three to four stories; wooden
roofs; wood dwellings, two stories; depanment
consists of X steam engine, x hand engine, 3 hose
carriages, x hook and udder truck; Siamese coup-
lings used; 3500 feet good rubber^lioed hose: value
oi apparatus and supplies. $8,500; 2 stations owned
by oepartment, value $4000; membership 50, part
paid; annual expenses, S1500. Chief appointed
oy fire wardens. C. L. Wheeler.
Water Supply— Water-works; gravity pres-
sure; diameter, 4 to 8 inches; 52 bycbvnts; pres-
sure, X30 pounds. Board of commissioners in
charge. Wm. MUler, Supt.; F. H. Balls, Town
Clerk.
BoaalagtoMy Bennington Co., population
*^5oo; X steam engine; x hand engine; i hook and
ladder truck; 4 hose carriages; aooo feet poor rub-
ber hose; xooo feet good hnen; 450 feet poor; 500
feet poor leather; a men paid part time, X04 volun-
teers. R. B. Godfrey.
Water Supply— Water-works; 5 miles of
mains; hydrants; pressure. 134 pounds. £. H.
Putnam, E. A. Booth.
Betkely Windsor Co., population X693; brick
and frame buildiogs. one and one-half and two
stories; wooden roofs permitted; department con-
sists of a chemical hand extinguishers, x hose car-
riage; aoo lieet good rubber hose; xaoo feet good
linen; value 01 apparatus and supplies. $2500;
membership. X5; bell and steam whistle alarm.
Fred. Arnold.
Water Supply— River, direct pumping; 9000
feet of mains; 8 hydrants. Fred. Arnold, Wm. R.
Adams.
Bradford 9 Orange Co., population *x5ao;
area, 3900 acres; fire Unut, 300 acres; frame build*
ings, two stories; shingle roofs permitted; i hand
engine; 4 chemical hand extinguishers; x hose car-
riage; ,600 lieet good cotton hose; 300 poor; 300 feet
new leather hose* value of apparatus and supplies.
$2500; value of buildings in use by department,
$800; 50 volunteer members; beO alarm. S. K.
Andrews.
Water Supply— la cisterns, supplied from
streams. J. B. W. Pritcbard, Town Qcrk.
Braadoa* Rutland Co., popalatioB aafioc asea,
33,876 acres; fireworks ordinaDce; metcoatile bvfid-
ings, brick and wood, two and three atoriea; woodn
roofs permitted; wood dwelliags, one and a half
and two stories; a hand eoghies; a hose catitagei;
xoo feet rubber hose, 1000 linen, 6so good kaifcer:
value of apparatus and supplies, $2500; 95 vcfas-
teer members; bell alarm. Chief elected by ire
district. G. Mone.
Water Supply— Pond; gravity system; iKwSa
street mains, diameter 4 to x6 inoi; 38 hydBana;
X3 gates; quality water soft, not filtered; picsje
70 pounds; works cost $40,000; annml evprsw^
Sxsoo. C. W. Briggs, Chairman Committee; G.
Biggs, Town Oerk.
BrattleterOy Windham Co.. popo]
area and fire limit, one mile; fuemncs
causes of fires investigated; mercantile boildpis.
wood and brick, two, three and foor stoocs;
wooden roofs permitted, but not in s^aeral ase;
wood and brick dwellings, one to duee sinrica; de-
partment includes a steam engines, x band cngae,
X hook and ladder trade, x hose oomfMuiy, 3 hoc
carriages; Siamese couplings used; lull wmkj af
good hose; value of department apparatus. SxaJn
3 buildings owned by department, ralne $ix,oao:
paid fire department, 77 men; annnal f jiptewi,
$3800; Organ company, independent fire dcptrt*
ment, with a steamers, respond to every alum viti
X steamer; bell alarm and telephone auom. Cfesef
elected by legal voters. Cecil C. Tnmer.
Water Supply— Aqueducts, reservoiis and
wells; 8 hydrants, 300 feet head; river and hydrants.
W. E. Eason, Supt; A. C. Davenport.
Barllaitoa» Chittenden Co.. popolafion u.-
365; a hand engines; x hook and Indder track; 9
hose carts; aaso feet leather hose, 4700 fieet faaea
hose, aooo feet cotton rubber-lined hose, ooo feet
linen rubber-lined hose; 354 volunteers; toegrapb
alarm. F. E. Perkins.
Watbr Supply— Water-works; graTity systcn:
pumping capadtv 1,500.000 gallons per dkun; s;
miles mains; X78 hydrants; 75 pounds pressuie. F.
H. Parker, C. £. Allen.
Ckeisea* Orange Co.. population zaao; aica.
6 miles; fire limit, a miles; frame and brick bi4d>
ingSi two stories: x hand engine; x hook end laddff
truck; x hose carriage; 550 feet good ootson faoB:
value of apparatus, $1600; x building, vnhie $600:
70 volunteers; bell alarm. Chief elected by dqnn-
ment. O. Bizby.
Water Supply— Streams. J. A. R. Corwis,
Town Clerk.
Dorbf lilae. Orleans Co., popnlation X977; s
hand engines; a nose caxxiacea; 700 feet good cot-
ton hose, xoo fact good leather; 45 men paid p«i
time, 45 volunteers.
Water Supply— Canal and os cisterns.
Fair HaTOBf Rutland Co.. population '3000: i
hand engine; a hose carriages; ooo feet good rab-
ber hose, aooo feet cotton; 60 volunteers*
Water Supply— Water-works; gravity sysaen.
las pounds pressure; 30 hvdrants; o mSics masas^
diameter a to xo inch; wor&s cost ^8,000; aaassl
expenses $x5oo. F. E. Allen, Pres.; O. BfTir.
Supt; W. F. Hughes, City Clers.
Grafloay Windham Co., populntloii 909; baild-
ings, wood, one and a half and two stories; woods
roofs; X hand engine; 50 feet good eotton hose
Water Supply— River. L. & Walker. To«
Clerk.
Islaad Paady Essex Co.; 3 hand cafiacs; 3
hose carriages; 500 feet rubber nose, Mr, 9ao ket
linen, fisir; 50 men, volunteers.
lindlonTf Windsor Co., populalion laoo; area.
300 acres; fire limit, same; nre works ordinance;
nrame buildings, two stories; sbingle roofe permit-
ted; department consists of i steam engine, 2 hand
engines, a hose carriages; Siamese couplings; 1500
feet good cotton hose; 300 feet rubber; 250 feet poor
leather; value of apparatus and supplies. $6000; i
building owned by department, value £4000; mem-
bership 35, paid; bell alarm. Chief elected by the
company. J. J. Warner.
WATSR Supply— River and flumes; mills and
factories have private fire protection. Wm. Spof-
ford. Town Clerk.
Middlel^arTy Addison Co., population 183^;
area, 1930 acres; fire limit, same; fireworks ordi-
nance; causes of fires investigated; mercantile build-
ings, wood and brick, two stories; shingle roofs
permitted; dwellmgs. wood, one and two stories;
department consists of i steam engine, i hand en-
gine. 3 hose carriages; Siamese ooupbngs used; too
feet rubber hose. 1500 feet cotton and 800 feet
leather, eood; value of apparatus and supplies.
$7000; 3 buildings owned, value $1500; 41 mem-
bers, part paid; bell alarm. Chiet elected by trus-
tees. Darwin Rider.
Water Supply— River; 8 cisterns, supplied by
force pumps; capacity of esM^h. 600 hogsheads daily.
M. A. Brooks. ViUage Clerk.
Montpeliery Washington Co., population 3600;
area. 5000 acres in the town, and 500 in the village;
fire limit, so acres; fireworks ordinance; mercantile
buildings, brick, two stories; department consists of
I hand engine, i hook and ladder truck. 3 hose
carts; sooo feet hose. L. B. Cross.
Water Supply— Lake; gravity system; o miles
mains; diameter, 4 to ao in<m; 54 hydrants; Ludlow
and Chapman gates; National and Worthington
meters; pressure. 130 to 150 pounds; annual ex-
penses, $1400; commissioners in charge, Joel
Forster, Supt., T. R. MerviU. Town Clerk; J. A.
Sabin. Village. Clerk.
MorriRville. Lamoille CdC, population 9990;
area, 35 acres; nre limit, same; mercantile build-
ings and dwellings, frame, one and a half and two
stories; department consists of i hand engine, x
chemical engine and hook and ladder truck, z hose
cart; 400 feet good cotton hose; i bmlding owned
by department, value $500; 90 volunteer members;
annual expenses, $aoo; bell alarm*. Chief elected
by members. Geo. W. Doty.
Water Supply— WciUs, cisterns and river;
gravity system; 10 hydras^; 5 miles mains. A. M.
Burke. Town Clerk.
Newbnrf » Orange Co.. population *a33o; z
engine; 600 feet hose: x building in use. Chas.
Miller.
Water Supply— Wells and river. F. Sherwin,
District Clerk.
Newport 9 Orleans Co.. population 1500; x hand
engine; i hook and ladder truck; i hose carriage;
aooo leet ^ood hose. E. B. True.
Water Supply— Water-works; 6 cisterns; a
miles of mains. 8 and 6 inches, connected with
powerful pumps; 17 hydrants. Operated by Prouty
& Miller, H. S. Root.
, North Benninfftoiiy Bennington Co., popula-
tion 714; 2 hand engines; 2 chemical extinguisners;
1800 feet good rubber hose.
Water Supply— Creek; 4 reservoirs; i cistern.
Northfleld 9 Washington Co.. population *20oo;
area and fire limit, 1000 acres; State law reflates
sale and use of fireworics; causes of fires investi-
gated; frame buildings, two and three stories;
shingle rooC$ permitted: department consists of a
department, value $1000; membership lao, all
volunteers; annual expenses, $iaoo; bell alarm.
Chief elected by village. A. F. Spaulding.
Water Supply— Water-works; gravity system;
7 dsiems, filled by aqueduct, capacity 7000 to
10,000 gallons daily; 5 miles street mains, diameter
K to 4 mches. J. K. Edgerton. Town Clerk.
RockiBuhaiiiy Windham Co.. population 4000;
area and fire limit. 875 acres; fireworks ordinance;
frame and brick buildings, two to five stories;
shingle roo£s permitted; department consists of x
steam engine, x hand engine, x hook and ladder
truck, 3 hose carriages; 1000 feet rubber-lined
hose; 2400 feet good linen hose; 600 poor; value of
apparatus. $2500; 2 buildings, value $iaoo; 50 men
Said part time; gong alarm. Chief elected by
re wardens.
Water Supply— Gravity system; street mains,
xa and 14 inches in diameter; 30 hydrants; pressure,
X20 pounds.
Rntlasd) Rutland Co.. population *X2.X49; area
and fire limit, 1288 acres; fireworks ordinance;
causes of fires investigated; firame and brick build-
ings, two to four stones: x steamer; x chemical en-
eine; x hand engine; 2 hook and ladder trucks; 7
hose carriages; 7800 feet good cotton hose; aooo
feet old hose; value of apparatus, etc.. $4000; 9
buildings used, valued at $145,000; membership, 200
volunteers; annual expenses. $9000; telegrapn
alarm, X7 boxes; bell and whistie. Chief elected by
ballot
Water Supply— Stream; gravity system; ai
miles street mains and supply pipes, diameter 3 to
x6 inches; 61 hydrants; pressure 65 pounds; annual
expenses of water department. $3200.
St. Albantf Franklin Co.. population 7195; x
hand engine; x nook and ladder truck; ^ hose car-
riages; 1700 feet good leather hose; 400 feet rubber;
40 paid men.
Water Supply— Water-works; gravity system;
X reservoir; X2;^ miles of mains; 69 hydrants. M.
Mason, Supt.; B. D. Hopkins. City Clerk.
St* Johftal^nrf) Caledonia Co.. population
3360; area. 1000 acres; fire limit, same; fireworks
ordinance; causes of fires investigated; mercantile
buildings, wood and brick, two and three stories;
wooden roofs permitted; dwellings, wood, two sto-
ries; department consists of x hand engine, x hook
and ladder truck. 4 hose carriages; 2700 feet cotton
hose in good condition; 350 feet good linen. 200
poor; 950 feet good leather. 350 poor; value of ap-
paratus and supplies, $6500; 4 buildings in use by
department, annual .rent $200; value, $aooo; mem-
bership xoo. ail volunteers; annual expenses. $1508;
telegraph alarm, 6 street boxes. Chief electea by
the trustees of the village. Abe Bragg.
Water Supply— Direct pumping system; 8
miles street mains; diameter of largest, 12 inches;
smallest. 2 inches; number of hydrants, 78; water
pressure, xoo to x6o pounds; annual expenses of
water department, $4040. Geo. Ranney, Supt.; C.
A. Calderwood.
Springfield, Windsor Co., population X586;
area. 940 acres; fireworks ordinance; mercantile
buildings, wood and brick, two stories; wooden
roofs permitted; frame dwellings, two stories; de-
partment consists of X steam engine, x hand engine,
X hook and ladder truck, 3 hose carriages; 7 force
pumps in mills; Siamese couplings used; 2000 feet
good rubber hose; value of apparatus and supplies,
$6000; I building owned by department, value
$2500; membership 25, part paid; annual expenses,
$400; beU alarm. W. H. H. Putnam.
Water Supply— River and 14 cisterns; X40J000
gallons daily; 3^ mile street mains; diameter, 4 to 8
inches; 6 hydrants. H. W. Harlow. Village Clerk.
jg6
Fire Protection ojnd Water Suppfy.
VERMONT^CoMtittutd.
SwaiitOB f Franklin Co. , population 9070; x band
engine; 2 bose cairiages; t6oo feet good rubber
and linen bose; 300 leet poor; 60 volunteers. £.
W. Yennett.
Watbk Supply— Water-works; Holly system; 3
power pumps; 3a bydrapts; 4 miles mains, diameter
4 to 8 incbes; 19 gates; gravel filtradon; ;>ressure
50 to xzo pounds; works cost $18,000; Commissioner
m cbaree; W. D. Tbomas, Supt.; T. M. Tobin,
Town Clerk.
Terfettnetf Addison Co., population *z8oo:
area, (540 acres; fire limit, 600 acres; fireworks ordi-
nance; mercantile buildings, stone and brick, tbree
and four stories; wooden rooJEs permitted; dwelhngs,
frame, brick and stone, one to tbree stories; depart-
ment consists of I book and ladder truck, 4 nose
carriage; looo feet good cotton hose; 600 feet
leathef; value of apparatus and supplies, $3000; 3
buildings owned by department, value $3000; 60
volunteer members; annual expenses, $428; bell
and wbistle alarm . Cbief elected by common coun-
cil. S. D. Miner.
Water Supply— Direct pumping from creek; 7
miles street mains, diameter 4 to 10 incbes; 35 by-
drants; z6 gates, pressure 80 to 150 pounds; works
cost 1^,000; annual expenses of water department,
$900. Commissiouers in charge. H. Stevens,
Supt.; J. D. Smith, Town Clerk.
Waterlkaiyy Washington Co., population
^9960; department consists of a hand engines, a hose
carnages; 1400 feet good leather hose; volunteer
fire department, 80 men. M. O. Evans.
Water Supply— z6 cisterns; water-works; a hy-
dranu. G. C. Wasbbume, Village Clerk.
West Randolph. Orange Co., population
*i50o; area, of fire limit, 6iO acres; fireworks ordi-
nance; causes of fires investigated; mercantile bnild-
ings« mostly brick, two and a half and three stories;
wooden roois permitted; dwellings, frame, two
stories; department consists of z hand engine, 4
hose carriages; 1000 feet new rubber-linea bose;
500 feet good leather hose, 300 feet poor; z building
used by by department; 75 members; annual ex-
penses. $400; bell and steam wbistle alarm. Chief
elected by village. H. M. Wires.
Water Supply— 6 reservoirs; supply of water
on gravity system; 840 feet fall; zqs pounds pressure;
reservoir M mile from village; 38 double nozzle hy-
drants and all the latest improvements for fire and
domestic service; sH miles mains, diameter 4 to zo
inches; ao Ludlow gates; works cost (aa.ooo. Wm.
H. Du Bois, Chairman Commissioners; Lemuel
Richmond, Supt; E. O. Hubbard, Village Clerk.
Windaor, Windsor Co., population azys; de-
partment consists of a hand engines, z hook and
ladder truck, a bose carriages; 900 feet good rubber
hose; 40 paid members. C A. Barnard.
Water Supply— Water-works; gravity system;
4^ miles of mains; 40 hydrants; 3a Ludlow gates.
pressure 85 pounds; works cost $30,000.
Penniman, Supt; George T. Winn, Villa^
Wiaooski, Chittenden Co.. popuUniai
buildings, frame and brick, two and diree s
department consists of x steam ensine, 4 o
band extinguishers, z book and ladder track,
carriages; 500 feet good rubber hose; 800 fee
linen; 000 feet poor; value of appaiatos as.
plies, $7000; 45 members, a paidpart daac; i
expenses. $600; bell alarm. D. H. Smith.
Water Supply— Reservoir; direct srat
miles of mains; z8 hydrants, i>ressiire 60' p-
Geo. D. Nash, Supt; H. V. Horton. Towa
Woleott, Lamoille Co., popalatkm xi66
ings, frame, one and a half and three stor^
department consists of z hand engine, z boe*
riage; 400 feet good linen hose; 50 leather.
W. O. Stratton.
Water Supply— Rivers. M. J. T,^?a*-»
Clerk.
Woodstock^ Windsor Co., popolatioa *
bnUdings, frame, stone and brick, one B»t
and two stories; wooden roofr permitted; depar
consists of a hand engines, z hook and J
truck; a hose carriages; Z500 feet eood rebbr
cotton hose; value of apparatus and soppiies. $
75 members, paid by the
$340; bell alarm. E. P. Tewksbory.
Watsb Supply- Water-worlo; z resr
capacity 8,500,000 gallons; gravity system; z
drants; 7H miles mains, diameter 4 to 8 inch;
gates; pressure, xao pounds; worlcs cost $«
P. W. Wilder in charge; C. F. Cbapman, '
Qerk.
The fdllowing places have no fire ptea<-
Albany, Orleans Co., population zz|8. AI"
Grand Isle Co., population z6z3. Ariingtis.
nington Co., population Z53a. Braiatree, Or
Co., population zo5a Bristol, Addison Ca. 7
lation Z579. Chittendon, Rutland Co.. pops.
Z098. CUirendon, Rutland Co., popobtioe
Cornwall, Addison Co., popolation 1070.
ville, Caledonia Co., populatlOB aop3. Ely, 0-
Co., population so^B. Hardwick, Caledonia
population z^ lartlbrd, Windsor Ca. >
ladonao^. Hartlaad, Windsor Co., popii
zaoy. Higbgate, Franklin Co., popolatias ;
Hyde ParCe, Lamoille Co., population Z7Z5.
coin, Addison Co., popnlatioa zsoo. Ltmeote
Essex Co., population Z938. Milton, Chits
Co., population aoo6. Montgomery, Frankks
pnlation Z36a. Mount Hoay, Rutlazid Co.. >
ion zaoo. New Haven, Addison Co., pop^
Z355. North Pownal. Bennington Co., pop^
900. Peacham, Caledonia Co., populaiioa :
Kittsford, Rutland Co., population 198^ Pot
Windsor Co., population 980. Poiutney. Rb:
Co.. population zzoo. Pownal, Betuiingtos
population ao^ Waliingfan), Rudnnd Co.»?
lation Z846. Westminster, Windham Co., w
tion Z377.
VIRGINIA.
Alezandriay Alexandria Co., population *z6,-
000; area, 800 acres; fire limit, 600 acres; fireworks
ordinance; mercantile buildings, brick, two and
three stories; wooden roofs permitted; dwellings,
firame and brick, two and three stones; department
consists of a steam engines, z hook and ladder truck,
4 hose carriages; 3300 feet good cotton hose; 6
horses: value of apparatus and supplies, ^z6,ooo; 5
buildings owned, value $zo,ooo: membersnip aoo, 5
full paid; annual expenses, $5000; bell and tele-
phone alarm. Chief elected by city counal. J. C.
t^reighton.
watbs Supply— a reservoirs, supplied by steam
pumping; gravity system; Z5 miles mains and pipes,
diameter of largest, ao inches; smallest, 4 vfi
number of hydrants zzs; water pressinv, 50 1^
pounds. F. I. Power, Supertntendent; E
Downham, Mayor; E. F. Price, City Clerk.
BlackslOMe, Nottoway Co., popolstkiB *i
department conusts of z hookuia kukler tr
Spo feet good hose; 50 vohmteer members. H
Champitt
Water Supply— Cisterns and tank.
CkitrloUesTtUe^ Albermarle Co., pope»
5Z00; a band engines; 5 hose cans; z hook aai
dsr truck; 1800 feet good cotton bosae; 3000 fee; ;
leather hose; 5a men. T. J. Wttlinau.
Fire Protection and Water Sujfply.
197
Vater SuPPLY^Water-works; entYity system;
miles of mains; 53 bydrasts; Chapman gates;
• pounds pressure, llios. J. Williams, Supt.,
Nf. Godwin. Town Clerk.
:?nl peppery Culpepper Co., population 16x3; i
id engine; x hook and ladder truck; xao feet
ie; value of apparatus, $400; annual expenses,
»5-
Vater Supply— Wells and cisterns. W. J.
Dtwell, Town Clerk.
Danville. Httsylvania Co., population **X5,ooo;
sworks ordinance; mercantile buildinn, brick.
5 and two stories; brick and wood dweUings, two
ries; department consists of x steam engine; i
ad engine (not in use), x hook and ladder truck,
lose carriages; 700 teet of good rubber hose; 5600
t good cotton hose; 350 feet poor cotton; 6 horses;
ue of apparatus andsupplies. $10,000; 3 build-
\s owned, Talue $6000; 33 members, 5 iiul paid,
part paid; annual expenses, $7000; telegraph
irm. Chief elected by council. N. F. Reid.
SVater Supply— X reservoir, supplied by force
mp from river, canal; diameter of mains. 3 to x6
:hes; 87 hydrants; pressure, 74 pounds; new and
ger reservoir being built. C. A. Ballon, Supt.,
Anthony Smith, Town Clerk.
FarmTllle) Prince Edward Co., population
58; area, 650 acres; Sreworks ordinance; causes
fixes investigated; mercantile buildinn, brick,
o stories, wooden rooft permitted; frame and
ick dwellings, two stories; department consists of
isCnd engines, a chemical hand extinguishers, x
ok and ladder truck, a hose carriages; 700 feet
»od rubber hoae; 500 feet good leather hose; value
apparatus and supplies, $1000; 2 buildings
med, value $500; 7^ members, a paid, annual
penses, $^600; bell alarm. Chief elected by
wn oounc^. R. M. Burton.
Water Supply— xx dstems, supplied from
dls. J. R. Whitehead, Town Clerk.
Fre^erickal^Brff, Spottsylvania Co., p<^ular
>n ^XQ\ fireworks ordinance; mercantile build-
gs. brick, tbrte stories; shingle roo& permitted;
ime dwellings, two and three stories; department
nsists of a bftnd reels, x hook and ladder truck;
lue of apparatus and supplieftxj^«35o: x building
med; 33 volunteer members. Chief elected by
T council. M. H. McCracken.
WATER Supply— Riven direct and reservoir
jnping; Blake pumps; daily capacity, 360,000
ilons; 51 hydranu; diameter pf mains 3 to 8 Inch;
gates; pressure, 56 pounds; works cost $36,000,
nual expense, $3200. M. G. Willis, Pres., S. J.
iiino, Supt., A. P. Kowe, Mayor.
FroBt Royal, Warren Co., population Sao;
ime buildings, two stories; wooden rools permit-
1; department consists of 4 chemical hand extin-
lishers, x hook and ladder truck; value of appa-
tus and supplies, $9000; 8a volunteer members;
til alarm. C. A. Macatee.
Watee Supply— Wells. • Geo. W. Forsyth,
own Clerk.
GordoBtTllley Orange Co., population *x8oo;
lildings, irame and brick, two stones; fire depart-
ent consists of x chemical hand extinguisher, x
tok and ladder truck; value of apparatus and
pcUes, $300; membership, 6b.
Water Supply— Wells. J. P. Martin, J. W.
»tt.
Hampton, Elisabeth City Co., population
84: x steam engine, x hook and ladder truck, x
>se carriage; ixoo feet lubber and linen hose,
xx); ao volunteers; a horses. William F.
ougherty.
Water Supply— Bay and 6 dstems. I. L.
mes. Town Clerk.
HmrrisoBbarg , Rockingham Co., population
900; fireworks ordinance; causes of fires investi-
gated; mercantile buildings, brick, two and three
stories; dwellings, wood, two stories; department
consists of 2 hand engines, 3 hose carriages, i hook
and ladder wagon; 500 feet rubber hose, good; 300
poor; 7cx> feet cotton, good; 50 poor; value of ap-
paratus and supplies, $3COo; x building owned by
town, value $9000; membership xoo, volunteers.
Water Supply— Cisterns and springs; water-
works.
Leesborghy Loudon Co., population 1796; a
hand engines; ladders; a hose carriages; X150 feet
rubber hose, good; 65 men, paid part time. T. B.
Cockey.
Water Supply— Spring; 4 mUes of mains. H.
O. Claggett, Town Clerk.
LexlngtOBy Rockbridge Co., population 477X;
fireworks ordinance; .causes of fires investigated;
buildings, brick, two and three stories; metal or
slate rood; department, x hook and ladder truck,
X band engine, 50 chemical hand extinguishers
(private), x hose carriage; 800 feet rubber hose,
good; TOO feet poor; value of apparatus and sup-
phes, $xooo; x building owned, value $xooo; an-
nual expenses, $100; bell alarm. Chief appointed
by council. S. L. Weatherford.
Water Supply— x reservoir, capacity 3,500.000
pilous, supplied by gravity from springs, with 8-
inch suoply pipe from reservoir to highest point in
town; 6 miles street mains; diameter. % to 12
inches; xx hvdrants; annual expenses of water de-
rartment, $8oa J. B. Holmes; S. C. Teeser,
City Clerk.
Liberty, Bedford Co., populatton '3000; a hose
cans; xooo feet best hose.
Water Supply— Water-works; gravity; 9 miles
of mains; 29 hydrants; pressure, X40 pounds. W.
T. Fitxpatnck.
I«f aicbbBrf , Campbell Co., populatk>n *23,ooo;
area, 1544 acres; fire hmit, laoo acres; use of fire-
works prohibited; brick and frame buildings, two to
four stories; a steam engines; 4 chemical hand ex-
tinguishers; a hook and ladder trucks; 7 hose car-
riages; Siamese couplings in use; 4000 feet good
cotton hose; xo horses; value of apparatus, etc.,
$ao,ooo; value of Miildings in use, $xoo.ooo; 38
members, xg paid fiiU time, x^ ' '
expenses, $16,000;
Chief appointed \
A. 1 burman.
Water Supply— a reservoirs, capacity 8,500,-
000 gallons daily; x8 miles street mains; diameter
of largest, 14 inches; smallest, 4 inches; X75 hy-
drants; a hand pumps. J. B. Pnge, Supt.
Manobeater, Cfaesterfieki Co.. population
*90oo; area, 65X acres; fire limit, X78 acres; fire-
works ordinance; mercantile buildings, wood, two
stories; wooden roofs permitted; dwellings, wood.two
stories; department consists of x hand engine, z
hook and ladder truck, 3 hose carriages; 900 feet
rubber hose, new; value of apparatus and supplies,
$3500; X building owned by city, value $3000;
membership 40, all volunteers. Qdef elected by
company and ratified by city council; fire patrol
incorporated and supported by dty, 3 members;
annual expenses $1980. A. J. Gallagher.
Water Supply— Direct pumping and gravity
system; x reservoir, supplied oy pumping, capacity
ao,oco gallons per day; % mile street mains; diam-
eter 4 inches; 70 hydrants; pressure, 40 pounds.
J. A. Upscourt; J. B. Vadden, City Clerk.
Marion 9 Smy the Co., population xaoo; build-
ings, brick and wood, two and three stories; no
organized department* bell alarm. E. J. Haller.
WATER Supply— Gravity system, from springs;
xa hydrants; 3K miles mains; pressure, ao to aoo
pounds; works cost $x5,ooo* Geo. P. Rider, Supt.;
J. H. Francis, Town 6«k-
ui Duuaings in use, jpioo.ooo; 30
dd fiiU time, xo part lime; annual
»; telegraph alarm, 37 street boxes.
, by board of fire commissioners.
tgS
Fire Protection and Water Supply.
VIRGINIA'-Coniifuud,
Norfolk, Norfolk Co., population •30,000; area,
1500 acres; fire limit, same; fire marshal investi-
gates fires; mercantile buildings, brick, ihrte sto-
ries; brick dwellings, two and three stories; depart-
ment, 3 steam engines, a hook and ladder tru<^s, 4
hose carriages, 3 fireboats; 3500 feet good rubber
hose; 7 horses; value of apparatus and supplies,
$33,950; value of buildings in use, $19,000, dty's
property; 66 members, 9 mil paid, 57 part paid;
annual expenses, $15,000; bell and telephone alarm.
Chief elected by city council. Thomas Kerill.
Water Supply— Direct system; a lakes; capa-
city 3,000,000 iiaUons; 7^ miles street mains, di-
ameter 3 to 34 inches; xao hydrants; pressure 80 to
^ 90 pounds. H. Smith.
Old Point and Fortress Monroe, Elizabeth
Citv Co.; 3 steam engines; 3 hand engines; i hook
and ladder truck; 4 hose carriages; sooo feet good
rubber hose; 300 volunteers. «lohn Baulch.
Water Supply— Bay and 90 cisterns; water-
works; zo hydrants. C. A. Booth.
PetertboTff y Dinwiddle Co., population 34,000;
area, 6000 acres; fire limit, same; fireworks ordi-
nance; causes of fires investigated; mercantile
buildings, brick and wood, four stories; wooden
roofs permitted; brick and frame dwellings, three
stories; department consists of a steam engines, i
hook and ladder truck, 3 hose carriages; z8oo feet
good rubber hose. 1500 poor. 1500 feet good cotton
hose; 6 horses; value ot apparatus and supplies,
$15,000; value of buildinffs owned, $15,000; aafuU-
pald members; telegraph alarm, 17 street boxes.
Chief elected by common council. P. H. Curtis.
Water Supply— Water-works; pumping sys-
tem; 3 reservoirs, supplied by springs; 90 miles
street mains, diameter 4 to 18 inch; 600 hydrants;
annual expenses $9800. George Eanes, F. R.
Russell.
PorUmOBtky Norfolk Co., population 11,390;
a steam engines; 4 chemical extinguishers; x hook
and ladder truck; 3 hose carriages; 3000 leet good
rubber hose; 8 men paid full time, 900 volunteers;
6 horses. W. T. Robinson. •
Water Supply— Water-ivorks; direct pressure;
9 pumping stations. Portsmouth Water-works Co.,
£. Thompson, Jr.
Rlchmondy Henrico Co., population 85,000;
area, z6,ooo acres; fire limit, same; mercantile
buildings, brick and wood, three and four stories;
tin, metal and slate roofs; brick and wood dwell-
ings, two and three stories; department consists of
7 steam engines, 3 hook and ladder trucks, 9 hose
carriages; Siamese couplings used; X3,ooo feet good
cotton hose, z6,ooo feet poor cotton; 28 horses; value
of apparatus and supplies, $50,000; value of build-
ings, $30,000; annual rent for buildings, $500; 131
members. 36 full paid, Z05 part paid; annual ex-
penses, $66,000; fire alarm telegraph, 63 street
lx>xes. Chief elected by fire commissioners. W.
J. FuUer.
Water Supply — River; reservoir system;
Worthington and other machinery, dailv capacity
ai,ooo,ooo gallons; 3^0 hydrants; 70 miles mains,
diameter zH^ to 30 lach; 600 gates, various; 85
meters, various; pressure 5 to 70 pounds; works cost
$Zi5oo,ooo; annual expenses $56,000. J. E. Dick-
erson, Chairman Commissioners; C. Boiling, Supt.;
, J. T. Ellerson, Mayor; B. T. August, City Clerk.
RoaBoke, Roanoke Co., population *z3,ooo;
buildings, brick and wood, two stories; department
consists of z steam engine, z hook and ladder truck,
3 hose carriages; Z300 feet good linen hose; value
of apparatus and supplies, $4000; 50 volunteer
members; expenses in z88d, $367; bell alarm. J.
Q. Knepp.
Water Supply— Water-works; mvity svstem;
z reservoir; capacity 3,000,000 gaOons; Gordon
pumps; capacity 3,000,000 gallons; 40 hydrants. F.
T. Brinkley, Supt.; W. A. Carr. Man-
Bennett, City Cleric
Saleniy Roanoke Co., popnlatioo i::.-
330 acres; fireworks ordinance; mercaiSii'r
mgs. brick, two stories; wooden roots prr
dwellings, wood, two stories; depertnKEt r,
of z hand engine, 3 hose carriages; sama
lings used; 300 feet good lineo hose; looo v-
leatherhose; 35 feet robben ao linen, pocr-
of apparatus and supplies. ^000; z ha^it:
by department, value $Z3oo: Z3 full paid et
bell alarm. Chief wpointed by town cocu
W. Page.
Water Supply— Water-worics; grvitjv
1 reservoir, supplied by pump; ca^jadiyp^
Ions daily; za miles street mains; diaacr
inches; 30 hydrants; annual expenses of i^'
partment, $4Zo.
SmlthTilley Charlotte Co., populatkc
buildings, wood, two stories; ladders, ns.
buckets; value of apparatus and soppSs i
bell alarm.
Water Supply— Well. B. R. EgKksss.
Clerk.
ISoiith BostoB. Halifax Co.. popebis:.'
buildings, brick and wood, two stones; depr.
consists of z hook and ladder truck. 100 ex
hand extinguishers; value of appaiatos a:i
plies, $500; az paid members. E. N. Hira
Water Supply— River and wdls; sai.-
system; Worthington madiinery; daily »
350,000 gallons; z6 hydrants; — miles et:
Ludlow rates; pressure 90 pounds. E. LI
Mayor; K. S. Barbour, Town CleriL
Stanntoiiy Augusta Co., popi&tHx :
area, 300 acres; fire limit, 35 acres; fiitp^
dance; causes of fires investigated; frane iSLt
buildings, two and three stories; depsrtae
sists of z hand engine, z hook and ladder 7-
hose carriages; Z500 feet good rubber hose; >
poor; value of apparatus, etc., $^00; 4 ^-^
value $3000; zoo volunteers; bdl alanc
elected by ooundL
Water Supply— z reservoir; graritf r
street mains, 3 to za inches in diameter a?
ofmraterdepartnunt for z888, $sooa M-T-:
Suffolk, Nansemond Ca. popnbtioe
area, 700 acres; fireworks ordinance: farida:<:
buildings, two stories; department ooosis
steamer, z chemicikl engine, 3 chemical he:
guishers, 8 hook and ladder trucks; a hone-
value of apparatus, etc., $600: 4ovolaateen
Water Supply— Lake Kilby; staod-pi?
direct pumping; capacity of pumps, i.ooo:;
Ions daily; 35 hydrants; 3K miles street toi.'
ameter 8 and zo inches. — Coleman, S^*
W. Murray. Town Clerk.
Warrenton. Fauquier Co.. popoladce
area, 500 acres; fire limit, same; fireworks oit
causes of fires investigated; mercantile b&
brick and wood, two and three stories; s\mss*
roofs; dwellings, brick and wood, two s:^'
partment consists of 6 chemical band eztior-
z hook and ladder truck; 40 vohmteer te'
bell alarm. Chief elected by companr
Spillman.
Water Supply— Cistema, supplied fror
of buildings; capacity, 80,000 gallons dailr
R. Spillman. Mayor; R. R. Camp4>eU. To«t
West Pointy King William Co.. pc^
3500: buildings, wood, two stories; d£?^'
consists of z steam engine, z diemical esr
wheels, 3 hose carriage, z chemical has^
guisher; Z50 feet good rubber hose; 4000 ite
linen; Z3 hill paid members; expenses :-
$6656; electric alarm. A. Robinson. ^
water Supply— River aftd 4 large tc^
pacity. 40,000 gallons each; direotpRssmerr
.^^^€
Fire Protection and Water Supply.
igg
onbington; 60 hydrants, pressure 25 pounds. E.
ilkinson, Mayor; Isaac Diggs, Town Clerk.
l¥i]ickeBter» Frederick Co., population 4950;
^a, 800 acres; fire Umit, same; mercantile build-
;s, brick, two stoties; shingle roofs permitted;
eliingf , brick, two and three stories; department
asists of 3 steam engines, a chemical band ex-
guisbers, z hook and ladder truck, 6 hose car-
ges; Siamese couplings used; 3000 feet good rub-
r hose, 100 feet poor; 1000 feet new fabric hose;
x> feet good leather hose, 1000 feet poor; value
apparatus and supplies, $3cxx>; 3 buildings
ntd, value, $20,000; 300 volunteer members an-
al expenses, $1000; bell alarm. Chief elected by
iincil. G. F. Glaiie.
yVATER Supply— a reservoirs and a cisterns,
pplied from springs; 8 miles street mains, diam-
T i|to 10 inches; 50 hydrants; annual expenses
water department, S500. J. H. Nulton, Supt;
m. A. Atkinson, Mayor; R. L. Gray, Town
erk.
H^oodstock) Shenandoah Co., population
X),- department consists cf i hand engine, i hose
rriage; 350 feet good rubber hose; 75 volunteer
*mbers.
Water Supply— Wells and cisterns. M. Coff-
in, Town Clerk.
MTytheTille, Wythe Co., population 3000;
ildings, brick and frame, two stories; wooden
>fs permitted; department consists of a hand
^nes, I hook and ladder truck, i hose carriage;
> feet good leather hose; value of apparatus and
pplies, $aooo; 25 members, paid full time; annual
pen&es, $500; bell alarm. W. H. Neighbors.
^Vater Supply—i reservoir; gravity and
pumping system; water-works; 8 miles of mains; 28
hydrants, 17 Chapman gates; pressure, 05 pounds.
C. W. Gleaves, Mayor, Jas. A. Rider, Town
Clerk.
The following places have no fire protection:
Abington, Washington Co. , population 2700. Am-
herst, ^mherst Co., population 600 Ashland,
Hanover Co., population 1000. Berkley, Norfolk
Co., population 3000. Berryville, Clarke Co.,
population laoo. Bowline Green, Caroline Co.,
population 500. Bristol, Washington Co., popula-
tion 5000. Buchanan, Botetourt Co., population
800. Cape Charles, Northampton Co., popula-
tion 500. Charlotte, Charlotte Co., population
500. Chase City, Mecklenburgh Co., popula-
tion 800. Chatham, Pittsylvania Co., popu-
lation ^3. Christianburg, Montgomery Co.,
population 1000. Claremont, Suny Co., pop-
ulation 1000. Clarksville, Mecklenburgh Co.,
population 1000. Fairfiu, Fairfax Co., population
500. Floyd Court House, Floyd Co., population
So. Fraoklin, Southampton Co., population 700.
alilax, Halifax Co., population 600. Hamilton,
Loudoun Co., population 500. Ivanhoe Furnace,
Wythe Co., population 500. Jonesville, Lee Co.,
population 600. Lurav, Pope Co., population
1^00. Middletown, Frederick Co., population 500.
New Market, Shenandoah Co., population 800.
Newport News, Warwick Co., population 1200,
Pulaski City, Pulaski Co., population 8co. Rocky
Mount, Fnmklin Co., population 600. Scoctville,
Albermarle Co., populetion 8co. Smithfield, Isle
of Wight Co., population 1000. Stuart, Patrick
Co., population 800. Tazewell, Tazewell Co.,
population 560. University of Va., Albermarle
Co., population 600. Washington, Rappahannock,
Co., population 500.
W^ASHINGTON.
Oayton, Columbia Co., population 996; biick
i frame buildings, one and a half and two stories;
>artment consists of i steam engine, i hook and
der truck. 2 hose caniages; i^ feet rubber
;e, good; 100 feet poor; value ^of apparatus and
tplies. $7500: membership 40, all volunteers; an-
il expenses. $175; bell alarm. J. Carr.
Vater Supply— Streams; mill-;^ce; gravity
:er-works; 2 cisterns; 3 miles of mains; 2 hy-
nts; pressure, 25 pounds. N. Crasure, C. Miller.
Ilympia, Thurston Co., population *3cxx>; z
im engine; i hand engine; i hook and ladder
::k; 3 hose carts; 2600 feet rubber hose, good; 60
3, volunteers. S. L. McClelland.
Vater Supply— ii cisterns; i hydrant. E. S.
rton, B. Marr.
*ort TowBMody Jefferson Co., population
x>; stone buildings, brick and wood, two stories;
artment consists of 4 chemical hand extinguisb-
I hook and ladder truck, 3 hose carriages; 1300
good rubber hose; value of apparatus and sup-
s, $2000; members 30, all volunteers; expenses
888, $800; bell alarm. Daniel H. Hill.
/ATER Supply — Direct pressure system; reser-
; X mile street mains; 8 hydrants; pressure 85
nds. W. H. H. Learned, Mayor; H. L. Tib-
I, Jr. Supt.; James Seavey, City Clerk.
eattle« King Co., population *z6,ooo; a steam
ines; i nand engine; 7 hose carriagers; a hook
ladder trucks; 3500 feet rubber, hose; 1000 feet
on hose: volunteer department, 348 men.
dner Kellogg.
^ATER Supply— Reservoir, capacity 6,000,000
ons; 5 miles of mains; 53 hydrants; pressure,
pounds. James Williams, Wm. R. Forrest.
■okomialiy Snohomish Co., population "1500;
dings, wood, one and a half and two stories;
wooden roofs; i hose cart; 500 feet good cotton
hose; volunteer department. F. M. Hendle.
Water Supply— Lake; gravity pressure; 3 miles
street mains; 9 hydrants, 40 pounds pressure. C.
A. Missimer, Supt.; E. C. Ferguson, Mayor; J. O.
Bowen, Town Clerk.
Tacoma^ Pierce Co., population "7000; build-
ings, brick and wood, two and three stories; depart-
ment consists of 2 hook and ladder trucks, 5 ho! e
caniages; 4000 feet rubber hose in good condition;
250 feet poor; zooo feet good cotton hose; 100 leet
poor; value of apparatus and supplies $7500; 175
members, i paid part time, others volimteer; bell
and whistle alarm. A. F. Hoska.
Water Supply— Direct pressure from reser-
voir at elevation of aoo feet. W. J. Meade, City
Clerk.
Walla Walla, Walla Walla Co.. population
*50oo; area, 2000 acres; fireTmit, 200 acres; fireworks
ordinance; mercantile building?, brick, two stories;
dwellings, wood, one and two stories; department
consists of 2 .«;team engines, i hand engine, i hook
and ladder truck, 5 hose carriages; Siamese couplings
used; 3000 feet rubber hose in good condition; 900
ieet good cotton bose; 100 poor; value of apparatus
and supplies, $18,000; membership 180, 3 paid; an-
nual expenses, $2500; bell a*arro. Chief elected by
department. Henry Kelling.
Water Supply— Water- works; gravity system;
7 reservoirs, supplied by springs, capacity 10,000
gallons daily; 17 cisterns; 5 miles street main.*, di-
ameter 6 to 8 inches; 30 hydrants; annual expenses
of water department to city $1500. J. F. Bowman,
Henry Kelling.
The following places have no fire protection;
Centralis, Levkis Co population 500. Chehalis,
Lewis Co., population 600. Cheney, Spokane
200
Fire Protection and Water Supply.
WASHINGTON— Cm/w«a/.
Co., population 900. Colfax, Whitman Co., popu-
lation I90O. Ellenstnxrgfa, Kittitass Co., population
000. Goldendale, KUkitat Co., population 800.
t^ Connor, Shagit Co., population 600. Mount
Vernon, Shagit Co., population 500. North
Yakima, Yakima Co., population 500. Oaksdale,
Whitman Co., population 500. Palooae. Wl.-
Co., population 500. Pomeroy. Garfidd Co. <
u*ation xaoo. Spokane Falls, Spokane Co., p
lation x6.8x6. Sprague, Lincoln Co.. popu
9000. VancoaTer, Clarice Co.. popnladoa 1
Waitiburgb, Walla Walla Co., popolatioa
Watenrille, Douglas Co., popnktioB Sf*^ '•
lode, Lewis Co., population 500.
\VEST VIRGINIA.
CkarlestOBy Kanawa Co., population *io,ooo;
area, 235 acres; fire limit, xoo acres; fireworks ordi-
nance; mercantile buildings, bnck, two and three
stories; dwellings, brick and wood, two stories; de-
partment consists o< X steam engine, a hand engines;
5 hose carriages; X750 feet good rubber hose; value
of apparatus and supplies, $6000; membership 80;
bell alarm. Chief eircted by council. J. L. Fry.
Water Supply— Water-works; Holly system;
50 hydrants. M. Levi, J. A. DeGruyter.
CharlettoWBt Jefferson Co., population 2400,
departmrnt consitts of x steam engine, x hand en-
gine. I hook and ladder truck, 3 hose carriages; xxoo
feet cotton hose, good; 403 feet rubber hose, poor.
S. L. Phillips.
Water Supply— Wells, dstems and streams;
stand-iidpe and direct pumping; a miles mains, hv-
drants and gates; pressure 50 pounds. W. L.
Hedges. Town Clerk.
Clarktbarg, Harrison Co., population *3ooo
brick buildings; x chemical engine.
Water Supply— Wells and citterns; reservoir
system; 35 hydrants, xa miles mains, Eddy gates;
pressure 100 to X55 pounds; works cost $«>,-
000; annual expenses, $x,xoo. W. R. Alexander.
Supt. W. F. Richards. Mayor. M. M. Thomp-
son, Town Clerk.
HuMtlngtoii, Cabell Co., popula'ion *io,ooo;
fireworks ordinance; mercantile imildings, brick-
three stories; sbiogic roofs permitted; dwellings*
wood, two stories; department consists of x steam
en^ne, x hook and ladder truck, a chemical hand
extinguishers. 4 hose carriages; Siamese couplings
used; aaoo feet rubber hose, good; 400 feet poor; 3
horses owned, a hired; value of apparatus and sup-
plies, $13,800: 3 buildings owned, value $5850;
membership 85, i full paid. 3 part paid; annual ex-
penses. $3500; Gamewell and bell alarm. Chief
elected by council. J. W. Boone.
Water Supply— River; direct and reservoir
pumping; Worthington machinery; dailv capacity,
3,000,000 gallons; 92 hydrants; 7H miles mains;
diameter 4 to xa inch; 3a Ludlow gates; quality
water, soft; sand filtration; pressure X15 pounds;
works cost $150,000. W. S. Kuhn, Pres.; J. B.
Norris, Supt.; R. £. Hagan, Mayor; G. H. Myers,
Recorder.
Keyaer, Mineral Co., populatton X693; hook
and ladder company, with buckets. A. P. Rltsell,
J. Moodey.
Mmrtinsbarg. Berkley Co., population *75oo;
area, 640 acres; fire limit, same; tireworks ordi-
nance; mercantile buildings, brick and wood, three
stories; tin and slate roofs; dwellings, brick and
wood, two and three stories; department consists of
X steam engine, x hook and ladder truck, 4 hose car-
riages; 1300 feet rubber hose; 1000 feet cotton hose,
good; value of apparatus and supplies, $7500;
membership 100, all volunteers; annual expenses.
$600; bell alarm. Chief appointed by city council.
C. E. Dieffenderfer.
Water Supply— Water-works; direct pumping
Holly system; capacity, 1,000.000 gallons daily; 6
miles street mains, diameter 3 to xa inches; 60 hy-
drants; water pressure, 60 pounds; annual expenses
of water department, $x5oo. J. M. Sailer, Super-
intendent ; C. Young, Town Clerk.
MorffftBtowMy Monongalia Co.. papu
9000; brick and frame buildtngs. two and
stories; x hook and ladder truck; zoo n
buckets. E. Shester.
Water Supply— River, wells and creek.
Union Improvement CorapanjrwiU erect «
works during X889. System will be sraviiT
will include 90 hydrants, 6K miles of 6-iachis
estimated to cost $30,000. E. M. Grant c
Superintendent, M. M. Dent, Recorder.
Parkenbnrit Wood Co., population *7?
steam engine; I hand engine; x diemical eag?
hook and ladder truck; 5 hose carriages; 9500
Sood rubber hose, 500 feet poor; x man paid
me, xo men part paid, 150 volunteers; 3 ha
J. F. Borrows.
Water Supply— Water-works, reservoir sri
daily capacity of pumps, x,ooo.ooo gaUons; 6;
drants; X4 mues mains, diameter 4 to la-indi; !
low gates; pressure 90 pounds; works cost $io£
annual expenses, $3000. C. Bryan. Sopaici
ent; G. B. Gibbons, Mayor; L. W. Hughes, 1
Clerk.
PiedmoBty Mineral Co., popiilatioa 1853: .
150 acres; firame buildings; z chemical enfs
hose cart; 400 feet good rubber hose, xoo feet ;
value of apparatus and supplies, $8oa J, J
Guinness.
Water Supply— River and wdls.
Skepherdatowm, Jefferson Co.. popu^
X700; area, 500 acres; fire limit, xooo acres;
works ordinance; mercantile buildinfsa, brick,
and three stories; wooden roc^ permitted; I
and wood dwellings; department consists of z s
engine, x hand engine, x hook and ladder tm
hose carriages xxoo feet good hoae; valne of a;
atus and supt^lies, $3825; x buikiing in use b
partment; os vblunteer members. Chief eleck
department. Chas. Ferrell.
water SUPPLY--3 dstems, sam>]ied
buildings; streams. J. N. TrusseUe. Town C
WeUsbnrghy Brooke Co., population 33
hook and ladder truck; 3 hose carriages: zooc
rubber hose, xooo feet Imen hose, 500 feet let
hose, good; 300 feet poor. A. W. Reaves.
Water Supply— Basin, located a6o feet s
the town; reservoir and direct pumping Kjk
machinery; daily capacity 1,500,000 gnlioos; t
drants; 4M miles mains; diameter 3 to xo i»
pressure 96 pounds; works cost $25,000; sr
expenses, $1050. J. E. Montgomery, Pres
Nelson, Supt.; C. K. Scott, Town Clerk.
Wbeelingy Ohio Co.. population 30.737;
works ordinance; mercantile buildings, brick. •
and stone; wooden roofs permitted; dweL
brick and wood, two and three stories; deparc
consists of 3 steam engines in use, i in rescr
hook and ladder truck. 7 hose carriages; 8000
new cotton hose; X9 horses; XQtnll paid mem
25 part paid; annual expenses. $23,000; fire x
telegraph, 46 street boxes. Chief appoiatM
board and confirmed bv ccnnoH^ J. A. Dum
Water Supply— Waterworks; pumpt^r
voir; 4X miles of mains; 360 hydrants; presst^
poundis. Henry Jone^, Pr^^.; .Tohn Cutnai
Supt.; C. S. Seabright, Maycit. ThoEnaa Tftc
City Clerk.
202
Fire Protection and Water Supply.
WISCONSIN— Ciw/«wi/i/.
roofs permitted; wood dwellings, one and a half to
twotstories; department consists of a hand engines,
3 chemical hand extinguishers, i hook and ladder
truck, 2 hose carriages; 900 feet rubber hose, 300
feet cotton, 500 feet hnen, good; 600 feet rubt>er,
poor; value of apparatus and supplies, $3000; a
Duildings in use owned by city, value $aooo; mem-
bership 120. volimteers; annual expenses, $75; bell
alarm. Chief elected by department, confirmed by
council.
Water Supply— River and a hydrants.
Brodheady Greene Co., population faooo; i
steam engine; i hook and ladder truck; 2 hose carts;
I zoo leet of rubber hose; 60 members.
Water Supply— Cisterns and race. A. S.
Moor. Town Clerk.
BiurliBKtOBf Racine Co., population 11656;
mercantile building, brick and stone, two stones;
shingle roofs permitted; dwellings, wood, brick and
stone, two stories; department consists of i band
engine, i hook and ladder truck; i hose caniages;
600 feet good rubber hose, 100 poor; value of ap-
paratus and supplies. Ipicoo; i building rented at
$72 per year, value $1000; membership 70 volun-
teers; annual expenses, $100; bell alarm. Chief
elected by company. E. S. Voorhees.
Water Supply— 2 cisterns, filled by engine;
capacity 18.000 gallons daily; river; water-wot ks
to be built during 1889; will probably be stand-pipe
system. G. Hibbird, Town Clerk.
Cardotte^ Chippewa Co., population *i5oo;
buildings, wood, one and a half stones; department
consists of hand engine; 500 feet of new rubber
hose; value of apparatus and supplies, $800; 20
volunteer members; whistle and bell alarm. Clark
Watson.
Water Supply— 3 reservoirs; capacity, 500 bar-
rels. Clark Watson, Town Clerk.
Oedarbarrli, Ozaukee Co., population 1293;
buildings, bnck, stone and frame, two and three
stories; wooden roofs permitted; department con-
sists of I hand engine, i hook and ladder truck, a
hose carriages; 600 feet good rubber hose; 500 feet
poor; 1000 feet good cotton; value of apparatus
and supplies, $2^, including building; member-
ship,6a; annual expenses, $300; bell alarm. E. G.
Wurthmann.
Water Supply— Creek and cistern. F.
Schuette, Town Clerk.
Centraliay Wood Co., population 98a; build-
ings, brick and firame, two stones; department
consists of z chemical engine, 6 chemical hand ex-
tinguishers; value of apparatus and supplies, $800;
membership. 33; gong^alarm. W. N. Mead.
Water Supply— River. Fred Jackson, City
Cleik.
Chippewa Falls^ Chippewa Co., population
zz,5oo; department consists of a steam engines, 4
chemical extinguishers, z hook and ladder truck. 5
hose carriages; 5000 feet good hose; a men paid
fiill time; 30 men part. A. Pierce.
Water Supply— Water-works; gravity system;
zz miles of mains; Z29 hydrants; pressure 70 to 90
pounds. H. B. Shamp, Chas. Cronk.
Colambasy Columbia Co., population t202^'
area, 2240 acres; fire limit, z^ acres; fireworks ordi-
nance; mercantile buildings, brick, two stories; fire-
proof material required tor roo&; frame and brick
dwellings, ooe and one-half and two stories;
department consists of z steam engine, z chemical
engine, 2 chemical hand extinguishers, z hook
and ladder truck. 2 hose carts; z zoo feet good hose;
value of apparatus and supplies. $6000; z building
rented at $acx> a year, value $2500; 70 volunteer
members; annual expenses, $zoo; t>ell alarm.
Chief elected by common council. D. S. Fuller.
Water Supply— River and anesjks
A. M. Bellack, City Clerk.
Darlingtoiiy La Fayette Co.. popdi i
area, 2500 acres; stone and bri^ Imi .
stories; shiogle roofs permitted; departs
sists of z hook and ladder truck, 2 hose a
800 feet good rubber hose; 45 volunteer ::
bell alarm. J. B. Driver.
Water Supply— Watei^worlcs; rcso-.^
tern; Z7 hydrants; 2 miles mains;
zoo pounds; works cost $z5.ooo. James E. I
Supt.; John O'Brien. Town Clerk.
Delavany Walworth Co.. popolarct
area, 2560 acres; fire limit, 640 acres; fire«
dinance; causes of fires investigated;
buildings, brick and wood, two and ikm.
shingle roofs permitted; brick and wood
department consists of one chemical ecgiE*'
and ladder truck, z hose carriage; 550 1^
rubber hose; value of apparatus and .
$4000; z building owned by village, vatoe f-
members, z paid part time; annual expasr
bell alarm. Chief elected by department r.
firmed by council. F. A. Smith. The I-
Dumb Institute, within the limits, has a r
and 600 feet of hose, and anorganixedc
among the pupils.
Water Supply— WcHs. Bert Webec
Clerk.
I>6 Pere^ Brown Co., popalatioB ^tj-'I
works ordinance; causes of nres invesngaitc
cantile buildings, brick, one and two •
shingle and iron roofe; wood and bride d^- '
two stories; department consist s of 2 stetxi v. I
2 hook and ladder trucks. 4 hose carriages; '- |
couplings used; z8oo feet good nit>berbo<
poor; value of apparatus and supplies, %sp^ 1
of buildings owned by department, $3000: x
paid members, annual expenses, $1500; ^
whistle alarm. Chief elected by ooopasya:
proved by city council. C. G. Wilcox.
Water Supply— Artesian well; grsTJrrJ'
^\i miles mains; 26 hydrants and 3 dsterii
sure, 40 pounds. Wm. Armstzoog, David t
DodgeTille. Iowa Co., popalatioo *i^
720 acres; fire limit, same; causes of fo^ '
gated; brick and frame buildings; i hook ss-
der truck.
Water Supply— Wells, springs and r
cisterns. Wm. Prideaux, City Clerk.
£aa Claire, Eau Clare Co., (inda^^
Pleine) population t35.8oo; a steam engines '
and ladder truck; 6 hose caniajges; 5400 feet v-
hose in good condition; zooo feet cotton, p^*^
men, paid full time; za horses. G. H. D*^'
Water Supply— Springs; direct press^*^
hydrants; 26 miles mains; pressure 70 to lao?^
annual expenses, $22,000. O. H. Ingraff-
W. H. Willard, Supt.; Geo. B. Shav. ^
Wm. M. Owens, City Clerk.
Ean Pleiae, Eau Claire Ca, see Eaat
Edgertoa, Rock Co., population 1608; '
ings. brick and frame, two stories; wood<£
Eermitted; department consists of z steam eoc
00k and ladder truck, 2 hose carriages; i^
good rubber hose; value of aoparatus and sv?
$4300; membership 45, z paia; annual f^
department, $450; bell alarm. A. S. FlsgS
WATER Supply— Cisterns, stream and i^
J. G. Patterson. City Clerk.
Elkhom, Walworth Co,« popuLaiion *^
hand engine; 1 chemical exduguisher; 1 1*^
500 f'-et hose. J. Beamish. J
Water Supply— Wells arad dstem*. 4
Gaylord, Town Clerk.
EransTllle* Rock Co., populaiion
works ordinance; build id gs>, brick aad Ir>i
ift 1
Fire ProtecHon and Water Supply.
20J
es; department consists of z steam engine, z
I engine, z hook and ladder track, a hose car-
es; zooo feet cotton hosr; 500 feet rubber, new;
feet rubber, fair; Siamese couplings used; value
>paratiis and supplies, $4000; 60 volunteer mem-
, 4. paid part time; bell alarms Chief appointed
nistees. C. E. Lee.
'^A.XER SuppLY~MiU race and 6 cisterns. Fted.
ialcer. ViUage Clerk.
lorence^ Florence Co., population *35oo;
dings, wood, one to three stories; department
sists of z hook and ladder truck; z hose car-
e; 900 feet good cotton hose; zoo feet poor;
le of apparatus and supplies, $zooo; Z7 volun-
ai«^inbers; steam whistle alarm. W. W. Noyes.
i^AXKR Supply— Water- works; direct pressure;
>wles pumps; Z3 hydrants; pressure, 40 to 250
nds. Chas. Lockley, Mayor; Frank Waring,
vn Clerk.
'oBd &a Lao« Fond du Lac Co., population
736; area, 3600 acres; fire limit, 400 acres;
dini^rs, brick, stone and wood, two stories; de-
tment consists of 3 steam engines, z hook and
Icr truck, 3 hose caxriages; Siamese couplings
d; 3500 feet good cotton hose; 2500 feet good
ber; zooo feet poor tubber; 8 horses; value of
aratus and supplies, $z8.ooo; 3 buildings owned
department, value $Z3,ooo; 33 members, zo ^11
j, 13 part paid; telegraph alarm, 4 street boxes,
ef elected by couBcil. Charles Cleveland.
VATER Supply— Artesian well; Holly svstem,
•ct pressure, also reservoir pumping; daily ca-
ity of machinery, 3,000,000 gallons; capacity of
srvoir, 3,500,000 gallons; Z5Z hydrants; Z5 miles
ins, diameter 4 to Z4 inches; 44 Galvin gates;
)wn meters; pressure, 40 to zoo pounds. Wm.
sson, Supr.; A. McDonald, Mayor; E. Y. De-
y. City dlerk.
'*ort Atkiaaoiiy Jefferson Co., population
jOo; buildings, brick and Irame, one to three sto-
y, z steamer; z band engine; z hook and ladder
ck; z hose carriage; zooo feet good cotton hose;
ue of apparatus and supplies. $6000; 75 mem-
s. 2 paid; expenses in z888, $zooo; bell alarm.
H. Taylor.
Vater Supply— River; 6 reservoirs. J. C.
vyer. City Clerk.
!>'oit Mo ward. Brown Co., population '4000;
a, z9ao aores; fire limit, 40 acres; mercantile
Idings, brick, two stories; shinglo. roofs per-
ted; dwellings, frame, two stories; cjjpartment
isists of z steam engine, 3 hose caniages; z8oo
t good rubber hose; 500 poor; value ot appara-
and supplies, $6oix>; 3 buildings owned, value
xx>; zo members, partly paid; annual expenses,
[oo; bell alarm. Chief elected by company:
ommended by council. A. L. Gray.
^ATBR Supply— Aitesian well; 3 reservoirs,
ect pumping system; water-works; 6 miles of
ins; 74 hydrants; annual rental of water-works,
xx>; pressure, 60 to 80 pounds. W. K. Harring-
I, Supt.; A. Anderson, Town Clerk
SalesTille* Trempealeau Co., population,
X); buildings, stone, bnck and frame, two stories;
oden roofe; department consists of 3 hand chem-
i extinguishers, z hook and Ladder truck, 3 hose
Tiages; zoo feet good rubber h^se; 35 feet poor;
3 good linen; value of apparatus and supplies,
00; 38 volunteer members; bell alarm.
^ATKR Supply— Mill pond; direct pumping
item; daily capacity, Rumsey machinery, 450,000
lions; zo hydrants; miles of 4-inch mains;
essure, zoo to 300 piounds; annual expenses, $350.
W. Sugn, Supt.; H. L. Bunn. Town Clerk.
Geneva^ Walworth Co., population ^3000; build-
gs. brick and frame, two stories; wooden roofs;
partment consists of 4 hand chemical extinguish-
5> I hook and ladder truck; value of apparatus
and supplies, $700; 35 volunteer members; bell
alarm. C. W. Moore.
Water Supply— Lake and wells, C. C. Kestol,
City Clerk.
Graad Rapids. Wood Co., population tz6o6;
area, zooo acres; frame buildings, two stories;
shingle roofs permitted; fire department consists of
z steam engine, z hook and ladder truck; 3 hose
carriages; Siamese couplings used; Z450 feet rubber
hose, 350 feet cotton hose, in good condition; value
of apparatus and supplies, $7000; z building in use
by department; annual expenses of department,
$zooo; electric alarm. Chief elected by company.
E. T. Bodeite.
Water Supply— River; 5 cisterns, supplied by
springs. F. W. Buit, City Clerk.
6ff«ea Bay, Brown Co., population *85oo;
area, 3500 acres; fire limit, 60 acres; fireworks ordi-
nance; mercantile buildings, brick, two stories;
dwellings, wood, two stories; department consists
of 3 steam engines, z hook and laader truck, 3 hose
carriages; Siamese couplings used; 30oo feet good
rubber hose, zooo feet poor; value of apparatus and
supplies, $Z3,500, buildings, $6000; membership,
45, volunteers; annual expenses, $5000; telephone
and bell alarm. Chief elected by council .
Water Supply— Rivers and tanks; direct sys-
tem; capacity ^f tanks, 300,000 gallons daily; zz
miles oi^ street mains; diameter of^mains, 8 indies;
Z47 hydrants.
Hartford) Washington Co., population tzaz7;
area. 700 acres; fire limit, same; fireworks ordinance;
causes of fire investigated; mercantile buildings,
brick, two and three stories; shingle 1 oofs permitted;
dwellings, wood and brick, one and a half and two
stories; department consists of z hand engine; z
chemical hand extinguisher, z hook and laddt r truck,
z hose carriage; 500 feet rubber hose, Z50 feet cot-
ton hose, ^ood; value of apparatus and supplies,
$33Zo; 3 buildings owned, value $z5oo; 85 volunteer
members; annual expenses, S160; bell alarm,
Chief elected by members.
Water Supply— River.
Haywardy Sawyer Co., population Z450; build-
ings, frame, two stories; wooden roofs permitted;
department consists of z chemical engine, z hook
and ladder truck, 3 hose carriages; zooo feet of good
rubber hose; value of apparatus and supplies, $3000,
37 volunteer memtiers; annual expenses, $175; bell
and telephone alarm. Wm. Biegler.
Water Supply— River and pond; direct pump-
ing system; Knowles pumps; 26 hydrants;— mile
mains, diameter 6 to zo inch; pressure, 60 to 8q
pounds; works cost $35,000; annual expenses,
$3000. H. B. Shue, Supt.; H. P. Fuley, Town
Clerk. , *^ '
Horlcon, Dodge Co., population tiSTo; build-
ings, brick and wood, two stories; 3 steam pumps,
with hose enough to reach over the business part of
village.
WATER Supply— River. Chas. Allen, Town
Clerk.
Hudson, St. Croix Co., population '3000; z
steam engine; 3 hook and ladder trucks, 3 hose
carriages; 3500 feet good hose; volunteer depart-
ment, 56 men. F. D. Harding.
Water Supply— Artesian wells; direct pump-
ing system; Blake machinery, daily capacity z.ooo,-
000 gallons; 40 hydrants, 3^ miles mains, diameter
4 to za inch; 30 Galvin gates; pressure, 80 pounds;
works cost $45,000; annual expenses, $3ooo. B.
McGuire, Pres.; C. P. Coon, Supt.; Jas. Banker,
City Clerk.
JaaesYllle, Rock Co., population *i3.ooo; 3
steam engines (in reserve); zhook and ladder truck;
3 hose carnages; 300 feet rubber hose; zooo feet
cotton bose; 5 men paid full time, za part paid; ao
voluateeis; 7 l^orscs, H. Blunk.
204
Fire Protection and Water Supply.
Water SuppLy^Artestan well; stsnd-^pe and
direct pumping; Blake machinery; tSo hydnmU;
13 miles mains, diamater6 to i6 inch;_pressi]re, 135
ponnds. T. Cfoft. Sept.; W. T. St. John. Mayor;
Geo. Bates, City Oerk.
J«flenoB. Jefletaoo Co.. population t944i;
fireworics ordinance; mercantile bnOdings, brick,
two and three stories; dnartmcnt consists of x
steam engine, i book and ladder truck, a hose car-
riages; Siamese couplings used; xooo feet good rub-
ber hose; 500 feet poor; value of apparatus and
supplies, $9000; buildings owned by ci^, $7000;
membership 80, a paid; annual expenses. $500;
bell alarm. Chlsf elected by department, oon-
firmed by cooncU. Adam Spanglcr.
Watbr Supply— 6 dstenis. pumped from river,
capacity, ax.700 gaUona daily; G. J. Loetz, City
Cfeik.
KankaaBa^ Outagamie Co.. popuhition t^ooo;
z steam engine; t hook and ladder truck; a hose
carts; zsoo feet cotton hose; 34 members.
Kenoabat Kenosha Co.. population t<soo;
fireworks ordinance; mercantile Duiklings. bnck.
two stories; dwelUngs, frame, two stories; depart-
ment consists of z steam engine, a chemical nand
extinguishers, z book and ladder truck, 5 hose car-
riages; 1000 feet new cotton hose; 3 hones; vahm
of draartment apparatus, $10,000; 4 buildings
owned by department, value $z«oo; membership
75. 3 part paid; annual expenses. $aooo; bell alarm.
Chief recommended by department and confirmed
by council. Peter Sorensen.
Water Supply— 3 artesian wells; 8 reservoirs;
5 miles street mains and supply pipes; diameter. 3
to 6 inches; 45 hvdraots; pressure, 45 pounds; an-
nual expenses of water department, $Z90o. Fred.
Stemin. F. W. Mathews.
Kewaaaee^ Kewaunee Co., population tz9a4;
area, z square mile; fire limit, z6o square acres; fire-
works ordinance; causes of fires investigated; brick
and fi-ame buildings, two and three stories; shingle
roofs permitted; a band engines; z hook and ladder
truck; a hose carriages; 450 feet good rubber hose,
300 teet leather, aoo feet of cotton, good; aoo feet
rubber, poor; Z300 feet leather poor; value of appa-
ratus. $1500; 54 volunteers; expense for z888. $885;
bell alarm. Chief elected by dty board: fire patrol,
supported by dty; expense lor z888, $695. S. A.
Water Supply— Cisterns; street mains; ex-
pense of water department for z888, $250. A. LieU,
Supt.; Henry Fenses. Town Clerk.
La Crosse. La Crosse Co., population *3a,ooo;
fireworks ordmanoe; mercantile bu}ldings. brick,
two to five stories; shingle roofe permitted; dwell-
ings, wood, stone and brick, two to five stories; de-
partment consists of a steam engines, 3 hook and
ladder truck, 6 hose carriages; Siamese couplings
used; Z3 horses; value of apparatus and supplies,
$a6,ooo, 3 buildings ownea; value. $03,000; mem-
bership 130; full paid, 8; annual expenses. $Z5,ooo
Chirf elected by council. A. M. Watson.
Water Supply— River; direct pumping system;
Blake machinery, daily capacity 7,500,000 gallons;
172 hydrants; 90 miles mains, diameter 4 to ao inch;
96 Chapman gates, Crown meters; pressure 60 to
zoo pounds; works cost $z86,409; annual expens<;s
$zz,ooo. Board of Public Works in charge. S. F.
Nice« Secretary.
liaacaater* Grant Co., population *z5oo;build-
ings, brick and frame, two stones; department con-
sists of z hand engine, z hose carriage; bell alarm.
John M. Hurley.
Water Supply— 4 cisterns. August Machaelis.
City Clerk.
Hadlaotty Dane Co., population tz6,ooo; fi«me.
brick and stone buildings, two to lour stoties;
shingle roofe permitted; department ooesx
steam dugines. z hook and ladder tract. 5ba
riages; Siamese couplings used; 3600 feet p*
ber hose, 500 feet poor; shorses; 3 boikfiiijs -
membership 40, part paid. Chiet deded r
dL W.H. Hughes.
Water Supply— Water-woriEs; direcp:
system; Z5 dstems. supplied ham lakes ;
street matns, diameter o to za indies; 136 : :
pressure. Z50 pounds; Z47 Ludlow gates, :
sey meters; works cost 99^.ooo; aanaal c: ,
$9503. Jas. :onkHn, Prest.; E. M. hndnik {
M. R. Doyon. Mayon John Coraeot. Qtj .
Maaifom OCy Manitowoc Co., popafazn
buildings, brick and frame, two and three <
wooden roofiinot permitted on Bewboitt::
partment consists of a steam engiBci> i ^
ladder trudc. ahc
tinguistisis; sQoo
ship 30. a^ fM ftill time. a8 paid part w
trudc. a hose carriages; a cbea
feet of good rabberlwae;!:*
alarm. P.Webber.
Water Supply^ River; 6dsieru.sra
padty zooo bands; wateMorim bdsg ^
Ferres. E. S. Sherman.
Maiiaetta. Marinette Ca. popolstioa''
buildings, br^ and frame, two and three
wooden roo& permitted in business piit :
meat consists of a steam c&gmes, 3 hose cr
2500 feet of good rubber hose; aoookfA*^
feet Idr cotton; zoo feet good Uaes; 4'^
value of apparatus and sup|Mies. $ss.ooo; «
ship, za; a paid fiill time, zo part time; n^
penses, $5000; Gamewell ana telepboae i*
iMxes; vratdiman in tower. A. M. fusdU
Water SUPPLY—Bay; direct pumpine ^
Dean machinery; daily capadty, 4,000^000 p
Z35 hydrants; zz miles mains; diaoieter:
inches; 60 gates; pressure, 40 f o zjo pooBdlr
cost $z8o,ooo. M. Kirkpatrick, SnpL; I ^
Mayor; J. J. Hnbbly. d^Clerk.
Marnhflald, Wood Co.. popdsii*
buildings, fi«me. two stories; wooden rod^'
ted; department consists of zhcx>k and Iddff
a hose carriagea; Z300 ieet rubber bose; $
teer members; steam whistie alarm. L. A. A
Water Supply— Wdls; streams; we
direct system; zo hydrants. John Cok-
aerie
MaastOB, Juneau Co..pupuIatioB*x5o^
ings, stone, nick and wood, one and tvo t
department consists of z hand engine, i bv
ladder tm^k, z hose carriage; 500 ieetootJ
in good c^tudition; value ofapparatoi vid^
$3,300; 95 volunteer members; expenses »
$500; bell alarm. J. T. Hanson.
Water Supply— River, vrdlsand irtse
W. F. Winson. Oty Clerk.
MayTille, Dodge Co.. popdatioa tui
ings. frame and bridi. one to three stories; *
roofs permitted; department consists of i ^
gine, z hose carriage; 500 feet good robber
300 feet poor; 300 feet good ootton; vshiec!
ratus and supplies, $zooo: 50 memben; a»'
penses. $50; bell alarm. K. Kleeden.
Water Supply— River. F. Sdwnro-
Clerk.
Maio Maaie, Dane Co.. popdstioo
buildings, stone, brick and wood, one S3
stories; department consists of z haad e^i
chemical hand extinguisher, t hook snd •
truck, z hose carriage; Siamese ooopltncs vx
feet rubber hose and zoo feet linen, good; i
ing. value Szooo; 48 volunteer members; «;
in z888. $aoo; beU alarm. Chief elected b>
bers. C. J. Fraxer.
Water Supply— Creek and mill race.
Leamard, Village Clerk.
Meaaaha, Winnebago Co., popd«noo
area. z6oo acres; buildings, bride sad «w
Fire Proteetion and Water Supply.
20S
tiree stories; department consists of a steamers
reserve), z hand engine (private company), i
and ladder truck, 3 hose carriages, 7 unce
>s, 3 hose carts and hand engine; 3450 feet
ose; Siamese couplings in use; value of ap-
us and supplies, $6000; 3 buildings owned,
$3500; Z15 volunteer members, a paid; an-
expenses, $1579; bell and whistle alarm.
' recommended by department, approved by
:il.
\TBK SUPPLY~8 cisterns, supplied from lake
river, capacity z6,ooo gallons daily. C. T.
tinip. City Clerk.
sttomlmeey Dunn Co., population *6ooo;
6400 acres; fire liout. 40 acres; fireworks ordi-
e; buildrngs. brick; two and three stories; de-
oent consists of i chemical engiae, i hook and
T truck, 3 hose carts; aooo lect robber hose;
i of apparatus and supplies, $4300; 45 me»-
partly paid; bell alarm. Chief elected by
>any. T. Birmingham.
ATRK SupptT— Sbnd-pipe; 8 miles of mains;
lydrants; force pump at river. E. H. Weber,
r. Tweet.
errilly Unooln Co., popnlation *5ooo: build-
, brick and wood, two stories; drpartroeot con-
of a chemical engines, i hook and ladder truck,
ae carriages; 1500 feet good rubber hose; value
ipparatns and supplies, $3cxx>, za volunteer
ibers; telephone, steam whistle and bell alarm,
hielman.
'ATER SupPLY^Direct pressure system; Holly
ps; 8 miles street mains; zz5 hydrants; pres-
,40 to ZZ5 pomids; annual expenses, $4500.
Scriber. Supt; S. M. Hoyt, Town Clerk.
[ilfravkee, Milwaukee Co., population "aoo,-
area, 17^ miles; fireworks orduance; causes
res investigated; buildings, brick and fraime, two
even stories; department consists of za steam
ines m use, z in reserve; 4 chemical engines in
I in reserve; 13 chemical exdnguishers; 5
ic and ladder trucks; za hose carriages in use, z
eserve; z water tower, zy fuel wagons; Siamese
plings used; 5 sets Pompier ladders; 89 horses;
50 feet rubber hose; 8600 feet cotton hose; value
ipparatus and supplies, including buildings,
3,Qoo; Z64 members, full paid; expenses in z'BSS,
7,sy>\ Gamewell alarm, 196 boxes; fire parrol
otained by insurance companies; A. G. Rose,
erintendent of patrol, z fireboat and a new
I panics to be added during Z889; Chief ap-
ited by commissioners. Jas. Foley.
/ATBR Supply— Lake Michigan, direct and
nping to reservoir; daily capaci^ of mstehinery,
00,000 gallons; Z3ao hydrants; z6a miles mains,
meter 6 to 36 inches; Z009 gates, various; 3533
:ers, Worthington; pressure, Z5 to 70 pounds,
erated by city. Geo. H. Bensenberg, Supt.;
H. Brown, Mayor; Geo. R. Mahoney, City
rk.
I on roe y Green Co., population 3596; z steam
;ine; z hand engine; z hook and ladder truck; a
e carriages; zsoo feet good cotton hose; 500 feet
»r rubber hose; zzo volunteer members. G.
urchill.
Vater Supply— zo cisterns; z reservoir. P. J.
iwsoo. Town Clerk.
^Beaaky Winnebago Co.. population t49to;
^. 350 acres; mercantile buildings, brick, two
nes; shingle roofs permitted; frame and brick
eliings, two stories; department consists of z
&m engine, z hand engine, z hook and ladder
CK, 4 hose carriages; Z150 feet good rubber hose;
• feet leather and zooo cotton, good; value of ap-
atus and supplies, $za,ooo; z building owned,
ue $iOQo; yc volunteer members; annual ex-
ises, $aooo; bell alarm. Chief elected by coun-
^ E, F. Wdckert.
J' ATER Supply— 7 reservoirs, river, mill-races
a 3 cisterns. S. M. Sykes, City Clerk.
New laisbon. Juneau Co.. population tzQ4a;
brick and wood buildings, two stories; z hose car-
riage; aso feet good rubber hose; hooks, ladders
and buckets; value of apparatus and supplies, $aoo.
N. M. Hess.
Water Supply— River and wells. C. E.
Wariner, Village Clerk.
New JLoBdOB, Waupaca Co., population about
aaSy: z hand engine; z book and ladder truck; z
hose carriage; zzoo feet good rubber hose; 80 vol-
unteer members. M. Brdiemier.
Water Supply— River. C. E. Diddnson,
Town Clerk.
New RiekMOBd, St. Croix Co., population
*Z40o; brick and frame buildings, one and two
stories; department consists of z chemical hand
extinguisher, z hook and ladder truck; value of
apparatus and supplies, $400; 40 volunteer mem*
hers: bell alarm. J. H. wT Lewis.
Water Supply— Wells and river. W. T.
Lambdin, City Oeric.
Nieolletty Brown Co., popnladon ao88; brick
and frame buildings, two stories; wooden T00&
permitted; department consists of z steam engine, z
hand eng^e, z hook and ladder truck, a hose car-
riages; 900 feet good rubber hose, zoo poor; 300
feet good cotton, aoo feet poor leather; 3 horses;
value of apparatus and supplies, $5000; member-
ship z6, z paid full time, z part time, i± volunteers;
annual expenses, $600; sieam whistle and bell
alarm.
Water Supply— River and 4 reservcnrs, ca-
pacity 900 barrels; as hydrants; a miles mains. A«
Wilcox, Town Clerk.
OeoBOMOWoe, Waukesha Co., population
3000; area, za8o acres; fire limit, 40 acres; mercan-
tile buildings: brick and wood, two stories; dwell-
ings, frame, two stories; department consists of
z steam engine, 4 chemical hand extin^shers; z
hook and ladder truck; Siamese couplings used;
zsoo feet good rubber hose; value of apparatus and
supplies, $5600; 3 buildings owned, value $33,000;
SO volunteer memt>ers; annual expenses, $300; bell
alarm. Chief appointed by oonncil. B. S. Young.
Water Supply— a lakes; 4 wells. B. J. Eger-
ton. City Clerk.
Oeonto City, Oconto Co., pmndation t488o;
area. 3000 acres; mercantile 'buildings, wood and
brick, two stories; dwellings, wood, two stories;
department consists of a steam engines; z hook and
ladder truck, 4 hose carriages; Siamese couplings
used; 9800 feet good rubber hose; value of appara-
tus and supplies, Szo,ooo; a buildings owned bv
department, value $6000; a8 members, a part paia;
annual expenses, $3000; bell alarm. Chief elected
by members of department and confirmed by com*
mon council. L. S. Bailey.
Water Supply— River; 6 cisterns, supplied by
wells. Chas. Neston. City Clerk.
OmrOy Winnebago Co.. population fzszo; hooks,
buckets and ladders.
Water Supply— River, wells and cisterns.
Oshkoshy Washington Co., population tas.ooo;
area, s^^ acres; fire limit, aoo acres; fireworks
ordinance; causes of fires investigated; mercantile
buildings, brick and stone, two stories; dwellings,
frame and brick, two stones; department consists
of 4 steam engines, a hook and ladder trucks, z hose
carriage, s hose carts; mills and factories own so
pumps; Siamese couplings used; 8000 feet good
cotton hose; zzoo feet cotton, fair; za horses; value
of apparatus and supplies, $a9,zoz; s buildings in
use by department, owned by city, value $so,ooo;
39 members, full paid; annual expenses of depart-
metit, $aa.ooo; telephone and telegraph alarm, 3s
boxes. Chief elected by common council. A. W.
w/J~ln Supply— Piwct presswe system; miU-
ow^^^^avc their own water supply; 34 miles street
206
Fire Protection and Water Supply.
WISCONSIN-C«»/«i««/.
mains and supply pipes; 244 hydrants; water pres-
sure, 100 pounds; annual expense of water depart-
ment, $16,000. F. Barnes, Supt.; E. E. Stevens.
Mayor; Jos. Powers, City Clerk.
Peshtigo, Marinette Co., population 11647;
area, 70 acres; fire limit, same; frame buildings, one
to three stories; shingle roo& permitted; i steam
engine; I hand engine; a hose carriages; i hook
and ladder tnick; 1000 feet good rubber hose; 200
food Imen; 600 poor leather; value of apparatus,
3000; I building, value $300; 43 volunteer mem-
bers; triangle alarm. F. O. Puseis.
w^hJi? "t^"'*^^,^T^^**' <^^J 3 tanks. W.
W. Hall, Town Clerk.
Platville^ Grant Co., population 12765; i
chemical engine; i hook and ladder truck; 500 feet
good rubber hose; 140 volunteers.
Water Supply— WeUs and cisterns.
Plymoatli, Sheboygan Co., population $1300;
area, 640 acies; mercantile buildings, brick, two
stories; wooden roofs permitted; dwellings, brick
and frame, two stories; department consists ofi
hand eni^ine, z book and ladder truck, a hose car-
riages; Siamese couplings used; icoo feet good rub-
ber hose; value of apparatus and supplies, $1500;
value of buildings belonging to department. $1000;
6s volunteer members; annual expenses, $75; bell
alarm. Chief elected by the companies. A H
Schram.
Water Supply— River and creeks. G. L. Gil-
man, City Clerk.
Portage City, Columbia Co., population
tssoi; I steam engine; i chemical engine; a chem-
ical extinguishers; i hook and ladder truck; a hose
carriages; 1400 feet good hose; aooo feet, fair; 2
men paid full time, 90 volunteers; a horses. J.
Muller.
Water Supply— Water-works; 7 miles of mains;
stand pipe, 80 feet high; 2 engines. Portage Water-
works Co., J. C. Brett.
Port WashingtOMy Ouzakee Co.. population
tx5i8; causes of fires investigated; frame buildings,
two to 4 stories; shingle roofs permitted; de-
partment consists of I hand engine, 4 chemical
hand extinguishers, ihook and ladder truck, z hose
carriage; Siamese couplings used; 900 feet cottoa
hose, good; 300 linen, poor; value of apparatus and
supplies, $3000; membership 80, volunteers; annual
expenses, $600; bell alarm. Chief elected by com-
pany.
Water Supply— 10 dstems, capacity 80 barrels
daily.
Prairie da Chien, Crawford Co., population
•4000; area. 1400 acres; fire limit, 1000 acres; fire-
works ordinance; mercantile building, brick, two
stories; wooden roofs permitted; dwellings, brick
and frame, two stories; department consisrs of 4
hand engines, 6 chemical hand extinguishers, i hook
and ladder truck, 4 hose carriages; 825 feet rubber
hose, eood; 200 feet poor; 1300 feet linen good;
value of apparatus and suppbes. $5000; 3 buildings
own^; value, $1500; i rented, annual rent fioo,
value $500: membership 125 volunteers; annual ex-
penses, $600; bell alarm. Chief elected by com-
pany, approved by coundl. — Helwid.
Water Supply— Artesian wells; i mile street
mains and supply pipes; diameter 4 to 6 inches; 10
hydrants; pressure 27 pounds; annual expenses of
water department, $210. J. Gcer, Jr.
Prescott, Pierce Co., population 1114; build-
ings, brick and frame; one and a half to four
stones; i hook and ladder truck; value of apparatus
^"w.'yfl!*'?^ ^^' beU alarm. J. S. Clemfnts.
Priaeetoiit Green Lake Co., popuk:-
buildings, stone, brick and frame, ose c i
stories; wooden roofs permitted; defartar::-
sists of I hand engine, z hook and ladtk: -rs.
hose carriage; 8000 feet good rubber boie; -^
of apparatus and supplies. Szsoo; Deifiber.'
volunteers; bell alarm. F. w. Cooke.
Water Supply— River. Edward Mondr :^
Clerk.
Raciae, Racine Co., population %^
steam engines; z chemical engme; z book u,.
der truck: 4 hose carriages; 8300 feet so« >
membership 46; telegraph alarm, 26 stieei : :
z8 horses. D. S. Abesser.
Water Supply— River; lake; artesiaa ^
stand-pipe and direct pumping; dail^ capac
Blake machinery. 3,000,000 gaUoos; ^ byci
33 miles mains; pressure Z85 pounds. -Lr
Superintendent. L. H. Coleman, Qty Qci
Aeedsbargb, Sauk Co.. popnlatioa^zxr?
works ordinance; causes of fires '\s^-?^
frame and brick buildings, two stories; depc:?
consists of z band engine; a cbemicai tii:
tinguishers, z hook and ladder truck, i :cs( -
riage; zooo feet good rubber hose, 50 pec -
feet leather, good; 600 poor; value of ^7^
$zooo; z bui&ng, value $500; raembcr^r'
volunteers; expenses for z888. $900; beH y^-
Chief elected by companies. G. W. Morga
Water Supply— Wells and 6 nannoirL
A. Wyse, City Clerk.
Ricliland Centre, Richland Co.. pcp^
Z358; buildings, brick and frame, two $=*■
wooden rooCs pfrmiittd; department conss: •'
steamer, z hand engine, z book and ladtlcf ^"
z hose carriage; Z400 feet of good nibbfr ' -
400 leather, poor; value of apparatus and s?:*
Szooo; membership 60. volunteers; bell a]<^
J. Bumham.i
Water Supply— Artesian well anddriff^
rect pressure svstem of water-works rect&i^J :
structed. K. W. Bastland. City Clerk.
RipoBy Fond du Lac Co.. popnlatios "'^
fireworks ordinance; mercantile boildiogs. >"
and brick, two stories; wood dwelling, tvo!-'^'^
department consists of z steam engise. i ^^
engine; Z500 feet good rubber hose; vslue of >?'*
ratus and supplies, $35,000; z bmldtog rc^
$zoo per year, value $700; 55 vohintecr nj<2^
annual expanses, $zooo; beil alarm. Cbiac^'
by companies. T. G. Sullivan.
Water Supply — a reservoirs. saRw*
pumping, capacity 2500 barrels daily; i ostere .
feet stieet maitis, diameter 4 inches; i «)'>
pressure, 85 pounds; annual expenses of wtff'
partment, %!$$- C. B. Dickinson. City Cteft
RiTer Falls, Pierce Co.. populatioo *i7^ '^
chemical hand extinguishers; z hand eagis^
W. Kaler. . ^,.
Water Supply— River. F. L. Pcmn. ->
Clerk,
SankCity, Sauk Co.. populatfon 917: ^^
brick and stone buildings; department coosis^^
hand engines, z hook and ladder trock, a lo»^^
riages; 500 feet good cotton hose; 500 i«* '^
hose, poor; value of apparatus and suppli^ ^^
volunteer members; bell alarm. Chio^
ty members. Paul Lachmund. ^j.
Water Supply— Rivers and 4 weDs. t. ^ ■
Town Clerk.
Sheboygan, Sheboygan Co., pop«Ia«>^^J
000; area, ao8o acres; fire limit, i^oo •«» ^.
fy
woiics ordinance; frame and brick _ ^_ _
stories; departroea[ has So m<^nibt^^-
volunteer; 2 steam engines; i banU t' i- ^ ^
and ladder truck; 3 hoie carrisagcs. ^J *''^" |^
lings used; 2200 feet good rubber hcse^ ^'^^
value of apparatus, etc., ^ioo,o«j; 4 ''"^
Fire Protection and Water Supply.
2oy
e $15,000; annual expenses, $9000; telephone
m. Chief elected by Mayor and council, J.
drock.
^ATER Supply— Cisterns and artesian wells;
sr-works; 16 miles mains, 4 to 20 inches in di-
ter; 243 hydrants; stand-pipe, 140 feet high; a
ips, capacity 1,500,000 gallons each; z fire pump,
isure 50 to zao pounds. W. S. Kuhn, W.
iz.
parta, Monroe Co., population t3796; i steam
ine; z hook and ladder truck; a hose carriages;
feet good rubber hose; 500 feet good cotton; 25
I paid part time. W. J. Summ^eld.
t^ATER SupPLY—Creek and 6 cisterns. Wm.
ton. City Clerk.
teTena Point, Portage Co., population t^ooo;
ATorks ordinance; causes of fires investigated;
cantile buildings, wood and brick, two stories;
artmeot consists of a steam engines, z hand
ine, z hook and ladder truck, 4 hose carriages;
nese couplings used; 6 horses; value of appara-
and supplies, $z7.oao; 3 buildinjgs owned by
artment. value $6000; membership 30, a paid;
ual expenses, $3|^; telephone alarm. Chief
:ted by dty coundi. Owen Clark.
^ATBR Supply— River and well; Holly direct
id-pipe system; daily capacity of machinery,
0,000 gallons; Z33 hydrants; ^% miles mains; 36
es, various; pressure, 60 to 00 pounds. W. O.
nroux, Supt.; Owen Clark, Major; J. Stumpf,
y Clerk.
tonirktOBy Dane Co., population *30oo; a
mical engines; 3 hose carriages; z hook and
der truck. W. Atkinson.
SKATER Supply— Reservoir; direct and gravity
tern; Deane pumps, 34 hydrants; 3H miles
ins, diameter 4 to zo inches; za gates; works cost
1,000; annual expenses, Siaoo; pressure, 70 to zao
inds. £. Daws, Supt.; B. E. Wait, Town Clerk.
Itnri^eoB Bay, Door Co., population *9ooo;
Idings, frame and brick, two and three stories;
)den roofs permitted; department consists of z
im engine, 4 chemical nand extinguishers, z
»k and ladder truck, a hose carriages; 3500 feet
g^ood rubber hose; Z675 feet of good linen; a
ses; value of apparatus and supplies, $4000;
nbership 38, za paid part time, ao volunteers;
lupl expenses, $z^o; oell alarm. James H.
iott.
Vater Supply— Bay; Z4 reservoirs, capadty
barrels each. Jacob Debos, City Clerk.
Pomaliy Monroe Co., population 1x8x9; ^^^
rks ordinance; frame and brick buildings, two
ries; shingle roofs permitted; department con-
s of 3 chemical engines, z hook ana ladder truck,
ose carriage; 500 feet rubber hose, aood; value
ipparatus and supplies, $«ooo; z building owned
citv, value $4500; membership 50, volunteers;
lual expenses, $3cx>; bell alarm. Chief elected
department, confirmed by council. C. M.
ompson.
Vater Supply— Wells. F. E. Johnson, City
:rk.
Two RlTerflf Manitowoc Co., population t950o;
team engine; z hook and ladder truck; z hose
riage; Z300 feet good linen hose; 4a men, volun-
rs; steamer owned by manufactunng company.
Wilkins, W. Hurst.
V^atertowBy Jefierson Co., population 18487;
team engines; a hook and ladder trucks; ± hose
riages; ^00 feet rubber hose, in good condition;
len paid full time, zi8 volunteers; fire patrol, in-
porated, ao men. W. C. Stone.
Vater Supply— River and 9 dstems. Wm.
ber. City Clerk.
Vankealia, Waukesha Co., population "5000;
a, i>^ sauare miles; fireworics ordinance; mer-
itile builmngs, brick and stone, two and three
stories; dwellings, frame, stone and brick, one and
a half to two and a half stories; department consists
of z steam engine, z hook and ladder truck, 3 hose
carriages; Siamese couplings used; Z500 feet rubber
hose, m good condition; zooo feet cotton, eood;
value of apparatus and supplies, $xaoo; z building
owned by department, value $6000; membership
481 3 paid; bell alarm. Cbief elected by department
and village board. Charles Cook.
Water Supply— River, springs and wells;
pump attached; water whed at mill; water^works
Duilt but not accepted; Z% miles of mains. Joe
Hughes, City Clerk.
Waupaca, Waupaca Co., population tz8io;
area, 3560 acres; brick and frame buildings, two
stories; z steam engine; z hand engine; a chemical
hand extinguishers; z hook and ladder truck; a
hose carriages; z8oo feet good rubber hose; 300
feet fair; value of apparatus, $4000; z buildmg
owned by city, value $700; 50 volunteer members;
annual expenses of department, $z5o. Chief
elected by company. A. G. Nelson.
Water Supply— River, 6 cisterns; capacity, 500
barrels daily. Jeff Woodworth. City Clerk.
Waapnn, Fond du Lac Co., population ^3500;
z chemical engine; 3 chemical extinguishers; z hand
engine; z hook and ladder truck; z hose carriage;
500 feet rubber hose, good; 75 men, volunteers.
Water Supply— Cisterns. R. W. Oliver, Town
Clerk.
Wanaaa, Marathon Co.. popttlation t88zo; a
hose carriages; horse; 3500 feet rubber hose, in
good condition; z book and ladder truck; z patrol
company; telephone alarm; Z4 menpaid full time;
balance paid when on duty. John U. Gebhart.
Water Supply— Water-works; direct system;
9 miles of mains; 9a hydrants. Philip Ringle,
Supt.; Ed. Stoddard, City Clerk.
West Bead 9 Washington Co., population
*Z3ao; area, zaoo acres; fire limit, 500 acres; mer-
cantile buildings, bridt, two stories; department
consists of one hand engine, z hook and ladder
truck, 3 chemical hand extinguishers, z hose car-
riage; 350 feet rubber bose, good; 400 feet poor;
800 feet linen, good; value of apparatus and sup-
plies, $3500; z building owned by dty, value $375;
membership 60, all volunteers; annual expenses,
$z5o; bell alarm. Chief elected by members.
Peter Boden.
Water Supply— River and four cisterns, sup-
?lied by pumping firom river. T. V. Wittman,
;ity Clerk.
West Depere, Brown Co., population 3500; z
steam engine; z hand engine; z hook and ladder
truck; 3 hose carriages, aooo feet rubber hose,
good; zooo feet poor; z man paid full time; a$
volunteers. H. Collette, Jr.
Water Supply— Artesian well, pressure 40
pounds. J. P. WiUard, A. Wilcox.
Whitewater 9 Walworth Co., population *5ooo;
buildings, frame and brick, two stories; fire depart-
ment consists of z hook and ladder truck, z hose
carriage; zooo feet good rubber hose; 500 feet cot-
ton, poor; value of apparatus and supplies, $3500;
membership 35, all volunteers.
Water Supply — Creek; direct pressure; zooo
feet of mains; 3 hydrants; water-works to be con-
structed during zSBq. Howard J. Sabsbury, City
Clerk.
The following places have no fire protection:
Albany, Green Co., population 800. Arcadia,
Trempealeau Co., population 800. Bangor, La
Crosse Co., population 500. Barron, Barron Co.,
population 700. Bayfield, Bayfield Co., popula-
tion jfyea. Bloomer, Chippewa Co., population
800. moomington. Grant Co., population 680.
Braurt^n, Fond du Lac Co.. population 700. Cam-
briii ^gglumbia Co ^V>i!^oa 5i»- Cassville,
208
Fire Protection and Water Supply.
Trant Co., population 900. Chetek, Barron Co.,
population 000. Chilton, Calumet Co., population
1500. Clear Lake, Polk Co., population 804. Clin-
ton, Rock Co., population xooo. ClintonYille,
Waupaca Co., population 11x7. Colby, Claik Co.,
<oo. Cumberlano, Barron Co., population 643.
Eagle River, Oneida Co.. population 800. Elroy,
Juneau Co., population 1500. Fifield. Price Co.,
C>pulation 500. Fountain City, Bu£Galo Co., popu-
tion zooo. Fox Lake, Dodge Co., population
zioo FulioD. Rock Co., popiuation coo. Green-
wood, Clark Co., population 50a Hurley, Ash-
land Co., population 100. Independeoce, Trem-
pealeau Co., population 500. Juneau, Dodge Co.,
population 600. Kilbourn City, Columbia Co.,
population izoo. Knapp, Dun Co., population
600. Lake Geneva. Walworth Co., populatiion
aaSz. Lake Mills, Jefiferson Co., population 837.
Lnlyard, Outagamie Co., population Z250. Lodi,
Columbia Co., population 725. Markesan, Green
Lake Co., population 700. Medford, Taylor Co.,
population zaoo. Merrillan, Jackson Co., popula-
tion 1003. Miltoo, Rock Co.. population 693. Mil-
ton Junction, Rock Co.» population 600. Mineral
Point, Iowa Co., population 3000. Mondovi, Buf-
falo Co., population ^oa Montello, Marquette
Co.. population Sao. Wecedab, Juneau Co., popu-
lation a^zo. WeiUsville, Clark Co., population sooo.
New Halstein, Calnmet Co., population Z640.
Onalaska, La Croase Co., popolatioo laoo >
fon, Dawe Co., population 600. Osodni::-
'oik Co., population 500. Palmjia, Je&?
Co., population 800. Pepin. Ptepin Co.. ;qw
tion Z5Z5. Phillips. Pnce Co., popnlatkr tr
Phlox, Langlade Co., populatkm tool PfErjf
Wood Co., popnlation tooo. Poynctte. Cms-
Co.. population 750. Rhinelander. Onofr .'-
population 800. Rice Lake, Bairoa Co., pK'->
tion Z500. St. Croix Falls. Polk Co.. popir:;
500. Seymour, Outagamie Co.. popolafias
Sharon, Walmorth Co., populatioo 850. Sksxe*
Shawano Co., population 1400. Sbeboygai f C-
Sheboygan Co., population 1155. Shalisbzri ^
Fayette Co., population zz68. Spencer. Bdx.-r^
Co., population zooo. Sprine^ Co-een. Saak C:
population 600. Sun Prairie, X>ane Co., pop«B-
600. Superior, Douglas Co., populatioe z.
Theresa, Dodge Co.. population 1979. llsr
Clark Co., population jno. Tonudiawk, Uc
Co., population zooo. Trempealeau, Trevfrie.
Co., population 700. Viroqna. Vemoa Co',
ulation ijoo. Washburn, Bayfidd Co.. paiMk::r
aooo. Waterford, Radne Co.. popuUiiaB '^
Waterloo, Jefferson Co.. popalatkMi 721. T^-
field, Marquette Co., population 500. WestSacr.
La Crosse Co.. popnlation 600. Weyaan;.
Waupaca Co., population 732; WiBiieoonii&>^
nebagoCo., popnlation Z500. Wittesbei
wano Co., population looa Woncwoc.
Co. , popnlaaon 800.
WYOMING.
CheyeBBe CitTf Laramie Co., jpopulation
*90oo; 2 steam engines; 3 chemical eztmguishers,
not used; x hook and ladder truck; 6 hose carriages;
a hook and ladder trucks; aooo feet rubber hose,
good; 6000 feet cotton, good; telegraph alarm, 9
street boxes; 225 men. yolnnteera. L. A. Warla-
mont.
Water Supply— Water>works; gravity system;
Z3 miles of mains; zoo hydrants; pressure, Z50
pounds; 4 cisterns; 2 engines on main line pipe for
extra pressure. J. W. Hammond, John Roberts,
Supt.; W. L. K. KendaU, City Clerk.
ETftBatOBy Uintah Co.. population Z277; brick
and wood buildings, one and two stories; wooden
roofs permitted; department consists of z hand en-
gine, z hook and ladder truck, i hose carriage zoo
feet ffood rubber hose; bell and whistie alarm. G.
F. Chapman.
Water Supply— Wells and irrigating ditches.
J. Knight, Town Oerk.
Laramley Albany Co., population *5ooo; fire-
works ordinance; mercantile buildings, brick, two
stories; wooden roofs permitted; frame dwellings,
one and a half stories; department consists of z
steam engine, z hook and ladder truck. 4 hex :r
riages; Siamese couplings used; 8000 ieet good rj-
ber hoae, zuo feet good cotton hose; Taine d s-
paratns and supplies, $5500; x baildiiMB cm^ •'
city, value $600; z«> voimiteer meaabcR; a=»
expenses, $600; btil and whistle alarm. C^
elected by members. Otto Giamm.
Water Supply — z reservoir, aoppfie^ *
springs, capacity 2,000,000 gallooa daOy; 3;^ &«
street mains, diameter 3 to za inches; 04 Syifccs
water pressure, ak pounds; aaBoal expecsa -
water department, $zoa C. E. Golden. Qty Cn
Boek NpriBiT'f Sweetwater Co.. popdc^
9000; department, z hoae cart, xooo feet tea >
members. J. A. Ingalls.
Water Supply— River; reservoir systea^ ^
hydrants, Z5 miles mains; gates and oselers; pcbs*
6a pounds; annual expenses $6000. C. F. Aar^
Pres.; T. Whichin, Supt., Robert Suitfa. :■-«'•
Oerk.
The following places have no fixe pnecrr
Bufialo, Johnson Co., popukakm Sdo. Ik^*
Converse Co., population zooo. Losk. Ijosl'
Co., population 500.
Dominion of Canada,
manitoba.
BrasdoB. Selkirk Co., population 3500; brick
and frame buildings, one and analf and two stories;
wooden roofs permitted; department consists of z
steam engine, z chemical engine, i hook and lad-
der truck, 3 hose carriages; zaoo feet good tubber
hose, 300 feet poor; zooo feet good cotton; 800 feet
good linen, 200 poor; 3 horses; value of apparatus
and supplies, $zo,ooo; membership, z fiilljpaid, az
part paid, Z4 volunteers; bell alarm. E. G. Wish-
well.
Water Supply— River; 5 reservoirs, 40,000 gal-
lons each; K of a mile of mains; a hydrants. J C
Kerr, Town Clerk.
EBMnoB— Population 700: x steam es^ •
hose carriages; z^ feet cood rubber hose; vofa**
teer department. E. P. Biacktock.
Water SUPPLY--River and cistenis. J '<■•
Philips, Town Clerk.
Portage lA Prairie— P<^iQhitioQ ^ato; £««
buildings, one to three ttoties; ahiac^c nob pr-
Fire Protection and Water Supply.
2og
ted; department consists of i steam enrane, a
tniical hand extinguishers, i hook and ladder
ck. 2 hose carriages; Siamese couplings used;
feet rubber ho^ good. 500 feet poor; 500 feet
>d cotton; zooo feet ^ood linen; a horses; value
ipparatus and supphes, $6758; z building owned,
ae $2500; membership 55, part paid; annual ex-
ises, $700; bell alarm. 0. Roburgh.
Vat BR SUPPLY~5 cisterns, filled br engines;
Us and tanks. R. C. Brown, Town Clerk.
^innipeg^PopuIation '25.000; fireworks ordi-
)ce; causes of fires investigated; mercantile
Idings, bride, three to five stories; metal roofs;
eilings, brick and frame, two and three stories;
)artment consists of 4 steam engines, 3 chemical
{ines, 4 chemical hand extinguishers, z hook and
der truck, 7 hose carriages; Siamese couplings
;d; 4000 feet good cotton hose; zaoo feet rubber.
poor; aooo feet linen, good; 3000 feet new rubber;
Z7 horses; value of apparatus and supplies, $50,-
000; 4 buildings, value $58,000; membership ^,
full paid; annual expenses, $32,000; fire alarm tele-
graph, 5z boxes. Chief elected by coimcil; fire
patrol. W. O. McRobie.
Watbr Supply— Water-works; direct pumping
system; z6^ miles street mains, diameter 4 to za
inches; 40 hvdrants; pressure 75 pounds; water-
works ownea by private company. J. £. Hannah,
C. G. Brown.
The following places have no fire protection:
Manitou, Dufferin Co., population 500. Minne-
dosa, Minnedosa Co., population 8co. Morden,
Dufierin Co., population 700. Nepawa. Beautiful
Plains Co., population 550. Pilot Mound, Shoal
Lake Co., population 500. St. Boniftice, Selkirk
Co., population 3000. Selkirk, Lisgar Co., popu-
lation zooo.
NE^V BRUNSWICK.
Dhatliaai:*-Population '7873; fireworks ordi-
nce; causes of mes investigated; frame buildings;
panment consists of z steam engine, 2 hand en-
les, 3 hose carriages, 3 fire tugboats; Siamese
iplings in use; 2500 feet good rubber hose; 500
ar; 500 leather, ^ood; value of apparatus, etc.,
000; 3 buildings in use, value $3000; 48 volun-
T members, za paid full time; annual expenses,
3oo; bell alarm.
ABATER Supply— River; 6 tanks.
PTederictoB— Population *7ooo; 2 steam en-
les; z hook and .ladder truck; 2 hand engines; 5
se carriages; rubber hose, good; paid department.
Lipsett.
Water Supply— Water-works; direct system;
miles mains; 8z hydrants; pressure, zao pounds.
Burchill. C. W. Beckwith.
Kuagston — Population aooo; stone and brick
ildings, three stories; wooden roo£i permitted;
^rtment consists of a steam engines, z hand en-
le, z chemical engine, 4 chemical extinguishers, z
3k and ladder truck, i hose carnages; aoo feet
c>d rubber hose, zoo feet poor; z8oo feet good
ton; zaoo feet good linen; zoo feet leather; value
Ipparatus and supplies, $30,000; 7 members paid
I time, ao volunteers; annual expenses, $9000;
eeraph alarm, zo street boxes.
^ATSR Supply— Lake; z reservoir, 300,000 gai-
ts capacity; gravity; a^ miles mams; 43 hy-
tnts; 35 pounds pressure. J. L. Harris.
IIoiietoii--Population "7000; area, zooo acres;
\ limit, same; fireworks ordinance; causes of fires
estigated; mercantile buildings, brick and wood,
ee stories; wooden roofs permitted; wood and
ck dwellings, one and three stories; department
isists of z steamer, z hook and ladder truck, z
:>k and ladder sled. 3 hose wagons, 3 hose sleds,
alvage wagon; shut-ofi noszles and Siamese ooup-
gs used; 3200 feet good cotton hose; a horses
ned, 3 hired; value of apparatus and supplies,
(.,000; 44 paid members; electric fire alarm;
ver striker, Z3 boxes, etc.; annual expenses,
x». Chief appointed by Mayor and council; rail-
y has private brigade. G. Arkman.
PLATER Supply— Reservoir, supplied by springs
d brooks; diameter of main, za inches; 33 hy-
mts; pressure, 30 to 35 pounds; annual expenses
vater department, $z5oou T. Robb.
Vew Cattto— Population 3500; frame and brick
buildings, one and a half and two stories; z steam
engine; z hand engine; 3 hose carriages; aa5o feet
good rubber hose.
Water Supply— Good.
Portland, St John Co.; area, 4000 acres; fire
limit, 640 acres; fireworks ordinance; causes of fires
investigated; brick and frame buildings, two and
three stories; a steam engines, ^ hose carriages;
Siamese couplings in use; 600 feet good rubber
hose. 700 poor; 3000 good cotton hose; 800 good
leather, aoo poor; 6 horses; value of apparatus, etc.,
$30,000; 3 buildings used; ao hosemen paid yearly,
7 part time; telegraph alarm, Z5 street boxes. Chief
chosen by Mayor and aldermen; annual expenses,
$6000. J. Johnson.
Water Supply— a reservoirs, capacity, zo,ooo,-
000 gallons daily; (irj% miles street mains; diameter
4 to 24 inches; zza hydrants; 50 to 70 pounds pres-
sure. G. Murdoch, Supt., J. F. Godard.
St. Joka— Population *3a,ooo; 4 steam engiaei,
z hook and ladder truck, 5 hose carriages; 4000 feet
good rubber, cotton and leather hose; horses; zz
paid members, 44 call men. J. Kerr.
Water Supply— Water-works; gravity pres-
sure; ^3 miles of mains; Z69 hydrants. G. Mur-
doch, B. L. Voters.
Woodstoeky Carleton Co., population *30oo;
buildings, brick and wood, two ana three stories:
department consists of z steamer, a hand engines, z
hook and ladder truck, 7 hose carriages; aooo feet
good rubber hose; 500 poor; zooo cotton; zooo good
leather; aoo poor; z horse; value of apparatus and
supplies, $zz,3oo; members, 25, a full paid, 33 part
paid; expenses in z888, $Z5ck>. H. J. Dibble.
Water Supply— Water-works; direct pressure;
t steam pumps, capacity aooo gallons per minute;
miles street mains; 79 hydrants, pressure, 70 to
zoo pounds; works cost $67,000; annual expenses,
$a5oa D. Munro, Supt.; R. K. Jones, Mayor;
Wm. Skillin, City Clerk.
The following places have no fire protection:
Bathurst, Gloucester Co., population zzoo. Cara-
quer, population zooo. Hillsboro, Albert Co., pop-
ulation 904. St. George, Charlotte Co., pooula-
ulation, 2412. St. Martin, population aooo; Sack-
ville, Westmoreland Co., population 4000. Shediac,
Westmoreland Co., population 700. Sussex,
Kings Co., population Z500. Tracadie, popula.
tion xaoo.
210
Fire Protection and Water Supply.
NOVA SCOTIA.
Amherst — Population *45oo; buildings, stone,
brick and frame, one and a half to three stories;
wooden roofs permitted; department consists of z
steam engine, z chemical engine, 6 chemical ex-
tinguishers, z hook and ladder truck, 3 hose car-
riages; zooo feet good rubber hose; 500 good cot-
ton; 500 good linen; membership 35, volimteers;
annual expenses, $300; bell and telephone alarm.
D. M. Robb.
Water SuppLV-^Springs; 6 tanks; z has 02,400
gallons capacity, others zo,ooo gallons eRch. J.
ling.
Briilgetowiiy Annapolis Co.. population zooo;
buildings, irame, two stories; wooden roots; de-
partment consists of z hose carriage; Z2oo feet
leather hose; 750 feet good rubber; vtjue of ap-
paratus and supplies, $zaoo; members Z5, volun-
teers; bell alarm.
Water Supply— z reservoir, capacity 750,000
gallons; gravity pressure; 4 miles street mains, sa
hydrants; pressure, zoo pounds; works cost $90,000;
Cfommissioners in charge. J. L. Cox, Supt., Alonso
Daniels, County Clerk.
Bridgewmter— Population *36oo; frame build-
ings; z steam engine; 2 hose carriages; z hook and
ladder truck; zooo feet rubber hose; volunteer com-
pany, 50 men. R. A. Logan.
WATER Supply— River and tanks.
Cannliigy Kings Co., population ^900; buiki-
ings, stone and irame, one and a half stories; de-
partment consists of z hand engine; 350 feet good
"" s, $zooo;
nose; value of apparatus and supplies,
bers Z3 volunteers. E. M. Beckwith.
Water Supply— Tanks and wells; Z500 feet
mains. E. M. Beckwith.
Dartmoiith— Population ^4500; area, Z533 acres;
fire limit, same; frame buildinn, two and three
stories; shingle roofs permitted; department con-
sists of z steam engine, a hand engines, 6 chemical
band extinguishers, a hook and ladder trucks;4 bo*e
carriages; Z500 feet good rubber hose; zioopoor;8
horses, hired; value of apparatus and supplies,
$6400; a buildings owned, value $6000; member-
ship 62, 9 paid; annual expenses, $500; bell alarm.
Chief elected by council; fire patrol 20; annual ex-
penses of patrol. $250. W. R. Stems.
Water Supply— Lakes and harbor. A. Elliott,
Town Clerk.
Halifax— Population * 40,000; 3 steam engines;
z hand engine; 2 hook and ladder trucks; a ladder
sleighs; za hose carriages; 8 hose sleighs; 9 horses;
5200 feet good rubber nose; 2000 cotton, good; fire
alarm telegraph; za houses; membership z8o; Z4
paid; expenses of department, S9445. T. Spelman.
Water Supply— Water-works; gravity system;
fo miles street mains, diameter 6 to 24 inches; 350
ydrants. £. H. Keating, T. Ryan.
liancnbarg, Lunenburg Co., population 3000;
buildings, frame, one and one-half^and two stories;
wooden roofs permitted; department consists of z
steam engine, a hand engines, 6 chemical extin-
guishers, z hook and ladder truck, 5 hose reds, 4
hose carriages; aooo feet good rubber hose; 400
feet good linen; 400 feet leather, poor; value of ap-
paratus and supplies, $z3,5oo; membership ^, vol-
unteers; annual expenses, $Z5o; bell alarm. E. L.
Nash.
Water Supply— a reservoirs, 45.900 gallons
each, and sea. W. T. Lindsay, Town Clerk.
New Glasgow— Population ^4000; area. 2560
acres; fire limit, zooo acres; frame buildings, two
stones; shingle roofs permitted; department con-
sists of 2 steam engines, z hook and ladder truck. 5
hose carriages; Siamese couplings used; a3Co feet
good rubber hose, aoo feet poor; 900 feet good
cotton; 900 feet good leather, zoo poor^n^'
apparatus and suppUes, $12,000; z building vti
value $ZZ75; membership 56, vohuteers; vmu
expenses, $942; bell alarm. R. A. WaQKr.
WATER Supply— River; water-works: pc*
reservoir; 41 hydrants; 8 miles mains, diaoctr::
. Z2 inches; 36 gates; 2 meters; sand filtntio: '^
sure, 95 pounds; works cost $70,000; aasu.:
penses, $zzqo. D. Ormiston. Supt; A. M. Fv
Town Clerk.
North STdney, Cape Breton Co.. mt--
*Z500; buildings, frame, one and one-bu »:*
stories; wooden roofs permitted; departDcs!^
sists of z steam engine, z hand enjpne, i boa -
ladder tnick, 3 hose carriages, a fueboats; i£*
good rubber hose; 800 feet good linen; vihs-
paratus and supplies, $8000; membenbip.:'^-
40 volunteers; annual expenses, $340: beilaif:
Water Supply— Harbor ana a Urietau
J. N. Armstrong, Town Clerk.
Plcton— Population •3200; departmcat cs^
of a steam engines, z hand engine, x book >-'''-
der truck, 5 hose carria^; 2500 feet good r^
hose and zooo feet servicoible; 70 ▼dhioteei:^
Geo. W. Fullerton.
Water Supply— Harlwr, dsteins ande-
G. D. Ives, Town Cleric
SjdaeTf Cape Breton Co.; boOdiogi. ^;
two and three stories; wooden roo6pem:?ef '
partment consists of z hand engine, i book t».^
der truck, z hose carriage; 400 fset go^*^ 1
hose; valoe of apparatus and supplies, fxt: •
members, paid part time; annual ezpeoses. >? 1
b^ alarm. . I
Water Supply— Harbor and weflv ■ |
HiU, Town Clerk. 1
Tmro— Population •6000; departuwat c^^J
of z hand engine, 3 hook and ladder tncks.;* 1
carnages; azoofeet rubber hose; 500 fee ^' |
volunteer department; fire alarm tdegrafw- ^
Water Supply— Water-works; d»«iP^
system; 6 miles of mains; 38 ^ydiuts; at jr
pressure, zoo pounds; works cost %S^Sif^
expenses, $zooo. S. G. Chamben, Cv
Commissioners; A. L. Arehibaki. SupC '^
McCallum, Town Clerk.
WiBdaoT, Hants Co., populadon_Nooff 1
ings, brick and frame, two stories; voodea
pmiitted; department consists of z hook tfid j
truck, 4 hose catriages; 400 leet good nbb^
900 feet poor; 600 feet good cotton; 600 vt
linen: 600 feet poor leather; value of appar^
supplies. $a,ooo; 48 volunteer memben; ac"^
penses, $50; bell and telephone alaim.
Water Supply— Lake; gravity and fiff^
tern; 9K miles of mains; 54 hydrants; ^
fressure; works cost $52,ooa G. P. Sosa ^
'. W. Dimock. Town Oeric
Taratoath- Population *]S35o; area. i^\
fire limit, same; fireworks ordmance; causes;
investigated; mercantile buildings, brick aaci
two and three stories; wooden roo^ P^
dwellings, wood, one and three stories; ae?»
consists of 2 steam engines, 2 hand cngiiKs
and ladder truck, 4 hose carnages; vtBif»
lings used; 2800 fieet cotton hose; 8 bono
value of apparatus and supplies, $x^oao: ;
ings ownea, value $2000; zso inc»'>5L'.
annual expanses, $4oix>; bell alarm. Cbic
by wardens. G. R. Smith. ^-
Water Supply— Gravity sTstem: c*^
wells; 6 miles street mains, mameter 4 1^^;
50 hydrants; water pressure. 5^ pouiid}
works owned by private corporation.
The following places have no fire F*^-
Fire Protection and Water Supply.
211
dia Mines, Colchester Co., population 4000.
lapolis, Annapolis Co., populattoa 1500. An-
nish, Antigonish Co., population 1500. Bar-
:toD, Shelburne Co., population 1800. Berwick,
gs Co., population 1500. Digby, Digby Co.,
ulation aooa Gabarouse, Kings Ca, popula-
tion 1900. Kentville, Kings Co., population 9000.
Liverpool, Queens Co., population 3600. Parrs-
borough, Cumberland Co., population 1800.
Spring Hill, Cumberland Co.. population 3000.
Stellarton, Pictou Co., population 3000. Wol/ville,
Kings Co., population 1000.
ONTARIO.
Llmonte— Population 3000; zhand engine; 3
e carriages; z steam engine; z6v> feet good
e, 600 feet poor; 33 volunteer members. R. Pol-
c.
/ ATER Supply— Rivers and cisterns. L. Coul-
Town Clerk.
kmherstborgh — Population '2500; i steam
;ine; 3 hand engines, i worthless; 3 hose car-
ies; 1500 feet good cotton hose; volunteer com-
ty, receives $aoo annually; z man paid. J. A.
ch.
Vater Supply— Wells. J. Templeton, Town
trk.
Lrnprior— Population *a5oo; z steam engine;
and engine; 3 nose carriaffes; z hook and lad-
truck; 900O feet good rubber hose, 1000 feet
>r; 75 members, 50 part paid, 95 volunteers.
Vatkr Supply— Rivers and dstems. G. B.
ilson. Town Clerk.
kshbvrBbun, See Peterborough.
kjlmer — Population ^9500; area, 800 acres;
! limit, zo blocks; fireworlcs ordinance; causes of
ts investigated; mercantile buildings, brick, two
1 three stories; shingle roofs permitted; dwell-
;8, wood and brick, two stories; department cen-
ts of z hook and ladder truck, with ladders,
'.es, ropes, etc; 9 hose reels; 450 feet good rub-
r and cotton hose. G. M. Smith.
A'^ATSR Supply — Creek; direct pressure;
orthington pump; daily capacity, 935,000 gai-
ts; 93 hydrants; 3K miles mains; 6 gates; pres-
-e 45 to 90 pounds. A. Milne, Supt.; W. A.
3ver. Town Clerk.
Barrie— Population '5700; z steam engine; 9
le carriages; rubber and leather hose, good;
unteer department. G. G. Smith.
^ATBR Supply — Bay and dstems. Henry
d, Town Clerk.
BelleYille— Population *zo.ooo; area, z8oo
es; fire limit. 100 acres; fireworks ordinance;
srcantile buildings, brick and stone, three and
r stories; dwellings, bnck, stone and wood, one
three stories; department consists of 9 steam
pnes. z hook and jadder truck, 7 hose carriages;
(nese ocupUngs nsed; 9500 feet rubber hose,
*; 3000 feet cotton hose, good; 3 horses hired;
ue of apparatus and supiHies, $zo,ooo; z build-
: owned, value $5000; z rented at $350 per year,
ue $3oco; membership 05, 35 paid, 91 vulun-
rs; annual expenses. $5§oa; l)ell alarm. Chief
cted by city council; department to be reorgan-
J. W. H. CampbeU.
Vater Supply— 5 reservoirs, supplied from
fir, capadty 175,000 gallons daily; water-works;
ect system. G. H. Pope, Supt.; W. J. Diamond,
ijor; D. B. Robertson, City Clerk.
Berlin— Population *75oo: department consists
^team engine, z hand engine, ahook and ladder
Hs; q hose carriages; 1500 feet hose, good; vol-
(eer ciepartment. G. Huck.
^ATER Supply— Lake; stand-pipe system:
^hington pumps; capacity 9.^00.000 galkns; 75
hants; 9 miles mains; 45 Ludlow gates; z6
pn meters; works cost S90.000. H. J. Bowman,
pt-; L. J. Breithaupt, Mayor; I. Bowman, Town
ItonkeiMy Kent Co., population zaza; build-
jl» frame and brick; one and one-half and two
stories; wooden roofs permitted; department con>
sistsof z hand engine, z chemical hand extinguisher;
z hose carriage; 500 feet of good cotton hos*-; value
of apparatus and suppUes, $850; membership 45,
volunteers; annual expenses, $z6o; bell alarm. J .
H. Ferguson.
Water Supply— Tanks. J. W. Gibson, Town
Clerk.
Bobcayiceon— Population *zooo; area. 400
acres; fire limit, zoo acres; mercantile buildings,
brick and wood, two stones; wooden roofs permitted;
dwellings, wood, brick and stone, two stories; de-
partment consists of 4 hand engines, z hook and
ladder truck; 900 feet rubber nose and 900 feet
linen hose, good; value of apparatus and supplies,
$300; z building owned: value $roo; 90 volunteer
members; bell alarm. S. W. Crabtrce.
Water Supply— River and canal. J. Jankin,
Town Clerk.
Bothwell, Kent Co., population zooo; build-
ings, btick, one and one-half and two and one-hall
stories; wooden roofs permitted; department consists
of z hand engine, 9 hose carriages; 500 feet good
mbt>er hose; 300 feet poor; value of apparatus and
supplies, $9000: membership 95, paid part time;
annual expenses $900; bell alarm. H. Richards.
Water Supply— Tanks. Geo. Moore, Town
Clerk.
Bowman Yille— Population '4500; z steam en-
gine, z hand engine; 3 hose carriages; azoo feet
hose, good; paid depanmenr.
Watbr Supply— River and cisterns. R. Win-
datt, Town Clerk.
Brnaiptony Population, *3zoo; area, Z400 acres
fireworks ordinance; buildings, brick, two and three
stories; shingle roofs permitted; department consists
of z hook and ladder truck, 4 hose carriages; 900 feet
rubber hose. 300 feet cotton hose, good; value of ap-
paratus and supplies, $9000; buildings, $1000;
memtiership 60, all volimteers; annual expenses^
$900; bell alarm. Chief elected by counsel. J. J.
Manning.
Water Supply— Water-works; gravity system;
lake; 4H miies street mains, diameter 6 to Z9 inches;
4Z hydrants; pressure. 53 pounds. J. M. Culla,
Town Clerk.
Bran tford— population *Z9,ooo; area, zySz
acres; fireworks ordinance; buildings, brick, one to
three stories; wooden roofs permitted; department
consists of 9 chemical hand extinguishers, i hook
and ladder truck, 3 hose carriages; 9000 feet rubber
hose, good; 900 poor; 1800 feet linen hose, good;
value of apparatus and supplies, $zz,ooo; 9 buildings
owned, value $9500; membership 89, volunteers; i
horse; annual expenses $x5z8; bell and telephone
alarm. Chief elected by department, approved by
counciL J. McCann.
Water Supply— Direct pumping system; z res-
ervoir, supplied from creek, capacitor 750,000 gal*
Ions daily; 9 miles street mains; diameter 6 to 9
inches; 9Z hydrants; annual expenses of water de-
partment, $9500. L Cockshutt, J. Woodyatt.
BroekYille— Population *85oo: causes of fires
investigated; buildings, brick and stone, two and
four stories; wooden Tools permitted; department
consists of I steam «xig>oe.anand engines, 50 chem-
ical K««d cxtinguisViet*. * ^^^ ^^ ladder truck;
3 ^<JS O*^'^'*' a\^tft^&ecoupUngs used; zsoofeet
Ji
212
Fire Protectian and Water Supply.
OliTARlO'-CoHiiHued.
rubber hose, aoo feet cotton, 1500 feet linen, Rood;
1000 feet leather, poor; 3 horses; value of apparatus
and supplies, $13,000; 3 buildings owned, value
$900; membership 30 volunteers, 4 paid men,
annual expenses. $3500; telegraph alarm. Chief
elected by members, approved by council. W. J.
Mc Henry.
Water Supply— Water-works; direct system;
10 miles n^ains; 87 hydrants; 75 pounds pressure.
F. Steben. J. DarguvU, City Clerk.
Brattelty Huron Co., population *X5oo; build-
ings, brick and frame, one to three stories; wooden
roofs permitted; department consists of i steam en-
gine, I hook and ladder truck, 3 hose carriages; 1500
ieet good rubber hose; 500 feet poor; value of appa-
ratus and supplies, $4000; membership 30, volun-
teers; annual expenses, $250; bell alarm. P. Scott.
Water Supply— River; 3 tanks. F. L. Scott,
Town Clerk.
Caledonia, Haldemande Co., population 1343;
buildings, brick and frame, two and thtee stories;
wooden roofs permitted: department consists of x
hook undl-'dder truck, z hose carriage; 500 feet of
good cotton hose; value of apparatus and supplies,
$1500; membership 80, volunteers. John Lawson.
WATER Supply— I tank, ciq>aciiy 15,000 gal-
lons; water-works; direct system; 3 hydrants; pres-
sure, 100 pounds. J. Riddell. J. Aldridge, Sr.,
Town Clerk.
Caiapbelllord— Population *33oo; area, 600
acres; fire limit, 140 acres; causes of fires investi-
gated; mercantile buildings, brick, two and three
stories; wooden roofs permitted; dwellings, brick,
one and a half and two stories; department consists
of I hand engine, i hose carriage; laoo feet good
rubber hose; 300 feet poor; value of apparatus and
supplies. $3000; I building owned, value $300; fire
company disbanded; annual expenses, $75; bell
alarm. Chief elected by company, approved by
council.
Water Supply— River; 3 cisterns, supphed by
springs, capacity iz,oao gallons daily. D. Ken-
nedy, Village Clerk.
CarltOB Place— Population *40oo; i steam en-
gine; 3 hose carriages; z8oo feet rubber hose; fire
company has 30 members. J. Dougherty.
WATER Supply— River and tanks. A. R. G.
Peden, Town Clerk.
ChathaM— Population *9ooo; area, 1750 acres;
fire limit. 10 acres; fireworks ordinance; mercantile
buildings, brick, three and four stories; dwellings,
wood and brick, two stories; fire department con-
sists of 3 steam engines, i chemical hand extin-
guisher, z hook and ladder truck, 3 hose carriages;
9560 feet good cotton hose; 4 horses: value of appa-
ratus and snppbes, $zo,ooo; z building in use, value
$9000; memoership 15, full paid members 5, part
paid zo; annual expenses, $5000; telephone alarm.
Chief appointed by council. W. Lambert.
Water Supply— 3 rivers and 35 cisterns. J.
Tossimen, Town Clerk.
Cllntoa — Population ^3300; frame and brick
buildings; z steam engine; ^ hose carriages; z hook
and ladder truck; szoo feet hose; Siamese couplings
used; Z5 men paid. G. £. Pay.
Water Supply— Tanks. W. Coats, Town
Clerk.
Coboarg — Population *6ooo; z steam engine; z
band engine; z hook and ladder truck; 3 hose car-
riages; 300O feet good rubber hose; X30 volunteer
members. W. Pntt.
Water Supply— Lake and cisterns; water-
works to be erected during Z889. J. Sutherland,
Town Clerk.
ColllBKWOod- Population "5800; department
consists of z steam engine, z hand engine, z hook
and ladder truck; Z500 feet of new hose; £:}
old rubber hose; 500 feet canvas; 30 meisbe
cents per hotir paid when on duty. W'. SL k
son.
Water Supply— Tanks, filled from lakesr'
works to be constructed during 1889. J t
Town Clerk.
CorDwall — Population *7ooo; area. 749 •-
fire limit, 750 acres; fireworks ordinance; mtsr
buildings, brick, two and a half and tbree s
wood and brick dwellings, two stories; depr
consists of z steam engine, z hook and ladd?
4 hose carriages; Siamese coupling; used; 5s
rubber hose; Z500 feet cotton, rubber-lj£«.
linen, rubber-lined, good; 500 feet poor r.
mills have hose, sprinklers, hand eacinc 9s^
pany; value of apparatus and sapplies. $r
z bmlding, in use; 5 lull paid members; er?
for z888, ^aSoo; bell alarm. Chief elected bt
pany, confirmed by council. J. G. Hunter.
WATER Supply— Water-works; gravity r-
z reservoir, capacity 300,000 galtons; a {n^
miles street mains; 59 hydrants; presaare.S7^
J. Strickland. Supt.; G. S. Jarvis, City Cki
DeaeroatOy Hastings Co., popolaQO!:
stone, brick and frame buildings, one and:
and two stories; z steam engine; 4 hose car.
I hand engine; 3 chemical engines: 600 fee
cotton and rubber hose; electric alam.
Water Supply— Tank, capacity 75,000 br
also a fire engine stands at bay shoce for wa:e-
ply; 8 steam fire pumps with hose attacfacc
Irvine, Town Clerk.
Daadmsy Wentworth Co.; area, 500 aoe
Umit, 350 acres; fireworks ordinaaoe: cassr
fires investigated; brick and stone binkSu
chemical hand extinguishers; z hook and i
truck; 3 hose carriages; Z500 ieet good r.
hose; Z50 good linen; value of appazaros. $3S
building la use, value $Z5oo; 35 volanteeriaer
annual expense. $500; bell and wfaisde a.
Chief chosen by department. W. H. Kjto*.i
Water Supply— z reservoir, caiMcsty.*?
gallons daily; 3^ miles street mains, diaisctr
Z3 inches; 40 hydrants; pressurr, zoo ponat
E. S. McFarland, Supt.; T. Wilson. O^ Gd
OaBTiile— Population "3300; z hand tsi
I hook and ladder truck; 3 tiose carriages
fieet good rubt>er hose; soo feet poor; xzo vo:^
memoeTS, J. W. Holmes.
Water Supply— River; za tanks. J
Holmes, Town Clerk.
Elora— Population *z6oo; a hand eagr.
hose carriages; leather hose; hook suad J
wagon; 36 men, 30 paid, 6 vohinteers. D. ^
WATER Supply— River and tanks. £.^
Town Clerk.
Exeter— Population *30oo; area, zaoo '
fire limit, same; mercantile buildings, hho
stories; wooden roois permitted; dwellings
and frame, one and two stones; departmef
sists of a hand engines, 3 hose carnages; v
good rubber hose; value of apparatus and se;
laooo; z building owned, value $xooo; merab-
50, volunteers; annual expenses, $asp; beU i
Chief appointed by council.
Feaeloa Falls^ Victoria Co., buildinp.
and brick, one and a half and two stories; «
roofs permitted; department consists otilw
gine, 3 chemical engines, z hose carriage; 4>'
of good rubber hose; zoo feet good cotton; v<
apparatus and supplies, $600; meaabo^
volunteers; annual expensr*, $aoo. S. Nevi»
Water Supply— Canal and 9 creeks. ^
Hand, Town Clerk.
Gait- Population ^8000; z steam ea;-
hand engine; a hose carriages; 1500 ieet c
Fire Protection and Water Supply.
21
^; paid departmenf; Tolnnteer salvage corps.
Z^urliss.
^ATE^R SupPLY—RiTcr and dsterns. J. G.
ces, Town Clerk.
rciDanoqve — Population 5500; mercantile
Idings, brick, three stories; wooden roofs per*
ted; wood dwellines, one and a half stories;
artment consists of i hand engine, z hook and
ler truck. 3 hose carriages; 2 Siamese couplings
ise; z8oo feet good rubber hose; value of appa-
IS and supplies, $9000; a buildings owned by
n . value $iaoo; 73 members. 3 paid; annual ex-
ses, $400; bell alarm. Chief elected by tne
dage. approved by civic board. J. McKellar.
SKATER Supply — River; pumping system; zK
es street mains; diameter 2^ to 3 inches; Z3 hy-
nts; pressure. 300 pounds; annual expenses oi
:er department. $300. C. Cotton. Supt; S.
Gammon, City Clerk.
veornetowMt Halton Co.— Brick and stone
tdings, one and a half and three stories; wooden
£s p>erroitted; department consisis of z hand en-
e, z hcok and ladder truck, 2 hose carriages; 300
c good rubber hose; 300 feet good cotton hose; 65
uTiteer members; bell alarm. Wm. McLeod.
Vatbr Supply— Ponds and streams. G. S.
odwillie. Town Clerk.
vlencoe^ Middlesex Co., population *2ooo;
ck and firame buildings, one and a half and two
ries; wooden roots; department coufists of z
id engine, z hook and ladder truck, z hose car-
^e; 700 feet good cotton hose; value of apparatus
1 supplies, ^500; 30 members, z paid full time;
1 alarm.
ABATER Supply— Tanks. G. M. Harrison, Vil-
e Clerk.
^oderieli— Population 4400; mercantile build-
is, brick, two and a half and three stories; roofs,
ngle, laid in mortar, gravel and plastic slate;
ck and frame dwellings, two and tbiee stories;
sartmeot consists of z steam engine, z hook and
!der truck, 3 hose carria|;es; Siamese couplings
'd; 3200 feet good cotton nose; 350 feet poor rub-
r; 200 feet poor leather; value of apparatus and
>plies, $6000; Z3 men paid; annual expenses,
XX); bell aad electric alarm. Chief elected by
npany. approved by counciL J. Bates.
ABATER Supply— 18 cisterns supplied from
ing, capacity z5,ocx> gallons daily; water-works
be erected. W. Campbell, Town Clerk.
Srayenhnrst— Population '2750; wood and
ck buildings, one and a half to three stories; z
amer; Z400 feet rubber hose; z chemical engine.
Tolen.
IV ATE R Supply— Tanks and lakes. T. John-
3, Town Clerk.
Snelph — Population *zz,ooo; z steam engine; 4
se carriages; 2500 feet good hose; paid depart-
mt; 2 horses. A. Robertson.
iVATER Supply— Direct and gravity system; Z5
les mains; 115 hydrants; zzo pounds pressure.
Fordyce, Supi.; T. Gody, Mayor; R. Mitchell,
ty Clerk.
Bamiltoii — Population ^45,000; fireworks ordi-
nee; mercantile buildings, brick and stone, three
d four stories; wooden roofs permitted; dweUinss,
ick and frame, two stories; department consists
I steam engine, z chemical engine, z hook and
Ider truck, 3 hose carriages; 4000 feet good cot-
1 hose; Z5 horses; value of apparatus, ^5,000; 9
ildings owned, value $50,090; membership 34,
1 paid; annual expenses, $29,000; electric alarm,
boxes. A. W. Aitchison.
Water Supply— Reservoirs, supplied from lake,
pacity 3,000,000 gallons daily; 56 miles street
lins and supply pipes; diameter, q to 20 inches;
0 hydrants; pressure, 45 pounds, w. Hastings,
tpt.; T. Beasley, City Clerk.
Ha rriiiton— Population 2200: firame and brit
buildings, one. two and three stories; z steam e
gine; 2 hose carriages. J. Robertson.
Water Supply— River. M. P. Erapey. Tom
aerk. .
iBcenoll — Population 4600: fireworks ord
nance; causes of fires investigated; brick and firav
buildings, one and a half and three stories; shing
roofs permitted, laid in mortar; department consis
of one steam engine, z hand engine, z cbemic.
engine, i hook and ladder track, 4 hose carriage
Siamese couplings used; Z500 fleet rubber host
good; 500 cotton, good; value of apparatus an
supplies, $7000; 20 men, paid part time; 2 horse:
bell alarm. Chief elected by department, apfvove
by council. W. A. Wcolson.
Water Supply— 8 tanks, capacity 200 baireh
river and 6 ponds. R. Smith. City Cleik.
Iroqaois, Dundas Co.; buildings, brick, stont
and frame, two and three stories; wooden roofs; de
partment consists of z hook and ladder trudt.
hose carriages; 500 feet moA. rubber hose; 350 iee>
good cotton hose; bell a&rm.
Water Supply— Water-works; Z5 hydrants
pressure, 70 pounds. G. Scrvis, SupL; J. Tindale
Town Clerk.
KeaiplYllle — Population Z400; area, 356 acres
fire limit, 200 acres; fireworks ordinance; merean
tfle building, brick and stone, two stories; shingl-
roofs permitted; dwellings, biick and wood, twc
stones; department consists of z steam engine, :
hand engine; 2 hose carriages; Siamese coupling*
used; 500 feet good rubber hose; Z700 feet goo<
cotton hose; 500 feet poor leather hose; 2 horses
value of apparatus and supplies, $6200; z buildini
owned, value $3700; 30 volunteer members; annua
expenses. $300; bell alarm. Chief elected by com
pany. W. H. Bottiae.
water Supply— River. O. Basomn. Towi
Clerk.
Kincardine— Population ^3000; area, zaft
acres; fire limit, same; buildings, brick and frame
one to four stories; wooden rooCs permitted; de
partment consists of z hand engine, z hook anc
ladder truck, a hose carriages; 650 feet good rub
ber hose; value of apparatus an<? supplies, $zo.ooo
z building owned, value $zooo: 5a volunteer mem
hers; annual expenses. $100; bell alarm. Chie
selected by comnany. Jno. Stewart.
Water Supply— az cisterns, supplied Iroc
springs; windmill and we!ls. A. M. Williamson
Town Clerk.
Kingston- Population '20.000; area. 200
acres; fire limit, 900 acres; fireworks ordinance
causes of fires investigated; buiklings, brick an
stone, two to five stories; department consists of
steam engines, i hand engine, z chemical engine. .
chemical hand extinguishers, z hook and ladde
truck, 3 hose carriages; Siamese couplings used; 3c
feet rubt)er hose, Z750 cotton, zsoohnen, 500 leathe: .
good; 400 feet poor rubber hose; 4 horses; valu
of apparatus and supplies, $18,000; 2 bnilding
owned, z rented; annual rent. $z5o; value, $Z4.ooi
20 members, 2 paid; annual expenses, $4000. ele« •
trie alarm and telephone, 26 street boxes. Chi .
elected by council. H. Youlden.
Water Supply— Water-works; gravity sv
tem; z reservoir, supplied from Lake OnUri
capacity 300,000 gallons daily; 20 miles stre
mains, diameter 3 to za inches; 36 hydrants; pre
sure, Z4 pour ds. T. Bolger, Supt.; J. D. Thomso
Mayor; M. Flanigan, City Clerk.
Lakeiieldy Peterborough Co., populati
*Z2oo; buildings, brick and irame, one and a b
to three stories; wooden rpofs; department consi
of 4 hand engines, I cbefnical hand extinguish
100 pails, axes, ladders. |hooks, e;c.; 500 feet gc
Hn^ bosc; z private pulnp and 500 feet of n
:i4
Fire Protectum and Water Supply.
OSTARlO—Co/itmu^d.
available; value of apparatus and supplier, $350^
CO voluntt*er members; bell alarm. J. Griffin.
Water Supply— River; 500 feet street mains; s
1 ydrants. A. Bell, Village Clerk.
iiindsay — Population 5744; area, 1600 acres;
• re limit, 65 acres; fireworks ordinance; causes of
ires investigated; mercantile buildings, brick, two
o four stones; dwellmgs, brick and frame, two
tories; department consists of i hand engine, i
. ook and ladder truck, 5 hose carriages; 2000 feet
:ood rubber 'hose; value of apparatus, $3000; i
r>uilding in use. value $1000; 25 members, part
•aid; annual expenses, $550; bell alarm. Chief
lected by council. J. Parkms.
Water SappLY— Direct pumping system; iji
ailes of street mains and supply pipes, diameter
to 9 inches; z6 hydrants. J. Markins. Supt.; J.
n. Knowlson, Town Clerk.
Listowel— Populaion •3000; area, 1500 acres;
ire limit, 10 acres; causes of fires investigated;
•Dercantile buildings, brick, two and three stories;
Iwellings. wood And brick, one and one-half and
wo s ones; department consists of i steam engine,
! ho«e carriages; 1000 feet good rubber hose; 700
eet poor; value ot apparatus and supplies. $5000;
: building used, owned by towrt. valu^ $6000; paid,
iepartment; annual expenses, $zooo; bell and
vhistle alarm. Chief elected by company. A. Hess.
Water Supply— 5 cisterns, filled from river by
'.ngine; water-works; 4 hydrants; a steam pumps in
aw mill in centre ot town. Dr. Burgess, Town
:ierk.
London— Population *28,ooo; area, 9853 acres;
ire limit, 500 acres; fireworks ordinance; bmldings,
>rick and wood, one to five stories; department
• onsists of I hook and ladder truck. 3 hose car-
iages; Siamese couplings used; 1900 feet good rub-
)er hose; 750 feet poor; aooo feet gcod cotton hose;
.1C0 feet poor; 4 horses; value of apparatus and sup-
(ilies, $13,000: 4 buildings o^Kne^l, value $8000;
nembership 90, 10 full paid, 10 otll men; telegraph
.nd telephone alarm, 14 street boxes. Chief ap-
>ointed by council. J . A. Rowe.
Water Supply— Gravity system; i reservoir,
-uopliedby i^pring, capacity 6,000,000 gallons; 50
•oiles street mains and supply pipes, diameter 4 to
8 inches; 300 double hydrants; pressure. 78 pounds;
.nnual expenses of water depanment, $13,000. S.
itringer; A. S. Abbott, Cuy Clerk.
liOnisTi lie— Population 100; wood buildings,
•ne and two stories; department consists of i hand
' ngine, 2 hose carriages; 400 feet good cotton hose,
.00 fe»*t poor; bell alarm.
Water Supply— Water-works; 3 miles mains;
o hydrants; pressure, 75 to 100 pounds. R. Lam-
ert, A. Telicault,
liQOknoWy, Bruce Co., population *900o; area,
40 acres; fireworks ordinance; irame and bnck
•'<uildings, two and three stonVs; i hand engine;
amese couplings in use; 600 feet rubber hose; 500
'<:et cot on hose; value of apparatus and supplies,
^2000: building, $5000: 60 volunteer members; bell
9. arm. Chief elected by ballot. M. Corrigan.
Water Supply— Streams and 3 cisterns, sup-
pled by springs. B. Mallough, Town Clerk.
HadOGyHas'ings Co., population ^1300; build-
' ig, brick, stone and frame, two and three stories;
s ooden roofs permitted; department consists of x
t ind eng ne, 3 hook and ladder trucks, i hose car-
^S^'i 550 ^<ict good rubber hose; value of appa-
r tus and supplies, $2100; membership, z paid part
Tie. 40 volunteers; annual expenses, $75; bell
lam. A. Moon.
Water Supply— Creek running thrcugb the
• llagc; wells. B. O'Hara. To^nC'erk.
1500!
W. P
MarkhiiB— Population *zzoo; z hand ecf
hose carriage; i ho!>k and ladder trade; 15
good rubber hose; xoo feet good cottoo: 35
bers; factories have force pumps and 300 lee
C. Simonds. James J. Barker. Tovm Ciexk
Meatord 9 Grey Co., population ^asoo; bs:^
brick, two to three and a half stories; depcr
consists ot z steam engine, i hand engine. .
carriages; 350 feet good rubber hose; laoo fee
cotton hose; value of apparatus and aopplies ?
z building; membership 2a, paid part dme: t
ezpeises, $650; telephone alarm. G. F. Var
Water Supply— River; wells; 8 tanks.
bery, Town Clerk.
Milbrook— Population *Z4Do; brick bo.
height, two stories; z steam fire engine; i ha:
gine; z hose carriage; 650 feet mbbcrbos^
ot appararus. etc.. $az,ooo. A Ferguson.
Water Supply— Self-feeding tanks; puas^
Turner, Town Clerk.
MillOB, Halton Co., population *aooo: ^
ings, brick and frame, two stories; woodea r
z hook and ladder truck; z hose carriage.
Water Supply— Water-works bemg b=
reservoir, capacity Z5o,ooo gallons; gravity s^
3K miles street mains; Z5 hydrants; press^
pounds. A. G. Needham, Town* Clenc.
Mitcbell— Population *240o; a hose cair
feet good rubber hose; volunteer depar:
Power.
Water Supply— Water-works; direct pen
system; z mile of mains; zo hjrdrainis. J. Ti
Chrisde.
Morrisbargk—Population *aooo: arcs,
acres; fire limit, 300 acres; btiildinies, fanck
and three stories; wooden roofs rtermitted; drf
ment consists of t hand engine, z book and !:
truck, 3 hose carriages; 800 feet rubber hose
feet good linen hose; value of apparatos ai^
plies $5000; z building In use. value $1000: t
bership 60, volunteers; annual expenses. $5oc
alarm. Chief elected by company, zatifi:^
council.
Water Supply- River; direct pumping s«
33 hydrants; Z3 miles mains; pressure, 50 i
pounds. C. Casselman, Supt.; F. H. P*
Town Clerk.
Mi* Forest- Population "aSoo; area,
acres; brick buildings, one and a ba]f to '
stories; shingle roofs permitted; depaitmer:
sists of z chemical engine, 1 hook and ladder c
65 men. 1. S. Armstrong.
Water Supply— WcUs. W. C. Perrr, T
Clerk.
Napanee — Population *40<3o; area, laoo »
fire Umit, same; fireworks ordinance; cacse
fires investigated; mercanule bnildinKs, bnck.
stories; dwellings, wooden and brick, one «
half stories; department consisU of i stesun et
z hook and ladder truck. 3 hose carriages,
feet good rubber hose. 500 poor; laoo fee:
cotton hose; 800 feet poor leather; value of 3
ratus and supplies, $Z3,ooo; z bnilding owned'
$zo,ooo; membership 3a, part paid; annoi
peoses. $zooo; bell alarm. Chief elected by cv^
R. J. Wales.
Water Supply— Water-works being be
pumps, capacity z.ooo.ooo gallons; aK DiR
mains; 40 hydrants. P. Enbury. Town Clerk
New Hanbarg^Popolation zoo^; z stca?
gine; a hose carriages; good rubber hose; >•
teer department.
Water Supply— River and cisterns*
New Karket, Yoric Co., populadoo '^
buildings, brick, two stories; wooden roof^
mitted; department consists of 3 hand eagie
hook and ladder truck. 3 hose carnagas; 1700 &
Fire Protection and Water Sujopli/.
2'5
1 1ios«; value ot apparatus and supplies, $1900;
kbership 100, z paid; annual expenses, $296;
a.rkcl ^whis'le alarm. J Savag^.
""AXER Supply— Water-works; artesian well;
p>oncl; pumps; rest rvoir to be constructed.
iacrara Falls, Welland Co.. population *38oo;
1 , 800 a'-res; frame, bri k and stone buildings;
^a.m engines; i hook and ladder truck; 2 hose
iag^es; 500 feet good co*ton hose; 2000 leather,
d : value of apparatus, $8000; i building, value
do; membership 70. lapaid part time, 58 volun-
s; expenses ol 1888, $660; bell alarm. Chief
oinied by courcil. W. L. Flaherty.
/ateh Supply— Water-works; a reservoirs; la
ems; za miles street mains, 3 to 7 inches in di-
eter; z hydrant; pressue, 30 pounds; expenses
vater department for 1888, |a93i. £. C. Carter,
tV. Simpson.
>r«iig«Yille— Population *400o; i hose car-
;e; xcx>o feet good cotton hose; za paid men. T.
iders n.
Vater Supply— Water-works; gravity system;
lile mains; 7hydraots; pressure, 80 to zso pounds;
3. Haikies. Supt.; A. H. Hughson, Town
.rk.
>ri Ilia— Population •5000; a band engines; 1
smical engine; z hook and ladder truck; i hose
'riaf^e; 1450 feel leather hose; volunteer depart-
•nt. R. Mainer.
wVater Supply— Lake and cisterns. C. Grant,
iwn Clerk.
3sha.'wa — Population jooo; area, 3200 acres; fire
\\\ same; buildings, brioc and wood, one to three
tries; shingle roofs permuted; department oon-
ts of I steam engine, z hand engine, z chemical
gine, 50 chemical hand exdnguishers, z hook and
ider truck, 3 hose carriages; Siamese couplings
ed; aooo feet good rubber hose, 500 feet poor; aoo
^t good cotton; value of apparatus and supplies,
8,000; z building ui use; membership 35. lull
id; annual exoensa, $zzoo; bell alarm. Chief
pointed bv council. J. Pellow.
Water Supply— 6 cisterns supplied from river
r engine; creek. C. W. Smith, Town Clerk.
Ottapra— Population *38,5oo; a steam engines;
hook and ladder truck; zo hose carr ages; 8coofeet
bber and cotton hose, good; fire alarm telegraph;
<id d> partment; horses; lumber mills fitted out
ith powerful pumps, and 5000 feet of hose. W.
3ung.
Water Supply— River; water-works; gravity
\ddiiect systems, 9.000,000 gallons capacity; 493$
iles mains; 400 hydrants; 05 pounds pressure.
. Switus. W. P. Lett. City Cflerk.
Owen Sound— Population *65oo; z steam en-
ID-: 4 hose carriages; 1500 feet good rubber hose,
x> feet poor; volunteer department, i man paid:
Water Supply— Gravity system; *ater-works;
tservoir; cisterns; river; 28 nydrants; zz miles
lains. S. J. Parker in charge of worxs. T. Gor-
an. Town Clerk.
Paris— Population *3Soo; z steam engine; z
00k and ladder truck; 5 hose carnages; aooo feet
ood rubber hose; 80 volunieer members, including
ilva^e corps. P. H. Cox.
Water Supply— Wa'er-works; gravity system;
Tniles mains; 99 hydrants. Committee, S. Dad-
an.
Park Hill — Population *aooo; fireworks ordi-
ance; causes of fires investigated; brick and frame
uiidings, one and a half to three stories; 3 hand
ngiTiPs; 2 hose carriage; ladders, etc.; zoo feet
;of d rubber hose. 50 feet poor; 300 feet good col-
on hose; value of aoparatus, etc., $fl00o; 60 volun-
»ts\ bell alarm. G. M. Shoebottom.
Watf.r Supply— Tank*; zo cisterns, capacity
io barrels. S. A. Mayburry.
Pembroke— Population *4|oo; stone, brick and
frame buildings, one and a half to three stories; z
steam engir e; 4 hose carriag>»s; z hook and ladder
truck; 2300 feet good hose; telephone alarm. W.
Murray. .
Water Supply— Tanks.
Perth — Population *4000; brick, stone and
frame buildings, one and a hall and two stories;
wooden roofs permitted; depanment consists of z
steam engine, z hand engine, 3 hose carts; 800 feet
good rubber hose; 2200 feet good cotton; value of
apparatus and supplies, $8000; a buildings used;
55 full paid members; bell alarm. Chief elected by
council. D. R. Noonan.
Water Supply— River and tanks. T. Brooke,
Town Clerk. ^
Peterborongli, Peterborough Co., population
*zo,46o; z st**am engine; z hook and laader truck;
2 hand chemicals; 3 nose carriages; aooo feet rub-
ber and cotton hose, good; 300 feet rubber, poor;
part paid department, 30 men; 6 horses; electric
alarm. T. Rutherford.
Water Supply— River, creek and cisterns;
water- worJcs; direct system; 7% miles of mains; 65
hydrants. W. Henderson, C. D. McDonald.
Petrolia, Larobton Co., population ^5000; area.
2706 acres; fire limir, 36 acres; mercantile buildings,
brick and wood, two stories; shingle roods per-
mitted; dwellings, wood and brick, two and three
s'ories; department consists of 2 steam engines, z
hand engine, z hook and ladder truck, 3 hose car-
nages; Siamese couplings used; 2000 feet good rub-
ber hose; 500 feet leather, poor; value of apparatus
pud supplies, $za,ooo; ± buildings owned, value
$z5oo; membership, 75 volunteers; annual expenses,
$2548; bell alarm. Chief elected by council. W.
G. Fraser.
Water Supply— Tanks and creeks; water-
works. C. S. McPherson, Town Clerk.
Pictoii— Populaion ^3000; z hand engine; z hook
and ladder truck; z hose carriage; zoo feet new tiose;
250 feet good leather hose; 350 feet poor; volunteer
department. S. N. Seeds.
WATER Supply— River and cisterns; works to
be built during Z889. J. Twigg, Town Clerk.
Point Arthary Thunder Bav District, popu-
lation *6ioo; department consists of i steam engine,
z hand engine, z hook and ladder truck, 3 hose car-
nag<^s; 3500 feet good hose; 4a members; a horses.
W. F. Davidson.
Water Supply— Water-works to be built. W.
H. Langwortby, Town Clerk.
Point Edward, Lambton Co., population
*Z45o; buildings, brick and frame, one and a half to
three stories; wooden roofs permit ed; department
consists of z s^eam engin«>. 6 chemical hand extin-
guishers, z hook and ladder truck, 2 hose carriages;
600 teet good rubber hose; zoo feet poor; 300 feet
good canvas; value of apparatus and supplies.
$4000; membership 48, volunteers; steam whistle
aUrm. W.Todd.
Water Supply— Hvdrants; direct system; Z40
pounds pressure. W. Mitchell, Town Clerk.
Port Hope— Population 5Z14; causes of fires in-
vestigated: mercantile buildings, brick, two stories;
wooden roofs permitted; dwellings, brick and frame,
two stories; department consists of z hand engine,
2 chemical engines, z hook and ladder truck, 4 nose
carriages; Siamese couplings used; 1600 feet good
rubber hose; membership 60, part paid; annual ex-
penses, $800; electric bell alaim. Chief appointed
by council. L. G. Misson.
Water Supply— Water-works; direct system;
diameter of mains, 6 to 8 inches; 75 hydrants. J.
Gamble, A. V. Saunders.
pOY^ Perry— PopuUtlon *Z98o; i steam engine;
a band engines; o hose carriages; laoo feet hose,
80^; 25 men pafd. W. Kennedy.
2l6
Fire Protection and Water Supply.
ONTARIO— CMtiHued.
Water Supply— Lake and Unk3.
Paterson. Town Clerk.
N. F.
Portsmoath— Population 1734; buildings,
frame and stone, t^o stories; wooden roofs permit-
ted; penitentiary owns i hand engine.
Water Supply— Wells. T. Kelly. Town
Clerk.
Pr««coU— Population ♦3000; area, 640 acres;
fire limit, same; mercantile buildings, brick, three
stories: wooden roofs permitted; dwellings, brick
and stone, two stories; department consists of x
steam engine. 3 hook and ladder trucks. 4 hose car-
riages; 300 feet rubber hose, good; 350 feet poor;
600 feet cotton, good; 600 feet leather good; 300
poor; a horses; value of apparatus and supplies,
$47,000; I building owned, value $3000; member-
ship 25, volunteers; annual expenses. $500; bell
alarm. Chief elected by dty. James Barnes.
Water Supply— 4 reservoirs, supplied bj
pumps from river, capacity aooo gallons daiiy. B.
Wiiite, Town Clerk.
Ken Ire w— Population *aooo; area, 2400 acres;
fire limit, 100 acres; brick and frame buildings, two
to three stories; shingle roofs permitted; depart-
ment consists of I hand engine, i hose carnage;
100 feet leather hose. 500 feet cotton, eood; value of
apparatus and supplies, $1000; i building owned,
value $500; membership 50. volunteers; annual ex-
penses, $100: bell alarm. Chief elected by com-
pany. D. Ban*.
Water Supply— Stream, wdls and s dstems.
R. Drysdale. Town Clerk.
Ridgetown— Population '3500; mercantile
buildings, brick, two and three stories; dwellings,
wood, two stories; department consists of i steam
engine, a hose carriages; Siamese couplings used;
500 feet poor rubber hose; 1500 feet cotton hose,
good; value of apparatus and suppUes. $7000; i
building owned, value $1000; membership, 40; bell
alarm; annual expenses, $600. A. Long.
Water Supply— Tanks, supplied by springs.
D. Cochrane. Town Clerk.
Sarnia- Population •6500; 4 hose carriages; i
hook and ladder truck; 2000 feet rubber hoseingpod
condirion; 4 fire stations; membership. 4_part paid,
100 volunteers; telephone alarm. C. S. Ellis.
Water Supply— Water-works; direct system;
3,000,000 gallons capacity; 13 miles of street mains;
no hydrants. R. Turner, Supt.; James D. Stewart,
City Clerk.
Seaforth, Huron r-
partment con**— • . '\
tnicJ:, vr. ■ . • •
• > '• I on •«)Oo; fire dc-
ir' ; hook and ladder
• o« volunteer depart-
-*^c* vi, direct pumping
.i:ir 'e— i^opulation*3ooo; area, z square mile;
..ieworks ordinance; brick and frame buildings, two
stories; 3 hand engines; i hook and ladder truck; 2
hose carriages; 1000 feet good rubber hose: value of
apparatus, etc., $aooo; 2 buildings, value $2000: 100
volunteers, i man paid; expenses for z888, $300.
Chief elected by companies. G. H. Luscombe.
Water Supply— Wells and pond. N. C. Ford,
Town Clerk.
Smith's Falls— Population *36oo; z steam en-
gine; I band engine; 3 hose carriages; 500 feet good
rubber hose; 2000 feei good cotton; volunteer de-
partment. W. Miller.
Water Supply— River and tanks. B. S.
Spasem, Town Clerk.
Stay aer— Population Z123; wood and brick
buildings; i steam engine; sieamse couplings in use;
1150 feet good rubber hose; 700 feet cotton; value of
apparatus, $4500; z building in use. R. £.
ham.
Water Supply— Pond; 8 tanks. G. L. !•
Town Clerk.
St* Catheriae's, Lincoln Co., popn]at»:t
500; buildings, brick and frame, two and
stories; department consists of z steam er^c
hook and ladder truck. 4 hosa carriages; 35a
good cotton and linen hose. z«cx> fees, tarn <H
bers; telegraph alarm. 24 boxes. 5 gongs.
Beuy.
Water Supply— Gravity system; lese^
capacity 200,000,000 galloiu; Z50 hydrants; 15
mains; diameter zo to 2a inches; pressore.
zoo pounds; works cost $375,000; annual expe
$8000. J. A. Mills, Supt.; J. B. Mclntyrv, k
J. RoUinson. City Clerk
St* Marf*»— Population 4500; area, aSoo i
fireworks ordinance; buildings, wood, hckk
stone, two and three stories; shingle in a
roofs permitted; department consists oi i :
engine, z hand engine, a hose carriages, i
and ladder truck; Siamese couplings used:
feet good rubber hose, 400 feet poor; 450 fctt
cotton hose: value of apparatus and supplies. S
buildings, $z8oo; 50 volunteer roen>ber$; x
expenses, $zooo; Dell alarm. Chief elrctf
council. W. Moyes.
Water Supply— 2 rWera and 3 tanks.
Williams. Town Clerk.
Stratford — Population ^lo.ooo; bo£c
brick, stone and frame, three stories; woodec
permitted; department consists of z steam es,
z hook and ladder truck, a hose carriages; i sa.
outfit; 7bo feet good rubber hose; a6oo fed .
cotton; value of apparatus and supplies. $66a
members, part paid; annual expenses, fzaoc.
and telephone alarm. R. MacNabb.
Water Supply— Water-works; a Wortti
pumps, capacity 2,500.000 gallons; direct f^.-
f^.TOQ feet of mains; 74 hydncts; tanks. J. C
upt.; R. R. Lang. City Clerk.
•trathrof— Population *4zoo; area, zjooa
fire limit. 50 acres; mercantile boildiDcs. :
with iron, felt and gravel and shingles in a
roofs, two and thr^e stories; dwellings, bnd
wood, two and three stories; d^Mrtmeni ooes
z steam engine, z hand engine, x hook and i:
truck, 2 hose carriages, force puniftp; su
couplings used; 500 feet new hose; zaoo feec
rubber hose. 500 poor; 300 feet good couon
2 horses; value of apparatus and supplies. $90
central station owned, value $3000; 35 mentx
full paid, 32 part paid; annual expenses, i
bell alarm. Chief elected by oonncil. J
festey, Jr.
Water jS upply— Reservoir, capacity 10
rallons daily; z5 cisterns; tanks and river.
Winslow, Town Clerk.
St. TkoBiat, Elgin Co., population ^
area. z8,ooo acres; fire limit. 65 acres; firew-cr*
dinance; causes of fires invesligatc»d; boik
brick and stone, one and a half to four stonr:
partment consists of z hand engine, z booc
ladder truck, 3 hose carriages; Siamese cor
in use; 850 feet good rubber hose; 1600 feet
cotton; 650 feet poor rubber, 4bcff3es; value <
paratns. efc, $6000; a buildings, Talue $n
ig members, 4 paid full time. Z5 paid part
telephone and gong alarm. Chief appout;
council. A. Henderson.
Water Supply— Water-works; direct p
ing, 5 miles street mains, diameter 4 to za is
6$ hydrants; pressure, zao pounds; expect
water department for z888, $3^7. Jas. A.
Supt.; I. Morse. Mayor; H. FrEuis. City C
Thoraldy Welland Co.. population *
buildings, brick/ stone and frame.one and oq
and three stories; department coasiats of z
Fire Protection and Water Supply/
217
e, 3 hose carriages; 500 feet good rubber hose;
oor; 1000 feet good cotton, 500 feet good linen;
of apparatus and supplies, $7100, 35 volun-
nembers; expenses in 1888, $1600; bell alarm.
Stuart.
\TER Supply— Canals and river. Wm. T.
Town Clerk.
I soabnrg— Population ^2500; area, 1900 acres;
imit, 960 acres; causes of fires investigated;
antile buildings, bnck, three stories; dwellings,
e and brick, two stories, fire department con-
of 3 band engines, 5 hose carriages; Siamese
Ud^ used; 500 feet good rubber hose; 1000
good cotton; value of apparatus, $40,000; a
ings owned, value $2500; 13 paid memb<M-s;
ilariD. Chief appointed by council. W. Mc-
ild.
\TER Supply — Direct pumping system; a
s mains and supply pipes, diameter 4 to 8
es; 24 hydrants; pressure, xoo pounds; annual
iDses of water department, $500. Hy. Bough-
E. C. Jackson.
oronto— Population *z53,ooo; fireworks ordi-
ce; causes of nres investigated; brick and stone
dings, two to six stories; depcutment consists of
earn fire engines, z chemical engine, 4 chemical
d extinguisher, 4 hook and ladder trucks, 13
t carriages; Siamese ooupliniC in use; 14,150 feet
d hose; z8 double and single sleighs; vfl^ue of
aratus and supplies, etc., $65,000; ia builidings
ise, value $147,000; 100 members paid full time;
enses in z888, $74,838; fire alarm telegraph, lao
es; 28 horses. Chief chosen by council. J.
field.
^ATEK Supply— 3 reservoirs, capacity 31,000,-
galloDs; gravity system; street mains and sup-
pipes, diameter 6 to 30 inches; 1660 hydrants;
ssure, 30 to Z40 pounds. Wm. Hamilton, J.
vins.
Benton— Population *^5oo; area, aaoo acres;
limit, 50 acres; mercantile buildings, brick, two
1 three stones; dwellings, wood and brick, two
ries; department consists of a steam engines, 5
e carriages; Siamese couplings used; zaoo f^et
k1 rubber hose; Z500 poor; 3000 feet good cotton;
3rses; value of apparatus and supplies, $20,000;
uildings ownied, value $6000; 37 volunteer mem-
s; annual expenses, $2500* bell alarm. Chief
:ted by department.
Vater Supply— 6 tanks, supplied by springs;
lacity, 50,000,000 gallons daily; river.
Jxbrldge* Ontario Co. population *220o;
Idings, Diick and frame, one to three stories;
oden, iron and gravel roois; department consists
I hand engine, 2 hose carriages; Z2oo rubber
;e; 400 feet good linen; value m apparatus and
tplies, $z5.ooo; members a^. paid; expenses in
8. $300; t>rll alarm. W. McGuire.
Vater Supply— Creek and wells; Holly rotary
nps; lyi miles street mains; z^ hydrants; pres-
et 100 pounds. A. Wright; A. D. Williams,
wn Clerk.
Valkeitoft— Population 3000; z hand engine; 2
e carriages; zooo feet good rubber hose. W.
my.
Vater Supply— River and cisterns. G. Gould,
WD Clerk.
Waterloo — Population *3Zoo; buildings, brick
1 frame, one ana a half to three stories; depart-
nt consists of z steam engine, z hand engine, z
dc and ladder truck. 2 hose carriages; Z500 feet
Kl cotton hose; poo feet poor linen; value of ap-
mtus and supplies, $7000; membership 27, paid
ttime; annual expenses, $756; bell alarm. C.
tapf.
P^ATE
Vater Supply— Creek, dam and tanks. F.
Iquhoun, Town Clerk.
^atlord— Population zz3s; buildinp^s, brick and
ne, two stories; wooden roofs permitted; depart-
ment consists of z hand engine, 2 hose carnages;
aoo feet good rubber hose; 800 feet good cotton;
value of apparatus and supplies, $2000; member-
ship 45, 4 paid part time; annual expenses, $3cx>;
bell alarm. W. M. Stanley.
Water Supply— Large tanks. J. Reid, Town
Clerk. *
Wei land — Population '2500; area, 500 acres;
fireworks ordinance; buildings, brick and wood,
one to three stories; wooden roofs permitted; de-
partment consists of z steam engrine, a chemical
hand extinguishers, z hook and ladder truck, 2 hose
carriages; Siamese couplings used; 300 feet good
rubber hose; zzoo feet good cotton, 500 poor; value
of apparatus and supplies, $5000; buildings owned,
tZ5oo, membership 46, 30 paid; bell alarm. A. O.
leatty.
Water Supply— Canal, river and tanks: tank
capacity, I65.000 gallons. £. R. Hellems, Town
Clerk.
Whitby— Population '3500; 1 steam engine; 2
hose carnages; z hook and ladder wagon; 30 vol-
unteer members; ZZ50 feet good rubber-lined hose;
500 feet old leather hose. J. Stanton.
Water Supply— za large wells. T. Huston.
Town Clerk.
Windsor— Population *zo,ooo; z hook and lad-
der truck; 3 hose carriages; 4000 feet good rubber
hose; volunteer depanment, z man paid; horses.
Geo. Cheyne.
Water Supply- River; water-works; direct
pressure; aoo hydrants; 30 miles mains, diameter^
to 6 inch; pressure 80 to zao pounds. C. J. Reid
in charge. M. Tuomey, Mayor. S. Leested,
Clerk.
WinghaBi* Huron Co., population *2zoo; area,
060 acres; fire umit, zoc acres; mercantile buildings,
brick, three stories; wooden roo£s permitted; bndc
and wood dwellings, one and two stories; 2 hose car-
riages; Siamese couplings used; Z594 feet good cot-
ton hose; value of apparatus ana supplies, $z6oo;
2 buildings owned, value $Z40o; zo part paid mem-
bers; annual expenses, $575; electric alarin, 6 street
boxes. Chief appointed by counsel. Geo. Petty-
piece.
Water Supply— Direct pumping system; nver;
z mile street mains and pipes, diameter zK to6
inches; 9 hvdrants; pressure, zao pounds; annual
expenses of water department, $225. J. B. Fergu-
son. Town Clerk.
Woodttook- Population *9ooo; brick and frame
buildings, two and three stories; z hook and ladder
truck; 3 hose carriages.
Water Supply— Direct pumping system; 3
miles mains; ao hydrants; 80 pounds pressure. D.
Peacock, Chairman Commrs.; G. C. Eden, Town
Clerk.
The following places have no fire protection:
Alexandria, Glengarry Co., population 2000. Allis-
ton. Simcoe Co., population Z756. Alvinston,
Lambton Co., population zaoo. Arthur, Welling-
ton Co.. population Z400. Athens, Leeds Co.,
population 700. Aurora, York Co., population
2000. Ayr, Waterloo Co., population Z300. B^uns-
ville, Lincoln Co.. population 800. Beeton, Simcoe
Co., population 000. Belmont, Middlesex Co.,
population 600. Blvth. Huron Co. . population zzoo.
Bracebridge, Muskaka District, plopulation Z650.
Bradford, Simcoe Co., population Z400. Brighton,
Northumberland Co., population Z9oo« Burk's
Falls, Pariy Sound District, population 500. Can-
nington. Ontario Co., population zooo. Cayuga
Haldimand Co., population 840. Chatsworth, Grey
Co., population 800. Chesley, Bruce Co., popula-
tion 1800. Colbome, Northumberland Co., popula-
tion Z300> Coldwater, Simcoe Co., population 600.
Comber, Essex Qo.. po^^^tio'ti 900- Crcemore,
Sirnlnd Co., popuXauon 600. Delhi, Norfolk Co.,
PQ^^tion 750. t^ta-^^^^' Wctttngion Co. , popula-
.'iS
Fire ProteeUon <md Water Supply.
y
ONTARIO— CbMiMKr^.
lion zioo. Dresden, Kent Co., population 2700.
PUndalk, Grey Co., population 800. Dutton,
Elgin Co.,p^ulation 850. Eganville, Renfirew Co.,
population 1000. Elmira, Waterloo Co., popula-
li^niooo. Embro, Oxford Co., population 800.
1 rio, Weelington Co., population 900. Essex
t'entr^, Essex Co., population 1700. Fergus,
\ /ellington Co«, population aooo. Flesherton, Grty
( o., population 693. Forest, Lambton Co., popu-
i'tion 1700. Qort; Bav. District of Algoma East
p spulation 500. Grand Valley. Dufierin Co., popu-
lation 600. Grimsby, Lincoln Co., population
1000. Hanover, Grey Co., i)opulation 1300. Hast-
ings. Northumberland Co., population zooo. Hunts-
vine, Muskoka District, population 1000. Jarvis,
H aid imand Co., population zooo. KingSTille, Es-
sex Co.. population zooo. Leamington, ]£ssex Co.,
oopulaiion Z700 Little Current, District of Aleome,
population ^5. Markdale, Grey Co., population
5oo. Mattawa, Nipissing D strict, popu.ation zooo.
Midland, Simooe Co., population Z400. Norwich,
•vjxfoid Co., population Z900. Norwood, Pater-
borough, population lyoo, Oakville, Halton Co.,
opulation aooo. Omemee. Victoria Co., popular
.on 800. Orono, Durham Co., population zooo.
^'aisley, Bruce Co . population Z550. Palmerston,
'Vellington Co., population zooo. Parkdale, York
:o., population 5000. Pany Sound, District of
Parry Sound, population Z700. Peoetangu^.
Simcoe Co., population zooo. Pickerioe, ki
Co.. population zooo. Plattsrille. Oxtorj
]X>pulation 800. Port Dover, Norfolk Co , p?
tton Z400. Port Elgin. Bruce Co., popolatk:.
Preston, Waterloo Co., . population 1800, .
mond Hill, York Co., population zooo. Ilocb
Wellington County, population 675. Rx
Elgin Co., population 750. St. George. Bm
population 605. St. Mary's, Perth Ca, pop^^
4500. Siult Sie. Marie, District of AlfoiB^ .
population 9Z9. Shelbume. Dufierin Co.. ::.
tion Z900. Smith ville, Lincoln Co., popalai.se
Soutbampfon, Bruce Co., pop»alationia5(x Sf
field, Elgin Co., population 800. Sterlinc, Hs:
Co. , population 900. Stouffville, York Co., pc
tion zaoo. Streetsville. Peel Co., populatic:
Tara, Bruce Co., population 800. Teesvatf; :
Co., population zsco. Thamesville. Kes:
population 800. Thessalon, Algoma District :
laUon 550. Thombury, Grey Co., popclitio:.
Tilbury Centre, Kent Co., population looa
tenham, Simcoe Co., population 900. T»
Hastings Co.. population 750. WallaoebarE.I
Co., population 2500. >A^terford, Norf»
population zaoo. West Toronto Jnnctioc
Co., population zooo. West Winchester. D^
Co., population zaoo. Wiarton, Bmoe Ca< :
lation Z5oa Woodville. Victoria Co.. popii'
800.
PRINCE EDAVARD'S ISLAND.
CharloUetawn^-Population *za.ooo; causes of
^res investigated; mercantile buildings, wood, three
:nd tour stories high; wooden roofe permitted;
'dwellings, wood and brick, two and a half to four
tones; department consists of a steam engines, 2
bemical Hand extingmsbers, z hook and ladder
nick, 7 hose carriages, z salvage wagon; Siamese
oupUngs used; 4500 feet fair rubber hose; 3
orses; value of apparatus and supplies, $z6,ooo;
\ building owned, value $ao,ooo; membenhip 65,
jU paid members a, volunteers 65; annual ex-
cuses $3000; bell and telephone alann. Chief
lected by counciL A. N. Large.
Water Supply— Springs; reservoir system:
Blake pumps; daily capacity, s,ooo,ooo gallons; 88
>iydrants; 1$% miles mains; diameter, 6 to Z4 inch;
ressure, 40 to 65 pounds; works cost $z65,ooo.
David Land, Chairman Commissk»ers; .V
McPherson, City Clerk.
6eorfc«town, Kings Co., popnlatios
building, wood, two stories; shingle vx&
householder has to have a leather bucket asd
ders. John Lavere.
Water Supply— Wells.
SaBimertide— Population afiss; boili
frame, one and two stories; vroodenroobpem
department consists of z steam engine, s \a&
gines, za chemical band extinguisbefs, 4 bost
riages; 500 feet good rubber hose; zooo feet
cotton; a horses; value of apparatus and sn^-
$7000; membership 60. paid; annusi expc
$500; bell alarm. W. S. Green.
Water Supply— Wells and 3 tanks. J. ^
lie, Town Clerk.
PROVINCE OF QUEBEC.
Aylmer, Ottawa— Population aooo; buildings,
• rame, stone and brick, two stor.es; wooden roofs
^.ermitted; department consists of z hand engine;
lembership 40, vounteers; bell alarm. J. Beau-
.hamp.
Water Supply— Wells and river. W. R. Ken-
•.ey, Town Clerk.
Beaaport— Population *zaoo; fire .department
consists of z steam engine, a horse-power engines,
I hook and ladder truck. 6 hose carriages; Z500 feet
. f cotton end rubber hose; no organised brigade.
Water Supply— Inexhaustible cisterns.
GcMitleooky Stanstead Co., population *3aoo;
'uildings, wood, two stories; wooden roofs; depart-
lent consists of z steamer, z hand engine, zo chem-
":al extinguishers, z hook and ladder truck, a hose
. amaees; aooo feet good cotton hose, 500 poor; 400
: oor leather; value of apparatus and supplies,
15000; 33 volunteer members; expenses in z888,
.-300; bell, telephone and whistle alarm. W. B.
^1 organ.
Water Supply— Grav.ty pressure; z reservoir;
'. miles street mains; 4 hydrants; pressure, zoo
ounds. Samuel Mayle, Otis Tburlleff.
Cote 8t. Iionia— PopnhUion *aoQo; ^
acres; fire bmir, 50 acres; firtsworks oro:
causes of fires investigated; mercantile bv-^.
stone, three'stories; shingle roofs permitted; '
ings, stone, tWo stories; department consis^i
steam engine, a hook and ladder trucks, a ^^
riage.i; 3100 feet rubber hose, zooo feet coiion
fctt lineu. Rood; 3 horses; value of vppvai^^
supplies, $5000; building, $za,ooo; fotw^.
zo, full paid; annual expenses, $900. Chides
by council. L. Turcot.
Water Supply— 6 cisterns, supplied byspf
and 3 plugs. C. M. R. Prenoveau.
Cote St. Paal— Population 1500.' *^
acres; mercantile buildings, brick and wt)ou.
stories; shingle roofs permitted; dwellings »
two stories, department consists of a h«n°^7
z hose carriage; a hand chemicals; 800 Ke>
hose; 550 feet leather; value of apparatus ano
plies, ^000; membership 44. volunteers; beiis
Chief elected by members. J. A. Dnon.
Water Supply— Canal and wells. A ^'
bry, Town Clerk.
DaaTiUe^Population *zoqoi i hand engi
Fire Protection and Water Supply.
2ig
arriage; 500 feet good leather hose; 300 rub-
bed; vohuteer department. R. Johnson.
TER SupPLT— Stream.
11 — Population *Z3,ooo; z steam engine; z
^ni^ine; 7 hose carriages; 3500 feet rubber
1000 cotton, good; i paid and a volunteer
es. Ludger Genest.
TER Supply— Water-works; reserroir and
pumping; Knowles machinery; 59 hydants;
.^ mains, diameter 5 to 10 incnes; 66 gates;
re, 65 to 95 pounds; works cost $zi3,3a2; an-
;itpenses, $5500. L. Genest, Supt.; J. O.
ierre, City Clerk.
rrille— Population 18^7; buildings, frame
rick, two stories; wooden rood permitted;
ment consists of i hook and ladder truck, a
arriages; aooo feet new cotton hose; yalue of
itus and supplies (including water-works),
o; membership 60, Tolunteeis; steam gong
TBR SuppLT— a steam pumps, working ca-
6000 gallons i>er minute; direct system; 5K
mains; 35 hydrants; pressure, Z35 pounds.
MiUan.
iette» Joliette Co.. population 3500; fire-
ordinance; mercantile buildings, brick and
three and four stories; dwellings, brick and
, one and two stories; department consists of
m engine, za chemical hand extinguishers, z
and uulder truck, 4 hose carriages; Siamese
ngsused; 600 feet rubber hose, good; 50
1500 feet linen, good; zooo feet cotton, good;
>e owned, 3 used; value of apparatus, $6500;
diogs owned, value $z8oo; membership 0. 7
lid. a part paid; annual expenses, $2250; bell
. Chief elected by council. A. Bonin.
ITER Supply— Water-works; direct pumping
n; 4 miles street mains, diameter 3 to 8 inches;
drants; pressure, 90 pounds; annual expenses
Iter department, $^0. P. Laforest, Supt.;
. H. Beandoin, City Clerk.
.chine— Populatfon *40oo; area, za40 acres;
imit, same; mercantile buildings, orick and
, one and iwo stories; department consists of
am engine, 3 engines owned by fectories, a
carriages; Siamese couplings used; zooo feet
er hose, good; 700 feet canvas; a horses; value
•paramsand supplies, $4400; z building owned,
: $1800; membership z6, part paid; annual ex-
2s. $751; bell alarm. Chief elected by council.
)lly.
ATSR Supply— River and canal; water-works
JDg; system to be direct pumping; Blake
ps to be put in; also 50 hydrants; ^% miles
J, and to cost $70,000. A. J. Dawes in charge,
iobcrt. Town Clerk.
ipralHe- Population *z6oo; fire department
ists of z steam engine, a hose carriages, z lad-
iiragon; 500 feet rubber hose, fair; 500 linen,
500 cotton, new; membership 50, volunteers.
L. Bisaiilon.
ATBR Supply — River and cisterns, supplied
queduct.
(nnoxTllle — Population 000; i hand engine;
se carriages; 750 feet good rubber hose; 500
canvas hose, poor; no organized department.
ATBR Supply — River and cisterns. W. H.
ott. Town Clerk.
BTis— Population *8ooo; department consists
steam engines, 5 hand engines (3 private),
•se carriages; 3500 feet rubber hose, good; aSoo
>o, good; 900 cotton, poor; 7 horses; paid de-
ment. G. Denis.
ATER Supply— River and dstems. F. Roy,
n Clerk.
OBgne all— Population 3000; good rubber
:; 10 firemen hired.
Water Supply— Water-works; direct system;
7 miles of mains; 43 hydrants; zoo pounds ptessure.
J. A. Gariepy, Supt.; L. E. Bourgeois, Town
Clerk.
Montreal- Population *aoo,ooo; fireworiu ordi-
nance; causes of fires investigated; mercantile
buildings, stone and brick, three to seven stories;
dwellings, wood and brick, two to three stories;
department consists oi 9 steam enpnes, a hand en-
S'nes (not in use), a chemical engines, a8 chemical
md extinguishers, 6 hook and ladder tnidcs, 15
hose carriages, a salvage wagons; a^.500 feet good
hose; 74 horses; Z5 stanons; 40 members, full paid;
annual expenses, $Z35,ooo; telegraph alarm, z6o
street boxes. Chief elected by nre committee,
confirmed by council; salvage corps supported by
insurance companies and city, 9 members. Z.
Benoit.
Water Supply— River; a reservoirs, 36.500,000
gallons capacity, direct pumping and reservoir;
Worthington and other pumps; daily capacity 34,-
000,000 gallons; z6a miles street mains; diameter,
4 to 30 inches; ZZ49 hydrants; pressure, 30 to zio
pounds; Z439 gates^ various; 56a meters, Worth-
ington, National and others; works cost $6,500,000;
annual expenses, $zoo,ooo; committee in charge,
B. D. McCOnnell. Sopt.; J. Grenier, Mayor;
Chas. Glackmyre, City Clerk.
<|aebee— Population ^65,000; area, 309 acres;
fireworks ordinance; causes of fires investigated;
stone and brick buildings, three to four stories; de-
partment consists of a steam engines, z fire escape,
6 chemical hand extinguishers, a hook and ladder
trucks, Z5 hose carriages; Siamese couplings used;
zz,ooo feet good cotton hose: Z4 horses; value of
apparatus, $a5,ooo; 6 buildings owned, value
»i5 000; 46 full paid members; annual expenses,
&f8,ooo; fire alarm telegraph. 6a street boxes.
Chief elected bv council. P. Dorval.
Water Supply— Water-woiju; gravity pres-
sure; 6 cisterns, capacity 476,000 nillons daily,
Z3,ooo,ooo of gallons daily m addition to supply
in cisterns; 59 miles street mains, diameter 4 to 30
inches; a40 hydrants; pressure, 45 to zao pounds;
a3Z gates, Chapman and others; quality of
water is good; same is filtered through perforated
sheets of copper; works cost $z,5oo,ooo; annual ex-
pec ses, $30,000. ,C. Duquet, Pres.; J. Gallagher,
Manager; P. Dorval, Supt.; L. A. Cannon, City
Clerk.
RlcliBion4— Population *a5oo; z hand engine;
a hose carriages; 900 feet of new hose; ladders,
buckets, etc.; az men; electric alarm. Henry De-
saulniers.
Water Supply— Cisterns; hydrants. F. H. St
Lavrant; C. N. Desaulniers, Town Clerk.
Rimonski— Population Z417; frame and brick
buildings, one and two stories; wooden roofs per-
mitted; department consists of z hand engine; fire
committee of 3 councillors in charge of department.
Water Supply— Wells; a reservoirs; windmill
at reservoir; gravity; % mile of mains. F. J.
Couture. Town Cletk.
Skerbrooke— Population NZ70; buildings,
frame and brick, one and a half to three stories;
wooden roofs permitted; department consists of a
steam engines, z chemical engine. 8 chemical hand
extinguishers, z hook and ladder truck, 5 hose car-
riages; 1500 teet good rubber hose, zooo poor; 4500
feet linen, good; zo horses; value of apparatus and
supplies, $15,000; membership 35, za paid full
time. Z4 part time; annual expenses, $5000; tele-
graph and telephone alarm, 96 street boxes. R.
Davidson.
Water Supply— Water-works; 7 reservoirs;
capacity, 30,000 gallons; Knowles pumps; daily ca-
pacity, 900,000 gallons; 57 hydrants; 9 miles mains;
diameter 4 to zains.; 48 gates, Chapman, Ludlow; 5
Crown meters; quality ""^^^er, good; sand and
220
Fire Protection and Water Supply.
PROVINCE OF QUEBEC-^omtmmed,
gnvel filtration; works cost $140,000; aonual ex-
GmscSt $6000; pressure, 30 to 1x0 pounds. R. N.
all. Pres.; A. Sangster, Sapt.; G. Q. Bryant,
Mayor; W. Griffith, Secretary.
HU Henri) Hochelaga Co.; area, 413 acres; fire
Umit, 900 acres; fireworics ordinance; causes of fires
investigated; mercantile buildings, stone and bnclc,
two stories; shingle roofs permitted; dwellings,
brick, two and a half stories; department consists
of I steam engine, 6 chemical band extinguishers, x
hook and ladder truck, a hose carriages; 3500 feet
rubber hose, good; aooo feet poor; X500 cotton hose,
good; 500 feet poor; 500 linen, good; 500 feet new
hose; 3 horses; value of apparatus and supplies,
$8000: Duildings, $95,000; membership 6, iull paid;
annual expenses, $9000; fire alarm telegraph, ^4
street boxes. Chief elected by corporation. 2.
Benoit.
Water Supply— Water-works; direct pumping
system, capacity 3,000,000 gallons daily; river; 8
miles of street mains, diameter 4 to xo inches; 36
hydrants; pressure, 80 pounds; annual expenses of
department, $10,000 Chas. Berger & Co., A. De
Seve, Jr.
8t« Hyacintke— Population '9000; 3 steam en-
gines, 4 hand chemicals, x hook and ladder truck,
Q hose carriages; 3700 feet rubber hose, 30oo feet
linen, 500 feet leather, all ffood; 30 men, volunteers;
electric alarm, 15 boxes. Leon Plantondoo.
Watbr Supply— Direct svstem; capable of
throwing X5 streams height of 80 feet; 39 nydrants;
3 pumps. M. A. Connell, J. O. Genrtin.
St. Jean Baptiste—See Montreal.
St. Jerome— Buildings, brick and frame, one to
four stories; shingle rocfs permitted; department
consists of I steamer, x hand engine, a hand chem-
ical extinguishers, 3 hook and ladder trucks, a
hose carriages; expenses in x888, $600. A. Flaet.
Water Supply— 6 reservoirs; 10 miles street
mains. J. Lecompte, Supt.; E. Marchand, Town
Clerk.
St* Johnt— Population *5ooo; z steam engine;
X hook and ladder truck. 7 hose carriages; 5000
feet good hose; 60 volunteers, also paid bngade, ao
men. P. Sylvester.
Water Supply— Water-works; direct system;
Z3 miles mains; 4a hydrants. L. Molleur, Z. R.
Hamel.
St. Saayenr- Population *i4,ooo; 3 band en-
gines; I hook and ladder truck; 3 hose carriages;
3400 feet rubber hose, leather poor; 335 voltmteer
members; bell alarm.
Water Supply— Cisterns.
Sorel— Population 7500; tmildings, frame and
brick, two to tour stories; wooden roo6 permitted;
department consists of z hook and ladder truck, 3
hose carriages: 3ooo feet of good coffos ^
hose^ value of apparatus and sapplie*. }|
volunteer members, 3 paid full time;
penses, $600; 3 fire alarm stations.
Water Supply— Water-worls; djier.
zx miles of mains; 50 hydrants; prtsi
pounds. M. C. Blais.
Terrebonne^Population 3050; shicdi
I chemical engine; 6 cbemical extinpdsbi
feet of hose; ai men. C. Arcfaambssit.
Water Supply— Springs.
Tliree RiTers— P&puIatioB 9000; a
acres; fire hmit, 588 acres; fireworfa c^
causes of fires investigmted; mercantile ^
brick, three stories; dwellings, brick, n
stone, two stories; department consati i '
engines, 8 chemical hand extinguislios. i
ladder truck, 4 hose carriages; 500 feet goo
hose; .800 feet cotton, xzoo feet good k
horses; value of apparatus and mpfiieL
buildings owned, value $8ooq; membo^
paid; annual expenses, $3500; tdegiipfa
street t>oxes. Chief elected li^ ooooctL
Water Supply— Direct pumping si
miles street mains; diameter 4 to 9 oM
drants; pressure, zxo pounds. C. 2. Hul
Yallerfleld- Population *<s^S'' i ^^
X steamer; 3 hose carriages; zmfeetnitt''
500 leather; zzoo feet linen.
Water Supply— River; direct ponpiB!
Blake machinery; 50 hydrants; 6 aiks
ameter 4 to 10 inches; pressure, 40 to i»J
works cost $70,000. E. May, Pres.; ^ ^
Town Clerk.
Yandrenil, Vandrenll Co. . .
buildings, frame, one and a half itocies,
roofs permitted; department oonsisisoii
gine, z hose cairia^; ladders; zoo feet gwi
hose; 75 feet good leather; beU alsnn.
Water Supply— Wells; z leservoin **
tem; 4 hydrants.
Waterloo— Population "la^Mi; z booked
truck; 6 cbemical extinguishers.
Water Supply— Lake and wdli. C.H-<
lee. Town Clerk.
The foUowing plaoet have no fire pn»
ArthabaskaviUe. Arthabaska Ca. popoUoF
Bedford, Missisqooi Co., popuiatkm 1800. >.:
ville, Missisquoi Co.. populadonzSoo. Fn^
Temiscowata Co., population 4000. Hi»a
Huntingdon Co., population zxoou u<<
Megandc Co., population zooo. Ko0«ito3,i
Co., population 800. Lachute. Ar|ent»
population 3500. Louiseville, MssbnoT
populaHon Z500. Nicolet, Nioolec Co.. V^
3300. Portage Du Fort, Pontiac Co.. pcf^
600. Ormstowa, Chateangay Co., popu^^j
Rock Island, Stamstead Co., popatttioii45^
Anne De La Pocatiere, Kamoorsska CoJ^
tionssoo. Shawville. PontiacCo.,popaU°>
Fire Protection and Water Supply.
221
Addenda,
The Following were Received Too Late to Classify:
Califohnia,
11 J OM) Santa Clara Co,, population '33.000;
2240 acres; fireworlis ordiaance ciod for in-
ga-iing causes of 6res; mercantile buiIdiDg<,
.. two stories; dwellings, wood, two stones; de^
nent consists of 4 sieam engines, i hand en-
, 2 hook and Udder (rucks, 5 hose carts, i
waigon; 4500 feet rubber aod toaa feet cotton
, good: 10 horses lu use |not ow&ed): vaJue of
ira.tus and supplies, $46,56£; buildiass, $14,-
40 members. 10 full paid, 30 pan paid; aanual
:nses. $16,523; electric aJarni, private boxes#
^f elected by cotiacil. R. Hoelbe.
'ATER Supply — 3 reservoirs, supplied by
f^g^; gravity syitem; 7 cisterns, capacity 75,000
3ns <kdly; diameter of mains. 3 to 13 inches; 114
rants; preKure, 25 pounds. W« J. Wilcox.
Ihdiaka,
lokOBlO) Howard Co.. population ti.Ood; ar^a,
acres; fire limit, iia acres; fireworks ordinance;
ses of firet investigated; mercantile buildings*
k, two, three and foui stories; dwellings, frame,
and two stories; department consists of a steam
ines, 6 chemical hand extinguishers, 3 book and
ler tracks, 5 hose carriages; siannese couplings
J; 3300 feet rubber hose, eood: 3000 poor; value
ipparatus and supplies, $t3 000, annual rent of
Idings in ufie. $350; value, $6000; membership
part paid; annual expei^ses^ $4000; telephone
I bell alarm. D. L, Duke.
Vater Supply — Arirsian wells and creek; di-
t pressure water- works; Dean machinery, daily
>acity 3,000,000 gallons; 138 Ludlow hydrants;
5 miles mams, diameter 4 to I3 inches; 5^ Lud-
' gates; qo&Uty water good; not filtered; pf^^
e, 45 to zoo pounds: works cost $ios,ooo. C, H.
vlor. Supt.; J. 8. Kirkpatrick, Mayor; Dan, A,
lith, City Clerk.
Wo ant Ternon, Posey Co ^ population "7000;
ta, 700 acres; mercantile buildings, bnck, three
ries; wooden roofs permitted; d we'll ngs^ brick,
0 stories; department consists of i hand engine,
look and ladder truck, 3 hose carriages; 1500 fett
w rubber hose: value of apparatus^ $4000; a build-
js rented at f soo; 45 volunteer members; annftai
penses, $500; bell alarm. Chief recommended
department and elected by council. Joseph K.
alley.
Water Supply— Water- works; stand-pipe sys-
tem; 6 miles of mains; 83 hydrants; pressure, 93
pounds. R. W. Barnes, C. L, Prosser.
Kentucky.
FrAitkfort, Franklin Co., population ii^ooo*
area, 490 acres; fireworks ordinance and for investi-
gasing fires; buildings, brick and frame, two to four
stones; metal and shjngle roofs; i steam engine >
not in use; i hook and ladder truck; a hose car-
nages; laoo feet good cotton and rubber hose; 4
full-paid members; telegraph alarm. 16 boxes.
Chief appointed by Mayor. R* Ferguson.
Water Suppey— River; system pumping to res-
ervoir; HbUy machinery; loo hydrants; it miles
mains, diameter 14 to 16 inches; B6 gates; so meters,
various; quality water good; settling reservoir fil-
tration ; pressure. I30 pounds; works cost $:2ao, ooo.
J. S. Johnson, Pres.; J. D. Griflin, Supu; E. H.
Taylor, Mayor; Patrick Newman^ City Clerk.
Mi chic; AN,
CmrOf Tuscola Co.t population 240^; buildings,
brick and wood, one to three stories; department
consists of I hand engine, i hook and Iftdtaer truck*
1 hose carriage; 500 feet rubber hose, goodr 500
po^r; 500 cotton, good; value of apparatus and
supplies* $3000; members 47, volunteers; expenses
in 18S8, $300; bell alarm, P. D. RiddJc.
Wateh St;pPLY— Cisterns and Holly water-
works, gravity pressure; 3 miles street mains; 30
hydrants; pressure, 60 to 85 pounds; cost of works,
$mooo. C. A. Thomas, Supt.; C. Montague,
Mayor; A. Moreland, Town Clerk.
Hinsdale, Cheshire Co. » population "3300; area,
14,000 acres; fire linr»it, 500 acres; frame buildings; 1
hand engine; i hook and ladder truck; 3 chemical
hand eKtiURUisheTs; 3 hose carriages; 300 fc^t good
rubber hose; 2700 linen; 800 leather; value, $4000;
3 buildings used, value ^5000; 66 members, paid
part time; steam gong alarm. Chief appointed by
selectmen. A. H. Latham.
Water Supply— River and canal; direct pres-
sure; Crocker, Upton pumps; a? hydrants; 1%
miles 4 -inch mams; S gates, Eddy, Chapman;
quality water soft, not filtered. M. H, Bard well,
in charge^ E. E. Hall, Town Clerk.
New York.
Pfew York CItf— Hugh Bonner is chief of fire
department, succeding Charles O. Shay, retired.
222 Fire Protection and Waier Supply.
POINTS FOR INSPECTORS.
A study of the fire causes peculiar to the classes of risks named below affords the fcL
points for inspectors :
Agricultural Implement and Seed Stores — Investigate exposures very carefully and look ic.
after the moral hazard.
Auction and Commission Stores — Exposures of chief importance; moral hazard not as ds:
as carelessness in the use of stoves, matdies, cigars, candles, gas, etc.
Bakeries and Confectioneries — Exposures very important, then defective ovens and hit
ignitions of grease.
Book and Stationery Stores — Exposures of chief importance ; carelessness in the use of ei
lamps, gas, etc., next.
Boot and Shoe Stores (retail) — Exposure causes about two-thirds of the fires ; moni ':
important ; then explosions of lamps, stoves, etc.
Breweries — Ordinarily moral hazard moderate ; look out for explosions of dust, spaib
carelessness in many forms.
Butcher Shops and Meat Markets — Exposures responsible for about two-thirds of tJx
moral hazard considerable ; lamps, stoves and matches dangerous.
Carriage and Wagon Factories — Exposures important ; watch moral hazard ; possibility ot r
carelessness and many accidental fires.
Cheese and Butter Factories — Moral hazard important; then engines and boilers, def^
flues and stoves.
Clothing Stores (retail) — Exposures important ; moral hazard apparently moderate but "ct.'^
and " accidental " fires ex^mely numerous.
Cooperage Establishments — Moral hazard considerable ; sparks and defective flues asd
common fire causes.
Cotton Goods Factories — Fires are' caused chiefly by friction in machinery and ^wnts:
combustion.
Crockeryware and Glassware Stores — Exposures important ; lamp accidents, spontaaeoss .
bustion and careless use of matches the chief hazards.
Drug and Chemical Stores (retail) — Over two-fifths of the fires caused by exposures; moral h
important ; spontaneous combustion, defective flues, explosions of lamps and dMmicals, etc
Distilleries— <^hief causes are incendiarism and explosion (unknown).
Dry-goods Stores — Exposures very important ; gas jets, lamps, defective flues, matches, ?■
and electric wires are among the chief dangers.
Dwellings and Tenements — Exposures important ; moral hazard moderate ; chief casse
defective flues, carelessness and accidents in many forms.
Electric Light Stations — Exposures important ; moral hazard slight ; the insulation and po^
of electric wires should be looked after carefully ; other dangers are from engines and boilen
friction in machinery.
Flour, Grist and Oatmeal Mills — Moral hazard important; then friction in machinery, spoDUs-
combustion, engines and boilers.
Foundries and Machine Shops— Exposures important ; moral hazard moderate ; chief kr
inherent dangers are from sparks, furnaces, etc.
Furniture and Upholstery Factories — Chief dangers are from spontaneous combustion : s
hazard imix)rtant ; carelessness and accidents in many forms.
Furniture and Undertakers' Stores — Exposures v^ry important; moFBl hazard considm
dangers from spontaneous combustion.
• Grain Elevators and Storehouses — Exposures important ; moral hazard high ; danger i
flying sparks.
Grocery Stores (retail) — Exposures very important ; moral hazard considerable ; Iampexpi>
and accidents, careless use of matches, etc.
Hardware Stores — Two-thirds of all fires caused by exposures ; mosal hazard about average
Hotels^Exposures important ; Moral hazard requires attention ; defective flues -verf danger
Lumber Yards — Exposures important; moral hazai^d high; flying sparks chief inherent hl:^
Paper and Pulp Mills — Moral hazard moderate; chief imierent hazards are spontaneous cojt
tion, friction m machinery, engines and boilers.
Paint, Varnish and Oil Stores — Exposure important; chief dangers are spontaneous cooiba^
matches, stoves, and ignitions and explosions of oil.
Planing and Molding Mills — Moral hazard somewhat above the average; sparks, engine^
boilers, friction in machinery and furnaces are dangerous.
Printing and Lithographing Establishments — Two-thirds of all fires are caused by eipo?*}
spontaneous combustion, lamps, stoves and careless use of matches are common causes.
Restaurants — Exposures very important; moral hazard moderate; stoves, defective flues, lai
oil stoves, sparks, furnaces, are common causes.
Saw Mills — Moral hazard above the average; sparks and engines and boilers are very danger
School Houses — Moral hazard high; defective flues, furnaces and heating apparatus, stov&
forest fires are among the chief dangers.
Theatres and Opera Houses — Exposures very important; moral hazard above the aver
many fires from furnaces, gas jets, etc. — The Chronicle,
UIES I mm, himm. DJllta B. tiALSmO^ Vict'pKsioat, WILLIAM T. WOODS, Seuomt.
T/i€ Insurance Year Book,
1,000 in Up S. 4 P©r Cent Bonds Deposited with the Insurance
Department of New York.
MOMS OKKIC^.
1
3
St
i
LOYDS PLATE GLASS INSURANCE COMPANY,
t William and Cedar Streets, New York. ^^
INSUIUNa DN PUTE EUSS WINDOWS, HC, JIBimST mWii Bfiyt>&l t\% aCETTED, ^^
ti The Insurance Year Book.
Fidelity and Casualty Co
I^A^ Assets, July, 1889, over - $800,000.
^/hSIBHH^ trust, such as officers and employees of coirc
FIDELITY DEPARTMENT.
Bonds of Suretyship for persons in position^
trust, such as officers and em
tions, administrators, etc., etc.
^\S^3U'^1 CASUALTY DEPARTMENT.
k.*
Policies insuring employers or individuals agii
accidents, plate glass against breakage, and .<:
boilers against' explosion.
OFafaiOeRS.
WM. M. RICHARDS, President.
GEORGE F. SEWARD, Vice-President. ROBT. J. HILLAS, Sccr--
General Offiees, Nos. 214 and 216 Broadway, New York City
lOEWICI UIIOI
FIRe INSURKNCe SOCieTY
ENG^^AND.
FIRE INSURANCE EXCLUSIVELY.
UNITED STATES TRUSTEES.
J. A. HEWLETT, Esq Of Messrs. Hewlett & T'^»
A. W. HARD, Esq Of Messrs. Ha«p « '
E. W. CORLIES, Esq President Bank of Aut
Htad Office for the United States, lo. 67 Will Street, lei ToA.
J. KONTaOKEBT SABE, BMidmt ICanager.
The Insurance Year Book. Jii
DO NOT PORQBT THAt
Applies Just as Emphatically to
Life ic^ Endowment Policies
IS TO ACCIDENT POLICIES.
The Travelers,
OP HARTFORD, CONN.,
Issoes all best forms of Ufe Insnrance.
LOWEST CASH RATES,
NON-FORFEITABLE, WORLD-WIDE.
Assets, $10,382,781,92
Surplus, $2,041,210.41
Paid Policy -Holders,
$16,000,000
iv The Insurance Year Book.
1794. Seventy-Ninth Annual Statement
OP THE
FIRE INSURANCE COMPANY
— OP—
HARTFORD, CONN.
TOTAL ASSETS, - - - $5,288,603.97.
Cash CapiUl .' f 1.250,000.0c
Reserve for Reinsurance Oegal standard) 2,014,565 +•
Outstanding Claims and other Liabilities 35i.5324>
Policyholders' Surplus 31480,982 5;
Net Surplus over Capital and all Inabilities 2,230,982 s
GEORGE L. CHASE, President
P. C. ROYCE, Secretary. THOS. TURNBULL, Ass't Secietaiy.
Ageneiet in all Prominent Localities thronghont the ITnited Statea and Ctni^*
NATIONAL
Fire Insurance C07tf^F>7?NV
HARTFORD. CONN.
STATEMENT, JANUARY 1, 1889.
CAPITAL STOCK, all Cash, $1, 000,000.00 1
Funds Reserved to meet all Liabilities: \
Reinsurance Fund, legal standard, .... $724,429.03 V 81 9,454.96 i
Unsettled Losses and other claims, .... 95>025.93 ; '
Net Surplus over Capital and all Liabilities, - - 507,126jO ,
TOTAL ASSETS, January 1 , 1 889, - - - - $2,326,58U6 1
JAMES NICHOLS, President. E, G. RICHARDS, Secretary.
WaSTEEir SSPAITIESNT.
FRED. S. JAMES, General Agent.
GEO. W. BLOSSOM, Ass't Gen'l Agent.
OWriCB :
174 La Salle Street, Chloaffo.
PAOZnO DBPAlTUire.
GEO. D. DORNIN. Manager.
WM. SEXTON, Assistant Mtni^"
OmCB:
2 1 4 Saneome St., San Franclsoo.
The Insurance Year Book.
FORTY-THIRD ANNUAL STATEMENT OF
For the Year Ending December 31, 1)
Net Assets, January I, 1888
RECEIVED IN z888.
For jpremiums $4,
For interest and rents 3,
DISBURSED IN x888.
TO POLICYHOLDERS:
For claims by death $3,x97,98a.6s
For matured endowments 497i7<^'39
Surplus returned to poUcyholders 1,160,367.77
Lapsed and surrendered policies 539,338.53
Total paid poEcyholders $5,3
EXPENSES :
Salaries and commissions to ajgents $367,3x8.19
Salaries of officers, doles, and all others employed on salary.... 1x3,854.73
Medical examiners* fees x«,8o9.ox
Printing, advertising, Icsal, real esute and all other expenses 268,903.32 6
Taxes »
Prolitand leas 3
Balance, net assets, December jx, 1888
SCHEDULE OP ASSETS.
Loans upon real estate, first Hen
Loans upcm stodcsand bonds
Premium notes on policies in fbrce
Cost of real estate owned by the Company
Cost of United States and other bonds
Cost of bank and railroad stocks
Cash in banks
Balance due from agents secured
Net assets, December 3X, x888
ADD:
Interest accrued and due $x«oo
Rents accrued x
Market value of stocks and bonds over cost.. 48
Net deferred quarterly and semi-annual premiums xo
Gross Asssts, Dsosmbsr 31, 1888
LIABILITIES.
Amount required to insure all outstanding policies, net, assuming 4 per cent interest... $50,98;
Additional reserve by Company's stanoard, 3 per cent on policies iuued since
April X, X883 ?5C
All other liabilities 90^
Surplus by Company*s standard
Surplus by Connecticut standard, 4 per cent
Increase of net assets during x888
Ratio of expenses of management to receipts in 1888, 8.96 per cent.
Policies in force December 31, x888, 63,660, insuring $X5x,30x,9X3.oo.
OKKICERS.
JACOB L. GREENE, ----- Presid
JOHN M. TAYLOR, Vice-President. DANIEL H. WELLS,
WILLIAM G. ABBOT, Secretary. CHARLES HILDEBRi
GEORGE R. SHEPHERD, M. D., Consulting Physician.
ELISHA RISLEY, Superintend
vi The Insurance Year Book.
OROANIZBD IN 18B1.
THE
PHoeNix Mutual
—OF—
HARTFORD, CONN.
Assets, over - $10,000,000.00.
Total Payments to Policyh^ders for Death Claims and Matured Endowments, Dfndeods c
Surrendered and Ceased Policies, over $28,000,000 .
A. C. GOODMAN, President J. B. BUNCE, VIce-Presideut
J. M. HOLCOMBE, Secretary.
CONNECTICUT
FIRE INSURANCE COMPANY
— OF —
HARXKORD, CONN.
CuhCapitel, $l,OOft00ft«'
Oatotanding Claims, ■ • . 100,81^
Seianinuiee BMerre, CWM**
HetSurplM, 46*^*"
Total AtMti,
J. D. BROWNE, President.
CHAS. R. BURT, Sec'y. L. W. CLARKE, Ass't Sec''
vm
The Insmrance Year Book
ESTABLISHED 1845.
ESTABLISHED 1845.
ROYAL
FIRE INSURANCE COMPANY
OK LIVERPOOL, ENQLAND.
lend Office Hetropolitan District, - - - 60 Wall Stmt, lei Tut
statement of the United States Branch, January 1, 1889.
JVSSSXS.
U.S. Government Bonds, market value t836,3SO^
Real Estate.
Cash in Bank
Accrued Interest
Uncollected Premiums.
Other Assets
i,8i3,aoo.i
328,711.!:
18,529:*
433M3
1.748,0931;
Unpaid Losses, UneaiTied Premiums and other Liabilities 13,028,69a f«
Surplus 2,205,003^
Board of Management — ^J. D. Vermilye, Osgood Welsh. J. H. Inman, Henry Panst
E. W. Corlies, Frederick D. Tappen.
B. P. BBDDALL, Manager. WM. W. HBNSHAW. Aaa*t Manager.
Gonnecticnt General
UFE INSURANCE COMPANY,
HARTFORD, CORI.
T. W. RUSSELL, President.
F. V. HUDSON. Secretory.
M. STORRS. M. D.. Medical Adviser.
T«tal AMtti, Jan. 1, 1889, •
Total liaMUtiM,
Surplus to Policyholdbrs :
By Connectioat Standard, -
$1,841,096.78
1,879,818.98
. $469,477.81
In 6aoh of the ten years past, the
Company has Increased
1. The number of Policies in force.
2. The amount of Insurance in force.
3. The amount of its Assets.
4. The amount of its Surplus.
iMues all the ordinanr appoved forms of Life and
Endowment Policies, either with or without participation
in surplus, as may be preferred.
ORIENT
Insupance Company,
liRTFORB, con.
Statement of Condition. Jan. 1, '•
Captul Stock, padd up in Cash %i/Kfi<f»^^
Reserre for Reinsurance 493^5"
Outstanding Losses and all other Liabilities., ^yf^
Nee Surplus i6»>5»
Total Cash Asseu %uii^TV'^
Surplus, as regards Policyholders |x.i6i,fc-*
Schooule of Aaaata.
Bank Stocks
Raiboad Stocks
Railroad Bonds
State. County. City and Town Bonds..
Cash in Bank and m Agents' hands —
Real Estate
Interest accrued, and Rents
Loan on Mortsages, fixst lien
red by Stocks and Bonds —
Total
,..|i.7*J^'"
CHA8. B. WHITUre, PiMidnt.
JAMX8 v. TAIBTOB, SMrttUT
HOWABO W. OpOI, !■'«**•
The Insurance Year Book.
1829.
Charter Perpetual.
1889.
Motto of Benjamin Franklin ; " When 'tis fair, be sure and take your jirreat-coat with yoo."
FRANKLIN
FIRE INSURANCE COMPANY
OF^ RMILADBLRHIR.
Capital $400.ooa£i
Insurance Reserve i.775.27v -^
Unpaid Losses and Dividends 65,31:^:'
Net Surplus 964.3^'=-
ToUl Assets (January i, 1889) $3,202,5o3i.
AGBHCT DIPABTKBVT-OBOBGS F. BEOBS, Kanager.
Pennsylvania State Agency THOMPSON DERR & BRO., General Agents, Wilkesboc^
OKKICBRS.
JAMES W. MCALLISTER, President. FRANCIS P. STEEL. Vice-PresideBC
EZRA T. CRESSON, Secretary. SAMUEL W. KAY, Assistant SecretJUT
DWELUN6 HOUSE
OP
BOSTON,
Removed to No. 40 Water 8t
Chas. K. Nichols, Pret.
Hbnry F. Perkins, Sec.
This Company Insures only Dwelling-house Property
and Household Furniture against Loss or Damage by Fire
or Lightning.
Capital, ... $800,000,00
Assets, ^an, 1, 1889, - 891,074,46
LiabilUies, ineiudinif Capital, 861,784.88
Net Surplus, ... 80,989.91
Surplus to Polieifholders, - 880,989.91
Applications for Agencies in unoccupied territory invited.
DIRECTORS.
Augustus Flagg. A. S. Wheeler.
John D. W. Joy. Chas. Merriam.
Otis Norcross. Thomas P. Bcal.
Edward A. Strong. Augustus H. Ellis.
James D. K. WiUU. Charles K. Nichols.
Penn Mutual
UFE nSDBilCE COIPUT,
921 Chestnot Street, Philadelpbii
INCORPORATBD 1847.
ASSETS, - $14,500,000
PURELY MUTUAL.
Dividends made Annually, reducing the
second year. Policies non-forfeitable and
incontestable.
SSWABD M. HSZDLS8, PMldat
H. 8. STEPHENS, Vtoo-Prcsidcat.
HENRY a BROWN, Sec'y and Tresi-
JESSE J. BARKER, Actcrr
£« DeFOBEST, Gmeral Afpit
13 Pttx^lc TUroar^ XT«-V9- ^TTar^
The Insurance Year Book. xi
AN OLID ESTABLISHEID CONIPANY.
\MERICAN LIFE
INSURANCE CO.
OF PHILADELPHIA.
OME OFFICE, - FOURTH AND WALNUT STREETS.
STiTElEIT, Jilinm 1, 1889.
[>tal Assets, - - - . - $2,077,269.
iirplus to Policyholders, ... $541,027.
JOHN J. MacFARLANE, President.
. E. PFEIFFER, Vice-President. HENRY W. SMITH. Actuary.
GEORGE C. WILSON, Jr., Secretary and Treasurer.
THE AMERICAN
F^IRE INSURANCE COMPANY.
INCORPORATED 1810. ^■^ffr^ CHARTER PERPETUAL
OFFICE: COMPANY'S BUILDING,
No®. 308 and 310 Walnut St., Ptilla.
A8H CAPITAL $(K)0.000.00
t«Mnre for B«i]iiiiraiiee and all othtr Claimi 1,681,500JS
TLrplniovtr all liabUitiM 869,415.98
TOTAL A8gBT8, Jan. 1,1888 $8,800,916.81
, Having a Paid-up Capital Stock and Net Surplus invested in sound and available securities, THE AMERICAN
' IRE Insures Dwellings and Furniture^ Stores, Merchandise, and generally all other first-class risks.
All losses liberaUy and promptly adjusted.
Thos. H. Montgomery, Pemberton S. Hutchinson, Joseph E. Gillingham,
John T. Lewis, Alexander Biddle, Samuel Welsh, Jr.,
Israel Morris, Charles P. Perot, Charles S. WheUn.
rHUUS H. MIMTIHMBiT. fm CHULES P. PEROT, Vce-hn, "^IIW W^IS^ H ^' ^ ^^^ "^^
xn
The Insurance Year Bow.
-TH
provident Life and Jn^l Compag
OF PHILADELPHIA.
A8SBT8, Pint Month, lit, 1889,
BTBPLVS, ....
tl5,040,87S1S
2,907,43iH
Year.
1870
1875
1880
Amount of Insur-
ance in Foice at
End of Each Year.
$9,388,400
19,479,410
25,755,451
Insurance Aaseu,
Including Capital.
$1,141,496.85
3,093,155-46
5,360,031.46
Year.
1885
1888
Amount of Insurance
in Force at End of
Each Year.
$45,678,669
64,003,694
Indixfios Capia-
$IO,472,202U
15,M0^79i3
The rate of mortality is less than that of any other company, and the dividends azishig irx
tliat source will be correspondingly larger. The exhaustive report published by the CcHnptrr
covering an experience of twenty years, shows that the number of deaths was one-third less tb:
the number which should have occurred in accordance with the indications of the Amerkc
Experience Table of Mortality. Such a percentage of gain was never before realized.
AGENTS WANTED.
SUN FIRE OFFICE
ESTABLISHED 1710.
LONDON, ENGLAND.
UNITED STATES TRUSTEES:
GEORGE D. MORGAN, HENRY M. ALEXANDER, J. J. McCOOK
J. J. GUILE, Manager.
HEAD OFFICES FOR THE UNITED STATES.
NEi«£ VORK CiTV, N. Y.
xiv The Insurance Year Book.
PHCENIX
Assurance Company
LOITID O IT
Establislieci - - - • - 1782.
FIRE INSURANCE ONLY.
Losses Paid, over $85,000,000
HEAD OFFICE FOR THE UNITED STATES:
No. 67 Wall Street, New York City.
A. D. IRVING, Manager. E. B. CLARK, Assistant Manager, i
L. P. BAYARD, Second Asst. Manager.
SAN FRANCISCO, CALIFORNIA.
OrflTCtnlzed I 866.
FINANCIAL STATEMENT, JANUARY 1st, 1889.
Capital fully paid |750,ooo.oo
■Reserve for Reinsurance '. 345i979>67
l..osses in coarse of settlement 76,229. 72
\.ll other claims 20,272 . 83
S^et Surplus over all Liabilities 126,581 .06
Total Assets $1,319,063.28
Surplus, January i, 1888 $92,348.05
January I, 1889 126,581.06
Increase t34i233 .01
JAMES D. BAILEY, Secretary. ' N. T. JAMES, President.
JAMES MOFFITT, Vice-President.
Principal Office, 416 California Street, San Franeiseo.
Bastern Department— Roosbvslt ft Boughton, General Agents, 44 Pine Street, New York.
Western Department— Thbodorb W. Lbtton, Manager, 338 and 340 La Saile Street, Chicago.
QUEEN
INSURANCE COMPANY.
Office for New York, New Jersey, Maine, New Hampshire, Vermont, Massachusetts, Rhode
Island, Connecticut, Pennsylvania, Maryland, Delaware and District of Columbia, 60 Wall
Street, New York.
Office for Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Nebraska, Colorado, Missouri,
Ohio, West Virginia, Wisconsin, Montana, Wyoming, Dakota and New Mexico, Rookery
Building, 217 La Salle Street, Chicago.
Office for Kentucky, Tennessee, Virginia, North Carolina, South Carolina, Geoi^, Louisiana,
Texas, Florida, Alabama, Mississippi and Arkansas, Louisville, Ky.
«^' The Ifuwnnce Year Boot.
'THE-
EQUITABLE
Life Assurance Society.
JANUARY I, 1889.
Assets, -----.
$9Sfii^¥.
Liabilities, 4 per cent.
. 74^P^^
Surplus, . -
20,794.r:
THE
EQUITARI.E
Life Assurance
Society
issues a new policy
whichy
like a bank drafts
is a simple
PROMISE TO PA V.
H. B. HYDE, PreHdent. /AS. W. ALEXANDER. V*^"
XHE
1 WVW^^a
Inited States Life Insurance Go.
IN XHE^
0±i5y of Isr&TTsj- TTox^ld.
RECORD FOR 1888:
icrease in Peseta,
Increase in Stirplue,
Increaae in Policies laatied,
Increaae in Btiaineea >?S^ritten,
Increeiae in InBtircince in Korce.
ca-ao. 3
P. FRALEIGH, Secretary.
31. 33TTB70X^3D, Fz*ee±<!Le3Q.-t.
A. WHEELWRIGHT, Assistant Secretary.
WM. T. STANDEN. Actuary.
EXAMINE THE MANIFOLD ADVANTAGES OF THE "LOW RATE TERM
«AN " of this Company. It is easier to place insurance on this plan than on any plan
r before offered, and the policy itself is the most liberal and equitable contract consistent
h recognized business principles.
THE MARKED SUCCESS ahready achieved by this plan, shows that it fills a want
g felt by the insuring public.
Good Agents, desiring to represent the Company, are invited to address J. S. GAFFNEY,
>erintendent of Agencies, at Home Office.
TISJD
eW Yoi'I^ i^dju^limeqt Company,
No. 33 PINE STREET, NEW YORK.
Qggf^-n 1 giedL J'eaQjxjLekJo^, 1886.
;0. W. GILBERT, President. WALTER R. GILBERT, Sec'y and Treas.
iUND DWIGHT, Jr.
. CRIST.
DIRECTORS.
J. H. KATTENSTROTH.
E. L. LEWIS.
J. H. DARLINGTON.
GEO. W. GILBERT.
This Company has now permanently in its employ adjusters of acknowledged ability, always
y on call for service in the Middle, Eastern and Southern States and Canada.
Letters or telegrams should be addressed to
GEORGE W. GILBERT, President,
33 PiNx Stkket, New Voir
XVUl
The Insuranoe Year Book.
COVENANT MUTUAL
LIFE INSURANCE COMPANY
ST. LOUIS, MO.,
Odd-Fellows Hall, S. E. Cor. 0th and Olive Streets.
The lew Life Eate Endowment Policy
Now issued by this Company matures at a definite period, and is incontestible after three yean. C:
the back of Policy is a table showing the amount of paid-up Insurance, term of extension or the ct:^'^
surrender value to which the holder is entitled in case of lapse.
All Policies issued by this old Home Company are Registered and secured by a pledge ol Bc^
or Deeds of Trust on Real Estate deposited with the State of Missouri, to their full value, givii^ *.
Policyholders security similar to that of the National Bank Notes. No reslriction as regards :«&.
dence, travel or occupation.
riTamlnfi ite Merite Belbre Xnsarliif •
E. WILKERSON, Pres.
A, F, SHAPLEIGH, Vice-Pres,
CffAS, PILLIXG. Sf
ROCHESTER GERMAN IHS. CO., Rocliester, N. \
CASH CAPITAL •S0*.«9»
Unearned Premium Resenre »8a,95a
Reienre for Unpud Loves and odker Liabilities. «»Jt4
Net Surplus ^09^060
Gross Assets — — Wtvx^
COMPIRATWE STATHKIT "'*^*ESSrpSd&):S^dS^ "^ ^"^ ^^"^ ~"*^ "
Ybar.
1873.
1873-
X874.
x875-
1876.
1877-
1878.
1880.
1881.
z88a.
1883.
1884.
1885.
1886.
1887.
ASSXTS.
$190,435
165.353
314.331
344.498
357.184
369.103
409,630
437.365
468.983
493.785
504.512
673,14^
713.830
Nrr SuKPLus.
$19,335
27.657
33.248
47.407
57.066
70,856
"5.547
Z30,07S
M3.509
X3S.445
124.097
135.319
127.564
141.131
173,635
164.19s
309iO6o
NrrPitaMnncs
$31,847
73.W4
^i
204.655
171.971
161.146
207.352
255.551
361.905
381.58
326.24
451.172
904»2aD
LooBBs Paol
91.560
I5.944
57.157
laa.960
"9.173
X08.Q91
73.892
133.227
«7o.3S6
!f*-335
162.337
H3.143
2^9»3^
^39.649
2i§.3i6
2ra.344
FREDERICK COOK, Pres't
LOUIS ERNST, Vice-Pres't.
H. F.ATW0OD,Secy
O. C. Kemp, Spedal Agent Western Department ; Th. T. Hay, Gesend Agent for North and South €^*t^-^
Raleigh, N. C
The Insuranoe Year Book.
XIX
INCORPORATED IN 1865.
VIRGINIA • STATE
Insurance Company.
fflce^ 106 MAIN STREET,
BICHMONJD, VA.
CASH CAPITAL, $200,000
DIRECTDRS,
EiOS. W. McCANCE, President. N. W. BOWE, Vice-President.
THOMAS ATKINSON, JAMES ALFRED JONES,
W. J. LEAKE, E. T. D. MYERS.
O. E. RICHARDSON, Secretary. CHAS. K. WILLIS, Ass't Secretary.
W. G. MAURY, Solicitor.
OROAXf UKBO XSSS.
richmond.
lSSETS, - $604,643
Half Cbmtuky m Succssspul Opsration.
SDRES iGinST FIBE AID UGHTlinG.
This old ViiiKini* institution israes a very ihort and
nprehensive policy, free of petty restrictions, and
end in its terms and conditions.
DIRECTORS.
O. NOLTING, E. B. ADDISON,
^PT. GEO. W. ALLEN, THOMAS POTTS,
T. WILLIS, D. O. DAVIS.
W. L. COWABDnr, PrMid«Bt.
. H. HcCABTHY, Secretary.
THE
Mutual Life
Insurance Co. of Kentucky,
LOUISYILIxE.
President, Charles D. Jacob.
Secretary, Wm. W. Morris.
Actuaiy, D. Meriwether.
Assets, January i, 1889, -
Surplus, as to policyholders,
ti,472.9»3
- 169,819
Policies issued on all approved plans of Life
Insurance, and are non-forfeitable
after two annual payments.
Itfst*c^ itft'spii^vt \as^ iiBtti
XX The Ifuuranee Year Book.
East Tennessee
Insurance Company
-OP-
KNOXVIL.L.E. TENN.
Capital Stock, - - $150,000.
S. T. POWERS, President.
E. E. McMillan, Vice-President J. F. HICKMAN, Sec. and Tree
Commenced Business, O^y tst, t88^.
DI RBOTORS.
C. F. LUCKEY, of Lackey ft Yoe.
F. L. FISHER, Cuhier EMt Tenncaee NatkMul Buk.
JAMES C. LUTTRELL, o£ S. B. L«ttidliv
Dk. R. M. RHEA, of Cowan, McChmg ft Co.
B. L. SMITH, of Snith ft Boikdvnnt
A. N. STRONG, RmI Estate.
Surplus Lines Solicited, on Oood I^isk-
BY PEKMSSION WX KXFSK TO
IMPORTERS AND TRADERS NATIONAL BANK, NEW YORK.
The Insurance Tear Book. xxi
Island Home
INSURANCE COMPANY,
KnoxvlUe, rTenn.
CAPITAL, - - - $200,000.
S. T. POWERS, President.
.E. E. McMillan, Vice-Pres. J. F. HICKMAN, Sec. and Treas.
DIRKC
p. J. BRISCOE.
of Briiooe, Swepton ft Co.
C. E. LUCKEY,
of Lttckey ft Yoe, Attorneys.
£. E. McMillan.
of McMOlan, Haien ft Co.
S. T. POWERS.
Rod Estate.
^XORS.
J. G. ROSE.
Pres*t Lookout NatM Bank, Morristown. and
Vic».Pns*t City Natl Bank, Knojmlle.
J. ALLEN SMITH.
City Mills.
W. 0. WHITE.
of Chapman, White, Lyons ft Co.
SURPLUS LINES TAKEN ON GOOD RISKS.
BY PERMISSION
Importers and. Xra<
WE UEFER TO
iers National Bank,
y ORK.
xxu
The Insurance Year Book.
D. A. CARPENTER, President,
GUY FRANCIS, Secretary.
W. W. WOODRUFF, VUe-Pre^^
W. B. HENDERSON, TTemsurer.
ORaANIZKD 1879.
KNOXVILLE
FIRE INSURANCE COMPANY.
St}€bt}exo.e2xi3 J'acn..
Loans on Stocks and Bonds 983*847.75
Call Loans on Collaterals 96,451.19
Real Estate owned by Co « 25,492.4a
Premiums in Course o£ Collection. . 22,812.30
Loans on Mortgages (ist Liens). . . . 8,715.00
Cash and other Admitted Assets. ... 19,189.75
Total Assets $256,508.31
Cash Capital, Fully Paid,
Surplus, to Policyholders,
1, I88Q.
LrlJVBILIXIE&S.
Paid-up Capital $90o,ooax
Reinsurance Reserve 36,392.0:
Net Surplus over Liabilities. 14 723.1*
Unadjusted Losses 5.39>i'
f256.50S-::
$200,OOO.OC
251,115.20
D. A. CARPENTER,
JNO. E. CHAPMAN,
S. B. LUTTRELL.
DIRBOTTORS.
M. L ROSS,
C. M. McGHEE,
R. C. JACKSOV
JOSEPH T. McTEER,
W. P. WASHBURN,
W. W. WOODRUFF,
JAMES M. ME£I
C. M. McCLUNG.
Office : Company's Building, Knoxville. Tennessee.
B. CREMER, Pias. THEO. J. MULLER, Sac,
CASH CAPITAL, $300,000.
nn Insinnee Co.
OF PEORIA, ILL.
Office, 428 South ^A^ashington St.
BOARD OF DIRECTORS.
BERNARD CREMER,
JOS. MILLER,
MICHAEL PFEIFER,
FERDINAND WELTE,
WM. OBERHAUSER,
CHAS. ZIMMERMANN,
CHAS. CREMER,
ADOLPH SIEDLE,
HENRY E. SIEBERNS.
S. H. DUNSCOMB, Pnddeat.
JOSEPH BRUCE. ^
J. S. DUNSCOMB, Seoecin
Hernando
Insurance Company
OF MEMPHIS. TENN,
i>iRiccrroRe:
S. H. Duascomb, L. Haaaua, W. B. UaBerr.
R. L Gochna, A. Vaocaro, N. Fontauae,
J. H. McDavitt, F. M. Nelson, JoMpb Brace,
J. R. Pepper, J. T. ^
The Insurance Year Book.
xxni
-TH:3£3-
ommePcial Fife Iij^uiiancB CompanJ,
MONTGOMERY, ALA.
Obairtered and OvganlxeH. J4.prtl ISthv IST'O,
'A.SH CAPITAL, FULLY F»AID, $100,000.
. P. LeGRAND, President.
W. H. HUBBARD, Secretary.
MILLARD M. SWEATT, Assistant Secretary.
FIRE INSURANCE ONL-V.
>erations Restricted to Direct Agency Representation and Re-insurance of Agency Companies.
Premiam and Interest Receipts for the Tear 1888,
Losses and Expense of Management, ** **
$188,845.27
97^44.89
EGITIMATE INSURANCE.
CONSERVATIVE MANAGEMENT.
CORRK8PONr>£DNCB aOI^ICIXSD.
DAYTON
NSURANCE Company,
DAYTON. OHIO.
INSURANCE COMPANY,
MIL^A^AUKEE. WIS.
Organized 185 1. Charter Perpetual.
Cash premiums since organization. $6, 113,1 15.81
Losses paid since organization. . . . 2,923,779.45
CAPITAL, - - $100,000.
Policies issued since organization . . 425 , 207
Assets, Jan. i, 1889 i,535 o^700
Cash Surplus, Jan. I, 1889 861,618.00
Losses Paid since Organization^
Over $600,000.
CHR. PREUSSER, President.
JOHN C. DICK. Vice-President.
FERD. KUEHN, Treasurer.
«on. L. B. GUNCKEL, President.
LEWIS J. JUDSON, Secretary.
A. J. CRAMER, Secretary.
G. W. GRIEBLING, Asst. Secretary.
pAlI. SCHULTZ, Gen. Agent.
xxiv The InBwrance Year Book.
THIItO XNMVXU STXTaMBNT.
MUTUAL UNION HRE INSURANCE COMPAM.
«mXLT XITTVAI OOXFAVT." . OifiidMd Itft. t7,
STATBMENT, JANUARY ist, 1889.
„ ^^ ,. AMITS.
Dtpoilt NoKft, Mt vshM W-sr-'
CMh ia Buk ^ ^xa^os^-U
Cik, Tf— urw a,Kas-^
latm
Slocks ImU by CoBBMiT jaojoo
BUk R«cci««kk SJSJ6
^ ■iiiif !>»«, ■•t 7^7«
Due f raa CooipaflMB aad AMMkoac 7«*^73
OAot Fufsioue, Maps aad Sappiiat ufirfx^
3SigP
M«t AaMto •«9*o='
LOMM BOCdiM $6i,<9"W
Due ocbv CoapwuM aad Mitrdlanww ffyp— wii x/»a-9»
N«l LiabmUn It**>
Fbm Value of DcpcMit Notct »»*«&-
LoMM Paid liaoe orgaaiatioo . — . H-i^y
Total Lomm lacuRad ~ ~ oMs^-
to H«t«ftl iBranMt.
OF'F'ICBRS.
HON. C. H. DEERE, PraidMt. JOHN T. REIMERS. Ykstfteaca^
U. ROSENFELD, TreuoKr. H. C CLEAVXLAND, ScacwT
DIRECTORS.
J. M. GOULD, MoBae, IlL A. R. BRYANT, MoBaa, ID. H. A. AINSWORTH, UiSst, U.
If. ROSENFELD, MoBae, IlL C. H. DEERE, Ifoliae, IlL J. J. REIMERS, Rock Usui. |
GEO. W. CABLE, Daveaport, Iowa. P. E. STUDEBAKER, Chfcago. H. C. CLEAVELAND, Uf£at^^
E. S. PERRYMAN, Praskleat. OROXNIZBD isee. F. L. GLOVER, Seotoc!
Mobile Insurance Company
PIRBi RIVER XND MXRINB,
2S Sx. NliCHA.Bi^ ®XR»BX, - - - XIOBILIS, ALA
Premiums since Organization $1,220,290.05
Losses Paid since Organization 597.^^*
Dividends Paid since Organization 320,300.00
Taxes Paid since Organization Ih^S-'^
E. S. PERRYMAN, R. MOORE, J. H. LEINKAUF,
T. W. WHITING, H. D. LESESNE, T. S. INGERSOLL, B. KAH>
X- XXVJL> -T-VX-N X-f 3L^3.\.JXn.
BY STATE AUTHORITY.
iTizENs Mutual Insurance Co.
W^ATERLOO, lO^NK.
Ouaranty Funci, - - - $50,000,00
OFFICERS \- AND %• DIRECTORS.
BUREN R. SHERMAJ^, Preadent. LEWIS LICHTY, Vice-President
3AMUEL H. WATSON, Treasurer. J. H. KUHNS. SecicUiy.
MATT. PARROTT, WM. P. WATSON. GEO. W. BEVER,
C. D. WANGLER, F. E. CUTLER.
INCORPORATORS %* AND *.• GUARANTORS.
Samuel H^ Wat«,n. » ^^^ ^^ ,^,
MTm. Py Watson, f
A.rtemus Lamb, Lumber, Clinton, Iowa.
3«o.W.Bever,V.Pte8. City Nat*l Bank, Cedar Rapids, la.
C:. F. Fowler, Wholesale Grocer, Waterloo, Iowa.
E. T. Cowin, Counselor at Law, *^ ''
M. Ricker, Lumber,
F. E. Cutler, Hardware, ** "
H. £. Weatherwax, Grocer,
Lewis Licfaty, Sec.Building and Loan As8n.,Waterloo, la.
A. J. Edwards, Director Com'l Nat'l Bank, '' "
Wangler Bros., Wholesale Drugs, Waterk>o, Iowa.
Matt. Parrott, Pub. Iowa State Reporter, Waterk>o, la.
Robert B. Manson, Wholesale Grocer & Mfr., Waterloo,Ia.
C. E. Mabie, Director Com*l Nat'l Bank,
Cliff. Watson, Banker, Vinton, Iowa.
Frank Watson, Banker, '' "
J. H. Kuhns, Waterloo, Iowa.
B. R. Sherman, Waterbo, Iowa.
MISSISSIPPI YALLEY
MANUFACTURERS
Mutual Insuranee Company,
fiock Island, Illlnoie.
OFFICERS.
J. S. KEATOR, President.
JNO. M. GOULD, Treasurer.
WM. B. FERGUSON, Secretary.
NORTfiWESTlN HOTDAL
Fire Insurance Co.
Hock Island, 111.
OFFICERS.
H. A. AINSWORTH, President.
F. C. DENK.MANN, Treasurer.
WM. B. FERGUSON, Secretary.
JAS. COWDEN, Assistant Secretary.
Ihniidir^RiibiSpiaiHy. CoireiH«« SolieiU.
EELIAirCE MUTUAI
FIRE INS. CO.
DUBUQUBs I03ii£R.
let Assets, January 1, 1889, $160,000.00
DIRECTORS &• OFFICERS.
W. H. Day, President, Standard Lumber Co.,
Dubuque, Iowa.
M. M. WALKER. Vice-President, M. M.
Walker & Co., Dubuque, Iowa.
GEO. B. BURCH, Treasurer, President Second
National Bank, Dubuque, Iowa.
A. A COOPER, Cooper Wagon Co., Dubuque,
Iowa.
D. A. HENDERSON, Secretary, Dubuque, la.
Agent desiring to place Surplus Lines please
address
D. A. Henderson, Sec. and Gen. Man.,
XXV i The Insurance Year Book.
Hntnal Guaranty Fire Insurance Compi,
CUNTON, IOWA.
Perrqanent Guaranty Fvind, $50,000.00.
OPRICBRS.
SCHILLER HOSFORD, Pres. SILAS W. GARDINER, Vicb^Prbs. H. W. HUTTIG« to Tks-Pxk
R. C. VAN KURAN, Trkas. J. W. LITHGOW, S«c
BXBCUTISfB C03IIEKITTBB.
SILAS W. GARDINER, SCHILLER HOSFORD, S. SHOECRAFT, C. C. KEEPERS, A. R. McCDT
GUARANTORS AND DIRECTORS.
SCHILLER HOSFORD, Sec. and Treas. Clinton Lumber Co., Clinton, Iowa.
SILAS W. GARDINER, of Gardiner, Batchelder & Welles, Lumberman, Lyons. Iowa.
R. C. VAN KURAN, Cashier MerchanU National Bank, Clinton, Iowa.
H. W. HUTTIG, of Huttig Bros. Mfg. Co., Muscatine, Iowa.
M. A. DONAHUE, of Donahue & Henneberry, Printers and Lithogr^ihezs, Chicago.
L. P. ALLEN. Printer, Binder and Stationer, Clinton, Iowa,
H. C. CLEVELAND, Sec. Mutual Union Fire. MoUne, 111.
S. SHOECRAFT, Wholesale Flour, etc., Clinton, Iowa.
A. R. McCOY, Attorney, Clinton, Iowa.
D. L. RYDER, Sec. Merchants and Manufacturers Mutual Fire Association, Clinton, Iowa.
L. W. KENDALL, Beloit. Wis. J. F. CLEMENT, Clement Chair Co., Clinton, Iowa.
C. C. KEEPERS, of Ward & Keepers, Clinton Bridge and Iron Co.
H. T. LAMEY, Capitalist, St. Louis, Mo. J. W. LITHGOW, Sccretaiy of Compuij.
MERCHANTS .^ MANDFACTDRERS
MUTUAL FIRE ASSOCIATION,
CLINTON, IOWA.
INSORES AGAINST ME, UGHTNIN6 OR TORNADOES.
OKKICERS :
L. B. WADLEIGH, President. G. M. CURTIS, Vice-Pf«tt4eiit.
D. L. RYDER, Secretary. A. R. OLNEY, Trassne.
BO^RID OK DIRECTORS :
A. LAMB. GEO. M. CURTIS. A. R. OLNEY. L. B. WADLEIGE
E. S. BAILEY. J. P. BIGNALL. D. L. RYDER.
HOME OFFICE, TOLL BLOCK, CLINTOX, lOllTA.
Insures at Lowest Rates that will afford Safe and Reliable Indemnity
to Members uid at less cost than ordinary companies.
All policies of this Company are secured by a permanent s^iaranty fond amoantiBf >'^
FIFTY THOUSAND DOLLARS, pledged to the prompt payment of losses, should the
funds from assessments be inadequate thereto.
The Insurance Year Book. xxvii
Sixteenth Semi-Annual Statement of the
Iinerii aiilliiiiraclM!! loM Iiimci Goipitir,
ASSETS, DECEMBER 31, z888.
1st National Bank stock, par value, $5,000, Market value $7,000.00
Nicollet Nat'l Bank stock, par value,$6,ooo, market value 6,000.00
State Bank stock, par value, $2,000, market value 2,200.00
Loaned on Mortgage security 19,500.00 ^
Loaned on Stock security 12,800.00 Q)
Bank Certificates of Deposit v 17,000.00 (D
Cash in Fanners and Mechanics Savings Bank 5,000.00 01
Real Estate 6. 500.00 10
Cash in Northwestern National Bank 8,157.94 t^
Cash in First National Bank 2,077.25 ^
Cash in Office 10.19 10
Due from other Companies 3^751.44 10
Premiums in course of Collection 5,064.29 #
Interest accrued 848.75
$95,909.86
Office Furniture and Maps 3i357.6o
Contingent Fund, ** Net Notes " 266,704.14
ASSETS $365,871.60 !
LIABILITIES.
Reinsurance Reserve (50 per cent) $62,367.32
Return Premiums 333*67
Due Individuals 333-34 ,
Losses Adjusted, not Due 2,833.33
Losses Unadjusted 6,250.00
$72,117.66
Surplus, above all Liabilities $293*753*94 1
Losses Paid since Organization .$327,588.95
Cash Dividend since Organization 39,760.86
Scrip *• •* '• 6.484.25
EDWIN R. BARBER, Pres. C. B. SHOVE, Sec. 1
JCKMUKU STKTB3VBNT OR THB
MINNESOTA FIRE ASSOCIATION, g
2kC±3QjQ.e€b:pol±8, TN/Ti-nTi, p^
ASSETS, DECEMBER 31. z888. (D
Loaned on Call, secured by Stocks and Bonds 166,490.00 Q)
Loaned on First Mortgages 21,280.00 A
Real Estate 600. 00 ^
School Bonds 250.00 Q
Bank and other Stocks 6,250.00 S
Cash in Fanners and Mechanics Savings Bank 4,500.00 P
Cash in City Bank 2,011.83 ^
Premiums in course of Collection 7,829.21 H
Due from other Companies 7>796.7o N
Interest Accrued 189.83 5
Office Furniture 432.81 S
1117.540.37 y
Deposit and Premium Notes 73i34i-9i ^
LIABILITIES. $190,882.28
Reinsurance Reserve (50 per cent) ^ f 13,100.00
Losses Unadjusted 2,800.00
— 115.900.00
Surplus above all Liabilities ^ $174,982.28
Losses Paid since Organii|^//-|, over |26^ ^000.00.
EDWIN R. BARBER, Pres. C. B- SHOVE, Sec.
xxviii
The Insurance Year Book.
OSHKOSH MUTUAL
FIRE INSURANCE COMPANY
OF OSHKOSH, W^IS,
R. McMILLEN, Pres't.
D. L. LIBBEY. Treiv
oF^i^icBRa :
J. H. JENKINS, Vice-Pre$*t.
M. R. SMITH, SecreUry.
!
BOA.RD OF" DIRE&CXORB :
R. McMILLEN. R. McMUlen & Co., Oshkosh, Wis.
J. F. STANHILBER, Stonhilber, Amos & Co., Oshkosh, Wis. ,
D. L. LIBBEY, President Union National Bank, Oshkodi, Wis.
JAS. D. CAMPBELL, Campbell Bros. & Cameron, Oshkosh. Wis.
J. H. JENKINS, Conlee Lumber Co., Oshkosh, Wis.
C. W. RADFORD, Radford Bros. & Co., Oshkodk, Va.
R. T. MORGAN, Morgan Brcs. & Co., Oshkosh, Wis.
JAMES P. GOULD, James P. Gould, Oshkosh, Wis.
HENRY SHERRY. Sherry Lumber Co., Neenah, Wis.
E. D. SMITH, President Menasha Woodenware Co., Menasha, Wis.
MONS ANDERSON, Mons Anderson & Sons, La Crosse, Ws
MUTUAL
FIRE INSURAMGE GO.
Chartered December 7, 1874.
Office: 183 ^VST-a^lnux St.,
aMMi,2Mi3SiaMFuioi, CnGDIIiTI, 0.
B. W. PUTNAM, W. G. HYNDMAN,
S. A. McCUNE, GEO. I. KING,
R. W. KEYS, JOS. F. HEADER,
JULIUS FREIBERG, C. W. MOULTON.
GEO. D.WINCHELL.
SAM'L A. McCUNE, Secretary,
RICHARD W. KEYS, President,
J. B. THOMPSON. Surveyor.
J. G. LINDSLEY, Solicitor.
Xelephiozie 360.
Mandfactobeb;;
MUTUAL
Fire Insurance Company
OF INDIANAPOLIS, IND.
Assets, - - - $2OO,00C.
Agents wanted in Ohio, Indiana, Illi-
nois, Wisconsin, Minnesota and Mis-
souri.
We respectfully solicit your corres-
pondence.
address:
CHAS. B. FUNSTON, SeereUry,
INDIANAPOLIS.
A. H. NORDYKE, Pres
The Insurance Year Book.
XXIX
BSTKBLISHBO IM 180B.
New Orleans Ins. Co.,
No. 3 Carondelet Street, New Orleans* La.
OASH CAPITAL, - - $500,000.
INSURES FIRE RISKS
J. TUYES, President. AD. SCHREIBER. Vice-President. JOS. A. HINCKS, Secretary.
X>ZXlB]0a70ZiS s
W. G. Vincent,
Edw. J. Bobet,
H. Larofunni,
C. T. Dugazon,
D. Fatjo.
H. GaUy,
J. W. Hincks,
P. Pouti,
Gus. Pitot,
Ad. Schreiber.
Chs. E. Schmidt,
J. Tuyes.
TUB-
Allied Mutuals
Of Wisconsin,
BOOMS 156 AMD 167 VIW OIS. BVILDOie.
MILWAUKEE, WIS.
Milwaukee Mutual Fire Ihs. Co.
Prandi Boyd, Prendent, Milwaukee.
E. G. Duxaat, Vtce-Presidciit, Radne.
Rudolph Nunnemacher, Treuuier, MUwaukM.
S. H. Seamant, Seoetary, MQwaukoe
Wisconsin Mutual Fire In& Co.
J. A. Kimboflj, Preddcat, Neaiah.
Wm. Sudenon, Vioe-Pmidcnt, Milwaukee.
Rudolph Nunneoiadter, Treasurer, Milwaukee.
S. H. Seamant, Secretary, Milwaukee.
DIRECTORS.
J. A. KIMBERLY,
FRANCIS BOYD,
E. G. DURANT,
WM. SANDERSON,
JOHN M. STOWELL,
S. H. SEAMANS,
RUD. NUNNEMACHER,
C. E. LEWIS,
A. M. BAILEY.
mUERS MUTUAL
INSURANCE COMPANY
OF WISCONSIN,
Milwaukee, Wisconsin.
nw nrsTOAHOB bvildiho.
OROKNIZVD SBPTVIICBBR, 9, 1882.
January 1, 1SS9, - $330^647.75.
MILL AND FACTORY INSURANCE
JOHN SCHUETTE, President.
E. W. ARNDT, Secretary.
XXX The Insurance Year Book.
FIREMENS
INSURANCE COMPANY
No. 33 CANIP STREET,
NEW ORLEANS, LA.
TOTAL ASSETS, .--.-. $294,973.99
OFFICERS.
I. N. MARKS, President. T. PRUDHOMME, Vice-President. R. H. BENNERS. Stcr^j^
IHSPECTDR.
HERMANN MIESTER.
BOARD OF BIRZCTOBS.
P. DOERR, ALF. H. ISAACSON, T. PRUDHOMME,
P. EGAN, A. A. MAGINNIS, A. H. SIEWERD,
H. H. BIERHORST, I. N. MARKS, OTTO THOMAN,
GEORGE ZETZMANN, WASH MARKS, I H. SCHIERMANN,
JOHN FITZPATRICK, JACOB SCHOEN, PETER BLAISE.
C, TAYLOR GAUCHE, H. ELLERMAN, JOHN EVERETT.
SOUTH BRN
INSURANCE COMPANY.
Df Nb^w^ Drlaansj La.
INCORPORATED NOVEMBER 20, 1SS2,
Cash Capital, .... $300,000.00
Assets, January 1, 1889, - - - 486,095.93
ERNEST MILTENBERGER, President.
H. GALLY, Vice-President. SCOTT McGEHEE, Socretirr.
niRECTDRS.
H. Gaily, R. MiUiken, J. H. Menge, Joseph David, Louis Bosh,
John T. Moore, Jr., Adolph Meyer, Leon Joubert, D. A. S. Vaugfat, R. Bdtaa.
S. Fatjo, G. P. Harrison, Geo. H. Dunbar, T. J. Woodward, £. K. Coavene.
M. Schwabacher, F. G. Ernst, I. Hemshelm, WilUam Mehle, J. J. Gn«Md«
Frank Roder, Frank Barker, Ernest Miltenberger.
xxxu
The Insurance Year Book.
EUREKA
FIRE AND MARINE
Insurance Company,
Ofhck:
23 West Third Street,
CiNCiNNATi. 0.
£>IRBCXOR8 :
Geo. Slimer, Jas. D. Puker, John E. Veil,
C. M. HoUoway, A. Pfimnann, Frank A. Rothier,
John J. Raipe, Thos. Sherlock, John Ryan.
FRANK A. ROTHIER, President.
ADAM BEMUS, Secretary.
SECURITY
INSURANCE COMPANY,
FIRE AND MARINE.
Office: 33 WEST THIRD STREET,
CINCINNATI, 0.
DIRECTORS I
Thomas Morricon, A. Pfizmaan, Matthcv Kj».
John Hauck, Frank A. RoUiier, Wanes Rsna,
William Means, James D. Parker, Cfaas. Holer.
FRANK A. ROTHIER, President,
ADAM BEMUS, Secreian
ESTABUSHED A. D. 183a.
FIREMENS
INSURANCE CO.
Office: 29 West Third St., Cincinnati, 0.
GapltAl, $100,000.00
•nrpliii, V^bnuu7l6,I889, - - 71,817.87
$171,817.87
GEORGE Mclaughlin, President.
ALBERT CAPELLE, Secretary.
Organized 1871.
AMAZON
INSURANCE COMPANY
CINCINNATI, O.
Ca»h Capital, - $300,000.00,
With Lakgk Suxplds.
•tockboldcrs ladtTMImUlr LiabM-
Losses Paid since Organuatioo
$3,743^20.31.
GAZZAM GANO, Preadent.
J. H. BEATTIE. Secrcttij
The Insurance Year Book.
xxxm
J29.
Charter Perpetual.
1889.
nicimiTi
INSURANCE CO.
?lxaz*tered
JTebruary, 1S8Q.
UPITAL, teiMm. ttSETS, $245^72.
LoisM hid ii 60 Tein, 11,767^.
DIRECTORS.
[attmkw Aody of Matthew Addy A Co.
BO. W. McAlpin of The Geo. W. McAlpin Co.
>SBPH H. RoGKRS d4 W. Third Street.
^ H. Harbison Pres. Cfaicinnati equitable Ins. Co.
. G. Wbbstbr 13a W. Seventh Street.
RiGGS Swift 50 W. Eighth Street.
ARDMBR E. Phipps of Gardner Phipps A Co.
BTBR Rudolph Nbpp Pres. College of Masic.
OBBRT B. BowLBR Office, CarliUe Buildinf;.
3HN F. Hazkn of The Haxen Co.
Hos. A. Wrbnn of A. S. Wrenn & Sons.
. W. Biles of J. W. BUes & Co.
Burnbt, Jr President.
JAOOB VSKSn, St., Pnildcat.
. L. T0W19Z.7, BtCftUiy. T. BI8E0P OUlOWTp BumFor.
Office, 81 West Third St.
CHARTERED 1888 PERPETUAL.
lercbants and
Mannfacturers
OF CINCINNATI.
P±2?e aiXLd. l3Xlai3Xd«
)apital,
Assets, Jan. 1, 1889,
$150,000
800,812
i^M. H. CALYEBT, President
ED. C. HARDING, Secretary.
£>IRBCTORS.
Robert Hosea, Richard Dymond, B. B. Whitcmaa,
ienry Muhlhauser, Wm. Henry Davis, Robert Allison,
Jardner E. Phipps, Chas. C. Murdock, A. D. Bullock,
lenry W. Andrews, James B. Wilson, Wm. H. Calvert,
•t«phen R. Burton, H. P. Lloyd, Martin Bare.
CHARTER PERPETUAL, DATED 1837.
MMYALLEY.
Insurance • Company
OF CINCINNATI.
Cash Capital,
$100,000.
Okkicb, 79 W. Third Sx.
Wm. Hall, Sec. James R. Murdoch, Pres.
DIRECTORS.
Seth C. Foster, E. R. Stearns,
W. S. Jones, Lyneas Norton,
James R. Murdoch, L. H. Greene.
Organized 1866.
Capital, $100,000.
FARMERS
Insurance Company
OF CINCINNATI, 0.
F±a?e ai33.d- :Bi^aia?±3xe
Karl F. Benndorf, Pres.
H. F. FiNKE, Secy.
DIRSCXOR8.
D. B. Bayless, H. E. Holtzingcr,
Jas. Alexander, J. W. Gosling,
Clifford B. Wright, Edgar Stark,
K. F. Benndorf,
XXXIV
The In&urance Year Book.
ENTERPRISE
Ym and Karme
CINCINNATI, 0.
Oflio* in Company** BuUdizis.
82 '^VaSX THIRD SX.
Cash Capital, .... $aoo.ooo
Assets, 243,675
Losses Paid to January i, 1889, 2,936.793
JAMES W. McCORD, President.
J. C. SHERLOCK. Secretary.
GLOBE
Insurance • Company,
OP
CINCINNATI, O.
Office, Company's Building,
n. 88 WEST TNIRI STREET, CnCIMUTI.
Capital Stock $100,000.00
Fire Liosses Unadjusted 1,000.00
Reinsurance Reserve 18,706. 58
Net Surplus over Liabilities 6,203.33
Total Assets $125,908.91
Losses paid since oi^nization $749» 785.01
BOARD OP DIRECTORS:
Sam. J. Halb. S. F. Covington.
Louis S. Levi. Hbnry Morgbnthau.
Henry Stxx. Jambs Cullbn.
D. B. Gamble. Jacob Ottenhbimbb.
John V. Mabkhbb. Miltx>n Glbnn.
H. L. Stiles. Christian Boss.
SAM. J. HALE President.
S. F. COVINGTON Vice-President.
. T. CLEMONS Secretary.
AMERICAN
IntialFirelDsnranceGo.
OF SOQTH BEID, IID.
Organized Sept. 19. 1S88.
J&Dtt&iig 1, 1889, - - ^72^99
Surplus Insurance Solicited.
Gbrritt S. Van Deusen,
C. D. MiLSY,
Pt«sidesi
SecretaiT
CITIZENS
IirSTJRAirOE COMPAM
CINCINNATI
Cash Capital
AsseU, January x, 1889 a89«543r
DIRECTORS.
F. X. RENO. J. G. ISHAM.
GEO. WILSHIRE. CEO. FtSHER.
L M. SIMON. C. F. RUKCK
DAVID GIBSON.
JOHN R. HALE SBrrerr,
CHAS. F. RUNCK S^ecretaiy
OFFICE, NO- 82 W. THIRD ST.
niE nsoRUCE souotb it cgmr ma
The Insurance Year Book.
XXXV
I
r
H
GO
00
CM
xxxvi The Insurance Year Book.
mutuaI'b'enefit
Life Insurance Company,
NEWTAI^K, N. J.
ASSETS (Market Values). Jan. i. 1889 ^48,514,460.54
LIABILITIES. New York and Mass. Standard 40,151.«7.33
SURPLUS 8.8a2.528.21
SURPLUS, by former New York Standard (Am. Ex. 4>i per cent Reserve) 5,734,858.21
Policies Absolutely Non-Forfeitable After Second Year.
In case of lapse the Policy is continued in force as long as its valne will pay for ; or.
if preferred, a Paid-up Policy for its full value is issued in exchange. •
After the second year Policies are Incontestable, except as against intentional frand, ami
all restrutums as to residence^ travel or occupation are removed.
Cash Loans are made to the extent of 50 per cent of the reserve value, where valid assigii-
ments of the policies can be made as collateral security.
Losses paid immediately upon completion and approval of proofs.
CITY OF LONDON
Flpe Insurance Company,
OIF XiOITDOl^, EITO-Ii-A-ITD.
STOCK COMPANY.
United States Branch OfflceSf
JOHN C. PAIGE, - - Resident Manager.
No. 20 Kilby Street, Boston, Mass.
raVBTIZB ZV BOBTOV FOB TEE VNXTSl) STATBS :
Chas. F. Choate, Esq., Pres. Old Colony R.R. Co. and Old Colony Steamboat Co. (Fall River VbxX
Oliver Ames Of Messrs. Oliver Ames & Sons.
Reuben E. Demmon, Esq President Howard National B»nk.
The In»uranoe Tear Book. xxxvii
Massachusetts Mutual
INSURANCE COMPANY,
SPRINGFIELD, MASS.
PURELY MUTUAL. NO STOCKHOLDERS.
CONSERVATIVE, YET PROGRESSIVE.
INCORPORATED 1861*
Assets $9,565,522.65
Liabilities 8,809,995.04
Surplus (Massachusetts Standard) 755>527.6i
Number of policies issued in 1888, 3631 ; insuring 12,007,550.00
Number of policies in force January i, 1889, 18,767; insuring 49,480,584.00
All approved forms of policies are issued^ and are protected by the Non-forfeiture Law
of Massachusetts^ which applies only to Companies chartered by
the Commonwealth of Massachusetts,
The paid-up and cash values determined by this law are written in each policy
issued by the Company.
M. V. B. EDGERLY, President. JOHN A. HALL, Secretary.
HSHBT 8. UBS,yio«-Pratideiit. 08CAB B. IBBLAITD, Actuary.
Dr. F. W. OHAPnr, Hadieal Szamlntr. Dr. GEO. 8. 8T1BBIH8, Aai't Hedlotl Szaminr
XXXVUI
The IriBurance Tear Book.
INOORF>ORnTeD IBSl.
THE BERKSHIRE
LIFE INSURANCE COMPANY
OK PIXXSKIELD, MASS.
REASONS WHY IT SHOULD BE PREFERRED BY THOSE DESIRING INSURANCL
It has the benefit of orer thirtjr-five yean' suoceMful esmerienoe.
Its busineM is conducted on the Mutual plan, thus enabfing members to get their Insoraaoe at cost.
It has always paid large dividends, thereby making the cost of Insurance low.
It maintains a reserve for the protection of policyholders, on the Massachusetu standard, tke tngbcst basis
required by the laws of any State.
It has a large surplus over the legal reserve and all other liabilities.
Its conditions as to travel and residence are very liberal.
Its policies are protected by the non-forfeiture laws of the Commonwealth of Massachuaetts, whk^ secure greatei
benefito to members than those of anv other State.
It has always maintained a high reputation for just and liberal treatment of iu members by pitsaqiciy i
and settling all policy claims, a proof of which is the fact that no Judgment has ever been rendered against it.
WILLIAM R. PLUNKETT, President. JAMES M. BARKER. Vicb-Pmsidekt.
JAMES W. HULL, Secretary and Treasurer.
J^OEDNTS IN A.LL THE& I>IWNCIF»-A.I^ CITIE&8 A.ND XO-W^NS.
INCORPORATED 1865.
German Insurance Co.
FREEPOI^T, ILL.
Cash Capital $200,000.00
Assets, January, 1889. .2,31 6,574.66
Liabilities $ 1 ,960,753. 1 6
Net Surplus 355,82 1 .50
COMPARATIVE STATEMENT FOR THE LAST TEN YEARS.
Assets. UaUUtics.
January ist, 1880 $586,282.31 $210,904.28
do. 1881 746,407.15 302,718.06
do. 1882 933.013.60 457,728.68
do. 1883 1,185,978,92 817,658.88
do. 1884 1,478,106.39 1,084,661.94
do. 1885 1,650,798.95 1,226,800.54
do. 1886 1,843,498.08 1,408,817.35
do. X887 2.044,703.53 1.588,853.73
do. 1888 2,187,172.68 1.710,522.42
do. 1889 2,316,574.66 2,960,753.16
SurpluB ss renras
PolicThoiiien.
•345*377.93
443.689.09
475,28402
368.320.04
393*444-«S
423.99S.4i
434.680.75
455»849.5o
476,65a s6
355*821.50
"I. HETTINGER, President.
WM. TREMBOR, Secretary.
The Inmiranee Year Book, xxxix
S53. THIRTY-SIXTH ANNUAL STATEMENT 1889.
A.GRICULTURAL
OF WATERTOWN, N. Y.
nsures only Farm Property, Private Residences, and otiier proper-
ties not more liazardous.
:apital, $500,000.00
Jet Assets (To protect Policyholders), - - ^ 1,958,109.54
Jet Surplus to Policyholders, . - . . 802,191.40
Jet Surplus to Stockholders, 302,19140
SX-A.XBMBNX J-A.NUARY 1, 1889.
J. S. and Municipal Bonds and other Stocks $3^31 127. 50
^oans on Bonds and Mortgages (first lien) 1*165,439.34
■leal EsUte owned by the Company 174,886.10
Loans on Collaterals 52,580.00
Zash in Company's office and banks of deposit 183,352.43
Premiums in due course of collection 67,032.59
Total Afseta 12,006,418.76
Losses adjusted but not due $13,861.22
Losses Unadjusted 34,418.00
Unpaid Dividends 30.00 48,809.22
BET ASSETS, For Protection of Pollcyliolders $1,968,109.61
CapiUl Stock $500,000.00
Reinsurance Reserve 1,155,918.14 1,655,918.14
Net flurplM 1302,191.40
This Company has paid for Losses since its oi^nization $5,981,602.22
J. R. STEBBINS, PRESIDENT. H. M. STEVENS, SECRETARY.
GENERAL OKKICES.
HUTCHINSON & MANN, General Agents for Pacific Coast, San Fiancisco, Cal.
J. FLYNN, Chief Agent, Toronto, Ont.
DEWEY & BUCKMAN, BrockviUe, Can.
J. R. HAWTHORNE, General Agent for Ohio and Kentucky, Cleveland, Ohio.
C. PATTERSON ft SON, 71 Wall Street, New York, General Agents Eastern New York, Connecticut, Massachu
setts, New Jersey and Eastern Pennsylvania.
D. A. CLARK, 33Z E. Baltimore Street, Baltimore, Gene^ Agent for Mary^^> l^^ls^^'^'^i Southwestern Peim-
sylvania. District of Columbia and West Virginia.
GEO. D. PLEASANTS ft SONS, Richmond, Stote A^^ Vit«»^"^
A. H . DARROW, Chicago, IlL, General Manager Wea^^^' «ajtment.
xl
The Insurance Year Book.
THE HARTFORD
Life and Annuity Insurance Company
OF HARTFORD, CONN.
F. R. FOSTER, President. STEPHEN BALL, Secretary.
A. T. SXITEf Saperintendent of Age&doi.
W. B. WABHBS, Asst. Snpt. *of Aganeiet.
Desires to secure the services of efficient agents to represent the company
Its improved system of protection, known as the SAFETY Fund
System, is very popular and meets with favor wherever
introduced.
Apply for circulars and agencies direct to the Home Office.
-THE-
VERMONT
LIFE INSURANCE COMPANY
Of Burlington, Vt.
INCORPORRTBD
1B6B.
ISSUES
LIFE, ENDOWMENT,
-AND-
BOND POLICIES
Of every Desirable Form for Family ProtecrioD or Invest-
ment for Personal Benefit.
William H. Hart, Ppcs. C. M. Spauldinc, Vice-Piet.
C. R. TuRMLL, Sec.
THa
MUTUAL
Life Insurance Company
of boston, mass.,
Offers to the public all desirable forms of legit>
mate life insurance, in strict confonnity to
the conservative requiiements of the
Statutes of Massachusetts.
E. W. BcsHNKLL, Supt. Agencies.
A. P. Grinnell, Medical Examiner.
STEPHEN H. RHODES, President.
George B. Woodward, Secretary.
Henry T. Culver, Supt. of Agents
Vtw York 0 Aee, Vo. SS Vaiui S^ittn.
The Insurance Year Book. xli
SURETYSHIP FOR EMPLOYEES.
THE ORIGINAL COMPANY IN AMERICA.
Fhe Guarantee Company
OF5 NORTH K2«tBRICM.
SIS^^^BXjXSIBSIID ------- 1872-
*aid up Capital and Resoorces, over $1,000,000.00
*aid up in Cash 304,600.00
>epo6ited with the Insurance Department at Albany 200,000.00
This Company's business b solely that of issuing Bonds of Suretyship for Officers and
employees in positions of trust, whereby the necessity for private suretyship is abolished.
This was the first Company to introduce this system to the American public, and is the only
>ne whose whole Capital and Funds are especially applicable thereto. It is under the same experi-
nced management which first introduced and has for thirty years successfully transacted the business
m this continent.
HEAD OKKICE, IS^ONTREAL.
President, Sir ALEXANDER T. GALT, G. C. M. G., formerly Finance Minister of Canada.
Vice-President and Managing Director, EDWARD RAWLINGS.
BRANCH OFFICES:
N^E W YORK, III Broadway D. J. TOMPKINS, Secretary.
BOSTON, 17 Central Street G. W. GREGERSON, Agent and Attorney.
PHILADELPHIA, 506 Walnut Street A. F. SABINE, Resident Secretary.
BAL TIMORE, 5 Produce Exchange W. S. WILKINSON, Agent.
PITTSBURGH, 102 Fourth Avenue WM. M. GRANGER, Agent.
CHICAGO, 175 La Salle Street JAS. GRANT, Secretary.
ST. LOUIS, 117 North Third Street C. L. CASE & BRO., Agents.
LOUISVILLE, Bank Clearing House CLINTON McCLARTY. Agent.
NASHVILLE, 8 Noel Block MORROW, COOLEY & METZGER. Agents.
RICHMOND, uo4>i Main Street ^ PLEASANTS & CO., Agents.
DE TROIT, 88 Griswold Street ' , .IKK^CIS GRAHAM, Agent.
xlii TJie Insurance Year Book.
1849. Capital, $500,000. 1889.
CITIZENS
INSURANCE COMPANY
-OP-
PITTSBURGH, PA.
J. R. SNIVELY, SECRETARY. WM. G. JOHNSTON. PRESIDES:
Agents in New York City AcKXRMAN, Deyo & Huxiard, 41 Pine Stree*
** ** Buffalo * North & Veddk
" Boston George W. Grsgexsov
** " Chicago Granger Smith & Mitiji
'* ** St. Louis H. M. Bix>ssoM & Co
•• " Philadelphia W. A. Simpson & Ca
FIRE AND MARINE INSURANCE COMPANY
No. 413 WOOD SXREEX,
CAPITAL t860,ooatt
ASSETS, January i, 1889 392,3617?
LOSSES paid from organization to J/muary i, 1889 1,385,830.X
0. P. SOAZFE, President. E. E. SOBBNOSp Seoretaiy. ESNBT F. ▼&▲▼!&, TreMom
Loeess Promfttly A.Dju8X£cr> j\.nid P-A.ir>.
Agents in New York City Kirby & Dwight, 54 Pine Street.
Buffalo, N. Y C. B. Armstrong & Co., 56 Main Street
*• Boston, Mass Samuel W. Brown, 91 Water Siie«^
Philadelphia, Pa W. A. Simpson & Soa
Chicago, 111 E. M.TeaU&Co., 160 La Salle Stre«'-
Baltimore, Md J. S. Mattry&Co..«3 German S&tet
xliv The Inmrance Year Book.
THE STANDARD
Fire Insurance Cotw^rkny
— OF —
CAPITAL, ...... $lOO,O0C
WM. ELLINGHAM, President. HENRY BAER, Yice-Prtadcr
CHAS. W. CONNER. Secretary. WM. F. GRAEBE, Qitj Soadtor.
DIRECTORS:
WILLIAM ELLINGHAM Of NeiU & EUingham, Wholesale Grocers, WhceUng, W. Vi
HENRY BAER Of Simon Bacr's Sons, Wholesale Grocers, Wheeliiig, W. V;
MORRIS HORKHEIMER Of Horkhcimer Bros.. Wool Dealers, Wheeling, W. V.
F. J. PARK Secretary North Wheeling Gas Works. Wheeling, W. Vi
J. H. PIPES Physician, Wheeling, W. \i.
WM. GOERING SecreUiy Central Glass Works, Wheeling, W W
JAMES P. ROGERS Attomey-at-Law, Wheeling, W. V.
E . W. WELLS : Architect, Wheeling, W. Vi
WM. G. WILKINSON Exchange Bank of Wheeling. W. Vi
UNDERWRITERS
INSURKNCE C07V
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